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8 Best Performing Hybrid Balanced Mutual Funds 2020 | Fincash.com

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8 Best Hybrid Balanced Mutual Funds 2020

Updated on January 20, 2020 , 8216 views

Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.

hybrid-or-balanced-mutual-funds

Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2020 - 2021 in article below.

Why Invest in Hybrid or Balanced Mutual Funds?

  • Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.

  • Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.

  • Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.

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Top 8 Hybrid Mutual Funds for Investments in FY 20 - 21

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential MIP 25 Growth ₹45.5659
↓ -0.01
₹1,71035.39.88.78.59.6
SBI Debt Hybrid Fund Growth ₹41.5568
↑ 0.05
₹1,0681.74.98.85.178.1
Aditya Birla Sun Life Regular Savings Fund Growth ₹40.0667
↓ -0.02
₹1,7870.21.95.54.96.75.8
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹764.76
↓ -2.78
₹10,5122.34.15.26.66.24.8
Principal Hybrid Equity Fund Growth ₹77.45
↓ -0.22
₹1,4283.64.13.310.28.62.1
DSP BlackRock Equity and Bond Fund Growth ₹165.932
↓ -0.36
₹6,2793.711.816.810.4914.2
SBI Equity Hybrid Fund Growth ₹146.781
↓ -0.26
₹31,6204.28.41512.69.213.5
Kotak Debt Hybrid Fund Growth ₹33.323
↑ 0.02
₹2642.95.711.56.57.511.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 20

Hybrid / Balanced Mutual Funds Basics

1. Understanding Balanced Funds

In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.

2. Types of Hybrid Mutual Funds

Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.

Type Details
Hybrid Equity 65% Equity 35% Debt
Hybrid Debt 65% Debt 35% Equity
Arbitrage 100% Equity Arbitrage
Dynamic Allocation Dynamic Allocaiton based on valuations
Equity Savings arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments
Multi Asset Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives
Balanced Hybrid 50% Equity 50% Debt

3. Advantages of Balanced Funds

Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.

4. Disadvantages of Balanced Funds

While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.

5. Better risk-based returns

Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.

Fund Category 5-year rolling return Risk-based Std. deviation
Balanced Funds 13.20% 2.9
Large cap funds 12.90% 3.47
mid-cap and Large cap funds 13.96% 3.82
Diversified Funds 14.91% 3.96

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.1% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2019 was 9.6% , 2018 was 5.1% and 2017 was 12.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (22 Jan 20) ₹45.5659 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹1,710 on 31 Dec 19
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.99
Sharpe Ratio 1.91
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,642
31 Dec 16₹11,805
31 Dec 17₹13,330
31 Dec 18₹14,007
31 Dec 19₹15,347

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 0.6%
3 Month 3%
6 Month 5.3%
1 Year 9.8%
3 Year 8.7%
5 Year 8.5%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.6%
2017 5.1%
2016 12.9%
2015 10.9%
2014 6.4%
2013 22.5%
2012 5.9%
2011 17.3%
2010 -0.6%
2009 9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 154.87 Yr.
Manish Banthia19 Sep 136.29 Yr.
Priyanka Khandelwal15 Jun 172.55 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash4.72%
Equity19.29%
Debt75.97%
Other0.03%
Equity Sector Allocation
SectorValue
Financial Services5.46%
Consumer Cyclical3.7%
Consumer Defensive1.97%
Industrials1.25%
Communication Services1.05%
Basic Materials0.82%
Energy0.75%
Technology0.55%
Health Care0.54%
Debt Sector Allocation
SectorValue
Corporate62.31%
Government13.66%
Cash Equivalent4.72%
Credit Quality
RatingValue
A20.98%
AA51.72%
AAA27.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing And Urban Development Corporation Ltd.
Debentures | -
6%₹107 Cr1,000
Essar Oil Limited
Debentures | -
6%₹101 Cr100
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹100 Cr1,000
Talwandi Sabo Power Limited
Debentures | -
6%₹99 Cr1,000
MUTHOOT FINANCE LIMITED
Debentures | -
5%₹90 Cr900
Tata Steel Limited
Debentures | -
5%₹78 Cr490
Prestige Estates Projects Limited
Debentures | -
4%₹74 Cr750
TMF HOLDINGS LIMITED
Debentures | -
4%₹71 Cr700
Treps
CBLO/Reverse Repo | -
4%₹71 Cr
IDBI Bank Limited
Debentures | -
4%₹66 Cr694

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2019 was 8.1% , 2018 was -0.2% and 2017 was 8.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (22 Jan 20) ₹41.5568 ↑ 0.05   (0.11 %)
Net Assets (Cr) ₹1,068 on 31 Dec 19
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.96
Sharpe Ratio 0.96
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,820
31 Dec 16₹12,173
31 Dec 17₹13,206
31 Dec 18₹13,174
31 Dec 19₹14,246

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 1%
3 Month 1.7%
6 Month 4.9%
1 Year 8.8%
3 Year 5.1%
5 Year 7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.1%
2017 -0.2%
2016 8.5%
2015 12.5%
2014 8.2%
2013 18%
2012 4.1%
2011 15.4%
2010 1.1%
2009 7.5%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Dinesh Ahuja1 Jul 117.84 Yr.
Ruchit Mehta1 Jul 117.84 Yr.

Data below for SBI Debt Hybrid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash4%
Equity25.43%
Debt70.57%
Equity Sector Allocation
SectorValue
Financial Services8.27%
Consumer Cyclical5.98%
Industrials3.23%
Consumer Defensive2.48%
Technology2.15%
Basic Materials1.71%
Communication Services1.62%
Debt Sector Allocation
SectorValue
Corporate44.55%
Government26.01%
Cash Equivalent4%
Credit Quality
RatingValue
A5.38%
AA30.27%
AAA64.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
12%₹125 Cr12,000,000
↑ 8,500,000
State Bank Of India
Debentures | -
10%₹107 Cr1,000
ICICI Bank Limited
Debentures | -
5%₹51 Cr500
6.79% Govt Stock 2029
Sovereign Bonds | -
5%₹50 Cr5,000,000
Tata Motors Limited (Earlier Tata Engineering And Locomotive Co. Ltd)
Debentures | -
4%₹38 Cr370
↑ 370
POWER FINANCE CORPORATION LIMITED
Debentures | -
3%₹37 Cr350
The Tata Power Company Limited
Debentures | -
3%₹35 Cr350
↑ 350
GOVT STOCK
Sovereign Bonds | -
3%₹31 Cr3,000,000
Syndicate Bank
Debentures | -
3%₹31 Cr300
Tmf Holdings Limited
Debentures | -
3%₹30 Cr300
↑ 300

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2019 was 5.8% , 2018 was -2.2% and 2017 was 15.5% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (22 Jan 20) ₹40.0667 ↓ -0.02   (-0.04 %)
Net Assets (Cr) ₹1,787 on 31 Dec 19
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.64
Information Ratio -0.65
Alpha Ratio -3.84
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,540
31 Dec 16₹11,922
31 Dec 17₹13,773
31 Dec 18₹13,475
31 Dec 19₹14,260

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month -0.7%
3 Month 0.2%
6 Month 1.9%
1 Year 5.5%
3 Year 4.9%
5 Year 6.7%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.8%
2017 -2.2%
2016 15.5%
2015 13.1%
2014 5.4%
2013 27.7%
2012 6.7%
2011 16.7%
2010 -0.6%
2009 7.6%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 099.87 Yr.
Vineet Maloo26 Aug 153.68 Yr.
Pranay Sinha26 Aug 153.68 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash18.15%
Equity26.62%
Debt55.24%
Equity Sector Allocation
SectorValue
Financial Services10.35%
Industrials5.24%
Basic Materials2.61%
Energy2.14%
Health Care2%
Consumer Cyclical1.91%
Communication Services1.15%
Technology0.89%
Consumer Defensive0.33%
Debt Sector Allocation
SectorValue
Corporate45.1%
Government14.16%
Cash Equivalent14.12%
Credit Quality
RatingValue
A17.53%
AA20.62%
AAA56.58%
BBB2.88%
Below B2.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Limited
CBLO | -
8%₹157 Cr
Fullerton India Credit Company Ltd
Debentures | -
5%₹100 Cr1,000
U.P. Power Corporation Limited
Debentures | -
5%₹95 Cr1,007
Rural Electrification Corporation Limited
Debentures | -
3%₹64 Cr600
7.17% Govt Stock 2028
Sovereign Bonds | -
3%₹57 Cr5,545,400
SP Imperial Star Private Limited
Unlisted bonds | -
3%₹54 Cr40
HDB Financial Services Limited
Debentures | -
3%₹50 Cr500
6.35% Govt Stock 2020
Sovereign Bonds | -
3%₹50 Cr5,000,000
↑ 5,000,000
AXIS BANK LIMITED
Certificate of Deposit | -
3%₹49 Cr5,000
Net Receivables / (Payables)
Net Current Assets | -
2%₹45 Cr

4. Aditya Birla Sun Life Equity Hybrid 95 Fund

(Erstwhile Aditya Birla Sun Life Balanced 95 Fund)

An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Equity Hybrid 95 Fund is a Hybrid - Hybrid Equity fund was launched on 10 Feb 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19% since its launch.  Ranked 3 in Hybrid Equity category.  Return for 2019 was 4.8% , 2018 was -5% and 2017 was 25.9% .

Below is the key information for Aditya Birla Sun Life Equity Hybrid 95 Fund

Aditya Birla Sun Life Equity Hybrid 95 Fund
Growth
Launch Date 10 Feb 95
NAV (22 Jan 20) ₹764.76 ↓ -2.78   (-0.36 %)
Net Assets (Cr) ₹10,512 on 31 Dec 19
Category Hybrid - Hybrid Equity
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 0.19
Information Ratio -1.45
Alpha Ratio -6.69
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,336
31 Dec 16₹11,252
31 Dec 17₹14,168
31 Dec 18₹13,461
31 Dec 19₹14,100

Aditya Birla Sun Life Equity Hybrid 95 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for Aditya Birla Sun Life Equity Hybrid 95 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month -0.4%
3 Month 2.3%
6 Month 4.1%
1 Year 5.2%
3 Year 6.6%
5 Year 6.2%
10 Year
15 Year
Since launch 19%
Historical performance (Yearly) on absolute basis
YearReturns
2018 4.8%
2017 -5%
2016 25.9%
2015 8.9%
2014 3.4%
2013 48.6%
2012 6.1%
2011 24.6%
2010 -13.9%
2009 19.7%
Fund Manager information for Aditya Birla Sun Life Equity Hybrid 95 Fund
NameSinceTenure
Mahesh Patil15 Jan 145.38 Yr.
Pranay Sinha26 Aug 153.76 Yr.
Dhaval Shah23 Nov 162.52 Yr.

Data below for Aditya Birla Sun Life Equity Hybrid 95 Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash7.99%
Equity77.55%
Debt14.46%
Equity Sector Allocation
SectorValue
Financial Services28.15%
Technology8.25%
Industrials8.07%
Health Care7.69%
Basic Materials7%
Consumer Cyclical5.13%
Consumer Defensive4.98%
Energy4.83%
Communication Services1.95%
Utility1.49%
Debt Sector Allocation
SectorValue
Corporate11.13%
Cash Equivalent7.99%
Government3.32%
Credit Quality
RatingValue
A17%
AA27.89%
AAA41.15%
BBB13.18%
Below B0.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | HDFCBANK
8%₹865 Cr6,783,884
↓ -300,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 13 | ICICIBANK
6%₹691 Cr13,472,759
↓ -2,160,000
Clearing Corporation Of India Limited
CBLO | -
5%₹514 Cr
Infosys Ltd (Technology)
Equity, Since 31 May 11 | INFY
4%₹449 Cr6,452,652
↑ 36,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE
3%₹323 Cr2,080,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT
3%₹296 Cr2,225,571
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 19 | HDFC
2%₹260 Cr1,133,883
State Bank of India (Financial Services)
Equity, Since 30 Jun 16 | SBIN
2%₹257 Cr7,513,774
↓ -1,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
2%₹254 Cr3,434,118
Whirlpool of India Ltd (Technology)
Equity, Since 31 Jul 10 | 500238
2%₹239 Cr1,116,237

5. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.8% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2019 was 2.1% , 2018 was -1.5% and 2017 was 36.3% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (22 Jan 20) ₹77.45 ↓ -0.22   (-0.28 %)
Net Assets (Cr) ₹1,428 on 31 Dec 19
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio -0.09
Information Ratio -0.25
Alpha Ratio -9.06
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,305
31 Dec 16₹11,350
31 Dec 17₹15,470
31 Dec 18₹15,231
31 Dec 19₹15,557

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 0.4%
3 Month 3.6%
6 Month 4.1%
1 Year 3.3%
3 Year 10.2%
5 Year 8.6%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 2.1%
2017 -1.5%
2016 36.3%
2015 10.1%
2014 3.1%
2013 34.9%
2012 7.2%
2011 34.2%
2010 -22%
2009 10.2%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Bekxy Kuriakose21 Mar 163.53 Yr.
Ravi Gopalakrishnan29 Jul 190.17 Yr.
Ashish Aggarwal14 Oct 190 Yr.

Data below for Principal Hybrid Equity Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash10.75%
Equity74.6%
Debt14.65%
Equity Sector Allocation
SectorValue
Financial Services28.9%
Consumer Defensive11.38%
Technology7.4%
Energy6.66%
Basic Materials5.72%
Industrials4.36%
Utility2.97%
Consumer Cyclical2.91%
Communication Services2.46%
Health Care1.83%
Debt Sector Allocation
SectorValue
Corporate13.8%
Government7.52%
Cash Equivalent4.08%
Credit Quality
RatingValue
A0.08%
AA10.21%
AAA88.48%
Below B1.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
6%₹97 Cr758,406
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
6%₹86 Cr553,475
↑ 14,735
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹78 Cr1,517,976
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
3%₹49 Cr1,437,306
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
3%₹47 Cr673,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
3%₹45 Cr278,716
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹39 Cr1,569,532
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
3%₹38 Cr165,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
2%₹35 Cr170,318
Marico Ltd (Consumer Defensive)
Equity, Since 31 Aug 18 | 531642
2%₹31 Cr873,400

6. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch.  Ranked 9 in Hybrid Equity category.  Return for 2019 was 14.2% , 2018 was -5.1% and 2017 was 27.6% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund
Growth
Launch Date 27 May 99
NAV (22 Jan 20) ₹165.932 ↓ -0.36   (-0.21 %)
Net Assets (Cr) ₹6,279 on 31 Dec 19
Category Hybrid - Hybrid Equity
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 1.02
Information Ratio -0.14
Alpha Ratio 1.41
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,480
31 Dec 16₹11,345
31 Dec 17₹14,477
31 Dec 18₹13,735
31 Dec 19₹15,682

DSP BlackRock Equity and Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 1.4%
3 Month 3.7%
6 Month 11.8%
1 Year 16.8%
3 Year 10.4%
5 Year 9%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 14.2%
2017 -5.1%
2016 27.6%
2015 8.3%
2014 4.8%
2013 45%
2012 -0.4%
2011 26.3%
2010 -17%
2009 15.7%
Fund Manager information for DSP BlackRock Equity and Bond Fund
NameSinceTenure
Vikram Chopra17 Jul 162.87 Yr.
Atul Bhole1 Jun 163 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash0.65%
Equity75.03%
Debt24.32%
Equity Sector Allocation
SectorValue
Financial Services30.81%
Basic Materials8.34%
Consumer Cyclical7.68%
Industrials6.51%
Health Care6.16%
Consumer Defensive5.6%
Technology4.12%
Energy2.3%
Real Estate1.64%
Communication Services1.32%
Utility0.55%
Debt Sector Allocation
SectorValue
Government15.22%
Corporate9.1%
Cash Equivalent0.65%
Credit Quality
RatingValue
AA23.03%
AAA76.32%
Below B0.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
7%₹433 Cr1,062,834
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK
6%₹385 Cr7,502,848
↓ -628,558
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK
6%₹373 Cr2,929,088
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | KOTAKBANK
3%₹207 Cr1,283,404
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 500696
3%₹162 Cr795,713
↓ -145,996
HDFC Bank Limited
Debentures | -
3%₹159 Cr1,495
Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 16 | 500820
2%₹144 Cr843,163
↓ -157,379
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS
2%₹132 Cr640,743
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
2%₹131 Cr1,776,611
↑ 174,800
Shree Cement Ltd (Basic Materials)
Equity, Since 31 May 16 | 500387
2%₹124 Cr59,266

7. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch.  Ranked 10 in Hybrid Equity category.  Return for 2019 was 13.5% , 2018 was -0.1% and 2017 was 27.7% .

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund
Growth
Launch Date 19 Jan 05
NAV (22 Jan 20) ₹146.781 ↓ -0.26   (-0.18 %)
Net Assets (Cr) ₹31,620 on 31 Dec 19
Category Hybrid - Hybrid Equity
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 1.05
Information Ratio 0.38
Alpha Ratio 1.63
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,736
31 Dec 16₹11,132
31 Dec 17₹14,212
31 Dec 18₹14,203
31 Dec 19₹16,119

SBI Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 0.9%
3 Month 4.2%
6 Month 8.4%
1 Year 15%
3 Year 12.6%
5 Year 9.2%
10 Year
15 Year
Since launch 15.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 13.5%
2017 -0.1%
2016 27.7%
2015 3.7%
2014 7.4%
2013 43.2%
2012 11.9%
2011 35%
2010 -22.2%
2009 12.5%
Fund Manager information for SBI Equity Hybrid Fund
NameSinceTenure
R. Srinivasan1 Jan 127.33 Yr.
Dinesh Ahuja1 Jan 127.33 Yr.

Data below for SBI Equity Hybrid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash1.91%
Equity74.9%
Debt23.19%
Equity Sector Allocation
SectorValue
Financial Services32.69%
Consumer Cyclical6.61%
Industrials6.45%
Communication Services5.58%
Basic Materials5.21%
Energy4.77%
Technology4.63%
Health Care3.96%
Consumer Defensive2.8%
Utility2.2%
Debt Sector Allocation
SectorValue
Corporate14.27%
Government8.93%
Cash Equivalent1.91%
Credit Quality
RatingValue
A10.26%
AA28.93%
AAA60.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK
7%₹2,295 Cr18,000,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 17 | BHARTIARTL
5%₹1,454 Cr32,855,223
State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN
4%₹1,367 Cr40,000,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK
4%₹1,276 Cr7,900,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
4%₹1,185 Cr16,038,183
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
3%₹1,019 Cr2,500,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB
3%₹981 Cr5,494,031
↑ 473,490
Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY
3%₹926 Cr13,300,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 18 | 500547
3%₹786 Cr15,358,612
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 540716
2%₹726 Cr5,328,700

8. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2019 was 11.2% , 2018 was -0.1% and 2017 was 10.2% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (22 Jan 20) ₹33.323 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹264 on 31 Dec 19
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 2.3
Sharpe Ratio 1.87
Information Ratio -0.6
Alpha Ratio 0.17
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,543
31 Dec 16₹11,909
31 Dec 17₹13,122
31 Dec 18₹13,107
31 Dec 19₹14,570

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 0.8%
3 Month 2.9%
6 Month 5.7%
1 Year 11.5%
3 Year 6.5%
5 Year 7.5%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 11.2%
2017 -0.1%
2016 10.2%
2015 13%
2014 5.4%
2013 19.7%
2012 4.9%
2011 15.3%
2010 0.9%
2009 6.6%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0811.63 Yr.
Devender Singhal25 Aug 154.27 Yr.

Data below for Kotak Debt Hybrid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash14.02%
Equity24.61%
Debt61.37%
Equity Sector Allocation
SectorValue
Financial Services7.97%
Consumer Defensive4.65%
Consumer Cyclical3.07%
Industrials1.97%
Communication Services1.85%
Basic Materials1.62%
Health Care0.96%
Technology0.87%
Utility0.85%
Energy0.58%
Real Estate0.22%
Debt Sector Allocation
SectorValue
Government49.79%
Cash Equivalent14.02%
Corporate11.58%
Credit Quality
RatingValue
A9.47%
AA8.27%
AAA82.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
11%₹30 Cr2,900,000
Triparty Repo
CBLO/Reverse Repo | -
11%₹30 Cr
GOVT STOCK
Sovereign Bonds | -
8%₹21 Cr2,000,000
↑ 2,000,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
8%₹21 Cr200
RELIABLE DEVICES TRUST
Unlisted bonds | -
6%₹17 Cr150
Punjab and Sind Bank
Debentures | -
6%₹15 Cr150
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
6%₹15 Cr150
7.26% Govt Stock 2029
Sovereign Bonds | -
4%₹10 Cr1,000,000
↑ 1,000,000
Shriram Transport Finance Company Limited
Debentures | -
4%₹10 Cr100,000
↑ 100,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK
3%₹7 Cr135,000
↓ -3,000

Tax Implications

All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).

For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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