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Top Short Term Gilt Funds Rated by FINCASH for 2024 - 2025

Fincash » Fincash’s Top Rated Short Term Gilt Funds

Top Short Term Gilt Funds Rated by FINCASH for 2024 - 2025

Updated on May 14, 2024 , 646 views

Short Term Gilt Funds are good investment options for steady Income-seekers, with a short-time horizon of 3 to 6 months. Short Term Gilt Funds invest in short-term G-secs and treasury bills, which respond more actively to interest rate changes compared to corporate Bonds (where most short-term Debt fund invest in). Therefore, the advantage of repo-rate cut would naturally be greater in the case of short-term gilt funds. Also, as these funds are backed by the state or central government, they have no credit risk.

So, investors with a low-risk appetite who wants to seek steady income, here are some of the best performing Short Term Gilt Funds to invest in.

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Top Rated Short Term Gilt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. MaturityExit Load
DSP BlackRock Savings Fund Growth ₹48.5924
↑ 0.01
₹3,6991. 25D10M 20D NIL
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 24

Why Are These Top Performers?

Fincash has employed the following parameters for shortlisting the top performing funds:

  • Past Returns: Return analysis of last 3 years.

  • Parameters & Weights: Information ratio with some modifications for our ratings and rankings.

  • Qualitative & Quantitative Analysis: Quantitative measures like Average Maturity, Credit Quality, Expense Ratio, Sharpe Ratio, Sortino Ratio, Alpa, including fund age and the size of the fund has been considered. Qualitative analysis like the reputation of the fund along with the fund manager is one of the important parameters that you would see in the listed funds.

  • Asset Size: The minimum AUM criteria for debt Mutual Funds are INR 100 Crores with some exceptions at times for new funds that are doing well in the Market.

  • Performance with Respect to Benchmark: Peer average

Smart Tips to Invest in Short Term Gilt Funds

Some of the important tips to consider while Investing in short term gilt funds are:

  • Investment Tenure: Investors planning to invest in short term gilt funds should stay invested for minimum one year.

  • Invest via a SIP: SIP or Systematic Investment plan is the most efficient way to invest in a Mutual Fund. They not only provide a systematic way of investing, but also ensures regular investment growth. You can invest in a SIP with an amount as low as INR 500.

All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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