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ਫਿਨਕੈਸ਼ »ਮਿਉਚੁਅਲ ਫੰਡ »SIP ਲਈ ਵਧੀਆ ਮਿਉਚੁਅਲ ਫੰਡ

SIP 2022 - 2023 ਲਈ ਭਾਰਤ ਵਿੱਚ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

Updated on January 24, 2026 , 25000 views

ਇੱਕ ਪ੍ਰਣਾਲੀਗਤਨਿਵੇਸ਼ ਯੋਜਨਾ (SIP) ਨੂੰ ਸਭ ਤੋਂ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਤਰੀਕਾ ਮੰਨਿਆ ਜਾਂਦਾ ਹੈਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋਖਾਸ ਕਰਕੇ ਲੰਬੇ ਸਮੇਂ ਲਈਮਿਆਦ ਦੀ ਯੋਜਨਾ. ਇਹ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੀ ਬੱਚਤ ਯੋਜਨਾ ਨੂੰ ਲਾਗੂ ਕਰਨ ਲਈ ਹਰ ਮਹੀਨੇ ਕਿਸੇ ਖਾਸ ਮਿਤੀ 'ਤੇ ਇਕ ਯੂਨਿਟ ਖਰੀਦਣ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈ। ਨਿਵੇਸ਼ਕ ਪ੍ਰਤੀ ਅਰਾਮਦੇਹ ਮਹਿਸੂਸ ਕਰਨ ਦੇ ਕਾਰਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਨਿਵੇਸ਼ SIP ਵਿੱਚ ਉਹ ਲਚਕਤਾ ਹੈ ਜੋ ਉਹ ਪੇਸ਼ ਕਰਦੇ ਹਨ। ਨਿਵੇਸ਼ਕ ਕਰ ਸਕਦੇ ਹਨSIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਮਾਸਿਕ, ਤਿਮਾਹੀ ਜਾਂ ਹਫ਼ਤਾਵਾਰੀ 'ਤੇਆਧਾਰ, ਉਹਨਾਂ ਦੀ ਸਹੂਲਤ ਅਨੁਸਾਰ। ਆਓ ਇਸ ਬਾਰੇ ਹੋਰ ਜਾਣੀਏ ਕਿ ਕੋਈ ਉਨ੍ਹਾਂ ਨੂੰ ਕਿਵੇਂ ਪ੍ਰਾਪਤ ਕਰ ਸਕਦਾ ਹੈਵਿੱਤੀ ਟੀਚੇ ਯੋਜਨਾਬੱਧ ਨਿਵੇਸ਼ ਯੋਜਨਾਵਾਂ ਦੇ ਨਾਲ, ਕਿਵੇਂsip ਕੈਲਕੁਲੇਟਰ ਦੇ ਨਾਲ, ਨਿਵੇਸ਼ ਵਿੱਚ ਮਦਦਗਾਰ ਹੈਵਧੀਆ ਮਿਉਚੁਅਲ ਫੰਡ SIP ਲਈ ਭਾਰਤ ਵਿੱਚ.

SIP- ਵਿੱਤੀ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਅਨੁਕੂਲ ਤਰੀਕਾ

SIP ਨੂੰ ਇਸ ਤਰੀਕੇ ਨਾਲ ਤਿਆਰ ਕੀਤਾ ਗਿਆ ਹੈ ਕਿ ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਆਸਾਨੀ ਨਾਲ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ ਦੀ ਪੂਰਵ-ਯੋਜਨਾ ਬਣਾ ਸਕਦਾ ਹੈ ਅਤੇ ਆਪਣੇ ਵਿੱਤੀ ਟੀਚਿਆਂ ਦੇ ਅਨੁਸਾਰ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਪਰ, ਕਿਸੇ ਨੂੰ SIP ਦੁਆਰਾ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਪੈਂਦਾ ਹੈ। ਆਮ ਤੌਰ 'ਤੇ, SIP ਦੀ ਵਰਤੋਂ ਟੀਚਿਆਂ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣ ਲਈ ਕੀਤੀ ਜਾਂਦੀ ਹੈ ਜਿਵੇਂ-

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ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਘੱਟੋ-ਘੱਟ INR 500 ਅਤੇ INR 1000 ਦੀ ਰਕਮ ਨਾਲ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰ ਸਕਦਾ ਹੈ। ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰਦੇ ਹੋ ਤਾਂ ਤੁਹਾਡਾ ਪੈਸਾ ਹਰ ਦਿਨ ਜਾਣਾ ਸ਼ੁਰੂ ਹੋ ਜਾਂਦਾ ਹੈ ਕਿਉਂਕਿ ਇਹ ਸਟਾਕ ਦੇ ਸੰਪਰਕ ਵਿੱਚ ਆਉਂਦਾ ਹੈ।ਬਜ਼ਾਰ. ਇਸ ਲਈ ਇੱਕ ਰੂਟ ਦੇ ਰੂਪ ਵਿੱਚ SIPs ਨੂੰ ਜਿਆਦਾਤਰ ਤਰਜੀਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈਇਕੁਇਟੀ ਫੰਡ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਇਤਿਹਾਸਕ ਤੌਰ 'ਤੇ, ਇਕੁਇਟੀ ਸਟਾਕਾਂ ਵਿਚ ਨਿਵੇਸ਼ ਨੇ ਹੋਰ ਸਾਰੀਆਂ ਸੰਪੱਤੀ ਸ਼੍ਰੇਣੀਆਂ ਵਿਚ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਰਿਟਰਨ ਦਿੱਤਾ ਹੈ, ਜੇਕਰ ਨਿਵੇਸ਼ ਅਨੁਸ਼ਾਸਨ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਦੇ ਦੂਰੀ ਦੇ ਨਾਲ ਕੀਤਾ ਗਿਆ ਸੀ।

ਇਕੁਇਟੀ ਵਿਚ ਐਸਆਈਪੀ ਮਾਰਕੀਟ ਦੇ ਸਮੇਂ ਦੇ ਜੋਖਮ ਤੋਂ ਬਚਣ ਵਿਚ ਮਦਦ ਕਰਦੀ ਹੈ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਲਾਗਤ ਦੀ ਔਸਤ ਦੁਆਰਾ ਦੌਲਤ ਬਣਾਉਣ ਦੀ ਸਹੂਲਤ ਦਿੰਦੀ ਹੈ। ਆਓ ਕੁਝ ਹੋਰ ਦੇਖੀਏSIP ਦੇ ਲਾਭ ਜੋ ਲੰਬੇ ਸਮੇਂ ਦੇ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ:

  • ਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ- ਸਧਾਰਨ ਵਿਆਜ ਉਦੋਂ ਹੁੰਦਾ ਹੈ ਜਦੋਂ ਤੁਸੀਂ ਸਿਰਫ਼ ਮੂਲ 'ਤੇ ਵਿਆਜ ਪ੍ਰਾਪਤ ਕਰਦੇ ਹੋ। ਮਿਸ਼ਰਿਤ ਵਿਆਜ ਦੇ ਮਾਮਲੇ ਵਿੱਚ, ਵਿਆਜ ਦੀ ਰਕਮ ਨੂੰ ਮੂਲ ਵਿੱਚ ਜੋੜਿਆ ਜਾਂਦਾ ਹੈ, ਅਤੇ ਵਿਆਜ ਦੀ ਗਣਨਾ ਨਵੇਂ ਮੂਲ (ਪੁਰਾਣੇ ਮੂਲ ਦੇ ਨਾਲ ਲਾਭ) 'ਤੇ ਕੀਤੀ ਜਾਂਦੀ ਹੈ। ਇਹ ਸਿਲਸਿਲਾ ਹਰ ਵਾਰ ਜਾਰੀ ਰਹਿੰਦਾ ਹੈ। ਵਿੱਚ ਐਸ.ਆਈ.ਪੀਮਿਉਚੁਅਲ ਫੰਡ ਕਿਸ਼ਤਾਂ ਵਿੱਚ ਹਨ, ਉਹ ਮਿਸ਼ਰਿਤ ਹਨ, ਜੋ ਸ਼ੁਰੂਆਤੀ ਨਿਵੇਸ਼ ਕੀਤੀ ਰਕਮ ਵਿੱਚ ਹੋਰ ਜੋੜਦਾ ਹੈ।

  • ਜੋਖਮ ਘਟਾਉਣਾ- ਇਹ ਦੇਖਦੇ ਹੋਏ ਕਿ ਇੱਕ SIP ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ ਫੈਲਿਆ ਹੋਇਆ ਹੈ, ਇੱਕ ਸਟਾਕ ਮਾਰਕੀਟ ਦੇ ਸਾਰੇ ਦੌਰ, ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਅਤੇ ਹੋਰ ਮਹੱਤਵਪੂਰਨ ਤੌਰ 'ਤੇ ਗਿਰਾਵਟ ਨੂੰ ਫੜਦਾ ਹੈ। ਮੰਦੀ ਵਿੱਚ, ਜਦੋਂ ਡਰ ਜ਼ਿਆਦਾਤਰ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਫੜਦਾ ਹੈ, SIP ਕਿਸ਼ਤਾਂ ਇਹ ਯਕੀਨੀ ਬਣਾਉਂਦੀਆਂ ਰਹਿੰਦੀਆਂ ਹਨ ਕਿ ਨਿਵੇਸ਼ਕ "ਘੱਟ" ਖਰੀਦਦੇ ਹਨ।

  • SIPs ਦੀ ਸਹੂਲਤ- ਸੁਵਿਧਾ ਇੱਕ SIP ਦੇ ਸਭ ਤੋਂ ਵੱਡੇ ਲਾਭਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ। ਇੱਕ ਉਪਭੋਗਤਾ ਨੂੰ ਇੱਕ ਵਾਰ ਸਾਈਨ-ਅੱਪ ਕਰਨਾ ਪੈਂਦਾ ਹੈ ਅਤੇ ਦਸਤਾਵੇਜ਼ਾਂ ਵਿੱਚੋਂ ਲੰਘਣਾ ਪੈਂਦਾ ਹੈ। ਇੱਕ ਵਾਰ ਹੋ ਜਾਣ 'ਤੇ, ਉਸ ਤੋਂ ਬਾਅਦ ਦੇ ਨਿਵੇਸ਼ਾਂ ਲਈ ਡੈਬਿਟ ਆਪਣੇ ਆਪ ਹੋ ਜਾਂਦੇ ਹਨ ਅਤੇਨਿਵੇਸ਼ਕ ਸਿਰਫ ਨਿਵੇਸ਼ਾਂ ਦੀ ਨਿਗਰਾਨੀ ਕਰਨੀ ਹੈ।

SIP 2022 - 2023 ਲਈ ਭਾਰਤ ਵਿੱਚ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

SIP ਲਈ ਵਧੀਆ ਲਾਰਜ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Large Cap Fund Growth ₹90.0497
↑ 0.33 		₹50,876 100 -4.5-1.7817.318.29.2
ICICI Prudential Bluechip Fund Growth ₹111.04
↑ 0.60 		₹78,502 100 -3-0.28.916.416.311.3
DSP TOP 100 Equity Growth ₹468.245
↑ 0.62 		₹7,285 500 -4-2.46.916.213.48.4
Invesco India Largecap Fund Growth ₹68.17
↑ 0.17 		₹1,718 100 -5.6-3.16.416.214.45.5
Bandhan Large Cap Fund Growth ₹77.232
↑ 0.54 		₹2,051 100 -4.1-1.38.715.913.28.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryNippon India Large Cap FundICICI Prudential Bluechip FundDSP TOP 100 EquityInvesco India Largecap FundBandhan Large Cap Fund
Point 1Upper mid AUM (₹50,876 Cr).Highest AUM (₹78,502 Cr).Lower mid AUM (₹7,285 Cr).Bottom quartile AUM (₹1,718 Cr).Bottom quartile AUM (₹2,051 Cr).
Point 2Established history (18+ yrs).Established history (17+ yrs).Oldest track record among peers (22 yrs).Established history (16+ yrs).Established history (19+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 18.19% (top quartile).5Y return: 16.29% (upper mid).5Y return: 13.37% (bottom quartile).5Y return: 14.42% (lower mid).5Y return: 13.18% (bottom quartile).
Point 63Y return: 17.32% (top quartile).3Y return: 16.45% (upper mid).3Y return: 16.24% (lower mid).3Y return: 16.20% (bottom quartile).3Y return: 15.88% (bottom quartile).
Point 71Y return: 8.02% (lower mid).1Y return: 8.94% (top quartile).1Y return: 6.87% (bottom quartile).1Y return: 6.40% (bottom quartile).1Y return: 8.69% (upper mid).
Point 8Alpha: -0.94 (upper mid).Alpha: 1.30 (top quartile).Alpha: -1.17 (lower mid).Alpha: -5.05 (bottom quartile).Alpha: -2.13 (bottom quartile).
Point 9Sharpe: 0.29 (upper mid).Sharpe: 0.48 (top quartile).Sharpe: 0.26 (lower mid).Sharpe: 0.04 (bottom quartile).Sharpe: 0.21 (bottom quartile).
Point 10Information ratio: 1.37 (top quartile).Information ratio: 1.26 (upper mid).Information ratio: 0.74 (lower mid).Information ratio: 0.67 (bottom quartile).Information ratio: 0.72 (bottom quartile).

Nippon India Large Cap Fund

  • Upper mid AUM (₹50,876 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.19% (top quartile).
  • 3Y return: 17.32% (top quartile).
  • 1Y return: 8.02% (lower mid).
  • Alpha: -0.94 (upper mid).
  • Sharpe: 0.29 (upper mid).
  • Information ratio: 1.37 (top quartile).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹78,502 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.29% (upper mid).
  • 3Y return: 16.45% (upper mid).
  • 1Y return: 8.94% (top quartile).
  • Alpha: 1.30 (top quartile).
  • Sharpe: 0.48 (top quartile).
  • Information ratio: 1.26 (upper mid).

DSP TOP 100 Equity

  • Lower mid AUM (₹7,285 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.37% (bottom quartile).
  • 3Y return: 16.24% (lower mid).
  • 1Y return: 6.87% (bottom quartile).
  • Alpha: -1.17 (lower mid).
  • Sharpe: 0.26 (lower mid).
  • Information ratio: 0.74 (lower mid).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹1,718 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.42% (lower mid).
  • 3Y return: 16.20% (bottom quartile).
  • 1Y return: 6.40% (bottom quartile).
  • Alpha: -5.05 (bottom quartile).
  • Sharpe: 0.04 (bottom quartile).
  • Information ratio: 0.67 (bottom quartile).

Bandhan Large Cap Fund

  • Bottom quartile AUM (₹2,051 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.18% (bottom quartile).
  • 3Y return: 15.88% (bottom quartile).
  • 1Y return: 8.69% (upper mid).
  • Alpha: -2.13 (bottom quartile).
  • Sharpe: 0.21 (bottom quartile).
  • Information ratio: 0.72 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮਲਟੀ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Motilal Oswal Multicap 35 Fund Growth ₹56.9831
↑ 0.05 		₹13,862 500 -8.7-9.7-0.720.313-5.6
HDFC Equity Fund Growth ₹2,035.46
↑ 14.91 		₹96,295 300 -2.81.312.320.122.111.4
Nippon India Multi Cap Fund Growth ₹281.653
↑ 0.48 		₹50,352 100 -7.9-7.63.619.222.84.1
Mahindra Badhat Yojana Growth ₹34.7096
↑ 0.10 		₹6,133 500 -3.9-4.45.718.519.93.4
JM Multicap Fund Growth ₹92.1032
↑ 0.18 		₹5,463 500 -7.6-6.7-5.818.418-6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Multicap 35 FundHDFC Equity FundNippon India Multi Cap FundMahindra Badhat YojanaJM Multicap Fund
Point 1Lower mid AUM (₹13,862 Cr).Highest AUM (₹96,295 Cr).Upper mid AUM (₹50,352 Cr).Bottom quartile AUM (₹6,133 Cr).Bottom quartile AUM (₹5,463 Cr).
Point 2Established history (11+ yrs).Oldest track record among peers (31 yrs).Established history (20+ yrs).Established history (8+ yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Not Rated.Rating: 4★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.05% (bottom quartile).5Y return: 22.12% (upper mid).5Y return: 22.78% (top quartile).5Y return: 19.88% (lower mid).5Y return: 18.01% (bottom quartile).
Point 63Y return: 20.29% (top quartile).3Y return: 20.12% (upper mid).3Y return: 19.19% (lower mid).3Y return: 18.45% (bottom quartile).3Y return: 18.42% (bottom quartile).
Point 71Y return: -0.70% (bottom quartile).1Y return: 12.28% (top quartile).1Y return: 3.61% (lower mid).1Y return: 5.73% (upper mid).1Y return: -5.79% (bottom quartile).
Point 8Alpha: -12.91 (bottom quartile).Alpha: 3.70 (top quartile).Alpha: -1.30 (upper mid).Alpha: -1.73 (lower mid).Alpha: -14.34 (bottom quartile).
Point 9Sharpe: -0.51 (bottom quartile).Sharpe: 0.53 (top quartile).Sharpe: -0.05 (upper mid).Sharpe: -0.07 (lower mid).Sharpe: -0.73 (bottom quartile).
Point 10Information ratio: 0.54 (bottom quartile).Information ratio: 1.24 (top quartile).Information ratio: 0.64 (upper mid).Information ratio: 0.17 (bottom quartile).Information ratio: 0.59 (lower mid).

Motilal Oswal Multicap 35 Fund

  • Lower mid AUM (₹13,862 Cr).
  • Established history (11+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.05% (bottom quartile).
  • 3Y return: 20.29% (top quartile).
  • 1Y return: -0.70% (bottom quartile).
  • Alpha: -12.91 (bottom quartile).
  • Sharpe: -0.51 (bottom quartile).
  • Information ratio: 0.54 (bottom quartile).

HDFC Equity Fund

  • Highest AUM (₹96,295 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.12% (upper mid).
  • 3Y return: 20.12% (upper mid).
  • 1Y return: 12.28% (top quartile).
  • Alpha: 3.70 (top quartile).
  • Sharpe: 0.53 (top quartile).
  • Information ratio: 1.24 (top quartile).

Nippon India Multi Cap Fund

  • Upper mid AUM (₹50,352 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.78% (top quartile).
  • 3Y return: 19.19% (lower mid).
  • 1Y return: 3.61% (lower mid).
  • Alpha: -1.30 (upper mid).
  • Sharpe: -0.05 (upper mid).
  • Information ratio: 0.64 (upper mid).

Mahindra Badhat Yojana

  • Bottom quartile AUM (₹6,133 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.88% (lower mid).
  • 3Y return: 18.45% (bottom quartile).
  • 1Y return: 5.73% (upper mid).
  • Alpha: -1.73 (lower mid).
  • Sharpe: -0.07 (lower mid).
  • Information ratio: 0.17 (bottom quartile).

JM Multicap Fund

  • Bottom quartile AUM (₹5,463 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.01% (bottom quartile).
  • 3Y return: 18.42% (bottom quartile).
  • 1Y return: -5.79% (bottom quartile).
  • Alpha: -14.34 (bottom quartile).
  • Sharpe: -0.73 (bottom quartile).
  • Information ratio: 0.59 (lower mid).

SIP ਲਈ ਵਧੀਆ ਮਿਡ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential MidCap Fund Growth ₹300.92
↑ 3.15 		₹7,132 100 -2.9-2.510.62120.611.1
TATA Mid Cap Growth Fund Growth ₹430.008
↑ 1.68 		₹5,497 150 -2.3-2.2620.8195.8
Aditya Birla Sun Life Midcap Fund Growth ₹761.89
↑ 2.00 		₹6,301 1,000 -4.9-5.24.519.418.44.4
BNP Paribas Mid Cap Fund Growth ₹100.895
↑ 0.59 		₹2,313 300 -2.1-1.54.619.319.12.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 4 Funds showcased

CommentaryICICI Prudential MidCap FundTATA Mid Cap Growth FundAditya Birla Sun Life Midcap FundBNP Paribas Mid Cap Fund
Point 1Highest AUM (₹7,132 Cr).Lower mid AUM (₹5,497 Cr).Upper mid AUM (₹6,301 Cr).Bottom quartile AUM (₹2,313 Cr).
Point 2Established history (21+ yrs).Oldest track record among peers (31 yrs).Established history (23+ yrs).Established history (19+ yrs).
Point 3Rating: 2★ (lower mid).Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 20.64% (top quartile).5Y return: 19.02% (lower mid).5Y return: 18.40% (bottom quartile).5Y return: 19.06% (upper mid).
Point 63Y return: 21.04% (top quartile).3Y return: 20.79% (upper mid).3Y return: 19.44% (lower mid).3Y return: 19.28% (bottom quartile).
Point 71Y return: 10.64% (top quartile).1Y return: 6.00% (upper mid).1Y return: 4.51% (bottom quartile).1Y return: 4.61% (lower mid).
Point 8Alpha: 4.76 (top quartile).Alpha: -0.26 (upper mid).Alpha: -1.66 (lower mid).Alpha: -3.59 (bottom quartile).
Point 9Sharpe: 0.33 (top quartile).Sharpe: 0.07 (upper mid).Sharpe: -0.01 (lower mid).Sharpe: -0.14 (bottom quartile).
Point 10Information ratio: -0.16 (top quartile).Information ratio: -0.48 (upper mid).Information ratio: -0.60 (lower mid).Information ratio: -0.91 (bottom quartile).

ICICI Prudential MidCap Fund

  • Highest AUM (₹7,132 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.64% (top quartile).
  • 3Y return: 21.04% (top quartile).
  • 1Y return: 10.64% (top quartile).
  • Alpha: 4.76 (top quartile).
  • Sharpe: 0.33 (top quartile).
  • Information ratio: -0.16 (top quartile).

TATA Mid Cap Growth Fund

  • Lower mid AUM (₹5,497 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.02% (lower mid).
  • 3Y return: 20.79% (upper mid).
  • 1Y return: 6.00% (upper mid).
  • Alpha: -0.26 (upper mid).
  • Sharpe: 0.07 (upper mid).
  • Information ratio: -0.48 (upper mid).

Aditya Birla Sun Life Midcap Fund

  • Upper mid AUM (₹6,301 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.40% (bottom quartile).
  • 3Y return: 19.44% (lower mid).
  • 1Y return: 4.51% (bottom quartile).
  • Alpha: -1.66 (lower mid).
  • Sharpe: -0.01 (lower mid).
  • Information ratio: -0.60 (lower mid).

BNP Paribas Mid Cap Fund

  • Bottom quartile AUM (₹2,313 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 19.06% (upper mid).
  • 3Y return: 19.28% (bottom quartile).
  • 1Y return: 4.61% (lower mid).
  • Alpha: -3.59 (bottom quartile).
  • Sharpe: -0.14 (bottom quartile).
  • Information ratio: -0.91 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਸਮਾਲ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Small Cap Fund Growth ₹155.394
↑ 0.90 		₹68,287 100 -9.6-11.3-4.818.724.8-4.7
Sundaram Small Cap Fund Growth ₹244.481
↑ 0.84 		₹3,401 100 -8-5.95.418.7210.4
HDFC Small Cap Fund Growth ₹130.289
↓ -0.02 		₹37,753 300 -8.6-9.10.11822.3-0.6
DSP Small Cap Fund  Growth ₹181.227
↓ -1.00 		₹16,935 500 -6.2-10.1-2.117.520.3-2.8
Franklin India Smaller Companies Fund Growth ₹154.429
↑ 0.59 		₹13,238 500 -10.2-13.2-717.520.3-8.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryNippon India Small Cap FundSundaram Small Cap FundHDFC Small Cap FundDSP Small Cap Fund Franklin India Smaller Companies Fund
Point 1Highest AUM (₹68,287 Cr).Bottom quartile AUM (₹3,401 Cr).Upper mid AUM (₹37,753 Cr).Lower mid AUM (₹16,935 Cr).Bottom quartile AUM (₹13,238 Cr).
Point 2Established history (15+ yrs).Oldest track record among peers (20 yrs).Established history (17+ yrs).Established history (18+ yrs).Established history (20+ yrs).
Point 3Top rated.Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 24.77% (top quartile).5Y return: 20.99% (lower mid).5Y return: 22.33% (upper mid).5Y return: 20.32% (bottom quartile).5Y return: 20.27% (bottom quartile).
Point 63Y return: 18.73% (top quartile).3Y return: 18.72% (upper mid).3Y return: 18.02% (lower mid).3Y return: 17.53% (bottom quartile).3Y return: 17.48% (bottom quartile).
Point 71Y return: -4.79% (bottom quartile).1Y return: 5.35% (top quartile).1Y return: 0.13% (upper mid).1Y return: -2.14% (lower mid).1Y return: -7.02% (bottom quartile).
Point 8Alpha: -1.23 (bottom quartile).Alpha: 3.98 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: -5.23 (bottom quartile).
Point 9Sharpe: -0.42 (bottom quartile).Sharpe: -0.16 (top quartile).Sharpe: -0.23 (upper mid).Sharpe: -0.25 (lower mid).Sharpe: -0.60 (bottom quartile).
Point 10Information ratio: -0.02 (lower mid).Information ratio: -0.20 (bottom quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: -0.26 (bottom quartile).

Nippon India Small Cap Fund

  • Highest AUM (₹68,287 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.77% (top quartile).
  • 3Y return: 18.73% (top quartile).
  • 1Y return: -4.79% (bottom quartile).
  • Alpha: -1.23 (bottom quartile).
  • Sharpe: -0.42 (bottom quartile).
  • Information ratio: -0.02 (lower mid).

Sundaram Small Cap Fund

  • Bottom quartile AUM (₹3,401 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 20.99% (lower mid).
  • 3Y return: 18.72% (upper mid).
  • 1Y return: 5.35% (top quartile).
  • Alpha: 3.98 (top quartile).
  • Sharpe: -0.16 (top quartile).
  • Information ratio: -0.20 (bottom quartile).

HDFC Small Cap Fund

  • Upper mid AUM (₹37,753 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.33% (upper mid).
  • 3Y return: 18.02% (lower mid).
  • 1Y return: 0.13% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.23 (upper mid).
  • Information ratio: 0.00 (top quartile).

DSP Small Cap Fund 

  • Lower mid AUM (₹16,935 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.32% (bottom quartile).
  • 3Y return: 17.53% (bottom quartile).
  • 1Y return: -2.14% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.25 (lower mid).
  • Information ratio: 0.00 (upper mid).

Franklin India Smaller Companies Fund

  • Bottom quartile AUM (₹13,238 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 20.27% (bottom quartile).
  • 3Y return: 17.48% (bottom quartile).
  • 1Y return: -7.02% (bottom quartile).
  • Alpha: -5.23 (bottom quartile).
  • Sharpe: -0.60 (bottom quartile).
  • Information ratio: -0.26 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ELSS (ਟੈਕਸ ਸੇਵਿੰਗ ਮਿਉਚੁਅਲ ਫੰਡ)

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI Magnum Tax Gain Fund Growth ₹435.726
↑ 1.62 		₹32,609 500 -2.9-2.35.121.819.76.6
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 		₹485 500 9.715.116.920.810
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 		₹1,318 500 1.215.435.520.617.4
Motilal Oswal Long Term Equity Fund Growth ₹47.0272
↑ 0.03 		₹4,341 500 -11.2-12.5-2.920.117.7-9.1
HDFC Tax Saver Fund Growth ₹1,415.4
↑ 9.77 		₹17,163 500 -4.2-19.619.32010.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI Magnum Tax Gain FundIDBI Equity Advantage FundHDFC Long Term Advantage FundMotilal Oswal Long Term Equity FundHDFC Tax Saver Fund
Point 1Highest AUM (₹32,609 Cr).Bottom quartile AUM (₹485 Cr).Bottom quartile AUM (₹1,318 Cr).Lower mid AUM (₹4,341 Cr).Upper mid AUM (₹17,163 Cr).
Point 2Established history (18+ yrs).Established history (12+ yrs).Established history (25+ yrs).Established history (11+ yrs).Oldest track record among peers (29 yrs).
Point 3Rating: 2★ (lower mid).Top rated.Rating: 3★ (upper mid).Not Rated.Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 19.68% (upper mid).5Y return: 9.97% (bottom quartile).5Y return: 17.39% (bottom quartile).5Y return: 17.70% (lower mid).5Y return: 19.98% (top quartile).
Point 63Y return: 21.82% (top quartile).3Y return: 20.84% (upper mid).3Y return: 20.64% (lower mid).3Y return: 20.15% (bottom quartile).3Y return: 19.33% (bottom quartile).
Point 71Y return: 5.11% (bottom quartile).1Y return: 16.92% (upper mid).1Y return: 35.51% (top quartile).1Y return: -2.94% (bottom quartile).1Y return: 9.65% (lower mid).
Point 8Alpha: -0.86 (bottom quartile).Alpha: 1.78 (upper mid).Alpha: 1.75 (lower mid).Alpha: -16.15 (bottom quartile).Alpha: 2.58 (top quartile).
Point 9Sharpe: 0.10 (bottom quartile).Sharpe: 1.21 (upper mid).Sharpe: 2.27 (top quartile).Sharpe: -0.43 (bottom quartile).Sharpe: 0.41 (lower mid).
Point 10Information ratio: 1.95 (top quartile).Information ratio: -1.13 (bottom quartile).Information ratio: -0.15 (bottom quartile).Information ratio: 0.53 (lower mid).Information ratio: 1.27 (upper mid).

SBI Magnum Tax Gain Fund

  • Highest AUM (₹32,609 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.68% (upper mid).
  • 3Y return: 21.82% (top quartile).
  • 1Y return: 5.11% (bottom quartile).
  • Alpha: -0.86 (bottom quartile).
  • Sharpe: 0.10 (bottom quartile).
  • Information ratio: 1.95 (top quartile).

IDBI Equity Advantage Fund

  • Bottom quartile AUM (₹485 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (upper mid).
  • 1Y return: 16.92% (upper mid).
  • Alpha: 1.78 (upper mid).
  • Sharpe: 1.21 (upper mid).
  • Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (bottom quartile).
  • 3Y return: 20.64% (lower mid).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (lower mid).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (bottom quartile).

Motilal Oswal Long Term Equity Fund

  • Lower mid AUM (₹4,341 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.70% (lower mid).
  • 3Y return: 20.15% (bottom quartile).
  • 1Y return: -2.94% (bottom quartile).
  • Alpha: -16.15 (bottom quartile).
  • Sharpe: -0.43 (bottom quartile).
  • Information ratio: 0.53 (lower mid).

HDFC Tax Saver Fund

  • Upper mid AUM (₹17,163 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.98% (top quartile).
  • 3Y return: 19.33% (bottom quartile).
  • 1Y return: 9.65% (lower mid).
  • Alpha: 2.58 (top quartile).
  • Sharpe: 0.41 (lower mid).
  • Information ratio: 1.27 (upper mid).

SIP ਲਈ ਵਧੀਆ ਸੈਕਟਰ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Sundaram Financial Services Opportunities Fund Growth ₹109.98
↑ 1.46 		₹1,661 100 2.5623.820.117.716.9
SBI Banking & Financial Services Fund Growth ₹45.1789
↑ 0.35 		₹10,106 500 0.43.622.51916.320.4
UTI Banking and Financial Services Fund Growth ₹195.263
↓ -1.88 		₹1,382 500 -1.10.620.115.214.916.3
LIC MF Banking & Financial Services Fund Growth ₹21.9464
↑ 0.20 		₹279 1,000 -1.10.12011.412.716.5
DSP Natural Resources and New Energy Fund Growth ₹101.672
↓ -0.22 		₹1,573 500 811.619.719.722.117.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentarySundaram Financial Services Opportunities FundSBI Banking & Financial Services FundUTI Banking and Financial Services FundLIC MF Banking & Financial Services FundDSP Natural Resources and New Energy Fund
Point 1Upper mid AUM (₹1,661 Cr).Highest AUM (₹10,106 Cr).Bottom quartile AUM (₹1,382 Cr).Bottom quartile AUM (₹279 Cr).Lower mid AUM (₹1,573 Cr).
Point 2Established history (17+ yrs).Established history (10+ yrs).Oldest track record among peers (21 yrs).Established history (10+ yrs).Established history (17+ yrs).
Point 3Rating: 3★ (upper mid).Not Rated.Rating: 3★ (lower mid).Not Rated.Top rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 17.69% (upper mid).5Y return: 16.30% (lower mid).5Y return: 14.87% (bottom quartile).5Y return: 12.72% (bottom quartile).5Y return: 22.06% (top quartile).
Point 63Y return: 20.06% (top quartile).3Y return: 19.05% (lower mid).3Y return: 15.18% (bottom quartile).3Y return: 11.44% (bottom quartile).3Y return: 19.65% (upper mid).
Point 71Y return: 23.78% (top quartile).1Y return: 22.53% (upper mid).1Y return: 20.15% (lower mid).1Y return: 19.97% (bottom quartile).1Y return: 19.68% (bottom quartile).
Point 8Alpha: -2.54 (bottom quartile).Alpha: 1.96 (top quartile).Alpha: -2.74 (bottom quartile).Alpha: -2.24 (lower mid).Alpha: 0.00 (upper mid).
Point 9Sharpe: 0.73 (bottom quartile).Sharpe: 1.08 (top quartile).Sharpe: 0.75 (upper mid).Sharpe: 0.74 (bottom quartile).Sharpe: 0.74 (lower mid).
Point 10Information ratio: 0.60 (upper mid).Information ratio: 0.89 (top quartile).Information ratio: 0.22 (lower mid).Information ratio: -0.40 (bottom quartile).Information ratio: 0.00 (bottom quartile).

Sundaram Financial Services Opportunities Fund

  • Upper mid AUM (₹1,661 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 17.69% (upper mid).
  • 3Y return: 20.06% (top quartile).
  • 1Y return: 23.78% (top quartile).
  • Alpha: -2.54 (bottom quartile).
  • Sharpe: 0.73 (bottom quartile).
  • Information ratio: 0.60 (upper mid).

SBI Banking & Financial Services Fund

  • Highest AUM (₹10,106 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 16.30% (lower mid).
  • 3Y return: 19.05% (lower mid).
  • 1Y return: 22.53% (upper mid).
  • Alpha: 1.96 (top quartile).
  • Sharpe: 1.08 (top quartile).
  • Information ratio: 0.89 (top quartile).

UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,382 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 14.87% (bottom quartile).
  • 3Y return: 15.18% (bottom quartile).
  • 1Y return: 20.15% (lower mid).
  • Alpha: -2.74 (bottom quartile).
  • Sharpe: 0.75 (upper mid).
  • Information ratio: 0.22 (lower mid).

LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹279 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.72% (bottom quartile).
  • 3Y return: 11.44% (bottom quartile).
  • 1Y return: 19.97% (bottom quartile).
  • Alpha: -2.24 (lower mid).
  • Sharpe: 0.74 (bottom quartile).
  • Information ratio: -0.40 (bottom quartile).

DSP Natural Resources and New Energy Fund

  • Lower mid AUM (₹1,573 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 22.06% (top quartile).
  • 3Y return: 19.65% (upper mid).
  • 1Y return: 19.68% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.74 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਫੋਕਸਡ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Focused Equity Fund Growth ₹94.11
↑ 0.37 		₹14,569 100 -2.21.515.321.52015.4
HDFC Focused 30 Fund Growth ₹233.102
↑ 1.82 		₹26,537 300 -3.7011.119.722.810.9
DSP Focus Fund Growth ₹54.041
↑ 0.30 		₹2,687 500 -2.7-2.86.518.1137.3
SBI Focused Equity Fund Growth ₹369.004
↓ -6.25 		₹43,173 500 0.13.913.617.915.615.7
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 		₹1,354 100 -58.524.51717.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Focused Equity FundHDFC Focused 30 FundDSP Focus FundSBI Focused Equity FundSundaram Select Focus Fund
Point 1Lower mid AUM (₹14,569 Cr).Upper mid AUM (₹26,537 Cr).Bottom quartile AUM (₹2,687 Cr).Highest AUM (₹43,173 Cr).Bottom quartile AUM (₹1,354 Cr).
Point 2Established history (16+ yrs).Established history (21+ yrs).Established history (15+ yrs).Established history (21+ yrs).Oldest track record among peers (23 yrs).
Point 3Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 19.96% (upper mid).5Y return: 22.81% (top quartile).5Y return: 13.00% (bottom quartile).5Y return: 15.65% (bottom quartile).5Y return: 17.29% (lower mid).
Point 63Y return: 21.46% (top quartile).3Y return: 19.72% (upper mid).3Y return: 18.06% (lower mid).3Y return: 17.85% (bottom quartile).3Y return: 17.03% (bottom quartile).
Point 71Y return: 15.27% (upper mid).1Y return: 11.12% (bottom quartile).1Y return: 6.51% (bottom quartile).1Y return: 13.56% (lower mid).1Y return: 24.49% (top quartile).
Point 8Alpha: 7.16 (upper mid).Alpha: 3.31 (lower mid).Alpha: -0.18 (bottom quartile).Alpha: 7.50 (top quartile).Alpha: -5.62 (bottom quartile).
Point 9Sharpe: 0.70 (lower mid).Sharpe: 0.52 (bottom quartile).Sharpe: 0.15 (bottom quartile).Sharpe: 0.79 (upper mid).Sharpe: 1.85 (top quartile).
Point 10Information ratio: 1.72 (top quartile).Information ratio: 0.99 (upper mid).Information ratio: 0.52 (lower mid).Information ratio: 0.32 (bottom quartile).Information ratio: -0.52 (bottom quartile).

ICICI Prudential Focused Equity Fund

  • Lower mid AUM (₹14,569 Cr).
  • Established history (16+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.96% (upper mid).
  • 3Y return: 21.46% (top quartile).
  • 1Y return: 15.27% (upper mid).
  • Alpha: 7.16 (upper mid).
  • Sharpe: 0.70 (lower mid).
  • Information ratio: 1.72 (top quartile).

HDFC Focused 30 Fund

  • Upper mid AUM (₹26,537 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.81% (top quartile).
  • 3Y return: 19.72% (upper mid).
  • 1Y return: 11.12% (bottom quartile).
  • Alpha: 3.31 (lower mid).
  • Sharpe: 0.52 (bottom quartile).
  • Information ratio: 0.99 (upper mid).

DSP Focus Fund

  • Bottom quartile AUM (₹2,687 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.00% (bottom quartile).
  • 3Y return: 18.06% (lower mid).
  • 1Y return: 6.51% (bottom quartile).
  • Alpha: -0.18 (bottom quartile).
  • Sharpe: 0.15 (bottom quartile).
  • Information ratio: 0.52 (lower mid).

SBI Focused Equity Fund

  • Highest AUM (₹43,173 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.65% (bottom quartile).
  • 3Y return: 17.85% (bottom quartile).
  • 1Y return: 13.56% (lower mid).
  • Alpha: 7.50 (top quartile).
  • Sharpe: 0.79 (upper mid).
  • Information ratio: 0.32 (bottom quartile).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (lower mid).
  • 3Y return: 17.03% (bottom quartile).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮੁੱਲ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Value Fund Growth ₹224.294
↑ 0.87 		₹9,153 100 -4-2.45.920.319.94.2
ICICI Prudential Value Discovery Fund Growth ₹483.26
↑ 2.50 		₹61,272 100 -1.21.911.219.521.413.8
Aditya Birla Sun Life Pure Value Fund Growth ₹124.482
↑ 0.98 		₹6,411 1,000 -1.7-1.81.718.217.42.6
Tata Equity PE Fund Growth ₹348.614
↑ 1.53 		₹9,061 150 -3-2.54.318.116.73.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment ₹129.678
↑ 0.57 		₹9,061 150 -3-2.54.31816.73.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryNippon India Value FundICICI Prudential Value Discovery FundAditya Birla Sun Life Pure Value FundTata Equity PE FundTata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)
Point 1Upper mid AUM (₹9,153 Cr).Highest AUM (₹61,272 Cr).Bottom quartile AUM (₹6,411 Cr).Lower mid AUM (₹9,061 Cr).Bottom quartile AUM (₹9,061 Cr).
Point 2Established history (20+ yrs).Oldest track record among peers (21 yrs).Established history (17+ yrs).Established history (21+ yrs).Established history (16+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Rating: 3★ (upper mid).Top rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 19.88% (upper mid).5Y return: 21.41% (top quartile).5Y return: 17.41% (lower mid).5Y return: 16.74% (bottom quartile).5Y return: 16.68% (bottom quartile).
Point 63Y return: 20.31% (top quartile).3Y return: 19.50% (upper mid).3Y return: 18.16% (lower mid).3Y return: 18.06% (bottom quartile).3Y return: 18.01% (bottom quartile).
Point 71Y return: 5.90% (upper mid).1Y return: 11.21% (top quartile).1Y return: 1.65% (bottom quartile).1Y return: 4.29% (bottom quartile).1Y return: 4.29% (lower mid).
Point 8Alpha: -3.34 (upper mid).Alpha: 5.80 (top quartile).Alpha: -4.92 (bottom quartile).Alpha: -3.79 (lower mid).Alpha: -3.79 (bottom quartile).
Point 9Sharpe: -0.07 (upper mid).Sharpe: 0.74 (top quartile).Sharpe: -0.08 (bottom quartile).Sharpe: -0.07 (lower mid).Sharpe: -0.07 (bottom quartile).
Point 10Information ratio: 1.54 (top quartile).Information ratio: 0.97 (upper mid).Information ratio: 0.58 (bottom quartile).Information ratio: 0.96 (lower mid).Information ratio: 0.94 (bottom quartile).

Nippon India Value Fund

  • Upper mid AUM (₹9,153 Cr).
  • Established history (20+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.88% (upper mid).
  • 3Y return: 20.31% (top quartile).
  • 1Y return: 5.90% (upper mid).
  • Alpha: -3.34 (upper mid).
  • Sharpe: -0.07 (upper mid).
  • Information ratio: 1.54 (top quartile).

ICICI Prudential Value Discovery Fund

  • Highest AUM (₹61,272 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.41% (top quartile).
  • 3Y return: 19.50% (upper mid).
  • 1Y return: 11.21% (top quartile).
  • Alpha: 5.80 (top quartile).
  • Sharpe: 0.74 (top quartile).
  • Information ratio: 0.97 (upper mid).

Aditya Birla Sun Life Pure Value Fund

  • Bottom quartile AUM (₹6,411 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.41% (lower mid).
  • 3Y return: 18.16% (lower mid).
  • 1Y return: 1.65% (bottom quartile).
  • Alpha: -4.92 (bottom quartile).
  • Sharpe: -0.08 (bottom quartile).
  • Information ratio: 0.58 (bottom quartile).

Tata Equity PE Fund

  • Lower mid AUM (₹9,061 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.74% (bottom quartile).
  • 3Y return: 18.06% (bottom quartile).
  • 1Y return: 4.29% (bottom quartile).
  • Alpha: -3.79 (lower mid).
  • Sharpe: -0.07 (lower mid).
  • Information ratio: 0.96 (lower mid).

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

  • Bottom quartile AUM (₹9,061 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.68% (bottom quartile).
  • 3Y return: 18.01% (bottom quartile).
  • 1Y return: 4.29% (lower mid).
  • Alpha: -3.79 (bottom quartile).
  • Sharpe: -0.07 (bottom quartile).
  • Information ratio: 0.94 (bottom quartile).

SIP ਕੈਲਕੁਲੇਟਰ

SIP ਕੈਲਕੁਲੇਟਰ ਇੱਕ ਕੁਸ਼ਲ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ ਜੋ ਇੱਕ ਨਿਵੇਸ਼ਕ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਸਮੇਂ ਵਰਤ ਸਕਦਾ ਹੈ। ਭਾਵੇਂ ਕੋਈ ਕਾਰ/ਘਰ ਖਰੀਦਣ, ਰਿਟਾਇਰਮੈਂਟ ਦੀ ਯੋਜਨਾ, ਬੱਚੇ ਦੀ ਉੱਚ ਸਿੱਖਿਆ ਜਾਂ ਕੋਈ ਹੋਰ ਸੰਪੱਤੀ ਖਰੀਦਣ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦਾ ਹੈ, ਇਸ ਲਈ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ। ਇਹ ਨਿਵੇਸ਼ ਦੀ ਮਾਤਰਾ ਅਤੇ ਸਮਾਂ ਮਿਆਦ ਦੀ ਗਣਨਾ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ ਜੋ ਖਾਸ ਵਿੱਤੀ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਨਿਵੇਸ਼ ਲਈ ਲੋੜੀਂਦਾ ਹੈ। ਇਸ ਲਈ, ਆਮ ਸਵਾਲ ਜਿਵੇਂ ਕਿ "ਕਿੰਨਾ ਕਰਨਾ ਹੈਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਜਾਂ ਉਸ ਸਮੇਂ ਤੱਕ ਮੈਨੂੰ ਕਿਵੇਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ", ਇਸ ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਹੱਲ ਕਰਦਾ ਹੈ।

ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਦੇ ਸਮੇਂ, ਕਿਸੇ ਨੂੰ ਕੁਝ ਵੇਰੀਏਬਲ ਭਰਨੇ ਪੈਂਦੇ ਹਨ, ਜਿਸ ਵਿੱਚ ਸ਼ਾਮਲ ਹਨ (ਉਦਾਹਰਣ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ)-

  • ਲੋੜੀਂਦੀ ਨਿਵੇਸ਼ ਮਿਆਦ
  • ਅੰਦਾਜ਼ਨ ਮਹੀਨਾਵਾਰ SIP ਰਕਮ
  • ਉਮੀਦ ਹੈਮਹਿੰਗਾਈ ਆਉਣ ਵਾਲੇ ਸਾਲਾਂ ਲਈ ਦਰ (ਸਾਲਾਨਾ)
  • ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ

SIP-Calculator

ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਉੱਪਰ ਦੱਸੀ ਸਾਰੀ ਜਾਣਕਾਰੀ ਫੀਡ ਕਰ ਦਿੰਦੇ ਹੋ, ਤਾਂ ਕੈਲਕੁਲੇਟਰ ਤੁਹਾਨੂੰ ਦੱਸੇ ਗਏ ਸਾਲਾਂ ਦੀ ਸੰਖਿਆ ਤੋਂ ਬਾਅਦ ਤੁਹਾਨੂੰ ਪ੍ਰਾਪਤ ਹੋਣ ਵਾਲੀ ਰਕਮ (ਤੁਹਾਡੀ SIP ਰਿਟਰਨ) ਦੇ ਦੇਵੇਗਾ। ਤੁਹਾਡੇ ਸ਼ੁੱਧ ਲਾਭ ਨੂੰ ਵੀ ਉਜਾਗਰ ਕੀਤਾ ਜਾਵੇਗਾ ਤਾਂ ਜੋ ਤੁਸੀਂ ਉਸ ਅਨੁਸਾਰ ਆਪਣੇ ਟੀਚੇ ਦੀ ਪੂਰਤੀ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾ ਸਕੋ।

ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?

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Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।

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