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ਫਿਨਕੈਸ਼ »ਮਿਉਚੁਅਲ ਫੰਡ »SIP ਲਈ ਵਧੀਆ ਮਿਉਚੁਅਲ ਫੰਡ

SIP 2022 - 2023 ਲਈ ਭਾਰਤ ਵਿੱਚ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

Updated on August 18, 2026 , 25517 views

ਇੱਕ ਪ੍ਰਣਾਲੀਗਤਨਿਵੇਸ਼ ਯੋਜਨਾ (SIP) ਨੂੰ ਸਭ ਤੋਂ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਤਰੀਕਾ ਮੰਨਿਆ ਜਾਂਦਾ ਹੈਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋਖਾਸ ਕਰਕੇ ਲੰਬੇ ਸਮੇਂ ਲਈਮਿਆਦ ਦੀ ਯੋਜਨਾ. ਇਹ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੀ ਬੱਚਤ ਯੋਜਨਾ ਨੂੰ ਲਾਗੂ ਕਰਨ ਲਈ ਹਰ ਮਹੀਨੇ ਕਿਸੇ ਖਾਸ ਮਿਤੀ 'ਤੇ ਇਕ ਯੂਨਿਟ ਖਰੀਦਣ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈ। ਨਿਵੇਸ਼ਕ ਪ੍ਰਤੀ ਅਰਾਮਦੇਹ ਮਹਿਸੂਸ ਕਰਨ ਦੇ ਕਾਰਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਨਿਵੇਸ਼ SIP ਵਿੱਚ ਉਹ ਲਚਕਤਾ ਹੈ ਜੋ ਉਹ ਪੇਸ਼ ਕਰਦੇ ਹਨ। ਨਿਵੇਸ਼ਕ ਕਰ ਸਕਦੇ ਹਨSIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਮਾਸਿਕ, ਤਿਮਾਹੀ ਜਾਂ ਹਫ਼ਤਾਵਾਰੀ 'ਤੇਆਧਾਰ, ਉਹਨਾਂ ਦੀ ਸਹੂਲਤ ਅਨੁਸਾਰ। ਆਓ ਇਸ ਬਾਰੇ ਹੋਰ ਜਾਣੀਏ ਕਿ ਕੋਈ ਉਨ੍ਹਾਂ ਨੂੰ ਕਿਵੇਂ ਪ੍ਰਾਪਤ ਕਰ ਸਕਦਾ ਹੈਵਿੱਤੀ ਟੀਚੇ ਯੋਜਨਾਬੱਧ ਨਿਵੇਸ਼ ਯੋਜਨਾਵਾਂ ਦੇ ਨਾਲ, ਕਿਵੇਂsip ਕੈਲਕੁਲੇਟਰ ਦੇ ਨਾਲ, ਨਿਵੇਸ਼ ਵਿੱਚ ਮਦਦਗਾਰ ਹੈਵਧੀਆ ਮਿਉਚੁਅਲ ਫੰਡ SIP ਲਈ ਭਾਰਤ ਵਿੱਚ.

SIP- ਵਿੱਤੀ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਅਨੁਕੂਲ ਤਰੀਕਾ

SIP ਨੂੰ ਇਸ ਤਰੀਕੇ ਨਾਲ ਤਿਆਰ ਕੀਤਾ ਗਿਆ ਹੈ ਕਿ ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਆਸਾਨੀ ਨਾਲ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ ਦੀ ਪੂਰਵ-ਯੋਜਨਾ ਬਣਾ ਸਕਦਾ ਹੈ ਅਤੇ ਆਪਣੇ ਵਿੱਤੀ ਟੀਚਿਆਂ ਦੇ ਅਨੁਸਾਰ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਪਰ, ਕਿਸੇ ਨੂੰ SIP ਦੁਆਰਾ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਪੈਂਦਾ ਹੈ। ਆਮ ਤੌਰ 'ਤੇ, SIP ਦੀ ਵਰਤੋਂ ਟੀਚਿਆਂ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣ ਲਈ ਕੀਤੀ ਜਾਂਦੀ ਹੈ ਜਿਵੇਂ-

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ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਘੱਟੋ-ਘੱਟ INR 500 ਅਤੇ INR 1000 ਦੀ ਰਕਮ ਨਾਲ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰ ਸਕਦਾ ਹੈ। ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰਦੇ ਹੋ ਤਾਂ ਤੁਹਾਡਾ ਪੈਸਾ ਹਰ ਦਿਨ ਜਾਣਾ ਸ਼ੁਰੂ ਹੋ ਜਾਂਦਾ ਹੈ ਕਿਉਂਕਿ ਇਹ ਸਟਾਕ ਦੇ ਸੰਪਰਕ ਵਿੱਚ ਆਉਂਦਾ ਹੈ।ਬਜ਼ਾਰ. ਇਸ ਲਈ ਇੱਕ ਰੂਟ ਦੇ ਰੂਪ ਵਿੱਚ SIPs ਨੂੰ ਜਿਆਦਾਤਰ ਤਰਜੀਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈਇਕੁਇਟੀ ਫੰਡ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਇਤਿਹਾਸਕ ਤੌਰ 'ਤੇ, ਇਕੁਇਟੀ ਸਟਾਕਾਂ ਵਿਚ ਨਿਵੇਸ਼ ਨੇ ਹੋਰ ਸਾਰੀਆਂ ਸੰਪੱਤੀ ਸ਼੍ਰੇਣੀਆਂ ਵਿਚ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਰਿਟਰਨ ਦਿੱਤਾ ਹੈ, ਜੇਕਰ ਨਿਵੇਸ਼ ਅਨੁਸ਼ਾਸਨ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਦੇ ਦੂਰੀ ਦੇ ਨਾਲ ਕੀਤਾ ਗਿਆ ਸੀ।

ਇਕੁਇਟੀ ਵਿਚ ਐਸਆਈਪੀ ਮਾਰਕੀਟ ਦੇ ਸਮੇਂ ਦੇ ਜੋਖਮ ਤੋਂ ਬਚਣ ਵਿਚ ਮਦਦ ਕਰਦੀ ਹੈ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਲਾਗਤ ਦੀ ਔਸਤ ਦੁਆਰਾ ਦੌਲਤ ਬਣਾਉਣ ਦੀ ਸਹੂਲਤ ਦਿੰਦੀ ਹੈ। ਆਓ ਕੁਝ ਹੋਰ ਦੇਖੀਏSIP ਦੇ ਲਾਭ ਜੋ ਲੰਬੇ ਸਮੇਂ ਦੇ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ:

  • ਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ- ਸਧਾਰਨ ਵਿਆਜ ਉਦੋਂ ਹੁੰਦਾ ਹੈ ਜਦੋਂ ਤੁਸੀਂ ਸਿਰਫ਼ ਮੂਲ 'ਤੇ ਵਿਆਜ ਪ੍ਰਾਪਤ ਕਰਦੇ ਹੋ। ਮਿਸ਼ਰਿਤ ਵਿਆਜ ਦੇ ਮਾਮਲੇ ਵਿੱਚ, ਵਿਆਜ ਦੀ ਰਕਮ ਨੂੰ ਮੂਲ ਵਿੱਚ ਜੋੜਿਆ ਜਾਂਦਾ ਹੈ, ਅਤੇ ਵਿਆਜ ਦੀ ਗਣਨਾ ਨਵੇਂ ਮੂਲ (ਪੁਰਾਣੇ ਮੂਲ ਦੇ ਨਾਲ ਲਾਭ) 'ਤੇ ਕੀਤੀ ਜਾਂਦੀ ਹੈ। ਇਹ ਸਿਲਸਿਲਾ ਹਰ ਵਾਰ ਜਾਰੀ ਰਹਿੰਦਾ ਹੈ। ਵਿੱਚ ਐਸ.ਆਈ.ਪੀਮਿਉਚੁਅਲ ਫੰਡ ਕਿਸ਼ਤਾਂ ਵਿੱਚ ਹਨ, ਉਹ ਮਿਸ਼ਰਿਤ ਹਨ, ਜੋ ਸ਼ੁਰੂਆਤੀ ਨਿਵੇਸ਼ ਕੀਤੀ ਰਕਮ ਵਿੱਚ ਹੋਰ ਜੋੜਦਾ ਹੈ।

  • ਜੋਖਮ ਘਟਾਉਣਾ- ਇਹ ਦੇਖਦੇ ਹੋਏ ਕਿ ਇੱਕ SIP ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ ਫੈਲਿਆ ਹੋਇਆ ਹੈ, ਇੱਕ ਸਟਾਕ ਮਾਰਕੀਟ ਦੇ ਸਾਰੇ ਦੌਰ, ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਅਤੇ ਹੋਰ ਮਹੱਤਵਪੂਰਨ ਤੌਰ 'ਤੇ ਗਿਰਾਵਟ ਨੂੰ ਫੜਦਾ ਹੈ। ਮੰਦੀ ਵਿੱਚ, ਜਦੋਂ ਡਰ ਜ਼ਿਆਦਾਤਰ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਫੜਦਾ ਹੈ, SIP ਕਿਸ਼ਤਾਂ ਇਹ ਯਕੀਨੀ ਬਣਾਉਂਦੀਆਂ ਰਹਿੰਦੀਆਂ ਹਨ ਕਿ ਨਿਵੇਸ਼ਕ "ਘੱਟ" ਖਰੀਦਦੇ ਹਨ।

  • SIPs ਦੀ ਸਹੂਲਤ- ਸੁਵਿਧਾ ਇੱਕ SIP ਦੇ ਸਭ ਤੋਂ ਵੱਡੇ ਲਾਭਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ। ਇੱਕ ਉਪਭੋਗਤਾ ਨੂੰ ਇੱਕ ਵਾਰ ਸਾਈਨ-ਅੱਪ ਕਰਨਾ ਪੈਂਦਾ ਹੈ ਅਤੇ ਦਸਤਾਵੇਜ਼ਾਂ ਵਿੱਚੋਂ ਲੰਘਣਾ ਪੈਂਦਾ ਹੈ। ਇੱਕ ਵਾਰ ਹੋ ਜਾਣ 'ਤੇ, ਉਸ ਤੋਂ ਬਾਅਦ ਦੇ ਨਿਵੇਸ਼ਾਂ ਲਈ ਡੈਬਿਟ ਆਪਣੇ ਆਪ ਹੋ ਜਾਂਦੇ ਹਨ ਅਤੇਨਿਵੇਸ਼ਕ ਸਿਰਫ ਨਿਵੇਸ਼ਾਂ ਦੀ ਨਿਗਰਾਨੀ ਕਰਨੀ ਹੈ।

SIP 2022 - 2023 ਲਈ ਭਾਰਤ ਵਿੱਚ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

SIP ਲਈ ਵਧੀਆ ਲਾਰਜ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Invesco India Largecap Fund Growth ₹73.32
↑ 0.47 		₹1,847 100 95.25.514.711.95.5
Bandhan Large Cap Fund Growth ₹79.552
↑ 0.63 		₹2,061 100 6.20.62.313.611.18.2
ICICI Prudential Bluechip Fund Growth ₹109.35
↑ 0.67 		₹80,962 100 3.5-3.6-1.812.612.611.3
BNP Paribas Large Cap Fund Growth ₹224.669
↑ 1.20 		₹2,632 300 4.101.912.411.34.4
Nippon India Large Cap Fund Growth ₹90.3042
↑ 0.60 		₹54,225 100 3.1-2.9-1.812.314.49.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryInvesco India Largecap FundBandhan Large Cap FundICICI Prudential Bluechip FundBNP Paribas Large Cap FundNippon India Large Cap Fund
Point 1Bottom quartile AUM (₹1,847 Cr).Bottom quartile AUM (₹2,061 Cr).Highest AUM (₹80,962 Cr).Lower mid AUM (₹2,632 Cr).Upper mid AUM (₹54,225 Cr).
Point 2Established history (17+ yrs).Established history (20+ yrs).Established history (18+ yrs).Oldest track record among peers (21 yrs).Established history (19+ yrs).
Point 3Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 11.89% (lower mid).5Y return: 11.08% (bottom quartile).5Y return: 12.59% (upper mid).5Y return: 11.28% (bottom quartile).5Y return: 14.41% (top quartile).
Point 63Y return: 14.67% (top quartile).3Y return: 13.60% (upper mid).3Y return: 12.56% (lower mid).3Y return: 12.45% (bottom quartile).3Y return: 12.31% (bottom quartile).
Point 71Y return: 5.45% (top quartile).1Y return: 2.33% (upper mid).1Y return: -1.85% (bottom quartile).1Y return: 1.87% (lower mid).1Y return: -1.79% (bottom quartile).
Point 8Alpha: 3.75 (top quartile).Alpha: 2.34 (upper mid).Alpha: -2.08 (bottom quartile).Alpha: 0.42 (lower mid).Alpha: -1.21 (bottom quartile).
Point 9Sharpe: -0.25 (lower mid).Sharpe: -0.35 (bottom quartile).Sharpe: -0.30 (bottom quartile).Sharpe: -0.13 (top quartile).Sharpe: -0.24 (upper mid).
Point 10Information ratio: 0.82 (top quartile).Information ratio: 0.63 (lower mid).Information ratio: 0.67 (upper mid).Information ratio: 0.42 (bottom quartile).Information ratio: 0.58 (bottom quartile).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹1,847 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.89% (lower mid).
  • 3Y return: 14.67% (top quartile).
  • 1Y return: 5.45% (top quartile).
  • Alpha: 3.75 (top quartile).
  • Sharpe: -0.25 (lower mid).
  • Information ratio: 0.82 (top quartile).

Bandhan Large Cap Fund

  • Bottom quartile AUM (₹2,061 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.08% (bottom quartile).
  • 3Y return: 13.60% (upper mid).
  • 1Y return: 2.33% (upper mid).
  • Alpha: 2.34 (upper mid).
  • Sharpe: -0.35 (bottom quartile).
  • Information ratio: 0.63 (lower mid).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹80,962 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.59% (upper mid).
  • 3Y return: 12.56% (lower mid).
  • 1Y return: -1.85% (bottom quartile).
  • Alpha: -2.08 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: 0.67 (upper mid).

BNP Paribas Large Cap Fund

  • Lower mid AUM (₹2,632 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.28% (bottom quartile).
  • 3Y return: 12.45% (bottom quartile).
  • 1Y return: 1.87% (lower mid).
  • Alpha: 0.42 (lower mid).
  • Sharpe: -0.13 (top quartile).
  • Information ratio: 0.42 (bottom quartile).

Nippon India Large Cap Fund

  • Upper mid AUM (₹54,225 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.41% (top quartile).
  • 3Y return: 12.31% (bottom quartile).
  • 1Y return: -1.79% (bottom quartile).
  • Alpha: -1.21 (bottom quartile).
  • Sharpe: -0.24 (upper mid).
  • Information ratio: 0.58 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮਲਟੀ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹40.39
↑ 0.16 		₹1,288 1,000 13.119.625.922.6163.5
Motilal Oswal Multicap 35 Fund Growth ₹63.5802
↑ 0.77 		₹13,940 500 14.410.72.720.612.8-5.6
Mahindra Badhat Yojana Growth ₹39.7587
↑ 0.34 		₹7,184 500 9.410.712.217.916.33.4
ICICI Prudential Multicap Fund Growth ₹871.01
↑ 4.54 		₹18,769 100 5.28.29.117.616.15.7
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 		₹588 300 -4.6-2.619.317.313.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Manufacturing Equity FundMotilal Oswal Multicap 35 FundMahindra Badhat YojanaICICI Prudential Multicap FundBNP Paribas Multi Cap Fund
Point 1Bottom quartile AUM (₹1,288 Cr).Upper mid AUM (₹13,940 Cr).Lower mid AUM (₹7,184 Cr).Highest AUM (₹18,769 Cr).Bottom quartile AUM (₹588 Cr).
Point 2Established history (11+ yrs).Established history (12+ yrs).Established history (9+ yrs).Oldest track record among peers (31 yrs).Established history (20+ yrs).
Point 3Not Rated.Top rated.Not Rated.Rating: 3★ (lower mid).Rating: 4★ (upper mid).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 15.96% (lower mid).5Y return: 12.76% (bottom quartile).5Y return: 16.31% (top quartile).5Y return: 16.05% (upper mid).5Y return: 13.57% (bottom quartile).
Point 63Y return: 22.56% (top quartile).3Y return: 20.63% (upper mid).3Y return: 17.86% (lower mid).3Y return: 17.59% (bottom quartile).3Y return: 17.28% (bottom quartile).
Point 71Y return: 25.94% (top quartile).1Y return: 2.70% (bottom quartile).1Y return: 12.19% (lower mid).1Y return: 9.14% (bottom quartile).1Y return: 19.34% (upper mid).
Point 8Alpha: 0.00 (lower mid).Alpha: -3.79 (bottom quartile).Alpha: 3.91 (top quartile).Alpha: 3.61 (upper mid).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 0.85 (upper mid).Sharpe: -0.26 (bottom quartile).Sharpe: 0.25 (lower mid).Sharpe: 0.21 (bottom quartile).Sharpe: 2.86 (top quartile).
Point 10Information ratio: 0.00 (bottom quartile).Information ratio: 0.70 (top quartile).Information ratio: 0.62 (upper mid).Information ratio: 0.54 (lower mid).Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

  • Bottom quartile AUM (₹1,288 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.96% (lower mid).
  • 3Y return: 22.56% (top quartile).
  • 1Y return: 25.94% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.85 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Motilal Oswal Multicap 35 Fund

  • Upper mid AUM (₹13,940 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.76% (bottom quartile).
  • 3Y return: 20.63% (upper mid).
  • 1Y return: 2.70% (bottom quartile).
  • Alpha: -3.79 (bottom quartile).
  • Sharpe: -0.26 (bottom quartile).
  • Information ratio: 0.70 (top quartile).

Mahindra Badhat Yojana

  • Lower mid AUM (₹7,184 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.31% (top quartile).
  • 3Y return: 17.86% (lower mid).
  • 1Y return: 12.19% (lower mid).
  • Alpha: 3.91 (top quartile).
  • Sharpe: 0.25 (lower mid).
  • Information ratio: 0.62 (upper mid).

ICICI Prudential Multicap Fund

  • Highest AUM (₹18,769 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.05% (upper mid).
  • 3Y return: 17.59% (bottom quartile).
  • 1Y return: 9.14% (bottom quartile).
  • Alpha: 3.61 (upper mid).
  • Sharpe: 0.21 (bottom quartile).
  • Information ratio: 0.54 (lower mid).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (bottom quartile).
  • 3Y return: 17.28% (bottom quartile).
  • 1Y return: 19.34% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮਿਡ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential MidCap Fund Growth ₹347.96
↑ 1.80 		₹7,954 100 3.28.815.823.518.511.1
BNP Paribas Mid Cap Fund Growth ₹113.035
↓ -0.01 		₹2,584 300 3.87.511.417.915.42.5
Aditya Birla Sun Life Midcap Fund Growth ₹869.42
↑ 3.76 		₹6,723 1,000 8.810.19.917.915.44.4
TATA Mid Cap Growth Fund Growth ₹468.708
↑ 2.25 		₹6,056 150 5.14.88.516.115.55.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Aug 26

Research Highlights & Commentary of 4 Funds showcased

CommentaryICICI Prudential MidCap FundBNP Paribas Mid Cap FundAditya Birla Sun Life Midcap FundTATA Mid Cap Growth Fund
Point 1Highest AUM (₹7,954 Cr).Bottom quartile AUM (₹2,584 Cr).Upper mid AUM (₹6,723 Cr).Lower mid AUM (₹6,056 Cr).
Point 2Established history (21+ yrs).Established history (20+ yrs).Established history (23+ yrs).Oldest track record among peers (32 yrs).
Point 3Rating: 2★ (lower mid).Top rated.Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 18.50% (top quartile).5Y return: 15.43% (lower mid).5Y return: 15.40% (bottom quartile).5Y return: 15.48% (upper mid).
Point 63Y return: 23.45% (top quartile).3Y return: 17.89% (upper mid).3Y return: 17.87% (lower mid).3Y return: 16.12% (bottom quartile).
Point 71Y return: 15.79% (top quartile).1Y return: 11.40% (upper mid).1Y return: 9.94% (lower mid).1Y return: 8.53% (bottom quartile).
Point 8Alpha: 4.57 (top quartile).Alpha: 2.17 (upper mid).Alpha: -1.60 (bottom quartile).Alpha: -1.11 (lower mid).
Point 9Sharpe: 0.48 (top quartile).Sharpe: 0.38 (upper mid).Sharpe: 0.17 (bottom quartile).Sharpe: 0.19 (lower mid).
Point 10Information ratio: 0.73 (top quartile).Information ratio: -0.22 (upper mid).Information ratio: -0.51 (lower mid).Information ratio: -0.72 (bottom quartile).

ICICI Prudential MidCap Fund

  • Highest AUM (₹7,954 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.50% (top quartile).
  • 3Y return: 23.45% (top quartile).
  • 1Y return: 15.79% (top quartile).
  • Alpha: 4.57 (top quartile).
  • Sharpe: 0.48 (top quartile).
  • Information ratio: 0.73 (top quartile).

BNP Paribas Mid Cap Fund

  • Bottom quartile AUM (₹2,584 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 15.43% (lower mid).
  • 3Y return: 17.89% (upper mid).
  • 1Y return: 11.40% (upper mid).
  • Alpha: 2.17 (upper mid).
  • Sharpe: 0.38 (upper mid).
  • Information ratio: -0.22 (upper mid).

Aditya Birla Sun Life Midcap Fund

  • Upper mid AUM (₹6,723 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.40% (bottom quartile).
  • 3Y return: 17.87% (lower mid).
  • 1Y return: 9.94% (lower mid).
  • Alpha: -1.60 (bottom quartile).
  • Sharpe: 0.17 (bottom quartile).
  • Information ratio: -0.51 (lower mid).

TATA Mid Cap Growth Fund

  • Lower mid AUM (₹6,056 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.48% (upper mid).
  • 3Y return: 16.12% (bottom quartile).
  • 1Y return: 8.53% (bottom quartile).
  • Alpha: -1.11 (lower mid).
  • Sharpe: 0.19 (lower mid).
  • Information ratio: -0.72 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਸਮਾਲ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Small Cap Fund Growth ₹35.1091
↑ 0.26 		₹758 500 12.822.517.619.318.7-13.4
DSP Small Cap Fund  Growth ₹231.474
↑ 1.34 		₹20,221 500 14.718.917.518.618.7-2.8
Sundaram Small Cap Fund Growth ₹300.787
↑ 3.39 		₹3,922 100 10.217.917.118.517.60.4
Nippon India Small Cap Fund Growth ₹186.235
↑ 1.15 		₹78,957 100 8.414.39.817.120.1-4.7
Aditya Birla Sun Life Small Cap Fund Growth ₹100.709
↑ 0.77 		₹5,865 1,000 11.618.617.716.514.8-3.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Small Cap FundDSP Small Cap Fund Sundaram Small Cap FundNippon India Small Cap FundAditya Birla Sun Life Small Cap Fund
Point 1Bottom quartile AUM (₹758 Cr).Upper mid AUM (₹20,221 Cr).Bottom quartile AUM (₹3,922 Cr).Highest AUM (₹78,957 Cr).Lower mid AUM (₹5,865 Cr).
Point 2Established history (9+ yrs).Established history (19+ yrs).Oldest track record among peers (21 yrs).Established history (15+ yrs).Established history (19+ yrs).
Point 3Not Rated.Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).Rating: 4★ (lower mid).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 18.75% (upper mid).5Y return: 18.69% (lower mid).5Y return: 17.59% (bottom quartile).5Y return: 20.10% (top quartile).5Y return: 14.77% (bottom quartile).
Point 63Y return: 19.30% (top quartile).3Y return: 18.61% (upper mid).3Y return: 18.46% (lower mid).3Y return: 17.12% (bottom quartile).3Y return: 16.54% (bottom quartile).
Point 71Y return: 17.61% (upper mid).1Y return: 17.53% (lower mid).1Y return: 17.06% (bottom quartile).1Y return: 9.82% (bottom quartile).1Y return: 17.71% (top quartile).
Point 8Alpha: 4.12 (upper mid).Alpha: 0.00 (bottom quartile).Alpha: 5.33 (top quartile).Alpha: 0.80 (lower mid).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 0.26 (bottom quartile).Sharpe: 0.30 (lower mid).Sharpe: 0.31 (upper mid).Sharpe: 0.12 (bottom quartile).Sharpe: 0.40 (top quartile).
Point 10Information ratio: -0.07 (bottom quartile).Information ratio: 0.00 (top quartile).Information ratio: -0.05 (lower mid).Information ratio: -0.26 (bottom quartile).Information ratio: 0.00 (upper mid).

IDBI Small Cap Fund

  • Bottom quartile AUM (₹758 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.75% (upper mid).
  • 3Y return: 19.30% (top quartile).
  • 1Y return: 17.61% (upper mid).
  • Alpha: 4.12 (upper mid).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: -0.07 (bottom quartile).

DSP Small Cap Fund 

  • Upper mid AUM (₹20,221 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.69% (lower mid).
  • 3Y return: 18.61% (upper mid).
  • 1Y return: 17.53% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.30 (lower mid).
  • Information ratio: 0.00 (top quartile).

Sundaram Small Cap Fund

  • Bottom quartile AUM (₹3,922 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.59% (bottom quartile).
  • 3Y return: 18.46% (lower mid).
  • 1Y return: 17.06% (bottom quartile).
  • Alpha: 5.33 (top quartile).
  • Sharpe: 0.31 (upper mid).
  • Information ratio: -0.05 (lower mid).

Nippon India Small Cap Fund

  • Highest AUM (₹78,957 Cr).
  • Established history (15+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.10% (top quartile).
  • 3Y return: 17.12% (bottom quartile).
  • 1Y return: 9.82% (bottom quartile).
  • Alpha: 0.80 (lower mid).
  • Sharpe: 0.12 (bottom quartile).
  • Information ratio: -0.26 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

  • Lower mid AUM (₹5,865 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.77% (bottom quartile).
  • 3Y return: 16.54% (bottom quartile).
  • 1Y return: 17.71% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.40 (top quartile).
  • Information ratio: 0.00 (upper mid).

SIP ਲਈ ਵਧੀਆ ELSS (ਟੈਕਸ ਸੇਵਿੰਗ ਮਿਉਚੁਅਲ ਫੰਡ)

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Motilal Oswal Long Term Equity Fund Growth ₹57.2504
↑ 0.62 		₹4,784 500 8.217.21222.417.2-9.1
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 		₹485 500 9.715.116.920.810
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 		₹1,318 500 1.215.435.520.617.4
JM Tax Gain Fund Growth ₹52.9221
↑ 0.45 		₹242 500 11.810.48.716.9152.5
Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 		₹210 500 -6.1-3.517.616.711.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Long Term Equity FundIDBI Equity Advantage FundHDFC Long Term Advantage FundJM Tax Gain FundBaroda Pioneer ELSS 96
Point 1Highest AUM (₹4,784 Cr).Lower mid AUM (₹485 Cr).Upper mid AUM (₹1,318 Cr).Bottom quartile AUM (₹242 Cr).Bottom quartile AUM (₹210 Cr).
Point 2Established history (11+ yrs).Established history (12+ yrs).Oldest track record among peers (25 yrs).Established history (18+ yrs).Established history (11+ yrs).
Point 3Not Rated.Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.17% (upper mid).5Y return: 9.97% (bottom quartile).5Y return: 17.39% (top quartile).5Y return: 15.05% (lower mid).5Y return: 11.62% (bottom quartile).
Point 63Y return: 22.36% (top quartile).3Y return: 20.84% (upper mid).3Y return: 20.64% (lower mid).3Y return: 16.89% (bottom quartile).3Y return: 16.70% (bottom quartile).
Point 71Y return: 12.01% (bottom quartile).1Y return: 16.92% (lower mid).1Y return: 35.51% (top quartile).1Y return: 8.74% (bottom quartile).1Y return: 17.56% (upper mid).
Point 8Alpha: 2.11 (lower mid).Alpha: 1.78 (bottom quartile).Alpha: 1.75 (bottom quartile).Alpha: 5.40 (upper mid).Alpha: 5.69 (top quartile).
Point 9Sharpe: 0.07 (bottom quartile).Sharpe: 1.21 (lower mid).Sharpe: 2.27 (upper mid).Sharpe: 0.22 (bottom quartile).Sharpe: 2.51 (top quartile).
Point 10Information ratio: 0.65 (upper mid).Information ratio: -1.13 (bottom quartile).Information ratio: -0.15 (bottom quartile).Information ratio: 0.70 (top quartile).Information ratio: -0.09 (lower mid).

Motilal Oswal Long Term Equity Fund

  • Highest AUM (₹4,784 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.17% (upper mid).
  • 3Y return: 22.36% (top quartile).
  • 1Y return: 12.01% (bottom quartile).
  • Alpha: 2.11 (lower mid).
  • Sharpe: 0.07 (bottom quartile).
  • Information ratio: 0.65 (upper mid).

IDBI Equity Advantage Fund

  • Lower mid AUM (₹485 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (upper mid).
  • 1Y return: 16.92% (lower mid).
  • Alpha: 1.78 (bottom quartile).
  • Sharpe: 1.21 (lower mid).
  • Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

  • Upper mid AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (lower mid).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (bottom quartile).
  • Sharpe: 2.27 (upper mid).
  • Information ratio: -0.15 (bottom quartile).

JM Tax Gain Fund

  • Bottom quartile AUM (₹242 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.05% (lower mid).
  • 3Y return: 16.89% (bottom quartile).
  • 1Y return: 8.74% (bottom quartile).
  • Alpha: 5.40 (upper mid).
  • Sharpe: 0.22 (bottom quartile).
  • Information ratio: 0.70 (top quartile).

Baroda Pioneer ELSS 96

  • Bottom quartile AUM (₹210 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (bottom quartile).
  • 3Y return: 16.70% (bottom quartile).
  • 1Y return: 17.56% (upper mid).
  • Alpha: 5.69 (top quartile).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: -0.09 (lower mid).

SIP ਲਈ ਵਧੀਆ ਸੈਕਟਰ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP Natural Resources and New Energy Fund Growth ₹108.034
↓ -0.28 		₹2,441 500 -2.30.42120.815.517.5
BOI AXA Manufacturing and Infrastructure Fund Growth ₹67.45
↑ 0.34 		₹893 1,000 7.613.52023.321.17.8
SBI Healthcare Opportunities Fund Growth ₹517.808
↓ -1.09 		₹5,400 500 10.82318.923.318.1-3.5
DSP India T.I.G.E.R Fund Growth ₹364.68
↑ 1.95 		₹6,325 500 4.612.215.921.722.4-2.5
UTI Healthcare Fund Growth ₹339.995
↓ -0.43 		₹1,371 500 9.621.415.223.115.6-3.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Natural Resources and New Energy FundBOI AXA Manufacturing and Infrastructure FundSBI Healthcare Opportunities FundDSP India T.I.G.E.R FundUTI Healthcare Fund
Point 1Lower mid AUM (₹2,441 Cr).Bottom quartile AUM (₹893 Cr).Upper mid AUM (₹5,400 Cr).Highest AUM (₹6,325 Cr).Bottom quartile AUM (₹1,371 Cr).
Point 2Established history (18+ yrs).Established history (16+ yrs).Established history (21+ yrs).Established history (22+ yrs).Oldest track record among peers (27 yrs).
Point 3Top rated.Not Rated.Rating: 2★ (lower mid).Rating: 4★ (upper mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 15.47% (bottom quartile).5Y return: 21.08% (upper mid).5Y return: 18.10% (lower mid).5Y return: 22.42% (top quartile).5Y return: 15.60% (bottom quartile).
Point 63Y return: 20.82% (bottom quartile).3Y return: 23.28% (top quartile).3Y return: 23.28% (upper mid).3Y return: 21.66% (bottom quartile).3Y return: 23.10% (lower mid).
Point 71Y return: 21.05% (top quartile).1Y return: 20.02% (upper mid).1Y return: 18.89% (lower mid).1Y return: 15.85% (bottom quartile).1Y return: 15.25% (bottom quartile).
Point 8Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 3.75 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.66 (upper mid).
Point 9Sharpe: 0.93 (top quartile).Sharpe: 0.70 (lower mid).Sharpe: 0.71 (upper mid).Sharpe: 0.52 (bottom quartile).Sharpe: 0.51 (bottom quartile).
Point 10Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.02 (upper mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.05 (top quartile).

DSP Natural Resources and New Energy Fund

  • Lower mid AUM (₹2,441 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 15.47% (bottom quartile).
  • 3Y return: 20.82% (bottom quartile).
  • 1Y return: 21.05% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.93 (top quartile).
  • Information ratio: 0.00 (lower mid).

BOI AXA Manufacturing and Infrastructure Fund

  • Bottom quartile AUM (₹893 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 21.08% (upper mid).
  • 3Y return: 23.28% (top quartile).
  • 1Y return: 20.02% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.70 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

SBI Healthcare Opportunities Fund

  • Upper mid AUM (₹5,400 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 18.10% (lower mid).
  • 3Y return: 23.28% (upper mid).
  • 1Y return: 18.89% (lower mid).
  • Alpha: 3.75 (top quartile).
  • Sharpe: 0.71 (upper mid).
  • Information ratio: 0.02 (upper mid).

DSP India T.I.G.E.R Fund

  • Highest AUM (₹6,325 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 22.42% (top quartile).
  • 3Y return: 21.66% (bottom quartile).
  • 1Y return: 15.85% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.52 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

UTI Healthcare Fund

  • Bottom quartile AUM (₹1,371 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 15.60% (bottom quartile).
  • 3Y return: 23.10% (lower mid).
  • 1Y return: 15.25% (bottom quartile).
  • Alpha: 0.66 (upper mid).
  • Sharpe: 0.51 (bottom quartile).
  • Information ratio: 0.05 (top quartile).

SIP ਲਈ ਵਧੀਆ ਫੋਕਸਡ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Focused Equity Fund Growth ₹96.19
↑ 0.76 		₹17,764 100 7.20.33.317.71615.4
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 		₹1,354 100 -58.524.51717.3
HDFC Focused 30 Fund Growth ₹235.59
↑ 1.21 		₹27,925 300 7.4-21.216.218.710.9
SBI Focused Equity Fund Growth ₹399.439
↓ -1.78 		₹50,041 500 4.67.313.216.212.615.7
DSP Focus Fund Growth ₹56.199
↑ 0.31 		₹2,642 500 81.54.614.510.87.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Focused Equity FundSundaram Select Focus FundHDFC Focused 30 FundSBI Focused Equity FundDSP Focus Fund
Point 1Lower mid AUM (₹17,764 Cr).Bottom quartile AUM (₹1,354 Cr).Upper mid AUM (₹27,925 Cr).Highest AUM (₹50,041 Cr).Bottom quartile AUM (₹2,642 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (24 yrs).Established history (21+ yrs).Established history (21+ yrs).Established history (16+ yrs).
Point 3Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.01% (lower mid).5Y return: 17.29% (upper mid).5Y return: 18.73% (top quartile).5Y return: 12.61% (bottom quartile).5Y return: 10.79% (bottom quartile).
Point 63Y return: 17.69% (top quartile).3Y return: 17.03% (upper mid).3Y return: 16.24% (lower mid).3Y return: 16.22% (bottom quartile).3Y return: 14.48% (bottom quartile).
Point 71Y return: 3.27% (bottom quartile).1Y return: 24.49% (top quartile).1Y return: 1.16% (bottom quartile).1Y return: 13.22% (upper mid).1Y return: 4.61% (lower mid).
Point 8Alpha: 1.94 (upper mid).Alpha: -5.62 (bottom quartile).Alpha: -0.60 (bottom quartile).Alpha: 11.68 (top quartile).Alpha: -0.57 (lower mid).
Point 9Sharpe: 0.05 (lower mid).Sharpe: 1.85 (top quartile).Sharpe: -0.08 (bottom quartile).Sharpe: 0.54 (upper mid).Sharpe: -0.07 (bottom quartile).
Point 10Information ratio: 1.18 (top quartile).Information ratio: -0.52 (bottom quartile).Information ratio: 0.69 (upper mid).Information ratio: 0.54 (lower mid).Information ratio: 0.27 (bottom quartile).

ICICI Prudential Focused Equity Fund

  • Lower mid AUM (₹17,764 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.01% (lower mid).
  • 3Y return: 17.69% (top quartile).
  • 1Y return: 3.27% (bottom quartile).
  • Alpha: 1.94 (upper mid).
  • Sharpe: 0.05 (lower mid).
  • Information ratio: 1.18 (top quartile).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (24 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (upper mid).
  • 3Y return: 17.03% (upper mid).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

HDFC Focused 30 Fund

  • Upper mid AUM (₹27,925 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.73% (top quartile).
  • 3Y return: 16.24% (lower mid).
  • 1Y return: 1.16% (bottom quartile).
  • Alpha: -0.60 (bottom quartile).
  • Sharpe: -0.08 (bottom quartile).
  • Information ratio: 0.69 (upper mid).

SBI Focused Equity Fund

  • Highest AUM (₹50,041 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.61% (bottom quartile).
  • 3Y return: 16.22% (bottom quartile).
  • 1Y return: 13.22% (upper mid).
  • Alpha: 11.68 (top quartile).
  • Sharpe: 0.54 (upper mid).
  • Information ratio: 0.54 (lower mid).

DSP Focus Fund

  • Bottom quartile AUM (₹2,642 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.79% (bottom quartile).
  • 3Y return: 14.48% (bottom quartile).
  • 1Y return: 4.61% (lower mid).
  • Alpha: -0.57 (lower mid).
  • Sharpe: -0.07 (bottom quartile).
  • Information ratio: 0.27 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮੁੱਲ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
HDFC Capital Builder Value Fund Growth ₹800.692
↑ 5.19 		₹7,934 300 8.84.47.917.314.88.6
Aditya Birla Sun Life Pure Value Fund Growth ₹138.44
↑ 0.96 		₹6,739 1,000 6.58.51316.515.32.6
Nippon India Value Fund Growth ₹226.368
↑ 1.82 		₹9,098 100 3-1.80.915.8154.2
Tata Equity PE Fund Growth ₹355.034
↑ 3.99 		₹8,492 150 4.702.813.914.13.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment ₹132.066
↑ 1.48 		₹8,492 150 4.702.813.914.13.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryHDFC Capital Builder Value FundAditya Birla Sun Life Pure Value FundNippon India Value FundTata Equity PE FundTata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)
Point 1Bottom quartile AUM (₹7,934 Cr).Bottom quartile AUM (₹6,739 Cr).Highest AUM (₹9,098 Cr).Upper mid AUM (₹8,492 Cr).Lower mid AUM (₹8,492 Cr).
Point 2Oldest track record among peers (32 yrs).Established history (18+ yrs).Established history (21+ yrs).Established history (22+ yrs).Established history (16+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 3★ (lower mid).Not Rated.Top rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.83% (lower mid).5Y return: 15.28% (top quartile).5Y return: 15.01% (upper mid).5Y return: 14.10% (bottom quartile).5Y return: 14.06% (bottom quartile).
Point 63Y return: 17.27% (top quartile).3Y return: 16.45% (upper mid).3Y return: 15.83% (lower mid).3Y return: 13.95% (bottom quartile).3Y return: 13.92% (bottom quartile).
Point 71Y return: 7.93% (upper mid).1Y return: 12.98% (top quartile).1Y return: 0.93% (bottom quartile).1Y return: 2.82% (bottom quartile).1Y return: 2.82% (lower mid).
Point 8Alpha: 3.35 (upper mid).Alpha: 7.11 (top quartile).Alpha: -2.02 (bottom quartile).Alpha: -1.97 (lower mid).Alpha: -1.97 (bottom quartile).
Point 9Sharpe: 0.15 (upper mid).Sharpe: 0.34 (top quartile).Sharpe: -0.15 (lower mid).Sharpe: -0.17 (bottom quartile).Sharpe: -0.17 (bottom quartile).
Point 10Information ratio: 1.50 (top quartile).Information ratio: 0.52 (lower mid).Information ratio: 0.91 (upper mid).Information ratio: 0.12 (bottom quartile).Information ratio: 0.11 (bottom quartile).

HDFC Capital Builder Value Fund

  • Bottom quartile AUM (₹7,934 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.83% (lower mid).
  • 3Y return: 17.27% (top quartile).
  • 1Y return: 7.93% (upper mid).
  • Alpha: 3.35 (upper mid).
  • Sharpe: 0.15 (upper mid).
  • Information ratio: 1.50 (top quartile).

Aditya Birla Sun Life Pure Value Fund

  • Bottom quartile AUM (₹6,739 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.28% (top quartile).
  • 3Y return: 16.45% (upper mid).
  • 1Y return: 12.98% (top quartile).
  • Alpha: 7.11 (top quartile).
  • Sharpe: 0.34 (top quartile).
  • Information ratio: 0.52 (lower mid).

Nippon India Value Fund

  • Highest AUM (₹9,098 Cr).
  • Established history (21+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.01% (upper mid).
  • 3Y return: 15.83% (lower mid).
  • 1Y return: 0.93% (bottom quartile).
  • Alpha: -2.02 (bottom quartile).
  • Sharpe: -0.15 (lower mid).
  • Information ratio: 0.91 (upper mid).

Tata Equity PE Fund

  • Upper mid AUM (₹8,492 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.10% (bottom quartile).
  • 3Y return: 13.95% (bottom quartile).
  • 1Y return: 2.82% (bottom quartile).
  • Alpha: -1.97 (lower mid).
  • Sharpe: -0.17 (bottom quartile).
  • Information ratio: 0.12 (bottom quartile).

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

  • Lower mid AUM (₹8,492 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.06% (bottom quartile).
  • 3Y return: 13.92% (bottom quartile).
  • 1Y return: 2.82% (lower mid).
  • Alpha: -1.97 (bottom quartile).
  • Sharpe: -0.17 (bottom quartile).
  • Information ratio: 0.11 (bottom quartile).

SIP ਕੈਲਕੁਲੇਟਰ

SIP ਕੈਲਕੁਲੇਟਰ ਇੱਕ ਕੁਸ਼ਲ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ ਜੋ ਇੱਕ ਨਿਵੇਸ਼ਕ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਸਮੇਂ ਵਰਤ ਸਕਦਾ ਹੈ। ਭਾਵੇਂ ਕੋਈ ਕਾਰ/ਘਰ ਖਰੀਦਣ, ਰਿਟਾਇਰਮੈਂਟ ਦੀ ਯੋਜਨਾ, ਬੱਚੇ ਦੀ ਉੱਚ ਸਿੱਖਿਆ ਜਾਂ ਕੋਈ ਹੋਰ ਸੰਪੱਤੀ ਖਰੀਦਣ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦਾ ਹੈ, ਇਸ ਲਈ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ। ਇਹ ਨਿਵੇਸ਼ ਦੀ ਮਾਤਰਾ ਅਤੇ ਸਮਾਂ ਮਿਆਦ ਦੀ ਗਣਨਾ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ ਜੋ ਖਾਸ ਵਿੱਤੀ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਨਿਵੇਸ਼ ਲਈ ਲੋੜੀਂਦਾ ਹੈ। ਇਸ ਲਈ, ਆਮ ਸਵਾਲ ਜਿਵੇਂ ਕਿ "ਕਿੰਨਾ ਕਰਨਾ ਹੈਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਜਾਂ ਉਸ ਸਮੇਂ ਤੱਕ ਮੈਨੂੰ ਕਿਵੇਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ", ਇਸ ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਹੱਲ ਕਰਦਾ ਹੈ।

ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਦੇ ਸਮੇਂ, ਕਿਸੇ ਨੂੰ ਕੁਝ ਵੇਰੀਏਬਲ ਭਰਨੇ ਪੈਂਦੇ ਹਨ, ਜਿਸ ਵਿੱਚ ਸ਼ਾਮਲ ਹਨ (ਉਦਾਹਰਣ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ)-

  • ਲੋੜੀਂਦੀ ਨਿਵੇਸ਼ ਮਿਆਦ
  • ਅੰਦਾਜ਼ਨ ਮਹੀਨਾਵਾਰ SIP ਰਕਮ
  • ਉਮੀਦ ਹੈਮਹਿੰਗਾਈ ਆਉਣ ਵਾਲੇ ਸਾਲਾਂ ਲਈ ਦਰ (ਸਾਲਾਨਾ)
  • ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ

SIP-Calculator

ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਉੱਪਰ ਦੱਸੀ ਸਾਰੀ ਜਾਣਕਾਰੀ ਫੀਡ ਕਰ ਦਿੰਦੇ ਹੋ, ਤਾਂ ਕੈਲਕੁਲੇਟਰ ਤੁਹਾਨੂੰ ਦੱਸੇ ਗਏ ਸਾਲਾਂ ਦੀ ਸੰਖਿਆ ਤੋਂ ਬਾਅਦ ਤੁਹਾਨੂੰ ਪ੍ਰਾਪਤ ਹੋਣ ਵਾਲੀ ਰਕਮ (ਤੁਹਾਡੀ SIP ਰਿਟਰਨ) ਦੇ ਦੇਵੇਗਾ। ਤੁਹਾਡੇ ਸ਼ੁੱਧ ਲਾਭ ਨੂੰ ਵੀ ਉਜਾਗਰ ਕੀਤਾ ਜਾਵੇਗਾ ਤਾਂ ਜੋ ਤੁਸੀਂ ਉਸ ਅਨੁਸਾਰ ਆਪਣੇ ਟੀਚੇ ਦੀ ਪੂਰਤੀ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾ ਸਕੋ।

ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?

  1. Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।

  2. ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ

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Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।

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