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Best Conservative Hybrid Funds 2026

Updated on March 1, 2026 , 8846 views

Are you one of those cautious investors who doesn’t want to take a high-risk, but wants to earn good returns over time? If yes, then, here’s a Mutual Fund for you- Conservative Hybrid Fund.

The Conservative Hybrid Fund is one of the types of hybrid funds/ Balanced Fund that majorly invests in debt instruments. This fund can also be called as debt hybrid funds, because the portion of debt securities here is high. Let’s learn more about this fund, along with some of the best Conservative Hybrid Funds to invest in India.

Are Conservative Hybrid Fund for you?

About 75 to 90 percent of the fund’s total assets will be invested in debt instruments and about 10 to 25 percent in equity-related instruments. The conservative hybrid scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer Investing in this scheme.

This fund is also a good option for those who want an exposure into equities, but at the same time don’t want to suffer from market Volatility. Also, one of the best ways for a new investor to experience the equity market is by adding such funds into their Portfolio. The conservative hybrid fund is a combination of both stable and good returns. So an investor can enjoy the benefits of both debt and equity from a single fund.

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Fund Selection Methodology used to find 5 funds

  • Category: Hybrid
  • Sub-category: Hybrid%20Debt
  • AUM Range: 100 to 100000 Cr
  • Sorted On : 3-year return (high to low)
  • Tags: fcpro
  • No Of Funds: 5

Top 5 Best Conservative Hybrid Funds FY 26 - 27

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential MIP 25 Growth ₹77.3702
↓ -0.23
₹3,334-0.71.68.610.28.67.9
Kotak Debt Hybrid Fund Growth ₹59.316
↓ -0.22
₹3,04402.87.710.295.3
SBI Debt Hybrid Fund Growth ₹74.398
↓ -0.30
₹9,761-0.22.39.110.19.26.7
HDFC Hybrid Debt Fund Growth ₹83.6556
↓ -0.20
₹3,3320.337.6109.25.5
DSP Regular Savings Fund Growth ₹59.8172
↓ -0.12
₹183-0.12.17.79.97.97.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Mar 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential MIP 25Kotak Debt Hybrid FundSBI Debt Hybrid FundHDFC Hybrid Debt FundDSP Regular Savings Fund
Point 1Upper mid AUM (₹3,334 Cr).Bottom quartile AUM (₹3,044 Cr).Highest AUM (₹9,761 Cr).Lower mid AUM (₹3,332 Cr).Bottom quartile AUM (₹183 Cr).
Point 2Established history (21+ yrs).Established history (22+ yrs).Oldest track record among peers (24 yrs).Established history (22+ yrs).Established history (21+ yrs).
Point 3Top rated.Rating: 4★ (lower mid).Rating: 5★ (upper mid).Rating: 4★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 8.63% (bottom quartile).5Y return: 8.98% (lower mid).5Y return: 9.18% (top quartile).5Y return: 9.18% (upper mid).5Y return: 7.89% (bottom quartile).
Point 63Y return: 10.16% (top quartile).3Y return: 10.15% (upper mid).3Y return: 10.06% (lower mid).3Y return: 10.03% (bottom quartile).3Y return: 9.92% (bottom quartile).
Point 71Y return: 8.61% (upper mid).1Y return: 7.67% (bottom quartile).1Y return: 9.15% (top quartile).1Y return: 7.56% (bottom quartile).1Y return: 7.71% (lower mid).
Point 81M return: -0.04% (bottom quartile).1M return: 0.85% (lower mid).1M return: 1.09% (upper mid).1M return: 1.09% (top quartile).1M return: 0.23% (bottom quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: -1.88 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.55 (top quartile).
Point 10Sharpe: 0.50 (top quartile).Sharpe: -0.21 (bottom quartile).Sharpe: 0.16 (lower mid).Sharpe: -0.15 (bottom quartile).Sharpe: 0.29 (upper mid).

ICICI Prudential MIP 25

  • Upper mid AUM (₹3,334 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.63% (bottom quartile).
  • 3Y return: 10.16% (top quartile).
  • 1Y return: 8.61% (upper mid).
  • 1M return: -0.04% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.50 (top quartile).

Kotak Debt Hybrid Fund

  • Bottom quartile AUM (₹3,044 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 5Y return: 8.98% (lower mid).
  • 3Y return: 10.15% (upper mid).
  • 1Y return: 7.67% (bottom quartile).
  • 1M return: 0.85% (lower mid).
  • Alpha: -1.88 (bottom quartile).
  • Sharpe: -0.21 (bottom quartile).

SBI Debt Hybrid Fund

  • Highest AUM (₹9,761 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 9.18% (top quartile).
  • 3Y return: 10.06% (lower mid).
  • 1Y return: 9.15% (top quartile).
  • 1M return: 1.09% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.16 (lower mid).

HDFC Hybrid Debt Fund

  • Lower mid AUM (₹3,332 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.18% (upper mid).
  • 3Y return: 10.03% (bottom quartile).
  • 1Y return: 7.56% (bottom quartile).
  • 1M return: 1.09% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.15 (bottom quartile).

DSP Regular Savings Fund

  • Bottom quartile AUM (₹183 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.89% (bottom quartile).
  • 3Y return: 9.92% (bottom quartile).
  • 1Y return: 7.71% (lower mid).
  • 1M return: 0.23% (bottom quartile).
  • Alpha: 0.55 (top quartile).
  • Sharpe: 0.29 (upper mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

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MCA CIN
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Location
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Experience
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  • Market analysts tracking performance, macro trends, and sectors.
  • Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

  • Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
  • Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
  • Expert review: Senior team members review every article and list for accuracy.
  • Updates: Regular refreshes so performance data reflects current market conditions.

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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

*Above is list of best Conservative Hybrid funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

  • Upper mid AUM (₹3,334 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.63% (bottom quartile).
  • 3Y return: 10.16% (top quartile).
  • 1Y return: 8.61% (upper mid).
  • 1M return: -0.04% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.50 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • High-quality debt (AAA/AA ~93%).
  • Largest holding 6.68% Gs 2040 (~4.8%).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (02 Mar 26) ₹77.3702 ↓ -0.23   (-0.29 %)
Net Assets (Cr) ₹3,334 on 31 Jan 26
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio 0.5
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹10,857
28 Feb 23₹11,380
29 Feb 24₹13,002
28 Feb 25₹14,010
28 Feb 26₹15,261

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Mar 26

DurationReturns
1 Month 0%
3 Month -0.7%
6 Month 1.6%
1 Year 8.6%
3 Year 10.2%
5 Year 8.6%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 11.4%
2022 11.4%
2021 5.1%
2020 9.9%
2019 10.9%
2018 9.6%
2017 5.1%
2016 12.9%
2015 10.9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1312.38 Yr.
Akhil Kakkar22 Jan 242.03 Yr.
Roshan Chutkey2 May 223.76 Yr.
Sharmila D’mello31 Jul 223.51 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Jan 26

Asset Allocation
Asset ClassValue
Cash12.24%
Equity23.73%
Debt63.74%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services6.57%
Consumer Cyclical3.18%
Technology2.28%
Health Care2.12%
Consumer Defensive1.93%
Communication Services1.89%
Real Estate1.47%
Energy1.23%
Industrials1.2%
Utility1.19%
Basic Materials0.66%
Debt Sector Allocation
SectorValue
Corporate45.25%
Government22.08%
Cash Equivalent8.64%
Credit Quality
RatingValue
A7.37%
AA42.78%
AAA49.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Gs 2040
Sovereign Bonds | -
5%₹159 Cr16,464,700
6.90% Gs 2065
Sovereign Bonds | -
4%₹140 Cr15,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹100 Cr10,000
Manappuram Finance Limited
Debentures | -
3%₹100 Cr10,000
Adani Enterprises Limited
Debentures | -
3%₹99 Cr10,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹80 Cr800
Goi Frb 2034
Sovereign Bonds | -
2%₹75 Cr7,409,560
360 One Prime Limited
Debentures | -
2%₹75 Cr7,500
Yes Bank Limited
Debentures | -
2%₹64 Cr650
Godrej Properties Limited
Debentures | -
2%₹51 Cr5,000

2. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Research Highlights for Kotak Debt Hybrid Fund

  • Bottom quartile AUM (₹3,044 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 5Y return: 8.98% (lower mid).
  • 3Y return: 10.15% (upper mid).
  • 1Y return: 7.67% (bottom quartile).
  • 1M return: 0.85% (lower mid).
  • Alpha: -1.88 (bottom quartile).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.48 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Government.
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Gs 2064 (~14.6%).

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (02 Mar 26) ₹59.316 ↓ -0.22   (-0.37 %)
Net Assets (Cr) ₹3,044 on 31 Jan 26
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.68
Sharpe Ratio -0.21
Information Ratio 0.48
Alpha Ratio -1.88
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹11,066
28 Feb 23₹11,575
29 Feb 24₹13,622
28 Feb 25₹14,392
28 Feb 26₹15,552

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Mar 26

DurationReturns
1 Month 0.8%
3 Month 0%
6 Month 2.8%
1 Year 7.7%
3 Year 10.2%
5 Year 9%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.3%
2023 11.4%
2022 13.9%
2021 4.3%
2020 13.3%
2019 13.9%
2018 11.2%
2017 -0.1%
2016 10.2%
2015 13%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen1 Apr 0817.85 Yr.
Shibani Kurian3 Sep 241.41 Yr.

Data below for Kotak Debt Hybrid Fund as on 31 Jan 26

Asset Allocation
Asset ClassValue
Cash18.3%
Equity23.55%
Debt57.86%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services6.96%
Consumer Cyclical2.78%
Technology2.4%
Health Care1.88%
Industrials1.56%
Communication Services1.51%
Consumer Defensive1.43%
Energy1.41%
Basic Materials1.38%
Utility1.23%
Real Estate1.03%
Debt Sector Allocation
SectorValue
Government37.76%
Corporate20.91%
Cash Equivalent17.49%
Credit Quality
RatingValue
A0.02%
AA20.28%
AAA79.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Gs 2064
Sovereign Bonds | -
15%₹445 Cr44,958,000
↓ -4,710,400
7.30% Gs 2053
Sovereign Bonds | -
5%₹139 Cr13,979,980
↓ -7,000,000
Jtpm Metal TRaders Limited
Debentures | -
3%₹103 Cr10,000
Punjab National Bank
Domestic Bonds | -
3%₹99 Cr10,000
↑ 10,000
7.09% Gs 2074
Sovereign Bonds | -
3%₹93 Cr9,665,060
↓ -3,584,940
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
2%₹75 Cr75
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
2%₹75 Cr75
National Housing Bank
Debentures | -
2%₹58 Cr6,000
6.90% Gs 2065
Sovereign Bonds | -
2%₹56 Cr5,980,000
↓ -1,500,000
Telangana State Industrial Infrastructure Corporation Limited
Debentures | -
2%₹49 Cr4,850

3. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Debt Hybrid Fund

  • Highest AUM (₹9,761 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 9.18% (top quartile).
  • 3Y return: 10.06% (lower mid).
  • 1Y return: 9.15% (top quartile).
  • 1M return: 1.09% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.16 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~70%).
  • High-quality debt (AAA/AA ~97%).
  • Largest holding 7.18% Gs 2033 (~3.2%).

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (02 Mar 26) ₹74.398 ↓ -0.30   (-0.40 %)
Net Assets (Cr) ₹9,761 on 31 Jan 26
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.23
Sharpe Ratio 0.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹11,084
28 Feb 23₹11,693
29 Feb 24₹13,455
28 Feb 25₹14,289
28 Feb 26₹15,660

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Mar 26

DurationReturns
1 Month 1.1%
3 Month -0.2%
6 Month 2.3%
1 Year 9.1%
3 Year 10.1%
5 Year 9.2%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 11%
2022 12.2%
2021 4.5%
2020 14.1%
2019 13.5%
2018 8.1%
2017 -0.2%
2016 8.5%
2015 12.5%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 224.09 Yr.
Mansi Sajeja30 Jun 214.59 Yr.
Milind Agrawal1 Aug 250.5 Yr.

Data below for SBI Debt Hybrid Fund as on 31 Jan 26

Asset Allocation
Asset ClassValue
Cash6.41%
Equity23.09%
Debt70.21%
Other0.3%
Equity Sector Allocation
SectorValue
Financial Services6.14%
Basic Materials5.36%
Industrials4%
Consumer Cyclical2.35%
Health Care2.03%
Consumer Defensive1.89%
Energy1.32%
Debt Sector Allocation
SectorValue
Corporate58.25%
Government11.96%
Cash Equivalent6.41%
Credit Quality
RatingValue
A2.61%
AA49.85%
AAA47.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Gs 2033
Sovereign Bonds | -
3%₹308 Cr30,000,000
TATA Power Renewable Energy Limited
Debentures | -
3%₹307 Cr30,000
Aditya Birla Renewables Limited
Debentures | -
3%₹301 Cr30,000
Infopark Properties Limited
Debentures | -
3%₹300 Cr30,000
Adani Power Limited
Debentures | -
3%₹299 Cr30,000
↑ 30,000
Jtpm Metal TRaders Limited
Debentures | -
3%₹258 Cr25,000
Bajaj Finance Limited
Debentures | -
3%₹252 Cr25,000
LIC Housing Finance Ltd
Debentures | -
2%₹225 Cr22,500
7.24% Gs 2055
Sovereign Bonds | -
2%₹222 Cr22,500,000
↑ 22,500,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹205 Cr20,000

4. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

  • Lower mid AUM (₹3,332 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.18% (upper mid).
  • 3Y return: 10.03% (bottom quartile).
  • 1Y return: 7.56% (bottom quartile).
  • 1M return: 1.09% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.15 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~75%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Gs 2064 (~4.2%).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (02 Mar 26) ₹83.6556 ↓ -0.20   (-0.23 %)
Net Assets (Cr) ₹3,332 on 15 Feb 26
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.76
Sharpe Ratio -0.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹11,055
28 Feb 23₹11,707
29 Feb 24₹13,777
28 Feb 25₹14,528
28 Feb 26₹15,664

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Mar 26

DurationReturns
1 Month 1.1%
3 Month 0.3%
6 Month 3%
1 Year 7.6%
3 Year 10%
5 Year 9.2%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.5%
2023 10.5%
2022 13.9%
2021 6%
2020 13.4%
2019 10.2%
2018 6.6%
2017 0.6%
2016 10.8%
2015 13%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0718.43 Yr.
Srinivasan Ramamurthy14 Dec 214.13 Yr.
Dhruv Muchhal22 Jun 232.61 Yr.

Data below for HDFC Hybrid Debt Fund as on 15 Feb 26

Asset Allocation
Asset ClassValue
Cash3.16%
Equity21.52%
Debt75.03%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services8.94%
Energy2.52%
Technology2.21%
Industrials1.59%
Health Care1.58%
Utility1.39%
Consumer Cyclical1.01%
Communication Services0.98%
Real Estate0.65%
Consumer Defensive0.48%
Basic Materials0.16%
Debt Sector Allocation
SectorValue
Government51.5%
Corporate23.54%
Cash Equivalent3.16%
Credit Quality
RatingValue
AA3.64%
AAA96.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Gs 2064
Sovereign Bonds | -
4%₹138 Cr14,000,000
7.09% Gs 2054
Sovereign Bonds | -
3%₹111 Cr11,500,000
Goi Frb 2034
Sovereign Bonds | -
3%₹102 Cr10,000,000
7.23% Gs 2039
Sovereign Bonds | -
3%₹101 Cr10,000,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹82 Cr800
7.30% Gs 2053
Sovereign Bonds | -
2%₹74 Cr7,500,000
↓ -1,000,000
7.18% Gs 2037
Sovereign Bonds | -
2%₹71 Cr7,000,000
6.79% Gs 2034
Sovereign Bonds | -
2%₹70 Cr7,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
2%₹68 Cr500,000
6.33% Gs 2035
Sovereign Bonds | -
2%₹66 Cr6,739,400

5. DSP Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

Research Highlights for DSP Regular Savings Fund

  • Bottom quartile AUM (₹183 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.89% (bottom quartile).
  • 3Y return: 9.92% (bottom quartile).
  • 1Y return: 7.71% (lower mid).
  • 1M return: 0.23% (bottom quartile).
  • Alpha: 0.55 (top quartile).
  • Sharpe: 0.29 (upper mid).
  • Information ratio: 0.66 (top quartile).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Goi Floating Rate Bond 2033 (~11.6%).

Below is the key information for DSP Regular Savings Fund

DSP Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (02 Mar 26) ₹59.8172 ↓ -0.12   (-0.20 %)
Net Assets (Cr) ₹183 on 31 Jan 26
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.12
Sharpe Ratio 0.29
Information Ratio 0.66
Alpha Ratio 0.55
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 21₹10,000
28 Feb 22₹10,766
28 Feb 23₹11,081
29 Feb 24₹12,612
28 Feb 25₹13,672
28 Feb 26₹14,756

DSP Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Mar 26

DurationReturns
1 Month 0.2%
3 Month -0.1%
6 Month 2.1%
1 Year 7.7%
3 Year 9.9%
5 Year 7.9%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 11%
2022 12%
2021 3.5%
2020 7.8%
2019 9.3%
2018 6.9%
2017 -5.3%
2016 11%
2015 10.7%
Fund Manager information for DSP Regular Savings Fund
NameSinceTenure
Abhishek Singh31 May 214.67 Yr.
Shantanu Godambe1 Aug 241.5 Yr.

Data below for DSP Regular Savings Fund as on 31 Jan 26

Asset Allocation
Asset ClassValue
Cash16.17%
Equity19.11%
Debt63.59%
Other1.13%
Equity Sector Allocation
SectorValue
Financial Services9.52%
Health Care2.36%
Consumer Cyclical1.54%
Technology1.25%
Utility1.16%
Consumer Defensive0.93%
Energy0.78%
Basic Materials0.68%
Industrials0.51%
Communication Services0.37%
Debt Sector Allocation
SectorValue
Government59.45%
Cash Equivalent11.06%
Corporate9.25%
Credit Quality
RatingValue
AA5.89%
AAA94.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Goi Floating Rate Bond 2033
Sovereign Bonds | -
12%₹21 Cr2,000,000
7.32% Gs 2030
Sovereign Bonds | -
12%₹21 Cr2,000,000
7.03% Maharashtra Sgs 2038
Sovereign Bonds | -
8%₹15 Cr1,500,000
↑ 1,500,000
7.06% Gs 2028
Sovereign Bonds | -
6%₹10 Cr1,000,000
6.33% Gs 2035
Sovereign Bonds | -
5%₹10 Cr1,000,000
Muthoot Finance Limited
Debentures | -
4%₹8 Cr750
7.37% Gs 2028
Sovereign Bonds | -
3%₹5 Cr500,000
7.10% Gs 2029
Sovereign Bonds | -
3%₹5 Cr500,000
7.10% Gs 2034
Sovereign Bonds | -
3%₹5 Cr500,000
Goi Floating Rate Bond 2031
Sovereign Bonds | -
3%₹5 Cr500,000

Why to Invest in a Conservative Hybrid Fund (Balanced Funds)?

Low Risk, High Returns

On the basis of Asset Allocation, the returns of conservative hybrid funds are risk adjusted. The equity portion of the fund helps in gaining good returns, while the associated risk factor is controlled by the debt investment.

Best of Both Funds

Conservative hybrid funds are less volatile. These funds offer the best of both debt and Equity Funds, ensuring a good return through equity component and stability through the debt component.

How to Invest in Conservative Hybrid Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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