2019 కోసం ఉత్తమ మ్యూచువల్ ఫండ్ రిటర్న్స్

Updated on August 8, 2025 , 1088 views

మ్యూచువల్ ఫండ్ అనేది ఒక పెట్టుబడి మార్గం, అదే ఆలోచనను పంచుకునే అనేక మంది వ్యక్తులు కలిసి వచ్చి వారి డబ్బును పెట్టుబడి పెట్టినప్పుడు ఏర్పడుతుంది. అప్పుడు మ్యూచువల్ ఫండ్ పథకం ఈ వ్యక్తుల తరపున వివిధ ఆర్థిక పరికరాలలో పెట్టుబడి పెట్టి లాభం పొందుతుంది. వ్యక్తుల యొక్క విభిన్న అవసరాలను తీర్చడానికి రూపొందించబడిన మ్యూచువల్ ఫండ్ పథకాల యొక్క వివిధ వర్గాలు ఉన్నాయి. మ్యూచువల్ ఫండ్ పథకాల విస్తృత వర్గాలుఈక్విటీ ఫండ్స్,డెట్ ఫండ్, మరియుహైబ్రిడ్ ఫండ్. 2019 లో, అన్ని స్కీమ్ వర్గాల పనితీరు బాగుంది. దిమ్యూచువల్ ఫండ్స్ వారి పెట్టుబడిదారులకు సంపూర్ణ రాబడిని సంపాదించగలిగారు. కాబట్టి, 2019 కోసం ఈ పథకాల పనితీరును పరిశీలిద్దాం.

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2019 పనితీరు ఆధారంగా టాప్ పెర్ఫార్మింగ్ ఈక్విటీ ఫండ్స్

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
Motilal Oswal Midcap 30 Fund Growth	₹101.058 ↑ 1.61	₹33,053	57.1	41.7	10.7	55.8	9.3
LIC MF Infrastructure Fund Growth	₹48.1764 ↑ 0.18	₹1,053	47.8	44.4	7.9	46.6	-0.1
Motilal Oswal Long Term Equity Fund Growth	₹50.3789 ↑ 0.23	₹4,506	47.7	37	1.8	32.1	8.8
Motilal Oswal Multicap 35 Fund Growth	₹60.2198 ↑ 0.55	₹13,894	45.7	31	-3	15.3	10.3
Invesco India Mid Cap Fund Growth	₹178.37 ↑ 1.66	₹7,406	43.1	34.1	0.5	43.1	24.4
UTI Healthcare Fund Growth	₹289.966 ↑ 3.37	₹1,099	42.9	38.2	-12.3	19.1	67.4
SBI Healthcare Opportunities Fund Growth	₹420.915 ↓ -6.27	₹3,849	42.2	38.2	-6	20.1	65.8
TATA India Pharma & Healthcare Fund Growth	₹30.3098 ↑ 0.36	₹1,282	40.4	36.6	-8	19.1	64.4
IDBI Small Cap Fund Growth	₹29.1818 ↓ -0.06	₹605	40	33.4	2.4	64.7	19
Bandhan Infrastructure Fund Growth	₹49.114 ↑ 0.11	₹1,749	39.3	50.3	1.7	64.8	6.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	LIC MF Infrastructure Fund	Motilal Oswal Long Term Equity Fund	Motilal Oswal Multicap 35 Fund	Invesco India Mid Cap Fund	UTI Healthcare Fund	SBI Healthcare Opportunities Fund	TATA India Pharma & Healthcare Fund	IDBI Small Cap Fund	Bandhan Infrastructure Fund
Point 1	Highest AUM (₹33,053 Cr).	Bottom quartile AUM (₹1,053 Cr).	Upper mid AUM (₹4,506 Cr).	Top quartile AUM (₹13,894 Cr).	Upper mid AUM (₹7,406 Cr).	Bottom quartile AUM (₹1,099 Cr).	Upper mid AUM (₹3,849 Cr).	Lower mid AUM (₹1,282 Cr).	Bottom quartile AUM (₹605 Cr).	Lower mid AUM (₹1,749 Cr).
Point 2	Established history (11+ yrs).	Established history (17+ yrs).	Established history (10+ yrs).	Established history (11+ yrs).	Established history (18+ yrs).	Oldest track record among peers (26 yrs).	Established history (20+ yrs).	Established history (9+ yrs).	Established history (8+ yrs).	Established history (14+ yrs).
Point 3	Rating: 3★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Rating: 5★ (top quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 33.29% (top quartile).	5Y return: 31.22% (upper mid).	5Y return: 25.13% (lower mid).	5Y return: 18.51% (bottom quartile).	5Y return: 28.44% (upper mid).	5Y return: 18.56% (bottom quartile).	5Y return: 20.18% (lower mid).	5Y return: 18.64% (bottom quartile).	5Y return: 28.68% (upper mid).	5Y return: 32.92% (top quartile).
Point 6	3Y return: 27.39% (upper mid).	3Y return: 27.63% (top quartile).	3Y return: 24.54% (lower mid).	3Y return: 22.15% (bottom quartile).	3Y return: 27.40% (upper mid).	3Y return: 24.42% (lower mid).	3Y return: 25.58% (upper mid).	3Y return: 21.97% (bottom quartile).	3Y return: 17.76% (bottom quartile).	3Y return: 27.94% (top quartile).
Point 7	1Y return: 1.83% (lower mid).	1Y return: -4.70% (bottom quartile).	1Y return: 3.23% (upper mid).	1Y return: 5.98% (upper mid).	1Y return: 14.66% (top quartile).	1Y return: 8.34% (upper mid).	1Y return: 9.20% (top quartile).	1Y return: 1.47% (lower mid).	1Y return: -7.71% (bottom quartile).	1Y return: -10.90% (bottom quartile).
Point 8	Alpha: 3.89 (upper mid).	Alpha: 0.77 (lower mid).	Alpha: 6.93 (top quartile).	Alpha: 8.72 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 1.14 (lower mid).	Alpha: 2.79 (upper mid).	Alpha: 2.42 (upper mid).	Alpha: -7.27 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 0.23 (lower mid).	Sharpe: -0.02 (bottom quartile).	Sharpe: 0.26 (lower mid).	Sharpe: 0.42 (upper mid).	Sharpe: 0.54 (upper mid).	Sharpe: 0.75 (top quartile).	Sharpe: 0.87 (top quartile).	Sharpe: 0.47 (upper mid).	Sharpe: -0.27 (bottom quartile).	Sharpe: -0.29 (bottom quartile).
Point 10	Information ratio: 0.44 (upper mid).	Information ratio: 0.45 (upper mid).	Information ratio: 1.02 (top quartile).	Information ratio: 0.73 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -0.29 (bottom quartile).	Information ratio: 0.37 (lower mid).	Information ratio: 0.73 (upper mid).	Information ratio: -0.92 (bottom quartile).	Information ratio: 0.00 (bottom quartile).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹33,053 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 33.29% (top quartile).
3Y return: 27.39% (upper mid).
1Y return: 1.83% (lower mid).
Alpha: 3.89 (upper mid).
Sharpe: 0.23 (lower mid).
Information ratio: 0.44 (upper mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,053 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.22% (upper mid).
3Y return: 27.63% (top quartile).
1Y return: -4.70% (bottom quartile).
Alpha: 0.77 (lower mid).
Sharpe: -0.02 (bottom quartile).
Information ratio: 0.45 (upper mid).

Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,506 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.13% (lower mid).
3Y return: 24.54% (lower mid).
1Y return: 3.23% (upper mid).
Alpha: 6.93 (top quartile).
Sharpe: 0.26 (lower mid).
Information ratio: 1.02 (top quartile).

Motilal Oswal Multicap 35 Fund

Top quartile AUM (₹13,894 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.51% (bottom quartile).
3Y return: 22.15% (bottom quartile).
1Y return: 5.98% (upper mid).
Alpha: 8.72 (top quartile).
Sharpe: 0.42 (upper mid).
Information ratio: 0.73 (top quartile).

Invesco India Mid Cap Fund

Upper mid AUM (₹7,406 Cr).
Established history (18+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 28.44% (upper mid).
3Y return: 27.40% (upper mid).
1Y return: 14.66% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.54 (upper mid).
Information ratio: 0.00 (lower mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,099 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 18.56% (bottom quartile).
3Y return: 24.42% (lower mid).
1Y return: 8.34% (upper mid).
Alpha: 1.14 (lower mid).
Sharpe: 0.75 (top quartile).
Information ratio: -0.29 (bottom quartile).

SBI Healthcare Opportunities Fund

Upper mid AUM (₹3,849 Cr).
Established history (20+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 20.18% (lower mid).
3Y return: 25.58% (upper mid).
1Y return: 9.20% (top quartile).
Alpha: 2.79 (upper mid).
Sharpe: 0.87 (top quartile).
Information ratio: 0.37 (lower mid).

TATA India Pharma & Healthcare Fund

Lower mid AUM (₹1,282 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.64% (bottom quartile).
3Y return: 21.97% (bottom quartile).
1Y return: 1.47% (lower mid).
Alpha: 2.42 (upper mid).
Sharpe: 0.47 (upper mid).
Information ratio: 0.73 (upper mid).

IDBI Small Cap Fund

Bottom quartile AUM (₹605 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 28.68% (upper mid).
3Y return: 17.76% (bottom quartile).
1Y return: -7.71% (bottom quartile).
Alpha: -7.27 (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: -0.92 (bottom quartile).

Bandhan Infrastructure Fund

Lower mid AUM (₹1,749 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 32.92% (top quartile).
3Y return: 27.94% (top quartile).
1Y return: -10.90% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

2019 పనితీరు ఆధారంగా టాప్ పెర్ఫార్మింగ్ డెట్ ఫండ్స్

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Credit Risk Fund Growth	₹22.6068 ↑ 0.01	₹1,014	11.9	6.9	7.1	7.76%	2Y 1M 24D	3Y 2M 5D
Bandhan Government Securities Fund - Investment Plan Growth	₹34.8532 ↓ -0.15	₹3,124	10.6	6.8	1.4	7.17%	12Y 18D	28Y
Aditya Birla Sun Life Medium Term Plan Growth	₹40.2434 ↓ -0.02	₹2,732	10.5	6.9	24.8	7.52%	3Y 7M 17D	4Y 10M 10D
ICICI Prudential Long Term Bond Fund Growth	₹89.8077 ↓ -0.31	₹1,164	10.1	6.8	1.3	6.74%	7Y 3M	19Y 3M 14D
DSP Government Securities Fund Growth	₹95.3427 ↓ -0.23	₹1,852	10.1	7.1	2.7	6.61%	7Y 10M 17D	22Y 8M 8D
Bandhan Dynamic Bond Fund Growth	₹33.524 ↓ -0.14	₹2,862	10	6.4	1	7.16%	12Y 14D	27Y 11M 26D
Axis Gilt Fund Growth	₹25.4363 ↓ -0.11	₹798	10	7.1	2.4	6.29%	5Y 9M 29D	12Y 5M 19D
Invesco India Gilt Fund Growth	₹2,817.08 ↓ -10.03	₹580	10	6.6	2.3	6.7%	10Y 2M 23D	24Y 6M 7D
DSP Strategic Bond Fund Growth	₹3,353.91 ↓ -9.69	₹1,545	9.9	7.9	1.6	6.64%	7Y 10M 10D	17Y 3M
Edelweiss Government Securities Fund Growth	₹24.3615 ↓ -0.08	₹175	9.8	6.2	2.5	6.59%	7Y 11M 16D	18Y 1M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Aditya Birla Sun Life Credit Risk Fund	Bandhan Government Securities Fund - Investment Plan	Aditya Birla Sun Life Medium Term Plan	ICICI Prudential Long Term Bond Fund	DSP Government Securities Fund	Bandhan Dynamic Bond Fund	Axis Gilt Fund	Invesco India Gilt Fund	DSP Strategic Bond Fund	Edelweiss Government Securities Fund
Point 1	Lower mid AUM (₹1,014 Cr).	Highest AUM (₹3,124 Cr).	Upper mid AUM (₹2,732 Cr).	Lower mid AUM (₹1,164 Cr).	Upper mid AUM (₹1,852 Cr).	Top quartile AUM (₹2,862 Cr).	Bottom quartile AUM (₹798 Cr).	Bottom quartile AUM (₹580 Cr).	Upper mid AUM (₹1,545 Cr).	Bottom quartile AUM (₹175 Cr).
Point 2	Established history (10+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).	Oldest track record among peers (27 yrs).	Established history (25+ yrs).	Established history (16+ yrs).	Established history (13+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (11+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 16.57% (top quartile).	1Y return: 5.09% (bottom quartile).	1Y return: 13.37% (top quartile).	1Y return: 8.01% (upper mid).	1Y return: 6.52% (upper mid).	1Y return: 4.60% (bottom quartile).	1Y return: 7.23% (upper mid).	1Y return: 5.93% (lower mid).	1Y return: 6.51% (lower mid).	1Y return: 5.76% (bottom quartile).
Point 6	1M return: 0.61% (top quartile).	1M return: -0.54% (bottom quartile).	1M return: 0.43% (top quartile).	1M return: -0.23% (upper mid).	1M return: -0.26% (upper mid).	1M return: -0.57% (bottom quartile).	1M return: -0.46% (lower mid).	1M return: -0.43% (lower mid).	1M return: -0.24% (upper mid).	1M return: -0.60% (bottom quartile).
Point 7	Sharpe: 2.40 (top quartile).	Sharpe: -0.09 (bottom quartile).	Sharpe: 3.02 (top quartile).	Sharpe: 0.80 (upper mid).	Sharpe: 0.19 (lower mid).	Sharpe: -0.19 (bottom quartile).	Sharpe: 0.57 (upper mid).	Sharpe: 0.14 (bottom quartile).	Sharpe: 0.19 (lower mid).	Sharpe: 0.24 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.76% (top quartile).	Yield to maturity (debt): 7.17% (upper mid).	Yield to maturity (debt): 7.52% (top quartile).	Yield to maturity (debt): 6.74% (upper mid).	Yield to maturity (debt): 6.61% (bottom quartile).	Yield to maturity (debt): 7.16% (upper mid).	Yield to maturity (debt): 6.29% (bottom quartile).	Yield to maturity (debt): 6.70% (lower mid).	Yield to maturity (debt): 6.64% (lower mid).	Yield to maturity (debt): 6.59% (bottom quartile).
Point 10	Modified duration: 2.15 yrs (top quartile).	Modified duration: 12.05 yrs (bottom quartile).	Modified duration: 3.63 yrs (top quartile).	Modified duration: 7.25 yrs (upper mid).	Modified duration: 7.88 yrs (lower mid).	Modified duration: 12.04 yrs (bottom quartile).	Modified duration: 5.83 yrs (upper mid).	Modified duration: 10.23 yrs (bottom quartile).	Modified duration: 7.86 yrs (upper mid).	Modified duration: 7.96 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

Lower mid AUM (₹1,014 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 16.57% (top quartile).
1M return: 0.61% (top quartile).
Sharpe: 2.40 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.76% (top quartile).
Modified duration: 2.15 yrs (top quartile).

Bandhan Government Securities Fund - Investment Plan

Highest AUM (₹3,124 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.09% (bottom quartile).
1M return: -0.54% (bottom quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.17% (upper mid).
Modified duration: 12.05 yrs (bottom quartile).

Aditya Birla Sun Life Medium Term Plan

Upper mid AUM (₹2,732 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 13.37% (top quartile).
1M return: 0.43% (top quartile).
Sharpe: 3.02 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.52% (top quartile).
Modified duration: 3.63 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

Lower mid AUM (₹1,164 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 8.01% (upper mid).
1M return: -0.23% (upper mid).
Sharpe: 0.80 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.74% (upper mid).
Modified duration: 7.25 yrs (upper mid).

DSP Government Securities Fund

Upper mid AUM (₹1,852 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.52% (upper mid).
1M return: -0.26% (upper mid).
Sharpe: 0.19 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.61% (bottom quartile).
Modified duration: 7.88 yrs (lower mid).

Bandhan Dynamic Bond Fund

Top quartile AUM (₹2,862 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.60% (bottom quartile).
1M return: -0.57% (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.16% (upper mid).
Modified duration: 12.04 yrs (bottom quartile).

Axis Gilt Fund

Bottom quartile AUM (₹798 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.23% (upper mid).
1M return: -0.46% (lower mid).
Sharpe: 0.57 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.29% (bottom quartile).
Modified duration: 5.83 yrs (upper mid).

Invesco India Gilt Fund

Bottom quartile AUM (₹580 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.93% (lower mid).
1M return: -0.43% (lower mid).
Sharpe: 0.14 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.70% (lower mid).
Modified duration: 10.23 yrs (bottom quartile).

DSP Strategic Bond Fund

Upper mid AUM (₹1,545 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 6.51% (lower mid).
1M return: -0.24% (upper mid).
Sharpe: 0.19 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.64% (lower mid).
Modified duration: 7.86 yrs (upper mid).

Edelweiss Government Securities Fund

Bottom quartile AUM (₹175 Cr).
Established history (11+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.76% (bottom quartile).
1M return: -0.60% (bottom quartile).
Sharpe: 0.24 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.59% (bottom quartile).
Modified duration: 7.96 yrs (lower mid).

2019 పనితీరు ఆధారంగా టాప్ పెర్ఫార్మింగ్ హైబ్రిడ్ ఫండ్స్

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
JM Equity Hybrid Fund Growth	₹117.319 ↑ 0.05	₹862	27	33.8	8.1	22.9	30.5
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.3 ↑ 0.15	₹1,250	25.8	33.7	-4.8	54.5	31.1
Kotak Equity Hybrid Fund Growth	₹61.881 ↑ 0.37	₹7,808	21.7	20.1	5	28.9	15.4
Bandhan Hybrid Equity Fund Growth	₹25.636 ↑ 0.17	₹989	21	20.4	-1.1	30.8	13.9
UTI Multi Asset Fund Growth	₹73.4087 ↑ 0.21	₹5,890	20.7	29.1	4.4	11.8	13.1
Edelweiss Multi Asset Allocation Fund Growth	₹62.6 ↑ 0.35	₹2,926	20.2	25.4	5.3	27.1	12.7
UTI Hybrid Equity Fund Growth	₹397.588 ↑ 1.76	₹6,468	19.7	25.5	5.6	30.5	13.2
BNP Paribas Substantial Equity Hybrid Fund Growth	₹27.5182 ↑ 0.13	₹1,245	19.3	21	4.3	22.2	14.9
DSP Equity and Bond Fund Growth	₹352.485 ↑ 1.53	₹11,418	17.7	25.3	-2.7	24.2	17
Franklin India Equity Hybrid Fund Growth	₹267.438 ↑ 1.61	₹2,248	17.7	22.5	4.7	23.8	13.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	JM Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	Kotak Equity Hybrid Fund	Bandhan Hybrid Equity Fund	UTI Multi Asset Fund	Edelweiss Multi Asset Allocation Fund	UTI Hybrid Equity Fund	BNP Paribas Substantial Equity Hybrid Fund	DSP Equity and Bond Fund	Franklin India Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹862 Cr).	Lower mid AUM (₹1,250 Cr).	Top quartile AUM (₹7,808 Cr).	Bottom quartile AUM (₹989 Cr).	Upper mid AUM (₹5,890 Cr).	Upper mid AUM (₹2,926 Cr).	Upper mid AUM (₹6,468 Cr).	Bottom quartile AUM (₹1,245 Cr).	Highest AUM (₹11,418 Cr).	Lower mid AUM (₹2,248 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (9+ yrs).	Established history (10+ yrs).	Established history (8+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).	Established history (30+ yrs).	Established history (8+ yrs).	Established history (26+ yrs).	Established history (25+ yrs).
Point 3	Rating: 1★ (upper mid).	Not Rated.	Rating: 3★ (top quartile).	Not Rated.	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.96% (top quartile).	5Y return: 23.97% (top quartile).	5Y return: 19.68% (upper mid).	5Y return: 18.09% (lower mid).	5Y return: 15.11% (bottom quartile).	5Y return: 19.54% (upper mid).	5Y return: 19.72% (upper mid).	5Y return: 16.21% (bottom quartile).	5Y return: 17.06% (bottom quartile).	5Y return: 17.97% (lower mid).
Point 6	3Y return: 20.07% (top quartile).	3Y return: 19.17% (top quartile).	3Y return: 15.11% (lower mid).	3Y return: 14.50% (bottom quartile).	3Y return: 18.38% (upper mid).	3Y return: 16.96% (upper mid).	3Y return: 16.10% (upper mid).	3Y return: 14.06% (bottom quartile).	3Y return: 15.33% (lower mid).	3Y return: 14.94% (bottom quartile).
Point 7	1Y return: -5.69% (bottom quartile).	1Y return: -2.06% (bottom quartile).	1Y return: 3.51% (upper mid).	1Y return: 7.25% (top quartile).	1Y return: 3.88% (upper mid).	1Y return: 3.63% (upper mid).	1Y return: 2.22% (lower mid).	1Y return: 1.43% (bottom quartile).	1Y return: 5.44% (top quartile).	1Y return: 2.52% (lower mid).
Point 8	1M return: -4.34% (bottom quartile).	1M return: -3.73% (bottom quartile).	1M return: -2.28% (upper mid).	1M return: -1.57% (top quartile).	1M return: -2.24% (top quartile).	1M return: -3.07% (lower mid).	1M return: -3.51% (bottom quartile).	1M return: -3.01% (upper mid).	1M return: -3.06% (lower mid).	1M return: -3.01% (upper mid).
Point 9	Alpha: -6.24 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 5.14 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 2.31 (upper mid).	Alpha: 0.77 (upper mid).	Alpha: -2.03 (bottom quartile).	Alpha: 3.71 (top quartile).	Alpha: 0.08 (upper mid).
Point 10	Sharpe: -0.41 (bottom quartile).	Sharpe: -0.08 (bottom quartile).	Sharpe: 0.10 (lower mid).	Sharpe: 0.41 (top quartile).	Sharpe: 0.22 (upper mid).	Sharpe: 0.27 (upper mid).	Sharpe: 0.15 (upper mid).	Sharpe: -0.10 (bottom quartile).	Sharpe: 0.44 (top quartile).	Sharpe: 0.08 (lower mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹862 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.96% (top quartile).
3Y return: 20.07% (top quartile).
1Y return: -5.69% (bottom quartile).
1M return: -4.34% (bottom quartile).
Alpha: -6.24 (bottom quartile).
Sharpe: -0.41 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,250 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.97% (top quartile).
3Y return: 19.17% (top quartile).
1Y return: -2.06% (bottom quartile).
1M return: -3.73% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.08 (bottom quartile).

Kotak Equity Hybrid Fund

Top quartile AUM (₹7,808 Cr).
Established history (10+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.68% (upper mid).
3Y return: 15.11% (lower mid).
1Y return: 3.51% (upper mid).
1M return: -2.28% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.10 (lower mid).

Bandhan Hybrid Equity Fund

Bottom quartile AUM (₹989 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.09% (lower mid).
3Y return: 14.50% (bottom quartile).
1Y return: 7.25% (top quartile).
1M return: -1.57% (top quartile).
Alpha: 5.14 (top quartile).
Sharpe: 0.41 (top quartile).

UTI Multi Asset Fund

Upper mid AUM (₹5,890 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.11% (bottom quartile).
3Y return: 18.38% (upper mid).
1Y return: 3.88% (upper mid).
1M return: -2.24% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.22 (upper mid).

Edelweiss Multi Asset Allocation Fund

Upper mid AUM (₹2,926 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.54% (upper mid).
3Y return: 16.96% (upper mid).
1Y return: 3.63% (upper mid).
1M return: -3.07% (lower mid).
Alpha: 2.31 (upper mid).
Sharpe: 0.27 (upper mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,468 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.72% (upper mid).
3Y return: 16.10% (upper mid).
1Y return: 2.22% (lower mid).
1M return: -3.51% (bottom quartile).
Alpha: 0.77 (upper mid).
Sharpe: 0.15 (upper mid).

BNP Paribas Substantial Equity Hybrid Fund

Bottom quartile AUM (₹1,245 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.21% (bottom quartile).
3Y return: 14.06% (bottom quartile).
1Y return: 1.43% (bottom quartile).
1M return: -3.01% (upper mid).
Alpha: -2.03 (bottom quartile).
Sharpe: -0.10 (bottom quartile).

DSP Equity and Bond Fund

Highest AUM (₹11,418 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.06% (bottom quartile).
3Y return: 15.33% (lower mid).
1Y return: 5.44% (top quartile).
1M return: -3.06% (lower mid).
Alpha: 3.71 (top quartile).
Sharpe: 0.44 (top quartile).

Franklin India Equity Hybrid Fund

Lower mid AUM (₹2,248 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.97% (lower mid).
3Y return: 14.94% (bottom quartile).
1Y return: 2.52% (lower mid).
1M return: -3.01% (upper mid).
Alpha: 0.08 (upper mid).
Sharpe: 0.08 (lower mid).

ఉత్తమ మ్యూచువల్ ఫండ్లను ఎలా ఎంచుకోవాలి?

ఎంచుకునే ప్రక్రియఉత్తమ మ్యూచువల్ ఫండ్స్ ఈ క్రింది విధంగా ఉన్నాయి.

పెట్టుబడి లక్ష్యం: ఒక నిర్దిష్ట లక్ష్యాన్ని సాధించడానికి వ్యక్తులు ఏదైనా పెట్టుబడి చేస్తారు. అందువల్ల, పెట్టుబడి ఎందుకు జరుగుతుందో నిర్ణయించడం చాలా ముఖ్యం. వ్యక్తులు కొన్ని లక్ష్యాలుమ్యూచువల్ ఫండ్లలో పెట్టుబడి పెట్టండి ఇల్లు కొనడం, వాహనం కొనడం,పదవీ విరమణ ప్రణాళిక, వివాహం కోసం ప్రణాళిక మరియు మరెన్నో.
పదవీకాలం, ఆశించిన రాబడి, & రిస్క్-ఆకలి: మీరు పెట్టుబడి లక్ష్యాన్ని నిర్ణయించిన తర్వాత, తదుపరి దశ పెట్టుబడి యొక్క పదవీకాలంతో పాటు ఆశించిన రాబడి మరియు రిస్క్-ఆకలిని నిర్ణయించడం. వ్యక్తులు పెట్టుబడి పెట్టవలసిన పదవీకాలం నిర్ణయించాలి. పదవీకాలంతో పాటు, వ్యక్తులు ఆశించిన రాబడి మరియు రిస్క్-ఆకలి కోసం కూడా తనిఖీ చేయాలి. మూడు పారామితులను నిర్ణయించడం మీరు పెట్టుబడి పెట్టడానికి ఎంచుకోగల పథకం రకాన్ని నిర్ణయించడంలో మీకు సహాయపడుతుంది.
మ్యూచువల్ ఫండ్ పథకం గురించి వివరాలను తనిఖీ చేయండి: పెట్టుబడి పెట్టడానికి ఏ రకమైన పథకాన్ని నిర్ణయించిన తరువాత, వ్యక్తులు ఈ పథకం గురించి అర్థం చేసుకోవాలి. ఫండ్ వయస్సు, దాని AUM లేదా పథకం యొక్క ఆస్తి పరిమాణం, వ్యయ నిష్పత్తి మరియు ఫండ్ పనితీరు వంటి పథకం యొక్క వివిధ అంశాలను ప్రజలు తనిఖీ చేయాలి. ఈ పారామితులతో పాటు, వ్యక్తులు పథకాన్ని నిర్వహించే ఫండ్ మేనేజర్ యొక్క ఆధారాలను కూడా తనిఖీ చేయాలి.
ఫండ్ హౌస్ యొక్క ఆధారాలను తనిఖీ చేయండి: మ్యూచువల్ ఫండ్ పథకం వివరాలను అంచనా వేయడమే కాకుండా, వ్యక్తులు ఫండ్ హౌస్ లేదా అసెట్ మేనేజ్‌మెంట్ కంపెనీ యొక్క ఆధారాలను కూడా తనిఖీ చేయాలి (AMC). ఎందుకంటే, పథకాల నిర్వహణ బాధ్యత ఫండ్ హౌస్. ఫలితంగా, ఈ పథకం పనితీరుకు ఫండ్ హౌస్ కూడా బాధ్యత వహిస్తుంది.
మీ పెట్టుబడులను క్రమం తప్పకుండా సమీక్షించండి: జస్ట్ఇన్వెస్టింగ్ సరిపోదు. మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడులు పెట్టిన తర్వాత వ్యక్తులు వెనుక సీటు తీసుకోకూడదు. వారు తమ పెట్టుబడులను క్రమం తప్పకుండా మరియు సకాలంలో సమీక్షించాలి, తద్వారా వారు తమ పెట్టుబడులపై గరిష్ట రాబడిని పొందవచ్చు.

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు జరిగాయి. ఏదేమైనా, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. ఏదైనా పెట్టుబడి పెట్టడానికి ముందు దయచేసి స్కీమ్ సమాచార పత్రంతో ధృవీకరించండి.