म्युच्युअल फंडात एकरकमी गुंतवणूक

Updated on October 3, 2026 , 13270 views

तुम्हाला माहीत आहे का की तुम्ही एकरकमी रक्कम गुंतवू शकताम्युच्युअल फंड? जर होय, तर ते चांगले आहे. तथापि, जर नाही, तर काळजी करू नका. हा लेख तुम्हाला त्याच माध्यमातून मार्गदर्शन करेल. म्युच्युअल फंडातील एकरकमी गुंतवणूक म्हणजे अशी परिस्थिती जेव्हा एखादी व्यक्ती म्युच्युअल फंडात पैसे गुंतवते. येथे, ठेव अनेक वेळा होत नाही. मध्ये खूप फरक आहेSIP आणि गुंतवणुकीची एकरकमी पद्धत. तर, म्युच्युअल फंडातील एकरकमी गुंतवणूक ही संकल्पना समजून घेऊया,सर्वोत्तम म्युच्युअल फंड एकरकमी गुंतवणुकीसाठी, एकरकमी गुंतवणूक करताना विचारात घ्यायच्या गोष्टी, म्युच्युअल फंड एकरकमी परतावा कॅल्क्युलेटर आणि इतर संबंधित बाबी या लेखाद्वारे.

म्युच्युअल फंडातील एकरकमी गुंतवणूक म्हणजे काय?

म्युच्युअल फंडात एकरकमी गुंतवणूक ही एक अशी परिस्थिती आहे जिथे व्यक्तीम्युच्युअल फंडात गुंतवणूक करा फक्त एकदाच. तथापि, गुंतवणुकीच्या एसआयपी पद्धतीच्या विरूद्ध जेथे व्यक्ती एकरकमी मोडमध्ये लहान रक्कम जमा करतात, व्यक्ती लक्षणीय रक्कम जमा करतात. दुसऱ्या शब्दांत, ते एक-शॉट तंत्र आहेगुंतवणूक म्युच्युअल फंड मध्ये. एकरकमी गुंतवणुकीची पद्धत ज्या गुंतवणूकदारांकडे जास्त निधी आहे त्यांच्यासाठी योग्य आहेबँक खाते आणि अधिक कमाई करण्यासाठी चॅनेल शोधत आहातउत्पन्न म्युच्युअल फंडात गुंतवणूक करून.

2022 - 2023 मध्ये एकरकमी गुंतवणुकीसाठी सर्वोत्तम म्युच्युअल फंड

तुम्ही एकरकमी पद्धतीने म्युच्युअल फंडामध्ये गुंतवणूक करण्यापूर्वी, व्यक्तींनी विविध पॅरामीटर्स जसे की AUM, गुंतवणूक रक्कम आणि बरेच काही विचारात घेणे आवश्यक आहे. तर, या पॅरामीटर्सच्या आधारे एकरकमी गुंतवणुकीसाठी काही सर्वोत्तम म्युच्युअल फंड खालीलप्रमाणे आहेत.

इक्विटी म्युच्युअल फंडातील सर्वोत्तम एकरकमी गुंतवणूक

इक्विटी फंड अशा योजना आहेत ज्या विविध कंपन्यांच्या इक्विटी आणि इक्विटी-संबंधित साधनांमध्ये त्यांचे कॉर्पस गुंतवतात. या योजना दीर्घकालीन गुंतवणुकीसाठी चांगला पर्याय मानल्या जातात. जरी व्यक्ती इक्विटी फंडांमध्ये एकरकमी रक्कम गुंतवू शकतात तरीही इक्विटी फंडांमध्ये गुंतवणूक करण्याचे शिफारस केलेले तंत्र एकतर एसआयपीद्वारे किंवापद्धतशीर हस्तांतरण योजना (STP) मोड. एसटीपी मोडमध्ये, व्यक्ती प्रथम मोठ्या प्रमाणात पैसे जमा करतातकर्ज निधी जसेलिक्विड फंड आणि नंतर पैसे इक्विटी फंडांमध्ये नियमित अंतराने हस्तांतरित केले जातात. गुंतवणुकीसाठी विचारात घेतलेले काही इक्विटी म्युच्युअल फंड खालीलप्रमाणे आहेत.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹57.7406 ↓ -0.83	₹1,828	1,000	16	-0.4	27.6	55.7	29.5	167.1
DSP World Mining Fund Growth	₹31.8801 ↓ -0.53	₹195	1,000	7	4.2	38.6	27.6	19.9	79
LIC MF Infrastructure Fund Growth	₹53.3631 ↑ 0.15	₹1,174	5,000	-3.2	14.5	6.7	21.2	19.6	-3.7
SBI PSU Fund Growth	₹32.3973 ↑ 0.14	₹6,703	5,000	-6.2	-2.5	-0.8	17.2	19.4	11.3
DSP India T.I.G.E.R Fund Growth	₹345.558 ↑ 1.17	₹6,325	1,000	-4.7	13.9	10	17.9	18.9	-2.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP World Gold Fund	DSP World Mining Fund	LIC MF Infrastructure Fund	SBI PSU Fund	DSP India T.I.G.E.R Fund
Point 1	Lower mid AUM (₹1,828 Cr).	Bottom quartile AUM (₹195 Cr).	Bottom quartile AUM (₹1,174 Cr).	Highest AUM (₹6,703 Cr).	Upper mid AUM (₹6,325 Cr).
Point 2	Established history (19+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 2★ (bottom quartile).	Top rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 29.51% (top quartile).	5Y return: 19.92% (upper mid).	5Y return: 19.61% (lower mid).	5Y return: 19.43% (bottom quartile).	5Y return: 18.90% (bottom quartile).
Point 6	3Y return: 55.69% (top quartile).	3Y return: 27.62% (upper mid).	3Y return: 21.17% (lower mid).	3Y return: 17.25% (bottom quartile).	3Y return: 17.95% (bottom quartile).
Point 7	1Y return: 27.61% (upper mid).	1Y return: 38.55% (top quartile).	1Y return: 6.66% (bottom quartile).	1Y return: -0.78% (bottom quartile).	1Y return: 9.98% (lower mid).
Point 8	Alpha: 4.18 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 10.92 (top quartile).	Alpha: -0.10 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 1.25 (upper mid).	Sharpe: 1.76 (top quartile).	Sharpe: 0.53 (lower mid).	Sharpe: 0.48 (bottom quartile).	Sharpe: 0.52 (bottom quartile).
Point 10	Information ratio: -1.01 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.47 (top quartile).	Information ratio: -0.55 (bottom quartile).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Lower mid AUM (₹1,828 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.51% (top quartile).
3Y return: 55.69% (top quartile).
1Y return: 27.61% (upper mid).
Alpha: 4.18 (upper mid).
Sharpe: 1.25 (upper mid).
Information ratio: -1.01 (bottom quartile).

DSP World Mining Fund

Bottom quartile AUM (₹195 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 19.92% (upper mid).
3Y return: 27.62% (upper mid).
1Y return: 38.55% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.76 (top quartile).
Information ratio: 0.00 (upper mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,174 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.61% (lower mid).
3Y return: 21.17% (lower mid).
1Y return: 6.66% (bottom quartile).
Alpha: 10.92 (top quartile).
Sharpe: 0.53 (lower mid).
Information ratio: 0.47 (top quartile).

SBI PSU Fund

Highest AUM (₹6,703 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 19.43% (bottom quartile).
3Y return: 17.25% (bottom quartile).
1Y return: -0.78% (bottom quartile).
Alpha: -0.10 (bottom quartile).
Sharpe: 0.48 (bottom quartile).
Information ratio: -0.55 (bottom quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,325 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 18.90% (bottom quartile).
3Y return: 17.95% (bottom quartile).
1Y return: 9.98% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.52 (bottom quartile).
Information ratio: 0.00 (lower mid).

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डेट म्युच्युअल फंडात सर्वोत्तम एकरकमी गुंतवणूक

डेट फंड त्यांच्या फंडाचे पैसे वेगवेगळ्या ठिकाणी गुंतवतातनिश्चित उत्पन्न ट्रेझरी बिले, कॉर्पोरेट सारखी साधनेबंध, आणि बरेच काही. या योजना अल्प आणि मध्यम मुदतीसाठी चांगला पर्याय मानल्या जातात. अनेक व्यक्ती डेट म्युच्युअल फंडामध्ये एकरकमी पैसे गुंतवण्याचा पर्याय निवडतात. काहीसर्वोत्तम कर्ज निधी जे एकरकमी गुंतवणुकीसाठी निवडले जाऊ शकतात ते खालीलप्रमाणे आहेत.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹55.2656 ↑ 0.05	₹310	1,000	0.8	9.7	10	15.8	21	8.21%	2Y 2M 26D	2Y 4M 28D
Aditya Birla Sun Life Credit Risk Fund Growth	₹25.4556 ↑ 0.02	₹1,600	1,000	1	4.4	11	12.1	13.4	8.03%	1Y 11M 16D	2Y 7M 17D
Franklin India Credit Risk Fund Growth	₹25.3348 ↑ 0.04	₹104	5,000	2.9	5	7.5	11		0%
Aditya Birla Sun Life Medium Term Plan Growth	₹43.772 ↑ 0.03	₹3,319	1,000	0.4	3.8	7.6	9.7	10.9	8.09%	2Y 11M 12D	4Y 4M 10D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	10,000	1.3	5.9	13.7	8.8		0%		1Y 15D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Franklin India Credit Risk Fund	Aditya Birla Sun Life Medium Term Plan	Franklin India Ultra Short Bond Fund - Super Institutional Plan
Point 1	Lower mid AUM (₹310 Cr).	Upper mid AUM (₹1,600 Cr).	Bottom quartile AUM (₹104 Cr).	Highest AUM (₹3,319 Cr).	Bottom quartile AUM (₹297 Cr).
Point 2	Oldest track record among peers (23 yrs).	Established history (11+ yrs).	Established history (14+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 1★ (lower mid).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 9.97% (lower mid).	1Y return: 11.01% (upper mid).	1Y return: 7.45% (bottom quartile).	1Y return: 7.59% (bottom quartile).	1Y return: 13.69% (top quartile).
Point 6	1M return: 0.11% (lower mid).	1M return: 0.08% (bottom quartile).	1M return: 0.91% (top quartile).	1M return: -0.09% (bottom quartile).	1M return: 0.59% (upper mid).
Point 7	Sharpe: 0.80 (bottom quartile).	Sharpe: 1.89 (upper mid).	Sharpe: 0.29 (bottom quartile).	Sharpe: 1.28 (lower mid).	Sharpe: 2.57 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.21% (top quartile).	Yield to maturity (debt): 8.03% (lower mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 8.09% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).
Point 10	Modified duration: 2.24 yrs (bottom quartile).	Modified duration: 1.96 yrs (lower mid).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 2.95 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).

DSP Credit Risk Fund

Lower mid AUM (₹310 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 9.97% (lower mid).
1M return: 0.11% (lower mid).
Sharpe: 0.80 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.21% (top quartile).
Modified duration: 2.24 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,600 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 11.01% (upper mid).
1M return: 0.08% (bottom quartile).
Sharpe: 1.89 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.03% (lower mid).
Modified duration: 1.96 yrs (lower mid).

Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderate.
1Y return: 7.45% (bottom quartile).
1M return: 0.91% (top quartile).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Aditya Birla Sun Life Medium Term Plan

Highest AUM (₹3,319 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 7.59% (bottom quartile).
1M return: -0.09% (bottom quartile).
Sharpe: 1.28 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.09% (upper mid).
Modified duration: 2.95 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Bottom quartile AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (upper mid).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

एकरकमी गुंतवणुकीसाठी सर्वोत्तम हायब्रिड फंड

हायब्रीड फंड म्हणूनही ओळखले जातेसंतुलित निधी त्यांचे पैसे इक्विटी आणि निश्चित उत्पन्न साधनांमध्ये गुंतवा. या योजना शोधत असलेल्या व्यक्तींसाठी योग्य आहेतभांडवल नियमित उत्पन्नासह निर्मिती. संतुलित योजना म्हणूनही ओळखल्या जाणार्‍या, व्यक्ती संकरित योजनांमध्ये एकरकमी रक्कम गुंतवणे निवडू शकतात. एकरकमी गुंतवणुकीसाठी काही सर्वोत्कृष्ट हायब्रिड फंड खाली सूचीबद्ध आहेत.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	5,000	0.5	10.5	27.1	16	14.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹42.47 ↑ 0.16	₹2,051	5,000	1.8	17	11.4	14.9	13	-0.9
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	5,000	7.8	9.8	12.1	14.4	7.1
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	5,000	-3.5	-0.8	14.8	14.3	11.2
UTI Multi Asset Fund Growth	₹75.7519 ↑ 0.26	₹7,063	5,000	-3.7	3.2	0.9	13.4	11.4	11.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	IDBI Hybrid Equity Fund	Baroda Pioneer Hybrid Equity Fund	UTI Multi Asset Fund
Point 1	Lower mid AUM (₹1,954 Cr).	Upper mid AUM (₹2,051 Cr).	Bottom quartile AUM (₹179 Cr).	Bottom quartile AUM (₹389 Cr).	Highest AUM (₹7,063 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (10+ yrs).	Established history (9+ yrs).	Established history (23+ yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Rating: 1★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 12.95% (upper mid).	5Y return: 7.09% (bottom quartile).	5Y return: 11.17% (bottom quartile).	5Y return: 11.40% (lower mid).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 14.88% (upper mid).	3Y return: 14.43% (lower mid).	3Y return: 14.26% (bottom quartile).	3Y return: 13.41% (bottom quartile).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 11.35% (bottom quartile).	1Y return: 12.06% (lower mid).	1Y return: 14.82% (upper mid).	1Y return: 0.89% (bottom quartile).
Point 8	1M return: 1.80% (upper mid).	1M return: -1.74% (lower mid).	1M return: 2.10% (top quartile).	1M return: -2.79% (bottom quartile).	1M return: -4.32% (bottom quartile).
Point 9	Alpha: 5.81 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.26 (bottom quartile).	Alpha: 6.53 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 0.71 (bottom quartile).	Sharpe: 1.03 (lower mid).	Sharpe: 2.59 (upper mid).	Sharpe: 0.30 (bottom quartile).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Upper mid AUM (₹2,051 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.95% (upper mid).
3Y return: 14.88% (upper mid).
1Y return: 11.35% (bottom quartile).
1M return: -1.74% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.71 (bottom quartile).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (lower mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (top quartile).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (bottom quartile).
3Y return: 14.26% (bottom quartile).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).

UTI Multi Asset Fund

Highest AUM (₹7,063 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.40% (lower mid).
3Y return: 13.41% (bottom quartile).
1Y return: 0.89% (bottom quartile).
1M return: -4.32% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.30 (bottom quartile).

एकरकमी गुंतवणुकीसाठी सर्वोत्तम इंडेक्स फंड

इंडेक्स फंडाच्या पोर्टफोलिओमध्ये शेअर्स आणि इतर साधने निर्देशांकात असतात त्याच प्रमाणात असतात. दुसऱ्या शब्दांत, या योजना निर्देशांकाच्या कामगिरीची नक्कल करतात. हे निष्क्रीयपणे व्यवस्थापित केलेले फंड आहेत आणि एकरकमी गुंतवणुकीसाठी एक चांगला पर्याय मानला जाऊ शकतो. काही उत्तमइंडेक्स फंड जे एकरकमी गुंतवणुकीसाठी निवडले जाऊ शकतात ते खालीलप्रमाणे आहेत.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Index Fund - Sensex Plan Growth	₹37.0439 ↑ 0.24	₹930	-6.8	-0.7	-10.4	4	4.5	9.8
LIC MF Index Fund Sensex Growth	₹135.502 ↑ 0.87	₹91	-6.9	-1	-10.8	3.4	4.1	9.1
Franklin India Index Fund Nifty Plan Growth	₹183.019 ↑ 1.07	₹715	-6.9	-0.2	-8.9	5.5	5.4	11.3
IDBI Nifty Index Fund Growth	₹36.2111 ↓ -0.02	₹208	9.1	11.9	16.2	20.3	11.7
Nippon India Index Fund - Nifty Plan Growth	₹38.5361 ↑ 0.23	₹3,884	-6.9	-0.1	-8.8	5.6	5.4	11.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Index Fund - Sensex Plan	LIC MF Index Fund Sensex	Franklin India Index Fund Nifty Plan	IDBI Nifty Index Fund	Nippon India Index Fund - Nifty Plan
Point 1	Upper mid AUM (₹930 Cr).	Bottom quartile AUM (₹91 Cr).	Lower mid AUM (₹715 Cr).	Bottom quartile AUM (₹208 Cr).	Highest AUM (₹3,884 Cr).
Point 2	Established history (16+ yrs).	Established history (23+ yrs).	Oldest track record among peers (26 yrs).	Established history (16+ yrs).	Established history (16+ yrs).
Point 3	Top rated.	Rating: 1★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 4.54% (bottom quartile).	5Y return: 4.08% (bottom quartile).	5Y return: 5.39% (upper mid).	5Y return: 11.74% (top quartile).	5Y return: 5.36% (lower mid).
Point 6	3Y return: 3.96% (bottom quartile).	3Y return: 3.41% (bottom quartile).	3Y return: 5.49% (lower mid).	3Y return: 20.28% (top quartile).	3Y return: 5.56% (upper mid).
Point 7	1Y return: -10.40% (bottom quartile).	1Y return: -10.79% (bottom quartile).	1Y return: -8.88% (lower mid).	1Y return: 16.16% (top quartile).	1Y return: -8.81% (upper mid).
Point 8	1M return: -5.44% (upper mid).	1M return: -5.45% (lower mid).	1M return: -5.62% (bottom quartile).	1M return: 3.68% (top quartile).	1M return: -5.66% (bottom quartile).
Point 9	Alpha: -0.54 (upper mid).	Alpha: -1.14 (bottom quartile).	Alpha: -0.60 (lower mid).	Alpha: -1.03 (bottom quartile).	Alpha: -0.46 (top quartile).
Point 10	Sharpe: -0.45 (bottom quartile).	Sharpe: -0.49 (bottom quartile).	Sharpe: -0.33 (lower mid).	Sharpe: 1.04 (top quartile).	Sharpe: -0.32 (upper mid).

Nippon India Index Fund - Sensex Plan

Upper mid AUM (₹930 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 4.54% (bottom quartile).
3Y return: 3.96% (bottom quartile).
1Y return: -10.40% (bottom quartile).
1M return: -5.44% (upper mid).
Alpha: -0.54 (upper mid).
Sharpe: -0.45 (bottom quartile).

LIC MF Index Fund Sensex

Bottom quartile AUM (₹91 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 4.08% (bottom quartile).
3Y return: 3.41% (bottom quartile).
1Y return: -10.79% (bottom quartile).
1M return: -5.45% (lower mid).
Alpha: -1.14 (bottom quartile).
Sharpe: -0.49 (bottom quartile).

Franklin India Index Fund Nifty Plan

Lower mid AUM (₹715 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 5.39% (upper mid).
3Y return: 5.49% (lower mid).
1Y return: -8.88% (lower mid).
1M return: -5.62% (bottom quartile).
Alpha: -0.60 (lower mid).
Sharpe: -0.33 (lower mid).

IDBI Nifty Index Fund

Bottom quartile AUM (₹208 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.74% (top quartile).
3Y return: 20.28% (top quartile).
1Y return: 16.16% (top quartile).
1M return: 3.68% (top quartile).
Alpha: -1.03 (bottom quartile).
Sharpe: 1.04 (top quartile).

Nippon India Index Fund - Nifty Plan

Highest AUM (₹3,884 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 5.36% (lower mid).
3Y return: 5.56% (upper mid).
1Y return: -8.81% (upper mid).
1M return: -5.66% (bottom quartile).
Alpha: -0.46 (top quartile).
Sharpe: -0.32 (upper mid).

मागील 1 महिन्यावर आधारित सर्वोत्तम म्युच्युअल फंड

1. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund

Highest AUM (₹5,955 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 10.47% (lower mid).
3Y return: 24.11% (top quartile).
1Y return: 16.52% (upper mid).
Alpha: -3.26 (bottom quartile).
Sharpe: 0.58 (bottom quartile).
Information ratio: -1.35 (bottom quartile).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
Largest holding Franklin US Opportunities I(acc)USD (~96.1%).
Top-3 holdings concentration ~100.0%.

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund Growth
Launch Date	6 Feb 12
NAV (01 Oct 26)	₹94.6354 ↑ 0.82 (0.87 %)
Net Assets (Cr)	₹5,955 on 31 Aug 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.54
Sharpe Ratio	0.58
Information Ratio	-1.35
Alpha Ratio	-3.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹7,098
30 Sep 23	₹8,672
30 Sep 24	₹12,248
30 Sep 25	₹14,266
30 Sep 26	₹16,435

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	5.7%
3 Month	2.2%
6 Month	22.2%
1 Year	16.5%
3 Year	24.1%
5 Year	10.5%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.4%
2023	27.1%
2022	37.9%
2021	-30.3%
2020	17.9%
2019	45.2%
2018	34.2%
2017	6.5%
2016	18.1%
2015	-0.8%

Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.87 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Technology	44.61%
Industrials	11.04%
Communication Services	10.62%
Consumer Cyclical	9.17%
Health Care	8.55%
Financial Services	1.81%
Basic Materials	1.44%
Utility	1%
Consumer Defensive	0.64%

Asset Allocation

Asset Class	Value
Cash	5.67%
Equity	91.06%
Other	3.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin US Opportunities I(acc)USD Investment Fund \| -	96%	₹5,720 Cr	5,402,573 ↑ 17,426
Call, Cash & Other Assets CBLO \| -	4%	₹234 Cr

2. PGIM India Global Agribusiness Offshore Fund

The primary investment objective of the scheme is to generate long-term capital growth by investing predominantly in units of overseas mutual funds, focusing on agriculture and/or would be direct and indirect beneficiaries of the anticipated growth in the agriculture and/or affiliated/allied sectors.

Research Highlights for PGIM India Global Agribusiness Offshore Fund

Upper mid AUM (₹1,644 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 6.22% (bottom quartile).
3Y return: 17.79% (bottom quartile).
1Y return: 4.24% (bottom quartile).
1M return: 5.32% (upper mid).
Alpha: -30.66 (bottom quartile).
Sharpe: 0.16 (bottom quartile).
Information ratio: -0.93 (lower mid).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding PGIM Jennison Global Eq Opps USD I Acc (~96.4%).
Top-3 holdings concentration ~100.4%.

Below is the key information for PGIM India Global Agribusiness Offshore Fund

PGIM India Global Agribusiness Offshore Fund Growth
Launch Date	14 May 10
NAV (01 Oct 26)	₹49.93 ↑ 0.09 (0.18 %)
Net Assets (Cr)	₹1,644 on 31 Aug 26
Category	Others - Fund of Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆
Risk	High
Expense Ratio	1.57
Sharpe Ratio	0.16
Information Ratio	-0.93
Alpha Ratio	-30.66
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹6,591
30 Sep 23	₹8,306
30 Sep 24	₹11,604
30 Sep 25	₹13,059
30 Sep 26	₹13,551

PGIM India Global Agribusiness Offshore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for PGIM India Global Agribusiness Offshore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	5.3%
3 Month	-6.6%
6 Month	13.6%
1 Year	4.2%
3 Year	17.8%
5 Year	6.2%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	24%
2022	39.5%
2021	-33.8%
2020	7%
2019	72.4%
2018	30.9%
2017	0.3%
2016	11.9%
2015	0.8%

Fund Manager information for PGIM India Global Agribusiness Offshore Fund

Name	Since	Tenure
Anandha Padmanabhan Anjeneyan	15 Feb 25	1.54 Yr.
Vivek Sharma	15 Feb 25	1.54 Yr.

Data below for PGIM India Global Agribusiness Offshore Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	6.79%
Equity	93.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
PGIM Jennison Global Eq Opps USD I Acc Investment Fund \| -	96%	₹1,585 Cr	511,394
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	4%	₹62 Cr
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹3 Cr

3. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (upper mid).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (upper mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. Aditya Birla Sun Life International Equity Fund - Plan B

An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets.

Research Highlights for Aditya Birla Sun Life International Equity Fund - Plan B

Bottom quartile AUM (₹93 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 8.98% (bottom quartile).
3Y return: 18.95% (bottom quartile).
1Y return: 13.75% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.85 (lower mid).
Information ratio: 0.00 (top quartile).

Below is the key information for Aditya Birla Sun Life International Equity Fund - Plan B

Aditya Birla Sun Life International Equity Fund - Plan B Growth
Launch Date	31 Oct 07
NAV (28 Jul 23)	₹28.8036 ↑ 0.07 (0.23 %)
Net Assets (Cr)	₹93 on 30 Jun 23
Category	Equity - Global
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆
Risk	High
Expense Ratio	2.6
Sharpe Ratio	0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Aditya Birla Sun Life International Equity Fund - Plan B SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Aditya Birla Sun Life International Equity Fund - Plan B

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	4.2%
3 Month	10.3%
6 Month	10%
1 Year	13.8%
3 Year	18.9%
5 Year	9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Aditya Birla Sun Life International Equity Fund - Plan B

Name	Since	Tenure

Data below for Aditya Birla Sun Life International Equity Fund - Plan B as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. IDBI Nifty Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Index Fund

Bottom quartile AUM (₹208 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.74% (upper mid).
3Y return: 20.28% (lower mid).
1Y return: 16.16% (lower mid).
1M return: 3.68% (bottom quartile).
Alpha: -1.03 (lower mid).
Sharpe: 1.04 (upper mid).
Information ratio: -3.93 (bottom quartile).

Below is the key information for IDBI Nifty Index Fund

IDBI Nifty Index Fund Growth
Launch Date	25 Jun 10
NAV (28 Jul 23)	₹36.2111 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹208 on 30 Jun 23
Category	Others - Index Fund
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.9
Sharpe Ratio	1.04
Information Ratio	-3.93
Alpha Ratio	-1.03
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value

IDBI Nifty Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for IDBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	3.7%
3 Month	9.1%
6 Month	11.9%
1 Year	16.2%
3 Year	20.3%
5 Year	11.7%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Nifty Index Fund

Name	Since	Tenure

Data below for IDBI Nifty Index Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

एकरकमी गुंतवणूक करताना विचारात घ्यायच्या गोष्टी

म्युच्युअल फंडामध्ये गुंतवणूक करण्यापूर्वी व्यक्तींनी अनेक बाबींची काळजी घेणे आवश्यक आहे. यात समाविष्ट आहे:

मार्केटची वेळ

एकरकमी गुंतवणुकीचा प्रश्न येतो तेव्हा, व्यक्तींना नेहमी शोधण्याची गरज असतेबाजार विशेषत: इक्विटी-आधारित फंडांच्या संदर्भात वेळ. एकरकमी गुंतवणुकीची चांगली वेळ म्हणजे जेव्हा बाजार कमी असतात आणि त्यांना लवकरच प्रशंसा मिळण्यास वाव असतो. तथापि, जर बाजार आधीच शिखरावर असेल तर, एकरकमी गुंतवणुकीपासून दूर राहणे चांगले.

विविधीकरण

एकरकमी गुंतवणुक करण्यापूर्वी वैविध्यता ही एक महत्त्वाची बाब आहे ज्याचा विचार करणे आवश्यक आहे. एकरकमी गुंतवणुकीच्या बाबतीत व्यक्तींनी त्यांच्या गुंतवणुकीत अनेक मार्गांनी विस्तार करून विविधता आणली पाहिजे. हे सुनिश्चित करण्यात मदत करेल की त्यांच्या एकूण पोर्टफोलिओपैकी एक योजना चांगली कामगिरी करत नसली तरीही.

तुमच्या उद्दिष्टानुसार तुमची गुंतवणूक करा

व्यक्ती जी कोणतीही गुंतवणूक करतात ती विशिष्ट उद्दिष्ट साध्य करण्यासाठी असते. म्हणून, व्यक्तींनी योजनेचा दृष्टीकोन त्याच्याशी सुसंगत आहे की नाही हे तपासावेगुंतवणूकदारचे उद्दिष्ट. येथे, व्यक्तींनी विविध पॅरामीटर्स शोधले पाहिजेत जसे कीCAGR योजनेत गुंतवणूक करण्यापूर्वी परतावा, संपूर्ण परतावा, कर आकारणीचा प्रभाव आणि बरेच काही.

विमोचन योग्य वेळी केले पाहिजे

व्यक्तींनी त्यांचे करावेविमोचन एकरकमी गुंतवणूक योग्य वेळी. जरी ते अद्याप गुंतवणुकीच्या उद्दिष्टानुसार असू शकते; व्यक्तींनी ज्या योजनेत गुंतवणूक करण्याची योजना आखली आहे त्याचा वेळेवर आढावा घ्यावा. तथापि, त्यांना त्यांची गुंतवणूक दीर्घ कालावधीसाठी ठेवण्याची देखील आवश्यकता आहे जेणेकरून ते जास्तीत जास्त लाभ घेऊ शकतील.

म्युच्युअल फंड एकरकमी परतावा कॅल्क्युलेटर

म्युच्युअल फंड एकरकमी परतावा कॅल्क्युलेटर एखाद्या व्यक्तीची एकरकमी गुंतवणूक दिलेल्या कालावधीत कशी वाढते हे दर्शविण्यास मदत करते. एकरकमी कॅल्क्युलेटरमध्ये इनपुट करणे आवश्यक असलेल्या काही डेटामध्ये गुंतवणुकीचा कालावधी, प्रारंभिक गुंतवणूक रक्कम, दीर्घकालीन अपेक्षित वाढीचा दर आणि बरेच काही समाविष्ट आहे. म्युच्युअल फंड एकरकमी परतावा कॅल्क्युलेटरचे उदाहरण खालीलप्रमाणे आहे.

चित्रण

एकरकमी गुंतवणूक: 25 रुपये,000

गुंतवणुकीचा कालावधी: 15 वर्षे

दीर्घकालीन वाढीचा दर (अंदाजे): १५%

एकरकमी कॅल्क्युलेटरनुसार अपेक्षित परतावा: INR 2,03,427

गुंतवणुकीवर निव्वळ नफा: INR 1,78,427

अशा प्रकारे, वरील गणना दर्शवते की तुमच्या गुंतवणुकीवरील गुंतवणुकीवर निव्वळ नफा INR 1,78,427 आहे तर तुमच्या गुंतवणुकीचे एकूण मूल्य INR 2,03,427 आहे..

म्युच्युअल फंडातील एकवेळच्या गुंतवणुकीचे फायदे आणि तोटे

SIP प्रमाणेच, एकरकमी गुंतवणूकीचे स्वतःचे फायदे आणि तोटे आहेत. तर, हे फायदे आणि तोटे पाहू.

फायदे

एकरकमी गुंतवणुकीचे फायदे खालीलप्रमाणे आहेत.

मोठी रक्कम गुंतवा: व्यक्ती म्युच्युअल फंडामध्ये मोठ्या प्रमाणात गुंतवणूक करू शकतात आणि निधी निष्क्रिय ठेवण्याऐवजी जास्त परतावा मिळवू शकतात.
दीर्घ मुदतीसाठी आदर्श: एकरकमी गुंतवणुकीची पद्धत दीर्घकालीन गुंतवणुकीसाठी विशेषत: इक्विटी फंडांच्या बाबतीत चांगली आहे. तथापि, कर्ज निधीच्या बाबतीत, कार्यकाळ अल्प किंवा मध्यम-मुदतीचा असू शकतो
सुविधा: गुंतवणुकीची एकरकमी पद्धत सोयीस्कर आहे कारण पेमेंट एकदाच केले जाते आणि नियमित अंतराने वजा केले जात नाही.

तोटे

एकरकमी गुंतवणुकीचे तोटे आहेत:

अनियमित गुंतवणूक: एकरकमी गुंतवणूक ही गुंतवणूकदाराची नियमित बचत सुनिश्चित करत नाही कारण ती नियमित बचतीची सवय लावत नाही.
उच्च धोका: एकरकमी गुंतवणुकीत, वेळ पाहणे महत्त्वाचे आहे. कारण एकरकमी पद्धतीने गुंतवणूक फक्त एकदाच केली जाते आणि नियमित अंतराने नाही. म्हणून, जर व्यक्तींनी वेळेचा विचार केला नाही तर त्यांचे नुकसान होऊ शकते.

निष्कर्ष

अशाप्रकारे, वरील पॉइंटर्सवरून असे म्हणता येईल की म्युच्युअल फंडामध्ये गुंतवणुकीसाठी एकरकमी मोड देखील एक चांगला मार्ग आहे. तथापि, योजनेमध्ये एकरकमी रक्कम गुंतवताना व्यक्तींनी आत्मविश्वास बाळगणे आवश्यक आहे. नसल्यास, ते गुंतवणुकीचा SIP मोड निवडू शकतात. याशिवाय, लोकांनी गुंतवणूक करण्यापूर्वी योजनेचे स्वरूप समजून घेतले पाहिजे. आवश्यक असल्यास, ते एआर्थिक सल्लागार. हे त्यांना त्यांचे पैसे सुरक्षित असल्याची खात्री करण्यास मदत करेल आणि त्यांची उद्दिष्टे वेळेवर पूर्ण होतील.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.