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8 Best Hybrid Balanced Mutual Funds 2020
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.
Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2020 - 2021 in article below.
Why Invest in Hybrid or Balanced Mutual Funds?
Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.
Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.
Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.
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Top 8 Hybrid Mutual Funds for Investments in FY 20 - 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2019 (%) ICICI Prudential MIP 25 Growth ₹46.6822
↑ 0.04 ₹1,597 5.7 2.3 8.1 6.6 8.6 9.6 L&T Dynamic Equity Fund Growth ₹26.372
↑ 0.08 ₹645 8 3.5 9.2 6.3 4.8 8.2 Edelweiss Balanced Advantage Fund Growth ₹25.94
↑ 0.09 ₹1,336 7.7 3.3 12.9 6.2 6.1 7.8 Canara Robeco Equity Debt Allocation Fund Growth ₹168.93
↑ 0.35 ₹3,041 8.1 -1.3 9.1 6 7.6 11.7 IDFC Dynamic Equity Fund Growth ₹14.49
↑ 0.04 ₹869 9.5 1.5 10.4 6 6 8.6 SBI Equity Hybrid Fund Growth ₹138.639
↑ 0.45 ₹30,192 8.4 -6 2.9 5.2 7.3 13.5 ICICI Prudential Balanced Advantage Fund Growth ₹36.93
↓ -0.02 ₹25,409 10.2 -3.2 4.7 5.1 6.9 10.8 Motilal Oswal Dynamic Fund Growth ₹13.3771
↓ -0.04 ₹1,111 8.7 1.3 10.1 5.1 10.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 20 Assets > 500 Crore & Sorted on 3 Year CAGR Returns.
Hybrid / Balanced Mutual Funds Basics
1. Understanding Balanced Funds
In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.
2. Types of Hybrid Mutual Funds
Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.
| Type | Details |
|---|---|
| Hybrid Equity | 65% Equity 35% Debt |
| Hybrid Debt | 65% Debt 35% Equity |
| Arbitrage | 100% Equity Arbitrage |
| Dynamic Allocation | Dynamic Allocaiton based on valuations |
| Equity Savings | arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments |
| Multi Asset | Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives |
| Balanced Hybrid | 50% Equity 50% Debt |
3. Advantages of Balanced Funds
Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.
4. Disadvantages of Balanced Funds
While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.
5. Better risk-based returns
Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.
| Fund Category | 5-year rolling return | Risk-based Std. deviation |
|---|---|---|
| Balanced Funds | 13.20% | 2.9 |
| Large cap funds | 12.90% | 3.47 |
| mid-cap and Large cap funds | 13.96% | 3.82 |
| Diversified Funds | 14.91% | 3.96 |
The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on To seek to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and to generate reasonable returns by investing in a portfolio of debt and money market instruments and arbitrage opportunities in the cash and derivatives segments of the equity markets. L&T Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 7 Feb 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Dynamic Equity Fund Returns up to 1 year are on (Erstwhile Edelweiss Dynamic Equity Advantage Fund) The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based upon the market view. However there is no assurance that the investment objective of the scheme will be realized. Edelweiss Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 20 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Canara Robeco Balance) To seek to generate long term capital appreciation and/or income from a
portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities). However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Equity Debt Allocation Fund is a Hybrid - Hybrid Equity fund was launched on 1 Feb 93. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Debt Allocation Fund Returns up to 1 year are on The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives. The secondary objective of the scheme will be to generate income and capital appreciation through investment in Debt & Money Market instruments.There is no assurance or guarantee that the objectives of the scheme will be realised. IDFC Dynamic Equity Fund is a Hybrid - Dynamic Allocation fund was launched on 10 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Dynamic Equity Fund Returns up to 1 year are on (Erstwhile SBI Magnum Balanced Fund) To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt. SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Equity Hybrid Fund Returns up to 1 year are on The fund objective is to seek low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.The fund invests in equity with usage of derivatives. ICICI Prudential Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 30 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Dynamic Equity Fund) The investment objective is to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives, debt, money market instruments and units issued by REITs and InvITs. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Dynamic Fund is a Hybrid - Dynamic Allocation fund was launched on 27 Sep 16. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Dynamic Fund Returns up to 1 year are on 1. ICICI Prudential MIP 25
CAGR/Annualized return of 9.9% since its launch. Ranked 2 in Hybrid Debt category. Return for 2019 was 9.6% , 2018 was 5.1% and 2017 was 12.9% . ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (31 Jul 20) ₹46.6822 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹1,597 on 30 Jun 20 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.99 Sharpe Ratio 0.46 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 15 ₹10,000 31 Jul 16 ₹11,031 31 Jul 17 ₹12,473 31 Jul 18 ₹13,082 31 Jul 19 ₹13,953 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 20 Duration Returns 1 Month 2.4% 3 Month 5.7% 6 Month 2.3% 1 Year 8.1% 3 Year 6.6% 5 Year 8.6% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.6% 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% 2014 22.5% 2013 5.9% 2012 17.3% 2011 -0.6% 2010 9% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Rajat Chandak 17 Feb 15 5.37 Yr. Manish Banthia 19 Sep 13 6.78 Yr. Priyanka Khandelwal 15 Jun 17 3.05 Yr. Data below for ICICI Prudential MIP 25 as on 30 Jun 20
Asset Allocation
Asset Class Value Cash 3.52% Equity 21.59% Debt 74.89% Equity Sector Allocation
Sector Value Financial Services 4.28% Consumer Cyclical 3.28% Consumer Defensive 2.98% Health Care 1.43% Industrials 1.36% Energy 1.36% Basic Materials 1.23% Technology 1.18% Communication Services 1.01% Debt Sector Allocation
Sector Value Corporate 54.3% Government 20.59% Cash Equivalent 3.52% Credit Quality
Rating Value A 23.16% AA 44.01% AAA 32.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity Essar Oil Limited
Debentures | -6% ₹95 Cr 100 Housing And Urban Development Corporation Ltd.
Debentures | -6% ₹95 Cr 850 Talwandi Sabo Power Limited
Debentures | -6% ₹94 Cr 1,000 Treps
CBLO/Reverse Repo | -5% ₹81 Cr TMF HOLDINGS LIMITED
Debentures | -5% ₹77 Cr 700 Prestige Estates Projects Limited
Debentures | -5% ₹75 Cr 750 Aqua Space Developers Pvt. Ltd.
Debentures | -5% ₹75 Cr 747
↓ -253 IDBI Bank Limited
Debentures | -4% ₹69 Cr 694 EMBASSY OFFICE PARKS REIT
Debentures | -4% ₹67 Cr 600 GOVT STOCK
Sovereign Bonds | -3% ₹55 Cr 5,000,000 2. L&T Dynamic Equity Fund
CAGR/Annualized return of 10.8% since its launch. Ranked 28 in Dynamic Allocation category. Return for 2019 was 8.2% , 2018 was 3.4% and 2017 was 11.4% . L&T Dynamic Equity Fund
Growth Launch Date 7 Feb 11 NAV (31 Jul 20) ₹26.372 ↑ 0.08 (0.31 %) Net Assets (Cr) ₹645 on 30 Jun 20 Category Hybrid - Dynamic Allocation AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 3.08 Sharpe Ratio 0.1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 15 ₹10,000 31 Jul 16 ₹9,684 31 Jul 17 ₹10,519 31 Jul 18 ₹11,356 31 Jul 19 ₹11,564 Returns for L&T Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 20 Duration Returns 1 Month 4.5% 3 Month 8% 6 Month 3.5% 1 Year 9.2% 3 Year 6.3% 5 Year 4.8% 10 Year 15 Year Since launch 10.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.2% 2018 3.4% 2017 11.4% 2016 1.9% 2015 3.8% 2014 49.7% 2013 7.2% 2012 31.3% 2011 2010 Fund Manager information for L&T Dynamic Equity Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 0.54 Yr. Jalpan Shah 30 May 16 4.09 Yr. Praveen Ayathan 1 Feb 16 4.41 Yr. Vihang Naik 17 Dec 19 0.54 Yr. Data below for L&T Dynamic Equity Fund as on 30 Jun 20
Asset Allocation
Asset Class Value Cash 23.04% Equity 62.07% Debt 14.89% Equity Sector Allocation
Sector Value Financial Services 22.59% Consumer Defensive 10.26% Health Care 9.13% Basic Materials 6.31% Technology 6.1% Energy 5.73% Consumer Cyclical 3.93% Communication Services 2.54% Industrials 2.18% Utility 1.56% Debt Sector Allocation
Sector Value Cash Equivalent 23.04% Government 14.89% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity (C) Tri Party Repo Dealing System (Treps)
CBLO/Reverse Repo | -9% ₹58 Cr Cash Offset For Derivatives
Derivative Margin | -8% ₹54 Cr 5,438
↑ 5,022 Reliance Industries Ltd (Energy)
Equity, Since 31 May 18 | RELIANCE6% ₹37 Cr 217,000
↑ 33,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 20 | 5333985% ₹33 Cr 300,000
↑ 300,000 Future on Muthoot Finance Ltd
Derivatives | -5% -₹33 Cr HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFCBANK5% ₹30 Cr 280,400
↓ -62,100 Hdfc Bank Limited
Net Current Assets | -4% ₹29 Cr Export-Import Bank Of India
Debentures | -4% ₹28 Cr 250 National Highways Authority Of India
Debentures | -4% ₹26 Cr 250 Indian Railway Finance Corporation Limited
Debentures | -4% ₹26 Cr 250
↑ 250 3. Edelweiss Balanced Advantage Fund
CAGR/Annualized return of 9.1% since its launch. Ranked 26 in Dynamic Allocation category. Return for 2019 was 7.8% , 2018 was 1.9% and 2017 was 23.9% . Edelweiss Balanced Advantage Fund
Growth Launch Date 20 Aug 09 NAV (31 Jul 20) ₹25.94 ↑ 0.09 (0.35 %) Net Assets (Cr) ₹1,336 on 30 Jun 20 Category Hybrid - Dynamic Allocation AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio 0.1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 15 ₹10,000 31 Jul 16 ₹9,891 31 Jul 17 ₹11,222 31 Jul 18 ₹12,279 31 Jul 19 ₹11,895 Returns for Edelweiss Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 20 Duration Returns 1 Month 5.7% 3 Month 7.7% 6 Month 3.3% 1 Year 12.9% 3 Year 6.2% 5 Year 6.1% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 7.8% 2018 1.9% 2017 23.9% 2016 -1.5% 2015 3.7% 2014 29% 2013 9.4% 2012 12% 2011 -2.3% 2010 13.3% Fund Manager information for Edelweiss Balanced Advantage Fund
Name Since Tenure Gautam Kaul 11 Dec 17 2.55 Yr. Bhavesh Jain 3 Aug 15 4.91 Yr. Bharat Lahoti 18 Sep 17 2.78 Yr. Data below for Edelweiss Balanced Advantage Fund as on 30 Jun 20
Asset Allocation
Asset Class Value Cash 7.15% Equity 90.89% Debt 1.96% Equity Sector Allocation
Sector Value Financial Services 20.24% Basic Materials 8.58% Consumer Cyclical 7.92% Consumer Defensive 7.52% Health Care 6.85% Technology 6.56% Energy 5.35% Communication Services 4.48% Industrials 3.1% Utility 2.89% Debt Sector Allocation
Sector Value Corporate 5.32% Cash Equivalent 3.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cash Offset For Derivatives
Derivative Margin | -15% -₹207 Cr 20,695
↓ -2,520 Reverse Repo
CBLO/Reverse Repo | -11% ₹144 Cr Future on HDFC Bank Ltd
Derivatives, Since 30 Jun 20 | -5% ₹69 Cr 656,700
↑ 656,700 Indostar Capital Finance Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Mar 20 | 5413365% ₹64 Cr 2,491,619
↑ 2,065,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 14 | RELIANCE5% ₹63 Cr 367,361
↓ -217,302 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | ICICIBANK4% ₹49 Cr 1,387,532
↑ 521,381 Net Receivables/(Payables)
CBLO/Reverse Repo | -4% ₹47 Cr WABCO India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | WABCOINDIA3% ₹46 Cr 67,161
↑ 24,841 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹46 Cr 821,437
↑ 256,511 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -3% ₹45 Cr 4,500,000 4. Canara Robeco Equity Debt Allocation Fund
CAGR/Annualized return of 10.8% since its launch. Ranked 14 in Hybrid Equity category. Return for 2019 was 11.7% , 2018 was 1.3% and 2017 was 25.2% . Canara Robeco Equity Debt Allocation Fund
Growth Launch Date 1 Feb 93 NAV (31 Jul 20) ₹168.93 ↑ 0.35 (0.21 %) Net Assets (Cr) ₹3,041 on 30 Jun 20 Category Hybrid - Hybrid Equity AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.31 Sharpe Ratio -0.04 Information Ratio 0.05 Alpha Ratio 1.06 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 15 ₹10,000 31 Jul 16 ₹10,301 31 Jul 17 ₹12,093 31 Jul 18 ₹13,139 31 Jul 19 ₹13,203 Returns for Canara Robeco Equity Debt Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 20 Duration Returns 1 Month 4.6% 3 Month 8.1% 6 Month -1.3% 1 Year 9.1% 3 Year 6% 5 Year 7.6% 10 Year 15 Year Since launch 10.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 11.7% 2018 1.3% 2017 25.2% 2016 3.6% 2015 6.1% 2014 45.7% 2013 4.1% 2012 26.4% 2011 -9.8% 2010 17.4% Fund Manager information for Canara Robeco Equity Debt Allocation Fund
Name Since Tenure Avnish Jain 7 Oct 13 6.74 Yr. Shridatta Bhandwaldar 12 Jul 16 3.97 Yr. Cheenu Gupta 1 Oct 19 0.75 Yr. Data below for Canara Robeco Equity Debt Allocation Fund as on 30 Jun 20
Asset Allocation
Asset Class Value Cash 9.9% Equity 68.76% Debt 21.35% Equity Sector Allocation
Sector Value Financial Services 19.16% Consumer Defensive 7% Technology 6.95% Basic Materials 6.83% Energy 6.5% Health Care 6.37% Consumer Cyclical 5.91% Industrials 5.17% Communication Services 3.07% Utility 1.81% Debt Sector Allocation
Sector Value Corporate 13.25% Cash Equivalent 9.9% Government 8.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -7% ₹208 Cr HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK6% ₹176 Cr 1,649,950
↑ 20,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE5% ₹161 Cr 946,900
↓ -100,000 Infosys Ltd (Technology)
Equity, Since 31 May 10 | INFY4% ₹124 Cr 1,690,472
↑ 95,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 11 | ICICIBANK4% ₹109 Cr 3,103,600
↓ -300,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL3% ₹93 Cr 1,664,640
↑ 120,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 5006963% ₹89 Cr 406,800
↑ 20,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK2% ₹71 Cr 524,256
↑ 145,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS2% ₹66 Cr 318,200
↑ 25,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFC2% ₹58 Cr 328,000 5. IDFC Dynamic Equity Fund
CAGR/Annualized return of 6.6% since its launch. Return for 2019 was 8.6% , 2018 was 1.3% and 2017 was 17.3% . IDFC Dynamic Equity Fund
Growth Launch Date 10 Oct 14 NAV (31 Jul 20) ₹14.49 ↑ 0.04 (0.28 %) Net Assets (Cr) ₹869 on 30 Jun 20 Category Hybrid - Dynamic Allocation AMC IDFC Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.36 Sharpe Ratio 0.1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 15 ₹10,000 31 Jul 16 ₹10,269 31 Jul 17 ₹11,252 31 Jul 18 ₹12,266 31 Jul 19 ₹12,119 Returns for IDFC Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 20 Duration Returns 1 Month 4.8% 3 Month 9.5% 6 Month 1.5% 1 Year 10.4% 3 Year 6% 5 Year 6% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.6% 2018 1.3% 2017 17.3% 2016 3.4% 2015 1.5% 2014 2013 2012 2011 2010 Fund Manager information for IDFC Dynamic Equity Fund
Name Since Tenure Arpit Kapoor 1 Mar 17 3.34 Yr. Sumit Agrawal 1 Mar 17 3.34 Yr. Arvind Subramanian 9 Nov 15 4.64 Yr. Data below for IDFC Dynamic Equity Fund as on 30 Jun 20
Asset Allocation
Asset Class Value Cash 19.72% Equity 64.89% Debt 15.39% Equity Sector Allocation
Sector Value Financial Services 20.68% Health Care 8.11% Consumer Defensive 7.11% Technology 6.51% Energy 5.88% Consumer Cyclical 5.36% Basic Materials 4.88% Communication Services 4.51% Industrials 4.17% Utility 0.94% Debt Sector Allocation
Sector Value Corporate 17.92% Cash Equivalent 11.16% Government 6.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | RELIANCE6% ₹51 Cr 300,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK6% ₹49 Cr 456,000 Reliance Industries Limited
Debentures | -5% ₹40 Cr 3,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL5% ₹39 Cr 700,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | ICICIBANK4% ₹34 Cr 976,000 Cash Offset For Derivatives
Derivative Margin | -3% ₹30 Cr 2,998
↑ 1,930 Infosys Ltd (Technology)
Equity, Since 31 Oct 14 | INFY3% ₹29 Cr 400,000 Triparty Repo
CBLO/Reverse Repo | -3% ₹28 Cr INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -3% ₹26 Cr 2,500,000 LIC Housing Finance Limited
Debentures | -3% ₹26 Cr 2,500,000 6. SBI Equity Hybrid Fund
CAGR/Annualized return of 14.4% since its launch. Ranked 10 in Hybrid Equity category. Return for 2019 was 13.5% , 2018 was -0.1% and 2017 was 27.7% . SBI Equity Hybrid Fund
Growth Launch Date 19 Jan 05 NAV (31 Jul 20) ₹138.639 ↑ 0.45 (0.33 %) Net Assets (Cr) ₹30,192 on 30 Jun 20 Category Hybrid - Hybrid Equity AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.28 Sharpe Ratio -0.19 Information Ratio -0.08 Alpha Ratio -2.2 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 15 ₹10,000 31 Jul 16 ₹10,658 31 Jul 17 ₹12,214 31 Jul 18 ₹13,253 31 Jul 19 ₹13,822 Returns for SBI Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 20 Duration Returns 1 Month 4.6% 3 Month 8.4% 6 Month -6% 1 Year 2.9% 3 Year 5.2% 5 Year 7.3% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2019 13.5% 2018 -0.1% 2017 27.7% 2016 3.7% 2015 7.4% 2014 43.2% 2013 11.9% 2012 35% 2011 -22.2% 2010 12.5% Fund Manager information for SBI Equity Hybrid Fund
Name Since Tenure R. Srinivasan 1 Jan 12 8.5 Yr. Dinesh Ahuja 1 Jan 12 8.5 Yr. Data below for SBI Equity Hybrid Fund as on 30 Jun 20
Asset Allocation
Asset Class Value Cash 3.24% Equity 69.81% Debt 26.94% Equity Sector Allocation
Sector Value Financial Services 21.63% Industrials 7.91% Health Care 6.54% Energy 6.05% Consumer Defensive 5.37% Communication Services 5.27% Technology 4.9% Consumer Cyclical 4.83% Basic Materials 4.53% Utility 2.08% Debt Sector Allocation
Sector Value Government 16.19% Corporate 10.48% Cash Equivalent 3.24% Securitized 0.27% Credit Quality
Rating Value A 14.51% AA 25.67% AAA 59.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.79% Govt Stock 2030
Sovereign Bonds | -7% ₹2,011 Cr 202,500,000
↑ 169,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK5% ₹1,599 Cr 15,000,000
↓ -2,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 17 | BHARTIARTL4% ₹1,288 Cr 23,000,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB4% ₹1,139 Cr 5,000,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY3% ₹979 Cr 13,300,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000343% ₹934 Cr 3,300,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN3% ₹892 Cr 50,000,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Sep 18 | 5003873% ₹761 Cr 330,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK2% ₹741 Cr 5,450,000
↑ 1,450,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC2% ₹720 Cr 37,000,000
↑ 1,267,086 7. ICICI Prudential Balanced Advantage Fund
CAGR/Annualized return of 10.1% since its launch. Ranked 18 in Dynamic Allocation category. Return for 2019 was 10.8% , 2018 was 2.4% and 2017 was 19% . ICICI Prudential Balanced Advantage Fund
Growth Launch Date 30 Dec 06 NAV (31 Jul 20) ₹36.93 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹25,409 on 30 Jun 20 Category Hybrid - Dynamic Allocation AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio -0.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 15 ₹10,000 31 Jul 16 ₹10,737 31 Jul 17 ₹12,023 31 Jul 18 ₹12,843 31 Jul 19 ₹13,335 Returns for ICICI Prudential Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 20 Duration Returns 1 Month 4.6% 3 Month 10.2% 6 Month -3.2% 1 Year 4.7% 3 Year 5.1% 5 Year 6.9% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.8% 2018 2.4% 2017 19% 2016 7.3% 2015 6.7% 2014 29% 2013 10.9% 2012 33.3% 2011 -8.8% 2010 15.2% Fund Manager information for ICICI Prudential Balanced Advantage Fund
Name Since Tenure Sankaran Naren 14 Jul 17 2.97 Yr. Rajat Chandak 7 Sep 15 4.82 Yr. Manish Banthia 18 Nov 09 10.62 Yr. Ihab Dalwai 29 Jan 18 2.42 Yr. Priyanka Khandelwal 15 Jun 17 3.05 Yr. Data below for ICICI Prudential Balanced Advantage Fund as on 30 Jun 20
Asset Allocation
Asset Class Value Cash 5.72% Equity 67.67% Debt 26.61% Equity Sector Allocation
Sector Value Financial Services 18.85% Consumer Cyclical 8.75% Energy 7.5% Consumer Defensive 7.44% Technology 6.85% Communication Services 4.4% Health Care 3.84% Basic Materials 3.38% Utility 3.26% Industrials 2.51% Real Estate 0.43% Debt Sector Allocation
Sector Value Corporate 22.8% Cash Equivalent 5.72% Government 3.81% Credit Quality
Rating Value A 5.93% AA 76.26% AAA 17.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 08 | RELIANCE6% ₹1,492 Cr 8,754,022
↑ 185,961 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK5% ₹1,321 Cr 12,389,809
↑ 133,869 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK4% ₹1,020 Cr 29,026,143
↑ 3,183,942 Treps
CBLO/Reverse Repo | -4% ₹997 Cr Infosys Ltd (Technology)
Equity, Since 31 Dec 08 | INFY3% ₹824 Cr 11,197,420
↑ 980,886 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 15 | BHARTIARTL3% ₹808 Cr 14,437,686 Axis Bank Limited
Debentures | -3% ₹692 Cr 6,900 NTPC Ltd (Utilities)
Equity, Since 31 Aug 14 | 5325553% ₹647 Cr 67,567,854
↑ 156,331 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 15 | KOTAKBANK2% ₹633 Cr 4,650,795
↓ -239,831 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 16 | 5006962% ₹560 Cr 2,569,354
↑ 1,721,959 8. Motilal Oswal Dynamic Fund
CAGR/Annualized return of 7.9% since its launch. Return for 2019 was 10.9% , 2018 was -0.8% and 2017 was 24.4% . Motilal Oswal Dynamic Fund
Growth Launch Date 27 Sep 16 NAV (31 Jul 20) ₹13.3771 ↓ -0.04 (-0.28 %) Net Assets (Cr) ₹1,111 on 30 Jun 20 Category Hybrid - Dynamic Allocation AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 2.21 Sharpe Ratio 0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹11,588 31 Jul 18 ₹12,309 31 Jul 19 ₹12,217 Returns for Motilal Oswal Dynamic Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 20 Duration Returns 1 Month 5.3% 3 Month 8.7% 6 Month 1.3% 1 Year 10.1% 3 Year 5.1% 5 Year 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.9% 2018 -0.8% 2017 24.4% 2016 2015 2014 2013 2012 2011 2010 Fund Manager information for Motilal Oswal Dynamic Fund
Name Since Tenure Abhiroop Mukherjee 27 Sep 16 3.76 Yr. Akash Singhania 17 May 19 1.12 Yr. Data below for Motilal Oswal Dynamic Fund as on 30 Jun 20
Asset Allocation
Asset Class Value Cash 21.17% Equity 72.97% Debt 5.86% Equity Sector Allocation
Sector Value Financial Services 30.53% Consumer Cyclical 11.15% Consumer Defensive 9.8% Energy 7.74% Technology 4.55% Communication Services 4.23% Basic Materials 2.98% Health Care 1.13% Debt Sector Allocation
Sector Value Cash Equivalent 21.17% Government 5.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cblo / Reverse Repo Investments
CBLO | -16% ₹181 Cr 18,133,000
↑ 10,768,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 16 | HDFCBANK7% ₹78 Cr 734,000
↓ -111,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Nov 17 | 5407776% ₹67 Cr 1,222,000
↓ -192,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE5% ₹58 Cr 342,000
↓ -52,000 Housing Development Finance Corporation Limited
Debentures | -5% ₹50 Cr 5,000,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 16 | MARUTI4% ₹48 Cr 82,000
↓ -12,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Sep 16 | HDFC4% ₹47 Cr 268,000
↓ -41,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL4% ₹47 Cr 839,000
↓ -116,000 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | EICHERMOT4% ₹44 Cr 24,100
↓ -3,800 United Spirits Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | 5324324% ₹40 Cr 678,000
↓ -101,000
Tax Implications
All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).
For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).
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