+91-22-62820123
Table of Contents
8 Best Hybrid Balanced Mutual Funds 2019
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.
Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2019 - 2020 in article below.
Why Invest in Hybrid or Balanced Mutual Funds?
Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.
Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.
Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.
Talk to our investment specialist
Top 8 Hybrid Mutual Funds for Investments in FY 19 - 20
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) ICICI Prudential MIP 25 Growth ₹42.7289
↑ 0.04 ₹1,589 2.9 6.2 6.9 10.3 11.6 5.1 SBI Debt Hybrid Fund Growth ₹39.7834
↑ 0.11 ₹1,226 4.1 7.4 3.2 7.4 9.5 -0.2 Principal Hybrid Equity Fund Growth ₹78.46
↑ 0.31 ₹1,638 4.1 6.3 2.8 16 15.1 -1.5 Aditya Birla Sun Life Regular Savings Fund Growth ₹39.0601
↑ 0.08 ₹2,316 2.6 4.8 0.9 8.6 11.1 -2.2 Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹759.7
↑ 3.94 ₹13,141 3.6 6.3 0.4 10.7 14.1 -5 SBI Equity Hybrid Fund Growth ₹135.28
↑ 0.63 ₹27,907 5.8 10.3 6.9 12 15 -0.1 ICICI Prudential Equity and Debt Fund Growth ₹135.64
↑ 0.58 ₹25,467 5.4 8.2 6.4 14.1 15.6 -1.9 UTI Regular Savings Fund Growth ₹41.5844
↑ 0.07 ₹2,503 2.6 4.7 4.7 8.5 10.3 3.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Apr 19
Hybrid / Balanced Mutual Funds Basics
1. Understanding Balanced Funds
In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.
2. Types of Hybrid Mutual Funds
Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.
| Type | Details |
|---|---|
| Hybrid Equity | 65% Equity 35% Debt |
| Hybrid Debt | 65% Debt 35% Equity |
| Arbitrage | 100% Equity Arbitrage |
| Dynamic Allocation | Dynamic Allocaiton based on valuations |
| Equity Savings | arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments |
| Multi Asset | Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives |
| Balanced Hybrid | 50% Equity 50% Debt |
3. Advantages of Balanced Funds
Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.
4. Disadvantages of Balanced Funds
While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.
5. Better risk-based returns
Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.
| Fund Category | 5-year rolling return | Risk-based Std. deviation |
|---|---|---|
| Balanced Funds | 13.20% | 2.9 |
| Large cap funds | 12.90% | 3.47 |
| mid-cap and Large cap funds | 13.96% | 3.82 |
| Diversified Funds | 14.91% | 3.96 |
The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan) To provide regular income, liquidity and attractive returns to the investors
through an actively managed portfolio of debt, equity and money market
instruments. Income may be generated through the receipt of coupon payments,
the amortization of the discount on the debt instruments, receipt of dividends or
purchase and sale of securities in the underlying portfolio. SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a Below is the key information for SBI Debt Hybrid Fund Returns up to 1 year are on (Erstwhile Principal Balanced Fund) Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities. Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a Below is the key information for Principal Hybrid Equity Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan) An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus. Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Regular Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Balanced 95 Fund) An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Equity Hybrid 95 Fund is a Hybrid - Hybrid Equity fund was launched on 10 Feb 95. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Equity Hybrid 95 Fund Returns up to 1 year are on (Erstwhile SBI Magnum Balanced Fund) To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt. SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Equity Hybrid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Balanced Fund) To generate long term capital appreciation and current income from a portfolio
that is invested in equity and equity related securities as well as in fixed income
securities. ICICI Prudential Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Equity and Debt Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on 1. ICICI Prudential MIP 25
CAGR/Annualized return of 10.1% since its launch. Ranked 2 in Hybrid Debt category. Return for 2018 was 5.1% , 2017 was 12.9% and 2016 was 10.9% . ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (16 Apr 19) ₹42.7289 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹1,589 on 28 Feb 19 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.28 Sharpe Ratio 0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 14 ₹10,000 31 Mar 15 ₹12,324 31 Mar 16 ₹12,671 31 Mar 17 ₹14,685 31 Mar 18 ₹15,840 31 Mar 19 ₹17,134 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19 Duration Returns 1 Month 1% 3 Month 2.9% 6 Month 6.2% 1 Year 6.9% 3 Year 10.3% 5 Year 11.6% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% 2014 22.5% 2013 5.9% 2012 17.3% 2011 -0.6% 2010 9% 2009 22.5% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Rajat Chandak 17 Feb 15 4.03 Yr. Manish Banthia 19 Sep 13 5.45 Yr. Priyanka Khandelwal 15 Jun 17 1.71 Yr. Data below for ICICI Prudential MIP 25 as on 28 Feb 19
Asset Allocation
Asset Class Value Cash 4.4% Equity 13.94% Debt 81.64% Other 0.02% Equity Sector Allocation
Sector Value Consumer Cyclical 4.86% Financial Services 3.54% Consumer Defensive 1.37% Industrials 1.35% Basic Materials 1.27% Health Care 0.94% Energy 0.62% Debt Sector Allocation
Sector Value Corporate 75.65% Government 4.47% Cash Equivalent 4.4% Securitized 1.51% Credit Quality
Rating Value A 21.88% AA 34.8% AAA 38.15% BBB 5.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing And Urban Development Corporation Ltd.
Debentures | -6% ₹101 Cr 1,000
↑ 1,000 Essar Oil Limited
Debentures | -6% ₹101 Cr 100 Aqua Space Developers Pvt. Ltd.
Debentures | -6% ₹100 Cr 1,000 Talwandi Sabo Power Limited
Debentures | -6% ₹98 Cr 1,000 Tata Value Homes Limited
Debentures | -5% ₹75 Cr 750
↑ 750 Prestige Estates Projects Limited
Debentures | -5% ₹75 Cr 750 Tata Steel Limited
Debentures | -4% ₹72 Cr 490 Crompton Greaves Consumer Electrcials Limited
Debentures | -4% ₹70 Cr 700
↑ 700 IIERT June 2018 II Series A PTC
Unlisted bonds | -4% ₹68 Cr 1,000 IDBI Bank Limited
Debentures | -4% ₹67 Cr 694 2. SBI Debt Hybrid Fund
CAGR/Annualized return of 8% since its launch. Ranked 5 in Hybrid Debt category. Return for 2018 was -0.2% , 2017 was 8.5% and 2016 was 12.5% . SBI Debt Hybrid Fund
Growth Launch Date 9 Apr 01 NAV (16 Apr 19) ₹39.7834 ↑ 0.11 (0.29 %) Net Assets (Cr) ₹1,226 on 28 Feb 19 Category Hybrid - Hybrid Debt AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 2.4 Sharpe Ratio -0.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 14 ₹10,000 31 Mar 15 ₹11,915 31 Mar 16 ₹12,645 31 Mar 17 ₹14,436 31 Mar 18 ₹15,114 31 Mar 19 ₹15,730 Returns for SBI Debt Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19 Duration Returns 1 Month 1.1% 3 Month 4.1% 6 Month 7.4% 1 Year 3.2% 3 Year 7.4% 5 Year 9.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.2% 2017 8.5% 2016 12.5% 2015 8.2% 2014 18% 2013 4.1% 2012 15.4% 2011 1.1% 2010 7.5% 2009 5.9% Fund Manager information for SBI Debt Hybrid Fund
Name Since Tenure Dinesh Ahuja 1 Jul 11 7.75 Yr. Ruchit Mehta 1 Jul 11 7.75 Yr. Data below for SBI Debt Hybrid Fund as on 28 Feb 19
Asset Allocation
Asset Class Value Cash 6.29% Equity 25.31% Debt 68.4% Equity Sector Allocation
Sector Value Financial Services 7.67% Consumer Cyclical 6.54% Industrials 4.78% Consumer Defensive 2.56% Technology 2.2% Basic Materials 1.05% Communication Services 0.51% Debt Sector Allocation
Sector Value Corporate 63.5% Cash Equivalent 6.29% Government 4.9% Credit Quality
Rating Value A 10.82% AA 40.04% AAA 49.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank Of India
Debentures | -8% ₹104 Cr 1,000 Bharti Telecom Limited
Debentures | -4% ₹54 Cr 500 ICICI Bank Limited
Debentures | -4% ₹49 Cr 500 National Highways Authority Of India
Debentures | -4% ₹45 Cr 450
↑ 450 Muthoot Finance Limited
Debentures | -3% ₹39 Cr 400,000 Hindalco Industries Limited
Debentures | -3% ₹37 Cr 360 Power Finance Corporation Ltd.
Debentures | -3% ₹35 Cr 350 Tata Realty And Infrastructure Limited
Debentures | -2% ₹31 Cr 310 Syndicate Bank
Debentures | -2% ₹30 Cr 300 Credila Financial Services Private Limited
Debentures | -2% ₹29 Cr 300 3. Principal Hybrid Equity Fund
CAGR/Annualized return of 11.3% since its launch. Ranked 1 in Hybrid Equity category. Return for 2018 was -1.5% , 2017 was 36.3% and 2016 was 10.1% . Principal Hybrid Equity Fund
Growth Launch Date 14 Jan 00 NAV (16 Apr 19) ₹78.46 ↑ 0.31 (0.40 %) Net Assets (Cr) ₹1,638 on 28 Feb 19 Category Hybrid - Hybrid Equity AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.78 Sharpe Ratio -0.44 Information Ratio 1.01 Alpha Ratio -4.9 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 14 ₹10,000 31 Mar 15 ₹13,045 31 Mar 16 ₹12,765 31 Mar 17 ₹16,220 31 Mar 18 ₹19,095 31 Mar 19 ₹20,233 Returns for Principal Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19 Duration Returns 1 Month 1.9% 3 Month 4.1% 6 Month 6.3% 1 Year 2.8% 3 Year 16% 5 Year 15.1% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 -1.5% 2017 36.3% 2016 10.1% 2015 3.1% 2014 34.9% 2013 7.2% 2012 34.2% 2011 -22% 2010 10.2% 2009 64% Fund Manager information for Principal Hybrid Equity Fund
Name Since Tenure Bekxy Kuriakose 21 Mar 16 2.87 Yr. P.V.K. Mohan 27 Jan 12 7.02 Yr. Data below for Principal Hybrid Equity Fund as on 28 Feb 19
Asset Allocation
Asset Class Value Cash 11.51% Equity 71.37% Debt 17.12% Equity Sector Allocation
Sector Value Financial Services 20.8% Technology 11.02% Consumer Defensive 10.07% Basic Materials 8.63% Industrials 5.92% Utility 4.21% Energy 3.8% Consumer Cyclical 3.76% Health Care 1.88% Communication Services 1.27% Debt Sector Allocation
Sector Value Cash Equivalent 10.37% Corporate 10.26% Government 6.86% Credit Quality
Rating Value A 10.2% AA 16.44% AAA 73.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK4% ₹71 Cr 304,203 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE4% ₹66 Cr 484,300 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK3% ₹61 Cr 1,517,976 Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY3% ₹50 Cr 673,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹47 Cr 1,569,532 State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN3% ₹46 Cr 1,437,306
↑ 420,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS2% ₹38 Cr 187,518 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK2% ₹37 Cr 278,716 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC2% ₹32 Cr 165,000 Tata Power Co Ltd (Utilities)
Equity, Since 30 Nov 17 | 5004002% ₹32 Cr 4,351,640 4. Aditya Birla Sun Life Regular Savings Fund
CAGR/Annualized return of 9.6% since its launch. Ranked 4 in Hybrid Debt category. Return for 2018 was -2.2% , 2017 was 15.5% and 2016 was 13.1% . Aditya Birla Sun Life Regular Savings Fund
Growth Launch Date 22 May 04 NAV (16 Apr 19) ₹39.0601 ↑ 0.08 (0.20 %) Net Assets (Cr) ₹2,316 on 28 Feb 19 Category Hybrid - Hybrid Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.24 Sharpe Ratio -0.62 Information Ratio 0.24 Alpha Ratio -7.44 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 14 ₹10,000 31 Mar 15 ₹12,709 31 Mar 16 ₹12,993 31 Mar 17 ₹15,654 31 Mar 18 ₹16,585 31 Mar 19 ₹16,883 Returns for Aditya Birla Sun Life Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19 Duration Returns 1 Month 1% 3 Month 2.6% 6 Month 4.8% 1 Year 0.9% 3 Year 8.6% 5 Year 11.1% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2018 -2.2% 2017 15.5% 2016 13.1% 2015 5.4% 2014 27.7% 2013 6.7% 2012 16.7% 2011 -0.6% 2010 7.6% 2009 20.9% Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
Name Since Tenure Satyabrata Mohanty 18 Jun 09 9.63 Yr. Vineet Maloo 26 Aug 15 3.44 Yr. Pranay Sinha 26 Aug 15 3.44 Yr. Data below for Aditya Birla Sun Life Regular Savings Fund as on 28 Feb 19
Asset Allocation
Asset Class Value Cash 21.88% Equity 25.73% Debt 52.39% Equity Sector Allocation
Sector Value Financial Services 11.34% Industrials 4.33% Consumer Cyclical 2.89% Basic Materials 2.16% Technology 1.95% Energy 1.75% Health Care 0.96% Utility 0.34% Debt Sector Allocation
Sector Value Corporate 43.42% Cash Equivalent 21.88% Government 8.14% Securitized 0.83% Credit Quality
Rating Value A 11.89% AA 25.64% AAA 60.06% B 0.28% Below B 2.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity INDIABULLS HOUSING FINANCE LIMITED
Commercial Paper | -6% ₹139 Cr 2,800
↑ 2,800 Fullerton India Credit Company Ltd
Debentures | -5% ₹125 Cr 1,250 ECL FINANCE LIMITED
Commercial Paper | -4% ₹100 Cr 2,000 U.P. Power Corporation Limited
Debentures | -4% ₹95 Cr 1,007 INDIABULLS CONSUMER FINANCE LIMITED
Commercial Paper | -4% ₹84 Cr 1,700
↑ 1,700 Clearing Corporation Of India Limited
CBLO | -3% ₹79 Cr Net Receivables / (Payables)
Net Current Assets | -3% ₹74 Cr PNB Housing Finance Ltd
Debentures | -3% ₹74 Cr 750 Indiabulls Housing Finance Limited
Debentures | -3% ₹65 Cr 500 SP Imperial Star Private Limited
Unlisted bonds | -2% ₹53 Cr 40 5. Aditya Birla Sun Life Equity Hybrid 95 Fund
CAGR/Annualized return of 19.6% since its launch. Ranked 3 in Hybrid Equity category. Return for 2018 was -5% , 2017 was 25.9% and 2016 was 8.9% . Aditya Birla Sun Life Equity Hybrid 95 Fund
Growth Launch Date 10 Feb 95 NAV (16 Apr 19) ₹759.7 ↑ 3.94 (0.52 %) Net Assets (Cr) ₹13,141 on 28 Feb 19 Category Hybrid - Hybrid Equity AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.41 Sharpe Ratio -0.62 Information Ratio -0.6 Alpha Ratio -7.01 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 14 ₹10,000 31 Mar 15 ₹14,304 31 Mar 16 ₹14,069 31 Mar 17 ₹17,386 31 Mar 18 ₹18,772 31 Mar 19 ₹19,368 Returns for Aditya Birla Sun Life Equity Hybrid 95 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19 Duration Returns 1 Month 1% 3 Month 3.6% 6 Month 6.3% 1 Year 0.4% 3 Year 10.7% 5 Year 14.1% 10 Year 15 Year Since launch 19.6% Historical performance (Yearly) on absolute basis
Year Returns 2018 -5% 2017 25.9% 2016 8.9% 2015 3.4% 2014 48.6% 2013 6.1% 2012 24.6% 2011 -13.9% 2010 19.7% 2009 70.2% Fund Manager information for Aditya Birla Sun Life Equity Hybrid 95 Fund
Name Since Tenure Mahesh Patil 15 Jan 14 5.05 Yr. Pranay Sinha 26 Aug 15 3.44 Yr. Dhaval Shah 23 Nov 16 2.19 Yr. Data below for Aditya Birla Sun Life Equity Hybrid 95 Fund as on 28 Feb 19
Asset Allocation
Asset Class Value Cash 7.52% Equity 75.4% Debt 17.08% Equity Sector Allocation
Sector Value Financial Services 26.79% Technology 9.38% Consumer Cyclical 8.46% Industrials 6.54% Basic Materials 6.41% Health Care 6.07% Consumer Defensive 5.89% Energy 3.91% Utility 1.93% Debt Sector Allocation
Sector Value Corporate 14.45% Cash Equivalent 7.52% Government 2.52% Securitized 0.11% Credit Quality
Rating Value A 6.19% AA 37.21% AAA 56.17% Below B 0.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | HDFCBANK8% ₹1,042 Cr 4,491,629 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 13 | ICICIBANK6% ₹755 Cr 18,846,458 Infosys Ltd (Technology)
Equity, Since 31 May 11 | INFY3% ₹476 Cr 6,393,652
↓ -777,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 16 | SBIN3% ₹426 Cr 13,266,700 Idea Cellular Limited
Debentures | -2% ₹315 Cr 3,450 INDIABULLS HOUSING FINANCE LIMITED
Commercial Paper | -2% ₹307 Cr 6,200
↑ 6,200 ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 14 | ITC2% ₹291 Cr 9,801,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT2% ₹249 Cr 1,796,680 Clearing Corporation Of India Limited
CBLO | -2% ₹228 Cr HCL Technologies Ltd (Technology)
Equity, Since 30 Nov 11 | HCLTECH2% ₹207 Cr 1,907,590
↓ -195,000 6. SBI Equity Hybrid Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 10 in Hybrid Equity category. Return for 2018 was -0.1% , 2017 was 27.7% and 2016 was 3.7% . SBI Equity Hybrid Fund
Growth Launch Date 19 Jan 05 NAV (16 Apr 19) ₹135.28 ↑ 0.63 (0.47 %) Net Assets (Cr) ₹27,907 on 28 Feb 19 Category Hybrid - Hybrid Equity AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio -0.21 Information Ratio -0.45 Alpha Ratio -2.28 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 14 ₹10,000 31 Mar 15 ₹14,364 31 Mar 16 ₹14,324 31 Mar 17 ₹16,510 31 Mar 18 ₹18,573 31 Mar 19 ₹20,319 Returns for SBI Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19 Duration Returns 1 Month 2.4% 3 Month 5.8% 6 Month 10.3% 1 Year 6.9% 3 Year 12% 5 Year 15% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.1% 2017 27.7% 2016 3.7% 2015 7.4% 2014 43.2% 2013 11.9% 2012 35% 2011 -22.2% 2010 12.5% 2009 64.4% Fund Manager information for SBI Equity Hybrid Fund
Name Since Tenure R. Srinivasan 1 Jan 12 7.09 Yr. Dinesh Ahuja 1 Jan 12 7.09 Yr. Data below for SBI Equity Hybrid Fund as on 28 Feb 19
Asset Allocation
Asset Class Value Cash 2.46% Equity 72.65% Debt 24.89% Equity Sector Allocation
Sector Value Financial Services 30.32% Consumer Cyclical 8.57% Industrials 7.84% Technology 6.34% Energy 5.14% Consumer Defensive 4.91% Basic Materials 3.8% Health Care 2.7% Communication Services 2.36% Utility 0.67% Debt Sector Allocation
Sector Value Corporate 16.55% Government 8.34% Cash Equivalent 2.46% Credit Quality
Rating Value A 4.49% AA 21.3% AAA 74.08% BBB 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK7% ₹2,087 Cr 9,000,000
↑ 1,056,907 7.26% Govt Stock 2029
Sovereign Bonds | -6% ₹1,724 Cr 173,433,600
↑ 163,159,600 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN5% ₹1,411 Cr 44,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK4% ₹1,201 Cr 9,000,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY3% ₹989 Cr 13,300,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE3% ₹954 Cr 7,000,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB3% ₹800 Cr 4,700,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Sep 17 | INDIGO3% ₹785 Cr 5,500,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000343% ₹756 Cr 2,500,000 ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | ICICIPRULI2% ₹718 Cr 20,500,000
↑ 20,500,000 7. ICICI Prudential Equity and Debt Fund
CAGR/Annualized return of 14.3% since its launch. Ranked 7 in Hybrid Equity category. Return for 2018 was -1.9% , 2017 was 24.8% and 2016 was 13.7% . ICICI Prudential Equity and Debt Fund
Growth Launch Date 3 Nov 99 NAV (16 Apr 19) ₹135.64 ↑ 0.58 (0.43 %) Net Assets (Cr) ₹25,467 on 28 Feb 19 Category Hybrid - Hybrid Equity AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.32 Sharpe Ratio -0.58 Information Ratio 0.28 Alpha Ratio -5.01 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 14 ₹10,000 31 Mar 15 ₹13,861 31 Mar 16 ₹13,522 31 Mar 17 ₹17,265 31 Mar 18 ₹18,871 31 Mar 19 ₹20,314 Returns for ICICI Prudential Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19 Duration Returns 1 Month 2.5% 3 Month 5.4% 6 Month 8.2% 1 Year 6.4% 3 Year 14.1% 5 Year 15.6% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 -1.9% 2017 24.8% 2016 13.7% 2015 2.1% 2014 45.6% 2013 11.2% 2012 29.4% 2011 -9.3% 2010 18.6% 2009 50.7% Fund Manager information for ICICI Prudential Equity and Debt Fund
Name Since Tenure Sankaran Naren 7 Dec 15 3.23 Yr. Manish Banthia 19 Sep 13 5.45 Yr. Priyanka Khandelwal 15 Jun 17 1.71 Yr. Atul Patel 3 Aug 16 2.57 Yr. Data below for ICICI Prudential Equity and Debt Fund as on 28 Feb 19
Asset Allocation
Asset Class Value Cash 10.19% Equity 70.3% Debt 19.41% Other 0.11% Equity Sector Allocation
Sector Value Financial Services 18.52% Basic Materials 10.57% Utility 8.82% Energy 8.1% Technology 5.23% Consumer Cyclical 4.66% Consumer Defensive 4.62% Communication Services 4.62% Health Care 4.24% Industrials 3.89% Real Estate 0.4% Debt Sector Allocation
Sector Value Corporate 17.51% Cash Equivalent 10.19% Government 1.36% Securitized 0.54% Credit Quality
Rating Value A 0.03% AA 56.78% AAA 43.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK7% ₹1,740 Cr 43,446,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 5325555% ₹1,450 Cr 107,635,098
↓ -2,764,902 Net Current Assets
Net Current Assets | -5% ₹1,297 Cr Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Apr 17 | 5003125% ₹1,201 Cr 75,180,236
↓ -7,727,276 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 16 | BHARTIARTL4% ₹1,180 Cr 35,438,715
↑ 1,783,579 State Bank of India (Financial Services)
Equity, Since 30 Apr 15 | SBIN4% ₹1,123 Cr 35,000,000 ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 17 | ITC4% ₹1,112 Cr 37,406,376
↓ -6,612,089 Vedanta Ltd (Basic Materials)
Equity, Since 31 May 17 | 5002954% ₹1,051 Cr 56,954,277 Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY3% ₹888 Cr 11,942,544
↑ 1,994,448 Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Mar 17 | HINDALCO3% ₹807 Cr 39,279,831
↑ 1,339,232 8. UTI Regular Savings Fund
CAGR/Annualized return of 9.7% since its launch. Ranked 10 in Hybrid Debt category. Return for 2018 was 3.4% , 2017 was 12.5% and 2016 was 8.9% . UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (16 Apr 19) ₹41.5844 ↑ 0.07 (0.16 %) Net Assets (Cr) ₹2,503 on 28 Feb 19 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 14 ₹10,000 31 Mar 15 ₹12,127 31 Mar 16 ₹12,651 31 Mar 17 ₹14,252 31 Mar 18 ₹15,365 31 Mar 19 ₹16,293 Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 19 Duration Returns 1 Month 0.9% 3 Month 2.6% 6 Month 4.7% 1 Year 4.7% 3 Year 8.5% 5 Year 10.3% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2018 3.4% 2017 12.5% 2016 8.9% 2015 7.1% 2014 21.1% 2013 6.5% 2012 15.1% 2011 -0.6% 2010 7.2% 2009 21.6% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amandeep Chopra 14 Dec 06 12.14 Yr. Ajay Tyagi 2 Dec 14 4.17 Yr. Data below for UTI Regular Savings Fund as on 28 Feb 19
Asset Allocation
Asset Class Value Cash 7.29% Equity 25.38% Debt 67.33% Equity Sector Allocation
Sector Value Financial Services 8.19% Consumer Cyclical 4.35% Technology 4.13% Health Care 3.29% Basic Materials 2.51% Industrials 1.57% Consumer Defensive 1.35% Debt Sector Allocation
Sector Value Corporate 55.34% Government 9.94% Cash Equivalent 7.24% Securitized 2.1% Credit Quality
Rating Value A 3.95% AA 56.53% AAA 39.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Idea Cellular Limited
Debentures | -6% ₹151 Cr 1,650 7.17% Govt Stock 2028
Sovereign Bonds | -6% ₹142 Cr 1,447,170,000
↓ -100,000,000 INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -4% ₹100 Cr 1,000
↑ 1,000 Dewan Housing Finance Corporation Limited
Debentures | -4% ₹90 Cr 1,000,000 Bank Of Baroda
Debentures | -3% ₹72 Cr 750 U.P. Power Corporation Limited
Debentures | -3% ₹68 Cr 700 Housing And Urban Development Corporation Ltd.
Debentures | -3% ₹66 Cr 650
↑ 650 Net Current Assets
Net Current Assets | -2% ₹61 Cr 00 Rent a Device Trust
Unlisted bonds | -2% ₹54 Cr 500 Housing And Urban Development Corporation Ltd.
Debentures | -2% ₹51 Cr 500
↑ 500
Tax Implications
All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).
For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).
How to Invest in Balanced Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2019 Shepard Technologies Private Limited. All Rights Reserved