+91-22-4891390910 بہترین SBI MF SIP فنڈز 2022
گھونٹ یا منظمسرمایہ کاری کا منصوبہ کرنے کا ایک بہترین طریقہ ہےمیوچل فنڈز میں سرمایہ کاری کریں۔. کی طرف سے پیش کردہ SIP منصوبےایس بی آئی میوچل فنڈ باقاعدگی سے ایک خاص رقم بچانے کا ایک بہترین طریقہ ہے۔بنیاد جیسے ہفتہ وار/ماہانہ/ سہ ماہی۔ یہ باقاعدگی سے بچت کی حوصلہ افزائی کرتا ہے اور فوائد بھی دیتا ہے۔کمپاؤنڈنگ کی طاقت.
SIP پلان کے ساتھ آپ مضبوط دولت بنانے کے لیے آسانی سے طویل مدت تک سرمایہ کاری کر سکتے ہیں۔ چونکہ، رقم کو باقاعدہ وقفوں پر لگایا جاتا ہے، اس سے اس کے اثرات بھی کم ہو جاتے ہیں۔مارکیٹ اتار چڑھاؤ. کے ساتھSIP سرمایہ کاریسرمایہ کار اپنے مختلف اہداف کی منصوبہ بندی بھی کر سکتے ہیں جیسے ریٹائرمنٹ، شادی، مکان/گاڑی کی خریداری یا یہاں تک کہ اعلیٰ تعلیم وغیرہ۔
ایس بی آئی میوچل فنڈ ایس آئی پی میں کیوں سرمایہ کاری کریں؟
SBI MF کے ساتھ منظم سرمایہ کاری کا منصوبہ رکھنے کے لیے بہت زیادہ رقم کی ضرورت نہیں ہے۔سرمایہ کاری کیونکہ ابتدائی رقم 500 روپے تک کم ہے۔
SBI SIP میوچل فنڈ بچپن سے ہی بچت کی عادت پیدا کرنے کی حوصلہ افزائی کرتا ہے۔
ایس آئی پی میں سرمایہ کاری کرکے کوئی اپنی طویل مدتی منصوبہ بندی کرسکتا ہے۔مالی اہداف جیسے کار/گھر خریدنا، بین الاقوامی سفر کے لیے بچت، بچے کی تعلیم کے لیے بچت،ریٹائرمنٹ پلاننگ یا کوئی اور اثاثہ خریدنے کے لیے۔
یہ دیکھتے ہوئے کہ ایک منظم سرمایہ کاری کا منصوبہ طویل عرصے پر محیط ہے، کوئی اسٹاک مارکیٹ کے تمام ادوار، اتار چڑھاؤ اور اس سے بھی اہم طور پر مندی کو پکڑتا ہے۔ مندی میں، جب زیادہ تر سرمایہ کاروں کو خوف لاحق ہو جاتا ہے، SIP کی قسطیں اس بات کو یقینی بناتی ہیں کہ سرمایہ کار "کم" خریدیں۔
تو، آج ہی میں ایک SIP شروع کریں۔ایکویٹی فنڈز ان 10 بہترین SBI SIP فنڈز میں سرمایہ کاری کرکے۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔
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ایکویٹی فنڈز میں سرمایہ کاری کے لیے بہترین SBI Mutual Fund SIP
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies Research Highlights for SBI Small Cap Fund Below is the key information for SBI Small Cap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. Research Highlights for SBI Magnum COMMA Fund Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. Research Highlights for SBI Large and Midcap Fund Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. Research Highlights for SBI Bluechip Fund Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. Research Highlights for SBI Magnum Multicap Fund Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Consumption Opportunities Fund Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. Research Highlights for SBI Magnum Equity ESG Fund Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. Research Highlights for SBI Magnum Mid Cap Fund Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. Research Highlights for SBI Infrastructure Fund Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Contra Fund Below is the key information for SBI Contra Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Since launch (%) SBI PSU Fund Growth ₹36.3966
↑ 0.13 ₹5,891 500 6.1 10.7 18.5 32.7 28.1 11.3 8.5 SBI Healthcare Opportunities Fund Growth ₹430.576
↑ 2.76 ₹4,064 500 3.4 -1.8 4.2 24.4 15.8 -3.5 15 SBI Magnum Tax Gain Fund Growth ₹431.74
↑ 0.18 ₹28,441 500 -3.3 -2.5 5.2 22 18.8 6.6 12.1 SBI Magnum COMMA Fund Growth ₹115.561
↑ 0.22 ₹939 500 4.2 8.9 20.4 20.9 15.2 12.3 12.5 SBI Infrastructure Fund Growth ₹49.5488
↑ 0.30 ₹4,109 500 2.1 0.7 4.1 20.7 20.9 -1 8.9 SBI Banking & Financial Services Fund Growth ₹44.2285
↓ -0.01 ₹9,380 500 -4 0.2 10.4 20 15.3 20.4 14.3 SBI Focused Equity Fund Growth ₹377.454
↑ 3.56 ₹39,739 500 0.2 3 13.9 18.6 14.9 15.7 18.3 SBI Large and Midcap Fund Growth ₹636.78
↑ 5.93 ₹34,871 500 -1.9 0.9 10.7 17.5 17.3 10.1 17.1 SBI Contra Fund Growth ₹374.84
↑ 3.14 ₹43,754 500 -4.5 -3 3.2 17.4 19.9 6.1 14.5 SBI Magnum Mid Cap Fund Growth ₹233.587
↑ 0.93 ₹20,576 500 0 1 4.2 16.3 16.7 0.4 16.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI PSU Fund SBI Healthcare Opportunities Fund SBI Magnum Tax Gain Fund SBI Magnum COMMA Fund SBI Infrastructure Fund SBI Banking & Financial Services Fund SBI Focused Equity Fund SBI Large and Midcap Fund SBI Contra Fund SBI Magnum Mid Cap Fund Point 1 Lower mid AUM (₹5,891 Cr). Bottom quartile AUM (₹4,064 Cr). Upper mid AUM (₹28,441 Cr). Bottom quartile AUM (₹939 Cr). Bottom quartile AUM (₹4,109 Cr). Lower mid AUM (₹9,380 Cr). Top quartile AUM (₹39,739 Cr). Upper mid AUM (₹34,871 Cr). Highest AUM (₹43,754 Cr). Upper mid AUM (₹20,576 Cr). Point 2 Established history (15+ yrs). Oldest track record among peers (21 yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (18+ yrs). Established history (11+ yrs). Established history (21+ yrs). Established history (20+ yrs). Established history (20+ yrs). Established history (21+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Not Rated. Rating: 2★ (bottom quartile). Rating: 4★ (top quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 28.14% (top quartile). 5Y return: 15.79% (lower mid). 5Y return: 18.82% (upper mid). 5Y return: 15.19% (bottom quartile). 5Y return: 20.90% (top quartile). 5Y return: 15.26% (bottom quartile). 5Y return: 14.86% (bottom quartile). 5Y return: 17.33% (upper mid). 5Y return: 19.86% (upper mid). 5Y return: 16.75% (lower mid). Point 6 3Y return: 32.67% (top quartile). 3Y return: 24.44% (top quartile). 3Y return: 21.97% (upper mid). 3Y return: 20.93% (upper mid). 3Y return: 20.72% (upper mid). 3Y return: 20.05% (lower mid). 3Y return: 18.65% (lower mid). 3Y return: 17.46% (bottom quartile). 3Y return: 17.35% (bottom quartile). 3Y return: 16.32% (bottom quartile). Point 7 1Y return: 18.46% (top quartile). 1Y return: 4.19% (bottom quartile). 1Y return: 5.18% (lower mid). 1Y return: 20.40% (top quartile). 1Y return: 4.13% (bottom quartile). 1Y return: 10.39% (upper mid). 1Y return: 13.91% (upper mid). 1Y return: 10.67% (upper mid). 1Y return: 3.23% (bottom quartile). 1Y return: 4.22% (lower mid). Point 8 Alpha: -1.15 (lower mid). Alpha: -0.87 (lower mid). Alpha: -1.33 (bottom quartile). Alpha: 2.28 (upper mid). Alpha: -8.01 (bottom quartile). Alpha: 6.84 (top quartile). Alpha: 5.25 (top quartile). Alpha: 1.44 (upper mid). Alpha: -0.09 (upper mid). Alpha: -7.99 (bottom quartile). Point 9 Sharpe: 0.27 (top quartile). Sharpe: -0.33 (lower mid). Sharpe: -0.59 (bottom quartile). Sharpe: 0.42 (top quartile). Sharpe: -0.64 (bottom quartile). Sharpe: -0.11 (upper mid). Sharpe: -0.11 (upper mid). Sharpe: -0.23 (upper mid). Sharpe: -0.56 (lower mid). Sharpe: -0.63 (bottom quartile). Point 10 Information ratio: -0.31 (lower mid). Information ratio: -0.15 (lower mid). Information ratio: 1.57 (top quartile). Information ratio: -0.06 (upper mid). Information ratio: -0.59 (bottom quartile). Information ratio: 1.17 (top quartile). Information ratio: 0.45 (upper mid). Information ratio: -0.33 (bottom quartile). Information ratio: 0.96 (upper mid). Information ratio: -1.39 (bottom quartile). SBI PSU Fund
SBI Healthcare Opportunities Fund
SBI Magnum Tax Gain Fund
SBI Magnum COMMA Fund
SBI Infrastructure Fund
SBI Banking & Financial Services Fund
SBI Focused Equity Fund
SBI Large and Midcap Fund
SBI Contra Fund
SBI Magnum Mid Cap Fund
1. SBI Small Cap Fund
SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (20 Apr 26) ₹165.926 ↑ 0.45 (0.27 %) Net Assets (Cr) ₹32,286 on 31 Mar 26 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,826 31 Mar 23 ₹13,623 31 Mar 24 ₹18,594 31 Mar 25 ₹19,607 31 Mar 26 ₹18,444 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 9.4% 3 Month 1.7% 6 Month -3.7% 1 Year 3% 3 Year 14.3% 5 Year 15.7% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 -4.9% 2024 24.1% 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 12.38 Yr. Data below for SBI Small Cap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Consumer Cyclical 25.42% Industrials 22.89% Basic Materials 13.47% Financial Services 13.22% Technology 5.53% Consumer Defensive 3.77% Health Care 2.37% Real Estate 0.89% Communication Services 0.69% Asset Allocation
Asset Class Value Cash 8.09% Equity 91.71% Debt 0.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ather Energy Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | ATHERENERG5% ₹1,515 Cr 20,096,960 Nifty Index 28-04-2026
Derivatives, Since 31 Mar 26 | -3% ₹1,122 Cr 500,175
↑ 500,175 ZF Commercial Vehicle Control Systems India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | ZFCVINDIA3% ₹964 Cr 700,000 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB3% ₹943 Cr 39,314,614
↓ -308,778 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | NAVINFLUOR3% ₹924 Cr 1,500,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹836 Cr 7,900,000 Belrise Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 25 | BELRISE3% ₹810 Cr 43,542,092 Honeywell Automation India Ltd (Industrials)
Equity, Since 31 Dec 25 | HONAUT2% ₹785 Cr 298,145
↑ 68,145 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 5433082% ₹766 Cr 12,323,990 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS2% ₹758 Cr 3,300,000 2. SBI Magnum COMMA Fund
SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (20 Apr 26) ₹115.561 ↑ 0.22 (0.19 %) Net Assets (Cr) ₹939 on 31 Mar 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 0.42 Information Ratio -0.06 Alpha Ratio 2.28 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹13,252 31 Mar 23 ₹11,569 31 Mar 24 ₹16,625 31 Mar 25 ₹17,407 31 Mar 26 ₹19,329 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 6.3% 3 Month 4.2% 6 Month 8.9% 1 Year 20.4% 3 Year 20.9% 5 Year 15.2% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 12.3% 2024 10.5% 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 1.83 Yr. Data below for SBI Magnum COMMA Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Basic Materials 46.58% Energy 24.26% Utility 14.57% Consumer Defensive 3.88% Consumer Cyclical 2.74% Financial Services 2.02% Asset Allocation
Asset Class Value Cash 5.67% Equity 94.02% Debt 0.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹82 Cr 4,276,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003128% ₹72 Cr 2,530,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE5% ₹49 Cr 362,732 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC5% ₹48 Cr 3,170,000
↑ 1,100,000 Oil India Ltd (Energy)
Equity, Since 29 Feb 24 | OIL4% ₹37 Cr 785,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325384% ₹37 Cr 34,000 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 29 Feb 24 | SAIL4% ₹36 Cr 2,350,000 JSW Steel Ltd (Basic Materials)
Equity, Since 31 May 24 | JSWSTEEL4% ₹34 Cr 300,000 NMDC Ltd (Basic Materials)
Equity, Since 30 Sep 24 | 5263713% ₹31 Cr 4,127,919 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA3% ₹29 Cr 650,000 3. SBI Large and Midcap Fund
SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (17 Apr 26) ₹636.78 ↑ 5.93 (0.94 %) Net Assets (Cr) ₹34,871 on 31 Mar 26 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio -0.23 Information Ratio -0.33 Alpha Ratio 1.44 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,701 31 Mar 23 ₹13,341 31 Mar 24 ₹17,827 31 Mar 25 ₹19,824 31 Mar 26 ₹20,088 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 4.9% 3 Month -1.9% 6 Month 0.9% 1 Year 10.7% 3 Year 17.5% 5 Year 17.3% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 10.1% 2024 18% 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 9.56 Yr. Data below for SBI Large and Midcap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 19.7% Consumer Cyclical 15.5% Basic Materials 15.14% Health Care 12.88% Industrials 8.36% Consumer Defensive 7.69% Technology 7.41% Energy 3.83% Utility 1.91% Communication Services 1.69% Asset Allocation
Asset Class Value Cash 5.71% Equity 94.19% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK6% ₹2,121 Cr 29,000,000
↑ 7,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹1,126 Cr 11,500,000 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Mar 25 | 5004933% ₹1,088 Cr 6,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹1,068 Cr 9,200,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹1,021 Cr 7,600,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹1,001 Cr 8,300,000 Ashok Leyland Ltd (Industrials)
Equity, Since 31 May 21 | 5004772% ₹863 Cr 56,000,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008202% ₹832 Cr 3,844,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094802% ₹820 Cr 20,000,000
↑ 916,110 Jindal Steel Ltd (Basic Materials)
Equity, Since 30 Apr 22 | 5322862% ₹793 Cr 7,121,675 4. SBI Bluechip Fund
SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (20 Apr 26) ₹92.866 ↓ -0.11 (-0.11 %) Net Assets (Cr) ₹48,926 on 31 Mar 26 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.52 Sharpe Ratio -0.55 Information Ratio -0.25 Alpha Ratio 0.04 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,613 31 Mar 23 ₹11,924 31 Mar 24 ₹15,443 31 Mar 25 ₹16,707 31 Mar 26 ₹16,179 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 5.2% 3 Month -2.9% 6 Month -1.7% 1 Year 6.3% 3 Year 13.6% 5 Year 12.6% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.7% 2024 12.5% 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 2 Yr. Pradeep Kesavan 1 Apr 24 2 Yr. Data below for SBI Bluechip Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 35.99% Consumer Cyclical 13.24% Basic Materials 10.67% Industrials 8.69% Consumer Defensive 6.83% Energy 6.79% Health Care 5.54% Technology 5.27% Communication Services 2.66% Utility 0.82% Asset Allocation
Asset Class Value Cash 3.03% Equity 96.83% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK9% ₹4,426 Cr 60,500,000
↑ 19,800,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK8% ₹3,961 Cr 32,850,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE7% ₹3,293 Cr 24,500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,593 Cr 7,400,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN4% ₹1,871 Cr 19,106,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 May 25 | 5008204% ₹1,797 Cr 8,300,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Nov 17 | HDFCLIFE4% ₹1,713 Cr 29,000,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY3% ₹1,678 Cr 13,417,914 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK3% ₹1,626 Cr 46,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹1,597 Cr 13,750,000 5. SBI Magnum Multicap Fund
SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (17 Apr 26) ₹107.348 ↑ 0.65 (0.61 %) Net Assets (Cr) ₹20,626 on 31 Mar 26 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.61 Information Ratio -1.04 Alpha Ratio -1.49 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,132 31 Mar 23 ₹11,746 31 Mar 24 ₹15,361 31 Mar 25 ₹16,118 31 Mar 26 ₹15,478 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 4.5% 3 Month -3.3% 6 Month -3.9% 1 Year 4.4% 3 Year 12.4% 5 Year 11.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 5.5% 2024 14.2% 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 1.33 Yr. Dinesh Balachandran 1 Dec 24 1.33 Yr. Data below for SBI Magnum Multicap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 37.67% Basic Materials 13.89% Consumer Cyclical 11.37% Industrials 9.62% Energy 6.83% Technology 5.84% Health Care 4.85% Utility 3.34% Communication Services 0.93% Consumer Defensive 0.57% Asset Allocation
Asset Class Value Cash 4.95% Equity 94.91% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5322155% ₹1,105 Cr 9,517,750 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK5% ₹933 Cr 12,749,960
↓ -2,200,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 26 | SBIN4% ₹888 Cr 9,067,425
↑ 9,067,425 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK4% ₹833 Cr 6,910,955
↓ -3,033,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT4% ₹778 Cr 2,219,697
↓ -376,337 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK3% ₹708 Cr 20,037,500 Tata Steel Ltd (Basic Materials)
Equity, Since 31 May 25 | TATASTEEL3% ₹698 Cr 36,400,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 26 | 5325553% ₹689 Cr 18,600,000
↑ 7,800,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹659 Cr 4,901,667 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | EICHERMOT3% ₹614 Cr 932,056
↓ -44,944 6. SBI Consumption Opportunities Fund
SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (20 Apr 26) ₹291.122 ↑ 1.16 (0.40 %) Net Assets (Cr) ₹2,644 on 31 Mar 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2 Sharpe Ratio -1.16 Information Ratio -0.78 Alpha Ratio -9.93 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹13,517 31 Mar 23 ₹14,449 31 Mar 24 ₹19,510 31 Mar 25 ₹21,209 31 Mar 26 ₹18,874 Returns for SBI Consumption Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 7% 3 Month -2.1% 6 Month -8.1% 1 Year -5% 3 Year 12.3% 5 Year 15.7% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 -6.3% 2024 22.8% 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 2 Yr. Ashit Desai 1 Apr 24 2 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Consumer Cyclical 46.11% Consumer Defensive 27.56% Basic Materials 9.19% Industrials 7.19% Communication Services 4.04% Financial Services 1.43% Technology 1.09% Asset Allocation
Asset Class Value Cash 3.28% Equity 96.61% Debt 0.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008205% ₹125 Cr 579,000 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 24 | 5403764% ₹119 Cr 300,000
↑ 57,389 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | M&M4% ₹118 Cr 400,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹115 Cr 2,640,600
↑ 253,750 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | 5008254% ₹108 Cr 200,000
↓ -22,499 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL4% ₹107 Cr 600,000
↓ -315,000 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹105 Cr 680,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | TITAN4% ₹99 Cr 250,000
↓ -27,500 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹98 Cr 477,132 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094804% ₹96 Cr 2,350,172 7. SBI Magnum Equity ESG Fund
SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (20 Apr 26) ₹236.391 ↑ 0.27 (0.12 %) Net Assets (Cr) ₹4,810 on 31 Mar 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.93 Sharpe Ratio -0.68 Information Ratio -0.79 Alpha Ratio -3.76 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,132 31 Mar 23 ₹11,680 31 Mar 24 ₹15,293 31 Mar 25 ₹16,514 31 Mar 26 ₹15,545 Returns for SBI Magnum Equity ESG Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 6.1% 3 Month -3.2% 6 Month -3.5% 1 Year 4.9% 3 Year 13.8% 5 Year 11.9% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 12.1% 2023 24.6% 2022 -2.3% 2021 30.3% 2020 13.5% 2019 14.8% 2018 3.3% 2017 24.1% 2016 4.5% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 4.25 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 34.48% Consumer Cyclical 17.59% Industrials 14.51% Basic Materials 11.97% Technology 8.8% Health Care 3.77% Energy 2.81% Real Estate 2.33% Consumer Defensive 2.29% Asset Allocation
Asset Class Value Cash 1.37% Equity 98.53% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK8% ₹409 Cr 3,390,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹394 Cr 5,389,800 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY5% ₹263 Cr 2,106,277 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322155% ₹240 Cr 2,065,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT5% ₹229 Cr 653,709 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN4% ₹196 Cr 2,000,000
↓ -580,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹190 Cr 154,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹183 Cr 5,165,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 25 | 5000343% ₹168 Cr 2,100,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325383% ₹162 Cr 151,000
↓ -12,000 8. SBI Magnum Mid Cap Fund
SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (20 Apr 26) ₹233.587 ↑ 0.93 (0.40 %) Net Assets (Cr) ₹20,576 on 31 Mar 26 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.63 Information Ratio -1.39 Alpha Ratio -7.99 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,651 31 Mar 23 ₹13,252 31 Mar 24 ₹18,748 31 Mar 25 ₹20,351 31 Mar 26 ₹19,266 Returns for SBI Magnum Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 6.5% 3 Month 0% 6 Month 1% 1 Year 4.2% 3 Year 16.3% 5 Year 16.7% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 0.4% 2024 20.3% 2023 34.5% 2022 3% 2021 52.2% 2020 30.4% 2019 0.1% 2018 -18% 2017 33.5% 2016 5% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 2 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 24.42% Industrials 16.66% Consumer Cyclical 13.46% Basic Materials 11.32% Utility 6.49% Health Care 6.47% Technology 5.57% Consumer Defensive 4.32% Real Estate 3.33% Communication Services 1.91% Asset Allocation
Asset Class Value Cash 5.93% Equity 93.93% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327794% ₹757 Cr 5,800,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 May 25 | 5001034% ₹737 Cr 30,000,000 Supreme Industries Ltd (Industrials)
Equity, Since 31 Dec 25 | 5099303% ₹674 Cr 1,800,000
↑ 10,000 CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL3% ₹639 Cr 1,700,000 AIA Engineering Ltd (Industrials)
Equity, Since 30 Apr 24 | AIAENG3% ₹635 Cr 1,745,454
↑ 55,622 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 20 | 5004933% ₹603 Cr 3,600,000 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹591 Cr 1,350,000 Biocon Ltd (Healthcare)
Equity, Since 30 Nov 24 | BIOCON3% ₹563 Cr 15,598,584 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5002713% ₹537 Cr 3,600,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Nov 24 | 5003873% ₹518 Cr 225,000 9. SBI Infrastructure Fund
SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (20 Apr 26) ₹49.5488 ↑ 0.30 (0.60 %) Net Assets (Cr) ₹4,109 on 31 Mar 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 1.92 Sharpe Ratio -0.64 Information Ratio -0.59 Alpha Ratio -8.01 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,975 31 Mar 23 ₹14,403 31 Mar 24 ₹23,442 31 Mar 25 ₹23,851 31 Mar 26 ₹22,510 Returns for SBI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 8% 3 Month 2.1% 6 Month 0.7% 1 Year 4.1% 3 Year 20.7% 5 Year 20.9% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 -1% 2024 20.8% 2023 49.7% 2022 9.3% 2021 48.3% 2020 8.2% 2019 10.2% 2018 -18.1% 2017 41.7% 2016 9.3% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 4.25 Yr. Data below for SBI Infrastructure Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Industrials 29.06% Utility 16.87% Energy 15.93% Basic Materials 12.6% Communication Services 7.81% Financial Services 4.86% Real Estate 2.34% Consumer Cyclical 1.56% Asset Allocation
Asset Class Value Cash 8.86% Equity 91.03% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE12% ₹484 Cr 3,600,000
↑ 600,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL8% ₹321 Cr 1,800,000
↑ 450,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT6% ₹245 Cr 699,850
↓ -400,150 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003876% ₹230 Cr 100,000 Adani Energy Solutions Ltd (Utilities)
Equity, Since 31 May 25 | ADANIENSOL5% ₹196 Cr 2,100,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 5327794% ₹183 Cr 1,400,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Oct 25 | 5003124% ₹171 Cr 6,000,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 26 | 5325554% ₹167 Cr 4,500,000
↑ 930,907 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Sep 25 | ADANIPORTS4% ₹158 Cr 1,200,000 Siemens Ltd (Industrials)
Equity, Since 31 May 25 | 5005504% ₹147 Cr 500,000 10. SBI Contra Fund
SBI Contra Fund
Growth Launch Date 6 May 05 NAV (17 Apr 26) ₹374.84 ↑ 3.14 (0.84 %) Net Assets (Cr) ₹43,754 on 31 Mar 26 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.53 Sharpe Ratio -0.56 Information Ratio 0.96 Alpha Ratio -0.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹13,036 31 Mar 23 ₹14,767 31 Mar 24 ₹21,843 31 Mar 25 ₹23,379 31 Mar 26 ₹22,627 Returns for SBI Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 2.6% 3 Month -4.5% 6 Month -3% 1 Year 3.2% 3 Year 17.4% 5 Year 19.9% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.1% 2024 18.8% 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 7.9 Yr. Pradeep Kesavan 1 Dec 23 2.33 Yr. Data below for SBI Contra Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 22.41% Basic Materials 10.15% Health Care 9.12% Energy 9.1% Consumer Cyclical 8.05% Technology 7.46% Utility 4.77% Consumer Defensive 4.69% Communication Services 3.97% Industrials 3.49% Real Estate 1.47% Asset Allocation
Asset Class Value Cash 5.95% Equity 91.94% Debt 2.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty Index 28-04-2026
Derivatives, Since 31 Mar 26 | -8% ₹3,365 Cr 1,500,265
↑ 1,500,265 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK7% ₹2,959 Cr 40,449,258 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE5% ₹2,381 Cr 17,717,567 Biocon Ltd (Healthcare)
Equity, Since 30 Jun 21 | BIOCON3% ₹1,446 Cr 40,073,925 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL3% ₹1,421 Cr 74,067,300 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | ICICIBANK3% ₹1,324 Cr 10,981,550
↑ 4,000,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348163% ₹1,174 Cr 28,086,692 Punjab National Bank (Financial Services)
Equity, Since 30 Sep 22 | 5324613% ₹1,165 Cr 115,846,832 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK3% ₹1,132 Cr 32,028,840 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | 5327792% ₹912 Cr 6,982,410
↑ 436,607
SIP سرمایہ کاری کیسے بڑھتی ہے؟
جاننا چاہتے ہیں کہ اگر آپ ایک مخصوص مدت کے لیے ماہانہ ایک مخصوص رقم کی سرمایہ کاری کرتے ہیں تو آپ کی SIP سرمایہ کاری کیسے بڑھے گی؟ ہم آپ کو ایک مثال سے سمجھاتے ہیں۔
ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر
SIP کیلکولیٹر عام طور پر ان پٹ لیتے ہیں جیسے SIP سرمایہ کاری کی رقم (مقصد) جو کوئی سرمایہ کاری کرنا چاہتا ہے، مطلوبہ سرمایہ کاری کے سالوں کی تعداد، متوقعمہنگائی شرحیں (کسی کو اس کا حساب دینا ہوگا!) اور متوقع منافع۔ لہذا، کوئی ایک مقصد حاصل کرنے کے لیے درکار SIP ریٹرن کا حساب لگا سکتا ہے!
فرض کریں، اگر آپ 10 روپے کی سرمایہ کاری کرتے ہیں،000 10 سالوں کے لیے، دیکھیں کہ آپ کی SIP سرمایہ کاری کیسے بڑھتی ہے-
ماہانہ سرمایہ کاری: INR 10,000
سرمایہ کاری کی مدت: 10 سال
سرمایہ کاری کی کل رقم: INR 12,00,000
طویل مدتی ترقی کی شرح (تقریباً): 15%
کے مطابق متوقع واپسی۔گھونٹ کیلکولیٹر: INR 27,86,573
خالص منافع: 15,86,573 روپے (مطلق واپسی۔= 132.2%)
مندرجہ بالا حسابات سے پتہ چلتا ہے کہ اگر آپ 10 سال کے لیے ماہانہ 10,000 روپے کی سرمایہ کاری کرتے ہیں (کل INR12,00,000) آپ کمائیں گے۔INR 27,86,573جس کا مطلب ہے کہ آپ جو خالص منافع کماتے ہیں۔15,86,573 روپے. کیا یہ بہت اچھا نہیں ہے!
ایس بی آئی میوچل فنڈ ایس آئی پی آن لائن میں کیسے سرمایہ کاری کی جائے؟
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
SBI کے ساتھ اپنے مقصد کی منصوبہ بندی کریں۔باہمی چندہ، ان تک پہنچنے کے لیے SIPs کا استعمال کریں!
اکثر پوچھے گئے سوالات
1. میں کب SIP میں سرمایہ کاری کر سکتا ہوں؟
A: SIP میں سرمایہ کاری شروع کرنے کا کوئی مقررہ وقت نہیں ہے۔ آپ سال میں کسی بھی وقت اپنی سرمایہ کاری شروع کر سکتے ہیں۔ لہذا، اپنے مالیات کا جائزہ لینا شروع کریں، اور یقینی بنائیں کہ آپ کسی خاص وقت پر سرمایہ کاری کے لیے تیار ہیں۔
2. کیا مجھے SIPs میں سرمایہ کاری کرتے وقت طویل مدتی اہداف کو ذہن میں رکھنا چاہیے؟
A: مثالی طور پر، SIPs کو آپ کے طویل مدتی اہداف کا حصہ ہونا چاہیے۔ بنیادی وجہ زیادہ توسیع شدہ مدت ہے، مختصر مدت کے مقابلے میں بہتر منافع پیدا کرنے کا امکان ہے۔
3. میوچل فنڈز میں کمپاؤنڈنگ کی طاقت کیا ہے؟
A: جب آپ میوچل فنڈ میں باقاعدگی سے سرمایہ کاری کرتے ہیں، تو آپ کو کمپاؤنڈنگ سود ملتا ہے نہ کہ صرف سرمایہ کاری کی گئی اصل رقم پر سود۔ اس کا حساب مرکب سالانہ ترقی کی شرح یا کے طور پر کیا جاتا ہے۔سی اے جی آر. طویل مدتی میں، مرکب اثر آپ کی سرمایہ کاری کو کئی گنا بڑھا دیتا ہے۔ دوسرے لفظوں میں، کمپاؤنڈنگ اثر کی مدد سے، آپ SIP سرمایہ کاری پر جو منافع کماتے ہیں وہ بھی واپسی پیدا کرتا ہے۔
4. مجھے SBI SIP میں سرمایہ کاری کرنے پر کیوں غور کرنا چاہیے؟
A: SBI SIP میں سرمایہ کاری کرنے کی بنیادی وجہ یہ ہے کہ اس میں داخلے کا کم پوائنٹ ہے۔ آپ 500 روپے کی کم از کم سرمایہ کاری کے ساتھ کسی بھی مناسب SIP میں سرمایہ کاری شروع کر سکتے ہیں۔ اس سے SBI SIPs میں سرمایہ کاری کرنا کچھ آسان ہو جاتا ہے، خاص طور پر اگر آپ SIPs میں سرمایہ کاری شروع کرنا چاہتے ہیں۔
5. کیا ایس بی آئی متعدد ایس آئی پی پیش کرتا ہے؟
A: ہاں، اگر آپ SIPs میں سرمایہ کاری کے حوالے سے متعدد اختیارات حاصل کرنا چاہتے ہیں، تو SBI سب سے زیادہ قابل اعتماد اور بہترین بینکوں میں سے ایک ثابت ہو سکتا ہے۔ آپ SBI Large میں سرمایہ کاری کرنے کا انتخاب کر سکتے ہیں۔درمیانی ٹوپی ایس آئی پی، جہاں آپ بڑے اور درمیانے سائز کے دارالحکومتوں کے ایکویٹی اسٹاک میں اپنی سرمایہ کاری کو متنوع بنا سکتے ہیں۔ یہ آپ کو سرمایہ کاری پر اچھے منافع کی یقین دہانی کرائے گا۔ لیکن، اگر آپ چاہتے ہیںSIP میں سرمایہ کاری کریں۔ ہیلتھ کیئر ایکوئٹیز کی بنیاد پر، SBI ہیلتھ کیئر آپرچیونٹیز میں سرمایہ کاری کرنے پر غور کریں جنہوں نے مضبوط منافع ظاہر کیا ہے۔14.3% اس کے آغاز کے بعد سے.
6. روپے کی اوسط قیمت کیا ہے؟
A: روپے کی لاگت کا اوسط نہ صرف افراد کو SIPs میں سرمایہ کاری کرنے کی ترغیب دیتا ہے، بلکہ انہیں مارکیٹ کے اتار چڑھاؤ سے فائدہ اٹھانے کی اجازت دیتا ہے۔ اگر SBI SIP کا NAV نیچے ہے، تو بطورسرمایہ کار، آپ کو مزید یونٹس ملیں گے۔بینکاور اگر SIP کا NAV اوپر ہے، تو آپ کو کم یونٹ ملیں گے۔ کسی بھی طرح، آپ حاصل کرنے کے لئے کھڑے ہوں گے.
7. کیا میں اس کا اوسط حاصل کر سکتا ہوں کہ مجھے 5 لاکھ روپے کی واپسی حاصل کرنے کے لیے SBI SIP میں کتنی سرمایہ کاری کرنی چاہیے؟
A: اگر آپ SBI SIP میں 5 سال کے لیے سرمایہ کاری کرتے ہیں، تو آپ کو 10% کی متوقع واپسی پر ہر ماہ Rs.6403.00 کی سرمایہ کاری پر غور کرنا چاہیے۔ اگر متوقع واپسی بڑھ جاتی ہے، تو ماہانہ سرمایہ کاری کی رقم کم ہو جاتی ہے۔
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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Excellent Analysis..thank you.
Very nice a lots