10 , 20 ವರ್ಷದ ಹೂಡಿಕೆ 2022 ಗಾಗಿ 10 ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು

Updated on May 18, 2026 , 233697 views

ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು? ಅವರನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಹೇಗೆ? ಯೋಚಿಸುವಾಗ ಹೂಡಿಕೆದಾರರ ಮನಸ್ಸಿನಲ್ಲಿ ಉಂಟಾಗುವ ಕೆಲವು ಸಾಮಾನ್ಯ ಪ್ರಶ್ನೆಗಳು ಇವುಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ a ಮೂಲಕSIP ಅಥವಾ ವ್ಯವಸ್ಥಿತಹೂಡಿಕೆ ಯೋಜನೆ.SIP ಹೂಡಿಕೆ ಅತ್ಯಂತ ಶಿಸ್ತುಬದ್ಧವಾಗಿದೆಹೂಡಿಕೆ ಹೂಡಿಕೆ ಮಾಡುವಾಗ ಆಯ್ಕೆಗಳುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.

ಇದಲ್ಲದೆ, SIP ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆಯ ಕನಿಷ್ಠ ಮೊತ್ತವು INR 500 ಕ್ಕಿಂತ ಕಡಿಮೆಯಿರುತ್ತದೆ. ಇದು ಹೂಡಿಕೆಯನ್ನು ಮಾಡುತ್ತದೆಉನ್ನತ SIP ಹೆಚ್ಚು ಅನುಕೂಲಕರ ಯೋಜನೆಗಳು.

ನೀವು SIP ಅಥವಾ ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಯಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಕೆಲವುಹೂಡಿಕೆಯ ಪ್ರಯೋಜನಗಳು ಒಂದು SIP ನಲ್ಲಿ:

ಸಂಯೋಜನೆಯ ಶಕ್ತಿ

ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಗಳು ಸಹ ಲಾಭವನ್ನು ನೀಡುತ್ತವೆಸಂಯೋಜನೆಯ ಶಕ್ತಿ. ನೀವು ಅಸಲು ಮಾತ್ರ ಆಸಕ್ತಿಯನ್ನು ಪಡೆದಾಗ ಸರಳ ಆಸಕ್ತಿ. ಚಕ್ರಬಡ್ಡಿಯ ಸಂದರ್ಭದಲ್ಲಿ, ಬಡ್ಡಿ ಮೊತ್ತವನ್ನು ಅಸಲಿಗೆ ಸೇರಿಸಲಾಗುತ್ತದೆ ಮತ್ತು ಹೊಸ ಅಸಲು (ಹಳೆಯ ಅಸಲು ಮತ್ತು ಲಾಭಗಳು) ಮೇಲೆ ಬಡ್ಡಿಯನ್ನು ಲೆಕ್ಕಹಾಕಲಾಗುತ್ತದೆ. ಈ ಪ್ರಕ್ರಿಯೆಯು ಪ್ರತಿ ಬಾರಿಯೂ ಮುಂದುವರಿಯುತ್ತದೆ. SIP ಯಲ್ಲಿನ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಕಂತುಗಳಲ್ಲಿರುವುದರಿಂದ, ಅವು ಸಂಯುಕ್ತವಾಗಿರುತ್ತವೆ, ಇದು ಆರಂಭದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದ ಮೊತ್ತಕ್ಕೆ ಹೆಚ್ಚಿನದನ್ನು ಸೇರಿಸುತ್ತದೆ.

ರೂಪಾಯಿ ವೆಚ್ಚದ ಸರಾಸರಿ

ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಯು ನೀಡುವ ದೊಡ್ಡ ಪ್ರಯೋಜನವೆಂದರೆ ರೂಪಾಯಿ ವೆಚ್ಚದ ಸರಾಸರಿ, ಇದು ಆಸ್ತಿ ಖರೀದಿಯ ವೆಚ್ಚವನ್ನು ಸರಾಸರಿ ಮಾಡಲು ವ್ಯಕ್ತಿಗೆ ಸಹಾಯ ಮಾಡುತ್ತದೆ. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಒಂದು ದೊಡ್ಡ ಮೊತ್ತದ ಹೂಡಿಕೆಯನ್ನು ಮಾಡುವಾಗ ನಿರ್ದಿಷ್ಟ ಸಂಖ್ಯೆಯ ಯೂನಿಟ್‌ಗಳನ್ನು ಖರೀದಿಸಲಾಗುತ್ತದೆಹೂಡಿಕೆದಾರ ಒಂದೇ ಬಾರಿಗೆ, SIP ಯ ಸಂದರ್ಭದಲ್ಲಿ ಯೂನಿಟ್‌ಗಳ ಖರೀದಿಯನ್ನು ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಮಾಡಲಾಗುತ್ತದೆ ಮತ್ತು ಇವುಗಳು ಮಾಸಿಕ ಮಧ್ಯಂತರಗಳಲ್ಲಿ (ಸಾಮಾನ್ಯವಾಗಿ) ಸಮಾನವಾಗಿ ಹರಡುತ್ತವೆ. ಹೂಡಿಕೆಯು ಕಾಲಾನಂತರದಲ್ಲಿ ಹರಡುವುದರಿಂದ, ಹೂಡಿಕೆಯನ್ನು ಸ್ಟಾಕ್‌ಗೆ ಮಾಡಲಾಗುತ್ತದೆಮಾರುಕಟ್ಟೆ ವಿವಿಧ ಬೆಲೆಗಳಲ್ಲಿ ಹೂಡಿಕೆದಾರರಿಗೆ ಸರಾಸರಿ ವೆಚ್ಚದ ಲಾಭವನ್ನು ನೀಡುತ್ತದೆ, ಆದ್ದರಿಂದ ರೂಪಾಯಿ ವೆಚ್ಚದ ಸರಾಸರಿ ಎಂಬ ಪದ.

ಕೈಗೆಟುಕುವ ಸಾಮರ್ಥ್ಯ

SIP ಗಳು ಉಳಿತಾಯವನ್ನು ಪ್ರಾರಂಭಿಸಲು ಜನಸಾಮಾನ್ಯರಿಗೆ ಅತ್ಯಂತ ಕೈಗೆಟುಕುವ ಆಯ್ಕೆಯಾಗಿದೆ ಏಕೆಂದರೆ ಪ್ರತಿ ಕಂತಿಗೆ ಅಗತ್ಯವಿರುವ ಕನಿಷ್ಠ ಮೊತ್ತವು (ಅದೂ ಮಾಸಿಕ!) INR 500 ಕ್ಕಿಂತ ಕಡಿಮೆಯಿರಬಹುದು. ಕೆಲವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಕಂಪನಿಗಳು ಸಹ ಯಾವುದನ್ನಾದರೂ ನೀಡುತ್ತವೆಮೈಕ್ರೋಸಿಪ್ ಅಲ್ಲಿ ಟಿಕೆಟ್ ಗಾತ್ರವು INR 100 ಕ್ಕಿಂತ ಕಡಿಮೆಯಿರುತ್ತದೆ.

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ಅಪಾಯ ಕಡಿತ

ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಯು ದೀರ್ಘಕಾಲದವರೆಗೆ ಹರಡಿರುವುದರಿಂದ, ಷೇರು ಮಾರುಕಟ್ಟೆಯ ಎಲ್ಲಾ ಅವಧಿಗಳು, ಏರಿಳಿತಗಳು ಮತ್ತು ಹೆಚ್ಚು ಮುಖ್ಯವಾಗಿ ಕುಸಿತಗಳನ್ನು ಹಿಡಿಯುತ್ತದೆ. ಕುಸಿತಗಳಲ್ಲಿ, ಹೆಚ್ಚಿನ ಹೂಡಿಕೆದಾರರನ್ನು ಭಯವು ಸೆಳೆದಾಗ, SIP ಕಂತುಗಳು ಹೂಡಿಕೆದಾರರು ಖರೀದಿಸುವುದನ್ನು ಖಾತ್ರಿಪಡಿಸುವುದನ್ನು ಮುಂದುವರಿಸುತ್ತವೆಕಡಿಮೆ.

FY 22 - 23 ರಲ್ಲಿ 10, 20 ವರ್ಷಗಳ ಹೂಡಿಕೆಗಾಗಿ ಅತ್ಯುತ್ತಮ SIP ಯೋಜನೆಗಳು

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI Gold Fund Growth	₹40.5105 ↓ -0.14	₹779	500	1.8	28.4	64.8	35.8	25.3	79
SBI Gold Fund Growth	₹45.9137 ↓ -0.14	₹15,691	500	2.1	28.2	66.3	36.1	25.1	71.5
ICICI Prudential Regular Gold Savings Fund Growth	₹48.471 ↓ -0.19	₹6,452	100	1.9	27.9	65.9	35.9	25	72
Axis Gold Fund Growth	₹45.5348 ↓ -0.19	₹2,942	1,000	2	28.4	65.6	35.6	24.9	69.8
HDFC Gold Fund Growth	₹46.8059 ↓ -0.11	₹11,464	300	2.1	27.9	66.3	35.8	24.9	71.3
Aditya Birla Sun Life Gold Fund Growth	₹45.5426 ↓ -0.10	₹1,732	100	2.1	28.5	66.4	35.8	24.9	72
Nippon India Gold Savings Fund Growth	₹59.9113 ↓ -0.20	₹7,179	100	2	27.9	65.8	35.8	24.8	71.2
Kotak Gold Fund Growth	₹60.1698 ↓ -0.23	₹6,693	1,000	2	28.1	66	35.7	24.7	70.4
ICICI Prudential Infrastructure Fund Growth	₹195.87 ↑ 0.46	₹8,311	100	-0.8	-1.3	2.7	22.6	24.5	6.7
SBI PSU Fund Growth	₹34.7409 ↑ 0.02	₹6,669	500	-5.2	2	10.4	30	24.4	11.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	IDBI Gold Fund	SBI Gold Fund	ICICI Prudential Regular Gold Savings Fund	Axis Gold Fund	HDFC Gold Fund	Aditya Birla Sun Life Gold Fund	Nippon India Gold Savings Fund	Kotak Gold Fund	ICICI Prudential Infrastructure Fund	SBI PSU Fund
Point 1	Bottom quartile AUM (₹779 Cr).	Highest AUM (₹15,691 Cr).	Lower mid AUM (₹6,452 Cr).	Bottom quartile AUM (₹2,942 Cr).	Top quartile AUM (₹11,464 Cr).	Bottom quartile AUM (₹1,732 Cr).	Upper mid AUM (₹7,179 Cr).	Upper mid AUM (₹6,693 Cr).	Upper mid AUM (₹8,311 Cr).	Lower mid AUM (₹6,669 Cr).
Point 2	Established history (13+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Oldest track record among peers (20 yrs).	Established history (15+ yrs).
Point 3	Not Rated.	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (top quartile).	Rating: 2★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 25.26% (top quartile).	5Y return: 25.12% (top quartile).	5Y return: 24.98% (upper mid).	5Y return: 24.94% (upper mid).	5Y return: 24.92% (upper mid).	5Y return: 24.89% (lower mid).	5Y return: 24.85% (lower mid).	5Y return: 24.65% (bottom quartile).	5Y return: 24.46% (bottom quartile).	5Y return: 24.43% (bottom quartile).
Point 6	3Y return: 35.75% (lower mid).	3Y return: 36.13% (top quartile).	3Y return: 35.91% (top quartile).	3Y return: 35.59% (bottom quartile).	3Y return: 35.78% (upper mid).	3Y return: 35.81% (upper mid).	3Y return: 35.78% (upper mid).	3Y return: 35.71% (lower mid).	3Y return: 22.60% (bottom quartile).	3Y return: 30.03% (bottom quartile).
Point 7	1Y return: 64.75% (bottom quartile).	1Y return: 66.34% (top quartile).	1Y return: 65.92% (upper mid).	1Y return: 65.57% (lower mid).	1Y return: 66.26% (upper mid).	1Y return: 66.41% (top quartile).	1Y return: 65.85% (lower mid).	1Y return: 66.01% (upper mid).	1Y return: 2.72% (bottom quartile).	1Y return: 10.37% (bottom quartile).
Point 8	1M return: 4.04% (lower mid).	1M return: 4.19% (upper mid).	1M return: 4.02% (bottom quartile).	1M return: 4.08% (lower mid).	1M return: 4.17% (upper mid).	1M return: 4.20% (top quartile).	1M return: 4.14% (upper mid).	1M return: 4.32% (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: -2.06 (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Sharpe: 0.34 (bottom quartile).	Sharpe: 0.58 (bottom quartile).
Point 10	Sharpe: 1.60 (lower mid).	Sharpe: 1.76 (upper mid).	Sharpe: 1.65 (upper mid).	Sharpe: 1.89 (top quartile).	Sharpe: 1.74 (upper mid).	Sharpe: 1.58 (bottom quartile).	Sharpe: 1.58 (lower mid).	Sharpe: 1.94 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.34 (bottom quartile).

IDBI Gold Fund

Bottom quartile AUM (₹779 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.26% (top quartile).
3Y return: 35.75% (lower mid).
1Y return: 64.75% (bottom quartile).
1M return: 4.04% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.60 (lower mid).

SBI Gold Fund

Highest AUM (₹15,691 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.12% (top quartile).
3Y return: 36.13% (top quartile).
1Y return: 66.34% (top quartile).
1M return: 4.19% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.76 (upper mid).

ICICI Prudential Regular Gold Savings Fund

Lower mid AUM (₹6,452 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.98% (upper mid).
3Y return: 35.91% (top quartile).
1Y return: 65.92% (upper mid).
1M return: 4.02% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.65 (upper mid).

Axis Gold Fund

Bottom quartile AUM (₹2,942 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.94% (upper mid).
3Y return: 35.59% (bottom quartile).
1Y return: 65.57% (lower mid).
1M return: 4.08% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.89 (top quartile).

HDFC Gold Fund

Top quartile AUM (₹11,464 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.92% (upper mid).
3Y return: 35.78% (upper mid).
1Y return: 66.26% (upper mid).
1M return: 4.17% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.74 (upper mid).

Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,732 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.89% (lower mid).
3Y return: 35.81% (upper mid).
1Y return: 66.41% (top quartile).
1M return: 4.20% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.58 (bottom quartile).

Nippon India Gold Savings Fund

Upper mid AUM (₹7,179 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.85% (lower mid).
3Y return: 35.78% (upper mid).
1Y return: 65.85% (lower mid).
1M return: 4.14% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.58 (lower mid).

Kotak Gold Fund

Upper mid AUM (₹6,693 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.65% (bottom quartile).
3Y return: 35.71% (lower mid).
1Y return: 66.01% (upper mid).
1M return: 4.32% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.94 (top quartile).

ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,311 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 24.46% (bottom quartile).
3Y return: 22.60% (bottom quartile).
1Y return: 2.72% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.34 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

SBI PSU Fund

Lower mid AUM (₹6,669 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 24.43% (bottom quartile).
3Y return: 30.03% (bottom quartile).
1Y return: 10.37% (bottom quartile).
Alpha: -2.06 (bottom quartile).
Sharpe: 0.58 (bottom quartile).
Information ratio: -0.34 (bottom quartile).

*ಕೆಳಗಿನ ನಿಧಿಗಳು ಉತ್ತಮವೆಂದು ಪರಿಗಣಿಸುತ್ತಿವೆಸಿಎಜಿಆರ್ 5 ವರ್ಷಗಳಿಗೂ ಹೆಚ್ಚಿನ ಆದಾಯ ಮತ್ತು ನಿಧಿಯು ಕನಿಷ್ಠ 5 ವರ್ಷಗಳ ಮಾರುಕಟ್ಟೆ ಇತಿಹಾಸವನ್ನು (ನಿಧಿಯ ವಯಸ್ಸು) ಹೊಂದಿದೆ ಮತ್ತು ಕನಿಷ್ಠವನ್ನು ಹೊಂದಿದೆ500 ಕೋಟಿ ನಿರ್ವಹಣೆಯ ಅಡಿಯಲ್ಲಿ ಆಸ್ತಿ.

1. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹779 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.26% (top quartile).
3Y return: 35.75% (lower mid).
1Y return: 64.75% (bottom quartile).
1M return: 4.04% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.60 (lower mid).
Information ratio: 0.00 (top quartile).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~100.0%).
Top-3 holdings concentration ~101.0%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (20 May 26)	₹40.5105 ↓ -0.14 (-0.35 %)
Net Assets (Cr)	₹779 on 30 Apr 26
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	1.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,900
30 Apr 23	₹12,497
30 Apr 24	₹14,769
30 Apr 25	₹19,279
30 Apr 26	₹29,558

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	4%
3 Month	1.8%
6 Month	28.4%
1 Year	64.8%
3 Year	35.8%
5 Year	25.3%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	18.7%
2022	14.8%
2021	12%
2020	-4%
2019	24.2%
2018	21.6%
2017	5.8%
2016	1.4%
2015	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.91 Yr.

Data below for IDBI Gold Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	1.88%
Other	98.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	100%	₹779 Cr	58,069,200 ↑ 1,415,000
Treps CBLO/Reverse Repo \| -	1%	₹4 Cr
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹4 Cr

2. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹15,691 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.12% (top quartile).
3Y return: 36.13% (top quartile).
1Y return: 66.34% (top quartile).
1M return: 4.19% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.76 (upper mid).
Information ratio: 0.00 (top quartile).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.1%).
Top-3 holdings concentration ~100.7%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (20 May 26)	₹45.9137 ↓ -0.14 (-0.30 %)
Net Assets (Cr)	₹15,691 on 30 Apr 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	1.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹11,011
30 Apr 23	₹12,587
30 Apr 24	₹14,947
30 Apr 25	₹19,347
30 Apr 26	₹30,197

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	4.2%
3 Month	2.1%
6 Month	28.2%
1 Year	66.3%
3 Year	36.1%
5 Year	25.1%
10 Year
15 Year
Since launch	10.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.5%
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.17 Yr.

Data below for SBI Gold Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	1.59%
Other	98.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹15,710 Cr	1,232,736,194 ↑ 33,250,000
Net Receivable / Payable Net Current Assets \| -	0%	-₹52 Cr
Treps CBLO/Reverse Repo \| -	0%	₹33 Cr

3. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Lower mid AUM (₹6,452 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.98% (upper mid).
3Y return: 35.91% (top quartile).
1Y return: 65.92% (upper mid).
1M return: 4.02% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.65 (upper mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding ICICI Pru Gold ETF (~100.0%).
Top-3 holdings concentration ~101.1%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (20 May 26)	₹48.471 ↓ -0.19 (-0.39 %)
Net Assets (Cr)	₹6,452 on 30 Apr 26
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	1.65
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,987
30 Apr 23	₹12,521
30 Apr 24	₹14,848
30 Apr 25	₹19,232
30 Apr 26	₹29,998

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	4%
3 Month	1.9%
6 Month	27.9%
1 Year	65.9%
3 Year	35.9%
5 Year	25%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	19.5%
2022	13.5%
2021	12.7%
2020	-5.4%
2019	26.6%
2018	22.7%
2017	7.4%
2016	0.8%
2015	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.6 Yr.
Nishit Patel	29 Dec 20	5.34 Yr.
Ashwini Bharucha	1 Nov 25	0.5 Yr.
Venus Ahuja	1 Nov 25	0.5 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	1.64%
Other	98.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹6,162 Cr	491,634,458 ↑ 13,035,487
Treps CBLO/Reverse Repo \| -	1%	₹37 Cr
Net Current Assets Net Current Assets \| -	1%	-₹34 Cr

4. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Bottom quartile AUM (₹2,942 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.94% (upper mid).
3Y return: 35.59% (bottom quartile).
1Y return: 65.57% (lower mid).
1M return: 4.08% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.89 (top quartile).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~100.4%).
Top-3 holdings concentration ~101.1%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (20 May 26)	₹45.5348 ↓ -0.19 (-0.42 %)
Net Assets (Cr)	₹2,942 on 30 Apr 26
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	1.89
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹11,027
30 Apr 23	₹12,563
30 Apr 24	₹14,934
30 Apr 25	₹19,250
30 Apr 26	₹29,972

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	4.1%
3 Month	2%
6 Month	28.4%
1 Year	65.6%
3 Year	35.6%
5 Year	24.9%
10 Year
15 Year
Since launch	11%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	69.8%
2023	19.2%
2022	14.7%
2021	12.5%
2020	-4.7%
2019	26.9%
2018	23.1%
2017	8.3%
2016	0.7%
2015	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.48 Yr.
Pratik Tibrewal	1 Feb 25	1.24 Yr.

Data below for Axis Gold Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	1.22%
Other	98.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,819 Cr	231,790,486 ↑ 6,588,565
Net Receivables / (Payables) CBLO \| -	1%	-₹16 Cr
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	0%	₹6 Cr

5. HDFC Gold Fund

To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF).

Research Highlights for HDFC Gold Fund

Top quartile AUM (₹11,464 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.92% (upper mid).
3Y return: 35.78% (upper mid).
1Y return: 66.26% (upper mid).
1M return: 4.17% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.74 (upper mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding HDFC Gold ETF (~100.1%).
Top-3 holdings concentration ~100.5%.

Below is the key information for HDFC Gold Fund

HDFC Gold Fund Growth
Launch Date	24 Oct 11
NAV (20 May 26)	₹46.8059 ↓ -0.11 (-0.23 %)
Net Assets (Cr)	₹11,464 on 30 Apr 26
Category	Gold - Gold
AMC	HDFC Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	1.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹11,009
30 Apr 23	₹12,535
30 Apr 24	₹14,887
30 Apr 25	₹19,253
30 Apr 26	₹29,895

HDFC Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for HDFC Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	4.2%
3 Month	2.1%
6 Month	27.9%
1 Year	66.3%
3 Year	35.8%
5 Year	24.9%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.3%
2023	18.9%
2022	14.1%
2021	12.7%
2020	-5.5%
2019	27.5%
2018	21.7%
2017	6.6%
2016	2.8%
2015	10.1%

Fund Manager information for HDFC Gold Fund

Name	Since	Tenure
Arun Agarwal	15 Feb 23	3.21 Yr.
Nandita Menezes	29 Mar 25	1.09 Yr.

Data below for HDFC Gold Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	1.28%
Other	98.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	100%	₹10,998 Cr	881,460,937 ↑ 16,931,000
Net Current Assets Net Current Assets \| -	0%	-₹28 Cr
Treps - Tri-Party Repo CBLO/Reverse Repo \| -	0%	₹21 Cr

6. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,732 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.89% (lower mid).
3Y return: 35.81% (upper mid).
1Y return: 66.41% (top quartile).
1M return: 4.20% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.58 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~100.0%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (20 May 26)	₹45.5426 ↓ -0.10 (-0.21 %)
Net Assets (Cr)	₹1,732 on 30 Apr 26
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	1.58
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,968
30 Apr 23	₹12,548
30 Apr 24	₹14,843
30 Apr 25	₹19,211
30 Apr 26	₹29,845

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	4.2%
3 Month	2.1%
6 Month	28.5%
1 Year	66.4%
3 Year	35.8%
5 Year	24.9%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	18.7%
2022	14.5%
2021	12.3%
2020	-5%
2019	26%
2018	21.3%
2017	6.8%
2016	1.6%
2015	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Priya Sridhar	31 Dec 24	1.33 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	1.6%
Other	98.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,731 Cr	132,137,210 ↑ 1,914,367
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	0%	₹4 Cr
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹3 Cr

7. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

Upper mid AUM (₹7,179 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.85% (lower mid).
3Y return: 35.78% (upper mid).
1Y return: 65.85% (lower mid).
1M return: 4.14% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.58 (lower mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Nippon India ETF Gold BeES (~100.0%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund Growth
Launch Date	7 Mar 11
NAV (20 May 26)	₹59.9113 ↓ -0.20 (-0.34 %)
Net Assets (Cr)	₹7,179 on 30 Apr 26
Category	Gold - Gold
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.35
Sharpe Ratio	1.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,987
30 Apr 23	₹12,527
30 Apr 24	₹14,832
30 Apr 25	₹19,199
30 Apr 26	₹29,840

Nippon India Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	4.1%
3 Month	2%
6 Month	27.9%
1 Year	65.8%
3 Year	35.8%
5 Year	24.8%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.2%
2023	19%
2022	14.3%
2021	12.3%
2020	-5.5%
2019	26.6%
2018	22.5%
2017	6%
2016	1.7%
2015	11.6%

Fund Manager information for Nippon India Gold Savings Fund

Name	Since	Tenure
Himanshu Mange	23 Dec 23	2.36 Yr.

Data below for Nippon India Gold Savings Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	1.62%
Other	98.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India ETF Gold BeES - \| -	100%	₹7,181 Cr	581,787,572 ↑ 12,095,589
Net Current Assets Net Current Assets \| -	0%	-₹15 Cr
Triparty Repo CBLO/Reverse Repo \| -	0%	₹12 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹0 Cr
Cash Net Current Assets \| -	0%	₹0 Cr	00

8. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Upper mid AUM (₹6,693 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.65% (bottom quartile).
3Y return: 35.71% (lower mid).
1Y return: 66.01% (upper mid).
1M return: 4.32% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.94 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Kotak Gold ETF (~99.8%).
Top-3 holdings concentration ~100.7%.

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Growth
Launch Date	25 Mar 11
NAV (20 May 26)	₹60.1698 ↓ -0.23 (-0.39 %)
Net Assets (Cr)	₹6,693 on 30 Apr 26
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	1.94
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,972
30 Apr 23	₹12,446
30 Apr 24	₹14,738
30 Apr 25	₹19,015
30 Apr 26	₹29,659

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	4.3%
3 Month	2%
6 Month	28.1%
1 Year	66%
3 Year	35.7%
5 Year	24.7%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	70.4%
2023	18.9%
2022	13.9%
2021	11.7%
2020	-4.7%
2019	26.6%
2018	24.1%
2017	7.3%
2016	2.5%
2015	10.2%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	15.11 Yr.
Jeetu Sonar	1 Oct 22	3.58 Yr.

Data below for Kotak Gold Fund as on 30 Apr 26

Asset Allocation

Asset Class	Value
Cash	1.52%
Other	98.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹6,427 Cr	526,446,226 ↑ 10,546,203
Triparty Repo CBLO/Reverse Repo \| -	1%	₹36 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹24 Cr

9. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,311 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 24.46% (bottom quartile).
3Y return: 22.60% (bottom quartile).
1Y return: 2.72% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.34 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.7%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (20 May 26)	₹195.87 ↑ 0.46 (0.24 %)
Net Assets (Cr)	₹8,311 on 30 Apr 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.34
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹13,945
30 Apr 23	₹17,098
30 Apr 24	₹28,420
30 Apr 25	₹29,330
30 Apr 26	₹32,588

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	-2.3%
3 Month	-0.8%
6 Month	-1.3%
1 Year	2.7%
3 Year	22.6%
5 Year	24.5%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.91 Yr.
Sharmila D’mello	30 Jun 22	3.84 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Industrials	47.14%
Financial Services	10.2%
Basic Materials	10.04%
Utility	9.84%
Real Estate	9.04%
Energy	6.55%
Consumer Cyclical	2.19%
Communication Services	0.09%

Asset Allocation

Asset Class	Value
Cash	4.96%
Equity	95.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	9%	₹655 Cr	1,661,985 ↑ 270,536
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	7%	₹528 Cr	1,505,704 ↑ 100,000
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	5%	₹374 Cr	2,636,802 ↑ 603,969
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	5%	₹346 Cr	9,326,448
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹226 Cr	98,292 ↑ 33,738
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| 532929	3%	₹219 Cr	3,363,877 ↑ 462,828
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jan 16 \| CONCOR	3%	₹219 Cr	5,142,440 ↑ 2,109,364
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹212 Cr	2,005,608 ↑ 73,641
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹209 Cr	574,561
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹192 Cr	1,429,725 ↓ -100,000

10. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Lower mid AUM (₹6,669 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 24.43% (bottom quartile).
3Y return: 30.03% (bottom quartile).
1Y return: 10.37% (bottom quartile).
Alpha: -2.06 (bottom quartile).
Sharpe: 0.58 (bottom quartile).
Information ratio: -0.34 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.9%).
Top-3 holdings concentration ~35.7%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (20 May 26)	₹34.7409 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹6,669 on 30 Apr 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.58
Information Ratio	-0.34
Alpha Ratio	-2.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,442
30 Apr 23	₹14,701
30 Apr 24	₹28,843
30 Apr 25	₹28,304
30 Apr 26	₹32,952

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 26

Duration	Returns
1 Month	-4.5%
3 Month	-5.2%
6 Month	2%
1 Year	10.4%
3 Year	30%
5 Year	24.4%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.91 Yr.

Data below for SBI PSU Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	31.44%
Utility	31.28%
Industrials	13.3%
Energy	12.65%
Basic Materials	6.77%

Asset Allocation

Asset Class	Value
Cash	4.48%
Equity	95.45%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹1,125 Cr	10,527,500 ↑ 600,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	10%	₹635 Cr	19,935,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹623 Cr	38,150,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹616 Cr	15,443,244
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹577 Cr	13,385,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	7%	₹439 Cr	14,655,000 ↑ 1,100,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹345 Cr	13,100,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	4%	₹291 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹252 Cr	27,900,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| 500103	3%	₹229 Cr	6,500,000

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ SIP ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

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ಪ್ರಾರಂಭಿಸಿ

FAQ ಗಳು

1. ಮೊತ್ತವನ್ನು ಡೆಬಿಟ್ ಮಾಡುವ ಸಮಯವನ್ನು ನಾನು ಆಯ್ಕೆ ಮಾಡಬಹುದೇ?

ಉ: ಇಲ್ಲ, ನಿಮ್ಮಿಂದ ಮೊತ್ತವನ್ನು ಡೆಬಿಟ್ ಮಾಡುವ ಅವಧಿಬ್ಯಾಂಕ್ ಖಾತೆಯು ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ನಿರ್ಧರಿಸಿದ SIP ಅನ್ನು ಅವಲಂಬಿಸಿರುತ್ತದೆ. ನೀವು ಇದನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದುSIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಒಂದು ವರ್ಷದ ಅವಧಿಯಿಂದ 10+ ವರ್ಷಗಳವರೆಗೆ ಸರಿ. SIP ಅವಧಿಯನ್ನು ಅವಲಂಬಿಸಿ, ಮೊತ್ತವನ್ನು ನಿಮ್ಮ ಖಾತೆಯಿಂದ ಕಡಿತಗೊಳಿಸಲಾಗುತ್ತದೆ.

2. SIP ಗಾಗಿ ಅವಧಿ ಮತ್ತು ಅವಧಿ ಒಂದೇ ವಿಷಯ/ಅವಧಿಯೇ?

ಉ: ಹೌದು, ಅವರು ಒಂದೇ. ನೀವು ಆಫರ್ ಡಾಕ್ಯುಮೆಂಟ್ ಅನ್ನು ಓದಿದಾಗ, SIP ಅವಧಿಯನ್ನು ಎಚ್ಚರಿಕೆಯಿಂದ ಪರಿಶೀಲಿಸಿ, ಏಕೆಂದರೆ ಇದು ನಿಮ್ಮ ಖಾತೆಯಿಂದ ಹಣವನ್ನು ಕಡಿತಗೊಳಿಸುವ ಅವಧಿ/ಅವಧಿಯನ್ನು ನಿಮಗೆ ತಿಳಿಸುತ್ತದೆ. ಅವಧಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಸಂಪೂರ್ಣವಾಗಿ ಹೂಡಿಕೆದಾರರ ಆಯ್ಕೆಯಾಗಿದೆ.

3. SIP ಗಳ ಅವಧಿಯನ್ನು ಬದಲಾಯಿಸಬಹುದೇ?

ಉ: ನೀವು SIP ಅನ್ನು ಕಡ್ಡಾಯಗೊಳಿಸುವ ಯೋಜನೆಯನ್ನು ಆರಿಸಿದ್ದರೆ, ನೀವು ಆ ಅವಧಿಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಬೇಕು. ಅಧಿಕಾರಾವಧಿಯ ನಂತರ, ನೀವು ಸಂಪೂರ್ಣ ಮೊತ್ತವನ್ನು ಹಿಂಪಡೆಯಬಹುದು. ಆದಾಗ್ಯೂ, ನೀವು ಹೂಡಿಕೆಯನ್ನು ನವೀಕರಿಸಲು ಬಯಸಿದರೆ, ನೀವು ಅಧಿಕಾರಾವಧಿಯನ್ನು ಬದಲಾಯಿಸಬಹುದು ಮತ್ತು ಹೆಚ್ಚು ವಿಸ್ತೃತ ಆದೇಶದೊಂದಿಗೆ ಬೇರೆ SIP ಅನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದು.

4. ನಾನು SIP ಗಳಿಗಾಗಿ ಹೂಡಿಕೆ ಮೊತ್ತವನ್ನು ಬದಲಾಯಿಸಬಹುದೇ?

ಉ: ನೀವು ಹೊಂದಿಕೊಳ್ಳುವ SIP ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಆಯ್ಕೆ ಮಾಡಬಹುದು. ಹೂಡಿಕೆಯ ಅವಧಿಯಲ್ಲಿ ನೀವು ಹೂಡಿಕೆ ಮಾಡಬಹುದಾದ ಹಣವನ್ನು ಬದಲಾಯಿಸಲು ಈ SIP ಗಳು ನಿಮಗೆ ಅವಕಾಶ ಮಾಡಿಕೊಡುತ್ತವೆ. ನಿಮ್ಮ ಅಧಿಕಾರಾವಧಿಯಲ್ಲಿ, ನಿಮ್ಮ ಆಧಾರದ ಮೇಲೆ ನೀವು SIP ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹಣವನ್ನು ನೀವು ಬದಲಾಯಿಸಬಹುದುನಗದು ಹರಿವು.

5. ದೀರ್ಘಾವಧಿಯ SIP ಗಳು ಯಾವುವು?

ಉ: ನೀವು ಸುಮಾರು 5 ರಿಂದ 10 ವರ್ಷಗಳವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡುವ ದೀರ್ಘಾವಧಿಯ SIP ಆಗಿರುತ್ತದೆ. ತಾತ್ತ್ವಿಕವಾಗಿ, ದೀರ್ಘಾವಧಿಯ SIP ಗಳು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡಲು ಹೆಚ್ಚಿನ ಅವಕಾಶಗಳನ್ನು ಹೊಂದಿವೆ.

6. ನಾನು ಅಧಿಕಾರಾವಧಿಯ ಮೊದಲು SIP ನಿಂದ ಹೊರಬರಬಹುದೇ?

ಉ: ನೀವು ಎಸ್‌ಐಪಿಯ ಅವಧಿಯನ್ನು ಪೂರ್ಣಗೊಳಿಸುವ ಮೊದಲು ಅದರಿಂದ ಹೊರಬರದಿದ್ದರೆ ಅದು ಉತ್ತಮವಾಗಿರುತ್ತದೆ. ಕೆಲವೊಮ್ಮೆ ಹೂಡಿಕೆಯು ನಿರ್ಗಮನ ಲೋಡ್ ಅನ್ನು ಹೊಂದಿಲ್ಲದಿರಬಹುದು, ಆದರೆ ಅದು ಸಂಪೂರ್ಣವಾಗಿ ನಿರ್ದಿಷ್ಟ SIP ಮೇಲೆ ಅವಲಂಬಿತವಾಗಿರುತ್ತದೆ. ನೀವು ಮಾಡುತ್ತಿರುವ ಹೂಡಿಕೆಯ ಬಗ್ಗೆ ನಿಮಗೆ ಖಚಿತವಿಲ್ಲದಿದ್ದರೆ, ಒಂದು ವರ್ಷಕ್ಕೆ ಕೇವಲ INR 500 ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ನೀವು ಸಣ್ಣದನ್ನು ಪ್ರಾರಂಭಿಸಬೇಕು. ನಿಮ್ಮ ಅಪಾಯವನ್ನು ತೆಗೆದುಕೊಳ್ಳುವ ಹಸಿವು ಹೆಚ್ಚಾದಂತೆ, ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ನೀವು ಹೆಚ್ಚಿಸಬಹುದು.

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.