2022 میں سرمایہ کاری کے لیے 5 بہترین حل پر مبنی اسکیمیں

Updated on June 18, 2026 , 5023 views

سیکورٹی اینڈ ایکسچینج بورڈ آف انڈیا (SEBI) کے تحت ایک نئی درجہ بندی 'حل اورینٹڈ اسکیم' متعارف کرائی ہے۔باہمی چندہ. یہ فنڈز طویل مدتی اہداف کی منصوبہ بندی کے لیے اہم ہیں، خاص طور پر-ریٹائرمنٹ پلاننگ اور بچے کی تعلیم لہذا، اگر آپ کسی چیز کو اسی طرح کے مقصد کے ساتھ دیکھ رہے ہیں۔سرمایہ کاری، پھر آپ صحیح جگہ پر ہیں۔ آئیے سرمایہ کاری کے لیے کچھ بہترین حل پر مبنی اسکیموں کے ساتھ ان فنڈز کو تفصیلی انداز میں دیکھتے ہیں۔

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حل پر مبنی اسکیمیں کیا ہیں؟

حل پر مبنی اسکیمیں ان سرمایہ کاروں کے لیے مددگار ہیں جو طویل مدتی دولت بنانا چاہتے ہیں جس میں بنیادی طور پر ریٹائرمنٹ کی منصوبہ بندی اور بچوں کی مستقبل کی تعلیم شامل ہے۔میوچل فنڈز میں سرمایہ کاری. پہلے، یہ منصوبے ایکویٹی یا متوازن اسکیموں کا حصہ تھے، لیکن SEBI کے نئے سرکولیشن کے مطابق، ان فنڈز کو الگ الگ حل پر مبنی اسکیموں کے تحت درجہ بندی کیا گیا ہے۔

نیز، ان اسکیموں میں تین سال کے لیے لاک ان ہوتا تھا، لیکن اب ان فنڈز میں پانچ سال کا لازمی لاک ان ہے۔ سرمایہ کاری کے ان اہداف کو حاصل کرنے کے لیے سرمایہ کاروں کو طویل مدت تک سرمایہ کاری میں رکھنے کا یہ مثالی طور پر ایک اچھا طریقہ ہے۔ یہ سرمایہ کاری میں نظم و ضبط برقرار رکھتا ہے۔

ٹاپ 5 بہترین پرفارمنگ سلوشن اورینٹڈ سکیمیں FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Magnum Children's Benefit Plan Growth	₹116.207 ↑ 0.27	₹139	5.1	4.9	6.8	11.8	11	3.2
Tata Retirement Savings Fund-Moderate Growth	₹66.7165 ↑ 0.20	₹2,145	13.1	3.2	3.9	13.2	10.8	1
Tata Retirement Savings Fund - Progressive Growth	₹67.6811 ↑ 0.22	₹2,132	15.4	3.9	3.5	14.3	11.2	-1.2
Tata Retirement Savings Fund - Conservative Growth	₹32.5475 ↑ 0.02	₹166	3.9	2	3.2	7.5	6.2	3.6
ICICI Prudential Child Care Plan (Gift) Growth	₹329.51 ↓ -0.54	₹1,408	8.7	0.2	2.7	15.4	13.5	8.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Magnum Children's Benefit Plan	Tata Retirement Savings Fund-Moderate	Tata Retirement Savings Fund - Progressive	Tata Retirement Savings Fund - Conservative	ICICI Prudential Child Care Plan (Gift)
Point 1	Bottom quartile AUM (₹139 Cr).	Highest AUM (₹2,145 Cr).	Upper mid AUM (₹2,132 Cr).	Bottom quartile AUM (₹166 Cr).	Lower mid AUM (₹1,408 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (24+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.01% (lower mid).	5Y return: 10.83% (bottom quartile).	5Y return: 11.22% (upper mid).	5Y return: 6.17% (bottom quartile).	5Y return: 13.50% (top quartile).
Point 6	3Y return: 11.79% (bottom quartile).	3Y return: 13.18% (lower mid).	3Y return: 14.33% (upper mid).	3Y return: 7.54% (bottom quartile).	3Y return: 15.39% (top quartile).
Point 7	1Y return: 6.85% (top quartile).	1Y return: 3.95% (upper mid).	1Y return: 3.52% (lower mid).	1Y return: 3.20% (bottom quartile).	1Y return: 2.67% (bottom quartile).
Point 8	1M return: 2.81% (top quartile).	1M return: 2.01% (lower mid).	1M return: 2.11% (upper mid).	1M return: 1.67% (bottom quartile).	1M return: 1.08% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 2.66 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.32 (bottom quartile).	Sharpe: -0.08 (lower mid).	Sharpe: -0.06 (top quartile).	Sharpe: -0.53 (bottom quartile).	Sharpe: -0.07 (upper mid).

SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹139 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.01% (lower mid).
3Y return: 11.79% (bottom quartile).
1Y return: 6.85% (top quartile).
1M return: 2.81% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.32 (bottom quartile).

Tata Retirement Savings Fund-Moderate

Highest AUM (₹2,145 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.83% (bottom quartile).
3Y return: 13.18% (lower mid).
1Y return: 3.95% (upper mid).
1M return: 2.01% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.08 (lower mid).

Tata Retirement Savings Fund - Progressive

Upper mid AUM (₹2,132 Cr).
Established history (14+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.22% (upper mid).
3Y return: 14.33% (upper mid).
1Y return: 3.52% (lower mid).
1M return: 2.11% (upper mid).
Alpha: 2.66 (top quartile).
Sharpe: -0.06 (top quartile).

Tata Retirement Savings Fund - Conservative

Bottom quartile AUM (₹166 Cr).
Established history (14+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.17% (bottom quartile).
3Y return: 7.54% (bottom quartile).
1Y return: 3.20% (bottom quartile).
1M return: 1.67% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.53 (bottom quartile).

ICICI Prudential Child Care Plan (Gift)

Lower mid AUM (₹1,408 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.50% (top quartile).
3Y return: 15.39% (top quartile).
1Y return: 2.67% (bottom quartile).
1M return: 1.08% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.07 (upper mid).

1. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹139 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.01% (lower mid).
3Y return: 11.79% (bottom quartile).
1Y return: 6.85% (top quartile).
1M return: 2.81% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.32 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (19 Jun 26)	₹116.207 ↑ 0.27 (0.23 %)
Net Assets (Cr)	₹139 on 31 May 26
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.21
Sharpe Ratio	-0.32
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,969
31 May 23	₹11,989
31 May 24	₹14,088
31 May 25	₹15,978
31 May 26	₹16,604

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	2.8%
3 Month	5.1%
6 Month	4.9%
1 Year	6.8%
3 Year	11.8%
5 Year	11%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.2%
2023	17.4%
2022	16.9%
2021	1.9%
2020	18.3%
2019	14.8%
2018	2.6%
2017	0.1%
2016	24.3%
2015	16.1%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	5.38 Yr.
Lokesh Mallya	1 Jul 25	0.92 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	29.98%
Equity	17.88%
Debt	52.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Govt Stock 2040 Sovereign Bonds \| -	10%	₹14 Cr	1,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000
LIC Housing Finance Ltd Debentures \| -	4%	₹5 Cr	500
Jsw Kalinga Steel Limited Debentures \| -	4%	₹5 Cr	500
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹5 Cr	500
Small Industries Development Bank Of India Debentures \| -	4%	₹5 Cr	500
State Government Of Rajasthan Sovereign Bonds \| -	4%	₹5 Cr	500,000
State Government Of Karnataka Sovereign Bonds \| -	4%	₹5 Cr	500,000
6.48% Govt Stock 2035 Sovereign Bonds \| -	3%	₹5 Cr	500,000
State Government Of Tamil Nadu Sovereign Bonds \| -	3%	₹4 Cr	419,500

2. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund-Moderate

Highest AUM (₹2,145 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.83% (bottom quartile).
3Y return: 13.18% (lower mid).
1Y return: 3.95% (upper mid).
1M return: 2.01% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.08 (lower mid).
Information ratio: 0.00 (lower mid).

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (19 Jun 26)	₹66.7165 ↑ 0.20 (0.30 %)
Net Assets (Cr)	₹2,145 on 31 May 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	-0.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,309
31 May 23	₹11,500
31 May 24	₹14,652
31 May 25	₹16,290
31 May 26	₹16,737

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	2%
3 Month	13.1%
6 Month	3.2%
1 Year	3.9%
3 Year	13.2%
5 Year	10.8%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1%
2023	19.5%
2022	25.3%
2021	-1.9%
2020	20.5%
2019	15.1%
2018	8.6%
2017	-3.6%
2016	38.8%
2015	6.7%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	9.17 Yr.
Sonam Udasi	1 Apr 16	10.17 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	4.09%
Equity	82.85%
Debt	13.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	4%	₹93 Cr	60,300 ↑ 900
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	4%	₹86 Cr	684,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	4%	₹82 Cr	576,000
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	4%	₹78 Cr	215,000 ↓ -25,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Apr 25 \| MCX	3%	₹70 Cr	234,000 ↓ -9,000
6.36% Govt Stock 2031 Sovereign Bonds \| -	3%	₹69 Cr	7,000,000 ↑ 7,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| ETERNAL	3%	₹61 Cr	2,457,000 ↑ 45,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹59 Cr	171,000 ↓ -39,982
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	2%	₹51 Cr	1,620,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	2%	₹49 Cr	630,000 ↓ -370,000

3. Tata Retirement Savings Fund - Progressive

Research Highlights for Tata Retirement Savings Fund - Progressive

Upper mid AUM (₹2,132 Cr).
Established history (14+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.22% (upper mid).
3Y return: 14.33% (upper mid).
1Y return: 3.52% (lower mid).
1M return: 2.11% (upper mid).
Alpha: 2.66 (top quartile).
Sharpe: -0.06 (top quartile).
Information ratio: 0.12 (top quartile).

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive Growth
Launch Date	1 Nov 11
NAV (19 Jun 26)	₹67.6811 ↑ 0.22 (0.33 %)
Net Assets (Cr)	₹2,132 on 31 May 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	-0.06
Information Ratio	0.12
Alpha Ratio	2.66
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,188
31 May 23	₹11,357
31 May 24	₹15,122
31 May 25	₹16,666
31 May 26	₹17,074

Tata Retirement Savings Fund - Progressive SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	2.1%
3 Month	15.4%
6 Month	3.9%
1 Year	3.5%
3 Year	14.3%
5 Year	11.2%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.2%
2023	21.7%
2022	29%
2021	-3.9%
2020	23.3%
2019	14.4%
2018	11.5%
2017	-6.1%
2016	49.1%
2015	3.1%

Fund Manager information for Tata Retirement Savings Fund - Progressive

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	9.17 Yr.
Sonam Udasi	1 Apr 16	10.17 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	4.19%
Equity	95.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	5%	₹108 Cr	70,200 ↑ 1,800
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	5%	₹100 Cr	792,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	4%	₹93 Cr	648,000
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	4%	₹88 Cr	243,000 ↓ -24,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Apr 25 \| MCX	4%	₹80 Cr	270,000 ↓ -9,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| ETERNAL	3%	₹68 Cr	2,763,000 ↑ 45,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹65 Cr	189,000 ↓ -25,118
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	3%	₹63 Cr	810,000 ↓ -290,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	3%	₹59 Cr	1,863,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| NAM-INDIA	3%	₹54 Cr	531,000 ↓ -72,000

4. Tata Retirement Savings Fund - Conservative

Research Highlights for Tata Retirement Savings Fund - Conservative

Bottom quartile AUM (₹166 Cr).
Established history (14+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.17% (bottom quartile).
3Y return: 7.54% (bottom quartile).
1Y return: 3.20% (bottom quartile).
1M return: 1.67% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative Growth
Launch Date	1 Nov 11
NAV (19 Jun 26)	₹32.5475 ↑ 0.02 (0.06 %)
Net Assets (Cr)	₹166 on 31 May 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	-0.53
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,112
31 May 23	₹10,835
31 May 24	₹12,224
31 May 25	₹13,174
31 May 26	₹13,402

Tata Retirement Savings Fund - Conservative SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	1.7%
3 Month	3.9%
6 Month	2%
1 Year	3.2%
3 Year	7.5%
5 Year	6.2%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.6%
2023	9.9%
2022	12.1%
2021	0.1%
2020	7.6%
2019	11.8%
2018	7.6%
2017	0.8%
2016	15.1%
2015	10.6%

Fund Manager information for Tata Retirement Savings Fund - Conservative

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	9.17 Yr.
Sonam Udasi	1 Apr 16	10.17 Yr.

Data below for Tata Retirement Savings Fund - Conservative as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	2.17%
Equity	29.17%
Debt	68.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	21%	₹34 Cr	3,500,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
6.36% Govt Stock 2031 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
Jamnagar Utilities & Power Private Limited Debentures \| -	6%	₹10 Cr	100
7.36% Govt Stock 2052 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	5%	₹9 Cr	1,000,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹5 Cr	05
Solar Industries India Ltd (Basic Materials) Equity, Since 30 Apr 23 \| SOLARINDS	2%	₹3 Cr	1,710 ↓ -90
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	1%	₹2 Cr	5,850

5. ICICI Prudential Child Care Plan (Gift)

The primary investment objective of the Study Plan is to seek generation of current income by creating a portfolio that is invested in debt, money market instruments and equity and equity related securities.

Research Highlights for ICICI Prudential Child Care Plan (Gift)

Lower mid AUM (₹1,408 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.50% (top quartile).
3Y return: 15.39% (top quartile).
1Y return: 2.67% (bottom quartile).
1M return: 1.08% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.07 (upper mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for ICICI Prudential Child Care Plan (Gift)

ICICI Prudential Child Care Plan (Gift) Growth
Launch Date	31 Aug 01
NAV (19 Jun 26)	₹329.51 ↓ -0.54 (-0.16 %)
Net Assets (Cr)	₹1,408 on 31 May 26
Category	Solutions - Childrens Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.2
Sharpe Ratio	-0.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,826
31 May 23	₹12,018
31 May 24	₹16,977
31 May 25	₹18,236
31 May 26	₹18,744

ICICI Prudential Child Care Plan (Gift) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for ICICI Prudential Child Care Plan (Gift)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	1.1%
3 Month	8.7%
6 Month	0.2%
1 Year	2.7%
3 Year	15.4%
5 Year	13.5%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	16.9%
2022	29.2%
2021	2.6%
2020	24.8%
2019	8.8%
2018	8.5%
2017	-1.9%
2016	25%
2015	6.9%

Fund Manager information for ICICI Prudential Child Care Plan (Gift)

Name	Since	Tenure
Sharmila D’mello	30 Jun 22	3.92 Yr.
Darshil Dedhia	22 Jan 24	2.36 Yr.
Rohit Lakhotia	12 Jun 23	2.97 Yr.
Aatur Shah	29 Aug 25	0.75 Yr.

Data below for ICICI Prudential Child Care Plan (Gift) as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	9.12%
Equity	77.88%
Debt	13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 26 \| RELIANCE	9%	₹125 Cr	875,000 ↑ 875,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	7%	₹104 Cr	1,350,000 ↓ -150,000
Atul Ltd (Basic Materials) Equity, Since 31 Aug 25 \| ATUL	4%	₹61 Cr	90,000
Vedanta Limited Debentures \| -	4%	₹50 Cr	5,000
Nifty 50 Index $$ - \| -	3%	-₹47 Cr	19,500 ↑ 19,500
Infosys Ltd (Technology) Equity, Since 31 Jan 26 \| INFY	3%	₹43 Cr	360,000 ↑ 150,000
Syngene International Ltd (Healthcare) Equity, Since 28 Feb 26 \| 539268	3%	₹37 Cr	784,702 ↑ 124,702
Grasim Industries Ltd (Basic Materials) Equity, Since 28 Feb 26 \| GRASIM	2%	₹34 Cr	120,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 28 Feb 26 \| 532978	2%	₹33 Cr	190,000 ↓ -39,137
HCL Technologies Ltd (Technology) Equity, Since 28 Feb 26 \| HCLTECH	2%	₹32 Cr	270,000 ↑ 170,000

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