3 वर्षांच्या गुंतवणूक 2022 साठी सर्वोत्तम SIP योजना

Updated on November 22, 2025 , 91644 views

सर्वोत्तम SIP योजना? त्यांना कसे निवडायचे? विचार करताना गुंतवणूकदारांच्या मनात हे काही सामान्य प्रश्न आहेतम्युच्युअल फंडात गुंतवणूक a द्वारेSIP किंवा पद्धतशीरगुंतवणूक योजना.एसआयपी गुंतवणूक सर्वात शिस्तबद्ध एक आहेगुंतवणूक गुंतवणूक करताना पर्यायम्युच्युअल फंड. शिवाय, SIP म्युच्युअल फंडातील गुंतवणूकीची किमान रक्कम INR 500 इतकी कमी आहे. यामुळे गुंतवणूक करणे शक्य होते.शीर्ष SIP खूप सोयीस्कर योजना.

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आर्थिक वर्ष 22 - 23 मध्ये 3 वर्षांच्या गुंतवणुकीसाठी सर्वोत्तम SIP योजना

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Growth Opportunities Fund Growth	₹102.87 ↑ 0.40	₹9,034	-0.6	8.2	12.1	23.8	21.8	37.5
Bandhan Core Equity Fund Growth	₹139.358 ↑ 0.20	₹11,799	3.5	7.1	9.5	23.1	23.2	28.8
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	9.2	12.5	15.4	21.9	12.6
Motilal Oswal Multicap 35 Fund Growth	₹61.8051 ↑ 0.09	₹14,319	-0.6	3.4	2.8	21.5	16.8	45.7
Nippon India Multi Cap Fund Growth	₹300.612 ↓ -0.07	₹49,314	-0.3	3.5	4.7	21.4	27.1	25.8
UTI Core Equity Fund Growth	₹184.901 ↑ 0.54	₹5,291	3.2	5.2	6.6	21.4	23.3	27.2
Nippon India Value Fund Growth	₹231.666 ↓ -0.30	₹9,173	4	4.6	6.2	21.3	23.4	22.3
JM Value Fund Growth	₹96.8399 ↑ 0.05	₹1,012	0.1	0.2	-2.1	21.2	22.1	25.1
ICICI Prudential Value Discovery Fund Growth	₹493.65 ↓ -1.55	₹57,935	4.8	6.9	11.7	21.1	24.8	20
ICICI Prudential Large & Mid Cap Fund Growth	₹1,045.12 ↓ -0.71	₹25,753	4.7	5.7	13	21	24.9	20.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Invesco India Growth Opportunities Fund	Bandhan Core Equity Fund	IDBI India Top 100 Equity Fund	Motilal Oswal Multicap 35 Fund	Nippon India Multi Cap Fund	UTI Core Equity Fund	Nippon India Value Fund	JM Value Fund	ICICI Prudential Value Discovery Fund	ICICI Prudential Large & Mid Cap Fund
Point 1	Lower mid AUM (₹9,034 Cr).	Upper mid AUM (₹11,799 Cr).	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹14,319 Cr).	Top quartile AUM (₹49,314 Cr).	Bottom quartile AUM (₹5,291 Cr).	Lower mid AUM (₹9,173 Cr).	Bottom quartile AUM (₹1,012 Cr).	Highest AUM (₹57,935 Cr).	Upper mid AUM (₹25,753 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Oldest track record among peers (28 yrs).	Established history (21+ yrs).	Established history (27+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 5★ (top quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Not Rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.75% (bottom quartile).	5Y return: 23.23% (lower mid).	5Y return: 12.61% (bottom quartile).	5Y return: 16.80% (bottom quartile).	5Y return: 27.06% (top quartile).	5Y return: 23.35% (upper mid).	5Y return: 23.39% (upper mid).	5Y return: 22.07% (lower mid).	5Y return: 24.77% (upper mid).	5Y return: 24.92% (top quartile).
Point 6	3Y return: 23.83% (top quartile).	3Y return: 23.08% (top quartile).	3Y return: 21.88% (upper mid).	3Y return: 21.53% (upper mid).	3Y return: 21.42% (upper mid).	3Y return: 21.40% (lower mid).	3Y return: 21.30% (lower mid).	3Y return: 21.21% (bottom quartile).	3Y return: 21.06% (bottom quartile).	3Y return: 21.01% (bottom quartile).
Point 7	1Y return: 12.05% (upper mid).	1Y return: 9.51% (upper mid).	1Y return: 15.39% (top quartile).	1Y return: 2.75% (bottom quartile).	1Y return: 4.74% (bottom quartile).	1Y return: 6.55% (lower mid).	1Y return: 6.20% (lower mid).	1Y return: -2.07% (bottom quartile).	1Y return: 11.68% (upper mid).	1Y return: 13.01% (top quartile).
Point 8	Alpha: 5.34 (top quartile).	Alpha: 0.79 (upper mid).	Alpha: 2.11 (upper mid).	Alpha: 0.60 (lower mid).	Alpha: -0.58 (lower mid).	Alpha: -2.90 (bottom quartile).	Alpha: -1.68 (bottom quartile).	Alpha: -9.82 (bottom quartile).	Alpha: 1.53 (upper mid).	Alpha: 2.48 (top quartile).
Point 9	Sharpe: 0.37 (top quartile).	Sharpe: 0.14 (upper mid).	Sharpe: 1.09 (top quartile).	Sharpe: 0.05 (lower mid).	Sharpe: -0.07 (lower mid).	Sharpe: -0.12 (bottom quartile).	Sharpe: -0.10 (bottom quartile).	Sharpe: -0.57 (bottom quartile).	Sharpe: 0.16 (upper mid).	Sharpe: 0.28 (upper mid).
Point 10	Information ratio: 1.00 (upper mid).	Information ratio: 1.35 (top quartile).	Information ratio: 0.14 (bottom quartile).	Information ratio: 0.57 (bottom quartile).	Information ratio: 0.64 (lower mid).	Information ratio: 0.67 (lower mid).	Information ratio: 1.59 (top quartile).	Information ratio: 0.85 (upper mid).	Information ratio: 0.97 (upper mid).	Information ratio: 0.48 (bottom quartile).

Invesco India Growth Opportunities Fund

Lower mid AUM (₹9,034 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.75% (bottom quartile).
3Y return: 23.83% (top quartile).
1Y return: 12.05% (upper mid).
Alpha: 5.34 (top quartile).
Sharpe: 0.37 (top quartile).
Information ratio: 1.00 (upper mid).

Bandhan Core Equity Fund

Upper mid AUM (₹11,799 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.23% (lower mid).
3Y return: 23.08% (top quartile).
1Y return: 9.51% (upper mid).
Alpha: 0.79 (upper mid).
Sharpe: 0.14 (upper mid).
Information ratio: 1.35 (top quartile).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (upper mid).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹14,319 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.80% (bottom quartile).
3Y return: 21.53% (upper mid).
1Y return: 2.75% (bottom quartile).
Alpha: 0.60 (lower mid).
Sharpe: 0.05 (lower mid).
Information ratio: 0.57 (bottom quartile).

Nippon India Multi Cap Fund

Top quartile AUM (₹49,314 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.06% (top quartile).
3Y return: 21.42% (upper mid).
1Y return: 4.74% (bottom quartile).
Alpha: -0.58 (lower mid).
Sharpe: -0.07 (lower mid).
Information ratio: 0.64 (lower mid).

UTI Core Equity Fund

Bottom quartile AUM (₹5,291 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.35% (upper mid).
3Y return: 21.40% (lower mid).
1Y return: 6.55% (lower mid).
Alpha: -2.90 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.67 (lower mid).

Nippon India Value Fund

Lower mid AUM (₹9,173 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.39% (upper mid).
3Y return: 21.30% (lower mid).
1Y return: 6.20% (lower mid).
Alpha: -1.68 (bottom quartile).
Sharpe: -0.10 (bottom quartile).
Information ratio: 1.59 (top quartile).

JM Value Fund

Bottom quartile AUM (₹1,012 Cr).
Oldest track record among peers (28 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 22.07% (lower mid).
3Y return: 21.21% (bottom quartile).
1Y return: -2.07% (bottom quartile).
Alpha: -9.82 (bottom quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.85 (upper mid).

ICICI Prudential Value Discovery Fund

Highest AUM (₹57,935 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.77% (upper mid).
3Y return: 21.06% (bottom quartile).
1Y return: 11.68% (upper mid).
Alpha: 1.53 (upper mid).
Sharpe: 0.16 (upper mid).
Information ratio: 0.97 (upper mid).

ICICI Prudential Large & Mid Cap Fund

Upper mid AUM (₹25,753 Cr).
Established history (27+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.92% (top quartile).
3Y return: 21.01% (bottom quartile).
1Y return: 13.01% (top quartile).
Alpha: 2.48 (top quartile).
Sharpe: 0.28 (upper mid).
Information ratio: 0.48 (bottom quartile).

*खालील फंड सर्वोत्तम विचारात घेत आहेतCAGR 3 वर्षांहून अधिक कालावधीसाठी परतावा आणि निधी किमान आहेबाजार 1 वर्षाचा इतिहास (निधी वय) आणि 3 वर्षांचा निधी असल्यास व्यवस्थापनाखालील मालमत्ता किमान 500 कोटी आहे. मल्टी कॅप, लार्ज कॅप, लार्ज आणि मधून सुचवलेले आहेतमिड-कॅप आणि मूल्य उपवर्ग.

1. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Lower mid AUM (₹9,034 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.75% (bottom quartile).
3Y return: 23.83% (top quartile).
1Y return: 12.05% (upper mid).
Alpha: 5.34 (top quartile).
Sharpe: 0.37 (top quartile).
Information ratio: 1.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Max Healthcare Institute Ltd Ordinary Shares (~5.4%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (25 Nov 25)	₹102.87 ↑ 0.40 (0.39 %)
Net Assets (Cr)	₹9,034 on 31 Oct 25
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.37
Information Ratio	1
Alpha Ratio	5.34
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,045
31 Oct 22	₹15,159
31 Oct 23	₹17,104
31 Oct 24	₹26,098
31 Oct 25	₹29,206

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-1.2%
3 Month	-0.6%
6 Month	8.2%
1 Year	12.1%
3 Year	23.8%
5 Year	21.8%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.5%
2023	31.6%
2022	-0.4%
2021	29.7%
2020	13.3%
2019	10.7%
2018	-0.2%
2017	39.6%
2016	3.3%
2015	3.8%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.98 Yr.
Amit Ganatra	21 Jan 22	3.78 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	29.75%
Consumer Cyclical	20.27%
Health Care	19.25%
Industrials	11.1%
Real Estate	7.65%
Technology	6.17%
Basic Materials	3.45%
Communication Services	1.65%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	5%	₹485 Cr	4,225,932 ↑ 155,108
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	5%	₹441 Cr	938,964 ↑ 123,935
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	5%	₹437 Cr	776,436
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	5%	₹435 Cr	13,689,301
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	5%	₹425 Cr	10,371,277 ↑ 1,461,410
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 23 \| CHOLAFIN	5%	₹416 Cr	2,449,413
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	4%	₹393 Cr	4,283,799
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	4%	₹392 Cr	1,580,775
L&T Finance Ltd (Financial Services) Equity, Since 30 Apr 24 \| LTF	4%	₹363 Cr	13,404,597
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	4%	₹361 Cr	2,070,930 ↑ 156,053

2. Bandhan Core Equity Fund

(Erstwhile IDFC Classic Equity Fund)

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related instruments. However, there is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Core Equity Fund

Upper mid AUM (₹11,799 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.23% (lower mid).
3Y return: 23.08% (top quartile).
1Y return: 9.51% (upper mid).
Alpha: 0.79 (upper mid).
Sharpe: 0.14 (upper mid).
Information ratio: 1.35 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~5.0%).

Below is the key information for Bandhan Core Equity Fund

Bandhan Core Equity Fund Growth
Launch Date	9 Aug 05
NAV (25 Nov 25)	₹139.358 ↑ 0.20 (0.15 %)
Net Assets (Cr)	₹11,799 on 31 Oct 25
Category	Equity - Large & Mid Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	0.14
Information Ratio	1.35
Alpha Ratio	0.79
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,868
31 Oct 22	₹16,711
31 Oct 23	₹19,592
31 Oct 24	₹29,344
31 Oct 25	₹31,507

Bandhan Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Bandhan Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	0.5%
3 Month	3.5%
6 Month	7.1%
1 Year	9.5%
3 Year	23.1%
5 Year	23.2%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.8%
2023	36.2%
2022	6.9%
2021	34.1%
2020	12.9%
2019	3.7%
2018	-5.1%
2017	37.3%
2016	8%
2015	5.2%

Fund Manager information for Bandhan Core Equity Fund

Name	Since	Tenure
Manish Gunwani	28 Jan 23	2.76 Yr.
Ritika Behera	7 Oct 23	2.07 Yr.
Gaurav Satra	7 Jun 24	1.4 Yr.
Rahul Agarwal	28 Aug 23	2.18 Yr.

Data below for Bandhan Core Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	31.72%
Technology	9.95%
Industrials	9.16%
Health Care	8.29%
Consumer Cyclical	8.12%
Consumer Defensive	7.44%
Basic Materials	6.58%
Communication Services	5.72%
Real Estate	3.67%
Energy	3.64%
Utility	1.11%

Asset Allocation

Asset Class	Value
Cash	4.6%
Equity	95.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	5%	₹588 Cr	5,955,393 ↑ 1,462,447
State Bank of India (Financial Services) Equity, Since 30 Apr 25 \| SBIN	3%	₹394 Cr	4,203,876 ↑ 249,797
One97 Communications Ltd (Technology) Equity, Since 31 Mar 24 \| 543396	3%	₹366 Cr	2,809,938 ↑ 290,989
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| HDFCAMC	3%	₹347 Cr	644,239 ↑ 75,000
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| ICICIBANK	3%	₹328 Cr	2,435,096 ↑ 520,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| 532215	3%	₹304 Cr	2,469,489 ↑ 250,000
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Mar 25 \| NAUKRI	2%	₹259 Cr	1,876,580 ↑ 150,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Apr 25 \| ICICIGI	2%	₹246 Cr	1,234,947 ↑ 125,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| 540376	2%	₹217 Cr	522,585
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 22 \| ITC	2%	₹208 Cr	4,943,960 ↑ 400,000

3. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (upper mid).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,682
31 Oct 22	₹16,024

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹14,319 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.80% (bottom quartile).
3Y return: 21.53% (upper mid).
1Y return: 2.75% (bottom quartile).
Alpha: 0.60 (lower mid).
Sharpe: 0.05 (lower mid).
Information ratio: 0.57 (bottom quartile).
Higher exposure to Technology vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~89%).
Largest holding Persistent Systems Ltd (~10.1%).

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (25 Nov 25)	₹61.8051 ↑ 0.09 (0.14 %)
Net Assets (Cr)	₹14,319 on 31 Oct 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.05
Information Ratio	0.57
Alpha Ratio	0.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,623
31 Oct 22	₹13,522
31 Oct 23	₹15,130
31 Oct 24	₹23,154
31 Oct 25	₹24,384

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-1.1%
3 Month	-0.6%
6 Month	3.4%
1 Year	2.8%
3 Year	21.5%
5 Year	16.8%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	45.7%
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	1.08 Yr.
Niket Shah	1 Jul 22	3.34 Yr.
Rakesh Shetty	22 Nov 22	2.94 Yr.
Atul Mehra	1 Oct 24	1.08 Yr.
Sunil Sawant	1 Jul 24	1.34 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Technology	30.04%
Consumer Cyclical	24.62%
Industrials	17.86%
Financial Services	9.31%
Utility	4.45%
Communication Services	3.01%

Asset Allocation

Asset Class	Value
Cash	10.72%
Equity	89.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	10%	₹1,440 Cr	2,433,634 ↓ -66,366
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| 543320	9%	₹1,271 Cr	40,000,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 25 \| DIXON	9%	₹1,240 Cr	799,993 ↑ 18,567
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	9%	₹1,220 Cr	6,863,878 ↓ -1,136,122
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	8%	₹1,198 Cr	23,500,000 ↑ 1,000,000
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	8%	₹1,187 Cr	1,540,612 ↓ -345,714
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| 500251	7%	₹1,056 Cr	2,250,000 ↑ 243,330
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	7%	₹997 Cr	5,877,496
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| 500093	6%	₹884 Cr	12,000,000 ↓ -500,000
Siemens Energy India Ltd (Utilities) Equity, Since 30 Jun 25 \| ENRIN	4%	₹637 Cr	2,000,000 ↓ -171,491

5. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

Top quartile AUM (₹49,314 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.06% (top quartile).
3Y return: 21.42% (upper mid).
1Y return: 4.74% (bottom quartile).
Alpha: -0.58 (lower mid).
Sharpe: -0.07 (lower mid).
Information ratio: 0.64 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~5.4%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (25 Nov 25)	₹300.612 ↓ -0.07 (-0.02 %)
Net Assets (Cr)	₹49,314 on 31 Oct 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.57
Sharpe Ratio	-0.07
Information Ratio	0.64
Alpha Ratio	-0.58
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹18,151
31 Oct 22	₹20,964
31 Oct 23	₹25,629
31 Oct 24	₹36,587
31 Oct 25	₹38,085

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-1.2%
3 Month	-0.3%
6 Month	3.5%
1 Year	4.7%
3 Year	21.4%
5 Year	27.1%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	20.6 Yr.
Ashutosh Bhargava	1 Sep 21	4.17 Yr.
Kinjal Desai	25 May 18	7.44 Yr.
Lokesh Maru	5 Sep 25	0.16 Yr.
Divya Sharma	5 Sep 25	0.16 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	23.81%
Consumer Cyclical	22.83%
Industrials	16.87%
Health Care	9.1%
Utility	6.05%
Consumer Defensive	5.91%
Basic Materials	5.45%
Technology	4.24%
Energy	2.88%
Communication Services	1.59%

Asset Allocation

Asset Class	Value
Cash	1.12%
Equity	98.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹2,673 Cr	27,069,796 ↑ 2,068,900
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	4%	₹1,985 Cr	16,099,895
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,457 Cr	4,797,058
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,422 Cr	9,568,975
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,287 Cr	8,683,231
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹1,145 Cr	8,509,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| 500271	2%	₹1,126 Cr	7,281,109 ↓ -118,891
State Bank of India (Financial Services) Equity, Since 31 Mar 05 \| SBIN	2%	₹1,113 Cr	11,876,760 ↓ -500,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| 532555	2%	₹1,003 Cr	29,762,573
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	2%	₹1,001 Cr	2,482,390 ↑ 100,000

6. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Bottom quartile AUM (₹5,291 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.35% (upper mid).
3Y return: 21.40% (lower mid).
1Y return: 6.55% (lower mid).
Alpha: -2.90 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.67 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~5.7%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (25 Nov 25)	₹184.901 ↑ 0.54 (0.29 %)
Net Assets (Cr)	₹5,291 on 31 Oct 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.12
Information Ratio	0.67
Alpha Ratio	-2.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,416
31 Oct 22	₹17,785
31 Oct 23	₹20,801
31 Oct 24	₹30,618
31 Oct 25	₹31,681

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	1.3%
3 Month	3.2%
6 Month	5.2%
1 Year	6.6%
3 Year	21.4%
5 Year	23.3%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.46 Yr.

Data below for UTI Core Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	28.65%
Consumer Cyclical	10.69%
Technology	10.15%
Industrials	8.36%
Energy	8.26%
Basic Materials	7.68%
Health Care	7.63%
Consumer Defensive	5.83%
Communication Services	5.02%
Real Estate	2.51%
Utility	2.08%

Asset Allocation

Asset Class	Value
Cash	3.15%
Equity	96.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	6%	₹301 Cr	3,049,721 ↓ -95,405
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹192 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹181 Cr	1,219,187 ↑ 106,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹166 Cr	1,116,380 ↑ 76,979
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹150 Cr	3,559,906 ↑ 255,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹138 Cr	5,833,275 ↓ -190,200
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹128 Cr	3,950,761
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹128 Cr	2,584,841
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹127 Cr	5,273,655 ↑ 495,407
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	2%	₹117 Cr	290,715 ↑ 34,884

7. Nippon India Value Fund

(Erstwhile Reliance Regular Savings Fund - Equity Plan)

The primary investment objective of this Option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity/equity related securities.

Research Highlights for Nippon India Value Fund

Lower mid AUM (₹9,173 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.39% (upper mid).
3Y return: 21.30% (lower mid).
1Y return: 6.20% (lower mid).
Alpha: -1.68 (bottom quartile).
Sharpe: -0.10 (bottom quartile).
Information ratio: 1.59 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for Nippon India Value Fund

Nippon India Value Fund Growth
Launch Date	8 Jun 05
NAV (25 Nov 25)	₹231.666 ↓ -0.30 (-0.13 %)
Net Assets (Cr)	₹9,173 on 31 Oct 25
Category	Equity - Value
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.1
Information Ratio	1.59
Alpha Ratio	-1.68
Min Investment	500
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,080
31 Oct 22	₹17,737
31 Oct 23	₹20,797
31 Oct 24	₹30,933
31 Oct 25	₹32,132

Nippon India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Nippon India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	0%
3 Month	4%
6 Month	4.6%
1 Year	6.2%
3 Year	21.3%
5 Year	23.4%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.3%
2023	42.4%
2022	4.8%
2021	39.4%
2020	16.3%
2019	5.7%
2018	-8.4%
2017	45.7%
2016	-1.6%
2015	6.1%

Fund Manager information for Nippon India Value Fund

Name	Since	Tenure
Meenakshi Dawar	7 May 18	7.49 Yr.
Dhrumil Shah	1 Jan 23	2.84 Yr.
Kinjal Desai	25 May 18	7.44 Yr.
Lokesh Maru	5 Sep 25	0.16 Yr.
Divya Sharma	5 Sep 25	0.16 Yr.

Data below for Nippon India Value Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	33.45%
Technology	13.71%
Industrials	9.38%
Consumer Cyclical	9.16%
Basic Materials	7.58%
Energy	7.22%
Utility	5.62%
Health Care	4.28%
Communication Services	3.19%
Consumer Defensive	1.45%
Real Estate	0.33%

Asset Allocation

Asset Class	Value
Cash	4.64%
Equity	95.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 13 \| HDFCBANK	9%	₹798 Cr	8,079,200
Infosys Ltd (Technology) Equity, Since 31 Oct 11 \| INFY	4%	₹326 Cr	2,200,779
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	3%	₹310 Cr	2,304,797 ↓ -600,000
State Bank of India (Financial Services) Equity, Since 28 Feb 15 \| SBIN	3%	₹306 Cr	3,261,159
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	3%	₹285 Cr	1,920,396
NTPC Ltd (Utilities) Equity, Since 31 May 22 \| 532555	3%	₹284 Cr	8,434,650
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	3%	₹272 Cr	5,509,092 ↑ 1,600,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 18 \| BHARTIARTL	3%	₹262 Cr	1,277,248
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	3%	₹253 Cr	628,547
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 23 \| INDUSINDBK	3%	₹230 Cr	2,894,522 ↑ 150,000

8. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

Research Highlights for JM Value Fund

Bottom quartile AUM (₹1,012 Cr).
Oldest track record among peers (28 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 22.07% (lower mid).
3Y return: 21.21% (bottom quartile).
1Y return: -2.07% (bottom quartile).
Alpha: -9.82 (bottom quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.85 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~4.9%).

Below is the key information for JM Value Fund

JM Value Fund Growth
Launch Date	2 Jun 97
NAV (25 Nov 25)	₹96.8399 ↑ 0.05 (0.05 %)
Net Assets (Cr)	₹1,012 on 31 Oct 25
Category	Equity - Value
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	-0.57
Information Ratio	0.85
Alpha Ratio	-9.82
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,691
31 Oct 22	₹16,877
31 Oct 23	₹22,295
31 Oct 24	₹33,117
31 Oct 25	₹31,484

JM Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-1.5%
3 Month	0.1%
6 Month	0.2%
1 Year	-2.1%
3 Year	21.2%
5 Year	22.1%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.1%
2023	47.7%
2022	5.3%
2021	36.3%
2020	13.4%
2019	11.9%
2018	-11.2%
2017	44.6%
2016	12.1%
2015	3.5%

Fund Manager information for JM Value Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.2 Yr.
Asit Bhandarkar	11 Dec 06	18.9 Yr.
Ruchi Fozdar	4 Oct 24	1.08 Yr.
Deepak Gupta	11 Apr 25	0.56 Yr.

Data below for JM Value Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	32.46%
Consumer Cyclical	22.82%
Industrials	15.3%
Technology	7.15%
Consumer Defensive	5.94%
Basic Materials	5.37%
Communication Services	4.91%
Health Care	3.89%
Energy	1.13%

Asset Allocation

Asset Class	Value
Cash	0.46%
Equity	99.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 12 \| HDFCBANK	5%	₹49 Cr	500,000 ↑ 140,000
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| GODFRYPHLP	4%	₹45 Cr	146,367
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	4%	₹39 Cr	260,605
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹37 Cr	92,613
Canara Bank (Financial Services) Equity, Since 30 Sep 25 \| 532483	3%	₹32 Cr	2,300,000 ↑ 1,200,000
Motilal Oswal Financial Services Ltd (Financial Services) Equity, Since 30 Apr 25 \| MOTILALOFS	3%	₹31 Cr	318,220 ↑ 15,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	3%	₹31 Cr	150,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| CREDITACC	3%	₹31 Cr	215,630 ↓ -10,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Sep 25 \| HEROMOTOCO	3%	₹28 Cr	50,000 ↑ 24,000
Restaurant Brands Asia Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 29 Feb 24 \| RBA	3%	₹26 Cr	3,894,908

9. ICICI Prudential Value Discovery Fund

To generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks. Value stocks are those, which have attractive valuations in relation to earnings or book value or current and/or future dividends.

Research Highlights for ICICI Prudential Value Discovery Fund

Highest AUM (₹57,935 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.77% (upper mid).
3Y return: 21.06% (bottom quartile).
1Y return: 11.68% (upper mid).
Alpha: 1.53 (upper mid).
Sharpe: 0.16 (upper mid).
Information ratio: 0.97 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~7.8%).

Below is the key information for ICICI Prudential Value Discovery Fund

ICICI Prudential Value Discovery Fund Growth
Launch Date	16 Aug 04
NAV (24 Nov 25)	₹493.65 ↓ -1.55 (-0.31 %)
Net Assets (Cr)	₹57,935 on 31 Oct 25
Category	Equity - Value
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.55
Sharpe Ratio	0.16
Information Ratio	0.97
Alpha Ratio	1.53
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,556
31 Oct 22	₹18,385
31 Oct 23	₹21,659
31 Oct 24	₹30,511
31 Oct 25	₹32,822

ICICI Prudential Value Discovery Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Value Discovery Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	1.7%
3 Month	4.8%
6 Month	6.9%
1 Year	11.7%
3 Year	21.1%
5 Year	24.8%
10 Year
15 Year
Since launch	20.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20%
2023	31.4%
2022	15%
2021	38.5%
2020	22.9%
2019	0.6%
2018	-4.2%
2017	23.8%
2016	4.6%
2015	5.4%

Fund Manager information for ICICI Prudential Value Discovery Fund

Name	Since	Tenure
Sankaran Naren	18 Jan 21	4.79 Yr.
Dharmesh Kakkad	18 Jan 21	4.79 Yr.
Sharmila D’mello	30 Jun 22	3.34 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.99 Yr.

Data below for ICICI Prudential Value Discovery Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	32.98%
Technology	13.3%
Energy	11.18%
Health Care	10.61%
Consumer Defensive	6.38%
Consumer Cyclical	5.28%
Utility	3.9%
Basic Materials	3.63%
Industrials	3.14%
Communication Services	2.05%

Asset Allocation

Asset Class	Value
Cash	6.06%
Equity	93.33%
Debt	0.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 21 \| ICICIBANK	8%	₹4,510 Cr	33,523,227 ↑ 7,578,652
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 23 \| RELIANCE	8%	₹4,368 Cr	29,385,783
Infosys Ltd (Technology) Equity, Since 30 Sep 14 \| INFY	7%	₹4,207 Cr	28,381,728 ↑ 1,801,789
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| HDFCBANK	7%	₹3,865 Cr	39,146,435 ↑ 1,342,031
Tata Consultancy Services Ltd (Technology) Equity, Since 28 Feb 25 \| TCS	5%	₹2,696 Cr	8,815,008 ↑ 128,695
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	5%	₹2,622 Cr	15,507,434 ↑ 4,419
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 20 \| 532215	4%	₹2,450 Cr	19,874,887 ↓ -2,107,962
NTPC Ltd (Utilities) Equity, Since 30 Sep 14 \| 532555	3%	₹1,909 Cr	56,644,481 ↑ 8,951,290
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 21 \| SBILIFE	3%	₹1,893 Cr	9,681,384 ↑ 675,702
State Bank of India (Financial Services) Equity, Since 31 Jan 21 \| SBIN	3%	₹1,695 Cr	18,090,096 ↓ -5,625,000

10. ICICI Prudential Large & Mid Cap Fund

(Erstwhile ICICI Prudential Top 100 Fund)

To generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities

Research Highlights for ICICI Prudential Large & Mid Cap Fund

Upper mid AUM (₹25,753 Cr).
Established history (27+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.92% (top quartile).
3Y return: 21.01% (bottom quartile).
1Y return: 13.01% (top quartile).
Alpha: 2.48 (top quartile).
Sharpe: 0.28 (upper mid).
Information ratio: 0.48 (bottom quartile).
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Axis Bank Ltd (~5.4%).

Below is the key information for ICICI Prudential Large & Mid Cap Fund

ICICI Prudential Large & Mid Cap Fund Growth
Launch Date	9 Jul 98
NAV (25 Nov 25)	₹1,045.12 ↓ -0.71 (-0.07 %)
Net Assets (Cr)	₹25,753 on 31 Oct 25
Category	Equity - Large & Mid Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.71
Sharpe Ratio	0.29
Information Ratio	0.48
Alpha Ratio	2.48
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,715
31 Oct 22	₹19,142
31 Oct 23	₹21,851
31 Oct 24	₹31,277
31 Oct 25	₹34,157

ICICI Prudential Large & Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Large & Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	0.4%
3 Month	4.7%
6 Month	5.7%
1 Year	13%
3 Year	21%
5 Year	24.9%
10 Year
15 Year
Since launch	18.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	29.9%
2022	11.7%
2021	41.8%
2020	11.7%
2019	5.7%
2018	-6.2%
2017	29.8%
2016	10.3%
2015	-0.6%

Fund Manager information for ICICI Prudential Large & Mid Cap Fund

Name	Since	Tenure
Ihab Dalwai	1 Jun 22	3.42 Yr.
Sharmila D’mello	31 Jul 22	3.26 Yr.

Data below for ICICI Prudential Large & Mid Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	22.23%
Financial Services	21.75%
Basic Materials	9.55%
Industrials	8.42%
Consumer Defensive	6.92%
Technology	6.31%
Health Care	5.24%
Energy	4.68%
Communication Services	3.83%
Utility	1.9%
Real Estate	1.23%

Asset Allocation

Asset Class	Value
Cash	5.9%
Equity	93.53%
Debt	0.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| 532215	5%	₹1,400 Cr	11,356,471 ↓ -962,288
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| MARUTI	4%	₹969 Cr	598,857 ↓ -50,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 22 \| SBICARD	4%	₹947 Cr	10,783,156 ↓ -804,208
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 30 Apr 23 \| 543384	4%	₹928 Cr	37,411,972 ↓ -2,363,776
Sona BLW Precision Forgings Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| 543300	3%	₹756 Cr	15,981,365
Infosys Ltd (Technology) Equity, Since 31 Dec 18 \| INFY	3%	₹680 Cr	4,585,784
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Aug 24 \| INDUSINDBK	3%	₹677 Cr	8,512,253 ↑ 1,671,676
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹655 Cr	4,404,285 ↓ -250,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 22 \| ALKEM	3%	₹648 Cr	1,176,641 ↓ -121,814
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	2%	₹628 Cr	4,671,000 ↑ 700,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.