+91-22-48913909Best Gold ETFs to Invest in 2025
In recent years, the popularity of Gold ETFs (Exchange Traded Fund) amongst investors has surged high. Investors are more inclined towards Investing in Gold ETFs as they track gold prices and eliminate the need of storage. But, when it comes to Investing, often investors are confused over choosing the best Gold ETFs.
The ideal way to go for Gold ETFs is to focus on the fund with the lowest tracking error. It is advisable to go for a Gold ETF that has the largest margin and highest volume. To make it convenient for investors, we have listed down the best Gold ETFs to invest in India.
How to Invest in Gold ETFs?
To invest in gold ETF, you need to have a Demat account and an online Trading Account. To open an account, you would require a PAN Card, an address proof and an identity proof. After the account is ready, you can choose a Gold ETF and place an order. Once the trade is executed a confirmation is sent to you in your account. A small fee from the fund house and the broker is charged when one buys or sells these Gold ETFs.
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Best Gold ETFs to Invest 2025
Some of the best performing Underlying gold ETFs having AUM/Net Assets > 25 Crore are:
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Gold Fund Growth ₹39.9961
↑ 0.36 ₹1,136 21.2 40.8 78 34.3 20.9 18.7 Invesco India Gold Fund Growth ₹38.4048
↑ 0.31 ₹302 20.4 38.9 74.9 33.5 20.3 18.8 Nippon India Gold Savings Fund Growth ₹52.6867
↑ 0.51 ₹4,849 21.2 40.6 77.9 34.3 20.7 19 SBI Gold Fund Growth ₹40.2102
↑ 0.32 ₹9,324 21.1 40.5 77.9 34.6 21 19.6 ICICI Prudential Regular Gold Savings Fund Growth ₹42.6223
↑ 0.35 ₹3,987 21.3 40.6 78.3 34.6 20.9 19.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Dec 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Gold Fund Invesco India Gold Fund Nippon India Gold Savings Fund SBI Gold Fund ICICI Prudential Regular Gold Savings Fund Point 1 Bottom quartile AUM (₹1,136 Cr). Bottom quartile AUM (₹302 Cr). Upper mid AUM (₹4,849 Cr). Highest AUM (₹9,324 Cr). Lower mid AUM (₹3,987 Cr). Point 2 Established history (13+ yrs). Oldest track record among peers (14 yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 20.89% (lower mid). 5Y return: 20.30% (bottom quartile). 5Y return: 20.74% (bottom quartile). 5Y return: 20.98% (top quartile). 5Y return: 20.93% (upper mid). Point 6 3Y return: 34.26% (bottom quartile). 3Y return: 33.54% (bottom quartile). 3Y return: 34.30% (lower mid). 3Y return: 34.64% (top quartile). 3Y return: 34.58% (upper mid). Point 7 1Y return: 77.98% (upper mid). 1Y return: 74.94% (bottom quartile). 1Y return: 77.93% (lower mid). 1Y return: 77.86% (bottom quartile). 1Y return: 78.31% (top quartile). Point 8 1M return: 9.37% (bottom quartile). 1M return: 9.06% (bottom quartile). 1M return: 9.69% (upper mid). 1M return: 9.47% (lower mid). 1M return: 9.79% (top quartile). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 3.57 (upper mid). Sharpe: 3.52 (bottom quartile). Sharpe: 3.61 (top quartile). Sharpe: 3.54 (lower mid). Sharpe: 3.47 (bottom quartile). Aditya Birla Sun Life Gold Fund
Invesco India Gold Fund
Nippon India Gold Savings Fund
SBI Gold Fund
ICICI Prudential Regular Gold Savings Fund
An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on To provide returns that closely corresponds to returns provided by Invesco India Gold Exchange Traded Fund. Research Highlights for Invesco India Gold Fund Below is the key information for Invesco India Gold Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES. Research Highlights for Nippon India Gold Savings Fund Below is the key information for Nippon India Gold Savings Fund Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Gold Savings Fund Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Gold Fund
Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (26 Dec 25) ₹39.9961 ↑ 0.36 (0.91 %) Net Assets (Cr) ₹1,136 on 30 Nov 25 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 3.57 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹9,699 30 Nov 22 ₹10,501 30 Nov 23 ₹12,347 30 Nov 24 ₹14,876 30 Nov 25 ₹24,055 Returns for Aditya Birla Sun Life Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 9.4% 3 Month 21.2% 6 Month 40.8% 1 Year 78% 3 Year 34.3% 5 Year 20.9% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.7% 2023 14.5% 2022 12.3% 2021 -5% 2020 26% 2019 21.3% 2018 6.8% 2017 1.6% 2016 11.5% 2015 -7.2% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 0.92 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.32% Other 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -100% ₹1,137 Cr 102,475,557
↑ 3,970,835 Net Receivables / (Payables)
Net Current Assets | -0% -₹3 Cr Clearing Corporation Of India Limited
CBLO/Reverse Repo | -0% ₹2 Cr 2. Invesco India Gold Fund
Invesco India Gold Fund
Growth Launch Date 5 Dec 11 NAV (26 Dec 25) ₹38.4048 ↑ 0.31 (0.81 %) Net Assets (Cr) ₹302 on 30 Nov 25 Category Gold - Gold AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.37 Sharpe Ratio 3.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹9,636 30 Nov 22 ₹10,509 30 Nov 23 ₹12,273 30 Nov 24 ₹14,833 30 Nov 25 ₹23,695 Returns for Invesco India Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 9.1% 3 Month 20.4% 6 Month 38.9% 1 Year 74.9% 3 Year 33.5% 5 Year 20.3% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.8% 2023 14.5% 2022 12.8% 2021 -5.5% 2020 27.2% 2019 21.4% 2018 6.6% 2017 1.3% 2016 21.6% 2015 -15.1% Fund Manager information for Invesco India Gold Fund
Name Since Tenure Abhisek Bahinipati 1 Nov 25 0.08 Yr. Data below for Invesco India Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 3.91% Other 96.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Invesco India Gold ETF
- | -98% ₹294 Cr 268,798
↑ 10,750 Triparty Repo
CBLO/Reverse Repo | -3% ₹8 Cr Net Receivables / (Payables)
CBLO | -0% ₹0 Cr 3. Nippon India Gold Savings Fund
Nippon India Gold Savings Fund
Growth Launch Date 7 Mar 11 NAV (26 Dec 25) ₹52.6867 ↑ 0.51 (0.97 %) Net Assets (Cr) ₹4,849 on 30 Nov 25 Category Gold - Gold AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.35 Sharpe Ratio 3.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (2%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹9,653 30 Nov 22 ₹10,445 30 Nov 23 ₹12,267 30 Nov 24 ₹14,786 30 Nov 25 ₹23,972 Returns for Nippon India Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 9.7% 3 Month 21.2% 6 Month 40.6% 1 Year 77.9% 3 Year 34.3% 5 Year 20.7% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 19% 2023 14.3% 2022 12.3% 2021 -5.5% 2020 26.6% 2019 22.5% 2018 6% 2017 1.7% 2016 11.6% 2015 -8.1% Fund Manager information for Nippon India Gold Savings Fund
Name Since Tenure Himanshu Mange 23 Dec 23 1.94 Yr. Data below for Nippon India Gold Savings Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.48% Other 98.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India ETF Gold BeES
- | -100% ₹4,848 Cr 463,431,511
↑ 9,277,000 Triparty Repo
CBLO/Reverse Repo | -1% ₹27 Cr Net Current Assets
Net Current Assets | -1% -₹26 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹0 Cr Cash
Net Current Assets | -0% ₹0 Cr 00 4. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (26 Dec 25) ₹40.2102 ↑ 0.32 (0.80 %) Net Assets (Cr) ₹9,324 on 30 Nov 25 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 3.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹9,698 30 Nov 22 ₹10,538 30 Nov 23 ₹12,397 30 Nov 24 ₹14,960 30 Nov 25 ₹24,267 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 9.5% 3 Month 21.1% 6 Month 40.5% 1 Year 77.9% 3 Year 34.6% 5 Year 21% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.6% 2023 14.1% 2022 12.6% 2021 -5.7% 2020 27.4% 2019 22.8% 2018 6.4% 2017 3.5% 2016 10% 2015 -8.1% Fund Manager information for SBI Gold Fund
Name Since Tenure Raviprakash Sharma 12 Sep 11 14.23 Yr. Data below for SBI Gold Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.55% Other 98.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹9,323 Cr 864,580,590
↑ 43,695,502 Treps
CBLO/Reverse Repo | -0% ₹42 Cr Net Receivable / Payable
CBLO | -0% -₹42 Cr 5. ICICI Prudential Regular Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (26 Dec 25) ₹42.6223 ↑ 0.35 (0.82 %) Net Assets (Cr) ₹3,987 on 30 Nov 25 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 3.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹9,688 30 Nov 22 ₹10,449 30 Nov 23 ₹12,281 30 Nov 24 ₹14,858 30 Nov 25 ₹24,046 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 9.8% 3 Month 21.3% 6 Month 40.6% 1 Year 78.3% 3 Year 34.6% 5 Year 20.9% 10 Year 15 Year Since launch 10.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 13.5% 2022 12.7% 2021 -5.4% 2020 26.6% 2019 22.7% 2018 7.4% 2017 0.8% 2016 8.9% 2015 -5.1% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 13.19 Yr. Nishit Patel 29 Dec 20 4.93 Yr. Ashwini Bharucha 1 Nov 25 0.08 Yr. Venus Ahuja 1 Nov 25 0.08 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.46% Other 98.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -100% ₹3,983 Cr 368,492,474
↑ 3,839,372 Treps
CBLO/Reverse Repo | -0% ₹16 Cr Net Current Assets
Net Current Assets | -0% -₹12 Cr
How To Choose Best Gold ETFs?
The parameters to choose the best Gold ETFs in India are as follows-
Fund Track Record
It is important to know the past performance of the fund house in Exchange Traded Funds. Investors looking for the best Gold ETFs, it is advisable to choose a fund which has a track record of at least three years.
Liquidity
Exchange Traded Funds need to be checked based on the trading activity. Most of the ETFs trade heavily based on the changes in the benchmark, but some ETFs trade barely. The trading activity actually confirms the liquidity of an ETF. The higher the trading activity, the higher is the liquidity.
Tracking Error
The ETFs are expected to track the underlying index closely, but some ETF do not track it closely. An investor should prefer an ETF with minimum tracking error.
FAQs
1. How is the value of gold ETFs evaluated?
A: The value of gold ETFs is tracked based on the Market value of physical gold. It represent the price of gold bars that have a purity of 99.5%. You can track the price of gold by logging into the NSE website or the BSE, and it will be reflected in the ongoing price of gold ETFs.
2. Who sells gold ETFs?
A: Mutual Fund companies and financial institutes sell gold ETFs. Some of the well-performing gold ETFs are mentioned above.
3. Can I purchase physical gold with the gold ETFs?
A: No, once the investment period is completed, you can close the account and withdraw the money. You cannot en-cash the gold ETFs for physical gold.
4. What do the gold ETFs invest in?
A: Gold ETFs have diversified investments in gold mining, Manufacturing, transportation, and other similar sectors. Usually, the assets are made in industries known to produce good returns, ensuring that the investments are safe and secure.
5. Why should I invest in gold ETFs?
A: Gold ETFs are suitable investments, especially if you are looking to diversify your investment Portfolio. Gold, as experts mention, is one of the safest investments as its value does not go down extensively. The same is applicable for gold ETFs.
6. Is there any exit load in this investment?
A: Given the nature of the investment, most companies do not levy an exit load in gold ETFs. Hence, if you want to withdraw from the investment before its maturity, you do not have to pay any exit load. However, most financial institutes levy a brokerage charge you will have to discuss with your fund manager.
7. Are there any tax benefits on the investments?
A: You would not have to pay any VAT in the case of gold ETFs, which would be the case if you had purchased physical gold of similar value. Moreover, depending on the income tax slab that you fall under, you can enjoy tax benefits from the investment you make. With gold ETFs, you will not have to pay any wealth tax, long-term Capital gains tax, or Sales Tax.
8. Can I use gold ETFs as collateral for loans?
A: Yes, gold ETFs are similar to gold, and hence, you can use them as Collateral for loans. You can it to secure the loan that you require from a Bank or a financial institute.
By Rohini Hiremath
Rohini Hiremath works as a Content Head at Fincash.com. Her passion is to deliver financial knowledge to the masses in simple language. She has a strong background in start-ups and diverse content. Rohini is also an SEO expert, coach and motivating team head!
You can connect with her at rohini.hiremath@fincash.com
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Aditya Birla Sun Life Gold Fund