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Future Generali General Insurance

Updated on May 18, 2024 , 1990 views

Future Generali general insurance Company was founded in the year 2006 with a mission of delivering relevant and accessible insurance solutions. The company is a joint collaboration between Future Group, one of India’s leading retailer and Generali Group, an Italy-based insurance company. Future Generali Insurance Company operates in both Life Insurance and General Insurance. It offers a wide Range of general insurance products like Future Generali car insurance, Future Generali health insurance, Future Generali Travel Insurance, Future Generali personal accident insurance and Future Generali Home insurance.


With over 11 lakh customers, Future Generali General Insurance Company offers products to fulfil all the insurance needs of people, from personal to commercial, social to rural insurance. As on March 2015, the company’s assets under management were worth over INR 1,900 crore. The company is present in approximately 137 locations across India having about 2,200+ active corporate clients and over 6,100 agents representing the company. Moreover, the Future Generali Insurance Company was awarded an ISO 9001:2008 certification for its quality excellence. Let’s have a look at the company’s product Portfolio.

Future Generali General Insurance - Product Portfolio

Future Generali Car Insurance

The car insurance covers damages like a broken windshield, dents, etc., third party liability, personal accident cover, roadside assistance, etc. Some of the additional benefits include-

  • Hassle-free claim process
  • Instant policy issuance
  • Roadside assistance
  • Renewal reminder
  • Towing assistance (for accidents)
  • 2500+ partner workshops across India
  • Future Xpress and Xpress+ available for personalised service and faster claim settlements

Future Generali Health Insurance

1. Health Total Plan

It is complete health coverage for you and your family, as it not only covers your medical expenses, but it also offers co-payment options, discounts and tax benefits.

What is covered?
  • Up to 15 members of your family can be covered depending on the plan chosen i.e. Vital, Superior or Premiere
  • Hospitalisation expense
  • Daycare treatment
  • Organ donor expense
  • Maternity expense
  • Road ambulance charges
  • Alternative treatment
  • Mental illness cover
  • Child vaccination benefits

2. Health Super Saver

It is a super saver health plan because when you buy the policy you get a chance to unlock the super save discount. Some of the key benefits of this plan include - a 10% upfront discount when you include your family members, instalment Facility, tax benefits, etc. Some of the coverage includes-

  • Home health care services
  • Organ donor expenses
  • Maternity benefits
  • Emergency ambulance
  • Inpatient treatment
  • Alternative treatment expenses

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3. Hospital Cash Plan

It is a comprehensive coverage where you get a daily allowance when hospitalised. The plan covers both you and your family members. Some of the benefits of the Hospital cash plan are-

  • Quick policy disbursal
  • Super-fast claim settlements
  • Coverage for your family
  • No previous mediclaim policy required
  • Policy cancellation available

4. Advantage Top-Up Plan

It is an extended plan, a top-up plan to your health insurance policy. As the medical costs are rising more sharply than Inflation it is important to have wider coverage for critical medical situations.

With Advantage Top-Up Plan, you get the following benefits-

  • premium payment option in monthly, quarterly or half-yearly instalments
  • Long-term discount up to 10% if paying your premiums upfront
  • No loading on premiums for adverse claims
  • Tax savings
  • Inclusions
  • Room rent
  • ICU expenses
  • Nursing expenses
  • Medicines and drugs
  • Diagnostic costs
  • Operation charges
  • Consultancy
  • Specialist fees
  • Daycare treatment
  • Pre-hospitalisation
  • Post-hospitalisation
  • Organ donor
  • Alternative treatment
  • Emergency ambulance

5. Personal Accident Plan

Accidents come unwarranted, so being prepared with a backup provides financial security to you and your family. The personal accident plan by Future Generali covers-

  • Death due to accident
  • Permanent total disability
  • Partial total disability
  • Temporary total disability

Future Generali Travel Insurance

1. Schengen Travel

The plan protects you when you are travelling across Europe on a Schengen Visa. It takes care of any unforeseen accidents during travels. The policy includes-

  • Instant policy issuance
  • Online policy purchase
  • Easy, cashless settlements
  • Worldwide coverage
  • Complete flexibility
  • Customisable travel plans
  • Financial emergencies
  • Baggage loss or Baggage delay
  • Passport loss
  • Medical expenses

2. Worldwide Travel

The plan protects you from illnesses, accidents, and delays on any trip anywhere in the world. The Worldwide Travel Plan by Future Generali also protects you from any unexpected expenses. The plan covers-

  • Baggage loss or Baggage delay
  • Accidents
  • Medical expenses
  • Financial emergencies
  • Passport loss
  • Easy, cashless settlement
  • Instant policy issuance

3. Student Travel

The Future Student Suraksha Plan takes care of any unexpected expenses during your course abroad. From medical expenses and passport loss to global protection, the plan offers wide coverage to keep you protected all time. The plan covers-

  • Loss of passport
  • Tuition fee reimbursement
  • Medical expenses
  • sponsor protection
  • Baggage loss or Baggage delay

4. Overseas Travel

The policy protects you against accidents and emergencies when you travel abroad. So, whether it is an illness, lost belongings, or any other event that can potentially get you stressed on a holiday, it is all insured in this plan.

5. Domestic Travel / Shubh Yatra

The policy provides coverages to daily commuters, business persons travelling on business trips and people going on vacations within India. It offers the following coverage-

  • Flight delays
  • Checked-In Baggage loss
  • Ticket loss
  • Home insurance
  • Bounced hotel and flight
  • Emergency hotel extension

Future Generali Home Insurance Plan

Home insurance offers financial protection against unfortunate circumstances such as fire, theft, natural calamities, etc. The plan also covers precious personal belongings at any additional premium.

With this policy, you get wide coverage, quick and straightforward claim settlements, wide networks, swift policy issuance along with affordable premiums.


  • Fire
  • Theft
  • Natural Calamities
  • Legal Liabilities


The Future Generali General Insurance Company takes pride in providing superior talent to deliver insurance solutions to cater all the needs of people. With a vision of protecting and enhancing the lives of people, the company offers around 4,350 cashless hospitals and around 900 cashless garages. With the advent of technology, the company also went digital as well. Now, one can renew Future Generali Car Insurance Online as well.

All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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