+91-22-48913909Best Gold ETFs to Invest in 2025
In recent years, the popularity of Gold ETFs (Exchange Traded Fund) amongst investors has surged high. Investors are more inclined towards Investing in Gold ETFs as they track gold prices and eliminate the need of storage. But, when it comes to Investing, often investors are confused over choosing the best Gold ETFs.
The ideal way to go for Gold ETFs is to focus on the fund with the lowest tracking error. It is advisable to go for a Gold ETF that has the largest margin and highest volume. To make it convenient for investors, we have listed down the best Gold ETFs to invest in India.
How to Invest in Gold ETFs?
To invest in gold ETF, you need to have a Demat account and an online Trading Account. To open an account, you would require a PAN Card, an address proof and an identity proof. After the account is ready, you can choose a Gold ETF and place an order. Once the trade is executed a confirmation is sent to you in your account. A small fee from the fund house and the broker is charged when one buys or sells these Gold ETFs.
How to Invest in Gold Mutual Funds Online?
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Best Gold ETFs to Invest 2025
Some of the best performing Underlying gold ETFs having AUM/Net Assets > 25 Crore are:
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Gold Fund Growth ₹28.8478
↓ -0.18 ₹663 4.8 13.5 35.9 22.6 11.6 18.7 Invesco India Gold Fund Growth ₹28.001
↓ -0.17 ₹180 4.6 13.2 34.6 22.2 11.5 18.8 Nippon India Gold Savings Fund Growth ₹37.9945
↓ -0.20 ₹3,248 5 13 35.9 22.4 11.5 19 SBI Gold Fund Growth ₹29.0244
↓ -0.21 ₹4,740 5 14.1 35.8 22.8 11.8 19.6 HDFC Gold Fund Growth ₹29.6758
↓ -0.21 ₹4,537 5 13 36.1 22.6 11.6 18.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Gold Fund Invesco India Gold Fund Nippon India Gold Savings Fund SBI Gold Fund HDFC Gold Fund Point 1 Bottom quartile AUM (₹663 Cr). Bottom quartile AUM (₹180 Cr). Lower mid AUM (₹3,248 Cr). Highest AUM (₹4,740 Cr). Upper mid AUM (₹4,537 Cr). Point 2 Established history (13+ yrs). Established history (13+ yrs). Oldest track record among peers (14 yrs). Established history (13+ yrs). Established history (13+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 11.63% (lower mid). 5Y return: 11.48% (bottom quartile). 5Y return: 11.51% (bottom quartile). 5Y return: 11.77% (top quartile). 5Y return: 11.64% (upper mid). Point 6 3Y return: 22.58% (upper mid). 3Y return: 22.22% (bottom quartile). 3Y return: 22.40% (bottom quartile). 3Y return: 22.77% (top quartile). 3Y return: 22.57% (lower mid). Point 7 1Y return: 35.94% (upper mid). 1Y return: 34.55% (bottom quartile). 1Y return: 35.92% (lower mid). 1Y return: 35.82% (bottom quartile). 1Y return: 36.06% (top quartile). Point 8 1M return: 0.52% (bottom quartile). 1M return: 0.42% (bottom quartile). 1M return: 0.68% (upper mid). 1M return: 0.60% (lower mid). 1M return: 0.70% (top quartile). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 2.62 (top quartile). Sharpe: 2.52 (lower mid). Sharpe: 2.48 (bottom quartile). Sharpe: 2.53 (upper mid). Sharpe: 2.50 (bottom quartile). Aditya Birla Sun Life Gold Fund
Invesco India Gold Fund
Nippon India Gold Savings Fund
SBI Gold Fund
HDFC Gold Fund
An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on To provide returns that closely corresponds to returns provided by Invesco India Gold Exchange Traded Fund. Research Highlights for Invesco India Gold Fund Below is the key information for Invesco India Gold Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES. Research Highlights for Nippon India Gold Savings Fund Below is the key information for Nippon India Gold Savings Fund Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF). Research Highlights for HDFC Gold Fund Below is the key information for HDFC Gold Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Gold Fund
Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (19 Aug 25) ₹28.8478 ↓ -0.18 (-0.62 %) Net Assets (Cr) ₹663 on 31 Jul 25 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 2.62 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹8,893 31 Jul 22 ₹9,380 31 Jul 23 ₹10,712 31 Jul 24 ₹12,357 31 Jul 25 ₹17,250 Returns for Aditya Birla Sun Life Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Aug 25 Duration Returns 1 Month 0.5% 3 Month 4.8% 6 Month 13.5% 1 Year 35.9% 3 Year 22.6% 5 Year 11.6% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.7% 2023 14.5% 2022 12.3% 2021 -5% 2020 26% 2019 21.3% 2018 6.8% 2017 1.6% 2016 11.5% 2015 -7.2% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 0.58 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 1.51% Other 98.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -100% ₹636 Cr 75,025,724
↑ 2,384,690 Net Receivables / (Payables)
Net Current Assets | -0% -₹2 Cr Clearing Corporation Of India Limited
CBLO/Reverse Repo | -0% ₹2 Cr 2. Invesco India Gold Fund
Invesco India Gold Fund
Growth Launch Date 5 Dec 11 NAV (19 Aug 25) ₹28.001 ↓ -0.17 (-0.59 %) Net Assets (Cr) ₹180 on 31 Jul 25 Category Gold - Gold AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.37 Sharpe Ratio 2.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹8,917 31 Jul 22 ₹9,463 31 Jul 23 ₹10,740 31 Jul 24 ₹12,457 31 Jul 25 ₹17,231 Returns for Invesco India Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Aug 25 Duration Returns 1 Month 0.4% 3 Month 4.6% 6 Month 13.2% 1 Year 34.6% 3 Year 22.2% 5 Year 11.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.8% 2023 14.5% 2022 12.8% 2021 -5.5% 2020 27.2% 2019 21.4% 2018 6.6% 2017 1.3% 2016 21.6% 2015 -15.1% Fund Manager information for Invesco India Gold Fund
Name Since Tenure Krishna Cheemalapati 1 Mar 25 0.42 Yr. Data below for Invesco India Gold Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 5.2% Other 94.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity Invesco India Gold ETF
- | -96% ₹162 Cr 193,043
↑ 8,000 Triparty Repo
CBLO/Reverse Repo | -4% ₹6 Cr Net Receivables / (Payables)
CBLO | -0% ₹0 Cr 3. Nippon India Gold Savings Fund
Nippon India Gold Savings Fund
Growth Launch Date 7 Mar 11 NAV (19 Aug 25) ₹37.9945 ↓ -0.20 (-0.53 %) Net Assets (Cr) ₹3,248 on 31 Jul 25 Category Gold - Gold AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.35 Sharpe Ratio 2.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (2%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹8,864 31 Jul 22 ₹9,276 31 Jul 23 ₹10,629 31 Jul 24 ₹12,270 31 Jul 25 ₹17,126 Returns for Nippon India Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Aug 25 Duration Returns 1 Month 0.7% 3 Month 5% 6 Month 13% 1 Year 35.9% 3 Year 22.4% 5 Year 11.5% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 19% 2023 14.3% 2022 12.3% 2021 -5.5% 2020 26.6% 2019 22.5% 2018 6% 2017 1.7% 2016 11.6% 2015 -8.1% Fund Manager information for Nippon India Gold Savings Fund
Name Since Tenure Himanshu Mange 23 Dec 23 1.61 Yr. Data below for Nippon India Gold Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 1.38% Other 98.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India ETF Gold BeES
- | -100% ₹3,128 Cr 391,081,739
↑ 8,330,000 Net Current Assets
Net Current Assets | -0% -₹12 Cr Triparty Repo
CBLO/Reverse Repo | -0% ₹10 Cr Cash Margin - Ccil
CBLO | -0% ₹0 Cr Cash
Net Current Assets | -0% ₹0 Cr 00 4. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (19 Aug 25) ₹29.0244 ↓ -0.21 (-0.70 %) Net Assets (Cr) ₹4,740 on 31 Jul 25 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 2.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹8,893 31 Jul 22 ₹9,337 31 Jul 23 ₹10,723 31 Jul 24 ₹12,421 31 Jul 25 ₹17,329 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Aug 25 Duration Returns 1 Month 0.6% 3 Month 5% 6 Month 14.1% 1 Year 35.8% 3 Year 22.8% 5 Year 11.8% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.6% 2023 14.1% 2022 12.6% 2021 -5.7% 2020 27.4% 2019 22.8% 2018 6.4% 2017 3.5% 2016 10% 2015 -8.1% Fund Manager information for SBI Gold Fund
Name Since Tenure Raviprakash Sharma 12 Sep 11 13.89 Yr. Data below for SBI Gold Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 1.19% Other 98.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹4,419 Cr 536,211,834
↑ 29,700,000 Net Receivable / Payable
CBLO | -1% -₹27 Cr Treps
CBLO/Reverse Repo | -0% ₹17 Cr 5. HDFC Gold Fund
HDFC Gold Fund
Growth Launch Date 24 Oct 11 NAV (19 Aug 25) ₹29.6758 ↓ -0.21 (-0.69 %) Net Assets (Cr) ₹4,537 on 31 Jul 25 Category Gold - Gold AMC HDFC Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 2.5 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹8,862 31 Jul 22 ₹9,268 31 Jul 23 ₹10,643 31 Jul 24 ₹12,372 31 Jul 25 ₹17,156 Returns for HDFC Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Aug 25 Duration Returns 1 Month 0.7% 3 Month 5% 6 Month 13% 1 Year 36.1% 3 Year 22.6% 5 Year 11.6% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.9% 2023 14.1% 2022 12.7% 2021 -5.5% 2020 27.5% 2019 21.7% 2018 6.6% 2017 2.8% 2016 10.1% 2015 -7.3% Fund Manager information for HDFC Gold Fund
Name Since Tenure Arun Agarwal 15 Feb 23 2.46 Yr. Nandita Menezes 29 Mar 25 0.34 Yr. Data below for HDFC Gold Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 1.39% Other 98.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -100% ₹4,280 Cr 518,569,445
↑ 21,282,499 Net Current Assets
Net Current Assets | -0% -₹14 Cr Treps - Tri-Party Repo
CBLO/Reverse Repo | -0% ₹6 Cr
How To Choose Best Gold ETFs?
The parameters to choose the best Gold ETFs in India are as follows-
Fund Track Record
It is important to know the past performance of the fund house in Exchange Traded Funds. Investors looking for the best Gold ETFs, it is advisable to choose a fund which has a track record of at least three years.
Liquidity
Exchange Traded Funds need to be checked based on the trading activity. Most of the ETFs trade heavily based on the changes in the benchmark, but some ETFs trade barely. The trading activity actually confirms the liquidity of an ETF. The higher the trading activity, the higher is the liquidity.
Tracking Error
The ETFs are expected to track the underlying index closely, but some ETF do not track it closely. An investor should prefer an ETF with minimum tracking error.
FAQs
1. How is the value of gold ETFs evaluated?
A: The value of gold ETFs is tracked based on the Market value of physical gold. It represent the price of gold bars that have a purity of 99.5%. You can track the price of gold by logging into the NSE website or the BSE, and it will be reflected in the ongoing price of gold ETFs.
2. Who sells gold ETFs?
A: Mutual Fund companies and financial institutes sell gold ETFs. Some of the well-performing gold ETFs are mentioned above.
3. Can I purchase physical gold with the gold ETFs?
A: No, once the investment period is completed, you can close the account and withdraw the money. You cannot en-cash the gold ETFs for physical gold.
4. What do the gold ETFs invest in?
A: Gold ETFs have diversified investments in gold mining, Manufacturing, transportation, and other similar sectors. Usually, the assets are made in industries known to produce good returns, ensuring that the investments are safe and secure.
5. Why should I invest in gold ETFs?
A: Gold ETFs are suitable investments, especially if you are looking to diversify your investment Portfolio. Gold, as experts mention, is one of the safest investments as its value does not go down extensively. The same is applicable for gold ETFs.
6. Is there any exit load in this investment?
A: Given the nature of the investment, most companies do not levy an exit load in gold ETFs. Hence, if you want to withdraw from the investment before its maturity, you do not have to pay any exit load. However, most financial institutes levy a brokerage charge you will have to discuss with your fund manager.
7. Are there any tax benefits on the investments?
A: You would not have to pay any VAT in the case of gold ETFs, which would be the case if you had purchased physical gold of similar value. Moreover, depending on the income tax slab that you fall under, you can enjoy tax benefits from the investment you make. With gold ETFs, you will not have to pay any wealth tax, long-term Capital gains tax, or Sales Tax.
8. Can I use gold ETFs as collateral for loans?
A: Yes, gold ETFs are similar to gold, and hence, you can use them as Collateral for loans. You can it to secure the loan that you require from a Bank or a financial institute.
By Rohini Hiremath
Rohini Hiremath works as a Content Head at Fincash.com. Her passion is to deliver financial knowledge to the masses in simple language. She has a strong background in start-ups and diverse content. Rohini is also an SEO expert, coach and motivating team head!
You can connect with her at rohini.hiremath@fincash.com
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Aditya Birla Sun Life Gold Fund