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1 ವರ್ಷದ ಹೂಡಿಕೆಗಾಗಿ 9 ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು 2022

Updated on June 29, 2026 , 121683 views

ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು? ಅವರನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಹೇಗೆ? ಯೋಚಿಸುವಾಗ ಹೂಡಿಕೆದಾರರ ಮನಸ್ಸಿನಲ್ಲಿ ಉಂಟಾಗುವ ಕೆಲವು ಸಾಮಾನ್ಯ ಪ್ರಶ್ನೆಗಳು ಇವುಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ a ಮೂಲಕSIP ಅಥವಾ ವ್ಯವಸ್ಥಿತಹೂಡಿಕೆ ಯೋಜನೆ.

SIP ಹೂಡಿಕೆ ಅತ್ಯಂತ ಶಿಸ್ತುಬದ್ಧವಾಗಿದೆಹೂಡಿಕೆ ಹೂಡಿಕೆ ಮಾಡುವಾಗ ಆಯ್ಕೆಗಳುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು. ಇದಲ್ಲದೆ, SIP ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆಯ ಕನಿಷ್ಠ ಮೊತ್ತವು INR 500 ಕ್ಕಿಂತ ಕಡಿಮೆಯಿರುತ್ತದೆ. ಇದು ಹೂಡಿಕೆಯನ್ನು ಮಾಡುತ್ತದೆಉನ್ನತ SIP ಹೆಚ್ಚು ಅನುಕೂಲಕರ ಯೋಜನೆಗಳು.

SIP

SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಏಕೆ?

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ SIP ಹೂಡಿಕೆಯು ಉಳಿತಾಯದ ಅಭ್ಯಾಸವನ್ನು ಬೆಳೆಸಲು ಅತ್ಯಂತ ಅನುಕೂಲಕರ ಮಾರ್ಗವಾಗಿದೆ. ತುಂಬಾ ಸಾಮಾನ್ಯವಾಗಿ ಯುವ ಪೀಳಿಗೆಯ ಗಳಿಸುವ ಜನರು ಹೆಚ್ಚು ಉಳಿಸುವುದಿಲ್ಲ. ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಯನ್ನು ಹೊಂದಲು, ಪ್ರಾರಂಭದ ಮೊತ್ತವು ರೂ. 500 ಕ್ಕಿಂತ ಕಡಿಮೆ ಇರುವ ಕಾರಣದಿಂದ ಬೃಹತ್ ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಅಗತ್ಯವಿರುವುದಿಲ್ಲ ಮತ್ತು ಕೆಲವು ನಿಧಿಗಳು ಮಾಸಿಕ INR 100 ಕ್ಕೆ SIP ಅನ್ನು ಸಹ ನೀಡುತ್ತವೆ. ಚಿಕ್ಕ ವಯಸ್ಸಿನಿಂದಲೂ, ಒಬ್ಬರು ತಮ್ಮ ಉಳಿತಾಯವನ್ನು ಹೂಡಿಕೆಯ ರೂಪವಾಗಿ ಮಾಡುವ ಅಭ್ಯಾಸವನ್ನು ಪಡೆಯಬಹುದು. SIP, ಆ ಮೂಲಕ ಪ್ರತಿ ತಿಂಗಳು ಉಳಿಸಲು ನಿಗದಿತ ಮೊತ್ತವನ್ನು ನಿಗದಿಪಡಿಸುತ್ತದೆ. ಆದ್ದರಿಂದ ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಗಳು ಸ್ಮಾರ್ಟ್ ಹೂಡಿಕೆಯ ಪ್ರಮುಖ ಸಾಧನಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ.

ನಿಮ್ಮ ತಯಾರಿಗಾಗಿ SIP ಸಹಾಯ ಮಾಡುತ್ತದೆಹಣಕಾಸಿನ ಗುರಿಗಳು ತೊಂದರೆ-ಮುಕ್ತ ರೀತಿಯಲ್ಲಿ. SIP ಹೊಂದುವುದು ಅತ್ಯಂತ ಅನುಕೂಲಕರವಾಗಿದೆ ಏಕೆಂದರೆ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಕಾಗದದ ಕೆಲಸವನ್ನು ಒಂದೇ ಬಾರಿ ಮಾಡಬೇಕಾಗುತ್ತದೆ, ನಂತರ ಮಾಸಿಕ ಮೊತ್ತವನ್ನು ಡೆಬಿಟ್ ಮಾಡಲಾಗುತ್ತದೆಬ್ಯಾಂಕ್ ಮಧ್ಯಸ್ಥಿಕೆ ಇಲ್ಲದೆ ನೇರವಾಗಿ ಖಾತೆ. ಪರಿಣಾಮವಾಗಿ, SIP ಗಳಿಗೆ ಇತರ ಹೂಡಿಕೆಗಳು ಮತ್ತು ಉಳಿತಾಯ ಆಯ್ಕೆಗಳಿಗೆ ಅಗತ್ಯವಿರುವ ಪ್ರಯತ್ನಗಳ ಅಗತ್ಯವಿರುವುದಿಲ್ಲ.

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FY 22 - 23 ರಲ್ಲಿ 1 ವರ್ಷದ ಹೂಡಿಕೆಗಾಗಿ ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35
₹503 500 1.73.46.64.5 6.66%1M 7D1M 10D
IDBI Ultra Short Term Fund Growth ₹2,424.68
↑ 0.44
₹146 500 1.63.46.44.8 6.83%2M 10D2M 23D
Aditya Birla Sun Life Savings Fund Growth ₹584.265
↑ 0.44
₹19,611 1,000 1.93.26.47.37.47.98%5M 16D6M 25D
BOI AXA Liquid Fund Growth ₹3,199.06
↑ 1.34
₹1,720 1,000 1.83.36.476.66.11%1M 10D1M 10D
ICICI Prudential Ultra Short Term Fund Growth ₹29.4893
↑ 0.02
₹16,002 1,000 1.83.26.37.17.17.79%5M 8D6M 11D
Indiabulls Liquid Fund Growth ₹2,684.94
↑ 0.93
₹262 500 1.83.36.36.96.66.13%1M 1D1M 1D
Tata Liquid Fund Growth ₹4,372.45
↑ 1.88
₹30,449 500 1.83.36.36.96.56.59%1M 6D1M 6D
Nippon India Liquid Fund  Growth ₹6,775.32
↑ 2.81
₹31,752 100 1.83.36.36.96.56.98%1M 14D1M 17D
LIC MF Liquid Fund Growth ₹5,017.97
↑ 2.19
₹16,015 1,000 1.83.36.36.96.46.65%1M 8D1M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 9 Funds showcased

CommentaryIDBI Liquid FundIDBI Ultra Short Term FundAditya Birla Sun Life Savings FundBOI AXA Liquid FundICICI Prudential Ultra Short Term FundIndiabulls Liquid FundTata Liquid FundNippon India Liquid Fund LIC MF Liquid Fund
Point 1Bottom quartile AUM (₹503 Cr).Bottom quartile AUM (₹146 Cr).Upper mid AUM (₹19,611 Cr).Lower mid AUM (₹1,720 Cr).Lower mid AUM (₹16,002 Cr).Bottom quartile AUM (₹262 Cr).Top quartile AUM (₹30,449 Cr).Highest AUM (₹31,752 Cr).Upper mid AUM (₹16,015 Cr).
Point 2Established history (15+ yrs).Established history (15+ yrs).Established history (23+ yrs).Established history (17+ yrs).Established history (15+ yrs).Established history (14+ yrs).Established history (21+ yrs).Established history (22+ yrs).Oldest track record among peers (24 yrs).
Point 3Rating: 3★ (lower mid).Rating: 1★ (bottom quartile).Top rated.Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 5★ (top quartile).Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderate.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 6.55% (top quartile).1Y return: 6.39% (top quartile).1Y return: 6.38% (upper mid).1Y return: 6.36% (upper mid).1Y return: 6.30% (lower mid).1Y return: 6.29% (lower mid).1Y return: 6.29% (bottom quartile).1Y return: 6.28% (bottom quartile).1Y return: 6.28% (bottom quartile).
Point 61M return: 0.53% (bottom quartile).1M return: 0.52% (bottom quartile).1M return: 1.03% (top quartile).1M return: 0.68% (upper mid).1M return: 0.98% (top quartile).1M return: 0.65% (bottom quartile).1M return: 0.66% (lower mid).1M return: 0.67% (upper mid).1M return: 0.66% (lower mid).
Point 7Sharpe: 0.20 (bottom quartile).Sharpe: -0.57 (bottom quartile).Sharpe: 0.52 (bottom quartile).Sharpe: 2.65 (top quartile).Sharpe: 0.53 (lower mid).Sharpe: 2.32 (upper mid).Sharpe: 2.42 (top quartile).Sharpe: 1.97 (upper mid).Sharpe: 1.89 (lower mid).
Point 8Information ratio: -5.96 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 2.14 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.76 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.66% (lower mid).Yield to maturity (debt): 6.83% (upper mid).Yield to maturity (debt): 7.98% (top quartile).Yield to maturity (debt): 6.11% (bottom quartile).Yield to maturity (debt): 7.79% (top quartile).Yield to maturity (debt): 6.13% (bottom quartile).Yield to maturity (debt): 6.59% (bottom quartile).Yield to maturity (debt): 6.98% (upper mid).Yield to maturity (debt): 6.65% (lower mid).
Point 10Modified duration: 0.10 yrs (upper mid).Modified duration: 0.19 yrs (bottom quartile).Modified duration: 0.46 yrs (bottom quartile).Modified duration: 0.11 yrs (lower mid).Modified duration: 0.44 yrs (bottom quartile).Modified duration: 0.09 yrs (top quartile).Modified duration: 0.10 yrs (top quartile).Modified duration: 0.12 yrs (lower mid).Modified duration: 0.11 yrs (upper mid).

IDBI Liquid Fund

  • Bottom quartile AUM (₹503 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.55% (top quartile).
  • 1M return: 0.53% (bottom quartile).
  • Sharpe: 0.20 (bottom quartile).
  • Information ratio: -5.96 (bottom quartile).
  • Yield to maturity (debt): 6.66% (lower mid).
  • Modified duration: 0.10 yrs (upper mid).

IDBI Ultra Short Term Fund

  • Bottom quartile AUM (₹146 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 6.39% (top quartile).
  • 1M return: 0.52% (bottom quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.83% (upper mid).
  • Modified duration: 0.19 yrs (bottom quartile).

Aditya Birla Sun Life Savings Fund

  • Upper mid AUM (₹19,611 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.38% (upper mid).
  • 1M return: 1.03% (top quartile).
  • Sharpe: 0.52 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.98% (top quartile).
  • Modified duration: 0.46 yrs (bottom quartile).

BOI AXA Liquid Fund

  • Lower mid AUM (₹1,720 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.36% (upper mid).
  • 1M return: 0.68% (upper mid).
  • Sharpe: 2.65 (top quartile).
  • Information ratio: 2.14 (top quartile).
  • Yield to maturity (debt): 6.11% (bottom quartile).
  • Modified duration: 0.11 yrs (lower mid).

ICICI Prudential Ultra Short Term Fund

  • Lower mid AUM (₹16,002 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 6.30% (lower mid).
  • 1M return: 0.98% (top quartile).
  • Sharpe: 0.53 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.79% (top quartile).
  • Modified duration: 0.44 yrs (bottom quartile).

Indiabulls Liquid Fund

  • Bottom quartile AUM (₹262 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Low.
  • 1Y return: 6.29% (lower mid).
  • 1M return: 0.65% (bottom quartile).
  • Sharpe: 2.32 (upper mid).
  • Information ratio: 0.76 (top quartile).
  • Yield to maturity (debt): 6.13% (bottom quartile).
  • Modified duration: 0.09 yrs (top quartile).

Tata Liquid Fund

  • Top quartile AUM (₹30,449 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.29% (bottom quartile).
  • 1M return: 0.66% (lower mid).
  • Sharpe: 2.42 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.59% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

Nippon India Liquid Fund 

  • Highest AUM (₹31,752 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.28% (bottom quartile).
  • 1M return: 0.67% (upper mid).
  • Sharpe: 1.97 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.98% (upper mid).
  • Modified duration: 0.12 yrs (lower mid).

LIC MF Liquid Fund

  • Upper mid AUM (₹16,015 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.28% (bottom quartile).
  • 1M return: 0.66% (lower mid).
  • Sharpe: 1.89 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.65% (lower mid).
  • Modified duration: 0.11 yrs (upper mid).

1. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Liquid Fund

  • Bottom quartile AUM (₹503 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.55% (top quartile).
  • 1M return: 0.53% (bottom quartile).
  • Sharpe: 0.20 (bottom quartile).
  • Information ratio: -5.96 (bottom quartile).
  • Yield to maturity (debt): 6.66% (lower mid).
  • Modified duration: 0.10 yrs (upper mid).
  • Average maturity: 0.11 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund
Growth
Launch Date 9 Jul 10
NAV (28 Jul 23) ₹2,454.04 ↑ 0.35   (0.01 %)
Net Assets (Cr) ₹503 on 30 Jun 23
Category Debt - Liquid Fund
AMC IDBI Asset Management Limited
Rating
Risk Low
Expense Ratio 0.17
Sharpe Ratio 0.2
Information Ratio -5.96
Alpha Ratio -0.21
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.66%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,363
30 Jun 23₹11,026

IDBI Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.4%
1 Year 6.6%
3 Year 4.5%
5 Year 5.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Liquid Fund
NameSinceTenure

Data below for IDBI Liquid Fund as on 30 Jun 23

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Ultra Short Term Fund

  • Bottom quartile AUM (₹146 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 6.39% (top quartile).
  • 1M return: 0.52% (bottom quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.83% (upper mid).
  • Modified duration: 0.19 yrs (bottom quartile).
  • Average maturity: 0.23 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund
Growth
Launch Date 3 Sep 10
NAV (28 Jul 23) ₹2,424.68 ↑ 0.44   (0.02 %)
Net Assets (Cr) ₹146 on 30 Jun 23
Category Debt - Ultrashort Bond
AMC IDBI Asset Management Limited
Rating
Risk Moderately Low
Expense Ratio 0.6
Sharpe Ratio -0.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.83%
Effective Maturity 2 Months 23 Days
Modified Duration 2 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,395
30 Jun 23₹11,045

IDBI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.4%
1 Year 6.4%
3 Year 4.8%
5 Year 5.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Ultra Short Term Fund
NameSinceTenure

Data below for IDBI Ultra Short Term Fund as on 30 Jun 23

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

  • Upper mid AUM (₹19,611 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.38% (upper mid).
  • 1M return: 1.03% (top quartile).
  • Sharpe: 0.52 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.98% (top quartile).
  • Modified duration: 0.46 yrs (bottom quartile).
  • Average maturity: 0.57 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (01 Jul 26) ₹584.265 ↑ 0.44   (0.07 %)
Net Assets (Cr) ₹19,611 on 31 May 26
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.55
Sharpe Ratio 0.52
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.98%
Effective Maturity 6 Months 25 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,384
30 Jun 23₹11,065
30 Jun 24₹11,889
30 Jun 25₹12,852
30 Jun 26₹13,668

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 1%
3 Month 1.9%
6 Month 3.2%
1 Year 6.4%
3 Year 7.3%
5 Year 6.5%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7.9%
2022 7.2%
2021 4.8%
2020 3.9%
2019 7%
2018 8.5%
2017 7.6%
2016 7.2%
2015 9.2%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1411.96 Yr.
Kaustubh Gupta15 Jul 1114.89 Yr.
Monika Gandhi22 Mar 215.2 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash28.11%
Debt71.56%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate70.53%
Government19.93%
Cash Equivalent9.22%
Credit Quality
RatingValue
AA32.23%
AAA67.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
5%₹982 Cr100,000,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
4%₹743 Cr15,800
Shriram Finance Limited
Debentures | -
3%₹607 Cr60,000
HDFC Bank Ltd.
Debentures | -
3%₹537 Cr11,000
Bharti Telecom Limited
Debentures | -
2%₹395 Cr40,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹388 Cr39,000
Muthoot Finance Limited
Debentures | -
2%₹348 Cr35,000
Vedanta Limited
Debentures | -
2%₹326 Cr32,500
Mankind Pharma Limited
Debentures | -
2%₹321 Cr32,000
Avanse Financial Services Limited
Debentures | -
1%₹300 Cr30,000

4. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for BOI AXA Liquid Fund

  • Lower mid AUM (₹1,720 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.36% (upper mid).
  • 1M return: 0.68% (upper mid).
  • Sharpe: 2.65 (top quartile).
  • Information ratio: 2.14 (top quartile).
  • Yield to maturity (debt): 6.11% (bottom quartile).
  • Modified duration: 0.11 yrs (lower mid).
  • Average maturity: 0.11 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (01 Jul 26) ₹3,199.06 ↑ 1.34   (0.04 %)
Net Assets (Cr) ₹1,720 on 31 May 26
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.13
Sharpe Ratio 2.65
Information Ratio 2.14
Alpha Ratio 0.1
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.11%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,363
30 Jun 23₹11,033
30 Jun 24₹11,845
30 Jun 25₹12,702
30 Jun 26₹13,508

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.7%
3 Month 1.8%
6 Month 3.3%
1 Year 6.4%
3 Year 7%
5 Year 6.2%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.6%
2023 7.4%
2022 7%
2021 4.9%
2020 3.3%
2019 4.1%
2018 6.4%
2017 7.4%
2016 6.7%
2015 7.6%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 214.79 Yr.

Data below for BOI AXA Liquid Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.69%
Other0.31%
Debt Sector Allocation
SectorValue
Cash Equivalent62.15%
Corporate24.86%
Government12.68%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
6%₹100 Cr10,000,000
Export-Import Bank Of India
Certificate of Deposit | -
4%₹75 Cr7,500,000
Indian Bank
Certificate of Deposit | -
4%₹75 Cr7,500,000
Punjab National Bank
Certificate of Deposit | -
4%₹75 Cr7,500,000
Godrej Consumer Products Limited
Commercial Paper | -
4%₹75 Cr7,500,000
Tbill
Sovereign Bonds | -
4%₹75 Cr7,500,000
Reliance Industries Limited
Commercial Paper | -
4%₹75 Cr7,500,000
↑ 7,500,000
Tbill
Sovereign Bonds | -
4%₹74 Cr7,500,000
Union Bank Of India
Certificate of Deposit | -
4%₹71 Cr7,100,000
Tbill
Sovereign Bonds | -
3%₹50 Cr5,000,000

5. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

  • Lower mid AUM (₹16,002 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 6.30% (lower mid).
  • 1M return: 0.98% (top quartile).
  • Sharpe: 0.53 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.79% (top quartile).
  • Modified duration: 0.44 yrs (bottom quartile).
  • Average maturity: 0.53 yrs (bottom quartile).
  • Exit load: 0-1 Months (0.5%),1 Months and above(NIL).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (01 Jul 26) ₹29.4893 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹16,002 on 31 May 26
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.8
Sharpe Ratio 0.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.79%
Effective Maturity 6 Months 11 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,368
30 Jun 23₹11,029
30 Jun 24₹11,817
30 Jun 25₹12,724
30 Jun 26₹13,522

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 1%
3 Month 1.8%
6 Month 3.2%
1 Year 6.3%
3 Year 7.1%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.1%
2023 7.5%
2022 6.9%
2021 4.5%
2020 4%
2019 6.5%
2018 8.4%
2017 7.5%
2016 6.9%
2015 9.8%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 169.55 Yr.
Ritesh Lunawat15 Jun 178.97 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash73.48%
Debt26.22%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate62.12%
Cash Equivalent40.21%
Credit Quality
RatingValue
AA17.61%
AAA82.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tbill
Sovereign Bonds | -
6%₹992 Cr100,000,000
Bajaj Housing Finance Limited
Debentures | -
2%₹350 Cr35,000
↑ 35,000
Vedanta Limited
Debentures | -
2%₹341 Cr34,000
↓ -1,000
HDFC Bank Ltd.
Debentures | -
2%₹341 Cr7,000
6.16% Govt Stock 2028
Sovereign Bonds | -
2%₹310 Cr30,773,600
RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -
2%₹296 Cr300
Muthoot Finance Limited
Debentures | -
2%₹276 Cr27,500
AU Small Finance Bank Ltd.
Debentures | -
1%₹239 Cr5,000
Rec Limited
Debentures | -
1%₹235 Cr23,500
↑ 2,500
Piramal Finance Limited
Debentures | -
1%₹231 Cr23,000

6. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

  • Bottom quartile AUM (₹262 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Low.
  • 1Y return: 6.29% (lower mid).
  • 1M return: 0.65% (bottom quartile).
  • Sharpe: 2.32 (upper mid).
  • Information ratio: 0.76 (top quartile).
  • Yield to maturity (debt): 6.13% (bottom quartile).
  • Modified duration: 0.09 yrs (top quartile).
  • Average maturity: 0.09 yrs (top quartile).
  • Exit load: NIL.

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (01 Jul 26) ₹2,684.94 ↑ 0.93   (0.03 %)
Net Assets (Cr) ₹262 on 31 May 26
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio 2.32
Information Ratio 0.76
Alpha Ratio 0.04
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.13%
Effective Maturity 1 Month 1 Day
Modified Duration 1 Month 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,329
30 Jun 23₹10,957
30 Jun 24₹11,753
30 Jun 25₹12,601
30 Jun 26₹13,392

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.3%
1 Year 6.3%
3 Year 6.9%
5 Year 6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.6%
2023 7.4%
2022 6.8%
2021 4.6%
2020 3.1%
2019 3.9%
2018 6.6%
2017 7.3%
2016 6.7%
2015 7.8%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 233.06 Yr.
Wilfred Gonsalves4 May 260.08 Yr.

Data below for Indiabulls Liquid Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.74%
Debt0.26%
Debt Sector Allocation
SectorValue
Cash Equivalent81.37%
Corporate18.63%
Credit Quality
RatingValue
AAA89.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo 18-May-26
CBLO/Reverse Repo | -
21%₹56 Cr
Reliance Retail Ventures Limited
Commercial Paper | -
9%₹25 Cr2,500,000
HDFC Bank Limited
Certificate of Deposit | -
9%₹25 Cr2,500,000
Canara Bank
Domestic Bonds | -
9%₹25 Cr2,500,000
↑ 2,500,000
L&T Finance Limited
Commercial Paper | -
9%₹24 Cr2,400,000
ICICI Securities Limited
Commercial Paper | -
6%₹15 Cr1,500,000
Union Bank Of India
Certificate of Deposit | -
6%₹15 Cr1,500,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
6%₹15 Cr1,500,000
Sundaram Finance Limited
Debentures | -
4%₹10 Cr1,000,000
Power Finance Corporation Limited
Debentures | -
4%₹10 Cr1,000,000

7. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

  • Top quartile AUM (₹30,449 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.29% (bottom quartile).
  • 1M return: 0.66% (lower mid).
  • Sharpe: 2.42 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.59% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).
  • Average maturity: 0.10 yrs (top quartile).
  • Exit load: NIL.

Below is the key information for Tata Liquid Fund

Tata Liquid Fund
Growth
Launch Date 1 Sep 04
NAV (01 Jul 26) ₹4,372.45 ↑ 1.88   (0.04 %)
Net Assets (Cr) ₹30,449 on 31 May 26
Category Debt - Liquid Fund
AMC Tata Asset Management Limited
Rating
Risk Low
Expense Ratio 0.39
Sharpe Ratio 2.42
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,354
30 Jun 23₹11,008
30 Jun 24₹11,807
30 Jun 25₹12,654
30 Jun 26₹13,447

Tata Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.7%
3 Month 1.8%
6 Month 3.3%
1 Year 6.3%
3 Year 6.9%
5 Year 6.1%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.3%
2022 7%
2021 4.8%
2020 3.2%
2019 4.3%
2018 6.6%
2017 7.4%
2016 6.7%
2015 7.7%
Fund Manager information for Tata Liquid Fund
NameSinceTenure
Amit Somani16 Oct 1312.63 Yr.
Harsh Dave1 Aug 241.83 Yr.

Data below for Tata Liquid Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.76%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent75.37%
Corporate15.59%
Government8.79%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Retail Ventures Limited
Commercial Paper | -
4%₹1,244 Cr25,000
Tbill
Sovereign Bonds | -
4%₹1,088 Cr110,000,000
↑ 110,000,000
Bajaj Finance Ltd.
Commercial Paper | -
4%₹997 Cr20,000
Small Industries Development Bank Of India
Commercial Paper | -
4%₹990 Cr20,000
Bajaj Finance Limited
Commercial Paper | -
4%₹989 Cr20,000
Tbill
Sovereign Bonds | -
3%₹896 Cr90,000,000
Bank of Baroda
Debentures | -
3%₹895 Cr18,000
Union Bank of India
Debentures | -
3%₹895 Cr18,000
↑ 18,000
India (Republic of)
- | -
3%₹818 Cr82,000,000
↓ -28,000,000
23/07/2026 Maturing 182 DTB
Sovereign Bonds | -
3%₹812 Cr82,000,000
↑ 76,000,000

8. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Liquid Fund 

  • Highest AUM (₹31,752 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.28% (bottom quartile).
  • 1M return: 0.67% (upper mid).
  • Sharpe: 1.97 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.98% (upper mid).
  • Modified duration: 0.12 yrs (lower mid).
  • Average maturity: 0.13 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (01 Jul 26) ₹6,775.32 ↑ 2.81   (0.04 %)
Net Assets (Cr) ₹31,752 on 31 May 26
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio 1.97
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.98%
Effective Maturity 1 Month 17 Days
Modified Duration 1 Month 14 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,353
30 Jun 23₹11,011
30 Jun 24₹11,810
30 Jun 25₹12,654
30 Jun 26₹13,447

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.7%
3 Month 1.8%
6 Month 3.3%
1 Year 6.3%
3 Year 6.9%
5 Year 6.1%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.3%
2022 7%
2021 4.8%
2020 3.2%
2019 4.3%
2018 6.7%
2017 7.4%
2016 6.7%
2015 7.7%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Kinjal Desai25 May 188.02 Yr.
Vikash Agarwal14 Sep 241.71 Yr.
Amber Singhania11 Mar 260.22 Yr.

Data below for Nippon India Liquid Fund  as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.74%
Other0.26%
Debt Sector Allocation
SectorValue
Cash Equivalent79.54%
Corporate14.46%
Government5.75%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
4%₹1,365 Cr
Tbill
Sovereign Bonds | -
3%₹1,256 Cr125,665,500
India (Republic of)
- | -
3%₹980 Cr99,000,000
↓ -17,500,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹745 Cr15,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
2%₹743 Cr15,000
Ntpc Ltd
Commercial Paper | -
2%₹741 Cr15,000
IDBI Bank Ltd
Domestic Bonds | -
2%₹737 Cr15,000
↑ 15,000
Small Industries Dev Bank Of India
Commercial Paper | -
2%₹695 Cr14,000
23/07/2026 Maturing 182 DTB
Sovereign Bonds | -
2%₹673 Cr68,000,000
↑ 67,000,000
Union Bank of India
Debentures | -
2%₹596 Cr12,000
↑ 12,000

9. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Liquid Fund

  • Upper mid AUM (₹16,015 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.28% (bottom quartile).
  • 1M return: 0.66% (lower mid).
  • Sharpe: 1.89 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.65% (lower mid).
  • Modified duration: 0.11 yrs (upper mid).
  • Average maturity: 0.11 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (01 Jul 26) ₹5,017.97 ↑ 2.19   (0.04 %)
Net Assets (Cr) ₹16,015 on 31 May 26
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Low
Expense Ratio 0.22
Sharpe Ratio 1.89
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.65%
Effective Maturity 1 Month 8 Days
Modified Duration 1 Month 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹10,351
30 Jun 23₹11,006
30 Jun 24₹11,809
30 Jun 25₹12,649
30 Jun 26₹13,440

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.7%
3 Month 1.8%
6 Month 3.3%
1 Year 6.3%
3 Year 6.9%
5 Year 6.1%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.4%
2023 7.4%
2022 7%
2021 4.7%
2020 3.3%
2019 4.3%
2018 6.5%
2017 7.3%
2016 6.6%
2015 7.6%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 1510.66 Yr.
Aakash Dhulia1 Sep 250.75 Yr.

Data below for LIC MF Liquid Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.82%
Other0.18%
Debt Sector Allocation
SectorValue
Cash Equivalent64.81%
Corporate23.97%
Government11.04%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
4%₹779 Cr
Indian Oil Corp Ltd.
Commercial Paper | -
3%₹597 Cr12,000
↑ 12,000
India (Republic of)
- | -
3%₹592 Cr60,000,000
↑ 60,000,000
Canara Bank
Certificate of Deposit | -
3%₹499 Cr10,000
Canara Bank
Certificate of Deposit | -
3%₹496 Cr10,000
↑ 10,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹398 Cr8,000
Motilal Oswal Financial Services Ltd
Commercial Paper | -
2%₹397 Cr8,000
Net Receivables / (Payables)
Net Current Assets | -
2%-₹390 Cr
Treps
CBLO/Reverse Repo | -
2%₹381 Cr
India (Republic of)
- | -
2%₹373 Cr37,500,000

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ SIP ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

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FAQ ಗಳು

1. SIP ಗಳಲ್ಲಿ ಅಧಿಕಾರಾವಧಿಯ ಪ್ರಾಮುಖ್ಯತೆ ಏನು?

ಉ: ನೀವು SIP ಗಳನ್ನು ಆಯ್ಕೆಮಾಡುವಾಗ, ನೀವು ಪರಿಗಣಿಸಬೇಕಾದ ಮೊದಲ ವಿಷಯವೆಂದರೆ ಅಧಿಕಾರಾವಧಿ. ಅವಧಿಯನ್ನು ಪರಿಶೀಲಿಸುವುದು ಮತ್ತು ನಂತರ ಹೂಡಿಕೆ ಮಾಡುವುದು ಒಳ್ಳೆಯದು ಏಕೆಂದರೆ ನೀವು ಅವಧಿಯನ್ನು ಪೂರ್ಣಗೊಳಿಸುವ ಮೊದಲು ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಮುಚ್ಚಬಾರದು. ನೀವು ಹಾಗೆ ಮಾಡಿದರೆ, ನೀವು ನಿರ್ಗಮನ ಲೋಡ್ ರೂಪದಲ್ಲಿ ದಂಡವನ್ನು ಪಾವತಿಸಬೇಕಾಗಬಹುದು.

2. ಒಂದು ವರ್ಷದ SIP ಗಳು ಉತ್ತಮವೇ?

ಉ: ಹೌದು, ಒಂದು ವರ್ಷದ SIP ಗಳು ಒಳ್ಳೆಯದು, ವಿಶೇಷವಾಗಿ ನೀವು ತ್ವರಿತ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿದ್ದರೆ. ಸಾಮಾನ್ಯವಾಗಿ, ಒಂದು ವರ್ಷದ SIP ಗಳ ಸಹಾಯದಿಂದ, ನಿಮ್ಮ ಫಂಡ್ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ಅವಲಂಬಿಸಿ ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಮೇಲೆ 4.2% ರಿಂದ 6.2% ವರೆಗಿನ ROI ಗಳನ್ನು ನೀವು ನಿರೀಕ್ಷಿಸಬಹುದು.

3. ನಾನು ಒಂದು ವರ್ಷದ SIP ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಉ: ನೀವು ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗೆ ಹೊಸಬರಾಗಿದ್ದರೆ ಮತ್ತು ಹೂಡಿಕೆ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸಲು ಯೋಜಿಸುತ್ತಿದ್ದರೆ ಒಂದು ವರ್ಷದ SIP ಗಳು ಉಪಯುಕ್ತವಾಗಿವೆ.

4. ಒಂದು ವರ್ಷದ SIP ಗಳು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆಯೇ?

ಉ: ಒಂದು ವರ್ಷದ SIP ಗಳು ಯುವ ಹೂಡಿಕೆದಾರರಲ್ಲಿ ಜನಪ್ರಿಯತೆಯನ್ನು ಗಳಿಸುತ್ತಿವೆ ಏಕೆಂದರೆ ಇವುಗಳು ಉತ್ತಮ ಮತ್ತು ತ್ವರಿತ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆ. ನೀವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಲು ಬಯಸಿದರೆಮಾರುಕಟ್ಟೆ, ನಂತರ ಒಂದು ವರ್ಷದ SIP ಗಳು ಒಳ್ಳೆಯದು.

5. ಎಲ್ಲಾ SIP ಗಳು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆಯೇ?

ಉ: ನಿಮ್ಮ ಹೂಡಿಕೆ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸಲು SIP ಗಳು ಉತ್ತಮ ಮಾರ್ಗಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ ಮತ್ತು ಉತ್ತಮ ಆದಾಯವನ್ನು ಉತ್ಪಾದಿಸಲು ಹೆಸರುವಾಸಿಯಾಗಿದೆ. ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹಣವನ್ನು ಮತ್ತು ಮೊತ್ತವನ್ನು ಆಯ್ಕೆ ಮಾಡಲು ಇದು ನಿಮ್ಮನ್ನು ಅನುಮತಿಸುತ್ತದೆ. ನಿಯಮಿತ ಮಧ್ಯಂತರದಲ್ಲಿ ಸಣ್ಣ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡಲು ನಿಮಗೆ ಅವಕಾಶವಿದೆ.

6. ಎಲ್ಲಾ SIP ಗಳು ದೊಡ್ಡ ಕ್ಯಾಪ್ ಸ್ಟಾಕ್‌ಗಳನ್ನು ಒಳಗೊಂಡಿವೆಯೇ?

ಉ: ಪ್ರಕಾರSEBI ಕಡ್ಡಾಯವಾಗಿ, SIP ಹೂಡಿಕೆದಾರರು ಹೂಡಿಕೆದಾರರು ಮತ್ತು ಕಂಪನಿಗಳನ್ನು ರಕ್ಷಿಸಲು 70:20:10 ಪ್ರೋಟೋಕಾಲ್ ಅನ್ನು ಅನುಸರಿಸಬೇಕು. ಈ ನಿಯಮದ ಪ್ರಕಾರ, ಈಕ್ವಿಟಿ ಹೂಡಿಕೆಯ 70% ದೊಡ್ಡ ಕ್ಯಾಪ್ ಷೇರುಗಳಲ್ಲಿ, 20% ರಲ್ಲಿಮಿಡ್ ಕ್ಯಾಪ್ ಷೇರುಗಳು, ಮತ್ತು 10% ರಲ್ಲಿಸಣ್ಣ ಕ್ಯಾಪ್ ಷೇರುಗಳು. ಆದ್ದರಿಂದ SIP ಗಳು ಹೂಡಿಕೆಗಳನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸುತ್ತವೆ ಮತ್ತು ಎಲ್ಲವೂ ಕೇವಲ ದೊಡ್ಡ ಕ್ಯಾಪ್ ಸ್ಟಾಕ್‌ಗಳಲ್ಲಿ ಕೇಂದ್ರೀಕೃತವಾಗಿರುವುದಿಲ್ಲ.

7. SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದಾದ ಗರಿಷ್ಠ ಮತ್ತು ಕನಿಷ್ಠ ಮೊತ್ತವಿದೆಯೇ?

ಉ: ನೀವು SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದಾದ ಕನಿಷ್ಠ ಮೊತ್ತವು ರೂ.500 ಆಗಿದೆ. ಆದಾಗ್ಯೂ, SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಯಾವುದೇ ಹೆಚ್ಚಿನ ಮಿತಿಯಿಲ್ಲ. ನಿಮ್ಮ ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ನೊಂದಿಗೆ ನೀವು ಇದನ್ನು ಯೋಜಿಸಬಹುದು.

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