+91-22-48913909Best Money Market Mutual Funds 2025
In common terms, Best Liquid Funds (Money market funds) are Debt Mutual Funds or rather money Market Mutual Funds with the only difference being in the investment duration. Money market funds invest in very short money market instruments like the Certificate of Deposit, treasury bills, commercial papers etc.
The investment duration of these funds is very short, generally ranging from a couple of days to a few weeks (it can even be one day!). The average residual maturity of Liquid Funds is less than 91 days as they invest in securities which individually have a maturity upto 91 days.
Being a short-term Debt fund, these funds are highly suitable for investors looking for low-risk investments for short duration. The low maturity period of best liquid funds helps fund managers to fulfil the Redemption demand of investors easily. In the market, there are various money market fund investments available.
Why to Invest in Money Market Funds?
Securities in the money market are relatively low risk
Money market funds are considered to be the safe and secure of all Mutual Fund investments
Considering money market funds, it’s easy to invest in a money market account. Investing through Mutual Funds investors can open an account, make deposits and withdrawals virtually at their convenience
Money market funds are considered to be one of the least volatile types of all mutual fund investments
The performance of money market funds is closely tied to the interest rates set by the Reserve Bank of India, the Central Bank of India. So, when RBI raises rates in the market, yields increase, and money market funds are able to give good returns.
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How do Money Market Funds work?
A money market fund invests in money market instruments with an objective of Offering good returns (interest Income) and keeping the NAV fluctuations minimal.
Types of Money Market Instruments
Money Market is an exchange where the trade of cash and cash-equivalent instruments takes place. The instruments that are traded in the money markets have maturities which can vary from overnight to one year. Here are some key money market instruments in India:
1. Treasury Bills or T-Bills
The Government of India issues treasury bills to raise funds for a period of up to 365 days. Since these are issued by the government, they are considered to be very safe. However, lower risks also translate into lower returns which is the case with treasury bills too. The returns on T-bills is lower than other money market instruments.
2. Certificate of Deposit or CD
A CD is a term deposit which is offered by scheduled commercial banks which does not have the option of premature redemption. The primary difference between a CD and FD is that CDs are freely negotiable.
3. Repurchase Agreements or Repos
A repurchase agreement is made between a bank and RBI to facilitate short-term loans. It can also be made between two banks.
4. Commercial Paper or CP
Companies and financial institutions with a high credit rating can issue a Commercial Paper which is a short-term, unsecured promissory note. It allows such entities to diversify their short-term borrowing sources. CPs are usually issued at a discounted rate while the redemption is done on Face Value. The investor earns the difference.
Top 8 Money Market Mutual Funds 2025
To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Below is the key information for UTI Money Market Fund Returns up to 1 year are on (Erstwhile Franklin India Savings Plus Fund Retail Option) Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Research Highlights for Franklin India Savings Fund Below is the key information for Franklin India Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquidity Fund) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Money Market Fund Below is the key information for Nippon India Money Market Fund Returns up to 1 year are on The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. Research Highlights for ICICI Prudential Money Market Fund Below is the key information for ICICI Prudential Money Market Fund Returns up to 1 year are on (Erstwhile Tata Liquid Fund) To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Money Market Fund Below is the key information for Tata Money Market Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Research Highlights for Aditya Birla Sun Life Money Manager Fund Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on (Erstwhile Kotak Floater Short Term Fund) To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives. Research Highlights for Kotak Money Market Scheme Below is the key information for Kotak Money Market Scheme Returns up to 1 year are on (Erstwhile HDFC Cash Management Fund - Savings Plan) To generate optimal returns while maintaining safety and
high liquidity. Research Highlights for HDFC Money Market Fund Below is the key information for HDFC Money Market Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Money Market Fund Growth ₹3,141.13
↑ 1.53 ₹19,496 0.5 1.5 3.6 7.8 7.7 6.22% 5M 27D 5M 28D Franklin India Savings Fund Growth ₹51.0876
↑ 0.02 ₹3,865 0.5 1.4 3.6 7.8 7.7 6.08% 5M 26D 6M 7D Nippon India Money Market Fund Growth ₹4,227.5
↑ 1.95 ₹23,881 0.5 1.4 3.6 7.8 7.8 6.27% 5M 11D 5M 21D ICICI Prudential Money Market Fund Growth ₹386.49
↑ 0.18 ₹37,137 0.5 1.4 3.6 7.8 7.7 6.17% 5M 1D 5M 11D Tata Money Market Fund Growth ₹4,808.93
↑ 2.49 ₹38,965 0.5 1.4 3.6 7.7 7.7 6.22% 5M 12D 5M 12D Aditya Birla Sun Life Money Manager Fund Growth ₹376.873
↑ 0.18 ₹27,665 0.5 1.5 3.6 7.7 7.8 6.24% 5M 12D 5M 12D Kotak Money Market Scheme Growth ₹4,573.04
↑ 2.23 ₹35,644 0.5 1.4 3.5 7.7 7.7 6.23% 5M 16D 5M 19D HDFC Money Market Fund Growth ₹5,820.34
↑ 2.76 ₹36,376 0.5 1.4 3.5 7.7 7.7 6.24% 5M 11D 5M 22D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Oct 25 Research Highlights & Commentary of 8 Funds showcased
Commentary UTI Money Market Fund Franklin India Savings Fund Nippon India Money Market Fund ICICI Prudential Money Market Fund Tata Money Market Fund Aditya Birla Sun Life Money Manager Fund Kotak Money Market Scheme HDFC Money Market Fund Point 1 Bottom quartile AUM (₹19,496 Cr). Bottom quartile AUM (₹3,865 Cr). Lower mid AUM (₹23,881 Cr). Top quartile AUM (₹37,137 Cr). Highest AUM (₹38,965 Cr). Lower mid AUM (₹27,665 Cr). Upper mid AUM (₹35,644 Cr). Upper mid AUM (₹36,376 Cr). Point 2 Established history (16+ yrs). Established history (23+ yrs). Established history (20+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (22+ yrs). Oldest track record among peers (25 yrs). Point 3 Rating: 4★ (top quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 7.81% (top quartile). 1Y return: 7.76% (top quartile). 1Y return: 7.76% (upper mid). 1Y return: 7.76% (upper mid). 1Y return: 7.74% (lower mid). 1Y return: 7.73% (lower mid). 1Y return: 7.70% (bottom quartile). 1Y return: 7.69% (bottom quartile). Point 6 1M return: 0.54% (top quartile). 1M return: 0.52% (bottom quartile). 1M return: 0.53% (lower mid). 1M return: 0.53% (lower mid). 1M return: 0.53% (upper mid). 1M return: 0.54% (top quartile). 1M return: 0.53% (upper mid). 1M return: 0.52% (bottom quartile). Point 7 Sharpe: 3.22 (top quartile). Sharpe: 2.97 (bottom quartile). Sharpe: 3.09 (upper mid). Sharpe: 3.02 (lower mid). Sharpe: 3.08 (upper mid). Sharpe: 3.32 (top quartile). Sharpe: 3.03 (lower mid). Sharpe: 2.95 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.22% (lower mid). Yield to maturity (debt): 6.08% (bottom quartile). Yield to maturity (debt): 6.27% (top quartile). Yield to maturity (debt): 6.17% (bottom quartile). Yield to maturity (debt): 6.22% (lower mid). Yield to maturity (debt): 6.24% (top quartile). Yield to maturity (debt): 6.23% (upper mid). Yield to maturity (debt): 6.24% (upper mid). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.45 yrs (top quartile). Modified duration: 0.42 yrs (top quartile). Modified duration: 0.45 yrs (upper mid). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.46 yrs (lower mid). Modified duration: 0.45 yrs (upper mid). UTI Money Market Fund
Franklin India Savings Fund
Nippon India Money Market Fund
ICICI Prudential Money Market Fund
Tata Money Market Fund
Aditya Birla Sun Life Money Manager Fund
Kotak Money Market Scheme
HDFC Money Market Fund
1. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (03 Oct 25) ₹3,141.13 ↑ 1.53 (0.05 %) Net Assets (Cr) ₹19,496 on 31 Aug 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.22 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.22% Effective Maturity 5 Months 28 Days Modified Duration 5 Months 27 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,388 30 Sep 22 ₹10,818 30 Sep 23 ₹11,611 30 Sep 24 ₹12,502 30 Sep 25 ₹13,476 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.6% 1 Year 7.8% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.9% 2021 3.7% 2020 6% 2019 8% 2018 7.8% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.75 Yr. Amit Sharma 7 Jul 17 8.16 Yr. Data below for UTI Money Market Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 85.47% Debt 14.27% Other 0.27% Debt Sector Allocation
Sector Value Corporate 51.94% Cash Equivalent 25.02% Government 22.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -2% ₹487 Cr 5,000,000,000 364 DTB 19mar2026
Sovereign Bonds | -2% ₹486 Cr 5,000,000,000 182 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹468 Cr 4,750,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹243 Cr 2,500,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹196 Cr 2,000,000,000 364 DTB 27022026
Sovereign Bonds | -1% ₹195 Cr 2,000,000,000 HDFC Bank Ltd.
Debentures | -1% ₹145 Cr 1,500,000,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹145 Cr 1,500,000,000 India (Republic of)
- | -1% ₹118 Cr 1,206,770,000 Goi 15.12.2025 Gov
Sovereign Bonds | -1% ₹104 Cr 1,053,040,000 2. Franklin India Savings Fund
Franklin India Savings Fund
Growth Launch Date 11 Feb 02 NAV (03 Oct 25) ₹51.0876 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹3,865 on 31 Aug 25 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.3 Sharpe Ratio 2.97 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.08% Effective Maturity 6 Months 7 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,365 30 Sep 22 ₹10,748 30 Sep 23 ₹11,511 30 Sep 24 ₹12,385 30 Sep 25 ₹13,344 Returns for Franklin India Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.6% 1 Year 7.8% 3 Year 7.5% 5 Year 6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.3% 2022 4.4% 2021 3.6% 2020 6% 2019 8.5% 2018 7.5% 2017 7.2% 2016 8.1% 2015 8.3% Fund Manager information for Franklin India Savings Fund
Name Since Tenure Rahul Goswami 6 Oct 23 1.91 Yr. Rohan Maru 10 Oct 24 0.89 Yr. Chandni Gupta 30 Apr 24 1.34 Yr. Data below for Franklin India Savings Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 86.34% Debt 13.39% Other 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 38.17% Corporate 32.88% Government 28.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -6% ₹219 Cr 22,500,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹73 Cr 1,500 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹49 Cr 5,000,000 Indian Bank
Domestic Bonds | -1% ₹48 Cr 1,000 HDFC Bank Ltd.
Debentures | -1% ₹48 Cr 1,000 08.39 RJ UDAY 2026
Domestic Bonds | -1% ₹29 Cr 2,860,000 Treasury Bills
Sovereign Bonds | -0% ₹15 Cr 1,500,000
↑ 1,500,000 Corporate Debt Market Development Fund Class A2
Investment Fund | -0% ₹9 Cr 8,236 364 DTB 22012026
Sovereign Bonds | -0% ₹3 Cr 316,500 Export-Import Bank Of India
Certificate of Deposit | -8% ₹267 Cr 5,500 3. Nippon India Money Market Fund
Nippon India Money Market Fund
Growth Launch Date 16 Jun 05 NAV (03 Oct 25) ₹4,227.5 ↑ 1.95 (0.05 %) Net Assets (Cr) ₹23,881 on 31 Aug 25 Category Debt - Money Market AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 3.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.27% Effective Maturity 5 Months 21 Days Modified Duration 5 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,392 30 Sep 22 ₹10,832 30 Sep 23 ₹11,619 30 Sep 24 ₹12,513 30 Sep 25 ₹13,483 Returns for Nippon India Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.6% 1 Year 7.8% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 5% 2021 3.8% 2020 6% 2019 8.1% 2018 7.9% 2017 6.6% 2016 7.6% 2015 8.3% Fund Manager information for Nippon India Money Market Fund
Name Since Tenure Kinjal Desai 16 Jul 18 7.13 Yr. Vikash Agarwal 14 Sep 24 0.96 Yr. Data below for Nippon India Money Market Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 85.13% Debt 14.62% Other 0.25% Debt Sector Allocation
Sector Value Corporate 42.88% Cash Equivalent 36.26% Government 20.62% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 27022026
Sovereign Bonds | -1% ₹244 Cr 25,000,000 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -1% ₹244 Cr 25,000,000 07.36 UK Gs 2033
Sovereign Bonds | -1% ₹230 Cr 22,783,400 Indian Bank
Domestic Bonds | -1% ₹218 Cr 4,500 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹170 Cr 17,500,000 0% Goi - 16dec25 Strips
Sovereign Bonds | -1% ₹159 Cr 16,169,400 AU Small Finance Bank Ltd.
Debentures | -1% ₹144 Cr 3,000 08.36 MH Sdl 2026
Sovereign Bonds | -1% ₹136 Cr 13,500,000 08.69 Tn SDL 2026
Sovereign Bonds | -1% ₹127 Cr 12,500,000 Treasury Bills
Sovereign Bonds | -0% ₹113 Cr 11,500,000 4. ICICI Prudential Money Market Fund
ICICI Prudential Money Market Fund
Growth Launch Date 9 Mar 06 NAV (03 Oct 25) ₹386.49 ↑ 0.18 (0.05 %) Net Assets (Cr) ₹37,137 on 15 Sep 25 Category Debt - Money Market AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.32 Sharpe Ratio 3.02 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.17% Effective Maturity 5 Months 11 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,382 30 Sep 22 ₹10,793 30 Sep 23 ₹11,578 30 Sep 24 ₹12,465 30 Sep 25 ₹13,430 Returns for ICICI Prudential Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.6% 1 Year 7.8% 3 Year 7.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.7% 2021 3.7% 2020 6.2% 2019 7.9% 2018 7.7% 2017 6.7% 2016 7.7% 2015 8.3% Fund Manager information for ICICI Prudential Money Market Fund
Name Since Tenure Manish Banthia 12 Jun 23 2.22 Yr. Nikhil Kabra 3 Aug 16 9.08 Yr. Data below for ICICI Prudential Money Market Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 89.56% Debt 10.22% Other 0.22% Debt Sector Allocation
Sector Value Corporate 42.27% Cash Equivalent 37.24% Government 20.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -4% ₹1,524 Cr 156,500,000 India (Republic of)
- | -1% ₹496 Cr 50,000,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -1% ₹492 Cr 49,500,000 Bank of Baroda
Debentures | -1% ₹438 Cr 9,000
↑ 4,000 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -1% ₹390 Cr 40,000,000 Indian Bank
Domestic Bonds | -1% ₹242 Cr 5,000 HDFC Bank Ltd.
Debentures | -1% ₹194 Cr 4,000 08.22 Tn SDL 2025dec
Sovereign Bonds | -0% ₹146 Cr 14,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -0% ₹145 Cr 3,000 08.20 GJ Sdl 2025dec
Sovereign Bonds | -0% ₹141 Cr 14,000,000 5. Tata Money Market Fund
Tata Money Market Fund
Growth Launch Date 22 May 03 NAV (03 Oct 25) ₹4,808.93 ↑ 2.49 (0.05 %) Net Assets (Cr) ₹38,965 on 31 Aug 25 Category Debt - Money Market AMC Tata Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.44 Sharpe Ratio 3.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.22% Effective Maturity 5 Months 12 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,408 30 Sep 22 ₹10,827 30 Sep 23 ₹11,614 30 Sep 24 ₹12,506 30 Sep 25 ₹13,472 Returns for Tata Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.6% 1 Year 7.7% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.8% 2021 3.9% 2020 6.4% 2019 8.1% 2018 -0.1% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for Tata Money Market Fund
Name Since Tenure Amit Somani 16 Oct 13 11.88 Yr. Data below for Tata Money Market Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 84.09% Debt 15.67% Other 0.23% Debt Sector Allocation
Sector Value Corporate 40.6% Cash Equivalent 36.46% Government 22.71% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹961 Cr 97,500,000 364 DTB 19mar2026
Sovereign Bonds | -2% ₹856 Cr 88,000,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -2% ₹735 Cr 74,000,000
↑ 6,500,000 India (Republic of)
- | -2% ₹675 Cr 69,500,000
↑ 69,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹489 Cr 10,000 India (Republic of)
- | -1% ₹442 Cr 45,000,000 08.30 RJ Sdl 2026
Sovereign Bonds | -1% ₹428 Cr 42,500,000 India (Republic of)
- | -1% ₹390 Cr 39,500,000 5.63% Govt Stock 2026
Sovereign Bonds | -1% ₹315 Cr 31,500,000
↓ -115,000,000 HDFC Bank Ltd.
Debentures | -1% ₹218 Cr 4,500 6. Aditya Birla Sun Life Money Manager Fund
Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (03 Oct 25) ₹376.873 ↑ 0.18 (0.05 %) Net Assets (Cr) ₹27,665 on 31 Aug 25 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.35 Sharpe Ratio 3.32 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.24% Effective Maturity 5 Months 12 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,402 30 Sep 22 ₹10,825 30 Sep 23 ₹11,619 30 Sep 24 ₹12,516 30 Sep 25 ₹13,482 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.6% 1 Year 7.7% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 14.14 Yr. Anuj Jain 22 Mar 21 4.45 Yr. Mohit Sharma 1 Apr 17 8.42 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 90.19% Debt 9.54% Other 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 44.01% Corporate 40.49% Government 15.23% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.15% Govt Stock 2025
Sovereign Bonds | -2% ₹675 Cr 67,500,000 182 Dtb 19feb2026
Sovereign Bonds | -2% ₹488 Cr 50,000,000 India (Republic of)
- | -1% ₹246 Cr 25,000,000 Bank of Baroda
Debentures | -1% ₹245 Cr 5,000 7.59% Govt Stock 2026
Sovereign Bonds | -1% ₹241 Cr 24,000,000 182 Days T-Bill - 27feb2026
Sovereign Bonds | -1% ₹219 Cr 22,500,000 Gs CG 12/12/2025 - (Strips) Tb
Sovereign Bonds | -1% ₹188 Cr 19,009,500 08.16 KA Sdl 2025
Sovereign Bonds | -1% ₹181 Cr 18,000,000 Gs CG 19/12/2025 - (Strips) Tb
Sovereign Bonds | -1% ₹160 Cr 16,244,600 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹145 Cr 3,000 7. Kotak Money Market Scheme
Kotak Money Market Scheme
Growth Launch Date 14 Jul 03 NAV (03 Oct 25) ₹4,573.04 ↑ 2.23 (0.05 %) Net Assets (Cr) ₹35,644 on 31 Aug 25 Category Debt - Money Market AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 3.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.23% Effective Maturity 5 Months 19 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,384 30 Sep 22 ₹10,812 30 Sep 23 ₹11,590 30 Sep 24 ₹12,477 30 Sep 25 ₹13,437 Returns for Kotak Money Market Scheme
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.5% 1 Year 7.7% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.3% 2022 4.9% 2021 3.7% 2020 5.7% 2019 8% 2018 7.7% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Kotak Money Market Scheme
Name Since Tenure Deepak Agrawal 1 Nov 06 18.85 Yr. Manu Sharma 1 Nov 22 2.84 Yr. Data below for Kotak Money Market Scheme as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 81.64% Debt 18.11% Other 0.25% Debt Sector Allocation
Sector Value Corporate 47.3% Cash Equivalent 31.4% Government 21.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹650 Cr 67,500,000 364 Days Tbill Red 05-02-2026
Sovereign Bonds | -2% ₹636 Cr 65,000,000 5.15% Govt Stock 2025
Sovereign Bonds | -1% ₹500 Cr 50,000,000 364 DTB 29012026
Sovereign Bonds | -1% ₹490 Cr 50,000,000 Bank of Baroda
Debentures | -1% ₹487 Cr 50,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹484 Cr 50,000 Federal Bank Ltd.
Debentures | -1% ₹478 Cr 50,000 364 DTB 04122025
Sovereign Bonds | -1% ₹395 Cr 40,000,000 UCO Bank
Domestic Bonds | -1% ₹335 Cr 35,000 364 DTB 12022026
Sovereign Bonds | -1% ₹293 Cr 30,000,000 8. HDFC Money Market Fund
HDFC Money Market Fund
Growth Launch Date 18 Nov 99 NAV (03 Oct 25) ₹5,820.34 ↑ 2.76 (0.05 %) Net Assets (Cr) ₹36,376 on 31 Aug 25 Category Debt - Money Market AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Low Expense Ratio 0.4 Sharpe Ratio 2.95 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.24% Effective Maturity 5 Months 22 Days Modified Duration 5 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,389 30 Sep 22 ₹10,803 30 Sep 23 ₹11,581 30 Sep 24 ₹12,459 30 Sep 25 ₹13,416 Returns for HDFC Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.5% 1 Year 7.7% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.3% 2022 4.7% 2021 3.8% 2020 6.5% 2019 8.1% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.3% Fund Manager information for HDFC Money Market Fund
Name Since Tenure Praveen Jain 30 Aug 24 1.01 Yr. Dhruv Muchhal 22 Jun 23 2.2 Yr. Data below for HDFC Money Market Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 84.83% Debt 14.93% Other 0.24% Debt Sector Allocation
Sector Value Corporate 48.29% Cash Equivalent 30.01% Government 21.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Punjab National Bank
Domestic Bonds | -2% ₹679 Cr 14,000
↑ 2,000 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -1% ₹487 Cr 50,000,000 07.35 GJ Sdl 2026
Sovereign Bonds | -1% ₹484 Cr 48,000,000 IDFC First Bank Ltd.
Debentures | -1% ₹477 Cr 10,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹341 Cr 35,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹293 Cr 30,000,000 364 Days Tbill Mat 200226
Sovereign Bonds | -1% ₹293 Cr 30,000,000 364 Days Tbill Red 05-02-2026
Sovereign Bonds | -1% ₹245 Cr 25,000,000 08.36 MH Sdl 2026
Sovereign Bonds | -1% ₹202 Cr 20,000,000 6.99% Govt Stock 2026
Sovereign Bonds | -1% ₹202 Cr 20,000,000
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Research Highlights for UTI Money Market Fund