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SIP 2022 - 2023 ਲਈ ਭਾਰਤ ਵਿੱਚ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

Updated on November 8, 2026 , 25738 views

ਇੱਕ ਪ੍ਰਣਾਲੀਗਤਨਿਵੇਸ਼ ਯੋਜਨਾ (SIP) ਨੂੰ ਸਭ ਤੋਂ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਤਰੀਕਾ ਮੰਨਿਆ ਜਾਂਦਾ ਹੈਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋਖਾਸ ਕਰਕੇ ਲੰਬੇ ਸਮੇਂ ਲਈਮਿਆਦ ਦੀ ਯੋਜਨਾ. ਇਹ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੀ ਬੱਚਤ ਯੋਜਨਾ ਨੂੰ ਲਾਗੂ ਕਰਨ ਲਈ ਹਰ ਮਹੀਨੇ ਕਿਸੇ ਖਾਸ ਮਿਤੀ 'ਤੇ ਇਕ ਯੂਨਿਟ ਖਰੀਦਣ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈ। ਨਿਵੇਸ਼ਕ ਪ੍ਰਤੀ ਅਰਾਮਦੇਹ ਮਹਿਸੂਸ ਕਰਨ ਦੇ ਕਾਰਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਨਿਵੇਸ਼ SIP ਵਿੱਚ ਉਹ ਲਚਕਤਾ ਹੈ ਜੋ ਉਹ ਪੇਸ਼ ਕਰਦੇ ਹਨ। ਨਿਵੇਸ਼ਕ ਕਰ ਸਕਦੇ ਹਨSIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਮਾਸਿਕ, ਤਿਮਾਹੀ ਜਾਂ ਹਫ਼ਤਾਵਾਰੀ 'ਤੇਆਧਾਰ, ਉਹਨਾਂ ਦੀ ਸਹੂਲਤ ਅਨੁਸਾਰ। ਆਓ ਇਸ ਬਾਰੇ ਹੋਰ ਜਾਣੀਏ ਕਿ ਕੋਈ ਉਨ੍ਹਾਂ ਨੂੰ ਕਿਵੇਂ ਪ੍ਰਾਪਤ ਕਰ ਸਕਦਾ ਹੈਵਿੱਤੀ ਟੀਚੇ ਯੋਜਨਾਬੱਧ ਨਿਵੇਸ਼ ਯੋਜਨਾਵਾਂ ਦੇ ਨਾਲ, ਕਿਵੇਂsip ਕੈਲਕੁਲੇਟਰ ਦੇ ਨਾਲ, ਨਿਵੇਸ਼ ਵਿੱਚ ਮਦਦਗਾਰ ਹੈਵਧੀਆ ਮਿਉਚੁਅਲ ਫੰਡ SIP ਲਈ ਭਾਰਤ ਵਿੱਚ.

SIP- ਵਿੱਤੀ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਅਨੁਕੂਲ ਤਰੀਕਾ

SIP ਨੂੰ ਇਸ ਤਰੀਕੇ ਨਾਲ ਤਿਆਰ ਕੀਤਾ ਗਿਆ ਹੈ ਕਿ ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਆਸਾਨੀ ਨਾਲ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ ਦੀ ਪੂਰਵ-ਯੋਜਨਾ ਬਣਾ ਸਕਦਾ ਹੈ ਅਤੇ ਆਪਣੇ ਵਿੱਤੀ ਟੀਚਿਆਂ ਦੇ ਅਨੁਸਾਰ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਪਰ, ਕਿਸੇ ਨੂੰ SIP ਦੁਆਰਾ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਪੈਂਦਾ ਹੈ। ਆਮ ਤੌਰ 'ਤੇ, SIP ਦੀ ਵਰਤੋਂ ਟੀਚਿਆਂ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣ ਲਈ ਕੀਤੀ ਜਾਂਦੀ ਹੈ ਜਿਵੇਂ-

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  • ਮੈਡੀਕਲ ਐਮਰਜੈਂਸੀ ਆਦਿ।

ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਘੱਟੋ-ਘੱਟ INR 500 ਅਤੇ INR 1000 ਦੀ ਰਕਮ ਨਾਲ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰ ਸਕਦਾ ਹੈ। ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰਦੇ ਹੋ ਤਾਂ ਤੁਹਾਡਾ ਪੈਸਾ ਹਰ ਦਿਨ ਜਾਣਾ ਸ਼ੁਰੂ ਹੋ ਜਾਂਦਾ ਹੈ ਕਿਉਂਕਿ ਇਹ ਸਟਾਕ ਦੇ ਸੰਪਰਕ ਵਿੱਚ ਆਉਂਦਾ ਹੈ।ਬਜ਼ਾਰ. ਇਸ ਲਈ ਇੱਕ ਰੂਟ ਦੇ ਰੂਪ ਵਿੱਚ SIPs ਨੂੰ ਜਿਆਦਾਤਰ ਤਰਜੀਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈਇਕੁਇਟੀ ਫੰਡ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਇਤਿਹਾਸਕ ਤੌਰ 'ਤੇ, ਇਕੁਇਟੀ ਸਟਾਕਾਂ ਵਿਚ ਨਿਵੇਸ਼ ਨੇ ਹੋਰ ਸਾਰੀਆਂ ਸੰਪੱਤੀ ਸ਼੍ਰੇਣੀਆਂ ਵਿਚ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਰਿਟਰਨ ਦਿੱਤਾ ਹੈ, ਜੇਕਰ ਨਿਵੇਸ਼ ਅਨੁਸ਼ਾਸਨ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਦੇ ਦੂਰੀ ਦੇ ਨਾਲ ਕੀਤਾ ਗਿਆ ਸੀ।

ਇਕੁਇਟੀ ਵਿਚ ਐਸਆਈਪੀ ਮਾਰਕੀਟ ਦੇ ਸਮੇਂ ਦੇ ਜੋਖਮ ਤੋਂ ਬਚਣ ਵਿਚ ਮਦਦ ਕਰਦੀ ਹੈ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਲਾਗਤ ਦੀ ਔਸਤ ਦੁਆਰਾ ਦੌਲਤ ਬਣਾਉਣ ਦੀ ਸਹੂਲਤ ਦਿੰਦੀ ਹੈ। ਆਓ ਕੁਝ ਹੋਰ ਦੇਖੀਏSIP ਦੇ ਲਾਭ ਜੋ ਲੰਬੇ ਸਮੇਂ ਦੇ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ:

  • ਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ- ਸਧਾਰਨ ਵਿਆਜ ਉਦੋਂ ਹੁੰਦਾ ਹੈ ਜਦੋਂ ਤੁਸੀਂ ਸਿਰਫ਼ ਮੂਲ 'ਤੇ ਵਿਆਜ ਪ੍ਰਾਪਤ ਕਰਦੇ ਹੋ। ਮਿਸ਼ਰਿਤ ਵਿਆਜ ਦੇ ਮਾਮਲੇ ਵਿੱਚ, ਵਿਆਜ ਦੀ ਰਕਮ ਨੂੰ ਮੂਲ ਵਿੱਚ ਜੋੜਿਆ ਜਾਂਦਾ ਹੈ, ਅਤੇ ਵਿਆਜ ਦੀ ਗਣਨਾ ਨਵੇਂ ਮੂਲ (ਪੁਰਾਣੇ ਮੂਲ ਦੇ ਨਾਲ ਲਾਭ) 'ਤੇ ਕੀਤੀ ਜਾਂਦੀ ਹੈ। ਇਹ ਸਿਲਸਿਲਾ ਹਰ ਵਾਰ ਜਾਰੀ ਰਹਿੰਦਾ ਹੈ। ਵਿੱਚ ਐਸ.ਆਈ.ਪੀਮਿਉਚੁਅਲ ਫੰਡ ਕਿਸ਼ਤਾਂ ਵਿੱਚ ਹਨ, ਉਹ ਮਿਸ਼ਰਿਤ ਹਨ, ਜੋ ਸ਼ੁਰੂਆਤੀ ਨਿਵੇਸ਼ ਕੀਤੀ ਰਕਮ ਵਿੱਚ ਹੋਰ ਜੋੜਦਾ ਹੈ।

  • ਜੋਖਮ ਘਟਾਉਣਾ- ਇਹ ਦੇਖਦੇ ਹੋਏ ਕਿ ਇੱਕ SIP ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ ਫੈਲਿਆ ਹੋਇਆ ਹੈ, ਇੱਕ ਸਟਾਕ ਮਾਰਕੀਟ ਦੇ ਸਾਰੇ ਦੌਰ, ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਅਤੇ ਹੋਰ ਮਹੱਤਵਪੂਰਨ ਤੌਰ 'ਤੇ ਗਿਰਾਵਟ ਨੂੰ ਫੜਦਾ ਹੈ। ਮੰਦੀ ਵਿੱਚ, ਜਦੋਂ ਡਰ ਜ਼ਿਆਦਾਤਰ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਫੜਦਾ ਹੈ, SIP ਕਿਸ਼ਤਾਂ ਇਹ ਯਕੀਨੀ ਬਣਾਉਂਦੀਆਂ ਰਹਿੰਦੀਆਂ ਹਨ ਕਿ ਨਿਵੇਸ਼ਕ "ਘੱਟ" ਖਰੀਦਦੇ ਹਨ।

  • SIPs ਦੀ ਸਹੂਲਤ- ਸੁਵਿਧਾ ਇੱਕ SIP ਦੇ ਸਭ ਤੋਂ ਵੱਡੇ ਲਾਭਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ। ਇੱਕ ਉਪਭੋਗਤਾ ਨੂੰ ਇੱਕ ਵਾਰ ਸਾਈਨ-ਅੱਪ ਕਰਨਾ ਪੈਂਦਾ ਹੈ ਅਤੇ ਦਸਤਾਵੇਜ਼ਾਂ ਵਿੱਚੋਂ ਲੰਘਣਾ ਪੈਂਦਾ ਹੈ। ਇੱਕ ਵਾਰ ਹੋ ਜਾਣ 'ਤੇ, ਉਸ ਤੋਂ ਬਾਅਦ ਦੇ ਨਿਵੇਸ਼ਾਂ ਲਈ ਡੈਬਿਟ ਆਪਣੇ ਆਪ ਹੋ ਜਾਂਦੇ ਹਨ ਅਤੇਨਿਵੇਸ਼ਕ ਸਿਰਫ ਨਿਵੇਸ਼ਾਂ ਦੀ ਨਿਗਰਾਨੀ ਕਰਨੀ ਹੈ।

SIP 2022 - 2023 ਲਈ ਭਾਰਤ ਵਿੱਚ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

SIP ਲਈ ਵਧੀਆ ਲਾਰਜ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Invesco India Largecap Fund Growth ₹74.82
↑ 0.27
₹1,925 100 2.38.55.714.79.85.5
Bandhan Large Cap Fund Growth ₹81.546
↑ 0.36
₹2,098 100 1.96.23.1149.58.2
BNP Paribas Large Cap Fund Growth ₹228.036
↑ 1.32
₹2,465 300 1.43.92.912.29.44.4
DSP TOP 100 Equity Growth ₹476.04
↑ 0.26
₹6,642 500 2.24.3-0.712.29.38.4
Nippon India Large Cap Fund Growth ₹91.7072
↑ 0.45
₹51,296 100 0.42.5-1.112.111.99.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Nov 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryInvesco India Largecap FundBandhan Large Cap FundBNP Paribas Large Cap FundDSP TOP 100 EquityNippon India Large Cap Fund
Point 1Bottom quartile AUM (₹1,925 Cr).Bottom quartile AUM (₹2,098 Cr).Lower mid AUM (₹2,465 Cr).Upper mid AUM (₹6,642 Cr).Highest AUM (₹51,296 Cr).
Point 2Established history (17+ yrs).Established history (20+ yrs).Established history (22+ yrs).Oldest track record among peers (23 yrs).Established history (19+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 9.75% (upper mid).5Y return: 9.48% (lower mid).5Y return: 9.40% (bottom quartile).5Y return: 9.29% (bottom quartile).5Y return: 11.88% (top quartile).
Point 63Y return: 14.66% (top quartile).3Y return: 14.01% (upper mid).3Y return: 12.16% (lower mid).3Y return: 12.15% (bottom quartile).3Y return: 12.07% (bottom quartile).
Point 71Y return: 5.68% (top quartile).1Y return: 3.13% (upper mid).1Y return: 2.92% (lower mid).1Y return: -0.67% (bottom quartile).1Y return: -1.07% (bottom quartile).
Point 8Alpha: 6.02 (top quartile).Alpha: 3.21 (upper mid).Alpha: 2.79 (lower mid).Alpha: -4.08 (bottom quartile).Alpha: -1.77 (bottom quartile).
Point 9Sharpe: -0.19 (top quartile).Sharpe: -0.33 (upper mid).Sharpe: -0.36 (lower mid).Sharpe: -0.78 (bottom quartile).Sharpe: -0.62 (bottom quartile).
Point 10Information ratio: 0.90 (upper mid).Information ratio: 0.95 (top quartile).Information ratio: 0.42 (lower mid).Information ratio: 0.22 (bottom quartile).Information ratio: 0.42 (bottom quartile).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹1,925 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.75% (upper mid).
  • 3Y return: 14.66% (top quartile).
  • 1Y return: 5.68% (top quartile).
  • Alpha: 6.02 (top quartile).
  • Sharpe: -0.19 (top quartile).
  • Information ratio: 0.90 (upper mid).

Bandhan Large Cap Fund

  • Bottom quartile AUM (₹2,098 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.48% (lower mid).
  • 3Y return: 14.01% (upper mid).
  • 1Y return: 3.13% (upper mid).
  • Alpha: 3.21 (upper mid).
  • Sharpe: -0.33 (upper mid).
  • Information ratio: 0.95 (top quartile).

BNP Paribas Large Cap Fund

  • Lower mid AUM (₹2,465 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.40% (bottom quartile).
  • 3Y return: 12.16% (lower mid).
  • 1Y return: 2.92% (lower mid).
  • Alpha: 2.79 (lower mid).
  • Sharpe: -0.36 (lower mid).
  • Information ratio: 0.42 (lower mid).

DSP TOP 100 Equity

  • Upper mid AUM (₹6,642 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.29% (bottom quartile).
  • 3Y return: 12.15% (bottom quartile).
  • 1Y return: -0.67% (bottom quartile).
  • Alpha: -4.08 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: 0.22 (bottom quartile).

Nippon India Large Cap Fund

  • Highest AUM (₹51,296 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.88% (top quartile).
  • 3Y return: 12.07% (bottom quartile).
  • 1Y return: -1.07% (bottom quartile).
  • Alpha: -1.77 (bottom quartile).
  • Sharpe: -0.62 (bottom quartile).
  • Information ratio: 0.42 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮਲਟੀ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹38.66
↑ 0.50
₹1,386 1,000 -3.16.716.419.413.43.5
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01
₹588 300 -4.6-2.619.317.313.6
Motilal Oswal Multicap 35 Fund Growth ₹64.0472
↑ 0.26
₹13,446 500 0.711.1416.712.3-5.6
Mahindra Badhat Yojana Growth ₹39.6045
↑ 0.47
₹7,457 500 16.710.216.312.73.4
Aditya Birla Sun Life Equity Fund Growth ₹1,994.19
↑ 8.15
₹27,982 100 0.46.77.815.610.711.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Nov 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Manufacturing Equity FundBNP Paribas Multi Cap FundMotilal Oswal Multicap 35 FundMahindra Badhat YojanaAditya Birla Sun Life Equity Fund
Point 1Bottom quartile AUM (₹1,386 Cr).Bottom quartile AUM (₹588 Cr).Upper mid AUM (₹13,446 Cr).Lower mid AUM (₹7,457 Cr).Highest AUM (₹27,982 Cr).
Point 2Established history (11+ yrs).Established history (21+ yrs).Established history (12+ yrs).Established history (9+ yrs).Oldest track record among peers (28 yrs).
Point 3Not Rated.Rating: 4★ (upper mid).Top rated.Not Rated.Rating: 4★ (lower mid).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.44% (upper mid).5Y return: 13.57% (top quartile).5Y return: 12.27% (bottom quartile).5Y return: 12.69% (lower mid).5Y return: 10.67% (bottom quartile).
Point 63Y return: 19.35% (top quartile).3Y return: 17.28% (upper mid).3Y return: 16.73% (lower mid).3Y return: 16.30% (bottom quartile).3Y return: 15.63% (bottom quartile).
Point 71Y return: 16.45% (upper mid).1Y return: 19.34% (top quartile).1Y return: 4.03% (bottom quartile).1Y return: 10.20% (lower mid).1Y return: 7.84% (bottom quartile).
Point 8Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 4.27 (lower mid).Alpha: 9.62 (top quartile).Alpha: 7.66 (upper mid).
Point 9Sharpe: 0.81 (upper mid).Sharpe: 2.86 (top quartile).Sharpe: -0.06 (bottom quartile).Sharpe: 0.35 (lower mid).Sharpe: 0.12 (bottom quartile).
Point 10Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.75 (lower mid).Information ratio: 0.83 (upper mid).Information ratio: 1.49 (top quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

  • Bottom quartile AUM (₹1,386 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 13.44% (upper mid).
  • 3Y return: 19.35% (top quartile).
  • 1Y return: 16.45% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.81 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (top quartile).
  • 3Y return: 17.28% (upper mid).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Motilal Oswal Multicap 35 Fund

  • Upper mid AUM (₹13,446 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.27% (bottom quartile).
  • 3Y return: 16.73% (lower mid).
  • 1Y return: 4.03% (bottom quartile).
  • Alpha: 4.27 (lower mid).
  • Sharpe: -0.06 (bottom quartile).
  • Information ratio: 0.75 (lower mid).

Mahindra Badhat Yojana

  • Lower mid AUM (₹7,457 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.69% (lower mid).
  • 3Y return: 16.30% (bottom quartile).
  • 1Y return: 10.20% (lower mid).
  • Alpha: 9.62 (top quartile).
  • Sharpe: 0.35 (lower mid).
  • Information ratio: 0.83 (upper mid).

Aditya Birla Sun Life Equity Fund

  • Highest AUM (₹27,982 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.67% (bottom quartile).
  • 3Y return: 15.63% (bottom quartile).
  • 1Y return: 7.84% (bottom quartile).
  • Alpha: 7.66 (upper mid).
  • Sharpe: 0.12 (bottom quartile).
  • Information ratio: 1.49 (top quartile).

SIP ਲਈ ਵਧੀਆ ਮਿਡ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential MidCap Fund Growth ₹328.21
↑ 1.16
₹7,961 100 -4.6-3.26.918.813.911.1
BNP Paribas Mid Cap Fund Growth ₹109.045
↑ 0.80
₹2,503 300 -3.5-1.24.814.312.22.5
Aditya Birla Sun Life Midcap Fund Growth ₹820.1
↑ 5.23
₹6,550 1,000 -4.3-0.73.213.210.84.4
TATA Mid Cap Growth Fund Growth ₹453.741
↑ 0.25
₹5,860 150 -2.7-0.42.512.812.35.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Nov 26

Research Highlights & Commentary of 4 Funds showcased

CommentaryICICI Prudential MidCap FundBNP Paribas Mid Cap FundAditya Birla Sun Life Midcap FundTATA Mid Cap Growth Fund
Point 1Highest AUM (₹7,961 Cr).Bottom quartile AUM (₹2,503 Cr).Upper mid AUM (₹6,550 Cr).Lower mid AUM (₹5,860 Cr).
Point 2Established history (22+ yrs).Established history (20+ yrs).Established history (24+ yrs).Oldest track record among peers (32 yrs).
Point 3Rating: 2★ (lower mid).Top rated.Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.90% (top quartile).5Y return: 12.23% (lower mid).5Y return: 10.80% (bottom quartile).5Y return: 12.29% (upper mid).
Point 63Y return: 18.81% (top quartile).3Y return: 14.33% (upper mid).3Y return: 13.24% (lower mid).3Y return: 12.80% (bottom quartile).
Point 71Y return: 6.88% (top quartile).1Y return: 4.80% (upper mid).1Y return: 3.22% (lower mid).1Y return: 2.49% (bottom quartile).
Point 8Alpha: 7.02 (top quartile).Alpha: 1.29 (upper mid).Alpha: 1.18 (lower mid).Alpha: -1.28 (bottom quartile).
Point 9Sharpe: 0.38 (top quartile).Sharpe: 0.12 (upper mid).Sharpe: 0.11 (lower mid).Sharpe: -0.02 (bottom quartile).
Point 10Information ratio: 1.25 (top quartile).Information ratio: -0.02 (upper mid).Information ratio: -0.23 (lower mid).Information ratio: -0.43 (bottom quartile).

ICICI Prudential MidCap Fund

  • Highest AUM (₹7,961 Cr).
  • Established history (22+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.90% (top quartile).
  • 3Y return: 18.81% (top quartile).
  • 1Y return: 6.88% (top quartile).
  • Alpha: 7.02 (top quartile).
  • Sharpe: 0.38 (top quartile).
  • Information ratio: 1.25 (top quartile).

BNP Paribas Mid Cap Fund

  • Bottom quartile AUM (₹2,503 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 12.23% (lower mid).
  • 3Y return: 14.33% (upper mid).
  • 1Y return: 4.80% (upper mid).
  • Alpha: 1.29 (upper mid).
  • Sharpe: 0.12 (upper mid).
  • Information ratio: -0.02 (upper mid).

Aditya Birla Sun Life Midcap Fund

  • Upper mid AUM (₹6,550 Cr).
  • Established history (24+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.80% (bottom quartile).
  • 3Y return: 13.24% (lower mid).
  • 1Y return: 3.22% (lower mid).
  • Alpha: 1.18 (lower mid).
  • Sharpe: 0.11 (lower mid).
  • Information ratio: -0.23 (lower mid).

TATA Mid Cap Growth Fund

  • Lower mid AUM (₹5,860 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.29% (upper mid).
  • 3Y return: 12.80% (bottom quartile).
  • 1Y return: 2.49% (bottom quartile).
  • Alpha: -1.28 (bottom quartile).
  • Sharpe: -0.02 (bottom quartile).
  • Information ratio: -0.43 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਸਮਾਲ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Small Cap Fund Growth ₹34.3332
↑ 0.28
₹841 500 0613.715.814.4-13.4
DSP Small Cap Fund  Growth ₹220.967
↑ 1.39
₹21,467 500 -2.35.813.214.914.7-2.8
Aditya Birla Sun Life Small Cap Fund Growth ₹97.8506
↑ 1.06
₹6,120 1,000 -1.56.211.913.411.3-3.7
Sundaram Small Cap Fund Growth ₹281.785
↑ 1.92
₹4,107 100 -5.10.76.613.2130.4
Nippon India Small Cap Fund Growth ₹177.616
↑ 1.59
₹80,906 100 -3.70.95.312.616-4.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Nov 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Small Cap FundDSP Small Cap Fund Aditya Birla Sun Life Small Cap FundSundaram Small Cap FundNippon India Small Cap Fund
Point 1Bottom quartile AUM (₹841 Cr).Upper mid AUM (₹21,467 Cr).Lower mid AUM (₹6,120 Cr).Bottom quartile AUM (₹4,107 Cr).Highest AUM (₹80,906 Cr).
Point 2Established history (9+ yrs).Established history (19+ yrs).Established history (19+ yrs).Oldest track record among peers (21 yrs).Established history (16+ yrs).
Point 3Not Rated.Rating: 4★ (upper mid).Top rated.Rating: 3★ (bottom quartile).Rating: 4★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.43% (lower mid).5Y return: 14.71% (upper mid).5Y return: 11.32% (bottom quartile).5Y return: 13.01% (bottom quartile).5Y return: 15.99% (top quartile).
Point 63Y return: 15.79% (top quartile).3Y return: 14.91% (upper mid).3Y return: 13.41% (lower mid).3Y return: 13.16% (bottom quartile).3Y return: 12.62% (bottom quartile).
Point 71Y return: 13.70% (top quartile).1Y return: 13.22% (upper mid).1Y return: 11.95% (lower mid).1Y return: 6.55% (bottom quartile).1Y return: 5.32% (bottom quartile).
Point 8Alpha: 8.36 (upper mid).Alpha: 12.54 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 6.86 (lower mid).Alpha: 1.80 (bottom quartile).
Point 9Sharpe: 0.51 (lower mid).Sharpe: 0.65 (top quartile).Sharpe: 0.62 (upper mid).Sharpe: 0.46 (bottom quartile).Sharpe: 0.25 (bottom quartile).
Point 10Information ratio: 0.40 (upper mid).Information ratio: 0.63 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.14 (lower mid).Information ratio: -0.03 (bottom quartile).

IDBI Small Cap Fund

  • Bottom quartile AUM (₹841 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.43% (lower mid).
  • 3Y return: 15.79% (top quartile).
  • 1Y return: 13.70% (top quartile).
  • Alpha: 8.36 (upper mid).
  • Sharpe: 0.51 (lower mid).
  • Information ratio: 0.40 (upper mid).

DSP Small Cap Fund 

  • Upper mid AUM (₹21,467 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.71% (upper mid).
  • 3Y return: 14.91% (upper mid).
  • 1Y return: 13.22% (upper mid).
  • Alpha: 12.54 (top quartile).
  • Sharpe: 0.65 (top quartile).
  • Information ratio: 0.63 (top quartile).

Aditya Birla Sun Life Small Cap Fund

  • Lower mid AUM (₹6,120 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.32% (bottom quartile).
  • 3Y return: 13.41% (lower mid).
  • 1Y return: 11.95% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.62 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Sundaram Small Cap Fund

  • Bottom quartile AUM (₹4,107 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.01% (bottom quartile).
  • 3Y return: 13.16% (bottom quartile).
  • 1Y return: 6.55% (bottom quartile).
  • Alpha: 6.86 (lower mid).
  • Sharpe: 0.46 (bottom quartile).
  • Information ratio: 0.14 (lower mid).

Nippon India Small Cap Fund

  • Highest AUM (₹80,906 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.99% (top quartile).
  • 3Y return: 12.62% (bottom quartile).
  • 1Y return: 5.32% (bottom quartile).
  • Alpha: 1.80 (bottom quartile).
  • Sharpe: 0.25 (bottom quartile).
  • Information ratio: -0.03 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ELSS (ਟੈਕਸ ਸੇਵਿੰਗ ਮਿਉਚੁਅਲ ਫੰਡ)

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04
₹485 500 9.715.116.920.810
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,318 500 1.215.435.520.617.4
Motilal Oswal Long Term Equity Fund Growth ₹54.9279
↑ 0.15
₹4,890 500 -1.7-0.96.217.814.3-9.1
Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33
₹210 500 -6.1-3.517.616.711.6
JM Tax Gain Fund Growth ₹51.9428
↑ 0.12
₹240 500 -1.96.14.314.811.22.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Equity Advantage FundHDFC Long Term Advantage FundMotilal Oswal Long Term Equity FundBaroda Pioneer ELSS 96JM Tax Gain Fund
Point 1Lower mid AUM (₹485 Cr).Upper mid AUM (₹1,318 Cr).Highest AUM (₹4,890 Cr).Bottom quartile AUM (₹210 Cr).Bottom quartile AUM (₹240 Cr).
Point 2Established history (13+ yrs).Oldest track record among peers (25 yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Not Rated.Not Rated.Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 9.97% (bottom quartile).5Y return: 17.39% (top quartile).5Y return: 14.28% (upper mid).5Y return: 11.62% (lower mid).5Y return: 11.24% (bottom quartile).
Point 63Y return: 20.84% (top quartile).3Y return: 20.64% (upper mid).3Y return: 17.80% (lower mid).3Y return: 16.70% (bottom quartile).3Y return: 14.84% (bottom quartile).
Point 71Y return: 16.92% (lower mid).1Y return: 35.51% (top quartile).1Y return: 6.22% (bottom quartile).1Y return: 17.56% (upper mid).1Y return: 4.33% (bottom quartile).
Point 8Alpha: 1.78 (bottom quartile).Alpha: 1.75 (bottom quartile).Alpha: 10.14 (top quartile).Alpha: 5.69 (lower mid).Alpha: 9.16 (upper mid).
Point 9Sharpe: 1.21 (lower mid).Sharpe: 2.27 (upper mid).Sharpe: 0.21 (bottom quartile).Sharpe: 2.51 (top quartile).Sharpe: 0.14 (bottom quartile).
Point 10Information ratio: -1.13 (bottom quartile).Information ratio: -0.15 (bottom quartile).Information ratio: 0.76 (upper mid).Information ratio: -0.09 (lower mid).Information ratio: 0.93 (top quartile).

IDBI Equity Advantage Fund

  • Lower mid AUM (₹485 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (top quartile).
  • 1Y return: 16.92% (lower mid).
  • Alpha: 1.78 (bottom quartile).
  • Sharpe: 1.21 (lower mid).
  • Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

  • Upper mid AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (upper mid).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (bottom quartile).
  • Sharpe: 2.27 (upper mid).
  • Information ratio: -0.15 (bottom quartile).

Motilal Oswal Long Term Equity Fund

  • Highest AUM (₹4,890 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.28% (upper mid).
  • 3Y return: 17.80% (lower mid).
  • 1Y return: 6.22% (bottom quartile).
  • Alpha: 10.14 (top quartile).
  • Sharpe: 0.21 (bottom quartile).
  • Information ratio: 0.76 (upper mid).

Baroda Pioneer ELSS 96

  • Bottom quartile AUM (₹210 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (lower mid).
  • 3Y return: 16.70% (bottom quartile).
  • 1Y return: 17.56% (upper mid).
  • Alpha: 5.69 (lower mid).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: -0.09 (lower mid).

JM Tax Gain Fund

  • Bottom quartile AUM (₹240 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.24% (bottom quartile).
  • 3Y return: 14.84% (bottom quartile).
  • 1Y return: 4.33% (bottom quartile).
  • Alpha: 9.16 (upper mid).
  • Sharpe: 0.14 (bottom quartile).
  • Information ratio: 0.93 (top quartile).

SIP ਲਈ ਵਧੀਆ ਸੈਕਟਰ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI Healthcare Opportunities Fund Growth ₹538.372
↑ 14.07
₹5,870 500 3.817.724.824.219.1-3.5
UTI Healthcare Fund Growth ₹350.271
↑ 8.11
₹1,430 500 3.415.221.322.916.3-3.1
BOI AXA Manufacturing and Infrastructure Fund Growth ₹67.41
↑ 0.64
₹984 1,000 -0.15.315.319.918.17.8
Nippon India Pharma Fund Growth ₹588.147
↑ 14.05
₹9,166 100 39.415.117.814.3-3.3
SBI Magnum Global Fund Growth ₹405.3
↑ 7.66
₹6,381 500 -2.86.613.87.26.7-5.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Nov 26

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI Healthcare Opportunities FundUTI Healthcare FundBOI AXA Manufacturing and Infrastructure FundNippon India Pharma FundSBI Magnum Global Fund
Point 1Lower mid AUM (₹5,870 Cr).Bottom quartile AUM (₹1,430 Cr).Bottom quartile AUM (₹984 Cr).Highest AUM (₹9,166 Cr).Upper mid AUM (₹6,381 Cr).
Point 2Established history (21+ yrs).Oldest track record among peers (27 yrs).Established history (16+ yrs).Established history (22+ yrs).Established history (21+ yrs).
Point 3Top rated.Rating: 1★ (bottom quartile).Not Rated.Rating: 2★ (upper mid).Rating: 2★ (lower mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 19.12% (top quartile).5Y return: 16.30% (lower mid).5Y return: 18.11% (upper mid).5Y return: 14.28% (bottom quartile).5Y return: 6.72% (bottom quartile).
Point 63Y return: 24.20% (top quartile).3Y return: 22.92% (upper mid).3Y return: 19.90% (lower mid).3Y return: 17.82% (bottom quartile).3Y return: 7.23% (bottom quartile).
Point 71Y return: 24.77% (top quartile).1Y return: 21.32% (upper mid).1Y return: 15.25% (lower mid).1Y return: 15.09% (bottom quartile).1Y return: 13.77% (bottom quartile).
Point 8Alpha: 3.63 (upper mid).Alpha: 0.86 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: -2.12 (bottom quartile).Alpha: 10.50 (top quartile).
Point 9Sharpe: 0.95 (top quartile).Sharpe: 0.78 (upper mid).Sharpe: 0.70 (lower mid).Sharpe: 0.57 (bottom quartile).Sharpe: 0.56 (bottom quartile).
Point 10Information ratio: 0.10 (top quartile).Information ratio: 0.06 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: -1.17 (bottom quartile).Information ratio: -0.66 (bottom quartile).

SBI Healthcare Opportunities Fund

  • Lower mid AUM (₹5,870 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 19.12% (top quartile).
  • 3Y return: 24.20% (top quartile).
  • 1Y return: 24.77% (top quartile).
  • Alpha: 3.63 (upper mid).
  • Sharpe: 0.95 (top quartile).
  • Information ratio: 0.10 (top quartile).

UTI Healthcare Fund

  • Bottom quartile AUM (₹1,430 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 16.30% (lower mid).
  • 3Y return: 22.92% (upper mid).
  • 1Y return: 21.32% (upper mid).
  • Alpha: 0.86 (lower mid).
  • Sharpe: 0.78 (upper mid).
  • Information ratio: 0.06 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

  • Bottom quartile AUM (₹984 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 18.11% (upper mid).
  • 3Y return: 19.90% (lower mid).
  • 1Y return: 15.25% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.70 (lower mid).
  • Information ratio: 0.00 (lower mid).

Nippon India Pharma Fund

  • Highest AUM (₹9,166 Cr).
  • Established history (22+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: High.
  • 5Y return: 14.28% (bottom quartile).
  • 3Y return: 17.82% (bottom quartile).
  • 1Y return: 15.09% (bottom quartile).
  • Alpha: -2.12 (bottom quartile).
  • Sharpe: 0.57 (bottom quartile).
  • Information ratio: -1.17 (bottom quartile).

SBI Magnum Global Fund

  • Upper mid AUM (₹6,381 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 6.72% (bottom quartile).
  • 3Y return: 7.23% (bottom quartile).
  • 1Y return: 13.77% (bottom quartile).
  • Alpha: 10.50 (top quartile).
  • Sharpe: 0.56 (bottom quartile).
  • Information ratio: -0.66 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਫੋਕਸਡ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Focused Equity Fund Growth ₹97.45
↓ -0.08
₹17,168 100 0.75.62.417.313.515.4
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354 100 -58.524.51717.3
HDFC Focused 30 Fund Growth ₹242.947
↑ 1.08
₹26,553 300 2.57.92.91615.710.9
SBI Focused Equity Fund Growth ₹410.048
↑ 1.06
₹50,180 500 2.55.811.415.99.915.7
Aditya Birla Sun Life Focused Equity Fund Growth ₹152.559
↑ 0.26
₹7,512 1,000 1.46.7514.19.710.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Nov 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Focused Equity FundSundaram Select Focus FundHDFC Focused 30 FundSBI Focused Equity FundAditya Birla Sun Life Focused Equity Fund
Point 1Lower mid AUM (₹17,168 Cr).Bottom quartile AUM (₹1,354 Cr).Upper mid AUM (₹26,553 Cr).Highest AUM (₹50,180 Cr).Bottom quartile AUM (₹7,512 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (24 yrs).Established history (22+ yrs).Established history (22+ yrs).Established history (21+ yrs).
Point 3Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.51% (lower mid).5Y return: 17.29% (top quartile).5Y return: 15.65% (upper mid).5Y return: 9.87% (bottom quartile).5Y return: 9.65% (bottom quartile).
Point 63Y return: 17.34% (top quartile).3Y return: 17.03% (upper mid).3Y return: 16.01% (lower mid).3Y return: 15.87% (bottom quartile).3Y return: 14.15% (bottom quartile).
Point 71Y return: 2.42% (bottom quartile).1Y return: 24.49% (top quartile).1Y return: 2.85% (bottom quartile).1Y return: 11.43% (upper mid).1Y return: 4.96% (lower mid).
Point 8Alpha: 0.71 (lower mid).Alpha: -5.62 (bottom quartile).Alpha: -2.25 (bottom quartile).Alpha: 12.04 (top quartile).Alpha: 2.48 (upper mid).
Point 9Sharpe: -0.29 (bottom quartile).Sharpe: 1.85 (top quartile).Sharpe: -0.43 (bottom quartile).Sharpe: 0.27 (upper mid).Sharpe: -0.17 (lower mid).
Point 10Information ratio: 1.33 (top quartile).Information ratio: -0.52 (bottom quartile).Information ratio: 0.72 (upper mid).Information ratio: 0.69 (lower mid).Information ratio: 0.32 (bottom quartile).

ICICI Prudential Focused Equity Fund

  • Lower mid AUM (₹17,168 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.51% (lower mid).
  • 3Y return: 17.34% (top quartile).
  • 1Y return: 2.42% (bottom quartile).
  • Alpha: 0.71 (lower mid).
  • Sharpe: -0.29 (bottom quartile).
  • Information ratio: 1.33 (top quartile).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (top quartile).
  • 3Y return: 17.03% (upper mid).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

HDFC Focused 30 Fund

  • Upper mid AUM (₹26,553 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.65% (upper mid).
  • 3Y return: 16.01% (lower mid).
  • 1Y return: 2.85% (bottom quartile).
  • Alpha: -2.25 (bottom quartile).
  • Sharpe: -0.43 (bottom quartile).
  • Information ratio: 0.72 (upper mid).

SBI Focused Equity Fund

  • Highest AUM (₹50,180 Cr).
  • Established history (22+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.87% (bottom quartile).
  • 3Y return: 15.87% (bottom quartile).
  • 1Y return: 11.43% (upper mid).
  • Alpha: 12.04 (top quartile).
  • Sharpe: 0.27 (upper mid).
  • Information ratio: 0.69 (lower mid).

Aditya Birla Sun Life Focused Equity Fund

  • Bottom quartile AUM (₹7,512 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.65% (bottom quartile).
  • 3Y return: 14.15% (bottom quartile).
  • 1Y return: 4.96% (lower mid).
  • Alpha: 2.48 (upper mid).
  • Sharpe: -0.17 (lower mid).
  • Information ratio: 0.32 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮੁੱਲ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
HDFC Capital Builder Value Fund Growth ₹804.229
↑ 3.22
₹8,039 300 0.36.85.615.7128.6
ICICI Prudential Value Discovery Fund Growth ₹472.06
↑ 1.35
₹57,250 100 0.81.6-2.412.913.413.8
Tata Equity PE Fund Growth ₹359.63
↑ 1.87
₹8,239 150 1.53.61.212.811.83.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment ₹133.775
↑ 0.69
₹8,239 150 1.53.61.212.811.83.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) Normal Dividend, Reinvestment ₹120.378
↑ 0.63
₹8,239 150 1.53.61.212.811.83.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Nov 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryHDFC Capital Builder Value FundICICI Prudential Value Discovery FundTata Equity PE FundTata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)
Point 1Bottom quartile AUM (₹8,039 Cr).Highest AUM (₹57,250 Cr).Upper mid AUM (₹8,239 Cr).Lower mid AUM (₹8,239 Cr).Bottom quartile AUM (₹8,239 Cr).
Point 2Oldest track record among peers (32 yrs).Established history (22+ yrs).Established history (22+ yrs).Established history (17+ yrs).Established history (22+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (lower mid).Top rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.03% (upper mid).5Y return: 13.44% (top quartile).5Y return: 11.85% (lower mid).5Y return: 11.81% (bottom quartile).5Y return: 11.78% (bottom quartile).
Point 63Y return: 15.71% (top quartile).3Y return: 12.93% (upper mid).3Y return: 12.82% (lower mid).3Y return: 12.79% (bottom quartile).3Y return: 12.76% (bottom quartile).
Point 71Y return: 5.56% (top quartile).1Y return: -2.36% (bottom quartile).1Y return: 1.16% (bottom quartile).1Y return: 1.16% (upper mid).1Y return: 1.16% (lower mid).
Point 8Alpha: 6.62 (top quartile).Alpha: -6.84 (bottom quartile).Alpha: 0.14 (upper mid).Alpha: 0.14 (lower mid).Alpha: 0.14 (bottom quartile).
Point 9Sharpe: 0.04 (top quartile).Sharpe: -0.78 (bottom quartile).Sharpe: -0.30 (upper mid).Sharpe: -0.30 (lower mid).Sharpe: -0.30 (bottom quartile).
Point 10Information ratio: 1.80 (top quartile).Information ratio: 0.06 (bottom quartile).Information ratio: 0.34 (upper mid).Information ratio: 0.33 (lower mid).Information ratio: 0.33 (bottom quartile).

HDFC Capital Builder Value Fund

  • Bottom quartile AUM (₹8,039 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.03% (upper mid).
  • 3Y return: 15.71% (top quartile).
  • 1Y return: 5.56% (top quartile).
  • Alpha: 6.62 (top quartile).
  • Sharpe: 0.04 (top quartile).
  • Information ratio: 1.80 (top quartile).

ICICI Prudential Value Discovery Fund

  • Highest AUM (₹57,250 Cr).
  • Established history (22+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.44% (top quartile).
  • 3Y return: 12.93% (upper mid).
  • 1Y return: -2.36% (bottom quartile).
  • Alpha: -6.84 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: 0.06 (bottom quartile).

Tata Equity PE Fund

  • Upper mid AUM (₹8,239 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.85% (lower mid).
  • 3Y return: 12.82% (lower mid).
  • 1Y return: 1.16% (bottom quartile).
  • Alpha: 0.14 (upper mid).
  • Sharpe: -0.30 (upper mid).
  • Information ratio: 0.34 (upper mid).

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

  • Lower mid AUM (₹8,239 Cr).
  • Established history (17+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.81% (bottom quartile).
  • 3Y return: 12.79% (bottom quartile).
  • 1Y return: 1.16% (upper mid).
  • Alpha: 0.14 (lower mid).
  • Sharpe: -0.30 (lower mid).
  • Information ratio: 0.33 (lower mid).

Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

  • Bottom quartile AUM (₹8,239 Cr).
  • Established history (22+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.78% (bottom quartile).
  • 3Y return: 12.76% (bottom quartile).
  • 1Y return: 1.16% (lower mid).
  • Alpha: 0.14 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: 0.33 (bottom quartile).

SIP ਕੈਲਕੁਲੇਟਰ

SIP ਕੈਲਕੁਲੇਟਰ ਇੱਕ ਕੁਸ਼ਲ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ ਜੋ ਇੱਕ ਨਿਵੇਸ਼ਕ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਸਮੇਂ ਵਰਤ ਸਕਦਾ ਹੈ। ਭਾਵੇਂ ਕੋਈ ਕਾਰ/ਘਰ ਖਰੀਦਣ, ਰਿਟਾਇਰਮੈਂਟ ਦੀ ਯੋਜਨਾ, ਬੱਚੇ ਦੀ ਉੱਚ ਸਿੱਖਿਆ ਜਾਂ ਕੋਈ ਹੋਰ ਸੰਪੱਤੀ ਖਰੀਦਣ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦਾ ਹੈ, ਇਸ ਲਈ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ। ਇਹ ਨਿਵੇਸ਼ ਦੀ ਮਾਤਰਾ ਅਤੇ ਸਮਾਂ ਮਿਆਦ ਦੀ ਗਣਨਾ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ ਜੋ ਖਾਸ ਵਿੱਤੀ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਨਿਵੇਸ਼ ਲਈ ਲੋੜੀਂਦਾ ਹੈ। ਇਸ ਲਈ, ਆਮ ਸਵਾਲ ਜਿਵੇਂ ਕਿ "ਕਿੰਨਾ ਕਰਨਾ ਹੈਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਜਾਂ ਉਸ ਸਮੇਂ ਤੱਕ ਮੈਨੂੰ ਕਿਵੇਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ", ਇਸ ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਹੱਲ ਕਰਦਾ ਹੈ।

ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਦੇ ਸਮੇਂ, ਕਿਸੇ ਨੂੰ ਕੁਝ ਵੇਰੀਏਬਲ ਭਰਨੇ ਪੈਂਦੇ ਹਨ, ਜਿਸ ਵਿੱਚ ਸ਼ਾਮਲ ਹਨ (ਉਦਾਹਰਣ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ)-

  • ਲੋੜੀਂਦੀ ਨਿਵੇਸ਼ ਮਿਆਦ
  • ਅੰਦਾਜ਼ਨ ਮਹੀਨਾਵਾਰ SIP ਰਕਮ
  • ਉਮੀਦ ਹੈਮਹਿੰਗਾਈ ਆਉਣ ਵਾਲੇ ਸਾਲਾਂ ਲਈ ਦਰ (ਸਾਲਾਨਾ)
  • ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ

SIP-Calculator

ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਉੱਪਰ ਦੱਸੀ ਸਾਰੀ ਜਾਣਕਾਰੀ ਫੀਡ ਕਰ ਦਿੰਦੇ ਹੋ, ਤਾਂ ਕੈਲਕੁਲੇਟਰ ਤੁਹਾਨੂੰ ਦੱਸੇ ਗਏ ਸਾਲਾਂ ਦੀ ਸੰਖਿਆ ਤੋਂ ਬਾਅਦ ਤੁਹਾਨੂੰ ਪ੍ਰਾਪਤ ਹੋਣ ਵਾਲੀ ਰਕਮ (ਤੁਹਾਡੀ SIP ਰਿਟਰਨ) ਦੇ ਦੇਵੇਗਾ। ਤੁਹਾਡੇ ਸ਼ੁੱਧ ਲਾਭ ਨੂੰ ਵੀ ਉਜਾਗਰ ਕੀਤਾ ਜਾਵੇਗਾ ਤਾਂ ਜੋ ਤੁਸੀਂ ਉਸ ਅਨੁਸਾਰ ਆਪਣੇ ਟੀਚੇ ਦੀ ਪੂਰਤੀ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾ ਸਕੋ।

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Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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