10, 20 वर्षांच्या गुंतवणूक 2022 साठी 10 सर्वोत्तम SIP योजना

Updated on August 1, 2026 , 234103 views

सर्वोत्तम SIP योजना? त्यांना कसे निवडायचे? विचार करताना गुंतवणूकदारांच्या मनात हे काही सामान्य प्रश्न आहेतम्युच्युअल फंडात गुंतवणूक a द्वारेSIP किंवा पद्धतशीरगुंतवणूक योजना.एसआयपी गुंतवणूक सर्वात शिस्तबद्ध एक आहेगुंतवणूक गुंतवणूक करताना पर्यायम्युच्युअल फंड.

शिवाय, SIP म्युच्युअल फंडातील गुंतवणूकीची किमान रक्कम INR 500 इतकी कमी आहे. यामुळे गुंतवणूक करणे शक्य होते.शीर्ष SIP खूप सोयीस्कर योजना.

तुम्ही एसआयपी किंवा सिस्टिमॅटिक इन्व्हेस्टमेंट प्लॅनमध्ये गुंतवणूक का करावी?

काहीगुंतवणुकीचे फायदे SIP मध्ये आहेत:

कंपाउंडिंगची शक्ती

पद्धतशीर गुंतवणूक योजना देखील लाभ देतातकंपाउंडिंगची शक्ती. जेव्हा तुम्ही फक्त मुद्दलावर व्याज मिळवता तेव्हा साधे व्याज असते. चक्रवाढ व्याजाच्या बाबतीत, व्याजाची रक्कम मुद्दलामध्ये जोडली जाते आणि व्याज नवीन मुद्दल (जुने मुद्दल अधिक नफा) वर मोजले जाते. ही प्रक्रिया प्रत्येक वेळी चालू राहते. SIP मधील म्युच्युअल फंड हप्त्यांमध्ये असल्याने, ते चक्रवाढ केले जातात, ज्यामुळे सुरुवातीला गुंतवलेल्या रकमेत अधिक भर पडते.

रुपया खर्च सरासरी

पद्धतशीर गुंतवणूक योजना ऑफर करणारा सर्वात मोठा फायदा म्हणजे रुपयाची किंमत सरासरी जी एखाद्या व्यक्तीला मालमत्ता खरेदीच्या खर्चाची सरासरी काढण्यास मदत करते. म्युच्युअल फंडात एकरकमी गुंतवणूक करताना काही युनिट्सची खरेदी केली जातेगुंतवणूकदार सर्व एकाच वेळी, एसआयपीच्या बाबतीत युनिट्सची खरेदी दीर्घ कालावधीसाठी केली जाते आणि ती मासिक अंतराने (सामान्यतः) समान प्रमाणात पसरविली जाते. कालांतराने गुंतवणुकीचा प्रसार होत असल्याने ही गुंतवणूक स्टॉकमध्ये केली जातेबाजार वेगवेगळ्या किमतीच्या बिंदूंवर गुंतवणूकदाराला सरासरी खर्चाचा फायदा मिळतो, म्हणून रुपयाची सरासरी किंमत.

परवडणारी

बचत सुरू करण्यासाठी एसआयपी हा एक अतिशय परवडणारा पर्याय आहे कारण प्रत्येक हप्त्यासाठी आवश्यक असलेली किमान रक्कम (तेही मासिक!) INR 500 एवढी कमी असू शकते. काही म्युच्युअल फंड कंपन्या सुद्धा एक नावाचे काहीतरी ऑफर करतात.मायक्रोएसआयपी जेथे तिकिटाचा आकार INR 100 इतका कमी आहे.

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जोखीम कमी करणे

एक पद्धतशीर गुंतवणुकीची योजना दीर्घ कालावधीत पसरलेली असते, हे लक्षात घेता, शेअर बाजारातील सर्व काळ, चढ-उतार आणि त्याहूनही महत्त्वाचे म्हणजे पडझड लक्षात येते. मंदीच्या काळात, जेव्हा बहुतेक गुंतवणूकदारांना भीती वाटते, तेव्हा SIP हप्ते गुंतवणुकदारांची खरेदी सुनिश्चित करत राहतातकमी.

आर्थिक वर्ष 22 - 23 मध्ये 10, 20 वर्षांच्या गुंतवणुकीसाठी सर्वोत्तम SIP योजना

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
ICICI Prudential Infrastructure Fund Growth	₹205.52 ↑ 3.01	₹8,550	100	2.6	4.8	7.4	19.7	22.9	6.7
SBI Gold Fund Growth	₹41.3323 ↑ 0.06	₹15,294	500	-5.1	-6.2	43.2	32.2	22.8	71.5
Axis Gold Fund Growth	₹41.0149 ↑ 0.09	₹2,828	1,000	-5.2	-6.6	42.7	31.8	22.8	69.8
ICICI Prudential Regular Gold Savings Fund Growth	₹43.6482 ↑ 0.04	₹6,265	100	-5.2	-6.7	42.8	32	22.7	72
IDBI Gold Fund Growth	₹36.5645 ↑ 0.11	₹757	500	-4.9	-6.3	42.1	31.9	22.7	79
SBI PSU Fund Growth	₹34.5951 ↑ 0.27	₹6,684	500	-3.6	-0.9	11.9	23.8	22.7	11.3
HDFC Gold Fund Growth	₹42.117 ↑ 0.06	₹11,019	300	-5.1	-6.7	42.7	31.9	22.7	71.3
Nippon India Gold Savings Fund Growth	₹53.9306 ↑ 0.07	₹6,854	100	-5.1	-6.5	42.5	31.9	22.6	71.2
Aditya Birla Sun Life Gold Fund Growth	₹40.9749 ↑ 0.01	₹1,648	100	-5	-6.4	42.9	31.9	22.5	72
Kotak Gold Fund Growth	₹54.1751 ↑ 0.10	₹6,422	1,000	-5.2	-6.3	42.9	31.8	22.4	70.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	SBI Gold Fund	Axis Gold Fund	ICICI Prudential Regular Gold Savings Fund	IDBI Gold Fund	SBI PSU Fund	HDFC Gold Fund	Nippon India Gold Savings Fund	Aditya Birla Sun Life Gold Fund	Kotak Gold Fund
Point 1	Upper mid AUM (₹8,550 Cr).	Highest AUM (₹15,294 Cr).	Bottom quartile AUM (₹2,828 Cr).	Lower mid AUM (₹6,265 Cr).	Bottom quartile AUM (₹757 Cr).	Upper mid AUM (₹6,684 Cr).	Top quartile AUM (₹11,019 Cr).	Upper mid AUM (₹6,854 Cr).	Bottom quartile AUM (₹1,648 Cr).	Lower mid AUM (₹6,422 Cr).
Point 2	Oldest track record among peers (20 yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (13+ yrs).	Established history (16+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Not Rated.	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (upper mid).	Rating: 3★ (top quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 22.92% (top quartile).	5Y return: 22.83% (top quartile).	5Y return: 22.78% (upper mid).	5Y return: 22.75% (upper mid).	5Y return: 22.73% (upper mid).	5Y return: 22.71% (lower mid).	5Y return: 22.70% (lower mid).	5Y return: 22.65% (bottom quartile).	5Y return: 22.55% (bottom quartile).	5Y return: 22.45% (bottom quartile).
Point 6	3Y return: 19.68% (bottom quartile).	3Y return: 32.23% (top quartile).	3Y return: 31.84% (bottom quartile).	3Y return: 32.02% (top quartile).	3Y return: 31.86% (upper mid).	3Y return: 23.75% (bottom quartile).	3Y return: 31.95% (upper mid).	3Y return: 31.91% (upper mid).	3Y return: 31.86% (lower mid).	3Y return: 31.85% (lower mid).
Point 7	1Y return: 7.43% (bottom quartile).	1Y return: 43.17% (top quartile).	1Y return: 42.66% (lower mid).	1Y return: 42.78% (upper mid).	1Y return: 42.14% (bottom quartile).	1Y return: 11.93% (bottom quartile).	1Y return: 42.66% (upper mid).	1Y return: 42.54% (lower mid).	1Y return: 42.90% (upper mid).	1Y return: 42.92% (top quartile).
Point 8	Alpha: 0.00 (top quartile).	1M return: -2.56% (bottom quartile).	1M return: -3.00% (bottom quartile).	1M return: -2.71% (bottom quartile).	1M return: -2.37% (upper mid).	Alpha: -0.30 (bottom quartile).	1M return: -2.53% (upper mid).	1M return: -2.55% (lower mid).	1M return: -2.50% (upper mid).	1M return: -2.54% (lower mid).
Point 9	Sharpe: -0.07 (bottom quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Sharpe: 0.12 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Information ratio: 0.00 (top quartile).	Sharpe: 1.29 (upper mid).	Sharpe: 1.35 (top quartile).	Sharpe: 1.22 (upper mid).	Sharpe: 1.22 (lower mid).	Information ratio: -0.11 (bottom quartile).	Sharpe: 1.28 (upper mid).	Sharpe: 1.19 (bottom quartile).	Sharpe: 1.20 (lower mid).	Sharpe: 1.38 (top quartile).

ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,550 Cr).
Oldest track record among peers (20 yrs).
Top rated.
Risk profile: High.
5Y return: 22.92% (top quartile).
3Y return: 19.68% (bottom quartile).
1Y return: 7.43% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.00 (top quartile).

SBI Gold Fund

Highest AUM (₹15,294 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.83% (top quartile).
3Y return: 32.23% (top quartile).
1Y return: 43.17% (top quartile).
1M return: -2.56% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 1.29 (upper mid).

Axis Gold Fund

Bottom quartile AUM (₹2,828 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.78% (upper mid).
3Y return: 31.84% (bottom quartile).
1Y return: 42.66% (lower mid).
1M return: -3.00% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.35 (top quartile).

ICICI Prudential Regular Gold Savings Fund

Lower mid AUM (₹6,265 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.75% (upper mid).
3Y return: 32.02% (top quartile).
1Y return: 42.78% (upper mid).
1M return: -2.71% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.22 (upper mid).

IDBI Gold Fund

Bottom quartile AUM (₹757 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.73% (upper mid).
3Y return: 31.86% (upper mid).
1Y return: 42.14% (bottom quartile).
1M return: -2.37% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.22 (lower mid).

SBI PSU Fund

Upper mid AUM (₹6,684 Cr).
Established history (16+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 22.71% (lower mid).
3Y return: 23.75% (bottom quartile).
1Y return: 11.93% (bottom quartile).
Alpha: -0.30 (bottom quartile).
Sharpe: 0.12 (bottom quartile).
Information ratio: -0.11 (bottom quartile).

HDFC Gold Fund

Top quartile AUM (₹11,019 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.70% (lower mid).
3Y return: 31.95% (upper mid).
1Y return: 42.66% (upper mid).
1M return: -2.53% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.28 (upper mid).

Nippon India Gold Savings Fund

Upper mid AUM (₹6,854 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.65% (bottom quartile).
3Y return: 31.91% (upper mid).
1Y return: 42.54% (lower mid).
1M return: -2.55% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.19 (bottom quartile).

Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,648 Cr).
Established history (14+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.55% (bottom quartile).
3Y return: 31.86% (lower mid).
1Y return: 42.90% (upper mid).
1M return: -2.50% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.20 (lower mid).

Kotak Gold Fund

Lower mid AUM (₹6,422 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.45% (bottom quartile).
3Y return: 31.85% (lower mid).
1Y return: 42.92% (top quartile).
1M return: -2.54% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.38 (top quartile).

*खालील फंड सर्वोत्तम विचारात घेत आहेतCAGR 5 वर्षांपेक्षा जास्त कालावधीसाठी परतावा आणि किमान 5 वर्षांचा बाजार इतिहास (फंड वय) असलेला फंड आणि किमान आहे500 कोटी व्यवस्थापन अंतर्गत मालमत्ता.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,550 Cr).
Oldest track record among peers (20 yrs).
Top rated.
Risk profile: High.
5Y return: 22.92% (top quartile).
3Y return: 19.68% (bottom quartile).
1Y return: 7.43% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.00 (top quartile).
Higher exposure to Industrials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.2%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (03 Aug 26)	₹205.52 ↑ 3.01 (1.49 %)
Net Assets (Cr)	₹8,550 on 30 Jun 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,961
31 Jul 23	₹16,935
31 Jul 24	₹27,533
31 Jul 25	₹26,878
31 Jul 26	₹28,111

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.4%
3 Month	2.6%
6 Month	4.8%
1 Year	7.4%
3 Year	19.7%
5 Year	22.9%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	9.17 Yr.
Sharmila D’mello	30 Jun 22	4.09 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	45.24%
Basic Materials	11.2%
Financial Services	10.19%
Utility	9.88%
Real Estate	7.96%
Energy	5.46%
Consumer Cyclical	1.98%
Communication Services	0.09%

Asset Allocation

Asset Class	Value
Cash	7.57%
Equity	92.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹699 Cr	1,301,985 ↓ -390,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹526 Cr	1,268,485 ↓ -237,219
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹379 Cr	2,139,426
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹308 Cr	8,626,448
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹282 Cr	555,746 ↓ -16,951
Gujarat Energy Ltd (Utilities) Equity, Since 31 Jan 23 \| GUJENERGY	3%	₹275 Cr	8,407,984 ↓ -74,040
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹270 Cr	106,892
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹268 Cr	3,357,506
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹256 Cr	1,979,725 ↑ 550,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹251 Cr	1,830,742 ↓ -174,866

2. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹15,294 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.83% (top quartile).
3Y return: 32.23% (top quartile).
1Y return: 43.17% (top quartile).
1M return: -2.56% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 1.29 (upper mid).
Information ratio: 0.00 (top quartile).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.1%).
Top-3 holdings concentration ~100.8%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (03 Aug 26)	₹41.3323 ↑ 0.06 (0.15 %)
Net Assets (Cr)	₹15,294 on 30 Jun 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,500
31 Jul 23	₹12,058
31 Jul 24	₹13,968
31 Jul 25	₹19,487
31 Jul 26	₹27,752

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.6%
3 Month	-5.1%
6 Month	-6.2%
1 Year	43.2%
3 Year	32.2%
5 Year	22.8%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.5%
2024	19.6%
2023	14.1%
2022	12.6%
2021	-5.7%
2020	27.4%
2019	22.8%
2018	6.4%
2017	3.5%
2016	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.42 Yr.

Data below for SBI Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.52%
Other	98.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹15,308 Cr	1,280,181,221 ↑ 33,495,027
Net Receivable / Payable CBLO \| -	0%	-₹60 Cr
Treps CBLO/Reverse Repo \| -	0%	₹46 Cr

3. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Bottom quartile AUM (₹2,828 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.78% (upper mid).
3Y return: 31.84% (bottom quartile).
1Y return: 42.66% (lower mid).
1M return: -3.00% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.35 (top quartile).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~100.1%).
Top-3 holdings concentration ~100.6%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (03 Aug 26)	₹41.0149 ↑ 0.09 (0.22 %)
Net Assets (Cr)	₹2,828 on 30 Jun 26
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	1.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,512
31 Jul 23	₹12,108
31 Jul 24	₹14,013
31 Jul 25	₹19,436
31 Jul 26	₹27,568

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-3%
3 Month	-5.2%
6 Month	-6.6%
1 Year	42.7%
3 Year	31.8%
5 Year	22.8%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	69.8%
2024	19.2%
2023	14.7%
2022	12.5%
2021	-4.7%
2020	26.9%
2019	23.1%
2018	8.3%
2017	0.7%
2016	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.73 Yr.
Pratik Tibrewal	1 Feb 25	1.49 Yr.

Data below for Axis Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.76%
Other	98.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,830 Cr	242,317,058 ↑ 3,630,000
Net Receivables / (Payables) CBLO \| -	0%	-₹9 Cr
Clearing Corporation Of India Ltd CBLO \| -	0%	₹7 Cr

4. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Lower mid AUM (₹6,265 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.75% (upper mid).
3Y return: 32.02% (top quartile).
1Y return: 42.78% (upper mid).
1M return: -2.71% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.22 (upper mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding ICICI Pru Gold ETF (~100.0%).
Top-3 holdings concentration ~100.8%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (03 Aug 26)	₹43.6482 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹6,265 on 30 Jun 26
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,447
31 Jul 23	₹11,981
31 Jul 24	₹13,891
31 Jul 25	₹19,373
31 Jul 26	₹27,543

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.7%
3 Month	-5.2%
6 Month	-6.7%
1 Year	42.8%
3 Year	32%
5 Year	22.7%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	72%
2024	19.5%
2023	13.5%
2022	12.7%
2021	-5.4%
2020	26.6%
2019	22.7%
2018	7.4%
2017	0.8%
2016	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.85 Yr.
Nishit Patel	29 Dec 20	5.59 Yr.
Ashwini Bharucha	1 Nov 25	0.75 Yr.
Venus Ahuja	1 Nov 25	0.75 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.78%
Other	98.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹6,263 Cr	521,478,692 ↑ 6,803,176
Treps CBLO/Reverse Repo \| -	0%	₹28 Cr
Net Current Assets Net Current Assets \| -	0%	-₹25 Cr

5. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹757 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.73% (upper mid).
3Y return: 31.86% (upper mid).
1Y return: 42.14% (bottom quartile).
1M return: -2.37% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.22 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~99.9%).
Top-3 holdings concentration ~100.9%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (03 Aug 26)	₹36.5645 ↑ 0.11 (0.31 %)
Net Assets (Cr)	₹757 on 30 Jun 26
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,431
31 Jul 23	₹12,037
31 Jul 24	₹14,109
31 Jul 25	₹19,450
31 Jul 26	₹27,534

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.4%
3 Month	-4.9%
6 Month	-6.3%
1 Year	42.1%
3 Year	31.9%
5 Year	22.7%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	79%
2024	18.7%
2023	14.8%
2022	12%
2021	-4%
2020	24.2%
2019	21.6%
2018	5.8%
2017	1.4%
2016	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	2.16 Yr.
Sasikant Aravamuthan	1 Jul 26	0.08 Yr.

Data below for IDBI Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.82%
Other	98.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	100%	₹757 Cr	59,884,200 ↑ 1,110,000
Treps CBLO/Reverse Repo \| -	1%	₹4 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹4 Cr

6. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,684 Cr).
Established history (16+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 22.71% (lower mid).
3Y return: 23.75% (bottom quartile).
1Y return: 11.93% (bottom quartile).
Alpha: -0.30 (bottom quartile).
Sharpe: 0.12 (bottom quartile).
Information ratio: -0.11 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.6%).
Top-3 holdings concentration ~35.3%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (03 Aug 26)	₹34.5951 ↑ 0.27 (0.79 %)
Net Assets (Cr)	₹6,684 on 30 Jun 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.12
Information Ratio	-0.11
Alpha Ratio	-0.3
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,878
31 Jul 23	₹15,287
31 Jul 24	₹28,684
31 Jul 25	₹25,557
31 Jul 26	₹28,011

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.2%
3 Month	-3.6%
6 Month	-0.9%
1 Year	11.9%
3 Year	23.8%
5 Year	22.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	11.3%
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	2.17 Yr.

Data below for SBI PSU Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	33.03%
Utility	32.22%
Industrials	13.92%
Energy	11.28%
Basic Materials	6.1%

Asset Allocation

Asset Class	Value
Cash	3.39%
Equity	96.54%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹1,112 Cr	10,827,500 ↓ -700,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	10%	₹662 Cr	38,150,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹584 Cr	14,185,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹571 Cr	19,935,554
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	8%	₹551 Cr	15,443,244
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	6%	₹391 Cr	14,350,000 ↑ 1,250,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹344 Cr	14,655,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	4%	₹294 Cr	9,700,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| 500103	4%	₹269 Cr	6,500,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹238 Cr	27,900,000

7. HDFC Gold Fund

To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF).

Research Highlights for HDFC Gold Fund

Top quartile AUM (₹11,019 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.70% (lower mid).
3Y return: 31.95% (upper mid).
1Y return: 42.66% (upper mid).
1M return: -2.53% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.28 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding HDFC Gold ETF (~100.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for HDFC Gold Fund

HDFC Gold Fund Growth
Launch Date	24 Oct 11
NAV (03 Aug 26)	₹42.117 ↑ 0.06 (0.15 %)
Net Assets (Cr)	₹11,019 on 30 Jun 26
Category	Gold - Gold
AMC	HDFC Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	1.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,458
31 Jul 23	₹12,010
31 Jul 24	₹13,961
31 Jul 25	₹19,359
31 Jul 26	₹27,490

HDFC Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.5%
3 Month	-5.1%
6 Month	-6.7%
1 Year	42.7%
3 Year	31.9%
5 Year	22.7%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.3%
2024	18.9%
2023	14.1%
2022	12.7%
2021	-5.5%
2020	27.5%
2019	21.7%
2018	6.6%
2017	2.8%
2016	10.1%

Fund Manager information for HDFC Gold Fund

Name	Since	Tenure
Arun Agarwal	15 Feb 23	3.46 Yr.
Nandita Menezes	29 Mar 25	1.34 Yr.

Data below for HDFC Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.39%
Other	98.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	100%	₹11,019 Cr	920,080,937 ↑ 7,410,000
Treps - Tri-Party Repo CBLO/Reverse Repo \| -	0%	₹16 Cr
Net Current Assets Net Current Assets \| -	0%	-₹16 Cr

8. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

Upper mid AUM (₹6,854 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.65% (bottom quartile).
3Y return: 31.91% (upper mid).
1Y return: 42.54% (lower mid).
1M return: -2.55% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.19 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Nippon India ETF Gold BeES (~100.0%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund Growth
Launch Date	7 Mar 11
NAV (03 Aug 26)	₹53.9306 ↑ 0.07 (0.13 %)
Net Assets (Cr)	₹6,854 on 30 Jun 26
Category	Gold - Gold
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.35
Sharpe Ratio	1.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,465
31 Jul 23	₹11,992
31 Jul 24	₹13,843
31 Jul 25	₹19,321
31 Jul 26	₹27,423

Nippon India Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.6%
3 Month	-5.1%
6 Month	-6.5%
1 Year	42.5%
3 Year	31.9%
5 Year	22.6%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.2%
2024	19%
2023	14.3%
2022	12.3%
2021	-5.5%
2020	26.6%
2019	22.5%
2018	6%
2017	1.7%
2016	11.6%

Fund Manager information for Nippon India Gold Savings Fund

Name	Since	Tenure
Himanshu Mange	23 Dec 23	2.61 Yr.

Data below for Nippon India Gold Savings Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.49%
Other	98.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India ETF Gold BeES - \| -	100%	₹6,854 Cr	590,975,572 ↑ 3,912,000
Triparty Repo CBLO/Reverse Repo \| -	0%	₹18 Cr
Net Current Assets Net Current Assets \| -	0%	-₹18 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹0 Cr

9. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,648 Cr).
Established history (14+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.55% (bottom quartile).
3Y return: 31.86% (lower mid).
1Y return: 42.90% (upper mid).
1M return: -2.50% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.20 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~100.0%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (03 Aug 26)	₹40.9749 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹1,648 on 30 Jun 26
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	1.2
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,548
31 Jul 23	₹12,046
31 Jul 24	₹13,896
31 Jul 25	₹19,398
31 Jul 26	₹27,564

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.5%
3 Month	-5%
6 Month	-6.4%
1 Year	42.9%
3 Year	31.9%
5 Year	22.5%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	72%
2024	18.7%
2023	14.5%
2022	12.3%
2021	-5%
2020	26%
2019	21.3%
2018	6.8%
2017	1.6%
2016	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Mehul Dama	7 Jul 26	0.07 Yr.
Priya Sridhar	31 Dec 24	1.58 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.47%
Other	98.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,648 Cr	133,583,381 ↑ 507,000
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹4 Cr
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	0%	₹4 Cr

10. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Lower mid AUM (₹6,422 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.45% (bottom quartile).
3Y return: 31.85% (lower mid).
1Y return: 42.92% (top quartile).
1M return: -2.54% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.38 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Kotak Gold ETF (~99.9%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Growth
Launch Date	25 Mar 11
NAV (03 Aug 26)	₹54.1751 ↑ 0.10 (0.19 %)
Net Assets (Cr)	₹6,422 on 30 Jun 26
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	1.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,434
31 Jul 23	₹11,908
31 Jul 24	₹13,751
31 Jul 25	₹19,186
31 Jul 26	₹27,240

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.5%
3 Month	-5.2%
6 Month	-6.3%
1 Year	42.9%
3 Year	31.8%
5 Year	22.4%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	70.4%
2024	18.9%
2023	13.9%
2022	11.7%
2021	-4.7%
2020	26.6%
2019	24.1%
2018	7.3%
2017	2.5%
2016	10.2%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	15.36 Yr.
Jeetu Sonar	1 Oct 22	3.83 Yr.

Data below for Kotak Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹6,413 Cr	547,838,125 ↑ 5,300,000
Triparty Repo CBLO/Reverse Repo \| -	0%	₹23 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹13 Cr

म्युच्युअल फंड SIP मध्ये ऑनलाइन गुंतवणूक कशी करावी?

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सुरु करूया

वारंवार विचारले जाणारे प्रश्न

१. रक्कम कधी डेबिट केली जाईल ती वेळ मी निवडू शकतो का?

अ: नाही, ज्या कालावधीत रक्कम तुमच्याकडून डेबिट केली जाईलबँक खाते तुम्ही गुंतवणूक करण्याचा निर्णय घेतलेल्या SIP वर अवलंबून असेल. तुम्ही ते निवडू शकताSIP मध्ये गुंतवणूक करा एक वर्ष कालावधी ते 10+ वर्षांसाठी योग्य. एसआयपीच्या कालावधीनुसार, तुमच्या खात्यातून रक्कम कापली जाईल.

2. SIP साठी कालावधी आणि कार्यकाळ एकच गोष्ट/टर्म आहे का?

अ: होय, ते समान आहेत. जेव्हा तुम्ही ऑफर दस्तऐवज वाचता, तेव्हा SIP टर्म काळजीपूर्वक तपासा, कारण हे तुम्हाला तुमच्या खात्यातून पैसे कापले जाण्याचा कालावधी/कालावधी सांगेल. कार्यकाळ निवडणे ही पूर्णपणे गुंतवणूकदाराची निवड आहे.

3. SIP चा कार्यकाळ बदलता येईल का?

अ: जर तुम्ही एसआयपी अनिवार्य करणारी योजना निवडली असेल, तर तुम्हाला ती मुदत पूर्ण करावी लागेल. कार्यकाळानंतर, तुम्ही संपूर्ण रक्कम काढू शकता. तथापि, तुम्हाला गुंतवणुकीचे नूतनीकरण करायचे असल्यास, तुम्ही कार्यकाळ बदलू शकता आणि अधिक विस्तारित आदेशासह भिन्न SIP निवडू शकता.

4. मी SIP साठी गुंतवणूकीची रक्कम बदलू शकतो का?

अ: तुम्ही लवचिक SIP मध्ये गुंतवणूक करणे निवडू शकता. हे SIP तुम्हाला गुंतवणुकीच्या कालावधीत गुंतवलेल्या पैशाची रक्कम बदलण्याची परवानगी देतात. तुमच्‍या कार्यकाळात, तुम्‍हाला तुमच्‍या आधारावर एसआयपीमध्‍ये किती पैसे गुंतवायचे आहेत ते बदलू शकतारोख प्रवाह.

5. दीर्घकालीन SIP म्हणजे काय?

अ: दीर्घकालीन एसआयपी एक असेल ज्यामध्ये तुम्ही जवळपास 5 ते 10 वर्षे गुंतवणूक करता. तद्वतच, दीर्घकालीन SIP मध्ये चांगला परतावा देण्याची अधिक शक्यता असते.

6. मी कार्यकाळापूर्वी एसआयपीमधून बाहेर पडू शकतो का?

अ: एसआयपीचा कार्यकाळ पूर्ण करण्याआधी तुम्ही बाहेर काढले नाही तर उत्तम. कधीकधी गुंतवणुकीवर एक्झिट लोड नसतो, परंतु ते पूर्णपणे विशिष्ट SIP वर अवलंबून असते. तुम्ही करत असलेल्या गुंतवणुकीबद्दल तुम्हाला खात्री नसल्यास, तुम्ही एका वर्षासाठी फक्त INR 500 गुंतवून छोटी सुरुवात करावी. तुमची जोखीम घेण्याची भूक वाढत असताना तुम्ही तुमची गुंतवणूक वाढवू शकता.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.