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SIP 2022 - 2023 ਲਈ ਭਾਰਤ ਵਿੱਚ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

Updated on July 9, 2026 , 25426 views

ਇੱਕ ਪ੍ਰਣਾਲੀਗਤਨਿਵੇਸ਼ ਯੋਜਨਾ (SIP) ਨੂੰ ਸਭ ਤੋਂ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਤਰੀਕਾ ਮੰਨਿਆ ਜਾਂਦਾ ਹੈਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋਖਾਸ ਕਰਕੇ ਲੰਬੇ ਸਮੇਂ ਲਈਮਿਆਦ ਦੀ ਯੋਜਨਾ. ਇਹ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੀ ਬੱਚਤ ਯੋਜਨਾ ਨੂੰ ਲਾਗੂ ਕਰਨ ਲਈ ਹਰ ਮਹੀਨੇ ਕਿਸੇ ਖਾਸ ਮਿਤੀ 'ਤੇ ਇਕ ਯੂਨਿਟ ਖਰੀਦਣ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈ। ਨਿਵੇਸ਼ਕ ਪ੍ਰਤੀ ਅਰਾਮਦੇਹ ਮਹਿਸੂਸ ਕਰਨ ਦੇ ਕਾਰਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਨਿਵੇਸ਼ SIP ਵਿੱਚ ਉਹ ਲਚਕਤਾ ਹੈ ਜੋ ਉਹ ਪੇਸ਼ ਕਰਦੇ ਹਨ। ਨਿਵੇਸ਼ਕ ਕਰ ਸਕਦੇ ਹਨSIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਮਾਸਿਕ, ਤਿਮਾਹੀ ਜਾਂ ਹਫ਼ਤਾਵਾਰੀ 'ਤੇਆਧਾਰ, ਉਹਨਾਂ ਦੀ ਸਹੂਲਤ ਅਨੁਸਾਰ। ਆਓ ਇਸ ਬਾਰੇ ਹੋਰ ਜਾਣੀਏ ਕਿ ਕੋਈ ਉਨ੍ਹਾਂ ਨੂੰ ਕਿਵੇਂ ਪ੍ਰਾਪਤ ਕਰ ਸਕਦਾ ਹੈਵਿੱਤੀ ਟੀਚੇ ਯੋਜਨਾਬੱਧ ਨਿਵੇਸ਼ ਯੋਜਨਾਵਾਂ ਦੇ ਨਾਲ, ਕਿਵੇਂsip ਕੈਲਕੁਲੇਟਰ ਦੇ ਨਾਲ, ਨਿਵੇਸ਼ ਵਿੱਚ ਮਦਦਗਾਰ ਹੈਵਧੀਆ ਮਿਉਚੁਅਲ ਫੰਡ SIP ਲਈ ਭਾਰਤ ਵਿੱਚ.

SIP- ਵਿੱਤੀ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਅਨੁਕੂਲ ਤਰੀਕਾ

SIP ਨੂੰ ਇਸ ਤਰੀਕੇ ਨਾਲ ਤਿਆਰ ਕੀਤਾ ਗਿਆ ਹੈ ਕਿ ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਆਸਾਨੀ ਨਾਲ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ ਦੀ ਪੂਰਵ-ਯੋਜਨਾ ਬਣਾ ਸਕਦਾ ਹੈ ਅਤੇ ਆਪਣੇ ਵਿੱਤੀ ਟੀਚਿਆਂ ਦੇ ਅਨੁਸਾਰ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਪਰ, ਕਿਸੇ ਨੂੰ SIP ਦੁਆਰਾ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਪੈਂਦਾ ਹੈ। ਆਮ ਤੌਰ 'ਤੇ, SIP ਦੀ ਵਰਤੋਂ ਟੀਚਿਆਂ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣ ਲਈ ਕੀਤੀ ਜਾਂਦੀ ਹੈ ਜਿਵੇਂ-

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  • ਇੱਕ ਕਾਰ ਖਰੀਦਣਾ
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  • ਮੈਡੀਕਲ ਐਮਰਜੈਂਸੀ ਆਦਿ।

ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਘੱਟੋ-ਘੱਟ INR 500 ਅਤੇ INR 1000 ਦੀ ਰਕਮ ਨਾਲ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰ ਸਕਦਾ ਹੈ। ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰਦੇ ਹੋ ਤਾਂ ਤੁਹਾਡਾ ਪੈਸਾ ਹਰ ਦਿਨ ਜਾਣਾ ਸ਼ੁਰੂ ਹੋ ਜਾਂਦਾ ਹੈ ਕਿਉਂਕਿ ਇਹ ਸਟਾਕ ਦੇ ਸੰਪਰਕ ਵਿੱਚ ਆਉਂਦਾ ਹੈ।ਬਜ਼ਾਰ. ਇਸ ਲਈ ਇੱਕ ਰੂਟ ਦੇ ਰੂਪ ਵਿੱਚ SIPs ਨੂੰ ਜਿਆਦਾਤਰ ਤਰਜੀਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈਇਕੁਇਟੀ ਫੰਡ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਇਤਿਹਾਸਕ ਤੌਰ 'ਤੇ, ਇਕੁਇਟੀ ਸਟਾਕਾਂ ਵਿਚ ਨਿਵੇਸ਼ ਨੇ ਹੋਰ ਸਾਰੀਆਂ ਸੰਪੱਤੀ ਸ਼੍ਰੇਣੀਆਂ ਵਿਚ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਰਿਟਰਨ ਦਿੱਤਾ ਹੈ, ਜੇਕਰ ਨਿਵੇਸ਼ ਅਨੁਸ਼ਾਸਨ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਦੇ ਦੂਰੀ ਦੇ ਨਾਲ ਕੀਤਾ ਗਿਆ ਸੀ।

ਇਕੁਇਟੀ ਵਿਚ ਐਸਆਈਪੀ ਮਾਰਕੀਟ ਦੇ ਸਮੇਂ ਦੇ ਜੋਖਮ ਤੋਂ ਬਚਣ ਵਿਚ ਮਦਦ ਕਰਦੀ ਹੈ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਲਾਗਤ ਦੀ ਔਸਤ ਦੁਆਰਾ ਦੌਲਤ ਬਣਾਉਣ ਦੀ ਸਹੂਲਤ ਦਿੰਦੀ ਹੈ। ਆਓ ਕੁਝ ਹੋਰ ਦੇਖੀਏSIP ਦੇ ਲਾਭ ਜੋ ਲੰਬੇ ਸਮੇਂ ਦੇ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ:

  • ਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ- ਸਧਾਰਨ ਵਿਆਜ ਉਦੋਂ ਹੁੰਦਾ ਹੈ ਜਦੋਂ ਤੁਸੀਂ ਸਿਰਫ਼ ਮੂਲ 'ਤੇ ਵਿਆਜ ਪ੍ਰਾਪਤ ਕਰਦੇ ਹੋ। ਮਿਸ਼ਰਿਤ ਵਿਆਜ ਦੇ ਮਾਮਲੇ ਵਿੱਚ, ਵਿਆਜ ਦੀ ਰਕਮ ਨੂੰ ਮੂਲ ਵਿੱਚ ਜੋੜਿਆ ਜਾਂਦਾ ਹੈ, ਅਤੇ ਵਿਆਜ ਦੀ ਗਣਨਾ ਨਵੇਂ ਮੂਲ (ਪੁਰਾਣੇ ਮੂਲ ਦੇ ਨਾਲ ਲਾਭ) 'ਤੇ ਕੀਤੀ ਜਾਂਦੀ ਹੈ। ਇਹ ਸਿਲਸਿਲਾ ਹਰ ਵਾਰ ਜਾਰੀ ਰਹਿੰਦਾ ਹੈ। ਵਿੱਚ ਐਸ.ਆਈ.ਪੀਮਿਉਚੁਅਲ ਫੰਡ ਕਿਸ਼ਤਾਂ ਵਿੱਚ ਹਨ, ਉਹ ਮਿਸ਼ਰਿਤ ਹਨ, ਜੋ ਸ਼ੁਰੂਆਤੀ ਨਿਵੇਸ਼ ਕੀਤੀ ਰਕਮ ਵਿੱਚ ਹੋਰ ਜੋੜਦਾ ਹੈ।

  • ਜੋਖਮ ਘਟਾਉਣਾ- ਇਹ ਦੇਖਦੇ ਹੋਏ ਕਿ ਇੱਕ SIP ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ ਫੈਲਿਆ ਹੋਇਆ ਹੈ, ਇੱਕ ਸਟਾਕ ਮਾਰਕੀਟ ਦੇ ਸਾਰੇ ਦੌਰ, ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਅਤੇ ਹੋਰ ਮਹੱਤਵਪੂਰਨ ਤੌਰ 'ਤੇ ਗਿਰਾਵਟ ਨੂੰ ਫੜਦਾ ਹੈ। ਮੰਦੀ ਵਿੱਚ, ਜਦੋਂ ਡਰ ਜ਼ਿਆਦਾਤਰ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਫੜਦਾ ਹੈ, SIP ਕਿਸ਼ਤਾਂ ਇਹ ਯਕੀਨੀ ਬਣਾਉਂਦੀਆਂ ਰਹਿੰਦੀਆਂ ਹਨ ਕਿ ਨਿਵੇਸ਼ਕ "ਘੱਟ" ਖਰੀਦਦੇ ਹਨ।

  • SIPs ਦੀ ਸਹੂਲਤ- ਸੁਵਿਧਾ ਇੱਕ SIP ਦੇ ਸਭ ਤੋਂ ਵੱਡੇ ਲਾਭਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ। ਇੱਕ ਉਪਭੋਗਤਾ ਨੂੰ ਇੱਕ ਵਾਰ ਸਾਈਨ-ਅੱਪ ਕਰਨਾ ਪੈਂਦਾ ਹੈ ਅਤੇ ਦਸਤਾਵੇਜ਼ਾਂ ਵਿੱਚੋਂ ਲੰਘਣਾ ਪੈਂਦਾ ਹੈ। ਇੱਕ ਵਾਰ ਹੋ ਜਾਣ 'ਤੇ, ਉਸ ਤੋਂ ਬਾਅਦ ਦੇ ਨਿਵੇਸ਼ਾਂ ਲਈ ਡੈਬਿਟ ਆਪਣੇ ਆਪ ਹੋ ਜਾਂਦੇ ਹਨ ਅਤੇਨਿਵੇਸ਼ਕ ਸਿਰਫ ਨਿਵੇਸ਼ਾਂ ਦੀ ਨਿਗਰਾਨੀ ਕਰਨੀ ਹੈ।

SIP 2022 - 2023 ਲਈ ਭਾਰਤ ਵਿੱਚ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

SIP ਲਈ ਵਧੀਆ ਲਾਰਜ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Invesco India Largecap Fund Growth ₹71.54
↑ 0.69
₹1,749 100 5.82.31.913.912.85.5
Nippon India Large Cap Fund Growth ₹90.1145
↑ 0.90
₹51,660 100 2.3-2.5-1.313.115.29.2
ICICI Prudential Bluechip Fund Growth ₹109.1
↑ 1.11
₹76,297 100 1.6-4.1-1.913.113.511.3
Bandhan Large Cap Fund Growth ₹78.237
↑ 0.91
₹2,001 100 4.2-1.21.412.9128.2
DSP TOP 100 Equity Growth ₹461.24
↑ 5.38
₹7,175 500 1.5-3.8-3.512.810.78.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryInvesco India Largecap FundNippon India Large Cap FundICICI Prudential Bluechip FundBandhan Large Cap FundDSP TOP 100 Equity
Point 1Bottom quartile AUM (₹1,749 Cr).Upper mid AUM (₹51,660 Cr).Highest AUM (₹76,297 Cr).Bottom quartile AUM (₹2,001 Cr).Lower mid AUM (₹7,175 Cr).
Point 2Established history (16+ yrs).Established history (18+ yrs).Established history (18+ yrs).Established history (20+ yrs).Oldest track record among peers (23 yrs).
Point 3Rating: 3★ (lower mid).Top rated.Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.75% (lower mid).5Y return: 15.24% (top quartile).5Y return: 13.52% (upper mid).5Y return: 12.03% (bottom quartile).5Y return: 10.74% (bottom quartile).
Point 63Y return: 13.87% (top quartile).3Y return: 13.13% (upper mid).3Y return: 13.12% (lower mid).3Y return: 12.87% (bottom quartile).3Y return: 12.76% (bottom quartile).
Point 71Y return: 1.88% (top quartile).1Y return: -1.27% (lower mid).1Y return: -1.91% (bottom quartile).1Y return: 1.41% (upper mid).1Y return: -3.52% (bottom quartile).
Point 8Alpha: 1.94 (upper mid).Alpha: 0.46 (lower mid).Alpha: -1.97 (bottom quartile).Alpha: 1.95 (top quartile).Alpha: -4.25 (bottom quartile).
Point 9Sharpe: -0.24 (top quartile).Sharpe: -0.35 (lower mid).Sharpe: -0.48 (bottom quartile).Sharpe: -0.26 (upper mid).Sharpe: -0.67 (bottom quartile).
Point 10Information ratio: 0.75 (lower mid).Information ratio: 1.03 (top quartile).Information ratio: 0.90 (upper mid).Information ratio: 0.66 (bottom quartile).Information ratio: 0.56 (bottom quartile).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹1,749 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.75% (lower mid).
  • 3Y return: 13.87% (top quartile).
  • 1Y return: 1.88% (top quartile).
  • Alpha: 1.94 (upper mid).
  • Sharpe: -0.24 (top quartile).
  • Information ratio: 0.75 (lower mid).

Nippon India Large Cap Fund

  • Upper mid AUM (₹51,660 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.24% (top quartile).
  • 3Y return: 13.13% (upper mid).
  • 1Y return: -1.27% (lower mid).
  • Alpha: 0.46 (lower mid).
  • Sharpe: -0.35 (lower mid).
  • Information ratio: 1.03 (top quartile).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹76,297 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.52% (upper mid).
  • 3Y return: 13.12% (lower mid).
  • 1Y return: -1.91% (bottom quartile).
  • Alpha: -1.97 (bottom quartile).
  • Sharpe: -0.48 (bottom quartile).
  • Information ratio: 0.90 (upper mid).

Bandhan Large Cap Fund

  • Bottom quartile AUM (₹2,001 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.03% (bottom quartile).
  • 3Y return: 12.87% (bottom quartile).
  • 1Y return: 1.41% (upper mid).
  • Alpha: 1.95 (top quartile).
  • Sharpe: -0.26 (upper mid).
  • Information ratio: 0.66 (bottom quartile).

DSP TOP 100 Equity

  • Lower mid AUM (₹7,175 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 10.74% (bottom quartile).
  • 3Y return: 12.76% (bottom quartile).
  • 1Y return: -3.52% (bottom quartile).
  • Alpha: -4.25 (bottom quartile).
  • Sharpe: -0.67 (bottom quartile).
  • Information ratio: 0.56 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮਲਟੀ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹37.41
↑ 0.39
₹1,198 1,000 11.11416.320.6143.5
Motilal Oswal Multicap 35 Fund Growth ₹59.7947
↑ 0.79
₹12,937 500 7.9-1-4.91912.1-5.6
Mahindra Badhat Yojana Growth ₹38.2508
↑ 0.49
₹6,643 500 96.76.218.316.13.4
ICICI Prudential Multicap Fund Growth ₹852.27
↑ 8.91
₹17,676 100 8.17.86.117.816.15.7
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01
₹588 300 -4.6-2.619.317.313.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Manufacturing Equity FundMotilal Oswal Multicap 35 FundMahindra Badhat YojanaICICI Prudential Multicap FundBNP Paribas Multi Cap Fund
Point 1Bottom quartile AUM (₹1,198 Cr).Upper mid AUM (₹12,937 Cr).Lower mid AUM (₹6,643 Cr).Highest AUM (₹17,676 Cr).Bottom quartile AUM (₹588 Cr).
Point 2Established history (11+ yrs).Established history (12+ yrs).Established history (9+ yrs).Oldest track record among peers (31 yrs).Established history (20+ yrs).
Point 3Not Rated.Top rated.Not Rated.Rating: 3★ (lower mid).Rating: 4★ (upper mid).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.02% (lower mid).5Y return: 12.07% (bottom quartile).5Y return: 16.14% (top quartile).5Y return: 16.07% (upper mid).5Y return: 13.57% (bottom quartile).
Point 63Y return: 20.56% (top quartile).3Y return: 19.00% (upper mid).3Y return: 18.33% (lower mid).3Y return: 17.81% (bottom quartile).3Y return: 17.28% (bottom quartile).
Point 71Y return: 16.32% (upper mid).1Y return: -4.86% (bottom quartile).1Y return: 6.22% (lower mid).1Y return: 6.14% (bottom quartile).1Y return: 19.34% (top quartile).
Point 8Alpha: 0.00 (lower mid).Alpha: -5.87 (bottom quartile).Alpha: 4.99 (upper mid).Alpha: 5.38 (top quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 0.59 (upper mid).Sharpe: -0.52 (bottom quartile).Sharpe: 0.15 (bottom quartile).Sharpe: 0.15 (lower mid).Sharpe: 2.86 (top quartile).
Point 10Information ratio: 0.00 (bottom quartile).Information ratio: 0.47 (lower mid).Information ratio: 0.65 (upper mid).Information ratio: 0.79 (top quartile).Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

  • Bottom quartile AUM (₹1,198 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 14.02% (lower mid).
  • 3Y return: 20.56% (top quartile).
  • 1Y return: 16.32% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.59 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Motilal Oswal Multicap 35 Fund

  • Upper mid AUM (₹12,937 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.07% (bottom quartile).
  • 3Y return: 19.00% (upper mid).
  • 1Y return: -4.86% (bottom quartile).
  • Alpha: -5.87 (bottom quartile).
  • Sharpe: -0.52 (bottom quartile).
  • Information ratio: 0.47 (lower mid).

Mahindra Badhat Yojana

  • Lower mid AUM (₹6,643 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.14% (top quartile).
  • 3Y return: 18.33% (lower mid).
  • 1Y return: 6.22% (lower mid).
  • Alpha: 4.99 (upper mid).
  • Sharpe: 0.15 (bottom quartile).
  • Information ratio: 0.65 (upper mid).

ICICI Prudential Multicap Fund

  • Highest AUM (₹17,676 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.07% (upper mid).
  • 3Y return: 17.81% (bottom quartile).
  • 1Y return: 6.14% (bottom quartile).
  • Alpha: 5.38 (top quartile).
  • Sharpe: 0.15 (lower mid).
  • Information ratio: 0.79 (top quartile).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (bottom quartile).
  • 3Y return: 17.28% (bottom quartile).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮਿਡ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential MidCap Fund Growth ₹338.57
↑ 3.82
₹7,789 100 6.99.512.423.717.811.1
BNP Paribas Mid Cap Fund Growth ₹112.262
↑ 1.57
₹2,461 300 8.38.311.119.715.92.5
TATA Mid Cap Growth Fund Growth ₹465.117
↑ 6.90
₹5,732 150 7.64.36.91916.15.8
Aditya Birla Sun Life Midcap Fund Growth ₹842.37
↑ 11.15
₹6,398 1,000 10.26.56.118.415.54.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 4 Funds showcased

CommentaryICICI Prudential MidCap FundBNP Paribas Mid Cap FundTATA Mid Cap Growth FundAditya Birla Sun Life Midcap Fund
Point 1Highest AUM (₹7,789 Cr).Bottom quartile AUM (₹2,461 Cr).Lower mid AUM (₹5,732 Cr).Upper mid AUM (₹6,398 Cr).
Point 2Established history (21+ yrs).Established history (20+ yrs).Oldest track record among peers (32 yrs).Established history (23+ yrs).
Point 3Rating: 2★ (lower mid).Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.85% (top quartile).5Y return: 15.88% (lower mid).5Y return: 16.06% (upper mid).5Y return: 15.54% (bottom quartile).
Point 63Y return: 23.74% (top quartile).3Y return: 19.74% (upper mid).3Y return: 18.98% (lower mid).3Y return: 18.38% (bottom quartile).
Point 71Y return: 12.38% (top quartile).1Y return: 11.08% (upper mid).1Y return: 6.94% (lower mid).1Y return: 6.07% (bottom quartile).
Point 8Alpha: 9.08 (top quartile).Alpha: 2.64 (upper mid).Alpha: 0.38 (lower mid).Alpha: -1.82 (bottom quartile).
Point 9Sharpe: 0.61 (top quartile).Sharpe: 0.34 (upper mid).Sharpe: 0.20 (lower mid).Sharpe: 0.09 (bottom quartile).
Point 10Information ratio: 0.84 (top quartile).Information ratio: -0.33 (upper mid).Information ratio: -0.87 (bottom quartile).Information ratio: -0.78 (lower mid).

ICICI Prudential MidCap Fund

  • Highest AUM (₹7,789 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.85% (top quartile).
  • 3Y return: 23.74% (top quartile).
  • 1Y return: 12.38% (top quartile).
  • Alpha: 9.08 (top quartile).
  • Sharpe: 0.61 (top quartile).
  • Information ratio: 0.84 (top quartile).

BNP Paribas Mid Cap Fund

  • Bottom quartile AUM (₹2,461 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 15.88% (lower mid).
  • 3Y return: 19.74% (upper mid).
  • 1Y return: 11.08% (upper mid).
  • Alpha: 2.64 (upper mid).
  • Sharpe: 0.34 (upper mid).
  • Information ratio: -0.33 (upper mid).

TATA Mid Cap Growth Fund

  • Lower mid AUM (₹5,732 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.06% (upper mid).
  • 3Y return: 18.98% (lower mid).
  • 1Y return: 6.94% (lower mid).
  • Alpha: 0.38 (lower mid).
  • Sharpe: 0.20 (lower mid).
  • Information ratio: -0.87 (bottom quartile).

Aditya Birla Sun Life Midcap Fund

  • Upper mid AUM (₹6,398 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.54% (bottom quartile).
  • 3Y return: 18.38% (bottom quartile).
  • 1Y return: 6.07% (bottom quartile).
  • Alpha: -1.82 (bottom quartile).
  • Sharpe: 0.09 (bottom quartile).
  • Information ratio: -0.78 (lower mid).

SIP ਲਈ ਵਧੀਆ ਸਮਾਲ ਕੈਪ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Sundaram Small Cap Fund Growth ₹293.804
↑ 4.25
₹3,681 100 16.114.111.519.417.40.4
DSP Small Cap Fund  Growth ₹222.601
↑ 2.22
₹18,358 500 14.615.89.819.218.1-2.8
IDBI Small Cap Fund Growth ₹33.8829
↑ 0.34
₹695 500 17.819.49.418.318-13.4
Nippon India Small Cap Fund Growth ₹181.682
↑ 2.43
₹74,604 100 1312.24.718.119.7-4.7
Aditya Birla Sun Life Small Cap Fund Growth ₹96.2577
↑ 1.14
₹5,453 1,000 15.615.69.816.913.1-3.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentarySundaram Small Cap FundDSP Small Cap Fund IDBI Small Cap FundNippon India Small Cap FundAditya Birla Sun Life Small Cap Fund
Point 1Bottom quartile AUM (₹3,681 Cr).Upper mid AUM (₹18,358 Cr).Bottom quartile AUM (₹695 Cr).Highest AUM (₹74,604 Cr).Lower mid AUM (₹5,453 Cr).
Point 2Oldest track record among peers (21 yrs).Established history (19+ yrs).Established history (9+ yrs).Established history (15+ yrs).Established history (19+ yrs).
Point 3Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Not Rated.Rating: 4★ (lower mid).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.42% (bottom quartile).5Y return: 18.08% (upper mid).5Y return: 17.95% (lower mid).5Y return: 19.67% (top quartile).5Y return: 13.06% (bottom quartile).
Point 63Y return: 19.36% (top quartile).3Y return: 19.22% (upper mid).3Y return: 18.29% (lower mid).3Y return: 18.13% (bottom quartile).3Y return: 16.93% (bottom quartile).
Point 71Y return: 11.49% (top quartile).1Y return: 9.76% (lower mid).1Y return: 9.38% (bottom quartile).1Y return: 4.70% (bottom quartile).1Y return: 9.77% (upper mid).
Point 8Alpha: 7.77 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 5.40 (upper mid).Alpha: 2.35 (lower mid).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 0.26 (top quartile).Sharpe: 0.13 (bottom quartile).Sharpe: 0.17 (lower mid).Sharpe: 0.05 (bottom quartile).Sharpe: 0.23 (upper mid).
Point 10Information ratio: -0.16 (lower mid).Information ratio: 0.00 (top quartile).Information ratio: -0.35 (bottom quartile).Information ratio: -0.24 (bottom quartile).Information ratio: 0.00 (upper mid).

Sundaram Small Cap Fund

  • Bottom quartile AUM (₹3,681 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.42% (bottom quartile).
  • 3Y return: 19.36% (top quartile).
  • 1Y return: 11.49% (top quartile).
  • Alpha: 7.77 (top quartile).
  • Sharpe: 0.26 (top quartile).
  • Information ratio: -0.16 (lower mid).

DSP Small Cap Fund 

  • Upper mid AUM (₹18,358 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.08% (upper mid).
  • 3Y return: 19.22% (upper mid).
  • 1Y return: 9.76% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.13 (bottom quartile).
  • Information ratio: 0.00 (top quartile).

IDBI Small Cap Fund

  • Bottom quartile AUM (₹695 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.95% (lower mid).
  • 3Y return: 18.29% (lower mid).
  • 1Y return: 9.38% (bottom quartile).
  • Alpha: 5.40 (upper mid).
  • Sharpe: 0.17 (lower mid).
  • Information ratio: -0.35 (bottom quartile).

Nippon India Small Cap Fund

  • Highest AUM (₹74,604 Cr).
  • Established history (15+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.67% (top quartile).
  • 3Y return: 18.13% (bottom quartile).
  • 1Y return: 4.70% (bottom quartile).
  • Alpha: 2.35 (lower mid).
  • Sharpe: 0.05 (bottom quartile).
  • Information ratio: -0.24 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

  • Lower mid AUM (₹5,453 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.06% (bottom quartile).
  • 3Y return: 16.93% (bottom quartile).
  • 1Y return: 9.77% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.23 (upper mid).
  • Information ratio: 0.00 (upper mid).

SIP ਲਈ ਵਧੀਆ ELSS (ਟੈਕਸ ਸੇਵਿੰਗ ਮਿਉਚੁਅਲ ਫੰਡ)

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Motilal Oswal Long Term Equity Fund Growth ₹55.5536
↑ 0.66
₹4,663 500 912.44.721.917.5-9.1
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04
₹485 500 9.715.116.920.810
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,318 500 1.215.435.520.617.4
SBI Magnum Tax Gain Fund Growth ₹439.96
↑ 4.96
₹30,955 500 4.1-0.9-117.416.86.6
Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33
₹210 500 -6.1-3.517.616.711.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Long Term Equity FundIDBI Equity Advantage FundHDFC Long Term Advantage FundSBI Magnum Tax Gain FundBaroda Pioneer ELSS 96
Point 1Upper mid AUM (₹4,663 Cr).Bottom quartile AUM (₹485 Cr).Lower mid AUM (₹1,318 Cr).Highest AUM (₹30,955 Cr).Bottom quartile AUM (₹210 Cr).
Point 2Established history (11+ yrs).Established history (12+ yrs).Oldest track record among peers (25 yrs).Established history (19+ yrs).Established history (11+ yrs).
Point 3Not Rated.Top rated.Rating: 3★ (upper mid).Rating: 2★ (lower mid).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.49% (top quartile).5Y return: 9.97% (bottom quartile).5Y return: 17.39% (upper mid).5Y return: 16.82% (lower mid).5Y return: 11.62% (bottom quartile).
Point 63Y return: 21.88% (top quartile).3Y return: 20.84% (upper mid).3Y return: 20.64% (lower mid).3Y return: 17.41% (bottom quartile).3Y return: 16.70% (bottom quartile).
Point 71Y return: 4.69% (bottom quartile).1Y return: 16.92% (lower mid).1Y return: 35.51% (top quartile).1Y return: -0.96% (bottom quartile).1Y return: 17.56% (upper mid).
Point 8Alpha: 3.21 (upper mid).Alpha: 1.78 (lower mid).Alpha: 1.75 (bottom quartile).Alpha: -2.25 (bottom quartile).Alpha: 5.69 (top quartile).
Point 9Sharpe: -0.02 (bottom quartile).Sharpe: 1.21 (lower mid).Sharpe: 2.27 (upper mid).Sharpe: -0.36 (bottom quartile).Sharpe: 2.51 (top quartile).
Point 10Information ratio: 0.73 (upper mid).Information ratio: -1.13 (bottom quartile).Information ratio: -0.15 (bottom quartile).Information ratio: 1.38 (top quartile).Information ratio: -0.09 (lower mid).

Motilal Oswal Long Term Equity Fund

  • Upper mid AUM (₹4,663 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.49% (top quartile).
  • 3Y return: 21.88% (top quartile).
  • 1Y return: 4.69% (bottom quartile).
  • Alpha: 3.21 (upper mid).
  • Sharpe: -0.02 (bottom quartile).
  • Information ratio: 0.73 (upper mid).

IDBI Equity Advantage Fund

  • Bottom quartile AUM (₹485 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (upper mid).
  • 1Y return: 16.92% (lower mid).
  • Alpha: 1.78 (lower mid).
  • Sharpe: 1.21 (lower mid).
  • Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

  • Lower mid AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (upper mid).
  • 3Y return: 20.64% (lower mid).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (bottom quartile).
  • Sharpe: 2.27 (upper mid).
  • Information ratio: -0.15 (bottom quartile).

SBI Magnum Tax Gain Fund

  • Highest AUM (₹30,955 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.82% (lower mid).
  • 3Y return: 17.41% (bottom quartile).
  • 1Y return: -0.96% (bottom quartile).
  • Alpha: -2.25 (bottom quartile).
  • Sharpe: -0.36 (bottom quartile).
  • Information ratio: 1.38 (top quartile).

Baroda Pioneer ELSS 96

  • Bottom quartile AUM (₹210 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (bottom quartile).
  • 3Y return: 16.70% (bottom quartile).
  • 1Y return: 17.56% (upper mid).
  • Alpha: 5.69 (top quartile).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: -0.09 (lower mid).

SIP ਲਈ ਵਧੀਆ ਸੈਕਟਰ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP Natural Resources and New Energy Fund Growth ₹105.124
↑ 0.39
₹2,457 500 -2.55.916.820.315.517.5
BOI AXA Manufacturing and Infrastructure Fund Growth ₹66.54
↑ 0.59
₹789 1,000 11.71415.324.421.17.8
UTI Healthcare Fund Growth ₹330.241
↑ 1.85
₹1,217 500 17.917.1152614.6-3.1
SBI Healthcare Opportunities Fund Growth ₹496.754
↑ 7.59
₹4,566 500 18.417.914.224.216.4-3.5
DSP India T.I.G.E.R Fund Growth ₹362.845
↑ 3.72
₹6,019 500 11.917.313.124.822.9-2.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Natural Resources and New Energy FundBOI AXA Manufacturing and Infrastructure FundUTI Healthcare FundSBI Healthcare Opportunities FundDSP India T.I.G.E.R Fund
Point 1Lower mid AUM (₹2,457 Cr).Bottom quartile AUM (₹789 Cr).Bottom quartile AUM (₹1,217 Cr).Upper mid AUM (₹4,566 Cr).Highest AUM (₹6,019 Cr).
Point 2Established history (18+ yrs).Established history (16+ yrs).Oldest track record among peers (27 yrs).Established history (21+ yrs).Established history (22+ yrs).
Point 3Top rated.Not Rated.Rating: 1★ (bottom quartile).Rating: 2★ (lower mid).Rating: 4★ (upper mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 15.52% (bottom quartile).5Y return: 21.15% (upper mid).5Y return: 14.56% (bottom quartile).5Y return: 16.38% (lower mid).5Y return: 22.91% (top quartile).
Point 63Y return: 20.26% (bottom quartile).3Y return: 24.44% (lower mid).3Y return: 25.99% (top quartile).3Y return: 24.17% (bottom quartile).3Y return: 24.76% (upper mid).
Point 71Y return: 16.80% (top quartile).1Y return: 15.26% (upper mid).1Y return: 14.95% (lower mid).1Y return: 14.24% (bottom quartile).1Y return: 13.06% (bottom quartile).
Point 8Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.91 (top quartile).Alpha: -0.04 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 1.33 (top quartile).Sharpe: 0.60 (upper mid).Sharpe: 0.42 (bottom quartile).Sharpe: 0.36 (bottom quartile).Sharpe: 0.48 (lower mid).
Point 10Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.08 (top quartile).Information ratio: -0.40 (bottom quartile).Information ratio: 0.00 (bottom quartile).

DSP Natural Resources and New Energy Fund

  • Lower mid AUM (₹2,457 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 15.52% (bottom quartile).
  • 3Y return: 20.26% (bottom quartile).
  • 1Y return: 16.80% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.33 (top quartile).
  • Information ratio: 0.00 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

  • Bottom quartile AUM (₹789 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 21.15% (upper mid).
  • 3Y return: 24.44% (lower mid).
  • 1Y return: 15.26% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.60 (upper mid).
  • Information ratio: 0.00 (lower mid).

UTI Healthcare Fund

  • Bottom quartile AUM (₹1,217 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 14.56% (bottom quartile).
  • 3Y return: 25.99% (top quartile).
  • 1Y return: 14.95% (lower mid).
  • Alpha: 0.91 (top quartile).
  • Sharpe: 0.42 (bottom quartile).
  • Information ratio: 0.08 (top quartile).

SBI Healthcare Opportunities Fund

  • Upper mid AUM (₹4,566 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 16.38% (lower mid).
  • 3Y return: 24.17% (bottom quartile).
  • 1Y return: 14.24% (bottom quartile).
  • Alpha: -0.04 (bottom quartile).
  • Sharpe: 0.36 (bottom quartile).
  • Information ratio: -0.40 (bottom quartile).

DSP India T.I.G.E.R Fund

  • Highest AUM (₹6,019 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 22.91% (top quartile).
  • 3Y return: 24.76% (upper mid).
  • 1Y return: 13.06% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.48 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਫੋਕਸਡ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Focused Equity Fund Growth ₹96.12
↑ 0.99
₹16,147 100 6-1.14.318.71715.4
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354 100 -58.524.51717.3
HDFC Focused 30 Fund Growth ₹233.327
↑ 2.14
₹26,082 300 3.3-1.91.216.918.910.9
SBI Focused Equity Fund Growth ₹388.854
↑ 1.37
₹46,623 500 8.42.88.715.812.815.7
DSP Focus Fund Growth ₹55.643
↑ 0.65
₹2,478 500 6.5-0.11.115.411.27.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Focused Equity FundSundaram Select Focus FundHDFC Focused 30 FundSBI Focused Equity FundDSP Focus Fund
Point 1Lower mid AUM (₹16,147 Cr).Bottom quartile AUM (₹1,354 Cr).Upper mid AUM (₹26,082 Cr).Highest AUM (₹46,623 Cr).Bottom quartile AUM (₹2,478 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (23 yrs).Established history (21+ yrs).Established history (21+ yrs).Established history (16+ yrs).
Point 3Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.98% (lower mid).5Y return: 17.29% (upper mid).5Y return: 18.87% (top quartile).5Y return: 12.77% (bottom quartile).5Y return: 11.20% (bottom quartile).
Point 63Y return: 18.72% (top quartile).3Y return: 17.03% (upper mid).3Y return: 16.86% (lower mid).3Y return: 15.85% (bottom quartile).3Y return: 15.36% (bottom quartile).
Point 71Y return: 4.26% (lower mid).1Y return: 24.49% (top quartile).1Y return: 1.16% (bottom quartile).1Y return: 8.66% (upper mid).1Y return: 1.12% (bottom quartile).
Point 8Alpha: -0.18 (upper mid).Alpha: -5.62 (bottom quartile).Alpha: -3.45 (lower mid).Alpha: 12.40 (top quartile).Alpha: -4.56 (bottom quartile).
Point 9Sharpe: -0.23 (lower mid).Sharpe: 1.85 (top quartile).Sharpe: -0.41 (bottom quartile).Sharpe: 0.41 (upper mid).Sharpe: -0.47 (bottom quartile).
Point 10Information ratio: 1.19 (top quartile).Information ratio: -0.52 (bottom quartile).Information ratio: 0.53 (lower mid).Information ratio: 0.58 (upper mid).Information ratio: 0.17 (bottom quartile).

ICICI Prudential Focused Equity Fund

  • Lower mid AUM (₹16,147 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.98% (lower mid).
  • 3Y return: 18.72% (top quartile).
  • 1Y return: 4.26% (lower mid).
  • Alpha: -0.18 (upper mid).
  • Sharpe: -0.23 (lower mid).
  • Information ratio: 1.19 (top quartile).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (upper mid).
  • 3Y return: 17.03% (upper mid).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

HDFC Focused 30 Fund

  • Upper mid AUM (₹26,082 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.87% (top quartile).
  • 3Y return: 16.86% (lower mid).
  • 1Y return: 1.16% (bottom quartile).
  • Alpha: -3.45 (lower mid).
  • Sharpe: -0.41 (bottom quartile).
  • Information ratio: 0.53 (lower mid).

SBI Focused Equity Fund

  • Highest AUM (₹46,623 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.77% (bottom quartile).
  • 3Y return: 15.85% (bottom quartile).
  • 1Y return: 8.66% (upper mid).
  • Alpha: 12.40 (top quartile).
  • Sharpe: 0.41 (upper mid).
  • Information ratio: 0.58 (upper mid).

DSP Focus Fund

  • Bottom quartile AUM (₹2,478 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.20% (bottom quartile).
  • 3Y return: 15.36% (bottom quartile).
  • 1Y return: 1.12% (bottom quartile).
  • Alpha: -4.56 (bottom quartile).
  • Sharpe: -0.47 (bottom quartile).
  • Information ratio: 0.17 (bottom quartile).

SIP ਲਈ ਵਧੀਆ ਮੁੱਲ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Aditya Birla Sun Life Pure Value Fund Growth ₹136.064
↑ 1.69
₹6,530 1,000 9.26.77.617.6152.6
HDFC Capital Builder Value Fund Growth ₹784.089
↑ 8.93
₹7,314 300 6.92.74.117.215.28.6
Nippon India Value Fund Growth ₹226.177
↑ 2.26
₹8,821 100 3.9-1.3-1.116.915.54.2
ICICI Prudential Value Discovery Fund Growth ₹464.99
↑ 4.92
₹58,954 100 0.7-5.4-1.715.216.713.8
UTI Value Opportunities Fund Growth ₹167.409
↑ 1.86
₹9,258 500 3.9-2.6-214.812.77
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Pure Value FundHDFC Capital Builder Value FundNippon India Value FundICICI Prudential Value Discovery FundUTI Value Opportunities Fund
Point 1Bottom quartile AUM (₹6,530 Cr).Bottom quartile AUM (₹7,314 Cr).Lower mid AUM (₹8,821 Cr).Highest AUM (₹58,954 Cr).Upper mid AUM (₹9,258 Cr).
Point 2Established history (18+ yrs).Oldest track record among peers (32 yrs).Established history (21+ yrs).Established history (21+ yrs).Established history (20+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Not Rated.Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 15.02% (bottom quartile).5Y return: 15.18% (lower mid).5Y return: 15.49% (upper mid).5Y return: 16.68% (top quartile).5Y return: 12.75% (bottom quartile).
Point 63Y return: 17.61% (top quartile).3Y return: 17.16% (upper mid).3Y return: 16.91% (lower mid).3Y return: 15.24% (bottom quartile).3Y return: 14.83% (bottom quartile).
Point 71Y return: 7.59% (top quartile).1Y return: 4.14% (upper mid).1Y return: -1.08% (lower mid).1Y return: -1.70% (bottom quartile).1Y return: -2.01% (bottom quartile).
Point 8Alpha: 6.66 (top quartile).Alpha: 2.21 (upper mid).Alpha: -1.04 (lower mid).Alpha: -3.74 (bottom quartile).Alpha: -3.31 (bottom quartile).
Point 9Sharpe: 0.14 (top quartile).Sharpe: -0.08 (upper mid).Sharpe: -0.26 (lower mid).Sharpe: -0.47 (bottom quartile).Sharpe: -0.40 (bottom quartile).
Point 10Information ratio: 0.75 (lower mid).Information ratio: 1.34 (top quartile).Information ratio: 1.30 (upper mid).Information ratio: 0.46 (bottom quartile).Information ratio: 0.24 (bottom quartile).

Aditya Birla Sun Life Pure Value Fund

  • Bottom quartile AUM (₹6,530 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.02% (bottom quartile).
  • 3Y return: 17.61% (top quartile).
  • 1Y return: 7.59% (top quartile).
  • Alpha: 6.66 (top quartile).
  • Sharpe: 0.14 (top quartile).
  • Information ratio: 0.75 (lower mid).

HDFC Capital Builder Value Fund

  • Bottom quartile AUM (₹7,314 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.18% (lower mid).
  • 3Y return: 17.16% (upper mid).
  • 1Y return: 4.14% (upper mid).
  • Alpha: 2.21 (upper mid).
  • Sharpe: -0.08 (upper mid).
  • Information ratio: 1.34 (top quartile).

Nippon India Value Fund

  • Lower mid AUM (₹8,821 Cr).
  • Established history (21+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.49% (upper mid).
  • 3Y return: 16.91% (lower mid).
  • 1Y return: -1.08% (lower mid).
  • Alpha: -1.04 (lower mid).
  • Sharpe: -0.26 (lower mid).
  • Information ratio: 1.30 (upper mid).

ICICI Prudential Value Discovery Fund

  • Highest AUM (₹58,954 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.68% (top quartile).
  • 3Y return: 15.24% (bottom quartile).
  • 1Y return: -1.70% (bottom quartile).
  • Alpha: -3.74 (bottom quartile).
  • Sharpe: -0.47 (bottom quartile).
  • Information ratio: 0.46 (bottom quartile).

UTI Value Opportunities Fund

  • Upper mid AUM (₹9,258 Cr).
  • Established history (20+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.75% (bottom quartile).
  • 3Y return: 14.83% (bottom quartile).
  • 1Y return: -2.01% (bottom quartile).
  • Alpha: -3.31 (bottom quartile).
  • Sharpe: -0.40 (bottom quartile).
  • Information ratio: 0.24 (bottom quartile).

SIP ਕੈਲਕੁਲੇਟਰ

SIP ਕੈਲਕੁਲੇਟਰ ਇੱਕ ਕੁਸ਼ਲ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ ਜੋ ਇੱਕ ਨਿਵੇਸ਼ਕ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਸਮੇਂ ਵਰਤ ਸਕਦਾ ਹੈ। ਭਾਵੇਂ ਕੋਈ ਕਾਰ/ਘਰ ਖਰੀਦਣ, ਰਿਟਾਇਰਮੈਂਟ ਦੀ ਯੋਜਨਾ, ਬੱਚੇ ਦੀ ਉੱਚ ਸਿੱਖਿਆ ਜਾਂ ਕੋਈ ਹੋਰ ਸੰਪੱਤੀ ਖਰੀਦਣ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦਾ ਹੈ, ਇਸ ਲਈ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ। ਇਹ ਨਿਵੇਸ਼ ਦੀ ਮਾਤਰਾ ਅਤੇ ਸਮਾਂ ਮਿਆਦ ਦੀ ਗਣਨਾ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ ਜੋ ਖਾਸ ਵਿੱਤੀ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਨਿਵੇਸ਼ ਲਈ ਲੋੜੀਂਦਾ ਹੈ। ਇਸ ਲਈ, ਆਮ ਸਵਾਲ ਜਿਵੇਂ ਕਿ "ਕਿੰਨਾ ਕਰਨਾ ਹੈਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਜਾਂ ਉਸ ਸਮੇਂ ਤੱਕ ਮੈਨੂੰ ਕਿਵੇਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ", ਇਸ ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਹੱਲ ਕਰਦਾ ਹੈ।

ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਦੇ ਸਮੇਂ, ਕਿਸੇ ਨੂੰ ਕੁਝ ਵੇਰੀਏਬਲ ਭਰਨੇ ਪੈਂਦੇ ਹਨ, ਜਿਸ ਵਿੱਚ ਸ਼ਾਮਲ ਹਨ (ਉਦਾਹਰਣ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ)-

  • ਲੋੜੀਂਦੀ ਨਿਵੇਸ਼ ਮਿਆਦ
  • ਅੰਦਾਜ਼ਨ ਮਹੀਨਾਵਾਰ SIP ਰਕਮ
  • ਉਮੀਦ ਹੈਮਹਿੰਗਾਈ ਆਉਣ ਵਾਲੇ ਸਾਲਾਂ ਲਈ ਦਰ (ਸਾਲਾਨਾ)
  • ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ

SIP-Calculator

ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਉੱਪਰ ਦੱਸੀ ਸਾਰੀ ਜਾਣਕਾਰੀ ਫੀਡ ਕਰ ਦਿੰਦੇ ਹੋ, ਤਾਂ ਕੈਲਕੁਲੇਟਰ ਤੁਹਾਨੂੰ ਦੱਸੇ ਗਏ ਸਾਲਾਂ ਦੀ ਸੰਖਿਆ ਤੋਂ ਬਾਅਦ ਤੁਹਾਨੂੰ ਪ੍ਰਾਪਤ ਹੋਣ ਵਾਲੀ ਰਕਮ (ਤੁਹਾਡੀ SIP ਰਿਟਰਨ) ਦੇ ਦੇਵੇਗਾ। ਤੁਹਾਡੇ ਸ਼ੁੱਧ ਲਾਭ ਨੂੰ ਵੀ ਉਜਾਗਰ ਕੀਤਾ ਜਾਵੇਗਾ ਤਾਂ ਜੋ ਤੁਸੀਂ ਉਸ ਅਨੁਸਾਰ ਆਪਣੇ ਟੀਚੇ ਦੀ ਪੂਰਤੀ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾ ਸਕੋ।

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ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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