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8 Best Hybrid Balanced Mutual Funds 2019
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the portfolio is dedicated to equities and the rest to fixed income instruments.
Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2019 - 2020 in article below.
Why Invest in Hybrid or Balanced Mutual Funds?
Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.
Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.
Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a fixed income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.
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Top 8 Hybrid Mutual Funds for Investments in FY 19 - 20
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) ICICI Prudential MIP 25 Growth ₹43.2239
↓ -0.08 ₹1,626 2 4.6 8.1 9.8 10.2 5.1 SBI Debt Hybrid Fund Growth ₹40.0413
↓ -0.13 ₹1,203 1.7 5.1 5.9 6.8 8.8 -0.2 Aditya Birla Sun Life Regular Savings Fund Growth ₹39.503
↓ -0.02 ₹2,279 2 3.6 3.2 8 10 -2.2 Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹754.4
↓ -1.08 ₹13,221 0.2 3.7 1.5 8.5 10.6 -5 Principal Hybrid Equity Fund Growth ₹75.8
↓ -0.29 ₹1,734 -1.8 1.4 1.1 13.1 11.4 -1.5 SBI Equity Hybrid Fund Growth ₹136.753
↓ -0.69 ₹29,409 3 7.2 8.6 11.3 12.9 -0.1 ICICI Prudential Equity and Debt Fund Growth ₹135.78
↓ -0.35 ₹26,129 2.4 6.7 8.6 12.5 12.3 -1.9 HDFC Hybrid Debt Fund Growth ₹46.4133
↓ -0.09 ₹3,101 2.1 4.6 8.2 8 8.2 0.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jun 19
Hybrid / Balanced Mutual Funds Basics
1. Understanding Balanced Funds
In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.
2. Types of Hybrid Mutual Funds
Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.
| Type | Details |
|---|---|
| Hybrid Equity | 65% Equity 35% Debt |
| Hybrid Debt | 65% Debt 35% Equity |
| Arbitrage | 100% Equity Arbitrage |
| Dynamic Allocation | Dynamic Allocaiton based on valuations |
| Equity Savings | arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments |
| Multi Asset | Multiple Asset like floating rate and fixed rate debt instruments, equity, money market instruments and derivatives |
| Balanced Hybrid | 50% Equity 50% Debt |
3. Advantages of Balanced Funds
Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.
4. Disadvantages of Balanced Funds
While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.
5. Better risk-based returns
Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.
| Fund Category | 5-year rolling return | Risk-based Std. deviation |
|---|---|---|
| Balanced Funds | 13.20% | 2.9 |
| Large cap funds | 12.90% | 3.47 |
| mid-cap and Large cap funds | 13.96% | 3.82 |
| Diversified Funds | 14.91% | 3.96 |
The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan) To provide regular income, liquidity and attractive returns to the investors
through an actively managed portfolio of debt, equity and money market
instruments. Income may be generated through the receipt of coupon payments,
the amortization of the discount on the debt instruments, receipt of dividends or
purchase and sale of securities in the underlying portfolio. SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a Below is the key information for SBI Debt Hybrid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan) An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus. Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Regular Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Balanced 95 Fund) An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Equity Hybrid 95 Fund is a Hybrid - Hybrid Equity fund was launched on 10 Feb 95. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Equity Hybrid 95 Fund Returns up to 1 year are on (Erstwhile Principal Balanced Fund) Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities. Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a Below is the key information for Principal Hybrid Equity Fund Returns up to 1 year are on (Erstwhile SBI Magnum Balanced Fund) To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt. SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Equity Hybrid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Balanced Fund) To generate long term capital appreciation and current income from a portfolio
that is invested in equity and equity related securities as well as in fixed income
securities. ICICI Prudential Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Equity and Debt Fund Returns up to 1 year are on (Erstwhile HDFC MF Monthly Income Plan - LTP) The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Hybrid Debt Fund Returns up to 1 year are on 1. ICICI Prudential MIP 25
CAGR/Annualized return of 10.1% since its launch. Ranked 2 in Hybrid Debt category. Return for 2018 was 5.1% , 2017 was 12.9% and 2016 was 10.9% . ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (21 Jun 19) ₹43.2239 ↓ -0.08 (-0.17 %) Net Assets (Cr) ₹1,626 on 30 Apr 19 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.28 Sharpe Ratio 0.96 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 14 ₹10,000 31 May 15 ₹11,767 31 May 16 ₹12,444 31 May 17 ₹14,354 31 May 18 ₹15,305 31 May 19 ₹16,576 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 19 Duration Returns 1 Month 0.9% 3 Month 2% 6 Month 4.6% 1 Year 8.1% 3 Year 9.8% 5 Year 10.2% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% 2014 22.5% 2013 5.9% 2012 17.3% 2011 -0.6% 2010 9% 2009 22.5% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Rajat Chandak 17 Feb 15 4.03 Yr. Manish Banthia 19 Sep 13 5.45 Yr. Priyanka Khandelwal 15 Jun 17 1.71 Yr. Data below for ICICI Prudential MIP 25 as on 30 Apr 19
Asset Allocation
Asset Class Value Cash 7.11% Equity 13.89% Debt 78.98% Other 0.02% Equity Sector Allocation
Sector Value Consumer Cyclical 4.87% Financial Services 3.54% Consumer Defensive 1.32% Industrials 1.31% Basic Materials 1.28% Health Care 0.94% Energy 0.63% Debt Sector Allocation
Sector Value Corporate 72.33% Cash Equivalent 7.11% Government 4.42% Securitized 2.22% Credit Quality
Rating Value A 18.52% AA 45.08% AAA 31.49% BBB 4.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing And Urban Development Corporation Ltd.
Debentures | -6% ₹100 Cr 1,000 Aqua Space Developers Pvt. Ltd.
Debentures | -6% ₹100 Cr 1,000 Essar Oil Limited
Debentures | -6% ₹100 Cr 100 Talwandi Sabo Power Limited
Debentures | -6% ₹98 Cr 1,000 Tata Value Homes Limited
Debentures | -5% ₹75 Cr 750 Prestige Estates Projects Limited
Debentures | -5% ₹74 Cr 750 Tata Steel Limited
Debentures | -4% ₹72 Cr 490 Crompton Greaves Consumer Electrcials Limited
Debentures | -4% ₹70 Cr 700 IDBI Bank Limited
Debentures | -4% ₹67 Cr 694 IIERT June 2018 II Series A PTC
Unlisted bonds | -4% ₹65 Cr 1,000 2. SBI Debt Hybrid Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 5 in Hybrid Debt category. Return for 2018 was -0.2% , 2017 was 8.5% and 2016 was 12.5% . SBI Debt Hybrid Fund
Growth Launch Date 9 Apr 01 NAV (21 Jun 19) ₹40.0413 ↓ -0.13 (-0.31 %) Net Assets (Cr) ₹1,203 on 30 Apr 19 Category Hybrid - Hybrid Debt AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 2.4 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 14 ₹10,000 31 May 15 ₹11,602 31 May 16 ₹12,528 31 May 17 ₹14,248 31 May 18 ₹14,563 31 May 19 ₹15,401 Returns for SBI Debt Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 19 Duration Returns 1 Month 1.6% 3 Month 1.7% 6 Month 5.1% 1 Year 5.9% 3 Year 6.8% 5 Year 8.8% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.2% 2017 8.5% 2016 12.5% 2015 8.2% 2014 18% 2013 4.1% 2012 15.4% 2011 1.1% 2010 7.5% 2009 5.9% Fund Manager information for SBI Debt Hybrid Fund
Name Since Tenure Dinesh Ahuja 1 Jul 11 7.84 Yr. Ruchit Mehta 1 Jul 11 7.84 Yr. Data below for SBI Debt Hybrid Fund as on 30 Apr 19
Asset Allocation
Asset Class Value Cash 7.12% Equity 25.87% Debt 67% Equity Sector Allocation
Sector Value Financial Services 7.65% Consumer Cyclical 5.9% Industrials 4.77% Consumer Defensive 2.44% Technology 2.29% Basic Materials 1.19% Communication Services 0.71% Debt Sector Allocation
Sector Value Corporate 64.08% Cash Equivalent 7.12% Government 2.92% Credit Quality
Rating Value A 7.1% AA 36.53% AAA 54.57% BBB 1.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank Of India
Debentures | -9% ₹104 Cr 1,000 Treps
CBLO/Reverse Repo | -7% ₹82 Cr 7.26% Govt Stock 2029
Sovereign Bonds | -6% ₹76 Cr 7,500,000
↑ 7,500,000 National Highways Authority Of India
Debentures | -5% ₹61 Cr 600 Bharti Telecom Limited
Debentures | -5% ₹55 Cr 500 Net Receivable / Payable
CBLO | -4% -₹52 Cr ICICI Bank Limited
Debentures | -4% ₹50 Cr 500 Muthoot Finance Limited
Debentures | -3% ₹40 Cr 400,000 Hindalco Industries Limited
Debentures | -3% ₹37 Cr 360 Power Finance Corporation Ltd.
Debentures | -3% ₹35 Cr 350 3. Aditya Birla Sun Life Regular Savings Fund
CAGR/Annualized return of 9.5% since its launch. Ranked 4 in Hybrid Debt category. Return for 2018 was -2.2% , 2017 was 15.5% and 2016 was 13.1% . Aditya Birla Sun Life Regular Savings Fund
Growth Launch Date 22 May 04 NAV (21 Jun 19) ₹39.503 ↓ -0.02 (-0.04 %) Net Assets (Cr) ₹2,279 on 30 Apr 19 Category Hybrid - Hybrid Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.24 Sharpe Ratio -0.36 Information Ratio -0.04 Alpha Ratio -8.18 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 14 ₹10,000 31 May 15 ₹12,175 31 May 16 ₹12,793 31 May 17 ₹15,260 31 May 18 ₹15,844 31 May 19 ₹16,361 Returns for Aditya Birla Sun Life Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 19 Duration Returns 1 Month 1.1% 3 Month 2% 6 Month 3.6% 1 Year 3.2% 3 Year 8% 5 Year 10% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 -2.2% 2017 15.5% 2016 13.1% 2015 5.4% 2014 27.7% 2013 6.7% 2012 16.7% 2011 -0.6% 2010 7.6% 2009 20.9% Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
Name Since Tenure Satyabrata Mohanty 18 Jun 09 9.87 Yr. Vineet Maloo 26 Aug 15 3.68 Yr. Pranay Sinha 26 Aug 15 3.68 Yr. Data below for Aditya Birla Sun Life Regular Savings Fund as on 30 Apr 19
Asset Allocation
Asset Class Value Cash 22.29% Equity 26.06% Debt 51.65% Equity Sector Allocation
Sector Value Financial Services 11.41% Industrials 4.69% Consumer Cyclical 2.73% Basic Materials 2.21% Energy 1.78% Technology 1.7% Health Care 1.35% Debt Sector Allocation
Sector Value Corporate 45.05% Cash Equivalent 21.5% Government 6.7% Securitized 0.86% Credit Quality
Rating Value A 12.55% AA 28.1% AAA 56.96% B 0.25% Below B 2.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Limited
CBLO | -8% ₹173 Cr INDIABULLS HOUSING FINANCE LIMITED
Commercial Paper | -6% ₹140 Cr 2,800 Fullerton India Credit Company Ltd
Debentures | -4% ₹100 Cr 1,000
↓ -250 U.P. Power Corporation Limited
Debentures | -4% ₹94 Cr 1,007 INDIABULLS CONSUMER FINANCE LIMITED
Commercial Paper | -4% ₹85 Cr 1,700 PNB Housing Finance Ltd
Debentures | -3% ₹74 Cr 750 Indiabulls Housing Finance Limited
Debentures | -3% ₹66 Cr 500 Rural Electrification Corporation Limited
Debentures | -3% ₹60 Cr 600
↑ 600 SP Imperial Star Private Limited
Unlisted bonds | -2% ₹52 Cr 40 Shriram Transport Finance Company Limited
Debentures | -2% ₹50 Cr 500 4. Aditya Birla Sun Life Equity Hybrid 95 Fund
CAGR/Annualized return of 19.4% since its launch. Ranked 3 in Hybrid Equity category. Return for 2018 was -5% , 2017 was 25.9% and 2016 was 8.9% . Aditya Birla Sun Life Equity Hybrid 95 Fund
Growth Launch Date 10 Feb 95 NAV (21 Jun 19) ₹754.4 ↓ -1.08 (-0.14 %) Net Assets (Cr) ₹13,221 on 30 Apr 19 Category Hybrid - Hybrid Equity AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.41 Sharpe Ratio -0.36 Information Ratio -0.91 Alpha Ratio -8.12 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 14 ₹10,000 31 May 15 ₹12,841 31 May 16 ₹13,364 31 May 17 ₹15,981 31 May 18 ₹17,246 31 May 19 ₹17,479 Returns for Aditya Birla Sun Life Equity Hybrid 95 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 19 Duration Returns 1 Month 1% 3 Month 0.2% 6 Month 3.7% 1 Year 1.5% 3 Year 8.5% 5 Year 10.6% 10 Year 15 Year Since launch 19.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 -5% 2017 25.9% 2016 8.9% 2015 3.4% 2014 48.6% 2013 6.1% 2012 24.6% 2011 -13.9% 2010 19.7% 2009 70.2% Fund Manager information for Aditya Birla Sun Life Equity Hybrid 95 Fund
Name Since Tenure Mahesh Patil 15 Jan 14 5.05 Yr. Pranay Sinha 26 Aug 15 3.44 Yr. Dhaval Shah 23 Nov 16 2.19 Yr. Data below for Aditya Birla Sun Life Equity Hybrid 95 Fund as on 30 Apr 19
Asset Allocation
Asset Class Value Cash 6.92% Equity 75.73% Debt 17.35% Equity Sector Allocation
Sector Value Financial Services 26.79% Technology 9.45% Consumer Cyclical 8.15% Basic Materials 6.88% Industrials 6.54% Consumer Defensive 6.43% Health Care 5.96% Energy 3.5% Utility 1.97% Debt Sector Allocation
Sector Value Corporate 14.92% Cash Equivalent 6.54% Government 2.69% Securitized 0.11% Credit Quality
Rating Value A 6.73% AA 37% AAA 55.78% Below B 0.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | HDFCBANK8% ₹1,041 Cr 4,491,629 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 13 | ICICIBANK6% ₹768 Cr 18,846,458 Infosys Ltd (Technology)
Equity, Since 31 May 11 | INFY4% ₹480 Cr 6,393,652 State Bank of India (Financial Services)
Equity, Since 30 Jun 16 | SBIN3% ₹361 Cr 11,648,700
↓ -1,618,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 14 | ITC3% ₹348 Cr 11,536,000
↑ 1,735,000 Idea Cellular Limited
Debentures | -2% ₹313 Cr 3,450 INDIABULLS HOUSING FINANCE LIMITED
Commercial Paper | -2% ₹309 Cr 6,200 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT2% ₹251 Cr 1,860,680
↑ 64,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Nov 11 | HCLTECH2% ₹213 Cr 1,796,590
↓ -111,000 Marico Ltd (Consumer Defensive)
Equity, Since 28 Feb 17 | 5316421% ₹194 Cr 5,410,600 5. Principal Hybrid Equity Fund
CAGR/Annualized return of 11% since its launch. Ranked 1 in Hybrid Equity category. Return for 2018 was -1.5% , 2017 was 36.3% and 2016 was 10.1% . Principal Hybrid Equity Fund
Growth Launch Date 14 Jan 00 NAV (21 Jun 19) ₹75.8 ↓ -0.29 (-0.38 %) Net Assets (Cr) ₹1,734 on 30 Apr 19 Category Hybrid - Hybrid Equity AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.78 Sharpe Ratio -0.29 Information Ratio 0.75 Alpha Ratio -6.42 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 14 ₹10,000 31 May 15 ₹11,815 31 May 16 ₹11,934 31 May 17 ₹15,257 31 May 18 ₹17,667 31 May 19 ₹18,248 Returns for Principal Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 19 Duration Returns 1 Month -1.2% 3 Month -1.8% 6 Month 1.4% 1 Year 1.1% 3 Year 13.1% 5 Year 11.4% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2018 -1.5% 2017 36.3% 2016 10.1% 2015 3.1% 2014 34.9% 2013 7.2% 2012 34.2% 2011 -22% 2010 10.2% 2009 64% Fund Manager information for Principal Hybrid Equity Fund
Name Since Tenure Bekxy Kuriakose 21 Mar 16 2.87 Yr. P.V.K. Mohan 27 Jan 12 7.02 Yr. Data below for Principal Hybrid Equity Fund as on 30 Apr 19
Asset Allocation
Asset Class Value Cash 12.08% Equity 71.26% Debt 16.66% Equity Sector Allocation
Sector Value Financial Services 20.5% Basic Materials 10.93% Consumer Defensive 10.13% Technology 9.01% Industrials 5.74% Utility 4% Energy 3.89% Consumer Cyclical 3.83% Health Care 1.87% Communication Services 1.23% Debt Sector Allocation
Sector Value Cash Equivalent 12.08% Corporate 10.28% Government 6.39% Credit Quality
Rating Value A 3.15% AA 18.54% AAA 69.03% BBB 9.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK4% ₹70 Cr 304,203 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE4% ₹67 Cr 484,300 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹62 Cr 1,517,976 Net Receivable / Payable
Net Current Assets | -3% ₹57 Cr Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY3% ₹51 Cr 673,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹47 Cr 1,569,532 State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN3% ₹45 Cr 1,437,306 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS2% ₹42 Cr 187,518 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK2% ₹39 Cr 278,716 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC2% ₹33 Cr 165,000 6. SBI Equity Hybrid Fund
CAGR/Annualized return of 15.5% since its launch. Ranked 10 in Hybrid Equity category. Return for 2018 was -0.1% , 2017 was 27.7% and 2016 was 3.7% . SBI Equity Hybrid Fund
Growth Launch Date 19 Jan 05 NAV (21 Jun 19) ₹136.753 ↓ -0.69 (-0.50 %) Net Assets (Cr) ₹29,409 on 30 Apr 19 Category Hybrid - Hybrid Equity AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio 0.19 Information Ratio -0.29 Alpha Ratio -1.51 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 14 ₹10,000 31 May 15 ₹13,293 31 May 16 ₹13,637 31 May 17 ₹15,605 31 May 18 ₹17,752 31 May 19 ₹19,321 Returns for SBI Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 19 Duration Returns 1 Month 1% 3 Month 3% 6 Month 7.2% 1 Year 8.6% 3 Year 11.3% 5 Year 12.9% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.1% 2017 27.7% 2016 3.7% 2015 7.4% 2014 43.2% 2013 11.9% 2012 35% 2011 -22.2% 2010 12.5% 2009 64.4% Fund Manager information for SBI Equity Hybrid Fund
Name Since Tenure R. Srinivasan 1 Jan 12 7.33 Yr. Dinesh Ahuja 1 Jan 12 7.33 Yr. Data below for SBI Equity Hybrid Fund as on 30 Apr 19
Asset Allocation
Asset Class Value Cash 3.13% Equity 72.82% Debt 24.05% Equity Sector Allocation
Sector Value Financial Services 30.72% Consumer Cyclical 8.38% Industrials 7.31% Technology 6.71% Energy 5.18% Consumer Defensive 4.88% Basic Materials 3.87% Health Care 2.79% Communication Services 2.29% Utility 0.65% Debt Sector Allocation
Sector Value Corporate 16.14% Government 7.91% Cash Equivalent 3.13% Credit Quality
Rating Value A 3.54% AA 17.82% AAA 76.58% BBB 2.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK7% ₹2,183 Cr 9,000,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN5% ₹1,551 Cr 44,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK5% ₹1,370 Cr 9,000,000 Treps
CBLO/Reverse Repo | -4% ₹1,211 Cr 7.26% Govt Stock 2029
Sovereign Bonds | -4% ₹1,132 Cr 111,434,300
↑ 23,978,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY3% ₹981 Cr 13,300,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 17 | BHARTIARTL3% ₹940 Cr 26,955,223
↑ 5,955,223 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE3% ₹934 Cr 7,019,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Sep 17 | INDIGO3% ₹922 Cr 5,500,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000343% ₹867 Cr 2,500,000 7. ICICI Prudential Equity and Debt Fund
CAGR/Annualized return of 14.2% since its launch. Ranked 7 in Hybrid Equity category. Return for 2018 was -1.9% , 2017 was 24.8% and 2016 was 13.7% . ICICI Prudential Equity and Debt Fund
Growth Launch Date 3 Nov 99 NAV (21 Jun 19) ₹135.78 ↓ -0.35 (-0.26 %) Net Assets (Cr) ₹26,129 on 30 Apr 19 Category Hybrid - Hybrid Equity AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 0.19 Information Ratio 0.23 Alpha Ratio -1.1 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 14 ₹10,000 31 May 15 ₹12,758 31 May 16 ₹12,836 31 May 17 ₹16,266 31 May 18 ₹17,402 31 May 19 ₹18,857 Returns for ICICI Prudential Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 19 Duration Returns 1 Month 1.7% 3 Month 2.4% 6 Month 6.7% 1 Year 8.6% 3 Year 12.5% 5 Year 12.3% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 -1.9% 2017 24.8% 2016 13.7% 2015 2.1% 2014 45.6% 2013 11.2% 2012 29.4% 2011 -9.3% 2010 18.6% 2009 50.7% Fund Manager information for ICICI Prudential Equity and Debt Fund
Name Since Tenure Sankaran Naren 7 Dec 15 3.23 Yr. Manish Banthia 19 Sep 13 5.45 Yr. Priyanka Khandelwal 15 Jun 17 1.71 Yr. Atul Patel 3 Aug 16 2.57 Yr. Data below for ICICI Prudential Equity and Debt Fund as on 30 Apr 19
Asset Allocation
Asset Class Value Cash 15.68% Equity 63.92% Debt 20.3% Other 0.09% Equity Sector Allocation
Sector Value Financial Services 16.78% Basic Materials 8.93% Utility 8.7% Energy 7.89% Technology 6.54% Communication Services 4.68% Consumer Cyclical 4.43% Health Care 4.43% Consumer Defensive 4.25% Industrials 3.8% Real Estate 0.42% Debt Sector Allocation
Sector Value Corporate 18.61% Cash Equivalent 15.68% Government 1.17% Securitized 0.52% Credit Quality
Rating Value A 0.02% AA 57.65% AAA 42.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -8% ₹2,058 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK7% ₹1,770 Cr 43,446,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 5325556% ₹1,536 Cr 114,565,968
↑ 6,930,870 Nifty 50 Index
- | -6% -₹1,498 Cr 1,270,425
↑ 745,425 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Apr 17 | 5003125% ₹1,208 Cr 71,373,393
↓ -3,806,843 Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY5% ₹1,206 Cr 16,057,475
↑ 4,114,931 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 16 | BHARTIARTL4% ₹1,092 Cr 34,078,640
↓ -1,360,075 State Bank of India (Financial Services)
Equity, Since 30 Apr 15 | SBIN4% ₹995 Cr 32,112,345
↓ -2,887,655 ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 17 | ITC4% ₹993 Cr 32,946,376
↓ -4,460,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 May 17 | 5002954% ₹950 Cr 56,954,277 8. HDFC Hybrid Debt Fund
CAGR/Annualized return of 10.4% since its launch. Ranked 16 in Hybrid Debt category. Return for 2018 was 0.6% , 2017 was 10.8% and 2016 was 13% . HDFC Hybrid Debt Fund
Growth Launch Date 26 Dec 03 NAV (21 Jun 19) ₹46.4133 ↓ -0.09 (-0.19 %) Net Assets (Cr) ₹3,101 on 30 Apr 19 Category Hybrid - Hybrid Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.06 Sharpe Ratio 0.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 14 ₹10,000 31 May 15 ₹11,305 31 May 16 ₹11,920 31 May 17 ₹13,841 31 May 18 ₹14,002 31 May 19 ₹15,132 Returns for HDFC Hybrid Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 19 Duration Returns 1 Month 1.8% 3 Month 2.1% 6 Month 4.6% 1 Year 8.2% 3 Year 8% 5 Year 8.2% 10 Year 15 Year Since launch 10.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 0.6% 2017 10.8% 2016 13% 2015 3.8% 2014 24.9% 2013 3.6% 2012 15.6% 2011 -0.8% 2010 10.8% 2009 30.7% Fund Manager information for HDFC Hybrid Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 11.43 Yr. Prashant Jain 26 Dec 03 15.11 Yr. Amar Kalkundrikar 10 Jan 19 0.06 Yr. Data below for HDFC Hybrid Debt Fund as on 30 Apr 19
Asset Allocation
Asset Class Value Cash 10.13% Equity 24.72% Debt 65.14% Equity Sector Allocation
Sector Value Financial Services 9.71% Technology 3.73% Industrials 3.23% Utility 2.76% Basic Materials 2.75% Energy 1.69% Health Care 0.78% Consumer Cyclical 0% Debt Sector Allocation
Sector Value Corporate 39.21% Government 25.94% Cash Equivalent 10.13% Credit Quality
Rating Value A 9.62% AA 19.57% AAA 69.87% Below B 0.95% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.17% Govt Stock 2028
Sovereign Bonds | -4% ₹112 Cr 11,500,000
↓ -4,500,000 POWER FINANCE CORPORATION LIMITED
Debentures | -3% ₹102 Cr 1,000
↑ 1,000 Tata Capital Financial Services Limited
Debentures | -3% ₹99 Cr 1,000 Reliance Industries Limited
Debentures | -3% ₹97 Cr 1,000 Collateralised Borrowing & Lending Obligation
CBLO | -3% ₹96 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK3% ₹81 Cr 1,999,000 7.35% Govt Stock 2024
Sovereign Bonds | -2% ₹75 Cr 7,500,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 09 | SBIN2% ₹75 Cr 2,403,710 National Bank For Agriculture And Rural Development
Debentures | -2% ₹74 Cr 743 Power Finance Corporation Ltd.
Debentures | -2% ₹72 Cr 750
Tax Implications
All the mutual funds with an equity exposure of 65% or more on an average are treated as equity asset class for taxation purpose. So the short-term capital gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).
For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).
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