1 ವರ್ಷದ ಹೂಡಿಕೆಗಾಗಿ 9 ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು 2022

Updated on May 18, 2026 , 121484 views

ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು? ಅವರನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಹೇಗೆ? ಯೋಚಿಸುವಾಗ ಹೂಡಿಕೆದಾರರ ಮನಸ್ಸಿನಲ್ಲಿ ಉಂಟಾಗುವ ಕೆಲವು ಸಾಮಾನ್ಯ ಪ್ರಶ್ನೆಗಳು ಇವುಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ a ಮೂಲಕSIP ಅಥವಾ ವ್ಯವಸ್ಥಿತಹೂಡಿಕೆ ಯೋಜನೆ.

SIP ಹೂಡಿಕೆ ಅತ್ಯಂತ ಶಿಸ್ತುಬದ್ಧವಾಗಿದೆಹೂಡಿಕೆ ಹೂಡಿಕೆ ಮಾಡುವಾಗ ಆಯ್ಕೆಗಳುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು. ಇದಲ್ಲದೆ, SIP ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆಯ ಕನಿಷ್ಠ ಮೊತ್ತವು INR 500 ಕ್ಕಿಂತ ಕಡಿಮೆಯಿರುತ್ತದೆ. ಇದು ಹೂಡಿಕೆಯನ್ನು ಮಾಡುತ್ತದೆಉನ್ನತ SIP ಹೆಚ್ಚು ಅನುಕೂಲಕರ ಯೋಜನೆಗಳು.

SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಏಕೆ?

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ SIP ಹೂಡಿಕೆಯು ಉಳಿತಾಯದ ಅಭ್ಯಾಸವನ್ನು ಬೆಳೆಸಲು ಅತ್ಯಂತ ಅನುಕೂಲಕರ ಮಾರ್ಗವಾಗಿದೆ. ತುಂಬಾ ಸಾಮಾನ್ಯವಾಗಿ ಯುವ ಪೀಳಿಗೆಯ ಗಳಿಸುವ ಜನರು ಹೆಚ್ಚು ಉಳಿಸುವುದಿಲ್ಲ. ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಯನ್ನು ಹೊಂದಲು, ಪ್ರಾರಂಭದ ಮೊತ್ತವು ರೂ. 500 ಕ್ಕಿಂತ ಕಡಿಮೆ ಇರುವ ಕಾರಣದಿಂದ ಬೃಹತ್ ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಅಗತ್ಯವಿರುವುದಿಲ್ಲ ಮತ್ತು ಕೆಲವು ನಿಧಿಗಳು ಮಾಸಿಕ INR 100 ಕ್ಕೆ SIP ಅನ್ನು ಸಹ ನೀಡುತ್ತವೆ. ಚಿಕ್ಕ ವಯಸ್ಸಿನಿಂದಲೂ, ಒಬ್ಬರು ತಮ್ಮ ಉಳಿತಾಯವನ್ನು ಹೂಡಿಕೆಯ ರೂಪವಾಗಿ ಮಾಡುವ ಅಭ್ಯಾಸವನ್ನು ಪಡೆಯಬಹುದು. SIP, ಆ ಮೂಲಕ ಪ್ರತಿ ತಿಂಗಳು ಉಳಿಸಲು ನಿಗದಿತ ಮೊತ್ತವನ್ನು ನಿಗದಿಪಡಿಸುತ್ತದೆ. ಆದ್ದರಿಂದ ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಗಳು ಸ್ಮಾರ್ಟ್ ಹೂಡಿಕೆಯ ಪ್ರಮುಖ ಸಾಧನಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ.

ನಿಮ್ಮ ತಯಾರಿಗಾಗಿ SIP ಸಹಾಯ ಮಾಡುತ್ತದೆಹಣಕಾಸಿನ ಗುರಿಗಳು ತೊಂದರೆ-ಮುಕ್ತ ರೀತಿಯಲ್ಲಿ. SIP ಹೊಂದುವುದು ಅತ್ಯಂತ ಅನುಕೂಲಕರವಾಗಿದೆ ಏಕೆಂದರೆ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಕಾಗದದ ಕೆಲಸವನ್ನು ಒಂದೇ ಬಾರಿ ಮಾಡಬೇಕಾಗುತ್ತದೆ, ನಂತರ ಮಾಸಿಕ ಮೊತ್ತವನ್ನು ಡೆಬಿಟ್ ಮಾಡಲಾಗುತ್ತದೆಬ್ಯಾಂಕ್ ಮಧ್ಯಸ್ಥಿಕೆ ಇಲ್ಲದೆ ನೇರವಾಗಿ ಖಾತೆ. ಪರಿಣಾಮವಾಗಿ, SIP ಗಳಿಗೆ ಇತರ ಹೂಡಿಕೆಗಳು ಮತ್ತು ಉಳಿತಾಯ ಆಯ್ಕೆಗಳಿಗೆ ಅಗತ್ಯವಿರುವ ಪ್ರಯತ್ನಗಳ ಅಗತ್ಯವಿರುವುದಿಲ್ಲ.

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FY 22 - 23 ರಲ್ಲಿ 1 ವರ್ಷದ ಹೂಡಿಕೆಗಾಗಿ ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	500	1.7	3.4	6.6	4.5		6.66%	1M 7D	1M 10D
IDBI Ultra Short Term Fund Growth	₹2,424.68 ↑ 0.44	₹146	500	1.6	3.4	6.4	4.8		6.83%	2M 10D	2M 23D
BOI AXA Liquid Fund Growth	₹3,171.08 ↑ 0.46	₹1,735	1,000	1.6	3.1	6.2	6.9	6.6	6.11%	1M 10D	1M 10D
Indiabulls Liquid Fund Growth	₹2,662.08 ↑ 0.41	₹271	500	1.6	3.1	6.2	6.9	6.6	6.13%	1M 1D	1M 1D
Tata Liquid Fund Growth	₹4,334.73 ↑ 0.67	₹27,400	500	1.6	3.1	6.2	6.9	6.5	7.58%	1M 29D	1Y 11M 16D
Nippon India Liquid Fund Growth	₹6,715.82 ↑ 0.81	₹37,903	100	1.6	3.1	6.1	6.9	6.5	7.72%	2M 1D	2M 6D
LIC MF Liquid Fund Growth	₹4,974.65 ↑ 0.59	₹15,638	1,000	1.6	3.1	6.1	6.9	6.4	6.03%	1M 4D	1M 4D
ICICI Prudential Liquid Fund Growth	₹407.297 ↑ 0.06	₹54,639	99	1.6	3.1	6.1	6.9	6.5	7.72%	1M 25D	2M 1D
Mirae Asset Cash Management Fund Growth	₹2,884.72 ↑ 0.34	₹13,590	1,000	1.6	3	6.1	6.9	6.5	7.58%	2M 8D	2M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 9 Funds showcased

Commentary	IDBI Liquid Fund	IDBI Ultra Short Term Fund	BOI AXA Liquid Fund	Indiabulls Liquid Fund	Tata Liquid Fund	Nippon India Liquid Fund	LIC MF Liquid Fund	ICICI Prudential Liquid Fund	Mirae Asset Cash Management Fund
Point 1	Bottom quartile AUM (₹503 Cr).	Bottom quartile AUM (₹146 Cr).	Lower mid AUM (₹1,735 Cr).	Bottom quartile AUM (₹271 Cr).	Upper mid AUM (₹27,400 Cr).	Top quartile AUM (₹37,903 Cr).	Upper mid AUM (₹15,638 Cr).	Highest AUM (₹54,639 Cr).	Lower mid AUM (₹13,590 Cr).
Point 2	Established history (15+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Oldest track record among peers (24 yrs).	Established history (20+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Rating: 4★ (top quartile).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 6.39% (top quartile).	1Y return: 6.22% (upper mid).	1Y return: 6.16% (upper mid).	1Y return: 6.15% (lower mid).	1Y return: 6.14% (lower mid).	1Y return: 6.13% (bottom quartile).	1Y return: 6.11% (bottom quartile).	1Y return: 6.10% (bottom quartile).
Point 6	1M return: 0.53% (top quartile).	1M return: 0.52% (top quartile).	1M return: 0.42% (upper mid).	1M return: 0.43% (upper mid).	1M return: 0.40% (bottom quartile).	1M return: 0.40% (bottom quartile).	1M return: 0.41% (lower mid).	1M return: 0.41% (lower mid).	1M return: 0.39% (bottom quartile).
Point 7	Sharpe: 0.20 (bottom quartile).	Sharpe: -0.57 (bottom quartile).	Sharpe: 2.76 (top quartile).	Sharpe: 2.23 (upper mid).	Sharpe: 2.34 (top quartile).	Sharpe: 2.07 (lower mid).	Sharpe: 1.96 (bottom quartile).	Sharpe: 2.10 (lower mid).	Sharpe: 2.25 (upper mid).
Point 8	Information ratio: -5.96 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 2.00 (top quartile).	Information ratio: 0.33 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.33 (upper mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.66% (lower mid).	Yield to maturity (debt): 6.83% (lower mid).	Yield to maturity (debt): 6.11% (bottom quartile).	Yield to maturity (debt): 6.13% (bottom quartile).	Yield to maturity (debt): 7.58% (upper mid).	Yield to maturity (debt): 7.72% (top quartile).	Yield to maturity (debt): 6.03% (bottom quartile).	Yield to maturity (debt): 7.72% (top quartile).	Yield to maturity (debt): 7.58% (upper mid).
Point 10	Modified duration: 0.10 yrs (upper mid).	Modified duration: 0.19 yrs (bottom quartile).	Modified duration: 0.11 yrs (upper mid).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.16 yrs (lower mid).	Modified duration: 0.17 yrs (bottom quartile).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.15 yrs (lower mid).	Modified duration: 0.19 yrs (bottom quartile).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (lower mid).
Modified duration: 0.10 yrs (upper mid).

IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (top quartile).
1M return: 0.52% (top quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.83% (lower mid).
Modified duration: 0.19 yrs (bottom quartile).

BOI AXA Liquid Fund

Lower mid AUM (₹1,735 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.22% (upper mid).
1M return: 0.42% (upper mid).
Sharpe: 2.76 (top quartile).
Information ratio: 2.00 (top quartile).
Yield to maturity (debt): 6.11% (bottom quartile).
Modified duration: 0.11 yrs (upper mid).

Indiabulls Liquid Fund

Bottom quartile AUM (₹271 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.16% (upper mid).
1M return: 0.43% (upper mid).
Sharpe: 2.23 (upper mid).
Information ratio: 0.33 (top quartile).
Yield to maturity (debt): 6.13% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

Tata Liquid Fund

Upper mid AUM (₹27,400 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: Low.
1Y return: 6.15% (lower mid).
1M return: 0.40% (bottom quartile).
Sharpe: 2.34 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.58% (upper mid).
Modified duration: 0.16 yrs (lower mid).

Nippon India Liquid Fund

Top quartile AUM (₹37,903 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.14% (lower mid).
1M return: 0.40% (bottom quartile).
Sharpe: 2.07 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.72% (top quartile).
Modified duration: 0.17 yrs (bottom quartile).

LIC MF Liquid Fund

Upper mid AUM (₹15,638 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.13% (bottom quartile).
1M return: 0.41% (lower mid).
Sharpe: 1.96 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.03% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

ICICI Prudential Liquid Fund

Highest AUM (₹54,639 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.11% (bottom quartile).
1M return: 0.41% (lower mid).
Sharpe: 2.10 (lower mid).
Information ratio: 0.33 (upper mid).
Yield to maturity (debt): 7.72% (top quartile).
Modified duration: 0.15 yrs (lower mid).

Mirae Asset Cash Management Fund

Lower mid AUM (₹13,590 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.10% (bottom quartile).
1M return: 0.39% (bottom quartile).
Sharpe: 2.25 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.58% (upper mid).
Modified duration: 0.19 yrs (bottom quartile).

1. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (lower mid).
Modified duration: 0.10 yrs (upper mid).
Average maturity: 0.11 yrs (upper mid).
Exit load: NIL.

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund Growth
Launch Date	9 Jul 10
NAV (28 Jul 23)	₹2,454.04 ↑ 0.35 (0.01 %)
Net Assets (Cr)	₹503 on 30 Jun 23
Category	Debt - Liquid Fund
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.17
Sharpe Ratio	0.2
Information Ratio	-5.96
Alpha Ratio	-0.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.66%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 7 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,351
30 Apr 23	₹10,966

IDBI Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.4%
1 Year	6.6%
3 Year	4.5%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Liquid Fund

Name	Since	Tenure

Data below for IDBI Liquid Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (top quartile).
1M return: 0.52% (top quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.83% (lower mid).
Modified duration: 0.19 yrs (bottom quartile).
Average maturity: 0.23 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund Growth
Launch Date	3 Sep 10
NAV (28 Jul 23)	₹2,424.68 ↑ 0.44 (0.02 %)
Net Assets (Cr)	₹146 on 30 Jun 23
Category	Debt - Ultrashort Bond
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-0.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.83%
Effective Maturity	2 Months 23 Days
Modified Duration	2 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,402
30 Apr 23	₹10,984

IDBI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	6.4%
3 Year	4.8%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Ultra Short Term Fund

Name	Since	Tenure

Data below for IDBI Ultra Short Term Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for BOI AXA Liquid Fund

Lower mid AUM (₹1,735 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.22% (upper mid).
1M return: 0.42% (upper mid).
Sharpe: 2.76 (top quartile).
Information ratio: 2.00 (top quartile).
Yield to maturity (debt): 6.11% (bottom quartile).
Modified duration: 0.11 yrs (upper mid).
Average maturity: 0.11 yrs (upper mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~5.2%).

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (20 May 26)	₹3,171.08 ↑ 0.46 (0.01 %)
Net Assets (Cr)	₹1,735 on 30 Apr 26
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.13
Sharpe Ratio	2.76
Information Ratio	2
Alpha Ratio	0.08
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.11%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,343
30 Apr 23	₹10,964
30 Apr 24	₹11,768
30 Apr 25	₹12,633
30 Apr 26	₹13,424

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.1%
1 Year	6.2%
3 Year	6.9%
5 Year	6.1%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	7.4%
2022	7%
2021	4.9%
2020	3.3%
2019	4.1%
2018	6.4%
2017	7.4%
2016	6.7%
2015	7.6%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	4.71 Yr.

Data below for BOI AXA Liquid Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	99.71%
Other	0.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	51.66%
Corporate	35.13%
Government	12.93%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	5%	₹99 Cr	10,000,000 ↑ 10,000,000
Export-Import Bank Of India Certificate of Deposit \| -	4%	₹75 Cr	7,500,000
Indian Bank Certificate of Deposit \| -	4%	₹75 Cr	7,500,000 ↑ 7,500,000
Punjab National Bank Certificate of Deposit \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
HDFC Securities Limited Commercial Paper \| -	4%	₹74 Cr	7,500,000
Godrej Consumer Products Ltd. Commercial Paper \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
Tbill Sovereign Bonds \| -	4%	₹74 Cr	7,500,000
India (Republic of) - \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
Union Bank Of India Certificate of Deposit \| -	4%	₹70 Cr	7,100,000
Union Bank Of India Certificate of Deposit \| -	3%	₹62 Cr	6,250,000 ↑ 1,250,000

4. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

Bottom quartile AUM (₹271 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.16% (upper mid).
1M return: 0.43% (upper mid).
Sharpe: 2.23 (upper mid).
Information ratio: 0.33 (top quartile).
Yield to maturity (debt): 6.13% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).
Average maturity: 0.09 yrs (top quartile).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Net Receivable/Payable (~9.0%).

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (20 May 26)	₹2,662.08 ↑ 0.41 (0.02 %)
Net Assets (Cr)	₹271 on 30 Apr 26
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.2
Sharpe Ratio	2.23
Information Ratio	0.33
Alpha Ratio	-0.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.13%
Effective Maturity	1 Month 1 Day
Modified Duration	1 Month 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,311
30 Apr 23	₹10,892
30 Apr 24	₹11,673
30 Apr 25	₹12,528
30 Apr 26	₹13,304

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.1%
1 Year	6.2%
3 Year	6.9%
5 Year	5.9%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	2.98 Yr.
Wilfred Gonsalves	4 May 26	0 Yr.

Data below for Indiabulls Liquid Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	99.76%
Debt	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	58.3%
Corporate	38.66%
Government	3.04%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivable/Payable Net Current Assets \| -	9%	₹26 Cr
Canara Bank Certificate of Deposit \| -	8%	₹25 Cr	2,500,000 ↑ 2,500,000
Reliance Retail Ventures Limited Commercial Paper \| -	8%	₹25 Cr	2,500,000 ↑ 2,500,000
Axis Bank Limited Certificate of Deposit \| -	7%	₹21 Cr	2,150,000 ↑ 2,150,000
Punjab National Bank Certificate of Deposit \| -	7%	₹20 Cr	2,000,000 ↑ 2,000,000
Reverse Repo 16-Apr-26 CBLO/Reverse Repo \| -	6%	₹19 Cr
Tbill Sovereign Bonds \| -	5%	₹15 Cr	1,500,000 ↑ 1,500,000
ICICI Securities Limited Commercial Paper \| -	5%	₹15 Cr	1,500,000
Union Bank Of India Certificate of Deposit \| -	5%	₹15 Cr	1,500,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	5%	₹15 Cr	1,500,000

5. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

Upper mid AUM (₹27,400 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: Low.
1Y return: 6.15% (lower mid).
1M return: 0.40% (bottom quartile).
Sharpe: 2.34 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.58% (upper mid).
Modified duration: 0.16 yrs (lower mid).
Average maturity: 1.96 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding LIC Housing Finance Ltd. (~4.3%).

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (20 May 26)	₹4,334.73 ↑ 0.67 (0.02 %)
Net Assets (Cr)	₹27,400 on 30 Apr 26
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.39
Sharpe Ratio	2.34
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.58%
Effective Maturity	1 Year 11 Months 16 Days
Modified Duration	1 Month 29 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,339
30 Apr 23	₹10,943
30 Apr 24	₹11,733
30 Apr 25	₹12,586
30 Apr 26	₹13,367

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.1%
1 Year	6.2%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	12.55 Yr.
Harsh Dave	1 Aug 24	1.75 Yr.

Data below for Tata Liquid Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.21%
Corporate	15.26%
Government	5.33%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Ltd. Commercial Paper \| -	4%	₹1,483 Cr	30,000
D) Repo CBLO/Reverse Repo \| -	4%	₹1,353 Cr
Reliance Retail Ventures Limited Commercial Paper \| -	4%	₹1,238 Cr	25,000 ↑ 25,000
India (Republic of) - \| -	3%	₹1,177 Cr	118,500,000
Tbill Sovereign Bonds \| -	3%	₹1,140 Cr	115,000,000 ↑ 115,000,000
Bajaj Finance Ltd. Commercial Paper \| -	3%	₹992 Cr	20,000
Union Bank of India Domestic Bonds \| -	3%	₹990 Cr	20,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹986 Cr	20,000 ↑ 20,000
Bajaj Finance Ltd. Commercial Paper \| -	3%	₹986 Cr	20,000 ↑ 20,000
Tbill Sovereign Bonds \| -	2%	₹745 Cr	75,000,000 ↑ 75,000,000

6. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Liquid Fund

Top quartile AUM (₹37,903 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.14% (lower mid).
1M return: 0.40% (bottom quartile).
Sharpe: 2.07 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.72% (top quartile).
Modified duration: 0.17 yrs (bottom quartile).
Average maturity: 0.18 yrs (lower mid).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Triparty Repo (~8.3%).

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (20 May 26)	₹6,715.82 ↑ 0.81 (0.01 %)
Net Assets (Cr)	₹37,903 on 30 Apr 26
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	2.07
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.72%
Effective Maturity	2 Months 6 Days
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,337
30 Apr 23	₹10,945
30 Apr 24	₹11,735
30 Apr 25	₹12,586
30 Apr 26	₹13,365

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.1%
1 Year	6.1%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.94 Yr.
Vikash Agarwal	14 Sep 24	1.63 Yr.
Amber Singhania	11 Mar 26	0.14 Yr.

Data below for Nippon India Liquid Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	99.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	77.9%
Corporate	16.06%
Government	5.8%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Triparty Repo CBLO/Reverse Repo \| -	8%	₹3,328 Cr
Reverse Repo CBLO/Reverse Repo \| -	7%	₹2,722 Cr
Tbill Sovereign Bonds \| -	3%	₹1,251 Cr	125,665,500
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹747 Cr	15,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹742 Cr	15,000 ↑ 15,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹741 Cr	15,000 ↑ 15,000
Indusind Bank Ltd. Debentures \| -	2%	₹721 Cr	14,500 ↑ 3,500
Small Industries Development Bank of India Commercial Paper \| -	2%	₹692 Cr	14,000
Tbill Sovereign Bonds \| -	2%	₹646 Cr	65,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹644 Cr	13,000 ↑ 4,000

7. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Liquid Fund

Upper mid AUM (₹15,638 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.13% (bottom quartile).
1M return: 0.41% (lower mid).
Sharpe: 1.96 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.03% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).
Average maturity: 0.09 yrs (top quartile).
Exit load: NIL.
Top sector: Consumer Defensive.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Net Receivables / (Payables) (~6.3%).

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund Growth
Launch Date	11 Mar 02
NAV (20 May 26)	₹4,974.65 ↑ 0.59 (0.01 %)
Net Assets (Cr)	₹15,638 on 30 Apr 26
Category	Debt - Liquid Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	1.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.03%
Effective Maturity	1 Month 4 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,336
30 Apr 23	₹10,941
30 Apr 24	₹11,733
30 Apr 25	₹12,583
30 Apr 26	₹13,361

LIC MF Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.1%
1 Year	6.1%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.4%
2023	7.4%
2022	7%
2021	4.7%
2020	3.3%
2019	4.3%
2018	6.5%
2017	7.3%
2016	6.6%
2015	7.6%

Fund Manager information for LIC MF Liquid Fund

Name	Since	Tenure
Rahul Singh	5 Oct 15	10.58 Yr.
Aakash Dhulia	1 Sep 25	0.66 Yr.

Data below for LIC MF Liquid Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	97.71%
Debt	2.11%
Other	0.18%

Debt Sector Allocation

Sector	Value
Cash Equivalent	62.62%
Corporate	32.57%
Government	4.64%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) Net Current Assets \| -	6%	-₹1,185 Cr
Treps CBLO/Reverse Repo \| -	5%	₹962 Cr
Reverse Repo CBLO/Reverse Repo \| -	4%	₹772 Cr
Punjab National Bank Certificate of Deposit \| -	3%	₹597 Cr	12,000 ↑ 5,000
Tbill Sovereign Bonds \| -	3%	₹498 Cr	50,000,000 ↑ 50,000,000
Canara Bank Certificate of Deposit \| -	3%	₹497 Cr	10,000
09/07/2026 Maturing 182 DTB Sovereign Bonds \| -	3%	₹494 Cr	50,000,000 ↑ 50,000,000
Tbill Sovereign Bonds \| -	2%	₹400 Cr	40,000,000
Tbill Sovereign Bonds \| -	2%	₹399 Cr	40,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹396 Cr	8,000

8. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

Highest AUM (₹54,639 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.11% (bottom quartile).
1M return: 0.41% (lower mid).
Sharpe: 2.10 (lower mid).
Information ratio: 0.33 (upper mid).
Yield to maturity (debt): 7.72% (top quartile).
Modified duration: 0.15 yrs (lower mid).
Average maturity: 0.17 yrs (lower mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Net Current Assets (~12.8%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (20 May 26)	₹407.297 ↑ 0.06 (0.01 %)
Net Assets (Cr)	₹54,639 on 30 Apr 26
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.1
Information Ratio	0.33
Alpha Ratio	-0.05
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	7.72%
Effective Maturity	2 Months 1 Day
Modified Duration	1 Month 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,337
30 Apr 23	₹10,945
30 Apr 24	₹11,737
30 Apr 25	₹12,591
30 Apr 26	₹13,366

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.1%
1 Year	6.1%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	2.42 Yr.
Darshil Dedhia	12 Jun 23	2.89 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	99.67%
Other	0.33%

Debt Sector Allocation

Sector	Value
Cash Equivalent	55.65%
Corporate	29.11%
Government	14.91%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Current Assets Net Current Assets \| -	13%	-₹5,470 Cr
India (Republic of) - \| -	10%	₹4,448 Cr	450,000,000 ↑ 450,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	6%	₹2,579 Cr	52,000
Axis Bank Limited Certificate of Deposit \| -	3%	₹1,488 Cr	30,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹1,488 Cr	30,000
Indusind Bank Limited Certificate of Deposit \| -	3%	₹1,485 Cr	30,000
Union Bank of India Domestic Bonds \| -	3%	₹1,477 Cr	30,000 ↑ 30,000
Small Industries Dev Bank Of India Commercial Paper \| -	3%	₹1,237 Cr	25,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹1,189 Cr	24,000
India (Republic of) - \| -	3%	₹1,143 Cr	115,500,000 ↑ 15,500,000

9. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Research Highlights for Mirae Asset Cash Management Fund

Lower mid AUM (₹13,590 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.10% (bottom quartile).
1M return: 0.39% (bottom quartile).
Sharpe: 2.25 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.58% (upper mid).
Modified duration: 0.19 yrs (bottom quartile).
Average maturity: 0.20 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Treps (~10.6%).

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (20 May 26)	₹2,884.72 ↑ 0.34 (0.01 %)
Net Assets (Cr)	₹13,590 on 15 Apr 26
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.14
Sharpe Ratio	2.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.58%
Effective Maturity	2 Months 12 Days
Modified Duration	2 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,340
30 Apr 23	₹10,951
30 Apr 24	₹11,750
30 Apr 25	₹12,604
30 Apr 26	₹13,382

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3%
1 Year	6.1%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.3%
2019	4.2%
2018	6.6%
2017	7.3%
2016	6.6%
2015	7.2%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Pranavi Kulkarni	5 Feb 26	0.23 Yr.

Data below for Mirae Asset Cash Management Fund as on 15 Apr 26

Asset Allocation

Asset Class	Value
Cash	99.75%
Other	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.27%
Corporate	15.03%
Government	5.45%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	11%	₹1,833 Cr
India (Republic of) - \| -	3%	₹595 Cr	60,000,000
Tbill Sovereign Bonds \| -	3%	₹498 Cr	50,000,000
Tbill Sovereign Bonds \| -	2%	₹406 Cr	40,839,200
Canara Bank Certificate of Deposit \| -	2%	₹396 Cr	40,000,000 ↑ 35,000,000
Tbill Sovereign Bonds \| -	2%	₹348 Cr	35,000,000
Indian Bank Domestic Bonds \| -	2%	₹347 Cr	35,000,000
Icici Securities Limited Commercial Paper \| -	2%	₹297 Cr	30,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹297 Cr	30,000,000
Bank of Baroda Debentures \| -	2%	₹297 Cr	30,000,000

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ SIP ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

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FAQ ಗಳು

1. SIP ಗಳಲ್ಲಿ ಅಧಿಕಾರಾವಧಿಯ ಪ್ರಾಮುಖ್ಯತೆ ಏನು?

ಉ: ನೀವು SIP ಗಳನ್ನು ಆಯ್ಕೆಮಾಡುವಾಗ, ನೀವು ಪರಿಗಣಿಸಬೇಕಾದ ಮೊದಲ ವಿಷಯವೆಂದರೆ ಅಧಿಕಾರಾವಧಿ. ಅವಧಿಯನ್ನು ಪರಿಶೀಲಿಸುವುದು ಮತ್ತು ನಂತರ ಹೂಡಿಕೆ ಮಾಡುವುದು ಒಳ್ಳೆಯದು ಏಕೆಂದರೆ ನೀವು ಅವಧಿಯನ್ನು ಪೂರ್ಣಗೊಳಿಸುವ ಮೊದಲು ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಮುಚ್ಚಬಾರದು. ನೀವು ಹಾಗೆ ಮಾಡಿದರೆ, ನೀವು ನಿರ್ಗಮನ ಲೋಡ್ ರೂಪದಲ್ಲಿ ದಂಡವನ್ನು ಪಾವತಿಸಬೇಕಾಗಬಹುದು.

2. ಒಂದು ವರ್ಷದ SIP ಗಳು ಉತ್ತಮವೇ?

ಉ: ಹೌದು, ಒಂದು ವರ್ಷದ SIP ಗಳು ಒಳ್ಳೆಯದು, ವಿಶೇಷವಾಗಿ ನೀವು ತ್ವರಿತ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿದ್ದರೆ. ಸಾಮಾನ್ಯವಾಗಿ, ಒಂದು ವರ್ಷದ SIP ಗಳ ಸಹಾಯದಿಂದ, ನಿಮ್ಮ ಫಂಡ್ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ಅವಲಂಬಿಸಿ ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಮೇಲೆ 4.2% ರಿಂದ 6.2% ವರೆಗಿನ ROI ಗಳನ್ನು ನೀವು ನಿರೀಕ್ಷಿಸಬಹುದು.

3. ನಾನು ಒಂದು ವರ್ಷದ SIP ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಉ: ನೀವು ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗೆ ಹೊಸಬರಾಗಿದ್ದರೆ ಮತ್ತು ಹೂಡಿಕೆ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸಲು ಯೋಜಿಸುತ್ತಿದ್ದರೆ ಒಂದು ವರ್ಷದ SIP ಗಳು ಉಪಯುಕ್ತವಾಗಿವೆ.

4. ಒಂದು ವರ್ಷದ SIP ಗಳು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆಯೇ?

ಉ: ಒಂದು ವರ್ಷದ SIP ಗಳು ಯುವ ಹೂಡಿಕೆದಾರರಲ್ಲಿ ಜನಪ್ರಿಯತೆಯನ್ನು ಗಳಿಸುತ್ತಿವೆ ಏಕೆಂದರೆ ಇವುಗಳು ಉತ್ತಮ ಮತ್ತು ತ್ವರಿತ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆ. ನೀವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಲು ಬಯಸಿದರೆಮಾರುಕಟ್ಟೆ, ನಂತರ ಒಂದು ವರ್ಷದ SIP ಗಳು ಒಳ್ಳೆಯದು.

5. ಎಲ್ಲಾ SIP ಗಳು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆಯೇ?

ಉ: ನಿಮ್ಮ ಹೂಡಿಕೆ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸಲು SIP ಗಳು ಉತ್ತಮ ಮಾರ್ಗಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ ಮತ್ತು ಉತ್ತಮ ಆದಾಯವನ್ನು ಉತ್ಪಾದಿಸಲು ಹೆಸರುವಾಸಿಯಾಗಿದೆ. ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹಣವನ್ನು ಮತ್ತು ಮೊತ್ತವನ್ನು ಆಯ್ಕೆ ಮಾಡಲು ಇದು ನಿಮ್ಮನ್ನು ಅನುಮತಿಸುತ್ತದೆ. ನಿಯಮಿತ ಮಧ್ಯಂತರದಲ್ಲಿ ಸಣ್ಣ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡಲು ನಿಮಗೆ ಅವಕಾಶವಿದೆ.

6. ಎಲ್ಲಾ SIP ಗಳು ದೊಡ್ಡ ಕ್ಯಾಪ್ ಸ್ಟಾಕ್‌ಗಳನ್ನು ಒಳಗೊಂಡಿವೆಯೇ?

ಉ: ಪ್ರಕಾರSEBI ಕಡ್ಡಾಯವಾಗಿ, SIP ಹೂಡಿಕೆದಾರರು ಹೂಡಿಕೆದಾರರು ಮತ್ತು ಕಂಪನಿಗಳನ್ನು ರಕ್ಷಿಸಲು 70:20:10 ಪ್ರೋಟೋಕಾಲ್ ಅನ್ನು ಅನುಸರಿಸಬೇಕು. ಈ ನಿಯಮದ ಪ್ರಕಾರ, ಈಕ್ವಿಟಿ ಹೂಡಿಕೆಯ 70% ದೊಡ್ಡ ಕ್ಯಾಪ್ ಷೇರುಗಳಲ್ಲಿ, 20% ರಲ್ಲಿಮಿಡ್ ಕ್ಯಾಪ್ ಷೇರುಗಳು, ಮತ್ತು 10% ರಲ್ಲಿಸಣ್ಣ ಕ್ಯಾಪ್ ಷೇರುಗಳು. ಆದ್ದರಿಂದ SIP ಗಳು ಹೂಡಿಕೆಗಳನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸುತ್ತವೆ ಮತ್ತು ಎಲ್ಲವೂ ಕೇವಲ ದೊಡ್ಡ ಕ್ಯಾಪ್ ಸ್ಟಾಕ್‌ಗಳಲ್ಲಿ ಕೇಂದ್ರೀಕೃತವಾಗಿರುವುದಿಲ್ಲ.

7. SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದಾದ ಗರಿಷ್ಠ ಮತ್ತು ಕನಿಷ್ಠ ಮೊತ್ತವಿದೆಯೇ?

ಉ: ನೀವು SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದಾದ ಕನಿಷ್ಠ ಮೊತ್ತವು ರೂ.500 ಆಗಿದೆ. ಆದಾಗ್ಯೂ, SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಯಾವುದೇ ಹೆಚ್ಚಿನ ಮಿತಿಯಿಲ್ಲ. ನಿಮ್ಮ ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ನೊಂದಿಗೆ ನೀವು ಇದನ್ನು ಯೋಜಿಸಬಹುದು.

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