10 ఉత్తమ UTI SIP మ్యూచువల్ ఫండ్‌లు 2022

Updated on November 25, 2025 , 25291 views

UTI SIPలు అత్యంత ప్రభావవంతమైన మార్గంమ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టండి పథకాలు.SIP లేదా సిస్టమాటిక్పెట్టుబడి ప్రణాళిక వంటి పని చేస్తుందిరికరింగ్ డిపాజిట్, నిర్దిష్ట మొత్తంలో నిర్ణీత వ్యవధిలో (వారం/నెలవారీ/త్రైమాసికం) పెట్టుబడి పెట్టబడుతుంది. కేవలం INR 500 వద్ద SIPని ప్రారంభించవచ్చు, ఇది పెట్టుబడికి అత్యంత సరసమైన మార్గంగా మారుతుంది. మీరు రెగ్యులర్‌గా మారారు కాబట్టిపెట్టుబడిదారుడు SIP ద్వారా, మీరు దీర్ఘకాలిక పొదుపులను సులభంగా అలవాటు చేసుకోవచ్చు. అలాగే,SIP పెట్టుబడి ముఖ్యంగా దీర్ఘకాలంలో ప్రయోజనంఈక్విటీ ఫండ్స్. ఇది ఈక్విటీ ప్రమాదాన్ని సమతుల్యం చేస్తుందిసంత బాగా, అందుచేత మీకు స్థిరత్వాన్ని ఇస్తుందిఆదాయం కల్లోల మార్కెట్ పరిస్థితులలో కూడా.

ఉత్తమ UTI SIP ఫండ్స్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

మీరు పొందగలిగే SIP యొక్క కొన్ని ప్రధాన ప్రయోజనాలుపెట్టుబడి పెడుతున్నారు UTI పథకాలలో ఇవి ఉన్నాయి:

రూపాయి ఖర్చు సగటు
సమ్మేళనం యొక్క శక్తి
దీర్ఘకాలిక పొదుపు అలవాటు
మార్కెట్‌కి సమయం కేటాయించాల్సిన అవసరం లేదు
సాధించడంలో సహకరిస్తుందిఆర్థిక లక్ష్యాలు

SIPలో పెట్టుబడి పెట్టడానికి ఆసక్తి ఉన్న పెట్టుబడిదారులు, ఇక్కడ టాప్ 10 ఉత్తమ UTI SIP ఉన్నాయిమ్యూచువల్ ఫండ్స్ పెట్టుబడి పెట్టడానికి. AUM వంటి నిర్దిష్ట పారామితులను చేపట్టడం ద్వారా ఈ నిధులు షార్ట్‌లిస్ట్ చేయబడ్డాయి,కాదు, గత ప్రదర్శనలు, పీర్ సగటు రాబడి మొదలైనవి.

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పెట్టుబడి పెట్టడానికి ఉత్తమ UTI SIP ఈక్విటీ మ్యూచువల్ ఫండ్‌లు

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Transportation & Logistics Fund Growth	₹295.098 ↓ -1.07	₹4,008	500	5.6	15.8	16.1	24.5	24	18.7
UTI Healthcare Fund Growth	₹289.457 ↓ -0.49	₹1,125	500	-0.9	4.8	2	23.9	16.7	42.9
UTI Core Equity Fund Growth	₹187.021 ↓ -0.08	₹5,291	500	5.6	6.6	6.1	21.7	23.5	27.2
UTI Dividend Yield Fund Growth	₹181.365 ↓ -0.22	₹3,904	500	3.8	4.9	1.5	20.1	20.2	24.7
UTI Infrastructure Fund Growth	₹144.957 ↓ -0.36	₹2,221	500	5	3.7	4.5	19.2	22.9	18.5
UTI Value Opportunities Fund Growth	₹173.963 ↓ -0.10	₹10,058	500	4.1	6	4	18.1	19.4	23.4
UTI Mid Cap Fund Growth	₹306.737 ↓ -0.75	₹12,101	500	2.5	4.3	0.9	17	19.8	23.3
UTI Banking and Financial Services Fund Growth	₹200.237 ↑ 0.52	₹1,347	500	8.6	7.3	14.8	15.9	16.9	11.1
UTI India Lifestyle Fund Growth	₹59.853 ↓ -0.27	₹735	500	1.7	6.7	2.8	14.6	15.9	20.2
UTI MNC Fund Growth	₹403.375 ↓ -1.89	₹2,904	500	2	6.4	2.5	13.3	14	16.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Healthcare Fund	UTI Core Equity Fund	UTI Dividend Yield Fund	UTI Infrastructure Fund	UTI Value Opportunities Fund	UTI Mid Cap Fund	UTI Banking and Financial Services Fund	UTI India Lifestyle Fund	UTI MNC Fund
Point 1	Upper mid AUM (₹4,008 Cr).	Bottom quartile AUM (₹1,125 Cr).	Upper mid AUM (₹5,291 Cr).	Upper mid AUM (₹3,904 Cr).	Lower mid AUM (₹2,221 Cr).	Top quartile AUM (₹10,058 Cr).	Highest AUM (₹12,101 Cr).	Bottom quartile AUM (₹1,347 Cr).	Bottom quartile AUM (₹735 Cr).	Lower mid AUM (₹2,904 Cr).
Point 2	Established history (21+ yrs).	Established history (26+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 3★ (top quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 24.03% (top quartile).	5Y return: 16.74% (bottom quartile).	5Y return: 23.46% (top quartile).	5Y return: 20.23% (upper mid).	5Y return: 22.91% (upper mid).	5Y return: 19.38% (lower mid).	5Y return: 19.75% (upper mid).	5Y return: 16.91% (lower mid).	5Y return: 15.91% (bottom quartile).	5Y return: 14.04% (bottom quartile).
Point 6	3Y return: 24.52% (top quartile).	3Y return: 23.92% (top quartile).	3Y return: 21.71% (upper mid).	3Y return: 20.14% (upper mid).	3Y return: 19.16% (upper mid).	3Y return: 18.08% (lower mid).	3Y return: 17.02% (lower mid).	3Y return: 15.90% (bottom quartile).	3Y return: 14.64% (bottom quartile).	3Y return: 13.32% (bottom quartile).
Point 7	1Y return: 16.09% (top quartile).	1Y return: 2.01% (bottom quartile).	1Y return: 6.08% (upper mid).	1Y return: 1.49% (bottom quartile).	1Y return: 4.52% (upper mid).	1Y return: 3.98% (upper mid).	1Y return: 0.86% (bottom quartile).	1Y return: 14.82% (top quartile).	1Y return: 2.77% (lower mid).	1Y return: 2.50% (lower mid).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -0.28 (top quartile).	Alpha: -2.90 (upper mid).	Alpha: -4.37 (lower mid).	Alpha: -6.62 (bottom quartile).	Alpha: -2.21 (upper mid).	Alpha: -4.58 (bottom quartile).	Alpha: -3.74 (lower mid).	Alpha: -5.65 (bottom quartile).	Alpha: -3.14 (upper mid).
Point 9	Sharpe: 0.60 (top quartile).	Sharpe: -0.18 (bottom quartile).	Sharpe: -0.12 (upper mid).	Sharpe: -0.31 (bottom quartile).	Sharpe: -0.16 (lower mid).	Sharpe: -0.16 (lower mid).	Sharpe: -0.16 (upper mid).	Sharpe: 0.39 (top quartile).	Sharpe: -0.14 (upper mid).	Sharpe: -0.26 (bottom quartile).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.67 (top quartile).	Information ratio: 0.79 (top quartile).	Information ratio: -0.69 (bottom quartile).	Information ratio: 0.46 (upper mid).	Information ratio: -1.73 (bottom quartile).	Information ratio: 0.24 (upper mid).	Information ratio: -1.08 (bottom quartile).	Information ratio: -0.41 (lower mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,008 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.03% (top quartile).
3Y return: 24.52% (top quartile).
1Y return: 16.09% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.60 (top quartile).
Information ratio: 0.00 (upper mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,125 Cr).
Established history (26+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 16.74% (bottom quartile).
3Y return: 23.92% (top quartile).
1Y return: 2.01% (bottom quartile).
Alpha: -0.28 (top quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.00 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹5,291 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.46% (top quartile).
3Y return: 21.71% (upper mid).
1Y return: 6.08% (upper mid).
Alpha: -2.90 (upper mid).
Sharpe: -0.12 (upper mid).
Information ratio: 0.67 (top quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,904 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.23% (upper mid).
3Y return: 20.14% (upper mid).
1Y return: 1.49% (bottom quartile).
Alpha: -4.37 (lower mid).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.79 (top quartile).

UTI Infrastructure Fund

Lower mid AUM (₹2,221 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.91% (upper mid).
3Y return: 19.16% (upper mid).
1Y return: 4.52% (upper mid).
Alpha: -6.62 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: -0.69 (bottom quartile).

UTI Value Opportunities Fund

Top quartile AUM (₹10,058 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.38% (lower mid).
3Y return: 18.08% (lower mid).
1Y return: 3.98% (upper mid).
Alpha: -2.21 (upper mid).
Sharpe: -0.16 (lower mid).
Information ratio: 0.46 (upper mid).

UTI Mid Cap Fund

Highest AUM (₹12,101 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.75% (upper mid).
3Y return: 17.02% (lower mid).
1Y return: 0.86% (bottom quartile).
Alpha: -4.58 (bottom quartile).
Sharpe: -0.16 (upper mid).
Information ratio: -1.73 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,347 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.91% (lower mid).
3Y return: 15.90% (bottom quartile).
1Y return: 14.82% (top quartile).
Alpha: -3.74 (lower mid).
Sharpe: 0.39 (top quartile).
Information ratio: 0.24 (upper mid).

UTI India Lifestyle Fund

Bottom quartile AUM (₹735 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 15.91% (bottom quartile).
3Y return: 14.64% (bottom quartile).
1Y return: 2.77% (lower mid).
Alpha: -5.65 (bottom quartile).
Sharpe: -0.14 (upper mid).
Information ratio: -1.08 (bottom quartile).

UTI MNC Fund

Lower mid AUM (₹2,904 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.04% (bottom quartile).
3Y return: 13.32% (bottom quartile).
1Y return: 2.50% (lower mid).
Alpha: -3.14 (upper mid).
Sharpe: -0.26 (bottom quartile).
Information ratio: -0.41 (lower mid).

* ఆధారంగా నిధుల జాబితాఆస్తులు >= 100 కోట్లు & క్రమబద్ధీకరించబడింది3 సంవత్సరంCAGR తిరిగి వస్తుంది.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,008 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.03% (top quartile).
3Y return: 24.52% (top quartile).
1Y return: 16.09% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.60 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (27 Nov 25)	₹295.098 ↓ -1.07 (-0.36 %)
Net Assets (Cr)	₹4,008 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.4%
3 Month	5.6%
6 Month	15.8%
1 Year	16.1%
3 Year	24.5%
5 Year	24%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure

Data below for UTI Transportation & Logistics Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,125 Cr).
Established history (26+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 16.74% (bottom quartile).
3Y return: 23.92% (top quartile).
1Y return: 2.01% (bottom quartile).
Alpha: -0.28 (top quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (27 Nov 25)	₹289.457 ↓ -0.49 (-0.17 %)
Net Assets (Cr)	₹1,125 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.18
Information Ratio	0
Alpha Ratio	-0.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.7%
3 Month	-0.9%
6 Month	4.8%
1 Year	2%
3 Year	23.9%
5 Year	16.7%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure

Data below for UTI Healthcare Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹5,291 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.46% (top quartile).
3Y return: 21.71% (upper mid).
1Y return: 6.08% (upper mid).
Alpha: -2.90 (upper mid).
Sharpe: -0.12 (upper mid).
Information ratio: 0.67 (top quartile).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (27 Nov 25)	₹187.021 ↓ -0.08 (-0.04 %)
Net Assets (Cr)	₹5,291 on 31 Oct 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.12
Information Ratio	0.67
Alpha Ratio	-2.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1.9%
3 Month	5.6%
6 Month	6.6%
1 Year	6.1%
3 Year	21.7%
5 Year	23.5%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure

Data below for UTI Core Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,904 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.23% (upper mid).
3Y return: 20.14% (upper mid).
1Y return: 1.49% (bottom quartile).
Alpha: -4.37 (lower mid).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.79 (top quartile).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (27 Nov 25)	₹181.365 ↓ -0.22 (-0.12 %)
Net Assets (Cr)	₹3,904 on 31 Oct 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.31
Information Ratio	0.79
Alpha Ratio	-4.37
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Dividend Yield

Growth of 10,000 investment over the years.

Date	Value

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0%
3 Month	3.8%
6 Month	4.9%
1 Year	1.5%
3 Year	20.1%
5 Year	20.2%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure

Data below for UTI Dividend Yield Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,221 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.91% (upper mid).
3Y return: 19.16% (upper mid).
1Y return: 4.52% (upper mid).
Alpha: -6.62 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: -0.69 (bottom quartile).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (27 Nov 25)	₹144.957 ↓ -0.36 (-0.25 %)
Net Assets (Cr)	₹2,221 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.16
Information Ratio	-0.69
Alpha Ratio	-6.62
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0.1%
3 Month	5%
6 Month	3.7%
1 Year	4.5%
3 Year	19.2%
5 Year	22.9%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure

Data below for UTI Infrastructure Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹10,058 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.38% (lower mid).
3Y return: 18.08% (lower mid).
1Y return: 3.98% (upper mid).
Alpha: -2.21 (upper mid).
Sharpe: -0.16 (lower mid).
Information ratio: 0.46 (upper mid).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (27 Nov 25)	₹173.963 ↓ -0.10 (-0.06 %)
Net Assets (Cr)	₹10,058 on 31 Oct 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.16
Information Ratio	0.46
Alpha Ratio	-2.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Value

Growth of 10,000 investment over the years.

Date	Value

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0.2%
3 Month	4.1%
6 Month	6%
1 Year	4%
3 Year	18.1%
5 Year	19.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure

Data below for UTI Value Opportunities Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹12,101 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.75% (upper mid).
3Y return: 17.02% (lower mid).
1Y return: 0.86% (bottom quartile).
Alpha: -4.58 (bottom quartile).
Sharpe: -0.16 (upper mid).
Information ratio: -1.73 (bottom quartile).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (27 Nov 25)	₹306.737 ↓ -0.75 (-0.24 %)
Net Assets (Cr)	₹12,101 on 31 Oct 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.16
Information Ratio	-1.73
Alpha Ratio	-4.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Mid Cap

Growth of 10,000 investment over the years.

Date	Value

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month
3 Month	2.5%
6 Month	4.3%
1 Year	0.9%
3 Year	17%
5 Year	19.8%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%
2015	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure

Data below for UTI Mid Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,347 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.91% (lower mid).
3Y return: 15.90% (bottom quartile).
1Y return: 14.82% (top quartile).
Alpha: -3.74 (lower mid).
Sharpe: 0.39 (top quartile).
Information ratio: 0.24 (upper mid).

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (27 Nov 25)	₹200.237 ↑ 0.52 (0.26 %)
Net Assets (Cr)	₹1,347 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.39
Information Ratio	0.24
Alpha Ratio	-3.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1.4%
3 Month	8.6%
6 Month	7.3%
1 Year	14.8%
3 Year	15.9%
5 Year	16.9%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure

Data below for UTI Banking and Financial Services Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹735 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 15.91% (bottom quartile).
3Y return: 14.64% (bottom quartile).
1Y return: 2.77% (lower mid).
Alpha: -5.65 (bottom quartile).
Sharpe: -0.14 (upper mid).
Information ratio: -1.08 (bottom quartile).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (27 Nov 25)	₹59.853 ↓ -0.27 (-0.46 %)
Net Assets (Cr)	₹735 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.14
Information Ratio	-1.08
Alpha Ratio	-5.65
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-1.2%
3 Month	1.7%
6 Month	6.7%
1 Year	2.8%
3 Year	14.6%
5 Year	15.9%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	23%
2022	-2.3%
2021	26.4%
2020	15.2%
2019	5.8%
2018	-2.5%
2017	32.6%
2016	3.2%
2015	-1.9%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure

Data below for UTI India Lifestyle Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

10. UTI MNC Fund

(Erstwhile UTI - MNC Fund)

The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

Research Highlights for UTI MNC Fund

Lower mid AUM (₹2,904 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.04% (bottom quartile).
3Y return: 13.32% (bottom quartile).
1Y return: 2.50% (lower mid).
Alpha: -3.14 (upper mid).
Sharpe: -0.26 (bottom quartile).
Information ratio: -0.41 (lower mid).

Below is the key information for UTI MNC Fund

UTI MNC Fund Growth
Launch Date	29 May 98
NAV (27 Nov 25)	₹403.375 ↓ -1.89 (-0.47 %)
Net Assets (Cr)	₹2,904 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	-0.26
Information Ratio	-0.41
Alpha Ratio	-3.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value

UTI MNC Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI MNC Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.8%
3 Month	2%
6 Month	6.4%
1 Year	2.5%
3 Year	13.3%
5 Year	14%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	22.6%
2022	-1.4%
2021	24.1%
2020	12.9%
2019	-1.7%
2018	-0.3%
2017	37.3%
2016	-3%
2015	12.7%

Fund Manager information for UTI MNC Fund

Name	Since	Tenure

Data below for UTI MNC Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.