ہندوستان میں بہترین کارکردگی کا مظاہرہ کرنے والے SIP پلان 2022

Updated on March 7, 2026 , 199765 views

بہترینگھونٹ منصوبے؟ ان کا انتخاب کیسے کریں؟ یہ کچھ عام سوالات ہیں جو سوچتے وقت سرمایہ کاروں کے ذہن میں آتے ہیں۔سرمایہ کاری میںباہمی چندہ ایس آئی پی یا سیسٹیمیٹک کے ذریعےسرمایہ کاری کا منصوبہ.

SIP سرمایہ کاری Mutual Funds میں سرمایہ کاری کرتے وقت سب سے زیادہ نظم و ضبط والے سرمایہ کاری کے اختیارات میں سے ایک ہے۔ مزید یہ کہ، SIP میوچل فنڈ میں سرمایہ کاری کی کم از کم رقم INR 500 سے کم ہے۔ اس سے سرمایہ کاری ہوتی ہے۔ٹاپ ایس آئی پی بہت آسان منصوبے.

عام طور پر، ہندوستان میں کچھ بہترین SIP منصوبے طویل مدت کے لیے سرمایہ کاری کرنے پر اچھا منافع پیش کرتے ہیں۔ یہ جاننے کے لیے کہ کوئی SIP یا سسٹمیٹک انویسٹمنٹ پلان میں سرمایہ کاری کرکے کتنا کما سکتا ہے، چیک کریں۔گھونٹ کیلکولیٹر (جسے ایس آئی پی ریٹرن کیلکولیٹر بھی کہا جاتا ہے) سیکشن نیچے۔

سیسٹیمیٹک انویسٹمنٹ پلان میں سرمایہ کاری کیوں کی جائے؟

ایک منظم سرمایہ کاری کا منصوبہ متعدد فوائد کے ساتھ آتا ہے۔ اس کی کم از کم سرمایہ کاری کی رقمINR 500 میوچل فنڈز میں سرمایہ کاری کا سفر شروع کرنے کے لیے نہ صرف زیادہ تر آبادی بلکہ بہت سے نوجوانوں کی توجہ حاصل کی ہے۔ ایکسرمایہ کار کون چاہتا ہےSIP میں سرمایہ کاری کریں۔ ان کی اہم منصوبہ بندی کر سکتے ہیںمالی اہداف جیسے کہ بچوں کی تعلیم، شادی کے اخراجات، مکان/گاڑی کی خریداری وغیرہ، نظم و ضبط کے ساتھ۔ کوئی بھی اپنے اہداف (مختصر مدت، وسط مدتی اور طویل مدتی) کے مطابق سرمایہ کاری شروع کر سکتا ہے اور ایک خاص مدت کے دوران دولت میں اضافہ حاصل کر سکتا ہے۔

SIPs بڑے فوائد پیش کرتے ہیں جیسے روپے کی اوسط قیمت اورکمپاؤنڈنگ کی طاقت. روپے کی لاگت کا اوسط ایک فرد کو اثاثہ کی خریداری کی قیمت کا اوسط نکالنے میں مدد کرتا ہے۔ ایس آئی پی میں، یونٹس کی خریداری ایک طویل مدت میں کی جاتی ہے اور یہ ماہانہ وقفوں (عام طور پر) پر یکساں طور پر پھیلی ہوئی ہیں۔ سرمایہ کاری وقت کے ساتھ پھیل جانے کی وجہ سے، سرمایہ کاری اسٹاک میں کی جاتی ہے۔مارکیٹ مختلف قیمت پوائنٹس پر سرمایہ کار کو اوسط لاگت کا فائدہ دیتا ہے، لہذا اصطلاح روپیہ لاگت کا اوسط۔

مرکب سود کی صورت میں، سادہ سود کے برعکس جہاں آپ صرف پرنسپل پر سود حاصل کرتے ہیں، یہاں سود کی رقم پرنسپل میں شامل کی جاتی ہے، اور سود کا حساب نئے پرنسپل (پرانے پرنسپل کے علاوہ منافع) پر کیا جاتا ہے۔ یہ عمل ہر بار جاری رہتا ہے۔ چونکہ ایس آئی پی میں میوچل فنڈز قسطوں میں ہوتے ہیں، اس لیے وہ مرکب ہوتے ہیں، جو ابتدائی طور پر لگائی گئی رقم میں مزید اضافہ کرتے ہیں۔

سیسٹیمیٹک انویسٹمنٹ پلان میں کیسے سرمایہ کاری کریں؟

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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

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مالی سال 22 - 23 میں سرمایہ کاری کے لیے بہترین SIP پلان

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹62.2744 ↓ -1.64	₹1,975	500	25.4	60.1	153.2	57.7	30.3	167.1
SBI PSU Fund Growth	₹35.004 ↓ -1.01	₹5,980	500	7	13.5	25.3	31	26	11.3
ICICI Prudential Infrastructure Fund Growth	₹184.68 ↓ -3.90	₹8,077	100	-4.6	-3.9	8.3	21.6	24	6.7
Invesco India PSU Equity Fund Growth	₹65.43 ↓ -1.94	₹1,492	500	2.3	7.5	22.8	28.9	24	10.3
DSP India T.I.G.E.R Fund Growth	₹314.397 ↓ -6.56	₹5,184	500	1.7	0.5	16	24.2	23	-2.5
Canara Robeco Infrastructure Growth	₹159.07 ↓ -3.48	₹879	1,000	2.2	-0.1	15.5	24.4	22.2	0.1
Nippon India Power and Infra Fund Growth	₹338.857 ↓ -6.60	₹6,773	100	0	-0.9	12.9	23.8	22.1	-0.5
Franklin Build India Fund Growth	₹140.414 ↓ -3.35	₹3,003	500	-0.2	0.5	14.7	24.9	22	3.7
LIC MF Infrastructure Fund Growth	₹48.0418 ↓ -1.12	₹946	1,000	-0.3	-1.6	14.2	26.6	22	-3.7
HDFC Infrastructure Fund Growth	₹44.556 ↓ -1.02	₹2,366	300	-4.8	-5.1	8.3	23.5	21.7	2.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Mar 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	ICICI Prudential Infrastructure Fund	Invesco India PSU Equity Fund	DSP India T.I.G.E.R Fund	Canara Robeco Infrastructure	Nippon India Power and Infra Fund	Franklin Build India Fund	LIC MF Infrastructure Fund	HDFC Infrastructure Fund
Point 1	Lower mid AUM (₹1,975 Cr).	Upper mid AUM (₹5,980 Cr).	Highest AUM (₹8,077 Cr).	Bottom quartile AUM (₹1,492 Cr).	Upper mid AUM (₹5,184 Cr).	Bottom quartile AUM (₹879 Cr).	Top quartile AUM (₹6,773 Cr).	Upper mid AUM (₹3,003 Cr).	Bottom quartile AUM (₹946 Cr).	Lower mid AUM (₹2,366 Cr).
Point 2	Established history (18+ yrs).	Established history (15+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Oldest track record among peers (21 yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 4★ (top quartile).	Not Rated.	Rating: 4★ (upper mid).	Top rated.	Not Rated.	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 30.28% (top quartile).	5Y return: 26.03% (top quartile).	5Y return: 24.03% (upper mid).	5Y return: 23.97% (upper mid).	5Y return: 23.01% (upper mid).	5Y return: 22.24% (lower mid).	5Y return: 22.06% (lower mid).	5Y return: 22.00% (bottom quartile).	5Y return: 21.97% (bottom quartile).	5Y return: 21.69% (bottom quartile).
Point 6	3Y return: 57.69% (top quartile).	3Y return: 30.96% (top quartile).	3Y return: 21.62% (bottom quartile).	3Y return: 28.91% (upper mid).	3Y return: 24.24% (lower mid).	3Y return: 24.35% (lower mid).	3Y return: 23.82% (bottom quartile).	3Y return: 24.93% (upper mid).	3Y return: 26.59% (upper mid).	3Y return: 23.46% (bottom quartile).
Point 7	1Y return: 153.16% (top quartile).	1Y return: 25.31% (top quartile).	1Y return: 8.28% (bottom quartile).	1Y return: 22.83% (upper mid).	1Y return: 16.03% (upper mid).	1Y return: 15.49% (upper mid).	1Y return: 12.87% (bottom quartile).	1Y return: 14.70% (lower mid).	1Y return: 14.21% (lower mid).	1Y return: 8.34% (bottom quartile).
Point 8	Alpha: 2.12 (top quartile).	Alpha: 0.05 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -2.70 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -6.78 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: -6.08 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: 3.41 (top quartile).	Sharpe: 0.63 (top quartile).	Sharpe: 0.15 (upper mid).	Sharpe: 0.53 (upper mid).	Sharpe: 0.08 (lower mid).	Sharpe: 0.13 (lower mid).	Sharpe: -0.03 (bottom quartile).	Sharpe: 0.21 (upper mid).	Sharpe: 0.03 (bottom quartile).	Sharpe: 0.06 (bottom quartile).
Point 10	Information ratio: -0.47 (bottom quartile).	Information ratio: -0.63 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.50 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.26 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.29 (top quartile).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Lower mid AUM (₹1,975 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 30.28% (top quartile).
3Y return: 57.69% (top quartile).
1Y return: 153.16% (top quartile).
Alpha: 2.12 (top quartile).
Sharpe: 3.41 (top quartile).
Information ratio: -0.47 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹5,980 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 26.03% (top quartile).
3Y return: 30.96% (top quartile).
1Y return: 25.31% (top quartile).
Alpha: 0.05 (top quartile).
Sharpe: 0.63 (top quartile).
Information ratio: -0.63 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,077 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 24.03% (upper mid).
3Y return: 21.62% (bottom quartile).
1Y return: 8.28% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: 0.00 (upper mid).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,492 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 23.97% (upper mid).
3Y return: 28.91% (upper mid).
1Y return: 22.83% (upper mid).
Alpha: -2.70 (bottom quartile).
Sharpe: 0.53 (upper mid).
Information ratio: -0.50 (bottom quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,184 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 23.01% (upper mid).
3Y return: 24.24% (lower mid).
1Y return: 16.03% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.08 (lower mid).
Information ratio: 0.00 (upper mid).

Canara Robeco Infrastructure

Bottom quartile AUM (₹879 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.24% (lower mid).
3Y return: 24.35% (lower mid).
1Y return: 15.49% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.13 (lower mid).
Information ratio: 0.00 (upper mid).

Nippon India Power and Infra Fund

Top quartile AUM (₹6,773 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 22.06% (lower mid).
3Y return: 23.82% (bottom quartile).
1Y return: 12.87% (bottom quartile).
Alpha: -6.78 (bottom quartile).
Sharpe: -0.03 (bottom quartile).
Information ratio: 0.26 (top quartile).

Franklin Build India Fund

Upper mid AUM (₹3,003 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 22.00% (bottom quartile).
3Y return: 24.93% (upper mid).
1Y return: 14.70% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.21 (upper mid).
Information ratio: 0.00 (lower mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹946 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.97% (bottom quartile).
3Y return: 26.59% (upper mid).
1Y return: 14.21% (lower mid).
Alpha: -6.08 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: 0.29 (top quartile).

HDFC Infrastructure Fund

Lower mid AUM (₹2,366 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 21.69% (bottom quartile).
3Y return: 23.46% (bottom quartile).
1Y return: 8.34% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.06 (bottom quartile).
Information ratio: 0.00 (lower mid).

*فنڈز کی فہرست پر مبنی ہے۔اثاثے >= 200 کروڑ اور ترتیب دیا گیا5 سال کی واپسی۔.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,975 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 30.28% (top quartile).
3Y return: 57.69% (top quartile).
1Y return: 153.16% (top quartile).
Alpha: 2.12 (top quartile).
Sharpe: 3.41 (top quartile).
Information ratio: -0.47 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding BGF World Gold I2 (~73.8%).
Top-3 holdings concentration ~100.8%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (06 Mar 26)	₹62.2744 ↓ -1.64 (-2.56 %)
Net Assets (Cr)	₹1,975 on 31 Jan 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.41
Information Ratio	-0.47
Alpha Ratio	2.12
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,843
28 Feb 23	₹9,241
29 Feb 24	₹8,778
28 Feb 25	₹13,911
28 Feb 26	₹41,909

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	5.9%
3 Month	25.4%
6 Month	60.1%
1 Year	153.2%
3 Year	57.7%
5 Year	30.3%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.93 Yr.

Data below for DSP World Gold Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Basic Materials	95.89%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	95.89%
Debt	0.01%
Other	2.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,458 Cr	1,177,658 ↓ -41,596
VanEck Gold Miners ETF - \| GDX	25%	₹497 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹35 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹15 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,980 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 26.03% (top quartile).
3Y return: 30.96% (top quartile).
1Y return: 25.31% (top quartile).
Alpha: 0.05 (top quartile).
Sharpe: 0.63 (top quartile).
Information ratio: -0.63 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~17.9%).
Top-3 holdings concentration ~36.8%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (09 Mar 26)	₹35.004 ↓ -1.01 (-2.80 %)
Net Assets (Cr)	₹5,980 on 31 Jan 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.63
Information Ratio	-0.63
Alpha Ratio	0.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,846
28 Feb 23	₹13,615
29 Feb 24	₹26,250
28 Feb 25	₹24,523
28 Feb 26	₹34,330

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-2.8%
3 Month	7%
6 Month	13.5%
1 Year	25.3%
3 Year	31%
5 Year	26%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.67 Yr.

Data below for SBI PSU Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	34.09%
Utility	29.59%
Energy	13.91%
Industrials	12.42%
Basic Materials	7.01%

Asset Allocation

Asset Class	Value
Cash	2.9%
Equity	97.02%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	18%	₹1,069 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	10%	₹583 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	9%	₹550 Cr	15,443,244
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	9%	₹511 Cr	19,935,554 ↑ 2,300,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	8%	₹488 Cr	29,150,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹354 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	6%	₹329 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	4%	₹227 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	4%	₹221 Cr	2,427,235
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹196 Cr	3,850,000

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹8,077 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 24.03% (upper mid).
3Y return: 21.62% (bottom quartile).
1Y return: 8.28% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~8.5%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (09 Mar 26)	₹184.68 ↓ -3.90 (-2.07 %)
Net Assets (Cr)	₹8,077 on 31 Jan 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹13,019
28 Feb 23	₹16,071
29 Feb 24	₹26,195
28 Feb 25	₹26,606
28 Feb 26	₹31,983

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-6.6%
3 Month	-4.6%
6 Month	-3.9%
1 Year	8.3%
3 Year	21.6%
5 Year	24%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.67 Yr.
Sharmila D’mello	30 Jun 22	3.59 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	48.97%
Financial Services	12.33%
Utility	9.63%
Basic Materials	9.49%
Real Estate	6.53%
Energy	6%
Consumer Cyclical	2.03%
Communication Services	0.11%

Asset Allocation

Asset Class	Value
Cash	4.63%
Equity	95.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹690 Cr	1,755,704
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹640 Cr	1,391,449 ↑ 275,091
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| NTPC	4%	₹332 Cr	9,326,448 ↓ -1,050,000
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	3%	₹253 Cr	1,696,181 ↑ 637,668
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹241 Cr	1,700,000
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹229 Cr	574,561 ↓ -37,559
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹221 Cr	1,931,967 ↑ 20,847
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Oct 24 \| INDUSINDBK	3%	₹217 Cr	2,424,016
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹213 Cr	1,529,725
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹209 Cr	1,527,307 ↓ -156,250

4. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,492 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 23.97% (upper mid).
3Y return: 28.91% (upper mid).
1Y return: 22.83% (upper mid).
Alpha: -2.70 (bottom quartile).
Sharpe: 0.53 (upper mid).
Information ratio: -0.50 (bottom quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding State Bank of India (~9.4%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (09 Mar 26)	₹65.43 ↓ -1.94 (-2.88 %)
Net Assets (Cr)	₹1,492 on 31 Jan 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.53
Information Ratio	-0.5
Alpha Ratio	-2.7
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,709
28 Feb 23	₹13,515
29 Feb 24	₹25,468
28 Feb 25	₹22,731
28 Feb 26	₹31,469

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-3.8%
3 Month	2.3%
6 Month	7.5%
1 Year	22.8%
3 Year	28.9%
5 Year	24%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.59 Yr.
Sagar Gandhi	1 Jul 25	0.59 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	31.92%
Financial Services	29.89%
Utility	18.15%
Energy	12.64%
Basic Materials	4.19%
Consumer Cyclical	1.08%

Asset Allocation

Asset Class	Value
Cash	2.14%
Equity	97.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹139 Cr	1,294,989 ↓ -92,628
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹135 Cr	2,997,692
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	7%	₹106 Cr	1,157,444
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| BPCL	7%	₹99 Cr	2,717,009
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹87 Cr	187,643 ↓ -8,515
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹79 Cr	9,129,820
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	5%	₹73 Cr	646,300
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| BDL	5%	₹69 Cr	445,685
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| BANKBARODA	5%	₹67 Cr	2,244,222
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| NTPC	4%	₹64 Cr	1,801,543

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,184 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 23.01% (upper mid).
3Y return: 24.24% (lower mid).
1Y return: 16.03% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.08 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Larsen & Toubro Ltd (~5.1%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (09 Mar 26)	₹314.397 ↓ -6.56 (-2.04 %)
Net Assets (Cr)	₹5,184 on 31 Jan 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.08
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,599
28 Feb 23	₹14,649
29 Feb 24	₹23,990
28 Feb 25	₹23,841
28 Feb 26	₹30,113

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-2.2%
3 Month	1.7%
6 Month	0.5%
1 Year	16%
3 Year	24.2%
5 Year	23%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.63 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	30.23%
Basic Materials	14.52%
Financial Services	12.4%
Utility	11.04%
Energy	8.15%
Consumer Cyclical	8.07%
Health Care	5.75%
Communication Services	3.2%
Technology	1.66%
Real Estate	1.57%
Consumer Defensive	1.34%

Asset Allocation

Asset Class	Value
Cash	2.08%
Equity	97.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹267 Cr	678,645 ↓ -15,823
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| NTPC	5%	₹254 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹197 Cr	283,144 ↑ 37,216
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹172 Cr	680,825
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹160 Cr	812,745
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 24 \| ONGC	3%	₹153 Cr	5,686,486 ↑ 1,321,459
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| POWERGRID	3%	₹143 Cr	5,567,574
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	3%	₹141 Cr	305,098
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	3%	₹136 Cr	1,154,264
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹119 Cr	2,705,180 ↓ -616,273

6. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹879 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.24% (lower mid).
3Y return: 24.35% (lower mid).
1Y return: 15.49% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.13 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~9.6%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (09 Mar 26)	₹159.07 ↓ -3.48 (-2.14 %)
Net Assets (Cr)	₹879 on 31 Jan 26
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.32
Sharpe Ratio	0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,941
28 Feb 23	₹14,255
29 Feb 24	₹21,721
28 Feb 25	₹22,794
28 Feb 26	₹29,026

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-2.8%
3 Month	2.2%
6 Month	-0.1%
1 Year	15.5%
3 Year	24.4%
5 Year	22.2%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.1%
2023	35.3%
2022	41.2%
2021	9%
2020	56.1%
2019	9%
2018	2.3%
2017	-19.1%
2016	40.2%
2015	2.1%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.61 Yr.
Shridatta Bhandwaldar	29 Sep 18	7.35 Yr.

Data below for Canara Robeco Infrastructure as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	45.41%
Utility	12.54%
Basic Materials	10.29%
Energy	9.34%
Financial Services	8.27%
Technology	3.24%
Communication Services	3.06%
Consumer Cyclical	2.93%
Real Estate	1.11%

Asset Allocation

Asset Class	Value
Cash	3.81%
Equity	96.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	10%	₹85 Cr	214,901 ↓ -3,000
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	5%	₹48 Cr	442,500
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	5%	₹41 Cr	291,750
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| NTPC	4%	₹39 Cr	1,106,480
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹39 Cr	869,000 ↓ -25,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| TATAPOWER	3%	₹30 Cr	810,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 Jan 24 \| GVT&D	3%	₹29 Cr	89,735 ↓ -10,250
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 24 \| BHARTIARTL	3%	₹27 Cr	136,600
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 23 \| INDIGO	3%	₹27 Cr	58,250
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Oct 23 \| CGPOWER	3%	₹26 Cr	440,650

7. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Top quartile AUM (₹6,773 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 22.06% (lower mid).
3Y return: 23.82% (bottom quartile).
1Y return: 12.87% (bottom quartile).
Alpha: -6.78 (bottom quartile).
Sharpe: -0.03 (bottom quartile).
Information ratio: 0.26 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Reliance Industries Ltd (~9.6%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (09 Mar 26)	₹338.857 ↓ -6.60 (-1.91 %)
Net Assets (Cr)	₹6,773 on 31 Jan 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.03
Information Ratio	0.26
Alpha Ratio	-6.78
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,969
28 Feb 23	₹14,131
29 Feb 24	₹25,118
28 Feb 25	₹23,502
28 Feb 26	₹29,232

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-3.1%
3 Month	0%
6 Month	-0.9%
1 Year	12.9%
3 Year	23.8%
5 Year	22.1%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.7 Yr.
Rahul Modi	19 Aug 24	1.45 Yr.
Lokesh Maru	5 Sep 25	0.41 Yr.
Divya Sharma	5 Sep 25	0.41 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	31.76%
Utility	24.23%
Consumer Cyclical	11.14%
Energy	10.76%
Basic Materials	7.94%
Technology	4.08%
Communication Services	3.05%
Financial Services	2.82%
Health Care	2.16%
Real Estate	1.9%

Asset Allocation

Asset Class	Value
Cash	0.17%
Equity	99.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	10%	₹650 Cr	4,660,000 ↑ 110,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	9%	₹605 Cr	17,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹389 Cr	989,337 ↓ -75,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	4%	₹289 Cr	7,900,789
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	3%	₹207 Cr	1,050,000 ↓ -150,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹203 Cr	160,000 ↓ -10,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	3%	₹176 Cr	3,020,014
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹171 Cr	6,500,000 ↓ -400,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| BHARATFORG	3%	₹170 Cr	1,179,635
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	2%	₹158 Cr	18,358,070 ↑ 860,913

8. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹3,003 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 22.00% (bottom quartile).
3Y return: 24.93% (upper mid).
1Y return: 14.70% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.21 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~8.7%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (09 Mar 26)	₹140.414 ↓ -3.35 (-2.33 %)
Net Assets (Cr)	₹3,003 on 31 Jan 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,098
28 Feb 23	₹13,800
29 Feb 24	₹23,698
28 Feb 25	₹23,292
28 Feb 26	₹29,368

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-4.8%
3 Month	-0.2%
6 Month	0.5%
1 Year	14.7%
3 Year	24.9%
5 Year	22%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	27.8%
2022	51.1%
2021	11.2%
2020	45.9%
2019	5.4%
2018	6%
2017	-10.7%
2016	43.3%
2015	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.29 Yr.
Kiran Sebastian	7 Feb 22	3.99 Yr.
Sandeep Manam	18 Oct 21	4.29 Yr.

Data below for Franklin Build India Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	33.81%
Financial Services	16.07%
Utility	14.48%
Energy	13.67%
Communication Services	8.08%
Basic Materials	5.58%
Real Estate	2.64%
Consumer Cyclical	1.25%
Technology	1.16%

Asset Allocation

Asset Class	Value
Cash	3.26%
Equity	96.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹261 Cr	665,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹184 Cr	6,825,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹176 Cr	1,260,000 ↑ 60,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	5%	₹161 Cr	350,000 ↑ 24,659
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹142 Cr	3,978,727 ↓ -371,273
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹140 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	5%	₹139 Cr	1,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	5%	₹137 Cr	1,000,000
State Bank of India (Financial Services) Equity, Since 31 Jul 14 \| SBIN	4%	₹108 Cr	1,000,000
REC Ltd (Financial Services) Equity, Since 30 Sep 25 \| RECLTD	3%	₹98 Cr	2,700,000 ↑ 400,000

9. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹946 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.97% (bottom quartile).
3Y return: 26.59% (upper mid).
1Y return: 14.21% (lower mid).
Alpha: -6.08 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: 0.29 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Tata Motors Ltd (~5.1%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (09 Mar 26)	₹48.0418 ↓ -1.12 (-2.28 %)
Net Assets (Cr)	₹946 on 31 Jan 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.03
Information Ratio	0.29
Alpha Ratio	-6.08
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,622
28 Feb 23	₹13,475
29 Feb 24	₹21,758
28 Feb 25	₹22,556
28 Feb 26	₹29,283

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-4.2%
3 Month	-0.3%
6 Month	-1.6%
1 Year	14.2%
3 Year	26.6%
5 Year	22%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.38 Yr.
Mahesh Bendre	1 Jul 24	1.59 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	48.01%
Consumer Cyclical	14.5%
Basic Materials	9.34%
Financial Services	6.56%
Utility	6.33%
Technology	3.72%
Real Estate	3.47%
Health Care	3.21%
Communication Services	2.91%

Asset Allocation

Asset Class	Value
Cash	1.95%
Equity	98.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	5%	₹48 Cr	1,051,964 ↓ -36,431
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	5%	₹43 Cr	686,379
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	5%	₹43 Cr	108,403
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| RECLTD	3%	₹33 Cr	901,191
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹30 Cr	43,674
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹28 Cr	93,271
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹26 Cr	377,034 ↑ 61,173
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	3%	₹26 Cr	92,624
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹25 Cr	289,118
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	3%	₹24 Cr	659,065

10. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,366 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 21.69% (bottom quartile).
3Y return: 23.46% (bottom quartile).
1Y return: 8.34% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.06 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Larsen & Toubro Ltd (~6.7%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (09 Mar 26)	₹44.556 ↓ -1.02 (-2.25 %)
Net Assets (Cr)	₹2,366 on 31 Jan 26
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	0.06
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,903
28 Feb 23	₹13,888
29 Feb 24	₹25,247
28 Feb 25	₹24,286
28 Feb 26	₹29,124

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26

Duration	Returns
1 Month	-7.4%
3 Month	-4.8%
6 Month	-5.1%
1 Year	8.3%
3 Year	23.5%
5 Year	21.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.2%
2023	23%
2022	55.4%
2021	19.3%
2020	43.2%
2019	-7.5%
2018	-3.4%
2017	-29%
2016	43.3%
2015	-1.9%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Dhruv Muchhal	22 Jun 23	2.62 Yr.
Ashish Shah	1 Nov 25	0.25 Yr.

Data below for HDFC Infrastructure Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	40.3%
Financial Services	21.02%
Basic Materials	10.31%
Energy	7.4%
Utility	7.38%
Communication Services	4.32%
Real Estate	2.99%
Health Care	1.84%
Technology	1.33%
Consumer Cyclical	0.67%

Asset Allocation

Asset Class	Value
Cash	2.44%
Equity	97.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	7%	₹159 Cr	403,500 ↑ 6,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹149 Cr	1,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹130 Cr	1,400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹87 Cr	758,285
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	3%	₹80 Cr	1,400,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| NTPC	3%	₹78 Cr	2,200,000
State Bank of India (Financial Services) Equity, Since 31 Mar 08 \| SBIN	3%	₹76 Cr	704,361
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹70 Cr	500,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹69 Cr	150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹69 Cr	350,000

بہترین SIP سرمایہ کاری کا انتخاب کیسے کریں؟

مختلف میوچل فنڈز ہیں جو آپ کو SIP کے ذریعے سرمایہ کاری کرنے کی اجازت دیتے ہیں۔ لیکن بنیادی مسئلہ انتخاب کا ہے۔بہترین باہمی فنڈز ایس آئی پی کے لیے۔ اگرچہ بہترین میوچل فنڈز ہر شخص میں مختلف ہو سکتے ہیں، ذیل میں کچھ نکات کی فہرست دی گئی ہے جن پر سرمایہ کار بہترین SIP میوچل فنڈ کا انتخاب کرنے سے پہلے غور کر سکتے ہیں۔

SIP سرمایہ کاری کے مقصد کو سمجھیں۔

جب سرمایہ کاری کی بات آتی ہے تو ہم میں سے ہر ایک کا مقصد مختلف ہوتا ہے۔ لہذا SIP کے ذریعے میوچل فنڈز میں سرمایہ کاری کرنے سے پہلے، یہ مشورہ دیا جاتا ہے کہ آپ اپنے سرمایہ کاری کے اہداف کی واضح تصویر حاصل کریں اوررسک پروفائل. عام طور پر،ایکویٹی میوچل فنڈز طویل مدتی مقاصد کے لیے فائدہ مند سمجھا جاتا ہے جبکہکرنسی مارکیٹ اورقرض فنڈ مختصر مدت کے مقاصد کے لیے موزوں ہیں۔

فنڈ ہاؤس کو جانیں۔

SIP ریٹرن کا ایک بڑا حصہ فنڈ ہاؤس پر منحصر ہے جو آپ کی طرف سے آپ کے پیسے کا انتظام کرتا ہے۔ اگر فنڈ ہاؤس اپنے مقصد میں ناکام ہو جاتا ہے، تو آپ اپنی رقم کھونے والے ہوں گے۔ یہ یقینی بنانے کے لیے کہ آپ کے پاس بہترین SIP پلان ہے ایک معروف فنڈ ہاؤس کا انتخاب کریں۔

ایس آئی پی میوچل فنڈ کے فنڈ کی کارکردگی کی نگرانی کریں۔

بنیادی وجوہات میں سے ایک جس کی وجہ سے لوگمیوچل فنڈز میں سرمایہ کاری کریں۔ ایس آئی پی کے ذریعے پیسہ کمانا ہے۔ لہذا، بہترین فنڈ کا انتخاب کرنے اور پھر بہترین SIP منصوبوں میں سرمایہ کاری کرنے کے لیے وقت کے دوران فنڈز کی کارکردگی کا تجزیہ کرنا ضروری ہے۔ عام طور پر، ایکویٹی Mutual Funds کے لیے طویل مدتی کارکردگی کو دیکھا جاتا ہے، جبکہ قرض کے لیے Mutual Funds مختصر سے درمیانی مدت کے منافع پر غور کیا جاتا ہے۔

SIP کے بوجھ اور بار بار چلنے والے اخراجات کا تجزیہ کریں۔

آخری لیکن کم از کم نہیں، ایگزٹ لوڈ اور اخراجات کا تناسب اگر ایک مخصوص مدت (عام طور پر لاک ان پیریڈ کہلاتا ہے) سے پہلے سرمایہ کاری کو چھڑا لیا جائے۔

لہذا، یہ مشورہ دیا جاتا ہے کہ ان پیرامیٹرز کو ذہن میں رکھتے ہوئے بہترین SIP پلانز کا انتخاب کریں۔ سرمایہ کاری کرنے سے پہلے سوچیں!

SIP کیلکولیٹر (SIP ریٹرن کیلکولیٹر)

کے لیےمعاشی منصوبہ بندی، ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر بہترین ٹولز میں سے ایک ہے۔

یہ مانیٹر کرنے کے لیے کہ آپ کا SIP کمپاؤنڈنگ کی طاقت سے کیسے بڑھتا ہے، ذیل کی مثال پر غور کریں۔

ماہانہ سرمایہ کاری	سرمایہ کاری کی مدت	سرمایہ کاری کی کل رقم	حتمی قیمت @ 14% p.a.
1،000	5 سال	60,000	87,200
1,000	10 سال	1,20,000	2,62,091
1,000	15 سال	1,80,000	6,12,853

مندرجہ بالا جدول میں بتایا گیا ہے کہ اگر آپ SIP Mutual Fund میں ماہانہ INR 1,000 کی سرمایہ کاری کرتے ہیں، تو 5 سالوں میں آپ کی کل سرمایہ کاری INR 60,000 ہوگی اور آپ کا SIP 14% p.a کے مفروضہ واپسی فیصد پر واپس آئے گا۔ ہو گا87,2001 روپےبالترتیب اسی طرح 10 سالوں میں کل سرمایہ کاری ہوگی۔INR 1,20,000 اور SIP 14% p.a کی فرضی فیصد پر واپسی ہو گاINR 2,62,091.

اسی طرح 15 سال میں سرمایہ کاری ہوگی۔INR 1,80,000 اور 14% p.a کی واپسی کے فیصد پر حتمی قیمت ہوگی۔6,12,853 روپےبالترتیب

لہذا، صرف ایک مہینے میں INR 1,000 کی سرمایہ کاری کرکے، دیکھیں کہ آنے والے سالوں میں آپ کی رقم کیسے بڑھے گی۔ سرمایہ کاری کے لیے بہترین SIP میوچل فنڈ کا انتخاب کرتے وقت مذکورہ بالا حسابات پر غور کریں۔

اکثر پوچھے گئے سوالات

1. SIP کیا ہے؟

A: ایس آئی پی یا سیسٹیمیٹک انویسٹمنٹ پلان ایک سرمایہ کاری کا راستہ ہے جو میوچل فنڈ اسکیم کے تحت پیش کیا جاتا ہے، جہاں اسکیم کے تحت باقاعدہ وقفوں پر ایک مخصوص رقم کی سرمایہ کاری کی جاتی ہے۔ یہ قسط 500 روپے تک ہو سکتی ہے۔

2. SIP کے کیا فوائد ہیں؟

A: SIP کا بنیادی فائدہ یہ ہے کہ یہ سرمایہ کاری کو زیادہ نظم و ضبط بناتا ہے۔ یہ سرمایہ کار کو بنانے کی اجازت دیتا ہے۔مالیاتی منصوبہ مفید ہے اور سرمایہ کار میں سرمایہ کاری کی عادت پیدا کرنے میں مدد کرتا ہے۔

3. SIP میں کون سرمایہ کاری کر سکتا ہے؟

A: کوئی بھی ایس آئی پی میں سرمایہ کاری کر سکتا ہے۔ لیکن، آپ کو اپنے خطرے کا تجزیہ کرنا چاہیے، مطلب یہ ہے کہ آپ کتنا خطرہ مول لینا چاہتے ہیں۔ اس کے علاوہ، شروع کرنے کے لیے، آپ کو PAN کی تفصیلات، ایڈریس پروف، اور کی ضرورت ہے۔بینک تفصیلات

4. آف لائن موڈ میں SIP میں سرمایہ کاری کرنے کے کیا اقدامات ہیں؟

A: آف لائن موڈ میں سرمایہ کاری کرنے کے لیے، آپ کو درخواست فارم کو پُر کرنا ہوگا، ماہانہ یا سہ ماہی SIP رقم کے لیے ایک چیک جمع کرانا ہوگا، اس کی ایک کاپی فراہم کرنا ہوگی۔پین کارڈآپ کے بینک کی تفصیلات کے ثبوت کے طور پر ایڈریس کا ثبوت، اور ایک منسوخ شدہ چیک۔

5. مجھے ICICI پرڈینشل ٹیکنالوجی فنڈ میں کیوں سرمایہ کاری کرنی چاہیے؟

A: ICICI پرڈینشل ٹیکنالوجی فنڈ نے 3 مارچ 2000 کو اپنے آغاز کے بعد سے 11.9% کی واپسی ظاہر کی ہے۔ دوسرے فنڈز کے برعکس، سال 2020 میں، اس نے 70.6% کی واپسی قائم کی ہے۔ لہذا، آئی سی آئی سی آئی پرڈینشل ٹیکنالوجی فنڈ میں سرمایہ کاری فائدہ مند ثابت ہوئی ہے اور اس نے پانچ سالوں کے لیے ایس آئی پی میں سرمایہ کاری کی ہے۔

6. مجھے ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ میں کیوں سرمایہ کاری کرنی چاہئے؟

A: ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ نے پانچ سالہ ترقی کی شرح ظاہر کی ہے۔5.29%، جو نسبتاً زیادہ ہے۔

7. SIP میں سرمایہ کاری کرتے وقت آپ کو کن چیزوں پر غور کرنا چاہیے؟

A: جب آپ SIP میں سرمایہ کاری کرتے ہیں، تو آپ کو خالص اثاثہ کی قیمت یانہیں ہیں. یہ وہ سرمایہ کاری ہے جو آپ اسکیم کے لیے کرتے ہیں۔ آپ کو اس کی ریٹنگز اور اس کی تاریخی کارکردگی کو بھی چیک کرنا چاہیے۔ اس بات کو یقینی بنانے کے لیے کہ آپ کی سرمایہ کاری محفوظ ہے SIP سے حاصل ہونے والے منافع کو سمجھنا ضروری ہے۔

8. کیا SIP کے لیے KYC اہم ہے؟

A: ہاں، SIP کے لیے بھی KYC ضروری ہے۔ چونکہ SIP میوچل فنڈ کی اسکیم کے تحت آتا ہے، آپ کو SIP میں سرمایہ کاری کرنے کے لیے KYC دستاویزات فراہم کرنے ہوں گے۔

9. کیا SIPs میں کم از کم سرمایہ کاری کی ضرورت ہوتی ہے؟

A: ہاں، کچھ SIPs میں کم از کم سرمایہ کاری کی ضرورت ہوتی ہے۔ مثال کے طور پر، آدتیہ برلا سن لائف ڈیجیٹل انڈیا فنڈ میں کم از کم SIP سرمایہ کاری کی ضرورت ہے 1000 روپے۔ ایس بی آئی بلیوچپ فنڈ ریگولر گروتھ کی کم از کم ضرورت 5000 روپے ہے۔ اس طرح، آپ جس SIP میں سرمایہ کاری کر رہے ہیں اس پر منحصر ہے، آپ کو اپنی سرمایہ کاری کی رقم میں اضافہ کرنا پڑے گا۔

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔