5 Best Debt Funds by ICICI Prudential Mutual Fund 2026

Updated on October 29, 2026 , 23292 views

icici mutual fund aims to generate regular income to the investors through investments in a range of debt and money market instruments. This is suited for the investors who want to optimize current income by taking a low to moderate level of risk.

Investors who want to achieve their short to mid term Financial goals, then debt funds can be a good option. Recommended debt funds for this plan are Liquid Funds, ultra short term debt funds and short term debt funds. These funds are liquid in nature, which means that an investor can redeem their invested amount any time. Investors planning to invest in debt funds can choose from the pre-listed top 5 Best Debt Funds by ICICI Mutual Fund. These funds are shortlisted by undertaking certain parameters like AUM, NAV, past performances, the average maturity of the Portfolio, etc.

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Why Invest in ICICI Debt Mutual Funds?

ICICI debt funds comes with a broad range of category, so investors can plan their short-term, mid-term and even long-term Investment plan via choosing these debt funds
Debt funds such as liquid funds are a great option for low-risk investors invest for a short duration and earn better returns than Bank saving accounts.
In debt funds, you can withdraw the required money from the investment at any point in time and can let the remaining money stay invested

Fund Selection Methodology used to find 6 funds

Category: Debt
Asset Management Company : ICICI%20Prudential
AUM Range: 100 to 100000 Cr
Sorted On : 1-year return (high to low)
Tags: fcpro
No Of Funds: 6

Best ICICI Debt Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Liquid Fund Growth	₹418.736 ↑ 0.10	₹55,340	1.5	3.1	6.3	6.8	6.5	6.39%	1M 20D	1M 24D
ICICI Prudential Money Market Fund Growth	₹412.039 ↑ 0.06	₹31,010	1.5	3.2	6.2	7.2	7.4	6.93%	4M 1D	4M 10D
ICICI Prudential Regular Savings Fund Growth	₹34.7895 ↑ 0.05	₹6,320	0.6	3.1	6.2	8.1	9.5	8.57%	1Y 10M 20D	2Y 11M 19D
ICICI Prudential Ultra Short Term Fund Growth	₹29.9844 ↑ 0.01	₹15,236	1.3	3	6	6.9	7.1	7.37%	10M 17D	1Y 3M 18D
ICICI Prudential Savings Fund Growth	₹588.352 ↑ 0.37	₹18,781	1	2.9	5.7	7.2	7.7	7.37%	10M 17D	1Y 3M 18D
ICICI Prudential Medium Term Bond Fund Growth	₹48.3757 ↑ 0.04	₹5,331	0.1	2.6	5.1	7.5	9	8.29%	3Y 11D	6Y 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Liquid Fund	ICICI Prudential Money Market Fund	ICICI Prudential Regular Savings Fund	ICICI Prudential Ultra Short Term Fund	ICICI Prudential Savings Fund	ICICI Prudential Medium Term Bond Fund
Point 1	Highest AUM (₹55,340 Cr).	Upper mid AUM (₹31,010 Cr).	Bottom quartile AUM (₹6,320 Cr).	Lower mid AUM (₹15,236 Cr).	Upper mid AUM (₹18,781 Cr).	Bottom quartile AUM (₹5,331 Cr).
Point 2	Established history (20+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Oldest track record among peers (24 yrs).	Established history (22+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	1Y return: 6.32% (top quartile).	1Y return: 6.18% (upper mid).	1Y return: 6.15% (upper mid).	1Y return: 5.96% (lower mid).	1Y return: 5.73% (bottom quartile).	1Y return: 5.07% (bottom quartile).
Point 6	1M return: 0.44% (top quartile).	1M return: 0.32% (upper mid).	1M return: -0.21% (bottom quartile).	1M return: 0.25% (upper mid).	1M return: 0.12% (lower mid).	1M return: -0.43% (bottom quartile).
Point 7	Sharpe: 2.88 (top quartile).	Sharpe: 0.91 (lower mid).	Sharpe: 0.97 (upper mid).	Sharpe: 0.96 (upper mid).	Sharpe: 0.64 (bottom quartile).	Sharpe: 0.34 (bottom quartile).
Point 8	Information ratio: 1.20 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.39% (bottom quartile).	Yield to maturity (debt): 6.93% (bottom quartile).	Yield to maturity (debt): 8.57% (top quartile).	Yield to maturity (debt): 7.37% (upper mid).	Yield to maturity (debt): 7.37% (lower mid).	Yield to maturity (debt): 8.29% (upper mid).
Point 10	Modified duration: 0.14 yrs (top quartile).	Modified duration: 0.34 yrs (upper mid).	Modified duration: 1.89 yrs (bottom quartile).	Modified duration: 0.88 yrs (upper mid).	Modified duration: 0.88 yrs (lower mid).	Modified duration: 3.03 yrs (bottom quartile).

ICICI Prudential Liquid Fund

Highest AUM (₹55,340 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.32% (top quartile).
1M return: 0.44% (top quartile).
Sharpe: 2.88 (top quartile).
Information ratio: 1.20 (top quartile).
Yield to maturity (debt): 6.39% (bottom quartile).
Modified duration: 0.14 yrs (top quartile).

ICICI Prudential Money Market Fund

Upper mid AUM (₹31,010 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.18% (upper mid).
1M return: 0.32% (upper mid).
Sharpe: 0.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.93% (bottom quartile).
Modified duration: 0.34 yrs (upper mid).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,320 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.15% (upper mid).
1M return: -0.21% (bottom quartile).
Sharpe: 0.97 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.57% (top quartile).
Modified duration: 1.89 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.96% (lower mid).
1M return: 0.25% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (upper mid).

ICICI Prudential Savings Fund

Upper mid AUM (₹18,781 Cr).
Oldest track record among peers (24 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.73% (bottom quartile).
1M return: 0.12% (lower mid).
Sharpe: 0.64 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (lower mid).
Modified duration: 0.88 yrs (lower mid).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,331 Cr).
Established history (22+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.07% (bottom quartile).
1M return: -0.43% (bottom quartile).
Sharpe: 0.34 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.29% (upper mid).
Modified duration: 3.03 yrs (bottom quartile).

About the Fincash Research Team

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Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

*List of Funds based on Assets >= 100 Crore & Sorted on 1 Year Return.

1. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

Highest AUM (₹55,340 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.32% (top quartile).
1M return: 0.44% (top quartile).
Sharpe: 2.88 (top quartile).
Information ratio: 1.20 (top quartile).
Yield to maturity (debt): 6.39% (bottom quartile).
Modified duration: 0.14 yrs (top quartile).
Average maturity: 0.15 yrs (top quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding 91 Days Treasury Bills (~5.5%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (30 Oct 26)	₹418.736 ↑ 0.10 (0.02 %)
Net Assets (Cr)	₹55,340 on 30 Sep 26
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.3
Sharpe Ratio	2.88
Information Ratio	1.2
Alpha Ratio	-0.05
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.39%
Effective Maturity	1 Month 24 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,424
31 Oct 23	₹11,141
31 Oct 24	₹11,965
31 Oct 25	₹12,763
31 Oct 26	₹13,569

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	3.1%
1 Year	6.3%
3 Year	6.8%
5 Year	6.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.5%
2024	7.4%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	2.84 Yr.
Darshil Dedhia	12 Jun 23	3.31 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	93.7%
Debt	6.07%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.92%
Government	13.82%
Corporate	7.03%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Treasury Bills Sovereign Bonds \| -	5%	₹3,754 Cr	378,500,000
Treps CBLO/Reverse Repo \| -	5%	₹3,337 Cr
India (Republic of) - \| -	3%	₹2,294 Cr	230,819,600
Nabard ** Net Current Assets \| -	3%	₹1,980 Cr	40,000
Reverse Repo CBLO/Reverse Repo \| -	3%	₹1,948 Cr
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,487 Cr	30,000 ↑ 30,000
Reliance Retail Ventures Ltd ** Net Current Assets \| -	2%	₹1,385 Cr	28,000 ↑ 28,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,247 Cr	25,000
Reliance Retail Ventures Ltd ** Net Current Assets \| -	2%	₹1,194 Cr	24,000
India (Republic of) - \| -	2%	₹1,074 Cr	107,500,000 ↓ -26,500,000

2. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Money Market Fund

Upper mid AUM (₹31,010 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.18% (upper mid).
1M return: 0.32% (upper mid).
Sharpe: 0.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.93% (bottom quartile).
Modified duration: 0.34 yrs (upper mid).
Average maturity: 0.36 yrs (upper mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.7%).

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (30 Oct 26)	₹412.039 ↑ 0.06 (0.01 %)
Net Assets (Cr)	₹31,010 on 30 Sep 26
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	0.91
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.93%
Effective Maturity	4 Months 10 Days
Modified Duration	4 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,421
31 Oct 23	₹11,189
31 Oct 24	₹12,051
31 Oct 25	₹12,970
31 Oct 26	₹13,770

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.3%
3 Month	1.5%
6 Month	3.2%
1 Year	6.2%
3 Year	7.2%
5 Year	6.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	7.7%
2023	7.4%
2022	4.7%
2021	3.7%
2020	6.2%
2019	7.9%
2018	7.7%
2017	6.7%
2016	7.7%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	3.31 Yr.
Nikhil Kabra	3 Aug 16	10.17 Yr.

Data below for ICICI Prudential Money Market Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	94.58%
Debt	5.13%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	43.5%
Cash Equivalent	33.71%
Government	22.5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹1,238 Cr	125,000,000
India (Republic of) - \| -	2%	₹609 Cr	61,000,000 ↓ -2,500,000
Bank of India Ltd. Debentures \| -	1%	₹439 Cr	9,000
India (Republic of) - \| -	1%	₹396 Cr	40,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹388 Cr	8,000
India (Republic of) - \| -	1%	₹374 Cr	37,993,100
India (Republic of) - \| -	1%	₹338 Cr	34,000,000
India (Republic of) - \| -	1%	₹311 Cr	31,500,000
India (Republic of) - \| -	1%	₹249 Cr	25,000,000
India (Republic of) - \| -	1%	₹199 Cr	20,000,000

3. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,320 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.15% (upper mid).
1M return: -0.21% (bottom quartile).
Sharpe: 0.97 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.57% (top quartile).
Modified duration: 1.89 yrs (bottom quartile).
Average maturity: 2.97 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~91%).
High-quality debt (AAA/AA ~92%).
Largest holding 6.94% Govt Stock 2036 (~4.9%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (30 Oct 26)	₹34.7895 ↑ 0.05 (0.14 %)
Net Assets (Cr)	₹6,320 on 30 Sep 26
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.4
Sharpe Ratio	0.97
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.57%
Effective Maturity	2 Years 11 Months 19 Days
Modified Duration	1 Year 10 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,472
31 Oct 23	₹11,198
31 Oct 24	₹12,232
31 Oct 25	₹13,330
31 Oct 26	₹14,143

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.2%
3 Month	0.6%
6 Month	3.1%
1 Year	6.2%
3 Year	8.1%
5 Year	7.2%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.5%
2024	8.5%
2023	7.2%
2022	5.1%
2021	6.2%
2020	9.8%
2019	9.5%
2018	6.6%
2017	6.8%
2016	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.9 Yr.
Akhil Kakkar	22 Jan 24	2.69 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Equity	8.97%
Debt	91.04%
Other	0.38%

Debt Sector Allocation

Sector	Value
Corporate	64.01%
Government	27.03%

Credit Quality

Rating	Value
A	8.32%
AA	70.2%
AAA	21.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	5%	₹310 Cr	31,964,800 ↑ 10,000,000
Jtpm Metal TRaders Limited Debentures \| -	4%	₹275 Cr	25,500
Adani Enterprises Limited Debentures \| -	3%	₹199 Cr	20,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	3%	₹198 Cr	4,560,807 ↓ -213,921
TRuhome Finance Limited Debentures \| -	3%	₹198 Cr	20,000
Vedanta Aluminium Metal Limited Debentures \| -	3%	₹175 Cr	17,500
Nirma Limited Debentures \| -	2%	₹150 Cr	15,000
Aavas Financiers Limited Debentures \| -	2%	₹149 Cr	15,000
Hiranandani Financial Services Private Limited Debentures \| -	2%	₹148 Cr	15,000
Keystone Realtors Limited Debentures \| -	2%	₹139 Cr	23,500

4. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.96% (lower mid).
1M return: 0.25% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (upper mid).
Average maturity: 1.30 yrs (upper mid).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~2.8%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (30 Oct 26)	₹29.9844 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹15,236 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.78
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.37%
Effective Maturity	1 Year 3 Months 18 Days
Modified Duration	10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,407
31 Oct 23	₹11,129
31 Oct 24	₹11,956
31 Oct 25	₹12,827
31 Oct 26	₹13,588

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	3%
1 Year	6%
3 Year	6.9%
5 Year	6.3%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	7.5%
2023	6.9%
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.88 Yr.
Ritesh Lunawat	15 Jun 17	9.3 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	80.95%
Debt	18.72%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	60.66%
Cash Equivalent	51.48%

Credit Quality

Rating	Value
AA	18.98%
AAA	81.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹422 Cr	42,500 ↑ 5,000
Small Industries Development Bank Of India Debentures \| -	2%	₹349 Cr	35,000
Vedanta Limited Debentures \| -	2%	₹317 Cr	31,500
6.17% Govt Stock 2028 Sovereign Bonds \| -	2%	₹310 Cr	30,773,600
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹305 Cr	30,500
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹262 Cr	275
AU Small Finance Bank Ltd. Debentures \| -	2%	₹247 Cr	5,000
Piramal Finance Limited Debentures \| -	2%	₹230 Cr	23,000
Muthoot Finance Limited Debentures \| -	2%	₹225 Cr	22,500
Ultratech Cement Limited Debentures \| -	1%	₹219 Cr	22,000

5. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹18,781 Cr).
Oldest track record among peers (24 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.73% (bottom quartile).
1M return: 0.12% (lower mid).
Sharpe: 0.64 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (lower mid).
Modified duration: 0.88 yrs (lower mid).
Average maturity: 1.30 yrs (lower mid).
Exit load: NIL.
Top sector: Basic Materials.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~4.8%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (30 Oct 26)	₹588.352 ↑ 0.37 (0.06 %)
Net Assets (Cr)	₹18,781 on 30 Sep 26
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.55
Sharpe Ratio	0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.37%
Effective Maturity	1 Year 3 Months 18 Days
Modified Duration	10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,373
31 Oct 23	₹11,150
31 Oct 24	₹12,039
31 Oct 25	₹12,979
31 Oct 26	₹13,718

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.1%
3 Month	1%
6 Month	2.9%
1 Year	5.7%
3 Year	7.2%
5 Year	6.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8%
2023	7.6%
2022	4.5%
2021	3.8%
2020	8.6%
2019	8.8%
2018	7.3%
2017	7.1%
2016	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	2.05 Yr.
Darshil Dedhia	12 Jun 23	3.31 Yr.

Data below for ICICI Prudential Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	30.85%
Debt	68.65%
Other	0.5%

Debt Sector Allocation

Sector	Value
Corporate	73.61%
Government	13.4%
Cash Equivalent	12.49%

Credit Quality

Rating	Value
AA	15.12%
AAA	84.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	5%	₹833 Cr	875
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹625 Cr	63,000
6.64% Govt Stock 2031 Sovereign Bonds \| -	4%	₹620 Cr	60,500,000
7.33% Karnataka Sgs 2033 Sovereign Bonds \| -	3%	₹487 Cr	50,000,000
Rec Limited Debentures \| -	2%	₹425 Cr	42,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹418 Cr	42,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹393 Cr	39,500
Bank of India Ltd. Debentures \| -	2%	₹342 Cr	7,000 ↓ -1,500
6.75% Govt Stock 2033 Sovereign Bonds \| -	2%	₹332 Cr	32,089,920
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹299 Cr	30,000

6. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,331 Cr).
Established history (22+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.07% (bottom quartile).
1M return: -0.43% (bottom quartile).
Sharpe: 0.34 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.29% (upper mid).
Modified duration: 3.03 yrs (bottom quartile).
Average maturity: 6.03 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~89%).
High-quality debt (AAA/AA ~100%).
Largest holding Embassy Office Parks REIT (~3.6%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (30 Oct 26)	₹48.3757 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹5,331 on 30 Sep 26
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	0.34
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.29%
Effective Maturity	6 Years 11 Days
Modified Duration	3 Years 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,347
31 Oct 23	₹11,050
31 Oct 24	₹11,976
31 Oct 25	₹13,056
31 Oct 26	₹13,710

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.4%
3 Month	0.1%
6 Month	2.6%
1 Year	5.1%
3 Year	7.5%
5 Year	6.5%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9%
2024	8%
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.9 Yr.
Akhil Kakkar	22 Jan 24	2.69 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	1.26%
Equity	9.01%
Debt	89.37%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	64.59%
Government	24.78%
Cash Equivalent	1.26%

Credit Quality

Rating	Value
AA	70.15%
AAA	29.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	4%	₹194 Cr	4,456,424 ↓ -17,702
Adani Enterprises Limited Debentures \| -	3%	₹175 Cr	17,500
6.94% Govt Stock 2036 Sovereign Bonds \| -	3%	₹171 Cr	17,354,300 ↑ 5,000,000
Vedanta Aluminium Metal Limited Debentures \| -	3%	₹170 Cr	17,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹170 Cr	18,979,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹162 Cr	15,000
TATA Projects Limited Debentures \| -	3%	₹150 Cr	15,000
Oberoi Realty Limited Debentures \| -	3%	₹149 Cr	15,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹141 Cr	14,822,500
Adani Power Limited Debentures \| -	2%	₹124 Cr	12,500

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.