+91-22-4891390910 بہترین SBI MF SIP فنڈز 2022
گھونٹ یا منظمسرمایہ کاری کا منصوبہ کرنے کا ایک بہترین طریقہ ہےمیوچل فنڈز میں سرمایہ کاری کریں۔. کی طرف سے پیش کردہ SIP منصوبےایس بی آئی میوچل فنڈ باقاعدگی سے ایک خاص رقم بچانے کا ایک بہترین طریقہ ہے۔بنیاد جیسے ہفتہ وار/ماہانہ/ سہ ماہی۔ یہ باقاعدگی سے بچت کی حوصلہ افزائی کرتا ہے اور فوائد بھی دیتا ہے۔کمپاؤنڈنگ کی طاقت.
SIP پلان کے ساتھ آپ مضبوط دولت بنانے کے لیے آسانی سے طویل مدت تک سرمایہ کاری کر سکتے ہیں۔ چونکہ، رقم کو باقاعدہ وقفوں پر لگایا جاتا ہے، اس سے اس کے اثرات بھی کم ہو جاتے ہیں۔مارکیٹ اتار چڑھاؤ. کے ساتھSIP سرمایہ کاریسرمایہ کار اپنے مختلف اہداف کی منصوبہ بندی بھی کر سکتے ہیں جیسے ریٹائرمنٹ، شادی، مکان/گاڑی کی خریداری یا یہاں تک کہ اعلیٰ تعلیم وغیرہ۔
ایس بی آئی میوچل فنڈ ایس آئی پی میں کیوں سرمایہ کاری کریں؟
SBI MF کے ساتھ منظم سرمایہ کاری کا منصوبہ رکھنے کے لیے بہت زیادہ رقم کی ضرورت نہیں ہے۔سرمایہ کاری کیونکہ ابتدائی رقم 500 روپے تک کم ہے۔
SBI SIP میوچل فنڈ بچپن سے ہی بچت کی عادت پیدا کرنے کی حوصلہ افزائی کرتا ہے۔
ایس آئی پی میں سرمایہ کاری کرکے کوئی اپنی طویل مدتی منصوبہ بندی کرسکتا ہے۔مالی اہداف جیسے کار/گھر خریدنا، بین الاقوامی سفر کے لیے بچت، بچے کی تعلیم کے لیے بچت،ریٹائرمنٹ پلاننگ یا کوئی اور اثاثہ خریدنے کے لیے۔
یہ دیکھتے ہوئے کہ ایک منظم سرمایہ کاری کا منصوبہ طویل عرصے پر محیط ہے، کوئی اسٹاک مارکیٹ کے تمام ادوار، اتار چڑھاؤ اور اس سے بھی اہم طور پر مندی کو پکڑتا ہے۔ مندی میں، جب زیادہ تر سرمایہ کاروں کو خوف لاحق ہو جاتا ہے، SIP کی قسطیں اس بات کو یقینی بناتی ہیں کہ سرمایہ کار "کم" خریدیں۔
تو، آج ہی میں ایک SIP شروع کریں۔ایکویٹی فنڈز ان 10 بہترین SBI SIP فنڈز میں سرمایہ کاری کرکے۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔
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ایکویٹی فنڈز میں سرمایہ کاری کے لیے بہترین SBI Mutual Fund SIP
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies Research Highlights for SBI Small Cap Fund Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. Research Highlights for SBI Large and Midcap Fund Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. Research Highlights for SBI Bluechip Fund Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. Research Highlights for SBI Magnum Multicap Fund Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. Research Highlights for SBI Magnum COMMA Fund Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Consumption Opportunities Fund Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. Research Highlights for SBI Magnum Equity ESG Fund Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Contra Fund Below is the key information for SBI Contra Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. Research Highlights for SBI Magnum Mid Cap Fund Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. Research Highlights for SBI Infrastructure Fund Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Since launch (%) SBI PSU Fund Growth ₹30.9967
↑ 0.28 ₹5,278 500 -3.3 16.9 -9.4 29.5 29.2 23.5 7.7 SBI Healthcare Opportunities Fund Growth ₹428.766
↑ 1.33 ₹4,027 500 2.6 12 5 26.2 20.8 42.2 15.4 SBI Magnum Tax Gain Fund Growth ₹429.611
↑ 0.32 ₹30,271 500 -0.6 11.5 -4 23.3 24.4 27.7 12.3 SBI Infrastructure Fund Growth ₹47.7971
↑ 0.06 ₹4,969 500 -3.3 12.5 -11.1 21.5 26 20.8 9 SBI Contra Fund Growth ₹375.846
↑ 2.83 ₹46,947 500 -0.5 10.1 -5.7 19.9 29.1 18.8 14.9 SBI Technology Opportunities Fund Growth ₹217.462
↑ 2.65 ₹4,687 500 2.7 8.8 0.7 18.4 23.7 30.1 19.5 SBI Banking & Financial Services Fund Growth ₹41.4578
↓ -0.14 ₹8,450 500 0.3 15.5 9.7 17.6 20.1 19.6 14.5 SBI Large and Midcap Fund Growth ₹615.606
↑ 6.07 ₹33,348 500 2.6 14.2 0.7 17 23.1 18 17.5 SBI Consumption Opportunities Fund Growth ₹315.162
↑ 1.30 ₹3,135 500 3.8 14 -6.9 16 24.2 22.8 15.6 SBI Magnum COMMA Fund Growth ₹103.602
↑ 0.83 ₹708 500 1.9 19.1 -4.2 14.9 20 10.5 12.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI PSU Fund SBI Healthcare Opportunities Fund SBI Magnum Tax Gain Fund SBI Infrastructure Fund SBI Contra Fund SBI Technology Opportunities Fund SBI Banking & Financial Services Fund SBI Large and Midcap Fund SBI Consumption Opportunities Fund SBI Magnum COMMA Fund Point 1 Upper mid AUM (₹5,278 Cr). Bottom quartile AUM (₹4,027 Cr). Upper mid AUM (₹30,271 Cr). Lower mid AUM (₹4,969 Cr). Highest AUM (₹46,947 Cr). Lower mid AUM (₹4,687 Cr). Upper mid AUM (₹8,450 Cr). Top quartile AUM (₹33,348 Cr). Bottom quartile AUM (₹3,135 Cr). Bottom quartile AUM (₹708 Cr). Point 2 Established history (15+ yrs). Oldest track record among peers (20 yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (12+ yrs). Established history (10+ yrs). Established history (20+ yrs). Established history (12+ yrs). Established history (20+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 1★ (bottom quartile). Not Rated. Top rated. Rating: 4★ (top quartile). Rating: 4★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Point 5 5Y return: 29.22% (top quartile). 5Y return: 20.76% (bottom quartile). 5Y return: 24.40% (upper mid). 5Y return: 25.95% (upper mid). 5Y return: 29.11% (top quartile). 5Y return: 23.72% (lower mid). 5Y return: 20.10% (bottom quartile). 5Y return: 23.13% (lower mid). 5Y return: 24.23% (upper mid). 5Y return: 19.96% (bottom quartile). Point 6 3Y return: 29.51% (top quartile). 3Y return: 26.20% (top quartile). 3Y return: 23.28% (upper mid). 3Y return: 21.45% (upper mid). 3Y return: 19.94% (upper mid). 3Y return: 18.40% (lower mid). 3Y return: 17.57% (lower mid). 3Y return: 17.02% (bottom quartile). 3Y return: 16.01% (bottom quartile). 3Y return: 14.94% (bottom quartile). Point 7 1Y return: -9.41% (bottom quartile). 1Y return: 5.02% (top quartile). 1Y return: -4.04% (upper mid). 1Y return: -11.13% (bottom quartile). 1Y return: -5.65% (lower mid). 1Y return: 0.68% (upper mid). 1Y return: 9.68% (top quartile). 1Y return: 0.71% (upper mid). 1Y return: -6.89% (bottom quartile). 1Y return: -4.17% (lower mid). Point 8 Alpha: 0.19 (upper mid). Alpha: 3.04 (upper mid). Alpha: -1.89 (lower mid). Alpha: -7.90 (bottom quartile). Alpha: -4.66 (bottom quartile). Alpha: 7.73 (top quartile). Alpha: -2.42 (lower mid). Alpha: 1.25 (upper mid). Alpha: -8.17 (bottom quartile). Alpha: 4.11 (top quartile). Point 9 Sharpe: -0.78 (bottom quartile). Sharpe: 0.60 (top quartile). Sharpe: -0.62 (lower mid). Sharpe: -0.88 (bottom quartile). Sharpe: -0.79 (bottom quartile). Sharpe: -0.19 (upper mid). Sharpe: 0.48 (top quartile). Sharpe: -0.29 (upper mid). Sharpe: -0.69 (lower mid). Sharpe: -0.40 (upper mid). Point 10 Information ratio: -0.27 (bottom quartile). Information ratio: 0.38 (upper mid). Information ratio: 2.16 (top quartile). Information ratio: 0.04 (lower mid). Information ratio: 1.43 (top quartile). Information ratio: 1.04 (upper mid). Information ratio: 0.59 (upper mid). Information ratio: -0.12 (bottom quartile). Information ratio: -0.01 (lower mid). Information ratio: -0.04 (bottom quartile). SBI PSU Fund
SBI Healthcare Opportunities Fund
SBI Magnum Tax Gain Fund
SBI Infrastructure Fund
SBI Contra Fund
SBI Technology Opportunities Fund
SBI Banking & Financial Services Fund
SBI Large and Midcap Fund
SBI Consumption Opportunities Fund
SBI Magnum COMMA Fund
1. SBI Small Cap Fund
SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (02 Sep 25) ₹171.302 ↑ 0.43 (0.25 %) Net Assets (Cr) ₹35,563 on 31 Jul 25 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,761 31 Aug 22 ₹19,590 31 Aug 23 ₹23,347 31 Aug 24 ₹32,082 31 Aug 25 ₹29,567 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 16.8% 1 Year -6.6% 3 Year 14.8% 5 Year 24.1% 10 Year 15 Year Since launch 19.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.1% 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 11.8 Yr. Data below for SBI Small Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Industrials 26% Consumer Cyclical 19.12% Basic Materials 13.73% Financial Services 13.47% Consumer Defensive 4.29% Health Care 2.6% Communication Services 1.44% Real Estate 1.26% Technology 1.19% Utility 0.23% Asset Allocation
Asset Class Value Cash 16.48% Equity 83.34% Debt 0.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY3% ₹1,150 Cr 9,324,049 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC3% ₹935 Cr 89,318,180 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 5433083% ₹926 Cr 12,323,990 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹906 Cr 7,900,000 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB3% ₹893 Cr 41,665,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET2% ₹884 Cr 9,716,991 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | KPRMILL2% ₹878 Cr 7,700,000 Deepak Fertilisers & Petrochemicals Corp Ltd (Basic Materials)
Equity, Since 31 Jan 25 | DEEPAKFERT2% ₹841 Cr 5,261,203 Kajaria Ceramics Ltd (Industrials)
Equity, Since 30 Apr 25 | 5002332% ₹813 Cr 6,907,902
↑ 5,094,619 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS2% ₹773 Cr 3,300,000 2. SBI Large and Midcap Fund
SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (01 Sep 25) ₹615.606 ↑ 6.07 (1.00 %) Net Assets (Cr) ₹33,348 on 31 Jul 25 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio -0.29 Information Ratio -0.12 Alpha Ratio 1.25 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,939 31 Aug 22 ₹17,821 31 Aug 23 ₹20,831 31 Aug 24 ₹28,287 31 Aug 25 ₹28,207 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.3% 3 Month 2.6% 6 Month 14.2% 1 Year 0.7% 3 Year 17% 5 Year 23.1% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 18% 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% 2015 11.1% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.98 Yr. Data below for SBI Large and Midcap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 27.34% Basic Materials 16.87% Consumer Cyclical 13.56% Health Care 11.81% Industrials 9.35% Consumer Defensive 5.83% Technology 4.37% Energy 3.17% Utility 1.56% Communication Services 1.16% Asset Allocation
Asset Class Value Cash 4.89% Equity 95.01% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK8% ₹2,655 Cr 13,157,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹1,079 Cr 1,910,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹1,057 Cr 7,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹983 Cr 9,200,000 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹946 Cr 274,878 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK3% ₹930 Cr 4,700,000
↓ -900,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008203% ₹921 Cr 3,844,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹916 Cr 11,500,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 23 | 5003873% ₹893 Cr 290,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹866 Cr 5,843,873 3. SBI Bluechip Fund
SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (02 Sep 25) ₹91.4582 ↓ -0.05 (-0.06 %) Net Assets (Cr) ₹53,030 on 31 Jul 25 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.52 Sharpe Ratio -0.34 Information Ratio -0.12 Alpha Ratio 1.05 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,283 31 Aug 22 ₹16,068 31 Aug 23 ₹18,057 31 Aug 24 ₹23,559 31 Aug 25 ₹23,262 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month -0.1% 3 Month 0.4% 6 Month 13% 1 Year -0.5% 3 Year 13.7% 5 Year 18.2% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.5% 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% 2015 8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 1.42 Yr. Pradeep Kesavan 1 Apr 24 1.42 Yr. Data below for SBI Bluechip Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 33.12% Consumer Cyclical 12.69% Basic Materials 11.04% Consumer Defensive 9.84% Energy 7.6% Industrials 7.09% Health Care 5.37% Technology 4.95% Communication Services 2.64% Utility 0.97% Asset Allocation
Asset Class Value Cash 4.57% Equity 95.3% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK10% ₹5,187 Cr 25,700,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK8% ₹4,296 Cr 29,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE8% ₹4,032 Cr 29,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,691 Cr 7,400,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY4% ₹2,067 Cr 13,700,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 May 25 | 5008204% ₹1,989 Cr 8,300,000
↑ 1,027,600 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK3% ₹1,820 Cr 9,200,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,802 Cr 2,731,710 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Oct 14 | 5008253% ₹1,774 Cr 3,073,593 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | EICHERMOT3% ₹1,684 Cr 3,080,000 4. SBI Magnum Multicap Fund
SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (01 Sep 25) ₹107.343 ↑ 0.90 (0.85 %) Net Assets (Cr) ₹22,117 on 31 Jul 25 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.69 Information Ratio -0.99 Alpha Ratio -2.83 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,711 31 Aug 22 ₹16,114 31 Aug 23 ₹17,891 31 Aug 24 ₹23,573 31 Aug 25 ₹22,481 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 1.1% 3 Month 1.5% 6 Month 11.1% 1 Year -3.8% 3 Year 12.3% 5 Year 17.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 14.2% 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% 2015 9.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 0.75 Yr. Dinesh Balachandran 1 Dec 24 0.75 Yr. Data below for SBI Magnum Multicap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 37.15% Consumer Cyclical 12.16% Industrials 11.11% Basic Materials 10.92% Technology 5.51% Energy 4.99% Communication Services 4.96% Consumer Defensive 2.14% Health Care 2.04% Utility 1.77% Asset Allocation
Asset Class Value Cash 7.13% Equity 92.74% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK9% ₹1,895 Cr 9,389,654 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK8% ₹1,695 Cr 11,444,355 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK6% ₹1,239 Cr 6,259,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE5% ₹1,103 Cr 7,934,540
↓ -1,450,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT4% ₹944 Cr 2,596,034 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL4% ₹856 Cr 4,470,500 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | MARUTI4% ₹850 Cr 674,058 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | 5000343% ₹724 Cr 8,215,850 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 25 | INDIGO3% ₹637 Cr 1,078,166 Tata Steel Ltd (Basic Materials)
Equity, Since 31 May 25 | TATASTEEL3% ₹575 Cr 36,400,000 5. SBI Magnum COMMA Fund
SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (02 Sep 25) ₹103.602 ↑ 0.83 (0.81 %) Net Assets (Cr) ₹708 on 31 Jul 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio -0.4 Information Ratio -0.04 Alpha Ratio 4.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹17,078 31 Aug 22 ₹16,780 31 Aug 23 ₹18,204 31 Aug 24 ₹26,695 31 Aug 25 ₹24,872 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 1.3% 3 Month 1.9% 6 Month 19.1% 1 Year -4.2% 3 Year 14.9% 5 Year 20% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 1.25 Yr. Data below for SBI Magnum COMMA Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Basic Materials 48.82% Energy 26.35% Utility 8.78% Consumer Defensive 6.56% Consumer Cyclical 3.39% Financial Services 2.1% Asset Allocation
Asset Class Value Cash 3.57% Equity 96.01% Debt 0.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL8% ₹60 Cr 3,776,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE8% ₹59 Cr 424,732 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325386% ₹42 Cr 34,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC5% ₹35 Cr 2,070,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003125% ₹34 Cr 1,400,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002954% ₹29 Cr 675,000 Indian Oil Corp Ltd (Energy)
Equity, Since 29 Feb 24 | IOC4% ₹28 Cr 1,900,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | 5328984% ₹27 Cr 930,000 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 24 | BALRAMCHIN4% ₹26 Cr 450,000 Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 30 Sep 24 | 5433344% ₹26 Cr 600,000 6. SBI Consumption Opportunities Fund
SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (02 Sep 25) ₹315.162 ↑ 1.30 (0.42 %) Net Assets (Cr) ₹3,135 on 31 Jul 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2 Sharpe Ratio -0.69 Information Ratio -0.01 Alpha Ratio -8.17 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,401 31 Aug 22 ₹19,169 31 Aug 23 ₹23,028 31 Aug 24 ₹32,448 31 Aug 25 ₹29,800 Returns for SBI Consumption Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 2.9% 3 Month 3.8% 6 Month 14% 1 Year -6.9% 3 Year 16% 5 Year 24.2% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.8% 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% 2015 5.3% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 1.42 Yr. Ashit Desai 1 Apr 24 1.42 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Consumer Cyclical 46.75% Consumer Defensive 31.14% Basic Materials 8.13% Communication Services 6.05% Industrials 5.67% Asset Allocation
Asset Class Value Cash 1.7% Equity 98.2% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL6% ₹190 Cr 990,000
↑ 160,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC5% ₹163 Cr 3,960,660 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | 5008254% ₹141 Cr 244,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹140 Cr 2,136,850 Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | 5141674% ₹135 Cr 906,423 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094804% ₹133 Cr 2,350,172 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | M&M4% ₹127 Cr 395,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹126 Cr 500,000
↑ 125,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008204% ₹122 Cr 509,000
↑ 100,000 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹114 Cr 588,029 7. SBI Magnum Equity ESG Fund
SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (02 Sep 25) ₹236.276 ↓ -0.48 (-0.20 %) Net Assets (Cr) ₹5,666 on 31 Jul 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.93 Sharpe Ratio -0.59 Information Ratio -0.09 Alpha Ratio -1.78 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,308 31 Aug 22 ₹15,782 31 Aug 23 ₹17,259 31 Aug 24 ₹23,054 31 Aug 25 ₹22,293 Returns for SBI Magnum Equity ESG Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.8% 3 Month -0.1% 6 Month 12% 1 Year -2.7% 3 Year 12.7% 5 Year 17.1% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.1% 2023 24.6% 2022 -2.3% 2021 30.3% 2020 13.5% 2019 14.8% 2018 3.3% 2017 24.1% 2016 4.5% 2015 2.4% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 3.67 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 35.27% Industrials 14.64% Consumer Cyclical 14.61% Technology 12.16% Basic Materials 5.81% Health Care 4.03% Energy 3.47% Consumer Defensive 3.22% Utility 1.54% Real Estate 1.04% Asset Allocation
Asset Class Value Cash 4.11% Equity 95.8% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK10% ₹559 Cr 2,767,400 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK9% ₹487 Cr 3,285,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY5% ₹288 Cr 1,911,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT5% ₹266 Cr 731,709 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322154% ₹245 Cr 2,290,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325384% ₹214 Cr 175,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹206 Cr 163,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹204 Cr 1,033,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 24 | RELIANCE3% ₹197 Cr 1,415,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN3% ₹194 Cr 2,430,000 8. SBI Contra Fund
SBI Contra Fund
Growth Launch Date 6 May 05 NAV (01 Sep 25) ₹375.846 ↑ 2.83 (0.76 %) Net Assets (Cr) ₹46,947 on 31 Jul 25 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.53 Sharpe Ratio -0.8 Information Ratio 1.43 Alpha Ratio -4.66 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹17,645 31 Aug 22 ₹20,890 31 Aug 23 ₹26,014 31 Aug 24 ₹38,115 31 Aug 25 ₹35,690 Returns for SBI Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.1% 3 Month -0.5% 6 Month 10.1% 1 Year -5.7% 3 Year 19.9% 5 Year 29.1% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.8% 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% 2015 -0.1% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 7.32 Yr. Pradeep Kesavan 1 Dec 23 1.75 Yr. Data below for SBI Contra Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 22.73% Basic Materials 9.47% Energy 9.26% Health Care 7.72% Technology 6.58% Consumer Cyclical 6.47% Consumer Defensive 6.29% Utility 4.57% Industrials 3.75% Communication Services 2.82% Real Estate 1.36% Asset Allocation
Asset Class Value Cash 18.47% Equity 81.01% Debt 0.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK9% ₹4,082 Cr 20,224,629 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE6% ₹2,741 Cr 19,717,567 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC3% ₹1,597 Cr 38,766,741 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK3% ₹1,267 Cr 6,405,768 Biocon Ltd (Healthcare)
Equity, Since 30 Jun 21 | BIOCON2% ₹1,123 Cr 28,687,453 Punjab National Bank (Financial Services)
Equity, Since 30 Sep 22 | 5324612% ₹1,059 Cr 100,456,586 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹924 Cr 51,993,788 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹916 Cr 57,995,525
↑ 5,000,000 Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Dec 23 | 5000962% ₹902 Cr 17,046,663 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | 5327792% ₹849 Cr 6,482,410 9. SBI Magnum Mid Cap Fund
SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (02 Sep 25) ₹226.543 ↑ 0.37 (0.16 %) Net Assets (Cr) ₹22,547 on 31 Jul 25 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.57 Information Ratio -1.23 Alpha Ratio -3.78 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹17,626 31 Aug 22 ₹20,582 31 Aug 23 ₹24,278 31 Aug 24 ₹33,252 31 Aug 25 ₹30,751 Returns for SBI Magnum Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month -0.6% 3 Month -2.7% 6 Month 10.3% 1 Year -6.5% 3 Year 14.5% 5 Year 25.1% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.3% 2023 34.5% 2022 3% 2021 52.2% 2020 30.4% 2019 0.1% 2018 -18% 2017 33.5% 2016 5% 2015 14.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 1.42 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 25.19% Consumer Cyclical 17.47% Basic Materials 11.77% Industrials 11.51% Health Care 9.95% Technology 4.75% Real Estate 4.48% Consumer Defensive 4.09% Utility 2.73% Communication Services 1.61% Energy 1.39% Asset Allocation
Asset Class Value Cash 4.93% Equity 94.94% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL4% ₹839 Cr 1,582,641
↓ -17,359 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹697 Cr 1,490,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Nov 24 | 5003873% ₹693 Cr 225,000 Tata Elxsi Ltd (Technology)
Equity, Since 31 Dec 24 | TATAELXSI3% ₹640 Cr 1,050,000 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327793% ₹616 Cr 4,700,000 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER3% ₹604 Cr 1,465,945
↓ -134,055 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 15 | M&MFIN3% ₹579 Cr 22,500,000 Biocon Ltd (Healthcare)
Equity, Since 30 Nov 24 | BIOCON2% ₹547 Cr 13,969,697 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK2% ₹547 Cr 27,000,000 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 20 | 5004932% ₹526 Cr 4,500,000 10. SBI Infrastructure Fund
SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (02 Sep 25) ₹47.7971 ↑ 0.06 (0.12 %) Net Assets (Cr) ₹4,969 on 31 Jul 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 1.92 Sharpe Ratio -0.88 Information Ratio 0.04 Alpha Ratio -7.9 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,065 31 Aug 22 ₹18,118 31 Aug 23 ₹22,800 31 Aug 24 ₹36,383 31 Aug 25 ₹31,994 Returns for SBI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month -0.3% 3 Month -3.3% 6 Month 12.5% 1 Year -11.1% 3 Year 21.5% 5 Year 26% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.8% 2023 49.7% 2022 9.3% 2021 48.3% 2020 8.2% 2019 10.2% 2018 -18.1% 2017 41.7% 2016 9.3% 2015 2.7% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 3.67 Yr. Data below for SBI Infrastructure Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Industrials 33.05% Financial Services 16.97% Energy 12.3% Basic Materials 12.15% Communication Services 8.12% Utility 6.22% Consumer Cyclical 3.2% Real Estate 2.8% Asset Allocation
Asset Class Value Cash 5.09% Equity 94.81% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE10% ₹480 Cr 3,450,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT10% ₹473 Cr 1,300,000
↑ 200,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003876% ₹308 Cr 100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL5% ₹258 Cr 1,350,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK5% ₹242 Cr 1,200,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX4% ₹189 Cr 13,967,500
↓ -32,500 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 19 | 5325384% ₹184 Cr 150,000 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | 5060763% ₹154 Cr 1,000,000 Siemens Ltd (Industrials)
Equity, Since 31 May 25 | 5005503% ₹152 Cr 500,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348163% ₹145 Cr 4,000,000
SIP سرمایہ کاری کیسے بڑھتی ہے؟
جاننا چاہتے ہیں کہ اگر آپ ایک مخصوص مدت کے لیے ماہانہ ایک مخصوص رقم کی سرمایہ کاری کرتے ہیں تو آپ کی SIP سرمایہ کاری کیسے بڑھے گی؟ ہم آپ کو ایک مثال سے سمجھاتے ہیں۔
ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر
SIP کیلکولیٹر عام طور پر ان پٹ لیتے ہیں جیسے SIP سرمایہ کاری کی رقم (مقصد) جو کوئی سرمایہ کاری کرنا چاہتا ہے، مطلوبہ سرمایہ کاری کے سالوں کی تعداد، متوقعمہنگائی شرحیں (کسی کو اس کا حساب دینا ہوگا!) اور متوقع منافع۔ لہذا، کوئی ایک مقصد حاصل کرنے کے لیے درکار SIP ریٹرن کا حساب لگا سکتا ہے!
فرض کریں، اگر آپ 10 روپے کی سرمایہ کاری کرتے ہیں،000 10 سالوں کے لیے، دیکھیں کہ آپ کی SIP سرمایہ کاری کیسے بڑھتی ہے-
ماہانہ سرمایہ کاری: INR 10,000
سرمایہ کاری کی مدت: 10 سال
سرمایہ کاری کی کل رقم: INR 12,00,000
طویل مدتی ترقی کی شرح (تقریباً): 15%
کے مطابق متوقع واپسی۔گھونٹ کیلکولیٹر: INR 27,86,573
خالص منافع: 15,86,573 روپے (مطلق واپسی۔= 132.2%)
مندرجہ بالا حسابات سے پتہ چلتا ہے کہ اگر آپ 10 سال کے لیے ماہانہ 10,000 روپے کی سرمایہ کاری کرتے ہیں (کل INR12,00,000) آپ کمائیں گے۔INR 27,86,573جس کا مطلب ہے کہ آپ جو خالص منافع کماتے ہیں۔15,86,573 روپے. کیا یہ بہت اچھا نہیں ہے!
ایس بی آئی میوچل فنڈ ایس آئی پی آن لائن میں کیسے سرمایہ کاری کی جائے؟
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
SBI کے ساتھ اپنے مقصد کی منصوبہ بندی کریں۔باہمی چندہ، ان تک پہنچنے کے لیے SIPs کا استعمال کریں!
اکثر پوچھے گئے سوالات
1. میں کب SIP میں سرمایہ کاری کر سکتا ہوں؟
A: SIP میں سرمایہ کاری شروع کرنے کا کوئی مقررہ وقت نہیں ہے۔ آپ سال میں کسی بھی وقت اپنی سرمایہ کاری شروع کر سکتے ہیں۔ لہذا، اپنے مالیات کا جائزہ لینا شروع کریں، اور یقینی بنائیں کہ آپ کسی خاص وقت پر سرمایہ کاری کے لیے تیار ہیں۔
2. کیا مجھے SIPs میں سرمایہ کاری کرتے وقت طویل مدتی اہداف کو ذہن میں رکھنا چاہیے؟
A: مثالی طور پر، SIPs کو آپ کے طویل مدتی اہداف کا حصہ ہونا چاہیے۔ بنیادی وجہ زیادہ توسیع شدہ مدت ہے، مختصر مدت کے مقابلے میں بہتر منافع پیدا کرنے کا امکان ہے۔
3. میوچل فنڈز میں کمپاؤنڈنگ کی طاقت کیا ہے؟
A: جب آپ میوچل فنڈ میں باقاعدگی سے سرمایہ کاری کرتے ہیں، تو آپ کو کمپاؤنڈنگ سود ملتا ہے نہ کہ صرف سرمایہ کاری کی گئی اصل رقم پر سود۔ اس کا حساب مرکب سالانہ ترقی کی شرح یا کے طور پر کیا جاتا ہے۔سی اے جی آر. طویل مدتی میں، مرکب اثر آپ کی سرمایہ کاری کو کئی گنا بڑھا دیتا ہے۔ دوسرے لفظوں میں، کمپاؤنڈنگ اثر کی مدد سے، آپ SIP سرمایہ کاری پر جو منافع کماتے ہیں وہ بھی واپسی پیدا کرتا ہے۔
4. مجھے SBI SIP میں سرمایہ کاری کرنے پر کیوں غور کرنا چاہیے؟
A: SBI SIP میں سرمایہ کاری کرنے کی بنیادی وجہ یہ ہے کہ اس میں داخلے کا کم پوائنٹ ہے۔ آپ 500 روپے کی کم از کم سرمایہ کاری کے ساتھ کسی بھی مناسب SIP میں سرمایہ کاری شروع کر سکتے ہیں۔ اس سے SBI SIPs میں سرمایہ کاری کرنا کچھ آسان ہو جاتا ہے، خاص طور پر اگر آپ SIPs میں سرمایہ کاری شروع کرنا چاہتے ہیں۔
5. کیا ایس بی آئی متعدد ایس آئی پی پیش کرتا ہے؟
A: ہاں، اگر آپ SIPs میں سرمایہ کاری کے حوالے سے متعدد اختیارات حاصل کرنا چاہتے ہیں، تو SBI سب سے زیادہ قابل اعتماد اور بہترین بینکوں میں سے ایک ثابت ہو سکتا ہے۔ آپ SBI Large میں سرمایہ کاری کرنے کا انتخاب کر سکتے ہیں۔درمیانی ٹوپی ایس آئی پی، جہاں آپ بڑے اور درمیانے سائز کے دارالحکومتوں کے ایکویٹی اسٹاک میں اپنی سرمایہ کاری کو متنوع بنا سکتے ہیں۔ یہ آپ کو سرمایہ کاری پر اچھے منافع کی یقین دہانی کرائے گا۔ لیکن، اگر آپ چاہتے ہیںSIP میں سرمایہ کاری کریں۔ ہیلتھ کیئر ایکوئٹیز کی بنیاد پر، SBI ہیلتھ کیئر آپرچیونٹیز میں سرمایہ کاری کرنے پر غور کریں جنہوں نے مضبوط منافع ظاہر کیا ہے۔14.3% اس کے آغاز کے بعد سے.
6. روپے کی اوسط قیمت کیا ہے؟
A: روپے کی لاگت کا اوسط نہ صرف افراد کو SIPs میں سرمایہ کاری کرنے کی ترغیب دیتا ہے، بلکہ انہیں مارکیٹ کے اتار چڑھاؤ سے فائدہ اٹھانے کی اجازت دیتا ہے۔ اگر SBI SIP کا NAV نیچے ہے، تو بطورسرمایہ کار، آپ کو مزید یونٹس ملیں گے۔بینکاور اگر SIP کا NAV اوپر ہے، تو آپ کو کم یونٹ ملیں گے۔ کسی بھی طرح، آپ حاصل کرنے کے لئے کھڑے ہوں گے.
7. کیا میں اس کا اوسط حاصل کر سکتا ہوں کہ مجھے 5 لاکھ روپے کی واپسی حاصل کرنے کے لیے SBI SIP میں کتنی سرمایہ کاری کرنی چاہیے؟
A: اگر آپ SBI SIP میں 5 سال کے لیے سرمایہ کاری کرتے ہیں، تو آپ کو 10% کی متوقع واپسی پر ہر ماہ Rs.6403.00 کی سرمایہ کاری پر غور کرنا چاہیے۔ اگر متوقع واپسی بڑھ جاتی ہے، تو ماہانہ سرمایہ کاری کی رقم کم ہو جاتی ہے۔
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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Excellent Analysis..thank you.
Very nice a lots