ہندوستان میں بہترین کارکردگی کا مظاہرہ کرنے والے SIP پلان 2022

Updated on July 5, 2026 , 200775 views

بہترینگھونٹ منصوبے؟ ان کا انتخاب کیسے کریں؟ یہ کچھ عام سوالات ہیں جو سوچتے وقت سرمایہ کاروں کے ذہن میں آتے ہیں۔سرمایہ کاری میںباہمی چندہ ایس آئی پی یا سیسٹیمیٹک کے ذریعےسرمایہ کاری کا منصوبہ.

SIP سرمایہ کاری Mutual Funds میں سرمایہ کاری کرتے وقت سب سے زیادہ نظم و ضبط والے سرمایہ کاری کے اختیارات میں سے ایک ہے۔ مزید یہ کہ، SIP میوچل فنڈ میں سرمایہ کاری کی کم از کم رقم INR 500 سے کم ہے۔ اس سے سرمایہ کاری ہوتی ہے۔ٹاپ ایس آئی پی بہت آسان منصوبے.

عام طور پر، ہندوستان میں کچھ بہترین SIP منصوبے طویل مدت کے لیے سرمایہ کاری کرنے پر اچھا منافع پیش کرتے ہیں۔ یہ جاننے کے لیے کہ کوئی SIP یا سسٹمیٹک انویسٹمنٹ پلان میں سرمایہ کاری کرکے کتنا کما سکتا ہے، چیک کریں۔گھونٹ کیلکولیٹر (جسے ایس آئی پی ریٹرن کیلکولیٹر بھی کہا جاتا ہے) سیکشن نیچے۔

سیسٹیمیٹک انویسٹمنٹ پلان میں سرمایہ کاری کیوں کی جائے؟

ایک منظم سرمایہ کاری کا منصوبہ متعدد فوائد کے ساتھ آتا ہے۔ اس کی کم از کم سرمایہ کاری کی رقمINR 500 میوچل فنڈز میں سرمایہ کاری کا سفر شروع کرنے کے لیے نہ صرف زیادہ تر آبادی بلکہ بہت سے نوجوانوں کی توجہ حاصل کی ہے۔ ایکسرمایہ کار کون چاہتا ہےSIP میں سرمایہ کاری کریں۔ ان کی اہم منصوبہ بندی کر سکتے ہیںمالی اہداف جیسے کہ بچوں کی تعلیم، شادی کے اخراجات، مکان/گاڑی کی خریداری وغیرہ، نظم و ضبط کے ساتھ۔ کوئی بھی اپنے اہداف (مختصر مدت، وسط مدتی اور طویل مدتی) کے مطابق سرمایہ کاری شروع کر سکتا ہے اور ایک خاص مدت کے دوران دولت میں اضافہ حاصل کر سکتا ہے۔

SIPs بڑے فوائد پیش کرتے ہیں جیسے روپے کی اوسط قیمت اورکمپاؤنڈنگ کی طاقت. روپے کی لاگت کا اوسط ایک فرد کو اثاثہ کی خریداری کی قیمت کا اوسط نکالنے میں مدد کرتا ہے۔ ایس آئی پی میں، یونٹس کی خریداری ایک طویل مدت میں کی جاتی ہے اور یہ ماہانہ وقفوں (عام طور پر) پر یکساں طور پر پھیلی ہوئی ہیں۔ سرمایہ کاری وقت کے ساتھ پھیل جانے کی وجہ سے، سرمایہ کاری اسٹاک میں کی جاتی ہے۔مارکیٹ مختلف قیمت پوائنٹس پر سرمایہ کار کو اوسط لاگت کا فائدہ دیتا ہے، لہذا اصطلاح روپیہ لاگت کا اوسط۔

مرکب سود کی صورت میں، سادہ سود کے برعکس جہاں آپ صرف پرنسپل پر سود حاصل کرتے ہیں، یہاں سود کی رقم پرنسپل میں شامل کی جاتی ہے، اور سود کا حساب نئے پرنسپل (پرانے پرنسپل کے علاوہ منافع) پر کیا جاتا ہے۔ یہ عمل ہر بار جاری رہتا ہے۔ چونکہ ایس آئی پی میں میوچل فنڈز قسطوں میں ہوتے ہیں، اس لیے وہ مرکب ہوتے ہیں، جو ابتدائی طور پر لگائی گئی رقم میں مزید اضافہ کرتے ہیں۔

سیسٹیمیٹک انویسٹمنٹ پلان میں کیسے سرمایہ کاری کریں؟

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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

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مالی سال 22 - 23 میں سرمایہ کاری کے لیے بہترین SIP پلان

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹205.27 ↓ -2.06	₹8,351	100	12.1	3.3	3.2	21.4	23.8	6.7
LIC MF Infrastructure Fund Growth	₹54.8143 ↓ -0.53	₹1,099	1,000	16.1	9.4	8.9	26.6	23.4	-3.7
DSP World Gold Fund Growth	₹52.3823 ↑ 0.43	₹1,679	500	-12.1	-5.4	70.3	47	23.3	167.1
SBI PSU Fund Growth	₹34.4265 ↓ -0.14	₹6,594	500	1.9	-0.2	6.2	25.9	22.9	11.3
DSP India T.I.G.E.R Fund Growth	₹360.531 ↓ -3.52	₹6,019	500	17.1	13.1	12.6	24.5	22.7	-2.5
Nippon India Power and Infra Fund Growth	₹379.472 ↓ -4.52	₹7,898	100	13.6	8.6	7.3	22.7	22.4	-0.5
Motilal Oswal Midcap 30 Fund Growth	₹95.0866 ↓ -0.64	₹36,458	500	11.3	-4.9	-8.2	17.8	21.5	-12.1
Canara Robeco Infrastructure Growth	₹168.98 ↓ -1.52	₹992	1,000	8	6	4	21.5	21	0.1
Invesco India PSU Equity Fund Growth	₹65.03 ↓ -0.47	₹1,473	500	3.3	-3.2	-0.9	22.4	21	10.3
BOI AXA Manufacturing and Infrastructure Fund Growth	₹66.16 ↓ -0.63	₹789	1,000	16.3	9.8	14.9	24.1	21	7.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jul 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	LIC MF Infrastructure Fund	DSP World Gold Fund	SBI PSU Fund	DSP India T.I.G.E.R Fund	Nippon India Power and Infra Fund	Motilal Oswal Midcap 30 Fund	Canara Robeco Infrastructure	Invesco India PSU Equity Fund	BOI AXA Manufacturing and Infrastructure Fund
Point 1	Top quartile AUM (₹8,351 Cr).	Bottom quartile AUM (₹1,099 Cr).	Lower mid AUM (₹1,679 Cr).	Upper mid AUM (₹6,594 Cr).	Upper mid AUM (₹6,019 Cr).	Upper mid AUM (₹7,898 Cr).	Highest AUM (₹36,458 Cr).	Bottom quartile AUM (₹992 Cr).	Lower mid AUM (₹1,473 Cr).	Bottom quartile AUM (₹789 Cr).
Point 2	Established history (20+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Oldest track record among peers (22 yrs).	Established history (22+ yrs).	Established history (12+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (lower mid).	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 23.84% (top quartile).	5Y return: 23.39% (top quartile).	5Y return: 23.32% (upper mid).	5Y return: 22.89% (upper mid).	5Y return: 22.73% (upper mid).	5Y return: 22.45% (lower mid).	5Y return: 21.45% (lower mid).	5Y return: 21.03% (bottom quartile).	5Y return: 21.01% (bottom quartile).	5Y return: 21.00% (bottom quartile).
Point 6	3Y return: 21.39% (bottom quartile).	3Y return: 26.63% (top quartile).	3Y return: 47.04% (top quartile).	3Y return: 25.89% (upper mid).	3Y return: 24.55% (upper mid).	3Y return: 22.72% (lower mid).	3Y return: 17.77% (bottom quartile).	3Y return: 21.52% (bottom quartile).	3Y return: 22.45% (lower mid).	3Y return: 24.11% (upper mid).
Point 7	1Y return: 3.20% (bottom quartile).	1Y return: 8.90% (upper mid).	1Y return: 70.34% (top quartile).	1Y return: 6.19% (lower mid).	1Y return: 12.59% (upper mid).	1Y return: 7.29% (upper mid).	1Y return: -8.23% (bottom quartile).	1Y return: 3.96% (lower mid).	1Y return: -0.91% (bottom quartile).	1Y return: 14.94% (top quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 4.51 (top quartile).	Alpha: -0.46 (bottom quartile).	Alpha: 0.16 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 6.45 (top quartile).	Alpha: -14.76 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: -6.88 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: 0.00 (bottom quartile).	Sharpe: 0.26 (upper mid).	Sharpe: 1.77 (top quartile).	Sharpe: 0.26 (lower mid).	Sharpe: 0.48 (upper mid).	Sharpe: 0.35 (upper mid).	Sharpe: -0.55 (bottom quartile).	Sharpe: 0.18 (lower mid).	Sharpe: -0.08 (bottom quartile).	Sharpe: 0.60 (top quartile).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.55 (top quartile).	Information ratio: -0.78 (bottom quartile).	Information ratio: -0.02 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.63 (top quartile).	Information ratio: -0.36 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.57 (bottom quartile).	Information ratio: 0.00 (lower mid).

ICICI Prudential Infrastructure Fund

Top quartile AUM (₹8,351 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 23.84% (top quartile).
3Y return: 21.39% (bottom quartile).
1Y return: 3.20% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.00 (bottom quartile).
Information ratio: 0.00 (upper mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,099 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.39% (top quartile).
3Y return: 26.63% (top quartile).
1Y return: 8.90% (upper mid).
Alpha: 4.51 (top quartile).
Sharpe: 0.26 (upper mid).
Information ratio: 0.55 (top quartile).

DSP World Gold Fund

Lower mid AUM (₹1,679 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 23.32% (upper mid).
3Y return: 47.04% (top quartile).
1Y return: 70.34% (top quartile).
Alpha: -0.46 (bottom quartile).
Sharpe: 1.77 (top quartile).
Information ratio: -0.78 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,594 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 22.89% (upper mid).
3Y return: 25.89% (upper mid).
1Y return: 6.19% (lower mid).
Alpha: 0.16 (upper mid).
Sharpe: 0.26 (lower mid).
Information ratio: -0.02 (lower mid).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,019 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 22.73% (upper mid).
3Y return: 24.55% (upper mid).
1Y return: 12.59% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (upper mid).
Information ratio: 0.00 (upper mid).

Nippon India Power and Infra Fund

Upper mid AUM (₹7,898 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 22.45% (lower mid).
3Y return: 22.72% (lower mid).
1Y return: 7.29% (upper mid).
Alpha: 6.45 (top quartile).
Sharpe: 0.35 (upper mid).
Information ratio: 0.63 (top quartile).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹36,458 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.45% (lower mid).
3Y return: 17.77% (bottom quartile).
1Y return: -8.23% (bottom quartile).
Alpha: -14.76 (bottom quartile).
Sharpe: -0.55 (bottom quartile).
Information ratio: -0.36 (bottom quartile).

Canara Robeco Infrastructure

Bottom quartile AUM (₹992 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.03% (bottom quartile).
3Y return: 21.52% (bottom quartile).
1Y return: 3.96% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.18 (lower mid).
Information ratio: 0.00 (upper mid).

Invesco India PSU Equity Fund

Lower mid AUM (₹1,473 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 21.01% (bottom quartile).
3Y return: 22.45% (lower mid).
1Y return: -0.91% (bottom quartile).
Alpha: -6.88 (bottom quartile).
Sharpe: -0.08 (bottom quartile).
Information ratio: -0.57 (bottom quartile).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹789 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.00% (bottom quartile).
3Y return: 24.11% (upper mid).
1Y return: 14.94% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.60 (top quartile).
Information ratio: 0.00 (lower mid).

*فنڈز کی فہرست پر مبنی ہے۔اثاثے >= 200 کروڑ اور ترتیب دیا گیا5 سال کی واپسی۔.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Top quartile AUM (₹8,351 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 23.84% (top quartile).
3Y return: 21.39% (bottom quartile).
1Y return: 3.20% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.00 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.9%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (07 Jul 26)	₹205.27 ↓ -2.06 (-0.99 %)
Net Assets (Cr)	₹8,351 on 31 May 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹11,534
30 Jun 23	₹16,346
30 Jun 24	₹27,296
30 Jun 25	₹28,743
30 Jun 26	₹29,425

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	4%
3 Month	12.1%
6 Month	3.3%
1 Year	3.2%
3 Year	21.4%
5 Year	23.8%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	9.08 Yr.
Sharmila D’mello	30 Jun 22	4.01 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	47.57%
Financial Services	10.57%
Utility	10.32%
Basic Materials	9.74%
Real Estate	8.09%
Energy	5.04%
Consumer Cyclical	1.98%
Communication Services	0.09%

Asset Allocation

Asset Class	Value
Cash	5.83%
Equity	94.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	9%	₹745 Cr	1,691,985 ↑ 50,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	7%	₹614 Cr	1,505,704
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹365 Cr	2,139,426
Gujarat Energy Ltd (Utilities) Equity, Since 31 Jan 23 \| GUJGASLTD	4%	₹340 Cr	8,482,024 ↑ 156,557
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| NTPC	4%	₹334 Cr	8,626,448
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| SHREECEM	3%	₹270 Cr	106,892 ↑ 3,387
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹262 Cr	2,005,608
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹258 Cr	572,697
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹250 Cr	3,357,506 ↑ 1,057,506
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jan 16 \| CONCOR	3%	₹227 Cr	4,885,153

2. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,099 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.39% (top quartile).
3Y return: 26.63% (top quartile).
1Y return: 8.90% (upper mid).
Alpha: 4.51 (top quartile).
Sharpe: 0.26 (upper mid).
Information ratio: 0.55 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~4.0%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (07 Jul 26)	₹54.8143 ↓ -0.53 (-0.95 %)
Net Assets (Cr)	₹1,099 on 31 May 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.26
Information Ratio	0.55
Alpha Ratio	4.51
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹11,137
30 Jun 23	₹14,179
30 Jun 24	₹26,268
30 Jun 25	₹26,896
30 Jun 26	₹29,151

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	3.5%
3 Month	16.1%
6 Month	9.4%
1 Year	8.9%
3 Year	26.6%
5 Year	23.4%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0.23 Yr.
Mahesh Bendre	1 Jul 24	2 Yr.

Data below for LIC MF Infrastructure Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	37.05%
Consumer Cyclical	20.88%
Basic Materials	12.42%
Utility	11.88%
Communication Services	5.02%
Financial Services	3.98%
Real Estate	1.97%
Health Care	1.89%
Technology	1.08%

Asset Allocation

Asset Class	Value
Cash	3.82%
Equity	96.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹44 Cr	106,968 ↓ -10,884
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹40 Cr	65,325 ↓ -7,684
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	4%	₹39 Cr	982,891 ↓ -332,760
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹39 Cr	1,015,933 ↑ 26,983
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| TATAPOWER	3%	₹36 Cr	861,040 ↑ 524,312
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹34 Cr	432,816 ↑ 6,280
Siemens Energy India Ltd (Utilities) Equity, Since 31 Aug 25 \| ENRIN	3%	₹34 Cr	87,106 ↑ 24,800
JSW Infrastructure Ltd (Industrials) Equity, Since 30 Apr 26 \| JSWINFRA	3%	₹31 Cr	1,133,858 ↑ 745,681
Carraro India Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| CARRARO	3%	₹31 Cr	572,991
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jan 26 \| BDL	3%	₹29 Cr	242,954 ↑ 157,744

3. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,679 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 23.32% (upper mid).
3Y return: 47.04% (top quartile).
1Y return: 70.34% (top quartile).
Alpha: -0.46 (bottom quartile).
Sharpe: 1.77 (top quartile).
Information ratio: -0.78 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~68.0%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (06 Jul 26)	₹52.3823 ↑ 0.43 (0.83 %)
Net Assets (Cr)	₹1,679 on 31 May 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.77
Information Ratio	-0.78
Alpha Ratio	-0.46
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹8,181
30 Jun 23	₹9,294
30 Jun 24	₹10,640
30 Jun 25	₹16,808
30 Jun 26	₹27,693

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	-1.9%
3 Month	-12.1%
6 Month	-5.4%
1 Year	70.3%
3 Year	47%
5 Year	23.3%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.17 Yr.

Data below for DSP World Gold Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Basic Materials	94.47%

Asset Allocation

Asset Class	Value
Cash	3.62%
Equity	94.47%
Debt	0%
Other	1.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	68%	₹1,141 Cr	1,005,044
VanEck Gold Miners ETF - \| GDX	29%	₹490 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	3%	₹54 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹6 Cr

4. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,594 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 22.89% (upper mid).
3Y return: 25.89% (upper mid).
1Y return: 6.19% (lower mid).
Alpha: 0.16 (upper mid).
Sharpe: 0.26 (lower mid).
Information ratio: -0.02 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.9%).
Top-3 holdings concentration ~35.4%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (07 Jul 26)	₹34.4265 ↓ -0.14 (-0.41 %)
Net Assets (Cr)	₹6,594 on 31 May 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.26
Information Ratio	-0.02
Alpha Ratio	0.16
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,973
30 Jun 23	₹13,609
30 Jun 24	₹26,792
30 Jun 25	₹26,602
30 Jun 26	₹28,255

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	-0.5%
3 Month	1.9%
6 Month	-0.2%
1 Year	6.2%
3 Year	25.9%
5 Year	22.9%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	2.08 Yr.

Data below for SBI PSU Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	32.54%
Utility	31.22%
Industrials	14.07%
Energy	11.97%
Basic Materials	6.94%

Asset Allocation

Asset Class	Value
Cash	3.18%
Equity	96.74%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹1,112 Cr	11,527,500 ↑ 1,000,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	10%	₹628 Cr	38,150,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	9%	₹597 Cr	15,443,244
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹583 Cr	14,185,000 ↑ 800,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	9%	₹579 Cr	19,935,554
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	6%	₹389 Cr	14,655,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	5%	₹352 Cr	13,100,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	4%	₹289 Cr	9,700,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| BHEL	4%	₹271 Cr	6,500,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	4%	₹245 Cr	27,900,000

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,019 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 22.73% (upper mid).
3Y return: 24.55% (upper mid).
1Y return: 12.59% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~88%).
Largest holding Reliance Industries Ltd (~4.4%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (07 Jul 26)	₹360.531 ↓ -3.52 (-0.97 %)
Net Assets (Cr)	₹6,019 on 31 May 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,551
30 Jun 23	₹14,508
30 Jun 24	₹25,980
30 Jun 25	₹25,049
30 Jun 26	₹28,384

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	2.6%
3 Month	17.1%
6 Month	13.1%
1 Year	12.6%
3 Year	24.5%
5 Year	22.7%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	16.04 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	28.69%
Basic Materials	13.29%
Energy	9.47%
Utility	9.46%
Financial Services	8.49%
Consumer Cyclical	6.52%
Health Care	6.13%
Communication Services	2.58%
Technology	1.52%
Real Estate	1.49%
Consumer Defensive	0.71%

Asset Allocation

Asset Class	Value
Cash	11.66%
Equity	88.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	4%	₹262 Cr	1,983,815 ↑ 1,304,235
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| NTPC	4%	₹249 Cr	6,433,748 ↓ -94,844
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹247 Cr	301,630
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹240 Cr	588,665
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| 533293	3%	₹161 Cr	834,973
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹155 Cr	849,969
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	3%	₹154 Cr	3,352,298 ↑ 647,118
INOX India Ltd (Industrials) Equity, Since 31 Dec 23 \| INOXINDIA	2%	₹139 Cr	931,429 ↓ -9,412
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 14 \| ULTRACEMCO	2%	₹135 Cr	118,010 ↑ 51,464
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	2%	₹131 Cr	305,098

6. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹7,898 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 22.45% (lower mid).
3Y return: 22.72% (lower mid).
1Y return: 7.29% (upper mid).
Alpha: 6.45 (top quartile).
Sharpe: 0.35 (upper mid).
Information ratio: 0.63 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Reliance Industries Ltd (~7.8%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (07 Jul 26)	₹379.472 ↓ -4.52 (-1.18 %)
Net Assets (Cr)	₹7,898 on 31 May 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	0.35
Information Ratio	0.63
Alpha Ratio	6.45
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,223
30 Jun 23	₹15,004
30 Jun 24	₹27,370
30 Jun 25	₹26,049
30 Jun 26	₹28,381

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	0.4%
3 Month	13.6%
6 Month	8.6%
1 Year	7.3%
3 Year	22.7%
5 Year	22.4%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.11 Yr.
Rahul Modi	19 Aug 24	1.87 Yr.
Amber Singhania	11 Mar 26	0.31 Yr.

Data below for Nippon India Power and Infra Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	34.92%
Utility	22.36%
Consumer Cyclical	11.45%
Energy	9.18%
Basic Materials	6.78%
Technology	4.51%
Financial Services	4.09%
Communication Services	2.39%
Real Estate	1.47%
Health Care	1.24%

Asset Allocation

Asset Class	Value
Cash	1.59%
Equity	98.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹616 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹557 Cr	1,366,958 ↑ 20,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	6%	₹487 Cr	12,600,000 ↓ -554,060
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹296 Cr	28,594,584 ↑ 2,403,505
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	3%	₹246 Cr	5,850,789 ↓ -100,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹242 Cr	5,800,000 ↓ -1,148,468
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| TRITURBINE	3%	₹237 Cr	3,193,288 ↑ 120,000
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Oct 24 \| PFC	3%	₹198 Cr	4,620,000 ↑ 720,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹188 Cr	1,030,000 ↑ 180,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	2%	₹174 Cr	1,893,400 ↓ -276,614

7. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund

Highest AUM (₹36,458 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.45% (lower mid).
3Y return: 17.77% (bottom quartile).
1Y return: -8.23% (bottom quartile).
Alpha: -14.76 (bottom quartile).
Sharpe: -0.55 (bottom quartile).
Information ratio: -0.36 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding One97 Communications Ltd (~7.3%).

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (07 Jul 26)	₹95.0866 ↓ -0.64 (-0.67 %)
Net Assets (Cr)	₹36,458 on 31 May 26
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	-0.55
Information Ratio	-0.36
Alpha Ratio	-14.76
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹11,908
30 Jun 23	₹16,418
30 Jun 24	₹26,938
30 Jun 25	₹29,503
30 Jun 26	₹26,510

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	4.4%
3 Month	11.3%
6 Month	-4.9%
1 Year	-8.2%
3 Year	17.8%
5 Year	21.5%
10 Year
15 Year
Since launch	20%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-12.1%
2023	57.1%
2022	41.7%
2021	10.7%
2020	55.8%
2019	9.3%
2018	9.7%
2017	-12.7%
2016	30.8%
2015	5.2%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Varun Sharma	21 Jan 26	0.44 Yr.
Swapnil Mayekar	18 Nov 25	0.62 Yr.
Ajay Khandelwal	1 Oct 24	1.75 Yr.
Ankit Agarwal	21 Jan 26	0.44 Yr.
Rakesh Shetty	22 Nov 22	3.61 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	31.02%
Technology	26.84%
Industrials	13.76%
Consumer Cyclical	13.41%
Communication Services	3.08%
Real Estate	2.81%
Health Care	2.46%

Asset Allocation

Asset Class	Value
Cash	6.63%
Equity	93.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| PAYTM	7%	₹2,659 Cr	23,765,865
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	6%	₹2,233 Cr	15,703,312 ↓ -979,603
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	6%	₹2,180 Cr	61,413,395
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	6%	₹2,123 Cr	4,030,834
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| ETERNAL	6%	₹2,115 Cr	84,386,866
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	6%	₹2,091 Cr	4,026,493
Aditya Birla Capital Ltd (Financial Services) Equity, Since 30 Jun 25 \| ABCAPITAL	5%	₹1,906 Cr	52,459,381 ↓ -1,000,000
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 31 Jan 26 \| GROWW	4%	₹1,564 Cr	84,616,660
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Jan 26 \| MCX	4%	₹1,539 Cr	5,209,458
BSE Ltd (Financial Services) Equity, Since 30 Nov 25 \| BSE	4%	₹1,451 Cr	3,500,830 ↓ -256,232

8. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹992 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.03% (bottom quartile).
3Y return: 21.52% (bottom quartile).
1Y return: 3.96% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.18 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Larsen & Toubro Ltd (~9.9%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (07 Jul 26)	₹168.98 ↓ -1.52 (-0.89 %)
Net Assets (Cr)	₹992 on 31 May 26
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.32
Sharpe Ratio	0.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,964
30 Jun 23	₹14,661
30 Jun 24	₹25,325
30 Jun 25	₹25,500
30 Jun 26	₹26,666

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	0.4%
3 Month	8%
6 Month	6%
1 Year	4%
3 Year	21.5%
5 Year	21%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.1%
2023	35.3%
2022	41.2%
2021	9%
2020	56.1%
2019	9%
2018	2.3%
2017	-19.1%
2016	40.2%
2015	2.1%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	5.01 Yr.
Shridatta Bhandwaldar	29 Sep 18	7.76 Yr.

Data below for Canara Robeco Infrastructure as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	46.53%
Utility	12.52%
Basic Materials	11.01%
Energy	7.46%
Financial Services	6.8%
Communication Services	3.99%
Technology	3.66%
Consumer Cyclical	2.25%
Real Estate	0.9%

Asset Allocation

Asset Class	Value
Cash	4.86%
Equity	95.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	10%	₹99 Cr	242,151 ↑ 9,250
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	5%	₹49 Cr	373,750 ↑ 60,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Oct 23 \| CGPOWER	5%	₹48 Cr	525,650
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| NTPC	4%	₹41 Cr	1,066,480
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 24 \| BHARTIARTL	4%	₹40 Cr	216,600 ↑ 55,000
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	4%	₹39 Cr	406,500 ↑ 20,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹38 Cr	929,000 ↑ 60,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| TATAPOWER	4%	₹37 Cr	870,000
Cummins India Ltd (Industrials) Equity, Since 31 Jul 24 \| CUMMINSIND	3%	₹33 Cr	56,000 ↓ -2,500
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 23 \| INDIGO	3%	₹31 Cr	70,000 ↑ 6,000

9. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Lower mid AUM (₹1,473 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 21.01% (bottom quartile).
3Y return: 22.45% (lower mid).
1Y return: -0.91% (bottom quartile).
Alpha: -6.88 (bottom quartile).
Sharpe: -0.08 (bottom quartile).
Information ratio: -0.57 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding State Bank of India (~8.7%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (07 Jul 26)	₹65.03 ↓ -0.47 (-0.72 %)
Net Assets (Cr)	₹1,473 on 31 May 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	-0.08
Information Ratio	-0.57
Alpha Ratio	-6.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,722
30 Jun 23	₹13,891
30 Jun 24	₹27,099
30 Jun 25	₹26,286
30 Jun 26	₹26,262

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	0.4%
3 Month	3.3%
6 Month	-3.2%
1 Year	-0.9%
3 Year	22.4%
5 Year	21%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	1 Yr.
Sagar Gandhi	1 Jul 25	1 Yr.

Data below for Invesco India PSU Equity Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	30.26%
Industrials	29.89%
Utility	19.1%
Energy	13.91%
Basic Materials	3.59%
Consumer Cyclical	1.59%

Asset Allocation

Asset Class	Value
Cash	1.66%
Equity	98.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹128 Cr	1,323,094 ↑ 151,862
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	8%	₹112 Cr	261,137
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	8%	₹112 Cr	1,341,970 ↑ 78,651
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| BPCL	6%	₹92 Cr	3,076,024
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	6%	₹85 Cr	2,078,629
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	5%	₹75 Cr	646,300
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹71 Cr	6,852,914
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| BANKBARODA	5%	₹70 Cr	2,611,219
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| NTPC	5%	₹70 Cr	1,801,543
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| RECLTD	4%	₹58 Cr	1,703,577

10. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

Research Highlights for BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹789 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.00% (bottom quartile).
3Y return: 24.11% (upper mid).
1Y return: 14.94% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.60 (top quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~6.6%).

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (07 Jul 26)	₹66.16 ↓ -0.63 (-0.94 %)
Net Assets (Cr)	₹789 on 31 May 26
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.4
Sharpe Ratio	0.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,067
30 Jun 23	₹13,588
30 Jun 24	₹22,409
30 Jun 25	₹22,619
30 Jun 26	₹25,882

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26

Duration	Returns
1 Month	5.2%
3 Month	16.3%
6 Month	9.8%
1 Year	14.9%
3 Year	24.1%
5 Year	21%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	25.7%
2022	44.7%
2021	3.3%
2020	52.5%
2019	28.1%
2018	2.5%
2017	-22.8%
2016	56%
2015	1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	3.76 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	24.81%
Basic Materials	13.14%
Consumer Cyclical	12.85%
Health Care	11.87%
Energy	10.92%
Utility	6.13%
Communication Services	4.02%
Technology	3.57%
Consumer Defensive	3.15%
Real Estate	1.14%

Asset Allocation

Asset Class	Value
Cash	6.24%
Equity	93.66%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	7%	₹52 Cr	127,443 ↓ -23,672
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| NTPC	6%	₹48 Cr	1,250,367
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	6%	₹47 Cr	356,510
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	4%	₹32 Cr	173,416
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 26 \| DIXON	4%	₹28 Cr	24,451 ↑ 8,155
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 May 25 \| AUROPHARMA	4%	₹28 Cr	196,331
Cemindia Projects Ltd (Industrials) Equity, Since 31 Dec 22 \| CEMPRO	3%	₹26 Cr	243,152 ↓ -65,994
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 26 \| PETRONET	3%	₹25 Cr	931,486 ↑ 138,246
Stylam Industries Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| 526951	3%	₹24 Cr	83,372
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 30 Nov 24 \| 512455	3%	₹23 Cr	130,000 ↓ -53,702

بہترین SIP سرمایہ کاری کا انتخاب کیسے کریں؟

مختلف میوچل فنڈز ہیں جو آپ کو SIP کے ذریعے سرمایہ کاری کرنے کی اجازت دیتے ہیں۔ لیکن بنیادی مسئلہ انتخاب کا ہے۔بہترین باہمی فنڈز ایس آئی پی کے لیے۔ اگرچہ بہترین میوچل فنڈز ہر شخص میں مختلف ہو سکتے ہیں، ذیل میں کچھ نکات کی فہرست دی گئی ہے جن پر سرمایہ کار بہترین SIP میوچل فنڈ کا انتخاب کرنے سے پہلے غور کر سکتے ہیں۔

SIP سرمایہ کاری کے مقصد کو سمجھیں۔

جب سرمایہ کاری کی بات آتی ہے تو ہم میں سے ہر ایک کا مقصد مختلف ہوتا ہے۔ لہذا SIP کے ذریعے میوچل فنڈز میں سرمایہ کاری کرنے سے پہلے، یہ مشورہ دیا جاتا ہے کہ آپ اپنے سرمایہ کاری کے اہداف کی واضح تصویر حاصل کریں اوررسک پروفائل. عام طور پر،ایکویٹی میوچل فنڈز طویل مدتی مقاصد کے لیے فائدہ مند سمجھا جاتا ہے جبکہکرنسی مارکیٹ اورقرض فنڈ مختصر مدت کے مقاصد کے لیے موزوں ہیں۔

فنڈ ہاؤس کو جانیں۔

SIP ریٹرن کا ایک بڑا حصہ فنڈ ہاؤس پر منحصر ہے جو آپ کی طرف سے آپ کے پیسے کا انتظام کرتا ہے۔ اگر فنڈ ہاؤس اپنے مقصد میں ناکام ہو جاتا ہے، تو آپ اپنی رقم کھونے والے ہوں گے۔ یہ یقینی بنانے کے لیے کہ آپ کے پاس بہترین SIP پلان ہے ایک معروف فنڈ ہاؤس کا انتخاب کریں۔

ایس آئی پی میوچل فنڈ کے فنڈ کی کارکردگی کی نگرانی کریں۔

بنیادی وجوہات میں سے ایک جس کی وجہ سے لوگمیوچل فنڈز میں سرمایہ کاری کریں۔ ایس آئی پی کے ذریعے پیسہ کمانا ہے۔ لہذا، بہترین فنڈ کا انتخاب کرنے اور پھر بہترین SIP منصوبوں میں سرمایہ کاری کرنے کے لیے وقت کے دوران فنڈز کی کارکردگی کا تجزیہ کرنا ضروری ہے۔ عام طور پر، ایکویٹی Mutual Funds کے لیے طویل مدتی کارکردگی کو دیکھا جاتا ہے، جبکہ قرض کے لیے Mutual Funds مختصر سے درمیانی مدت کے منافع پر غور کیا جاتا ہے۔

SIP کے بوجھ اور بار بار چلنے والے اخراجات کا تجزیہ کریں۔

آخری لیکن کم از کم نہیں، ایگزٹ لوڈ اور اخراجات کا تناسب اگر ایک مخصوص مدت (عام طور پر لاک ان پیریڈ کہلاتا ہے) سے پہلے سرمایہ کاری کو چھڑا لیا جائے۔

لہذا، یہ مشورہ دیا جاتا ہے کہ ان پیرامیٹرز کو ذہن میں رکھتے ہوئے بہترین SIP پلانز کا انتخاب کریں۔ سرمایہ کاری کرنے سے پہلے سوچیں!

SIP کیلکولیٹر (SIP ریٹرن کیلکولیٹر)

کے لیےمعاشی منصوبہ بندی، ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر بہترین ٹولز میں سے ایک ہے۔

یہ مانیٹر کرنے کے لیے کہ آپ کا SIP کمپاؤنڈنگ کی طاقت سے کیسے بڑھتا ہے، ذیل کی مثال پر غور کریں۔

ماہانہ سرمایہ کاری	سرمایہ کاری کی مدت	سرمایہ کاری کی کل رقم	حتمی قیمت @ 14% p.a.
1،000	5 سال	60,000	87,200
1,000	10 سال	1,20,000	2,62,091
1,000	15 سال	1,80,000	6,12,853

مندرجہ بالا جدول میں بتایا گیا ہے کہ اگر آپ SIP Mutual Fund میں ماہانہ INR 1,000 کی سرمایہ کاری کرتے ہیں، تو 5 سالوں میں آپ کی کل سرمایہ کاری INR 60,000 ہوگی اور آپ کا SIP 14% p.a کے مفروضہ واپسی فیصد پر واپس آئے گا۔ ہو گا87,2001 روپےبالترتیب اسی طرح 10 سالوں میں کل سرمایہ کاری ہوگی۔INR 1,20,000 اور SIP 14% p.a کی فرضی فیصد پر واپسی ہو گاINR 2,62,091.

اسی طرح 15 سال میں سرمایہ کاری ہوگی۔INR 1,80,000 اور 14% p.a کی واپسی کے فیصد پر حتمی قیمت ہوگی۔6,12,853 روپےبالترتیب

لہذا، صرف ایک مہینے میں INR 1,000 کی سرمایہ کاری کرکے، دیکھیں کہ آنے والے سالوں میں آپ کی رقم کیسے بڑھے گی۔ سرمایہ کاری کے لیے بہترین SIP میوچل فنڈ کا انتخاب کرتے وقت مذکورہ بالا حسابات پر غور کریں۔

اکثر پوچھے گئے سوالات

1. SIP کیا ہے؟

A: ایس آئی پی یا سیسٹیمیٹک انویسٹمنٹ پلان ایک سرمایہ کاری کا راستہ ہے جو میوچل فنڈ اسکیم کے تحت پیش کیا جاتا ہے، جہاں اسکیم کے تحت باقاعدہ وقفوں پر ایک مخصوص رقم کی سرمایہ کاری کی جاتی ہے۔ یہ قسط 500 روپے تک ہو سکتی ہے۔

2. SIP کے کیا فوائد ہیں؟

A: SIP کا بنیادی فائدہ یہ ہے کہ یہ سرمایہ کاری کو زیادہ نظم و ضبط بناتا ہے۔ یہ سرمایہ کار کو بنانے کی اجازت دیتا ہے۔مالیاتی منصوبہ مفید ہے اور سرمایہ کار میں سرمایہ کاری کی عادت پیدا کرنے میں مدد کرتا ہے۔

3. SIP میں کون سرمایہ کاری کر سکتا ہے؟

A: کوئی بھی ایس آئی پی میں سرمایہ کاری کر سکتا ہے۔ لیکن، آپ کو اپنے خطرے کا تجزیہ کرنا چاہیے، مطلب یہ ہے کہ آپ کتنا خطرہ مول لینا چاہتے ہیں۔ اس کے علاوہ، شروع کرنے کے لیے، آپ کو PAN کی تفصیلات، ایڈریس پروف، اور کی ضرورت ہے۔بینک تفصیلات

4. آف لائن موڈ میں SIP میں سرمایہ کاری کرنے کے کیا اقدامات ہیں؟

A: آف لائن موڈ میں سرمایہ کاری کرنے کے لیے، آپ کو درخواست فارم کو پُر کرنا ہوگا، ماہانہ یا سہ ماہی SIP رقم کے لیے ایک چیک جمع کرانا ہوگا، اس کی ایک کاپی فراہم کرنا ہوگی۔پین کارڈآپ کے بینک کی تفصیلات کے ثبوت کے طور پر ایڈریس کا ثبوت، اور ایک منسوخ شدہ چیک۔

5. مجھے ICICI پرڈینشل ٹیکنالوجی فنڈ میں کیوں سرمایہ کاری کرنی چاہیے؟

A: ICICI پرڈینشل ٹیکنالوجی فنڈ نے 3 مارچ 2000 کو اپنے آغاز کے بعد سے 11.9% کی واپسی ظاہر کی ہے۔ دوسرے فنڈز کے برعکس، سال 2020 میں، اس نے 70.6% کی واپسی قائم کی ہے۔ لہذا، آئی سی آئی سی آئی پرڈینشل ٹیکنالوجی فنڈ میں سرمایہ کاری فائدہ مند ثابت ہوئی ہے اور اس نے پانچ سالوں کے لیے ایس آئی پی میں سرمایہ کاری کی ہے۔

6. مجھے ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ میں کیوں سرمایہ کاری کرنی چاہئے؟

A: ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ نے پانچ سالہ ترقی کی شرح ظاہر کی ہے۔5.29%، جو نسبتاً زیادہ ہے۔

7. SIP میں سرمایہ کاری کرتے وقت آپ کو کن چیزوں پر غور کرنا چاہیے؟

A: جب آپ SIP میں سرمایہ کاری کرتے ہیں، تو آپ کو خالص اثاثہ کی قیمت یانہیں ہیں. یہ وہ سرمایہ کاری ہے جو آپ اسکیم کے لیے کرتے ہیں۔ آپ کو اس کی ریٹنگز اور اس کی تاریخی کارکردگی کو بھی چیک کرنا چاہیے۔ اس بات کو یقینی بنانے کے لیے کہ آپ کی سرمایہ کاری محفوظ ہے SIP سے حاصل ہونے والے منافع کو سمجھنا ضروری ہے۔

8. کیا SIP کے لیے KYC اہم ہے؟

A: ہاں، SIP کے لیے بھی KYC ضروری ہے۔ چونکہ SIP میوچل فنڈ کی اسکیم کے تحت آتا ہے، آپ کو SIP میں سرمایہ کاری کرنے کے لیے KYC دستاویزات فراہم کرنے ہوں گے۔

9. کیا SIPs میں کم از کم سرمایہ کاری کی ضرورت ہوتی ہے؟

A: ہاں، کچھ SIPs میں کم از کم سرمایہ کاری کی ضرورت ہوتی ہے۔ مثال کے طور پر، آدتیہ برلا سن لائف ڈیجیٹل انڈیا فنڈ میں کم از کم SIP سرمایہ کاری کی ضرورت ہے 1000 روپے۔ ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ کی کم از کم ضرورت 5000 روپے ہے۔ اس طرح، آپ جس SIP میں سرمایہ کاری کر رہے ہیں اس پر منحصر ہے، آپ کو اپنی سرمایہ کاری کی رقم میں اضافہ کرنا پڑے گا۔

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔