ہندوستان میں بہترین کارکردگی کا مظاہرہ کرنے والے SIP پلان 2022

Updated on September 6, 2026 , 201057 views

بہترینگھونٹ منصوبے؟ ان کا انتخاب کیسے کریں؟ یہ کچھ عام سوالات ہیں جو سوچتے وقت سرمایہ کاروں کے ذہن میں آتے ہیں۔سرمایہ کاری میںباہمی چندہ ایس آئی پی یا سیسٹیمیٹک کے ذریعےسرمایہ کاری کا منصوبہ.

SIP سرمایہ کاری Mutual Funds میں سرمایہ کاری کرتے وقت سب سے زیادہ نظم و ضبط والے سرمایہ کاری کے اختیارات میں سے ایک ہے۔ مزید یہ کہ، SIP میوچل فنڈ میں سرمایہ کاری کی کم از کم رقم INR 500 سے کم ہے۔ اس سے سرمایہ کاری ہوتی ہے۔ٹاپ ایس آئی پی بہت آسان منصوبے.

عام طور پر، ہندوستان میں کچھ بہترین SIP منصوبے طویل مدت کے لیے سرمایہ کاری کرنے پر اچھا منافع پیش کرتے ہیں۔ یہ جاننے کے لیے کہ کوئی SIP یا سسٹمیٹک انویسٹمنٹ پلان میں سرمایہ کاری کرکے کتنا کما سکتا ہے، چیک کریں۔گھونٹ کیلکولیٹر (جسے ایس آئی پی ریٹرن کیلکولیٹر بھی کہا جاتا ہے) سیکشن نیچے۔

سیسٹیمیٹک انویسٹمنٹ پلان میں سرمایہ کاری کیوں کی جائے؟

ایک منظم سرمایہ کاری کا منصوبہ متعدد فوائد کے ساتھ آتا ہے۔ اس کی کم از کم سرمایہ کاری کی رقمINR 500 میوچل فنڈز میں سرمایہ کاری کا سفر شروع کرنے کے لیے نہ صرف زیادہ تر آبادی بلکہ بہت سے نوجوانوں کی توجہ حاصل کی ہے۔ ایکسرمایہ کار کون چاہتا ہےSIP میں سرمایہ کاری کریں۔ ان کی اہم منصوبہ بندی کر سکتے ہیںمالی اہداف جیسے کہ بچوں کی تعلیم، شادی کے اخراجات، مکان/گاڑی کی خریداری وغیرہ، نظم و ضبط کے ساتھ۔ کوئی بھی اپنے اہداف (مختصر مدت، وسط مدتی اور طویل مدتی) کے مطابق سرمایہ کاری شروع کر سکتا ہے اور ایک خاص مدت کے دوران دولت میں اضافہ حاصل کر سکتا ہے۔

SIPs بڑے فوائد پیش کرتے ہیں جیسے روپے کی اوسط قیمت اورکمپاؤنڈنگ کی طاقت. روپے کی لاگت کا اوسط ایک فرد کو اثاثہ کی خریداری کی قیمت کا اوسط نکالنے میں مدد کرتا ہے۔ ایس آئی پی میں، یونٹس کی خریداری ایک طویل مدت میں کی جاتی ہے اور یہ ماہانہ وقفوں (عام طور پر) پر یکساں طور پر پھیلی ہوئی ہیں۔ سرمایہ کاری وقت کے ساتھ پھیل جانے کی وجہ سے، سرمایہ کاری اسٹاک میں کی جاتی ہے۔مارکیٹ مختلف قیمت پوائنٹس پر سرمایہ کار کو اوسط لاگت کا فائدہ دیتا ہے، لہذا اصطلاح روپیہ لاگت کا اوسط۔

مرکب سود کی صورت میں، سادہ سود کے برعکس جہاں آپ صرف پرنسپل پر سود حاصل کرتے ہیں، یہاں سود کی رقم پرنسپل میں شامل کی جاتی ہے، اور سود کا حساب نئے پرنسپل (پرانے پرنسپل کے علاوہ منافع) پر کیا جاتا ہے۔ یہ عمل ہر بار جاری رہتا ہے۔ چونکہ ایس آئی پی میں میوچل فنڈز قسطوں میں ہوتے ہیں، اس لیے وہ مرکب ہوتے ہیں، جو ابتدائی طور پر لگائی گئی رقم میں مزید اضافہ کرتے ہیں۔

سیسٹیمیٹک انویسٹمنٹ پلان میں کیسے سرمایہ کاری کریں؟

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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

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مالی سال 22 - 23 میں سرمایہ کاری کے لیے بہترین SIP پلان

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹63.6408 ↓ -0.62	₹1,441	500	11.2	-4	67.6	57.3	29.6	167.1
SBI PSU Fund Growth	₹34.0013 ↓ -0.05	₹6,678	500	-1.4	-5.6	10.2	18.7	22.6	11.3
ICICI Prudential Infrastructure Fund Growth	₹203.65 ↓ -0.37	₹8,523	100	4.8	8	6	17.1	21.7	6.7
DSP India T.I.G.E.R Fund Growth	₹362.601 ↑ 0.30	₹6,325	500	4.2	13	16.2	18.9	20.7	-2.5
Motilal Oswal Midcap 30 Fund Growth	₹104.567 ↑ 0.55	₹40,036	500	16.8	20.8	0.5	17.3	20.7	-12.1
LIC MF Infrastructure Fund Growth	₹54.8388 ↑ 0.17	₹1,145	1,000	5.2	11.6	12.2	21.7	20.5	-3.7
Nippon India Power and Infra Fund Growth	₹382.035 ↑ 1.34	₹8,042	100	2.6	10.6	11.8	17.6	20.4	-0.5
UTI Transportation & Logistics Fund Growth	₹297.492 ↑ 0.75	₹4,263	500	10.8	6.5	1	17.6	19.8	19.5
Invesco India PSU Equity Fund Growth	₹64.53 ↑ 0.06	₹1,473	500	0.6	-4.2	5.8	18.1	19.8	10.3
BOI AXA Manufacturing and Infrastructure Fund Growth	₹66.78 ↓ -0.06	₹893	1,000	7.2	14.8	18.2	20	19.5	7.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	ICICI Prudential Infrastructure Fund	DSP India T.I.G.E.R Fund	Motilal Oswal Midcap 30 Fund	LIC MF Infrastructure Fund	Nippon India Power and Infra Fund	UTI Transportation & Logistics Fund	Invesco India PSU Equity Fund	BOI AXA Manufacturing and Infrastructure Fund
Point 1	Bottom quartile AUM (₹1,441 Cr).	Upper mid AUM (₹6,678 Cr).	Top quartile AUM (₹8,523 Cr).	Upper mid AUM (₹6,325 Cr).	Highest AUM (₹40,036 Cr).	Bottom quartile AUM (₹1,145 Cr).	Upper mid AUM (₹8,042 Cr).	Lower mid AUM (₹4,263 Cr).	Lower mid AUM (₹1,473 Cr).	Bottom quartile AUM (₹893 Cr).
Point 2	Established history (19+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Oldest track record among peers (22 yrs).	Established history (12+ yrs).	Established history (18+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Rating: 4★ (top quartile).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 29.62% (top quartile).	5Y return: 22.57% (top quartile).	5Y return: 21.71% (upper mid).	5Y return: 20.70% (upper mid).	5Y return: 20.70% (upper mid).	5Y return: 20.50% (lower mid).	5Y return: 20.40% (lower mid).	5Y return: 19.83% (bottom quartile).	5Y return: 19.76% (bottom quartile).	5Y return: 19.47% (bottom quartile).
Point 6	3Y return: 57.32% (top quartile).	3Y return: 18.70% (upper mid).	3Y return: 17.13% (bottom quartile).	3Y return: 18.86% (upper mid).	3Y return: 17.27% (bottom quartile).	3Y return: 21.66% (top quartile).	3Y return: 17.61% (lower mid).	3Y return: 17.56% (bottom quartile).	3Y return: 18.14% (lower mid).	3Y return: 19.96% (upper mid).
Point 7	1Y return: 67.57% (top quartile).	1Y return: 10.24% (lower mid).	1Y return: 6.03% (lower mid).	1Y return: 16.21% (upper mid).	1Y return: 0.53% (bottom quartile).	1Y return: 12.21% (upper mid).	1Y return: 11.77% (upper mid).	1Y return: 1.04% (bottom quartile).	1Y return: 5.75% (bottom quartile).	1Y return: 18.17% (top quartile).
Point 8	Alpha: 2.59 (upper mid).	Alpha: -0.89 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -9.71 (bottom quartile).	Alpha: 5.37 (top quartile).	Alpha: 6.69 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -6.88 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: 1.14 (top quartile).	Sharpe: 0.28 (lower mid).	Sharpe: 0.04 (bottom quartile).	Sharpe: 0.52 (upper mid).	Sharpe: -0.24 (bottom quartile).	Sharpe: 0.28 (lower mid).	Sharpe: 0.34 (upper mid).	Sharpe: 0.47 (upper mid).	Sharpe: -0.16 (bottom quartile).	Sharpe: 0.70 (top quartile).
Point 10	Information ratio: -0.56 (bottom quartile).	Information ratio: -0.34 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.06 (upper mid).	Information ratio: 0.56 (top quartile).	Information ratio: 0.40 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -0.57 (bottom quartile).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Bottom quartile AUM (₹1,441 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.62% (top quartile).
3Y return: 57.32% (top quartile).
1Y return: 67.57% (top quartile).
Alpha: 2.59 (upper mid).
Sharpe: 1.14 (top quartile).
Information ratio: -0.56 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,678 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 22.57% (top quartile).
3Y return: 18.70% (upper mid).
1Y return: 10.24% (lower mid).
Alpha: -0.89 (bottom quartile).
Sharpe: 0.28 (lower mid).
Information ratio: -0.34 (bottom quartile).

ICICI Prudential Infrastructure Fund

Top quartile AUM (₹8,523 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.71% (upper mid).
3Y return: 17.13% (bottom quartile).
1Y return: 6.03% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.04 (bottom quartile).
Information ratio: 0.00 (upper mid).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,325 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 20.70% (upper mid).
3Y return: 18.86% (upper mid).
1Y return: 16.21% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (upper mid).
Information ratio: 0.00 (upper mid).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹40,036 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.70% (upper mid).
3Y return: 17.27% (bottom quartile).
1Y return: 0.53% (bottom quartile).
Alpha: -9.71 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.06 (upper mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,145 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.50% (lower mid).
3Y return: 21.66% (top quartile).
1Y return: 12.21% (upper mid).
Alpha: 5.37 (top quartile).
Sharpe: 0.28 (lower mid).
Information ratio: 0.56 (top quartile).

Nippon India Power and Infra Fund

Upper mid AUM (₹8,042 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 20.40% (lower mid).
3Y return: 17.61% (lower mid).
1Y return: 11.77% (upper mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.34 (upper mid).
Information ratio: 0.40 (top quartile).

UTI Transportation & Logistics Fund

Lower mid AUM (₹4,263 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 19.83% (bottom quartile).
3Y return: 17.56% (bottom quartile).
1Y return: 1.04% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.47 (upper mid).
Information ratio: 0.00 (lower mid).

Invesco India PSU Equity Fund

Lower mid AUM (₹1,473 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 19.76% (bottom quartile).
3Y return: 18.14% (lower mid).
1Y return: 5.75% (bottom quartile).
Alpha: -6.88 (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: -0.57 (bottom quartile).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹893 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.47% (bottom quartile).
3Y return: 19.96% (upper mid).
1Y return: 18.17% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.70 (top quartile).
Information ratio: 0.00 (lower mid).

*فنڈز کی فہرست پر مبنی ہے۔اثاثے >= 200 کروڑ اور ترتیب دیا گیا5 سال کی واپسی۔.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,441 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.62% (top quartile).
3Y return: 57.32% (top quartile).
1Y return: 67.57% (top quartile).
Alpha: 2.59 (upper mid).
Sharpe: 1.14 (top quartile).
Information ratio: -0.56 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~92%).
Largest holding BGF World Gold I2 (~66.2%).
Top-3 holdings concentration ~98.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (04 Sep 26)	₹63.6408 ↓ -0.62 (-0.96 %)
Net Assets (Cr)	₹1,441 on 31 Jul 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.14
Information Ratio	-0.56
Alpha Ratio	2.59
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹7,679
31 Aug 23	₹9,692
31 Aug 24	₹12,678
31 Aug 25	₹21,230
31 Aug 26	₹37,198

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	23.7%
3 Month	11.2%
6 Month	-4%
1 Year	67.6%
3 Year	57.3%
5 Year	29.6%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Gold Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Basic Materials	91.57%

Asset Allocation

Asset Class	Value
Cash	6.38%
Equity	91.78%
Debt	0.01%
Other	1.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	66%	₹954 Cr	983,452
VanEck Gold Miners ETF - \| GDX	28%	₹405 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹58 Cr
Net Receivables/Payables Net Current Assets \| -	2%	₹23 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,678 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 22.57% (top quartile).
3Y return: 18.70% (upper mid).
1Y return: 10.24% (lower mid).
Alpha: -0.89 (bottom quartile).
Sharpe: 0.28 (lower mid).
Information ratio: -0.34 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.7%).
Top-3 holdings concentration ~35.0%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (08 Sep 26)	₹34.0013 ↓ -0.05 (-0.16 %)
Net Assets (Cr)	₹6,678 on 31 Jul 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.28
Information Ratio	-0.34
Alpha Ratio	-0.89
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,785
31 Aug 23	₹15,512
31 Aug 24	₹28,188
31 Aug 25	₹24,899
31 Aug 26	₹28,344

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-1.9%
3 Month	-1.4%
6 Month	-5.6%
1 Year	10.2%
3 Year	18.7%
5 Year	22.6%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	2.17 Yr.

Data below for SBI PSU Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	33.66%
Utility	31.89%
Industrials	14.38%
Energy	11.69%
Basic Materials	6.17%

Asset Allocation

Asset Class	Value
Cash	1.87%
Equity	98.05%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹1,112 Cr	10,827,500
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹620 Cr	34,150,000 ↓ -4,000,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹606 Cr	17,443,244 ↑ 2,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	8%	₹567 Cr	19,935,554
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹550 Cr	14,185,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹355 Cr	14,655,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹348 Cr	14,350,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	5%	₹310 Cr	9,700,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| 500103	4%	₹265 Cr	6,500,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹237 Cr	27,900,000

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Top quartile AUM (₹8,523 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.71% (upper mid).
3Y return: 17.13% (bottom quartile).
1Y return: 6.03% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.04 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~7.9%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (08 Sep 26)	₹203.65 ↓ -0.37 (-0.18 %)
Net Assets (Cr)	₹8,523 on 31 Jul 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹12,240
31 Aug 23	₹16,251
31 Aug 24	₹26,185
31 Aug 25	₹25,249
31 Aug 26	₹27,106

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-0.6%
3 Month	4.8%
6 Month	8%
1 Year	6%
3 Year	17.1%
5 Year	21.7%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	9.17 Yr.
Sharmila D’mello	30 Jun 22	4.09 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	43.42%
Basic Materials	13.66%
Utility	10.45%
Financial Services	9.8%
Real Estate	8.34%
Energy	7.84%
Consumer Cyclical	2.16%
Communication Services	0.06%

Asset Allocation

Asset Class	Value
Cash	3.29%
Equity	96.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹673 Cr	1,301,985
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹500 Cr	1,268,485
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	5%	₹396 Cr	3,029,725 ↑ 1,050,000
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹373 Cr	2,038,517 ↓ -100,909
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹300 Cr	8,626,448
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹279 Cr	106,892
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹251 Cr	3,357,506
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| 532929	3%	₹247 Cr	4,257,556
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹236 Cr	1,830,742
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹233 Cr	507,392 ↓ -48,354

4. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,325 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 20.70% (upper mid).
3Y return: 18.86% (upper mid).
1Y return: 16.21% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~90%).
Largest holding Reliance Industries Ltd (~6.8%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (08 Sep 26)	₹362.601 ↑ 0.30 (0.08 %)
Net Assets (Cr)	₹6,325 on 31 Jul 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,274
31 Aug 23	₹15,130
31 Aug 24	₹24,720
31 Aug 25	₹22,070
31 Aug 26	₹26,291

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-0.6%
3 Month	4.2%
6 Month	13%
1 Year	16.2%
3 Year	18.9%
5 Year	20.7%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	16.12 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	27.78%
Energy	12.96%
Basic Materials	11.37%
Utility	9.41%
Financial Services	8.76%
Health Care	5.86%
Consumer Cyclical	5.03%
Communication Services	2.65%
Real Estate	1.51%
Technology	1%
Consumer Defensive	0.13%

Asset Allocation

Asset Class	Value
Cash	10.3%
Equity	89.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	7%	₹427 Cr	3,267,164 ↑ 246,542
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹321 Cr	9,249,176
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹270 Cr	301,630
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹232 Cr	588,665
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	3%	₹197 Cr	423,779
Nifty Aug26 - \| -	3%	₹190 Cr	77,805 ↑ 77,805
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹168 Cr	849,969
Bharat Electronics Ltd (Industrials) Equity, Since 31 May 26 \| BEL	3%	₹158 Cr	4,081,390
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 24 \| 500312	2%	₹143 Cr	5,888,442 ↑ 2,674,891
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 14 \| 532538	2%	₹140 Cr	118,010

5. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund

Highest AUM (₹40,036 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.70% (upper mid).
3Y return: 17.27% (bottom quartile).
1Y return: 0.53% (bottom quartile).
Alpha: -9.71 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.06 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Kalyan Jewellers India Ltd (~8.9%).

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (08 Sep 26)	₹104.567 ↑ 0.55 (0.52 %)
Net Assets (Cr)	₹40,036 on 31 Jul 26
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	-0.24
Information Ratio	0.06
Alpha Ratio	-9.71
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹12,549
31 Aug 23	₹15,866
31 Aug 24	₹25,879
31 Aug 25	₹25,890
31 Aug 26	₹27,113

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	2.1%
3 Month	16.8%
6 Month	20.8%
1 Year	0.5%
3 Year	17.3%
5 Year	20.7%
10 Year
15 Year
Since launch	20.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-12.1%
2023	57.1%
2022	41.7%
2021	10.7%
2020	55.8%
2019	9.3%
2018	9.7%
2017	-12.7%
2016	30.8%
2015	5.2%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Varun Sharma	21 Jan 26	0.53 Yr.
Swapnil Mayekar	18 Nov 25	0.7 Yr.
Ajay Khandelwal	1 Oct 24	1.83 Yr.
Ankit Agarwal	21 Jan 26	0.53 Yr.
Rakesh Shetty	22 Nov 22	3.69 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Technology	28.34%
Financial Services	27.66%
Consumer Cyclical	17.34%
Industrials	13.7%
Real Estate	2.58%
Communication Services	2.55%
Health Care	2.2%
Energy	0.91%
Consumer Defensive	0.6%

Asset Allocation

Asset Class	Value
Cash	4.13%
Equity	95.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	9%	₹3,553 Cr	58,000,000 ↓ -3,413,395
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| PAYTM	8%	₹3,237 Cr	24,100,476
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| ETERNAL	6%	₹2,552 Cr	84,386,866
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	6%	₹2,235 Cr	12,988,926 ↓ -2,464,386
Aditya Birla Capital Ltd (Financial Services) Equity, Since 30 Jun 25 \| ABCAPITAL	5%	₹2,082 Cr	51,500,000 ↓ -959,381
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	5%	₹1,925 Cr	3,850,000 ↓ -20,834
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	5%	₹1,901 Cr	3,425,000 ↓ -551,493
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 31 Jan 26 \| GROWW	4%	₹1,635 Cr	84,095,094 ↓ -521,566
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	4%	₹1,500 Cr	14,328,296 ↑ 737,429
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	3%	₹1,395 Cr	992,735 ↓ -32,000

6. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,145 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.50% (lower mid).
3Y return: 21.66% (top quartile).
1Y return: 12.21% (upper mid).
Alpha: 5.37 (top quartile).
Sharpe: 0.28 (lower mid).
Information ratio: 0.56 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Indo MIM Ltd (~5.5%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (08 Sep 26)	₹54.8388 ↑ 0.17 (0.31 %)
Net Assets (Cr)	₹1,145 on 31 Jul 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.28
Information Ratio	0.56
Alpha Ratio	5.37
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,438
31 Aug 23	₹14,078
31 Aug 24	₹25,080
31 Aug 25	₹22,664
31 Aug 26	₹26,211

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-1.2%
3 Month	5.2%
6 Month	11.6%
1 Year	12.2%
3 Year	21.7%
5 Year	20.5%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Mahesh Bendre	1 Jul 24	2.08 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	36.3%
Consumer Cyclical	19.93%
Financial Services	9.79%
Basic Materials	9.64%
Utility	9.62%
Real Estate	5.65%
Communication Services	3.64%

Asset Allocation

Asset Class	Value
Cash	5.32%
Equity	94.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indo MIM Ltd (Industrials) Equity, Since 31 Jul 26 \| INDOMIM	5%	₹63 Cr	805,997 ↑ 805,997
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	4%	₹42 Cr	1,224,915
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹41 Cr	944,348
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹41 Cr	57,317
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 26 \| 503100	3%	₹39 Cr	206,535 ↑ 206,535
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹38 Cr	96,023
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹33 Cr	861,040
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹31 Cr	367,501
Carraro India Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| CARRARO	3%	₹30 Cr	565,917
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 May 26 \| POWERINDIA	3%	₹29 Cr	9,105 ↑ 3,628

7. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹8,042 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 20.40% (lower mid).
3Y return: 17.61% (lower mid).
1Y return: 11.77% (upper mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.34 (upper mid).
Information ratio: 0.40 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~7.6%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (08 Sep 26)	₹382.035 ↑ 1.34 (0.35 %)
Net Assets (Cr)	₹8,042 on 31 Jul 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	0.34
Information Ratio	0.4
Alpha Ratio	6.69
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,087
31 Aug 23	₹15,068
31 Aug 24	₹25,109
31 Aug 25	₹22,543
31 Aug 26	₹25,857

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-1.8%
3 Month	2.6%
6 Month	10.6%
1 Year	11.8%
3 Year	17.6%
5 Year	20.4%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.19 Yr.
Rahul Modi	19 Aug 24	1.95 Yr.
Amber Singhania	11 Mar 26	0.39 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	37.06%
Utility	20.05%
Consumer Cyclical	12.45%
Energy	9.09%
Basic Materials	7.48%
Financial Services	3.84%
Technology	3.6%
Communication Services	2.53%
Real Estate	1.7%
Health Care	1.5%

Asset Allocation

Asset Class	Value
Cash	0.72%
Equity	99.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹609 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹550 Cr	1,396,958
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	5%	₹438 Cr	12,600,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹295 Cr	32,747,646 ↑ 3,050,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹260 Cr	6,400,000 ↑ 300,000
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Oct 24 \| 532810	3%	₹204 Cr	4,800,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	3%	₹203 Cr	1,030,000
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| 533655	2%	₹184 Cr	3,053,288
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 20 \| HAL	2%	₹182 Cr	392,000
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 26 \| 500425	2%	₹181 Cr	4,188,394 ↑ 440,000

8. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Lower mid AUM (₹4,263 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 19.83% (bottom quartile).
3Y return: 17.56% (bottom quartile).
1Y return: 1.04% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.47 (upper mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~76%).
Largest holding Mahindra & Mahindra Ltd (~12.9%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (08 Sep 26)	₹297.492 ↑ 0.75 (0.25 %)
Net Assets (Cr)	₹4,263 on 31 Jul 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.47
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹12,993
31 Aug 23	₹14,932
31 Aug 24	₹23,413
31 Aug 25	₹22,992
31 Aug 26	₹25,346

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-3.4%
3 Month	10.8%
6 Month	6.5%
1 Year	1%
3 Year	17.6%
5 Year	19.8%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.86 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	82.42%
Industrials	13.94%
Energy	0.41%

Asset Allocation

Asset Class	Value
Cash	3.06%
Equity	96.78%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹549 Cr	1,614,940
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	10%	₹417 Cr	13,773,081
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹379 Cr	265,955 ↑ 7,500
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹328 Cr	419,126
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹268 Cr	232,860 ↓ -18,797
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	6%	₹238 Cr	1,399,964
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹189 Cr	438,430
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹188 Cr	348,379 ↓ -10,453
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹171 Cr	786,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹129 Cr	250,430

9. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Lower mid AUM (₹1,473 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 19.76% (bottom quartile).
3Y return: 18.14% (lower mid).
1Y return: 5.75% (bottom quartile).
Alpha: -6.88 (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: -0.57 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Hindustan Aeronautics Ltd Ordinary Shares (~8.3%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (08 Sep 26)	₹64.53 ↑ 0.06 (0.09 %)
Net Assets (Cr)	₹1,473 on 30 Jun 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	-0.16
Information Ratio	-0.57
Alpha Ratio	-6.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,222
31 Aug 23	₹14,270
31 Aug 24	₹26,464
31 Aug 25	₹23,314
31 Aug 26	₹25,484

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-2.7%
3 Month	0.6%
6 Month	-4.2%
1 Year	5.8%
3 Year	18.1%
5 Year	19.8%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	1.08 Yr.
Sagar Gandhi	1 Jul 25	1.08 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	46.43%
Financial Services	22.79%
Energy	11.34%
Utility	7.38%
Basic Materials	4.96%
Technology	3.33%
Consumer Cyclical	2.49%

Asset Allocation

Asset Class	Value
Cash	1.28%
Equity	98.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	8%	₹121 Cr	261,137
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	8%	₹112 Cr	1,341,970
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹112 Cr	1,090,507 ↓ -232,587
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	7%	₹98 Cr	861,251 ↑ 214,951
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	6%	₹81 Cr	2,078,629
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	5%	₹69 Cr	2,153,282 ↓ -922,742
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jul 26 \| CONCOR	4%	₹65 Cr	1,237,114 ↑ 1,237,114
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹59 Cr	315,700 ↑ 44,938
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| BDL	4%	₹59 Cr	471,527
Honeywell Automation India Ltd (Industrials) Equity, Since 31 Jul 26 \| HONAUT	4%	₹57 Cr	15,047 ↑ 15,047

10. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

Research Highlights for BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹893 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.47% (bottom quartile).
3Y return: 19.96% (upper mid).
1Y return: 18.17% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.70 (top quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~7.9%).

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (08 Sep 26)	₹66.78 ↓ -0.06 (-0.09 %)
Net Assets (Cr)	₹893 on 31 Jul 26
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.4
Sharpe Ratio	0.7
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,031
31 Aug 23	₹13,843
31 Aug 24	₹22,263
31 Aug 25	₹20,352
31 Aug 26	₹24,770

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-1%
3 Month	7.2%
6 Month	14.8%
1 Year	18.2%
3 Year	20%
5 Year	19.5%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	25.7%
2022	44.7%
2021	3.3%
2020	52.5%
2019	28.1%
2018	2.5%
2017	-22.8%
2016	56%
2015	1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	3.85 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	21.92%
Consumer Cyclical	16.13%
Energy	12.14%
Health Care	12.06%
Basic Materials	10.19%
Consumer Defensive	7.74%
Utility	5.3%
Technology	3.89%
Communication Services	3.83%
Real Estate	0.33%

Asset Allocation

Asset Class	Value
Cash	6.37%
Equity	93.53%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	8%	₹70 Cr	537,978 ↑ 181,468
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	6%	₹50 Cr	127,443
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| 532555	5%	₹47 Cr	1,363,654 ↑ 113,287
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 26 \| ITC	4%	₹37 Cr	1,318,102 ↑ 778,122
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 26 \| DIXON	4%	₹35 Cr	24,700 ↓ -1,476
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	4%	₹34 Cr	173,416
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 May 25 \| AUROPHARMA	3%	₹31 Cr	196,331
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 26 \| 532522	3%	₹31 Cr	1,103,649
Stylam Industries Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| 526951	3%	₹26 Cr	76,409 ↓ -1,288
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 28 Feb 25 \| QPOWER	3%	₹23 Cr	204,943

بہترین SIP سرمایہ کاری کا انتخاب کیسے کریں؟

مختلف میوچل فنڈز ہیں جو آپ کو SIP کے ذریعے سرمایہ کاری کرنے کی اجازت دیتے ہیں۔ لیکن بنیادی مسئلہ انتخاب کا ہے۔بہترین باہمی فنڈز ایس آئی پی کے لیے۔ اگرچہ بہترین میوچل فنڈز ہر شخص میں مختلف ہو سکتے ہیں، ذیل میں کچھ نکات کی فہرست دی گئی ہے جن پر سرمایہ کار بہترین SIP میوچل فنڈ کا انتخاب کرنے سے پہلے غور کر سکتے ہیں۔

SIP سرمایہ کاری کے مقصد کو سمجھیں۔

جب سرمایہ کاری کی بات آتی ہے تو ہم میں سے ہر ایک کا مقصد مختلف ہوتا ہے۔ لہذا SIP کے ذریعے میوچل فنڈز میں سرمایہ کاری کرنے سے پہلے، یہ مشورہ دیا جاتا ہے کہ آپ اپنے سرمایہ کاری کے اہداف کی واضح تصویر حاصل کریں اوررسک پروفائل. عام طور پر،ایکویٹی میوچل فنڈز طویل مدتی مقاصد کے لیے فائدہ مند سمجھا جاتا ہے جبکہکرنسی مارکیٹ اورقرض فنڈ مختصر مدت کے مقاصد کے لیے موزوں ہیں۔

فنڈ ہاؤس کو جانیں۔

SIP ریٹرن کا ایک بڑا حصہ فنڈ ہاؤس پر منحصر ہے جو آپ کی طرف سے آپ کے پیسے کا انتظام کرتا ہے۔ اگر فنڈ ہاؤس اپنے مقصد میں ناکام ہو جاتا ہے، تو آپ اپنی رقم کھونے والے ہوں گے۔ یہ یقینی بنانے کے لیے کہ آپ کے پاس بہترین SIP پلان ہے ایک معروف فنڈ ہاؤس کا انتخاب کریں۔

ایس آئی پی میوچل فنڈ کے فنڈ کی کارکردگی کی نگرانی کریں۔

بنیادی وجوہات میں سے ایک جس کی وجہ سے لوگمیوچل فنڈز میں سرمایہ کاری کریں۔ ایس آئی پی کے ذریعے پیسہ کمانا ہے۔ لہذا، بہترین فنڈ کا انتخاب کرنے اور پھر بہترین SIP منصوبوں میں سرمایہ کاری کرنے کے لیے وقت کے دوران فنڈز کی کارکردگی کا تجزیہ کرنا ضروری ہے۔ عام طور پر، ایکویٹی Mutual Funds کے لیے طویل مدتی کارکردگی کو دیکھا جاتا ہے، جبکہ قرض کے لیے Mutual Funds مختصر سے درمیانی مدت کے منافع پر غور کیا جاتا ہے۔

SIP کے بوجھ اور بار بار چلنے والے اخراجات کا تجزیہ کریں۔

آخری لیکن کم از کم نہیں، ایگزٹ لوڈ اور اخراجات کا تناسب اگر ایک مخصوص مدت (عام طور پر لاک ان پیریڈ کہلاتا ہے) سے پہلے سرمایہ کاری کو چھڑا لیا جائے۔

لہذا، یہ مشورہ دیا جاتا ہے کہ ان پیرامیٹرز کو ذہن میں رکھتے ہوئے بہترین SIP پلانز کا انتخاب کریں۔ سرمایہ کاری کرنے سے پہلے سوچیں!

SIP کیلکولیٹر (SIP ریٹرن کیلکولیٹر)

کے لیےمعاشی منصوبہ بندی، ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر بہترین ٹولز میں سے ایک ہے۔

یہ مانیٹر کرنے کے لیے کہ آپ کا SIP کمپاؤنڈنگ کی طاقت سے کیسے بڑھتا ہے، ذیل کی مثال پر غور کریں۔

ماہانہ سرمایہ کاری	سرمایہ کاری کی مدت	سرمایہ کاری کی کل رقم	حتمی قیمت @ 14% p.a.
1،000	5 سال	60,000	87,200
1,000	10 سال	1,20,000	2,62,091
1,000	15 سال	1,80,000	6,12,853

مندرجہ بالا جدول میں بتایا گیا ہے کہ اگر آپ SIP Mutual Fund میں ماہانہ INR 1,000 کی سرمایہ کاری کرتے ہیں، تو 5 سالوں میں آپ کی کل سرمایہ کاری INR 60,000 ہوگی اور آپ کا SIP 14% p.a کے مفروضہ واپسی فیصد پر واپس آئے گا۔ ہو گا87,2001 روپےبالترتیب اسی طرح 10 سالوں میں کل سرمایہ کاری ہوگی۔INR 1,20,000 اور SIP 14% p.a کی فرضی فیصد پر واپسی ہو گاINR 2,62,091.

اسی طرح 15 سال میں سرمایہ کاری ہوگی۔INR 1,80,000 اور 14% p.a کی واپسی کے فیصد پر حتمی قیمت ہوگی۔6,12,853 روپےبالترتیب

لہذا، صرف ایک مہینے میں INR 1,000 کی سرمایہ کاری کرکے، دیکھیں کہ آنے والے سالوں میں آپ کی رقم کیسے بڑھے گی۔ سرمایہ کاری کے لیے بہترین SIP میوچل فنڈ کا انتخاب کرتے وقت مذکورہ بالا حسابات پر غور کریں۔

اکثر پوچھے گئے سوالات

1. SIP کیا ہے؟

A: ایس آئی پی یا سیسٹیمیٹک انویسٹمنٹ پلان ایک سرمایہ کاری کا راستہ ہے جو میوچل فنڈ اسکیم کے تحت پیش کیا جاتا ہے، جہاں اسکیم کے تحت باقاعدہ وقفوں پر ایک مخصوص رقم کی سرمایہ کاری کی جاتی ہے۔ یہ قسط 500 روپے تک ہو سکتی ہے۔

2. SIP کے کیا فوائد ہیں؟

A: SIP کا بنیادی فائدہ یہ ہے کہ یہ سرمایہ کاری کو زیادہ نظم و ضبط بناتا ہے۔ یہ سرمایہ کار کو بنانے کی اجازت دیتا ہے۔مالیاتی منصوبہ مفید ہے اور سرمایہ کار میں سرمایہ کاری کی عادت پیدا کرنے میں مدد کرتا ہے۔

3. SIP میں کون سرمایہ کاری کر سکتا ہے؟

A: کوئی بھی ایس آئی پی میں سرمایہ کاری کر سکتا ہے۔ لیکن، آپ کو اپنے خطرے کا تجزیہ کرنا چاہیے، مطلب یہ ہے کہ آپ کتنا خطرہ مول لینا چاہتے ہیں۔ اس کے علاوہ، شروع کرنے کے لیے، آپ کو PAN کی تفصیلات، ایڈریس پروف، اور کی ضرورت ہے۔بینک تفصیلات

4. آف لائن موڈ میں SIP میں سرمایہ کاری کرنے کے کیا اقدامات ہیں؟

A: آف لائن موڈ میں سرمایہ کاری کرنے کے لیے، آپ کو درخواست فارم کو پُر کرنا ہوگا، ماہانہ یا سہ ماہی SIP رقم کے لیے ایک چیک جمع کرانا ہوگا، اس کی ایک کاپی فراہم کرنا ہوگی۔پین کارڈآپ کے بینک کی تفصیلات کے ثبوت کے طور پر ایڈریس کا ثبوت، اور ایک منسوخ شدہ چیک۔

5. مجھے ICICI پرڈینشل ٹیکنالوجی فنڈ میں کیوں سرمایہ کاری کرنی چاہیے؟

A: ICICI پرڈینشل ٹیکنالوجی فنڈ نے 3 مارچ 2000 کو اپنے آغاز کے بعد سے 11.9% کی واپسی ظاہر کی ہے۔ دوسرے فنڈز کے برعکس، سال 2020 میں، اس نے 70.6% کی واپسی قائم کی ہے۔ لہذا، آئی سی آئی سی آئی پرڈینشل ٹیکنالوجی فنڈ میں سرمایہ کاری فائدہ مند ثابت ہوئی ہے اور اس نے پانچ سالوں کے لیے ایس آئی پی میں سرمایہ کاری کی ہے۔

6. مجھے ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ میں کیوں سرمایہ کاری کرنی چاہئے؟

A: ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ نے پانچ سالہ ترقی کی شرح ظاہر کی ہے۔5.29%، جو نسبتاً زیادہ ہے۔

7. SIP میں سرمایہ کاری کرتے وقت آپ کو کن چیزوں پر غور کرنا چاہیے؟

A: جب آپ SIP میں سرمایہ کاری کرتے ہیں، تو آپ کو خالص اثاثہ کی قیمت یانہیں ہیں. یہ وہ سرمایہ کاری ہے جو آپ اسکیم کے لیے کرتے ہیں۔ آپ کو اس کی ریٹنگز اور اس کی تاریخی کارکردگی کو بھی چیک کرنا چاہیے۔ اس بات کو یقینی بنانے کے لیے کہ آپ کی سرمایہ کاری محفوظ ہے SIP سے حاصل ہونے والے منافع کو سمجھنا ضروری ہے۔

8. کیا SIP کے لیے KYC اہم ہے؟

A: ہاں، SIP کے لیے بھی KYC ضروری ہے۔ چونکہ SIP میوچل فنڈ کی اسکیم کے تحت آتا ہے، آپ کو SIP میں سرمایہ کاری کرنے کے لیے KYC دستاویزات فراہم کرنے ہوں گے۔

9. کیا SIPs میں کم از کم سرمایہ کاری کی ضرورت ہوتی ہے؟

A: ہاں، کچھ SIPs میں کم از کم سرمایہ کاری کی ضرورت ہوتی ہے۔ مثال کے طور پر، آدتیہ برلا سن لائف ڈیجیٹل انڈیا فنڈ میں کم از کم SIP سرمایہ کاری کی ضرورت ہے 1000 روپے۔ ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ کی کم از کم ضرورت 5000 روپے ہے۔ اس طرح، آپ جس SIP میں سرمایہ کاری کر رہے ہیں اس پر منحصر ہے، آپ کو اپنی سرمایہ کاری کی رقم میں اضافہ کرنا پڑے گا۔

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔