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Top 5 Best Equity SIP Funds to Invest

Updated on May 6, 2026 , 8128 views

If you want your investments to be favored in all market conditions, then take your investments SIP way! Systematic Investment Plans (SIPs) are considered to be the most efficient ways of investing in Mutual Funds. And if you are planning to invest in equities, then SIPs are the best way to make longing returns. Best equity SIP funds can give you the desirable returns in the long-term to fulfill Financial goals. So, let’s see how SIP works, benefits of SIP investment, significant use of a sip calculator along with the best performing SIP funds for equity investments.

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Systematic Investing for Equity Mutual Funds

Ideally, when investors plan to invest in equities, they often doubt about the stability of returns. This is because they are linked to the market and are often exposed to Volatility. Thus, to balance such volatility and ensure long-term stable returns, SIPs are highly recommendable in equity investments. Historically, in bad market phase, it is noticed that investors who had taken the SIP route earned more stable returns than those who took the lump sum route. SIP’s investment is spread out over time, unlike a lump sum investment which takes place all at once. Therefore, your money in SIP starts growing each day (being invested in the stock market).

A systematic Investment plan is also widely considered to achieve long-term financial goals like Retirement planning, child’s education, purchase of a house/car or any other assets. Before we look at some more benefits of investing in a SIP, let's check some of the best equity SIP funds to invest.

Best SIP Plans for Equity Funds 2026

Fund Selection Methodology used to find 5 funds

  • Category: Equity
  • Sub-category: Large%20Cap
  • Sorted On : drat (high to low)
  • Tags: fcpro
  • No Of Funds: 5

Best Large Cap Equity SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Core 11 Fund Growth ₹19.8235
↓ 0.00
₹248 500 0.8-2.47.116.814.8-1.9
Indiabulls Blue Chip Fund Growth ₹42.39
↓ -0.38
₹117 500 -3.3-3.15.612.311.27.5
Nippon India Large Cap Fund Growth ₹89.5002
↓ -0.71
₹46,521 100 -3.5-3.44.815.816.99.2
SBI Bluechip Fund Growth ₹92.7256
↓ -0.27
₹48,926 500 -2.5-1.44.712.112.49.7
ICICI Prudential Bluechip Fund Growth ₹107.98
↓ -0.50
₹69,948 100 -5.2-4.2215.314.611.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryJM Core 11 FundIndiabulls Blue Chip FundNippon India Large Cap FundSBI Bluechip FundICICI Prudential Bluechip Fund
Point 1Bottom quartile AUM (₹248 Cr).Bottom quartile AUM (₹117 Cr).Lower mid AUM (₹46,521 Cr).Upper mid AUM (₹48,926 Cr).Highest AUM (₹69,948 Cr).
Point 2Established history (18+ yrs).Established history (14+ yrs).Established history (18+ yrs).Oldest track record among peers (20 yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.78% (upper mid).5Y return: 11.17% (bottom quartile).5Y return: 16.86% (top quartile).5Y return: 12.37% (bottom quartile).5Y return: 14.57% (lower mid).
Point 63Y return: 16.79% (top quartile).3Y return: 12.28% (bottom quartile).3Y return: 15.83% (upper mid).3Y return: 12.13% (bottom quartile).3Y return: 15.25% (lower mid).
Point 71Y return: 7.11% (top quartile).1Y return: 5.58% (upper mid).1Y return: 4.76% (lower mid).1Y return: 4.75% (bottom quartile).1Y return: 2.04% (bottom quartile).
Point 8Alpha: -5.93 (bottom quartile).Alpha: 1.92 (top quartile).Alpha: 0.82 (upper mid).Alpha: 0.04 (bottom quartile).Alpha: 0.19 (lower mid).
Point 9Sharpe: -0.86 (bottom quartile).Sharpe: -0.43 (top quartile).Sharpe: -0.49 (upper mid).Sharpe: -0.55 (lower mid).Sharpe: -0.55 (bottom quartile).
Point 10Information ratio: -0.01 (lower mid).Information ratio: -0.21 (bottom quartile).Information ratio: 1.17 (top quartile).Information ratio: -0.25 (bottom quartile).Information ratio: 1.02 (upper mid).

JM Core 11 Fund

  • Bottom quartile AUM (₹248 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 14.78% (upper mid).
  • 3Y return: 16.79% (top quartile).
  • 1Y return: 7.11% (top quartile).
  • Alpha: -5.93 (bottom quartile).
  • Sharpe: -0.86 (bottom quartile).
  • Information ratio: -0.01 (lower mid).

Indiabulls Blue Chip Fund

  • Bottom quartile AUM (₹117 Cr).
  • Established history (14+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (bottom quartile).
  • 3Y return: 12.28% (bottom quartile).
  • 1Y return: 5.58% (upper mid).
  • Alpha: 1.92 (top quartile).
  • Sharpe: -0.43 (top quartile).
  • Information ratio: -0.21 (bottom quartile).

Nippon India Large Cap Fund

  • Lower mid AUM (₹46,521 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.86% (top quartile).
  • 3Y return: 15.83% (upper mid).
  • 1Y return: 4.76% (lower mid).
  • Alpha: 0.82 (upper mid).
  • Sharpe: -0.49 (upper mid).
  • Information ratio: 1.17 (top quartile).

SBI Bluechip Fund

  • Upper mid AUM (₹48,926 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.37% (bottom quartile).
  • 3Y return: 12.13% (bottom quartile).
  • 1Y return: 4.75% (bottom quartile).
  • Alpha: 0.04 (bottom quartile).
  • Sharpe: -0.55 (lower mid).
  • Information ratio: -0.25 (bottom quartile).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹69,948 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.57% (lower mid).
  • 3Y return: 15.25% (lower mid).
  • 1Y return: 2.04% (bottom quartile).
  • Alpha: 0.19 (lower mid).
  • Sharpe: -0.55 (bottom quartile).
  • Information ratio: 1.02 (upper mid).

Best Large & Mid Cap Equity SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Invesco India Growth Opportunities Fund Growth ₹102.48
↑ 0.19
₹8,436 100 4-0.214.224.318.74.7
Kotak Equity Opportunities Fund Growth ₹347.244
↓ -2.90
₹27,373 1,000 -1.9010.317.5165.6
DSP Equity Opportunities Fund Growth ₹613.728
↓ -3.32
₹15,780 500 -3.4-2.14.218.514.87.1
Bandhan Core Equity Fund Growth ₹140.457
↓ -0.39
₹14,109 100 2.91.213.623.519.37.5
Edelweiss Large and Mid Cap Fund  Growth ₹89.091
↓ -0.25
₹4,067 1,000 0.71.411.117.915.54.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryInvesco India Growth Opportunities FundKotak Equity Opportunities FundDSP Equity Opportunities FundBandhan Core Equity FundEdelweiss Large and Mid Cap Fund 
Point 1Bottom quartile AUM (₹8,436 Cr).Highest AUM (₹27,373 Cr).Upper mid AUM (₹15,780 Cr).Lower mid AUM (₹14,109 Cr).Bottom quartile AUM (₹4,067 Cr).
Point 2Established history (18+ yrs).Established history (21+ yrs).Oldest track record among peers (25 yrs).Established history (20+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 18.66% (upper mid).5Y return: 16.00% (lower mid).5Y return: 14.85% (bottom quartile).5Y return: 19.33% (top quartile).5Y return: 15.48% (bottom quartile).
Point 63Y return: 24.25% (top quartile).3Y return: 17.46% (bottom quartile).3Y return: 18.53% (lower mid).3Y return: 23.51% (upper mid).3Y return: 17.93% (bottom quartile).
Point 71Y return: 14.23% (top quartile).1Y return: 10.32% (bottom quartile).1Y return: 4.16% (bottom quartile).1Y return: 13.57% (upper mid).1Y return: 11.07% (lower mid).
Point 8Alpha: 1.41 (top quartile).Alpha: 1.06 (upper mid).Alpha: -3.59 (bottom quartile).Alpha: 0.81 (lower mid).Alpha: -0.16 (bottom quartile).
Point 9Sharpe: -0.24 (top quartile).Sharpe: -0.26 (upper mid).Sharpe: -0.58 (bottom quartile).Sharpe: -0.28 (lower mid).Sharpe: -0.34 (bottom quartile).
Point 10Information ratio: 0.64 (upper mid).Information ratio: -0.11 (bottom quartile).Information ratio: 0.23 (lower mid).Information ratio: 1.23 (top quartile).Information ratio: -0.15 (bottom quartile).

Invesco India Growth Opportunities Fund

  • Bottom quartile AUM (₹8,436 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.66% (upper mid).
  • 3Y return: 24.25% (top quartile).
  • 1Y return: 14.23% (top quartile).
  • Alpha: 1.41 (top quartile).
  • Sharpe: -0.24 (top quartile).
  • Information ratio: 0.64 (upper mid).

Kotak Equity Opportunities Fund

  • Highest AUM (₹27,373 Cr).
  • Established history (21+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.00% (lower mid).
  • 3Y return: 17.46% (bottom quartile).
  • 1Y return: 10.32% (bottom quartile).
  • Alpha: 1.06 (upper mid).
  • Sharpe: -0.26 (upper mid).
  • Information ratio: -0.11 (bottom quartile).

DSP Equity Opportunities Fund

  • Upper mid AUM (₹15,780 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.85% (bottom quartile).
  • 3Y return: 18.53% (lower mid).
  • 1Y return: 4.16% (bottom quartile).
  • Alpha: -3.59 (bottom quartile).
  • Sharpe: -0.58 (bottom quartile).
  • Information ratio: 0.23 (lower mid).

Bandhan Core Equity Fund

  • Lower mid AUM (₹14,109 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.33% (top quartile).
  • 3Y return: 23.51% (upper mid).
  • 1Y return: 13.57% (upper mid).
  • Alpha: 0.81 (lower mid).
  • Sharpe: -0.28 (lower mid).
  • Information ratio: 1.23 (top quartile).

Edelweiss Large and Mid Cap Fund 

  • Bottom quartile AUM (₹4,067 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.48% (bottom quartile).
  • 3Y return: 17.93% (bottom quartile).
  • 1Y return: 11.07% (lower mid).
  • Alpha: -0.16 (bottom quartile).
  • Sharpe: -0.34 (bottom quartile).
  • Information ratio: -0.15 (bottom quartile).

Best Mid Cap Equity SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Kotak Emerging Equity Scheme Growth ₹141.891
↓ -0.36
₹55,676 1,000 53.318.222.319.41.8
Sundaram Mid Cap Fund Growth ₹1,467.65
↑ 3.24
₹11,898 100 3.22.616.92520.64.1
Taurus Discovery (Midcap) Fund Growth ₹120.26
↑ 0.72
₹109 1,000 2.9-2.38.915.613.80.8
BNP Paribas Mid Cap Fund Growth ₹110.423
↓ -0.45
₹2,129 300 56.118.82218.42.5
Edelweiss Mid Cap Fund Growth ₹106.726
↓ -0.06
₹13,554 500 3.43.716.125.621.53.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryKotak Emerging Equity SchemeSundaram Mid Cap FundTaurus Discovery (Midcap) FundBNP Paribas Mid Cap FundEdelweiss Mid Cap Fund
Point 1Highest AUM (₹55,676 Cr).Lower mid AUM (₹11,898 Cr).Bottom quartile AUM (₹109 Cr).Bottom quartile AUM (₹2,129 Cr).Upper mid AUM (₹13,554 Cr).
Point 2Established history (19+ yrs).Established history (23+ yrs).Oldest track record among peers (31 yrs).Established history (20+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: High.
Point 55Y return: 19.36% (lower mid).5Y return: 20.59% (upper mid).5Y return: 13.75% (bottom quartile).5Y return: 18.39% (bottom quartile).5Y return: 21.52% (top quartile).
Point 63Y return: 22.27% (lower mid).3Y return: 24.95% (upper mid).3Y return: 15.61% (bottom quartile).3Y return: 21.99% (bottom quartile).3Y return: 25.61% (top quartile).
Point 71Y return: 18.16% (upper mid).1Y return: 16.91% (lower mid).1Y return: 8.89% (bottom quartile).1Y return: 18.83% (top quartile).1Y return: 16.08% (bottom quartile).
Point 8Alpha: 0.72 (top quartile).Alpha: 0.04 (lower mid).Alpha: -7.28 (bottom quartile).Alpha: 0.48 (upper mid).Alpha: -0.08 (bottom quartile).
Point 9Sharpe: -0.07 (top quartile).Sharpe: -0.12 (lower mid).Sharpe: -0.56 (bottom quartile).Sharpe: -0.09 (upper mid).Sharpe: -0.12 (bottom quartile).
Point 10Information ratio: -0.40 (lower mid).Information ratio: 0.22 (upper mid).Information ratio: -1.56 (bottom quartile).Information ratio: -0.49 (bottom quartile).Information ratio: 0.31 (top quartile).

Kotak Emerging Equity Scheme

  • Highest AUM (₹55,676 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.36% (lower mid).
  • 3Y return: 22.27% (lower mid).
  • 1Y return: 18.16% (upper mid).
  • Alpha: 0.72 (top quartile).
  • Sharpe: -0.07 (top quartile).
  • Information ratio: -0.40 (lower mid).

Sundaram Mid Cap Fund

  • Lower mid AUM (₹11,898 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.59% (upper mid).
  • 3Y return: 24.95% (upper mid).
  • 1Y return: 16.91% (lower mid).
  • Alpha: 0.04 (lower mid).
  • Sharpe: -0.12 (lower mid).
  • Information ratio: 0.22 (upper mid).

Taurus Discovery (Midcap) Fund

  • Bottom quartile AUM (₹109 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.75% (bottom quartile).
  • 3Y return: 15.61% (bottom quartile).
  • 1Y return: 8.89% (bottom quartile).
  • Alpha: -7.28 (bottom quartile).
  • Sharpe: -0.56 (bottom quartile).
  • Information ratio: -1.56 (bottom quartile).

BNP Paribas Mid Cap Fund

  • Bottom quartile AUM (₹2,129 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 18.39% (bottom quartile).
  • 3Y return: 21.99% (bottom quartile).
  • 1Y return: 18.83% (top quartile).
  • Alpha: 0.48 (upper mid).
  • Sharpe: -0.09 (upper mid).
  • Information ratio: -0.49 (bottom quartile).

Edelweiss Mid Cap Fund

  • Upper mid AUM (₹13,554 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 21.52% (top quartile).
  • 3Y return: 25.61% (top quartile).
  • 1Y return: 16.08% (bottom quartile).
  • Alpha: -0.08 (bottom quartile).
  • Sharpe: -0.12 (bottom quartile).
  • Information ratio: 0.31 (top quartile).

Best Small Cap Equity SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Small Cap Fund Growth ₹92.103
↓ -0.03
₹4,449 1,000 9.45.419.619.715.4-3.7
SBI Small Cap Fund Growth ₹170.917
↓ -0.52
₹32,286 500 6.4-0.67.814.115.3-4.9
DSP Small Cap Fund  Growth ₹208.802
↓ -0.18
₹15,300 500 9.1722.521.720-2.8
Nippon India Small Cap Fund Growth ₹175.952
↓ -0.26
₹61,809 100 9.14.315.221.622.6-4.7
HDFC Small Cap Fund Growth ₹137.088
↑ 1.05
₹33,724 300 1.5-3.512.517.219.4-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Small Cap FundSBI Small Cap FundDSP Small Cap Fund Nippon India Small Cap FundHDFC Small Cap Fund
Point 1Bottom quartile AUM (₹4,449 Cr).Lower mid AUM (₹32,286 Cr).Bottom quartile AUM (₹15,300 Cr).Highest AUM (₹61,809 Cr).Upper mid AUM (₹33,724 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (16+ yrs).Established history (18+ yrs).Established history (15+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 15.43% (bottom quartile).5Y return: 15.27% (bottom quartile).5Y return: 20.03% (upper mid).5Y return: 22.65% (top quartile).5Y return: 19.43% (lower mid).
Point 63Y return: 19.72% (lower mid).3Y return: 14.10% (bottom quartile).3Y return: 21.65% (top quartile).3Y return: 21.60% (upper mid).3Y return: 17.21% (bottom quartile).
Point 71Y return: 19.63% (upper mid).1Y return: 7.76% (bottom quartile).1Y return: 22.50% (top quartile).1Y return: 15.22% (lower mid).1Y return: 12.51% (bottom quartile).
Point 8Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.92 (top quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: -0.21 (upper mid).Sharpe: -0.79 (bottom quartile).Sharpe: -0.05 (top quartile).Sharpe: -0.42 (bottom quartile).Sharpe: -0.38 (lower mid).
Point 10Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: -0.21 (bottom quartile).Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

  • Bottom quartile AUM (₹4,449 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.43% (bottom quartile).
  • 3Y return: 19.72% (lower mid).
  • 1Y return: 19.63% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.21 (upper mid).
  • Information ratio: 0.00 (top quartile).

SBI Small Cap Fund

  • Lower mid AUM (₹32,286 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.27% (bottom quartile).
  • 3Y return: 14.10% (bottom quartile).
  • 1Y return: 7.76% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

DSP Small Cap Fund 

  • Bottom quartile AUM (₹15,300 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.03% (upper mid).
  • 3Y return: 21.65% (top quartile).
  • 1Y return: 22.50% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.05 (top quartile).
  • Information ratio: 0.00 (lower mid).

Nippon India Small Cap Fund

  • Highest AUM (₹61,809 Cr).
  • Established history (15+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.65% (top quartile).
  • 3Y return: 21.60% (upper mid).
  • 1Y return: 15.22% (lower mid).
  • Alpha: 0.92 (top quartile).
  • Sharpe: -0.42 (bottom quartile).
  • Information ratio: -0.21 (bottom quartile).

HDFC Small Cap Fund

  • Upper mid AUM (₹33,724 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.43% (lower mid).
  • 3Y return: 17.21% (bottom quartile).
  • 1Y return: 12.51% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.38 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

Best Multi Cap Equity SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Kotak Standard Multicap Fund Growth ₹84.862
↓ -0.53
₹50,146 500 -3.3-1.271513.49.5
Mirae Asset India Equity Fund  Growth ₹109.765
↓ -0.60
₹35,343 1,000 -4.8-4.72.41110.810.2
Motilal Oswal Multicap 35 Fund Growth ₹57.663
↑ 0.48
₹11,679 500 -1.7-6.3-0.120.312.8-5.6
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01
₹588 300 -4.6-2.619.317.313.6
Bandhan Focused Equity Fund Growth ₹89.566
↓ -0.21
₹1,810 100 3.40.610.118.114.4-1.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryKotak Standard Multicap FundMirae Asset India Equity Fund Motilal Oswal Multicap 35 FundBNP Paribas Multi Cap FundBandhan Focused Equity Fund
Point 1Highest AUM (₹50,146 Cr).Upper mid AUM (₹35,343 Cr).Lower mid AUM (₹11,679 Cr).Bottom quartile AUM (₹588 Cr).Bottom quartile AUM (₹1,810 Cr).
Point 2Established history (16+ yrs).Established history (18+ yrs).Established history (12+ yrs).Oldest track record among peers (20 yrs).Established history (20+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.40% (lower mid).5Y return: 10.75% (bottom quartile).5Y return: 12.77% (bottom quartile).5Y return: 13.57% (upper mid).5Y return: 14.40% (top quartile).
Point 63Y return: 15.04% (bottom quartile).3Y return: 11.01% (bottom quartile).3Y return: 20.28% (top quartile).3Y return: 17.28% (lower mid).3Y return: 18.13% (upper mid).
Point 71Y return: 7.01% (lower mid).1Y return: 2.40% (bottom quartile).1Y return: -0.12% (bottom quartile).1Y return: 19.34% (top quartile).1Y return: 10.05% (upper mid).
Point 8Alpha: 2.09 (top quartile).Alpha: -0.90 (bottom quartile).Alpha: -8.96 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.08 (upper mid).
Point 9Sharpe: -0.34 (upper mid).Sharpe: -0.63 (bottom quartile).Sharpe: -1.03 (bottom quartile).Sharpe: 2.86 (top quartile).Sharpe: -0.48 (lower mid).
Point 10Information ratio: -0.04 (bottom quartile).Information ratio: -0.79 (bottom quartile).Information ratio: 0.51 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.29 (upper mid).

Kotak Standard Multicap Fund

  • Highest AUM (₹50,146 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.40% (lower mid).
  • 3Y return: 15.04% (bottom quartile).
  • 1Y return: 7.01% (lower mid).
  • Alpha: 2.09 (top quartile).
  • Sharpe: -0.34 (upper mid).
  • Information ratio: -0.04 (bottom quartile).

Mirae Asset India Equity Fund 

  • Upper mid AUM (₹35,343 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.75% (bottom quartile).
  • 3Y return: 11.01% (bottom quartile).
  • 1Y return: 2.40% (bottom quartile).
  • Alpha: -0.90 (bottom quartile).
  • Sharpe: -0.63 (bottom quartile).
  • Information ratio: -0.79 (bottom quartile).

Motilal Oswal Multicap 35 Fund

  • Lower mid AUM (₹11,679 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.77% (bottom quartile).
  • 3Y return: 20.28% (top quartile).
  • 1Y return: -0.12% (bottom quartile).
  • Alpha: -8.96 (bottom quartile).
  • Sharpe: -1.03 (bottom quartile).
  • Information ratio: 0.51 (top quartile).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (upper mid).
  • 3Y return: 17.28% (lower mid).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (lower mid).

Bandhan Focused Equity Fund

  • Bottom quartile AUM (₹1,810 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.40% (top quartile).
  • 3Y return: 18.13% (upper mid).
  • 1Y return: 10.05% (upper mid).
  • Alpha: 0.08 (upper mid).
  • Sharpe: -0.48 (lower mid).
  • Information ratio: 0.29 (upper mid).

Best Sector Equity SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP Natural Resources and New Energy Fund Growth ₹111.949
↓ -0.34
₹2,044 500 4.716.132.824.317.117.5
Franklin Build India Fund Growth ₹148.427
↓ -1.10
₹2,858 500 1.53.413.425.523.93.7
Bandhan Infrastructure Fund Growth ₹49.587
↓ -0.09
₹1,278 100 5.40.97.422.821.3-6.9
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹62.05
↓ -0.77
₹3,155 1,000 -3.2-1.36.614.31317.5
ICICI Prudential Banking and Financial Services Fund Growth ₹129.71
↓ -1.15
₹9,367 100 -5.6-5.50.912.312.115.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Natural Resources and New Energy FundFranklin Build India FundBandhan Infrastructure FundAditya Birla Sun Life Banking And Financial Services FundICICI Prudential Banking and Financial Services Fund
Point 1Bottom quartile AUM (₹2,044 Cr).Lower mid AUM (₹2,858 Cr).Bottom quartile AUM (₹1,278 Cr).Upper mid AUM (₹3,155 Cr).Highest AUM (₹9,367 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (16+ yrs).Established history (15+ yrs).Established history (12+ yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 17.12% (lower mid).5Y return: 23.93% (top quartile).5Y return: 21.34% (upper mid).5Y return: 13.02% (bottom quartile).5Y return: 12.08% (bottom quartile).
Point 63Y return: 24.26% (upper mid).3Y return: 25.54% (top quartile).3Y return: 22.77% (lower mid).3Y return: 14.35% (bottom quartile).3Y return: 12.33% (bottom quartile).
Point 71Y return: 32.79% (top quartile).1Y return: 13.39% (upper mid).1Y return: 7.39% (lower mid).1Y return: 6.63% (bottom quartile).1Y return: 0.89% (bottom quartile).
Point 8Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 3.17 (top quartile).Alpha: -0.18 (bottom quartile).
Point 9Sharpe: 1.19 (top quartile).Sharpe: -0.11 (upper mid).Sharpe: -0.79 (bottom quartile).Sharpe: -0.31 (lower mid).Sharpe: -0.49 (bottom quartile).
Point 10Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.37 (top quartile).Information ratio: 0.08 (upper mid).

DSP Natural Resources and New Energy Fund

  • Bottom quartile AUM (₹2,044 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 17.12% (lower mid).
  • 3Y return: 24.26% (upper mid).
  • 1Y return: 32.79% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.19 (top quartile).
  • Information ratio: 0.00 (lower mid).

Franklin Build India Fund

  • Lower mid AUM (₹2,858 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 23.93% (top quartile).
  • 3Y return: 25.54% (top quartile).
  • 1Y return: 13.39% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Bandhan Infrastructure Fund

  • Bottom quartile AUM (₹1,278 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: High.
  • 5Y return: 21.34% (upper mid).
  • 3Y return: 22.77% (lower mid).
  • 1Y return: 7.39% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,155 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 13.02% (bottom quartile).
  • 3Y return: 14.35% (bottom quartile).
  • 1Y return: 6.63% (bottom quartile).
  • Alpha: 3.17 (top quartile).
  • Sharpe: -0.31 (lower mid).
  • Information ratio: 0.37 (top quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹9,367 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 12.08% (bottom quartile).
  • 3Y return: 12.33% (bottom quartile).
  • 1Y return: 0.89% (bottom quartile).
  • Alpha: -0.18 (bottom quartile).
  • Sharpe: -0.49 (bottom quartile).
  • Information ratio: 0.08 (upper mid).

Best ELSS SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata India Tax Savings Fund Growth ₹45.6978
↓ -0.34
₹4,091 500 0.61.19.615.914.44.9
Bandhan Tax Advantage (ELSS) Fund Growth ₹153.087
↓ -0.30
₹6,274 500 -1.9-1.16.213.914.28
Aditya Birla Sun Life Tax Relief '96 Growth ₹60.93
↓ -0.39
₹13,117 500 -1.6-1.48.714.99.99.3
DSP Tax Saver Fund Growth ₹137.148
↓ -0.90
₹15,044 500 -4.5-2.82.517.715.17.5
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,318 500 1.215.435.520.617.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryTata India Tax Savings FundBandhan Tax Advantage (ELSS) FundAditya Birla Sun Life Tax Relief '96DSP Tax Saver FundHDFC Long Term Advantage Fund
Point 1Bottom quartile AUM (₹4,091 Cr).Lower mid AUM (₹6,274 Cr).Upper mid AUM (₹13,117 Cr).Highest AUM (₹15,044 Cr).Bottom quartile AUM (₹1,318 Cr).
Point 2Established history (11+ yrs).Established history (17+ yrs).Established history (18+ yrs).Established history (19+ yrs).Oldest track record among peers (25 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.44% (lower mid).5Y return: 14.18% (bottom quartile).5Y return: 9.89% (bottom quartile).5Y return: 15.08% (upper mid).5Y return: 17.39% (top quartile).
Point 63Y return: 15.91% (lower mid).3Y return: 13.92% (bottom quartile).3Y return: 14.94% (bottom quartile).3Y return: 17.72% (upper mid).3Y return: 20.64% (top quartile).
Point 71Y return: 9.55% (upper mid).1Y return: 6.21% (bottom quartile).1Y return: 8.73% (lower mid).1Y return: 2.47% (bottom quartile).1Y return: 35.51% (top quartile).
Point 8Alpha: 1.67 (upper mid).Alpha: -0.16 (bottom quartile).Alpha: 1.64 (lower mid).Alpha: -2.15 (bottom quartile).Alpha: 1.75 (top quartile).
Point 9Sharpe: -0.37 (lower mid).Sharpe: -0.52 (bottom quartile).Sharpe: -0.37 (upper mid).Sharpe: -0.62 (bottom quartile).Sharpe: 2.27 (top quartile).
Point 10Information ratio: -0.09 (upper mid).Information ratio: -0.38 (bottom quartile).Information ratio: -0.37 (bottom quartile).Information ratio: 0.75 (top quartile).Information ratio: -0.15 (lower mid).

Tata India Tax Savings Fund

  • Bottom quartile AUM (₹4,091 Cr).
  • Established history (11+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.44% (lower mid).
  • 3Y return: 15.91% (lower mid).
  • 1Y return: 9.55% (upper mid).
  • Alpha: 1.67 (upper mid).
  • Sharpe: -0.37 (lower mid).
  • Information ratio: -0.09 (upper mid).

Bandhan Tax Advantage (ELSS) Fund

  • Lower mid AUM (₹6,274 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.18% (bottom quartile).
  • 3Y return: 13.92% (bottom quartile).
  • 1Y return: 6.21% (bottom quartile).
  • Alpha: -0.16 (bottom quartile).
  • Sharpe: -0.52 (bottom quartile).
  • Information ratio: -0.38 (bottom quartile).

Aditya Birla Sun Life Tax Relief '96

  • Upper mid AUM (₹13,117 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.89% (bottom quartile).
  • 3Y return: 14.94% (bottom quartile).
  • 1Y return: 8.73% (lower mid).
  • Alpha: 1.64 (lower mid).
  • Sharpe: -0.37 (upper mid).
  • Information ratio: -0.37 (bottom quartile).

DSP Tax Saver Fund

  • Highest AUM (₹15,044 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.08% (upper mid).
  • 3Y return: 17.72% (upper mid).
  • 1Y return: 2.47% (bottom quartile).
  • Alpha: -2.15 (bottom quartile).
  • Sharpe: -0.62 (bottom quartile).
  • Information ratio: 0.75 (top quartile).

HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (lower mid).

Best Value Equity SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata Equity PE Fund Growth ₹347.05
↓ -2.05
₹7,909 150 -2.8-2.46.316.916.33.7
JM Value Fund Growth ₹94.4379
↓ -0.13
₹721 500 1.5-2.53.518.617.1-4.4
Aditya Birla Sun Life Pure Value Fund Growth ₹132.674
↑ 0.06
₹5,639 1,000 4.24.815.32016.12.6
HDFC Capital Builder Value Fund Growth ₹753.039
↓ -4.62
₹6,588 300 -1.5-1.28.218.516.38.6
Bandhan Sterling Value Fund Growth ₹146.88
↓ -0.51
₹9,042 100 -1.9-1.54.215.216.45
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryTata Equity PE FundJM Value FundAditya Birla Sun Life Pure Value FundHDFC Capital Builder Value FundBandhan Sterling Value Fund
Point 1Upper mid AUM (₹7,909 Cr).Bottom quartile AUM (₹721 Cr).Bottom quartile AUM (₹5,639 Cr).Lower mid AUM (₹6,588 Cr).Highest AUM (₹9,042 Cr).
Point 2Established history (21+ yrs).Established history (28+ yrs).Established history (18+ yrs).Oldest track record among peers (32 yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.26% (bottom quartile).5Y return: 17.14% (top quartile).5Y return: 16.11% (bottom quartile).5Y return: 16.29% (lower mid).5Y return: 16.39% (upper mid).
Point 63Y return: 16.91% (bottom quartile).3Y return: 18.62% (upper mid).3Y return: 19.96% (top quartile).3Y return: 18.55% (lower mid).3Y return: 15.21% (bottom quartile).
Point 71Y return: 6.29% (lower mid).1Y return: 3.55% (bottom quartile).1Y return: 15.35% (top quartile).1Y return: 8.24% (upper mid).1Y return: 4.24% (bottom quartile).
Point 8Alpha: 0.79 (lower mid).Alpha: -5.10 (bottom quartile).Alpha: 1.05 (upper mid).Alpha: 3.06 (top quartile).Alpha: -1.98 (bottom quartile).
Point 9Sharpe: -0.42 (lower mid).Sharpe: -0.79 (bottom quartile).Sharpe: -0.39 (upper mid).Sharpe: -0.28 (top quartile).Sharpe: -0.65 (bottom quartile).
Point 10Information ratio: 0.75 (upper mid).Information ratio: 0.16 (bottom quartile).Information ratio: 0.58 (lower mid).Information ratio: 1.00 (top quartile).Information ratio: 0.08 (bottom quartile).

Tata Equity PE Fund

  • Upper mid AUM (₹7,909 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.26% (bottom quartile).
  • 3Y return: 16.91% (bottom quartile).
  • 1Y return: 6.29% (lower mid).
  • Alpha: 0.79 (lower mid).
  • Sharpe: -0.42 (lower mid).
  • Information ratio: 0.75 (upper mid).

JM Value Fund

  • Bottom quartile AUM (₹721 Cr).
  • Established history (28+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 17.14% (top quartile).
  • 3Y return: 18.62% (upper mid).
  • 1Y return: 3.55% (bottom quartile).
  • Alpha: -5.10 (bottom quartile).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: 0.16 (bottom quartile).

Aditya Birla Sun Life Pure Value Fund

  • Bottom quartile AUM (₹5,639 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.11% (bottom quartile).
  • 3Y return: 19.96% (top quartile).
  • 1Y return: 15.35% (top quartile).
  • Alpha: 1.05 (upper mid).
  • Sharpe: -0.39 (upper mid).
  • Information ratio: 0.58 (lower mid).

HDFC Capital Builder Value Fund

  • Lower mid AUM (₹6,588 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.29% (lower mid).
  • 3Y return: 18.55% (lower mid).
  • 1Y return: 8.24% (upper mid).
  • Alpha: 3.06 (top quartile).
  • Sharpe: -0.28 (top quartile).
  • Information ratio: 1.00 (top quartile).

Bandhan Sterling Value Fund

  • Highest AUM (₹9,042 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.39% (upper mid).
  • 3Y return: 15.21% (bottom quartile).
  • 1Y return: 4.24% (bottom quartile).
  • Alpha: -1.98 (bottom quartile).
  • Sharpe: -0.65 (bottom quartile).
  • Information ratio: 0.08 (bottom quartile).

Best Focused Equity SIP Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Axis Focused 25 Fund Growth ₹52.36
↓ -0.16
₹9,967 500 -1.5-5.70.19.96.32.5
Aditya Birla Sun Life Focused Equity Fund Growth ₹143.016
↓ -0.46
₹7,132 1,000 -3.7-1.65.515.713.210.1
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354 100 -58.524.51717.3
Motilal Oswal Focused 25 Fund  Growth ₹46.5791
↑ 0.30
₹1,332 500 9.3622.211.69.5-1.7
DSP Focus Fund Growth ₹53.295
↓ -0.28
₹2,295 500 -3.7-32.916.812.47.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAxis Focused 25 FundAditya Birla Sun Life Focused Equity FundSundaram Select Focus FundMotilal Oswal Focused 25 Fund DSP Focus Fund
Point 1Highest AUM (₹9,967 Cr).Upper mid AUM (₹7,132 Cr).Bottom quartile AUM (₹1,354 Cr).Bottom quartile AUM (₹1,332 Cr).Lower mid AUM (₹2,295 Cr).
Point 2Established history (13+ yrs).Established history (20+ yrs).Oldest track record among peers (23 yrs).Established history (13+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 6.26% (bottom quartile).5Y return: 13.23% (upper mid).5Y return: 17.29% (top quartile).5Y return: 9.53% (bottom quartile).5Y return: 12.42% (lower mid).
Point 63Y return: 9.92% (bottom quartile).3Y return: 15.71% (lower mid).3Y return: 17.03% (top quartile).3Y return: 11.60% (bottom quartile).3Y return: 16.82% (upper mid).
Point 71Y return: 0.11% (bottom quartile).1Y return: 5.48% (lower mid).1Y return: 24.49% (top quartile).1Y return: 22.22% (upper mid).1Y return: 2.87% (bottom quartile).
Point 8Alpha: -6.08 (bottom quartile).Alpha: 1.28 (upper mid).Alpha: -5.62 (bottom quartile).Alpha: 5.46 (top quartile).Alpha: -4.18 (lower mid).
Point 9Sharpe: -0.91 (bottom quartile).Sharpe: -0.39 (lower mid).Sharpe: 1.85 (top quartile).Sharpe: -0.07 (upper mid).Sharpe: -0.75 (bottom quartile).
Point 10Information ratio: -0.84 (bottom quartile).Information ratio: 0.18 (upper mid).Information ratio: -0.52 (lower mid).Information ratio: -0.56 (bottom quartile).Information ratio: 0.39 (top quartile).

Axis Focused 25 Fund

  • Highest AUM (₹9,967 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 6.26% (bottom quartile).
  • 3Y return: 9.92% (bottom quartile).
  • 1Y return: 0.11% (bottom quartile).
  • Alpha: -6.08 (bottom quartile).
  • Sharpe: -0.91 (bottom quartile).
  • Information ratio: -0.84 (bottom quartile).

Aditya Birla Sun Life Focused Equity Fund

  • Upper mid AUM (₹7,132 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.23% (upper mid).
  • 3Y return: 15.71% (lower mid).
  • 1Y return: 5.48% (lower mid).
  • Alpha: 1.28 (upper mid).
  • Sharpe: -0.39 (lower mid).
  • Information ratio: 0.18 (upper mid).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (top quartile).
  • 3Y return: 17.03% (top quartile).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (lower mid).

Motilal Oswal Focused 25 Fund 

  • Bottom quartile AUM (₹1,332 Cr).
  • Established history (13+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.53% (bottom quartile).
  • 3Y return: 11.60% (bottom quartile).
  • 1Y return: 22.22% (upper mid).
  • Alpha: 5.46 (top quartile).
  • Sharpe: -0.07 (upper mid).
  • Information ratio: -0.56 (bottom quartile).

DSP Focus Fund

  • Lower mid AUM (₹2,295 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.42% (lower mid).
  • 3Y return: 16.82% (upper mid).
  • 1Y return: 2.87% (bottom quartile).
  • Alpha: -4.18 (lower mid).
  • Sharpe: -0.75 (bottom quartile).
  • Information ratio: 0.39 (top quartile).

Taxation on Equity Funds

As per the Budget 2018 speech, a new Long Term Capital Gains (LTCG) tax on equity oriented Mutual Funds & stocks will be applicable from 1st April. The Finance Bill 2018 was passed by voice vote in Lok Sabha on 14th March 2018. Here’s how new income tax changes will impact the equity investments from 1st April 2018. *

1. Long Term Capital Gains

LTCGs exceeding INR 1 lakh arising from redemption of Mutual Fund units or equities on or after 1st April 2018, will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term capital gains till INR 1 lakh will be exempt. For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and tax liability will be INR 20,000 (10 per cent of INR 2 lakh).

Long-term capital gains are the profit arising from selling or redemption of Equity Funds held more than a year.

2. Short Term Capital Gains

If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.

Equity Schemes Holding Period Tax Rate
Long Term Capital Gains (LTCG) More than 1 Year 10% (with no indexation)*****
Short Term Capital Gains (STCG) Less than or equal to a year 15%
Tax on Distributed Dividend - 10%#

*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh. Earlier rate was 0% cost calculated as closing price on Jan 31, 2018. #Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.

Benefits of SIP Investment

Some of the important Benefits of Systematic Investment Plans are:

Rupee Cost Averaging

One of the biggest advantages that a SIP offer is Rupee Cost Averaging, which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

Power of Compounding

SIPs offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

Affordability

SIPs are very affordable. The monthly minimum investment amount in SIP can be as low as INR 500. Some fund houses, even offer something called a “MicroSIP” where the ticket size is as low as INR 100. This gives a good option for young people to start their long-term investment at an early stage of life.

SIP Calculator

SIP calculator can be the most useful tool in your investment. It estimates the growth for your SIP investment till the time you would want to stay invested. So, before even Investing in a fund, one can predetermine their total SIP earnings via SIP calculator. The calculators normally take inputs such as the SIP investment amount one seeks to invest, the tenure of investing, expected inflation rates (one needs to account for this). The illustration of this is given below:

Let’s suppose, if you invest INR 5,000 for 10 years, see how your SIP investment grows-

  • Monthly Investment: INR 5,000

  • Investment Period: 10 years

  • Total Amount Invested: INR 6,00,000

  • Long-term Growth Rate (approx.): 14%

  • Expected Returns as per SIP calculator: INR 12,46,462

  • Net Profit: INR 6,46,462

SIP-Calculator

The above calculations show that if you invest INR 5,000 monthly for 10 years (a total of INR 6,00,000) you will earn INR 12,46,462 which means the net profit you make is INR 6,46,462. Isn’t it great!

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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