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8 Best Performing Hybrid Balanced Mutual Funds 2019 | Fincash.com

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8 Best Hybrid Balanced Mutual Funds 2019

Updated on November 11, 2019 , 5732 views

Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.

hybrid-or-balanced-mutual-funds

Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2019 - 2020 in article below.

Why Invest in Hybrid or Balanced Mutual Funds?

  • Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.

  • Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.

  • Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.

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Top 8 Hybrid Mutual Funds for Investments in FY 19 - 20

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential MIP 25 Growth ₹44.8317
↑ 0.01
₹1,6504.15.710.78.89.35.1
SBI Debt Hybrid Fund Growth ₹40.9011
↓ 0.00
₹1,0873.75.49.45.37.7-0.2
Aditya Birla Sun Life Regular Savings Fund Growth ₹40.1057
↑ 0.06
₹1,9902.54.175.58-2.2
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹753.11
↓ -7.06
₹11,6745.13.956.17.6-5
Principal Hybrid Equity Fund Growth ₹75.9
↓ -0.35
₹1,5725.11.92.49.99-1.5
DSP BlackRock Equity and Bond Fund Growth ₹161.433
↓ -0.62
₹6,1498.910.7169.59.9-5.1
SBI Equity Hybrid Fund Growth ₹142.042
↓ -0.80
₹30,5517.38.515.110.610.3-0.1
Kotak Debt Hybrid Fund Growth ₹32.7044
↓ -0.07
₹2554.47.111.76.47.9-0.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Nov 19

Hybrid / Balanced Mutual Funds Basics

1. Understanding Balanced Funds

In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.

2. Types of Hybrid Mutual Funds

Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.

Type Details
Hybrid Equity 65% Equity 35% Debt
Hybrid Debt 65% Debt 35% Equity
Arbitrage 100% Equity Arbitrage
Dynamic Allocation Dynamic Allocaiton based on valuations
Equity Savings arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments
Multi Asset Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives
Balanced Hybrid 50% Equity 50% Debt

3. Advantages of Balanced Funds

Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.

4. Disadvantages of Balanced Funds

While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.

5. Better risk-based returns

Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.

Fund Category 5-year rolling return Risk-based Std. deviation
Balanced Funds 13.20% 2.9
Large cap funds 12.90% 3.47
mid-cap and Large cap funds 13.96% 3.82
Diversified Funds 14.91% 3.96

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.1% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2018 was 5.1% , 2017 was 12.9% and 2016 was 10.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (13 Nov 19) ₹44.8317 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹1,650 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 1.79
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,049
31 Oct 16₹12,335
31 Oct 17₹13,743
31 Oct 18₹14,096
31 Oct 19₹15,665

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 2.3%
3 Month 4.1%
6 Month 5.7%
1 Year 10.7%
3 Year 8.8%
5 Year 9.3%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
2010 9%
2009 22.5%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 154.62 Yr.
Manish Banthia19 Sep 136.03 Yr.
Priyanka Khandelwal15 Jun 172.29 Yr.

Data below for ICICI Prudential MIP 25 as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash5.81%
Equity18.86%
Debt75.3%
Other0.03%
Equity Sector Allocation
SectorValue
Financial Services5.02%
Consumer Cyclical4.24%
Consumer Defensive2.03%
Industrials1.45%
Basic Materials1.26%
Energy0.66%
Technology0.57%
Health Care0.48%
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
A18.58%
AA48.48%
AAA32.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing And Urban Development Corporation Ltd.
Debentures | -
6%₹105 Cr1,000
Essar Oil Limited
Debentures | -
6%₹100 Cr100
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹100 Cr1,000
Talwandi Sabo Power Limited
Debentures | -
6%₹98 Cr1,000
MUTHOOT FINANCE LIMITED
Debentures | -
5%₹89 Cr900
↑ 900
Treps
CBLO/Reverse Repo | -
5%₹75 Cr
Tata Steel Limited
Debentures | -
4%₹74 Cr490
Prestige Estates Projects Limited
Debentures | -
4%₹74 Cr750
TMF HOLDINGS LIMITED
Debentures | -
4%₹70 Cr700
↑ 700
IDBI Bank Limited
Debentures | -
4%₹66 Cr694

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2018 was -0.2% , 2017 was 8.5% and 2016 was 12.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (13 Nov 19) ₹40.9011 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹1,087 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 2.4
Sharpe Ratio 1.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,150
31 Oct 16₹12,571
31 Oct 17₹13,665
31 Oct 18₹13,216
31 Oct 19₹14,683

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 1.1%
3 Month 3.7%
6 Month 5.4%
1 Year 9.4%
3 Year 5.3%
5 Year 7.7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
2011 1.1%
2010 7.5%
2009 5.9%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Dinesh Ahuja1 Jul 117.84 Yr.
Ruchit Mehta1 Jul 117.84 Yr.

Data below for SBI Debt Hybrid Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash4.32%
Equity27.65%
Debt68.03%
Equity Sector Allocation
SectorValue
Financial Services8.78%
Consumer Cyclical6.19%
Industrials4.6%
Consumer Defensive2.87%
Technology2.69%
Basic Materials1.71%
Communication Services0.82%
Debt Sector Allocation
SectorValue
Corporate49.19%
Government18.85%
Cash Equivalent4.32%
Credit Quality
RatingValue
A5.67%
AA34.31%
AAA58.79%
Below B1.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank Of India
Debentures | -
10%₹105 Cr1,000
ICICI Bank Limited
Debentures | -
5%₹50 Cr500
6.79% Govt Stock 2029
Sovereign Bonds | -
5%₹50 Cr5,000,000
Treps
CBLO/Reverse Repo | -
4%₹47 Cr
Muthoot Finance Limited
Debentures | -
4%₹40 Cr400,000
Hindalco Industries Limited
Debentures | -
3%₹37 Cr360
Power Finance Corporation Ltd.
Debentures | -
3%₹35 Cr350
GOVT STOCK
Sovereign Bonds | -
3%₹31 Cr3,000,000
↓ -4,500,000
Syndicate Bank
Debentures | -
3%₹31 Cr300
Credila Financial Services Private Limited
Debentures | -
3%₹30 Cr300

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2018 was -2.2% , 2017 was 15.5% and 2016 was 13.1% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (13 Nov 19) ₹40.1057 ↑ 0.06   (0.14 %)
Net Assets (Cr) ₹1,990 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.58
Information Ratio -0.9
Alpha Ratio -5.62
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,080
31 Oct 16₹12,944
31 Oct 17₹14,452
31 Oct 18₹13,810
31 Oct 19₹14,905

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 1.1%
3 Month 2.5%
6 Month 4.1%
1 Year 7%
3 Year 5.5%
5 Year 8%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
2013 6.7%
2012 16.7%
2011 -0.6%
2010 7.6%
2009 20.9%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 099.87 Yr.
Vineet Maloo26 Aug 153.68 Yr.
Pranay Sinha26 Aug 153.68 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash23.41%
Equity25.74%
Debt50.85%
Equity Sector Allocation
SectorValue
Financial Services10.44%
Industrials4.69%
Consumer Cyclical2.94%
Basic Materials2.3%
Technology1.89%
Health Care1.77%
Energy1.71%
Utility0.01%
Debt Sector Allocation
SectorValue
Corporate41.09%
Cash Equivalent19.71%
Government13.46%
Credit Quality
RatingValue
A18.77%
AA20.54%
AAA58.39%
Below B2.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Limited
CBLO | -
11%₹215 Cr
TATA CAPITAL FINANCIAL SERVICES LIMITED
Commercial Paper | -
5%₹99 Cr2,000
↑ 2,000
Fullerton India Credit Company Ltd
Debentures | -
5%₹99 Cr1,000
U.P. Power Corporation Limited
Debentures | -
5%₹95 Cr1,007
Rural Electrification Corporation Limited
Debentures | -
3%₹63 Cr600
7.17% Govt Stock 2028
Sovereign Bonds | -
3%₹57 Cr5,545,400
SP Imperial Star Private Limited
Unlisted bonds | -
3%₹54 Cr40
HDB Financial Services Limited
Debentures | -
3%₹50 Cr500
AXIS BANK LIMITED
Certificate of Deposit | -
3%₹49 Cr5,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
2%₹39 Cr96,500

4. Aditya Birla Sun Life Equity Hybrid 95 Fund

(Erstwhile Aditya Birla Sun Life Balanced 95 Fund)

An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Equity Hybrid 95 Fund is a Hybrid - Hybrid Equity fund was launched on 10 Feb 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.1% since its launch.  Ranked 3 in Hybrid Equity category.  Return for 2018 was -5% , 2017 was 25.9% and 2016 was 8.9% .

Below is the key information for Aditya Birla Sun Life Equity Hybrid 95 Fund

Aditya Birla Sun Life Equity Hybrid 95 Fund
Growth
Launch Date 10 Feb 95
NAV (13 Nov 19) ₹753.11 ↓ -7.06   (-0.93 %)
Net Assets (Cr) ₹11,674 on 30 Sep 19
Category Hybrid - Hybrid Equity
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 0
Information Ratio -1.44
Alpha Ratio -5.04
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,921
31 Oct 16₹12,625
31 Oct 17₹14,689
31 Oct 18₹13,838
31 Oct 19₹14,778

Aditya Birla Sun Life Equity Hybrid 95 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Aditya Birla Sun Life Equity Hybrid 95 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 2.8%
3 Month 5.1%
6 Month 3.9%
1 Year 5%
3 Year 6.1%
5 Year 7.6%
10 Year
15 Year
Since launch 19.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -5%
2017 25.9%
2016 8.9%
2015 3.4%
2014 48.6%
2013 6.1%
2012 24.6%
2011 -13.9%
2010 19.7%
2009 70.2%
Fund Manager information for Aditya Birla Sun Life Equity Hybrid 95 Fund
NameSinceTenure
Mahesh Patil15 Jan 145.38 Yr.
Pranay Sinha26 Aug 153.76 Yr.
Dhaval Shah23 Nov 162.52 Yr.

Data below for Aditya Birla Sun Life Equity Hybrid 95 Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash6.69%
Equity78.23%
Debt14.77%
Other0.31%
Equity Sector Allocation
SectorValue
Financial Services28.28%
Technology9.39%
Basic Materials7.59%
Industrials7.52%
Consumer Cyclical7.01%
Health Care6.79%
Consumer Defensive6.56%
Energy4.03%
Utility1.79%
Debt Sector Allocation
SectorValue
Corporate11.95%
Cash Equivalent6.09%
Government2.99%
Credit Quality
RatingValue
A28.29%
AA33.58%
AAA37.42%
Below B0.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | HDFCBANK
8%₹943 Cr7,683,884
↓ -179,874
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 13 | ICICIBANK
6%₹706 Cr16,284,458
↓ -578,000
Infosys Ltd (Technology)
Equity, Since 31 May 11 | INFY
4%₹493 Cr6,116,652
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT
3%₹328 Cr2,225,571
↑ 364,891
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 14 | ITC
3%₹294 Cr11,328,000
↑ 1,146,000
Idea Cellular Limited
Debentures | -
2%₹277 Cr3,450
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE
2%₹277 Cr2,080,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 16 | SBIN
2%₹267 Cr9,867,774
↓ -470,926
Whirlpool of India Ltd (Technology)
Equity, Since 31 Jul 10 | 500238
2%₹237 Cr1,257,250
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
2%₹235 Cr3,434,118
↑ 1,123,118

5. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.8% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2018 was -1.5% , 2017 was 36.3% and 2016 was 10.1% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (13 Nov 19) ₹75.9 ↓ -0.35   (-0.46 %)
Net Assets (Cr) ₹1,572 on 30 Sep 19
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio -0.43
Information Ratio -0.22
Alpha Ratio -8.75
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,442
31 Oct 16₹12,190
31 Oct 17₹15,467
31 Oct 18₹15,087
31 Oct 19₹15,634

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 3.9%
3 Month 5.1%
6 Month 1.9%
1 Year 2.4%
3 Year 9.9%
5 Year 9%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.5%
2017 36.3%
2016 10.1%
2015 3.1%
2014 34.9%
2013 7.2%
2012 34.2%
2011 -22%
2010 10.2%
2009 64%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Bekxy Kuriakose21 Mar 163.53 Yr.
Ravi Gopalakrishnan29 Jul 190.17 Yr.
Ashish Aggarwal14 Oct 190 Yr.

Data below for Principal Hybrid Equity Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash13.91%
Equity72.25%
Debt13.84%
Equity Sector Allocation
SectorValue
Financial Services25.82%
Consumer Defensive11.33%
Technology7.52%
Basic Materials6.69%
Energy5.95%
Industrials4.83%
Utility3.61%
Consumer Cyclical3.16%
Communication Services1.72%
Health Care1.63%
Debt Sector Allocation
SectorValue
Corporate11.91%
Government8.36%
Cash Equivalent7.48%
Credit Quality
RatingValue
A0.22%
AA8.71%
AAA90.03%
Below B1.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
6%₹93 Cr758,406
↑ 150,000
Treps 01-Nov-2019
CBLO/Reverse Repo | -
6%₹91 Cr
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
5%₹79 Cr538,740
↑ 54,440
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹70 Cr1,517,976
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
3%₹46 Cr673,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
3%₹45 Cr1,437,306
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
3%₹44 Cr278,716
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹40 Cr1,569,532
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
2%₹39 Cr170,318
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
2%₹35 Cr165,000

6. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch.  Ranked 9 in Hybrid Equity category.  Return for 2018 was -5.1% , 2017 was 27.6% and 2016 was 8.3% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund
Growth
Launch Date 27 May 99
NAV (13 Nov 19) ₹161.433 ↓ -0.62   (-0.39 %)
Net Assets (Cr) ₹6,149 on 30 Sep 19
Category Hybrid - Hybrid Equity
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.4
Sharpe Ratio 0.92
Information Ratio -0.28
Alpha Ratio 4.19
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,091
31 Oct 16₹12,941
31 Oct 17₹14,630
31 Oct 18₹13,846
31 Oct 19₹16,409

DSP BlackRock Equity and Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 3.6%
3 Month 8.9%
6 Month 10.7%
1 Year 16%
3 Year 9.5%
5 Year 9.9%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -5.1%
2017 27.6%
2016 8.3%
2015 4.8%
2014 45%
2013 -0.4%
2012 26.3%
2011 -17%
2010 15.7%
2009 65%
Fund Manager information for DSP BlackRock Equity and Bond Fund
NameSinceTenure
Vikram Chopra17 Jul 162.87 Yr.
Atul Bhole1 Jun 163 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash2.58%
Equity73.44%
Debt23.99%
Equity Sector Allocation
SectorValue
Financial Services31.96%
Basic Materials8.6%
Consumer Cyclical7.58%
Industrials6.26%
Health Care6.07%
Technology5.28%
Consumer Defensive4.98%
Real Estate1.59%
Energy1.14%
Debt Sector Allocation
SectorValue
Government15.1%
Corporate8.89%
Cash Equivalent2.58%
Credit Quality
RatingValue
AA23.21%
AAA76.11%
Below B0.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
7%₹405 Cr1,000,798
↓ -78,263
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK
6%₹375 Cr8,638,501
↓ -344,123
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK
6%₹353 Cr2,878,832
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | KOTAKBANK
4%₹230 Cr1,398,984
↓ -156,904
GOVT STOCK
Sovereign Bonds | -
4%₹225 Cr21,000,000
↑ 9,500,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 500696
3%₹187 Cr941,709
↓ -60,082
Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 16 | 500820
3%₹170 Cr965,786
↓ -37,366
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
3%₹161 Cr
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
3%₹156 Cr2,279,182
↓ -532,653
HDFC Bank Limited
Debentures | -
3%₹156 Cr1,495

7. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch.  Ranked 10 in Hybrid Equity category.  Return for 2018 was -0.1% , 2017 was 27.7% and 2016 was 3.7% .

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund
Growth
Launch Date 19 Jan 05
NAV (13 Nov 19) ₹142.042 ↓ -0.80   (-0.56 %)
Net Assets (Cr) ₹30,551 on 30 Sep 19
Category Hybrid - Hybrid Equity
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 2.44
Sharpe Ratio 0.87
Information Ratio 0.18
Alpha Ratio 3.47
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,203
31 Oct 16₹12,584
31 Oct 17₹14,436
31 Oct 18₹14,221
31 Oct 19₹16,614

SBI Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 2.8%
3 Month 7.3%
6 Month 8.5%
1 Year 15.1%
3 Year 10.6%
5 Year 10.3%
10 Year
15 Year
Since launch 15.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.1%
2017 27.7%
2016 3.7%
2015 7.4%
2014 43.2%
2013 11.9%
2012 35%
2011 -22.2%
2010 12.5%
2009 64.4%
Fund Manager information for SBI Equity Hybrid Fund
NameSinceTenure
R. Srinivasan1 Jan 127.33 Yr.
Dinesh Ahuja1 Jan 127.33 Yr.

Data below for SBI Equity Hybrid Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash2.74%
Equity72.35%
Debt24.91%
Equity Sector Allocation
SectorValue
Financial Services31.96%
Industrials6.99%
Consumer Cyclical6.73%
Technology5.92%
Basic Materials4.55%
Consumer Defensive4.39%
Energy3.63%
Health Care3.52%
Communication Services3.24%
Utility1.41%
Debt Sector Allocation
SectorValue
Corporate14.36%
Government10.55%
Cash Equivalent2.74%
Credit Quality
RatingValue
A5.33%
AA23.74%
AAA70.48%
BBB0.13%
Below B0.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK
7%₹2,209 Cr18,000,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK
4%₹1,299 Cr7,900,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
4%₹1,099 Cr16,038,183
↑ 6,038,183
State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN
4%₹1,083 Cr40,000,000
Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY
4%₹1,072 Cr13,300,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
3%₹1,012 Cr2,500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 17 | BHARTIARTL
3%₹989 Cr26,955,223
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB
3%₹836 Cr5,020,541
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Sep 17 | INDIGO
3%₹797 Cr4,219,349
↓ -42,584
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | ICICIPRULI
3%₹788 Cr17,000,000

8. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2018 was -0.1% , 2017 was 10.2% and 2016 was 13% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (13 Nov 19) ₹32.7044 ↓ -0.07   (-0.21 %)
Net Assets (Cr) ₹255 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 2.3
Sharpe Ratio 1.6
Information Ratio -0.77
Alpha Ratio -1.62
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,838
31 Oct 16₹12,418
31 Oct 17₹13,460
31 Oct 18₹13,126
31 Oct 19₹14,765

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 2.1%
3 Month 4.4%
6 Month 7.1%
1 Year 11.7%
3 Year 6.4%
5 Year 7.9%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.1%
2017 10.2%
2016 13%
2015 5.4%
2014 19.7%
2013 4.9%
2012 15.3%
2011 0.9%
2010 6.6%
2009 10.2%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0810.96 Yr.
Devender Singhal25 Aug 153.6 Yr.

Data below for Kotak Debt Hybrid Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash5.61%
Equity24.81%
Debt69.59%
Equity Sector Allocation
SectorValue
Financial Services7.38%
Consumer Defensive4.91%
Consumer Cyclical3.87%
Technology2.59%
Basic Materials2.05%
Industrials1.84%
Utility0.88%
Energy0.55%
Health Care0.48%
Real Estate0.25%
Debt Sector Allocation
SectorValue
Government44.76%
Cash Equivalent22.3%
Corporate8.01%
Credit Quality
RatingValue
A11.08%
AA2.78%
AAA86.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
20%₹53 Cr
GOVT STOCK
Sovereign Bonds | -
12%₹30 Cr2,900,000
↑ 900,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
8%₹21 Cr200
RELIABLE DEVICES TRUST
Unlisted bonds | -
6%₹17 Cr150
Punjab and Sind Bank
Debentures | -
6%₹15 Cr150
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
6%₹15 Cr150
↓ -150
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
4%₹11 Cr100
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK
2%₹6 Cr138,000
Power Finance Corporation Ltd.
Debentures | -
2%₹6 Cr60
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 11 | ITC
2%₹5 Cr204,147

Tax Implications

All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).

For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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