ہندوستان میں بہترین کارکردگی کا مظاہرہ کرنے والے SIP پلان 2022

Updated on October 19, 2026 , 201218 views

بہترینگھونٹ منصوبے؟ ان کا انتخاب کیسے کریں؟ یہ کچھ عام سوالات ہیں جو سوچتے وقت سرمایہ کاروں کے ذہن میں آتے ہیں۔سرمایہ کاری میںباہمی چندہ ایس آئی پی یا سیسٹیمیٹک کے ذریعےسرمایہ کاری کا منصوبہ.

SIP سرمایہ کاری Mutual Funds میں سرمایہ کاری کرتے وقت سب سے زیادہ نظم و ضبط والے سرمایہ کاری کے اختیارات میں سے ایک ہے۔ مزید یہ کہ، SIP میوچل فنڈ میں سرمایہ کاری کی کم از کم رقم INR 500 سے کم ہے۔ اس سے سرمایہ کاری ہوتی ہے۔ٹاپ ایس آئی پی بہت آسان منصوبے.

عام طور پر، ہندوستان میں کچھ بہترین SIP منصوبے طویل مدت کے لیے سرمایہ کاری کرنے پر اچھا منافع پیش کرتے ہیں۔ یہ جاننے کے لیے کہ کوئی SIP یا سسٹمیٹک انویسٹمنٹ پلان میں سرمایہ کاری کرکے کتنا کما سکتا ہے، چیک کریں۔گھونٹ کیلکولیٹر (جسے ایس آئی پی ریٹرن کیلکولیٹر بھی کہا جاتا ہے) سیکشن نیچے۔

سیسٹیمیٹک انویسٹمنٹ پلان میں سرمایہ کاری کیوں کی جائے؟

ایک منظم سرمایہ کاری کا منصوبہ متعدد فوائد کے ساتھ آتا ہے۔ اس کی کم از کم سرمایہ کاری کی رقمINR 500 میوچل فنڈز میں سرمایہ کاری کا سفر شروع کرنے کے لیے نہ صرف زیادہ تر آبادی بلکہ بہت سے نوجوانوں کی توجہ حاصل کی ہے۔ ایکسرمایہ کار کون چاہتا ہےSIP میں سرمایہ کاری کریں۔ ان کی اہم منصوبہ بندی کر سکتے ہیںمالی اہداف جیسے کہ بچوں کی تعلیم، شادی کے اخراجات، مکان/گاڑی کی خریداری وغیرہ، نظم و ضبط کے ساتھ۔ کوئی بھی اپنے اہداف (مختصر مدت، وسط مدتی اور طویل مدتی) کے مطابق سرمایہ کاری شروع کر سکتا ہے اور ایک خاص مدت کے دوران دولت میں اضافہ حاصل کر سکتا ہے۔

SIPs بڑے فوائد پیش کرتے ہیں جیسے روپے کی اوسط قیمت اورکمپاؤنڈنگ کی طاقت. روپے کی لاگت کا اوسط ایک فرد کو اثاثہ کی خریداری کی قیمت کا اوسط نکالنے میں مدد کرتا ہے۔ ایس آئی پی میں، یونٹس کی خریداری ایک طویل مدت میں کی جاتی ہے اور یہ ماہانہ وقفوں (عام طور پر) پر یکساں طور پر پھیلی ہوئی ہیں۔ سرمایہ کاری وقت کے ساتھ پھیل جانے کی وجہ سے، سرمایہ کاری اسٹاک میں کی جاتی ہے۔مارکیٹ مختلف قیمت پوائنٹس پر سرمایہ کار کو اوسط لاگت کا فائدہ دیتا ہے، لہذا اصطلاح روپیہ لاگت کا اوسط۔

مرکب سود کی صورت میں، سادہ سود کے برعکس جہاں آپ صرف پرنسپل پر سود حاصل کرتے ہیں، یہاں سود کی رقم پرنسپل میں شامل کی جاتی ہے، اور سود کا حساب نئے پرنسپل (پرانے پرنسپل کے علاوہ منافع) پر کیا جاتا ہے۔ یہ عمل ہر بار جاری رہتا ہے۔ چونکہ ایس آئی پی میں میوچل فنڈز قسطوں میں ہوتے ہیں، اس لیے وہ مرکب ہوتے ہیں، جو ابتدائی طور پر لگائی گئی رقم میں مزید اضافہ کرتے ہیں۔

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مالی سال 22 - 23 میں سرمایہ کاری کے لیے بہترین SIP پلان

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
DSP World Gold Fund Growth	₹56.879 ↓ -0.84	₹1,665	500	19.8	-10.9	21.5	51.2	26.2	167.1
SBI PSU Fund Growth	₹31.8546 ↓ -0.37	₹6,354	500	-7.9	-12.7	-3.5	17.4	18.7	11.3
LIC MF Infrastructure Fund Growth	₹50.9404 ↓ -0.79	₹1,153	1,000	-6.4	-1.3	1.5	18.7	18.5	-3.7
DSP India T.I.G.E.R Fund Growth	₹332.995 ↓ -4.62	₹6,265	500	-8.2	-2.3	5.1	16.6	18.2	-2.5
BOI AXA Manufacturing and Infrastructure Fund Growth	₹63.46 ↓ -1.01	₹984	1,000	-5.4	2.9	8.6	18.1	17.9	7.8
Motilal Oswal Midcap 30 Fund Growth	₹96.9986 ↓ -1.47	₹40,208	500	-2.2	4	-7.4	15.6	17.6	-12.1
DSP US Flexible Equity Fund Growth	₹91.9393 ↓ -0.64	₹1,280	500	0.3	8	31.5	27.2	17.3	33.8
ICICI Prudential Infrastructure Fund Growth	₹184.61 ↓ -3.30	₹8,227	100	-9.9	-8.3	-7.3	13.7	17.3	6.7
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	100	-5	8.5	24.5	17	17.3
Nippon India Power and Infra Fund Growth	₹349.96 ↓ -6.76	₹7,867	100	-8.3	-6.5	-1	14.6	17.1	-0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Oct 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	LIC MF Infrastructure Fund	DSP India T.I.G.E.R Fund	BOI AXA Manufacturing and Infrastructure Fund	Motilal Oswal Midcap 30 Fund	DSP US Flexible Equity Fund	ICICI Prudential Infrastructure Fund	Sundaram Select Focus Fund	Nippon India Power and Infra Fund
Point 1	Lower mid AUM (₹1,665 Cr).	Upper mid AUM (₹6,354 Cr).	Bottom quartile AUM (₹1,153 Cr).	Upper mid AUM (₹6,265 Cr).	Bottom quartile AUM (₹984 Cr).	Highest AUM (₹40,208 Cr).	Bottom quartile AUM (₹1,280 Cr).	Top quartile AUM (₹8,227 Cr).	Lower mid AUM (₹1,354 Cr).	Upper mid AUM (₹7,867 Cr).
Point 2	Established history (19+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (22+ yrs).	Established history (16+ yrs).	Established history (12+ yrs).	Established history (14+ yrs).	Established history (21+ yrs).	Oldest track record among peers (24 yrs).	Established history (22+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 4★ (top quartile).	Not Rated.	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 26.18% (top quartile).	5Y return: 18.66% (top quartile).	5Y return: 18.48% (upper mid).	5Y return: 18.17% (upper mid).	5Y return: 17.87% (upper mid).	5Y return: 17.57% (lower mid).	5Y return: 17.30% (lower mid).	5Y return: 17.29% (bottom quartile).	5Y return: 17.29% (bottom quartile).	5Y return: 17.11% (bottom quartile).
Point 6	3Y return: 51.25% (top quartile).	3Y return: 17.44% (upper mid).	3Y return: 18.71% (upper mid).	3Y return: 16.58% (lower mid).	3Y return: 18.14% (upper mid).	3Y return: 15.61% (bottom quartile).	3Y return: 27.19% (top quartile).	3Y return: 13.71% (bottom quartile).	3Y return: 17.03% (lower mid).	3Y return: 14.65% (bottom quartile).
Point 7	1Y return: 21.54% (upper mid).	1Y return: -3.50% (bottom quartile).	1Y return: 1.49% (lower mid).	1Y return: 5.06% (upper mid).	1Y return: 8.65% (upper mid).	1Y return: -7.44% (bottom quartile).	1Y return: 31.45% (top quartile).	1Y return: -7.27% (bottom quartile).	1Y return: 24.49% (top quartile).	1Y return: -0.99% (lower mid).
Point 8	Alpha: 4.06 (upper mid).	Alpha: -0.21 (lower mid).	Alpha: 12.01 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -3.81 (bottom quartile).	Alpha: -4.45 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: -5.62 (bottom quartile).	Alpha: 9.86 (top quartile).
Point 9	Sharpe: 0.67 (upper mid).	Sharpe: -0.14 (bottom quartile).	Sharpe: 0.27 (lower mid).	Sharpe: 0.38 (upper mid).	Sharpe: 0.70 (upper mid).	Sharpe: -0.12 (bottom quartile).	Sharpe: 1.20 (top quartile).	Sharpe: -0.15 (bottom quartile).	Sharpe: 1.85 (top quartile).	Sharpe: 0.16 (lower mid).
Point 10	Information ratio: -0.80 (bottom quartile).	Information ratio: -0.42 (bottom quartile).	Information ratio: 0.62 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.24 (upper mid).	Information ratio: -0.08 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.45 (top quartile).

DSP World Gold Fund

Lower mid AUM (₹1,665 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.18% (top quartile).
3Y return: 51.25% (top quartile).
1Y return: 21.54% (upper mid).
Alpha: 4.06 (upper mid).
Sharpe: 0.67 (upper mid).
Information ratio: -0.80 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,354 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 18.66% (top quartile).
3Y return: 17.44% (upper mid).
1Y return: -3.50% (bottom quartile).
Alpha: -0.21 (lower mid).
Sharpe: -0.14 (bottom quartile).
Information ratio: -0.42 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,153 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.48% (upper mid).
3Y return: 18.71% (upper mid).
1Y return: 1.49% (lower mid).
Alpha: 12.01 (top quartile).
Sharpe: 0.27 (lower mid).
Information ratio: 0.62 (top quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,265 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 18.17% (upper mid).
3Y return: 16.58% (lower mid).
1Y return: 5.06% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.38 (upper mid).
Information ratio: 0.00 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹984 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.87% (upper mid).
3Y return: 18.14% (upper mid).
1Y return: 8.65% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.70 (upper mid).
Information ratio: 0.00 (upper mid).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹40,208 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.57% (lower mid).
3Y return: 15.61% (bottom quartile).
1Y return: -7.44% (bottom quartile).
Alpha: -3.81 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.24 (upper mid).

DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,280 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.30% (lower mid).
3Y return: 27.19% (top quartile).
1Y return: 31.45% (top quartile).
Alpha: -4.45 (bottom quartile).
Sharpe: 1.20 (top quartile).
Information ratio: -0.08 (lower mid).

ICICI Prudential Infrastructure Fund

Top quartile AUM (₹8,227 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.29% (bottom quartile).
3Y return: 13.71% (bottom quartile).
1Y return: -7.27% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (lower mid).

Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (bottom quartile).
3Y return: 17.03% (lower mid).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

Nippon India Power and Infra Fund

Upper mid AUM (₹7,867 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 17.11% (bottom quartile).
3Y return: 14.65% (bottom quartile).
1Y return: -0.99% (lower mid).
Alpha: 9.86 (top quartile).
Sharpe: 0.16 (lower mid).
Information ratio: 0.45 (top quartile).

*فنڈز کی فہرست پر مبنی ہے۔اثاثے >= 200 کروڑ اور ترتیب دیا گیا5 سال کی واپسی۔.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,665 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.18% (top quartile).
3Y return: 51.25% (top quartile).
1Y return: 21.54% (upper mid).
Alpha: 4.06 (upper mid).
Sharpe: 0.67 (upper mid).
Information ratio: -0.80 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~66.7%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (19 Oct 26)	₹56.879 ↓ -0.84 (-1.45 %)
Net Assets (Cr)	₹1,665 on 30 Sep 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	0.67
Information Ratio	-0.8
Alpha Ratio	4.06
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹8,263
30 Sep 23	₹9,670
30 Sep 24	₹14,147
30 Sep 25	₹28,247
30 Sep 26	₹37,014

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-8.8%
3 Month	19.8%
6 Month	-10.9%
1 Year	21.5%
3 Year	51.2%
5 Year	26.2%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	167.1%
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP World Gold Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Basic Materials	92.97%

Asset Allocation

Asset Class	Value
Cash	4.49%
Equity	93.67%
Debt	0%
Other	1.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	67%	₹1,220 Cr	958,135 ↓ -25,317
VanEck Gold Miners ETF - \| GDX	30%	₹539 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹74 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹5 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,354 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 18.66% (top quartile).
3Y return: 17.44% (upper mid).
1Y return: -3.50% (bottom quartile).
Alpha: -0.21 (lower mid).
Sharpe: -0.14 (bottom quartile).
Information ratio: -0.42 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.4%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (21 Oct 26)	₹31.8546 ↓ -0.37 (-1.16 %)
Net Assets (Cr)	₹6,354 on 30 Sep 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.86
Sharpe Ratio	-0.14
Information Ratio	-0.42
Alpha Ratio	-0.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,843
30 Sep 23	₹15,956
30 Sep 24	₹26,406
30 Sep 25	₹25,132
30 Sep 26	₹25,384

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-5%
3 Month	-7.9%
6 Month	-12.7%
1 Year	-3.5%
3 Year	17.4%
5 Year	18.7%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	11.3%
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	2.25 Yr.

Data below for SBI PSU Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	36.49%
Utility	26.54%
Industrials	17.76%
Energy	11.6%
Basic Materials	5.21%

Asset Allocation

Asset Class	Value
Cash	2.15%
Equity	97.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	16%	₹1,099 Cr	10,367,500 ↓ -460,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	8%	₹555 Cr	16,943,244 ↓ -500,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹534 Cr	12,885,000 ↓ -1,300,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	7%	₹477 Cr	18,085,554 ↓ -1,850,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	7%	₹454 Cr	25,590,000 ↓ -8,560,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹342 Cr	14,350,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹340 Cr	14,655,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	5%	₹314 Cr	9,700,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| 500103	4%	₹288 Cr	6,500,000
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jul 26 \| CONCOR	4%	₹266 Cr	5,200,000 ↑ 3,786,557

3. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,153 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.48% (upper mid).
3Y return: 18.71% (upper mid).
1Y return: 1.49% (lower mid).
Alpha: 12.01 (top quartile).
Sharpe: 0.27 (lower mid).
Information ratio: 0.62 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Tata Motors Passenger Vehicles Ltd (~5.1%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (21 Oct 26)	₹50.9404 ↓ -0.79 (-1.53 %)
Net Assets (Cr)	₹1,153 on 30 Sep 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	0.27
Information Ratio	0.62
Alpha Ratio	12.01
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,040
30 Sep 23	₹14,013
30 Sep 24	₹24,274
30 Sep 25	₹22,885
30 Sep 26	₹25,047

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-6.4%
3 Month	-6.4%
6 Month	-1.3%
1 Year	1.5%
3 Year	18.7%
5 Year	18.5%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Mahesh Bendre	1 Jul 24	2.17 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	36.85%
Consumer Cyclical	21.34%
Basic Materials	9.27%
Utility	8.26%
Financial Services	7.55%
Real Estate	5.37%
Communication Services	3.33%
Health Care	2.11%

Asset Allocation

Asset Class	Value
Cash	5.82%
Equity	94.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	5%	₹59 Cr	1,924,915 ↑ 700,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹44 Cr	944,348
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 26 \| 503100	3%	₹39 Cr	206,535
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹39 Cr	96,023
Indo MIM Ltd (Industrials) Equity, Since 31 Jul 26 \| INDOMIM	3%	₹38 Cr	437,792 ↓ -368,205
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹38 Cr	53,599 ↓ -3,718
Tenneco Clean Air India Ltd (Consumer Cyclical) Equity, Since 30 Nov 25 \| TENNIND	3%	₹35 Cr	659,798 ↑ 353,388
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹33 Cr	353,095 ↓ -14,406
Bharat Forge Ltd (Industrials) Equity, Since 30 Sep 21 \| 500493	3%	₹31 Cr	145,969 ↑ 90,000
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹30 Cr	861,040

4. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,265 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 18.17% (upper mid).
3Y return: 16.58% (lower mid).
1Y return: 5.06% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.38 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Reliance Industries Ltd (~6.7%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (21 Oct 26)	₹332.995 ↓ -4.62 (-1.37 %)
Net Assets (Cr)	₹6,265 on 30 Sep 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.38
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,803
30 Sep 23	₹14,864
30 Sep 24	₹24,412
30 Sep 25	₹21,759
30 Sep 26	₹24,380

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-7.4%
3 Month	-8.2%
6 Month	-2.3%
1 Year	5.1%
3 Year	16.6%
5 Year	18.2%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-2.5%
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	16.21 Yr.

Data below for DSP India T.I.G.E.R Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	27.71%
Energy	12.62%
Basic Materials	11.28%
Financial Services	10.77%
Utility	8.88%
Health Care	5.58%
Consumer Cyclical	5.01%
Communication Services	2.83%
Real Estate	1.5%
Technology	0.97%
Consumer Defensive	0.17%

Asset Allocation

Asset Class	Value
Cash	6.65%
Equity	93.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	7%	₹433 Cr	3,388,108 ↑ 120,944
Future on NIFTY Sep26 - \| -	6%	₹376 Cr	155,155 ↑ 155,155
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹303 Cr	9,249,176
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹287 Cr	709,133 ↑ 120,468
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹268 Cr	301,630
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹183 Cr	1,011,761 ↑ 161,792
Bharat Electronics Ltd (Industrials) Equity, Since 31 May 26 \| BEL	3%	₹169 Cr	4,081,390
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	2%	₹156 Cr	324,769 ↓ -99,010
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 24 \| 500312	2%	₹136 Cr	5,888,442
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 14 \| 532538	2%	₹135 Cr	118,010

5. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

Research Highlights for BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹984 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.87% (upper mid).
3Y return: 18.14% (upper mid).
1Y return: 8.65% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.70 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~7.9%).

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (21 Oct 26)	₹63.46 ↓ -1.01 (-1.57 %)
Net Assets (Cr)	₹984 on 30 Sep 26
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.25
Sharpe Ratio	0.7
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,704
30 Sep 23	₹13,959
30 Sep 24	₹21,796
30 Sep 25	₹20,435
30 Sep 26	₹24,009

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-4.4%
3 Month	-5.4%
6 Month	2.9%
1 Year	8.6%
3 Year	18.1%
5 Year	17.9%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.8%
2024	25.7%
2023	44.7%
2022	3.3%
2021	52.5%
2020	28.1%
2019	2.5%
2018	-22.8%
2017	56%
2016	1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	3.93 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	21.57%
Consumer Cyclical	14.41%
Health Care	13.66%
Energy	12.21%
Basic Materials	10.45%
Consumer Defensive	6.85%
Utility	4.71%
Technology	3.87%
Communication Services	3.31%
Real Estate	0.95%

Asset Allocation

Asset Class	Value
Cash	7.92%
Equity	91.99%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	8%	₹75 Cr	589,447 ↑ 51,469
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	5%	₹52 Cr	127,443
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| 532555	5%	₹45 Cr	1,363,654
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 26 \| DIXON	4%	₹37 Cr	24,700
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 26 \| ITC	4%	₹34 Cr	1,318,102
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 26 \| 532522	3%	₹33 Cr	1,103,649
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 May 25 \| AUROPHARMA	3%	₹33 Cr	192,168 ↓ -4,163
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	3%	₹31 Cr	173,416
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 28 Feb 25 \| QPOWER	3%	₹29 Cr	204,943
Vedanta Aluminium Metal Ltd (Basic Materials) Equity, Since 30 Jun 26 \| VAML	2%	₹21 Cr	491,712

6. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund

Highest AUM (₹40,208 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.57% (lower mid).
3Y return: 15.61% (bottom quartile).
1Y return: -7.44% (bottom quartile).
Alpha: -3.81 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.24 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding One97 Communications Ltd (~9.1%).

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (21 Oct 26)	₹96.9986 ↓ -1.47 (-1.50 %)
Net Assets (Cr)	₹40,208 on 30 Sep 26
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	-0.12
Information Ratio	0.24
Alpha Ratio	-3.81
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹12,302
30 Sep 23	₹14,891
30 Sep 24	₹25,582
30 Sep 25	₹23,487
30 Sep 26	₹23,526

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-6.3%
3 Month	-2.2%
6 Month	4%
1 Year	-7.4%
3 Year	15.6%
5 Year	17.6%
10 Year
15 Year
Since launch	19.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-12.1%
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Varun Sharma	21 Jan 26	0.61 Yr.
Swapnil Mayekar	18 Nov 25	0.79 Yr.
Ajay Khandelwal	1 Oct 24	1.92 Yr.
Ankit Agarwal	21 Jan 26	0.61 Yr.
Rakesh Shetty	22 Nov 22	3.78 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Technology	29.51%
Financial Services	26.92%
Consumer Cyclical	16.81%
Industrials	13.61%
Health Care	3.55%
Real Estate	2.37%
Communication Services	2.27%
Energy	0.81%
Consumer Defensive	0.52%

Asset Allocation

Asset Class	Value
Cash	3.64%
Equity	96.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| PAYTM	9%	₹3,886 Cr	22,630,476 ↓ -1,470,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	8%	₹3,486 Cr	58,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| ETERNAL	6%	₹2,769 Cr	84,386,866
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	6%	₹2,479 Cr	12,488,926 ↓ -500,000
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	5%	₹2,210 Cr	3,850,000
Aditya Birla Capital Ltd (Financial Services) Equity, Since 30 Jun 25 \| ABCAPITAL	5%	₹2,088 Cr	51,000,000 ↓ -500,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	4%	₹1,888 Cr	3,375,000 ↓ -50,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	4%	₹1,568 Cr	14,128,296 ↓ -200,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	3%	₹1,474 Cr	992,735
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 31 Jan 26 \| GROWW	3%	₹1,471 Cr	76,595,094 ↓ -7,500,000

7. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,280 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.30% (lower mid).
3Y return: 27.19% (top quartile).
1Y return: 31.45% (top quartile).
Alpha: -4.45 (bottom quartile).
Sharpe: 1.20 (top quartile).
Information ratio: -0.08 (lower mid).
Higher exposure to Technology vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~94%).
Largest holding BGF US Flexible Equity I2 (~96.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (19 Oct 26)	₹91.9393 ↓ -0.64 (-0.69 %)
Net Assets (Cr)	₹1,280 on 30 Sep 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.2
Information Ratio	-0.08
Alpha Ratio	-4.45
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,295
30 Sep 23	₹11,197
30 Sep 24	₹13,853
30 Sep 25	₹17,875
30 Sep 26	₹23,358

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-0.5%
3 Month	0.3%
6 Month	8%
1 Year	31.5%
3 Year	27.2%
5 Year	17.3%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	33.8%
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP US Flexible Equity Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Technology	32.91%
Industrials	12.97%
Communication Services	11.37%
Consumer Cyclical	9.78%
Financial Services	9.58%
Health Care	9.41%
Energy	2.81%
Basic Materials	2.31%
Utility	2.1%
Consumer Defensive	0.65%

Asset Allocation

Asset Class	Value
Cash	6.12%
Equity	93.87%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	96%	₹1,220 Cr	1,784,131
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹52 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

8. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Top quartile AUM (₹8,227 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.29% (bottom quartile).
3Y return: 13.71% (bottom quartile).
1Y return: -7.27% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.3%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (21 Oct 26)	₹184.61 ↓ -3.30 (-1.76 %)
Net Assets (Cr)	₹8,227 on 30 Sep 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,227
30 Sep 23	₹15,579
30 Sep 24	₹25,072
30 Sep 25	₹23,949
30 Sep 26	₹24,128

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-7.7%
3 Month	-9.9%
6 Month	-8.3%
1 Year	-7.3%
3 Year	13.7%
5 Year	17.3%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	9.25 Yr.
Sharmila D’mello	30 Jun 22	4.17 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	44.97%
Basic Materials	13.15%
Financial Services	10.25%
Utility	9.72%
Real Estate	8.67%
Energy	7.29%
Consumer Cyclical	2.13%
Communication Services	0.06%

Asset Allocation

Asset Class	Value
Cash	2.79%
Equity	97.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹708 Cr	1,351,985 ↑ 50,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹476 Cr	1,176,819 ↓ -91,666
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	5%	₹387 Cr	3,029,725
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹381 Cr	2,038,517
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	3%	₹282 Cr	8,626,448
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| 532929	3%	₹279 Cr	4,257,556
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹256 Cr	1,830,742
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹248 Cr	106,892
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹238 Cr	3,357,506
Cummins India Ltd (Industrials) Equity, Since 31 Jul 26 \| 500480	3%	₹218 Cr	427,819 ↑ 260,447

9. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Research Highlights for Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (bottom quartile).
3Y return: 17.03% (lower mid).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund Growth
Launch Date	30 Jul 02
NAV (24 Dec 21)	₹264.968 ↓ -1.18 (-0.45 %)
Net Assets (Cr)	₹1,354 on 30 Nov 21
Category	Equity - Focused
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.85
Information Ratio	-0.52
Alpha Ratio	-5.62
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Sundaram Select Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-2.6%
3 Month	-5%
6 Month	8.5%
1 Year	24.5%
3 Year	17%
5 Year	17.3%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Sundaram Select Focus Fund

Name	Since	Tenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹7,867 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 17.11% (bottom quartile).
3Y return: 14.65% (bottom quartile).
1Y return: -0.99% (lower mid).
Alpha: 9.86 (top quartile).
Sharpe: 0.16 (lower mid).
Information ratio: 0.45 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~7.3%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (21 Oct 26)	₹349.96 ↓ -6.76 (-1.89 %)
Net Assets (Cr)	₹7,867 on 30 Sep 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.84
Sharpe Ratio	0.16
Information Ratio	0.45
Alpha Ratio	9.86
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,577
30 Sep 23	₹15,028
30 Sep 24	₹24,578
30 Sep 25	₹22,234
30 Sep 26	₹23,786

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 26

Duration	Returns
1 Month	-7.3%
3 Month	-8.3%
6 Month	-6.5%
1 Year	-1%
3 Year	14.6%
5 Year	17.1%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.5%
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.28 Yr.
Rahul Modi	19 Aug 24	2.04 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	39.33%
Utility	19.66%
Consumer Cyclical	11.2%
Energy	8.76%
Basic Materials	6.98%
Technology	3.77%
Financial Services	3.29%
Communication Services	2.29%
Real Estate	1.79%
Health Care	1.44%

Asset Allocation

Asset Class	Value
Cash	1.49%
Equity	98.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	7%	₹595 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹544 Cr	1,344,337 ↓ -52,621
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	5%	₹413 Cr	12,600,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹311 Cr	34,785,607 ↑ 2,037,961
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹283 Cr	6,400,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 20 \| HAL	2%	₹188 Cr	392,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹187 Cr	1,030,000
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| 533655	2%	₹179 Cr	3,103,288 ↑ 50,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	2%	₹172 Cr	150,000
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 26 \| 500425	2%	₹168 Cr	4,188,394

بہترین SIP سرمایہ کاری کا انتخاب کیسے کریں؟

مختلف میوچل فنڈز ہیں جو آپ کو SIP کے ذریعے سرمایہ کاری کرنے کی اجازت دیتے ہیں۔ لیکن بنیادی مسئلہ انتخاب کا ہے۔بہترین باہمی فنڈز ایس آئی پی کے لیے۔ اگرچہ بہترین میوچل فنڈز ہر شخص میں مختلف ہو سکتے ہیں، ذیل میں کچھ نکات کی فہرست دی گئی ہے جن پر سرمایہ کار بہترین SIP میوچل فنڈ کا انتخاب کرنے سے پہلے غور کر سکتے ہیں۔

SIP سرمایہ کاری کے مقصد کو سمجھیں۔

جب سرمایہ کاری کی بات آتی ہے تو ہم میں سے ہر ایک کا مقصد مختلف ہوتا ہے۔ لہذا SIP کے ذریعے میوچل فنڈز میں سرمایہ کاری کرنے سے پہلے، یہ مشورہ دیا جاتا ہے کہ آپ اپنے سرمایہ کاری کے اہداف کی واضح تصویر حاصل کریں اوررسک پروفائل. عام طور پر،ایکویٹی میوچل فنڈز طویل مدتی مقاصد کے لیے فائدہ مند سمجھا جاتا ہے جبکہکرنسی مارکیٹ اورقرض فنڈ مختصر مدت کے مقاصد کے لیے موزوں ہیں۔

فنڈ ہاؤس کو جانیں۔

SIP ریٹرن کا ایک بڑا حصہ فنڈ ہاؤس پر منحصر ہے جو آپ کی طرف سے آپ کے پیسے کا انتظام کرتا ہے۔ اگر فنڈ ہاؤس اپنے مقصد میں ناکام ہو جاتا ہے، تو آپ اپنی رقم کھونے والے ہوں گے۔ یہ یقینی بنانے کے لیے کہ آپ کے پاس بہترین SIP پلان ہے ایک معروف فنڈ ہاؤس کا انتخاب کریں۔

ایس آئی پی میوچل فنڈ کے فنڈ کی کارکردگی کی نگرانی کریں۔

بنیادی وجوہات میں سے ایک جس کی وجہ سے لوگمیوچل فنڈز میں سرمایہ کاری کریں۔ ایس آئی پی کے ذریعے پیسہ کمانا ہے۔ لہذا، بہترین فنڈ کا انتخاب کرنے اور پھر بہترین SIP منصوبوں میں سرمایہ کاری کرنے کے لیے وقت کے دوران فنڈز کی کارکردگی کا تجزیہ کرنا ضروری ہے۔ عام طور پر، ایکویٹی Mutual Funds کے لیے طویل مدتی کارکردگی کو دیکھا جاتا ہے، جبکہ قرض کے لیے Mutual Funds مختصر سے درمیانی مدت کے منافع پر غور کیا جاتا ہے۔

SIP کے بوجھ اور بار بار چلنے والے اخراجات کا تجزیہ کریں۔

آخری لیکن کم از کم نہیں، ایگزٹ لوڈ اور اخراجات کا تناسب اگر ایک مخصوص مدت (عام طور پر لاک ان پیریڈ کہلاتا ہے) سے پہلے سرمایہ کاری کو چھڑا لیا جائے۔

لہذا، یہ مشورہ دیا جاتا ہے کہ ان پیرامیٹرز کو ذہن میں رکھتے ہوئے بہترین SIP پلانز کا انتخاب کریں۔ سرمایہ کاری کرنے سے پہلے سوچیں!

SIP کیلکولیٹر (SIP ریٹرن کیلکولیٹر)

کے لیےمعاشی منصوبہ بندی، ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر بہترین ٹولز میں سے ایک ہے۔

یہ مانیٹر کرنے کے لیے کہ آپ کا SIP کمپاؤنڈنگ کی طاقت سے کیسے بڑھتا ہے، ذیل کی مثال پر غور کریں۔

ماہانہ سرمایہ کاری	سرمایہ کاری کی مدت	سرمایہ کاری کی کل رقم	حتمی قیمت @ 14% p.a.
1،000	5 سال	60,000	87,200
1,000	10 سال	1,20,000	2,62,091
1,000	15 سال	1,80,000	6,12,853

مندرجہ بالا جدول میں بتایا گیا ہے کہ اگر آپ SIP Mutual Fund میں ماہانہ INR 1,000 کی سرمایہ کاری کرتے ہیں، تو 5 سالوں میں آپ کی کل سرمایہ کاری INR 60,000 ہوگی اور آپ کا SIP 14% p.a کے مفروضہ واپسی فیصد پر واپس آئے گا۔ ہو گا87,2001 روپےبالترتیب اسی طرح 10 سالوں میں کل سرمایہ کاری ہوگی۔INR 1,20,000 اور SIP 14% p.a کی فرضی فیصد پر واپسی ہو گاINR 2,62,091.

اسی طرح 15 سال میں سرمایہ کاری ہوگی۔INR 1,80,000 اور 14% p.a کی واپسی کے فیصد پر حتمی قیمت ہوگی۔6,12,853 روپےبالترتیب

لہذا، صرف ایک مہینے میں INR 1,000 کی سرمایہ کاری کرکے، دیکھیں کہ آنے والے سالوں میں آپ کی رقم کیسے بڑھے گی۔ سرمایہ کاری کے لیے بہترین SIP میوچل فنڈ کا انتخاب کرتے وقت مذکورہ بالا حسابات پر غور کریں۔

اکثر پوچھے گئے سوالات

1. SIP کیا ہے؟

A: ایس آئی پی یا سیسٹیمیٹک انویسٹمنٹ پلان ایک سرمایہ کاری کا راستہ ہے جو میوچل فنڈ اسکیم کے تحت پیش کیا جاتا ہے، جہاں اسکیم کے تحت باقاعدہ وقفوں پر ایک مخصوص رقم کی سرمایہ کاری کی جاتی ہے۔ یہ قسط 500 روپے تک ہو سکتی ہے۔

2. SIP کے کیا فوائد ہیں؟

A: SIP کا بنیادی فائدہ یہ ہے کہ یہ سرمایہ کاری کو زیادہ نظم و ضبط بناتا ہے۔ یہ سرمایہ کار کو بنانے کی اجازت دیتا ہے۔مالیاتی منصوبہ مفید ہے اور سرمایہ کار میں سرمایہ کاری کی عادت پیدا کرنے میں مدد کرتا ہے۔

3. SIP میں کون سرمایہ کاری کر سکتا ہے؟

A: کوئی بھی ایس آئی پی میں سرمایہ کاری کر سکتا ہے۔ لیکن، آپ کو اپنے خطرے کا تجزیہ کرنا چاہیے، مطلب یہ ہے کہ آپ کتنا خطرہ مول لینا چاہتے ہیں۔ اس کے علاوہ، شروع کرنے کے لیے، آپ کو PAN کی تفصیلات، ایڈریس پروف، اور کی ضرورت ہے۔بینک تفصیلات

4. آف لائن موڈ میں SIP میں سرمایہ کاری کرنے کے کیا اقدامات ہیں؟

A: آف لائن موڈ میں سرمایہ کاری کرنے کے لیے، آپ کو درخواست فارم کو پُر کرنا ہوگا، ماہانہ یا سہ ماہی SIP رقم کے لیے ایک چیک جمع کرانا ہوگا، اس کی ایک کاپی فراہم کرنا ہوگی۔پین کارڈآپ کے بینک کی تفصیلات کے ثبوت کے طور پر ایڈریس کا ثبوت، اور ایک منسوخ شدہ چیک۔

5. مجھے ICICI پرڈینشل ٹیکنالوجی فنڈ میں کیوں سرمایہ کاری کرنی چاہیے؟

A: ICICI پرڈینشل ٹیکنالوجی فنڈ نے 3 مارچ 2000 کو اپنے آغاز کے بعد سے 11.9% کی واپسی ظاہر کی ہے۔ دوسرے فنڈز کے برعکس، سال 2020 میں، اس نے 70.6% کی واپسی قائم کی ہے۔ لہذا، آئی سی آئی سی آئی پرڈینشل ٹیکنالوجی فنڈ میں سرمایہ کاری فائدہ مند ثابت ہوئی ہے اور اس نے پانچ سالوں کے لیے ایس آئی پی میں سرمایہ کاری کی ہے۔

6. مجھے ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ میں کیوں سرمایہ کاری کرنی چاہئے؟

A: ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ نے پانچ سالہ ترقی کی شرح ظاہر کی ہے۔5.29%، جو نسبتاً زیادہ ہے۔

7. SIP میں سرمایہ کاری کرتے وقت آپ کو کن چیزوں پر غور کرنا چاہیے؟

A: جب آپ SIP میں سرمایہ کاری کرتے ہیں، تو آپ کو خالص اثاثہ کی قیمت یانہیں ہیں. یہ وہ سرمایہ کاری ہے جو آپ اسکیم کے لیے کرتے ہیں۔ آپ کو اس کی ریٹنگز اور اس کی تاریخی کارکردگی کو بھی چیک کرنا چاہیے۔ اس بات کو یقینی بنانے کے لیے کہ آپ کی سرمایہ کاری محفوظ ہے SIP سے حاصل ہونے والے منافع کو سمجھنا ضروری ہے۔

8. کیا SIP کے لیے KYC اہم ہے؟

A: ہاں، SIP کے لیے بھی KYC ضروری ہے۔ چونکہ SIP میوچل فنڈ کی اسکیم کے تحت آتا ہے، آپ کو SIP میں سرمایہ کاری کرنے کے لیے KYC دستاویزات فراہم کرنے ہوں گے۔

9. کیا SIPs میں کم از کم سرمایہ کاری کی ضرورت ہوتی ہے؟

A: ہاں، کچھ SIPs میں کم از کم سرمایہ کاری کی ضرورت ہوتی ہے۔ مثال کے طور پر، آدتیہ برلا سن لائف ڈیجیٹل انڈیا فنڈ میں کم از کم SIP سرمایہ کاری کی ضرورت ہے 1000 روپے۔ ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ کی کم از کم ضرورت 5000 روپے ہے۔ اس طرح، آپ جس SIP میں سرمایہ کاری کر رہے ہیں اس پر منحصر ہے، آپ کو اپنی سرمایہ کاری کی رقم میں اضافہ کرنا پڑے گا۔

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔