5 Best Solution Oriented Schemes to Invest in 2026

Updated on March 29, 2026 , 4832 views

The Security and Exchange Board of India (SEBI) has introduced a new classification ‘Solution Oriented Schemes’ under Mutual Funds. These funds are important for long-term goal planning, particularly for—Retirement planning and a child’s education. So, if you are looking at something with a similar goal-wise Investing, then you are at the right place. Let’s look at these funds in a detailed manner, along with some of the best solution oriented schemes to invest.

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What are Solution Oriented Schemes?

Solution oriented schemes are helpful for those investors who wish to create long-term wealth that mainly includes retirement planning and a child’s future education by investing in Mutual Funds. Earlier, these plans were a part of equity or balanced schemes, but as per SEBI’s new circulation, these funds are separately categorised under solution oriented schemes.

Also, these schemes used to have a lock-in for three years, but now these funds have a mandatory lock-in of five years. This is ideally a good way to keep investors invested for a longer duration in order to attain these investment goals. It maintains discipline in investments.

Fund Selection Methodology used to find 5 funds

Category: Solutions
Sorted On : drat (high to low)
Tags: fcpro
No Of Funds: 5

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Magnum Children's Benefit Plan Growth	₹108.875 ↑ 0.01	₹133	-1.9	-0.5	2.6	11.6	10.6	3.2
Tata Retirement Savings Fund-Moderate Growth	₹57.2516 ↓ 0.00	₹2,069	-11.2	-9.1	-3.4	11.7	8.8	1
Tata Retirement Savings Fund - Progressive Growth	₹56.7181 ↓ 0.00	₹2,014	-12.6	-10.5	-4.7	12.4	8.9	-1.2
Tata Retirement Savings Fund - Conservative Growth	₹30.5383 ↑ 0.00	₹165	-4.3	-3	0.7	7.1	5.4	3.6
ICICI Prudential Child Care Plan (Gift) Growth	₹293.68 ↓ -0.01	₹1,404	-11.4	-9.6	-1.7	14.8	12.2	8.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 26

Commentary	SBI Magnum Children's Benefit Plan	Tata Retirement Savings Fund-Moderate	Tata Retirement Savings Fund - Progressive	Tata Retirement Savings Fund - Conservative	ICICI Prudential Child Care Plan (Gift)
Point 1	Bottom quartile AUM (₹133 Cr).	Highest AUM (₹2,069 Cr).	Upper mid AUM (₹2,014 Cr).	Bottom quartile AUM (₹165 Cr).	Lower mid AUM (₹1,404 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (24+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 10.57% (upper mid).	5Y return: 8.84% (bottom quartile).	5Y return: 8.89% (lower mid).	5Y return: 5.41% (bottom quartile).	5Y return: 12.17% (top quartile).
Point 6	3Y return: 11.58% (bottom quartile).	3Y return: 11.72% (lower mid).	3Y return: 12.42% (upper mid).	3Y return: 7.08% (bottom quartile).	3Y return: 14.75% (top quartile).
Point 7	1Y return: 2.57% (top quartile).	1Y return: -3.38% (bottom quartile).	1Y return: -4.69% (bottom quartile).	1Y return: 0.66% (upper mid).	1Y return: -1.75% (lower mid).
Point 8	1M return: -2.12% (top quartile).	1M return: -8.35% (lower mid).	1M return: -9.35% (bottom quartile).	1M return: -3.75% (upper mid).	1M return: -10.04% (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -5.84 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.48 (bottom quartile).	Sharpe: 0.52 (upper mid).	Sharpe: 0.49 (lower mid).	Sharpe: 0.32 (bottom quartile).	Sharpe: 1.01 (top quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

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Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

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Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹133 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.57% (upper mid).
3Y return: 11.58% (bottom quartile).
1Y return: 2.57% (top quartile).
1M return: -2.12% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.48 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Consumer Cyclical.
Higher exposure to Government (bond sector) vs peer median.
High-quality debt (AAA/AA ~100%).
Largest holding 6.79% Gs 2034 (~15.1%).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (31 Mar 26)	₹108.875 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹133 on 15 Mar 26
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.21
Sharpe Ratio	0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,567
31 Mar 23	₹11,895
31 Mar 24	₹14,178
31 Mar 25	₹16,110
31 Mar 26	₹16,524

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	-2.1%
3 Month	-1.9%
6 Month	-0.5%
1 Year	2.6%
3 Year	11.6%
5 Year	10.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.2%
2023	17.4%
2022	16.9%
2021	1.9%
2020	18.3%
2019	14.8%
2018	2.6%
2017	0.1%
2016	24.3%
2015	16.1%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	5.13 Yr.
Lokesh Mallya	1 Jul 25	0.66 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	16.98%
Equity	19.43%
Debt	63.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Gs 2034 Sovereign Bonds \| -	15%	₹20 Cr	2,000,000
6.68% Gs 2040 Sovereign Bonds \| -	11%	₹15 Cr	1,500,000
7.18% Gs 2033 Sovereign Bonds \| -	8%	₹10 Cr	1,000,000
Sundaram Finance Limited Debentures \| -	4%	₹5 Cr	500
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹5 Cr	500 ↑ 500
Rajasthan (Government of ) 7.44% - \| -	4%	₹5 Cr	500,000 ↑ 500,000
LIC Housing Finance Ltd Debentures \| -	4%	₹5 Cr	500
Karnataka (Government of) 7.47% - \| -	4%	₹5 Cr	500,000 ↑ 500,000
6.48% Gs 2035 Sovereign Bonds \| -	4%	₹5 Cr	500,000
Gs16dec2026c Sovereign Bonds \| -	3%	₹4 Cr	375,000

2. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund-Moderate

Highest AUM (₹2,069 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.84% (bottom quartile).
3Y return: 11.72% (lower mid).
1Y return: -3.38% (bottom quartile).
1M return: -8.35% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.79% Gs 2034 (~6.1%).

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (31 Mar 26)	₹57.2516 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹2,069 on 28 Feb 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,159
31 Mar 23	₹11,149
31 Mar 24	₹14,570
31 Mar 25	₹15,856
31 Mar 26	₹15,321

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	-8.3%
3 Month	-11.2%
6 Month	-9.1%
1 Year	-3.4%
3 Year	11.7%
5 Year	8.8%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1%
2023	19.5%
2022	25.3%
2021	-1.9%
2020	20.5%
2019	15.1%
2018	8.6%
2017	-3.6%
2016	38.8%
2015	6.7%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8.92 Yr.
Sonam Udasi	1 Apr 16	9.92 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	5.21%
Equity	81.21%
Debt	13.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Gs 2034 Sovereign Bonds \| -	6%	₹126 Cr	12,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	5%	₹94 Cr	684,000 ↑ 108,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	4%	₹89 Cr	1,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	4%	₹80 Cr	576,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	4%	₹80 Cr	59,400 ↑ 3,613
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹71 Cr	261,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹59 Cr	2,412,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Apr 25 \| MCX	3%	₹59 Cr	240,260
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹56 Cr	210,982 ↓ -9,518
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	2%	₹51 Cr	1,620,000

3. Tata Retirement Savings Fund - Progressive

Research Highlights for Tata Retirement Savings Fund - Progressive

Upper mid AUM (₹2,014 Cr).
Established history (14+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 8.89% (lower mid).
3Y return: 12.42% (upper mid).
1Y return: -4.69% (bottom quartile).
1M return: -9.35% (bottom quartile).
Alpha: -5.84 (bottom quartile).
Sharpe: 0.49 (lower mid).
Information ratio: -0.55 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding ICICI Bank Ltd (~5.4%).

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive Growth
Launch Date	1 Nov 11
NAV (31 Mar 26)	₹56.7181 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹2,014 on 28 Feb 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	0.49
Information Ratio	-0.55
Alpha Ratio	-5.84
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,145
31 Mar 23	₹10,995
31 Mar 24	₹14,966
31 Mar 25	₹16,119
31 Mar 26	₹15,365

Tata Retirement Savings Fund - Progressive SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	-9.3%
3 Month	-12.6%
6 Month	-10.5%
1 Year	-4.7%
3 Year	12.4%
5 Year	8.9%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.2%
2023	21.7%
2022	29%
2021	-3.9%
2020	23.3%
2019	14.4%
2018	11.5%
2017	-6.1%
2016	49.1%
2015	3.1%

Fund Manager information for Tata Retirement Savings Fund - Progressive

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8.92 Yr.
Sonam Udasi	1 Apr 16	9.92 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	4.86%
Equity	95.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	5%	₹109 Cr	792,000 ↑ 126,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	5%	₹98 Cr	1,100,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	5%	₹92 Cr	68,400 ↑ 4,418
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	4%	₹90 Cr	648,000
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	4%	₹78 Cr	288,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Apr 25 \| MCX	3%	₹68 Cr	277,260
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹67 Cr	2,718,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	3%	₹58 Cr	1,863,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹57 Cr	214,118 ↓ -10,482
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| NAM-INDIA	3%	₹56 Cr	603,000

4. Tata Retirement Savings Fund - Conservative

Research Highlights for Tata Retirement Savings Fund - Conservative

Bottom quartile AUM (₹165 Cr).
Established history (14+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 5.41% (bottom quartile).
3Y return: 7.08% (bottom quartile).
1Y return: 0.66% (upper mid).
1M return: -3.75% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.32 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
High-quality debt (AAA/AA ~100%).
Largest holding 6.79% Gs 2034 (~20.9%).
Top-3 holdings concentration ~39.2%.

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative Growth
Launch Date	1 Nov 11
NAV (31 Mar 26)	₹30.5383 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹165 on 15 Mar 26
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	0.32
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,553
31 Mar 23	₹10,671
31 Mar 24	₹12,178
31 Mar 25	₹12,947
31 Mar 26	₹13,032

Tata Retirement Savings Fund - Conservative SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	-3.8%
3 Month	-4.3%
6 Month	-3%
1 Year	0.7%
3 Year	7.1%
5 Year	5.4%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.6%
2023	9.9%
2022	12.1%
2021	0.1%
2020	7.6%
2019	11.8%
2018	7.6%
2017	0.8%
2016	15.1%
2015	10.6%

Fund Manager information for Tata Retirement Savings Fund - Conservative

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8.92 Yr.
Sonam Udasi	1 Apr 16	9.92 Yr.

Data below for Tata Retirement Savings Fund - Conservative as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	9.52%
Equity	27.81%
Debt	62.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Gs 2034 Sovereign Bonds \| -	21%	₹35 Cr	3,500,000
7.17% Gs 2030 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
7.38% Gs 2027 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
7.36% Gs 2052 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
7.27% Gs 2026 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	6%	₹10 Cr	100
6.90% Gs 2065 Sovereign Bonds \| -	6%	₹9 Cr	1,000,000
8.24% Govt.Stock 2027 Sovereign Bonds \| -	3%	₹5 Cr	500,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹5 Cr	05
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	1%	₹2 Cr	18,000 ↑ 900

5. ICICI Prudential Child Care Plan (Gift)

The primary investment objective of the Study Plan is to seek generation of current income by creating a portfolio that is invested in debt, money market instruments and equity and equity related securities.

Research Highlights for ICICI Prudential Child Care Plan (Gift)

Lower mid AUM (₹1,404 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.17% (top quartile).
3Y return: 14.75% (top quartile).
1Y return: -1.75% (lower mid).
1M return: -10.04% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.01 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~87%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.7%).

Below is the key information for ICICI Prudential Child Care Plan (Gift)

ICICI Prudential Child Care Plan (Gift) Growth
Launch Date	31 Aug 01
NAV (31 Mar 26)	₹293.68 ↓ -0.01 (0.00 %)
Net Assets (Cr)	₹1,404 on 28 Feb 26
Category	Solutions - Childrens Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.2
Sharpe Ratio	1.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,764
31 Mar 23	₹11,753
31 Mar 24	₹16,817
31 Mar 25	₹18,076
31 Mar 26	₹17,760

ICICI Prudential Child Care Plan (Gift) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for ICICI Prudential Child Care Plan (Gift)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	-10%
3 Month	-11.4%
6 Month	-9.6%
1 Year	-1.7%
3 Year	14.8%
5 Year	12.2%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	16.9%
2022	29.2%
2021	2.6%
2020	24.8%
2019	8.8%
2018	8.5%
2017	-1.9%
2016	25%
2015	6.9%

Fund Manager information for ICICI Prudential Child Care Plan (Gift)

Name	Since	Tenure
Sharmila D’mello	30 Jun 22	3.67 Yr.
Darshil Dedhia	22 Jan 24	2.1 Yr.
Rohit Lakhotia	12 Jun 23	2.72 Yr.
Aatur Shah	29 Aug 25	0.5 Yr.

Data below for ICICI Prudential Child Care Plan (Gift) as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	2.33%
Equity	87.05%
Debt	10.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	6%	₹80 Cr	900,000 ↑ 200,000
Atul Ltd (Basic Materials) Equity, Since 31 Aug 25 \| ATUL	4%	₹60 Cr	90,000 ↑ 2,396
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 25 \| RELIANCE	4%	₹56 Cr	400,000 ↑ 40,000
Vedanta Limited Debentures \| -	4%	₹50 Cr	5,000
Lupin Ltd (Healthcare) Equity, Since 30 Nov 25 \| LUPIN	3%	₹46 Cr	200,000 ↓ -42,826
Cipla Ltd (Healthcare) Equity, Since 31 Oct 25 \| CIPLA	3%	₹36 Cr	270,000 ↑ 10,000
Timken India Ltd (Industrials) Equity, Since 30 Sep 25 \| TIMKEN	2%	₹35 Cr	100,000 ↓ -10,569
ICICI Prudential Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 25 \| ICICIPRULI	2%	₹35 Cr	530,000 ↑ 10,000
Supreme Petrochem Ltd (Basic Materials) Equity, Since 31 Aug 25 \| SPLPETRO	2%	₹30 Cr	420,000 ↓ -17,492
7.34% Gs 2064 Sovereign Bonds \| -	2%	₹30 Cr	3,000,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.

5 Best Solution Oriented Schemes to Invest in 2026

What are Solution Oriented Schemes?

Fund Selection Methodology used to find 5 funds

Top 5 Best Performing Solution Oriented Schemes FY 26 - 27

Research Highlights & Commentary of 5 Funds showcased

SBI Magnum Children's Benefit Plan

Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Conservative

ICICI Prudential Child Care Plan (Gift)

About the Fincash Research Team

Who We Are

Our Expertise

Our Research Process

Why Trust Us

Disclaimer

1. SBI Magnum Children's Benefit Plan

Growth of 10,000 investment over the years.

SBI Magnum Children's Benefit Plan SIP Returns

Returns for SBI Magnum Children's Benefit Plan

Historical performance (Yearly) on absolute basis

Fund Manager information for SBI Magnum Children's Benefit Plan

Data below for SBI Magnum Children's Benefit Plan as on 15 Mar 26

Asset Allocation

Top Securities Holdings / Portfolio

2. Tata Retirement Savings Fund-Moderate

Growth of 10,000 investment over the years.

Tata Retirement Savings Fund-Moderate SIP Returns

Returns for Tata Retirement Savings Fund-Moderate

Historical performance (Yearly) on absolute basis

Fund Manager information for Tata Retirement Savings Fund-Moderate

Data below for Tata Retirement Savings Fund-Moderate as on 28 Feb 26

Asset Allocation

Top Securities Holdings / Portfolio

3. Tata Retirement Savings Fund - Progressive

Growth of 10,000 investment over the years.

Tata Retirement Savings Fund - Progressive SIP Returns

Returns for Tata Retirement Savings Fund - Progressive

Historical performance (Yearly) on absolute basis

Fund Manager information for Tata Retirement Savings Fund - Progressive

Data below for Tata Retirement Savings Fund - Progressive as on 28 Feb 26

Asset Allocation

Top Securities Holdings / Portfolio

4. Tata Retirement Savings Fund - Conservative

Growth of 10,000 investment over the years.

Tata Retirement Savings Fund - Conservative SIP Returns

Returns for Tata Retirement Savings Fund - Conservative

Historical performance (Yearly) on absolute basis

Fund Manager information for Tata Retirement Savings Fund - Conservative

Data below for Tata Retirement Savings Fund - Conservative as on 15 Mar 26

Asset Allocation

Top Securities Holdings / Portfolio

5. ICICI Prudential Child Care Plan (Gift)

Growth of 10,000 investment over the years.

ICICI Prudential Child Care Plan (Gift) SIP Returns

Returns for ICICI Prudential Child Care Plan (Gift)

Historical performance (Yearly) on absolute basis

Fund Manager information for ICICI Prudential Child Care Plan (Gift)

Data below for ICICI Prudential Child Care Plan (Gift) as on 28 Feb 26

Asset Allocation

Top Securities Holdings / Portfolio

How to Invest in Solution Oriented Schemes Online?