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6 Best Credit Risk Mutual Funds 2019

Updated on May 16, 2019 , 2258 views

The credit risk fund is one of the categories of Mutual Funds introduced by the Securities and Exchange Board of India (SEBI) on Oct 2017. In simple terms, credit risk funds are a type if Debt fund that invest in corporate Bonds and commercial papers. These funds basically invest in low-rated bonds that may see an upgrade in rating in the future. As per definition by SEBI, the credit risk scheme will invest in AA and below the high-rated corporate bonds.

Credit-Risk-Funds

The credit risk mutual funds should invest at least 65 percent of its assets below the highest-rated instruments Generally AAA AA debt rated instrument.

How do Credit Risk Funds Work?

By Investing in low credit rated debt instruments which are below AA rated, credit risk funds aim for higher returns. It is believed that low credit rated debt instruments tend to provide higher returns as these funds are high-risk investments.

Usually, a debt instrument with an AA rating is considered to be riskier than one with AAA ratings. Credit risk fund managers may take a call in investing in the AA instrument over AAA ones. This possibly could be because of the potential upgrade on the ratings later in the future or assured returns due to strong fundamentals.

The corporate sector shows positivity when the economy of the country improves. Due to which there is an improvement in its finances and this leads to an upgrade in bond ratings issued by the company. An instrument with high rating generally offers a lower interest rate compared to the bond/instruments that come with a low rating. Therefore, when rating upgrades, it leads to a fall in yield and a rise in bond price. During the period of economic recovery, there are chances of rating upgrades and one can play this theme with credit risk funds.

Also, since these funds are known for its 2-3% extra returns than those of other risk-free debt funds, investors tend to invest in this fund by taking a little risk.

Who Should Invest in Credit Risk Funds?

Even though this fund belongs to the debt category, credit risk fund comes with a fair amount of risk. Investors should be aware that rise and fall are a frequent trait in such funds. Therefore, investors who can bear risk in their investments should only prefer investing in this fund. One with the low-risk ability should stay away from this fund.

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Top 6 Performing Credit Risk Mutual Funds FY 19 - 20

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Credit Risk Fund Growth ₹14.6248
↑ 0.01
₹1,6451.84.27.77.15.99.74%1Y 9M 18D2Y 3M 18D
DHFL Pramerica Credit Risk Fund Growth ₹14.3643
↑ 0.01
₹8330.42.25.16.65.110.22%1Y 5M 8D1Y 11M 8D
HDFC Credit Risk Debt Fund Growth ₹15.3336
↑ 0.01
₹16,1941.94.17.47.35.49.65%1Y 11M 19D2Y 6M 12D
Principal Credit Risk Fund Growth ₹2,917.56
↑ 1.51
₹961.63.87.17.26.49.07%1Y 29D1Y 4M 13D
SBI Credit Risk Fund Growth ₹29.6351
↑ 0.02
₹7,4410.636.67.16.20%
DSP BlackRock Credit Risk Fund Growth ₹28.0455
↑ 0.02
₹4,3731.3-1-1.44.2-2.69.56%1Y 6M 29D2Y 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 19

1. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Axis Credit Risk Fund is a Debt - Credit Risk fund was launched on 15 Jul 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 4 in Credit Risk category.  Return for 2018 was 5.9% , 2017 was 6.4% and 2016 was 9.8% .

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (17 May 19) ₹14.6248 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹1,645 on 31 Mar 19
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.73
Sharpe Ratio 2.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 9.74%
Effective Maturity 2 Years 3 Months 18 Days
Modified Duration 1 Year 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,792
30 Apr 16₹11,768
30 Apr 17₹12,783
30 Apr 18₹13,510
30 Apr 19₹14,462

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19

DurationReturns
1 Month 0.4%
3 Month 1.8%
6 Month 4.2%
1 Year 7.7%
3 Year 7.1%
5 Year
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
2014
2013
2012
2011
2010
2009
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 144.71 Yr.

Data below for Axis Credit Risk Fund as on 31 Mar 19

Asset Allocation
Asset ClassValue
Cash7.4%
Debt92.6%
Debt Sector Allocation
SectorValue
Corporate72.74%
Securitized11.08%
Government8.78%
Cash Equivalent7.4%
Credit Quality
RatingValue
A21.7%
AA51.97%
AAA26.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd
CBLO | -
4%₹63 Cr
Dewan Housing Finance Corporation Limited
Debentures | -
4%₹59 Cr600,000
Mfl Securitisation Trust (28/09/2023) ** #
Unlisted bonds | -
3%₹55 Cr00
Sansar Trust Sep 2017 III SR-A7 PTC
Unlisted bonds | -
3%₹51 Cr22
Indian Hospitals Corporation Limited
Debentures | -
3%₹47 Cr455
Coastal Gujarat Power Limited
Debentures | -
3%₹45 Cr450
PVR Limited
Debentures | -
3%₹44 Cr450
Birla Corporation Limited
Debentures | -
3%₹44 Cr440
JSW Techno Projects Management Limited
Debentures | -
3%₹42 Cr400
Hinduja Leyland Finance Limited
Debentures | -
2%₹41 Cr420

2. DHFL Pramerica Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

DHFL Pramerica Credit Risk Fund is a Debt - Credit Risk fund was launched on 29 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 2 in Credit Risk category.  Return for 2018 was 5.1% , 2017 was 7.3% and 2016 was 10% .

Below is the key information for DHFL Pramerica Credit Risk Fund

DHFL Pramerica Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (17 May 19) ₹14.3643 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹833 on 31 Mar 19
Category Debt - Credit Risk
AMC DHFL Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.93
Sharpe Ratio 1.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 10.22%
Effective Maturity 1 Year 11 Months 8 Days
Modified Duration 1 Year 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,729
30 Apr 16₹11,824
30 Apr 17₹12,928
30 Apr 18₹13,699
30 Apr 19₹14,421

DHFL Pramerica Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DHFL Pramerica Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19

DurationReturns
1 Month -0.8%
3 Month 0.4%
6 Month 2.2%
1 Year 5.1%
3 Year 6.6%
5 Year
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.1%
2017 7.3%
2016 10%
2015 10.8%
2014
2013
2012
2011
2010
2009
Fund Manager information for DHFL Pramerica Credit Risk Fund
NameSinceTenure
Kumaresh Ramakrishnan8 Mar 163.06 Yr.

Data below for DHFL Pramerica Credit Risk Fund as on 31 Mar 19

Asset Allocation
Asset ClassValue
Cash16.1%
Debt83.9%
Debt Sector Allocation
SectorValue
Corporate74.46%
Cash Equivalent16.1%
Government9.43%
Credit Quality
RatingValue
A34.23%
AA50.92%
AAA12.45%
BBB2.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivables / (Payables)
Net Current Assets | -
10%₹77 Cr
Green Infra Wind Energy Limited
Debentures | -
6%₹50 Cr5,000,000
Punjab and Sind Bank
Debentures | -
6%₹50 Cr5,000,000
Business Broadcast News Holdings Limited
Debentures | -
6%₹46 Cr4,900,000
U.P. Power Corporation Limited
Debentures | -
6%₹44 Cr4,500,000
Hansdeep Industries & Trading Company Limited
Debentures | -
5%₹41 Cr4,020,000
NIRCHEM Cement Limited
Debentures | -
5%₹40 Cr4,000,000
Tata Housing Development Company Limited
Debentures | -
4%₹35 Cr3,570,000
Oriental Hotels Limited
Debentures | -
4%₹34 Cr2,350,000
Reliance Mediaworks Limited
Debentures | -
4%₹32 Cr3,420,000

3. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 9 in Credit Risk category.  Return for 2018 was 5.4% , 2017 was 6.6% and 2016 was 11% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund
Growth
Launch Date 25 Mar 14
NAV (17 May 19) ₹15.3336 ↑ 0.01   (0.08 %)
Net Assets (Cr) ₹16,194 on 31 Mar 19
Category Debt - Credit Risk
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio 1.22
Information Ratio -0.09
Alpha Ratio -2.49
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity 9.65%
Effective Maturity 2 Years 6 Months 12 Days
Modified Duration 1 Year 11 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 14₹10,000
30 Apr 15₹11,178
30 Apr 16₹12,241
30 Apr 17₹13,455
30 Apr 18₹14,151
30 Apr 19₹15,089

HDFC Credit Risk Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19

DurationReturns
1 Month 0.4%
3 Month 1.9%
6 Month 4.1%
1 Year 7.4%
3 Year 7.3%
5 Year 8.5%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.4%
2017 6.6%
2016 11%
2015 9%
2014
2013
2012
2011
2010
2009
Fund Manager information for HDFC Credit Risk Debt Fund
NameSinceTenure
Shobhit Mehrotra25 Mar 145.02 Yr.
Amar Kalkundrikar10 Jan 190.22 Yr.

Data below for HDFC Credit Risk Debt Fund as on 31 Mar 19

Asset Allocation
Asset ClassValue
Cash6.82%
Debt93.18%
Debt Sector Allocation
SectorValue
Corporate80.11%
Government8.49%
Cash Equivalent6.82%
Securitized4.58%
Credit Quality
RatingValue
A19.48%
AA52.72%
AAA25.71%
Below B0.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata International Limited
Debentures | -
4%₹692 Cr6,950
Net Current Assets
Net Current Assets | -
3%₹515 Cr
HDFC Bank Limited
Debentures | -
2%₹393 Cr3,980
↓ -400
Reliance Utilities And Power Private Limited
Debentures | -
2%₹331 Cr3,350
Tata Steel Limited
Debentures | -
2%₹330 Cr2,242
Talwandi Sabo Power Limited
Debentures | -
2%₹328 Cr3,350
Reliance Ports And Terminals Limited
Debentures | -
2%₹324 Cr3,320
Muthoot Finance Limited
Debentures | -
2%₹321 Cr3,300,000
Tata Sky Limited
Debentures | -
2%₹294 Cr2,000
Punjab National Bank
Debentures | -
2%₹284 Cr3,000

4. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 16 in Credit Risk category.  Return for 2018 was 6.4% , 2017 was 7.4% and 2016 was 8.5% .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund
Growth
Launch Date 14 Sep 04
NAV (17 May 19) ₹2,917.56 ↑ 1.51   (0.05 %)
Net Assets (Cr) ₹96 on 31 Mar 19
Category Debt - Credit Risk
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 0.6
Sharpe Ratio 2.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 9.07%
Effective Maturity 1 Year 4 Months 13 Days
Modified Duration 1 Year 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 14₹10,000
30 Apr 15₹10,974
30 Apr 16₹11,962
30 Apr 17₹12,947
30 Apr 18₹13,821
30 Apr 19₹14,765

Principal Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19

DurationReturns
1 Month 0.3%
3 Month 1.6%
6 Month 3.8%
1 Year 7.1%
3 Year 7.2%
5 Year 8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.4%
2017 7.4%
2016 8.5%
2015 9.2%
2014 9.7%
2013 7%
2012 9.4%
2011 8.9%
2010 5.3%
2009 5.2%
Fund Manager information for Principal Credit Risk Fund
NameSinceTenure
Gurvinder Wasan1 Jan 181.24 Yr.

Data below for Principal Credit Risk Fund as on 31 Mar 19

Asset Allocation
Asset ClassValue
Cash32.07%
Debt67.93%
Debt Sector Allocation
SectorValue
Corporate60.1%
Cash Equivalent32.07%
Government7.82%
Credit Quality
RatingValue
A27.36%
AA47.12%
AAA25.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coastal Gujarat Power Limited
Debentures | -
9%₹9 Cr90
Suryoday Micro Finance Limited
Debentures | -
8%₹8 Cr800
India Infoline Housing Finance Limited
Debentures | -
8%₹8 Cr80
Reliance Jio Infocomm Limited
Debentures | -
8%₹7 Cr75
Aspire Home Finance Corporation Limited
Debentures | -
6%₹6 Cr60
Piramal Enterprises Limited
Debentures | -
6%₹5 Cr55
Vedanta Limited
Debentures | -
6%₹5 Cr53
Hindalco Industries Limited
Debentures | -
5%₹5 Cr50
Dewan Housing Finance Corporation Limited
Debentures | -
5%₹5 Cr51,000
Reliance Utilities And Power Private Limited
Debentures | -
5%₹5 Cr50
↑ 50

5. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 3 in Credit Risk category.  Return for 2018 was 6.2% , 2017 was 6.9% and 2016 was 10.5% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (17 May 19) ₹29.6351 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹7,441 on 31 Mar 19
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 2.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Apr 14₹10,000
30 Apr 15₹11,098
30 Apr 16₹12,174
30 Apr 17₹13,325
30 Apr 18₹14,100
30 Apr 19₹14,935

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19

DurationReturns
1 Month -0.9%
3 Month 0.6%
6 Month 3%
1 Year 6.6%
3 Year 7.1%
5 Year 8.3%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
2014 10.6%
2013 10.1%
2012 9.8%
2011 9.4%
2010 5.6%
2009 4.5%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 172.24 Yr.
Mansi Sajeja1 Feb 172.24 Yr.

Data below for SBI Credit Risk Fund as on 31 Mar 19

Asset Allocation
Asset ClassValue
Cash15.97%
Debt84.03%
Debt Sector Allocation
SectorValue
Corporate78.51%
Cash Equivalent15.97%
Government5.53%
Credit Quality
RatingValue
A26.61%
AA51.65%
AAA20.38%
BBB1.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Muthoot Finance Limited
Debentures | -
5%₹272 Cr2,750,000
Sterlite Grid 2 Ltd.
Debentures | -
5%₹250 Cr2,500
Net Receivable / Payable
CBLO | -
5%₹249 Cr
Greenko Energies Private Limited
Debentures | -
4%₹197 Cr19,700
SADBHAV ENGINEERING LIMITED
Debentures | -
4%₹189 Cr1,900
Treps
CBLO/Reverse Repo | -
3%₹177 Cr
Dalmia Cement (Bharat) Limited
Debentures | -
3%₹138 Cr1,370
Tata Realty And Infrastructure Limited
Debentures | -
2%₹135 Cr1,250
L & T Vadodara Bharuch Tollway Limited
Debentures | -
2%₹127 Cr130,000
Pune Solapur Expressways Pvt. Ltd
Debentures | -
2%₹127 Cr13,182

6. DSP BlackRock Credit Risk Fund

(Erstwhile DSP BlackRock Income Opportunities Fund)

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP BlackRock Credit Risk Fund is a Debt - Credit Risk fund was launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 8 in Credit Risk category.  Return for 2018 was -2.6% , 2017 was 6.4% and 2016 was 10.6% .

Below is the key information for DSP BlackRock Credit Risk Fund

DSP BlackRock Credit Risk Fund
Growth
Launch Date 13 May 03
NAV (17 May 19) ₹28.0455 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹4,373 on 31 Mar 19
Category Debt - Credit Risk
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.8
Sharpe Ratio -0.99
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 9.56%
Effective Maturity 2 Years 11 Days
Modified Duration 1 Year 6 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 14₹10,000
30 Apr 15₹11,088
30 Apr 16₹12,155
30 Apr 17₹13,292
30 Apr 18₹14,030
30 Apr 19₹13,841

DSP BlackRock Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DSP BlackRock Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19

DurationReturns
1 Month -0.2%
3 Month 1.3%
6 Month -1%
1 Year -1.4%
3 Year 4.2%
5 Year 6.5%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -2.6%
2017 6.4%
2016 10.6%
2015 9.6%
2014 10.8%
2013 8.1%
2012 8.8%
2011 8.5%
2010 5.2%
2009 5.8%
Fund Manager information for DSP BlackRock Credit Risk Fund
NameSinceTenure
Laukik Bagwe17 Jul 162.7 Yr.
Saurabh Bhatia1 Mar 190.08 Yr.

Data below for DSP BlackRock Credit Risk Fund as on 31 Mar 19

Asset Allocation
Asset ClassValue
Cash15.3%
Debt84.7%
Debt Sector Allocation
SectorValue
Corporate79.27%
Cash Equivalent14.42%
Government4.4%
Securitized1.91%
Credit Quality
RatingValue
A12.78%
AA67.99%
AAA18.3%
BBB0.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Essar Oil Limited
Debentures | -
5%₹219 Cr205
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
5%₹200 Cr
U.P. Power Corporation Limited
Debentures | -
5%₹200 Cr2,000
Tata Steel Limited
Debentures | -
4%₹169 Cr1,150
Green Infra Wind Energy Limited
Debentures | -
4%₹150 Cr1,500
Nirma Limited
Debentures | -
3%₹145 Cr1,450
Coffee Day Natural Resources Private Limited
Debentures | -
3%₹131 Cr1,150
Equitas Finance Limited
Debentures | -
3%₹130 Cr1,000
NIRCHEM Cement Limited
Debentures | -
3%₹126 Cr1,250
Accelarating Education And Development Private Limited
Debentures | -
3%₹125 Cr13,000

Things to Keep in Mind While Investing

a. Risk

Since these funds are risky, you need to have a high-risk appetite. You should be able to tolerate the risk in this fund.

b. Role of Fund Manager

Always go for an experienced and reputed fund manager. Check the past performance of the schemes managed by that fund manager.

c. Asset Under Management (AUM)

Check the AUM of the fund before investing. Ideally, when you invest in this type of fund, the size of the fund should be big. This is because their greater corpus helps in spreading out the risk and the scope of diversification is better.

How to Invest in Credit Risk Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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