+91-22-48913909तुमच्या एकरकमी गुंतवणूकीसाठी कर्ज म्युच्युअल फंड
सहसा, जेव्हा कोणाला पाहिजे असेलम्युच्युअल फंडामध्ये गुंतवणूक करा, ते घेतले तर ते गोंधळतातएसआयपी मार्ग किंवा एकमुखी रक्कम चला आपल्यासाठी हे सोपे करूया! जे गुंतवणूकदार कर्ज फंडात गुंतवणूकीची योजना आखत आहेत त्यांनी एक-वेळची पेमेंट मोड निवडणे आवश्यक आहे, ही गुंतवणूकीची एकमुखी पद्धत आहे. कमी कालावधीसाठी सहजसह गुंतवणूक करणे नेहमी शहाणपणाचे असतेतरलता.
कर्ज म्युच्युअल फंडाच्या गुंतवणूकीसाठी एकमुखी सम रक्कम का?
एकरकमी गुंतवणूकीच्या तुलनेत कर्ज फंड हा एक चांगला पर्याय आहेइक्विटी म्युच्युअल फंड. एकमुखी मार्ग व्याजदरामध्ये बदल होण्याचे जोखीम कमी करते तसेच मुदत ठेवींच्या (एफडी) तुलनेत चांगला परतावा देते. तद्वतच, जेव्हा तुम्ही कर्जाच्या रकमेमध्ये एकमुखी मार्ग काढत गुंतवणूक करता तेव्हा ते दोन समस्यांचे निराकरण करते - एक म्हणजे कर लाभ आणि दुसरे म्हणजे पुन्हा गुंतवणूकीचा धोका.
वाढत्या व्याजदरादरम्यान, कर्जाभिमुख फंडांमध्ये उच्च-गुणवत्तेच्या पोर्टफोलिओसह एकरकमी मार्ग काढण्याची योग्य वेळ आहे.बाँड. हे फंड सामान्यत: अशा लोकांसाठी योग्य असतात ज्यांना निष्क्रिय बचत असते आणि चांगल्या परताव्यासाठी गुंतवणूक करण्याची इच्छा असते. एकरकमी कितीही एकरकमी पेमेंट करता येईलम्युच्युअल फंड.
पद्धतशीर तुलनेत एकमुखी गुंतवणूक चांगली कार्य करतेगुंतवणूकीची योजना- केवळ जर बाजारातील उतार किंवा कमी मूल्यांकनावर गुंतवणूक केली गेली असेल. तथापि, एकमुखी रक्कमगुंतवणूक बाजाराचे मूल्यांकन वाढवित असताना किंवा गुंतवणूकीच्या सुरुवातीच्या टप्प्यात जेव्हा बाजारात सुधारणा होते तेव्हा एखादी जास्त गुंतवणूक करत असेल तर ती कार्य करू शकत नाही.
डेबिट फंडात कशी गुंतवणूक करावी: मूल्यांकन करा
निधी परतावा- अन्नाची नोंद चांगली असू शकते. फंड हाऊससाठी जा ज्यात सातत्यपूर्ण कामगिरी सादर करण्याचा मजबूत इतिहास आहे. फंडाचे मागील 1, 3 आणि 5 वर्षाचे रिटर्न तपासा आणि जर तो त्याच्या बेंचमार्कला हरवू शकला किंवा नाही.
वेळ होरायझन्स सामना- डेबिट फंड्स त्याच्या संबंधित मॅच्युरिटी कालावधीसह गुंतवणूकीच्या विविध निवडी देतात. गुंतवणूकदारांना त्यांच्या परिपक्वता कालावधीच्या आधारे गुंतवणूकीचा निर्णय घेण्याची आवश्यकता असते, तर ते इतरांशी देखील तुलना करू शकतातडेबिट फंड इन्स्ट्रुमेंट्स निवडा आणि त्यांच्या योजनेसाठी सर्वोत्तम अनुरुप निवडा. उदाहरणार्थ, जर आपण नंतर एक वर्षाच्या गुंतवणूकीच्या योजनेची मुदत पहात असाल तर, अल्प मुदतीचा कर्ज फंड आदर्शपणे भागवू शकेल.
खर्च प्रमाण- कर्ज फंडांमध्ये विचारात घेण्याजोगा एक महत्त्वाचा घटक म्हणजे त्याच्या खर्चाचे प्रमाण. उच्च खर्च अनुपात निधीच्या कार्यक्षमतेवर मोठा प्रभाव पाडते. उदाहरणार्थ,लिक्विड फंड b० बीपीएस पर्यंतचे सर्वात कमी खर्चाचे प्रमाण आहे (बीपीएस व्याज दर मोजण्यासाठी एक युनिट आहे ज्यामध्ये एक बीपीएस १% च्या १ / १० व्या बरोबरीचा आहे) तर, इतर कर्ज फंड १ 150० बीपीएस पर्यंत आकारू शकतात. तर एका डेट म्युच्युअल फंडामध्ये निवड करण्यासाठी मॅनेजमेंट फी किंवा फंड चालू खर्च यावर विचार करणे आवश्यक आहे.
शीर्ष 10 बेस्ट लंप सम सम कर्ज कर्ज म्युच्युअल फंड 2020 - 2021
खाली शीर्ष क्रमांकाचा निधी आहेकर्ज श्रेण्या प्रामुख्याने निधी असणेएयूएम> 2000 कोटी आणि अल्ट्रा-शॉर्ट, कॉर्पोरेट बाँड, पत जोखीम, कमी कालावधीच्या उप श्रेणींमध्ये आहेत.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹577.748
↑ 0.00 ₹19,348 1,000 1.4 2.8 6.5 7.3 7.4 7.45% 5M 26D 7M 2D Aditya Birla Sun Life Corporate Bond Fund Growth ₹116.703
↓ -0.08 ₹25,105 1,000 0.4 0.9 4.1 6.9 7.4 7.64% 4Y 1M 17D 7Y HDFC Corporate Bond Fund Growth ₹33.5999
↓ -0.02 ₹31,029 5,000 0.4 0.8 4.1 6.8 7.3 7.65% 4Y 2M 23D 7Y 4M 10D SBI Credit Risk Fund Growth ₹48.0822
↓ -0.02 ₹2,139 5,000 1.3 2.6 6.7 7.4 7.9 8.72% 1Y 7M 24D 2Y 7D ICICI Prudential Savings Fund Growth ₹572.851
↓ -0.14 ₹26,665 500 1.3 2.6 6.5 7.4 7.7 7.57% 10M 28D 1Y 3M 18D HDFC Credit Risk Debt Fund Growth ₹25.3163
↓ -0.01 ₹6,743 5,000 1 2.4 6.4 7.3 8 8.59% 2Y 3M 29D 3Y 8M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 May 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Corporate Bond Fund HDFC Corporate Bond Fund SBI Credit Risk Fund ICICI Prudential Savings Fund HDFC Credit Risk Debt Fund Point 1 Lower mid AUM (₹19,348 Cr). Upper mid AUM (₹25,105 Cr). Highest AUM (₹31,029 Cr). Bottom quartile AUM (₹2,139 Cr). Upper mid AUM (₹26,665 Cr). Bottom quartile AUM (₹6,743 Cr). Point 2 Established history (23+ yrs). Oldest track record among peers (29 yrs). Established history (15+ yrs). Established history (21+ yrs). Established history (23+ yrs). Established history (12+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 6.54% (upper mid). 1Y return: 4.06% (bottom quartile). 1Y return: 4.06% (bottom quartile). 1Y return: 6.65% (top quartile). 1Y return: 6.49% (upper mid). 1Y return: 6.41% (lower mid). Point 6 1M return: 0.45% (top quartile). 1M return: 0.06% (bottom quartile). 1M return: 0.08% (bottom quartile). 1M return: 0.28% (upper mid). 1M return: 0.34% (upper mid). 1M return: 0.25% (lower mid). Point 7 Sharpe: 1.95 (top quartile). Sharpe: -0.42 (bottom quartile). Sharpe: -0.44 (bottom quartile). Sharpe: 0.99 (upper mid). Sharpe: 1.69 (upper mid). Sharpe: 0.67 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.45% (bottom quartile). Yield to maturity (debt): 7.64% (lower mid). Yield to maturity (debt): 7.65% (upper mid). Yield to maturity (debt): 8.72% (top quartile). Yield to maturity (debt): 7.57% (bottom quartile). Yield to maturity (debt): 8.59% (upper mid). Point 10 Modified duration: 0.49 yrs (top quartile). Modified duration: 4.13 yrs (bottom quartile). Modified duration: 4.23 yrs (bottom quartile). Modified duration: 1.65 yrs (upper mid). Modified duration: 0.91 yrs (upper mid). Modified duration: 2.33 yrs (lower mid). Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Corporate Bond Fund
HDFC Corporate Bond Fund
SBI Credit Risk Fund
ICICI Prudential Savings Fund
HDFC Credit Risk Debt Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Flexible Income Plan) To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Savings Fund Below is the key information for ICICI Prudential Savings Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (12 May 26) ₹577.748 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹19,348 on 31 Mar 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 1.95 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,405 30 Apr 23 ₹10,999 30 Apr 24 ₹11,825 30 Apr 25 ₹12,766 30 Apr 26 ₹13,590 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.8% 1 Year 6.5% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.87 Yr. Kaustubh Gupta 15 Jul 11 14.81 Yr. Monika Gandhi 22 Mar 21 5.11 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 24.58% Debt 75.09% Other 0.33% Debt Sector Allocation
Sector Value Corporate 70.67% Government 20.54% Cash Equivalent 8.45% Credit Quality
Rating Value AA 31.99% AAA 68.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹980 Cr 100,000,000
↑ 100,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹743 Cr 15,800 Shriram Finance Limited
Debentures | -3% ₹609 Cr 60,000 HDFC Bank Ltd.
Debentures | -3% ₹536 Cr 11,000
↑ 11,000 Bharti Telecom Limited
Debentures | -2% ₹396 Cr 40,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹388 Cr 39,000 Muthoot Finance Limited
Debentures | -2% ₹349 Cr 35,000 Vedanta Limited
Debentures | -2% ₹328 Cr 32,500
↑ 25,000 Mankind Pharma Limited
Debentures | -2% ₹321 Cr 32,000 Avanse Financial Services Limited
Debentures | -2% ₹300 Cr 30,000 2. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (12 May 26) ₹116.703 ↓ -0.08 (-0.07 %) Net Assets (Cr) ₹25,105 on 31 Mar 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio -0.42 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.64% Effective Maturity 7 Years Modified Duration 4 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,400 30 Apr 23 ₹10,985 30 Apr 24 ₹11,775 30 Apr 25 ₹12,965 30 Apr 26 ₹13,454 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.1% 3 Month 0.4% 6 Month 0.9% 1 Year 4.1% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 8.5% 2022 7.3% 2021 4.1% 2020 4% 2019 11.9% 2018 9.6% 2017 7% 2016 6.5% 2015 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 5.05 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 2.82% Debt 96.85% Other 0.34% Debt Sector Allocation
Sector Value Corporate 57.89% Government 38.96% Cash Equivalent 2.82% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹1,650 Cr 175,000,000
↑ 500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹1,378 Cr 138,500
↓ -5,000 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹1,305 Cr 135,535,600
↑ 72,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹925 Cr 96,500,000
↑ 4,500,000 Bharti Telecom Limited
Debentures | -2% ₹575 Cr 58,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹574 Cr 59,000 Bharti Telecom Limited
Debentures | -2% ₹505 Cr 50,900 Bajaj Housing Finance Limited
Debentures | -2% ₹497 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹425 Cr 42,500
↓ -5,000 Summit Digitel Infrastructure Limited
Debentures | -2% ₹398 Cr 4,000
↑ 2,900 3. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (12 May 26) ₹33.5999 ↓ -0.02 (-0.07 %) Net Assets (Cr) ₹31,029 on 31 Mar 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.65% Effective Maturity 7 Years 4 Months 10 Days Modified Duration 4 Years 2 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,365 30 Apr 23 ₹10,930 30 Apr 24 ₹11,723 30 Apr 25 ₹12,873 30 Apr 26 ₹13,351 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.1% 3 Month 0.4% 6 Month 0.8% 1 Year 4.1% 3 Year 6.8% 5 Year 5.9% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 8.6% 2022 7.2% 2021 3.3% 2020 3.9% 2019 11.8% 2018 10.3% 2017 6.5% 2016 6.5% 2015 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.52 Yr. Dhruv Muchhal 22 Jun 23 2.86 Yr. Data below for HDFC Corporate Bond Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 3.95% Debt 95.73% Other 0.32% Debt Sector Allocation
Sector Value Corporate 58.77% Government 37.16% Cash Equivalent 3.75% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹2,098 Cr 220,000,000
↓ -5,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹1,144 Cr 125,000,000 Bajaj Finance Limited
Debentures | -3% ₹1,082 Cr 110,000 6.75% Govt Stock 2033
Sovereign Bonds | -3% ₹832 Cr 80,000,000 State Bank Of India
Debentures | -2% ₹772 Cr 775 HDFC Bank Limited
Debentures | -2% ₹503 Cr 50,000 LIC Housing Finance Ltd
Debentures | -2% ₹502 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹501 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -1% ₹463 Cr 4,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -1% ₹422 Cr 425 4. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (12 May 26) ₹48.0822 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹2,139 on 31 Mar 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 2 Years 7 Days Modified Duration 1 Year 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,484 30 Apr 23 ₹11,218 30 Apr 24 ₹11,972 30 Apr 25 ₹13,082 30 Apr 26 ₹13,901 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.6% 1 Year 6.7% 3 Year 7.4% 5 Year 6.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.25 Yr. Data below for SBI Credit Risk Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 8.83% Equity 4.61% Debt 83.14% Other 3.42% Debt Sector Allocation
Sector Value Corporate 63.21% Government 22.13% Cash Equivalent 6.63% Credit Quality
Rating Value A 14.1% AA 64.72% AAA 21.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -7% ₹152 Cr 15,000,000 Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹94 Cr 9,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 Aditya Birla Renewables Limited
Debentures | -4% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -4% ₹75 Cr 7,500 5. ICICI Prudential Savings Fund
ICICI Prudential Savings Fund
Growth Launch Date 27 Sep 02 NAV (12 May 26) ₹572.851 ↓ -0.14 (-0.02 %) Net Assets (Cr) ₹26,665 on 31 Mar 26 Category Debt - Low Duration AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.53 Sharpe Ratio 1.69 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.57% Effective Maturity 1 Year 3 Months 18 Days Modified Duration 10 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,396 30 Apr 23 ₹11,024 30 Apr 24 ₹11,893 30 Apr 25 ₹12,866 30 Apr 26 ₹13,692 Returns for ICICI Prudential Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.6% 1 Year 6.5% 3 Year 7.4% 5 Year 6.5% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 8% 2022 7.6% 2021 4.5% 2020 3.8% 2019 8.6% 2018 8.8% 2017 7.3% 2016 7.1% 2015 9.1% Fund Manager information for ICICI Prudential Savings Fund
Name Since Tenure Nikhil Kabra 13 Sep 24 1.63 Yr. Darshil Dedhia 12 Jun 23 2.89 Yr. Data below for ICICI Prudential Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 67.94% Debt 31.74% Other 0.32% Debt Sector Allocation
Sector Value Corporate 73.08% Cash Equivalent 34.93% Credit Quality
Rating Value AA 14.64% AAA 85.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹858 Cr 875 National Bank For Agriculture And Rural Development
Debentures | -2% ₹651 Cr 65,000 6.52% Govt Stock 2031
Sovereign Bonds | -2% ₹622 Cr 60,500,000 7.33% Karnataka Sgs 2033
Sovereign Bonds | -2% ₹494 Cr 50,000,000 Bank of India Ltd.
Debentures | -2% ₹470 Cr 10,000 Bajaj Housing Finance Limited
Debentures | -2% ₹420 Cr 42,500 Piramal Finance Limited
Debentures | -1% ₹376 Cr 37,500 6.75% Govt Stock 2033
Sovereign Bonds | -1% ₹360 Cr 34,589,920 7.17% Gujarat Sgs 2032
Sovereign Bonds | -1% ₹353 Cr 35,734,200 National Bank For Agriculture And Rural Development
Debentures | -1% ₹305 Cr 30,500 6. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (12 May 26) ₹25.3163 ↓ -0.01 (-0.05 %) Net Assets (Cr) ₹6,743 on 31 Mar 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 0.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.59% Effective Maturity 3 Years 8 Months 26 Days Modified Duration 2 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,570 30 Apr 23 ₹11,123 30 Apr 24 ₹11,886 30 Apr 25 ₹12,949 30 Apr 26 ₹13,755 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.2% 3 Month 1% 6 Month 2.4% 1 Year 6.4% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0.15 Yr. Dhruv Muchhal 22 Jun 23 2.86 Yr. Bhavyesh Divecha 7 Mar 26 0.15 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 7.82% Equity 4.03% Debt 86.43% Other 1.71% Debt Sector Allocation
Sector Value Corporate 73.91% Government 12.53% Cash Equivalent 7.82% Credit Quality
Rating Value A 11.36% AA 56.75% AAA 31.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -4% ₹276 Cr 26,500 TATA Projects Limited
Debentures | -4% ₹251 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹227 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹208 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹202 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹200 Cr 20,000 SK Finance Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹193 Cr 17,750 Nirma Limited
Debentures | -3% ₹176 Cr 17,500 Evonith Value Steel Ltd.
Debentures | -3% ₹175 Cr 17,500
↑ 17,500
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