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8 Best Performing Hybrid Balanced Mutual Funds 2019 | Fincash.com

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8 Best Hybrid Balanced Mutual Funds 2019

Updated on February 17, 2019 , 1710 views

Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.

hybrid-or-balanced-mutual-funds

Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2019 - 2020 in article below.

Why Invest in Hybrid or Balanced Mutual Funds?

  • Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.

  • Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.

  • Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.

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Top 8 Hybrid Mutual Funds for Investments in FY 19 - 20

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential MIP 25 Growth ₹41.3218
↓ -0.08
₹1,5841.81.95.710.811.65.1
SBI Debt Hybrid Fund Growth ₹37.9892
↓ -0.12
₹1,2521.30.20.66.99.1-0.2
Aditya Birla Sun Life Regular Savings Fund Growth ₹37.5984
↓ -0.09
₹2,379-0.1-3.8-1.29.511.1-2.2
Principal Hybrid Equity Fund Growth ₹72.65
↓ -0.02
₹1,668-2.6-6.4-2.816.815-1.5
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹702.85
↑ 1.00
₹13,373-2.8-9-5.110.714.2-5
HDFC Balanced Advantage Fund Growth ₹193.223
↑ 0.95
₹37,8505.4812.316.618.8
UTI Regular Savings Fund Growth ₹40.2388
↓ -0.11
₹2,5071.4-1.23.88.710.33.4
HDFC Hybrid Debt Fund Growth ₹43.7746
↓ -0.08
₹3,18300.70.88.9100.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Feb 19

Hybrid / Balanced Mutual Funds Basics

1. Understanding Balanced Funds

In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.

2. Types of Hybrid Mutual Funds

Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.

Type Details
Hybrid Equity 65% Equity 35% Debt
Hybrid Debt 65% Debt 35% Equity
Arbitrage 100% Equity Arbitrage
Dynamic Allocation Dynamic Allocaiton based on valuations
Equity Savings arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments
Multi Asset Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives
Balanced Hybrid 50% Equity 50% Debt

3. Advantages of Balanced Funds

Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.

4. Disadvantages of Balanced Funds

While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.

5. Better risk-based returns

Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.

Fund Category 5-year rolling return Risk-based Std. deviation
Balanced Funds 13.20% 2.9
Large cap funds 12.90% 3.47
mid-cap and Large cap funds 13.96% 3.82
Diversified Funds 14.91% 3.96

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2018 was 5.1% , 2017 was 12.9% and 2016 was 10.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (18 Feb 19) ₹41.3218 ↓ -0.08   (-0.19 %)
Net Assets (Cr) ₹1,584 on 31 Jan 19
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 0.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹12,756
31 Jan 16₹13,063
31 Jan 17₹14,994
31 Jan 18₹16,617
31 Jan 19₹17,381

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 19

DurationReturns
1 Month -0.3%
3 Month 1.8%
6 Month 1.9%
1 Year 5.7%
3 Year 10.8%
5 Year 11.6%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
2010 9%
2009 22.5%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 153.7 Yr.
Manish Banthia19 Sep 135.12 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Jan 19

Asset Allocation
Asset ClassValue
Cash7.47%
Equity16.23%
Debt76.28%
Other0.02%
Equity Sector Allocation
SectorValue
Consumer Cyclical5.25%
Financial Services3.24%
Consumer Defensive1.39%
Basic Materials1.14%
Industrials1.14%
Health Care0.94%
Energy0.57%
Debt Sector Allocation
SectorValue
Corporate71.6%
Cash Equivalent5.91%
Government4.52%
Securitized1.72%
Credit Quality
RatingValue
A21.77%
AA34.63%
AAA38.49%
BBB5.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹100 Cr1,000
Essar Oil Limited
Debentures | -
6%₹100 Cr100
LIC Housing Finance Limited
Debentures | -
6%₹99 Cr1,000
Talwandi Sabo Power Limited
Debentures | -
6%₹98 Cr1,000
Treps
CBLO/Reverse Repo | -
6%₹95 Cr
IIERT June 2018 II Series A PTC
Unlisted bonds | -
5%₹75 Cr1,000
Prestige Estates Projects Limited
Debentures | -
5%₹74 Cr750
Tata Steel Limited
Debentures | -
4%₹71 Cr490
↓ -250
IDBI Bank Limited
Debentures | -
4%₹67 Cr694
Housing Development Finance Corporation Limited
Debentures | -
4%₹65 Cr65

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2018 was -0.2% , 2017 was 8.5% and 2016 was 12.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (18 Feb 19) ₹37.9892 ↓ -0.12   (-0.30 %)
Net Assets (Cr) ₹1,252 on 31 Jan 19
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 2.4
Sharpe Ratio -0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹12,146
31 Jan 16₹12,795
31 Jan 17₹14,698
31 Jan 18₹15,547
31 Jan 19₹15,602

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 19

DurationReturns
1 Month -0.4%
3 Month 1.3%
6 Month 0.2%
1 Year 0.6%
3 Year 6.9%
5 Year 9.1%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
2011 1.1%
2010 7.5%
2009 5.9%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Dinesh Ahuja1 Jul 117.34 Yr.
Ruchit Mehta1 Jul 117.34 Yr.

Data below for SBI Debt Hybrid Fund as on 31 Jan 19

Asset Allocation
Asset ClassValue
Cash8.35%
Equity24.69%
Debt66.96%
Equity Sector Allocation
SectorValue
Financial Services8.28%
Consumer Cyclical5.42%
Industrials4.24%
Consumer Defensive2.53%
Technology2.27%
Energy0.73%
Communication Services0.61%
Basic Materials0.6%
Debt Sector Allocation
SectorValue
Corporate63.76%
Cash Equivalent8.35%
Government3.2%
Credit Quality
RatingValue
A7.26%
AA45.83%
AAA46.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank Of India
Debentures | -
8%₹102 Cr1,000
Treps
CBLO/Reverse Repo | -
5%₹68 Cr
Bharti Telecom Limited
Debentures | -
4%₹54 Cr500
Reliance Industries Limited
Debentures | -
4%₹49 Cr500
ICICI Bank Limited
Debentures | -
4%₹49 Cr500
Muthoot Finance Limited
Debentures | -
3%₹39 Cr400,000
Hindalco Industries Limited
Debentures | -
3%₹36 Cr360
Power Finance Corporation Ltd.
Debentures | -
3%₹35 Cr350
Tata Realty And Infrastructure Limited
Debentures | -
2%₹31 Cr310
Syndicate Bank
Debentures | -
2%₹30 Cr300

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2018 was -2.2% , 2017 was 15.5% and 2016 was 13.1% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (18 Feb 19) ₹37.5984 ↓ -0.09   (-0.24 %)
Net Assets (Cr) ₹2,379 on 31 Jan 19
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.24
Sharpe Ratio -0.84
Information Ratio 0.04
Alpha Ratio -7.29
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹13,165
31 Jan 16₹13,255
31 Jan 17₹15,912
31 Jan 18₹17,476
31 Jan 19₹17,140

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 19

DurationReturns
1 Month -1.2%
3 Month -0.1%
6 Month -3.8%
1 Year -1.2%
3 Year 9.5%
5 Year 11.1%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
2013 6.7%
2012 16.7%
2011 -0.6%
2010 7.6%
2009 20.9%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 099.38 Yr.
Vineet Maloo26 Aug 153.19 Yr.
Pranay Sinha26 Aug 153.19 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 31 Jan 19

Asset Allocation
Asset ClassValue
Cash26.8%
Equity25.85%
Debt47.35%
Equity Sector Allocation
SectorValue
Financial Services11.7%
Industrials3.95%
Basic Materials2.84%
Consumer Cyclical2.77%
Technology1.71%
Energy1.29%
Health Care1.13%
Utility0.27%
Consumer Defensive0.18%
Debt Sector Allocation
SectorValue
Corporate38.12%
Cash Equivalent26.8%
Government8.43%
Securitized0.81%
Credit Quality
RatingValue
A12.94%
AA34.46%
AAA48.81%
B0.31%
Below B2.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Limited
CBLO | -
10%₹238 Cr
Indiabulls Housing Finance Limited
Debentures | -
5%₹125 Cr1,250
↑ 1,250
Kotak Mahindra Investments Limited
Debentures | -
4%₹100 Cr1,000
U.P. Power Corporation Limited
Debentures | -
4%₹98 Cr1,007
Tata Motors Finance Limited
Debentures | -
4%₹96 Cr750
Net Receivables / (Payables)
Net Current Assets | -
3%₹74 Cr
PNB Housing Finance Ltd
Debentures | -
3%₹74 Cr750
Indiabulls Housing Finance Limited
Debentures | -
3%₹65 Cr500
Housing Development Finance Corporation Limited
Debentures | -
2%₹52 Cr50
SP Imperial Star Private Limited
Unlisted bonds | -
2%₹51 Cr40

4. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.9% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2018 was -1.5% , 2017 was 36.3% and 2016 was 10.1% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (19 Feb 19) ₹72.65 ↓ -0.02   (-0.03 %)
Net Assets (Cr) ₹1,668 on 31 Jan 19
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.78
Sharpe Ratio -0.56
Information Ratio 0.84
Alpha Ratio -3.56
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹14,330
31 Jan 16₹13,466
31 Jan 17₹16,307
31 Jan 18₹21,589
31 Jan 19₹20,866

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 19

DurationReturns
1 Month -3.2%
3 Month -2.6%
6 Month -6.4%
1 Year -2.8%
3 Year 16.8%
5 Year 15%
10 Year
15 Year
Since launch 10.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.5%
2017 36.3%
2016 10.1%
2015 3.1%
2014 34.9%
2013 7.2%
2012 34.2%
2011 -22%
2010 10.2%
2009 64%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Bekxy Kuriakose21 Mar 162.61 Yr.
P.V.K. Mohan27 Jan 126.76 Yr.

Data below for Principal Hybrid Equity Fund as on 31 Jan 19

Asset Allocation
Asset ClassValue
Cash11.21%
Equity67.5%
Debt21.25%
Other0.04%
Equity Sector Allocation
SectorValue
Financial Services17.61%
Technology11.19%
Consumer Defensive10.59%
Basic Materials8.1%
Industrials5.43%
Utility4.08%
Energy3.56%
Consumer Cyclical3.56%
Health Care2.16%
Communication Services1.22%
Debt Sector Allocation
SectorValue
Corporate13.13%
Cash Equivalent11.21%
Government8.13%
Credit Quality
RatingValue
A3.19%
AA23.18%
AAA73.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 01-Feb-2019
CBLO/Reverse Repo | -
8%₹131 Cr
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
4%₹63 Cr304,203
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
4%₹59 Cr484,300
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
3%₹55 Cr1,517,976
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
3%₹50 Cr673,000
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹44 Cr1,569,532
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
2%₹38 Cr187,518
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
2%₹35 Cr278,716
↑ 56,000
7.16% Govt Stock 2023
Sovereign Bonds | -
2%₹33 Cr3,350,000
↓ -1,800,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
2%₹32 Cr165,000

5. Aditya Birla Sun Life Equity Hybrid 95 Fund

(Erstwhile Aditya Birla Sun Life Balanced 95 Fund)

An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Equity Hybrid 95 Fund is a Hybrid - Hybrid Equity fund was launched on 10 Feb 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.4% since its launch.  Ranked 3 in Hybrid Equity category.  Return for 2018 was -5% , 2017 was 25.9% and 2016 was 8.9% .

Below is the key information for Aditya Birla Sun Life Equity Hybrid 95 Fund

Aditya Birla Sun Life Equity Hybrid 95 Fund
Growth
Launch Date 10 Feb 95
NAV (19 Feb 19) ₹702.85 ↑ 1.00   (0.14 %)
Net Assets (Cr) ₹13,373 on 31 Jan 19
Category Hybrid - Hybrid Equity
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.41
Sharpe Ratio -0.82
Information Ratio -0.77
Alpha Ratio -6.58
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹15,914
31 Jan 16₹15,239
31 Jan 17₹17,955
31 Jan 18₹21,531
31 Jan 19₹20,151

Aditya Birla Sun Life Equity Hybrid 95 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Aditya Birla Sun Life Equity Hybrid 95 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 19

DurationReturns
1 Month -3.8%
3 Month -2.8%
6 Month -9%
1 Year -5.1%
3 Year 10.7%
5 Year 14.2%
10 Year
15 Year
Since launch 19.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -5%
2017 25.9%
2016 8.9%
2015 3.4%
2014 48.6%
2013 6.1%
2012 24.6%
2011 -13.9%
2010 19.7%
2009 70.2%
Fund Manager information for Aditya Birla Sun Life Equity Hybrid 95 Fund
NameSinceTenure
Mahesh Patil15 Jan 144.96 Yr.
Pranay Sinha26 Aug 153.35 Yr.
Dhaval Shah23 Nov 162.11 Yr.

Data below for Aditya Birla Sun Life Equity Hybrid 95 Fund as on 31 Jan 19

Asset Allocation
Asset ClassValue
Cash6.92%
Equity74.05%
Debt19.03%
Equity Sector Allocation
SectorValue
Financial Services24.38%
Technology10.48%
Consumer Cyclical8.17%
Basic Materials7.25%
Health Care6.37%
Consumer Defensive6.17%
Industrials6.14%
Energy3.47%
Utility1.62%
Debt Sector Allocation
SectorValue
Corporate15.6%
Cash Equivalent6.92%
Government3.32%
Securitized0.11%
Credit Quality
RatingValue
A6.43%
AA36.84%
AAA56.29%
Below B0.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | HDFCBANK
7%₹934 Cr4,491,629
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 13 | ICICIBANK
5%₹687 Cr18,846,458
Infosys Ltd (Technology)
Equity, Since 31 May 11 | INFY
4%₹537 Cr7,170,652
INDIABULLS HOUSING FINANCE LIMITED
Commercial Paper | -
3%₹446 Cr9,000
↑ 9,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 16 | SBIN
3%₹390 Cr13,266,700
Idea Cellular Limited
Debentures | -
2%₹316 Cr3,450
Clearing Corporation Of India Limited
CBLO | -
2%₹294 Cr
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 14 | ITC
2%₹273 Cr9,801,000
↑ 1,817,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT
2%₹236 Cr1,796,680
↑ 396,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Nov 11 | HCLTECH
2%₹211 Cr2,102,590
↑ 93,300

6. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch.  Ranked 23 in Dynamic Allocation category. .

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund
Growth
Launch Date 11 Sep 00
NAV (07 Sep 18) ₹193.223 ↑ 0.95   (0.49 %)
Net Assets (Cr) ₹37,850 on 31 Jul 18
Category Hybrid - Dynamic Allocation
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.53
Sharpe Ratio 0.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹15,633
31 Jan 16₹13,869
31 Jan 17₹16,669
31 Jan 18₹22,104

HDFC Balanced Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 19

DurationReturns
1 Month 2.2%
3 Month 5.4%
6 Month 8%
1 Year 12.3%
3 Year 16.6%
5 Year 18.8%
10 Year
15 Year
Since launch 17.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for HDFC Balanced Advantage Fund
NameSinceTenure

Data below for HDFC Balanced Advantage Fund as on 31 Jul 18

Asset Allocation
Asset ClassValue
Equity Sector Allocation
SectorValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2018 was 3.4% , 2017 was 12.5% and 2016 was 8.9% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (18 Feb 19) ₹40.2388 ↓ -0.11   (-0.26 %)
Net Assets (Cr) ₹2,507 on 31 Jan 19
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio -0.05
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹12,529
31 Jan 16₹12,985
31 Jan 17₹14,501
31 Jan 18₹16,028
31 Jan 19₹16,499

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 19

DurationReturns
1 Month -0.5%
3 Month 1.4%
6 Month -1.2%
1 Year 3.8%
3 Year 8.7%
5 Year 10.3%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
2012 15.1%
2011 -0.6%
2010 7.2%
2009 21.6%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amandeep Chopra14 Dec 0611.89 Yr.
Ajay Tyagi2 Dec 143.92 Yr.

Data below for UTI Regular Savings Fund as on 31 Jan 19

Asset Allocation
Asset ClassValue
Cash11.7%
Equity24.79%
Debt63.51%
Equity Sector Allocation
SectorValue
Financial Services7.64%
Consumer Cyclical4.32%
Technology4.16%
Health Care3.3%
Basic Materials2.28%
Consumer Defensive1.56%
Industrials1.53%
Debt Sector Allocation
SectorValue
Corporate48.81%
Government12.6%
Cash Equivalent11.7%
Securitized2.09%
Credit Quality
RatingValue
A3.84%
AA45.85%
AAA50.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
10%₹239 Cr00
Idea Cellular Limited
Debentures | -
6%₹151 Cr1,650
↑ 50
7.17% Govt Stock 2028
Sovereign Bonds | -
4%₹103 Cr1,047,170,000
↓ -750,000,000
Dewan Housing Finance Corporation Limited
Debentures | -
4%₹91 Cr1,000,000
7.68% Govt Stock 2023
Sovereign Bonds | -
3%₹86 Cr850,000,000
Bank Of Baroda
Debentures | -
3%₹72 Cr750
U.P. Power Corporation Limited
Debentures | -
2%₹59 Cr600
Rent a Device Trust
Unlisted bonds | -
2%₹52 Cr500
Green Infra Wind Energy Limited
Debentures | -
2%₹50 Cr500
NRSS XXIX TRANSMISSION LIMITED
Debentures | -
2%₹50 Cr500

8. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.2% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2018 was 0.6% , 2017 was 10.8% and 2016 was 13% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (18 Feb 19) ₹43.7746 ↓ -0.08   (-0.18 %)
Net Assets (Cr) ₹3,183 on 31 Jan 19
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.06
Sharpe Ratio -0.54
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹12,903
31 Jan 16₹12,807
31 Jan 17₹15,100
31 Jan 18₹16,320
31 Jan 19₹16,394

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 19

DurationReturns
1 Month -1.8%
3 Month 0%
6 Month 0.7%
1 Year 0.8%
3 Year 8.9%
5 Year 10%
10 Year
15 Year
Since launch 10.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 0.6%
2017 10.8%
2016 13%
2015 3.8%
2014 24.9%
2013 3.6%
2012 15.6%
2011 -0.8%
2010 10.8%
2009 30.7%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0711.34 Yr.
Prashant Jain26 Dec 0315.02 Yr.
Amar Kalkundrikar10 Jan 190 Yr.

Data below for HDFC Hybrid Debt Fund as on 31 Jan 19

Asset Allocation
Asset ClassValue
Cash8.51%
Equity25.1%
Debt66.4%
Equity Sector Allocation
SectorValue
Financial Services9.98%
Technology3.82%
Utility2.99%
Basic Materials2.71%
Industrials2.4%
Energy2.03%
Health Care1.18%
Consumer Cyclical0%
Debt Sector Allocation
SectorValue
Government36.5%
Corporate29.9%
Cash Equivalent8.51%
Credit Quality
RatingValue
A9.65%
AA19.92%
AAA69.14%
BB1.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
5%₹166 Cr
7.17% Govt Stock 2028
Sovereign Bonds | -
5%₹147 Cr15,000,000
↑ 2,500,000
Reliance Jio Infocomm Limited
Debentures | -
3%₹97 Cr1,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
3%₹80 Cr2,199,000
State Bank of India (Financial Services)
Equity, Since 31 Aug 09 | SBIN
2%₹76 Cr2,603,710
7.35% Govt Stock 2024
Sovereign Bonds | -
2%₹75 Cr7,500,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹74 Cr75
Infosys Ltd (Technology)
Equity, Since 31 Aug 11 | INFY
2%₹71 Cr951,648
7.88% GS 2030
Sovereign Bonds | -
2%₹71 Cr7,000,000
↓ -500,000
Power Finance Corporation Ltd.
Debentures | -
2%₹71 Cr750

Tax Implications

All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).

For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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