+91-22-489139092022 के लिए शीर्ष 10 म्युचुअल फंड
2022 में निवेश करने के लिए सर्वश्रेष्ठ म्यूचुअल फंड की तलाश है? जबकिनिवेश मेंम्यूचुअल फंड्स, निवेशकों को अक्सर ऐसा फंड चुनने में कठिनाई होती है जो उन्हें लगातार रिटर्न दे।
सभी परेशानियों को हल करने के लिए, हम शीर्ष 10 म्यूचुअल फंड योजनाओं की सूची लेकर आए हैं, जिनमें आप निवेश करना पसंद कर सकते हैं। इन फंडों को एयूएम जैसे कुछ मापदंडों को पूरा करके शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, आदि। आप इन योजनाओं में दो तरह से निवेश कर सकते हैं- या तोसिप मार्ग या एकमुश्त रास्ता।
निवेश के एकमुश्त मोड में, निवेशक योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश कर सकते हैं, जबकि एसआईपी मोड में, निवेशक नियमित अंतराल पर निवेश कर सकते हैं जो मासिक, त्रैमासिक और वार्षिक हो सकता है। एकमुश्त में न्यूनतम निवेश राशि हो सकती हैश्रेणी INR 1000-5000 से, जबकि SIP में आप केवल INR 500 से निवेश शुरू कर सकते हैं।
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आपको म्यूचुअल फंड में निवेश क्यों करना चाहिए?
आप ऐसा कर सकते हैंम्युचुअल फंड में निवेश जैसा की आपजोखिम उठाने का माद्दा. सभी प्रकार के जोखिम लेने वालों के लिए योजनाओं की एक श्रृंखला है। रूढ़िवादी निवेशकों से लेकर उच्च जोखिम वाले निवेशकों तक, हर कोई म्यूचुअल फंड योजनाओं में निवेश कर सकता है
म्युचुअल फंड आपको ढेर सारे कर लाभ प्रदान करते हैं
म्यूचुअल फंड आपको बेहतर रिटर्न दे सकते हैं औरनकदी प्रवाह किसी भी अन्य पारंपरिक निवेश विकल्प जैसे FD, आदि की तुलना में।
म्यूचुअल फंड में निवेश करके आप सही मात्रा में विविधीकरण प्राप्त कर सकते हैं। आप अपने पोर्टफोलियो में विभिन्न योजनाओं की संख्या रख सकते हैं
म्युचुअल फंड किफायती हैं। कोई भी व्यक्ति SIP के माध्यम से INR 500 जितनी कम राशि से अपना निवेश शुरू कर सकता है
आप जिस पैसे में निवेश करते हैं उसका प्रबंधन किसी विशेषज्ञ की टीम द्वारा किया जाता है। उनके पास वास्तविक समय तक पहुंच हैमंडी और वे सबसे अधिक लागत प्रभावी पैमाने पर ट्रेडों को निष्पादित करने में सक्षम हैं
आपके म्युचुअल फंड निवेश सुरक्षित हाथों में हैं। प्रत्येक म्युचुअल फंड द्वारा नियंत्रित किया जाता हैसेबी (भारतीय प्रतिभूति और विनिमय बोर्ड), इसलिए आपके द्वारा निवेश किया गया सारा फंड पारदर्शी तरीके से चलता है और सुरक्षित है।
2022 में निवेश करने के लिए शीर्ष 10 म्युचुअल फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP US Flexible Equity Fund Growth ₹73.5456
↑ 0.58 ₹1,000 12.4 40.2 33 23 19.5 17.8 Franklin Asian Equity Fund Growth ₹35.0681
↓ -0.25 ₹260 10.6 26.9 19.9 18.6 4.5 14.4 Invesco India Growth Opportunities Fund Growth ₹104.25
↑ 0.16 ₹8,125 2.7 14.4 13.2 25.4 24.2 37.5 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹63.39
↑ 0.07 ₹3,374 5 7 11.5 16.8 21.6 8.7 ICICI Prudential Banking and Financial Services Fund Growth ₹138.92
↑ 0.50 ₹9,688 3.7 6.8 11.4 16.7 21.9 11.6 Kotak Standard Multicap Fund Growth ₹87.679
↑ 0.23 ₹53,626 3.3 9.4 9.5 17.4 19.7 16.5 Axis Credit Risk Fund Growth ₹22.009
↑ 0.01 ₹366 2 4 8.7 8 6.8 8 PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00 ₹39 0.6 4.4 8.4 3 4.2 ICICI Prudential MIP 25 Growth ₹77.6606
↑ 0.11 ₹3,261 2.2 4.9 8.3 10.5 10 11.4 Aditya Birla Sun Life Regular Savings Fund Growth ₹68.6285
↑ 0.10 ₹1,542 2.2 4.6 8.1 9.5 11 10.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25 Research Highlights & Commentary of 10 Funds showcased
Commentary DSP US Flexible Equity Fund Franklin Asian Equity Fund Invesco India Growth Opportunities Fund Aditya Birla Sun Life Banking And Financial Services Fund ICICI Prudential Banking and Financial Services Fund Kotak Standard Multicap Fund Axis Credit Risk Fund PGIM India Credit Risk Fund ICICI Prudential MIP 25 Aditya Birla Sun Life Regular Savings Fund Point 1 Lower mid AUM (₹1,000 Cr). Bottom quartile AUM (₹260 Cr). Upper mid AUM (₹8,125 Cr). Upper mid AUM (₹3,374 Cr). Top quartile AUM (₹9,688 Cr). Highest AUM (₹53,626 Cr). Bottom quartile AUM (₹366 Cr). Bottom quartile AUM (₹39 Cr). Upper mid AUM (₹3,261 Cr). Lower mid AUM (₹1,542 Cr). Point 2 Established history (13+ yrs). Established history (17+ yrs). Established history (18+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (11+ yrs). Established history (11+ yrs). Oldest track record among peers (21 yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 5★ (lower mid). Rating: 5★ (bottom quartile). Rating: 5★ (bottom quartile). Rating: 5★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.51% (upper mid). 5Y return: 4.52% (bottom quartile). 5Y return: 24.19% (top quartile). 5Y return: 21.58% (upper mid). 5Y return: 21.88% (top quartile). 5Y return: 19.70% (upper mid). 1Y return: 8.73% (lower mid). 1Y return: 8.43% (bottom quartile). 5Y return: 10.01% (lower mid). 5Y return: 10.96% (lower mid). Point 6 3Y return: 23.02% (top quartile). 3Y return: 18.63% (upper mid). 3Y return: 25.43% (top quartile). 3Y return: 16.81% (upper mid). 3Y return: 16.67% (lower mid). 3Y return: 17.44% (upper mid). 1M return: 0.83% (bottom quartile). 1M return: 0.27% (bottom quartile). 3Y return: 10.46% (lower mid). 3Y return: 9.54% (bottom quartile). Point 7 1Y return: 32.98% (top quartile). 1Y return: 19.94% (top quartile). 1Y return: 13.18% (upper mid). 1Y return: 11.50% (upper mid). 1Y return: 11.38% (upper mid). 1Y return: 9.45% (lower mid). Sharpe: 2.16 (top quartile). Sharpe: 1.73 (top quartile). 1Y return: 8.33% (bottom quartile). 1Y return: 8.07% (bottom quartile). Point 8 Alpha: -2.48 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 11.03 (top quartile). Alpha: -6.06 (bottom quartile). Alpha: -2.57 (bottom quartile). Alpha: 3.91 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). 1M return: 1.39% (bottom quartile). 1M return: 1.80% (lower mid). Point 9 Sharpe: 0.77 (upper mid). Sharpe: 0.49 (upper mid). Sharpe: 0.03 (lower mid). Sharpe: -0.18 (bottom quartile). Sharpe: 0.03 (lower mid). Sharpe: -0.37 (bottom quartile). Yield to maturity (debt): 7.93% (top quartile). Yield to maturity (debt): 5.01% (upper mid). Alpha: 0.00 (lower mid). Alpha: 1.03 (upper mid). Point 10 Information ratio: -0.62 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.26 (top quartile). Information ratio: 0.14 (upper mid). Information ratio: 0.32 (top quartile). Information ratio: 0.19 (upper mid). Modified duration: 2.30 yrs (bottom quartile). Modified duration: 0.54 yrs (lower mid). Sharpe: -0.06 (bottom quartile). Sharpe: 0.04 (upper mid). DSP US Flexible Equity Fund
Franklin Asian Equity Fund
Invesco India Growth Opportunities Fund
Aditya Birla Sun Life Banking And Financial Services Fund
ICICI Prudential Banking and Financial Services Fund
Kotak Standard Multicap Fund
Axis Credit Risk Fund
PGIM India Credit Risk Fund
ICICI Prudential MIP 25
Aditya Birla Sun Life Regular Savings Fund
The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. Research Highlights for DSP US Flexible Equity Fund Below is the key information for DSP US Flexible Equity Fund Returns up to 1 year are on An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. Research Highlights for Franklin Asian Equity Fund Below is the key information for Franklin Asian Equity Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Research Highlights for Invesco India Growth Opportunities Fund Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Banking and Financial Services Fund Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Research Highlights for Kotak Standard Multicap Fund Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on (Erstwhile Axis Fixed Income Opportunities Fund) To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns Research Highlights for Axis Credit Risk Fund Below is the key information for Axis Credit Risk Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Credit Opportunities Fund) The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for PGIM India Credit Risk Fund Below is the key information for PGIM India Credit Risk Fund Returns up to 1 year are on The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential MIP 25 Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan) An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus. Research Highlights for Aditya Birla Sun Life Regular Savings Fund Below is the key information for Aditya Birla Sun Life Regular Savings Fund Returns up to 1 year are on 1. DSP US Flexible Equity Fund
DSP US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (28 Oct 25) ₹73.5456 ↑ 0.58 (0.80 %) Net Assets (Cr) ₹1,000 on 31 Aug 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.55 Sharpe Ratio 0.77 Information Ratio -0.62 Alpha Ratio -2.48 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Global Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹13,082 30 Sep 22 ₹12,159 30 Sep 23 ₹14,648 30 Sep 24 ₹18,122 30 Sep 25 ₹23,384 Returns for DSP US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 3.8% 3 Month 12.4% 6 Month 40.2% 1 Year 33% 3 Year 23% 5 Year 19.5% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.8% 2023 22% 2022 -5.9% 2021 24.2% 2020 22.6% 2019 27.5% 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% Fund Manager information for DSP US Flexible Equity Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.59 Yr. Data below for DSP US Flexible Equity Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Technology 33.17% Financial Services 17.01% Communication Services 14.3% Health Care 10.86% Consumer Cyclical 10.4% Industrials 6.24% Basic Materials 3.03% Energy 2.54% Asset Allocation
Asset Class Value Cash 2.43% Equity 97.56% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2
Investment Fund | -99% ₹1,033 Cr 1,994,958
↓ -29,079 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -1% ₹15 Cr Net Receivables/Payables
Net Current Assets | -0% -₹2 Cr 2. Franklin Asian Equity Fund
Franklin Asian Equity Fund
Growth Launch Date 16 Jan 08 NAV (28 Oct 25) ₹35.0681 ↓ -0.25 (-0.70 %) Net Assets (Cr) ₹260 on 31 Aug 25 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.54 Sharpe Ratio 0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Sub Cat. Global Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹11,378 30 Sep 22 ₹8,513 30 Sep 23 ₹9,152 30 Sep 24 ₹11,434 30 Sep 25 ₹12,785 Returns for Franklin Asian Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 6.1% 3 Month 10.6% 6 Month 26.9% 1 Year 19.9% 3 Year 18.6% 5 Year 4.5% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.4% 2023 0.7% 2022 -14.5% 2021 -5.9% 2020 25.8% 2019 28.2% 2018 -13.6% 2017 35.5% 2016 7.2% 2015 -4.6% Fund Manager information for Franklin Asian Equity Fund
Name Since Tenure Sandeep Manam 18 Oct 21 3.96 Yr. Shyam Sriram 26 Sep 24 1.01 Yr. Data below for Franklin Asian Equity Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Technology 25.99% Consumer Cyclical 22.86% Financial Services 21.73% Industrials 6.81% Communication Services 6.37% Consumer Defensive 3.59% Health Care 3.39% Basic Materials 2.97% Real Estate 2.18% Utility 1.16% Asset Allocation
Asset Class Value Cash 2.95% Equity 97.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 233010% ₹27 Cr 71,000 Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 007006% ₹18 Cr 23,500 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK5% ₹14 Cr 143,242 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK4% ₹12 Cr 92,546 Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 099884% ₹11 Cr 56,904 Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 0059304% ₹10 Cr 18,979 Contemporary Amperex Technology Co Ltd Class A (Industrials)
Equity, Since 30 Apr 24 | 3007503% ₹9 Cr 18,100 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433203% ₹9 Cr 274,237 MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 24543% ₹8 Cr 21,000 SK Hynix Inc (Technology)
Equity, Since 30 Jun 20 | 0006603% ₹8 Cr 3,567 3. Invesco India Growth Opportunities Fund
Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (29 Oct 25) ₹104.25 ↑ 0.16 (0.15 %) Net Assets (Cr) ₹8,125 on 31 Aug 25 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.82 Sharpe Ratio 0.03 Information Ratio 1.26 Alpha Ratio 11.03 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹14,981 30 Sep 22 ₹14,705 30 Sep 23 ₹17,365 30 Sep 24 ₹27,973 30 Sep 25 ₹28,281 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 4.8% 3 Month 2.7% 6 Month 14.4% 1 Year 13.2% 3 Year 25.4% 5 Year 24.2% 10 Year 15 Year Since launch 13.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 37.5% 2023 31.6% 2022 -0.4% 2021 29.7% 2020 13.3% 2019 10.7% 2018 -0.2% 2017 39.6% 2016 3.3% 2015 3.8% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Aditya Khemani 9 Nov 23 1.9 Yr. Amit Ganatra 21 Jan 22 3.7 Yr. Data below for Invesco India Growth Opportunities Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 27.61% Consumer Cyclical 20.78% Health Care 19.65% Industrials 11.78% Technology 7.94% Real Estate 6.65% Basic Materials 3.81% Communication Services 1.58% Asset Allocation
Asset Class Value Cash 0.18% Equity 99.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH5% ₹454 Cr 4,070,824
↑ 429,553 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 5433205% ₹446 Cr 13,689,301 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO5% ₹434 Cr 776,436
↑ 28,991 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN5% ₹395 Cr 2,449,413 Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5002515% ₹381 Cr 815,029 Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY4% ₹377 Cr 8,909,867 Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE4% ₹369 Cr 4,283,799 L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF4% ₹334 Cr 13,404,597 BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE4% ₹323 Cr 1,580,775 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE3% ₹289 Cr 1,914,877 4. Aditya Birla Sun Life Banking And Financial Services Fund
Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (29 Oct 25) ₹63.39 ↑ 0.07 (0.11 %) Net Assets (Cr) ₹3,374 on 31 Aug 25 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio -0.18 Information Ratio 0.14 Alpha Ratio -6.06 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹17,779 30 Sep 22 ₹17,350 30 Sep 23 ₹21,687 30 Sep 24 ₹26,653 30 Sep 25 ₹27,010 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 6.2% 3 Month 5% 6 Month 7% 1 Year 11.5% 3 Year 16.8% 5 Year 21.6% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 21.7% 2022 11.5% 2021 16.8% 2020 1.1% 2019 14.9% 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Dhaval Gala 26 Aug 15 10.11 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 96.53% Technology 1.14% Asset Allocation
Asset Class Value Cash 2.29% Equity 97.67% Debt 0.05% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK18% ₹631 Cr 4,677,929
↓ -250,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK18% ₹626 Cr 6,583,496 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322158% ₹261 Cr 2,302,100 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN7% ₹237 Cr 2,718,689 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000346% ₹213 Cr 2,137,250 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK4% ₹141 Cr 709,333
↑ 239,361 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG3% ₹118 Cr 623,906 HDB Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 25 | HDBFS3% ₹107 Cr 1,429,781 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI3% ₹107 Cr 565,076 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5406113% ₹106 Cr 1,446,861 5. ICICI Prudential Banking and Financial Services Fund
ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (29 Oct 25) ₹138.92 ↑ 0.50 (0.36 %) Net Assets (Cr) ₹9,688 on 31 Aug 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 1.83 Sharpe Ratio 0.03 Information Ratio 0.32 Alpha Ratio -2.57 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹17,263 30 Sep 22 ₹17,101 30 Sep 23 ₹20,162 30 Sep 24 ₹25,799 30 Sep 25 ₹26,594 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 5.7% 3 Month 3.7% 6 Month 6.8% 1 Year 11.4% 3 Year 16.7% 5 Year 21.9% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 17.9% 2022 11.9% 2021 23.5% 2020 -5.5% 2019 14.5% 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 7.68 Yr. Sharmila D’mello 30 Jun 22 3.26 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 93.8% Health Care 1.4% Technology 0.4% Industrials 0.38% Asset Allocation
Asset Class Value Cash 4.02% Equity 95.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK20% ₹2,005 Cr 21,081,157
↑ 1,721,301 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK19% ₹1,917 Cr 14,219,497 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN8% ₹828 Cr 9,489,675 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322158% ₹779 Cr 6,886,687
↓ -668,750 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE6% ₹556 Cr 3,104,315
↑ 211,968 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK5% ₹526 Cr 2,638,382
↑ 281,994 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE4% ₹386 Cr 5,099,696 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002713% ₹260 Cr 1,649,161 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI3% ₹256 Cr 1,355,046 LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN2% ₹195 Cr 3,450,348 6. Kotak Standard Multicap Fund
Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (29 Oct 25) ₹87.679 ↑ 0.23 (0.27 %) Net Assets (Cr) ₹53,626 on 31 Aug 25 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.47 Sharpe Ratio -0.37 Information Ratio 0.19 Alpha Ratio 3.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Multi Cap Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,201 30 Sep 22 ₹14,967 30 Sep 23 ₹17,785 30 Sep 24 ₹24,378 30 Sep 25 ₹24,102 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 4.8% 3 Month 3.3% 6 Month 9.4% 1 Year 9.5% 3 Year 17.4% 5 Year 19.7% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.5% 2023 24.2% 2022 5% 2021 25.4% 2020 11.8% 2019 12.3% 2018 -0.9% 2017 34.3% 2016 9.4% 2015 3% Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 13.17 Yr. Data below for Kotak Standard Multicap Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 26.21% Industrials 19.61% Basic Materials 14.66% Consumer Cyclical 12.02% Technology 6.83% Energy 5.89% Utility 3.51% Health Care 3.09% Communication Services 2.98% Consumer Defensive 2.25% Asset Allocation
Asset Class Value Cash 2.77% Equity 97.23% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK7% ₹3,572 Cr 26,500,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 14 | BEL6% ₹3,272 Cr 81,000,000
↓ -5,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹3,043 Cr 32,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN4% ₹2,076 Cr 23,800,000 Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322864% ₹2,021 Cr 19,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹1,976 Cr 5,400,000
↓ -200,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433204% ₹1,953 Cr 60,000,000
↑ 7,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5322153% ₹1,811 Cr 16,000,000 SRF Ltd (Industrials)
Equity, Since 31 Dec 18 | SRF3% ₹1,765 Cr 6,250,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 5325383% ₹1,681 Cr 1,375,000
↓ -350,000 7. Axis Credit Risk Fund
Axis Credit Risk Fund
Growth Launch Date 15 Jul 14 NAV (29 Oct 25) ₹22.009 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹366 on 15 Sep 25 Category Debt - Credit Risk AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.93% Effective Maturity 2 Years 9 Months 4 Days Modified Duration 2 Years 3 Months 18 Days Sub Cat. Credit Risk Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,749 30 Sep 22 ₹11,109 30 Sep 23 ₹11,878 30 Sep 24 ₹12,830 30 Sep 25 ₹13,928 Returns for Axis Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 0.8% 3 Month 2% 6 Month 4% 1 Year 8.7% 3 Year 8% 5 Year 6.8% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7% 2022 4% 2021 6% 2020 8.2% 2019 4.4% 2018 5.9% 2017 6.4% 2016 9.8% 2015 8.7% Fund Manager information for Axis Credit Risk Fund
Name Since Tenure Devang Shah 15 Jul 14 11.22 Yr. Akhil Thakker 9 Nov 21 3.9 Yr. Data below for Axis Credit Risk Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 1.99% Equity 2.54% Debt 94.99% Other 0.48% Debt Sector Allocation
Sector Value Corporate 77.14% Government 15.09% Securitized 2.75% Cash Equivalent 1.99% Credit Quality
Rating Value A 19.69% AA 55.15% AAA 25.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Government of India (06/10/2035)
Sovereign Bonds | -8% ₹30 Cr 3,000,000
↑ 3,000,000 Jubilant Bevco Limited
Debentures | -4% ₹16 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -4% ₹15 Cr 1,500 Altius Telecom Infrastructure Trust
Debentures | -4% ₹15 Cr 1,500 Narayana Hrudayalaya Limited
Debentures | -4% ₹15 Cr 1,500 Jtpm Metal TRaders Limited
Debentures | -4% ₹15 Cr 1,500 Nirma Limited
Debentures | -4% ₹15 Cr 1,500 Infopark Properties Limited
Debentures | -4% ₹15 Cr 1,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -4% ₹15 Cr 1,500 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹12 Cr 1,200,000 8. PGIM India Credit Risk Fund
PGIM India Credit Risk Fund
Growth Launch Date 29 Sep 14 NAV (21 Jan 22) ₹15.5876 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹39 on 31 Dec 21 Category Debt - Credit Risk AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 5.01% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 14 Days Sub Cat. Credit Risk Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹11,160 Returns for PGIM India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 4.4% 1 Year 8.4% 3 Year 3% 5 Year 4.2% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Credit Risk Fund
Name Since Tenure Data below for PGIM India Credit Risk Fund as on 31 Dec 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. ICICI Prudential MIP 25
ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (29 Oct 25) ₹77.6606 ↑ 0.11 (0.14 %) Net Assets (Cr) ₹3,261 on 15 Sep 25 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Hybrid Debt Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹11,547 30 Sep 22 ₹11,994 30 Sep 23 ₹13,113 30 Sep 24 ₹15,170 30 Sep 25 ₹16,064 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 1.4% 3 Month 2.2% 6 Month 4.9% 1 Year 8.3% 3 Year 10.5% 5 Year 10% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.4% 2023 11.4% 2022 5.1% 2021 9.9% 2020 10.9% 2019 9.6% 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Manish Banthia 19 Sep 13 12.04 Yr. Akhil Kakkar 22 Jan 24 1.69 Yr. Roshan Chutkey 2 May 22 3.42 Yr. Sharmila D’mello 31 Jul 22 3.17 Yr. Data below for ICICI Prudential MIP 25 as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 7.36% Equity 23.48% Debt 68.86% Other 0.29% Equity Sector Allocation
Sector Value Financial Services 6.73% Consumer Cyclical 3.71% Health Care 2.56% Communication Services 1.93% Real Estate 1.67% Technology 1.45% Energy 1.32% Utility 1.14% Basic Materials 1.06% Consumer Defensive 0.93% Industrials 0.84% Debt Sector Allocation
Sector Value Credit Quality
Rating Value A 7.58% AA 34.15% AAA 58.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.99% Govt Stock 2034
Sovereign Bonds | -5% ₹169 Cr 16,574,750 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹146 Cr 15,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹112 Cr 10,775,880 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 Adani Enterprises Ltd. **
Debentures | -3% ₹100 Cr 10,000
↑ 10,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹80 Cr 800 360 One Prime Limited
Debentures | -2% ₹76 Cr 7,500 State Bank Of India
Debentures | -2% ₹75 Cr 750 Yes Bank Limited
Debentures | -2% ₹65 Cr 650 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK2% ₹52 Cr 372,298 10. Aditya Birla Sun Life Regular Savings Fund
Aditya Birla Sun Life Regular Savings Fund
Growth Launch Date 22 May 04 NAV (29 Oct 25) ₹68.6285 ↑ 0.10 (0.14 %) Net Assets (Cr) ₹1,542 on 15 Sep 25 Category Hybrid - Hybrid Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 0.04 Information Ratio 0.18 Alpha Ratio 1.03 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Sub Cat. Hybrid Debt Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹12,391 30 Sep 22 ₹12,891 30 Sep 23 ₹13,951 30 Sep 24 ₹15,880 30 Sep 25 ₹16,791 Returns for Aditya Birla Sun Life Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25 Duration Returns 1 Month 1.8% 3 Month 2.2% 6 Month 4.6% 1 Year 8.1% 3 Year 9.5% 5 Year 11% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 9.6% 2022 5.3% 2021 13.4% 2020 9.2% 2019 5.8% 2018 -2.2% 2017 15.5% 2016 13.1% 2015 5.4% Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
Name Since Tenure Mohit Sharma 31 Oct 24 0.92 Yr. Harshil Suvarnkar 22 Mar 21 4.53 Yr. Data below for Aditya Birla Sun Life Regular Savings Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 6.13% Equity 22.61% Debt 70.95% Other 0.31% Equity Sector Allocation
Sector Value Financial Services 7.24% Health Care 2.7% Technology 2.69% Consumer Cyclical 2.32% Basic Materials 1.76% Industrials 1.46% Real Estate 1.39% Communication Services 1.15% Consumer Defensive 0.98% Energy 0.67% Utility 0.25% Debt Sector Allocation
Sector Value Credit Quality
Rating Value A 2.22% AA 23.1% AAA 74.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment And Finance Company Limited
Debentures | -4% ₹56 Cr 5,500 Jtpm Metal TRaders Limited
Debentures | -3% ₹44 Cr 4,316 Bajaj Housing Finance Limited
Debentures | -2% ₹31 Cr 300 Nuvama Wealth Finance Limited
Debentures | -2% ₹30 Cr 3,000 Power Grid Corporation Of India Limited
Debentures | -2% ₹30 Cr 3,000
↓ -1,500 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | HDFCBANK2% ₹29 Cr 300,000 Jubilant Bevco Limited
Debentures | -2% ₹26 Cr 2,500 Rural Electrification Corporation Limited
Debentures | -2% ₹26 Cr 250 Bharti Telecom Limited
Debentures | -2% ₹26 Cr 2,500 Indian Railway Finance Corporation Limited
Debentures | -2% ₹26 Cr 2,500
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फंड प्रदर्शन
निवेशकों को कुछ समय के लिए फंड के प्रदर्शन का निष्पक्ष मूल्यांकन करना चाहिए। ऐसा फंड चुनने का सुझाव दिया जाता है जो 4-5 वर्षों से लगातार अपने बेंचमार्क को मात दे।
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फ़ंड प्रबंधक
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