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8 Best Hybrid Balanced Mutual Funds 2020
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.
Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2020 - 2021 in article below.
Why Invest in Hybrid or Balanced Mutual Funds?
Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.
Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.
Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.
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Top 8 Hybrid Mutual Funds for Investments in FY 20 - 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2019 (%) Canara Robeco Equity Debt Allocation Fund Growth ₹178.48
↑ 0.60 ₹3,438 6.9 17.9 9.7 7.6 9.1 11.7 ICICI Prudential MIP 25 Growth ₹48.221
↑ 0.09 ₹2,115 3.8 9.2 9.1 7.5 8.8 9.6 Edelweiss Balanced Advantage Fund Growth ₹27.02
↑ 0.17 ₹1,585 5.8 15.1 11.9 7.1 7.7 7.8 L&T Dynamic Equity Fund Growth ₹27.136
↑ 0.02 ₹764 4.6 14.6 9.7 6.9 5.7 8.2 IDFC Dynamic Equity Fund Growth ₹14.92
↑ 0.03 ₹1,018 4.4 16.7 9.1 6.2 7 8.6 ICICI Prudential Balanced Advantage Fund Growth ₹38.64
↑ 0.24 ₹26,175 5.8 17.9 4.8 6.1 7.9 10.8 Mirae Asset Hybrid Equity Fund Growth ₹15.77
↑ 0.13 ₹3,735 6 18.9 6 5.8 9.4 11.9 DSP BlackRock Dynamic Asset Allocation Fund Growth ₹16.904
↑ 0.07 ₹1,633 3.6 11.8 6.1 5.8 7.2 8.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Oct 20 Assets > 500 Crore & Sorted on 3 Year CAGR Returns.
Hybrid / Balanced Mutual Funds Basics
1. Understanding Balanced Funds
In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.
2. Types of Hybrid Mutual Funds
Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.
| Type | Details |
|---|---|
| Hybrid Equity | 65% Equity 35% Debt |
| Hybrid Debt | 65% Debt 35% Equity |
| Arbitrage | 100% Equity Arbitrage |
| Dynamic Allocation | Dynamic Allocaiton based on valuations |
| Equity Savings | arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments |
| Multi Asset | Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives |
| Balanced Hybrid | 50% Equity 50% Debt |
3. Advantages of Balanced Funds
Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.
4. Disadvantages of Balanced Funds
While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.
5. Better risk-based returns
Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.
| Fund Category | 5-year rolling return | Risk-based Std. deviation |
|---|---|---|
| Balanced Funds | 13.20% | 2.9 |
| Large cap funds | 12.90% | 3.47 |
| mid-cap and Large cap funds | 13.96% | 3.82 |
| Diversified Funds | 14.91% | 3.96 |
(Erstwhile Canara Robeco Balance) To seek to generate long term capital appreciation and/or income from a
portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities). However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Equity Debt Allocation Fund is a Hybrid - Hybrid Equity fund was launched on 1 Feb 93. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Debt Allocation Fund Returns up to 1 year are on The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on (Erstwhile Edelweiss Dynamic Equity Advantage Fund) The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based upon the market view. However there is no assurance that the investment objective of the scheme will be realized. Edelweiss Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 20 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Balanced Advantage Fund Returns up to 1 year are on To seek to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and to generate reasonable returns by investing in a portfolio of debt and money market instruments and arbitrage opportunities in the cash and derivatives segments of the equity markets. L&T Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 7 Feb 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Dynamic Equity Fund Returns up to 1 year are on The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives. The secondary objective of the scheme will be to generate income and capital appreciation through investment in Debt & Money Market instruments.There is no assurance or guarantee that the objectives of the scheme will be realised. IDFC Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 10 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Dynamic Equity Fund Returns up to 1 year are on The fund objective is to seek low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.The fund invests in equity with usage of derivatives. ICICI Prudential Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 30 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Mirae Asset Prudence Fund) The investment objective of the Scheme is to generate capital appreciation along with current income from a combined portfolio of predominantly investing in equity & equity related instruments and balance in debt and money market instruments.
The Scheme does not guarantee or assure any returns. Mirae Asset Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 29 Jul 15. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset Hybrid Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund Returns up to 1 year are on 1. Canara Robeco Equity Debt Allocation Fund
CAGR/Annualized return of 11% since its launch. Ranked 14 in Hybrid Equity category. Return for 2019 was 11.7% , 2018 was 1.3% and 2017 was 25.2% . Canara Robeco Equity Debt Allocation Fund
Growth Launch Date 1 Feb 93 NAV (19 Oct 20) ₹178.48 ↑ 0.60 (0.34 %) Net Assets (Cr) ₹3,438 on 30 Sep 20 Category Hybrid - Hybrid Equity AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.31 Sharpe Ratio 0.26 Information Ratio 0.12 Alpha Ratio 2.01 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,212 30 Sep 17 ₹12,624 30 Sep 18 ₹13,308 30 Sep 19 ₹14,397 30 Sep 20 ₹15,583 Returns for Canara Robeco Equity Debt Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 1.6% 3 Month 6.9% 6 Month 17.9% 1 Year 9.7% 3 Year 7.6% 5 Year 9.1% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2019 11.7% 2018 1.3% 2017 25.2% 2016 3.6% 2015 6.1% 2014 45.7% 2013 4.1% 2012 26.4% 2011 -9.8% 2010 17.4% Fund Manager information for Canara Robeco Equity Debt Allocation Fund
Name Since Tenure Avnish Jain 7 Oct 13 6.99 Yr. Shridatta Bhandwaldar 12 Jul 16 4.22 Yr. Cheenu Gupta 1 Oct 19 1 Yr. Data below for Canara Robeco Equity Debt Allocation Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 9.55% Equity 71.3% Debt 19.15% Equity Sector Allocation
Sector Value Financial Services 19.04% Technology 11.67% Consumer Cyclical 7.67% Health Care 6.67% Basic Materials 6.56% Energy 6.06% Consumer Defensive 5.79% Industrials 4.82% Utility 1.73% Communication Services 1.3% Debt Sector Allocation
Sector Value Corporate 10.11% Cash Equivalent 9.55% Government 9.04% Credit Quality
Rating Value AAA 23.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 May 10 | INFY6% ₹203 Cr 2,015,472
↑ 50,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE6% ₹203 Cr 906,900 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK6% ₹196 Cr 1,819,950
↑ 15,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 11 | ICICIBANK4% ₹138 Cr 3,903,600
↑ 75,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS3% ₹105 Cr 423,200 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 5006963% ₹92 Cr 446,800
↑ 40,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 19 | 5000342% ₹73 Cr 221,373
↑ 20,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK2% ₹72 Cr 569,256
↑ 50,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 16 | MARUTI2% ₹55 Cr 81,848
↑ 8,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO2% ₹55 Cr 135,621 2. ICICI Prudential MIP 25
CAGR/Annualized return of 10% since its launch. Ranked 2 in Hybrid Debt category. Return for 2019 was 9.6% , 2018 was 5.1% and 2017 was 12.9% . ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (19 Oct 20) ₹48.221 ↑ 0.09 (0.18 %) Net Assets (Cr) ₹2,115 on 30 Sep 20 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,133 30 Sep 17 ₹12,320 30 Sep 18 ₹12,822 30 Sep 19 ₹14,038 30 Sep 20 ₹15,240 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 1.1% 3 Month 3.8% 6 Month 9.2% 1 Year 9.1% 3 Year 7.5% 5 Year 8.8% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.6% 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% 2014 22.5% 2013 5.9% 2012 17.3% 2011 -0.6% 2010 9% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Rajat Chandak 17 Feb 15 5.62 Yr. Manish Banthia 19 Sep 13 7.04 Yr. Priyanka Khandelwal 15 Jun 17 3.3 Yr. Data below for ICICI Prudential MIP 25 as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 7.87% Equity 16.52% Debt 75.62% Equity Sector Allocation
Sector Value Financial Services 3.27% Consumer Cyclical 2.72% Consumer Defensive 2.18% Energy 1.34% Health Care 1.32% Technology 1.23% Basic Materials 1.07% Industrials 0.91% Communication Services 0.55% Debt Sector Allocation
Sector Value Corporate 53.05% Government 22.57% Cash Equivalent 7.87% Credit Quality
Rating Value A 19.51% AA 43.15% AAA 37.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.19% Govt Stock 2034
Sovereign Bonds | -10% ₹201 Cr 20,500,000 5.77% GOI 2030
Sovereign Bonds | -5% ₹108 Cr 11,000,000
↑ 500,000 Essar Oil Limited
Debentures | -5% ₹99 Cr 100 Talwandi Sabo Power Limited
Debentures | -5% ₹98 Cr 1,000 TMF Holdings Limited
Debentures | -4% ₹81 Cr 700 Prestige Estates Projects Limited
Debentures | -4% ₹75 Cr 750 Embassy Office Parks Reit
Debentures | -3% ₹70 Cr 600 IDBI Bank Limited
Debentures | -3% ₹69 Cr 694 Aqua Space Developers Pvt. Limited
Debentures | -3% ₹65 Cr 652
↓ -42 7.57% Govt Stock 2033
Sovereign Bonds | -3% ₹55 Cr 5,000,000 3. Edelweiss Balanced Advantage Fund
CAGR/Annualized return of 9.3% since its launch. Ranked 26 in Dynamic Allocation category. Return for 2019 was 7.8% , 2018 was 1.9% and 2017 was 23.9% . Edelweiss Balanced Advantage Fund
Growth Launch Date 20 Aug 09 NAV (19 Oct 20) ₹27.02 ↑ 0.17 (0.63 %) Net Assets (Cr) ₹1,585 on 30 Sep 20 Category Hybrid - Dynamic Allocation AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio 0.41 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,290 30 Sep 17 ₹11,474 30 Sep 18 ₹12,232 30 Sep 19 ₹12,856 30 Sep 20 ₹14,207 Returns for Edelweiss Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 0.5% 3 Month 5.8% 6 Month 15.1% 1 Year 11.9% 3 Year 7.1% 5 Year 7.7% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 7.8% 2018 1.9% 2017 23.9% 2016 -1.5% 2015 3.7% 2014 29% 2013 9.4% 2012 12% 2011 -2.3% 2010 13.3% Fund Manager information for Edelweiss Balanced Advantage Fund
Name Since Tenure Gautam Kaul 11 Dec 17 2.81 Yr. Bhavesh Jain 3 Aug 15 5.16 Yr. Bharat Lahoti 18 Sep 17 3.04 Yr. Data below for Edelweiss Balanced Advantage Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 20.66% Equity 76.35% Debt 2.99% Equity Sector Allocation
Sector Value Financial Services 16.1% Technology 11.83% Basic Materials 9.38% Health Care 7.64% Consumer Defensive 7.18% Consumer Cyclical 4.38% Energy 3.45% Communication Services 2.63% Industrials 2.23% Utility 2.2% Real Estate 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 20.66% Corporate 1.65% Government 1.33% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on HDFC Bank Ltd
Derivatives, Since 30 Sep 20 | -5% ₹73 Cr 679,250
↑ 75,350 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY4% ₹66 Cr 652,685
↑ 171,836 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | ICICIBANK4% ₹60 Cr 1,704,102
↑ 34,293 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 18 | HCLTECH3% ₹47 Cr 582,177 Nifty 29/10/2020
- | -3% -₹46 Cr 40,500
↑ 40,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 14 | RELIANCE3% ₹44 Cr 198,080
↑ 48,655 Reliance Industries Ltd.
Equity, Since 30 Jun 20 | -3% ₹44 Cr 327,885
↓ -14,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹42 Cr 989,167
↑ 136,666 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 15 | TCS2% ₹35 Cr 139,068
↑ 29,243 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 18 | HDFC2% ₹29 Cr 164,944
↑ 36,932 4. L&T Dynamic Equity Fund
CAGR/Annualized return of 10.8% since its launch. Ranked 28 in Dynamic Allocation category. Return for 2019 was 8.2% , 2018 was 3.4% and 2017 was 11.4% . L&T Dynamic Equity Fund
Growth Launch Date 7 Feb 11 NAV (19 Oct 20) ₹27.136 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹764 on 30 Sep 20 Category Hybrid - Dynamic Allocation AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.49 Sharpe Ratio 0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,206 30 Sep 17 ₹10,855 30 Sep 18 ₹11,573 30 Sep 19 ₹12,225 30 Sep 20 ₹13,361 Returns for L&T Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month -0.2% 3 Month 4.6% 6 Month 14.6% 1 Year 9.7% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 10.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.2% 2018 3.4% 2017 11.4% 2016 1.9% 2015 3.8% 2014 49.7% 2013 7.2% 2012 31.3% 2011 2010 Fund Manager information for L&T Dynamic Equity Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 0.79 Yr. Jalpan Shah 30 May 16 4.34 Yr. Praveen Ayathan 1 Feb 16 4.67 Yr. Vihang Naik 17 Dec 19 0.79 Yr. Data below for L&T Dynamic Equity Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 45.79% Equity 41.29% Debt 12.92% Equity Sector Allocation
Sector Value Financial Services 14.74% Consumer Defensive 10.34% Technology 8.76% Health Care 7.85% Consumer Cyclical 6.57% Energy 5.51% Basic Materials 4.73% Communication Services 3.73% Industrials 3.52% Real Estate 1.16% Debt Sector Allocation
Sector Value Cash Equivalent 45.73% Government 12.92% Corporate 0.05% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | ICICIBANK5% ₹40 Cr 1,120,300
↓ -305,700 Reliance Industries Ltd (Energy)
Equity, Since 31 May 18 | RELIANCE5% ₹36 Cr 162,040
↑ 13,840 Future on ICICI Bank Ltd
Derivatives | -4% -₹33 Cr 929,500 Export-Import Bank of India
Debentures | -4% ₹30 Cr 250
↑ 250 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL4% ₹28 Cr 676,496
↑ 310,239 National Highways Authority of India
Debentures | -3% ₹27 Cr 250
↑ 250 Indian Railway Finance Corporation Limited
Debentures | -3% ₹26 Cr 250 Future on Bharti Airtel Ltd
Derivatives | -3% -₹23 Cr 547,896
↑ 349,839 ITC Ltd (Consumer Defensive)
Equity, Since 31 May 19 | ITC3% ₹23 Cr 1,334,200
↑ 542,000 Future on Tata Motors Ltd
Derivatives | -3% -₹21 Cr 1,567,500
↑ 1,567,500 5. IDFC Dynamic Equity Fund
CAGR/Annualized return of 6.9% since its launch. Return for 2019 was 8.6% , 2018 was 1.3% and 2017 was 17.3% . IDFC Dynamic Equity Fund
Growth Launch Date 10 Oct 14 NAV (19 Oct 20) ₹14.92 ↑ 0.03 (0.20 %) Net Assets (Cr) ₹1,018 on 30 Sep 20 Category Hybrid - Dynamic Allocation AMC IDFC Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.36 Sharpe Ratio 0.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,620 30 Sep 17 ₹11,580 30 Sep 18 ₹12,202 30 Sep 19 ₹12,983 30 Sep 20 ₹14,012 Returns for IDFC Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 0.4% 3 Month 4.4% 6 Month 16.7% 1 Year 9.1% 3 Year 6.2% 5 Year 7% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.6% 2018 1.3% 2017 17.3% 2016 3.4% 2015 1.5% 2014 2013 2012 2011 2010 Fund Manager information for IDFC Dynamic Equity Fund
Name Since Tenure Arpit Kapoor 1 Mar 17 3.59 Yr. Sumit Agrawal 1 Mar 17 3.59 Yr. Arvind Subramanian 9 Nov 15 4.9 Yr. Data below for IDFC Dynamic Equity Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 42.46% Equity 40.18% Debt 17.36% Equity Sector Allocation
Sector Value Financial Services 14.57% Technology 12.13% Health Care 10.15% Energy 6.37% Consumer Defensive 6.1% Consumer Cyclical 5.61% Basic Materials 4.44% Industrials 3.14% Communication Services 2.89% Utility 0.68% Debt Sector Allocation
Sector Value Cash Equivalent 42.46% Government 9.38% Corporate 7.98% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty 50 Index October 2020 Future
- | -9% -₹89 Cr 78,750
↑ 78,750 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | RELIANCE6% ₹65 Cr 290,350 Infosys Ltd (Technology)
Equity, Since 31 Oct 14 | INFY6% ₹62 Cr 613,400 182 DTB 03122020
Sovereign Bonds | -5% ₹50 Cr 5,000,000
↑ 5,000,000 7.17% Govt Stock 2028
Sovereign Bonds | -5% ₹49 Cr 4,600,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | ICICIBANK4% ₹40 Cr 1,125,375
↑ 196,625 Reliance Industries Limited
Debentures | -4% ₹40 Cr 3,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK4% ₹37 Cr 340,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL3% ₹29 Cr 700,000 LIC Housing Finance Limited
Debentures | -3% ₹26 Cr 2,500,000 6. ICICI Prudential Balanced Advantage Fund
CAGR/Annualized return of 10.3% since its launch. Ranked 18 in Dynamic Allocation category. Return for 2019 was 10.8% , 2018 was 2.4% and 2017 was 19% . ICICI Prudential Balanced Advantage Fund
Growth Launch Date 30 Dec 06 NAV (19 Oct 20) ₹38.64 ↑ 0.24 (0.63 %) Net Assets (Cr) ₹26,175 on 30 Sep 20 Category Hybrid - Dynamic Allocation AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.71 Sharpe Ratio 0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,085 30 Sep 17 ₹12,337 30 Sep 18 ₹12,908 30 Sep 19 ₹14,087 30 Sep 20 ₹14,604 Returns for ICICI Prudential Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 0.7% 3 Month 5.8% 6 Month 17.9% 1 Year 4.8% 3 Year 6.1% 5 Year 7.9% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.8% 2018 2.4% 2017 19% 2016 7.3% 2015 6.7% 2014 29% 2013 10.9% 2012 33.3% 2011 -8.8% 2010 15.2% Fund Manager information for ICICI Prudential Balanced Advantage Fund
Name Since Tenure Sankaran Naren 14 Jul 17 3.22 Yr. Rajat Chandak 7 Sep 15 5.07 Yr. Manish Banthia 18 Nov 09 10.87 Yr. Ihab Dalwai 29 Jan 18 2.67 Yr. Priyanka Khandelwal 15 Jun 17 3.3 Yr. Data below for ICICI Prudential Balanced Advantage Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 11.37% Equity 61.66% Debt 26.98% Equity Sector Allocation
Sector Value Financial Services 17.98% Consumer Cyclical 9.45% Energy 8.55% Technology 7.76% Consumer Defensive 6.9% Communication Services 4% Health Care 3.94% Basic Materials 3.32% Utility 2.82% Industrials 2.14% Real Estate 0.44% Debt Sector Allocation
Sector Value Corporate 19.36% Cash Equivalent 11.37% Government 7.62% Credit Quality
Rating Value A 5.74% AA 58.27% AAA 35.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 08 | RELIANCE7% ₹1,901 Cr 8,506,058
↑ 699,930 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK4% ₹1,119 Cr 10,373,114 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK4% ₹1,108 Cr 31,235,759
↑ 1,501,732 Infosys Ltd (Technology)
Equity, Since 31 Dec 08 | INFY4% ₹1,098 Cr 10,890,625
↑ 1,397,473 5.77% GOI 2030
Sovereign Bonds | -4% ₹972 Cr 99,000,000 Axis Bank Limited
Debentures | -3% ₹699 Cr 6,900 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 15 | BHARTIARTL3% ₹662 Cr 15,737,686
↑ 800,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFC3% ₹661 Cr 3,801,163
↑ 664,200 Motherson Sumi Systems Ltd (Consumer Cyclical)
Equity, Since 31 Jul 11 | MOTHERSUMI2% ₹624 Cr 54,294,753
↑ 1,049,318 NTPC Ltd (Utilities)
Equity, Since 31 Aug 14 | 5325552% ₹575 Cr 67,567,854 7. Mirae Asset Hybrid Equity Fund
CAGR/Annualized return of 9.1% since its launch. Return for 2019 was 11.9% , 2018 was 1.3% and 2017 was 27.8% . Mirae Asset Hybrid Equity Fund
Growth Launch Date 29 Jul 15 NAV (19 Oct 20) ₹15.77 ↑ 0.13 (0.81 %) Net Assets (Cr) ₹3,735 on 30 Sep 20 Category Hybrid - Hybrid Equity AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 0.05 Information Ratio -0.53 Alpha Ratio -2.57 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,340 30 Sep 17 ₹13,261 30 Sep 18 ₹14,036 30 Sep 19 ₹15,120 30 Sep 20 ₹15,618 Returns for Mirae Asset Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 1.4% 3 Month 6% 6 Month 18.9% 1 Year 6% 3 Year 5.8% 5 Year 9.4% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 11.9% 2018 1.3% 2017 27.8% 2016 8.5% 2015 2014 2013 2012 2011 2010 Fund Manager information for Mirae Asset Hybrid Equity Fund
Name Since Tenure Mahendra Jajoo 8 Sep 16 4.06 Yr. Neelesh Surana 29 Jul 15 5.18 Yr. Vrijesh Kasera 1 Apr 20 0.5 Yr. Harshad Borawake 1 Apr 20 0.5 Yr. Data below for Mirae Asset Hybrid Equity Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 10.18% Equity 76.44% Debt 13.38% Equity Sector Allocation
Sector Value Financial Services 25.24% Energy 11.22% Technology 9.38% Consumer Defensive 7.25% Health Care 5.83% Industrials 5.52% Consumer Cyclical 4.84% Utility 2.6% Communication Services 1.93% Basic Materials 1.34% Real Estate 0.91% Debt Sector Allocation
Sector Value Government 10.32% Cash Equivalent 10.18% Corporate 3.07% Credit Quality
Rating Value AA 14% AAA 86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 15 | RELIANCE8% ₹311 Cr 1,393,955
↑ 10,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK6% ₹237 Cr 2,193,078
↑ 26,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY5% ₹174 Cr 1,725,407 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | ICICIBANK4% ₹161 Cr 4,535,432
↑ 455,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 15 | TCS4% ₹153 Cr 615,311 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | 5322153% ₹123 Cr 2,906,358
↑ 255,000 6.18% Govt Stock 2024
Sovereign Bonds | -3% ₹103 Cr 10,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 15 | SBIN3% ₹95 Cr 5,108,236 5.77% GOI 2030
Sovereign Bonds | -2% ₹93 Cr 9,500,000
↑ 3,500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 15 | LT2% ₹93 Cr 1,031,029 8. DSP BlackRock Dynamic Asset Allocation Fund
CAGR/Annualized return of 8.2% since its launch. Return for 2019 was 8.8% , 2018 was 3.6% and 2017 was 12.5% . DSP BlackRock Dynamic Asset Allocation Fund
Growth Launch Date 6 Feb 14 NAV (19 Oct 20) ₹16.904 ↑ 0.07 (0.42 %) Net Assets (Cr) ₹1,633 on 30 Sep 20 Category Hybrid - Dynamic Allocation AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆ Risk Moderate Expense Ratio 2.3 Sharpe Ratio 0.08 Information Ratio -0.34 Alpha Ratio -15.29 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹11,150 30 Sep 17 ₹11,980 30 Sep 18 ₹12,296 30 Sep 19 ₹13,436 30 Sep 20 ₹14,082 Returns for DSP BlackRock Dynamic Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 1% 3 Month 3.6% 6 Month 11.8% 1 Year 6.1% 3 Year 5.8% 5 Year 7.2% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.8% 2018 3.6% 2017 12.5% 2016 7.7% 2015 4.5% 2014 2013 2012 2011 2010 Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
Name Since Tenure Atul Bhole 15 Feb 18 2.63 Yr. Saurabh Bhatia 15 Feb 18 2.63 Yr. Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 24.32% Equity 49.42% Debt 26.25% Equity Sector Allocation
Sector Value Financial Services 24% Basic Materials 8.16% Technology 6.1% Health Care 5.86% Consumer Cyclical 5.34% Communication Services 4.7% Consumer Defensive 4.08% Industrials 3.47% Energy 2.45% Utility 1.63% Debt Sector Allocation
Sector Value Cash Equivalent 24.32% Government 15.44% Corporate 10.81% Credit Quality
Rating Value AA 15% AAA 85% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK6% ₹95 Cr 2,686,989 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL4% ₹70 Cr 1,653,072
↑ 853,904 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK4% ₹60 Cr 560,736 Indian Railway Finance Corporation Limited
Debentures | -3% ₹54 Cr 500 ICICI Bank Limited
Debentures | -3% ₹54 Cr 500 Housing Development Finance Corporation Limited
Debentures | -3% ₹53 Cr 500 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY3% ₹52 Cr 519,065
↑ 35,885 Future on IndusInd Bank Ltd
Derivatives | -3% -₹49 Cr 918,400 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | INDUSINDBK3% ₹48 Cr 918,400 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS3% ₹44 Cr 175,380
Tax Implications
All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).
For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).
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