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2022 के लिए शीर्ष 10 म्युचुअल फंड

Updated on October 24, 2025 , 43887 views

2022 में निवेश करने के लिए सर्वश्रेष्ठ म्यूचुअल फंड की तलाश है? जबकिनिवेश मेंम्यूचुअल फंड्स, निवेशकों को अक्सर ऐसा फंड चुनने में कठिनाई होती है जो उन्हें लगातार रिटर्न दे।

सभी परेशानियों को हल करने के लिए, हम शीर्ष 10 म्यूचुअल फंड योजनाओं की सूची लेकर आए हैं, जिनमें आप निवेश करना पसंद कर सकते हैं। इन फंडों को एयूएम जैसे कुछ मापदंडों को पूरा करके शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, आदि। आप इन योजनाओं में दो तरह से निवेश कर सकते हैं- या तोसिप मार्ग या एकमुश्त रास्ता।

निवेश के एकमुश्त मोड में, निवेशक योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश कर सकते हैं, जबकि एसआईपी मोड में, निवेशक नियमित अंतराल पर निवेश कर सकते हैं जो मासिक, त्रैमासिक और वार्षिक हो सकता है। एकमुश्त में न्यूनतम निवेश राशि हो सकती हैश्रेणी INR 1000-5000 से, जबकि SIP में आप केवल INR 500 से निवेश शुरू कर सकते हैं।

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आपको म्यूचुअल फंड में निवेश क्यों करना चाहिए?

  • आप ऐसा कर सकते हैंम्युचुअल फंड में निवेश जैसा की आपजोखिम उठाने का माद्दा. सभी प्रकार के जोखिम लेने वालों के लिए योजनाओं की एक श्रृंखला है। रूढ़िवादी निवेशकों से लेकर उच्च जोखिम वाले निवेशकों तक, हर कोई म्यूचुअल फंड योजनाओं में निवेश कर सकता है

  • म्युचुअल फंड आपको ढेर सारे कर लाभ प्रदान करते हैं

  • म्यूचुअल फंड आपको बेहतर रिटर्न दे सकते हैं औरनकदी प्रवाह किसी भी अन्य पारंपरिक निवेश विकल्प जैसे FD, आदि की तुलना में।

  • म्यूचुअल फंड में निवेश करके आप सही मात्रा में विविधीकरण प्राप्त कर सकते हैं। आप अपने पोर्टफोलियो में विभिन्न योजनाओं की संख्या रख सकते हैं

  • म्युचुअल फंड किफायती हैं। कोई भी व्यक्ति SIP के माध्यम से INR 500 जितनी कम राशि से अपना निवेश शुरू कर सकता है

  • आप जिस पैसे में निवेश करते हैं उसका प्रबंधन किसी विशेषज्ञ की टीम द्वारा किया जाता है। उनके पास वास्तविक समय तक पहुंच हैमंडी और वे सबसे अधिक लागत प्रभावी पैमाने पर ट्रेडों को निष्पादित करने में सक्षम हैं

  • आपके म्युचुअल फंड निवेश सुरक्षित हाथों में हैं। प्रत्येक म्युचुअल फंड द्वारा नियंत्रित किया जाता हैसेबी (भारतीय प्रतिभूति और विनिमय बोर्ड), इसलिए आपके द्वारा निवेश किया गया सारा फंड पारदर्शी तरीके से चलता है और सुरक्षित है।

2022 में निवेश करने के लिए शीर्ष 10 म्युचुअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP US Flexible Equity Fund Growth ₹71.1391
↑ 0.62 		₹1,00010.737.427.822.717.517.8
Franklin Asian Equity Fund Growth ₹34.4723
↓ -0.10 		₹260823.817.116.84.314.4
Invesco India Growth Opportunities Fund Growth ₹103.75
↓ -0.38 		₹8,1250.512.512.125.623.637.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹63.09
↓ -0.04 		₹3,3742.361216.621.28.7
ICICI Prudential Banking and Financial Services Fund Growth ₹137.3
↓ -0.62 		₹9,6881.56.111.116.520.911.6
Axis Credit Risk Fund Growth ₹21.9801
↓ -0.01 		₹3661.93.98.886.88
Kotak Standard Multicap Fund Growth ₹87.047
↓ -0.28 		₹53,6261.48.58.617.719.116.5
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00 		₹390.64.48.434.2
ICICI Prudential MIP 25 Growth ₹77.3852
↓ -0.08 		₹3,2611.74.58.110.59.911.4
UTI Banking & PSU Debt Fund Growth ₹22.4188
↓ 0.00 		₹8131.33.48.17.777.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Oct 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP US Flexible Equity FundFranklin Asian Equity FundInvesco India Growth Opportunities FundAditya Birla Sun Life Banking And Financial Services FundICICI Prudential Banking and Financial Services FundAxis Credit Risk FundKotak Standard Multicap Fund PGIM India Credit Risk FundICICI Prudential MIP 25UTI Banking & PSU Debt Fund
Point 1Lower mid AUM (₹1,000 Cr).Bottom quartile AUM (₹260 Cr).Upper mid AUM (₹8,125 Cr).Upper mid AUM (₹3,374 Cr).Top quartile AUM (₹9,688 Cr).Bottom quartile AUM (₹366 Cr).Highest AUM (₹53,626 Cr).Bottom quartile AUM (₹39 Cr).Upper mid AUM (₹3,261 Cr).Lower mid AUM (₹813 Cr).
Point 2Established history (13+ yrs).Established history (17+ yrs).Established history (18+ yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (11+ yrs).Established history (16+ yrs).Established history (11+ yrs).Oldest track record among peers (21 yrs).Established history (11+ yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderate.
Point 55Y return: 17.53% (upper mid).5Y return: 4.33% (bottom quartile).5Y return: 23.60% (top quartile).5Y return: 21.23% (top quartile).5Y return: 20.88% (upper mid).1Y return: 8.76% (lower mid).5Y return: 19.11% (upper mid).1Y return: 8.43% (bottom quartile).5Y return: 9.87% (lower mid).1Y return: 8.06% (bottom quartile).
Point 63Y return: 22.67% (top quartile).3Y return: 16.83% (upper mid).3Y return: 25.58% (top quartile).3Y return: 16.65% (upper mid).3Y return: 16.48% (lower mid).1M return: 0.76% (lower mid).3Y return: 17.74% (upper mid).1M return: 0.27% (bottom quartile).3Y return: 10.48% (lower mid).1M return: 0.65% (lower mid).
Point 71Y return: 27.84% (top quartile).1Y return: 17.13% (top quartile).1Y return: 12.14% (upper mid).1Y return: 12.02% (upper mid).1Y return: 11.15% (upper mid).Sharpe: 2.16 (top quartile).1Y return: 8.57% (lower mid).Sharpe: 1.73 (top quartile).1Y return: 8.13% (bottom quartile).Sharpe: 1.46 (upper mid).
Point 8Alpha: -2.48 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 11.03 (top quartile).Alpha: -6.06 (bottom quartile).Alpha: -2.57 (bottom quartile).Information ratio: 0.00 (lower mid).Alpha: 3.91 (top quartile).Information ratio: 0.00 (lower mid).1M return: 0.65% (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Sharpe: 0.77 (upper mid).Sharpe: 0.49 (upper mid).Sharpe: 0.03 (lower mid).Sharpe: -0.18 (bottom quartile).Sharpe: 0.03 (lower mid).Yield to maturity (debt): 7.93% (top quartile).Sharpe: -0.37 (bottom quartile).Yield to maturity (debt): 5.01% (upper mid).Alpha: 0.00 (lower mid).Yield to maturity (debt): 6.61% (upper mid).
Point 10Information ratio: -0.62 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 1.26 (top quartile).Information ratio: 0.14 (upper mid).Information ratio: 0.32 (top quartile).Modified duration: 2.30 yrs (bottom quartile).Information ratio: 0.19 (upper mid).Modified duration: 0.54 yrs (lower mid).Sharpe: -0.06 (bottom quartile).Modified duration: 1.70 yrs (bottom quartile).

DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 17.53% (upper mid).
  • 3Y return: 22.67% (top quartile).
  • 1Y return: 27.84% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (upper mid).
  • Information ratio: -0.62 (bottom quartile).

Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 4.33% (bottom quartile).
  • 3Y return: 16.83% (upper mid).
  • 1Y return: 17.13% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.49 (upper mid).
  • Information ratio: 0.00 (upper mid).

Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹8,125 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.60% (top quartile).
  • 3Y return: 25.58% (top quartile).
  • 1Y return: 12.14% (upper mid).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 1.26 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.23% (top quartile).
  • 3Y return: 16.65% (upper mid).
  • 1Y return: 12.02% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (upper mid).

ICICI Prudential Banking and Financial Services Fund

  • Top quartile AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.88% (upper mid).
  • 3Y return: 16.48% (lower mid).
  • 1Y return: 11.15% (upper mid).
  • Alpha: -2.57 (bottom quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 0.32 (top quartile).

Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.76% (lower mid).
  • 1M return: 0.76% (lower mid).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (bottom quartile).

Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.11% (upper mid).
  • 3Y return: 17.74% (upper mid).
  • 1Y return: 8.57% (lower mid).
  • Alpha: 3.91 (top quartile).
  • Sharpe: -0.37 (bottom quartile).
  • Information ratio: 0.19 (upper mid).

PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (bottom quartile).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (lower mid).

ICICI Prudential MIP 25

  • Upper mid AUM (₹3,261 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.87% (lower mid).
  • 3Y return: 10.48% (lower mid).
  • 1Y return: 8.13% (bottom quartile).
  • 1M return: 0.65% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.06 (bottom quartile).

UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.06% (bottom quartile).
  • 1M return: 0.65% (lower mid).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.61% (upper mid).
  • Modified duration: 1.70 yrs (bottom quartile).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 17.53% (upper mid).
  • 3Y return: 22.67% (top quartile).
  • 1Y return: 27.84% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (upper mid).
  • Information ratio: -0.62 (bottom quartile).
  • Higher exposure to Technology vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding BGF US Flexible Equity I2 (~99.2%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (23 Oct 25) ₹71.1391 ↑ 0.62   (0.88 %)
Net Assets (Cr) ₹1,000 on 31 Aug 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.55
Sharpe Ratio 0.77
Information Ratio -0.62
Alpha Ratio -2.48
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹13,082
30 Sep 22₹12,159
30 Sep 23₹14,648
30 Sep 24₹18,122
30 Sep 25₹23,384

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month -0.8%
3 Month 10.7%
6 Month 37.4%
1 Year 27.8%
3 Year 22.7%
5 Year 17.5%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Jay Kothari1 Mar 1312.51 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Technology33.83%
Financial Services17%
Communication Services13.87%
Health Care10.58%
Consumer Cyclical10.54%
Industrials6.42%
Basic Materials3.05%
Energy2.38%
Asset Allocation
Asset ClassValue
Cash2.31%
Equity97.67%
Debt0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -		99%₹992 Cr2,024,037
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -		1%₹9 Cr
Net Receivables/Payables
Net Current Assets | -		0%-₹2 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 4.33% (bottom quartile).
  • 3Y return: 16.83% (upper mid).
  • 1Y return: 17.13% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.49 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Consumer Cyclical vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding Taiwan Semiconductor Manufacturing Co Ltd (~9.1%).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (23 Oct 25) ₹34.4723 ↓ -0.10   (-0.29 %)
Net Assets (Cr) ₹260 on 31 Aug 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 2.54
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,378
30 Sep 22₹8,513
30 Sep 23₹9,152
30 Sep 24₹11,434
30 Sep 25₹12,785

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450 Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 2.2%
3 Month 8%
6 Month 23.8%
1 Year 17.1%
3 Year 16.8%
5 Year 4.3%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.4%
2023 0.7%
2022 -14.5%
2021 -5.9%
2020 25.8%
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
2015 -4.6%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 213.87 Yr.
Shyam Sriram26 Sep 240.93 Yr.

Data below for Franklin Asian Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Consumer Cyclical23.88%
Financial Services23.34%
Technology23.16%
Industrials7.52%
Communication Services6.1%
Consumer Defensive4.33%
Health Care3.89%
Basic Materials2.49%
Real Estate2.11%
Utility1.2%
Asset Allocation
Asset ClassValue
Cash1.99%
Equity98.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330		9%₹24 Cr71,000
↓ -8,000
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700		6%₹16 Cr23,500
↓ -1,100
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK		5%₹14 Cr143,242
↑ 6,748
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK		5%₹13 Cr92,546
↑ 5,049
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320		3%₹9 Cr274,237
↓ -13,269
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930		3%₹8 Cr18,979
↑ 916
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454		3%₹8 Cr21,000
↓ -1,000
AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 01299		3%₹8 Cr91,200
↓ -4,400
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 09988		3%₹7 Cr56,904
↓ -2,700
Contemporary Amperex Technology Co Ltd Class A (Industrials)
Equity, Since 30 Apr 24 | 300750		3%₹7 Cr18,100
↓ -800

3. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹8,125 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.60% (top quartile).
  • 3Y return: 25.58% (top quartile).
  • 1Y return: 12.14% (upper mid).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 1.26 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding Trent Ltd (~5.3%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (24 Oct 25) ₹103.75 ↓ -0.38   (-0.36 %)
Net Assets (Cr) ₹8,125 on 31 Aug 25
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.03
Information Ratio 1.26
Alpha Ratio 11.03
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹14,981
30 Sep 22₹14,705
30 Sep 23₹17,365
30 Sep 24₹27,973
30 Sep 25₹28,281

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 1.8%
3 Month 0.5%
6 Month 12.5%
1 Year 12.1%
3 Year 25.6%
5 Year 23.6%
10 Year
15 Year
Since launch 13.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.5%
2023 31.6%
2022 -0.4%
2021 29.7%
2020 13.3%
2019 10.7%
2018 -0.2%
2017 39.6%
2016 3.3%
2015 3.8%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Aditya Khemani9 Nov 231.81 Yr.
Amit Ganatra21 Jan 223.61 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services27.29%
Consumer Cyclical20.16%
Health Care20.02%
Industrials13.09%
Real Estate6.87%
Technology5.99%
Basic Materials4.33%
Communication Services1.69%
Asset Allocation
Asset ClassValue
Cash0.56%
Equity99.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | TRENT		5%₹432 Cr815,029
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 543320		5%₹430 Cr13,689,301
↑ 1,720,863
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO		5%₹422 Cr747,445
↑ 32,614
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | 543220		5%₹420 Cr3,641,271
↑ 322,602
Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY		4%₹365 Cr8,909,867
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE		4%₹353 Cr4,283,799
↑ 1,156,100
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN		4%₹348 Cr2,449,413
↑ 35,677
BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE		4%₹331 Cr1,580,775
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE		4%₹299 Cr1,914,877
L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF		4%₹291 Cr13,404,597

4. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.23% (top quartile).
  • 3Y return: 16.65% (upper mid).
  • 1Y return: 12.02% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (upper mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~20.4%).
  • Top-3 holdings concentration ~46.1%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (24 Oct 25) ₹63.09 ↓ -0.04   (-0.06 %)
Net Assets (Cr) ₹3,374 on 31 Aug 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.99
Sharpe Ratio -0.18
Information Ratio 0.14
Alpha Ratio -6.06
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,779
30 Sep 22₹17,350
30 Sep 23₹21,687
30 Sep 24₹26,653
30 Sep 25₹27,010

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 4.1%
3 Month 2.3%
6 Month 6%
1 Year 12%
3 Year 16.6%
5 Year 21.2%
10 Year
15 Year
Since launch 16.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.02 Yr.
Dhaval Joshi21 Nov 222.78 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services96.39%
Technology1.15%
Asset Allocation
Asset ClassValue
Cash2.46%
Equity97.54%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK		20%₹689 Cr4,927,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK		19%₹626 Cr6,583,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK		7%₹241 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN		6%₹218 Cr2,718,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE		6%₹188 Cr2,137,250
HDB Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 25 | HDBFS		3%₹111 Cr1,429,781
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG		3%₹108 Cr623,906
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹104 Cr565,076
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK		3%₹104 Cr1,446,861
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK		3%₹92 Cr469,972

5. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Top quartile AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.88% (upper mid).
  • 3Y return: 16.48% (lower mid).
  • 1Y return: 11.15% (upper mid).
  • Alpha: -2.57 (bottom quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 0.32 (top quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~20.5%).
  • Top-3 holdings concentration ~47.7%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (24 Oct 25) ₹137.3 ↓ -0.62   (-0.45 %)
Net Assets (Cr) ₹9,688 on 31 Aug 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.03
Information Ratio 0.32
Alpha Ratio -2.57
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,263
30 Sep 22₹17,101
30 Sep 23₹20,162
30 Sep 24₹25,799
30 Sep 25₹26,594

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 3.1%
3 Month 1.5%
6 Month 6.1%
1 Year 11.1%
3 Year 16.5%
5 Year 20.9%
10 Year
15 Year
Since launch 16.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.59 Yr.
Sharmila D’mello30 Jun 223.17 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services95.04%
Health Care1.4%
Industrials0.33%
Asset Allocation
Asset ClassValue
Cash3.23%
Equity96.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK		21%₹1,988 Cr14,219,497
↑ 131,277
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK		19%₹1,842 Cr19,359,856
↑ 1,349,342
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK		8%₹790 Cr7,555,437
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN		8%₹762 Cr9,489,675
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE		5%₹522 Cr2,892,347
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK		5%₹462 Cr2,356,388
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE		4%₹394 Cr5,099,696
↑ 1,537
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | MFSL		3%₹264 Cr1,649,161
↓ -199,065
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹249 Cr1,355,046
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN		2%₹192 Cr3,450,348
↑ 866,055

6. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Research Highlights for Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.76% (lower mid).
  • 1M return: 0.76% (lower mid).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (bottom quartile).
  • Average maturity: 2.76 yrs (bottom quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top sector: Real Estate.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~86%).
  • High-quality debt (AAA/AA ~86%).
  • Largest holding Jubilant Bevco Limited (~4.3%).

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (24 Oct 25) ₹21.9801 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹366 on 15 Sep 25
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating ☆☆☆☆☆
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.93%
Effective Maturity 2 Years 9 Months 4 Days
Modified Duration 2 Years 3 Months 18 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,749
30 Sep 22₹11,109
30 Sep 23₹11,878
30 Sep 24₹12,830
30 Sep 25₹13,928

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 0.8%
3 Month 1.9%
6 Month 3.9%
1 Year 8.8%
3 Year 8%
5 Year 6.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4%
2021 6%
2020 8.2%
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 1411.14 Yr.
Akhil Thakker9 Nov 213.81 Yr.

Data below for Axis Credit Risk Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash10.15%
Equity3.04%
Debt86.32%
Other0.48%
Debt Sector Allocation
SectorValue
Corporate75.38%
Cash Equivalent10.15%
Government8.21%
Securitized2.73%
Credit Quality
RatingValue
A14.32%
AA57.78%
AAA27.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Jubilant Bevco Limited
Debentures | -		4%₹16 Cr1,500
Aditya Birla Renewables Limited
Debentures | -		4%₹15 Cr1,500
Nirma Limited
Debentures | -		4%₹15 Cr1,500
Narayana Hrudayalaya Limited
Debentures | -		4%₹15 Cr1,500
Infopark Properties Limited
Debentures | -		4%₹15 Cr1,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -		4%₹15 Cr1,500
Delhi International Airport Limited
Debentures | -		4%₹15 Cr150
Altius Telecom Infrastructure Trust
Debentures | -		4%₹15 Cr1,500
7.18% Govt Stock 2033
Sovereign Bonds | -		3%₹12 Cr1,200,000
Vedanta Limited
Debentures | -		3%₹12 Cr1,200

7. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.11% (upper mid).
  • 3Y return: 17.74% (upper mid).
  • 1Y return: 8.57% (lower mid).
  • Alpha: 3.91 (top quartile).
  • Sharpe: -0.37 (bottom quartile).
  • Information ratio: 0.19 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding ICICI Bank Ltd (~6.9%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (24 Oct 25) ₹87.047 ↓ -0.28   (-0.32 %)
Net Assets (Cr) ₹53,626 on 31 Aug 25
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.47
Sharpe Ratio -0.37
Information Ratio 0.19
Alpha Ratio 3.91
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹15,201
30 Sep 22₹14,967
30 Sep 23₹17,785
30 Sep 24₹24,378
30 Sep 25₹24,102

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 2.3%
3 Month 1.4%
6 Month 8.5%
1 Year 8.6%
3 Year 17.7%
5 Year 19.1%
10 Year
15 Year
Since launch 14.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.5%
2023 24.2%
2022 5%
2021 25.4%
2020 11.8%
2019 12.3%
2018 -0.9%
2017 34.3%
2016 9.4%
2015 3%
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 1213.08 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services25.47%
Industrials19.95%
Basic Materials14.39%
Consumer Cyclical10.72%
Technology7.19%
Energy5.69%
Utility3.47%
Health Care3.18%
Communication Services3.03%
Consumer Defensive2.58%
Asset Allocation
Asset ClassValue
Cash4.33%
Equity95.67%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK		7%₹3,704 Cr26,500,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 14 | BEL		6%₹3,177 Cr86,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK		6%₹3,045 Cr32,000,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO		4%₹2,180 Cr1,725,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT		4%₹2,017 Cr5,600,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN		4%₹1,910 Cr23,800,000
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JINDALSTEL		3%₹1,797 Cr19,000,000
SRF Ltd (Industrials)
Equity, Since 31 Dec 18 | SRF		3%₹1,773 Cr6,250,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY		3%₹1,690 Cr11,500,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | AXISBANK		3%₹1,672 Cr16,000,000

8. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (bottom quartile).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (lower mid).
  • Average maturity: 0.59 yrs (lower mid).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating ☆☆☆☆☆
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,160

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

9. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

  • Upper mid AUM (₹3,261 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.87% (lower mid).
  • 3Y return: 10.48% (lower mid).
  • 1Y return: 8.13% (bottom quartile).
  • 1M return: 0.65% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.06 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~67%).
  • High-quality debt (AAA/AA ~94%).
  • Largest holding 6.99% Govt Stock 2034 (~5.2%).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (24 Oct 25) ₹77.3852 ↓ -0.08   (-0.11 %)
Net Assets (Cr) ₹3,261 on 15 Sep 25
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio -0.06
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Debt

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,547
30 Sep 22₹11,994
30 Sep 23₹13,113
30 Sep 24₹15,170
30 Sep 25₹16,064

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 4.5%
1 Year 8.1%
3 Year 10.5%
5 Year 9.9%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.4%
2023 11.4%
2022 5.1%
2021 9.9%
2020 10.9%
2019 9.6%
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1311.96 Yr.
Akhil Kakkar22 Jan 241.61 Yr.
Roshan Chutkey2 May 223.34 Yr.
Sharmila D’mello31 Jul 223.09 Yr.

Data below for ICICI Prudential MIP 25 as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash8.92%
Equity23.68%
Debt67.11%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services6.97%
Consumer Cyclical3.54%
Health Care2.82%
Communication Services1.87%
Real Estate1.57%
Energy1.32%
Technology1.21%
Basic Materials1.18%
Industrials1.13%
Utility1.12%
Consumer Defensive0.96%
Debt Sector Allocation
SectorValue
Corporate42.58%
Government25.92%
Cash Equivalent5.22%
Securitized2.3%
Credit Quality
RatingValue
A5.53%
AA35.59%
AAA58.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.99% Govt Stock 2034
Sovereign Bonds | -		5%₹169 Cr16,574,750
6.9% Govt Stock 2065
Sovereign Bonds | -		4%₹143 Cr15,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -		3%₹111 Cr10,775,880
National Bank For Agriculture And Rural Development
Debentures | -		3%₹101 Cr10,000
State Bank Of India
Debentures | -		3%₹100 Cr1,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -		2%₹80 Cr800
360 One Prime Limited
Debentures | -		2%₹76 Cr7,500
6.33% Govt Stock 2035
Sovereign Bonds | -		2%₹74 Cr7,500,000
↓ -2,500,000
Yes Bank Limited
Debentures | -		2%₹65 Cr650
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK		2%₹53 Cr372,298

10. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

Research Highlights for UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.06% (bottom quartile).
  • 1M return: 0.65% (lower mid).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.61% (upper mid).
  • Modified duration: 1.70 yrs (bottom quartile).
  • Average maturity: 1.94 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.38% Govt Stock 2027 (~11.4%).

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (24 Oct 25) ₹22.4188 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹813 on 31 Aug 25
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating ☆☆☆☆☆
Risk Moderate
Expense Ratio 0.54
Sharpe Ratio 1.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.61%
Effective Maturity 1 Year 11 Months 8 Days
Modified Duration 1 Year 8 Months 12 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,397
30 Sep 22₹11,347
30 Sep 23₹12,110
30 Sep 24₹13,056
30 Sep 25₹14,094

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

DurationReturns
1 Month 0.7%
3 Month 1.3%
6 Month 3.4%
1 Year 8.1%
3 Year 7.7%
5 Year 7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 213.75 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash5.26%
Debt94.41%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate54.74%
Government39.67%
Cash Equivalent5.26%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -		11%₹92 Cr900,000,000
Axis Bank Limited
Debentures | -		7%₹55 Cr550
Export Import Bank Of India
Debentures | -		6%₹51 Cr5,000
Small Industries Development Bank Of India
Debentures | -		6%₹51 Cr5,000
Power Finance Corporation Limited
Debentures | -		5%₹41 Cr400
Rural Electrification Corporation Limited
Debentures | -		4%₹36 Cr3,500
National Housing Bank
Debentures | -		4%₹36 Cr3,500
HDFC Bank Limited
Debentures | -		4%₹35 Cr350
Indian Railway Finance Corporation Limited
Debentures | -		4%₹31 Cr300
National Bank For Agriculture And Rural Development
Debentures | -		4%₹30 Cr3,000

बेस्ट परफॉर्मिंग म्यूचुअल फंड कैसे चुनें?

अपने आप में एक अच्छा फंड खोजने का सबसे अच्छा तरीका इसके गुणात्मक और मात्रात्मक दोनों उपायों को देखना है-

फंड प्रदर्शन

निवेशकों को कुछ समय के लिए फंड के प्रदर्शन का निष्पक्ष मूल्यांकन करना चाहिए। ऐसा फंड चुनने का सुझाव दिया जाता है जो 4-5 वर्षों से लगातार अपने बेंचमार्क को मात दे।

एयूएम

एयूएम प्रबंधन के तहत संपत्ति है। हमेशा ऐसे फंड में जाना चाहिए जो न तो बहुत बड़ा हो और न ही बहुत छोटा हो। जबकि फंड के आकार के बीच कोई सटीक परिभाषा और संबंध नहीं है, यह कहा जाता है कि बहुत छोटा और बहुत बड़ा, दोनों ही फंड के प्रदर्शन में बाधा डाल सकते हैं।

फ़ंड प्रबंधक

एक फंड मैनेजर के लिए जाने की सलाह दी जाती है जो अपने करियर में लगातार रहा हो। चूंकि, फंड के पोर्टफोलियो के लिए निवेश निर्णय लेने के लिए एक फंड मैनेजर जिम्मेदार होता है, इसलिए एक अनुभवी फंड मैनेजर द्वारा प्रबंधित फंड पर विचार करना महत्वपूर्ण हो जाता है।

फंड हाउस प्रतिष्ठा

फंड हाउस की गुणवत्ता और प्रतिष्ठा को हमेशा देखना महत्वपूर्ण है। एक मजबूत-संगत ट्रैक रिकॉर्ड वाला फंड हाउस, फंड शुरू करना/अच्छा प्रदर्शन करने वाले फंड आदि, निवेश करने वाला एक फंड हाउस है।

म्यूचुअल फंड में ऑनलाइन निवेश कैसे करें?

  1. Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।

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  3. Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!

    शुरू हो जाओ

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।

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