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8 Best Performing Hybrid Balanced Mutual Funds 2019 | Fincash.com

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8 Best Hybrid Balanced Mutual Funds 2019

Updated on April 15, 2019 , 2548 views

Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.

hybrid-or-balanced-mutual-funds

Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2019 - 2020 in article below.

Why Invest in Hybrid or Balanced Mutual Funds?

  • Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.

  • Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.

  • Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.

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Top 8 Hybrid Mutual Funds for Investments in FY 19 - 20

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential MIP 25 Growth ₹42.7289
↑ 0.04
₹1,5892.96.26.910.311.65.1
SBI Debt Hybrid Fund Growth ₹39.7834
↑ 0.11
₹1,2264.17.43.27.49.5-0.2
Principal Hybrid Equity Fund Growth ₹78.46
↑ 0.31
₹1,6384.16.32.81615.1-1.5
Aditya Birla Sun Life Regular Savings Fund Growth ₹39.0601
↑ 0.08
₹2,3162.64.80.98.611.1-2.2
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹759.7
↑ 3.94
₹13,1413.66.30.410.714.1-5
SBI Equity Hybrid Fund Growth ₹135.28
↑ 0.63
₹27,9075.810.36.91215-0.1
ICICI Prudential Equity and Debt Fund Growth ₹135.64
↑ 0.58
₹25,4675.48.26.414.115.6-1.9
UTI Regular Savings Fund Growth ₹41.5844
↑ 0.07
₹2,5032.64.74.78.510.33.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Apr 19

Hybrid / Balanced Mutual Funds Basics

1. Understanding Balanced Funds

In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.

2. Types of Hybrid Mutual Funds

Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.

Type Details
Hybrid Equity 65% Equity 35% Debt
Hybrid Debt 65% Debt 35% Equity
Arbitrage 100% Equity Arbitrage
Dynamic Allocation Dynamic Allocaiton based on valuations
Equity Savings arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments
Multi Asset Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives
Balanced Hybrid 50% Equity 50% Debt

3. Advantages of Balanced Funds

Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.

4. Disadvantages of Balanced Funds

While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.

5. Better risk-based returns

Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.

Fund Category 5-year rolling return Risk-based Std. deviation
Balanced Funds 13.20% 2.9
Large cap funds 12.90% 3.47
mid-cap and Large cap funds 13.96% 3.82
Diversified Funds 14.91% 3.96

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.1% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2018 was 5.1% , 2017 was 12.9% and 2016 was 10.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (16 Apr 19) ₹42.7289 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹1,589 on 28 Feb 19
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 0.9
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 14₹10,000
31 Mar 15₹12,324
31 Mar 16₹12,671
31 Mar 17₹14,685
31 Mar 18₹15,840
31 Mar 19₹17,134

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19

DurationReturns
1 Month 1%
3 Month 2.9%
6 Month 6.2%
1 Year 6.9%
3 Year 10.3%
5 Year 11.6%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
2010 9%
2009 22.5%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 154.03 Yr.
Manish Banthia19 Sep 135.45 Yr.
Priyanka Khandelwal15 Jun 171.71 Yr.

Data below for ICICI Prudential MIP 25 as on 28 Feb 19

Asset Allocation
Asset ClassValue
Cash4.4%
Equity13.94%
Debt81.64%
Other0.02%
Equity Sector Allocation
SectorValue
Consumer Cyclical4.86%
Financial Services3.54%
Consumer Defensive1.37%
Industrials1.35%
Basic Materials1.27%
Health Care0.94%
Energy0.62%
Debt Sector Allocation
SectorValue
Corporate75.65%
Government4.47%
Cash Equivalent4.4%
Securitized1.51%
Credit Quality
RatingValue
A21.88%
AA34.8%
AAA38.15%
BBB5.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing And Urban Development Corporation Ltd.
Debentures | -
6%₹101 Cr1,000
↑ 1,000
Essar Oil Limited
Debentures | -
6%₹101 Cr100
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹100 Cr1,000
Talwandi Sabo Power Limited
Debentures | -
6%₹98 Cr1,000
Tata Value Homes Limited
Debentures | -
5%₹75 Cr750
↑ 750
Prestige Estates Projects Limited
Debentures | -
5%₹75 Cr750
Tata Steel Limited
Debentures | -
4%₹72 Cr490
Crompton Greaves Consumer Electrcials Limited
Debentures | -
4%₹70 Cr700
↑ 700
IIERT June 2018 II Series A PTC
Unlisted bonds | -
4%₹68 Cr1,000
IDBI Bank Limited
Debentures | -
4%₹67 Cr694

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2018 was -0.2% , 2017 was 8.5% and 2016 was 12.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (16 Apr 19) ₹39.7834 ↑ 0.11   (0.29 %)
Net Assets (Cr) ₹1,226 on 28 Feb 19
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 2.4
Sharpe Ratio -0.35
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 14₹10,000
31 Mar 15₹11,915
31 Mar 16₹12,645
31 Mar 17₹14,436
31 Mar 18₹15,114
31 Mar 19₹15,730

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19

DurationReturns
1 Month 1.1%
3 Month 4.1%
6 Month 7.4%
1 Year 3.2%
3 Year 7.4%
5 Year 9.5%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
2011 1.1%
2010 7.5%
2009 5.9%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Dinesh Ahuja1 Jul 117.75 Yr.
Ruchit Mehta1 Jul 117.75 Yr.

Data below for SBI Debt Hybrid Fund as on 28 Feb 19

Asset Allocation
Asset ClassValue
Cash6.29%
Equity25.31%
Debt68.4%
Equity Sector Allocation
SectorValue
Financial Services7.67%
Consumer Cyclical6.54%
Industrials4.78%
Consumer Defensive2.56%
Technology2.2%
Basic Materials1.05%
Communication Services0.51%
Debt Sector Allocation
SectorValue
Corporate63.5%
Cash Equivalent6.29%
Government4.9%
Credit Quality
RatingValue
A10.82%
AA40.04%
AAA49.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank Of India
Debentures | -
8%₹104 Cr1,000
Bharti Telecom Limited
Debentures | -
4%₹54 Cr500
ICICI Bank Limited
Debentures | -
4%₹49 Cr500
National Highways Authority Of India
Debentures | -
4%₹45 Cr450
↑ 450
Muthoot Finance Limited
Debentures | -
3%₹39 Cr400,000
Hindalco Industries Limited
Debentures | -
3%₹37 Cr360
Power Finance Corporation Ltd.
Debentures | -
3%₹35 Cr350
Tata Realty And Infrastructure Limited
Debentures | -
2%₹31 Cr310
Syndicate Bank
Debentures | -
2%₹30 Cr300
Credila Financial Services Private Limited
Debentures | -
2%₹29 Cr300

3. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.3% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2018 was -1.5% , 2017 was 36.3% and 2016 was 10.1% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (16 Apr 19) ₹78.46 ↑ 0.31   (0.40 %)
Net Assets (Cr) ₹1,638 on 28 Feb 19
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.78
Sharpe Ratio -0.44
Information Ratio 1.01
Alpha Ratio -4.9
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 14₹10,000
31 Mar 15₹13,045
31 Mar 16₹12,765
31 Mar 17₹16,220
31 Mar 18₹19,095
31 Mar 19₹20,233

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19

DurationReturns
1 Month 1.9%
3 Month 4.1%
6 Month 6.3%
1 Year 2.8%
3 Year 16%
5 Year 15.1%
10 Year
15 Year
Since launch 11.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.5%
2017 36.3%
2016 10.1%
2015 3.1%
2014 34.9%
2013 7.2%
2012 34.2%
2011 -22%
2010 10.2%
2009 64%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Bekxy Kuriakose21 Mar 162.87 Yr.
P.V.K. Mohan27 Jan 127.02 Yr.

Data below for Principal Hybrid Equity Fund as on 28 Feb 19

Asset Allocation
Asset ClassValue
Cash11.51%
Equity71.37%
Debt17.12%
Equity Sector Allocation
SectorValue
Financial Services20.8%
Technology11.02%
Consumer Defensive10.07%
Basic Materials8.63%
Industrials5.92%
Utility4.21%
Energy3.8%
Consumer Cyclical3.76%
Health Care1.88%
Communication Services1.27%
Debt Sector Allocation
SectorValue
Cash Equivalent10.37%
Corporate10.26%
Government6.86%
Credit Quality
RatingValue
A10.2%
AA16.44%
AAA73.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
4%₹71 Cr304,203
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
4%₹66 Cr484,300
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
3%₹61 Cr1,517,976
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
3%₹50 Cr673,000
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹47 Cr1,569,532
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
3%₹46 Cr1,437,306
↑ 420,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
2%₹38 Cr187,518
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
2%₹37 Cr278,716
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
2%₹32 Cr165,000
Tata Power Co Ltd (Utilities)
Equity, Since 30 Nov 17 | 500400
2%₹32 Cr4,351,640

4. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2018 was -2.2% , 2017 was 15.5% and 2016 was 13.1% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (16 Apr 19) ₹39.0601 ↑ 0.08   (0.20 %)
Net Assets (Cr) ₹2,316 on 28 Feb 19
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.24
Sharpe Ratio -0.62
Information Ratio 0.24
Alpha Ratio -7.44
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 14₹10,000
31 Mar 15₹12,709
31 Mar 16₹12,993
31 Mar 17₹15,654
31 Mar 18₹16,585
31 Mar 19₹16,883

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19

DurationReturns
1 Month 1%
3 Month 2.6%
6 Month 4.8%
1 Year 0.9%
3 Year 8.6%
5 Year 11.1%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
2013 6.7%
2012 16.7%
2011 -0.6%
2010 7.6%
2009 20.9%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 099.63 Yr.
Vineet Maloo26 Aug 153.44 Yr.
Pranay Sinha26 Aug 153.44 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 28 Feb 19

Asset Allocation
Asset ClassValue
Cash21.88%
Equity25.73%
Debt52.39%
Equity Sector Allocation
SectorValue
Financial Services11.34%
Industrials4.33%
Consumer Cyclical2.89%
Basic Materials2.16%
Technology1.95%
Energy1.75%
Health Care0.96%
Utility0.34%
Debt Sector Allocation
SectorValue
Corporate43.42%
Cash Equivalent21.88%
Government8.14%
Securitized0.83%
Credit Quality
RatingValue
A11.89%
AA25.64%
AAA60.06%
B0.28%
Below B2.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
INDIABULLS HOUSING FINANCE LIMITED
Commercial Paper | -
6%₹139 Cr2,800
↑ 2,800
Fullerton India Credit Company Ltd
Debentures | -
5%₹125 Cr1,250
ECL FINANCE LIMITED
Commercial Paper | -
4%₹100 Cr2,000
U.P. Power Corporation Limited
Debentures | -
4%₹95 Cr1,007
INDIABULLS CONSUMER FINANCE LIMITED
Commercial Paper | -
4%₹84 Cr1,700
↑ 1,700
Clearing Corporation Of India Limited
CBLO | -
3%₹79 Cr
Net Receivables / (Payables)
Net Current Assets | -
3%₹74 Cr
PNB Housing Finance Ltd
Debentures | -
3%₹74 Cr750
Indiabulls Housing Finance Limited
Debentures | -
3%₹65 Cr500
SP Imperial Star Private Limited
Unlisted bonds | -
2%₹53 Cr40

5. Aditya Birla Sun Life Equity Hybrid 95 Fund

(Erstwhile Aditya Birla Sun Life Balanced 95 Fund)

An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Equity Hybrid 95 Fund is a Hybrid - Hybrid Equity fund was launched on 10 Feb 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.6% since its launch.  Ranked 3 in Hybrid Equity category.  Return for 2018 was -5% , 2017 was 25.9% and 2016 was 8.9% .

Below is the key information for Aditya Birla Sun Life Equity Hybrid 95 Fund

Aditya Birla Sun Life Equity Hybrid 95 Fund
Growth
Launch Date 10 Feb 95
NAV (16 Apr 19) ₹759.7 ↑ 3.94   (0.52 %)
Net Assets (Cr) ₹13,141 on 28 Feb 19
Category Hybrid - Hybrid Equity
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.41
Sharpe Ratio -0.62
Information Ratio -0.6
Alpha Ratio -7.01
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 14₹10,000
31 Mar 15₹14,304
31 Mar 16₹14,069
31 Mar 17₹17,386
31 Mar 18₹18,772
31 Mar 19₹19,368

Aditya Birla Sun Life Equity Hybrid 95 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Aditya Birla Sun Life Equity Hybrid 95 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19

DurationReturns
1 Month 1%
3 Month 3.6%
6 Month 6.3%
1 Year 0.4%
3 Year 10.7%
5 Year 14.1%
10 Year
15 Year
Since launch 19.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -5%
2017 25.9%
2016 8.9%
2015 3.4%
2014 48.6%
2013 6.1%
2012 24.6%
2011 -13.9%
2010 19.7%
2009 70.2%
Fund Manager information for Aditya Birla Sun Life Equity Hybrid 95 Fund
NameSinceTenure
Mahesh Patil15 Jan 145.05 Yr.
Pranay Sinha26 Aug 153.44 Yr.
Dhaval Shah23 Nov 162.19 Yr.

Data below for Aditya Birla Sun Life Equity Hybrid 95 Fund as on 28 Feb 19

Asset Allocation
Asset ClassValue
Cash7.52%
Equity75.4%
Debt17.08%
Equity Sector Allocation
SectorValue
Financial Services26.79%
Technology9.38%
Consumer Cyclical8.46%
Industrials6.54%
Basic Materials6.41%
Health Care6.07%
Consumer Defensive5.89%
Energy3.91%
Utility1.93%
Debt Sector Allocation
SectorValue
Corporate14.45%
Cash Equivalent7.52%
Government2.52%
Securitized0.11%
Credit Quality
RatingValue
A6.19%
AA37.21%
AAA56.17%
Below B0.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | HDFCBANK
8%₹1,042 Cr4,491,629
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 13 | ICICIBANK
6%₹755 Cr18,846,458
Infosys Ltd (Technology)
Equity, Since 31 May 11 | INFY
3%₹476 Cr6,393,652
↓ -777,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 16 | SBIN
3%₹426 Cr13,266,700
Idea Cellular Limited
Debentures | -
2%₹315 Cr3,450
INDIABULLS HOUSING FINANCE LIMITED
Commercial Paper | -
2%₹307 Cr6,200
↑ 6,200
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 14 | ITC
2%₹291 Cr9,801,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT
2%₹249 Cr1,796,680
Clearing Corporation Of India Limited
CBLO | -
2%₹228 Cr
HCL Technologies Ltd (Technology)
Equity, Since 30 Nov 11 | HCLTECH
2%₹207 Cr1,907,590
↓ -195,000

6. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 10 in Hybrid Equity category.  Return for 2018 was -0.1% , 2017 was 27.7% and 2016 was 3.7% .

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund
Growth
Launch Date 19 Jan 05
NAV (16 Apr 19) ₹135.28 ↑ 0.63   (0.47 %)
Net Assets (Cr) ₹27,907 on 28 Feb 19
Category Hybrid - Hybrid Equity
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 2.44
Sharpe Ratio -0.21
Information Ratio -0.45
Alpha Ratio -2.28
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 14₹10,000
31 Mar 15₹14,364
31 Mar 16₹14,324
31 Mar 17₹16,510
31 Mar 18₹18,573
31 Mar 19₹20,319

SBI Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19

DurationReturns
1 Month 2.4%
3 Month 5.8%
6 Month 10.3%
1 Year 6.9%
3 Year 12%
5 Year 15%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.1%
2017 27.7%
2016 3.7%
2015 7.4%
2014 43.2%
2013 11.9%
2012 35%
2011 -22.2%
2010 12.5%
2009 64.4%
Fund Manager information for SBI Equity Hybrid Fund
NameSinceTenure
R. Srinivasan1 Jan 127.09 Yr.
Dinesh Ahuja1 Jan 127.09 Yr.

Data below for SBI Equity Hybrid Fund as on 28 Feb 19

Asset Allocation
Asset ClassValue
Cash2.46%
Equity72.65%
Debt24.89%
Equity Sector Allocation
SectorValue
Financial Services30.32%
Consumer Cyclical8.57%
Industrials7.84%
Technology6.34%
Energy5.14%
Consumer Defensive4.91%
Basic Materials3.8%
Health Care2.7%
Communication Services2.36%
Utility0.67%
Debt Sector Allocation
SectorValue
Corporate16.55%
Government8.34%
Cash Equivalent2.46%
Credit Quality
RatingValue
A4.49%
AA21.3%
AAA74.08%
BBB0.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK
7%₹2,087 Cr9,000,000
↑ 1,056,907
7.26% Govt Stock 2029
Sovereign Bonds | -
6%₹1,724 Cr173,433,600
↑ 163,159,600
State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN
5%₹1,411 Cr44,000,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK
4%₹1,201 Cr9,000,000
Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY
3%₹989 Cr13,300,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
3%₹954 Cr7,000,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB
3%₹800 Cr4,700,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Sep 17 | INDIGO
3%₹785 Cr5,500,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
3%₹756 Cr2,500,000
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | ICICIPRULI
2%₹718 Cr20,500,000
↑ 20,500,000

7. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

ICICI Prudential Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.3% since its launch.  Ranked 7 in Hybrid Equity category.  Return for 2018 was -1.9% , 2017 was 24.8% and 2016 was 13.7% .

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund
Growth
Launch Date 3 Nov 99
NAV (16 Apr 19) ₹135.64 ↑ 0.58   (0.43 %)
Net Assets (Cr) ₹25,467 on 28 Feb 19
Category Hybrid - Hybrid Equity
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.32
Sharpe Ratio -0.58
Information Ratio 0.28
Alpha Ratio -5.01
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 14₹10,000
31 Mar 15₹13,861
31 Mar 16₹13,522
31 Mar 17₹17,265
31 Mar 18₹18,871
31 Mar 19₹20,314

ICICI Prudential Equity and Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19

DurationReturns
1 Month 2.5%
3 Month 5.4%
6 Month 8.2%
1 Year 6.4%
3 Year 14.1%
5 Year 15.6%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.9%
2017 24.8%
2016 13.7%
2015 2.1%
2014 45.6%
2013 11.2%
2012 29.4%
2011 -9.3%
2010 18.6%
2009 50.7%
Fund Manager information for ICICI Prudential Equity and Debt Fund
NameSinceTenure
Sankaran Naren7 Dec 153.23 Yr.
Manish Banthia19 Sep 135.45 Yr.
Priyanka Khandelwal15 Jun 171.71 Yr.
Atul Patel3 Aug 162.57 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 28 Feb 19

Asset Allocation
Asset ClassValue
Cash10.19%
Equity70.3%
Debt19.41%
Other0.11%
Equity Sector Allocation
SectorValue
Financial Services18.52%
Basic Materials10.57%
Utility8.82%
Energy8.1%
Technology5.23%
Consumer Cyclical4.66%
Consumer Defensive4.62%
Communication Services4.62%
Health Care4.24%
Industrials3.89%
Real Estate0.4%
Debt Sector Allocation
SectorValue
Corporate17.51%
Cash Equivalent10.19%
Government1.36%
Securitized0.54%
Credit Quality
RatingValue
A0.03%
AA56.78%
AAA43.2%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK
7%₹1,740 Cr43,446,000
NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 532555
5%₹1,450 Cr107,635,098
↓ -2,764,902
Net Current Assets
Net Current Assets | -
5%₹1,297 Cr
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Apr 17 | 500312
5%₹1,201 Cr75,180,236
↓ -7,727,276
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 16 | BHARTIARTL
4%₹1,180 Cr35,438,715
↑ 1,783,579
State Bank of India (Financial Services)
Equity, Since 30 Apr 15 | SBIN
4%₹1,123 Cr35,000,000
ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 17 | ITC
4%₹1,112 Cr37,406,376
↓ -6,612,089
Vedanta Ltd (Basic Materials)
Equity, Since 31 May 17 | 500295
4%₹1,051 Cr56,954,277
Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY
3%₹888 Cr11,942,544
↑ 1,994,448
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Mar 17 | HINDALCO
3%₹807 Cr39,279,831
↑ 1,339,232

8. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.7% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2018 was 3.4% , 2017 was 12.5% and 2016 was 8.9% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (16 Apr 19) ₹41.5844 ↑ 0.07   (0.16 %)
Net Assets (Cr) ₹2,503 on 28 Feb 19
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio 0.23
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 14₹10,000
31 Mar 15₹12,127
31 Mar 16₹12,651
31 Mar 17₹14,252
31 Mar 18₹15,365
31 Mar 19₹16,293

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19

DurationReturns
1 Month 0.9%
3 Month 2.6%
6 Month 4.7%
1 Year 4.7%
3 Year 8.5%
5 Year 10.3%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
2012 15.1%
2011 -0.6%
2010 7.2%
2009 21.6%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amandeep Chopra14 Dec 0612.14 Yr.
Ajay Tyagi2 Dec 144.17 Yr.

Data below for UTI Regular Savings Fund as on 28 Feb 19

Asset Allocation
Asset ClassValue
Cash7.29%
Equity25.38%
Debt67.33%
Equity Sector Allocation
SectorValue
Financial Services8.19%
Consumer Cyclical4.35%
Technology4.13%
Health Care3.29%
Basic Materials2.51%
Industrials1.57%
Consumer Defensive1.35%
Debt Sector Allocation
SectorValue
Corporate55.34%
Government9.94%
Cash Equivalent7.24%
Securitized2.1%
Credit Quality
RatingValue
A3.95%
AA56.53%
AAA39.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Idea Cellular Limited
Debentures | -
6%₹151 Cr1,650
7.17% Govt Stock 2028
Sovereign Bonds | -
6%₹142 Cr1,447,170,000
↓ -100,000,000
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
4%₹100 Cr1,000
↑ 1,000
Dewan Housing Finance Corporation Limited
Debentures | -
4%₹90 Cr1,000,000
Bank Of Baroda
Debentures | -
3%₹72 Cr750
U.P. Power Corporation Limited
Debentures | -
3%₹68 Cr700
Housing And Urban Development Corporation Ltd.
Debentures | -
3%₹66 Cr650
↑ 650
Net Current Assets
Net Current Assets | -
2%₹61 Cr00
Rent a Device Trust
Unlisted bonds | -
2%₹54 Cr500
Housing And Urban Development Corporation Ltd.
Debentures | -
2%₹51 Cr500
↑ 500

Tax Implications

All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).

For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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