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8 Best Performing Hybrid Balanced Mutual Funds 2024 | Fincash.com

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8 Best Hybrid Balanced Mutual Funds 2024

Updated on April 10, 2024 , 42929 views

Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the Portfolio is dedicated to equities and the rest to fixed Income instruments.

hybrid-or-balanced-mutual-funds

Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2024 - 2025 in article below.

Why Invest in Hybrid or Balanced Mutual Funds?

  • Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.

  • Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing Market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.

  • Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a Fixed Income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.

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Top 8 Hybrid Mutual Funds for Investments in FY 24 - 25

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
ICICI Prudential Equity and Debt Fund Growth ₹339.83
↓ -3.18
₹32,4297.920.139.727.120.328.2
HDFC Balanced Advantage Fund Growth ₹458.892
↓ -2.57
₹78,75961939.426.318.131.3
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹33.88
↓ -0.15
₹6576.720.248.725.321.233.7
UTI Hybrid Equity Fund Growth ₹348.518
↓ -2.51
₹5,2434.514.632.519.915.425.5
Nippon India Equity Hybrid Fund Growth ₹92.4371
↓ -0.59
₹3,3994.71530.818.310.924.1
BNP Paribas Substantial Equity Hybrid Fund Growth ₹25.1328
↓ -0.13
₹9697.617.833.21816.621
HDFC Hybrid Equity Fund Growth ₹105.199
↓ -0.83
₹22,6433.210.121.917.214.217.7
Franklin India Equity Hybrid Fund Growth ₹239.714
↓ -1.54
₹1,7015.41632.217.214.822.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Apr 24
*List of Funds is bases on Assets > 500 Crore & Sorted on 3 Year CAGR Returns.

Hybrid / Balanced Mutual Funds Basics

1. Understanding Balanced Funds

In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want Capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.

2. Types of Hybrid Mutual Funds

Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.

Type Details
Hybrid Equity 65% Equity 35% Debt
Hybrid Debt 65% Debt 35% Equity
Arbitrage 100% Equity Arbitrage
Dynamic Allocation Dynamic Allocaiton based on valuations
Equity Savings arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments
Multi Asset Multiple Asset like Floating Rate and fixed rate debt instruments, equity, money market instruments and derivatives
Balanced Hybrid 50% Equity 50% Debt

3. Advantages of Balanced Funds

Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market Volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.

4. Disadvantages of Balanced Funds

While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.

5. Better risk-based returns

Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.

Fund Category 5-year rolling return Risk-based Std. deviation
Balanced Funds 13.20% 2.9
Large cap funds 12.90% 3.47
mid-cap and Large cap funds 13.96% 3.82
Diversified Funds 14.91% 3.96

1. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

ICICI Prudential Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 7 in Hybrid Equity category.  Return for 2023 was 28.2% , 2022 was 11.7% and 2021 was 41.7% .

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund
Growth
Launch Date 3 Nov 99
NAV (12 Apr 24) ₹339.83 ↓ -3.18   (-0.93 %)
Net Assets (Cr) ₹32,429 on 29 Feb 24
Category Hybrid - Hybrid Equity
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.78
Sharpe Ratio 3.33
Information Ratio 2.05
Alpha Ratio 9.77
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 19₹10,000
31 Mar 20₹7,882
31 Mar 21₹12,623
31 Mar 22₹16,807
31 Mar 23₹17,757
31 Mar 24₹25,057

ICICI Prudential Equity and Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Apr 24

DurationReturns
1 Month 1.8%
3 Month 7.9%
6 Month 20.1%
1 Year 39.7%
3 Year 27.1%
5 Year 20.3%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 28.2%
2022 11.7%
2021 41.7%
2020 9%
2019 9.3%
2018 -1.9%
2017 24.8%
2016 13.7%
2015 2.1%
2014 45.6%
Fund Manager information for ICICI Prudential Equity and Debt Fund
NameSinceTenure
Sankaran Naren7 Dec 158.32 Yr.
Manish Banthia19 Sep 1310.54 Yr.
Mittul Kalawadia29 Dec 203.26 Yr.
Akhil Kakkar22 Jan 240.19 Yr.
Sri Sharma30 Apr 212.92 Yr.
Sharmila D’mello31 Jul 221.67 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash7.93%
Equity73.81%
Debt18.26%
Equity Sector Allocation
SectorValue
Financial Services18.86%
Consumer Cyclical12.86%
Energy8.04%
Utility7.56%
Communication Services5.65%
Health Care5.23%
Industrials4.34%
Technology4.2%
Basic Materials2.97%
Consumer Defensive2.26%
Real Estate1.72%
Debt Sector Allocation
SectorValue
Government11.6%
Cash Equivalent7.53%
Corporate7.06%
Credit Quality
RatingValue
A3.72%
AA26.54%
AAA67.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 532555
7%₹2,362 Cr70,386,803
↓ -6,546,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK
7%₹2,314 Cr21,991,832
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 16 | BHARTIARTL
5%₹1,640 Cr14,595,380
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | MARUTI
4%₹1,445 Cr1,280,135
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 22 | RELIANCE
4%₹1,303 Cr4,459,343
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | HDFCBANK
4%₹1,279 Cr9,116,385
↑ 1,794,215
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA
4%₹1,236 Cr7,835,635
↓ -137,861
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹1,215 Cr120,666,240
8.25% Govt Stock 2033
Sovereign Bonds | -
3%₹1,065 Cr105,279,550
↑ 20,000,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Apr 17 | 500312
3%₹1,051 Cr39,721,201
↓ -3,927,000

2. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.5% since its launch.  Ranked 23 in Dynamic Allocation category.  Return for 2023 was 31.3% , 2022 was 18.8% and 2021 was 26.4% .

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund
Growth
Launch Date 11 Sep 00
NAV (12 Apr 24) ₹458.892 ↓ -2.57   (-0.56 %)
Net Assets (Cr) ₹78,759 on 29 Feb 24
Category Hybrid - Dynamic Allocation
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.61
Sharpe Ratio 3.45
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 19₹10,000
31 Mar 20₹7,472
31 Mar 21₹11,728
31 Mar 22₹14,196
31 Mar 23₹16,080
31 Mar 24₹22,455

HDFC Balanced Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Apr 24

DurationReturns
1 Month 1.5%
3 Month 6%
6 Month 19%
1 Year 39.4%
3 Year 26.3%
5 Year 18.1%
10 Year
15 Year
Since launch 18.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 31.3%
2022 18.8%
2021 26.4%
2020 7.6%
2019 6.9%
2018 -3.1%
2017 27.9%
2016 9.4%
2015 0.3%
2014 51.8%
Fund Manager information for HDFC Balanced Advantage Fund
NameSinceTenure
Anil Bamboli29 Jul 221.68 Yr.
Gopal Agrawal29 Jul 221.68 Yr.
Arun Agarwal6 Oct 221.49 Yr.
Srinivasan Ramamurthy29 Jul 221.68 Yr.
Nirman Morakhia15 Feb 231.13 Yr.
Dhruv Muchhal22 Jun 230.78 Yr.

Data below for HDFC Balanced Advantage Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash15.85%
Equity58.48%
Debt25.67%
Equity Sector Allocation
SectorValue
Financial Services23.42%
Industrials10.46%
Energy8.97%
Utility6.3%
Technology4.01%
Consumer Cyclical4%
Health Care3.78%
Consumer Defensive2.34%
Basic Materials1.82%
Communication Services1.69%
Real Estate1.43%
Debt Sector Allocation
SectorValue
Government17.95%
Cash Equivalent15.28%
Corporate8.29%
Credit Quality
RatingValue
AA1.29%
AAA97.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK
6%₹4,463 Cr31,804,751
Coal India Ltd (Energy)
Equity, Since 31 Jan 18 | COALINDIA
4%₹3,218 Cr73,700,000
↓ -2,000,000
State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN
4%₹3,024 Cr40,426,000
↓ -666,271
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹2,750 Cr272,581,800
NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | 532555
3%₹2,691 Cr80,175,943
↓ -3,598,464
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
3%₹2,690 Cr25,564,524
Infosys Ltd (Technology)
Equity, Since 31 Oct 09 | INFY
3%₹2,003 Cr11,967,098
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
2%₹1,949 Cr6,672,683
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
2%₹1,932 Cr5,556,183
Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 17 | 532810
2%₹1,752 Cr43,712,162

3. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

BOI AXA Mid and Small Cap Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 20 Jul 16. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.1% since its launch.  Return for 2023 was 33.7% , 2022 was -4.8% and 2021 was 54.5% .

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund
Growth
Launch Date 20 Jul 16
NAV (12 Apr 24) ₹33.88 ↓ -0.15   (-0.44 %)
Net Assets (Cr) ₹657 on 29 Feb 24
Category Hybrid - Hybrid Equity
AMC BOI AXA Investment Mngrs Private Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 2.58
Sharpe Ratio 3.13
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 19₹10,000
31 Mar 20₹7,855
31 Mar 21₹13,318
31 Mar 22₹17,901
31 Mar 23₹17,253
31 Mar 24₹25,193

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Apr 24

DurationReturns
1 Month 5.1%
3 Month 6.7%
6 Month 20.2%
1 Year 48.7%
3 Year 25.3%
5 Year 21.2%
10 Year
15 Year
Since launch 17.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 33.7%
2022 -4.8%
2021 54.5%
2020 31.1%
2019 -4.7%
2018 -14.2%
2017 47.1%
2016
2015
2014
Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund
NameSinceTenure
Alok Singh16 Feb 177.13 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash16.76%
Equity71.24%
Debt12%
Equity Sector Allocation
SectorValue
Basic Materials13.98%
Financial Services13.14%
Consumer Cyclical11.06%
Health Care9.2%
Industrials6.99%
Energy5.34%
Technology3.82%
Consumer Defensive3.21%
Communication Services2.41%
Utility2.09%
Debt Sector Allocation
SectorValue
Government12.45%
Corporate10.42%
Cash Equivalent5.88%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | OIL
3%₹22 Cr406,000
Jindal Stainless Ltd (Basic Materials)
Equity, Since 30 Sep 21 | JSL
3%₹20 Cr305,000
↓ -55,000
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | 534816
2%₹16 Cr625,000
Power Grid Corporation Of India Limited
Debentures | -
2%₹15 Cr150,000,000
UNO Minda Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | UNOMINDA
2%₹15 Cr220,000
↓ -40,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Aug 22 | JKCEMENT
2%₹14 Cr31,900
CRISIL Ltd (Financial Services)
Equity, Since 29 Feb 24 | CRISIL
2%₹14 Cr27,000
↑ 27,000
7.26% Govt Stock 2033
Sovereign Bonds | -
2%₹13 Cr1,300,000
Astral Ltd (Industrials)
Equity, Since 30 Jun 17 | ASTRAL
2%₹13 Cr63,000
↓ -9,000
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹13 Cr1,350,000

4. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

UTI Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 2 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch.  Ranked 12 in Hybrid Equity category.  Return for 2023 was 25.5% , 2022 was 5.6% and 2021 was 30.5% .

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund
Growth
Launch Date 2 Jan 95
NAV (12 Apr 24) ₹348.518 ↓ -2.51   (-0.72 %)
Net Assets (Cr) ₹5,243 on 29 Feb 24
Category Hybrid - Hybrid Equity
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 2.73
Information Ratio 1.25
Alpha Ratio 3.63
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 19₹10,000
31 Mar 20₹7,508
31 Mar 21₹12,119
31 Mar 22₹14,529
31 Mar 23₹15,145
31 Mar 24₹20,211

UTI Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Apr 24

DurationReturns
1 Month 2%
3 Month 4.5%
6 Month 14.6%
1 Year 32.5%
3 Year 19.9%
5 Year 15.4%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 25.5%
2022 5.6%
2021 30.5%
2020 13.2%
2019 2.5%
2018 -5.6%
2017 25.7%
2016 8.8%
2015 2.4%
2014 32.8%
Fund Manager information for UTI Hybrid Equity Fund
NameSinceTenure
V Srivatsa24 Sep 0914.53 Yr.
Sunil Patil5 Feb 186.16 Yr.

Data below for UTI Hybrid Equity Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash3.58%
Equity70.29%
Debt26.14%
Equity Sector Allocation
SectorValue
Financial Services23.13%
Consumer Cyclical10.48%
Technology7.08%
Industrials6.19%
Health Care6.16%
Energy5.07%
Basic Materials3.74%
Consumer Defensive3.28%
Communication Services2.18%
Utility1.98%
Real Estate1%
Debt Sector Allocation
SectorValue
Government17.82%
Corporate8.32%
Cash Equivalent3.58%
Credit Quality
RatingValue
AA10.02%
AAA89.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK
7%₹350 Cr2,495,825
↑ 105,971
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | ICICIBANK
6%₹302 Cr2,867,404
↑ 85,278
7.18% Govt Stock 2037
Sovereign Bonds | -
5%₹276 Cr2,750,000,000
↑ 250,000,000
7.26% Govt Stock 2033
Sovereign Bonds | -
5%₹253 Cr2,500,000,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 19 | RELIANCE
4%₹225 Cr770,258
↓ -131,541
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
4%₹211 Cr1,260,664
↓ -127,428
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 12 | LT
3%₹165 Cr473,882
↓ -32,267
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | M&M
3%₹145 Cr748,614
ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 06 | ITC
3%₹132 Cr3,254,420
7.41% Govt Stock 2036
Sovereign Bonds | -
2%₹128 Cr1,250,000,000

5. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.5% since its launch.  Ranked 8 in Hybrid Equity category.  Return for 2023 was 24.1% , 2022 was 6.6% and 2021 was 27.8% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund
Growth
Launch Date 8 Jun 05
NAV (12 Apr 24) ₹92.4371 ↓ -0.59   (-0.63 %)
Net Assets (Cr) ₹3,399 on 29 Feb 24
Category Hybrid - Hybrid Equity
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 2.06
Sharpe Ratio 3
Information Ratio 1.25
Alpha Ratio 4.97
Min Investment 500
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 19₹10,000
31 Mar 20₹6,418
31 Mar 21₹10,243
31 Mar 22₹12,041
31 Mar 23₹12,577
31 Mar 24₹16,526

Nippon India Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Apr 24

DurationReturns
1 Month 2.1%
3 Month 4.7%
6 Month 15%
1 Year 30.8%
3 Year 18.3%
5 Year 10.9%
10 Year
15 Year
Since launch 12.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 24.1%
2022 6.6%
2021 27.8%
2020 -5.3%
2019 3%
2018 -4.9%
2017 29.5%
2016 4.2%
2015 8.7%
2014 43.2%
Fund Manager information for Nippon India Equity Hybrid Fund
NameSinceTenure
Meenakshi Dawar10 Sep 212.56 Yr.
Kinjal Desai25 May 185.85 Yr.
Sushil Budhia1 Feb 204.16 Yr.
Akshay Sharma1 Dec 221.33 Yr.

Data below for Nippon India Equity Hybrid Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash2.45%
Equity73.4%
Debt23.7%
Other0.44%
Equity Sector Allocation
SectorValue
Financial Services22.4%
Industrials8.98%
Consumer Cyclical8.13%
Health Care7.6%
Technology6.63%
Energy5.63%
Utility3.83%
Consumer Defensive3.8%
Basic Materials2.88%
Communication Services2.57%
Real Estate0.95%
Debt Sector Allocation
SectorValue
Corporate18.18%
Government5.52%
Cash Equivalent2.45%
Credit Quality
RatingValue
A2.49%
AA41.39%
AAA56.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK
5%₹166 Cr1,182,356
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | ICICIBANK
5%₹165 Cr1,570,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 14 | RELIANCE
4%₹147 Cr503,000
↓ -45,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 13 | LT
4%₹123 Cr354,838
↓ -56,000
Infosys Ltd (Technology)
Equity, Since 28 Feb 11 | INFY
4%₹122 Cr730,000
↓ -150,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 11 | SUNPHARMA
3%₹110 Cr700,000
↓ -50,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
3%₹100 Cr933,200
NTPC Ltd (Utilities)
Equity, Since 31 Aug 20 | 532555
3%₹99 Cr2,950,620
State Bank of India (Financial Services)
Equity, Since 31 Jul 16 | SBIN
2%₹82 Cr1,100,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL
2%₹77 Cr685,000

6. BNP Paribas Substantial Equity Hybrid Fund

(Erstwhile BNP Paribas Balanced Fund)

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns

BNP Paribas Substantial Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 7 Apr 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14% since its launch.  Return for 2023 was 21% , 2022 was 4.3% and 2021 was 22.2% .

Below is the key information for BNP Paribas Substantial Equity Hybrid Fund

BNP Paribas Substantial Equity Hybrid Fund
Growth
Launch Date 7 Apr 17
NAV (12 Apr 24) ₹25.1328 ↓ -0.13   (-0.53 %)
Net Assets (Cr) ₹969 on 29 Feb 24
Category Hybrid - Hybrid Equity
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 2.29
Sharpe Ratio 3.16
Information Ratio 0.33
Alpha Ratio 6.1
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 19₹10,000
31 Mar 20₹9,342
31 Mar 21₹13,443
31 Mar 22₹15,734
31 Mar 23₹15,880
31 Mar 24₹21,206

BNP Paribas Substantial Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for BNP Paribas Substantial Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Apr 24

DurationReturns
1 Month 2.6%
3 Month 7.6%
6 Month 17.8%
1 Year 33.2%
3 Year 18%
5 Year 16.6%
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2023 21%
2022 4.3%
2021 22.2%
2020 14.9%
2019 16.3%
2018 0.4%
2017
2016
2015
2014
Fund Manager information for BNP Paribas Substantial Equity Hybrid Fund
NameSinceTenure
Jitendra Sriram16 Jun 221.79 Yr.
Mayank Prakash7 Apr 176.99 Yr.
Pratish Krishnan14 Mar 222.05 Yr.
Miten Vora1 Dec 221.33 Yr.

Data below for BNP Paribas Substantial Equity Hybrid Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash0.6%
Equity77.13%
Debt22.28%
Equity Sector Allocation
SectorValue
Financial Services19.22%
Consumer Cyclical13.69%
Industrials11.65%
Technology9.71%
Energy9.15%
Consumer Defensive3.55%
Basic Materials2.56%
Health Care2.08%
Communication Services1.46%
Utility1.14%
Debt Sector Allocation
SectorValue
Corporate11.71%
Government10.05%
Cash Equivalent0.6%
Securitized0.52%
Credit Quality
RatingValue
AA24.26%
AAA73.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 May 21 | RELIANCE
6%₹60 Cr207,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFCBANK
6%₹54 Cr387,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK
5%₹53 Cr504,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT
5%₹50 Cr144,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 20 | TCS
4%₹37 Cr90,000
↓ -6,639
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 21 | ITC
3%₹29 Cr702,000
Stock Futures Total
Derivatives, Since 29 Feb 24 | -
3%₹28 Cr
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | TATAMOTORS
3%₹26 Cr270,000
↓ -45,000
Infosys Ltd (Technology)
Equity, Since 30 Apr 17 | INFY
2%₹24 Cr144,000
Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | 500530
2%₹21 Cr7,200

7. HDFC Hybrid Equity Fund

(Erstwhile HDFC Premier Multi-Cap Fund and HDFC Balanced Fund)

To generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of Mid Cap & Large Cap ‘blue chip’ companies.

HDFC Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 6 Apr 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 57 in Hybrid Equity category.  Return for 2023 was 17.7% , 2022 was 8.9% and 2021 was 25.7% .

Below is the key information for HDFC Hybrid Equity Fund

HDFC Hybrid Equity Fund
Growth
Launch Date 6 Apr 05
NAV (12 Apr 24) ₹105.199 ↓ -0.83   (-0.78 %)
Net Assets (Cr) ₹22,643 on 29 Feb 24
Category Hybrid - Hybrid Equity
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.76
Sharpe Ratio 1.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 19₹10,000
31 Mar 20₹7,797
31 Mar 21₹12,371
31 Mar 22₹14,603
31 Mar 23₹15,568
31 Mar 24₹19,126

HDFC Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for HDFC Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Apr 24

DurationReturns
1 Month 1.2%
3 Month 3.2%
6 Month 10.1%
1 Year 21.9%
3 Year 17.2%
5 Year 14.2%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 17.7%
2022 8.9%
2021 25.7%
2020 13.4%
2019 7.5%
2018 -2.8%
2017 27.5%
2016 9.7%
2015 3%
2014 51.5%
Fund Manager information for HDFC Hybrid Equity Fund
NameSinceTenure
Chirag Setalvad2 Apr 0717.01 Yr.
Anupam Joshi6 Oct 221.49 Yr.
Dhruv Muchhal22 Jun 230.78 Yr.

Data below for HDFC Hybrid Equity Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash2.67%
Equity70.34%
Debt26.99%
Equity Sector Allocation
SectorValue
Financial Services24.63%
Industrials11.56%
Consumer Defensive7.15%
Technology6.93%
Energy6.61%
Health Care3.55%
Communication Services3.15%
Consumer Cyclical3.07%
Utility2.11%
Real Estate0.73%
Basic Materials0.6%
Debt Sector Allocation
SectorValue
Government16.25%
Corporate10.74%
Cash Equivalent2.67%
Credit Quality
RatingValue
AA4.72%
AAA93.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | ICICIBANK
7%₹1,536 Cr14,600,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 13 | HDFCBANK
6%₹1,395 Cr9,940,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 11 | LT
5%₹1,091 Cr3,137,093
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE
5%₹1,074 Cr3,675,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
4%₹936 Cr12,508,071
ITC Ltd (Consumer Defensive)
Equity, Since 31 May 15 | ITC
4%₹927 Cr22,814,004
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
4%₹874 Cr5,223,368
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | 532215
3%₹779 Cr7,250,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 12 | BHARTIARTL
3%₹674 Cr6,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹572 Cr57,500

8. Franklin India Equity Hybrid Fund

(Erstwhile Franklin India Balanced Fund)

The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments.

Franklin India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 10 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.9% since its launch.  Ranked 16 in Hybrid Equity category.  Return for 2023 was 22.5% , 2022 was 4.7% and 2021 was 23.8% .

Below is the key information for Franklin India Equity Hybrid Fund

Franklin India Equity Hybrid Fund
Growth
Launch Date 10 Dec 99
NAV (12 Apr 24) ₹239.714 ↓ -1.54   (-0.64 %)
Net Assets (Cr) ₹1,701 on 29 Feb 24
Category Hybrid - Hybrid Equity
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 2.22
Sharpe Ratio 2.84
Information Ratio 0.5
Alpha Ratio 4.78
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 19₹10,000
31 Mar 20₹8,083
31 Mar 21₹12,586
31 Mar 22₹14,279
31 Mar 23₹14,841
31 Mar 24₹19,464

Franklin India Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Franklin India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Apr 24

DurationReturns
1 Month 2.2%
3 Month 5.4%
6 Month 16%
1 Year 32.2%
3 Year 17.2%
5 Year 14.8%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 22.5%
2022 4.7%
2021 23.8%
2020 13.7%
2019 7.9%
2018 -1.6%
2017 21%
2016 7.6%
2015 4.8%
2014 47%
Fund Manager information for Franklin India Equity Hybrid Fund
NameSinceTenure
Anuj Tagra7 Mar 240.07 Yr.
Chandni Gupta7 Mar 240.07 Yr.
Varun Sharma1 Sep 230.58 Yr.
Sandeep Manam18 Oct 212.45 Yr.
Rajasa Kakulavarapu6 Sep 212.57 Yr.

Data below for Franklin India Equity Hybrid Fund as on 29 Feb 24

Asset Allocation
Asset ClassValue
Cash11.64%
Equity69.48%
Debt18.87%
Equity Sector Allocation
SectorValue
Financial Services18.44%
Industrials11.44%
Consumer Cyclical10.67%
Technology7.09%
Health Care4.98%
Utility4.31%
Energy3.49%
Basic Materials3.18%
Consumer Defensive3.13%
Communication Services2.74%
Debt Sector Allocation
SectorValue
Government15.66%
Corporate7.61%
Cash Equivalent7.25%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
5%₹88 Cr839,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK
4%₹71 Cr506,400
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT
4%₹67 Cr191,263
5.63% Govt Stock 2026
Sovereign Bonds | -
4%₹65 Cr6,500,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
4%₹60 Cr356,567
5.74% Govt Stock 2026
Sovereign Bonds | -
3%₹49 Cr5,000,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Sep 14 | TATAMOTORS
3%₹47 Cr492,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Nov 21 | HCLTECH
3%₹45 Cr269,300
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 532215
3%₹43 Cr403,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Sep 22 | SUNPHARMA
2%₹42 Cr265,500

Tax Implications

All the mutual funds with an equity exposure of 65% or more on an average are treated as equity Asset Class for taxation purpose. So the short-term Capital Gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).

For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).

How to Invest in Balanced Funds Online?

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  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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