10 Best DHFL Pramerica/PGIM Mutual Fund Schemes for 2026

Updated on April 14, 2026 , 2623 views

DHFL Pramerica Mutual Fund, which is recently renamed to PGIM India Mutual fund, is growing tremendously in the Indian Mutual Fund industry. There are a number of schemes like— equity, debt, hybrid, International FOF offered by PGIM India Mutual Fund.

Investors who want to invest for a longer duration and have a high-risk appetite can invest in Equity Funds, whereas a risk averse investor should prefer Investing in debt funds. You can invest in PGIM schemes either by taking a SIP route or a lump sum way. In a lump sum mode of investment, investors can make a one-time payment as part of their investment. Whereas in a SIP, investors can invest at regular intervals like monthly/quarterly/annually for over a period of time. The minimum amount in a lump sum is INR 5000, while in a SIP it is as low as INR 500.

Investors planning to invest can choose a fund from the below-listed top 10 best PGIM India Mutual Fund schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Important Information about DHFL Mutual Fund

From July 2019, DHFL Mutual Fund has been renamed as PGIM India Mutual Fund. PGIM India has acquired 100% stakes in DHFL- PGIM Asset Management.

Why Invest in PGIM India Mutual Fund?

Investors can choose from a large range of schemes. It offers large-cap focused diversified equity, dynamic Asset Allocation, Liquid Fund, alternate maturity plan, and credit opportunity debt fund.
PGIM or DHFL Pramerica schemes are designed with precise market judgment. These schemes are ahead of the market and give out better returns. Also, there is a capital appreciation actively managed for long-term The offered schemes invest in companies with strong and proven track record.
They have excellent risk assessment with respect to the investor profile. Equity funds are supported by strong risk management while credit opportunities debt funds offer moderate risk.
PGIM India Mutual Fund prides itself on giving innovative investor-centric solutions.

Fund Selection Methodology used to find 10 funds

Asset Management Company : PGIM%20India
Sorted On : drat (high to low)
Tags: fcpro
No Of Funds: 10

Best PGIM India Mutual Fund Schemes

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2025 (%)
PGIM India Credit Risk Fund Growth	₹15.5876 ↑ 0.00	₹39	5,000	1,000	0.6	4.4	8.4	3	4.2	6.3
PGIM India Low Duration Fund Growth	₹26.0337 ↑ 0.01	₹104	5,000	1,000	1.5	3.3	6.3	4.5	1.3	6.1
PGIM India Insta Cash Fund Growth	₹356.636 ↑ 0.07	₹677	5,000	1,000	1.7	3.2	6.3	6.9	6	7.1	6.5
PGIM India Short Maturity Fund Growth	₹39.3202 ↓ 0.00	₹28	5,000	1,000	1.2	3.1	6.1	4.2	4	6.8
PGIM India Equity Savings Fund Growth	₹50.0327 ↓ -0.02	₹65	5,000	1,000	-0.5	0.2	3.8	6.5	6.6	7.5	6.1
PGIM India Banking & PSU Debt Fund Growth	₹21.311 ↑ 0.00	₹46	5,000	1,000	1.4	3.4	6.6	4.7	7	7.4
PGIM India Arbitrage Fund Growth	₹19.1667 ↑ 0.00	₹105	5,000	1,000	1.5	2.9	5.5	6.5	5.5	5.8	5.9
PGIM India Large Cap Fund Growth	₹325.48 ↑ 0.39	₹568	5,000	1,000	-5	-6.9	2.3	9.7	9	16.2	7.3
PGIM India Gilt Fund Growth	₹30.1708 ↑ 0.01	₹99	5,000	1,000	0.3	-1.3	-0.4	5.7	4.8	6.5	4.1
PGIM India Euro Equity Fund Growth	₹22.53 ↑ 0.79	₹1,263	5,000	1,000	14.1	26.9	56.3	26.5	4.2	4.5	18.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jan 22

Research Highlights & Commentary of 10 Funds showcased

Commentary	PGIM India Credit Risk Fund	PGIM India Low Duration Fund	PGIM India Insta Cash Fund	PGIM India Short Maturity Fund	PGIM India Equity Savings Fund	PGIM India Banking & PSU Debt Fund	PGIM India Arbitrage Fund	PGIM India Large Cap Fund	PGIM India Gilt Fund	PGIM India Euro Equity Fund
Point 1	Bottom quartile AUM (₹39 Cr).	Upper mid AUM (₹104 Cr).	Top quartile AUM (₹677 Cr).	Bottom quartile AUM (₹28 Cr).	Lower mid AUM (₹65 Cr).	Bottom quartile AUM (₹46 Cr).	Upper mid AUM (₹105 Cr).	Upper mid AUM (₹568 Cr).	Lower mid AUM (₹99 Cr).	Highest AUM (₹1,263 Cr).
Point 2	Established history (11+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Oldest track record among peers (23 yrs).	Established history (22+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (23+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: High.
Point 5	1Y return: 8.43% (top quartile).	1Y return: 6.30% (upper mid).	1Y return: 6.26% (upper mid).	1Y return: 6.08% (lower mid).	5Y return: 6.65% (upper mid).	1Y return: 6.60% (upper mid).	5Y return: 5.54% (upper mid).	5Y return: 9.02% (top quartile).	1Y return: -0.36% (bottom quartile).	5Y return: 4.16% (bottom quartile).
Point 6	1M return: 0.27% (bottom quartile).	1M return: 0.47% (lower mid).	1M return: 0.79% (upper mid).	1M return: 0.43% (bottom quartile).	3Y return: 6.50% (upper mid).	1M return: 0.49% (lower mid).	3Y return: 6.53% (upper mid).	3Y return: 9.68% (top quartile).	1M return: -0.04% (bottom quartile).	3Y return: 26.54% (top quartile).
Point 7	Sharpe: 1.73 (upper mid).	Sharpe: -1.66 (bottom quartile).	Sharpe: 2.84 (top quartile).	Sharpe: -0.98 (bottom quartile).	1Y return: 3.85% (bottom quartile).	Sharpe: -0.72 (bottom quartile).	1Y return: 5.48% (lower mid).	1Y return: 2.28% (bottom quartile).	Sharpe: -0.46 (lower mid).	1Y return: 56.35% (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	1M return: 0.88% (upper mid).	Information ratio: 0.00 (lower mid).	1M return: 0.53% (upper mid).	Alpha: -3.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	1M return: 12.15% (top quartile).
Point 9	Yield to maturity (debt): 5.01% (lower mid).	Yield to maturity (debt): 7.34% (top quartile).	Yield to maturity (debt): 6.43% (lower mid).	Yield to maturity (debt): 7.18% (upper mid).	Alpha: 0.00 (upper mid).	Yield to maturity (debt): 7.33% (top quartile).	Alpha: 0.00 (lower mid).	Sharpe: 0.69 (upper mid).	Yield to maturity (debt): 7.07% (upper mid).	Alpha: -14.64 (bottom quartile).
Point 10	Modified duration: 0.54 yrs (lower mid).	Modified duration: 0.53 yrs (upper mid).	Modified duration: 0.07 yrs (upper mid).	Modified duration: 1.66 yrs (lower mid).	Sharpe: 0.57 (upper mid).	Modified duration: 2.21 yrs (bottom quartile).	Sharpe: 0.06 (lower mid).	Information ratio: -1.58 (bottom quartile).	Modified duration: 8.52 yrs (bottom quartile).	Sharpe: 1.82 (top quartile).

PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 8.43% (top quartile).
1M return: 0.27% (bottom quartile).
Sharpe: 1.73 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 5.01% (lower mid).
Modified duration: 0.54 yrs (lower mid).

PGIM India Low Duration Fund

Upper mid AUM (₹104 Cr).
Established history (18+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderate.
1Y return: 6.30% (upper mid).
1M return: 0.47% (lower mid).
Sharpe: -1.66 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.34% (top quartile).
Modified duration: 0.53 yrs (upper mid).

PGIM India Insta Cash Fund

Top quartile AUM (₹677 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: Low.
1Y return: 6.26% (upper mid).
1M return: 0.79% (upper mid).
Sharpe: 2.84 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.43% (lower mid).
Modified duration: 0.07 yrs (upper mid).

PGIM India Short Maturity Fund

Bottom quartile AUM (₹28 Cr).
Oldest track record among peers (23 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
1Y return: 6.08% (lower mid).
1M return: 0.43% (bottom quartile).
Sharpe: -0.98 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.18% (upper mid).
Modified duration: 1.66 yrs (lower mid).

PGIM India Equity Savings Fund

Lower mid AUM (₹65 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 6.65% (upper mid).
3Y return: 6.50% (upper mid).
1Y return: 3.85% (bottom quartile).
1M return: 0.88% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.57 (upper mid).

PGIM India Banking & PSU Debt Fund

Bottom quartile AUM (₹46 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 6.60% (upper mid).
1M return: 0.49% (lower mid).
Sharpe: -0.72 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.33% (top quartile).
Modified duration: 2.21 yrs (bottom quartile).

PGIM India Arbitrage Fund

Upper mid AUM (₹105 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
5Y return: 5.54% (upper mid).
3Y return: 6.53% (upper mid).
1Y return: 5.48% (lower mid).
1M return: 0.53% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.06 (lower mid).

PGIM India Large Cap Fund

Upper mid AUM (₹568 Cr).
Established history (23+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.02% (top quartile).
3Y return: 9.68% (top quartile).
1Y return: 2.28% (bottom quartile).
Alpha: -3.00 (bottom quartile).
Sharpe: 0.69 (upper mid).
Information ratio: -1.58 (bottom quartile).

PGIM India Gilt Fund

Lower mid AUM (₹99 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: -0.36% (bottom quartile).
1M return: -0.04% (bottom quartile).
Sharpe: -0.46 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.07% (upper mid).
Modified duration: 8.52 yrs (bottom quartile).

PGIM India Euro Equity Fund

Highest AUM (₹1,263 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 4.16% (bottom quartile).
3Y return: 26.54% (top quartile).
1Y return: 56.35% (top quartile).
1M return: 12.15% (top quartile).
Alpha: -14.64 (bottom quartile).
Sharpe: 1.82 (top quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

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Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 8.43% (top quartile).
1M return: 0.27% (bottom quartile).
Sharpe: 1.73 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 5.01% (lower mid).
Modified duration: 0.54 yrs (lower mid).
Average maturity: 0.59 yrs (upper mid).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund Growth
Launch Date	29 Sep 14
NAV (21 Jan 22)	₹15.5876 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹39 on 31 Dec 21
Category	Debt - Credit Risk
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	1.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	5.01%
Effective Maturity	7 Months 2 Days
Modified Duration	6 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value

PGIM India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	0.3%
3 Month	0.6%
6 Month	4.4%
1 Year	8.4%
3 Year	3%
5 Year	4.2%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for PGIM India Credit Risk Fund

Name	Since	Tenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. PGIM India Low Duration Fund

The objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for PGIM India Low Duration Fund

Upper mid AUM (₹104 Cr).
Established history (18+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderate.
1Y return: 6.30% (upper mid).
1M return: 0.47% (lower mid).
Sharpe: -1.66 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.34% (top quartile).
Modified duration: 0.53 yrs (upper mid).
Average maturity: 0.63 yrs (lower mid).
Exit load: NIL.

Below is the key information for PGIM India Low Duration Fund

PGIM India Low Duration Fund Growth
Launch Date	22 Jun 07
NAV (29 Sep 23)	₹26.0337 ↑ 0.01 (0.06 %)
Net Assets (Cr)	₹104 on 31 Aug 23
Category	Debt - Low Duration
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.18
Sharpe Ratio	-1.66
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.34%
Effective Maturity	7 Months 17 Days
Modified Duration	6 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value

PGIM India Low Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹185,607.
Net Profit of ₹5,607 Invest Now

Returns for PGIM India Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.3%
1 Year	6.3%
3 Year	4.5%
5 Year	1.3%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for PGIM India Low Duration Fund

Name	Since	Tenure

Data below for PGIM India Low Duration Fund as on 31 Aug 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

Research Highlights for PGIM India Insta Cash Fund

Top quartile AUM (₹677 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: Low.
1Y return: 6.26% (upper mid).
1M return: 0.79% (upper mid).
Sharpe: 2.84 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.43% (lower mid).
Modified duration: 0.07 yrs (upper mid).
Average maturity: 0.08 yrs (upper mid).
Exit load: NIL.

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (16 Apr 26)	₹356.636 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹677 on 28 Feb 26
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.84
Information Ratio	0
Alpha Ratio	0.02
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.43%
Effective Maturity	29 Days
Modified Duration	26 Days

Growth of 10,000 investment over the years.

Date	Value

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	3.2%
1 Year	6.3%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.5%
2024	7.3%
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure

Data below for PGIM India Insta Cash Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. PGIM India Short Maturity Fund

To generate steady returns with low to medium market risk for investors by investing in a portfolio of short -medium term debt and money market securities.

Research Highlights for PGIM India Short Maturity Fund

Bottom quartile AUM (₹28 Cr).
Oldest track record among peers (23 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
1Y return: 6.08% (lower mid).
1M return: 0.43% (bottom quartile).
Sharpe: -0.98 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.18% (upper mid).
Modified duration: 1.66 yrs (lower mid).
Average maturity: 1.92 yrs (lower mid).
Exit load: 0-6 Months (0.5%),6 Months and above(NIL).

Below is the key information for PGIM India Short Maturity Fund

PGIM India Short Maturity Fund Growth
Launch Date	21 Jan 03
NAV (29 Sep 23)	₹39.3202 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹28 on 15 Sep 23
Category	Debt - Short term Bond
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	0.96
Sharpe Ratio	-0.98
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity	7.18%
Effective Maturity	1 Year 11 Months 1 Day
Modified Duration	1 Year 7 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value

PGIM India Short Maturity Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for PGIM India Short Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	0.4%
3 Month	1.2%
6 Month	3.1%
1 Year	6.1%
3 Year	4.2%
5 Year	4%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for PGIM India Short Maturity Fund

Name	Since	Tenure

Data below for PGIM India Short Maturity Fund as on 15 Sep 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. PGIM India Equity Savings Fund

(Erstwhile DHFL Pramerica Equity Income Fund)

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized or that income will be generated and the scheme does not assure or guarantee any returns.

Research Highlights for PGIM India Equity Savings Fund

Lower mid AUM (₹65 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 6.65% (upper mid).
3Y return: 6.50% (upper mid).
1Y return: 3.85% (bottom quartile).
1M return: 0.88% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.57 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for PGIM India Equity Savings Fund

PGIM India Equity Savings Fund Growth
Launch Date	29 Jan 04
NAV (16 Apr 26)	₹50.0327 ↓ -0.02 (-0.04 %)
Net Assets (Cr)	₹65 on 28 Feb 26
Category	Hybrid - Equity Savings
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.31
Sharpe Ratio	0.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

PGIM India Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for PGIM India Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	0.9%
3 Month	-0.5%
6 Month	0.2%
1 Year	3.8%
3 Year	6.5%
5 Year	6.6%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.1%
2024	7.3%
2023	8.1%
2022	3.2%
2021	12.4%
2020	5.2%
2019	10.6%
2018	1.4%
2017	11.7%
2016	5.4%

Fund Manager information for PGIM India Equity Savings Fund

Name	Since	Tenure

Data below for PGIM India Equity Savings Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. PGIM India Banking & PSU Debt Fund

To generate income and capital appreciation by investing in money market and debt instruments issued by banks and public sector Companies.

Research Highlights for PGIM India Banking & PSU Debt Fund

Bottom quartile AUM (₹46 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 6.60% (upper mid).
1M return: 0.49% (lower mid).
Sharpe: -0.72 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.33% (top quartile).
Modified duration: 2.21 yrs (bottom quartile).
Average maturity: 2.76 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for PGIM India Banking & PSU Debt Fund

PGIM India Banking & PSU Debt Fund Growth
Launch Date	11 Mar 13
NAV (29 Sep 23)	₹21.311 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹46 on 31 Aug 23
Category	Debt - Banking & PSU Debt
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.56
Sharpe Ratio	-0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.33%
Effective Maturity	2 Years 9 Months 4 Days
Modified Duration	2 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value

PGIM India Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for PGIM India Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	3.4%
1 Year	6.6%
3 Year	4.7%
5 Year	7%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for PGIM India Banking & PSU Debt Fund

Name	Since	Tenure

Data below for PGIM India Banking & PSU Debt Fund as on 31 Aug 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. PGIM India Arbitrage Fund

To generate income by investing in arbitrage opportunities that potentially exist between the cash and derivatives market as well as within the derivatives segment of the market. Investments may also be made in debt & money market instruments. There can be no assurance or guarantee that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Arbitrage Fund

Upper mid AUM (₹105 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
5Y return: 5.54% (upper mid).
3Y return: 6.53% (upper mid).
1Y return: 5.48% (lower mid).
1M return: 0.53% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.06 (lower mid).
Information ratio: 0.00 (lower mid).

Below is the key information for PGIM India Arbitrage Fund

PGIM India Arbitrage Fund Growth
Launch Date	27 Aug 14
NAV (16 Apr 26)	₹19.1667 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹105 on 28 Feb 26
Category	Hybrid - Arbitrage
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.08
Sharpe Ratio	0.06
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-30 Days (0.5%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

PGIM India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for PGIM India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	2.9%
1 Year	5.5%
3 Year	6.5%
5 Year	5.5%
10 Year
15 Year
Since launch	5.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.9%
2024	7.1%
2023	6.6%
2022	3.8%
2021	3.6%
2020	3.9%
2019	5.9%
2018	5.6%
2017	5.9%
2016	6.2%

Fund Manager information for PGIM India Arbitrage Fund

Name	Since	Tenure

Data below for PGIM India Arbitrage Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. PGIM India Large Cap Fund

To generate long-term capital growth from investment in a diversified portfolio of equity and equity related securities.

Research Highlights for PGIM India Large Cap Fund

Upper mid AUM (₹568 Cr).
Established history (23+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.02% (top quartile).
3Y return: 9.68% (top quartile).
1Y return: 2.28% (bottom quartile).
Alpha: -3.00 (bottom quartile).
Sharpe: 0.69 (upper mid).
Information ratio: -1.58 (bottom quartile).

Below is the key information for PGIM India Large Cap Fund

PGIM India Large Cap Fund Growth
Launch Date	21 Jan 03
NAV (16 Apr 26)	₹325.48 ↑ 0.39 (0.12 %)
Net Assets (Cr)	₹568 on 28 Feb 26
Category	Equity - Large Cap
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.38
Sharpe Ratio	0.69
Information Ratio	-1.58
Alpha Ratio	-3
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

PGIM India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for PGIM India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	4.2%
3 Month	-5%
6 Month	-6.9%
1 Year	2.3%
3 Year	9.7%
5 Year	9%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.3%
2024	9.4%
2023	19.7%
2022	1.5%
2021	21%
2020	13.3%
2019	14.5%
2018	-3.6%
2017	28.2%
2016	2.7%

Fund Manager information for PGIM India Large Cap Fund

Name	Since	Tenure

Data below for PGIM India Large Cap Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. PGIM India Gilt Fund

To generate reasonable returns by investing in Central/State Government securities of various maturities.

Research Highlights for PGIM India Gilt Fund

Lower mid AUM (₹99 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: -0.36% (bottom quartile).
1M return: -0.04% (bottom quartile).
Sharpe: -0.46 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.07% (upper mid).
Modified duration: 8.52 yrs (bottom quartile).
Average maturity: 18.79 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for PGIM India Gilt Fund

PGIM India Gilt Fund Growth
Launch Date	27 Oct 08
NAV (16 Apr 26)	₹30.1708 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹99 on 28 Feb 26
Category	Debt - Government Bond
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.48
Sharpe Ratio	-0.46
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	18 Years 9 Months 14 Days
Modified Duration	8 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value

PGIM India Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for PGIM India Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	0%
3 Month	0.3%
6 Month	-1.3%
1 Year	-0.4%
3 Year	5.7%
5 Year	4.8%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.1%
2024	8.9%
2023	6.6%
2022	1.8%
2021	2.9%
2020	9.4%
2019	10.1%
2018	5.9%
2017	4%
2016	12.6%

Fund Manager information for PGIM India Gilt Fund

Name	Since	Tenure

Data below for PGIM India Gilt Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

10. PGIM India Euro Equity Fund

(Erstwhile DHFL Pramerica Top Euroland Offshore Fund)

The primary investment objective of the scheme is to generate long-term capital growth from a diversified portfolio of units of overseas mutual funds.

Research Highlights for PGIM India Euro Equity Fund

Highest AUM (₹1,263 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 4.16% (bottom quartile).
3Y return: 26.54% (top quartile).
1Y return: 56.35% (top quartile).
1M return: 12.15% (top quartile).
Alpha: -14.64 (bottom quartile).
Sharpe: 1.82 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for PGIM India Euro Equity Fund

PGIM India Euro Equity Fund Growth
Launch Date	11 Sep 07
NAV (15 Apr 26)	₹22.53 ↑ 0.79 (3.63 %)
Net Assets (Cr)	₹1,263 on 28 Feb 26
Category	Others - Fund of Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.63
Sharpe Ratio	1.82
Information Ratio	-0.15
Alpha Ratio	-14.64
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

PGIM India Euro Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450 Invest Now

Returns for PGIM India Euro Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 22

Duration	Returns
1 Month	12.1%
3 Month	14.1%
6 Month	26.9%
1 Year	56.3%
3 Year	26.5%
5 Year	4.2%
10 Year
15 Year
Since launch	4.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.3%
2024	20.6%
2023	14.6%
2022	-35.6%
2021	-1.9%
2020	20.5%
2019	21.4%
2018	-10.3%
2017	14.6%
2016	-6.7%

Fund Manager information for PGIM India Euro Equity Fund

Name	Since	Tenure

Data below for PGIM India Euro Equity Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.