منظمسرمایہ کاری کا منصوبہ یاگھونٹ کا ایک طریقہ ہےسرمایہ کاری ایک مقررہ وقت پر باقاعدگی سے ایک مقررہ رقم۔ یہ سب سے زیادہ لچکدار اور آسان سرمایہ کاری کا منصوبہ ہے۔ آپ کی رقم آپ سے خود بخود ڈیبٹ ہو جاتی ہے۔بینک اکاؤنٹ اور اسکیم میں سرمایہ کاری کی جاتی ہے۔ SIP کے سرمایہ کاری کے انداز کی وجہ سے، سرمایہ کاروں کو وقت دینے کی ضرورت نہیں ہے۔مارکیٹ.
بڑودہمشترکہ فنڈ، ہندوستان کا ایک نمایاں ہوناAMCs، سرمایہ کار ہمیشہ کمپنی کی طرف سے پیش کردہ SIP فنڈز کو ترجیح دیتے ہیں۔ آپ صرف INR 500 کے ساتھ SIP میں سرمایہ کاری شروع کر سکتے ہیں۔ a کے دیگر فوائد میں سے ایکSIP سرمایہ کاری یہ ہے کہ آپ اپنی منصوبہ بندی اور تکمیل کر سکتے ہیں۔مالی اہداف.
شادی جیسے مقاصدریٹائرمنٹ پلاننگ، گھر/گاڑی وغیرہ کی خریداری اچھی طرح سے منصوبہ بندی کی جا سکتی ہے اور SIP روٹ کے ساتھ وقت پر حاصل کی جا سکتی ہے۔
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بڑودہ ایس آئی پی کمپنی کی طرف سے پیش کردہ سب سے مشہور میوچل فنڈ اسکیموں میں سے ایک ہے۔ ایک SIP بالکل اسی طرح ہے جیسے aریکرنگ ڈپازٹ. ہر ماہ ایک مخصوص تاریخ پر ایک مخصوص رقم جو آپ کے ذریعہ منتخب کی جاتی ہے آپ کی پسند کی میوچل فنڈ اسکیم میں لگائی جاتی ہے۔ SIP سرمایہ کاری کے لیے دستیاب تاریخیں کمپنی کی ویب سائٹ پر دی گئی ہیں۔ متعدد ہیں۔سرمایہ کاری کے فوائد بڑودہ ایم ایف ایس آئی پی کے ذریعے۔ ان میں سے کچھ میں شامل ہیں:
بڑودہ کے بہترین ایس آئی پی فنڈز درج ذیل ہیں (ایکویٹی فنڈز) سال 2022 - 2023 کے لیے۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا جاتا ہے۔نہیں ہیں، ہم مرتبہ اوسط واپسی، ماضی کی کارکردگی، وغیرہ۔
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Baroda Pioneer Mid-Cap Fund Growth ₹16.5124
↑ 0.15 ₹97 500 -8.1 0.1 26.2 22.5 15.9 Baroda Pioneer Multi Cap Fund Growth ₹282.894
↓ -3.05 ₹3,148 500 -0.9 -1.7 -1.9 17.8 17.7 -2.8 Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 ₹210 500 -6.1 -3.5 17.6 16.7 11.6 Baroda Pioneer Banking And Financial Services Fund Growth ₹49.5481
↓ -0.44 ₹365 500 3.2 1.5 16.7 15.9 13.2 14.4 Baroda Pioneer Large Cap Fund Growth ₹20.532
↑ 0.03 ₹51 500 -5.7 -7.3 5.9 13.8 10.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22 Research Highlights & Commentary of 5 Funds showcased
Commentary Baroda Pioneer Mid-Cap Fund Baroda Pioneer Multi Cap Fund Baroda Pioneer ELSS 96 Baroda Pioneer Banking And Financial Services Fund Baroda Pioneer Large Cap Fund Point 1 Bottom quartile AUM (₹97 Cr). Highest AUM (₹3,148 Cr). Lower mid AUM (₹210 Cr). Upper mid AUM (₹365 Cr). Bottom quartile AUM (₹51 Cr). Point 2 Established history (15+ yrs). Oldest track record among peers (22 yrs). Established history (10+ yrs). Established history (13+ yrs). Established history (15+ yrs). Point 3 Rating: 1★ (bottom quartile). Top rated. Not Rated. Rating: 2★ (upper mid). Rating: 2★ (lower mid). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 15.89% (upper mid). 5Y return: 17.74% (top quartile). 5Y return: 11.62% (bottom quartile). 5Y return: 13.18% (lower mid). 5Y return: 10.45% (bottom quartile). Point 6 3Y return: 22.51% (top quartile). 3Y return: 17.81% (upper mid). 3Y return: 16.70% (lower mid). 3Y return: 15.89% (bottom quartile). 3Y return: 13.75% (bottom quartile). Point 7 1Y return: 26.24% (top quartile). 1Y return: -1.95% (bottom quartile). 1Y return: 17.56% (upper mid). 1Y return: 16.70% (lower mid). 1Y return: 5.94% (bottom quartile). Point 8 Alpha: 0.00 (upper mid). Alpha: -4.51 (bottom quartile). Alpha: 5.69 (top quartile). Alpha: -3.31 (bottom quartile). Alpha: -3.15 (lower mid). Point 9 Sharpe: 3.23 (top quartile). Sharpe: -0.27 (bottom quartile). Sharpe: 2.51 (upper mid). Sharpe: 0.59 (bottom quartile). Sharpe: 1.53 (lower mid). Point 10 Information ratio: 0.00 (lower mid). Information ratio: 0.09 (upper mid). Information ratio: -0.09 (bottom quartile). Information ratio: 0.44 (top quartile). Information ratio: -0.52 (bottom quartile). Baroda Pioneer Mid-Cap Fund
Baroda Pioneer Multi Cap Fund
Baroda Pioneer ELSS 96
Baroda Pioneer Banking And Financial Services Fund
Baroda Pioneer Large Cap Fund
The primary objective of the Scheme will be to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of growth oriented mid cap stocks. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized. Below is the key information for Baroda Pioneer Mid-Cap Fund Returns up to 1 year are on (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. Research Highlights for Baroda Pioneer Multi Cap Fund Below is the key information for Baroda Pioneer Multi Cap Fund Returns up to 1 year are on The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961. Research Highlights for Baroda Pioneer ELSS 96 Below is the key information for Baroda Pioneer ELSS 96 Returns up to 1 year are on The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector. Research Highlights for Baroda Pioneer Banking And Financial Services Fund Below is the key information for Baroda Pioneer Banking And Financial Services Fund Returns up to 1 year are on The primary objective of the Scheme is to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of large cap companies. The Scheme may also invest in debt and
money market securities. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized. Research Highlights for Baroda Pioneer Large Cap Fund Below is the key information for Baroda Pioneer Large Cap Fund Returns up to 1 year are on 1. Baroda Pioneer Mid-Cap Fund
Baroda Pioneer Mid-Cap Fund
Growth Launch Date 4 Oct 10 NAV (11 Mar 22) ₹16.5124 ↑ 0.15 (0.91 %) Net Assets (Cr) ₹97 on 31 Jan 22 Category Equity - Mid Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆ Risk High Expense Ratio 2.54 Sharpe Ratio 3.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹15,787 Returns for Baroda Pioneer Mid-Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -3.8% 3 Month -8.1% 6 Month 0.1% 1 Year 26.2% 3 Year 22.5% 5 Year 15.9% 10 Year 15 Year Since launch 4.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Baroda Pioneer Mid-Cap Fund
Name Since Tenure Data below for Baroda Pioneer Mid-Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Baroda Pioneer Multi Cap Fund
Baroda Pioneer Multi Cap Fund
Growth Launch Date 12 Sep 03 NAV (09 Jan 26) ₹282.894 ↓ -3.05 (-1.07 %) Net Assets (Cr) ₹3,148 on 30 Nov 25 Category Equity - Multi Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2 Sharpe Ratio -0.27 Information Ratio 0.09 Alpha Ratio -4.51 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,786 31 Dec 22 ₹14,338 31 Dec 23 ₹18,755 31 Dec 24 ₹24,706 31 Dec 25 ₹24,008 Returns for Baroda Pioneer Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -1% 3 Month -0.9% 6 Month -1.7% 1 Year -1.9% 3 Year 17.8% 5 Year 17.7% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -2.8% 2023 31.7% 2022 30.8% 2021 -3% 2020 47.9% 2019 19.5% 2018 8.9% 2017 -11.9% 2016 36.8% 2015 2.3% Fund Manager information for Baroda Pioneer Multi Cap Fund
Name Since Tenure Sanjay Chawla 1 Nov 15 10.09 Yr. Kirtan Mehta 29 Nov 25 0.01 Yr. Data below for Baroda Pioneer Multi Cap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 26.67% Consumer Cyclical 19.25% Industrials 10.93% Technology 10.64% Health Care 8.64% Basic Materials 6.18% Consumer Defensive 4.31% Energy 3.34% Real Estate 2.06% Communication Services 1.67% Utility 1.05% Asset Allocation
Asset Class Value Cash 5.23% Equity 94.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK4% ₹128 Cr 1,269,472 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE3% ₹105 Cr 670,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹83 Cr 600,000
↓ -234,815 One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 5433963% ₹79 Cr 600,000 Sagility Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY3% ₹79 Cr 15,751,261
↑ 3,151,261 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | RADICO2% ₹77 Cr 240,000
↓ -21,003 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | TVSMOTOR2% ₹71 Cr 200,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Jun 24 | NAVINFLUOR2% ₹69 Cr 120,000 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 28 Feb 25 | AMBER2% ₹65 Cr 90,000
↑ 20,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | KARURVYSYA2% ₹64 Cr 2,600,000
↓ -136,000 3. Baroda Pioneer ELSS 96
Baroda Pioneer ELSS 96
Growth Launch Date 2 Mar 15 NAV (11 Mar 22) ₹68.6676 ↑ 0.33 (0.48 %) Net Assets (Cr) ₹210 on 31 Jan 22 Category Equity - ELSS AMC Baroda Pioneer Asset Management Co. Ltd. Rating Risk Moderately High Expense Ratio 2.55 Sharpe Ratio 2.51 Information Ratio -0.09 Alpha Ratio 5.69 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,955 Returns for Baroda Pioneer ELSS 96
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -3.9% 3 Month -6.1% 6 Month -3.5% 1 Year 17.6% 3 Year 16.7% 5 Year 11.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Baroda Pioneer ELSS 96
Name Since Tenure Data below for Baroda Pioneer ELSS 96 as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Baroda Pioneer Banking And Financial Services Fund
Baroda Pioneer Banking And Financial Services Fund
Growth Launch Date 22 Jun 12 NAV (09 Jan 26) ₹49.5481 ↓ -0.44 (-0.88 %) Net Assets (Cr) ₹365 on 30 Nov 25 Category Equity - Sectoral AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆ Risk High Expense Ratio 2.42 Sharpe Ratio 0.59 Information Ratio 0.44 Alpha Ratio -3.31 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,798 31 Dec 22 ₹12,490 31 Dec 23 ₹15,045 31 Dec 24 ₹16,924 31 Dec 25 ₹19,369 Returns for Baroda Pioneer Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -0.5% 3 Month 3.2% 6 Month 1.5% 1 Year 16.7% 3 Year 15.9% 5 Year 13.2% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.4% 2023 12.5% 2022 20.5% 2021 15.7% 2020 8% 2019 -1% 2018 23.1% 2017 1.2% 2016 32.9% 2015 8.7% Fund Manager information for Baroda Pioneer Banking And Financial Services Fund
Name Since Tenure Sanjay Chawla 29 Nov 25 0.01 Yr. Yash Mehta 29 Nov 25 0.01 Yr. Data below for Baroda Pioneer Banking And Financial Services Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 91.65% Technology 1.97% Asset Allocation
Asset Class Value Cash 6.38% Equity 93.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 14 | HDFCBANK21% ₹76 Cr 750,000
↓ -19,900 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK14% ₹51 Cr 370,000
↓ -21,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 12 | SBIN7% ₹27 Cr 271,200 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK6% ₹21 Cr 100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | AXISBANK4% ₹16 Cr 125,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 21 | BAJFINANCE3% ₹11 Cr 104,760 Canara Bank (Financial Services)
Equity, Since 31 Oct 25 | CANBK3% ₹11 Cr 700,000
↑ 340,000 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL3% ₹9 Cr 260,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Sep 24 | BAJAJFINSV2% ₹9 Cr 42,500 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 25 | MCX2% ₹9 Cr 8,500 5. Baroda Pioneer Large Cap Fund
Baroda Pioneer Large Cap Fund
Growth Launch Date 22 Jun 10 NAV (11 Mar 22) ₹20.532 ↑ 0.03 (0.13 %) Net Assets (Cr) ₹51 on 31 Jan 22 Category Equity - Large Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.59 Sharpe Ratio 1.53 Information Ratio -0.52 Alpha Ratio -3.15 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,302 Returns for Baroda Pioneer Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -4.9% 3 Month -5.7% 6 Month -7.3% 1 Year 5.9% 3 Year 13.8% 5 Year 10.5% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Baroda Pioneer Large Cap Fund
Name Since Tenure Data below for Baroda Pioneer Large Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
جاننا چاہتے ہیں کہ اگر آپ ایک مخصوص مدت کے لیے ماہانہ ایک مخصوص رقم کی سرمایہ کاری کرتے ہیں تو آپ کی SIP سرمایہ کاری کیسے بڑھے گی؟ ہم آپ کو ایک مثال سے سمجھاتے ہیں۔
SIP کیلکولیٹر عام طور پر ان پٹ لیتے ہیں جیسے SIP سرمایہ کاری کی رقم (مقصد) جو کوئی سرمایہ کاری کرنا چاہتا ہے، مطلوبہ سرمایہ کاری کے سالوں کی تعداد، متوقعمہنگائی شرحیں (کسی کو اس کا حساب دینا ہوگا!) اور متوقع منافع۔ لہذا، کوئی ایک مقصد حاصل کرنے کے لیے درکار SIP ریٹرن کا حساب لگا سکتا ہے!
فرض کریں، اگر آپ 10 روپے کی سرمایہ کاری کرتے ہیں،000 10 سالوں کے لیے، دیکھیں کہ آپ کی SIP سرمایہ کاری کیسے بڑھتی ہے-
ماہانہ سرمایہ کاری: INR 10,000
سرمایہ کاری کی مدت: 10 سال
سرمایہ کاری کی کل رقم: INR 12,00,000
طویل مدتی ترقی کی شرح (تقریباً): 15%
کے مطابق متوقع واپسی۔گھونٹ کیلکولیٹر: INR 27,86,573
خالص منافع: 15,86,573 روپے (مطلق واپسی۔= 132.2%)
مندرجہ بالا حسابات سے پتہ چلتا ہے کہ اگر آپ 10 سال کے لیے ماہانہ 10,000 روپے کی سرمایہ کاری کرتے ہیں (کل INR12,00,000) آپ کمائیں گے۔INR 27,86,573جس کا مطلب ہے کہ آپ جو خالص منافع کماتے ہیں۔15,86,573 روپے. کیا یہ بہت اچھا نہیں ہے!
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Research Highlights for Baroda Pioneer Mid-Cap Fund