+91-22-48913909Top 5 Balanced Equity Funds for SIP 2025
Balanced Fund are the most preferred choice amongst those investors who want to invest in both equity and debt instrument. These funds provide an avenue to achieve a balance between both equity and debt. Equity-oriented balanced funds have a larger portion of their corpus (at least 65%) invested in stocks. These funds are best suitable for investors who want to enjoy the returns, but with a safety cushion. Ideally, investors who want to begin their investments in equities can add balanced funds in their Portfolio. These funds have lower Volatility than other Equity Funds and their returns are higher than the debt mutual fund. For better results, investors can consider these shortlisted best balanced equity funds for SIP investment.
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Top 5 Best Performing Balanced Equity Funds for SIP Investment FY 25 - 26
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Equity Hybrid Fund Growth ₹117.998
↓ -0.35 ₹841 500 -0.2 8.6 -8.5 20.3 20.3 27 ICICI Prudential Equity and Debt Fund Growth ₹391.47
↓ -0.80 ₹44,605 100 1.2 12.6 3.4 19.4 23.7 17.2 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹37.16
↓ -0.25 ₹1,258 1,000 -2.2 15 -5.8 18.9 22.3 25.8 Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 ₹1,954 100 0.5 10.5 27.1 16 14.2 UTI Hybrid Equity Fund Growth ₹394.421
↓ -1.34 ₹6,422 500 -1.6 8.3 -1.8 15.9 18.6 19.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary JM Equity Hybrid Fund ICICI Prudential Equity and Debt Fund BOI AXA Mid and Small Cap Equity and Debt Fund Sundaram Equity Hybrid Fund UTI Hybrid Equity Fund Point 1 Bottom quartile AUM (₹841 Cr). Highest AUM (₹44,605 Cr). Bottom quartile AUM (₹1,258 Cr). Lower mid AUM (₹1,954 Cr). Upper mid AUM (₹6,422 Cr). Point 2 Oldest track record among peers (30 yrs). Established history (25+ yrs). Established history (9+ yrs). Established history (25+ yrs). Established history (30+ yrs). Point 3 Rating: 1★ (bottom quartile). Top rated. Not Rated. Rating: 2★ (lower mid). Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 20.29% (lower mid). 5Y return: 23.74% (top quartile). 5Y return: 22.30% (upper mid). 5Y return: 14.20% (bottom quartile). 5Y return: 18.62% (bottom quartile). Point 6 3Y return: 20.27% (top quartile). 3Y return: 19.37% (upper mid). 3Y return: 18.86% (lower mid). 3Y return: 16.03% (bottom quartile). 3Y return: 15.92% (bottom quartile). Point 7 1Y return: -8.52% (bottom quartile). 1Y return: 3.35% (upper mid). 1Y return: -5.83% (bottom quartile). 1Y return: 27.10% (top quartile). 1Y return: -1.80% (lower mid). Point 8 1M return: -1.65% (lower mid). 1M return: 0.35% (upper mid). 1M return: -2.49% (bottom quartile). 1M return: 1.80% (top quartile). 1M return: -2.36% (bottom quartile). Point 9 Alpha: -7.43 (bottom quartile). Alpha: 2.01 (upper mid). Alpha: 0.00 (lower mid). Alpha: 5.81 (top quartile). Alpha: -0.36 (bottom quartile). Point 10 Sharpe: -0.92 (bottom quartile). Sharpe: -0.18 (upper mid). Sharpe: -0.38 (lower mid). Sharpe: 2.64 (top quartile). Sharpe: -0.42 (bottom quartile). JM Equity Hybrid Fund
ICICI Prudential Equity and Debt Fund
BOI AXA Mid and Small Cap Equity and Debt Fund
Sundaram Equity Hybrid Fund
UTI Hybrid Equity Fund
Balanced Equity funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
(Erstwhile JM Balanced Fund) To provide steady current income as well as long term growth of capital. Below is the key information for JM Equity Hybrid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Balanced Fund) To generate long term capital appreciation and current income from a portfolio
that is invested in equity and equity related securities as well as in fixed income
securities. Research Highlights for ICICI Prudential Equity and Debt Fund Below is the key information for ICICI Prudential Equity and Debt Fund Returns up to 1 year are on (Erstwhile BOI AXA Mid Cap Equity And Debt Fund) The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund Returns up to 1 year are on (Erstwhile Sundaram Balanced Fund) The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities. Research Highlights for Sundaram Equity Hybrid Fund Below is the key information for Sundaram Equity Hybrid Fund Returns up to 1 year are on (Erstwhile UTI Balanced Fund) The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation. Research Highlights for UTI Hybrid Equity Fund Below is the key information for UTI Hybrid Equity Fund Returns up to 1 year are on 1. JM Equity Hybrid Fund
JM Equity Hybrid Fund
Growth Launch Date 1 Apr 95 NAV (29 Aug 25) ₹117.998 ↓ -0.35 (-0.29 %) Net Assets (Cr) ₹841 on 31 Jul 25 Category Hybrid - Hybrid Equity AMC JM Financial Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 2.3 Sharpe Ratio -0.92 Information Ratio 1.07 Alpha Ratio -7.43 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,459 31 Jul 22 ₹14,977 31 Jul 23 ₹18,694 31 Jul 24 ₹28,480 31 Jul 25 ₹26,851 Returns for JM Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -1.7% 3 Month -0.2% 6 Month 8.6% 1 Year -8.5% 3 Year 20.3% 5 Year 20.3% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 27% 2023 33.8% 2022 8.1% 2021 22.9% 2020 30.5% 2019 -8.1% 2018 1.7% 2017 18.5% 2016 3% 2015 -0.2% Fund Manager information for JM Equity Hybrid Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.83 Yr. Asit Bhandarkar 31 Dec 21 3.58 Yr. Ruchi Fozdar 4 Oct 24 0.82 Yr. Deepak Gupta 11 Apr 25 0.31 Yr. Data below for JM Equity Hybrid Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 2.7% Equity 79.05% Debt 18.25% Equity Sector Allocation
Sector Value Financial Services 20.7% Technology 14.14% Industrials 13.15% Consumer Cyclical 12.11% Basic Materials 7.84% Communication Services 4.2% Consumer Defensive 3.56% Health Care 3.35% Debt Sector Allocation
Sector Value Government 10.32% Corporate 9.05% Cash Equivalent 1.58% Credit Quality
Rating Value AA 1.21% AAA 98.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL4% ₹36 Cr 180,000
↓ -40,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX4% ₹35 Cr 39,000
↓ -1,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT4% ₹32 Cr 88,520 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK4% ₹32 Cr 160,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Dec 23 | 5327554% ₹31 Cr 185,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5000343% ₹30 Cr 315,040
↑ 246,032 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | UJJIVANSFB3% ₹29 Cr 5,876,466 Camlin Fine Sciences Ltd (Basic Materials)
Equity, Since 31 Jan 25 | CAMLINFINE3% ₹26 Cr 816,343 Waaree Energies Ltd (Technology)
Equity, Since 31 May 25 | 5442773% ₹25 Cr 80,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | 5321743% ₹25 Cr 170,114
↓ -30,000 2. ICICI Prudential Equity and Debt Fund
ICICI Prudential Equity and Debt Fund
Growth Launch Date 3 Nov 99 NAV (29 Aug 25) ₹391.47 ↓ -0.80 (-0.20 %) Net Assets (Cr) ₹44,605 on 31 Jul 25 Category Hybrid - Hybrid Equity AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.6 Sharpe Ratio -0.19 Information Ratio 2.06 Alpha Ratio 2.01 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,368 31 Jul 22 ₹17,851 31 Jul 23 ₹21,661 31 Jul 24 ₹29,691 31 Jul 25 ₹30,906 Returns for ICICI Prudential Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 12.6% 1 Year 3.4% 3 Year 19.4% 5 Year 23.7% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.2% 2023 28.2% 2022 11.7% 2021 41.7% 2020 9% 2019 9.3% 2018 -1.9% 2017 24.8% 2016 13.7% 2015 2.1% Fund Manager information for ICICI Prudential Equity and Debt Fund
Name Since Tenure Sankaran Naren 7 Dec 15 9.66 Yr. Manish Banthia 19 Sep 13 11.87 Yr. Mittul Kalawadia 29 Dec 20 4.59 Yr. Akhil Kakkar 22 Jan 24 1.52 Yr. Sri Sharma 30 Apr 21 4.26 Yr. Sharmila D’mello 31 Jul 22 3 Yr. Nitya Mishra 4 Nov 24 0.74 Yr. Data below for ICICI Prudential Equity and Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 9.96% Equity 74.95% Debt 15.08% Equity Sector Allocation
Sector Value Financial Services 20.05% Consumer Cyclical 12.91% Energy 7.04% Industrials 6.56% Health Care 6.1% Utility 5.8% Consumer Defensive 4.83% Technology 3.81% Communication Services 2.78% Basic Materials 2.73% Real Estate 2.37% Debt Sector Allocation
Sector Value Corporate 11.62% Government 7.81% Cash Equivalent 5.61% Credit Quality
Rating Value A 3.18% AA 23.77% AAA 73.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | 5321746% ₹2,701 Cr 18,684,365
↓ -1,996,400 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 5325556% ₹2,498 Cr 74,574,915
↑ 6,385,654 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | MARUTI5% ₹2,127 Cr 1,715,417 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA4% ₹1,965 Cr 11,723,757
↑ 1,057,126 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | HDFCBANK4% ₹1,939 Cr 9,687,952
↓ -1,299,650 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 22 | RELIANCE4% ₹1,698 Cr 11,317,892
↑ 939,500 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 21 | 5322154% ₹1,643 Cr 13,696,775 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | 5403763% ₹1,351 Cr 3,090,630
↓ -135,000 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | 5323433% ₹1,242 Cr 4,255,345 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 16 | BHARTIARTL3% ₹1,155 Cr 5,745,184
↓ -1,442,100 3. BOI AXA Mid and Small Cap Equity and Debt Fund
BOI AXA Mid and Small Cap Equity and Debt Fund
Growth Launch Date 20 Jul 16 NAV (29 Aug 25) ₹37.16 ↓ -0.25 (-0.67 %) Net Assets (Cr) ₹1,258 on 31 Jul 25 Category Hybrid - Hybrid Equity AMC BOI AXA Investment Mngrs Private Ltd Rating Risk Moderately High Expense Ratio 2.27 Sharpe Ratio -0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹18,126 31 Jul 22 ₹17,820 31 Jul 23 ₹21,660 31 Jul 24 ₹32,172 31 Jul 25 ₹31,453 Returns for BOI AXA Mid and Small Cap Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -2.5% 3 Month -2.2% 6 Month 15% 1 Year -5.8% 3 Year 18.9% 5 Year 22.3% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.8% 2023 33.7% 2022 -4.8% 2021 54.5% 2020 31.1% 2019 -4.7% 2018 -14.2% 2017 47.1% 2016 2015 Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund
Name Since Tenure Alok Singh 16 Feb 17 8.46 Yr. Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 13.43% Equity 74.41% Debt 12.16% Equity Sector Allocation
Sector Value Basic Materials 17.17% Financial Services 14.74% Industrials 12.07% Technology 8.76% Consumer Cyclical 7.45% Health Care 6.88% Consumer Defensive 3.02% Utility 2.77% Energy 1.54% Debt Sector Allocation
Sector Value Government 10.26% Corporate 8.85% Cash Equivalent 6.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 May 20 | COFORGE4% ₹51 Cr 264,000 Jindal Stainless Ltd (Basic Materials)
Equity, Since 30 Sep 21 | JSL3% ₹40 Cr 566,000 Housing & Urban Development Corp Ltd (Financial Services)
Equity, Since 31 May 24 | HUDCO3% ₹38 Cr 1,580,000 Lloyds Metals & Energy Ltd (Basic Materials)
Equity, Since 28 Feb 25 | 5124553% ₹35 Cr 222,000 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 24 | BDL2% ₹31 Cr 159,000 Hindustan Copper Ltd (Basic Materials)
Equity, Since 31 Oct 24 | HINDCOPPER2% ₹29 Cr 1,050,000 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433902% ₹26 Cr 145,000 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 24 | NAM-INDIA2% ₹25 Cr 315,000 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | UNOMINDA2% ₹25 Cr 225,000 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹23 Cr 138,000 4. Sundaram Equity Hybrid Fund
Sundaram Equity Hybrid Fund
Growth Launch Date 23 Jun 00 NAV (31 Dec 21) ₹135.137 ↑ 0.78 (0.58 %) Net Assets (Cr) ₹1,954 on 30 Nov 21 Category Hybrid - Hybrid Equity AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 2.64 Information Ratio -0.12 Alpha Ratio 5.81 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹13,845 Returns for Sundaram Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 1.8% 3 Month 0.5% 6 Month 10.5% 1 Year 27.1% 3 Year 16% 5 Year 14.2% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Equity Hybrid Fund
Name Since Tenure Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. UTI Hybrid Equity Fund
UTI Hybrid Equity Fund
Growth Launch Date 2 Jan 95 NAV (29 Aug 25) ₹394.421 ↓ -1.34 (-0.34 %) Net Assets (Cr) ₹6,422 on 31 Jul 25 Category Hybrid - Hybrid Equity AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio -0.42 Information Ratio 1.59 Alpha Ratio -0.36 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,700 31 Jul 22 ₹15,681 31 Jul 23 ₹18,659 31 Jul 24 ₹24,912 31 Jul 25 ₹25,309 Returns for UTI Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -2.4% 3 Month -1.6% 6 Month 8.3% 1 Year -1.8% 3 Year 15.9% 5 Year 18.6% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.7% 2023 25.5% 2022 5.6% 2021 30.5% 2020 13.2% 2019 2.5% 2018 -5.6% 2017 25.7% 2016 8.8% 2015 2.4% Fund Manager information for UTI Hybrid Equity Fund
Name Since Tenure V Srivatsa 24 Sep 09 15.86 Yr. Sunil Patil 5 Feb 18 7.49 Yr. Data below for UTI Hybrid Equity Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 1.06% Equity 70.62% Debt 28.33% Equity Sector Allocation
Sector Value Financial Services 23.28% Consumer Cyclical 7.09% Technology 6.99% Energy 5.48% Industrials 5.28% Communication Services 5.1% Basic Materials 5.01% Health Care 4.59% Consumer Defensive 4.5% Utility 1.68% Real Estate 0.77% Debt Sector Allocation
Sector Value Government 20.44% Corporate 7.65% Cash Equivalent 1.29% Credit Quality
Rating Value AA 1% AAA 99% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK7% ₹441 Cr 2,203,431
↓ -20,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | 5321745% ₹350 Cr 2,418,644 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹241 Cr 2,300,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -3% ₹225 Cr 2,200,000,000
↓ -500,000,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹213 Cr 1,331,927
↑ 106,500 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 06 | ITC3% ₹173 Cr 4,164,106 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 19 | RELIANCE3% ₹163 Cr 1,085,588 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹149 Cr 1,425,000,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002952% ₹130 Cr 2,820,574 InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Nov 22 | INDIGO2% ₹128 Cr 213,657
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Research Highlights for JM Equity Hybrid Fund