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Best Conservative Hybrid Funds 2026

Updated on June 8, 2026 , 9069 views

Are you one of those cautious investors who doesn’t want to take a high-risk, but wants to earn good returns over time? If yes, then, here’s a Mutual Fund for you- Conservative Hybrid Fund.

The Conservative Hybrid Fund is one of the types of hybrid funds/ Balanced Fund that majorly invests in debt instruments. This fund can also be called as debt hybrid funds, because the portion of debt securities here is high. Let’s learn more about this fund, along with some of the best Conservative Hybrid Funds to invest in India.

Are Conservative Hybrid Fund for you?

About 75 to 90 percent of the fund’s total assets will be invested in debt instruments and about 10 to 25 percent in equity-related instruments. The conservative hybrid scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer Investing in this scheme.

This fund is also a good option for those who want an exposure into equities, but at the same time don’t want to suffer from market Volatility. Also, one of the best ways for a new investor to experience the equity market is by adding such funds into their Portfolio. The conservative hybrid fund is a combination of both stable and good returns. So an investor can enjoy the benefits of both debt and equity from a single fund.

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Fund Selection Methodology used to find 5 funds

  • Category: Hybrid
  • Sub-category: Hybrid%20Debt
  • AUM Range: 100 to 100000 Cr
  • Sorted On : 3-year return (high to low)
  • Tags: fcpro
  • No Of Funds: 5

Top 5 Best Conservative Hybrid Funds FY 26 - 27

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential MIP 25 Growth ₹77.8141
↓ -0.12
₹3,2890.90.33.29.18.27.9
SBI Debt Hybrid Fund Growth ₹75.2616
↓ -0.10
₹9,7541.71.83.98.78.66.7
DSP Regular Savings Fund Growth ₹60.0386
↓ -0.04
₹1790.70.62.28.67.17.2
Aditya Birla Sun Life Regular Savings Fund Growth ₹68.9722
↓ -0.06
₹1,4790.81.13.68.27.77.1
Kotak Debt Hybrid Fund Growth ₹58.6247
↓ -0.07
₹2,902-0.5-0.50.287.75.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential MIP 25SBI Debt Hybrid FundDSP Regular Savings FundAditya Birla Sun Life Regular Savings FundKotak Debt Hybrid Fund
Point 1Upper mid AUM (₹3,289 Cr).Highest AUM (₹9,754 Cr).Bottom quartile AUM (₹179 Cr).Bottom quartile AUM (₹1,479 Cr).Lower mid AUM (₹2,902 Cr).
Point 2Established history (22+ yrs).Oldest track record among peers (25 yrs).Established history (22+ yrs).Established history (22+ yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 3★ (bottom quartile).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.
Point 55Y return: 8.22% (upper mid).5Y return: 8.58% (top quartile).5Y return: 7.07% (bottom quartile).5Y return: 7.73% (bottom quartile).5Y return: 7.73% (lower mid).
Point 63Y return: 9.07% (top quartile).3Y return: 8.71% (upper mid).3Y return: 8.57% (lower mid).3Y return: 8.19% (bottom quartile).3Y return: 8.05% (bottom quartile).
Point 71Y return: 3.17% (lower mid).1Y return: 3.92% (top quartile).1Y return: 2.22% (bottom quartile).1Y return: 3.61% (upper mid).1Y return: 0.23% (bottom quartile).
Point 81M return: -0.36% (bottom quartile).1M return: -0.51% (bottom quartile).1M return: -0.13% (upper mid).1M return: -0.07% (top quartile).1M return: -0.20% (lower mid).
Point 9Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.03 (upper mid).Alpha: 1.63 (top quartile).Alpha: -1.11 (bottom quartile).
Point 10Sharpe: -0.24 (lower mid).Sharpe: -0.07 (top quartile).Sharpe: -0.56 (bottom quartile).Sharpe: -0.20 (upper mid).Sharpe: -0.78 (bottom quartile).

ICICI Prudential MIP 25

  • Upper mid AUM (₹3,289 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.22% (upper mid).
  • 3Y return: 9.07% (top quartile).
  • 1Y return: 3.17% (lower mid).
  • 1M return: -0.36% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.24 (lower mid).

SBI Debt Hybrid Fund

  • Highest AUM (₹9,754 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 8.58% (top quartile).
  • 3Y return: 8.71% (upper mid).
  • 1Y return: 3.92% (top quartile).
  • 1M return: -0.51% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.07 (top quartile).

DSP Regular Savings Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.07% (bottom quartile).
  • 3Y return: 8.57% (lower mid).
  • 1Y return: 2.22% (bottom quartile).
  • 1M return: -0.13% (upper mid).
  • Alpha: 0.03 (upper mid).
  • Sharpe: -0.56 (bottom quartile).

Aditya Birla Sun Life Regular Savings Fund

  • Bottom quartile AUM (₹1,479 Cr).
  • Established history (22+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.73% (bottom quartile).
  • 3Y return: 8.19% (bottom quartile).
  • 1Y return: 3.61% (upper mid).
  • 1M return: -0.07% (top quartile).
  • Alpha: 1.63 (top quartile).
  • Sharpe: -0.20 (upper mid).

Kotak Debt Hybrid Fund

  • Lower mid AUM (₹2,902 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderate.
  • 5Y return: 7.73% (lower mid).
  • 3Y return: 8.05% (bottom quartile).
  • 1Y return: 0.23% (bottom quartile).
  • 1M return: -0.20% (lower mid).
  • Alpha: -1.11 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

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MCA CIN
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Location
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Experience
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  • Market analysts tracking performance, macro trends, and sectors.
  • Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

  • Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
  • Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
  • Expert review: Senior team members review every article and list for accuracy.
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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

*Above is list of best Conservative Hybrid funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

  • Upper mid AUM (₹3,289 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.22% (upper mid).
  • 3Y return: 9.07% (top quartile).
  • 1Y return: 3.17% (lower mid).
  • 1M return: -0.36% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.24 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~66%).
  • High-quality debt (AAA/AA ~93%).
  • Largest holding 6.9% Govt Stock 2065 (~4.1%).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (10 Jun 26) ₹77.8141 ↓ -0.12   (-0.16 %)
Net Assets (Cr) ₹3,289 on 30 Apr 26
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio -0.24
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,628
31 May 23₹11,475
31 May 24₹13,022
31 May 25₹14,381
31 May 26₹14,916

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

DurationReturns
1 Month -0.4%
3 Month 0.9%
6 Month 0.3%
1 Year 3.2%
3 Year 9.1%
5 Year 8.2%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 11.4%
2022 11.4%
2021 5.1%
2020 9.9%
2019 10.9%
2018 9.6%
2017 5.1%
2016 12.9%
2015 10.9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1312.71 Yr.
Akhil Kakkar22 Jan 242.36 Yr.
Roshan Chutkey2 May 224.08 Yr.
Sharmila D’mello31 Jul 223.84 Yr.

Data below for ICICI Prudential MIP 25 as on 30 Apr 26

Asset Allocation
Asset ClassValue
Cash10.35%
Equity23.33%
Debt66.02%
Other0.3%
Equity Sector Allocation
SectorValue
Financial Services7.22%
Consumer Cyclical3.68%
Communication Services2.15%
Consumer Defensive2.09%
Health Care1.69%
Technology1.67%
Real Estate1.37%
Industrials1.04%
Utility0.83%
Basic Materials0.81%
Energy0.78%
Debt Sector Allocation
SectorValue
Corporate48.13%
Government20.78%
Cash Equivalent7.46%
Credit Quality
RatingValue
A7%
AA51.26%
AAA41.74%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
4%₹135 Cr15,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹100 Cr10,000
Manappuram Finance Limited
Debentures | -
3%₹99 Cr10,000
Adani Enterprises Limited
Debentures | -
3%₹99 Cr10,000
6.48% Govt Stock 2035
Sovereign Bonds | -
3%₹96 Cr10,000,000
↑ 2,500,000
Godrej Properties Limited
Debentures | -
2%₹75 Cr7,500
360 One Prime Limited
Debentures | -
2%₹75 Cr7,500
Yes Bank Limited
Debentures | -
2%₹65 Cr650
6.53% Govt Stock 2034
Sovereign Bonds | -
2%₹55 Cr5,369,910
Indostar Capital Finance Limited
Debentures | -
2%₹50 Cr5,000

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Debt Hybrid Fund

  • Highest AUM (₹9,754 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 8.58% (top quartile).
  • 3Y return: 8.71% (upper mid).
  • 1Y return: 3.92% (top quartile).
  • 1M return: -0.51% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.07 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • High-quality debt (AAA/AA ~97%).
  • Largest holding Infopark Properties Limited (~3.1%).

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (10 Jun 26) ₹75.2616 ↓ -0.10   (-0.13 %)
Net Assets (Cr) ₹9,754 on 30 Apr 26
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.23
Sharpe Ratio -0.07
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,696
31 May 23₹11,797
31 May 24₹13,385
31 May 25₹14,580
31 May 26₹15,223

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

DurationReturns
1 Month -0.5%
3 Month 1.7%
6 Month 1.8%
1 Year 3.9%
3 Year 8.7%
5 Year 8.6%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 11%
2022 12.2%
2021 4.5%
2020 14.1%
2019 13.5%
2018 8.1%
2017 -0.2%
2016 8.5%
2015 12.5%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 224.42 Yr.
Mansi Sajeja30 Jun 214.92 Yr.

Data below for SBI Debt Hybrid Fund as on 30 Apr 26

Asset Allocation
Asset ClassValue
Cash11.75%
Equity24.48%
Debt63.47%
Other0.3%
Equity Sector Allocation
SectorValue
Basic Materials6.53%
Financial Services5.35%
Industrials4.13%
Consumer Defensive2.75%
Health Care2.28%
Consumer Cyclical2.18%
Energy1.26%
Debt Sector Allocation
SectorValue
Corporate56.67%
Government11.05%
Cash Equivalent7.49%
Credit Quality
RatingValue
A2.65%
AA46.56%
AAA50.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infopark Properties Limited
Debentures | -
3%₹300 Cr30,000
Aditya Birla Renewables Limited
Debentures | -
3%₹300 Cr30,000
Adani Power Limited
Debentures | -
3%₹297 Cr30,000
State Government Of Tamil Nadu
Sovereign Bonds | -
3%₹289 Cr30,000,000
Jtpm Metal TRaders Limited
Debentures | -
3%₹262 Cr25,000
Jsw Kalinga Steel Limited
Debentures | -
3%₹259 Cr26,000
Bajaj Finance Limited
Debentures | -
3%₹249 Cr25,000
LIC Housing Finance Ltd
Debentures | -
2%₹224 Cr22,500
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹201 Cr20,000
Small Industries Development Bank Of India
Debentures | -
2%₹197 Cr20,000

3. DSP Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

Research Highlights for DSP Regular Savings Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.07% (bottom quartile).
  • 3Y return: 8.57% (lower mid).
  • 1Y return: 2.22% (bottom quartile).
  • 1M return: -0.13% (upper mid).
  • Alpha: 0.03 (upper mid).
  • Sharpe: -0.56 (bottom quartile).
  • Information ratio: 0.78 (top quartile).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.32% Govt Stock 2030 (~11.4%).

Below is the key information for DSP Regular Savings Fund

DSP Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (10 Jun 26) ₹60.0386 ↓ -0.04   (-0.07 %)
Net Assets (Cr) ₹179 on 30 Apr 26
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.12
Sharpe Ratio -0.57
Information Ratio 0.78
Alpha Ratio 0.03
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,268
31 May 23₹11,046
31 May 24₹12,434
31 May 25₹13,888
31 May 26₹14,197

DSP Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

DurationReturns
1 Month -0.1%
3 Month 0.7%
6 Month 0.6%
1 Year 2.2%
3 Year 8.6%
5 Year 7.1%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 11%
2022 12%
2021 3.5%
2020 7.8%
2019 9.3%
2018 6.9%
2017 -5.3%
2016 11%
2015 10.7%
Fund Manager information for DSP Regular Savings Fund
NameSinceTenure
Abhishek Singh31 May 215.01 Yr.
Shantanu Godambe1 Aug 241.83 Yr.

Data below for DSP Regular Savings Fund as on 30 Apr 26

Asset Allocation
Asset ClassValue
Cash19.62%
Equity18.52%
Debt60.84%
Other1.03%
Equity Sector Allocation
SectorValue
Financial Services8.88%
Health Care2.67%
Consumer Cyclical2.33%
Consumer Defensive1.29%
Basic Materials1.13%
Communication Services0.69%
Technology0.5%
Energy0.45%
Utility0.34%
Industrials0.24%
Debt Sector Allocation
SectorValue
Government53.7%
Corporate20.38%
Cash Equivalent6.38%
Credit Quality
RatingValue
AA9.55%
AAA90.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -
11%₹20 Cr2,000,000
6.75% Govt Stock 2033
Sovereign Bonds | -
9%₹16 Cr1,500,000
7.03% Maharashtra Sgs 2038
Sovereign Bonds | -
8%₹15 Cr1,500,000
7.06% Govt Stock 2028
Sovereign Bonds | -
6%₹10 Cr1,000,000
6.48% Govt Stock 2035
Sovereign Bonds | -
5%₹10 Cr1,000,000
Muthoot Finance Limited
Debentures | -
4%₹8 Cr750
6.52% Govt Stock 2031
Sovereign Bonds | -
3%₹5 Cr500,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
3%₹5 Cr500
7.02% Govt Stock 2031
Sovereign Bonds | -
3%₹5 Cr500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 15 Jul 23 | HDFCBANK
3%₹5 Cr66,974

4. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Research Highlights for Aditya Birla Sun Life Regular Savings Fund

  • Bottom quartile AUM (₹1,479 Cr).
  • Established history (22+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.73% (bottom quartile).
  • 3Y return: 8.19% (bottom quartile).
  • 1Y return: 3.61% (upper mid).
  • 1M return: -0.07% (top quartile).
  • Alpha: 1.63 (top quartile).
  • Sharpe: -0.20 (upper mid).
  • Information ratio: 0.50 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~69%).
  • High-quality debt (AAA/AA ~94%).
  • Largest holding Cholamandalam Investment And Finance Company Limited (~3.7%).

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (10 Jun 26) ₹68.9722 ↓ -0.06   (-0.09 %)
Net Assets (Cr) ₹1,479 on 30 Apr 26
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.91
Sharpe Ratio -0.2
Information Ratio 0.5
Alpha Ratio 1.63
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,671
31 May 23₹11,529
31 May 24₹12,765
31 May 25₹14,088
31 May 26₹14,592

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

DurationReturns
1 Month -0.1%
3 Month 0.8%
6 Month 1.1%
1 Year 3.6%
3 Year 8.2%
5 Year 7.7%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.1%
2023 10.5%
2022 9.6%
2021 5.3%
2020 13.4%
2019 9.2%
2018 5.8%
2017 -2.2%
2016 15.5%
2015 13.1%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Mohit Sharma31 Oct 241.58 Yr.
Harshil Suvarnkar22 Mar 215.2 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 30 Apr 26

Asset Allocation
Asset ClassValue
Cash7.83%
Equity22.24%
Debt69.28%
Other0.66%
Equity Sector Allocation
SectorValue
Financial Services7.33%
Health Care2.93%
Consumer Cyclical2.3%
Basic Materials2.14%
Industrials1.91%
Communication Services1.16%
Technology1.1%
Utility0.94%
Consumer Defensive0.93%
Real Estate0.81%
Energy0.68%
Debt Sector Allocation
SectorValue
Corporate47.27%
Government24.74%
Cash Equivalent5.09%
Credit Quality
RatingValue
A5.66%
AA26.49%
AAA67.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cholamandalam Investment And Finance Company Limited
Debentures | -
4%₹55 Cr5,500
Housing And Urban Development Corporation Limited
Debentures | -
3%₹49 Cr5,000
Jtpm Metal TRaders Limited
Debentures | -
3%₹45 Cr4,316
State Government Of Madhya Pradesh
Sovereign Bonds | -
3%₹39 Cr4,000,000
Adani Power Limited
Debentures | -
2%₹35 Cr3,500
Nuvama Wealth Finance Limited
Debentures | -
2%₹30 Cr3,000
Bajaj Housing Finance Limited
Debentures | -
2%₹30 Cr300
Bharti Telecom Limited
Debentures | -
2%₹30 Cr3,000
Jubilant Bevco Limited
Debentures | -
2%₹27 Cr2,500
GMR Airports Limited
Debentures | -
2%₹26 Cr2,500

5. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Research Highlights for Kotak Debt Hybrid Fund

  • Lower mid AUM (₹2,902 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderate.
  • 5Y return: 7.73% (lower mid).
  • 3Y return: 8.05% (bottom quartile).
  • 1Y return: 0.23% (bottom quartile).
  • 1M return: -0.20% (lower mid).
  • Alpha: -1.11 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: 0.40 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Government.
  • Conservative stance with elevated cash (~29%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.9% Govt Stock 2065 (~6.5%).

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (10 Jun 26) ₹58.6247 ↓ -0.07   (-0.11 %)
Net Assets (Cr) ₹2,902 on 30 Apr 26
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.68
Sharpe Ratio -0.78
Information Ratio 0.4
Alpha Ratio -1.11
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,509
31 May 23₹11,584
31 May 24₹13,382
31 May 25₹14,658
31 May 26₹14,571

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

DurationReturns
1 Month -0.2%
3 Month -0.5%
6 Month -0.5%
1 Year 0.2%
3 Year 8%
5 Year 7.7%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.3%
2023 11.4%
2022 13.9%
2021 4.3%
2020 13.3%
2019 13.9%
2018 11.2%
2017 -0.1%
2016 10.2%
2015 13%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen1 Apr 0818.18 Yr.
Shibani Kurian3 Sep 241.74 Yr.

Data below for Kotak Debt Hybrid Fund as on 30 Apr 26

Asset Allocation
Asset ClassValue
Cash29.47%
Equity22.34%
Debt47.62%
Other0.57%
Equity Sector Allocation
SectorValue
Financial Services7.94%
Consumer Cyclical2.66%
Health Care1.97%
Communication Services1.61%
Consumer Defensive1.53%
Technology1.37%
Industrials1.36%
Utility1.27%
Basic Materials1.13%
Energy0.91%
Real Estate0.57%
Debt Sector Allocation
SectorValue
Government28.38%
Corporate26%
Cash Equivalent22.7%
Credit Quality
RatingValue
A0.02%
AA18.08%
AAA81.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
6%₹187 Cr20,730,000
Jtpm Metal TRaders Limited
Debentures | -
4%₹105 Cr10,000
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
3%₹73 Cr75
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
3%₹73 Cr75
7.24% Govt Stock 2055
Sovereign Bonds | -
2%₹72 Cr7,500,000
Karnataka (Government of) 0.0758%
- | -
2%₹59 Cr6,000,000
National Housing Bank
Debentures | -
2%₹57 Cr6,000
Karnataka (Government of) 0.0719%
- | -
2%₹49 Cr5,000,000
Karnataka (Government of) 0.0756%
- | -
2%₹49 Cr4,958,400
6.87% Andhra Sgs 2033
Sovereign Bonds | -
2%₹48 Cr5,000,000

Why to Invest in a Conservative Hybrid Fund (Balanced Funds)?

Low Risk, High Returns

On the basis of Asset Allocation, the returns of conservative hybrid funds are risk adjusted. The equity portion of the fund helps in gaining good returns, while the associated risk factor is controlled by the debt investment.

Best of Both Funds

Conservative hybrid funds are less volatile. These funds offer the best of both debt and Equity Funds, ensuring a good return through equity component and stability through the debt component.

How to Invest in Conservative Hybrid Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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