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6 Best Credit Risk Mutual Funds 2019

Updated on July 15, 2019 , 3607 views

The credit risk fund is one of the categories of Mutual Funds introduced by the Securities and Exchange Board of India (SEBI) on Oct 2017. In simple terms, credit risk funds are a type if Debt fund that invest in corporate Bonds and commercial papers. These funds basically invest in low-rated bonds that may see an upgrade in rating in the future. As per definition by SEBI, the credit risk scheme will invest in AA and below the high-rated corporate bonds.

Credit-Risk-Funds

The credit risk mutual funds should invest at least 65 percent of its assets below the highest-rated instruments Generally AAA AA debt rated instrument.

How do Credit Risk Funds Work?

By Investing in low credit rated debt instruments which are below AA rated, credit risk funds aim for higher returns. It is believed that low credit rated debt instruments tend to provide higher returns as these funds are high-risk investments.

Usually, a debt instrument with an AA rating is considered to be riskier than one with AAA ratings. Credit risk fund managers may take a call in investing in the AA instrument over AAA ones. This possibly could be because of the potential upgrade on the ratings later in the future or assured returns due to strong fundamentals.

The corporate sector shows positivity when the economy of the country improves. Due to which there is an improvement in its finances and this leads to an upgrade in bond ratings issued by the company. An instrument with high rating generally offers a lower interest rate compared to the bond/instruments that come with a low rating. Therefore, when rating upgrades, it leads to a fall in yield and a rise in bond price. During the period of economic recovery, there are chances of rating upgrades and one can play this theme with credit risk funds.

Also, since these funds are known for its 2-3% extra returns than those of other risk-free debt funds, investors tend to invest in this fund by taking a little risk.

Who Should Invest in Credit Risk Funds?

Even though this fund belongs to the debt category, credit risk fund comes with a fair amount of risk. Investors should be aware that rise and fall are a frequent trait in such funds. Therefore, investors who can bear risk in their investments should only prefer investing in this fund. One with the low-risk ability should stay away from this fund.

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Top 6 Performing Credit Risk Mutual Funds FY 19 - 20

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Credit Risk Fund Growth ₹14.336
₹1,659-1.60.445.95.90%
DHFL Pramerica Credit Risk Fund Growth ₹14.1008
↓ 0.00
₹796-2.6-1.21.85.35.110.84%1Y 5M 1D1Y 11M 8D
HDFC Credit Risk Debt Fund Growth ₹15.6639
↓ -0.01
₹15,9662.64.58.17.45.49.87%1Y 11M 16D2Y 6M 11D
SBI Credit Risk Fund Growth ₹30.0866
↓ -0.01
₹5,4070.72.76.776.212.02%1Y 10M 28D2Y 7M 10D
Principal Credit Risk Fund Growth ₹2,752.64
↓ -1.62
₹90-5.4-3.6-0.34.76.49.29%1Y 1M 17D1Y 4M 24D
DSP BlackRock Credit Risk Fund Growth ₹28.1933
↓ 0.00
₹4,2360.32.4-2.33.8-2.69.59%1Y 6M 11D1Y 11M 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 19

1. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Axis Credit Risk Fund is a Debt - Credit Risk fund was launched on 15 Jul 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 4 in Credit Risk category.  Return for 2018 was 5.9% , 2017 was 6.4% and 2016 was 9.8% .

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (17 Jul 19) ₹14.336
Net Assets (Cr) ₹1,659 on 30 Apr 19
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.73
Sharpe Ratio 2.63
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,901
30 Jun 16₹11,920
30 Jun 17₹12,993
30 Jun 18₹13,603
30 Jun 19₹14,106

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19

DurationReturns
1 Month 0.9%
3 Month -1.6%
6 Month 0.4%
1 Year 4%
3 Year 5.9%
5 Year 7.5%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
2014
2013
2012
2011
2010
2009
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 144.71 Yr.

Data below for Axis Credit Risk Fund as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash12.78%
Debt87.22%
Debt Sector Allocation
SectorValue
Corporate70.71%
Cash Equivalent12.78%
Securitized10.66%
Government5.85%
Credit Quality
RatingValue
A14.74%
AA54.38%
AAA25.8%
BBB5.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd
CBLO | -
5%₹83 Cr
Dewan Housing Finance Corporation Limited
Debentures | -
3%₹55 Cr600,000
MFL SECURITISATION TRUST LXXIX
Unlisted bonds | -
3%₹54 Cr576
↑ 576
Indian Hospitals Corporation Limited
Debentures | -
3%₹48 Cr455
Renew Power Ventures Private Limited
Debentures | -
3%₹46 Cr460
↑ 50
Sansar Trust Sep 2017 III SR-A7 PTC
Unlisted bonds | -
3%₹45 Cr22
Coastal Gujarat Power Limited
Debentures | -
3%₹45 Cr450
PVR Limited
Debentures | -
3%₹44 Cr450
Birla Corporation Limited
Debentures | -
3%₹44 Cr440
JSW Techno Projects Management Limited
Debentures | -
3%₹43 Cr400

2. DHFL Pramerica Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

DHFL Pramerica Credit Risk Fund is a Debt - Credit Risk fund was launched on 29 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 2 in Credit Risk category.  Return for 2018 was 5.1% , 2017 was 7.3% and 2016 was 10% .

Below is the key information for DHFL Pramerica Credit Risk Fund

DHFL Pramerica Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (17 Jul 19) ₹14.1008 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹796 on 30 Apr 19
Category Debt - Credit Risk
AMC DHFL Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.93
Sharpe Ratio 1.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 10.84%
Effective Maturity 1 Year 11 Months 8 Days
Modified Duration 1 Year 5 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,881
30 Jun 16₹11,990
30 Jun 17₹13,123
30 Jun 18₹13,773
30 Jun 19₹13,962

DHFL Pramerica Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DHFL Pramerica Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19

DurationReturns
1 Month 1.2%
3 Month -2.6%
6 Month -1.2%
1 Year 1.8%
3 Year 5.3%
5 Year
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.1%
2017 7.3%
2016 10%
2015 10.8%
2014
2013
2012
2011
2010
2009
Fund Manager information for DHFL Pramerica Credit Risk Fund
NameSinceTenure
Kumaresh Ramakrishnan8 Mar 163.06 Yr.

Data below for DHFL Pramerica Credit Risk Fund as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash11.16%
Debt88.84%
Debt Sector Allocation
SectorValue
Corporate77.87%
Cash Equivalent11.41%
Government10.72%
Credit Quality
RatingValue
A29.89%
AA40.31%
AAA14.62%
BB1.95%
BBB13.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Punjab and Sind Bank
Debentures | -
8%₹50 Cr5,000,000
U.P. Power Corporation Limited
Debentures | -
7%₹44 Cr4,500,000
Business Broadcast News Holdings Limited
Debentures | -
7%₹43 Cr4,900,000
Hansdeep Industries & Trading Company Limited
Debentures | -
7%₹40 Cr4,020,000
Green Infra Wind Energy Limited
Debentures | -
7%₹40 Cr4,000,000
NIRCHEM Cement Limited
Debentures | -
7%₹40 Cr4,000,000
Tata Housing Development Company Limited
Debentures | -
6%₹35 Cr3,570,000
Reliance Mediaworks Limited
Debentures | -
5%₹30 Cr3,420,000
Oriental Hotels Limited
Debentures | -
4%₹26 Cr1,750,000
↓ -600,000
Steel Authority Of India Limited
Debentures | -
4%₹25 Cr2,530,000

3. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 9 in Credit Risk category.  Return for 2018 was 5.4% , 2017 was 6.6% and 2016 was 11% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund
Growth
Launch Date 25 Mar 14
NAV (17 Jul 19) ₹15.6639 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹15,966 on 30 Apr 19
Category Debt - Credit Risk
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio 1.82
Information Ratio -0.21
Alpha Ratio -1.97
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity 9.87%
Effective Maturity 2 Years 6 Months 11 Days
Modified Duration 1 Year 11 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹11,062
30 Jun 16₹12,135
30 Jun 17₹13,390
30 Jun 18₹13,926
30 Jun 19₹15,011

HDFC Credit Risk Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19

DurationReturns
1 Month 1.1%
3 Month 2.6%
6 Month 4.5%
1 Year 8.1%
3 Year 7.4%
5 Year 8.7%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.4%
2017 6.6%
2016 11%
2015 9%
2014
2013
2012
2011
2010
2009
Fund Manager information for HDFC Credit Risk Debt Fund
NameSinceTenure
Shobhit Mehrotra25 Mar 145.02 Yr.
Amar Kalkundrikar10 Jan 190.22 Yr.

Data below for HDFC Credit Risk Debt Fund as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash3.6%
Debt96.4%
Debt Sector Allocation
SectorValue
Corporate81.66%
Government9.12%
Securitized5.62%
Cash Equivalent3.6%
Credit Quality
RatingValue
A18.85%
AA55.43%
AAA23.52%
Below B0.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata International Limited
Debentures | -
5%₹695 Cr6,950
Net Current Assets
Net Current Assets | -
3%₹480 Cr
HDFC Bank Limited
Debentures | -
3%₹395 Cr3,960
↓ -20
Reliance Utilities And Power Private Limited
Debentures | -
2%₹336 Cr3,350
Tata Steel Limited
Debentures | -
2%₹334 Cr2,242
Reliance Ports And Terminals Limited
Debentures | -
2%₹330 Cr3,320
Talwandi Sabo Power Limited
Debentures | -
2%₹330 Cr3,350
Muthoot Finance Limited
Debentures | -
2%₹321 Cr3,300,000
Tata Sky Limited
Debentures | -
2%₹297 Cr2,000
Punjab National Bank
Debentures | -
2%₹289 Cr3,000

4. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 3 in Credit Risk category.  Return for 2018 was 6.2% , 2017 was 6.9% and 2016 was 10.5% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (17 Jul 19) ₹30.0866 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹5,407 on 30 Apr 19
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 1.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 12.02%
Effective Maturity 2 Years 7 Months 10 Days
Modified Duration 1 Year 10 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹11,071
30 Jun 16₹12,161
30 Jun 17₹13,335
30 Jun 18₹13,976
30 Jun 19₹14,873

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19

DurationReturns
1 Month 0.4%
3 Month 0.7%
6 Month 2.7%
1 Year 6.7%
3 Year 7%
5 Year 8.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
2014 10.6%
2013 10.1%
2012 9.8%
2011 9.4%
2010 5.6%
2009 4.5%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 172.24 Yr.
Mansi Sajeja1 Feb 172.24 Yr.

Data below for SBI Credit Risk Fund as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash14.64%
Debt85.36%
Debt Sector Allocation
SectorValue
Corporate80.14%
Cash Equivalent14.64%
Government5.21%
Credit Quality
RatingValue
A24.59%
AA47.48%
AAA22.52%
BBB5.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Muthoot Finance Limited
Debentures | -
5%₹272 Cr2,750,000
Sterlite Grid 2 Ltd.
Debentures | -
5%₹250 Cr2,500
EMBASSY OFFICE PARKS REIT
Debentures | -
4%₹200 Cr2,000
↑ 2,000
Greenko Energies Private Limited
Debentures | -
4%₹197 Cr19,700
SADBHAV ENGINEERING LIMITED
Debentures | -
4%₹190 Cr1,900
Net Receivable / Payable
CBLO | -
3%₹175 Cr
Dalmia Cement (Bharat) Limited
Debentures | -
3%₹138 Cr1,370
Tata Realty And Infrastructure Limited
Debentures | -
3%₹136 Cr1,250
L & T Vadodara Bharuch Tollway Limited
Debentures | -
2%₹128 Cr130,000
Pune Solapur Expressways Pvt. Ltd
Debentures | -
2%₹127 Cr13,182

5. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 16 in Credit Risk category.  Return for 2018 was 6.4% , 2017 was 7.4% and 2016 was 8.5% .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund
Growth
Launch Date 14 Sep 04
NAV (17 Jul 19) ₹2,752.64 ↓ -1.62   (-0.06 %)
Net Assets (Cr) ₹90 on 30 Apr 19
Category Debt - Credit Risk
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 0.6
Sharpe Ratio 3.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 9.29%
Effective Maturity 1 Year 4 Months 24 Days
Modified Duration 1 Year 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹10,955
30 Jun 16₹11,912
30 Jun 17₹12,893
30 Jun 18₹13,696
30 Jun 19₹13,632

Principal Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19

DurationReturns
1 Month 0.7%
3 Month -5.4%
6 Month -3.6%
1 Year -0.3%
3 Year 4.7%
5 Year 6.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.4%
2017 7.4%
2016 8.5%
2015 9.2%
2014 9.7%
2013 7%
2012 9.4%
2011 8.9%
2010 5.3%
2009 5.2%
Fund Manager information for Principal Credit Risk Fund
NameSinceTenure
Gurvinder Wasan1 Jan 181.41 Yr.

Data below for Principal Credit Risk Fund as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash25.49%
Debt74.51%
Debt Sector Allocation
SectorValue
Corporate60.16%
Cash Equivalent25.49%
Government14.35%
Credit Quality
RatingValue
A18%
AA42.53%
AAA29.45%
BBB10.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coastal Gujarat Power Limited
Debentures | -
10%₹9 Cr90
Suryoday Micro Finance Limited
Debentures | -
9%₹8 Cr800
India Infoline Housing Finance Limited
Debentures | -
9%₹8 Cr80
Treps 03-Jun-2019
CBLO/Reverse Repo | -
8%₹7 Cr
Piramal Enterprises Limited
Debentures | -
6%₹5 Cr55
Hindalco Industries Limited
Debentures | -
6%₹5 Cr50
Reliance Utilities And Power Private Limited
Debentures | -
6%₹5 Cr50
National Bank For Agriculture And Rural Development
Debentures | -
6%₹5 Cr50
↑ 50
Dewan Housing Finance Corporation Limited
Debentures | -
6%₹5 Cr51,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹4 Cr40

6. DSP BlackRock Credit Risk Fund

(Erstwhile DSP BlackRock Income Opportunities Fund)

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP BlackRock Credit Risk Fund is a Debt - Credit Risk fund was launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 8 in Credit Risk category.  Return for 2018 was -2.6% , 2017 was 6.4% and 2016 was 10.6% .

Below is the key information for DSP BlackRock Credit Risk Fund

DSP BlackRock Credit Risk Fund
Growth
Launch Date 13 May 03
NAV (17 Jul 19) ₹28.1933 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹4,236 on 30 Apr 19
Category Debt - Credit Risk
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.8
Sharpe Ratio -0.9
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 9.59%
Effective Maturity 1 Year 11 Months 23 Days
Modified Duration 1 Year 6 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 14₹10,000
30 Jun 15₹10,969
30 Jun 16₹12,059
30 Jun 17₹13,212
30 Jun 18₹13,828
30 Jun 19₹13,470

DSP BlackRock Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DSP BlackRock Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19

DurationReturns
1 Month 1.6%
3 Month 0.3%
6 Month 2.4%
1 Year -2.3%
3 Year 3.8%
5 Year 6.3%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -2.6%
2017 6.4%
2016 10.6%
2015 9.6%
2014 10.8%
2013 8.1%
2012 8.8%
2011 8.5%
2010 5.2%
2009 5.8%
Fund Manager information for DSP BlackRock Credit Risk Fund
NameSinceTenure
Laukik Bagwe17 Jul 162.87 Yr.
Saurabh Bhatia1 Mar 190.25 Yr.

Data below for DSP BlackRock Credit Risk Fund as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash10.86%
Debt89.14%
Debt Sector Allocation
SectorValue
Corporate84.51%
Cash Equivalent10.1%
Government3.22%
Securitized2.17%
Credit Quality
RatingValue
A13.46%
AA67.16%
AAA18.44%
B0.77%
BBB0.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Essar Oil Limited
Debentures | -
6%₹222 Cr205
U.P. Power Corporation Limited
Debentures | -
5%₹199 Cr2,000
Tata Steel Limited
Debentures | -
5%₹172 Cr1,150
Green Infra Wind Energy Limited
Debentures | -
4%₹151 Cr1,500
Nirma Limited
Debentures | -
4%₹147 Cr1,450
Coffee Day Natural Resources Private Limited
Debentures | -
4%₹133 Cr1,150
Equitas Finance Limited
Debentures | -
3%₹131 Cr1,000
NIRCHEM Cement Limited
Debentures | -
3%₹127 Cr1,250
Accelarating Education And Development Private Limited
Debentures | -
3%₹127 Cr13,000
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
3%₹122 Cr

Things to Keep in Mind While Investing

a. Risk

Since these funds are risky, you need to have a high-risk appetite. You should be able to tolerate the risk in this fund.

b. Role of Fund Manager

Always go for an experienced and reputed fund manager. Check the past performance of the schemes managed by that fund manager.

c. Asset Under Management (AUM)

Check the AUM of the fund before investing. Ideally, when you invest in this type of fund, the size of the fund should be big. This is because their greater corpus helps in spreading out the risk and the scope of diversification is better.

How to Invest in Credit Risk Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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