+91-22-4891390910 بہترین SBI MF SIP فنڈز 2022
گھونٹ یا منظمسرمایہ کاری کا منصوبہ کرنے کا ایک بہترین طریقہ ہےمیوچل فنڈز میں سرمایہ کاری کریں۔. کی طرف سے پیش کردہ SIP منصوبےایس بی آئی میوچل فنڈ باقاعدگی سے ایک خاص رقم بچانے کا ایک بہترین طریقہ ہے۔بنیاد جیسے ہفتہ وار/ماہانہ/ سہ ماہی۔ یہ باقاعدگی سے بچت کی حوصلہ افزائی کرتا ہے اور فوائد بھی دیتا ہے۔کمپاؤنڈنگ کی طاقت.
SIP پلان کے ساتھ آپ مضبوط دولت بنانے کے لیے آسانی سے طویل مدت تک سرمایہ کاری کر سکتے ہیں۔ چونکہ، رقم کو باقاعدہ وقفوں پر لگایا جاتا ہے، اس سے اس کے اثرات بھی کم ہو جاتے ہیں۔مارکیٹ اتار چڑھاؤ. کے ساتھSIP سرمایہ کاریسرمایہ کار اپنے مختلف اہداف کی منصوبہ بندی بھی کر سکتے ہیں جیسے ریٹائرمنٹ، شادی، مکان/گاڑی کی خریداری یا یہاں تک کہ اعلیٰ تعلیم وغیرہ۔
ایس بی آئی میوچل فنڈ ایس آئی پی میں کیوں سرمایہ کاری کریں؟
SBI MF کے ساتھ منظم سرمایہ کاری کا منصوبہ رکھنے کے لیے بہت زیادہ رقم کی ضرورت نہیں ہے۔سرمایہ کاری کیونکہ ابتدائی رقم 500 روپے تک کم ہے۔
SBI SIP میوچل فنڈ بچپن سے ہی بچت کی عادت پیدا کرنے کی حوصلہ افزائی کرتا ہے۔
ایس آئی پی میں سرمایہ کاری کرکے کوئی اپنی طویل مدتی منصوبہ بندی کرسکتا ہے۔مالی اہداف جیسے کار/گھر خریدنا، بین الاقوامی سفر کے لیے بچت، بچے کی تعلیم کے لیے بچت،ریٹائرمنٹ پلاننگ یا کوئی اور اثاثہ خریدنے کے لیے۔
یہ دیکھتے ہوئے کہ ایک منظم سرمایہ کاری کا منصوبہ طویل عرصے پر محیط ہے، کوئی اسٹاک مارکیٹ کے تمام ادوار، اتار چڑھاؤ اور اس سے بھی اہم طور پر مندی کو پکڑتا ہے۔ مندی میں، جب زیادہ تر سرمایہ کاروں کو خوف لاحق ہو جاتا ہے، SIP کی قسطیں اس بات کو یقینی بناتی ہیں کہ سرمایہ کار "کم" خریدیں۔
تو، آج ہی میں ایک SIP شروع کریں۔ایکویٹی فنڈز ان 10 بہترین SBI SIP فنڈز میں سرمایہ کاری کرکے۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔
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ایکویٹی فنڈز میں سرمایہ کاری کے لیے بہترین SBI Mutual Fund SIP
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies Research Highlights for SBI Small Cap Fund Below is the key information for SBI Small Cap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. Research Highlights for SBI Magnum COMMA Fund Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. Research Highlights for SBI Large and Midcap Fund Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. Research Highlights for SBI Bluechip Fund Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. Research Highlights for SBI Magnum Multicap Fund Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Consumption Opportunities Fund Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Contra Fund Below is the key information for SBI Contra Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. Research Highlights for SBI Magnum Equity ESG Fund Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. Research Highlights for SBI Magnum Mid Cap Fund Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. Research Highlights for SBI Infrastructure Fund Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Since launch (%) SBI PSU Fund Growth ₹35.1392
↑ 0.27 ₹5,817 500 4.2 11.2 22.6 32.1 30.8 11.3 8.4 SBI Magnum Tax Gain Fund Growth ₹442.413
↑ 1.93 ₹32,609 500 -1.8 1.4 8.2 23.9 21 6.6 12.2 SBI Healthcare Opportunities Fund Growth ₹404.888
↑ 0.99 ₹3,989 500 -7.1 -8 1.9 22.5 15.7 -3.5 14.8 SBI Banking & Financial Services Fund Growth ₹46.0608
↑ 0.26 ₹10,106 500 2.9 9.3 25.3 22.4 17.7 20.4 15 SBI Infrastructure Fund Growth ₹47.6205
↑ 0.27 ₹4,727 500 -4.7 -2 0.6 21 22.8 -1 8.8 SBI Contra Fund Growth ₹388.888
↑ 3.39 ₹49,967 500 -0.9 2.4 8.6 20.2 22.8 6.1 14.8 SBI Magnum COMMA Fund Growth ₹112.588
↑ 1.75 ₹863 500 2.2 7.4 21.6 20.1 19.9 12.3 12.6 SBI Focused Equity Fund Growth ₹373.92
↑ 0.09 ₹43,173 500 0.8 7.5 16.6 19.2 16.8 15.7 18.4 SBI Large and Midcap Fund Growth ₹641.07
↑ 1.22 ₹37,443 500 0 3.5 15.1 18.6 19 10.1 17.3 SBI Magnum Mid Cap Fund Growth ₹226.081
↓ -1.01 ₹23,315 500 -3.5 -2.3 1.3 17 19.4 0.4 16.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Jan 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI PSU Fund SBI Magnum Tax Gain Fund SBI Healthcare Opportunities Fund SBI Banking & Financial Services Fund SBI Infrastructure Fund SBI Contra Fund SBI Magnum COMMA Fund SBI Focused Equity Fund SBI Large and Midcap Fund SBI Magnum Mid Cap Fund Point 1 Lower mid AUM (₹5,817 Cr). Upper mid AUM (₹32,609 Cr). Bottom quartile AUM (₹3,989 Cr). Lower mid AUM (₹10,106 Cr). Bottom quartile AUM (₹4,727 Cr). Highest AUM (₹49,967 Cr). Bottom quartile AUM (₹863 Cr). Top quartile AUM (₹43,173 Cr). Upper mid AUM (₹37,443 Cr). Upper mid AUM (₹23,315 Cr). Point 2 Established history (15+ yrs). Established history (18+ yrs). Oldest track record among peers (21 yrs). Established history (10+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (20+ yrs). Established history (20+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Not Rated. Rating: 3★ (upper mid). Rating: 3★ (upper mid). Top rated. Rating: 2★ (bottom quartile). Rating: 4★ (top quartile). Rating: 3★ (upper mid). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 30.79% (top quartile). 5Y return: 20.98% (upper mid). 5Y return: 15.68% (bottom quartile). 5Y return: 17.65% (bottom quartile). 5Y return: 22.82% (top quartile). 5Y return: 22.81% (upper mid). 5Y return: 19.92% (upper mid). 5Y return: 16.75% (bottom quartile). 5Y return: 18.98% (lower mid). 5Y return: 19.43% (lower mid). Point 6 3Y return: 32.07% (top quartile). 3Y return: 23.91% (top quartile). 3Y return: 22.48% (upper mid). 3Y return: 22.37% (upper mid). 3Y return: 21.05% (upper mid). 3Y return: 20.22% (lower mid). 3Y return: 20.06% (lower mid). 3Y return: 19.22% (bottom quartile). 3Y return: 18.56% (bottom quartile). 3Y return: 17.05% (bottom quartile). Point 7 1Y return: 22.60% (top quartile). 1Y return: 8.16% (lower mid). 1Y return: 1.93% (bottom quartile). 1Y return: 25.28% (top quartile). 1Y return: 0.62% (bottom quartile). 1Y return: 8.63% (lower mid). 1Y return: 21.61% (upper mid). 1Y return: 16.62% (upper mid). 1Y return: 15.12% (upper mid). 1Y return: 1.27% (bottom quartile). Point 8 Alpha: -0.22 (upper mid). Alpha: -0.86 (upper mid). Alpha: -2.26 (lower mid). Alpha: 1.96 (upper mid). Alpha: -14.78 (bottom quartile). Alpha: -3.65 (lower mid). Alpha: -4.27 (bottom quartile). Alpha: 7.50 (top quartile). Alpha: 2.06 (top quartile). Alpha: -5.69 (bottom quartile). Point 9 Sharpe: 0.33 (upper mid). Sharpe: 0.10 (lower mid). Sharpe: -0.58 (bottom quartile). Sharpe: 1.08 (top quartile). Sharpe: -0.30 (bottom quartile). Sharpe: 0.06 (lower mid). Sharpe: 0.43 (upper mid). Sharpe: 0.79 (top quartile). Sharpe: 0.37 (upper mid). Sharpe: -0.29 (bottom quartile). Point 10 Information ratio: -0.47 (bottom quartile). Information ratio: 1.95 (top quartile). Information ratio: -0.22 (lower mid). Information ratio: 0.89 (upper mid). Information ratio: -0.28 (lower mid). Information ratio: 1.14 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.32 (upper mid). Information ratio: -0.38 (bottom quartile). Information ratio: -1.17 (bottom quartile). SBI PSU Fund
SBI Magnum Tax Gain Fund
SBI Healthcare Opportunities Fund
SBI Banking & Financial Services Fund
SBI Infrastructure Fund
SBI Contra Fund
SBI Magnum COMMA Fund
SBI Focused Equity Fund
SBI Large and Midcap Fund
SBI Magnum Mid Cap Fund
1. SBI Small Cap Fund
SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (29 Jan 26) ₹156.553 ↓ -1.00 (-0.64 %) Net Assets (Cr) ₹36,268 on 31 Dec 25 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,756 31 Dec 22 ₹15,958 31 Dec 23 ₹19,996 31 Dec 24 ₹24,823 31 Dec 25 ₹23,610 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -6.6% 3 Month -10.7% 6 Month -9.4% 1 Year -3.3% 3 Year 12.6% 5 Year 17.1% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 -4.9% 2023 24.1% 2022 25.3% 2021 8.1% 2020 47.6% 2019 33.6% 2018 6.1% 2017 -19.6% 2016 78.7% 2015 1.3% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 12.13 Yr. Data below for SBI Small Cap Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 25.74% Consumer Cyclical 23.59% Financial Services 15.46% Basic Materials 13.86% Consumer Defensive 3.77% Technology 2.55% Health Care 2.07% Communication Services 1.27% Real Estate 1.08% Utility 0.2% Asset Allocation
Asset Class Value Cash 4.75% Equity 93.22% Debt 2.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ather Energy Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | ATHERENERG4% ₹1,517 Cr 20,096,960 Nifty Index 27-01-2026
Derivatives, Since 31 Dec 25 | -4% ₹1,315 Cr 500,175
↑ 500,175 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB3% ₹1,209 Cr 41,579,717
↓ -85,283 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY3% ₹965 Cr 9,324,049 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹950 Cr 7,900,000 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC3% ₹929 Cr 89,318,180 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | NAVINFLUOR2% ₹888 Cr 1,500,000 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS2% ₹863 Cr 3,300,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET2% ₹838 Cr 9,622,720
↓ -94,271 Belrise Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 25 | BELRISE2% ₹807 Cr 43,542,092
↑ 43,542,092 2. SBI Magnum COMMA Fund
SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (29 Jan 26) ₹112.588 ↑ 1.75 (1.58 %) Net Assets (Cr) ₹863 on 31 Dec 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 0.43 Information Ratio 0 Alpha Ratio -4.27 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹15,200 31 Dec 22 ₹14,203 31 Dec 23 ₹18,795 31 Dec 24 ₹20,763 31 Dec 25 ₹23,322 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month 4.7% 3 Month 2.2% 6 Month 7.4% 1 Year 21.6% 3 Year 20.1% 5 Year 19.9% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 10.5% 2022 32.3% 2021 -6.6% 2020 52% 2019 23.9% 2018 11.8% 2017 -18.7% 2016 39.2% 2015 32.3% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 1.59 Yr. Data below for SBI Magnum COMMA Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Basic Materials 52.1% Energy 24.77% Utility 9.86% Consumer Defensive 3.79% Consumer Cyclical 2.79% Financial Services 1.71% Asset Allocation
Asset Class Value Cash 4.64% Equity 95.03% Debt 0.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹77 Cr 4,276,000
↑ 500,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE8% ₹67 Cr 424,732 Indian Oil Corp Ltd (Energy)
Equity, Since 29 Feb 24 | IOC5% ₹42 Cr 2,500,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002955% ₹41 Cr 675,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325385% ₹40 Cr 34,000 JSW Steel Ltd (Basic Materials)
Equity, Since 31 May 24 | JSWSTEEL4% ₹35 Cr 300,000
↑ 100,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC4% ₹35 Cr 2,070,000 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 29 Feb 24 | SAIL4% ₹35 Cr 2,350,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003124% ₹34 Cr 1,400,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 May 24 | HINDPETRO3% ₹30 Cr 600,000 3. SBI Large and Midcap Fund
SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (29 Jan 26) ₹641.07 ↑ 1.22 (0.19 %) Net Assets (Cr) ₹37,443 on 31 Dec 25 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio 0.37 Information Ratio -0.38 Alpha Ratio 2.06 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,935 31 Dec 22 ₹14,948 31 Dec 23 ₹18,952 31 Dec 24 ₹22,372 31 Dec 25 ₹24,626 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -0.8% 3 Month 0% 6 Month 3.5% 1 Year 15.1% 3 Year 18.6% 5 Year 19% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.1% 2023 18% 2022 26.8% 2021 7.3% 2020 39.3% 2019 15.8% 2018 6.8% 2017 -5.3% 2016 40.5% 2015 0.4% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 9.31 Yr. Data below for SBI Large and Midcap Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 21.46% Basic Materials 16.06% Consumer Cyclical 15.35% Health Care 12.12% Industrials 9.41% Consumer Defensive 6.93% Technology 4.99% Energy 4.43% Utility 1.77% Communication Services 1.58% Asset Allocation
Asset Class Value Cash 6.74% Equity 93.17% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK6% ₹2,181 Cr 22,000,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹1,194 Cr 7,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹1,168 Cr 9,200,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹1,130 Cr 11,500,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008203% ₹1,065 Cr 3,844,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹1,021 Cr 3,820,000 Ashok Leyland Ltd (Industrials)
Equity, Since 31 May 21 | 5004773% ₹968 Cr 54,000,000
↑ 60,000 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Mar 25 | 5004933% ₹956 Cr 6,500,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094802% ₹913 Cr 17,023,856 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 23 | 5003872% ₹890 Cr 335,000
↑ 45,000 4. SBI Bluechip Fund
SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (29 Jan 26) ₹94.7129 ↑ 0.32 (0.34 %) Net Assets (Cr) ₹55,879 on 31 Dec 25 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.52 Sharpe Ratio 0.34 Information Ratio -0.28 Alpha Ratio -0.41 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,608 31 Dec 22 ₹13,158 31 Dec 23 ₹16,134 31 Dec 24 ₹18,143 31 Dec 25 ₹19,912 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -1% 3 Month -1.1% 6 Month 2.8% 1 Year 10.7% 3 Year 14.9% 5 Year 14.9% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.7% 2023 12.5% 2022 22.6% 2021 4.4% 2020 26.1% 2019 16.3% 2018 11.6% 2017 -4.1% 2016 30.2% 2015 4.8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 1.75 Yr. Pradeep Kesavan 1 Apr 24 1.75 Yr. Data below for SBI Bluechip Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 32.78% Consumer Cyclical 13.87% Basic Materials 10.97% Consumer Defensive 8.68% Industrials 7.61% Energy 6.96% Technology 5.73% Health Care 5.51% Communication Services 2.75% Utility 0.89% Asset Allocation
Asset Class Value Cash 4.53% Equity 95.36% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK7% ₹4,034 Cr 40,700,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | 5321747% ₹3,894 Cr 29,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE7% ₹3,847 Cr 24,500,000
↓ -4,500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹3,022 Cr 7,400,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 May 25 | 5008204% ₹2,299 Cr 8,300,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY4% ₹2,168 Cr 13,417,914
↓ -830,511 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK4% ₹2,025 Cr 9,200,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN3% ₹1,877 Cr 19,106,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,746 Cr 2,731,710 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹1,745 Cr 13,750,000 5. SBI Magnum Multicap Fund
SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (29 Jan 26) ₹110.131 ↑ 0.57 (0.52 %) Net Assets (Cr) ₹23,685 on 31 Dec 25 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio 0.01 Information Ratio -0.74 Alpha Ratio -1.84 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,077 31 Dec 22 ₹13,167 31 Dec 23 ₹16,171 31 Dec 24 ₹18,471 31 Dec 25 ₹19,485 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -2.7% 3 Month -2.9% 6 Month 2.7% 1 Year 7.1% 3 Year 13.9% 5 Year 13.3% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 14.2% 2022 22.8% 2021 0.7% 2020 30.8% 2019 13.6% 2018 11% 2017 -5.5% 2016 37% 2015 5.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 1.08 Yr. Dinesh Balachandran 1 Dec 24 1.08 Yr. Data below for SBI Magnum Multicap Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 35.88% Consumer Cyclical 14.04% Basic Materials 12.13% Industrials 11.41% Technology 10.33% Communication Services 5.19% Energy 4.28% Health Care 1.74% Consumer Defensive 0.89% Asset Allocation
Asset Class Value Cash 3.98% Equity 95.9% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK8% ₹1,861 Cr 18,779,308 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY6% ₹1,453 Cr 8,993,067
↑ 808,154 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | 5321746% ₹1,335 Cr 9,943,955 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT4% ₹1,060 Cr 2,596,034 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE4% ₹1,014 Cr 6,459,540 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | MARUTI4% ₹1,007 Cr 603,058 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL4% ₹941 Cr 4,470,500 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK4% ₹882 Cr 4,007,500 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | 5000343% ₹811 Cr 8,215,850 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | EICHERMOT3% ₹714 Cr 977,000 6. SBI Consumption Opportunities Fund
SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (29 Jan 26) ₹283.062 ↓ -2.84 (-0.99 %) Net Assets (Cr) ₹3,162 on 31 Dec 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2 Sharpe Ratio -0.77 Information Ratio -0.7 Alpha Ratio -15.33 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,557 31 Dec 22 ₹15,436 31 Dec 23 ₹20,054 31 Dec 24 ₹24,631 31 Dec 25 ₹23,080 Returns for SBI Consumption Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -7.2% 3 Month -10.4% 6 Month -7.6% 1 Year -6.9% 3 Year 11.6% 5 Year 15.8% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -6.3% 2023 22.8% 2022 29.9% 2021 13.9% 2020 35.6% 2019 13.9% 2018 0.1% 2017 -2% 2016 53.1% 2015 2.4% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 1.75 Yr. Ashit Desai 1 Apr 24 1.75 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Consumer Cyclical 46.81% Consumer Defensive 26.13% Basic Materials 8.45% Industrials 6.87% Communication Services 6.59% Financial Services 1.49% Technology 1.44% Asset Allocation
Asset Class Value Cash 1.65% Equity 98.23% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL7% ₹208 Cr 990,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | M&M5% ₹169 Cr 455,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI5% ₹160 Cr 96,100 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | EICHERMOT5% ₹143 Cr 195,956 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008204% ₹141 Cr 509,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | 5008254% ₹134 Cr 222,499 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹133 Cr 2,386,850 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094804% ₹126 Cr 2,350,172 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹122 Cr 527,132
↓ -75,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | TITAN4% ₹112 Cr 277,500 7. SBI Contra Fund
SBI Contra Fund
Growth Launch Date 6 May 05 NAV (28 Jan 26) ₹388.888 ↑ 3.39 (0.88 %) Net Assets (Cr) ₹49,967 on 31 Dec 25 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.53 Sharpe Ratio 0.06 Information Ratio 1.14 Alpha Ratio -3.65 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,992 31 Dec 22 ₹16,905 31 Dec 23 ₹23,366 31 Dec 24 ₹27,758 31 Dec 25 ₹29,461 Returns for SBI Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -1.9% 3 Month -0.9% 6 Month 2.4% 1 Year 8.6% 3 Year 20.2% 5 Year 22.8% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.1% 2023 18.8% 2022 38.2% 2021 12.8% 2020 49.9% 2019 30.6% 2018 -1% 2017 -14.3% 2016 40.2% 2015 2.4% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 7.66 Yr. Pradeep Kesavan 1 Dec 23 2.09 Yr. Data below for SBI Contra Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 22.54% Energy 9.54% Basic Materials 9.23% Technology 8.4% Consumer Cyclical 8.15% Health Care 7.38% Consumer Defensive 5.34% Utility 4.22% Communication Services 3.45% Industrials 3.3% Real Estate 1.33% Asset Allocation
Asset Class Value Cash 4.16% Equity 92.87% Debt 2.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty Index 27-01-2026
Derivatives, Since 31 Dec 25 | -10% ₹4,994 Cr 1,899,300
↑ 1,899,300 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK8% ₹4,009 Cr 40,449,258 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE6% ₹3,096 Cr 19,717,567 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK3% ₹1,410 Cr 6,405,768 Punjab National Bank (Financial Services)
Equity, Since 30 Sep 22 | 5324613% ₹1,400 Cr 113,256,586 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL3% ₹1,334 Cr 74,067,300 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC3% ₹1,250 Cr 31,014,741 Biocon Ltd (Healthcare)
Equity, Since 30 Jun 21 | BIOCON2% ₹1,135 Cr 28,807,465 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348162% ₹1,059 Cr 25,286,692 Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Dec 23 | 5000962% ₹949 Cr 18,846,663 8. SBI Magnum Equity ESG Fund
SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (29 Jan 26) ₹239.766 ↑ 0.50 (0.21 %) Net Assets (Cr) ₹5,707 on 31 Dec 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.93 Sharpe Ratio 0.16 Information Ratio -0.36 Alpha Ratio -3.91 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,031 31 Dec 22 ₹12,728 31 Dec 23 ₹15,865 31 Dec 24 ₹17,790 31 Dec 25 ₹19,110 Returns for SBI Magnum Equity ESG Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -2.1% 3 Month -2.8% 6 Month 1.6% 1 Year 6.5% 3 Year 14.4% 5 Year 13.5% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 12.1% 2022 24.6% 2021 -2.3% 2020 30.3% 2019 13.5% 2018 14.8% 2017 3.3% 2016 24.1% 2015 4.5% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 4 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 35.03% Consumer Cyclical 17.64% Industrials 12.53% Basic Materials 11.55% Technology 9.13% Consumer Defensive 3.14% Energy 2.77% Health Care 2.52% Real Estate 2.48% Asset Allocation
Asset Class Value Cash 3.11% Equity 96.77% Debt 0.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹534 Cr 5,389,800 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | 5321748% ₹455 Cr 3,390,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322155% ₹291 Cr 2,290,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY5% ₹284 Cr 1,756,277
↓ -108,706 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT5% ₹267 Cr 653,709 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI5% ₹257 Cr 154,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN4% ₹253 Cr 2,580,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹227 Cr 1,033,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325383% ₹192 Cr 163,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 Aug 25 | 5008203% ₹166 Cr 600,000 9. SBI Magnum Mid Cap Fund
SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (29 Jan 26) ₹226.081 ↓ -1.01 (-0.45 %) Net Assets (Cr) ₹23,315 on 31 Dec 25 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.29 Information Ratio -1.17 Alpha Ratio -5.69 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹15,225 31 Dec 22 ₹15,688 31 Dec 23 ₹21,094 31 Dec 24 ₹25,385 31 Dec 25 ₹25,479 Returns for SBI Magnum Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -3.3% 3 Month -3.5% 6 Month -2.3% 1 Year 1.3% 3 Year 17% 5 Year 19.4% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 0.4% 2023 20.3% 2022 34.5% 2021 3% 2020 52.2% 2019 30.4% 2018 0.1% 2017 -18% 2016 33.5% 2015 5% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 1.75 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 24.99% Consumer Cyclical 15.03% Industrials 13.99% Basic Materials 10.99% Health Care 6.5% Utility 6.27% Technology 4.67% Real Estate 4.64% Consumer Defensive 4.15% Energy 2.14% Communication Services 1.8% Asset Allocation
Asset Class Value Cash 4.59% Equity 95.29% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 May 25 | 5001034% ₹862 Cr 30,000,000 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327794% ₹849 Cr 6,500,000 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹787 Cr 1,490,000 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 15 | M&MFIN3% ₹766 Cr 19,000,000
↓ -3,500,000 AIA Engineering Ltd (Industrials)
Equity, Since 30 Apr 24 | AIAENG3% ₹723 Cr 1,800,000 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK3% ₹721 Cr 27,000,000 CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL3% ₹713 Cr 1,650,000 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 20 | 5004933% ₹662 Cr 4,500,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Nov 24 | 5003873% ₹598 Cr 225,000 FSN E-Commerce Ventures Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 5433843% ₹589 Cr 22,205,929 10. SBI Infrastructure Fund
SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (29 Jan 26) ₹47.6205 ↑ 0.27 (0.58 %) Net Assets (Cr) ₹4,727 on 31 Dec 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 1.92 Sharpe Ratio -0.3 Information Ratio -0.28 Alpha Ratio -14.78 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,833 31 Dec 22 ₹16,207 31 Dec 23 ₹24,262 31 Dec 24 ₹29,317 31 Dec 25 ₹29,025 Returns for SBI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26 Duration Returns 1 Month -2.6% 3 Month -4.7% 6 Month -2% 1 Year 0.6% 3 Year 21% 5 Year 22.8% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1% 2023 20.8% 2022 49.7% 2021 9.3% 2020 48.3% 2019 8.2% 2018 10.2% 2017 -18.1% 2016 41.7% 2015 9.3% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 4 Yr. Data below for SBI Infrastructure Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 35.79% Energy 15.13% Basic Materials 12.9% Utility 11.89% Financial Services 10.87% Communication Services 6.01% Real Estate 2.67% Consumer Cyclical 1.93% Asset Allocation
Asset Class Value Cash 2.7% Equity 97.2% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE10% ₹471 Cr 3,000,000
↑ 100,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT10% ₹449 Cr 1,100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL6% ₹284 Cr 1,350,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003876% ₹266 Cr 100,000 Adani Energy Solutions Ltd (Utilities)
Equity, Since 31 May 25 | ADANIENSOL5% ₹216 Cr 2,100,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Sep 25 | ADANIPORTS4% ₹176 Cr 1,200,000 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | 5060763% ₹156 Cr 1,000,000 Siemens Ltd (Industrials)
Equity, Since 31 May 25 | 5005503% ₹153 Cr 500,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Oct 25 | 5003123% ₹144 Cr 6,000,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 5327793% ₹144 Cr 1,100,000
SIP سرمایہ کاری کیسے بڑھتی ہے؟
جاننا چاہتے ہیں کہ اگر آپ ایک مخصوص مدت کے لیے ماہانہ ایک مخصوص رقم کی سرمایہ کاری کرتے ہیں تو آپ کی SIP سرمایہ کاری کیسے بڑھے گی؟ ہم آپ کو ایک مثال سے سمجھاتے ہیں۔
ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر
SIP کیلکولیٹر عام طور پر ان پٹ لیتے ہیں جیسے SIP سرمایہ کاری کی رقم (مقصد) جو کوئی سرمایہ کاری کرنا چاہتا ہے، مطلوبہ سرمایہ کاری کے سالوں کی تعداد، متوقعمہنگائی شرحیں (کسی کو اس کا حساب دینا ہوگا!) اور متوقع منافع۔ لہذا، کوئی ایک مقصد حاصل کرنے کے لیے درکار SIP ریٹرن کا حساب لگا سکتا ہے!
فرض کریں، اگر آپ 10 روپے کی سرمایہ کاری کرتے ہیں،000 10 سالوں کے لیے، دیکھیں کہ آپ کی SIP سرمایہ کاری کیسے بڑھتی ہے-
ماہانہ سرمایہ کاری: INR 10,000
سرمایہ کاری کی مدت: 10 سال
سرمایہ کاری کی کل رقم: INR 12,00,000
طویل مدتی ترقی کی شرح (تقریباً): 15%
کے مطابق متوقع واپسی۔گھونٹ کیلکولیٹر: INR 27,86,573
خالص منافع: 15,86,573 روپے (مطلق واپسی۔= 132.2%)
مندرجہ بالا حسابات سے پتہ چلتا ہے کہ اگر آپ 10 سال کے لیے ماہانہ 10,000 روپے کی سرمایہ کاری کرتے ہیں (کل INR12,00,000) آپ کمائیں گے۔INR 27,86,573جس کا مطلب ہے کہ آپ جو خالص منافع کماتے ہیں۔15,86,573 روپے. کیا یہ بہت اچھا نہیں ہے!
ایس بی آئی میوچل فنڈ ایس آئی پی آن لائن میں کیسے سرمایہ کاری کی جائے؟
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
SBI کے ساتھ اپنے مقصد کی منصوبہ بندی کریں۔باہمی چندہ، ان تک پہنچنے کے لیے SIPs کا استعمال کریں!
اکثر پوچھے گئے سوالات
1. میں کب SIP میں سرمایہ کاری کر سکتا ہوں؟
A: SIP میں سرمایہ کاری شروع کرنے کا کوئی مقررہ وقت نہیں ہے۔ آپ سال میں کسی بھی وقت اپنی سرمایہ کاری شروع کر سکتے ہیں۔ لہذا، اپنے مالیات کا جائزہ لینا شروع کریں، اور یقینی بنائیں کہ آپ کسی خاص وقت پر سرمایہ کاری کے لیے تیار ہیں۔
2. کیا مجھے SIPs میں سرمایہ کاری کرتے وقت طویل مدتی اہداف کو ذہن میں رکھنا چاہیے؟
A: مثالی طور پر، SIPs کو آپ کے طویل مدتی اہداف کا حصہ ہونا چاہیے۔ بنیادی وجہ زیادہ توسیع شدہ مدت ہے، مختصر مدت کے مقابلے میں بہتر منافع پیدا کرنے کا امکان ہے۔
3. میوچل فنڈز میں کمپاؤنڈنگ کی طاقت کیا ہے؟
A: جب آپ میوچل فنڈ میں باقاعدگی سے سرمایہ کاری کرتے ہیں، تو آپ کو کمپاؤنڈنگ سود ملتا ہے نہ کہ صرف سرمایہ کاری کی گئی اصل رقم پر سود۔ اس کا حساب مرکب سالانہ ترقی کی شرح یا کے طور پر کیا جاتا ہے۔سی اے جی آر. طویل مدتی میں، مرکب اثر آپ کی سرمایہ کاری کو کئی گنا بڑھا دیتا ہے۔ دوسرے لفظوں میں، کمپاؤنڈنگ اثر کی مدد سے، آپ SIP سرمایہ کاری پر جو منافع کماتے ہیں وہ بھی واپسی پیدا کرتا ہے۔
4. مجھے SBI SIP میں سرمایہ کاری کرنے پر کیوں غور کرنا چاہیے؟
A: SBI SIP میں سرمایہ کاری کرنے کی بنیادی وجہ یہ ہے کہ اس میں داخلے کا کم پوائنٹ ہے۔ آپ 500 روپے کی کم از کم سرمایہ کاری کے ساتھ کسی بھی مناسب SIP میں سرمایہ کاری شروع کر سکتے ہیں۔ اس سے SBI SIPs میں سرمایہ کاری کرنا کچھ آسان ہو جاتا ہے، خاص طور پر اگر آپ SIPs میں سرمایہ کاری شروع کرنا چاہتے ہیں۔
5. کیا ایس بی آئی متعدد ایس آئی پی پیش کرتا ہے؟
A: ہاں، اگر آپ SIPs میں سرمایہ کاری کے حوالے سے متعدد اختیارات حاصل کرنا چاہتے ہیں، تو SBI سب سے زیادہ قابل اعتماد اور بہترین بینکوں میں سے ایک ثابت ہو سکتا ہے۔ آپ SBI Large میں سرمایہ کاری کرنے کا انتخاب کر سکتے ہیں۔درمیانی ٹوپی ایس آئی پی، جہاں آپ بڑے اور درمیانے سائز کے دارالحکومتوں کے ایکویٹی اسٹاک میں اپنی سرمایہ کاری کو متنوع بنا سکتے ہیں۔ یہ آپ کو سرمایہ کاری پر اچھے منافع کی یقین دہانی کرائے گا۔ لیکن، اگر آپ چاہتے ہیںSIP میں سرمایہ کاری کریں۔ ہیلتھ کیئر ایکوئٹیز کی بنیاد پر، SBI ہیلتھ کیئر آپرچیونٹیز میں سرمایہ کاری کرنے پر غور کریں جنہوں نے مضبوط منافع ظاہر کیا ہے۔14.3% اس کے آغاز کے بعد سے.
6. روپے کی اوسط قیمت کیا ہے؟
A: روپے کی لاگت کا اوسط نہ صرف افراد کو SIPs میں سرمایہ کاری کرنے کی ترغیب دیتا ہے، بلکہ انہیں مارکیٹ کے اتار چڑھاؤ سے فائدہ اٹھانے کی اجازت دیتا ہے۔ اگر SBI SIP کا NAV نیچے ہے، تو بطورسرمایہ کار، آپ کو مزید یونٹس ملیں گے۔بینکاور اگر SIP کا NAV اوپر ہے، تو آپ کو کم یونٹ ملیں گے۔ کسی بھی طرح، آپ حاصل کرنے کے لئے کھڑے ہوں گے.
7. کیا میں اس کا اوسط حاصل کر سکتا ہوں کہ مجھے 5 لاکھ روپے کی واپسی حاصل کرنے کے لیے SBI SIP میں کتنی سرمایہ کاری کرنی چاہیے؟
A: اگر آپ SBI SIP میں 5 سال کے لیے سرمایہ کاری کرتے ہیں، تو آپ کو 10% کی متوقع واپسی پر ہر ماہ Rs.6403.00 کی سرمایہ کاری پر غور کرنا چاہیے۔ اگر متوقع واپسی بڑھ جاتی ہے، تو ماہانہ سرمایہ کاری کی رقم کم ہو جاتی ہے۔
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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Excellent Analysis..thank you.
Very nice a lots