+91-22-4891390910 بہترین SBI MF SIP فنڈز 2022
گھونٹ یا منظمسرمایہ کاری کا منصوبہ کرنے کا ایک بہترین طریقہ ہےمیوچل فنڈز میں سرمایہ کاری کریں۔. کی طرف سے پیش کردہ SIP منصوبےایس بی آئی میوچل فنڈ باقاعدگی سے ایک خاص رقم بچانے کا ایک بہترین طریقہ ہے۔بنیاد جیسے ہفتہ وار/ماہانہ/ سہ ماہی۔ یہ باقاعدگی سے بچت کی حوصلہ افزائی کرتا ہے اور فوائد بھی دیتا ہے۔کمپاؤنڈنگ کی طاقت.
SIP پلان کے ساتھ آپ مضبوط دولت بنانے کے لیے آسانی سے طویل مدت تک سرمایہ کاری کر سکتے ہیں۔ چونکہ، رقم کو باقاعدہ وقفوں پر لگایا جاتا ہے، اس سے اس کے اثرات بھی کم ہو جاتے ہیں۔مارکیٹ اتار چڑھاؤ. کے ساتھSIP سرمایہ کاریسرمایہ کار اپنے مختلف اہداف کی منصوبہ بندی بھی کر سکتے ہیں جیسے ریٹائرمنٹ، شادی، مکان/گاڑی کی خریداری یا یہاں تک کہ اعلیٰ تعلیم وغیرہ۔
ایس بی آئی میوچل فنڈ ایس آئی پی میں کیوں سرمایہ کاری کریں؟
SBI MF کے ساتھ منظم سرمایہ کاری کا منصوبہ رکھنے کے لیے بہت زیادہ رقم کی ضرورت نہیں ہے۔سرمایہ کاری کیونکہ ابتدائی رقم 500 روپے تک کم ہے۔
SBI SIP میوچل فنڈ بچپن سے ہی بچت کی عادت پیدا کرنے کی حوصلہ افزائی کرتا ہے۔
ایس آئی پی میں سرمایہ کاری کرکے کوئی اپنی طویل مدتی منصوبہ بندی کرسکتا ہے۔مالی اہداف جیسے کار/گھر خریدنا، بین الاقوامی سفر کے لیے بچت، بچے کی تعلیم کے لیے بچت،ریٹائرمنٹ پلاننگ یا کوئی اور اثاثہ خریدنے کے لیے۔
یہ دیکھتے ہوئے کہ ایک منظم سرمایہ کاری کا منصوبہ طویل عرصے پر محیط ہے، کوئی اسٹاک مارکیٹ کے تمام ادوار، اتار چڑھاؤ اور اس سے بھی اہم طور پر مندی کو پکڑتا ہے۔ مندی میں، جب زیادہ تر سرمایہ کاروں کو خوف لاحق ہو جاتا ہے، SIP کی قسطیں اس بات کو یقینی بناتی ہیں کہ سرمایہ کار "کم" خریدیں۔
تو، آج ہی میں ایک SIP شروع کریں۔ایکویٹی فنڈز ان 10 بہترین SBI SIP فنڈز میں سرمایہ کاری کرکے۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔
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ایکویٹی فنڈز میں سرمایہ کاری کے لیے بہترین SBI Mutual Fund SIP
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies Research Highlights for SBI Small Cap Fund Below is the key information for SBI Small Cap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. Research Highlights for SBI Magnum COMMA Fund Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. Research Highlights for SBI Large and Midcap Fund Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. Research Highlights for SBI Magnum Multicap Fund Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. Research Highlights for SBI Bluechip Fund Below is the key information for SBI Bluechip Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Consumption Opportunities Fund Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. Research Highlights for SBI Magnum Mid Cap Fund Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. Research Highlights for SBI Infrastructure Fund Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. Research Highlights for SBI Magnum Equity ESG Fund Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Contra Fund Below is the key information for SBI Contra Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Since launch (%) SBI Healthcare Opportunities Fund Growth ₹524.543
↓ -0.60 ₹5,400 500 12.1 22.2 20.9 23.3 17.5 -3.5 15.7 SBI PSU Fund Growth ₹34.0593
↑ 0.10 ₹6,678 500 -0.8 -3.7 9.1 18.8 22.6 11.3 7.9 SBI Magnum COMMA Fund Growth ₹118.745
↓ -0.57 ₹1,185 500 4.8 7.5 13.1 15.3 10.8 12.3 12.4 SBI Focused Equity Fund Growth ₹400.632
↓ -1.63 ₹50,041 500 5.8 11.6 12.1 14.9 11.3 15.7 18.2 SBI Banking & Financial Services Fund Growth ₹42.8653
↑ 0.22 ₹10,872 500 2.8 -2.4 1.4 14.3 11.4 20.4 13.4 SBI Magnum Tax Gain Fund Growth ₹423.95
↑ 0.09 ₹32,300 500 1.4 -0.4 -2.9 13 14.2 6.6 11.9 SBI Infrastructure Fund Growth ₹50.0109
↑ 0.08 ₹4,931 500 1.5 6.8 4.4 12.4 15.3 -1 8.8 SBI Large and Midcap Fund Growth ₹635.59
↓ -3.25 ₹42,325 500 2 2.4 2.3 11.2 12.7 10.1 16.8 SBI Small Cap Fund Growth ₹186.474
↓ -0.16 ₹39,955 500 11.1 20 7.5 10.9 13.7 -4.9 18.8 SBI Contra Fund Growth ₹371.588
↓ -1.65 ₹48,266 500 1.5 -0.1 -2.1 9.8 14.4 6.1 14.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Sep 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI Healthcare Opportunities Fund SBI PSU Fund SBI Magnum COMMA Fund SBI Focused Equity Fund SBI Banking & Financial Services Fund SBI Magnum Tax Gain Fund SBI Infrastructure Fund SBI Large and Midcap Fund SBI Small Cap Fund SBI Contra Fund Point 1 Bottom quartile AUM (₹5,400 Cr). Lower mid AUM (₹6,678 Cr). Bottom quartile AUM (₹1,185 Cr). Highest AUM (₹50,041 Cr). Lower mid AUM (₹10,872 Cr). Upper mid AUM (₹32,300 Cr). Bottom quartile AUM (₹4,931 Cr). Upper mid AUM (₹42,325 Cr). Upper mid AUM (₹39,955 Cr). Top quartile AUM (₹48,266 Cr). Point 2 Oldest track record among peers (21 yrs). Established history (16+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (11+ yrs). Established history (19+ yrs). Established history (19+ yrs). Established history (21+ yrs). Established history (17+ yrs). Established history (21+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Not Rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 4★ (upper mid). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.51% (top quartile). 5Y return: 22.56% (top quartile). 5Y return: 10.76% (bottom quartile). 5Y return: 11.25% (bottom quartile). 5Y return: 11.37% (bottom quartile). 5Y return: 14.19% (upper mid). 5Y return: 15.34% (upper mid). 5Y return: 12.66% (lower mid). 5Y return: 13.70% (lower mid). 5Y return: 14.37% (upper mid). Point 6 3Y return: 23.33% (top quartile). 3Y return: 18.77% (top quartile). 3Y return: 15.26% (upper mid). 3Y return: 14.86% (upper mid). 3Y return: 14.25% (upper mid). 3Y return: 12.96% (lower mid). 3Y return: 12.43% (lower mid). 3Y return: 11.20% (bottom quartile). 3Y return: 10.89% (bottom quartile). 3Y return: 9.78% (bottom quartile). Point 7 1Y return: 20.91% (top quartile). 1Y return: 9.08% (upper mid). 1Y return: 13.10% (top quartile). 1Y return: 12.13% (upper mid). 1Y return: 1.40% (bottom quartile). 1Y return: -2.87% (bottom quartile). 1Y return: 4.37% (lower mid). 1Y return: 2.29% (lower mid). 1Y return: 7.52% (upper mid). 1Y return: -2.08% (bottom quartile). Point 8 Alpha: 3.75 (top quartile). Alpha: -0.89 (lower mid). Alpha: -1.18 (bottom quartile). Alpha: 11.68 (top quartile). Alpha: 2.91 (upper mid). Alpha: -1.69 (bottom quartile). Alpha: 1.46 (upper mid). Alpha: 0.61 (upper mid). Alpha: -1.22 (bottom quartile). Alpha: 0.00 (lower mid). Point 9 Sharpe: 0.71 (top quartile). Sharpe: 0.28 (upper mid). Sharpe: 0.43 (upper mid). Sharpe: 0.54 (top quartile). Sharpe: 0.03 (lower mid). Sharpe: -0.16 (bottom quartile). Sharpe: 0.10 (lower mid). Sharpe: 0.10 (upper mid). Sharpe: -0.04 (bottom quartile). Sharpe: -0.26 (bottom quartile). Point 10 Information ratio: 0.02 (upper mid). Information ratio: -0.34 (bottom quartile). Information ratio: 0.04 (upper mid). Information ratio: 0.54 (upper mid). Information ratio: 0.80 (top quartile). Information ratio: 1.01 (top quartile). Information ratio: -0.13 (lower mid). Information ratio: -0.20 (bottom quartile). Information ratio: -0.63 (bottom quartile). Information ratio: 0.00 (lower mid). SBI Healthcare Opportunities Fund
SBI PSU Fund
SBI Magnum COMMA Fund
SBI Focused Equity Fund
SBI Banking & Financial Services Fund
SBI Magnum Tax Gain Fund
SBI Infrastructure Fund
SBI Large and Midcap Fund
SBI Small Cap Fund
SBI Contra Fund
1. SBI Small Cap Fund
SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (10 Sep 26) ₹186.474 ↓ -0.16 (-0.09 %) Net Assets (Cr) ₹39,955 on 31 Jul 26 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.05 Information Ratio -0.63 Alpha Ratio -1.22 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,687 31 Aug 23 ₹13,929 31 Aug 24 ₹19,140 31 Aug 25 ₹17,640 31 Aug 26 ₹19,653 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 1.2% 3 Month 11.1% 6 Month 20% 1 Year 7.5% 3 Year 10.9% 5 Year 13.7% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 -4.9% 2024 24.1% 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 12.71 Yr. Data below for SBI Small Cap Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Consumer Cyclical 25.73% Industrials 20.78% Financial Services 15.66% Basic Materials 12.89% Technology 5.84% Consumer Defensive 3.38% Health Care 2.22% Utility 2.17% Real Estate 0.86% Communication Services 0.4% Asset Allocation
Asset Class Value Cash 9.92% Equity 89.92% Debt 0.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ather Energy Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | ATHERENERG4% ₹1,702 Cr 13,507,612
↓ -6,589,348 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | NAVINFLUOR3% ₹1,235 Cr 1,631,795 Honeywell Automation India Ltd (Industrials)
Equity, Since 31 Dec 25 | HONAUT3% ₹1,138 Cr 298,145 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB3% ₹1,082 Cr 52,419,485 Belrise Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 25 | BELRISE3% ₹1,031 Cr 43,542,092 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹1,019 Cr 7,900,000 ZF Commercial Vehicle Control Systems India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | ZFCVINDIA3% ₹1,016 Cr 4,200,000 Sundaram Fasteners Ltd (Consumer Cyclical)
Equity, Since 28 Feb 25 | SUNDRMFAST2% ₹977 Cr 10,000,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 26 | MCX2% ₹888 Cr 3,300,000
↑ 450,568 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 5433082% ₹885 Cr 11,000,000
↓ -1,323,990 2. SBI Magnum COMMA Fund
SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (10 Sep 26) ₹118.745 ↓ -0.57 (-0.48 %) Net Assets (Cr) ₹1,185 on 31 Jul 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 0.43 Information Ratio 0.04 Alpha Ratio -1.18 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹9,826 31 Aug 23 ₹10,660 31 Aug 24 ₹15,631 31 Aug 25 ₹14,564 31 Aug 26 ₹17,003 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month 0.2% 3 Month 4.8% 6 Month 7.5% 1 Year 13.1% 3 Year 15.3% 5 Year 10.8% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 12.3% 2024 10.5% 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 2.25 Yr. Data below for SBI Magnum COMMA Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Basic Materials 50.18% Energy 15.71% Utility 11.78% Consumer Cyclical 8.65% Health Care 5.11% Consumer Defensive 4.53% Financial Services 1.84% Asset Allocation
Asset Class Value Cash 1.94% Equity 97.82% Debt 0.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL7% ₹81 Cr 4,276,000 JSW Steel Ltd (Basic Materials)
Equity, Since 31 May 24 | JSWSTEEL5% ₹64 Cr 500,000 Sudeep Pharma Ltd (Healthcare)
Equity, Since 31 Jul 26 | SUDEEPPHRM5% ₹61 Cr 687,500
↑ 687,500 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003125% ₹55 Cr 2,266,750 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC4% ₹52 Cr 3,170,000 Gokaldas Exports Ltd (Consumer Cyclical)
Equity, Since 30 Apr 26 | GOKEX4% ₹48 Cr 583,507
↑ 38,772 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325383% ₹40 Cr 34,000 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 29 Feb 24 | SAIL3% ₹40 Cr 2,350,000 Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | 5001013% ₹39 Cr 760,000 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 24 | BALRAMCHIN3% ₹38 Cr 650,000 3. SBI Large and Midcap Fund
SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (09 Sep 26) ₹635.59 ↓ -3.25 (-0.51 %) Net Assets (Cr) ₹42,325 on 31 Jul 26 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio 0.1 Information Ratio -0.2 Alpha Ratio 0.61 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,181 31 Aug 23 ₹13,070 31 Aug 24 ₹17,748 31 Aug 25 ₹17,698 31 Aug 26 ₹18,913 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month -4.4% 3 Month 2% 6 Month 2.4% 1 Year 2.3% 3 Year 11.2% 5 Year 12.7% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 10.1% 2024 18% 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 9.9 Yr. Data below for SBI Large and Midcap Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 22.04% Consumer Cyclical 18.69% Health Care 13.35% Basic Materials 13.04% Industrials 7.85% Consumer Defensive 7.6% Technology 6.68% Utility 5.04% Energy 3.07% Communication Services 1.3% Asset Allocation
Asset Class Value Cash 0.8% Equity 99.12% Debt 0.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK7% ₹2,843 Cr 38,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK4% ₹1,665 Cr 11,600,000
↑ 1,200,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹1,352 Cr 11,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹1,182 Cr 11,500,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008202% ₹1,056 Cr 3,844,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094802% ₹1,041 Cr 20,000,000 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Mar 25 | 5004932% ₹1,034 Cr 4,700,000 Adani Enterprises Ltd (Energy)
Equity, Since 31 May 26 | 5125992% ₹1,031 Cr 3,426,861
↑ 346,861 Balkrishna Industries Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | BALKRISIND2% ₹1,007 Cr 4,070,000 Biocon Ltd (Healthcare)
Equity, Since 30 Nov 25 | BIOCON2% ₹1,000 Cr 23,500,000
↑ 3,500,000 4. SBI Magnum Multicap Fund
SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (09 Sep 26) ₹108.076 ↓ -0.46 (-0.42 %) Net Assets (Cr) ₹22,897 on 31 Jul 26 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.22 Information Ratio -1.18 Alpha Ratio -2.51 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,256 31 Aug 23 ₹11,388 31 Aug 24 ₹15,004 31 Aug 25 ₹14,309 31 Aug 26 ₹14,809 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month -1.6% 3 Month 4.1% 6 Month 3.4% 1 Year -0.8% 3 Year 7.4% 5 Year 7.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 5.5% 2024 14.2% 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 1.67 Yr. Data below for SBI Magnum Multicap Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 32.59% Consumer Cyclical 16.82% Industrials 13.03% Health Care 11.49% Basic Materials 6.08% Technology 4.32% Communication Services 3.16% Energy 2.92% Consumer Defensive 2.6% Real Estate 0.99% Utility 0.99% Asset Allocation
Asset Class Value Cash 4.81% Equity 95.06% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK7% ₹1,656 Cr 11,535,955
↑ 550,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK6% ₹1,285 Cr 17,179,960
↑ 4,430,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT4% ₹874 Cr 2,219,697 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Mar 26 | 5329774% ₹850 Cr 737,963
↓ -24,695 JSW Infrastructure Ltd (Industrials)
Equity, Since 30 Jun 26 | JSWINFRA3% ₹652 Cr 20,856,937 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5322153% ₹639 Cr 5,193,500
↓ -2,614,000 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 30 Apr 26 | AUROPHARMA3% ₹633 Cr 4,007,877 Coforge Ltd (Technology)
Equity, Since 30 Jun 26 | COFORGE3% ₹598 Cr 3,474,000
↑ 1,522,000 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | EICHERMOT3% ₹596 Cr 761,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 26 | SBIN2% ₹513 Cr 4,992,425 5. SBI Bluechip Fund
SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (10 Sep 26) ₹91.0451 ↑ 0.12 (0.13 %) Net Assets (Cr) ₹55,431 on 31 Jul 26 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.52 Sharpe Ratio -0.13 Information Ratio -0.24 Alpha Ratio 0.51 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,513 31 Aug 23 ₹11,815 31 Aug 24 ₹15,415 31 Aug 25 ₹15,220 31 Aug 26 ₹15,740 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month -4.3% 3 Month 1.1% 6 Month 0% 1 Year -1.8% 3 Year 8% 5 Year 8.5% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.7% 2024 12.5% 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 2.33 Yr. Data below for SBI Bluechip Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 33.84% Consumer Cyclical 13.81% Basic Materials 10.7% Industrials 9.32% Energy 7.01% Health Care 6.93% Consumer Defensive 6.54% Technology 5.57% Communication Services 2.73% Utility 1.09% Asset Allocation
Asset Class Value Cash 2.34% Equity 97.54% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK9% ₹4,715 Cr 32,850,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK8% ₹4,526 Cr 60,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE5% ₹3,007 Cr 22,996,018
↓ -1,503,982 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,915 Cr 7,400,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 May 25 | 5008204% ₹2,033 Cr 7,400,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY4% ₹2,014 Cr 17,817,914 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN4% ₹1,963 Cr 19,106,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | MOTHERSON3% ₹1,835 Cr 121,700,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹1,691 Cr 13,750,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 25 | TMCV3% ₹1,660 Cr 38,000,000 6. SBI Consumption Opportunities Fund
SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (10 Sep 26) ₹276.123 ↓ -0.60 (-0.22 %) Net Assets (Cr) ₹2,959 on 31 Jul 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2 Sharpe Ratio -0.48 Information Ratio -1.17 Alpha Ratio -8.65 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹12,447 31 Aug 23 ₹14,953 31 Aug 24 ₹21,069 31 Aug 25 ₹19,350 31 Aug 26 ₹17,693 Returns for SBI Consumption Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month -6.4% 3 Month 0.1% 6 Month -1.6% 1 Year -13.8% 3 Year 4% 5 Year 11.1% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 -6.3% 2024 22.8% 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Ashit Desai 1 Apr 24 2.42 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Consumer Cyclical 54.8% Consumer Defensive 24.79% Basic Materials 9.73% Industrials 5.71% Communication Services 3.17% Asset Allocation
Asset Class Value Cash 1.7% Equity 98.2% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | M&M6% ₹170 Cr 500,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008205% ₹144 Cr 525,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI4% ₹128 Cr 90,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹116 Cr 2,640,600 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094804% ₹114 Cr 2,200,000 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹111 Cr 780,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | 5008254% ₹108 Cr 200,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 26 | ETERNAL4% ₹106 Cr 3,500,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹105 Cr 500,000 Page Industries Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | 5328274% ₹104 Cr 25,809
↓ -3,869 7. SBI Magnum Mid Cap Fund
SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (10 Sep 26) ₹239.73 ↓ -1.03 (-0.43 %) Net Assets (Cr) ₹24,354 on 31 Jul 26 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio 0.06 Information Ratio -1.3 Alpha Ratio -3.62 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,677 31 Aug 23 ₹13,774 31 Aug 24 ₹18,865 31 Aug 25 ₹17,446 31 Aug 26 ₹19,054 Returns for SBI Magnum Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month -2% 3 Month 4.3% 6 Month 6.2% 1 Year 4.7% 3 Year 9.5% 5 Year 12.8% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2025 0.4% 2024 20.3% 2023 34.5% 2022 3% 2021 52.2% 2020 30.4% 2019 0.1% 2018 -18% 2017 33.5% 2016 5% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 2.42 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 24.13% Industrials 17.08% Consumer Cyclical 12.68% Basic Materials 12.41% Health Care 9.52% Utility 7.04% Consumer Defensive 3.72% Real Estate 3.58% Technology 2.28% Communication Services 1.51% Energy 1.43% Asset Allocation
Asset Class Value Cash 4.5% Equity 95.38% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL3% ₹741 Cr 1,700,000
↑ 11,032 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327793% ₹707 Cr 5,000,000 Supreme Industries Ltd (Industrials)
Equity, Since 31 Dec 25 | 5099303% ₹693 Cr 2,000,000 Biocon Ltd (Healthcare)
Equity, Since 30 Nov 24 | BIOCON3% ₹664 Cr 15,598,584 Adani Energy Solutions Ltd (Utilities)
Equity, Since 31 Oct 25 | ADANIENSOL3% ₹658 Cr 4,000,000
↓ -600,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Nov 24 | 5003873% ₹651 Cr 250,000 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹650 Cr 1,393,043 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 25 | ICICIGI3% ₹649 Cr 3,999,975
↑ 299,975 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK3% ₹646 Cr 18,000,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 May 25 | 5001033% ₹611 Cr 15,000,000
↓ -2,000,000 8. SBI Infrastructure Fund
SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (10 Sep 26) ₹50.0109 ↑ 0.08 (0.16 %) Net Assets (Cr) ₹4,931 on 31 Jul 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 1.92 Sharpe Ratio 0.1 Information Ratio -0.13 Alpha Ratio 1.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,278 31 Aug 23 ₹14,192 31 Aug 24 ₹22,647 31 Aug 25 ₹19,916 31 Aug 26 ₹20,925 Returns for SBI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month -2.6% 3 Month 1.5% 6 Month 6.8% 1 Year 4.4% 3 Year 12.4% 5 Year 15.3% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 -1% 2024 20.8% 2023 49.7% 2022 9.3% 2021 48.3% 2020 8.2% 2019 10.2% 2018 -18.1% 2017 41.7% 2016 9.3% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 4.67 Yr. Data below for SBI Infrastructure Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Industrials 32.78% Energy 18.07% Basic Materials 14.46% Utility 12.07% Communication Services 8.38% Real Estate 4.09% Financial Services 2.27% Consumer Cyclical 1.82% Asset Allocation
Asset Class Value Cash 5.95% Equity 93.95% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE10% ₹471 Cr 3,600,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL6% ₹316 Cr 1,600,000
↓ -200,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003875% ₹261 Cr 100,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT5% ₹236 Cr 600,000
↓ -99,850 Adani Enterprises Ltd (Energy)
Equity, Since 31 May 26 | 5125994% ₹212 Cr 705,053
↑ 520,291 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Sep 25 | ADANIPORTS4% ₹204 Cr 1,200,000 Adani Energy Solutions Ltd (Utilities)
Equity, Since 31 May 25 | ADANIENSOL4% ₹197 Cr 1,200,000 Siemens Ltd (Industrials)
Equity, Since 31 May 25 | 5005504% ₹188 Cr 500,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 5327793% ₹170 Cr 1,200,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 May 25 | 5001033% ₹163 Cr 4,000,000 9. SBI Magnum Equity ESG Fund
SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (10 Sep 26) ₹234.723 ↑ 0.32 (0.14 %) Net Assets (Cr) ₹5,470 on 31 Jul 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.93 Sharpe Ratio -0.09 Information Ratio -0.65 Alpha Ratio -2.88 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,310 31 Aug 23 ₹11,274 31 Aug 24 ₹15,059 31 Aug 25 ₹14,562 31 Aug 26 ₹15,070 Returns for SBI Magnum Equity ESG Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month -4% 3 Month 2.8% 6 Month 1.5% 1 Year -1.7% 3 Year 8.5% 5 Year 7.6% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 12.1% 2023 24.6% 2022 -2.3% 2021 30.3% 2020 13.5% 2019 14.8% 2018 3.3% 2017 24.1% 2016 4.5% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 4.67 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 35.88% Consumer Cyclical 17.22% Basic Materials 13.68% Industrials 12.62% Technology 7.58% Health Care 4.06% Real Estate 3.12% Consumer Defensive 1.85% Energy 1.4% Asset Allocation
Asset Class Value Cash 2.5% Equity 97.41% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK9% ₹487 Cr 3,390,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK7% ₹403 Cr 5,389,800 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322155% ₹254 Cr 2,065,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 25 | 5000344% ₹240 Cr 2,100,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY4% ₹238 Cr 2,106,277 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹219 Cr 154,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT4% ₹219 Cr 555,709 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN4% ₹205 Cr 2,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹202 Cr 5,165,000 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 20 | 5323433% ₹168 Cr 389,000 10. SBI Contra Fund
SBI Contra Fund
Growth Launch Date 6 May 05 NAV (09 Sep 26) ₹371.588 ↓ -1.65 (-0.44 %) Net Assets (Cr) ₹48,266 on 31 Jul 26 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.53 Sharpe Ratio -0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,839 31 Aug 23 ₹14,743 31 Aug 24 ₹21,601 31 Aug 25 ₹20,227 31 Aug 26 ₹20,529 Returns for SBI Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26 Duration Returns 1 Month -3% 3 Month 1.5% 6 Month -0.1% 1 Year -2.1% 3 Year 9.8% 5 Year 14.4% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.1% 2024 18.8% 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 8.32 Yr. Data below for SBI Contra Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 23.81% Basic Materials 9.68% Health Care 8.73% Consumer Cyclical 8.36% Energy 8.06% Utility 7.65% Industrials 6.2% Technology 5.83% Consumer Defensive 4.45% Communication Services 3.89% Real Estate 1.54% Asset Allocation
Asset Class Value Cash 3.32% Equity 96.65% Debt 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty Index 25-08-2026
- | -6% ₹2,715 Cr 1,110,265
↑ 1,110,265 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE5% ₹2,317 Cr 17,717,567 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK5% ₹2,278 Cr 30,449,258 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | ICICIBANK4% ₹2,136 Cr 14,881,550 Biocon Ltd (Healthcare)
Equity, Since 30 Jun 21 | BIOCON4% ₹1,706 Cr 40,073,925 Bank Nifty Index 25-08-2026
- | -3% ₹1,378 Cr 240,000
↑ 240,000 Punjab National Bank (Financial Services)
Equity, Since 30 Sep 22 | 5324613% ₹1,306 Cr 115,846,832 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | 5327793% ₹1,269 Cr 8,982,410 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348163% ₹1,256 Cr 32,126,692 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK3% ₹1,250 Cr 32,028,840
SIP سرمایہ کاری کیسے بڑھتی ہے؟
جاننا چاہتے ہیں کہ اگر آپ ایک مخصوص مدت کے لیے ماہانہ ایک مخصوص رقم کی سرمایہ کاری کرتے ہیں تو آپ کی SIP سرمایہ کاری کیسے بڑھے گی؟ ہم آپ کو ایک مثال سے سمجھاتے ہیں۔
ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر
SIP کیلکولیٹر عام طور پر ان پٹ لیتے ہیں جیسے SIP سرمایہ کاری کی رقم (مقصد) جو کوئی سرمایہ کاری کرنا چاہتا ہے، مطلوبہ سرمایہ کاری کے سالوں کی تعداد، متوقعمہنگائی شرحیں (کسی کو اس کا حساب دینا ہوگا!) اور متوقع منافع۔ لہذا، کوئی ایک مقصد حاصل کرنے کے لیے درکار SIP ریٹرن کا حساب لگا سکتا ہے!
فرض کریں، اگر آپ 10 روپے کی سرمایہ کاری کرتے ہیں،000 10 سالوں کے لیے، دیکھیں کہ آپ کی SIP سرمایہ کاری کیسے بڑھتی ہے-
ماہانہ سرمایہ کاری: INR 10,000
سرمایہ کاری کی مدت: 10 سال
سرمایہ کاری کی کل رقم: INR 12,00,000
طویل مدتی ترقی کی شرح (تقریباً): 15%
کے مطابق متوقع واپسی۔گھونٹ کیلکولیٹر: INR 27,86,573
خالص منافع: 15,86,573 روپے (مطلق واپسی۔= 132.2%)
مندرجہ بالا حسابات سے پتہ چلتا ہے کہ اگر آپ 10 سال کے لیے ماہانہ 10,000 روپے کی سرمایہ کاری کرتے ہیں (کل INR12,00,000) آپ کمائیں گے۔INR 27,86,573جس کا مطلب ہے کہ آپ جو خالص منافع کماتے ہیں۔15,86,573 روپے. کیا یہ بہت اچھا نہیں ہے!
ایس بی آئی میوچل فنڈ ایس آئی پی آن لائن میں کیسے سرمایہ کاری کی جائے؟
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
SBI کے ساتھ اپنے مقصد کی منصوبہ بندی کریں۔باہمی چندہ، ان تک پہنچنے کے لیے SIPs کا استعمال کریں!
اکثر پوچھے گئے سوالات
1. میں کب SIP میں سرمایہ کاری کر سکتا ہوں؟
A: SIP میں سرمایہ کاری شروع کرنے کا کوئی مقررہ وقت نہیں ہے۔ آپ سال میں کسی بھی وقت اپنی سرمایہ کاری شروع کر سکتے ہیں۔ لہذا، اپنے مالیات کا جائزہ لینا شروع کریں، اور یقینی بنائیں کہ آپ کسی خاص وقت پر سرمایہ کاری کے لیے تیار ہیں۔
2. کیا مجھے SIPs میں سرمایہ کاری کرتے وقت طویل مدتی اہداف کو ذہن میں رکھنا چاہیے؟
A: مثالی طور پر، SIPs کو آپ کے طویل مدتی اہداف کا حصہ ہونا چاہیے۔ بنیادی وجہ زیادہ توسیع شدہ مدت ہے، مختصر مدت کے مقابلے میں بہتر منافع پیدا کرنے کا امکان ہے۔
3. میوچل فنڈز میں کمپاؤنڈنگ کی طاقت کیا ہے؟
A: جب آپ میوچل فنڈ میں باقاعدگی سے سرمایہ کاری کرتے ہیں، تو آپ کو کمپاؤنڈنگ سود ملتا ہے نہ کہ صرف سرمایہ کاری کی گئی اصل رقم پر سود۔ اس کا حساب مرکب سالانہ ترقی کی شرح یا کے طور پر کیا جاتا ہے۔سی اے جی آر. طویل مدتی میں، مرکب اثر آپ کی سرمایہ کاری کو کئی گنا بڑھا دیتا ہے۔ دوسرے لفظوں میں، کمپاؤنڈنگ اثر کی مدد سے، آپ SIP سرمایہ کاری پر جو منافع کماتے ہیں وہ بھی واپسی پیدا کرتا ہے۔
4. مجھے SBI SIP میں سرمایہ کاری کرنے پر کیوں غور کرنا چاہیے؟
A: SBI SIP میں سرمایہ کاری کرنے کی بنیادی وجہ یہ ہے کہ اس میں داخلے کا کم پوائنٹ ہے۔ آپ 500 روپے کی کم از کم سرمایہ کاری کے ساتھ کسی بھی مناسب SIP میں سرمایہ کاری شروع کر سکتے ہیں۔ اس سے SBI SIPs میں سرمایہ کاری کرنا کچھ آسان ہو جاتا ہے، خاص طور پر اگر آپ SIPs میں سرمایہ کاری شروع کرنا چاہتے ہیں۔
5. کیا ایس بی آئی متعدد ایس آئی پی پیش کرتا ہے؟
A: ہاں، اگر آپ SIPs میں سرمایہ کاری کے حوالے سے متعدد اختیارات حاصل کرنا چاہتے ہیں، تو SBI سب سے زیادہ قابل اعتماد اور بہترین بینکوں میں سے ایک ثابت ہو سکتا ہے۔ آپ SBI Large میں سرمایہ کاری کرنے کا انتخاب کر سکتے ہیں۔درمیانی ٹوپی ایس آئی پی، جہاں آپ بڑے اور درمیانے سائز کے دارالحکومتوں کے ایکویٹی اسٹاک میں اپنی سرمایہ کاری کو متنوع بنا سکتے ہیں۔ یہ آپ کو سرمایہ کاری پر اچھے منافع کی یقین دہانی کرائے گا۔ لیکن، اگر آپ چاہتے ہیںSIP میں سرمایہ کاری کریں۔ ہیلتھ کیئر ایکوئٹیز کی بنیاد پر، SBI ہیلتھ کیئر آپرچیونٹیز میں سرمایہ کاری کرنے پر غور کریں جنہوں نے مضبوط منافع ظاہر کیا ہے۔14.3% اس کے آغاز کے بعد سے.
6. روپے کی اوسط قیمت کیا ہے؟
A: روپے کی لاگت کا اوسط نہ صرف افراد کو SIPs میں سرمایہ کاری کرنے کی ترغیب دیتا ہے، بلکہ انہیں مارکیٹ کے اتار چڑھاؤ سے فائدہ اٹھانے کی اجازت دیتا ہے۔ اگر SBI SIP کا NAV نیچے ہے، تو بطورسرمایہ کار، آپ کو مزید یونٹس ملیں گے۔بینکاور اگر SIP کا NAV اوپر ہے، تو آپ کو کم یونٹ ملیں گے۔ کسی بھی طرح، آپ حاصل کرنے کے لئے کھڑے ہوں گے.
7. کیا میں اس کا اوسط حاصل کر سکتا ہوں کہ مجھے 5 لاکھ روپے کی واپسی حاصل کرنے کے لیے SBI SIP میں کتنی سرمایہ کاری کرنی چاہیے؟
A: اگر آپ SBI SIP میں 5 سال کے لیے سرمایہ کاری کرتے ہیں، تو آپ کو 10% کی متوقع واپسی پر ہر ماہ Rs.6403.00 کی سرمایہ کاری پر غور کرنا چاہیے۔ اگر متوقع واپسی بڑھ جاتی ہے، تو ماہانہ سرمایہ کاری کی رقم کم ہو جاتی ہے۔
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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Excellent Analysis..thank you.
Very nice a lots