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8 Best Hybrid Balanced Mutual Funds 2021
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed Income instruments.
Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2021 - 2022 in article below.
Why Invest in Hybrid or Balanced Mutual Funds?
Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.
Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.
Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.
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Top 8 Hybrid Mutual Funds for Investments in FY 21 - 22
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Canara Robeco Equity Debt Allocation Fund Growth ₹205.62
↓ -1.81 ₹3,906 16.2 25.3 20.2 11.1 13.8 19.7 Edelweiss Balanced Advantage Fund Growth ₹31.06
↓ -0.20 ₹1,924 16 23.4 24.4 10.9 11.7 22.6 Mirae Asset Hybrid Equity Fund Growth ₹18.41
↓ -0.15 ₹4,139 18.6 26.1 15.9 9.5 14 13.7 SBI Equity Hybrid Fund Growth ₹168.939
↓ -1.34 ₹34,353 20.7 25.6 14.7 9.3 12.7 12.9 Sundaram Equity Hybrid Fund Growth ₹110.16
↓ -0.83 ₹1,604 18.7 24.4 12.8 8.9 13.1 10.4 DSP BlackRock Equity and Bond Fund Growth ₹196.094
↓ -1.79 ₹6,025 20.7 27.2 17.5 8.8 13.4 17 ICICI Prudential Balanced Advantage Fund Growth ₹43.28
↓ -0.22 ₹27,647 13.2 20.2 12.6 8.7 11.5 11.7 ICICI Prudential MIP 25 Growth ₹50.648
↓ -0.14 ₹2,492 5.3 9.6 11.2 8.6 10.4 10.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21 Assets > 500 Crore & Sorted on 3 Year CAGR Returns.
Hybrid / Balanced Mutual Funds Basics
1. Understanding Balanced Funds
In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want Capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.
2. Types of Hybrid Mutual Funds
Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.
| Type | Details |
|---|---|
| Hybrid Equity | 65% Equity 35% Debt |
| Hybrid Debt | 65% Debt 35% Equity |
| Arbitrage | 100% Equity Arbitrage |
| Dynamic Allocation | Dynamic Allocaiton based on valuations |
| Equity Savings | arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments |
| Multi Asset | Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives |
| Balanced Hybrid | 50% Equity 50% Debt |
3. Advantages of Balanced Funds
Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.
4. Disadvantages of Balanced Funds
While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.
5. Better risk-based returns
Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.
| Fund Category | 5-year rolling return | Risk-based Std. deviation |
|---|---|---|
| Balanced Funds | 13.20% | 2.9 |
| Large cap funds | 12.90% | 3.47 |
| mid-cap and Large cap funds | 13.96% | 3.82 |
| Diversified Funds | 14.91% | 3.96 |
(Erstwhile Canara Robeco Balance) To seek to generate long term capital appreciation and/or income from a
portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities). However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Equity Debt Allocation Fund is a Hybrid - Hybrid Equity fund was launched on 1 Feb 93. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Debt Allocation Fund Returns up to 1 year are on (Erstwhile Edelweiss Dynamic Equity Advantage Fund) The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based upon the market view. However there is no assurance that the investment objective of the scheme will be realized. Edelweiss Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 20 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Mirae Asset Prudence Fund) The investment objective of the Scheme is to generate capital appreciation along with current income from a combined portfolio of predominantly investing in equity & equity related instruments and balance in debt and money market instruments.
The Scheme does not guarantee or assure any returns. Mirae Asset Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 29 Jul 15. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset Hybrid Equity Fund Returns up to 1 year are on (Erstwhile SBI Magnum Balanced Fund) To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt. SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Equity Hybrid Fund Returns up to 1 year are on (Erstwhile Sundaram Balanced Fund) The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities. Sundaram Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 23 Jun 00. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Equity Hybrid Fund Returns up to 1 year are on Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities. DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity and Bond Fund Returns up to 1 year are on The fund objective is to seek low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.The fund invests in equity with usage of derivatives. ICICI Prudential Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 30 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Balanced Advantage Fund Returns up to 1 year are on The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on 1. Canara Robeco Equity Debt Allocation Fund
CAGR/Annualized return of 11.4% since its launch. Ranked 14 in Hybrid Equity category. Return for 2020 was 19.7% , 2019 was 11.7% and 2018 was 1.3% . Canara Robeco Equity Debt Allocation Fund
Growth Launch Date 1 Feb 93 NAV (15 Jan 21) ₹205.62 ↓ -1.81 (-0.87 %) Net Assets (Cr) ₹3,906 on 30 Nov 20 Category Hybrid - Hybrid Equity AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.31 Sharpe Ratio 0.55 Information Ratio 0.16 Alpha Ratio 2.48 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,360 31 Dec 17 ₹12,970 31 Dec 18 ₹13,135 31 Dec 19 ₹14,668 31 Dec 20 ₹17,555 Returns for Canara Robeco Equity Debt Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 4.7% 3 Month 16.2% 6 Month 25.3% 1 Year 20.2% 3 Year 11.1% 5 Year 13.8% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 19.7% 2019 11.7% 2018 1.3% 2017 25.2% 2016 3.6% 2015 6.1% 2014 45.7% 2013 4.1% 2012 26.4% 2011 -9.8% Fund Manager information for Canara Robeco Equity Debt Allocation Fund
Name Since Tenure Avnish Jain 7 Oct 13 7.24 Yr. Shridatta Bhandwaldar 12 Jul 16 4.48 Yr. Cheenu Gupta 1 Oct 19 1.25 Yr. Data below for Canara Robeco Equity Debt Allocation Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 11.19% Equity 73.74% Debt 15.07% Equity Sector Allocation
Sector Value Financial Services 24.86% Technology 11.36% Consumer Cyclical 8.31% Health Care 6.17% Basic Materials 5.96% Industrials 5.02% Consumer Defensive 4.64% Energy 4.08% Communication Services 1.8% Utility 1.53% Debt Sector Allocation
Sector Value Cash Equivalent 11.19% Government 7.58% Corporate 7.5% Credit Quality
Rating Value AAA 23.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK7% ₹277 Cr 1,929,950 Infosys Ltd (Technology)
Equity, Since 31 May 10 | INFY6% ₹247 Cr 1,970,472 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 11 | ICICIBANK6% ₹236 Cr 4,403,600
↑ 200,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE4% ₹170 Cr 856,900
↑ 55,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | 5322153% ₹126 Cr 2,038,100
↑ 375,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS3% ₹117 Cr 408,200
↓ -15,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFC3% ₹104 Cr 408,000
↑ 40,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 19 | 5000342% ₹97 Cr 183,908
↓ -27,465 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 5006962% ₹85 Cr 356,800 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH2% ₹78 Cr 820,000
↑ 50,000 2. Edelweiss Balanced Advantage Fund
CAGR/Annualized return of 10.4% since its launch. Ranked 26 in Dynamic Allocation category. Return for 2020 was 22.6% , 2019 was 7.8% and 2018 was 1.9% . Edelweiss Balanced Advantage Fund
Growth Launch Date 20 Aug 09 NAV (15 Jan 21) ₹31.06 ↓ -0.20 (-0.64 %) Net Assets (Cr) ₹1,924 on 30 Nov 20 Category Hybrid - Dynamic Allocation AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio 0.72 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹9,848 31 Dec 17 ₹12,201 31 Dec 18 ₹12,429 31 Dec 19 ₹13,397 31 Dec 20 ₹16,429 Returns for Edelweiss Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 4.7% 3 Month 16% 6 Month 23.4% 1 Year 24.4% 3 Year 10.9% 5 Year 11.7% 10 Year 15 Year Since launch 10.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 22.6% 2019 7.8% 2018 1.9% 2017 23.9% 2016 -1.5% 2015 3.7% 2014 29% 2013 9.4% 2012 12% 2011 -2.3% Fund Manager information for Edelweiss Balanced Advantage Fund
Name Since Tenure Gautam Kaul 11 Dec 17 3.06 Yr. Bhavesh Jain 3 Aug 15 5.42 Yr. Bharat Lahoti 18 Sep 17 3.29 Yr. Data below for Edelweiss Balanced Advantage Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 16.54% Equity 73.9% Debt 9.56% Equity Sector Allocation
Sector Value Financial Services 21.36% Technology 11.28% Health Care 9.97% Basic Materials 6.66% Consumer Defensive 6.19% Consumer Cyclical 5.31% Energy 4.36% Communication Services 3.86% Industrials 2.03% Utility 0.55% Real Estate 0.32% Debt Sector Allocation
Sector Value Corporate 11.4% Cash Equivalent 8.68% Government 6.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | ICICIBANK6% ₹127 Cr 2,367,631
↑ 347,279 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | HDFCBANK5% ₹110 Cr 767,224
↑ 73,350 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY4% ₹88 Cr 697,685 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 14 | RELIANCE4% ₹85 Cr 430,314
↑ 48,727 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL4% ₹78 Cr 1,532,076
↑ 542,909 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 20 | SUNPHARMA3% ₹65 Cr 1,094,063
↑ 1,094,063 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 18 | HCLTECH2% ₹55 Cr 582,177 Future on Sun Pharmaceuticals Industries Ltd
Derivatives | -2% -₹47 Cr 799,400
↑ 799,400 Future on Kotak Mahindra Bank Ltd
Derivatives, Since 31 Dec 20 | -2% ₹44 Cr 219,200 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 18 | HDFC2% ₹42 Cr 164,944 3. Mirae Asset Hybrid Equity Fund
CAGR/Annualized return of 11.8% since its launch. Return for 2020 was 13.7% , 2019 was 11.9% and 2018 was 1.3% . Mirae Asset Hybrid Equity Fund
Growth Launch Date 29 Jul 15 NAV (15 Jan 21) ₹18.41 ↓ -0.15 (-0.80 %) Net Assets (Cr) ₹4,139 on 30 Nov 20 Category Hybrid - Hybrid Equity AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 0.27 Information Ratio -0.58 Alpha Ratio -4.36 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,853 31 Dec 17 ₹13,871 31 Dec 18 ₹14,049 31 Dec 19 ₹15,725 31 Dec 20 ₹17,871 Returns for Mirae Asset Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 5.2% 3 Month 18.6% 6 Month 26.1% 1 Year 15.9% 3 Year 9.5% 5 Year 14% 10 Year 15 Year Since launch 11.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 13.7% 2019 11.9% 2018 1.3% 2017 27.8% 2016 8.5% 2015 2014 2013 2012 2011 Fund Manager information for Mirae Asset Hybrid Equity Fund
Name Since Tenure Mahendra Jajoo 8 Sep 16 4.32 Yr. Vrijesh Kasera 1 Apr 20 0.75 Yr. Harshad Borawake 1 Apr 20 0.75 Yr. Data below for Mirae Asset Hybrid Equity Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 8.3% Equity 79.33% Debt 12.37% Equity Sector Allocation
Sector Value Financial Services 30.9% Technology 10.41% Energy 9.83% Health Care 5.89% Consumer Defensive 5.78% Industrials 4.61% Consumer Cyclical 4.45% Basic Materials 3.01% Communication Services 1.97% Utility 1.41% Real Estate 0.81% Debt Sector Allocation
Sector Value Government 9.85% Cash Equivalent 8.3% Corporate 2.52% Credit Quality
Rating Value AA 14.28% AAA 85.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK8% ₹343 Cr 2,388,078
↑ 195,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 15 | RELIANCE7% ₹300 Cr 1,509,955
↑ 66,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | ICICIBANK6% ₹260 Cr 4,855,432 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY5% ₹226 Cr 1,800,407 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | 5322154% ₹186 Cr 2,991,358
↑ 310,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 15 | TCS4% ₹176 Cr 615,311 State Bank of India (Financial Services)
Equity, Since 31 Jul 15 | SBIN3% ₹140 Cr 5,108,236 Mirae Asset Nifty 50 ETF (MAN50ETF)
- | MAN50ETF3% ₹117 Cr 8,213,789
↑ 1,050,000 6.18% Govt Stock 2024
Sovereign Bonds | -2% ₹105 Cr 10,000,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFC2% ₹104 Cr 406,280
↑ 30,000 4. SBI Equity Hybrid Fund
CAGR/Annualized return of 15.4% since its launch. Ranked 10 in Hybrid Equity category. Return for 2020 was 12.9% , 2019 was 13.5% and 2018 was -0.1% . SBI Equity Hybrid Fund
Growth Launch Date 19 Jan 05 NAV (15 Jan 21) ₹168.939 ↓ -1.34 (-0.79 %) Net Assets (Cr) ₹34,353 on 30 Nov 20 Category Hybrid - Hybrid Equity AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 0.23 Information Ratio -0.46 Alpha Ratio -5 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,370 31 Dec 17 ₹13,238 31 Dec 18 ₹13,230 31 Dec 19 ₹15,015 31 Dec 20 ₹16,951 Returns for SBI Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 4.7% 3 Month 20.7% 6 Month 25.6% 1 Year 14.7% 3 Year 9.3% 5 Year 12.7% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 12.9% 2019 13.5% 2018 -0.1% 2017 27.7% 2016 3.7% 2015 7.4% 2014 43.2% 2013 11.9% 2012 35% 2011 -22.2% Fund Manager information for SBI Equity Hybrid Fund
Name Since Tenure R. Srinivasan 1 Jan 12 9.01 Yr. Dinesh Ahuja 1 Jan 12 9.01 Yr. Data below for SBI Equity Hybrid Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 7.57% Equity 73.64% Debt 18.79% Equity Sector Allocation
Sector Value Financial Services 20.91% Health Care 10.44% Technology 8.89% Industrials 7.44% Consumer Cyclical 6.6% Basic Materials 5.79% Communication Services 4.22% Energy 3.39% Consumer Defensive 3.01% Utility 0.53% Debt Sector Allocation
Sector Value Government 12.68% Cash Equivalent 7.57% Corporate 6.11% Credit Quality
Rating Value A 3.54% AA 36.23% AAA 60.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK6% ₹2,011 Cr 14,000,000 5.77% GOI 2030
Sovereign Bonds | -4% ₹1,557 Cr 157,061,000
↑ 100,678,430 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB4% ₹1,498 Cr 3,900,000
↓ -200,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY4% ₹1,469 Cr 11,700,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000344% ₹1,430 Cr 2,700,000
↓ -121,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 17 | BHARTIARTL3% ₹1,172 Cr 23,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK3% ₹1,089 Cr 5,457,000 7.17% Govt Stock 2028
Sovereign Bonds | -3% ₹985 Cr 91,000,000
↑ 17,500,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN3% ₹907 Cr 33,000,000
↓ -2,000,000 Reliance Industries Ltd.
Equity, Since 30 Jun 20 | -2% ₹864 Cr 7,731,273
↑ 852,202 5. Sundaram Equity Hybrid Fund
CAGR/Annualized return of 12.3% since its launch. Ranked 25 in Hybrid Equity category. Return for 2020 was 10.4% , 2019 was 11.4% and 2018 was 2.8% . Sundaram Equity Hybrid Fund
Growth Launch Date 23 Jun 00 NAV (15 Jan 21) ₹110.16 ↓ -0.83 (-0.75 %) Net Assets (Cr) ₹1,604 on 30 Nov 20 Category Hybrid - Hybrid Equity AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.27 Sharpe Ratio 0.13 Information Ratio -0.66 Alpha Ratio -7.86 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,114 31 Dec 17 ₹13,441 31 Dec 18 ₹13,821 31 Dec 19 ₹15,390 31 Dec 20 ₹16,984 Returns for Sundaram Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 5.8% 3 Month 18.7% 6 Month 24.4% 1 Year 12.8% 3 Year 8.9% 5 Year 13.1% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 10.4% 2019 11.4% 2018 2.8% 2017 20.9% 2016 11.1% 2015 -2.9% 2014 23.7% 2013 5% 2012 21.7% 2011 -20.4% Fund Manager information for Sundaram Equity Hybrid Fund
Name Since Tenure Sandeep Agarwal 30 Dec 17 3.01 Yr. Rahul Baijal 30 Dec 17 3.01 Yr. Data below for Sundaram Equity Hybrid Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 2.26% Equity 76.93% Debt 20.81% Equity Sector Allocation
Sector Value Financial Services 23.81% Technology 10.69% Consumer Defensive 8.92% Industrials 8.48% Energy 4.9% Communication Services 4.85% Consumer Cyclical 4.59% Basic Materials 4.33% Health Care 2.77% Real Estate 1.94% Utility 1.65% Debt Sector Allocation
Sector Value Corporate 10.82% Government 9.99% Cash Equivalent 2.26% Credit Quality
Rating Value AA 43.29% AAA 56.2% BBB 0.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 12 | HDFCBANK6% ₹101 Cr 704,713 Infosys Ltd (Technology)
Equity, Since 31 Dec 10 | INFY5% ₹85 Cr 679,475 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL5% ₹80 Cr 1,565,038 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | ICICIBANK5% ₹76 Cr 1,429,074 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Sep 15 | HDFC3% ₹49 Cr 190,665 Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 16 | RELIANCE3% ₹48 Cr 239,510 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 19 | LT3% ₹45 Cr 352,472 Astral Poly Technik Ltd (Industrials)
Equity, Since 31 Aug 19 | ASTRAL2% ₹40 Cr 223,911 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS2% ₹40 Cr 139,203
↓ -29,593 CSB Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Jun 20 | 5428672% ₹34 Cr 1,553,268
↑ 260,833 6. DSP BlackRock Equity and Bond Fund
CAGR/Annualized return of 14.7% since its launch. Ranked 9 in Hybrid Equity category. Return for 2020 was 17% , 2019 was 14.2% and 2018 was -5.1% . DSP BlackRock Equity and Bond Fund
Growth Launch Date 27 May 99 NAV (15 Jan 21) ₹196.094 ↓ -1.79 (-0.90 %) Net Assets (Cr) ₹6,025 on 30 Nov 20 Category Hybrid - Hybrid Equity AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio 0.4 Information Ratio -0.3 Alpha Ratio -0.77 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,825 31 Dec 17 ₹13,814 31 Dec 18 ₹13,105 31 Dec 19 ₹14,964 31 Dec 20 ₹17,512 Returns for DSP BlackRock Equity and Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 4.6% 3 Month 20.7% 6 Month 27.2% 1 Year 17.5% 3 Year 8.8% 5 Year 13.4% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 17% 2019 14.2% 2018 -5.1% 2017 27.6% 2016 8.3% 2015 4.8% 2014 45% 2013 -0.4% 2012 26.3% 2011 -17% Fund Manager information for DSP BlackRock Equity and Bond Fund
Name Since Tenure Vikram Chopra 17 Jul 16 4.46 Yr. Atul Bhole 1 Jun 16 4.59 Yr. Abhishek Ghosh 1 Jan 21 0 Yr. Data below for DSP BlackRock Equity and Bond Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 1.01% Equity 76.97% Debt 22.02% Equity Sector Allocation
Sector Value Financial Services 27.24% Basic Materials 10.51% Consumer Cyclical 7.99% Technology 7.46% Health Care 5.1% Industrials 5.07% Consumer Defensive 4.76% Utility 3.04% Communication Services 2.54% Energy 1.94% Real Estate 1.31% Debt Sector Allocation
Sector Value Government 17.75% Corporate 4.27% Cash Equivalent 1.01% Credit Quality
Rating Value AA 14.26% AAA 85.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK6% ₹382 Cr 7,130,704 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK6% ₹349 Cr 2,427,852 6.45% Govt Stock 2029
Sovereign Bonds | -5% ₹317 Cr 30,200,000
↑ 22,700,000 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY3% ₹203 Cr 1,616,548 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000343% ₹167 Cr 315,409 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL3% ₹158 Cr 3,092,490 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 17 | ULTRACEMCO3% ₹156 Cr 294,754 7.27% Govt Stock 2026
Sovereign Bonds | -2% ₹154 Cr 13,850,000
↑ 8,000,000 Green Infra Wind Energy Limited
Debentures | -2% ₹148 Cr 1,500 7.26% Govt Stock 2029
Sovereign Bonds | -2% ₹145 Cr 13,000,000
↓ -24,000,000 7. ICICI Prudential Balanced Advantage Fund
CAGR/Annualized return of 11% since its launch. Ranked 18 in Dynamic Allocation category. Return for 2020 was 11.7% , 2019 was 10.8% and 2018 was 2.4% . ICICI Prudential Balanced Advantage Fund
Growth Launch Date 30 Dec 06 NAV (15 Jan 21) ₹43.28 ↓ -0.22 (-0.51 %) Net Assets (Cr) ₹27,647 on 30 Nov 20 Category Hybrid - Dynamic Allocation AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.71 Sharpe Ratio 0.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,735 31 Dec 17 ₹12,775 31 Dec 18 ₹13,087 31 Dec 19 ₹14,499 31 Dec 20 ₹16,197 Returns for ICICI Prudential Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 2.7% 3 Month 13.2% 6 Month 20.2% 1 Year 12.6% 3 Year 8.7% 5 Year 11.5% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2020 11.7% 2019 10.8% 2018 2.4% 2017 19% 2016 7.3% 2015 6.7% 2014 29% 2013 10.9% 2012 33.3% 2011 -8.8% Fund Manager information for ICICI Prudential Balanced Advantage Fund
Name Since Tenure Sankaran Naren 14 Jul 17 3.47 Yr. Rajat Chandak 7 Sep 15 5.32 Yr. Manish Banthia 18 Nov 09 11.13 Yr. Ihab Dalwai 29 Jan 18 2.92 Yr. Ritesh Lunawat 29 Dec 20 0.01 Yr. Priyanka Khandelwal 15 Jun 17 3.55 Yr. Data below for ICICI Prudential Balanced Advantage Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 38.69% Equity 40.37% Debt 20.94% Equity Sector Allocation
Sector Value Financial Services 20.56% Consumer Cyclical 8.53% Technology 7.38% Consumer Defensive 6.89% Energy 6.45% Communication Services 3.89% Health Care 3.14% Basic Materials 3.05% Utility 2.61% Industrials 2.2% Real Estate 0.5% Debt Sector Allocation
Sector Value Cash Equivalent 38.69% Corporate 17.06% Government 3.89% Credit Quality
Rating Value A 5.57% AA 56.01% AAA 38.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty 50 Index
- | -11% -₹3,033 Cr 2,164,725
↑ 2,164,725 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK6% ₹1,643 Cr 30,700,380
↓ -535,379 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 08 | RELIANCE5% ₹1,437 Cr 7,236,160
↓ -144,030 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK5% ₹1,325 Cr 9,228,505
↓ -719,595 Infosys Ltd (Technology)
Equity, Since 31 Dec 08 | INFY4% ₹1,277 Cr 10,164,835 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFC3% ₹862 Cr 3,369,332
↓ -33,300 Motherson Sumi Systems Ltd (Consumer Cyclical)
Equity, Since 31 Jul 11 | MOTHERSUMI3% ₹736 Cr 44,525,710
↓ -7,674,290 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 15 | BHARTIARTL3% ₹725 Cr 14,219,301
↓ -918,385 Axis Bank Limited
Debentures | -2% ₹711 Cr 6,900 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 15 | KOTAKBANK2% ₹635 Cr 3,180,818
↓ -159,411 8. ICICI Prudential MIP 25
CAGR/Annualized return of 10.1% since its launch. Ranked 2 in Hybrid Debt category. Return for 2020 was 10.9% , 2019 was 9.6% and 2018 was 5.1% . ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (15 Jan 21) ₹50.648 ↓ -0.14 (-0.28 %) Net Assets (Cr) ₹2,492 on 30 Nov 20 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.74 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,093 31 Dec 17 ₹12,525 31 Dec 18 ₹13,161 31 Dec 19 ₹14,421 31 Dec 20 ₹16,000 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 1.2% 3 Month 5.3% 6 Month 9.6% 1 Year 11.2% 3 Year 8.6% 5 Year 10.4% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 10.9% 2019 9.6% 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% 2014 22.5% 2013 5.9% 2012 17.3% 2011 -0.6% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Rajat Chandak 17 Feb 15 5.88 Yr. Manish Banthia 19 Sep 13 7.29 Yr. Priyanka Khandelwal 15 Jun 17 3.55 Yr. Data below for ICICI Prudential MIP 25 as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 17.65% Equity 19% Debt 63.35% Equity Sector Allocation
Sector Value Financial Services 4.85% Consumer Cyclical 3.82% Consumer Defensive 2.38% Basic Materials 1.15% Technology 1.15% Health Care 1.06% Communication Services 0.93% Energy 0.92% Industrials 0.91% Debt Sector Allocation
Sector Value Corporate 50.02% Cash Equivalent 17.65% Government 13.32% Credit Quality
Rating Value A 14.12% AA 58.74% AAA 27.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.22% Govt Stock 2035
Sovereign Bonds | -4% ₹115 Cr 11,500,000
↑ 3,000,000 5.77% GOI 2030
Sovereign Bonds | -4% ₹109 Cr 11,000,000 Essar Oil Limited
Debentures | -4% ₹100 Cr 100 Talwandi Sabo Power Limited
Debentures | -4% ₹99 Cr 1,000 TMF Holdings Limited
Debentures | -3% ₹83 Cr 700 Prestige Estates Projects Limited
Debentures | -3% ₹75 Cr 750 Embassy Office Parks Reit
Debentures | -3% ₹72 Cr 600 IDBI Bank Limited
Debentures | -3% ₹70 Cr 694 6.19% Govt Stock 2034
Sovereign Bonds | -3% ₹70 Cr 7,000,000
↓ -5,000,000 Tata Steel Limited
Debentures | -2% ₹51 Cr 290
Tax Implications
All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term Capital Gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).
For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).
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