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6 Best Credit Risk Mutual Funds 2020

Updated on March 25, 2020 , 7569 views

The credit risk fund is one of the categories of Mutual Funds introduced by the Securities and Exchange Board of India (SEBI) on Oct 2017. In simple terms, credit risk funds are a type if Debt fund that invest in corporate Bonds and commercial papers. These funds basically invest in low-rated bonds that may see an upgrade in rating in the future. As per definition by SEBI, the credit risk scheme will invest in AA and below the high-rated corporate bonds.

Credit-Risk-Funds

The credit risk mutual funds should invest at least 65 percent of its assets below the highest-rated instruments Generally AAA AA debt rated instrument.

How do Credit Risk Funds Work?

By Investing in low credit rated debt instruments which are below AA rated, credit risk funds aim for higher returns. It is believed that low credit rated debt instruments tend to provide higher returns as these funds are high-risk investments.

Usually, a debt instrument with an AA rating is considered to be riskier than one with AAA ratings. Credit risk fund managers may take a call in investing in the AA instrument over AAA ones. This possibly could be because of the potential upgrade on the ratings later in the future or assured returns due to strong fundamentals.

The corporate sector shows positivity when the economy of the country improves. Due to which there is an improvement in its finances and this leads to an upgrade in bond ratings issued by the company. An instrument with high rating generally offers a lower interest rate compared to the bond/instruments that come with a low rating. Therefore, when rating upgrades, it leads to a fall in yield and a rise in bond price. During the period of economic recovery, there are chances of rating upgrades and one can play this theme with credit risk funds.

Also, since these funds are known for its 2-3% extra returns than those of other risk-free debt funds, investors tend to invest in this fund by taking a little risk.

Who Should Invest in Credit Risk Funds?

Even though this fund belongs to the debt category, credit risk fund comes with a fair amount of risk. Investors should be aware that rise and fall are a frequent trait in such funds. Therefore, investors who can bear risk in their investments should only prefer investing in this fund. One with the low-risk ability should stay away from this fund.

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Top 6 Performing Credit Risk Mutual Funds FY 20 - 21

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Credit Risk Fund Growth ₹14.8538
↑ 0.01
₹1,1880.32.52.45.14.49.08%1Y 9M 18D2Y 2M 12D
PGIM India Credit Risk Fund Growth ₹13.8924
↑ 0.20
₹329-5-3.5-3.92.7310.63%1Y 4M 6D1Y 9M
HDFC Credit Risk Debt Fund Growth ₹16.6052
↑ 0.37
₹14,6972.44.89.17.18.68.47%2Y 10D2Y 8M 12D
SBI Credit Risk Fund Growth ₹31.649
↑ 0.59
₹5,08323.86.36.66.50%
DSP BlackRock Credit Risk Fund Growth ₹29.1581
↑ 0.38
₹1,267244.22.84.48.33%1Y 1M 17D1Y 4M 10D
Invesco India Credit Risk Fund Growth ₹1,354.7
↑ 21.30
₹1871.43.12.32-4.56.44%1Y 22D1Y 2M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Mar 20

1. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Axis Credit Risk Fund is a Debt - Credit Risk fund was launched on 15 Jul 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 4 in Credit Risk category.  Return for 2019 was 4.4% , 2018 was 5.9% and 2017 was 6.4% .

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (26 Mar 20) ₹14.8538 ↑ 0.01   (0.09 %)
Net Assets (Cr) ₹1,188 on 29 Feb 20
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.73
Sharpe Ratio 0.51
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 9.08%
Effective Maturity 2 Years 2 Months 12 Days
Modified Duration 1 Year 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,791
28 Feb 17₹11,855
28 Feb 18₹12,553
28 Feb 19₹13,366
29 Feb 20₹14,076

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 20

DurationReturns
1 Month -1.9%
3 Month 0.3%
6 Month 2.5%
1 Year 2.4%
3 Year 5.1%
5 Year 6.6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
2014
2013
2012
2011
2010
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 145.38 Yr.

Data below for Axis Credit Risk Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash8.31%
Debt91.69%
Debt Sector Allocation
SectorValue
Corporate76.05%
Cash Equivalent9.12%
Government7.45%
Securitized7.37%
Credit Quality
RatingValue
A11.2%
AA58.28%
AAA30.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coastal Gujarat Power Limited
Debentures | -
4%₹46 Cr450
Net Receivables / (Payables)
Net Current Assets | -
4%₹44 Cr
Birla Corporation Limited
Debentures | -
4%₹44 Cr440
EMBASSY OFFICE PARKS REIT
Debentures | -
3%₹40 Cr370
↑ 120
NIRCHEM Cement Limited
Debentures | -
3%₹39 Cr391
Bhopal Dhule Transmission Company Limited
Debentures | -
3%₹37 Cr378
Narmada Wind Energy Private Limited
Debentures | -
3%₹37 Cr400
MFL SECURITISATION TRUST LXXIX
Unlisted bonds | -
3%₹36 Cr576
Vedanta Limited
Debentures | -
3%₹35 Cr350
ESSEL MINING & INDUSTRIES LIMITED
Debentures | -
3%₹35 Cr350

2. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

PGIM India Credit Risk Fund is a Debt - Credit Risk fund was launched on 29 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.2% since its launch.  Ranked 2 in Credit Risk category.  Return for 2019 was 3% , 2018 was 5.1% and 2017 was 7.3% .

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (27 Mar 20) ₹13.8924 ↑ 0.20   (1.45 %)
Net Assets (Cr) ₹329 on 29 Feb 20
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 0.19
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 10.63%
Effective Maturity 1 Year 9 Months
Modified Duration 1 Year 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,945
28 Feb 17₹12,042
28 Feb 18₹12,836
28 Feb 19₹13,540
29 Feb 20₹14,068

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 20

DurationReturns
1 Month -6.8%
3 Month -5%
6 Month -3.5%
1 Year -3.9%
3 Year 2.7%
5 Year 5.5%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 3%
2018 5.1%
2017 7.3%
2016 10%
2015 10.8%
2014
2013
2012
2011
2010
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure
Kumaresh Ramakrishnan8 Mar 163.82 Yr.
Viral Shah1 Dec 190.08 Yr.

Data below for PGIM India Credit Risk Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash12.79%
Debt87.21%
Debt Sector Allocation
SectorValue
Corporate75.68%
Cash Equivalent12.79%
Government11.53%
Credit Quality
RatingValue
A16.45%
AA60.14%
AAA16.83%
BBB6.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hansdeep Industries & Trading Company Limited
Debentures | -
12%₹40 Cr4,020,000
Green Infra Wind Energy Limited
Debentures | -
12%₹40 Cr4,000,000
U.P. Power Corporation Limited
Debentures | -
11%₹35 Cr3,500,000
Punjab and Sind Bank
Debentures | -
9%₹31 Cr3,000,000
↓ -500,000
NIRCHEM Cement Limited
Debentures | -
9%₹30 Cr3,000,000
Tata Housing Development Company Limited
Debentures | -
8%₹25 Cr2,540,000
Nirma Limited
Debentures | -
8%₹25 Cr2,500,000
Net Receivables / (Payables)
Net Current Assets | -
4%₹13 Cr
Yes Bank Limited
Debentures | -
4%₹12 Cr1,670,000
S. D. Corporation Private Limited
Debentures | -
3%₹11 Cr1,100,000

3. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 9 in Credit Risk category.  Return for 2019 was 8.6% , 2018 was 5.4% and 2017 was 6.6% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund
Growth
Launch Date 25 Mar 14
NAV (27 Mar 20) ₹16.6052 ↑ 0.37   (2.29 %)
Net Assets (Cr) ₹14,697 on 29 Feb 20
Category Debt - Credit Risk
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.64
Sharpe Ratio 4
Information Ratio -0.76
Alpha Ratio -0.23
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity 8.47%
Effective Maturity 2 Years 8 Months 12 Days
Modified Duration 2 Years 10 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,785
28 Feb 17₹12,005
28 Feb 18₹12,663
28 Feb 19₹13,416
29 Feb 20₹14,823

HDFC Credit Risk Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 20

DurationReturns
1 Month -0.1%
3 Month 2.4%
6 Month 4.8%
1 Year 9.1%
3 Year 7.1%
5 Year 8.1%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.6%
2018 5.4%
2017 6.6%
2016 11%
2015 9%
2014
2013
2012
2011
2010
Fund Manager information for HDFC Credit Risk Debt Fund
NameSinceTenure
Shobhit Mehrotra25 Mar 145.77 Yr.
Chirag Dagli31 Jul 190.42 Yr.

Data below for HDFC Credit Risk Debt Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash13.16%
Debt86.84%
Debt Sector Allocation
SectorValue
Corporate72.64%
Government14.87%
Cash Equivalent11.96%
Securitized0.53%
Credit Quality
RatingValue
A14.03%
AA54.07%
AAA31.4%
BB0.07%
Below B0.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
5%₹677 Cr
Treps - Tri-Party Repo
CBLO/Reverse Repo | -
3%₹460 Cr
Power Finance Corporation Ltd.
Debentures | -
3%₹413 Cr3,760
Reliance Ports And Terminals Limited
Debentures | -
3%₹390 Cr3,820
Muthoot Finance Limited
Debentures | -
3%₹380 Cr3,800,000
Tata Steel Limited
Debentures | -
2%₹367 Cr2,242
Tata Sky Limited
Debentures | -
2%₹317 Cr2,000
Punjab National Bank
Debentures | -
2%₹300 Cr3,000
Century Textiles & Industries Limited
Debentures | -
2%₹299 Cr3,000
↑ 3,000
Talwandi Sabo Power Limited
Debentures | -
2%₹284 Cr2,850

4. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 3 in Credit Risk category.  Return for 2019 was 6.5% , 2018 was 6.2% and 2017 was 6.9% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (27 Mar 20) ₹31.649 ↑ 0.59   (1.91 %)
Net Assets (Cr) ₹5,083 on 29 Feb 20
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.63
Sharpe Ratio 1.7
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,863
28 Feb 17₹12,033
28 Feb 18₹12,766
28 Feb 19₹13,640
29 Feb 20₹14,658

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 20

DurationReturns
1 Month -0.2%
3 Month 2%
6 Month 3.8%
1 Year 6.3%
3 Year 6.6%
5 Year 7.8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
2014 10.6%
2013 10.1%
2012 9.8%
2011 9.4%
2010 5.6%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 172.91 Yr.
Mansi Sajeja1 Feb 172.91 Yr.

Data below for SBI Credit Risk Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash7.74%
Debt92.26%
Debt Sector Allocation
SectorValue
Corporate75.43%
Government13.69%
Cash Equivalent10.89%
Credit Quality
RatingValue
A25.64%
AA44.31%
AAA30.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Aluminium Company Limited
Debentures | -
4%₹199 Cr2,000
EMBASSY OFFICE PARKS REIT
Debentures | -
4%₹191 Cr1,750
SADBHAV ENGINEERING LIMITED
Debentures | -
4%₹190 Cr1,900
TATA REALTY AND INFRASTRUCTURE LIMITED
Debentures | -
4%₹189 Cr1,750
Treps
CBLO/Reverse Repo | -
3%₹163 Cr
Tata International Limited
Debentures | -
3%₹152 Cr1,500
STERLITE POWER GRID VENTURES LIMITED
Debentures | -
3%₹151 Cr1,500
Tata Realty And Infrastructure Limited
Debentures | -
3%₹148 Cr1,250
Net Receivable / Payable
CBLO | -
3%₹145 Cr
TMF HOLDINGS LIMITED
Debentures | -
3%₹131 Cr1,250

5. DSP BlackRock Credit Risk Fund

(Erstwhile DSP BlackRock Income Opportunities Fund)

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP BlackRock Credit Risk Fund is a Debt - Credit Risk fund was launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 8 in Credit Risk category.  Return for 2019 was 4.4% , 2018 was -2.6% and 2017 was 6.4% .

Below is the key information for DSP BlackRock Credit Risk Fund

DSP BlackRock Credit Risk Fund
Growth
Launch Date 13 May 03
NAV (27 Mar 20) ₹29.1581 ↑ 0.38   (1.32 %)
Net Assets (Cr) ₹1,267 on 29 Feb 20
Category Debt - Credit Risk
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.59
Sharpe Ratio 0.67
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.33%
Effective Maturity 1 Year 4 Months 10 Days
Modified Duration 1 Year 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,857
28 Feb 17₹12,029
28 Feb 18₹12,719
28 Feb 19₹12,479
29 Feb 20₹13,087

DSP BlackRock Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DSP BlackRock Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 20

DurationReturns
1 Month 0.3%
3 Month 2%
6 Month 4%
1 Year 4.2%
3 Year 2.8%
5 Year 5.5%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 4.4%
2018 -2.6%
2017 6.4%
2016 10.6%
2015 9.6%
2014 10.8%
2013 8.1%
2012 8.8%
2011 8.5%
2010 5.2%
Fund Manager information for DSP BlackRock Credit Risk Fund
NameSinceTenure
Laukik Bagwe17 Jul 163.46 Yr.
Saurabh Bhatia1 Mar 190.84 Yr.

Data below for DSP BlackRock Credit Risk Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash33.21%
Debt66.79%
Debt Sector Allocation
SectorValue
Corporate63.28%
Cash Equivalent28.02%
Government8.71%
Credit Quality
RatingValue
AA64.1%
AAA33.33%
Below B2.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Essar Oil Limited
Debentures | -
16%₹214 Cr205
Green Infra Wind Energy Limited
Debentures | -
11%₹150 Cr1,500
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
10%₹134 Cr
HDFC Bank Limited
Certificate of Deposit | -
8%₹100 Cr10,000
KKR India Financial Services Private Limited
Debentures | -
7%₹97 Cr75
U.P. Power Corporation Limited
Debentures | -
6%₹77 Cr749
↓ -11
Bank Of Baroda
Certificate of Deposit | -
6%₹75 Cr7,500
Export-Import Bank Of India
Debentures | -
5%₹60 Cr535
Net Receivables/Payables
Net Current Assets | -
3%₹38 Cr
NTPC Limited
Debentures | -
3%₹35 Cr320

6. Invesco India Credit Risk Fund

(Erstwhile Invesco India Corporate Bond Opportunities Fund)

To generate returns and capital appreciation by predominantly investing in corporate debt securities of varying maturities across the credit spectrum.

Invesco India Credit Risk Fund is a Debt - Credit Risk fund was launched on 4 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 5.6% since its launch.  Ranked 4 in Credit Risk category.  Return for 2019 was -4.5% , 2018 was 4.1% and 2017 was 7.1% .

Below is the key information for Invesco India Credit Risk Fund

Invesco India Credit Risk Fund
Growth
Launch Date 4 Sep 14
NAV (27 Mar 20) ₹1,354.7 ↑ 21.30   (1.60 %)
Net Assets (Cr) ₹187 on 29 Feb 20
Category Debt - Credit Risk
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 1.39
Sharpe Ratio -0.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 6.44%
Effective Maturity 1 Year 2 Months 12 Days
Modified Duration 1 Year 22 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,838
28 Feb 17₹12,065
28 Feb 18₹12,829
28 Feb 19₹12,467
29 Feb 20₹12,825

Invesco India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Mar 20

DurationReturns
1 Month 0.1%
3 Month 1.4%
6 Month 3.1%
1 Year 2.3%
3 Year 2%
5 Year 5%
10 Year
15 Year
Since launch 5.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -4.5%
2018 4.1%
2017 7.1%
2016 10.9%
2015 9.1%
2014
2013
2012
2011
2010
Fund Manager information for Invesco India Credit Risk Fund
NameSinceTenure
Sujoy Das4 Jan 200 Yr.

Data below for Invesco India Credit Risk Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash31.23%
Debt68.77%
Debt Sector Allocation
SectorValue
Corporate62.5%
Government27.82%
Cash Equivalent9.68%
Credit Quality
RatingValue
AA9.57%
AAA90.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Debentures | -
11%₹20 Cr1,950,000
Housing And Urban Development Corporation Ltd.
Debentures | -
10%₹17 Cr1,710,000
National Bank For Agriculture And Rural Development
Debentures | -
9%₹16 Cr1,580,000
Reliance Industries Limited
Debentures | -
9%₹16 Cr1,550,000
Power Finance Corporation Ltd.
Debentures | -
8%₹15 Cr1,500,000
Rural Electrification Corporation Limited
Debentures | -
8%₹15 Cr1,500,000
Axis Bank Limited
Certificate of Deposit | -
8%₹15 Cr1,500,000
ICICI BANK LIMITED
Certificate of Deposit | -
8%₹15 Cr1,500,000
Triparty Repo
CBLO/Reverse Repo | -
7%₹13 Cr
Inox Air Products Limited
Debentures | -
6%₹10 Cr1,000,000

Things to Keep in Mind While Investing

a. Risk

Since these funds are risky, you need to have a high-risk appetite. You should be able to tolerate the risk in this fund.

b. Role of Fund Manager

Always go for an experienced and reputed fund manager. Check the past performance of the schemes managed by that fund manager.

c. Asset Under Management (AUM)

Check the AUM of the fund before investing. Ideally, when you invest in this type of fund, the size of the fund should be big. This is because their greater corpus helps in spreading out the risk and the scope of diversification is better.

How to Invest in Credit Risk Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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