മികച്ച ബോണ്ട് മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on October 29, 2026 , 30317 views

ബോണ്ട്മ്യൂച്വൽ ഫണ്ടുകൾ എന്നതിനേക്കാൾ ഉയർന്ന വരുമാനം വാഗ്ദാനം ചെയ്യുന്നുബാങ്ക് അക്കൗണ്ടുകൾ വളരെ ദ്രാവക സ്വഭാവമുള്ളവയാണ്, അതായത് നിക്ഷേപകർക്ക് ഏത് സമയത്തും അവരുടെ നിക്ഷേപം വീണ്ടെടുക്കാൻ കഴിയും. ചില മികച്ച മേജർനിക്ഷേപത്തിന്റെ നേട്ടങ്ങൾ ബോണ്ട് ഫണ്ടുകളിൽ ചെലവ് കുറഞ്ഞ ഘടനയും താരതമ്യേന ഉയർന്ന വരുമാനവും ഉയർന്നതുമാണ്ദ്രവ്യത ന്യായമായ സുരക്ഷയും.

ബോണ്ട് ഫണ്ടുകൾ എന്നും അറിയപ്പെടുന്നുഡെറ്റ് ഫണ്ട്. ഫിക്സഡിൽ നിക്ഷേപിക്കുന്ന ഒരു തരം മ്യൂച്വൽ ഫണ്ട് സ്കീമാണ് ഇത്വരുമാനം സർക്കാരും കോർപ്പറേറ്റും പോലുള്ള ഉപകരണങ്ങൾബോണ്ടുകൾ,പണ വിപണി ഉപകരണങ്ങൾ, കോർപ്പറേറ്റ് ഡെറ്റ് സെക്യൂരിറ്റികൾ മുതലായവമൂലധനം അഭിനന്ദനം. സ്ഥിരവും സ്ഥിരവുമായ വരുമാനം തേടുന്ന ശരാശരി അപകടസാധ്യതയില്ലാത്ത നിക്ഷേപകർക്ക് അനുയോജ്യമായ നിക്ഷേപമാണ് ബോണ്ട് ഫണ്ടുകൾ. ഈ ഫണ്ടുകൾ അസ്ഥിരമാണ്, അതിനാൽ അപകടസാധ്യത കുറവാണ്ഇക്വിറ്റി ഫണ്ടുകൾ. മാത്രമല്ല, ബോണ്ട് ഫണ്ടുകൾ ഒരു ബാങ്കിന് ഒരു മികച്ച ബദൽ ആയിരിക്കുംസ്ഥിര നിക്ഷേപം.

നിങ്ങളുടെ നേട്ടം കൈവരിക്കാൻ നിങ്ങളെ സഹായിക്കുന്ന കാറ്റഗറി റാങ്കിംഗ് അനുസരിച്ചുള്ള മികച്ച ബോണ്ട് ഫണ്ടുകൾ ഇനിപ്പറയുന്നവയാണ്സാമ്പത്തിക ലക്ഷ്യങ്ങൾ മികച്ച വരുമാനം നേടാൻ നിങ്ങളെ സഹായിക്കാനും കഴിയും.

ബോണ്ടും ബോണ്ടും മ്യൂച്വൽ ഫണ്ടും തമ്മിലുള്ള വ്യത്യാസം

ബോണ്ടുകൾ

കോർപ്പറേഷനുകളോ സർക്കാരുകളോ പോലുള്ള സ്ഥാപനങ്ങൾ നൽകുന്ന കടബാധ്യതകളാണ് അവ. അതിനാൽ, എപ്പോൾ ഒരുനിക്ഷേപകൻ ബോണ്ട് വാങ്ങുന്നു, അവൻ ഒരു നിശ്ചിത കാലയളവിലേക്ക് എന്റിറ്റിക്ക് പണം കടം കൊടുക്കുന്നു. പകരമായി, കാലാവധി അവസാനിക്കുന്നത് വരെ നിങ്ങൾക്ക് പലിശ ലഭിക്കും.

ബോണ്ട് ഫണ്ടുകൾ

അവ മ്യൂച്വൽ ഫണ്ടുകൾ അല്ലെങ്കിൽ എക്സ്ചേഞ്ച്-ട്രേഡ് ഫണ്ടുകളാണ് (ഇടിഎഫുകൾ) അത് ഒരു പോർട്ട്ഫോളിയോ ബോണ്ടുകളിൽ നിക്ഷേപിക്കുന്നു. കോർപ്പറേറ്റ് അല്ലെങ്കിൽ ഗവൺമെന്റ് പോലുള്ള ഒരു പ്രത്യേക തരം ബോണ്ടുകൾ ഉൾക്കൊള്ളുന്നതാണ് ബോണ്ട് ഫണ്ടുകൾ. ചുവടെ നൽകിയിരിക്കുന്നത് പോലെ അവ പക്വതയാൽ കൂടുതൽ നിർവചിക്കപ്പെടുന്നു.

എന്തുകൊണ്ട് ബോണ്ട് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കണം?

ഈ ഫണ്ടുകളുടെ ചില പ്രധാന നേട്ടങ്ങൾ ഇവയാണ്:

സ്ഥിര വരുമാനം നേടുന്നതിനുള്ള നല്ലൊരു ഓപ്ഷനാണ് ബോണ്ട് ഫണ്ടുകൾ. ഉദാഹരണത്തിന്, ഡിവിഡന്റ് പേഔട്ട് തിരഞ്ഞെടുക്കുന്നത് സ്ഥിര വരുമാനത്തിനുള്ള ഒരു ഓപ്ഷനാണ്.
ഹ്രസ്വ സാമ്പത്തിക ലക്ഷ്യങ്ങൾ ആസൂത്രണം ചെയ്യുന്നതിനുള്ള ഒരു നല്ല ഓപ്ഷനാണ്. കുറഞ്ഞ കാലയളവിനുള്ളിൽ, ഈ ഫണ്ടുകൾ സുരക്ഷിതമായ വരുമാനവും ഉയർന്ന ദ്രാവകവും ഉറപ്പാക്കുന്നു.
ബോണ്ട് ഫണ്ടുകളിൽ, നിങ്ങൾക്ക് എപ്പോൾ വേണമെങ്കിലും നിങ്ങളുടെ നിക്ഷേപത്തിൽ നിന്ന് ഭാഗികമായ പണം പിൻവലിക്കാം/റിഡീം ചെയ്യാം കൂടാതെ ബാക്കിയുള്ള പണം നിക്ഷേപം തുടരാൻ അനുവദിക്കുകയും ചെയ്യാം.
ബോണ്ട് ഫണ്ടുകൾ പ്രധാനമായും ഗവൺമെന്റ് സെക്യൂരിറ്റികളിൽ നിക്ഷേപിക്കുന്നു, അവ ഇക്വിറ്റിയുടെ അസ്ഥിരതയാൽ ബാധിക്കപ്പെടില്ലവിപണി. അതിനാൽ, അപകടസാധ്യതയില്ലാത്തവർക്ക് ഇത് ഏറ്റവും അനുയോജ്യമായ നിക്ഷേപ മാർഗമാണ്.

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<1 വർഷത്തേക്ക് നിക്ഷേപിക്കാനുള്ള ബോണ്ട് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
PGIM India Insta Cash Fund Growth	₹368.562 ↑ 0.08	₹1,438	1.5	3.2	6.4	6.8	6.5	6.15%	1M 10D	1M 10D
Indiabulls Liquid Fund Growth	₹2,737.58 ↑ 0.57	₹301	1.5	3.2	6.4	6.8	6.6	6.4%	1M 18D	1M 18D
JM Liquid Fund Growth	₹77.12 ↑ 0.02	₹1,701	1.5	3.1	6.3	6.7	6.4	6.12%	1M 8D	1M 11D
Aditya Birla Sun Life Savings Fund Growth	₹594.806 ↑ 0.12	₹16,279	1.4	3.1	6.1	7.2	7.4	7.61%	6M 7D	7M 13D
Axis Liquid Fund Growth	₹3,153.67 ↑ 0.74	₹53,470	1.5	3.2	6.4	6.9	6.6	6.37%	1M 19D	1M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	PGIM India Insta Cash Fund	Indiabulls Liquid Fund	JM Liquid Fund	Aditya Birla Sun Life Savings Fund	Axis Liquid Fund
Point 1	Bottom quartile AUM (₹1,438 Cr).	Bottom quartile AUM (₹301 Cr).	Lower mid AUM (₹1,701 Cr).	Upper mid AUM (₹16,279 Cr).	Highest AUM (₹53,470 Cr).
Point 2	Established history (19+ yrs).	Established history (15+ yrs).	Oldest track record among peers (28 yrs).	Established history (23+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Low.
Point 5	1Y return: 6.40% (upper mid).	1Y return: 6.38% (lower mid).	1Y return: 6.25% (bottom quartile).	1Y return: 6.08% (bottom quartile).	1Y return: 6.44% (top quartile).
Point 6	1M return: 0.46% (upper mid).	1M return: 0.47% (top quartile).	1M return: 0.44% (bottom quartile).	1M return: 0.33% (bottom quartile).	1M return: 0.45% (lower mid).
Point 7	Sharpe: 3.02 (lower mid).	Sharpe: 3.19 (top quartile).	Sharpe: 2.66 (bottom quartile).	Sharpe: 0.96 (bottom quartile).	Sharpe: 3.18 (upper mid).
Point 8	Information ratio: 1.28 (upper mid).	Information ratio: 1.47 (top quartile).	Information ratio: 0.33 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.15% (bottom quartile).	Yield to maturity (debt): 6.40% (upper mid).	Yield to maturity (debt): 6.12% (bottom quartile).	Yield to maturity (debt): 7.61% (top quartile).	Yield to maturity (debt): 6.37% (lower mid).
Point 10	Modified duration: 0.11 yrs (upper mid).	Modified duration: 0.13 yrs (lower mid).	Modified duration: 0.11 yrs (top quartile).	Modified duration: 0.52 yrs (bottom quartile).	Modified duration: 0.14 yrs (bottom quartile).

PGIM India Insta Cash Fund

Bottom quartile AUM (₹1,438 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.40% (upper mid).
1M return: 0.46% (upper mid).
Sharpe: 3.02 (lower mid).
Information ratio: 1.28 (upper mid).
Yield to maturity (debt): 6.15% (bottom quartile).
Modified duration: 0.11 yrs (upper mid).

Indiabulls Liquid Fund

Bottom quartile AUM (₹301 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: Low.
1Y return: 6.38% (lower mid).
1M return: 0.47% (top quartile).
Sharpe: 3.19 (top quartile).
Information ratio: 1.47 (top quartile).
Yield to maturity (debt): 6.40% (upper mid).
Modified duration: 0.13 yrs (lower mid).

JM Liquid Fund

Lower mid AUM (₹1,701 Cr).
Oldest track record among peers (28 yrs).
Rating: 5★ (lower mid).
Risk profile: Low.
1Y return: 6.25% (bottom quartile).
1M return: 0.44% (bottom quartile).
Sharpe: 2.66 (bottom quartile).
Information ratio: 0.33 (lower mid).
Yield to maturity (debt): 6.12% (bottom quartile).
Modified duration: 0.11 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

Upper mid AUM (₹16,279 Cr).
Established history (23+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.08% (bottom quartile).
1M return: 0.33% (bottom quartile).
Sharpe: 0.96 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.61% (top quartile).
Modified duration: 0.52 yrs (bottom quartile).

Axis Liquid Fund

Highest AUM (₹53,470 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Low.
1Y return: 6.44% (top quartile).
1M return: 0.45% (lower mid).
Sharpe: 3.18 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.37% (lower mid).
Modified duration: 0.14 yrs (bottom quartile).

> 1 വർഷത്തേക്ക് നിക്ഷേപിക്കാനുള്ള ബോണ്ട് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
PGIM India Short Maturity Fund Growth	₹39.3202 ↓ 0.00	₹28	1.2	3.1	6.1	4.2		7.18%	1Y 7M 28D	1Y 11M 1D
Aditya Birla Sun Life Medium Term Plan Growth	₹43.6179 ↑ 0.00	₹3,370	0	2.7	6.7	9.6	10.9	7.99%	2Y 5M 8D	4Y 25D
Axis Strategic Bond Fund Growth	₹30.0294 ↑ 0.00	₹1,972	0	2.6	4.8	7.5	8.2	8.72%	3Y 29D	4Y 6M
Nippon India Strategic Debt Fund Growth	₹16.7996 ↑ 0.00	₹146	-0.1	2.3	4.4	7.6	9.6	0.08%	3Y 5M 23D	4Y 8M 8D
ICICI Prudential Short Term Fund Growth	₹64.196 ↑ 0.03	₹18,890	0	2.1	4.3	6.8	8	8.06%	2Y 8M 19D	4Y 7M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	PGIM India Short Maturity Fund	Aditya Birla Sun Life Medium Term Plan	Axis Strategic Bond Fund	Nippon India Strategic Debt Fund	ICICI Prudential Short Term Fund
Point 1	Bottom quartile AUM (₹28 Cr).	Upper mid AUM (₹3,370 Cr).	Lower mid AUM (₹1,972 Cr).	Bottom quartile AUM (₹146 Cr).	Highest AUM (₹18,890 Cr).
Point 2	Established history (23+ yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Established history (12+ yrs).	Oldest track record among peers (25 yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 6.08% (upper mid).	1Y return: 6.69% (top quartile).	1Y return: 4.75% (lower mid).	1Y return: 4.36% (bottom quartile).	1Y return: 4.29% (bottom quartile).
Point 6	1M return: 0.43% (top quartile).	1M return: -0.34% (bottom quartile).	1M return: -0.29% (upper mid).	1M return: -0.33% (lower mid).	1M return: -0.33% (bottom quartile).
Point 7	Sharpe: -0.98 (bottom quartile).	Sharpe: 0.92 (top quartile).	Sharpe: 0.13 (upper mid).	Sharpe: -0.06 (lower mid).	Sharpe: -0.11 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.18% (bottom quartile).	Yield to maturity (debt): 7.99% (lower mid).	Yield to maturity (debt): 8.72% (top quartile).	Yield to maturity (debt): 0.08% (bottom quartile).	Yield to maturity (debt): 8.06% (upper mid).
Point 10	Modified duration: 1.66 yrs (top quartile).	Modified duration: 2.44 yrs (upper mid).	Modified duration: 3.08 yrs (bottom quartile).	Modified duration: 3.48 yrs (bottom quartile).	Modified duration: 2.72 yrs (lower mid).

PGIM India Short Maturity Fund

Bottom quartile AUM (₹28 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 6.08% (upper mid).
1M return: 0.43% (top quartile).
Sharpe: -0.98 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.18% (bottom quartile).
Modified duration: 1.66 yrs (top quartile).

Aditya Birla Sun Life Medium Term Plan

Upper mid AUM (₹3,370 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.69% (top quartile).
1M return: -0.34% (bottom quartile).
Sharpe: 0.92 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.99% (lower mid).
Modified duration: 2.44 yrs (upper mid).

Axis Strategic Bond Fund

Lower mid AUM (₹1,972 Cr).
Established history (14+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 4.75% (lower mid).
1M return: -0.29% (upper mid).
Sharpe: 0.13 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.72% (top quartile).
Modified duration: 3.08 yrs (bottom quartile).

Nippon India Strategic Debt Fund

Bottom quartile AUM (₹146 Cr).
Established history (12+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.36% (bottom quartile).
1M return: -0.33% (lower mid).
Sharpe: -0.06 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.08% (bottom quartile).
Modified duration: 3.48 yrs (bottom quartile).

ICICI Prudential Short Term Fund

Highest AUM (₹18,890 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.29% (bottom quartile).
1M return: -0.33% (bottom quartile).
Sharpe: -0.11 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.06% (upper mid).
Modified duration: 2.72 yrs (lower mid).

3 വർഷത്തേക്ക് നിക്ഷേപിക്കാനുള്ള ബോണ്ട് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
SBI Magnum Gilt Fund Growth	₹68.0921 ↓ -0.14	₹8,067	-0.5	1.8	2.8	6	4.5	7.03%	5Y 3M 22D	15Y 5M 1D
UTI Gilt Fund Growth	₹64.7303 ↓ -0.09	₹415	-1.6	0	2.7	6	5.1	7.38%	9Y 1M 28D	28Y 6M 7D
SBI Magnum Income Fund Growth	₹73.104 ↓ -0.04	₹2,036	-0.9	1.5	2.4	5.8	5.9	7.94%	4Y 3M 29D	7Y 11M 12D
UTI Bond Fund Growth	₹75.5435 ↑ 0.00	₹303	-0.8	1.5	2.1	5.8	5.6	8.25%	4Y 5M 19D	8Y 9M 29D
Nippon India Gilt Securities Fund Growth	₹38.5868 ↓ -0.01	₹9,118	-1.1	1.7	1.7	5.4	3.7	0.07%	6Y 9M 18D	17Y 4M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Magnum Gilt Fund	UTI Gilt Fund	SBI Magnum Income Fund	UTI Bond Fund	Nippon India Gilt Securities Fund
Point 1	Upper mid AUM (₹8,067 Cr).	Bottom quartile AUM (₹415 Cr).	Lower mid AUM (₹2,036 Cr).	Bottom quartile AUM (₹303 Cr).	Highest AUM (₹9,118 Cr).
Point 2	Established history (25+ yrs).	Established history (24+ yrs).	Established history (27+ yrs).	Oldest track record among peers (28 yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 2.78% (top quartile).	1Y return: 2.72% (upper mid).	1Y return: 2.38% (lower mid).	1Y return: 2.11% (bottom quartile).	1Y return: 1.73% (bottom quartile).
Point 6	1M return: -0.25% (top quartile).	1M return: -1.15% (bottom quartile).	1M return: -0.66% (lower mid).	1M return: -0.56% (upper mid).	1M return: -0.70% (bottom quartile).
Point 7	Sharpe: -0.74 (bottom quartile).	Sharpe: -0.38 (top quartile).	Sharpe: -0.62 (lower mid).	Sharpe: -0.85 (bottom quartile).	Sharpe: -0.57 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.03% (bottom quartile).	Yield to maturity (debt): 7.38% (lower mid).	Yield to maturity (debt): 7.94% (upper mid).	Yield to maturity (debt): 8.25% (top quartile).	Yield to maturity (debt): 0.07% (bottom quartile).
Point 10	Modified duration: 5.31 yrs (lower mid).	Modified duration: 9.16 yrs (bottom quartile).	Modified duration: 4.33 yrs (top quartile).	Modified duration: 4.47 yrs (upper mid).	Modified duration: 6.80 yrs (bottom quartile).

SBI Magnum Gilt Fund

Upper mid AUM (₹8,067 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 2.78% (top quartile).
1M return: -0.25% (top quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.03% (bottom quartile).
Modified duration: 5.31 yrs (lower mid).

UTI Gilt Fund

Bottom quartile AUM (₹415 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 2.72% (upper mid).
1M return: -1.15% (bottom quartile).
Sharpe: -0.38 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.38% (lower mid).
Modified duration: 9.16 yrs (bottom quartile).

SBI Magnum Income Fund

Lower mid AUM (₹2,036 Cr).
Established history (27+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 2.38% (lower mid).
1M return: -0.66% (lower mid).
Sharpe: -0.62 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.94% (upper mid).
Modified duration: 4.33 yrs (top quartile).

UTI Bond Fund

Bottom quartile AUM (₹303 Cr).
Oldest track record among peers (28 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.11% (bottom quartile).
1M return: -0.56% (upper mid).
Sharpe: -0.85 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.25% (top quartile).
Modified duration: 4.47 yrs (upper mid).

Nippon India Gilt Securities Fund

Highest AUM (₹9,118 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
1Y return: 1.73% (bottom quartile).
1M return: -0.70% (bottom quartile).
Sharpe: -0.57 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.07% (bottom quartile).
Modified duration: 6.80 yrs (bottom quartile).

മികച്ച 10 വർഷത്തെ ഗവ. ബോണ്ട് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
SBI Magnum Constant Maturity Fund Growth	₹65.0228 ↓ -0.11	₹1,501	-2.5	0.7	1	6.2	6.7	7.31%	6Y 8M 19D	9Y 7M 13D
Bandhan Government Securities Fund - Constant Maturity Plan Growth	₹47.3757 ↓ -0.10	₹285	-2.2	1.2	2.4	7	7.5	0%
ICICI Prudential Constant Maturity Gilt Fund Growth	₹25.4653 ↓ -0.05	₹1,935	-2.4	1.1	1.9	6.7	7.5	7.37%	6Y 9M 22D	9Y 10M 6D
DSP 10Y G-Sec Fund Growth	₹21.969 ↓ -0.05	₹37	-2.5	0.3	0	5.7	6.2	7%	6Y 8M 19D	8Y 10M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	SBI Magnum Constant Maturity Fund	Bandhan Government Securities Fund - Constant Maturity Plan	ICICI Prudential Constant Maturity Gilt Fund	DSP 10Y G-Sec Fund
Point 1	Upper mid AUM (₹1,501 Cr).	Lower mid AUM (₹285 Cr).	Highest AUM (₹1,935 Cr).	Bottom quartile AUM (₹37 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (24+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 1.05% (lower mid).	1Y return: 2.39% (top quartile).	1Y return: 1.91% (upper mid).	1Y return: -0.01% (bottom quartile).
Point 6	1M return: -1.08% (lower mid).	1M return: -1.00% (top quartile).	1M return: -1.06% (upper mid).	1M return: -1.10% (bottom quartile).
Point 7	Sharpe: -0.71 (lower mid).	Sharpe: -0.37 (top quartile).	Sharpe: -0.50 (upper mid).	Sharpe: -1.10 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.31% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.37% (top quartile).	Yield to maturity (debt): 7.00% (lower mid).
Point 10	Modified duration: 6.72 yrs (upper mid).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 6.81 yrs (bottom quartile).	Modified duration: 6.72 yrs (lower mid).

SBI Magnum Constant Maturity Fund

Upper mid AUM (₹1,501 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 1.05% (lower mid).
1M return: -1.08% (lower mid).
Sharpe: -0.71 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.31% (upper mid).
Modified duration: 6.72 yrs (upper mid).

Bandhan Government Securities Fund - Constant Maturity Plan

Lower mid AUM (₹285 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 2.39% (top quartile).
1M return: -1.00% (top quartile).
Sharpe: -0.37 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

ICICI Prudential Constant Maturity Gilt Fund

Highest AUM (₹1,935 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 1.91% (upper mid).
1M return: -1.06% (upper mid).
Sharpe: -0.50 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.37% (top quartile).
Modified duration: 6.81 yrs (bottom quartile).

DSP 10Y G-Sec Fund

Bottom quartile AUM (₹37 Cr).
Established history (12+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: -0.01% (bottom quartile).
1M return: -1.10% (bottom quartile).
Sharpe: -1.10 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.00% (lower mid).
Modified duration: 6.72 yrs (lower mid).

*അറ്റ ആസ്തിയുള്ള ബോണ്ട് മ്യൂച്വൽ ഫണ്ടുകളുടെ ലിസ്റ്റ് ചുവടെയുണ്ട്50 കോടി കൂടാതെ 3 വർഷത്തിലേറെയായി ആസ്തികൾ കൈകാര്യം ചെയ്തിട്ടുണ്ട്. പക്വതയിലേക്കുള്ള ഏറ്റവും ഉയർന്ന വിളവ് അടിസ്ഥാനമാക്കി (ytm)

1. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Research Highlights for Axis Strategic Bond Fund

Lower mid AUM (₹1,972 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 4.75% (upper mid).
1M return: -0.29% (upper mid).
Sharpe: 0.13 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.72% (top quartile).
Modified duration: 3.08 yrs (bottom quartile).
Average maturity: 4.50 yrs (upper mid).
Exit load: 0-12 Months (1%),12 Months and above(NIL).
Top sector: Financial Services.
Top bond sector: Corporate.
Debt-heavy allocation (~91%).
High-quality debt (AAA/AA ~93%).
Largest holding 6.94% Govt Stock 2036 (~9.1%).

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund Growth
Launch Date	28 Mar 12
NAV (30 Oct 26)	₹30.0294 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹1,972 on 30 Sep 26
Category	Debt - Medium term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.32
Sharpe Ratio	0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.72%
Effective Maturity	4 Years 6 Months
Modified Duration	3 Years 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,329
31 Oct 23	₹11,038
31 Oct 24	₹12,043
31 Oct 25	₹13,085
31 Oct 26	₹13,698

Axis Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.3%
3 Month	0%
6 Month	2.6%
1 Year	4.8%
3 Year	7.5%
5 Year	6.5%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.2%
2024	8.7%
2023	7.3%
2022	3.8%
2021	5.2%
2020	10.5%
2019	7.1%
2018	6.7%
2017	7.5%
2016	11.6%

Fund Manager information for Axis Strategic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	13.91 Yr.
Sachin Jain	1 Feb 23	3.67 Yr.
Akhil Thakker	1 Feb 23	3.67 Yr.

Data below for Axis Strategic Bond Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	4.81%
Equity	3.75%
Debt	91.12%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	68.19%
Government	22.93%
Cash Equivalent	4.81%

Credit Quality

Rating	Value
A	7.02%
AA	63.08%
AAA	29.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	9%	₹177 Cr	18,250,000 ↑ 500,000
Jubilant Beverages Limited Debentures \| -	4%	₹73 Cr	6,500
GMR Hyderabad International Airport Ltd Debentures \| -	3%	₹65 Cr	6,500
Jubilant Bevco Limited Debentures \| -	3%	₹62 Cr	5,500
Tamilnadu State Development Loans Sovereign Bonds \| -	3%	₹61 Cr	6,358,600
Adani Power Limited Debentures \| -	3%	₹60 Cr	6,000
Delhi International Airport Limited Debentures \| -	3%	₹55 Cr	5,500
Aditya Birla Digital Fashion Ventures Limited Debentures \| -	3%	₹55 Cr	5,500
Hiranandani Financial Services Private Limited Debentures \| -	3%	₹51 Cr	5,200
Aadhar Housing Finance Limited Debentures \| -	3%	₹50 Cr	5,000

2. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

Research Highlights for HDFC Medium Term Debt Fund

Upper mid AUM (₹3,499 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.77% (upper mid).
1M return: -0.18% (top quartile).
Sharpe: 0.08 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.65% (upper mid).
Modified duration: 2.16 yrs (top quartile).
Average maturity: 2.82 yrs (top quartile).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
Top sector: Real Estate.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~91%).
High-quality debt (AAA/AA ~97%).
Largest holding SIDDHIVINAYAK SECURITISATION TRUST (~4.7%).

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (30 Oct 26)	₹60.2272 ↑ 0.03 (0.06 %)
Net Assets (Cr)	₹3,499 on 30 Sep 26
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.32
Sharpe Ratio	0.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	8.65%
Effective Maturity	2 Years 9 Months 25 Days
Modified Duration	2 Years 1 Month 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,224
31 Oct 23	₹10,906
31 Oct 24	₹11,840
31 Oct 25	₹12,755
31 Oct 26	₹13,360

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.2%
3 Month	0.2%
6 Month	2.7%
1 Year	4.8%
3 Year	7%
5 Year	6%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8.1%
2023	6.7%
2022	2.9%
2021	5%
2020	10%
2019	9.1%
2018	5.6%
2017	5.5%
2016	11.5%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Anil Bamboli	7 Mar 26	0.57 Yr.
Praveen Jain	7 Mar 26	0.57 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.
Bhavyesh Divecha	1 Mar 25	1.59 Yr.

Data below for HDFC Medium Term Debt Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	3.22%
Debt	91.45%
Other	1.66%

Debt Sector Allocation

Sector	Value
Corporate	76.23%
Government	15.22%
Cash Equivalent	3.67%

Credit Quality

Rating	Value
A	3.01%
AA	53.75%
AAA	43.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	5%	₹167 Cr	175
GMR Airports Limited Debentures \| -	5%	₹159 Cr	15,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹124 Cr	12,500
Jubilant Beverages Limited Debentures \| -	3%	₹120 Cr	10,720
182 Days Tbill Mat 180327 Sovereign Bonds \| -	3%	₹112 Cr	11,500,000 ↑ 11,500,000
SK Finance Limited Debentures \| -	3%	₹100 Cr	10,000
Kalpataru Projects International Limited Debentures \| -	3%	₹100 Cr	10,000
Small Industries Development Bank Of India Debentures \| -	3%	₹100 Cr	10,000
Sbfc Finance Limited Debentures \| -	3%	₹99 Cr	10,000
Kosamattam Finance Limited Debentures \| -	3%	₹98 Cr	10,000

3. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Research Highlights for Kotak Medium Term Fund

Bottom quartile AUM (₹1,912 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 4.08% (bottom quartile).
1M return: -0.54% (bottom quartile).
Sharpe: 0.01 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.46% (upper mid).
Modified duration: 2.77 yrs (upper mid).
Average maturity: 5.23 yrs (lower mid).
Exit load: 0-18 Months (2%),18 Months and above(NIL).
Top sector: Real Estate.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~86%).
High-quality debt (AAA/AA ~92%).
Largest holding Jtpm Metal TRaders Limited (~5.7%).

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund Growth
Launch Date	25 Mar 14
NAV (30 Oct 26)	₹24.3599 ↑ 0.04 (0.18 %)
Net Assets (Cr)	₹1,912 on 30 Sep 26
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.63
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity	8.46%
Effective Maturity	5 Years 2 Months 23 Days
Modified Duration	2 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,267
31 Oct 23	₹10,836
31 Oct 24	₹11,923
31 Oct 25	₹12,948
31 Oct 26	₹13,474

Kotak Medium Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.5%
3 Month	-0.2%
6 Month	2.3%
1 Year	4.1%
3 Year	7.6%
5 Year	6.1%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.9%
2024	9%
2023	6.1%
2022	3.2%
2021	4.7%
2020	8.5%
2019	7%
2018	5.4%
2017	6.6%
2016	10.9%

Fund Manager information for Kotak Medium Term Fund

Name	Since	Tenure
Deepak Agrawal	25 Mar 14	12.53 Yr.
Vihag Mishra	1 Jun 25	1.33 Yr.

Data below for Kotak Medium Term Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	3.76%
Equity	9.76%
Debt	86.16%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	78.02%
Government	8.14%
Cash Equivalent	3.76%

Credit Quality

Rating	Value
A	8.06%
AA	59.92%
AAA	32.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jtpm Metal TRaders Limited Debentures \| -	6%	₹108 Cr	10,000
L&T Metro Rail (Hyderabad) Limited Debentures \| -	5%	₹96 Cr	10,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	5%	₹90 Cr	9,000
Adani Power Limited Debentures \| -	5%	₹89 Cr	9,000
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| 542602	4%	₹78 Cr	1,788,346
360 One Prime Limited Debentures \| -	4%	₹75 Cr	7,500
Mas Financial Services Limited Debentures \| -	4%	₹74 Cr	7,500
TATA Steel Limited Debentures \| -	4%	₹73 Cr	750
Aditya Birla Renewables Limited Debentures \| -	3%	₹60 Cr	6,000
Aditya Birla Real Estate Limited Debentures \| -	3%	₹54 Cr	5,500

4. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

Research Highlights for SBI Magnum Medium Duration Fund

Highest AUM (₹6,419 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.69% (lower mid).
1M return: -0.50% (lower mid).
Sharpe: 0.19 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.37% (lower mid).
Modified duration: 2.94 yrs (upper mid).
Average maturity: 4.28 yrs (upper mid).
Exit load: 0-12 Months (1.5%),12 Months and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~87%).
High-quality debt (AAA/AA ~93%).
Largest holding 6.94% Govt Stock 2036 (~6.9%).

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund Growth
Launch Date	12 Nov 03
NAV (30 Oct 26)	₹54.5974 ↑ 0.02 (0.04 %)
Net Assets (Cr)	₹6,419 on 30 Sep 26
Category	Debt - Medium term Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.21
Sharpe Ratio	0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity	8.37%
Effective Maturity	4 Years 3 Months 11 Days
Modified Duration	2 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,251
31 Oct 23	₹11,009
31 Oct 24	₹11,914
31 Oct 25	₹12,849
31 Oct 26	₹13,446

SBI Magnum Medium Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.5%
3 Month	0%
6 Month	2.7%
1 Year	4.7%
3 Year	6.9%
5 Year	6.1%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	8.1%
2023	7.2%
2022	3.4%
2021	3.8%
2020	12.3%
2019	11.1%
2018	6.2%
2017	7.6%
2016	14%

Fund Manager information for SBI Magnum Medium Duration Fund

Name	Since	Tenure
Lokesh Mallya	1 Dec 23	2.83 Yr.
Mohit Jain	30 Nov 17	8.84 Yr.

Data below for SBI Magnum Medium Duration Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.24%
Equity	6.2%
Debt	87.23%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	64.93%
Government	23.41%
Cash Equivalent	5.13%

Credit Quality

Rating	Value
A	6.87%
AA	54.98%
AAA	38.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	7%	₹443 Cr	45,000,000
Godrej Properties Limited Debentures \| -	5%	₹301 Cr	30,000
7.06% Govt Stock 2041 Sovereign Bonds \| -	5%	₹292 Cr	30,000,000
Jsw Jfe Kalinga Steel Limited Debentures \| -	4%	₹281 Cr	27,000
Aditya Birla Real Estate Limited Debentures \| -	3%	₹220 Cr	22,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹216 Cr	20,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	3%	₹216 Cr	24,000
Renserv Global Private Limited Debentures \| -	3%	₹205 Cr	20,500
Motilal Oswal Finvest Limited Debentures \| -	3%	₹201 Cr	20,000
GMR Airports Limited Debentures \| -	3%	₹193 Cr	18,000

5. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Upper mid AUM (₹5,331 Cr).
Established history (22+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.07% (top quartile).
1M return: -0.43% (upper mid).
Sharpe: 0.34 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.29% (bottom quartile).
Modified duration: 3.03 yrs (lower mid).
Average maturity: 6.03 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~89%).
High-quality debt (AAA/AA ~100%).
Largest holding Embassy Office Parks REIT (~3.6%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (30 Oct 26)	₹48.3757 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹5,331 on 30 Sep 26
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	0.34
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.29%
Effective Maturity	6 Years 11 Days
Modified Duration	3 Years 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,347
31 Oct 23	₹11,050
31 Oct 24	₹11,976
31 Oct 25	₹13,056
31 Oct 26	₹13,710

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.4%
3 Month	0.1%
6 Month	2.6%
1 Year	5.1%
3 Year	7.5%
5 Year	6.5%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9%
2024	8%
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.9 Yr.
Akhil Kakkar	22 Jan 24	2.69 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	1.26%
Equity	9.01%
Debt	89.37%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	64.59%
Government	24.78%
Cash Equivalent	1.26%

Credit Quality

Rating	Value
AA	70.15%
AAA	29.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	4%	₹194 Cr	4,456,424 ↓ -17,702
Adani Enterprises Limited Debentures \| -	3%	₹175 Cr	17,500
6.94% Govt Stock 2036 Sovereign Bonds \| -	3%	₹171 Cr	17,354,300 ↑ 5,000,000
Vedanta Aluminium Metal Limited Debentures \| -	3%	₹170 Cr	17,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹170 Cr	18,979,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹162 Cr	15,000
TATA Projects Limited Debentures \| -	3%	₹150 Cr	15,000
Oberoi Realty Limited Debentures \| -	3%	₹149 Cr	15,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹141 Cr	14,822,500
Adani Power Limited Debentures \| -	2%	₹124 Cr	12,500

6. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

Research Highlights for UTI Bond Fund

Bottom quartile AUM (₹303 Cr).
Oldest track record among peers (28 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 2.11% (bottom quartile).
1M return: -0.56% (bottom quartile).
Sharpe: -0.85 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.25% (bottom quartile).
Modified duration: 4.47 yrs (bottom quartile).
Average maturity: 8.83 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~8.8%).

Below is the key information for UTI Bond Fund

UTI Bond Fund Growth
Launch Date	4 May 98
NAV (30 Oct 26)	₹75.5435 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹303 on 30 Sep 26
Category	Debt - Medium to Long term
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	-0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	8.25%
Effective Maturity	8 Years 9 Months 29 Days
Modified Duration	4 Years 5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,838
31 Oct 23	₹11,497
31 Oct 24	₹12,564
31 Oct 25	₹13,357
31 Oct 26	₹13,625

UTI Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.6%
3 Month	-0.8%
6 Month	1.5%
1 Year	2.1%
3 Year	5.8%
5 Year	6.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.6%
2024	8.5%
2023	6.4%
2022	9.9%
2021	9.4%
2020	1.1%
2019	-5.8%
2018	4%
2017	3.6%
2016	13.9%

Fund Manager information for UTI Bond Fund

Name	Since	Tenure
Amit Sharma	3 Nov 25	0.91 Yr.

Data below for UTI Bond Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	3.2%
Debt	96.47%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	60.74%
Government	35.73%
Cash Equivalent	3.2%

Credit Quality

Rating	Value
AA	30.52%
AAA	69.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	9%	₹27 Cr	300,000,000
Summit Digitel Infrastructure Limited Debentures \| -	8%	₹25 Cr	250
Bajaj Housing Finance Limited Debentures \| -	8%	₹25 Cr	2,500
7.08% Andhra Sgs 2037 Sovereign Bonds \| -	8%	₹23 Cr	250,000,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	6%	₹19 Cr	20
Jtpm Metal TRaders Limited Debentures \| -	6%	₹17 Cr	1,600
Piramal Finance Limited Debentures \| -	5%	₹15 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	5%	₹15 Cr	1,500
Muthoot Finance Limited Debentures \| -	5%	₹15 Cr	1,500
Torrent Pharmaceuticals Ltd Debentures \| -	5%	₹15 Cr	1,500

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ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കൂടുതലാണെങ്കിൽ, അത് ദീർഘകാല നിക്ഷേപമായി തരംതിരിക്കുകയും ഇൻഡെക്സേഷൻ ആനുകൂല്യത്തോടെ 20% നികുതി നൽകുകയും ചെയ്യും.

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ഹ്രസ്വകാല മൂലധന നേട്ടം	36 മാസത്തിൽ താഴെ	വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച്
ദീർഘകാല മൂലധന നേട്ടം	36 മാസത്തിലധികം	ഇൻഡെക്സേഷൻ ആനുകൂല്യങ്ങളോടെ 20%

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