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6 Best Credit Risk Mutual Funds 2019

Updated on January 17, 2019 , 767 views

The credit risk fund is one of the categories of Mutual Funds introduced by the Securities and Exchange Board of India (SEBI) on Oct 2017. In simple terms, credit risk funds are a type if Debt fund that invest in corporate Bonds and commercial papers. These funds basically invest in low-rated bonds that may see an upgrade in rating in the future. As per definition by SEBI, the credit risk scheme will invest in AA and below the high-rated corporate bonds.

Credit-Risk-Funds

The credit risk mutual funds should invest at least 65 percent of its assets below the highest-rated instruments Generally AAA AA debt rated instrument.

How do Credit Risk Funds Work?

By Investing in low credit rated debt instruments which are below AA rated, credit risk funds aim for higher returns. It is believed that low credit rated debt instruments tend to provide higher returns as these funds are high-risk investments.

Usually, a debt instrument with an AA rating is considered to be riskier than one with AAA ratings. Credit risk fund managers may take a call in investing in the AA instrument over AAA ones. This possibly could be because of the potential upgrade on the ratings later in the future or assured returns due to strong fundamentals.

The corporate sector shows positivity when the economy of the country improves. Due to which there is an improvement in its finances and this leads to an upgrade in bond ratings issued by the company. An instrument with high rating generally offers a lower interest rate compared to the bond/instruments that come with a low rating. Therefore, when rating upgrades, it leads to a fall in yield and a rise in bond price. During the period of economic recovery, there are chances of rating upgrades and one can play this theme with credit risk funds.

Also, since these funds are known for its 2-3% extra returns than those of other risk-free debt funds, investors tend to invest in this fund by taking a little risk.

Who Should Invest in Credit Risk Funds?

Even though this fund belongs to the debt category, credit risk fund comes with a fair amount of risk. Investors should be aware that rise and fall are a frequent trait in such funds. Therefore, investors who can bear risk in their investments should only prefer investing in this fund. One with the low-risk ability should stay away from this fund.

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Top 6 Performing Credit Risk Mutual Funds FY 19 - 20

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2017 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Credit Risk Fund Growth ₹14.2838
↓ 0.00
₹1,6822.43.66.17.45.910.02%1Y 7M 6D1Y 10M 24D
DHFL Pramerica Credit Risk Fund Growth ₹14.2787
↑ 0.00
₹9872.235.37.45.110.34%1Y 5M 1D1Y 10M 24D
Principal Credit Risk Fund Growth ₹2,855.72
↓ -0.65
₹922.23.46.57.46.49.42%1Y 1M 2D1Y 4M 6D
SBI Credit Risk Fund Growth ₹29.2888
↑ 0.00
₹5,3852.43.86.37.96.29.72%1Y 5M 5D1Y 9M 4D
HDFC Credit Risk Debt Fund Growth ₹14.9887
↓ 0.00
₹17,1352.53.55.57.65.49.79%1Y 11M 25D2Y 6M 1D
Invesco India Credit Risk Fund Growth ₹1,401.36
↓ -0.13
₹3452.41.13.97.24.115.24%11M 26D1Y 2M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jan 19

1. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Axis Credit Risk Fund is a Debt - Credit Risk fund was launched on 15 Jul 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 4 in Credit Risk category.  Return for 2018 was 5.9% , 2017 was 6.4% and 2016 was 9.8% .

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (18 Jan 19) ₹14.2838 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹1,682 on 30 Nov 18
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.73
Sharpe Ratio 1.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 10.02%
Effective Maturity 1 Year 10 Months 24 Days
Modified Duration 1 Year 7 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,495
31 Dec 15₹11,408
31 Dec 16₹12,525
31 Dec 17₹13,331
31 Dec 18₹14,116

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.8%
3 Month 2.4%
6 Month 3.6%
1 Year 6.1%
3 Year 7.4%
5 Year
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2017 5.9%
2016 6.4%
2015 9.8%
2014 8.7%
2013
2012
2011
2010
2009
2008
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 144.3 Yr.

Data below for Axis Credit Risk Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash1.37%
Debt94.12%
Other4.51%
Debt Sector Allocation
SectorValue
Corporate79.14%
Securitized10.1%
Government4.87%
Cash Equivalent1.37%
Credit Quality
RatingValue
A21.33%
AA54.12%
AAA24.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivables / (Payables)
Receivables | -
5%₹76 Cr
Sansar Trust Sep 2017 III SR-A7 PTC
Unlisted bonds | -
4%₹66 Cr22
Dewan Housing Finance Corporation Limited
Debentures | -
4%₹59 Cr600,000
Nirma Limited
Debentures | -
3%₹56 Cr570
↑ 250
Coastal Gujarat Power Limited
Debentures | -
3%₹45 Cr450
PVR Limited
Debentures | -
3%₹44 Cr450
Birla Corporation Limited
Debentures | -
3%₹44 Cr440
Zenith Trust 2018 Series A1
Unlisted bonds | -
3%₹43 Cr650,000,000
JSW Techno Projects Management Limited
Debentures | -
2%₹41 Cr400
Hinduja Leyland Finance Limited
Debentures | -
2%₹41 Cr420

2. DHFL Pramerica Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

DHFL Pramerica Credit Risk Fund is a Debt - Credit Risk fund was launched on 29 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 2 in Credit Risk category.  Return for 2018 was 5.1% , 2017 was 7.3% and 2016 was 10% .

Below is the key information for DHFL Pramerica Credit Risk Fund

DHFL Pramerica Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (18 Jan 19) ₹14.2787 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹987 on 30 Nov 18
Category Debt - Credit Risk
AMC DHFL Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.93
Sharpe Ratio 0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 10.34%
Effective Maturity 1 Year 10 Months 24 Days
Modified Duration 1 Year 5 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,345
31 Dec 15₹11,461
31 Dec 16₹12,606
31 Dec 17₹13,522
31 Dec 18₹14,208

DHFL Pramerica Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for DHFL Pramerica Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.8%
3 Month 2.2%
6 Month 3%
1 Year 5.3%
3 Year 7.4%
5 Year
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2017 5.1%
2016 7.3%
2015 10%
2014 10.8%
2013
2012
2011
2010
2009
2008
Fund Manager information for DHFL Pramerica Credit Risk Fund
NameSinceTenure
Kumaresh Ramakrishnan8 Mar 162.65 Yr.

Data below for DHFL Pramerica Credit Risk Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash8.73%
Debt85.63%
Other5.65%
Debt Sector Allocation
SectorValue
Corporate74.15%
Government12.71%
Cash Equivalent6.24%
Securitized1.26%
Credit Quality
RatingValue
A21.11%
AA61.35%
AAA17.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Emami Agrotech Limited
Debentures | -
6%₹60 Cr5,640,000
Net Receivables / (Payables)
Receivables | -
6%₹56 Cr
Green Infra Wind Energy Limited
Debentures | -
5%₹50 Cr5,000,000
Punjab and Sind Bank
Debentures | -
5%₹50 Cr5,000,000
Business Broadcast News Holdings Limited
Debentures | -
5%₹48 Cr4,900,000
U.P. Power Corporation Limited
Debentures | -
4%₹44 Cr4,500,000
Hansdeep Industries & Trading Company Limited
Debentures | -
4%₹41 Cr4,020,000
Vijaya Bank
Debentures | -
4%₹40 Cr4,000,000
NIRCHEM Cement Limited
Debentures | -
4%₹39 Cr4,000,000
Steel Authority Of India Limited
Debentures | -
4%₹35 Cr3,530,000

3. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 16 in Credit Risk category.  Return for 2018 was 6.4% , 2017 was 7.4% and 2016 was 8.5% .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund
Growth
Launch Date 14 Sep 04
NAV (18 Jan 19) ₹2,855.72 ↓ -0.65   (-0.02 %)
Net Assets (Cr) ₹92 on 30 Nov 18
Category Debt - Credit Risk
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 0.6
Sharpe Ratio 2.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 9.42%
Effective Maturity 1 Year 4 Months 6 Days
Modified Duration 1 Year 1 Month 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,970
31 Dec 15₹11,980
31 Dec 16₹12,994
31 Dec 17₹13,950
31 Dec 18₹14,848

Principal Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.7%
3 Month 2.2%
6 Month 3.4%
1 Year 6.5%
3 Year 7.4%
5 Year 8.2%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2017 6.4%
2016 7.4%
2015 8.5%
2014 9.2%
2013 9.7%
2012 7%
2011 9.4%
2010 8.9%
2009 5.3%
2008 5.2%
Fund Manager information for Principal Credit Risk Fund
NameSinceTenure
Gurvinder Wasan1 Jan 180.83 Yr.

Data below for Principal Credit Risk Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash17.06%
Debt82.94%
Debt Sector Allocation
SectorValue
Corporate85.15%
Government7.55%
Cash Equivalent7.29%
Credit Quality
RatingValue
A20.58%
AA39.02%
AAA40.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coastal Gujarat Power Limited
Debentures | -
10%₹9 Cr90
Suryoday Micro Finance Limited
Debentures | -
9%₹8 Cr800
India Infoline Housing Finance Limited
Debentures | -
8%₹8 Cr80
Reliance Jio Infocomm Limited
Debentures | -
8%₹7 Cr75
↑ 25
THE SUPREME INDUSTRIES LIMITED
Commercial Paper | -
8%₹7 Cr140
Aspire Home Finance Corporation Limited
Debentures | -
7%₹6 Cr60
Piramal Enterprises Limited
Debentures | -
6%₹5 Cr55
Hindalco Industries Limited
Debentures | -
5%₹5 Cr50
Dewan Housing Finance Corporation Limited
Debentures | -
5%₹5 Cr51,000
Vedanta Limited
Debentures | -
5%₹4 Cr45

4. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 3 in Credit Risk category.  Return for 2018 was 6.2% , 2017 was 6.9% and 2016 was 10.5% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (18 Jan 19) ₹29.2888 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹5,385 on 30 Nov 18
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 1.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 9.72%
Effective Maturity 1 Year 9 Months 4 Days
Modified Duration 1 Year 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹11,062
31 Dec 15₹12,135
31 Dec 16₹13,408
31 Dec 17₹14,332
31 Dec 18₹15,218

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.8%
3 Month 2.4%
6 Month 3.8%
1 Year 6.3%
3 Year 7.9%
5 Year 8.8%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2017 6.2%
2016 6.9%
2015 10.5%
2014 9.7%
2013 10.6%
2012 10.1%
2011 9.8%
2010 9.4%
2009 5.6%
2008 4.5%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 171.75 Yr.
Mansi Sajeja1 Feb 171.75 Yr.

Data below for SBI Credit Risk Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash7.44%
Debt90.33%
Other2.23%
Debt Sector Allocation
SectorValue
Corporate87.49%
Cash Equivalent5.63%
Government4.65%
Credit Quality
RatingValue
A25.54%
AA60.33%
AAA14.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Muthoot Finance Limited
Debentures | -
5%₹269 Cr2,750,000
Sterlite Power Grid Ventures Limited
Debentures | -
4%₹200 Cr2,000
Greenko Energies Private Limited
Debentures | -
4%₹197 Cr19,700
SADBHAV ENGINEERING LIMITED
Debentures | -
3%₹189 Cr1,900
Aditya Birla Retail Limited
Debentures | -
3%₹175 Cr150
Dalmia Cement (Bharat) Limited
Debentures | -
3%₹139 Cr1,370
Essel Corporate Resources Private Limited
Debentures | -
3%₹136 Cr1,200
Tata Realty And Infrastructure Limited
Debentures | -
2%₹131 Cr1,250
Pune Solapur Expressways Pvt. Ltd
Debentures | -
2%₹127 Cr13,182
L & T Vadodara Bharuch Tollway Limited
Debentures | -
2%₹127 Cr130,000

5. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 9 in Credit Risk category.  Return for 2018 was 5.4% , 2017 was 6.6% and 2016 was 11% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund
Growth
Launch Date 25 Mar 14
NAV (18 Jan 19) ₹14.9887 ↓ 0.00   (-0.02 %)
Net Assets (Cr) ₹17,135 on 30 Nov 18
Category Debt - Credit Risk
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio 0.47
Information Ratio 0.23
Alpha Ratio -1.84
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity 9.79%
Effective Maturity 2 Years 6 Months 1 Day
Modified Duration 1 Year 11 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,953
31 Dec 15₹11,940
31 Dec 16₹13,249
31 Dec 17₹14,119
31 Dec 18₹14,876

HDFC Credit Risk Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.7%
3 Month 2.5%
6 Month 3.5%
1 Year 5.5%
3 Year 7.6%
5 Year
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2017 5.4%
2016 6.6%
2015 11%
2014 9%
2013
2012
2011
2010
2009
2008
Fund Manager information for HDFC Credit Risk Debt Fund
NameSinceTenure
Shobhit Mehrotra25 Mar 144.61 Yr.
Rakesh Vyas25 Mar 144.61 Yr.

Data below for HDFC Credit Risk Debt Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash7.47%
Debt92.53%
Debt Sector Allocation
SectorValue
Corporate81.47%
Government10.25%
Cash Equivalent5.74%
Securitized2.54%
Credit Quality
RatingValue
A15.42%
AA56.29%
AAA26.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata International Limited
Debentures | -
4%₹712 Cr7,200
Net Current Assets
Net Current Assets | -
3%₹529 Cr
HDFC Bank Limited
Debentures | -
3%₹447 Cr4,550
Sugee Builders Private Limited
Debentures | -
2%₹363 Cr3,487
Reliance Ports And Terminals Limited
Debentures | -
2%₹349 Cr3,570
Reliance Utilities And Power Private Limited
Debentures | -
2%₹333 Cr3,350
Talwandi Sabo Power Limited
Debentures | -
2%₹326 Cr3,350
NIRCHEM Cement Limited
Debentures | -
2%₹326 Cr3,300
Tata Steel Limited
Debentures | -
2%₹324 Cr2,242
Muthoot Finance Limited
Debentures | -
2%₹318 Cr3,300,000

6. Invesco India Credit Risk Fund

(Erstwhile Invesco India Corporate Bond Opportunities Fund)

To generate returns and capital appreciation by predominantly investing in corporate debt securities of varying maturities across the credit spectrum.

Invesco India Credit Risk Fund is a Debt - Credit Risk fund was launched on 4 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 4 in Credit Risk category.  Return for 2018 was 4.1% , 2017 was 7.1% and 2016 was 10.9% .

Below is the key information for Invesco India Credit Risk Fund

Invesco India Credit Risk Fund
Growth
Launch Date 4 Sep 14
NAV (18 Jan 19) ₹1,401.36 ↓ -0.13   (-0.01 %)
Net Assets (Cr) ₹345 on 30 Nov 18
Category Debt - Credit Risk
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 1.33
Sharpe Ratio 0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 15.24%
Effective Maturity 1 Year 2 Months 8 Days
Modified Duration 11 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,296
31 Dec 15₹11,232
31 Dec 16₹12,459
31 Dec 17₹13,342
31 Dec 18₹13,887

Invesco India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Invesco India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.3%
3 Month 2.4%
6 Month 1.1%
1 Year 3.9%
3 Year 7.2%
5 Year
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2017 4.1%
2016 7.1%
2015 10.9%
2014 9.1%
2013
2012
2011
2010
2009
2008
Fund Manager information for Invesco India Credit Risk Fund
NameSinceTenure
Nitish Sikand4 Sep 144.16 Yr.

Data below for Invesco India Credit Risk Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash11.52%
Debt88.48%
Debt Sector Allocation
SectorValue
Corporate88.48%
Cash Equivalent11.52%
Credit Quality
RatingValue
A12.15%
AA73.38%
AAA7.3%
Below B7.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Adani Transmission Limited
Debentures | -
7%₹25 Cr2,500,000
JM Financial Asset Reconstruction Company Private Limited
Debentures | -
7%₹25 Cr2,500,000
Suhani Trading And Investment Consultants Private Limited
Debentures | -
7%₹25 Cr2,500,000
Raymond Limited
Debentures | -
7%₹25 Cr2,500,000
Grand View Estates Private Limited
Debentures | -
7%₹24 Cr2,400,000
↓ -100,000
IL&FS Transportation Networks Ltd
Debentures | -
7%₹24 Cr2,500,000
Business Broadcast News Holdings Limited
Debentures | -
6%₹21 Cr2,000,000
Dewan Housing Finance Corporation Limited
Debentures | -
6%₹20 Cr2,000,000
↑ 2,000,000
Sintex Industries Limited
Debentures | -
4%₹15 Cr1,500,000
Edelweiss Commodities Services Limited
Debentures | -
4%₹15 Cr1,500,000

Things to Keep in Mind While Investing

a. Risk

Since these funds are risky, you need to have a high-risk appetite. You should be able to tolerate the risk in this fund.

b. Role of Fund Manager

Always go for an experienced and reputed fund manager. Check the past performance of the schemes managed by that fund manager.

c. Asset Under Management (AUM)

Check the AUM of the fund before investing. Ideally, when you invest in this type of fund, the size of the fund should be big. This is because their greater corpus helps in spreading out the risk and the scope of diversification is better.

How to Invest in Credit Risk Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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