+91-22-489139092022 के लिए शीर्ष 10 म्युचुअल फंड
2022 में निवेश करने के लिए सर्वश्रेष्ठ म्यूचुअल फंड की तलाश है? जबकिनिवेश मेंम्यूचुअल फंड्स, निवेशकों को अक्सर ऐसा फंड चुनने में कठिनाई होती है जो उन्हें लगातार रिटर्न दे।
सभी परेशानियों को हल करने के लिए, हम शीर्ष 10 म्यूचुअल फंड योजनाओं की सूची लेकर आए हैं, जिनमें आप निवेश करना पसंद कर सकते हैं। इन फंडों को एयूएम जैसे कुछ मापदंडों को पूरा करके शॉर्टलिस्ट किया गया है,नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, आदि। आप इन योजनाओं में दो तरह से निवेश कर सकते हैं- या तोसिप मार्ग या एकमुश्त रास्ता।
निवेश के एकमुश्त मोड में, निवेशक योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश कर सकते हैं, जबकि एसआईपी मोड में, निवेशक नियमित अंतराल पर निवेश कर सकते हैं जो मासिक, त्रैमासिक और वार्षिक हो सकता है। एकमुश्त में न्यूनतम निवेश राशि हो सकती हैश्रेणी INR 1000-5000 से, जबकि SIP में आप केवल INR 500 से निवेश शुरू कर सकते हैं।
Talk to our investment specialist
आपको म्यूचुअल फंड में निवेश क्यों करना चाहिए?
आप ऐसा कर सकते हैंम्युचुअल फंड में निवेश जैसा की आपजोखिम उठाने का माद्दा. सभी प्रकार के जोखिम लेने वालों के लिए योजनाओं की एक श्रृंखला है। रूढ़िवादी निवेशकों से लेकर उच्च जोखिम वाले निवेशकों तक, हर कोई म्यूचुअल फंड योजनाओं में निवेश कर सकता है
म्युचुअल फंड आपको ढेर सारे कर लाभ प्रदान करते हैं
म्यूचुअल फंड आपको बेहतर रिटर्न दे सकते हैं औरनकदी प्रवाह किसी भी अन्य पारंपरिक निवेश विकल्प जैसे FD, आदि की तुलना में।
म्यूचुअल फंड में निवेश करके आप सही मात्रा में विविधीकरण प्राप्त कर सकते हैं। आप अपने पोर्टफोलियो में विभिन्न योजनाओं की संख्या रख सकते हैं
म्युचुअल फंड किफायती हैं। कोई भी व्यक्ति SIP के माध्यम से INR 500 जितनी कम राशि से अपना निवेश शुरू कर सकता है
आप जिस पैसे में निवेश करते हैं उसका प्रबंधन किसी विशेषज्ञ की टीम द्वारा किया जाता है। उनके पास वास्तविक समय तक पहुंच हैमंडी और वे सबसे अधिक लागत प्रभावी पैमाने पर ट्रेडों को निष्पादित करने में सक्षम हैं
आपके म्युचुअल फंड निवेश सुरक्षित हाथों में हैं। प्रत्येक म्युचुअल फंड द्वारा नियंत्रित किया जाता हैसेबी (भारतीय प्रतिभूति और विनिमय बोर्ड), इसलिए आपके द्वारा निवेश किया गया सारा फंड पारदर्शी तरीके से चलता है और सुरक्षित है।
2022 में निवेश करने के लिए शीर्ष 10 म्युचुअल फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP US Flexible Equity Fund Growth ₹67.7396
↑ 0.40 ₹989 14.6 16.2 23 17.4 16.6 17.8 Franklin Asian Equity Fund Growth ₹31.6147
↓ -0.32 ₹270 8 12.3 11.3 7.9 3.1 14.4 Axis Credit Risk Fund Growth ₹21.6718
↓ -0.01 ₹367 1.4 4.8 8.6 7.6 6.9 8 PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00 ₹39 0.6 4.4 8.4 3 4.2 UTI Banking & PSU Debt Fund Growth ₹22.1725
↓ -0.01 ₹810 1.1 4.6 8.2 7.1 7.1 7.6 Aditya Birla Sun Life Savings Fund Growth ₹554.641
↑ 0.03 ₹20,795 1.7 4 7.9 7.4 6.1 7.9 Aditya Birla Sun Life Money Manager Fund Growth ₹374.625
↑ 0.04 ₹29,515 1.7 4.1 7.9 7.5 6.1 7.8 HDFC Corporate Bond Fund Growth ₹32.7428
↓ -0.03 ₹35,968 0.1 4.1 7.9 7.5 6.4 8.6 HDFC Banking and PSU Debt Fund Growth ₹23.1776
↓ -0.01 ₹5,935 0.3 4.3 7.8 7.2 6.1 7.9 Aditya Birla Sun Life Corporate Bond Fund Growth ₹113.433
↓ -0.16 ₹28,598 0 3.9 7.7 7.6 6.5 8.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Aug 25 Research Highlights & Commentary of 10 Funds showcased
Commentary DSP US Flexible Equity Fund Franklin Asian Equity Fund Axis Credit Risk Fund PGIM India Credit Risk Fund UTI Banking & PSU Debt Fund Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Money Manager Fund HDFC Corporate Bond Fund HDFC Banking and PSU Debt Fund Aditya Birla Sun Life Corporate Bond Fund Point 1 Lower mid AUM (₹989 Cr). Bottom quartile AUM (₹270 Cr). Bottom quartile AUM (₹367 Cr). Bottom quartile AUM (₹39 Cr). Lower mid AUM (₹810 Cr). Upper mid AUM (₹20,795 Cr). Top quartile AUM (₹29,515 Cr). Highest AUM (₹35,968 Cr). Upper mid AUM (₹5,935 Cr). Upper mid AUM (₹28,598 Cr). Point 2 Established history (13+ yrs). Established history (17+ yrs). Established history (11+ yrs). Established history (10+ yrs). Established history (11+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (15+ yrs). Established history (11+ yrs). Oldest track record among peers (28 yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 5★ (lower mid). Rating: 5★ (bottom quartile). Rating: 5★ (bottom quartile). Rating: 5★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 5Y return: 16.59% (top quartile). 5Y return: 3.09% (bottom quartile). 1Y return: 8.58% (upper mid). 1Y return: 8.43% (upper mid). 1Y return: 8.17% (upper mid). 1Y return: 7.94% (lower mid). 1Y return: 7.89% (lower mid). 1Y return: 7.85% (bottom quartile). 1Y return: 7.79% (bottom quartile). 1Y return: 7.73% (bottom quartile). Point 6 3Y return: 17.39% (top quartile). 3Y return: 7.87% (top quartile). 1M return: 0.44% (upper mid). 1M return: 0.27% (upper mid). 1M return: 0.22% (lower mid). 1M return: 0.45% (upper mid). 1M return: 0.47% (top quartile). 1M return: -0.31% (bottom quartile). 1M return: -0.16% (lower mid). 1M return: -0.39% (bottom quartile). Point 7 1Y return: 22.97% (top quartile). 1Y return: 11.30% (top quartile). Sharpe: 2.44 (upper mid). Sharpe: 1.73 (upper mid). Sharpe: 1.86 (upper mid). Sharpe: 3.76 (top quartile). Sharpe: 3.35 (top quartile). Sharpe: 1.46 (lower mid). Sharpe: 1.31 (bottom quartile). Sharpe: 1.54 (lower mid). Point 8 Alpha: -1.71 (bottom quartile). Alpha: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Sharpe: 0.78 (bottom quartile). Sharpe: 0.57 (bottom quartile). Yield to maturity (debt): 7.81% (top quartile). Yield to maturity (debt): 5.01% (bottom quartile). Yield to maturity (debt): 6.47% (lower mid). Yield to maturity (debt): 6.60% (upper mid). Yield to maturity (debt): 6.17% (lower mid). Yield to maturity (debt): 6.88% (upper mid). Yield to maturity (debt): 6.78% (upper mid). Yield to maturity (debt): 6.90% (top quartile). Point 10 Information ratio: -0.40 (bottom quartile). Information ratio: 0.00 (top quartile). Modified duration: 1.99 yrs (lower mid). Modified duration: 0.54 yrs (upper mid). Modified duration: 1.78 yrs (lower mid). Modified duration: 0.49 yrs (upper mid). Modified duration: 0.47 yrs (upper mid). Modified duration: 4.20 yrs (bottom quartile). Modified duration: 3.52 yrs (bottom quartile). Modified duration: 4.53 yrs (bottom quartile). DSP US Flexible Equity Fund
Franklin Asian Equity Fund
Axis Credit Risk Fund
PGIM India Credit Risk Fund
UTI Banking & PSU Debt Fund
Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Money Manager Fund
HDFC Corporate Bond Fund
HDFC Banking and PSU Debt Fund
Aditya Birla Sun Life Corporate Bond Fund
The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. Research Highlights for DSP US Flexible Equity Fund Below is the key information for DSP US Flexible Equity Fund Returns up to 1 year are on An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. Research Highlights for Franklin Asian Equity Fund Below is the key information for Franklin Asian Equity Fund Returns up to 1 year are on (Erstwhile Axis Fixed Income Opportunities Fund) To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns Research Highlights for Axis Credit Risk Fund Below is the key information for Axis Credit Risk Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Credit Opportunities Fund) The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for PGIM India Credit Risk Fund Below is the key information for PGIM India Credit Risk Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Research Highlights for UTI Banking & PSU Debt Fund Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Research Highlights for Aditya Birla Sun Life Savings Fund Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Research Highlights for Aditya Birla Sun Life Money Manager Fund Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. Research Highlights for HDFC Banking and PSU Debt Fund Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on 1. DSP US Flexible Equity Fund
DSP US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (28 Aug 25) ₹67.7396 ↑ 0.40 (0.59 %) Net Assets (Cr) ₹989 on 31 Jul 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.55 Sharpe Ratio 0.78 Information Ratio -0.4 Alpha Ratio -1.71 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Global Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹12,790 31 Aug 22 ₹12,729 31 Aug 23 ₹14,669 31 Aug 24 ₹17,491 31 Aug 25 ₹21,484 Returns for DSP US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month 3.5% 3 Month 14.6% 6 Month 16.2% 1 Year 23% 3 Year 17.4% 5 Year 16.6% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.8% 2023 22% 2022 -5.9% 2021 24.2% 2020 22.6% 2019 27.5% 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% Fund Manager information for DSP US Flexible Equity Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.43 Yr. Data below for DSP US Flexible Equity Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Technology 29.89% Financial Services 18.33% Communication Services 15.27% Health Care 11.49% Consumer Cyclical 8.28% Industrials 7.34% Basic Materials 3.19% Energy 2.87% Asset Allocation
Asset Class Value Cash 3.31% Equity 96.66% Debt 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2
Investment Fund | -99% ₹925 Cr 2,024,037
↓ -14,352 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -1% ₹12 Cr Net Receivables/Payables
CBLO | -0% -₹2 Cr 2. Franklin Asian Equity Fund
Franklin Asian Equity Fund
Growth Launch Date 16 Jan 08 NAV (28 Aug 25) ₹31.6147 ↓ -0.32 (-1.01 %) Net Assets (Cr) ₹270 on 31 Jul 25 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.54 Sharpe Ratio 0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Sub Cat. Global Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,218 31 Aug 22 ₹9,229 31 Aug 23 ₹9,220 31 Aug 24 ₹10,588 31 Aug 25 ₹11,829 Returns for Franklin Asian Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month -0.3% 3 Month 8% 6 Month 12.3% 1 Year 11.3% 3 Year 7.9% 5 Year 3.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.4% 2023 0.7% 2022 -14.5% 2021 -5.9% 2020 25.8% 2019 28.2% 2018 -13.6% 2017 35.5% 2016 7.2% 2015 -4.6% Fund Manager information for Franklin Asian Equity Fund
Name Since Tenure Sandeep Manam 18 Oct 21 3.79 Yr. Shyam Sriram 26 Sep 24 0.85 Yr. Data below for Franklin Asian Equity Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Technology 25.02% Consumer Cyclical 24.16% Financial Services 23.12% Industrials 6.3% Communication Services 4.66% Consumer Defensive 4.46% Health Care 4.4% Real Estate 2.35% Basic Materials 1.93% Utility 1.34% Asset Allocation
Asset Class Value Cash 2.25% Equity 97.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 233013% ₹34 Cr 111,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK5% ₹14 Cr 68,247
↑ 3,997 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | 5321745% ₹13 Cr 87,497 Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 007005% ₹12 Cr 22,300
↑ 700 Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 099883% ₹8 Cr 70,404
↑ 5,200 SK Hynix Inc (Technology)
Equity, Since 30 Jun 20 | 0006603% ₹8 Cr 4,247 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433203% ₹8 Cr 287,506 AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 012993% ₹7 Cr 95,600 MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 24543% ₹7 Cr 19,000
↑ 4,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 24 | LT3% ₹7 Cr 18,306 3. Axis Credit Risk Fund
Axis Credit Risk Fund
Growth Launch Date 15 Jul 14 NAV (29 Aug 25) ₹21.6718 ↓ -0.01 (-0.05 %) Net Assets (Cr) ₹367 on 31 Jul 25 Category Debt - Credit Risk AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.81% Effective Maturity 2 Years 3 Months 29 Days Modified Duration 1 Year 11 Months 26 Days Sub Cat. Credit Risk Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,788 31 Aug 22 ₹11,184 31 Aug 23 ₹11,912 31 Aug 24 ₹12,820 31 Aug 25 ₹13,918 Returns for Axis Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 4.8% 1 Year 8.6% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7% 2022 4% 2021 6% 2020 8.2% 2019 4.4% 2018 5.9% 2017 6.4% 2016 9.8% 2015 8.7% Fund Manager information for Axis Credit Risk Fund
Name Since Tenure Devang Shah 15 Jul 14 11.05 Yr. Akhil Thakker 9 Nov 21 3.73 Yr. Data below for Axis Credit Risk Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 6.52% Equity 0.43% Debt 92.58% Other 0.48% Debt Sector Allocation
Sector Value Corporate 84.2% Government 8.37% Cash Equivalent 6.52% Credit Quality
Rating Value A 10.9% AA 64.72% AAA 24.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kohima-Mariani Transmission Limited
Debentures | -5% ₹20 Cr 2,000 Birla Corporation Limited
Debentures | -4% ₹16 Cr 230 Jubilant Bevco Limited
Debentures | -4% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -4% ₹15 Cr 1,500 Narayana Hrudayalaya Limited
Debentures | -4% ₹15 Cr 1,500 Nirma Limited
Debentures | -4% ₹15 Cr 1,500 Infopark Properties Limited
Debentures | -4% ₹15 Cr 1,500 Altius Telecom Infrastructure Trust
Debentures | -4% ₹15 Cr 1,500 Aditya Birla Real Estate Limited
Debentures | -4% ₹15 Cr 1,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -4% ₹15 Cr 1,500 4. PGIM India Credit Risk Fund
PGIM India Credit Risk Fund
Growth Launch Date 29 Sep 14 NAV (21 Jan 22) ₹15.5876 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹39 on 31 Dec 21 Category Debt - Credit Risk AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 5.01% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 14 Days Sub Cat. Credit Risk Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,910 Returns for PGIM India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 4.4% 1 Year 8.4% 3 Year 3% 5 Year 4.2% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Credit Risk Fund
Name Since Tenure Data below for PGIM India Credit Risk Fund as on 31 Dec 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (29 Aug 25) ₹22.1725 ↓ -0.01 (-0.04 %) Net Assets (Cr) ₹810 on 31 Jul 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 1.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.47% Effective Maturity 2 Years 11 Days Modified Duration 1 Year 9 Months 11 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,410 31 Aug 22 ₹11,443 31 Aug 23 ₹12,099 31 Aug 24 ₹12,985 31 Aug 25 ₹14,048 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month 0.2% 3 Month 1.1% 6 Month 4.6% 1 Year 8.2% 3 Year 7.1% 5 Year 7.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.67 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 4.47% Debt 95.2% Other 0.33% Debt Sector Allocation
Sector Value Corporate 55.2% Government 40.01% Cash Equivalent 4.47% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹93 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹56 Cr 550 Export Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹36 Cr 3,500 National Housing Bank
Debentures | -4% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹36 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹31 Cr 3,000 6. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (29 Aug 25) ₹554.641 ↑ 0.03 (0.00 %) Net Assets (Cr) ₹20,795 on 31 Jul 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.76 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.6% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 26 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,454 31 Aug 22 ₹10,863 31 Aug 23 ₹11,610 31 Aug 24 ₹12,473 31 Aug 25 ₹13,462 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 4% 1 Year 7.9% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.12 Yr. Kaustubh Gupta 15 Jul 11 14.06 Yr. Monika Gandhi 22 Mar 21 4.36 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 36.33% Debt 63.4% Other 0.27% Debt Sector Allocation
Sector Value Corporate 64.44% Cash Equivalent 20.11% Government 15.18% Credit Quality
Rating Value AA 36.06% AAA 64.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹614 Cr 60,000 Nirma Limited
Debentures | -2% ₹489 Cr 48,500 Gujarat (Government of)
- | -2% ₹378 Cr 37,500,000 Axis Bank Ltd.
Debentures | -2% ₹366 Cr 7,500
↑ 500 Bharti Telecom Limited
Debentures | -2% ₹362 Cr 3,600 Mankind Pharma Limited
Debentures | -2% ₹349 Cr 34,500 Bharti Telecom Limited
Debentures | -2% ₹322 Cr 3,200
↑ 500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹317 Cr 3,150 Avanse Financial Services Limited
Debentures | -1% ₹302 Cr 30,000 ICICI Home Finance Company Limited
Debentures | -1% ₹270 Cr 27,000 7. Aditya Birla Sun Life Money Manager Fund
Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (29 Aug 25) ₹374.625 ↑ 0.04 (0.01 %) Net Assets (Cr) ₹29,515 on 31 Jul 25 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.35 Sharpe Ratio 3.35 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.17% Effective Maturity 5 Months 19 Days Modified Duration 5 Months 19 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,410 31 Aug 22 ₹10,822 31 Aug 23 ₹11,594 31 Aug 24 ₹12,475 31 Aug 25 ₹13,457 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 4.1% 1 Year 7.9% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 14.06 Yr. Anuj Jain 22 Mar 21 4.36 Yr. Mohit Sharma 1 Apr 17 8.34 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 85.67% Debt 14.09% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 43.61% Corporate 39.43% Government 16.72% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.15% Govt Stock 2025
Sovereign Bonds | -3% ₹749 Cr 75,000,000
↑ 75,000,000 182 DTB 29082025
Sovereign Bonds | -2% ₹502 Cr 50,500,000
↓ -64,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹336 Cr 7,000
↑ 7,000 182 Days Tbill
Sovereign Bonds | -1% ₹298 Cr 30,000,000 India (Republic of)
- | -1% ₹244 Cr 25,000,000
↑ 25,000,000 7.59% Govt Stock 2026
Sovereign Bonds | -1% ₹242 Cr 24,000,000
↑ 1,000,000 5.63% Govt Stock 2026
Sovereign Bonds | -1% ₹240 Cr 24,000,000
↑ 24,000,000 Axis Bank Ltd.
Debentures | -1% ₹237 Cr 5,000
↑ 5,000 REC Ltd.
Debentures | -1% ₹189 Cr 4,000
↑ 4,000 Gs CG 12/12/2025 - (Strips) Tb
Sovereign Bonds | -1% ₹186 Cr 19,009,500
↑ 19,009,500 8. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (29 Aug 25) ₹32.7428 ↓ -0.03 (-0.09 %) Net Assets (Cr) ₹35,968 on 31 Jul 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 1.46 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.88% Effective Maturity 6 Years 9 Months 11 Days Modified Duration 4 Years 2 Months 12 Days Sub Cat. Corporate Bond Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,628 31 Aug 22 ₹10,922 31 Aug 23 ₹11,662 31 Aug 24 ₹12,591 31 Aug 25 ₹13,577 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month -0.3% 3 Month 0.1% 6 Month 4.1% 1 Year 7.9% 3 Year 7.5% 5 Year 6.4% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.77 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Corporate Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 2.75% Debt 96.98% Other 0.28% Debt Sector Allocation
Sector Value Corporate 58.43% Government 38.55% Cash Equivalent 2.75% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -7% ₹2,409 Cr 235,000,000
↑ 11,500,000 Bajaj Finance Limited
Debentures | -3% ₹1,127 Cr 112,500 7.81% Govt Stock 2033
Sovereign Bonds | -3% ₹925 Cr 89,000,000 State Bank Of India
Debentures | -2% ₹804 Cr 800 India (Republic of) 6.68%
Sovereign Bonds | -2% ₹753 Cr 75,000,000
↑ 75,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -1% ₹531 Cr 50,500,000
↓ -39,500,000 HDFC Bank Limited
Debentures | -1% ₹519 Cr 50,000 Small Industries Development Bank Of India
Debentures | -1% ₹511 Cr 50,000 LIC Housing Finance Ltd
Debentures | -1% ₹510 Cr 5,000 6.99% Govt Stock 2034
Sovereign Bonds | -1% ₹486 Cr 47,500,000 9. HDFC Banking and PSU Debt Fund
HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (29 Aug 25) ₹23.1776 ↓ -0.01 (-0.06 %) Net Assets (Cr) ₹5,935 on 31 Jul 25 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.78 Sharpe Ratio 1.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.78% Effective Maturity 5 Years 1 Month 17 Days Modified Duration 3 Years 6 Months 7 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,570 31 Aug 22 ₹10,862 31 Aug 23 ₹11,559 31 Aug 24 ₹12,425 31 Aug 25 ₹13,391 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month -0.2% 3 Month 0.3% 6 Month 4.3% 1 Year 7.8% 3 Year 7.2% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 11.36 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 3.79% Debt 95.92% Other 0.29% Debt Sector Allocation
Sector Value Corporate 54.07% Government 41.85% Cash Equivalent 3.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Debentures | -5% ₹283 Cr 27,500 Small Industries Development Bank Of India
Debentures | -4% ₹227 Cr 22,500 Indian Railway Finance Corporation Limited
Debentures | -3% ₹206 Cr 20,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹199 Cr 19,000,000 State Bank Of India
Debentures | -3% ₹176 Cr 175 Rec Limited
Debentures | -3% ₹154 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -3% ₹153 Cr 15,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹153 Cr 14,500,000
↓ -2,500,000 Housing And Urban Development Corporation Limited
Debentures | -3% ₹152 Cr 15,000 Housing And Urban Development Corporation Limited
Debentures | -2% ₹132 Cr 1,250 10. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (29 Aug 25) ₹113.433 ↓ -0.16 (-0.14 %) Net Assets (Cr) ₹28,598 on 31 Jul 25 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 1.54 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.9% Effective Maturity 6 Years 10 Months 17 Days Modified Duration 4 Years 6 Months 11 Days Sub Cat. Corporate Bond Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,645 31 Aug 22 ₹10,986 31 Aug 23 ₹11,743 31 Aug 24 ₹12,688 31 Aug 25 ₹13,667 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Aug 25 Duration Returns 1 Month -0.4% 3 Month 0% 6 Month 3.9% 1 Year 7.7% 3 Year 7.6% 5 Year 6.5% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 4.31 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 2.72% Debt 97% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.25% Government 36.75% Cash Equivalent 2.72% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -9% ₹2,703 Cr 263,736,200
↑ 1,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹1,995 Cr 194,000,000
↑ 5,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹1,134 Cr 111,000
↑ 50,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹838 Cr 80,161,700
↑ 5,500,000 Small Industries Development Bank Of India
Debentures | -3% ₹751 Cr 74,550 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹696 Cr 67,000,000
↓ -11,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹604 Cr 6,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹594 Cr 59,000 Rec Limited
Debentures | -2% ₹589 Cr 60,000
↑ 7,500 Bajaj Housing Finance Limited
Debentures | -2% ₹564 Cr 55,000
बेस्ट परफॉर्मिंग म्यूचुअल फंड कैसे चुनें?
अपने आप में एक अच्छा फंड खोजने का सबसे अच्छा तरीका इसके गुणात्मक और मात्रात्मक दोनों उपायों को देखना है-
फंड प्रदर्शन
निवेशकों को कुछ समय के लिए फंड के प्रदर्शन का निष्पक्ष मूल्यांकन करना चाहिए। ऐसा फंड चुनने का सुझाव दिया जाता है जो 4-5 वर्षों से लगातार अपने बेंचमार्क को मात दे।
एयूएम
एयूएम प्रबंधन के तहत संपत्ति है। हमेशा ऐसे फंड में जाना चाहिए जो न तो बहुत बड़ा हो और न ही बहुत छोटा हो। जबकि फंड के आकार के बीच कोई सटीक परिभाषा और संबंध नहीं है, यह कहा जाता है कि बहुत छोटा और बहुत बड़ा, दोनों ही फंड के प्रदर्शन में बाधा डाल सकते हैं।
फ़ंड प्रबंधक
एक फंड मैनेजर के लिए जाने की सलाह दी जाती है जो अपने करियर में लगातार रहा हो। चूंकि, फंड के पोर्टफोलियो के लिए निवेश निर्णय लेने के लिए एक फंड मैनेजर जिम्मेदार होता है, इसलिए एक अनुभवी फंड मैनेजर द्वारा प्रबंधित फंड पर विचार करना महत्वपूर्ण हो जाता है।
फंड हाउस प्रतिष्ठा
फंड हाउस की गुणवत्ता और प्रतिष्ठा को हमेशा देखना महत्वपूर्ण है। एक मजबूत-संगत ट्रैक रिकॉर्ड वाला फंड हाउस, फंड शुरू करना/अच्छा प्रदर्शन करने वाले फंड आदि, निवेश करने वाला एक फंड हाउस है।
म्यूचुअल फंड में ऑनलाइन निवेश कैसे करें?
Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।
अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें
Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved
Helpful topic
It is completely guidelines