5 سالہ سرمایہ کاری 2022 کے لیے بہترین SIP پلان

Updated on June 19, 2026 , 165071 views

بہترین SIP پلانز? ان کا انتخاب کیسے کریں؟ یہ کچھ عام سوالات ہیں جو سرمایہ کاروں کے ذہن میں آتے ہیں۔SIP سرمایہ کاری سب سے زیادہ نظم و ضبط میں سے ایک ہےسرمایہ کاری اختیارات جبمیوچل فنڈز میں سرمایہ کاری. مزید یہ کہ، سرمایہ کاری کی کم از کم رقم aگھونٹ میوچل فنڈ INR 500 سے کم ہے۔ اس میں سرمایہ کاری ہوتی ہے۔ٹاپ ایس آئی پی بہت آسان منصوبے.

ایک SIP سرمایہ کاری کیوں کرتے ہیں؟

ایک بار جب آپ SIP سرمایہ کاری میں ماہانہ سرمایہ کاری کرنا شروع کر دیتے ہیں، تو آپ کی رقم ہر روز بڑھنے لگتی ہے (اسٹاک میں سرمایہ کاری کی جا رہی ہےمارکیٹ)۔ یہ یقینی بناتا ہے کہ آپ کا پیسہ نہ صرف بچتا ہے، بلکہ بڑھتا بھی ہے۔ جیسا کہ ہر روز اشیاء کی قدر میں اضافہ ہو رہا ہے، کیا آپ نہیں سمجھتے کہ آپ کے پیسے کی قدر میں بھی اضافہ ہونا چاہیے؟ ٹھیک ہے، SIPباہمی چندہ یہ آپ کے لئے کرو.

سرمایہ کار سرمایہ کاری کے اس انداز سے اپنے تمام اہداف پورے کر سکتے ہیں۔ شادی ہو یا نئی گاڑی خریدنا، SIP آپ کے لیے آسان بناتا ہے۔ آپ آسانی سے اپنے اہداف (مختصر مدت یا طویل مدتی) کے مطابق سرمایہ کاری شروع کر سکتے ہیں اور ایک خاص مدت کے بعد دولت میں اضافہ حاصل کر سکتے ہیں۔ نام کا ایک ٹول ہے۔گھونٹ کیلکولیٹر جس کا استعمال کرتے ہوئے آپ اس رقم کا حساب بھی لگا سکتے ہیں جو آپ کو کسی خاص مقصد کے حصول کے لیے سرمایہ کاری کرنے کی ضرورت ہے۔

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مالی سال 22 - 23 میں 5 سالہ سرمایہ کاری کے لیے بہترین SIP پلان

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
DSP World Gold Fund Growth	₹55.0138 ↓ -1.78	₹1,679	500	-2.6	5	74.3	46.7	24.6	167.1
SBI Gold Fund Growth	₹42.2048 ↓ -0.83	₹16,533	500	-1.1	9.2	44.5	33.2	23.7	71.5
ICICI Prudential Regular Gold Savings Fund Growth	₹44.5976 ↓ -0.86	₹6,856	100	-1	9	44.2	33.1	23.6	72
HDFC Gold Fund Growth	₹43.0417 ↓ -0.80	₹12,121	300	-1.3	8.9	44.3	33	23.5	71.3
IDBI Gold Fund Growth	₹37.5061 ↓ -0.77	₹824	500	-5.9	9	44.7	33	23.7	79
Aditya Birla Sun Life Gold Fund Growth	₹41.9503 ↓ -0.79	₹1,822	100	-1.8	9.1	45.1	32.9	23.6	72
Nippon India Gold Savings Fund Growth	₹55.1104 ↓ -1.07	₹7,553	100	-1.3	8.9	44.1	32.9	23.5	71.2
Kotak Gold Fund Growth	₹55.2076 ↓ -1.17	₹7,065	1,000	-1.7	8.8	43.8	32.8	23.2	70.4
Axis Gold Fund Growth	₹41.7934 ↓ -0.85	₹3,092	1,000	-1.2	8.7	43.8	32.6	23.5	69.8
Invesco India Gold Fund Growth	₹40.3673 ↓ -0.81	₹503	500	-0.8	8.8	43.4	32.5	23.2	69.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	SBI Gold Fund	ICICI Prudential Regular Gold Savings Fund	HDFC Gold Fund	IDBI Gold Fund	Aditya Birla Sun Life Gold Fund	Nippon India Gold Savings Fund	Kotak Gold Fund	Axis Gold Fund	Invesco India Gold Fund
Point 1	Bottom quartile AUM (₹1,679 Cr).	Highest AUM (₹16,533 Cr).	Upper mid AUM (₹6,856 Cr).	Top quartile AUM (₹12,121 Cr).	Bottom quartile AUM (₹824 Cr).	Lower mid AUM (₹1,822 Cr).	Upper mid AUM (₹7,553 Cr).	Upper mid AUM (₹7,065 Cr).	Lower mid AUM (₹3,092 Cr).	Bottom quartile AUM (₹503 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (13+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).
Point 3	Top rated.	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Not Rated.	Rating: 3★ (top quartile).	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 24.57% (top quartile).	5Y return: 23.70% (upper mid).	5Y return: 23.61% (upper mid).	5Y return: 23.50% (lower mid).	5Y return: 23.74% (top quartile).	5Y return: 23.55% (upper mid).	5Y return: 23.48% (bottom quartile).	5Y return: 23.19% (bottom quartile).	5Y return: 23.51% (lower mid).	5Y return: 23.17% (bottom quartile).
Point 6	3Y return: 46.70% (top quartile).	3Y return: 33.22% (top quartile).	3Y return: 33.07% (upper mid).	3Y return: 33.01% (upper mid).	3Y return: 32.99% (upper mid).	3Y return: 32.91% (lower mid).	3Y return: 32.85% (lower mid).	3Y return: 32.75% (bottom quartile).	3Y return: 32.60% (bottom quartile).	3Y return: 32.49% (bottom quartile).
Point 7	1Y return: 74.27% (top quartile).	1Y return: 44.53% (upper mid).	1Y return: 44.22% (lower mid).	1Y return: 44.30% (upper mid).	1Y return: 44.68% (upper mid).	1Y return: 45.07% (top quartile).	1Y return: 44.13% (lower mid).	1Y return: 43.85% (bottom quartile).	1Y return: 43.85% (bottom quartile).	1Y return: 43.44% (bottom quartile).
Point 8	Alpha: -0.46 (bottom quartile).	1M return: -8.35% (bottom quartile).	1M return: -8.35% (lower mid).	1M return: -8.25% (upper mid).	1M return: -7.74% (top quartile).	1M return: -8.08% (upper mid).	1M return: -8.32% (lower mid).	1M return: -8.60% (bottom quartile).	1M return: -8.60% (bottom quartile).	1M return: -8.22% (upper mid).
Point 9	Sharpe: 1.77 (bottom quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Information ratio: -0.78 (bottom quartile).	Sharpe: 1.93 (upper mid).	Sharpe: 1.79 (lower mid).	Sharpe: 1.92 (upper mid).	Sharpe: 1.82 (lower mid).	Sharpe: 1.76 (bottom quartile).	Sharpe: 1.74 (bottom quartile).	Sharpe: 2.12 (top quartile).	Sharpe: 2.08 (top quartile).	Sharpe: 1.87 (upper mid).

DSP World Gold Fund

Bottom quartile AUM (₹1,679 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 24.57% (top quartile).
3Y return: 46.70% (top quartile).
1Y return: 74.27% (top quartile).
Alpha: -0.46 (bottom quartile).
Sharpe: 1.77 (bottom quartile).
Information ratio: -0.78 (bottom quartile).

SBI Gold Fund

Highest AUM (₹16,533 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.70% (upper mid).
3Y return: 33.22% (top quartile).
1Y return: 44.53% (upper mid).
1M return: -8.35% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 1.93 (upper mid).

ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹6,856 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.61% (upper mid).
3Y return: 33.07% (upper mid).
1Y return: 44.22% (lower mid).
1M return: -8.35% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.79 (lower mid).

HDFC Gold Fund

Top quartile AUM (₹12,121 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.50% (lower mid).
3Y return: 33.01% (upper mid).
1Y return: 44.30% (upper mid).
1M return: -8.25% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.92 (upper mid).

IDBI Gold Fund

Bottom quartile AUM (₹824 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.74% (top quartile).
3Y return: 32.99% (upper mid).
1Y return: 44.68% (upper mid).
1M return: -7.74% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.82 (lower mid).

Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,822 Cr).
Established history (14+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.55% (upper mid).
3Y return: 32.91% (lower mid).
1Y return: 45.07% (top quartile).
1M return: -8.08% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.76 (bottom quartile).

Nippon India Gold Savings Fund

Upper mid AUM (₹7,553 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.48% (bottom quartile).
3Y return: 32.85% (lower mid).
1Y return: 44.13% (lower mid).
1M return: -8.32% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.74 (bottom quartile).

Kotak Gold Fund

Upper mid AUM (₹7,065 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.19% (bottom quartile).
3Y return: 32.75% (bottom quartile).
1Y return: 43.85% (bottom quartile).
1M return: -8.60% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.12 (top quartile).

Axis Gold Fund

Lower mid AUM (₹3,092 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.51% (lower mid).
3Y return: 32.60% (bottom quartile).
1Y return: 43.85% (bottom quartile).
1M return: -8.60% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.08 (top quartile).

Invesco India Gold Fund

Bottom quartile AUM (₹503 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.17% (bottom quartile).
3Y return: 32.49% (bottom quartile).
1Y return: 43.44% (bottom quartile).
1M return: -8.22% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.87 (upper mid).

*مذکورہ فنڈز بہترین سمجھے جارہے ہیں۔سی اے جی آر 3 سال سے زیادہ کی واپسی اور فنڈ جس کی کم از کم 3 سال کی مارکیٹ ہسٹری (فنڈ کی عمر) ہو اور کم از کم 500 کروڑ کا اثاثہ زیر انتظام ہو۔

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,679 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 24.57% (top quartile).
3Y return: 46.70% (top quartile).
1Y return: 74.27% (top quartile).
Alpha: -0.46 (bottom quartile).
Sharpe: 1.77 (bottom quartile).
Information ratio: -0.78 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding BGF World Gold I2 (~67.6%).
Top-3 holdings concentration ~100.0%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (18 Jun 26)	₹55.0138 ↓ -1.78 (-3.14 %)
Net Assets (Cr)	₹1,679 on 31 May 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.77
Information Ratio	-0.78
Alpha Ratio	-0.46
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹8,263
31 May 23	₹8,534
31 May 24	₹9,763
31 May 25	₹14,583
31 May 26	₹28,558

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-5.9%
3 Month	-2.6%
6 Month	5%
1 Year	74.3%
3 Year	46.7%
5 Year	24.6%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	167.1%
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.08 Yr.

Data below for DSP World Gold Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Basic Materials	93.13%

Asset Allocation

Asset Class	Value
Cash	4.97%
Equity	93.13%
Debt	0%
Other	1.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	68%	₹1,155 Cr	1,005,044 ↓ -58,761
VanEck Gold Miners ETF - \| GDX	28%	₹482 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹72 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

2. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹16,533 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.70% (upper mid).
3Y return: 33.22% (top quartile).
1Y return: 44.53% (upper mid).
1M return: -8.35% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 1.93 (upper mid).
Information ratio: 0.00 (top quartile).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.1%).
Top-3 holdings concentration ~100.7%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (19 Jun 26)	₹42.2048 ↓ -0.83 (-1.94 %)
Net Assets (Cr)	₹16,533 on 31 May 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	1.93
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,301
31 May 23	₹12,026
31 May 24	₹14,335
31 May 25	₹18,578
31 May 26	₹30,007

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-8.4%
3 Month	-1.1%
6 Month	9.2%
1 Year	44.5%
3 Year	33.2%
5 Year	23.7%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.5%
2024	19.6%
2023	14.1%
2022	12.6%
2021	-5.7%
2020	27.4%
2019	22.8%
2018	6.4%
2017	3.5%
2016	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.25 Yr.

Data below for SBI Gold Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.59%
Other	98.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹15,710 Cr	1,232,736,194 ↑ 33,250,000
Net Receivable / Payable Net Current Assets \| -	0%	-₹52 Cr
Treps CBLO/Reverse Repo \| -	0%	₹33 Cr

3. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹6,856 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.61% (upper mid).
3Y return: 33.07% (upper mid).
1Y return: 44.22% (lower mid).
1M return: -8.35% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.79 (lower mid).
Information ratio: 0.00 (top quartile).
Top bond sector: Cash Equivalent.
Largest holding ICICI Pru Gold ETF (~100.0%).
Top-3 holdings concentration ~100.7%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (19 Jun 26)	₹44.5976 ↓ -0.86 (-1.89 %)
Net Assets (Cr)	₹6,856 on 31 May 26
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	1.79
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,330
31 May 23	₹11,978
31 May 24	₹14,288
31 May 25	₹18,538
31 May 26	₹29,834

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-8.3%
3 Month	-1%
6 Month	9%
1 Year	44.2%
3 Year	33.1%
5 Year	23.6%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	72%
2024	19.5%
2023	13.5%
2022	12.7%
2021	-5.4%
2020	26.6%
2019	22.7%
2018	7.4%
2017	0.8%
2016	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.68 Yr.
Nishit Patel	29 Dec 20	5.42 Yr.
Ashwini Bharucha	1 Nov 25	0.58 Yr.
Venus Ahuja	1 Nov 25	0.58 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.83%
Other	98.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹6,449 Cr	504,008,953 ↑ 12,374,495
Treps CBLO/Reverse Repo \| -	0%	₹25 Cr
Net Current Assets Net Current Assets \| -	0%	-₹23 Cr

4. HDFC Gold Fund

To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF).

Research Highlights for HDFC Gold Fund

Top quartile AUM (₹12,121 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.50% (lower mid).
3Y return: 33.01% (upper mid).
1Y return: 44.30% (upper mid).
1M return: -8.25% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.92 (upper mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding HDFC Gold ETF (~100.1%).
Top-3 holdings concentration ~100.5%.

Below is the key information for HDFC Gold Fund

HDFC Gold Fund Growth
Launch Date	24 Oct 11
NAV (19 Jun 26)	₹43.0417 ↓ -0.80 (-1.83 %)
Net Assets (Cr)	₹12,121 on 31 May 26
Category	Gold - Gold
AMC	HDFC Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	1.92
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,301
31 May 23	₹11,946
31 May 24	₹14,276
31 May 25	₹18,480
31 May 26	₹29,715

HDFC Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for HDFC Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-8.3%
3 Month	-1.3%
6 Month	8.9%
1 Year	44.3%
3 Year	33%
5 Year	23.5%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.3%
2024	18.9%
2023	14.1%
2022	12.7%
2021	-5.5%
2020	27.5%
2019	21.7%
2018	6.6%
2017	2.8%
2016	10.1%

Fund Manager information for HDFC Gold Fund

Name	Since	Tenure
Arun Agarwal	15 Feb 23	3.29 Yr.
Nandita Menezes	29 Mar 25	1.18 Yr.

Data below for HDFC Gold Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.37%
Other	98.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	100%	₹11,475 Cr	900,090,937 ↑ 18,630,000
Net Current Assets Net Current Assets \| -	0%	-₹29 Cr
Treps - Tri-Party Repo CBLO/Reverse Repo \| -	0%	₹18 Cr

5. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹824 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.74% (top quartile).
3Y return: 32.99% (upper mid).
1Y return: 44.68% (upper mid).
1M return: -7.74% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.82 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~100.0%).
Top-3 holdings concentration ~101.0%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (19 Jun 26)	₹37.5061 ↓ -0.77 (-2.02 %)
Net Assets (Cr)	₹824 on 31 May 26
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	1.82
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,328
31 May 23	₹12,228
31 May 24	₹14,525
31 May 25	₹18,792
31 May 26	₹30,189

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-7.7%
3 Month	-5.9%
6 Month	9%
1 Year	44.7%
3 Year	33%
5 Year	23.7%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	79%
2024	18.7%
2023	14.8%
2022	12%
2021	-4%
2020	24.2%
2019	21.6%
2018	5.8%
2017	1.4%
2016	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	2 Yr.

Data below for IDBI Gold Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.88%
Other	98.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	100%	₹779 Cr	58,069,200 ↑ 1,415,000
Treps CBLO/Reverse Repo \| -	1%	₹4 Cr
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹4 Cr

6. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,822 Cr).
Established history (14+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.55% (upper mid).
3Y return: 32.91% (lower mid).
1Y return: 45.07% (top quartile).
1M return: -8.08% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.76 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~100.0%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (19 Jun 26)	₹41.9503 ↓ -0.79 (-1.85 %)
Net Assets (Cr)	₹1,822 on 31 May 26
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	1.76
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,272
31 May 23	₹11,929
31 May 24	₹14,191
31 May 25	₹18,394
31 May 26	₹29,767

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-8.1%
3 Month	-1.8%
6 Month	9.1%
1 Year	45.1%
3 Year	32.9%
5 Year	23.6%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	72%
2024	18.7%
2023	14.5%
2022	12.3%
2021	-5%
2020	26%
2019	21.3%
2018	6.8%
2017	1.6%
2016	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Priya Sridhar	31 Dec 24	1.42 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.6%
Other	98.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,731 Cr	132,137,210 ↑ 1,914,367
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	0%	₹4 Cr
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹3 Cr

7. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

Upper mid AUM (₹7,553 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.48% (bottom quartile).
3Y return: 32.85% (lower mid).
1Y return: 44.13% (lower mid).
1M return: -8.32% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.74 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Nippon India ETF Gold BeES (~100.0%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund Growth
Launch Date	7 Mar 11
NAV (19 Jun 26)	₹55.1104 ↓ -1.07 (-1.91 %)
Net Assets (Cr)	₹7,553 on 31 May 26
Category	Gold - Gold
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.35
Sharpe Ratio	1.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,275
31 May 23	₹11,912
31 May 24	₹14,231
31 May 25	₹18,391
31 May 26	₹29,647

Nippon India Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-8.3%
3 Month	-1.3%
6 Month	8.9%
1 Year	44.1%
3 Year	32.9%
5 Year	23.5%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.2%
2024	19%
2023	14.3%
2022	12.3%
2021	-5.5%
2020	26.6%
2019	22.5%
2018	6%
2017	1.7%
2016	11.6%

Fund Manager information for Nippon India Gold Savings Fund

Name	Since	Tenure
Himanshu Mange	23 Dec 23	2.44 Yr.

Data below for Nippon India Gold Savings Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.62%
Other	98.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India ETF Gold BeES - \| -	100%	₹7,181 Cr	581,787,572 ↑ 12,095,589
Net Current Assets Net Current Assets \| -	0%	-₹15 Cr
Triparty Repo CBLO/Reverse Repo \| -	0%	₹12 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹0 Cr
Cash Net Current Assets \| -	0%	₹0 Cr	00

8. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

Upper mid AUM (₹7,065 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.19% (bottom quartile).
3Y return: 32.75% (bottom quartile).
1Y return: 43.85% (bottom quartile).
1M return: -8.60% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.12 (top quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Kotak Gold ETF (~99.8%).
Top-3 holdings concentration ~100.3%.

Below is the key information for Kotak Gold Fund

Kotak Gold Fund Growth
Launch Date	25 Mar 11
NAV (19 Jun 26)	₹55.2076 ↓ -1.17 (-2.08 %)
Net Assets (Cr)	₹7,065 on 31 May 26
Category	Gold - Gold
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	2.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,319
31 May 23	₹11,876
31 May 24	₹14,143
31 May 25	₹18,316
31 May 26	₹29,482

Kotak Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-8.6%
3 Month	-1.7%
6 Month	8.8%
1 Year	43.8%
3 Year	32.8%
5 Year	23.2%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	70.4%
2024	18.9%
2023	13.9%
2022	11.7%
2021	-4.7%
2020	26.6%
2019	24.1%
2018	7.3%
2017	2.5%
2016	10.2%

Fund Manager information for Kotak Gold Fund

Name	Since	Tenure
Abhishek Bisen	25 Mar 11	15.2 Yr.
Jeetu Sonar	1 Oct 22	3.67 Yr.

Data below for Kotak Gold Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.57%
Other	98.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Gold ETF - \| -	100%	₹6,682 Cr	535,830,125 ↑ 9,383,899
Triparty Repo CBLO/Reverse Repo \| -	0%	₹23 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹11 Cr

9. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Lower mid AUM (₹3,092 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.51% (lower mid).
3Y return: 32.60% (bottom quartile).
1Y return: 43.85% (bottom quartile).
1M return: -8.60% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.08 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~100.0%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (19 Jun 26)	₹41.7934 ↓ -0.85 (-1.99 %)
Net Assets (Cr)	₹3,092 on 31 May 26
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	2.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,356
31 May 23	₹12,099
31 May 24	₹14,375
31 May 25	₹18,543
31 May 26	₹29,818

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-8.6%
3 Month	-1.2%
6 Month	8.7%
1 Year	43.8%
3 Year	32.6%
5 Year	23.5%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	69.8%
2024	19.2%
2023	14.7%
2022	12.5%
2021	-4.7%
2020	26.9%
2019	23.1%
2018	8.3%
2017	0.7%
2016	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.56 Yr.
Pratik Tibrewal	1 Feb 25	1.33 Yr.

Data below for Axis Gold Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	1.85%
Other	98.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,942 Cr	236,027,486 ↑ 4,237,000
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹6 Cr
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	0%	₹6 Cr

10. Invesco India Gold Fund

To provide returns that closely corresponds to returns provided by Invesco India Gold Exchange Traded Fund.

Research Highlights for Invesco India Gold Fund

Bottom quartile AUM (₹503 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.17% (bottom quartile).
3Y return: 32.49% (bottom quartile).
1Y return: 43.44% (bottom quartile).
1M return: -8.22% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.87 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Invesco India Gold ETF (~98.4%).
Top-3 holdings concentration ~100.2%.

Below is the key information for Invesco India Gold Fund

Invesco India Gold Fund Growth
Launch Date	5 Dec 11
NAV (19 Jun 26)	₹40.3673 ↓ -0.81 (-1.98 %)
Net Assets (Cr)	₹503 on 31 May 26
Category	Gold - Gold
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.37
Sharpe Ratio	1.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,366
31 May 23	₹12,077
31 May 24	₹14,248
31 May 25	₹18,529
31 May 26	₹29,458

Invesco India Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Invesco India Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

Duration	Returns
1 Month	-8.2%
3 Month	-0.8%
6 Month	8.8%
1 Year	43.4%
3 Year	32.5%
5 Year	23.2%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	69.6%
2024	18.8%
2023	14.5%
2022	12.8%
2021	-5.5%
2020	27.2%
2019	21.4%
2018	6.6%
2017	1.3%
2016	21.6%

Fund Manager information for Invesco India Gold Fund

Name	Since	Tenure
Abhisek Bahinipati	1 Nov 25	0.58 Yr.

Data below for Invesco India Gold Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	3.35%
Other	96.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Invesco India Gold ETF - \| -	98%	₹472 Cr	36,211,900 ↑ 360,000
Triparty Repo CBLO/Reverse Repo \| -	2%	₹8 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹1 Cr

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