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8 Best Performing Hybrid Balanced Mutual Funds 2020 | Fincash.com

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8 Best Hybrid Balanced Mutual Funds 2020

Updated on May 28, 2020 , 13579 views

Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.

hybrid-or-balanced-mutual-funds

Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2020 - 2021 in article below.

Why Invest in Hybrid or Balanced Mutual Funds?

  • Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.

  • Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.

  • Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.

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Top 8 Hybrid Mutual Funds for Investments in FY 20 - 21

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
ICICI Prudential MIP 25 Growth ₹44.6182
↑ 0.10
₹1,581-2.2-1.23.46.27.89.6
Edelweiss Balanced Advantage Fund Growth ₹23.55
↑ 0.18
₹1,329-4.4-4.5-1.64.44.37.8
Canara Robeco Equity Debt Allocation Fund Growth ₹154.03
↑ 0.88
₹2,912-9.2-7.5-4.64.36.511.7
SBI Equity Hybrid Fund Growth ₹125.341
↑ 1.10
₹29,106-13.1-13.6-94.25.613.5
L&T Dynamic Equity Fund Growth ₹24.315
↑ 0.20
₹646-1.7-3.2-0.53.93.68.2
IDFC Dynamic Equity Fund Growth ₹13.02
↑ 0.06
₹866-8.1-7-3.13.54.18.6
DSP BlackRock Dynamic Asset Allocation Fund Growth ₹15.096
↑ 0.12
₹1,256-6.5-6.1-0.83.25.58.8
ICICI Prudential Balanced Advantage Fund Growth ₹33.47
↑ 0.25
₹24,834-9.3-11.5-735.410.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 May 20
*List of Funds is bases on Assets > 500 Crore & Sorted on 3 Year CAGR Returns.

Hybrid / Balanced Mutual Funds Basics

1. Understanding Balanced Funds

In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.

2. Types of Hybrid Mutual Funds

Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.

Type Details
Hybrid Equity 65% Equity 35% Debt
Hybrid Debt 65% Debt 35% Equity
Arbitrage 100% Equity Arbitrage
Dynamic Allocation Dynamic Allocaiton based on valuations
Equity Savings arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments
Multi Asset Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives
Balanced Hybrid 50% Equity 50% Debt

3. Advantages of Balanced Funds

Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.

4. Disadvantages of Balanced Funds

While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.

5. Better risk-based returns

Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.

Fund Category 5-year rolling return Risk-based Std. deviation
Balanced Funds 13.20% 2.9
Large cap funds 12.90% 3.47
mid-cap and Large cap funds 13.96% 3.82
Diversified Funds 14.91% 3.96

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.7% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2019 was 9.6% , 2018 was 5.1% and 2017 was 12.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (29 May 20) ₹44.6182 ↑ 0.10   (0.24 %)
Net Assets (Cr) ₹1,581 on 30 Apr 20
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.99
Sharpe Ratio 0.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,526
30 Apr 17₹12,176
30 Apr 18₹13,114
30 Apr 19₹14,034
30 Apr 20₹14,548

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 20

DurationReturns
1 Month 1.6%
3 Month -2.2%
6 Month -1.2%
1 Year 3.4%
3 Year 6.2%
5 Year 7.8%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.6%
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
2010 9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 155.12 Yr.
Manish Banthia19 Sep 136.53 Yr.
Priyanka Khandelwal15 Jun 172.8 Yr.

Data below for ICICI Prudential MIP 25 as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash4%
Equity19.54%
Debt78.06%
Equity Sector Allocation
SectorValue
Financial Services4.05%
Consumer Cyclical3.21%
Consumer Defensive2.69%
Industrials1.33%
Basic Materials1.23%
Energy1.18%
Communication Services1.03%
Health Care0.86%
Technology0.62%
Debt Sector Allocation
SectorValue
Corporate61.38%
Government16.67%
Cash Equivalent4%
Credit Quality
RatingValue
A22.32%
AA51.44%
AAA26.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing And Urban Development Corporation Ltd.
Debentures | -
7%₹108 Cr1,000
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹100 Cr1,000
Essar Oil Limited
Debentures | -
6%₹97 Cr100
Talwandi Sabo Power Limited
Debentures | -
6%₹97 Cr1,000
GOVT STOCK
Sovereign Bonds | -
5%₹82 Cr7,500,000
Tata Steel Limited
Debentures | -
5%₹77 Cr490
Prestige Estates Projects Limited
Debentures | -
5%₹74 Cr750
TMF HOLDINGS LIMITED
Debentures | -
5%₹74 Cr700
IDBI Bank Limited
Debentures | -
4%₹67 Cr694
EMBASSY OFFICE PARKS REIT
Debentures | -
4%₹63 Cr600

2. Edelweiss Balanced Advantage Fund

(Erstwhile Edelweiss Dynamic Equity Advantage Fund)

The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based upon the market view. However there is no assurance that the investment objective of the scheme will be realized.

Edelweiss Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 20 Aug 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 26 in Dynamic Allocation category.  Return for 2019 was 7.8% , 2018 was 1.9% and 2017 was 23.9% .

Below is the key information for Edelweiss Balanced Advantage Fund

Edelweiss Balanced Advantage Fund
Growth
Launch Date 20 Aug 09
NAV (29 May 20) ₹23.55 ↑ 0.18   (0.77 %)
Net Assets (Cr) ₹1,329 on 30 Apr 20
Category Hybrid - Dynamic Allocation
AMC Edelweiss Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.33
Sharpe Ratio 0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹9,812
30 Apr 17₹11,047
30 Apr 18₹12,319
30 Apr 19₹12,673
30 Apr 20₹12,925

Edelweiss Balanced Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for Edelweiss Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 20

DurationReturns
1 Month -0.6%
3 Month -4.4%
6 Month -4.5%
1 Year -1.6%
3 Year 4.4%
5 Year 4.3%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.8%
2018 1.9%
2017 23.9%
2016 -1.5%
2015 3.7%
2014 29%
2013 9.4%
2012 12%
2011 -2.3%
2010 13.3%
Fund Manager information for Edelweiss Balanced Advantage Fund
NameSinceTenure
Gautam Kaul11 Dec 172.3 Yr.
Bhavesh Jain3 Aug 154.66 Yr.
Bharat Lahoti18 Sep 172.54 Yr.

Data below for Edelweiss Balanced Advantage Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash22.48%
Equity73.73%
Debt3.79%
Equity Sector Allocation
SectorValue
Financial Services21.3%
Consumer Defensive10.03%
Basic Materials7.84%
Health Care7.79%
Technology6.95%
Energy5.45%
Consumer Cyclical4.68%
Utility3.47%
Industrials2.35%
Communication Services1.76%
Debt Sector Allocation
SectorValue
Cash Equivalent13.53%
Corporate7.13%
Government5.61%
Credit Quality
RatingValue
AA14.85%
AAA85.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd.
CBLO | -
11%₹143 Cr
Indian Oil Corporation Limited
Commercial Paper | -
6%₹75 Cr7,500,000
↑ 7,500,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 14 | RELIANCE
5%₹64 Cr434,413
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jul 14 | 500696
4%₹56 Cr255,193
↑ 176,412
Hdfc Bank Ltd.28/05/2020
Derivatives, Since 30 Apr 20 | -
4%₹55 Cr554,500
↑ 554,500
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 18 | HDFC
4%₹48 Cr248,581
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
3%₹44 Cr4,500,000
Nifty 28/05/2020
- | -
3%-₹44 Cr45,000
↑ 45,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 15 | ITC
3%₹38 Cr2,099,088
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 30 Jun 19 | 500124
3%₹37 Cr94,056

3. Canara Robeco Equity Debt Allocation Fund

(Erstwhile Canara Robeco Balance)

To seek to generate long term capital appreciation and/or income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities). However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Equity Debt Allocation Fund is a Hybrid - Hybrid Equity fund was launched on 1 Feb 93. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.5% since its launch.  Ranked 14 in Hybrid Equity category.  Return for 2019 was 11.7% , 2018 was 1.3% and 2017 was 25.2% .

Below is the key information for Canara Robeco Equity Debt Allocation Fund

Canara Robeco Equity Debt Allocation Fund
Growth
Launch Date 1 Feb 93
NAV (29 May 20) ₹154.03 ↑ 0.88   (0.57 %)
Net Assets (Cr) ₹2,912 on 30 Apr 20
Category Hybrid - Hybrid Equity
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.31
Sharpe Ratio -0.12
Information Ratio 0.11
Alpha Ratio 2.85
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,085
30 Apr 17₹12,304
30 Apr 18₹13,690
30 Apr 19₹14,460
30 Apr 20₹14,249

Canara Robeco Equity Debt Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for Canara Robeco Equity Debt Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 20

DurationReturns
1 Month -0.1%
3 Month -9.2%
6 Month -7.5%
1 Year -4.6%
3 Year 4.3%
5 Year 6.5%
10 Year
15 Year
Since launch 10.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.7%
2018 1.3%
2017 25.2%
2016 3.6%
2015 6.1%
2014 45.7%
2013 4.1%
2012 26.4%
2011 -9.8%
2010 17.4%
Fund Manager information for Canara Robeco Equity Debt Allocation Fund
NameSinceTenure
Avnish Jain7 Oct 136.49 Yr.
Shridatta Bhandwaldar12 Jul 163.72 Yr.
Cheenu Gupta1 Oct 190.5 Yr.

Data below for Canara Robeco Equity Debt Allocation Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash7.54%
Equity69.43%
Debt22.81%
Other0.22%
Equity Sector Allocation
SectorValue
Financial Services20.37%
Consumer Defensive7.53%
Health Care7.24%
Basic Materials7.08%
Technology6.47%
Energy6.26%
Industrials5.73%
Consumer Cyclical4.36%
Communication Services2.45%
Utility1.94%
Debt Sector Allocation
SectorValue
Corporate15.25%
Government7.56%
Cash Equivalent7.54%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
7%₹215 Cr
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
5%₹159 Cr1,584,950
↓ -80,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE
5%₹153 Cr1,046,900
↑ 32,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 11 | ICICIBANK
5%₹139 Cr3,653,600
↓ -250,000
Infosys Ltd (Technology)
Equity, Since 31 May 10 | INFY
4%₹109 Cr1,520,472
↑ 45,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFC
3%₹77 Cr403,000
↓ -35,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL
2%₹71 Cr1,389,640
↑ 225,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 500696
2%₹65 Cr294,800
↓ -40,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS
2%₹59 Cr293,200
↑ 8,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK
2%₹59 Cr434,256
↓ -140,000

4. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch.  Ranked 10 in Hybrid Equity category.  Return for 2019 was 13.5% , 2018 was -0.1% and 2017 was 27.7% .

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund
Growth
Launch Date 19 Jan 05
NAV (29 May 20) ₹125.341 ↑ 1.10   (0.89 %)
Net Assets (Cr) ₹29,106 on 30 Apr 20
Category Hybrid - Hybrid Equity
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio -0.26
Information Ratio 0.08
Alpha Ratio -0.14
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,217
30 Apr 17₹11,734
30 Apr 18₹13,605
30 Apr 19₹14,285
30 Apr 20₹13,584

SBI Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 20

DurationReturns
1 Month -0.6%
3 Month -13.1%
6 Month -13.6%
1 Year -9%
3 Year 4.2%
5 Year 5.6%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 13.5%
2018 -0.1%
2017 27.7%
2016 3.7%
2015 7.4%
2014 43.2%
2013 11.9%
2012 35%
2011 -22.2%
2010 12.5%
Fund Manager information for SBI Equity Hybrid Fund
NameSinceTenure
R. Srinivasan1 Jan 128.25 Yr.
Dinesh Ahuja1 Jan 128.25 Yr.

Data below for SBI Equity Hybrid Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash4.93%
Equity72.57%
Debt22.5%
Equity Sector Allocation
SectorValue
Financial Services27.34%
Health Care7.23%
Industrials6.7%
Energy6.3%
Consumer Defensive5.16%
Consumer Cyclical5.13%
Communication Services5.03%
Basic Materials4.11%
Technology3.54%
Utility2.04%
Debt Sector Allocation
SectorValue
Corporate12.14%
Government10.09%
Cash Equivalent4.93%
Securitized0.27%
Credit Quality
RatingValue
A15.27%
AA29.16%
AAA55.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK
7%₹2,104 Cr21,000,000
↓ -2,000,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB
4%₹1,244 Cr5,332,777
↓ -161,254
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 17 | BHARTIARTL
4%₹1,183 Cr23,000,000
↓ -4,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
4%₹1,031 Cr23,184,885
↓ -1,815,115
State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN
3%₹953 Cr50,000,000
Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY
3%₹952 Cr13,300,000
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | ICICIBANK
3%₹874 Cr23,000,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
3%₹765 Cr3,300,000
↑ 300,000
Treps
CBLO/Reverse Repo | -
3%₹750 Cr
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 18 | 500547
2%₹703 Cr19,000,000

5. L&T Dynamic Equity Fund

To seek to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and to generate reasonable returns by investing in a portfolio of debt and money market instruments and arbitrage opportunities in the cash and derivatives segments of the equity markets.

L&T Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 7 Feb 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10% since its launch.  Ranked 28 in Dynamic Allocation category.  Return for 2019 was 8.2% , 2018 was 3.4% and 2017 was 11.4% .

Below is the key information for L&T Dynamic Equity Fund

L&T Dynamic Equity Fund
Growth
Launch Date 7 Feb 11
NAV (29 May 20) ₹24.315 ↑ 0.20   (0.84 %)
Net Assets (Cr) ₹646 on 30 Apr 20
Category Hybrid - Dynamic Allocation
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 2.66
Sharpe Ratio -0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹9,792
30 Apr 17₹10,940
30 Apr 18₹11,846
30 Apr 19₹12,285
30 Apr 20₹12,370

L&T Dynamic Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978
Invest Now

Returns for L&T Dynamic Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 20

DurationReturns
1 Month 1.2%
3 Month -1.7%
6 Month -3.2%
1 Year -0.5%
3 Year 3.9%
5 Year 3.6%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.2%
2018 3.4%
2017 11.4%
2016 1.9%
2015 3.8%
2014 49.7%
2013 7.2%
2012 31.3%
2011
2010
Fund Manager information for L&T Dynamic Equity Fund
NameSinceTenure
Venugopal Manghat17 Dec 190.29 Yr.
Jalpan Shah30 May 163.84 Yr.
Praveen Ayathan1 Feb 164.17 Yr.
Vihang Naik17 Dec 190.29 Yr.

Data below for L&T Dynamic Equity Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash25.37%
Equity63%
Debt11.63%
Equity Sector Allocation
SectorValue
Financial Services26.48%
Consumer Defensive9.48%
Technology9.31%
Health Care7.26%
Basic Materials5.54%
Industrials4.94%
Energy3.47%
Consumer Cyclical2.72%
Communication Services2.19%
Utility1.91%
Debt Sector Allocation
SectorValue
Cash Equivalent25.37%
Government11.63%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
5%₹35 Cr493,200
↓ -102,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFCBANK
5%₹34 Cr342,500
Export-Import Bank Of India
Debentures | -
4%₹28 Cr250
(C) Tri Party Repo Dealing System (Treps)
CBLO/Reverse Repo | -
4%₹28 Cr
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 19 | KOTAKBANK
4%₹27 Cr200,400
↑ 53,400
Reliance Industries Ltd (Energy)
Equity, Since 31 May 18 | RELIANCE
4%₹27 Cr184,000
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Aug 19 | 540777
4%₹26 Cr520,200
National Highways Authority Of India
Debentures | -
4%₹26 Cr250
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 20 | TORNTPHARM
3%₹21 Cr89,000
↑ 25,000
Rural Electrification Corporation Limited
Debentures | -
3%₹20 Cr200

6. IDFC Dynamic Equity Fund

The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives. The secondary objective of the scheme will be to generate income and capital appreciation through investment in Debt & Money Market instruments.There is no assurance or guarantee that the objectives of the scheme will be realised.

IDFC Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 10 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 4.8% since its launch.  Return for 2019 was 8.6% , 2018 was 1.3% and 2017 was 17.3% .

Below is the key information for IDFC Dynamic Equity Fund

IDFC Dynamic Equity Fund
Growth
Launch Date 10 Oct 14
NAV (29 May 20) ₹13.02 ↑ 0.06   (0.46 %)
Net Assets (Cr) ₹866 on 30 Apr 20
Category Hybrid - Dynamic Allocation
AMC IDFC Asset Management Company Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.36
Sharpe Ratio -0.06
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,084
30 Apr 17₹10,971
30 Apr 18₹12,413
30 Apr 19₹12,644
30 Apr 20₹12,578

IDFC Dynamic Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for IDFC Dynamic Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 20

DurationReturns
1 Month 0%
3 Month -8.1%
6 Month -7%
1 Year -3.1%
3 Year 3.5%
5 Year 4.1%
10 Year
15 Year
Since launch 4.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.6%
2018 1.3%
2017 17.3%
2016 3.4%
2015 1.5%
2014
2013
2012
2011
2010
Fund Manager information for IDFC Dynamic Equity Fund
NameSinceTenure
Arpit Kapoor1 Mar 173.09 Yr.
Sumit Agrawal1 Mar 173.09 Yr.
Arvind Subramanian9 Nov 154.4 Yr.

Data below for IDFC Dynamic Equity Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash12.77%
Equity75.31%
Debt11.92%
Equity Sector Allocation
SectorValue
Financial Services21.9%
Health Care9.23%
Consumer Cyclical7.17%
Consumer Defensive6.52%
Technology6.25%
Basic Materials5.7%
Energy4.78%
Industrials4.61%
Communication Services3.51%
Utility0.94%
Debt Sector Allocation
SectorValue
Corporate11.8%
Cash Equivalent9.92%
Government2.97%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
6%₹50 Cr
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK
5%₹46 Cr456,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | RELIANCE
5%₹41 Cr282,500
↑ 13,000
Cash Offset For Derivatives
Derivative Margin | -
5%-₹41 Cr4,055
↑ 4,055
Nifty 50 Index May 2020 Future
- | -
5%₹41 Cr41,250
↑ 41,250
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | ICICIBANK
5%₹40 Cr1,050,000
↓ -50,000
Reliance Industries Limited
Debentures | -
4%₹37 Cr3,500,000
↓ -1,500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL
4%₹30 Cr590,000
↑ 164,270
Infosys Ltd (Technology)
Equity, Since 31 Oct 14 | INFY
3%₹29 Cr400,000
↑ 30,000
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
3%₹25 Cr2,500,000

7. DSP BlackRock Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.7% since its launch.  Return for 2019 was 8.8% , 2018 was 3.6% and 2017 was 12.5% .

Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund

DSP BlackRock Dynamic Asset Allocation Fund
Growth
Launch Date 6 Feb 14
NAV (29 May 20) ₹15.096 ↑ 0.12   (0.79 %)
Net Assets (Cr) ₹1,256 on 30 Apr 20
Category Hybrid - Dynamic Allocation
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 2.5
Sharpe Ratio 0.04
Information Ratio -0.48
Alpha Ratio -19.13
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,421
30 Apr 17₹11,892
30 Apr 18₹12,501
30 Apr 19₹13,173
30 Apr 20₹13,462

DSP BlackRock Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for DSP BlackRock Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 20

DurationReturns
1 Month -0.7%
3 Month -6.5%
6 Month -6.1%
1 Year -0.8%
3 Year 3.2%
5 Year 5.5%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.8%
2018 3.6%
2017 12.5%
2016 7.7%
2015 4.5%
2014
2013
2012
2011
2010
Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
NameSinceTenure
Atul Bhole15 Feb 182.12 Yr.
Saurabh Bhatia15 Feb 182.12 Yr.

Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash19.05%
Equity71.2%
Debt9.75%
Equity Sector Allocation
SectorValue
Financial Services35.33%
Basic Materials11.28%
Consumer Cyclical6.96%
Communication Services5.61%
Health Care4.48%
Industrials3.9%
Utility2.01%
Consumer Defensive1.04%
Technology0.6%
Debt Sector Allocation
SectorValue
Cash Equivalent19.05%
Government8.89%
Corporate0.86%
Credit Quality
RatingValue
AA7.84%
AAA92.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivables/Payables
Net Current Assets | -
9%₹112 Cr
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
6%₹81 Cr
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK
6%₹79 Cr2,073,129
↓ -116,269
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK
6%₹79 Cr784,757
↓ -128,118
Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 18 | 500034
6%₹72 Cr310,894
↓ -21,250
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL
6%₹71 Cr1,371,430
↓ -7,934
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Jul 19 | 532978
5%₹66 Cr129,119
↑ 24,092
UltraTech Cement Ltd (Basic Materials)
Equity, Since 28 Feb 18 | ULTRACEMCO
3%₹44 Cr123,677
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 31 Dec 18 | 540716
3%₹42 Cr323,835
↑ 147,114
Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 20 | 506395
3%₹36 Cr601,428

8. ICICI Prudential Balanced Advantage Fund

The fund objective is to seek low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.The fund invests in equity with usage of derivatives.

ICICI Prudential Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 30 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 18 in Dynamic Allocation category.  Return for 2019 was 10.8% , 2018 was 2.4% and 2017 was 19% .

Below is the key information for ICICI Prudential Balanced Advantage Fund

ICICI Prudential Balanced Advantage Fund
Growth
Launch Date 30 Dec 06
NAV (29 May 20) ₹33.47 ↑ 0.25   (0.75 %)
Net Assets (Cr) ₹24,834 on 30 Apr 20
Category Hybrid - Dynamic Allocation
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio -0.3
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,463
30 Apr 17₹12,213
30 Apr 18₹13,496
30 Apr 19₹14,207
30 Apr 20₹13,392

ICICI Prudential Balanced Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for ICICI Prudential Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 May 20

DurationReturns
1 Month 2.1%
3 Month -9.3%
6 Month -11.5%
1 Year -7%
3 Year 3%
5 Year 5.4%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.8%
2018 2.4%
2017 19%
2016 7.3%
2015 6.7%
2014 29%
2013 10.9%
2012 33.3%
2011 -8.8%
2010 15.2%
Fund Manager information for ICICI Prudential Balanced Advantage Fund
NameSinceTenure
Sankaran Naren14 Jul 172.8 Yr.
Rajat Chandak7 Sep 154.65 Yr.
Manish Banthia18 Nov 0910.46 Yr.
Ihab Dalwai29 Jan 182.25 Yr.
Priyanka Khandelwal15 Jun 172.88 Yr.

Data below for ICICI Prudential Balanced Advantage Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash4.75%
Equity67.56%
Debt27.41%
Other0.28%
Equity Sector Allocation
SectorValue
Financial Services19.57%
Consumer Cyclical10.31%
Energy6.93%
Consumer Defensive6.73%
Technology5.99%
Communication Services3.99%
Health Care3.85%
Basic Materials3.53%
Utility3.16%
Industrials3.07%
Real Estate0.45%
Debt Sector Allocation
SectorValue
Corporate25.7%
Cash Equivalent3.6%
Government2.86%
Credit Quality
RatingValue
A5.53%
AA73.82%
AAA20.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 08 | RELIANCE
5%₹1,297 Cr8,845,616
↓ -34,355
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK
5%₹1,234 Cr12,319,841
↑ 600,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK
4%₹946 Cr24,897,419
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 15 | BHARTIARTL
3%₹684 Cr13,297,794
↑ 181,554
Infosys Ltd (Technology)
Equity, Since 31 Dec 08 | INFY
3%₹679 Cr9,486,633
↓ -547,177
Treps
CBLO/Reverse Repo | -
3%₹642 Cr
NTPC Ltd (Utilities)
Equity, Since 31 Aug 14 | 532555
2%₹610 Cr64,133,602
↑ 211,341
Axis Bank Limited
Debentures | -
2%₹607 Cr6,300
↑ 600
Motherson Sumi Systems Ltd (Consumer Cyclical)
Equity, Since 31 Jul 11 | MOTHERSUMI
2%₹579 Cr66,183,257
↓ -2,500,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 15 | KOTAKBANK
2%₹559 Cr4,117,187
↑ 627,340

Tax Implications

All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).

For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).

How to Invest in Balanced Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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