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سرمایہ کاری کے لیے ٹاپ 5 بہترین ایکویٹی ایس آئی پی فنڈز

Updated on September 23, 2025 , 7728 views

اگر آپ چاہتے ہیں کہ آپ کی سرمایہ کاری سب میں پسند کی جائے۔مارکیٹ حالات، پھر اپنی سرمایہ کاری کریں۔گھونٹ راستہ! سیسٹیمیٹک انویسٹمنٹ پلانز (SIPs) کو سب سے زیادہ موثر طریقے سمجھا جاتا ہے۔میوچل فنڈز میں سرمایہ کاری. اور اگر آپ ایکویٹیز میں سرمایہ کاری کرنے کا منصوبہ بنا رہے ہیں، تو SIPs خواہش مند منافع کمانے کا بہترین طریقہ ہیں۔ بہترین ایکویٹی ایس آئی پی فنڈز آپ کو طویل مدتی میں مطلوبہ منافع دے سکتے ہیں۔مالی اہداف. تو، آئیے دیکھتے ہیں کہ SIP کیسے کام کرتا ہے، اس کے فوائدSIP سرمایہ کاریکا اہم استعمال aگھونٹ کیلکولیٹر ایکویٹی سرمایہ کاری کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے SIP فنڈز کے ساتھ۔

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ایکویٹی میوچل فنڈز کے لیے منظم سرمایہ کاری

مثالی طور پر، جب سرمایہ کار ایکوئٹی میں سرمایہ کاری کرنے کا ارادہ رکھتے ہیں، تو وہ اکثر منافع کے استحکام پر شک کرتے ہیں۔ اس کی وجہ یہ ہے کہ وہ مارکیٹ سے جڑے ہوئے ہیں اور اکثر اتار چڑھاؤ کا شکار رہتے ہیں۔ اس طرح، اس طرح کے اتار چڑھاؤ کو متوازن کرنے اور طویل مدتی مستحکم منافع کو یقینی بنانے کے لیے، ایکویٹی سرمایہ کاری میں SIPs انتہائی قابل سفارش ہیں۔ تاریخی طور پر، مارکیٹ کے خراب مرحلے میں، یہ دیکھا گیا ہے کہ SIP کا راستہ اختیار کرنے والے سرمایہ کاروں نے یکمشت راستہ اختیار کرنے والوں کے مقابلے میں زیادہ مستحکم منافع حاصل کیا۔ SIP کی سرمایہ کاری وقت کے ساتھ ساتھ پھیل جاتی ہے، ایک یکمشت سرمایہ کاری کے برعکس جو ایک ہی وقت میں ہوتی ہے۔ لہذا، SIP میں آپ کی رقم ہر روز بڑھنے لگتی ہے (اسٹاک مارکیٹ میں سرمایہ کاری کی جا رہی ہے)۔

ایک منظمسرمایہ کاری کا منصوبہ جیسے طویل مدتی مالی اہداف کو حاصل کرنے کے لیے بھی وسیع پیمانے پر سمجھا جاتا ہے۔ریٹائرمنٹ پلاننگ، بچے کی تعلیم، گھر/گاڑی کی خریداری یا کوئی اور اثاثہ۔ اس سے پہلے کہ ہم کچھ اور دیکھیںسرمایہ کاری کے فوائد ایس آئی پی میں، آئیے سرمایہ کاری کے لیے کچھ بہترین ایکویٹی ایس آئی پی فنڈز کو دیکھیں۔

ایکویٹی فنڈز 2022 کے لیے بہترین SIP پلان

بہترین لارج کیپ ایکویٹی ایس آئی پی فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Large Cap Fund Growth ₹90.6724
↓ -1.04
₹45,012 100 19.1-0.419.825.518.2
ICICI Prudential Bluechip Fund Growth ₹109.94
↓ -0.90
₹71,840 100 0.47.2-2.118.822.516.9
Essel Large Cap Equity Fund Growth ₹30.7626
↑ 0.20
₹96 500 -8-14.5-2.6107
SBI Bluechip Fund Growth ₹91.3077
↓ -0.90
₹52,421 500 -0.46.1-3.314.419.612.5
Aditya Birla Sun Life Frontline Equity Fund Growth ₹520.17
↓ -5.81
₹29,867 100 -0.97-415.720.115.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryNippon India Large Cap FundICICI Prudential Bluechip FundEssel Large Cap Equity FundSBI Bluechip FundAditya Birla Sun Life Frontline Equity Fund
Point 1Lower mid AUM (₹45,012 Cr).Highest AUM (₹71,840 Cr).Bottom quartile AUM (₹96 Cr).Upper mid AUM (₹52,421 Cr).Bottom quartile AUM (₹29,867 Cr).
Point 2Established history (18+ yrs).Established history (17+ yrs).Established history (14+ yrs).Established history (19+ yrs).Oldest track record among peers (23 yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 25.54% (top quartile).5Y return: 22.46% (upper mid).5Y return: 7.00% (bottom quartile).5Y return: 19.60% (bottom quartile).5Y return: 20.14% (lower mid).
Point 63Y return: 19.83% (top quartile).3Y return: 18.84% (upper mid).3Y return: 10.00% (bottom quartile).3Y return: 14.45% (bottom quartile).3Y return: 15.66% (lower mid).
Point 71Y return: -0.44% (top quartile).1Y return: -2.08% (upper mid).1Y return: -2.56% (lower mid).1Y return: -3.26% (bottom quartile).1Y return: -3.97% (bottom quartile).
Point 8Alpha: 2.49 (top quartile).Alpha: 1.67 (upper mid).Alpha: -3.02 (bottom quartile).Alpha: 1.27 (lower mid).Alpha: 0.89 (bottom quartile).
Point 9Sharpe: -0.40 (upper mid).Sharpe: -0.51 (bottom quartile).Sharpe: 0.10 (top quartile).Sharpe: -0.50 (lower mid).Sharpe: -0.57 (bottom quartile).
Point 10Information ratio: 1.96 (top quartile).Information ratio: 1.64 (upper mid).Information ratio: -0.82 (bottom quartile).Information ratio: -0.10 (bottom quartile).Information ratio: 0.84 (lower mid).

Nippon India Large Cap Fund

  • Lower mid AUM (₹45,012 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.54% (top quartile).
  • 3Y return: 19.83% (top quartile).
  • 1Y return: -0.44% (top quartile).
  • Alpha: 2.49 (top quartile).
  • Sharpe: -0.40 (upper mid).
  • Information ratio: 1.96 (top quartile).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹71,840 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.46% (upper mid).
  • 3Y return: 18.84% (upper mid).
  • 1Y return: -2.08% (upper mid).
  • Alpha: 1.67 (upper mid).
  • Sharpe: -0.51 (bottom quartile).
  • Information ratio: 1.64 (upper mid).

Essel Large Cap Equity Fund

  • Bottom quartile AUM (₹96 Cr).
  • Established history (14+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.00% (bottom quartile).
  • 3Y return: 10.00% (bottom quartile).
  • 1Y return: -2.56% (lower mid).
  • Alpha: -3.02 (bottom quartile).
  • Sharpe: 0.10 (top quartile).
  • Information ratio: -0.82 (bottom quartile).

SBI Bluechip Fund

  • Upper mid AUM (₹52,421 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.60% (bottom quartile).
  • 3Y return: 14.45% (bottom quartile).
  • 1Y return: -3.26% (bottom quartile).
  • Alpha: 1.27 (lower mid).
  • Sharpe: -0.50 (lower mid).
  • Information ratio: -0.10 (bottom quartile).

Aditya Birla Sun Life Frontline Equity Fund

  • Bottom quartile AUM (₹29,867 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 20.14% (lower mid).
  • 3Y return: 15.66% (lower mid).
  • 1Y return: -3.97% (bottom quartile).
  • Alpha: 0.89 (bottom quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: 0.84 (lower mid).

بہترین لارج اور مڈ کیپ ایکویٹی ایس آئی پی فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Invesco India Growth Opportunities Fund Growth ₹99.17
↓ -1.81
₹8,125 100 0.216.11.524.824.137.5
Kotak Equity Opportunities Fund Growth ₹336.761
↓ -4.81
₹27,655 1,000 0.79.4-3.618.722.724.2
DSP Equity Opportunities Fund Growth ₹603.619
↓ -8.21
₹15,356 500 -1.34.8-4.919.823.423.9
SBI Large and Midcap Fund Growth ₹621.935
↓ -3.83
₹33,248 500 1.48.2-0.916.924.218
Canara Robeco Emerging Equities Growth ₹253.47
↓ -4.84
₹25,513 1,000 -0.29-2.716.721.526.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryInvesco India Growth Opportunities FundKotak Equity Opportunities FundDSP Equity Opportunities FundSBI Large and Midcap FundCanara Robeco Emerging Equities
Point 1Bottom quartile AUM (₹8,125 Cr).Upper mid AUM (₹27,655 Cr).Bottom quartile AUM (₹15,356 Cr).Highest AUM (₹33,248 Cr).Lower mid AUM (₹25,513 Cr).
Point 2Established history (18+ yrs).Established history (21+ yrs).Oldest track record among peers (25 yrs).Established history (20+ yrs).Established history (20+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 24.13% (upper mid).5Y return: 22.73% (bottom quartile).5Y return: 23.35% (lower mid).5Y return: 24.16% (top quartile).5Y return: 21.51% (bottom quartile).
Point 63Y return: 24.78% (top quartile).3Y return: 18.72% (lower mid).3Y return: 19.81% (upper mid).3Y return: 16.92% (bottom quartile).3Y return: 16.70% (bottom quartile).
Point 71Y return: 1.55% (top quartile).1Y return: -3.58% (bottom quartile).1Y return: -4.85% (bottom quartile).1Y return: -0.89% (upper mid).1Y return: -2.74% (lower mid).
Point 8Alpha: 11.03 (top quartile).Alpha: 0.72 (bottom quartile).Alpha: -3.26 (bottom quartile).Alpha: 1.02 (lower mid).Alpha: 2.95 (upper mid).
Point 9Sharpe: 0.03 (top quartile).Sharpe: -0.51 (bottom quartile).Sharpe: -0.78 (bottom quartile).Sharpe: -0.47 (lower mid).Sharpe: -0.38 (upper mid).
Point 10Information ratio: 1.26 (top quartile).Information ratio: 0.13 (lower mid).Information ratio: 0.46 (upper mid).Information ratio: -0.10 (bottom quartile).Information ratio: -0.31 (bottom quartile).

Invesco India Growth Opportunities Fund

  • Bottom quartile AUM (₹8,125 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.13% (upper mid).
  • 3Y return: 24.78% (top quartile).
  • 1Y return: 1.55% (top quartile).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (top quartile).
  • Information ratio: 1.26 (top quartile).

Kotak Equity Opportunities Fund

  • Upper mid AUM (₹27,655 Cr).
  • Established history (21+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.73% (bottom quartile).
  • 3Y return: 18.72% (lower mid).
  • 1Y return: -3.58% (bottom quartile).
  • Alpha: 0.72 (bottom quartile).
  • Sharpe: -0.51 (bottom quartile).
  • Information ratio: 0.13 (lower mid).

DSP Equity Opportunities Fund

  • Bottom quartile AUM (₹15,356 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.35% (lower mid).
  • 3Y return: 19.81% (upper mid).
  • 1Y return: -4.85% (bottom quartile).
  • Alpha: -3.26 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: 0.46 (upper mid).

SBI Large and Midcap Fund

  • Highest AUM (₹33,248 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.16% (top quartile).
  • 3Y return: 16.92% (bottom quartile).
  • 1Y return: -0.89% (upper mid).
  • Alpha: 1.02 (lower mid).
  • Sharpe: -0.47 (lower mid).
  • Information ratio: -0.10 (bottom quartile).

Canara Robeco Emerging Equities

  • Lower mid AUM (₹25,513 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 21.51% (bottom quartile).
  • 3Y return: 16.70% (bottom quartile).
  • 1Y return: -2.74% (lower mid).
  • Alpha: 2.95 (upper mid).
  • Sharpe: -0.38 (upper mid).
  • Information ratio: -0.31 (bottom quartile).

بہترین مڈ کیپ ایکویٹی ایس آئی پی فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Kotak Emerging Equity Scheme Growth ₹134.243
↓ -2.69
₹56,988 1,000 1.515.50.621.527.933.6
Sundaram Mid Cap Fund Growth ₹1,357.68
↓ -22.85
₹12,501 100 0.211.7-3.622.526.732
Taurus Discovery (Midcap) Fund Growth ₹118.94
↓ -2.22
₹128 1,000 -1.311.5-6.517.620.911.3
HDFC Mid-Cap Opportunities Fund Growth ₹190.594
↓ -2.90
₹83,105 300 0.111.1-0.72529.628.6
Edelweiss Mid Cap Fund Growth ₹98.633
↓ -1.83
₹11,297 500 -1.611.8-223.929.638.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryKotak Emerging Equity SchemeSundaram Mid Cap FundTaurus Discovery (Midcap) FundHDFC Mid-Cap Opportunities FundEdelweiss Mid Cap Fund
Point 1Upper mid AUM (₹56,988 Cr).Lower mid AUM (₹12,501 Cr).Bottom quartile AUM (₹128 Cr).Highest AUM (₹83,105 Cr).Bottom quartile AUM (₹11,297 Cr).
Point 2Established history (18+ yrs).Established history (23+ yrs).Oldest track record among peers (31 yrs).Established history (18+ yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 27.89% (lower mid).5Y return: 26.65% (bottom quartile).5Y return: 20.92% (bottom quartile).5Y return: 29.62% (top quartile).5Y return: 29.57% (upper mid).
Point 63Y return: 21.54% (bottom quartile).3Y return: 22.47% (lower mid).3Y return: 17.65% (bottom quartile).3Y return: 25.04% (top quartile).3Y return: 23.88% (upper mid).
Point 71Y return: 0.63% (top quartile).1Y return: -3.62% (bottom quartile).1Y return: -6.51% (bottom quartile).1Y return: -0.66% (upper mid).1Y return: -2.00% (lower mid).
Point 8Alpha: 5.63 (top quartile).Alpha: 2.99 (bottom quartile).Alpha: -4.47 (bottom quartile).Alpha: 3.39 (lower mid).Alpha: 3.95 (upper mid).
Point 9Sharpe: -0.21 (top quartile).Sharpe: -0.33 (bottom quartile).Sharpe: -0.71 (bottom quartile).Sharpe: -0.28 (lower mid).Sharpe: -0.28 (upper mid).
Point 10Information ratio: -0.12 (bottom quartile).Information ratio: 0.22 (lower mid).Information ratio: -0.84 (bottom quartile).Information ratio: 0.88 (top quartile).Information ratio: 0.39 (upper mid).

Kotak Emerging Equity Scheme

  • Upper mid AUM (₹56,988 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 27.89% (lower mid).
  • 3Y return: 21.54% (bottom quartile).
  • 1Y return: 0.63% (top quartile).
  • Alpha: 5.63 (top quartile).
  • Sharpe: -0.21 (top quartile).
  • Information ratio: -0.12 (bottom quartile).

Sundaram Mid Cap Fund

  • Lower mid AUM (₹12,501 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 26.65% (bottom quartile).
  • 3Y return: 22.47% (lower mid).
  • 1Y return: -3.62% (bottom quartile).
  • Alpha: 2.99 (bottom quartile).
  • Sharpe: -0.33 (bottom quartile).
  • Information ratio: 0.22 (lower mid).

Taurus Discovery (Midcap) Fund

  • Bottom quartile AUM (₹128 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.92% (bottom quartile).
  • 3Y return: 17.65% (bottom quartile).
  • 1Y return: -6.51% (bottom quartile).
  • Alpha: -4.47 (bottom quartile).
  • Sharpe: -0.71 (bottom quartile).
  • Information ratio: -0.84 (bottom quartile).

HDFC Mid-Cap Opportunities Fund

  • Highest AUM (₹83,105 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 29.62% (top quartile).
  • 3Y return: 25.04% (top quartile).
  • 1Y return: -0.66% (upper mid).
  • Alpha: 3.39 (lower mid).
  • Sharpe: -0.28 (lower mid).
  • Information ratio: 0.88 (top quartile).

Edelweiss Mid Cap Fund

  • Bottom quartile AUM (₹11,297 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.57% (upper mid).
  • 3Y return: 23.88% (upper mid).
  • 1Y return: -2.00% (lower mid).
  • Alpha: 3.95 (upper mid).
  • Sharpe: -0.28 (upper mid).
  • Information ratio: 0.39 (upper mid).

بہترین سمال کیپ ایکویٹی ایس آئی پی فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Small Cap Fund Growth ₹83.2535
↓ -1.63
₹4,824 1,000 -211.7-8.217.223.421.5
SBI Small Cap Fund Growth ₹169.342
↓ -2.84
₹35,245 500 -0.38.5-8.214.724.624.1
HDFC Small Cap Fund Growth ₹140.46
↓ -2.36
₹36,294 300 2.917.7-0.223.530.820.4
DSP Small Cap Fund  Growth ₹193.059
↓ -3.65
₹16,628 500 -1.114.7-3.819.627.625.6
Nippon India Small Cap Fund Growth ₹166.28
↓ -2.82
₹64,821 100 -0.711.5-7.422.932.726.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Small Cap FundSBI Small Cap FundHDFC Small Cap FundDSP Small Cap Fund Nippon India Small Cap Fund
Point 1Bottom quartile AUM (₹4,824 Cr).Lower mid AUM (₹35,245 Cr).Upper mid AUM (₹36,294 Cr).Bottom quartile AUM (₹16,628 Cr).Highest AUM (₹64,821 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (18+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 23.42% (bottom quartile).5Y return: 24.62% (bottom quartile).5Y return: 30.76% (upper mid).5Y return: 27.59% (lower mid).5Y return: 32.68% (top quartile).
Point 63Y return: 17.19% (bottom quartile).3Y return: 14.73% (bottom quartile).3Y return: 23.49% (top quartile).3Y return: 19.63% (lower mid).3Y return: 22.86% (upper mid).
Point 71Y return: -8.21% (bottom quartile).1Y return: -8.23% (bottom quartile).1Y return: -0.16% (top quartile).1Y return: -3.84% (upper mid).1Y return: -7.40% (lower mid).
Point 8Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: -2.55 (bottom quartile).
Point 9Sharpe: -0.56 (lower mid).Sharpe: -0.72 (bottom quartile).Sharpe: -0.33 (upper mid).Sharpe: -0.30 (top quartile).Sharpe: -0.65 (bottom quartile).
Point 10Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.10 (top quartile).

Aditya Birla Sun Life Small Cap Fund

  • Bottom quartile AUM (₹4,824 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.42% (bottom quartile).
  • 3Y return: 17.19% (bottom quartile).
  • 1Y return: -8.21% (bottom quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.56 (lower mid).
  • Information ratio: 0.00 (upper mid).

SBI Small Cap Fund

  • Lower mid AUM (₹35,245 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.62% (bottom quartile).
  • 3Y return: 14.73% (bottom quartile).
  • 1Y return: -8.23% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.72 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

HDFC Small Cap Fund

  • Upper mid AUM (₹36,294 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 30.76% (upper mid).
  • 3Y return: 23.49% (top quartile).
  • 1Y return: -0.16% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.33 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

DSP Small Cap Fund 

  • Bottom quartile AUM (₹16,628 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 27.59% (lower mid).
  • 3Y return: 19.63% (lower mid).
  • 1Y return: -3.84% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.30 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

  • Highest AUM (₹64,821 Cr).
  • Established history (15+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 32.68% (top quartile).
  • 3Y return: 22.86% (upper mid).
  • 1Y return: -7.40% (lower mid).
  • Alpha: -2.55 (bottom quartile).
  • Sharpe: -0.65 (bottom quartile).
  • Information ratio: 0.10 (top quartile).

بہترین ملٹی کیپ ایکویٹی ایس آئی پی فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Kotak Standard Multicap Fund Growth ₹83.581
↓ -1.13
₹53,626 500 -0.99.5-0.717.119.916.5
Motilal Oswal Multicap 35 Fund Growth ₹60.2919
↓ -1.27
₹13,679 500 -1.38.5-321.22045.7
Mirae Asset India Equity Fund  Growth ₹111.577
↓ -1.26
₹39,477 1,000 0.17.3-313.317.412.7
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01
₹588 300 -4.6-2.619.317.313.6
Aditya Birla Sun Life Equity Fund Growth ₹1,767.48
↓ -24.23
₹22,962 100 -0.58.4-2.717.420.718.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryKotak Standard Multicap FundMotilal Oswal Multicap 35 FundMirae Asset India Equity Fund BNP Paribas Multi Cap FundAditya Birla Sun Life Equity Fund
Point 1Highest AUM (₹53,626 Cr).Bottom quartile AUM (₹13,679 Cr).Upper mid AUM (₹39,477 Cr).Bottom quartile AUM (₹588 Cr).Lower mid AUM (₹22,962 Cr).
Point 2Established history (16+ yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (20+ yrs).Oldest track record among peers (27 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 19.94% (lower mid).5Y return: 20.04% (upper mid).5Y return: 17.40% (bottom quartile).5Y return: 13.57% (bottom quartile).5Y return: 20.73% (top quartile).
Point 63Y return: 17.12% (bottom quartile).3Y return: 21.22% (top quartile).3Y return: 13.27% (bottom quartile).3Y return: 17.28% (lower mid).3Y return: 17.42% (upper mid).
Point 71Y return: -0.74% (upper mid).1Y return: -2.98% (bottom quartile).1Y return: -3.05% (bottom quartile).1Y return: 19.34% (top quartile).1Y return: -2.73% (lower mid).
Point 8Alpha: 3.91 (upper mid).Alpha: 9.76 (top quartile).Alpha: 1.60 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 2.31 (lower mid).
Point 9Sharpe: -0.37 (lower mid).Sharpe: -0.06 (upper mid).Sharpe: -0.52 (bottom quartile).Sharpe: 2.86 (top quartile).Sharpe: -0.46 (bottom quartile).
Point 10Information ratio: 0.19 (lower mid).Information ratio: 0.79 (top quartile).Information ratio: -0.17 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.70 (upper mid).

Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.94% (lower mid).
  • 3Y return: 17.12% (bottom quartile).
  • 1Y return: -0.74% (upper mid).
  • Alpha: 3.91 (upper mid).
  • Sharpe: -0.37 (lower mid).
  • Information ratio: 0.19 (lower mid).

Motilal Oswal Multicap 35 Fund

  • Bottom quartile AUM (₹13,679 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.04% (upper mid).
  • 3Y return: 21.22% (top quartile).
  • 1Y return: -2.98% (bottom quartile).
  • Alpha: 9.76 (top quartile).
  • Sharpe: -0.06 (upper mid).
  • Information ratio: 0.79 (top quartile).

Mirae Asset India Equity Fund 

  • Upper mid AUM (₹39,477 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.40% (bottom quartile).
  • 3Y return: 13.27% (bottom quartile).
  • 1Y return: -3.05% (bottom quartile).
  • Alpha: 1.60 (bottom quartile).
  • Sharpe: -0.52 (bottom quartile).
  • Information ratio: -0.17 (bottom quartile).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (bottom quartile).
  • 3Y return: 17.28% (lower mid).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Equity Fund

  • Lower mid AUM (₹22,962 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 20.73% (top quartile).
  • 3Y return: 17.42% (upper mid).
  • 1Y return: -2.73% (lower mid).
  • Alpha: 2.31 (lower mid).
  • Sharpe: -0.46 (bottom quartile).
  • Information ratio: 0.70 (upper mid).

بہترین سیکٹر ایکویٹی ایس آئی پی فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Banking and Financial Services Fund Growth ₹131.43
↓ -1.22
₹9,688 100 -1.78.42.115.622.311.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹59.58
↓ -0.71
₹3,374 1,000 -1.97.70.615.422.78.7
DSP Natural Resources and New Energy Fund Growth ₹92.676
↓ -0.25
₹1,292 500 5.18.9-3.122.427.813.9
Franklin Build India Fund Growth ₹140.378
↓ -1.47
₹2,884 500 0.59.7-4.527.734.427.8
Sundaram Rural and Consumption Fund Growth ₹98.0615
↓ -1.38
₹1,599 100 1.611.8-6.715.320.220.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Banking and Financial Services FundAditya Birla Sun Life Banking And Financial Services FundDSP Natural Resources and New Energy FundFranklin Build India FundSundaram Rural and Consumption Fund
Point 1Highest AUM (₹9,688 Cr).Upper mid AUM (₹3,374 Cr).Bottom quartile AUM (₹1,292 Cr).Lower mid AUM (₹2,884 Cr).Bottom quartile AUM (₹1,599 Cr).
Point 2Established history (17+ yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (16+ yrs).Oldest track record among peers (19 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 22.32% (bottom quartile).5Y return: 22.70% (lower mid).5Y return: 27.76% (upper mid).5Y return: 34.38% (top quartile).5Y return: 20.25% (bottom quartile).
Point 63Y return: 15.55% (lower mid).3Y return: 15.36% (bottom quartile).3Y return: 22.42% (upper mid).3Y return: 27.75% (top quartile).3Y return: 15.30% (bottom quartile).
Point 71Y return: 2.10% (top quartile).1Y return: 0.63% (upper mid).1Y return: -3.12% (lower mid).1Y return: -4.53% (bottom quartile).1Y return: -6.67% (bottom quartile).
Point 8Alpha: -2.57 (lower mid).Alpha: -6.06 (bottom quartile).Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: -2.82 (bottom quartile).
Point 9Sharpe: 0.03 (top quartile).Sharpe: -0.18 (upper mid).Sharpe: -0.96 (bottom quartile).Sharpe: -0.64 (bottom quartile).Sharpe: -0.36 (lower mid).
Point 10Information ratio: 0.32 (top quartile).Information ratio: 0.14 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: -0.05 (bottom quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 22.32% (bottom quartile).
  • 3Y return: 15.55% (lower mid).
  • 1Y return: 2.10% (top quartile).
  • Alpha: -2.57 (lower mid).
  • Sharpe: 0.03 (top quartile).
  • Information ratio: 0.32 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 22.70% (lower mid).
  • 3Y return: 15.36% (bottom quartile).
  • 1Y return: 0.63% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (upper mid).
  • Information ratio: 0.14 (upper mid).

DSP Natural Resources and New Energy Fund

  • Bottom quartile AUM (₹1,292 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: High.
  • 5Y return: 27.76% (upper mid).
  • 3Y return: 22.42% (upper mid).
  • 1Y return: -3.12% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.96 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Franklin Build India Fund

  • Lower mid AUM (₹2,884 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 34.38% (top quartile).
  • 3Y return: 27.75% (top quartile).
  • 1Y return: -4.53% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.64 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Sundaram Rural and Consumption Fund

  • Bottom quartile AUM (₹1,599 Cr).
  • Oldest track record among peers (19 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 20.25% (bottom quartile).
  • 3Y return: 15.30% (bottom quartile).
  • 1Y return: -6.67% (bottom quartile).
  • Alpha: -2.82 (bottom quartile).
  • Sharpe: -0.36 (lower mid).
  • Information ratio: -0.05 (bottom quartile).

بہترین ELSS SIP فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata India Tax Savings Fund Growth ₹43.7402
↓ -0.47
₹4,472 500 -0.57-6.115.720.419.5
Bandhan Tax Advantage (ELSS) Fund Growth ₹149.968
↓ -1.77
₹6,899 500 -0.46.8-6.415.523.613.1
Aditya Birla Sun Life Tax Relief '96 Growth ₹59.91
↓ -0.87
₹15,216 500 0.411-314.714.316.4
DSP Tax Saver Fund Growth ₹136.542
↓ -1.74
₹16,475 500 -1.34.8-4.419.52423.9
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,318 500 1.215.435.520.617.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryTata India Tax Savings FundBandhan Tax Advantage (ELSS) FundAditya Birla Sun Life Tax Relief '96DSP Tax Saver FundHDFC Long Term Advantage Fund
Point 1Bottom quartile AUM (₹4,472 Cr).Lower mid AUM (₹6,899 Cr).Upper mid AUM (₹15,216 Cr).Highest AUM (₹16,475 Cr).Bottom quartile AUM (₹1,318 Cr).
Point 2Established history (10+ yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (18+ yrs).Oldest track record among peers (24 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 20.43% (lower mid).5Y return: 23.64% (upper mid).5Y return: 14.27% (bottom quartile).5Y return: 24.03% (top quartile).5Y return: 17.39% (bottom quartile).
Point 63Y return: 15.71% (lower mid).3Y return: 15.50% (bottom quartile).3Y return: 14.67% (bottom quartile).3Y return: 19.53% (upper mid).3Y return: 20.64% (top quartile).
Point 71Y return: -6.06% (bottom quartile).1Y return: -6.41% (bottom quartile).1Y return: -2.98% (upper mid).1Y return: -4.40% (lower mid).1Y return: 35.51% (top quartile).
Point 8Alpha: -1.62 (lower mid).Alpha: -3.02 (bottom quartile).Alpha: 1.87 (top quartile).Alpha: -1.92 (bottom quartile).Alpha: 1.75 (upper mid).
Point 9Sharpe: -0.71 (lower mid).Sharpe: -0.87 (bottom quartile).Sharpe: -0.49 (upper mid).Sharpe: -0.75 (bottom quartile).Sharpe: 2.27 (top quartile).
Point 10Information ratio: -0.22 (bottom quartile).Information ratio: 0.02 (upper mid).Information ratio: -0.71 (bottom quartile).Information ratio: 0.99 (top quartile).Information ratio: -0.15 (lower mid).

Tata India Tax Savings Fund

  • Bottom quartile AUM (₹4,472 Cr).
  • Established history (10+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 20.43% (lower mid).
  • 3Y return: 15.71% (lower mid).
  • 1Y return: -6.06% (bottom quartile).
  • Alpha: -1.62 (lower mid).
  • Sharpe: -0.71 (lower mid).
  • Information ratio: -0.22 (bottom quartile).

Bandhan Tax Advantage (ELSS) Fund

  • Lower mid AUM (₹6,899 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.64% (upper mid).
  • 3Y return: 15.50% (bottom quartile).
  • 1Y return: -6.41% (bottom quartile).
  • Alpha: -3.02 (bottom quartile).
  • Sharpe: -0.87 (bottom quartile).
  • Information ratio: 0.02 (upper mid).

Aditya Birla Sun Life Tax Relief '96

  • Upper mid AUM (₹15,216 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.27% (bottom quartile).
  • 3Y return: 14.67% (bottom quartile).
  • 1Y return: -2.98% (upper mid).
  • Alpha: 1.87 (top quartile).
  • Sharpe: -0.49 (upper mid).
  • Information ratio: -0.71 (bottom quartile).

DSP Tax Saver Fund

  • Highest AUM (₹16,475 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.03% (top quartile).
  • 3Y return: 19.53% (upper mid).
  • 1Y return: -4.40% (lower mid).
  • Alpha: -1.92 (bottom quartile).
  • Sharpe: -0.75 (bottom quartile).
  • Information ratio: 0.99 (top quartile).

HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (bottom quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (upper mid).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (lower mid).

بہترین ویلیو ایکویٹی ایس آئی پی فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata Equity PE Fund Growth ₹340.294
↓ -5.23
₹8,348 150 -16.8-9.119.221.521.7
JM Value Fund Growth ₹95.6808
↓ -1.71
₹1,019 500 -1.69-11.524.42725.1
HDFC Capital Builder Value Fund Growth ₹729.896
↓ -10.11
₹7,179 300 -0.69.6-3.919.423.120.7
Templeton India Value Fund Growth ₹701.722
↓ -6.83
₹2,209 500 -1.46.3-7.517.927.715.2
Bandhan Sterling Value Fund Growth ₹144.966
↓ -1.54
₹9,841 100 -15.6-8.117.227.618
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryTata Equity PE FundJM Value FundHDFC Capital Builder Value FundTempleton India Value FundBandhan Sterling Value Fund
Point 1Upper mid AUM (₹8,348 Cr).Bottom quartile AUM (₹1,019 Cr).Lower mid AUM (₹7,179 Cr).Bottom quartile AUM (₹2,209 Cr).Highest AUM (₹9,841 Cr).
Point 2Established history (21+ yrs).Established history (28+ yrs).Oldest track record among peers (31 yrs).Established history (29+ yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 21.55% (bottom quartile).5Y return: 27.03% (lower mid).5Y return: 23.09% (bottom quartile).5Y return: 27.75% (top quartile).5Y return: 27.58% (upper mid).
Point 63Y return: 19.22% (lower mid).3Y return: 24.44% (top quartile).3Y return: 19.44% (upper mid).3Y return: 17.93% (bottom quartile).3Y return: 17.16% (bottom quartile).
Point 71Y return: -9.15% (bottom quartile).1Y return: -11.51% (bottom quartile).1Y return: -3.91% (top quartile).1Y return: -7.49% (upper mid).1Y return: -8.06% (lower mid).
Point 8Alpha: -7.40 (bottom quartile).Alpha: -10.12 (bottom quartile).Alpha: 0.37 (top quartile).Alpha: -6.86 (lower mid).Alpha: -5.18 (upper mid).
Point 9Sharpe: -1.07 (lower mid).Sharpe: -1.17 (bottom quartile).Sharpe: -0.58 (top quartile).Sharpe: -1.12 (bottom quartile).Sharpe: -1.05 (upper mid).
Point 10Information ratio: 0.80 (lower mid).Information ratio: 1.05 (upper mid).Information ratio: 1.35 (top quartile).Information ratio: 0.62 (bottom quartile).Information ratio: 0.49 (bottom quartile).

Tata Equity PE Fund

  • Upper mid AUM (₹8,348 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 21.55% (bottom quartile).
  • 3Y return: 19.22% (lower mid).
  • 1Y return: -9.15% (bottom quartile).
  • Alpha: -7.40 (bottom quartile).
  • Sharpe: -1.07 (lower mid).
  • Information ratio: 0.80 (lower mid).

JM Value Fund

  • Bottom quartile AUM (₹1,019 Cr).
  • Established history (28+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.03% (lower mid).
  • 3Y return: 24.44% (top quartile).
  • 1Y return: -11.51% (bottom quartile).
  • Alpha: -10.12 (bottom quartile).
  • Sharpe: -1.17 (bottom quartile).
  • Information ratio: 1.05 (upper mid).

HDFC Capital Builder Value Fund

  • Lower mid AUM (₹7,179 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.09% (bottom quartile).
  • 3Y return: 19.44% (upper mid).
  • 1Y return: -3.91% (top quartile).
  • Alpha: 0.37 (top quartile).
  • Sharpe: -0.58 (top quartile).
  • Information ratio: 1.35 (top quartile).

Templeton India Value Fund

  • Bottom quartile AUM (₹2,209 Cr).
  • Established history (29+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 27.75% (top quartile).
  • 3Y return: 17.93% (bottom quartile).
  • 1Y return: -7.49% (upper mid).
  • Alpha: -6.86 (lower mid).
  • Sharpe: -1.12 (bottom quartile).
  • Information ratio: 0.62 (bottom quartile).

Bandhan Sterling Value Fund

  • Highest AUM (₹9,841 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 27.58% (upper mid).
  • 3Y return: 17.16% (bottom quartile).
  • 1Y return: -8.06% (lower mid).
  • Alpha: -5.18 (upper mid).
  • Sharpe: -1.05 (upper mid).
  • Information ratio: 0.49 (bottom quartile).

بہترین فوکسڈ ایکویٹی ایس آئی پی فنڈز

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Axis Focused 25 Fund Growth ₹54.15
↓ -1.09
₹12,286 500 -0.67.9-4.210.314.114.8
Aditya Birla Sun Life Focused Equity Fund Growth ₹138.018
↓ -1.70
₹7,620 1,000 -2.65.5-5.115.919.418.7
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354 100 -58.524.51717.3
HDFC Focused 30 Fund Growth ₹232.022
↓ -2.59
₹22,444 300 2.28.92.922.829.424
DSP Focus Fund Growth ₹53.282
↓ -0.87
₹2,513 500 -0.84.8-417.118.918.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAxis Focused 25 FundAditya Birla Sun Life Focused Equity FundSundaram Select Focus FundHDFC Focused 30 FundDSP Focus Fund
Point 1Upper mid AUM (₹12,286 Cr).Lower mid AUM (₹7,620 Cr).Bottom quartile AUM (₹1,354 Cr).Highest AUM (₹22,444 Cr).Bottom quartile AUM (₹2,513 Cr).
Point 2Established history (13+ yrs).Established history (19+ yrs).Oldest track record among peers (23 yrs).Established history (21+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.14% (bottom quartile).5Y return: 19.41% (upper mid).5Y return: 17.29% (bottom quartile).5Y return: 29.41% (top quartile).5Y return: 18.88% (lower mid).
Point 63Y return: 10.32% (bottom quartile).3Y return: 15.86% (bottom quartile).3Y return: 17.03% (lower mid).3Y return: 22.79% (top quartile).3Y return: 17.07% (upper mid).
Point 71Y return: -4.20% (bottom quartile).1Y return: -5.09% (bottom quartile).1Y return: 24.49% (top quartile).1Y return: 2.92% (upper mid).1Y return: -4.00% (lower mid).
Point 8Alpha: 1.86 (upper mid).Alpha: -0.19 (lower mid).Alpha: -5.62 (bottom quartile).Alpha: 5.69 (top quartile).Alpha: -2.48 (bottom quartile).
Point 9Sharpe: -0.49 (lower mid).Sharpe: -0.62 (bottom quartile).Sharpe: 1.85 (top quartile).Sharpe: -0.07 (upper mid).Sharpe: -0.77 (bottom quartile).
Point 10Information ratio: -1.03 (bottom quartile).Information ratio: -0.15 (lower mid).Information ratio: -0.52 (bottom quartile).Information ratio: 1.54 (top quartile).Information ratio: 0.17 (upper mid).

Axis Focused 25 Fund

  • Upper mid AUM (₹12,286 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.14% (bottom quartile).
  • 3Y return: 10.32% (bottom quartile).
  • 1Y return: -4.20% (bottom quartile).
  • Alpha: 1.86 (upper mid).
  • Sharpe: -0.49 (lower mid).
  • Information ratio: -1.03 (bottom quartile).

Aditya Birla Sun Life Focused Equity Fund

  • Lower mid AUM (₹7,620 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.41% (upper mid).
  • 3Y return: 15.86% (bottom quartile).
  • 1Y return: -5.09% (bottom quartile).
  • Alpha: -0.19 (lower mid).
  • Sharpe: -0.62 (bottom quartile).
  • Information ratio: -0.15 (lower mid).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (bottom quartile).
  • 3Y return: 17.03% (lower mid).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

HDFC Focused 30 Fund

  • Highest AUM (₹22,444 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 29.41% (top quartile).
  • 3Y return: 22.79% (top quartile).
  • 1Y return: 2.92% (upper mid).
  • Alpha: 5.69 (top quartile).
  • Sharpe: -0.07 (upper mid).
  • Information ratio: 1.54 (top quartile).

DSP Focus Fund

  • Bottom quartile AUM (₹2,513 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 18.88% (lower mid).
  • 3Y return: 17.07% (upper mid).
  • 1Y return: -4.00% (lower mid).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: -0.77 (bottom quartile).
  • Information ratio: 0.17 (upper mid).

ایکویٹی فنڈز پر ٹیکس

بجٹ 2018 کی تقریر کے مطابق، ایک نئی لانگ ٹرمسرمایہ ایکویٹی پر مبنی گینز (LTCG) ٹیکسباہمی چندہ اور اسٹاک یکم اپریل سے لاگو ہوں گے۔ مالیاتی بل 2018 14 مارچ 2018 کو لوک سبھا میں صوتی ووٹ سے منظور ہوا۔انکم ٹیکس تبدیلیاں یکم اپریل 2018 سے ایکویٹی سرمایہ کاری کو متاثر کریں گی۔*

1. طویل مدتی کیپٹل گینز

LTCGs جو INR 1 لاکھ سے زیادہ ہیں۔رہائی یکم اپریل 2018 کو یا اس کے بعد میوچل فنڈ یونٹس یا ایکویٹیز پر 10 فیصد (پلس سیس) یا 10.4 فیصد ٹیکس لگے گا۔ طویل مدتیکیپٹل گینز 1 لاکھ روپے تک مستثنیٰ ہوگا۔ مثال کے طور پر، اگر آپ ایک مالی سال میں اسٹاکس یا میوچل فنڈ کی سرمایہ کاری سے مشترکہ طویل مدتی سرمائے میں INR 3 لاکھ کماتے ہیں۔ قابل ٹیکس LTCGs INR 2 لاکھ (INR 3 لاکھ - 1 لاکھ) اورٹیکس کی ذمہ داری 20 روپے ہوں گے،000 (INR 2 لاکھ کا 10 فیصد)۔

طویل مدتی سرمایہ نفع وہ منافع ہے جو فروخت کرنے یا چھڑانے سے حاصل ہوتا ہے۔ایکویٹی فنڈز ایک سال سے زیادہ منعقد.

2. شارٹ ٹرم کیپیٹل گینز

اگر میوچل فنڈ یونٹس ہولڈنگ کے ایک سال سے پہلے فروخت کیے جاتے ہیں، تو شارٹ ٹرم کیپیٹل گینز (STCGs) ٹیکس لاگو ہوگا۔ STCGs ٹیکس کو 15 فیصد پر برقرار رکھا گیا ہے۔

ایکویٹی اسکیمیں انعقاد کا دورانیہ ٹیکس کی شرح
طویل مدتی کیپیٹل گینز (LTCG) 1 سال سے زیادہ 10% (بغیر اشاریہ کے) ****
شارٹ ٹرم کیپیٹل گینز (STCG) ایک سال سے کم یا اس کے برابر 15%
تقسیم شدہ ڈیویڈنڈ پر ٹیکس - 10%#

*1 لاکھ روپے تک کے منافع ٹیکس سے پاک ہیں۔ INR 1 لاکھ سے زیادہ کے منافع پر 10% ٹیکس لاگو ہوتا ہے۔ قبل ازیں شرح 0% لاگت کا حساب 31 جنوری 2018 کو اختتامی قیمت کے طور پر کیا گیا تھا۔ #10% کا ڈیویڈنڈ ٹیکس + سرچارج 12% + 4% = 11.648% صحت اور تعلیم 4% کا سیس متعارف کرایا گیا۔ پہلے تعلیمی سیس 3 تھا۔%

SIP سرمایہ کاری کے فوائد

کچھ اہممنظم سرمایہ کاری کے منصوبوں کے فوائد ہیں:

روپے کی لاگت کا اوسط

SIP کی پیشکش کا سب سے بڑا فائدہ روپی لاگت کا اوسط ہے، جو کسی فرد کو اثاثہ کی خریداری کی لاگت کا اوسط نکالنے میں مدد کرتا ہے۔ میوچل فنڈ میں یکمشت سرمایہ کاری کرتے وقت ایک مخصوص تعداد میں یونٹ خریدے جاتے ہیں۔سرمایہ کار سب ایک ساتھ، ایس آئی پی کی صورت میں یونٹس کی خریداری ایک طویل مدت میں کی جاتی ہے اور یہ ماہانہ وقفوں (عام طور پر) پر یکساں طور پر پھیل جاتی ہیں۔ سرمایہ کاری کو وقت کے ساتھ ساتھ پھیلانے کی وجہ سے، سرمایہ کاری مختلف قیمت پوائنٹس پر اسٹاک مارکیٹ میں کی جاتی ہے جس سے سرمایہ کار کو اوسط لاگت کا فائدہ ہوتا ہے، اس لیے اصطلاح روپیہ لاگت کا اوسط ہے۔

کمپاؤنڈنگ کی طاقت

SIPs کا فائدہ پیش کرتے ہیں۔کمپاؤنڈنگ کی طاقت. سادہ سود تب ہوتا ہے جب آپ صرف اصل پر سود حاصل کرتے ہیں۔ مرکب سود کی صورت میں، سود کی رقم پرنسپل میں شامل کی جاتی ہے، اور سود کا حساب نئے پرنسپل (پرانے پرنسپل کے علاوہ منافع) پر کیا جاتا ہے۔ یہ عمل ہر بار جاری رہتا ہے۔ چونکہ ایس آئی پی میں میوچل فنڈز قسطوں میں ہوتے ہیں، اس لیے وہ مرکب ہوتے ہیں، جو ابتدائی طور پر لگائی گئی رقم میں مزید اضافہ کرتے ہیں۔

استطاعت

SIPs بہت سستی ہیں۔ ایس آئی پی میں ماہانہ کم از کم سرمایہ کاری کی رقم 500 روپے تک کم ہو سکتی ہے۔ کچھ فنڈ ہاؤسز، یہاں تک کہ "مائیکرو ایس آئی پی" کہلانے والی چیز بھی پیش کرتے ہیں جہاں ٹکٹ کا سائز 100 روپے تک کم ہوتا ہے۔ یہ نوجوانوں کے لیے ایک اچھا آپشن فراہم کرتا ہے کہ وہ اپنا طویل سفر شروع کر سکیں۔ زندگی کے ابتدائی مرحلے میں مدتی سرمایہ کاری۔

ایس آئی پی کیلکولیٹر

SIP کیلکولیٹر آپ کی سرمایہ کاری میں سب سے مفید ٹول ہو سکتا ہے۔ یہ اس وقت تک آپ کی SIP سرمایہ کاری میں اضافے کا تخمینہ لگاتا ہے جب تک کہ آپ سرمایہ کاری میں رہنا چاہیں گے۔ تو، اس سے پہلے بھیسرمایہ کاری ایک فنڈ میں، کوئی اپنے کل SIP کا پہلے سے تعین کر سکتا ہے۔کمائی ایس آئی پی کیلکولیٹر کے ذریعے۔ کیلکولیٹر عام طور پر ان پٹ لیتے ہیں جیسے SIP سرمایہ کاری کی رقم جو کوئی سرمایہ کاری کرنا چاہتا ہے، سرمایہ کاری کی مدت، متوقعمہنگائی شرحیں (کسی کو اس کا حساب دینا ہوگا)۔ اس کی مثال ذیل میں دی گئی ہے:

فرض کریں، اگر آپ 10 سال کے لیے INR 5,000 کی سرمایہ کاری کرتے ہیں، تو دیکھیں کہ آپ کی SIP سرمایہ کاری کیسے بڑھتی ہے۔

  • ماہانہ سرمایہ کاری: INR 5,000

  • سرمایہ کاری کی مدت: 10 سال

  • سرمایہ کاری کی کل رقم: INR 6,00,000

  • طویل مدتی ترقی کی شرح (تقریباً): 14%

  • SIP کیلکولیٹر کے مطابق متوقع واپسی۔: 12,46,462 روپے

  • خالص منافع: INR 6,46,462

SIP-Calculator

مندرجہ بالا حسابات سے پتہ چلتا ہے کہ اگر آپ 10 سال کے لیے ماہانہ INR 5,000 (مجموعی طور پر 6,00,000 INR) کی سرمایہ کاری کرتے ہیں تو آپ کمائیں گے۔12,46,462 روپے جس کا مطلب ہے کہ آپ جو خالص منافع کماتے ہیں۔INR 6,46,462 کیا یہ بہت اچھا نہیں ہے!

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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