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5 Best Performing Lump sum Investments 2026 - 2027

Updated on September 21, 2026 , 156772 views

Most of us have faced this situation — money sitting idle in a Savings Account or a Fixed Deposit that has just matured. The question is, what should you do with it? Should you invest it all at once in a mutual fund, or break it down into smaller SIPs? While SIPs spread investments over time, lump sum Investing gives your money the chance to start compounding immediately. Each approach has its pros and cons, but choosing wisely can make a big difference to your wealth.

Lump sum Investments

In this article, we’ll look at a 2025-ready analysis of the best performing lump sum Mutual Funds in India, their returns, suitability, and smart strategies to maximise your investment.

What is Lump Sum Investment in Mutual Funds?

A lump sum investment means investing a one-time large amount into a mutual fund scheme, instead of monthly contributions like SIPs.

  • Example: If you invest ₹5,00,000 today in an equity mutual fund, that’s a lump sum investment. In contrast, SIP would break it into smaller monthly amounts (e.g., ₹10,000/month).

Key Difference (Lump Sum vs SIP):

  • Lump Sum: Best when markets are undervalued or you have idle capital to deploy immediately.
  • SIP: Best when markets are volatile, as it averages out your cost.

Why Choose Lump Sum Investments?

Lump sum investing is suitable for:

  • Windfall gains (bonus, inheritance, sale of property).
  • Long-term investors (7+ years horizon in equity).
  • Falling market opportunities (investing when markets dip significantly).

Advantages:

  • Immediate exposure to compounding.
  • Better returns in strong bull markets.
  • Ideal for investors with higher risk appetite.

Risks:

  • Higher short-term Volatility.
  • Poor timing may affect returns.
  • Requires patience and long-term outlook.

Best Performing Lump Sum Mutual Funds in India 2026

Below are the top ranked funds from equity category like large-, mid-, small-, multi-cap funds, ELSS and sectoral funds.

Fund Selection Methodology used to find 9 funds

  • AUM Range: 15 to 10000 Cr
  • Keyword: “mutualfunds”
  • No Of Funds: 5

Top 5 Lump sum Large Cap Equity Mutual Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05 		₹655 5,000 9.212.515.421.912.6
Invesco India Largecap Fund Growth ₹71.59
↑ 0.42 		₹2,021 5,000 2.1171.6139.65.5
Bandhan Large Cap Fund Growth ₹77.287
↑ 0.38 		₹2,145 5,000 1.210.4-0.911.78.88.2
BNP Paribas Large Cap Fund Growth ₹218.572
↑ 1.39 		₹2,641 5,000 0.69.1-0.810.694.4
Nippon India Large Cap Fund Growth ₹88.1005
↑ 0.43 		₹54,134 5,000 -1.47.2-5.210.311.79.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI India Top 100 Equity FundInvesco India Largecap FundBandhan Large Cap FundBNP Paribas Large Cap FundNippon India Large Cap Fund
Point 1Bottom quartile AUM (₹655 Cr).Bottom quartile AUM (₹2,021 Cr).Lower mid AUM (₹2,145 Cr).Upper mid AUM (₹2,641 Cr).Highest AUM (₹54,134 Cr).
Point 2Established history (14+ yrs).Established history (17+ yrs).Established history (20+ yrs).Oldest track record among peers (22 yrs).Established history (19+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.61% (top quartile).5Y return: 9.60% (lower mid).5Y return: 8.84% (bottom quartile).5Y return: 8.98% (bottom quartile).5Y return: 11.75% (upper mid).
Point 63Y return: 21.88% (top quartile).3Y return: 12.97% (upper mid).3Y return: 11.74% (lower mid).3Y return: 10.64% (bottom quartile).3Y return: 10.33% (bottom quartile).
Point 71Y return: 15.39% (top quartile).1Y return: 1.57% (upper mid).1Y return: -0.91% (bottom quartile).1Y return: -0.84% (lower mid).1Y return: -5.18% (bottom quartile).
Point 8Alpha: 2.11 (bottom quartile).Alpha: 6.54 (top quartile).Alpha: 2.93 (upper mid).Alpha: 2.25 (lower mid).Alpha: -1.78 (bottom quartile).
Point 9Sharpe: 1.09 (top quartile).Sharpe: 0.25 (upper mid).Sharpe: 0.05 (lower mid).Sharpe: 0.01 (bottom quartile).Sharpe: -0.24 (bottom quartile).
Point 10Information ratio: 0.14 (bottom quartile).Information ratio: 0.98 (top quartile).Information ratio: 0.90 (upper mid).Information ratio: 0.53 (lower mid).Information ratio: 0.46 (bottom quartile).

IDBI India Top 100 Equity Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.61% (top quartile).
  • 3Y return: 21.88% (top quartile).
  • 1Y return: 15.39% (top quartile).
  • Alpha: 2.11 (bottom quartile).
  • Sharpe: 1.09 (top quartile).
  • Information ratio: 0.14 (bottom quartile).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹2,021 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.60% (lower mid).
  • 3Y return: 12.97% (upper mid).
  • 1Y return: 1.57% (upper mid).
  • Alpha: 6.54 (top quartile).
  • Sharpe: 0.25 (upper mid).
  • Information ratio: 0.98 (top quartile).

Bandhan Large Cap Fund

  • Lower mid AUM (₹2,145 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 8.84% (bottom quartile).
  • 3Y return: 11.74% (lower mid).
  • 1Y return: -0.91% (bottom quartile).
  • Alpha: 2.93 (upper mid).
  • Sharpe: 0.05 (lower mid).
  • Information ratio: 0.90 (upper mid).

BNP Paribas Large Cap Fund

  • Upper mid AUM (₹2,641 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 8.98% (bottom quartile).
  • 3Y return: 10.64% (bottom quartile).
  • 1Y return: -0.84% (lower mid).
  • Alpha: 2.25 (lower mid).
  • Sharpe: 0.01 (bottom quartile).
  • Information ratio: 0.53 (lower mid).

Nippon India Large Cap Fund

  • Highest AUM (₹54,134 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.75% (upper mid).
  • 3Y return: 10.33% (bottom quartile).
  • 1Y return: -5.18% (bottom quartile).
  • Alpha: -1.78 (bottom quartile).
  • Sharpe: -0.24 (bottom quartile).
  • Information ratio: 0.46 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.
112358
MCA CIN
U74999MH2016PTC282153
Location
Thane, Maharashtra, India
Experience
10+ years in Mutual Fund distribution

Our Expertise

  • Certified Mutual Fund Distributors with hands-on advisory experience.
  • Market analysts tracking performance, macro trends, and sectors.
  • Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

  • Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
  • Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
  • Expert review: Senior team members review every article and list for accuracy.
  • Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

  • Regulated & compliant: AMFI-registered and MCA-incorporated.
  • Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
  • Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

Written by: Fincash Research Team
Reviewed by:Pawan, Founder, Fincash.com

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Top 5 Lump sum Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Motilal Oswal Midcap 30 Fund  Growth ₹104.029
↑ 0.45 		₹42,852 5,000 11.128.4018.719.9-12.1
Invesco India Mid Cap Fund Growth ₹200.42
↑ 1.38 		₹14,721 5,000 4.227.39.623.318.36.3
Edelweiss Mid Cap Fund Growth ₹108.51
↑ 0.69 		₹19,891 5,000 1.518.26.520.216.93.8
ICICI Prudential MidCap Fund Growth ₹343.84
↑ 3.46 		₹8,403 5,000 0.619.713.921.416.211.1
Sundaram Mid Cap Fund Growth ₹1,485.97
↑ 8.71 		₹14,863 5,000 117.66.117.815.74.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Midcap 30 Fund Invesco India Mid Cap FundEdelweiss Mid Cap FundICICI Prudential MidCap FundSundaram Mid Cap Fund
Point 1Highest AUM (₹42,852 Cr).Bottom quartile AUM (₹14,721 Cr).Upper mid AUM (₹19,891 Cr).Bottom quartile AUM (₹8,403 Cr).Lower mid AUM (₹14,863 Cr).
Point 2Established history (12+ yrs).Established history (19+ yrs).Established history (18+ yrs).Established history (21+ yrs).Oldest track record among peers (24 yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 19.86% (top quartile).5Y return: 18.32% (upper mid).5Y return: 16.85% (lower mid).5Y return: 16.18% (bottom quartile).5Y return: 15.70% (bottom quartile).
Point 63Y return: 18.66% (bottom quartile).3Y return: 23.35% (top quartile).3Y return: 20.16% (lower mid).3Y return: 21.44% (upper mid).3Y return: 17.77% (bottom quartile).
Point 71Y return: 0.00% (bottom quartile).1Y return: 9.60% (upper mid).1Y return: 6.54% (lower mid).1Y return: 13.90% (top quartile).1Y return: 6.10% (bottom quartile).
Point 8Alpha: -7.99 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: -0.37 (lower mid).Alpha: 6.99 (top quartile).Alpha: -1.08 (bottom quartile).
Point 9Sharpe: 0.06 (bottom quartile).Sharpe: 0.29 (bottom quartile).Sharpe: 0.47 (upper mid).Sharpe: 0.84 (top quartile).Sharpe: 0.43 (lower mid).
Point 10Information ratio: 0.16 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.78 (upper mid).Information ratio: 1.17 (top quartile).Information ratio: 0.50 (lower mid).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹42,852 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.86% (top quartile).
  • 3Y return: 18.66% (bottom quartile).
  • 1Y return: 0.00% (bottom quartile).
  • Alpha: -7.99 (bottom quartile).
  • Sharpe: 0.06 (bottom quartile).
  • Information ratio: 0.16 (bottom quartile).

Invesco India Mid Cap Fund

  • Bottom quartile AUM (₹14,721 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 18.32% (upper mid).
  • 3Y return: 23.35% (top quartile).
  • 1Y return: 9.60% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Edelweiss Mid Cap Fund

  • Upper mid AUM (₹19,891 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 16.85% (lower mid).
  • 3Y return: 20.16% (lower mid).
  • 1Y return: 6.54% (lower mid).
  • Alpha: -0.37 (lower mid).
  • Sharpe: 0.47 (upper mid).
  • Information ratio: 0.78 (upper mid).

ICICI Prudential MidCap Fund

  • Bottom quartile AUM (₹8,403 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.18% (bottom quartile).
  • 3Y return: 21.44% (upper mid).
  • 1Y return: 13.90% (top quartile).
  • Alpha: 6.99 (top quartile).
  • Sharpe: 0.84 (top quartile).
  • Information ratio: 1.17 (top quartile).

Sundaram Mid Cap Fund

  • Lower mid AUM (₹14,863 Cr).
  • Oldest track record among peers (24 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.70% (bottom quartile).
  • 3Y return: 17.77% (bottom quartile).
  • 1Y return: 6.10% (bottom quartile).
  • Alpha: -1.08 (bottom quartile).
  • Sharpe: 0.43 (lower mid).
  • Information ratio: 0.50 (lower mid).

Top 5 Lump sum Small Cap Mutual Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP Small Cap Fund  Growth ₹233.323
↑ 1.57 		₹21,659 1,000 7.934.117.617.717.3-2.8
IDBI Small Cap Fund Growth ₹35.6334
↑ 0.32 		₹832 5,000 6.637.914.318.116.6-13.4
Sundaram Small Cap Fund Growth ₹300.838
↑ 2.64 		₹4,155 5,000 534.214.616.815.60.4
Franklin India Smaller Companies Fund Growth ₹179.118
↑ 1.16 		₹14,746 5,000 1.323.251315-8.4
HDFC Small Cap Fund Growth ₹140.554
↑ 0.72 		₹41,891 5,000 1.918.1-2.710.613.9-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Small Cap Fund IDBI Small Cap FundSundaram Small Cap FundFranklin India Smaller Companies FundHDFC Small Cap Fund
Point 1Upper mid AUM (₹21,659 Cr).Bottom quartile AUM (₹832 Cr).Bottom quartile AUM (₹4,155 Cr).Lower mid AUM (₹14,746 Cr).Highest AUM (₹41,891 Cr).
Point 2Established history (19+ yrs).Established history (9+ yrs).Oldest track record among peers (21 yrs).Established history (20+ yrs).Established history (18+ yrs).
Point 3Top rated.Not Rated.Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 4★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.34% (top quartile).5Y return: 16.60% (upper mid).5Y return: 15.60% (lower mid).5Y return: 15.03% (bottom quartile).5Y return: 13.86% (bottom quartile).
Point 63Y return: 17.66% (upper mid).3Y return: 18.11% (top quartile).3Y return: 16.76% (lower mid).3Y return: 13.02% (bottom quartile).3Y return: 10.57% (bottom quartile).
Point 71Y return: 17.63% (top quartile).1Y return: 14.30% (lower mid).1Y return: 14.57% (upper mid).1Y return: 5.00% (bottom quartile).1Y return: -2.74% (bottom quartile).
Point 8Alpha: 9.89 (top quartile).Alpha: 8.28 (upper mid).Alpha: 6.87 (lower mid).Alpha: -2.91 (bottom quartile).Alpha: -7.96 (bottom quartile).
Point 9Sharpe: 0.71 (top quartile).Sharpe: 0.70 (upper mid).Sharpe: 0.65 (lower mid).Sharpe: 0.22 (bottom quartile).Sharpe: -0.18 (bottom quartile).
Point 10Information ratio: 0.47 (top quartile).Information ratio: 0.29 (upper mid).Information ratio: 0.12 (lower mid).Information ratio: -0.59 (bottom quartile).Information ratio: -0.58 (bottom quartile).

DSP Small Cap Fund 

  • Upper mid AUM (₹21,659 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.34% (top quartile).
  • 3Y return: 17.66% (upper mid).
  • 1Y return: 17.63% (top quartile).
  • Alpha: 9.89 (top quartile).
  • Sharpe: 0.71 (top quartile).
  • Information ratio: 0.47 (top quartile).

IDBI Small Cap Fund

  • Bottom quartile AUM (₹832 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.60% (upper mid).
  • 3Y return: 18.11% (top quartile).
  • 1Y return: 14.30% (lower mid).
  • Alpha: 8.28 (upper mid).
  • Sharpe: 0.70 (upper mid).
  • Information ratio: 0.29 (upper mid).

Sundaram Small Cap Fund

  • Bottom quartile AUM (₹4,155 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.60% (lower mid).
  • 3Y return: 16.76% (lower mid).
  • 1Y return: 14.57% (upper mid).
  • Alpha: 6.87 (lower mid).
  • Sharpe: 0.65 (lower mid).
  • Information ratio: 0.12 (lower mid).

Franklin India Smaller Companies Fund

  • Lower mid AUM (₹14,746 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.03% (bottom quartile).
  • 3Y return: 13.02% (bottom quartile).
  • 1Y return: 5.00% (bottom quartile).
  • Alpha: -2.91 (bottom quartile).
  • Sharpe: 0.22 (bottom quartile).
  • Information ratio: -0.59 (bottom quartile).

HDFC Small Cap Fund

  • Highest AUM (₹41,891 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.86% (bottom quartile).
  • 3Y return: 10.57% (bottom quartile).
  • 1Y return: -2.74% (bottom quartile).
  • Alpha: -7.96 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: -0.58 (bottom quartile).

Top 5 Lump sum Diversified/Multi Cap Equity Mutual Fund

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Diversified Equity Fund Growth ₹37.99
↑ 0.14 		₹382 5,000 10.213.213.522.712
Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹40.22
↑ 0.34 		₹1,402 1,000 8.53021.72114.43.5
Motilal Oswal Multicap 35 Fund Growth ₹63.8386
↑ 0.59 		₹14,160 5,000 10.325.11.217.912-5.6
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 		₹588 5,000 -4.6-2.619.317.313.6
Mahindra Badhat Yojana Growth ₹39.7468
↑ 0.37 		₹7,662 1,000 5.823.711.916.614.23.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Diversified Equity FundAditya Birla Sun Life Manufacturing Equity FundMotilal Oswal Multicap 35 FundBNP Paribas Multi Cap FundMahindra Badhat Yojana
Point 1Bottom quartile AUM (₹382 Cr).Lower mid AUM (₹1,402 Cr).Highest AUM (₹14,160 Cr).Bottom quartile AUM (₹588 Cr).Upper mid AUM (₹7,662 Cr).
Point 2Established history (12+ yrs).Established history (11+ yrs).Established history (12+ yrs).Oldest track record among peers (21 yrs).Established history (9+ yrs).
Point 3Rating: 2★ (lower mid).Not Rated.Top rated.Rating: 4★ (upper mid).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.03% (bottom quartile).5Y return: 14.41% (top quartile).5Y return: 12.01% (bottom quartile).5Y return: 13.57% (lower mid).5Y return: 14.21% (upper mid).
Point 63Y return: 22.73% (top quartile).3Y return: 20.95% (upper mid).3Y return: 17.95% (lower mid).3Y return: 17.28% (bottom quartile).3Y return: 16.56% (bottom quartile).
Point 71Y return: 13.54% (lower mid).1Y return: 21.73% (top quartile).1Y return: 1.23% (bottom quartile).1Y return: 19.34% (upper mid).1Y return: 11.86% (bottom quartile).
Point 8Alpha: -1.07 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 1.30 (upper mid).Alpha: 0.00 (bottom quartile).Alpha: 9.37 (top quartile).
Point 9Sharpe: 1.01 (lower mid).Sharpe: 1.22 (upper mid).Sharpe: 0.13 (bottom quartile).Sharpe: 2.86 (top quartile).Sharpe: 0.72 (bottom quartile).
Point 10Information ratio: -0.53 (bottom quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.71 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.71 (upper mid).

IDBI Diversified Equity Fund

  • Bottom quartile AUM (₹382 Cr).
  • Established history (12+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.03% (bottom quartile).
  • 3Y return: 22.73% (top quartile).
  • 1Y return: 13.54% (lower mid).
  • Alpha: -1.07 (bottom quartile).
  • Sharpe: 1.01 (lower mid).
  • Information ratio: -0.53 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

  • Lower mid AUM (₹1,402 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 14.41% (top quartile).
  • 3Y return: 20.95% (upper mid).
  • 1Y return: 21.73% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.22 (upper mid).
  • Information ratio: 0.00 (lower mid).

Motilal Oswal Multicap 35 Fund

  • Highest AUM (₹14,160 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.01% (bottom quartile).
  • 3Y return: 17.95% (lower mid).
  • 1Y return: 1.23% (bottom quartile).
  • Alpha: 1.30 (upper mid).
  • Sharpe: 0.13 (bottom quartile).
  • Information ratio: 0.71 (top quartile).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (lower mid).
  • 3Y return: 17.28% (bottom quartile).
  • 1Y return: 19.34% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Mahindra Badhat Yojana

  • Upper mid AUM (₹7,662 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.21% (upper mid).
  • 3Y return: 16.56% (bottom quartile).
  • 1Y return: 11.86% (bottom quartile).
  • Alpha: 9.37 (top quartile).
  • Sharpe: 0.72 (bottom quartile).
  • Information ratio: 0.71 (upper mid).

Top 5 Lump sum (ELSS) Equity Linked Saving Scheme

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Motilal Oswal Long Term Equity Fund Growth ₹57.5532
↑ 0.45 		₹5,134 500 3.824.78.320.915.9-9.1
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 		₹485 500 9.715.116.920.810
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 		₹1,318 500 1.215.435.520.617.4
Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 		₹210 500 -6.1-3.517.616.711.6
JM Tax Gain Fund Growth ₹52.8186
↑ 0.29 		₹242 500 6.625.37.615.712.72.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Long Term Equity FundIDBI Equity Advantage FundHDFC Long Term Advantage FundBaroda Pioneer ELSS 96JM Tax Gain Fund
Point 1Highest AUM (₹5,134 Cr).Lower mid AUM (₹485 Cr).Upper mid AUM (₹1,318 Cr).Bottom quartile AUM (₹210 Cr).Bottom quartile AUM (₹242 Cr).
Point 2Established history (11+ yrs).Established history (13+ yrs).Oldest track record among peers (25 yrs).Established history (11+ yrs).Established history (18+ yrs).
Point 3Not Rated.Top rated.Rating: 3★ (upper mid).Not Rated.Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 15.95% (upper mid).5Y return: 9.97% (bottom quartile).5Y return: 17.39% (top quartile).5Y return: 11.62% (bottom quartile).5Y return: 12.72% (lower mid).
Point 63Y return: 20.94% (top quartile).3Y return: 20.84% (upper mid).3Y return: 20.64% (lower mid).3Y return: 16.70% (bottom quartile).3Y return: 15.65% (bottom quartile).
Point 71Y return: 8.32% (bottom quartile).1Y return: 16.92% (lower mid).1Y return: 35.51% (top quartile).1Y return: 17.56% (upper mid).1Y return: 7.56% (bottom quartile).
Point 8Alpha: 11.90 (top quartile).Alpha: 1.78 (bottom quartile).Alpha: 1.75 (bottom quartile).Alpha: 5.69 (upper mid).Alpha: 5.40 (lower mid).
Point 9Sharpe: 0.62 (bottom quartile).Sharpe: 1.21 (lower mid).Sharpe: 2.27 (upper mid).Sharpe: 2.51 (top quartile).Sharpe: 0.22 (bottom quartile).
Point 10Information ratio: 0.76 (top quartile).Information ratio: -1.13 (bottom quartile).Information ratio: -0.15 (bottom quartile).Information ratio: -0.09 (lower mid).Information ratio: 0.70 (upper mid).

Motilal Oswal Long Term Equity Fund

  • Highest AUM (₹5,134 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.95% (upper mid).
  • 3Y return: 20.94% (top quartile).
  • 1Y return: 8.32% (bottom quartile).
  • Alpha: 11.90 (top quartile).
  • Sharpe: 0.62 (bottom quartile).
  • Information ratio: 0.76 (top quartile).

IDBI Equity Advantage Fund

  • Lower mid AUM (₹485 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (upper mid).
  • 1Y return: 16.92% (lower mid).
  • Alpha: 1.78 (bottom quartile).
  • Sharpe: 1.21 (lower mid).
  • Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

  • Upper mid AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (lower mid).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (bottom quartile).
  • Sharpe: 2.27 (upper mid).
  • Information ratio: -0.15 (bottom quartile).

Baroda Pioneer ELSS 96

  • Bottom quartile AUM (₹210 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (bottom quartile).
  • 3Y return: 16.70% (bottom quartile).
  • 1Y return: 17.56% (upper mid).
  • Alpha: 5.69 (upper mid).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: -0.09 (lower mid).

JM Tax Gain Fund

  • Bottom quartile AUM (₹242 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.72% (lower mid).
  • 3Y return: 15.65% (bottom quartile).
  • 1Y return: 7.56% (bottom quartile).
  • Alpha: 5.40 (lower mid).
  • Sharpe: 0.22 (bottom quartile).
  • Information ratio: 0.70 (upper mid).

Top 5 Lump sum Sector Equity Mutual Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
UTI Healthcare Fund Growth ₹346.361
↑ 2.39 		₹1,444 5,000 8.12917.824.115-3.1
SBI Healthcare Opportunities Fund Growth ₹527.284
↑ 4.51 		₹5,796 5,000 929.221.824.117.4-3.5
LIC MF Infrastructure Fund Growth ₹55.0226
↑ 0.36 		₹1,174 5,000 -0.721.39.322.920.5-3.7
BOI AXA Manufacturing and Infrastructure Fund Growth ₹67.31
↑ 0.87 		₹949 5,000 3.123.11621.319.47.8
Franklin India Opportunities Fund Growth ₹268.617
↑ 0.81 		₹9,717 5,000 2.915.92.620.617.53.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryUTI Healthcare FundSBI Healthcare Opportunities FundLIC MF Infrastructure FundBOI AXA Manufacturing and Infrastructure FundFranklin India Opportunities Fund
Point 1Lower mid AUM (₹1,444 Cr).Upper mid AUM (₹5,796 Cr).Bottom quartile AUM (₹1,174 Cr).Bottom quartile AUM (₹949 Cr).Highest AUM (₹9,717 Cr).
Point 2Oldest track record among peers (27 yrs).Established history (21+ yrs).Established history (18+ yrs).Established history (16+ yrs).Established history (26+ yrs).
Point 3Rating: 1★ (lower mid).Rating: 2★ (upper mid).Not Rated.Not Rated.Top rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 14.97% (bottom quartile).5Y return: 17.39% (bottom quartile).5Y return: 20.47% (top quartile).5Y return: 19.44% (upper mid).5Y return: 17.45% (lower mid).
Point 63Y return: 24.14% (top quartile).3Y return: 24.11% (upper mid).3Y return: 22.91% (lower mid).3Y return: 21.25% (bottom quartile).3Y return: 20.60% (bottom quartile).
Point 71Y return: 17.78% (upper mid).1Y return: 21.82% (top quartile).1Y return: 9.32% (bottom quartile).1Y return: 16.03% (lower mid).1Y return: 2.61% (bottom quartile).
Point 8Alpha: 1.26 (lower mid).Alpha: 4.67 (upper mid).Alpha: 10.92 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 1.10 (bottom quartile).
Point 9Sharpe: 0.94 (upper mid).Sharpe: 1.17 (top quartile).Sharpe: 0.53 (bottom quartile).Sharpe: 0.91 (lower mid).Sharpe: 0.13 (bottom quartile).
Point 10Information ratio: 0.18 (lower mid).Information ratio: 0.08 (bottom quartile).Information ratio: 0.47 (upper mid).Information ratio: 0.00 (bottom quartile).Information ratio: 1.18 (top quartile).

UTI Healthcare Fund

  • Lower mid AUM (₹1,444 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: High.
  • 5Y return: 14.97% (bottom quartile).
  • 3Y return: 24.14% (top quartile).
  • 1Y return: 17.78% (upper mid).
  • Alpha: 1.26 (lower mid).
  • Sharpe: 0.94 (upper mid).
  • Information ratio: 0.18 (lower mid).

SBI Healthcare Opportunities Fund

  • Upper mid AUM (₹5,796 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: High.
  • 5Y return: 17.39% (bottom quartile).
  • 3Y return: 24.11% (upper mid).
  • 1Y return: 21.82% (top quartile).
  • Alpha: 4.67 (upper mid).
  • Sharpe: 1.17 (top quartile).
  • Information ratio: 0.08 (bottom quartile).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,174 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.47% (top quartile).
  • 3Y return: 22.91% (lower mid).
  • 1Y return: 9.32% (bottom quartile).
  • Alpha: 10.92 (top quartile).
  • Sharpe: 0.53 (bottom quartile).
  • Information ratio: 0.47 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

  • Bottom quartile AUM (₹949 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 19.44% (upper mid).
  • 3Y return: 21.25% (bottom quartile).
  • 1Y return: 16.03% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.91 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

Franklin India Opportunities Fund

  • Highest AUM (₹9,717 Cr).
  • Established history (26+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.45% (lower mid).
  • 3Y return: 20.60% (bottom quartile).
  • 1Y return: 2.61% (bottom quartile).
  • Alpha: 1.10 (bottom quartile).
  • Sharpe: 0.13 (bottom quartile).
  • Information ratio: 1.18 (top quartile).

Below are the top ranked funds from debt category like liquid, ultra short, short term, gilt, credit risk and corporate debt funds.

Top 5 Lump sum Ultra Short Term Debt Mutual Funds

Ultra short term funds are good investment for 6-12 months period with low risk stable returns as they invest corpus in short term debt instruments with maturities ranging between 6 - 12 months.

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹592.624
↑ 0.12 		₹18,819 1,000 1.83.56.47.37.47.42%5M 19D7M 13D
ICICI Prudential Ultra Short Term Fund Growth ₹29.8878
↑ 0.01 		₹15,974 5,000 1.73.56.377.17.37%10M 17D1Y 3M 18D
SBI Magnum Ultra Short Duration Fund Growth ₹6,441.78
↑ 1.52 		₹11,880 5,000 1.73.46.3777.18%4M 28D7M 24D
Nippon India Ultra Short Duration Fund Growth ₹4,340.55
↑ 1.54 		₹12,447 100 1.73.46.36.86.87.35%5M 11D7M 4D
Invesco India Ultra Short Term Fund Growth ₹2,905.21
↑ 0.61 		₹1,661 5,000 1.73.56.26.96.87.03%5M 3D5M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Savings FundICICI Prudential Ultra Short Term FundSBI Magnum Ultra Short Duration FundNippon India Ultra Short Duration FundInvesco India Ultra Short Term Fund
Point 1Highest AUM (₹18,819 Cr).Upper mid AUM (₹15,974 Cr).Bottom quartile AUM (₹11,880 Cr).Lower mid AUM (₹12,447 Cr).Bottom quartile AUM (₹1,661 Cr).
Point 2Established history (23+ yrs).Established history (15+ yrs).Oldest track record among peers (27 yrs).Established history (24+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Low.Risk profile: Low.Risk profile: Moderate.
Point 51Y return: 6.42% (top quartile).1Y return: 6.32% (upper mid).1Y return: 6.29% (lower mid).1Y return: 6.25% (bottom quartile).1Y return: 6.22% (bottom quartile).
Point 61M return: 0.65% (top quartile).1M return: 0.63% (lower mid).1M return: 0.64% (upper mid).1M return: 0.62% (bottom quartile).1M return: 0.62% (bottom quartile).
Point 7Sharpe: 1.00 (top quartile).Sharpe: 1.00 (upper mid).Sharpe: 0.92 (bottom quartile).Sharpe: 0.96 (lower mid).Sharpe: 0.83 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.42% (top quartile).Yield to maturity (debt): 7.37% (upper mid).Yield to maturity (debt): 7.18% (bottom quartile).Yield to maturity (debt): 7.35% (lower mid).Yield to maturity (debt): 7.03% (bottom quartile).
Point 10Modified duration: 0.47 yrs (bottom quartile).Modified duration: 0.88 yrs (bottom quartile).Modified duration: 0.41 yrs (top quartile).Modified duration: 0.45 yrs (lower mid).Modified duration: 0.42 yrs (upper mid).

Aditya Birla Sun Life Savings Fund

  • Highest AUM (₹18,819 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.42% (top quartile).
  • 1M return: 0.65% (top quartile).
  • Sharpe: 1.00 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.42% (top quartile).
  • Modified duration: 0.47 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

  • Upper mid AUM (₹15,974 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.32% (upper mid).
  • 1M return: 0.63% (lower mid).
  • Sharpe: 1.00 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.37% (upper mid).
  • Modified duration: 0.88 yrs (bottom quartile).

SBI Magnum Ultra Short Duration Fund

  • Bottom quartile AUM (₹11,880 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.29% (lower mid).
  • 1M return: 0.64% (upper mid).
  • Sharpe: 0.92 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.18% (bottom quartile).
  • Modified duration: 0.41 yrs (top quartile).

Nippon India Ultra Short Duration Fund

  • Lower mid AUM (₹12,447 Cr).
  • Established history (24+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.25% (bottom quartile).
  • 1M return: 0.62% (bottom quartile).
  • Sharpe: 0.96 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.35% (lower mid).
  • Modified duration: 0.45 yrs (lower mid).

Invesco India Ultra Short Term Fund

  • Bottom quartile AUM (₹1,661 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 6.22% (bottom quartile).
  • 1M return: 0.62% (bottom quartile).
  • Sharpe: 0.83 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.03% (bottom quartile).
  • Modified duration: 0.42 yrs (upper mid).

Top 5 Lump sum Short Term Debt Mutual Funds

Short term funds are good investment for 1-2 year period with low risk stable returns as they invest corpus in debt instruments with maturities ranging between 1 - 3 Year.

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01 		₹362 5,000 0.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Bandhan Bond Fund Short Term Plan Growth ₹61.2232
↑ 0.01 		₹9,432 5,000 1.43.55.77.27.57.31%2Y 9M 29D5Y 3M 18D
ICICI Prudential Short Term Fund Growth ₹64.5258
↑ 0.02 		₹19,403 5,000 1.23.35.67.287.89%2Y 7M 2D4Y 3M 25D
Axis Short Term Fund Growth ₹33.0974
↑ 0.01 		₹7,501 5,000 1.23.25.47.28.17.51%2Y 6M 14D3Y 7M 13D
HDFC Short Term Debt Fund Growth ₹34.2131
↑ 0.01 		₹14,486 5,000 1.13.15.37.27.87.78%2Y 5M 1D3Y 3M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

CommentarySundaram Short Term Debt FundBandhan Bond Fund Short Term PlanICICI Prudential Short Term FundAxis Short Term FundHDFC Short Term Debt Fund
Point 1Bottom quartile AUM (₹362 Cr).Lower mid AUM (₹9,432 Cr).Highest AUM (₹19,403 Cr).Bottom quartile AUM (₹7,501 Cr).Upper mid AUM (₹14,486 Cr).
Point 2Established history (24+ yrs).Oldest track record among peers (25 yrs).Established history (24+ yrs).Established history (16+ yrs).Established history (16+ yrs).
Point 3Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 12.83% (top quartile).1Y return: 5.70% (upper mid).1Y return: 5.64% (lower mid).1Y return: 5.37% (bottom quartile).1Y return: 5.31% (bottom quartile).
Point 61M return: 0.20% (bottom quartile).1M return: 0.42% (top quartile).1M return: 0.30% (bottom quartile).1M return: 0.37% (upper mid).1M return: 0.32% (lower mid).
Point 7Sharpe: 0.98 (top quartile).Sharpe: 0.26 (upper mid).Sharpe: 0.16 (lower mid).Sharpe: -0.01 (bottom quartile).Sharpe: -0.04 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 4.52% (bottom quartile).Yield to maturity (debt): 7.31% (bottom quartile).Yield to maturity (debt): 7.89% (top quartile).Yield to maturity (debt): 7.51% (lower mid).Yield to maturity (debt): 7.78% (upper mid).
Point 10Modified duration: 1.20 yrs (top quartile).Modified duration: 2.83 yrs (bottom quartile).Modified duration: 2.59 yrs (bottom quartile).Modified duration: 2.54 yrs (lower mid).Modified duration: 2.42 yrs (upper mid).

Sundaram Short Term Debt Fund

  • Bottom quartile AUM (₹362 Cr).
  • Established history (24+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 12.83% (top quartile).
  • 1M return: 0.20% (bottom quartile).
  • Sharpe: 0.98 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 4.52% (bottom quartile).
  • Modified duration: 1.20 yrs (top quartile).

Bandhan Bond Fund Short Term Plan

  • Lower mid AUM (₹9,432 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.70% (upper mid).
  • 1M return: 0.42% (top quartile).
  • Sharpe: 0.26 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.31% (bottom quartile).
  • Modified duration: 2.83 yrs (bottom quartile).

ICICI Prudential Short Term Fund

  • Highest AUM (₹19,403 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.64% (lower mid).
  • 1M return: 0.30% (bottom quartile).
  • Sharpe: 0.16 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.89% (top quartile).
  • Modified duration: 2.59 yrs (bottom quartile).

Axis Short Term Fund

  • Bottom quartile AUM (₹7,501 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.37% (bottom quartile).
  • 1M return: 0.37% (upper mid).
  • Sharpe: -0.01 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.51% (lower mid).
  • Modified duration: 2.54 yrs (lower mid).

HDFC Short Term Debt Fund

  • Upper mid AUM (₹14,486 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.31% (bottom quartile).
  • 1M return: 0.32% (lower mid).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.78% (upper mid).
  • Modified duration: 2.42 yrs (upper mid).

Top 5 Lump sum Liquid Mutual Funds

Liquid Funds are good investment for a day to 90 days period with low risk stable returns as they invest corpus in money market debt instruments with maturities ranging between a week to 3 months.

FundNAVNet Assets (Cr)Min Investment1 MO (%)3 MO (%)6 MO (%)1 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Liquid Fund Growth ₹3,136.96
↑ 0.44 		₹63,343 500 0.51.63.56.56.66.37%1M 12D1M 12D
Edelweiss Liquid Fund Growth ₹3,602.43
↑ 0.52 		₹13,272 5,000 0.51.63.56.56.56.26%1M 8D1M 8D
DSP Liquidity Fund Growth ₹4,020.84
↑ 0.60 		₹29,172 1,000 0.51.63.56.56.56.38%1M 13D
Invesco India Liquid Fund Growth ₹3,870.55
↑ 0.54 		₹20,748 5,000 0.51.63.56.46.56.32%1M 11D1M 11D
Aditya Birla Sun Life Liquid Fund Growth ₹453.744
↑ 0.07 		₹69,830 5,000 0.51.63.56.46.56.56%1M 10D1M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAxis Liquid FundEdelweiss Liquid FundDSP Liquidity FundInvesco India Liquid FundAditya Birla Sun Life Liquid Fund
Point 1Upper mid AUM (₹63,343 Cr).Bottom quartile AUM (₹13,272 Cr).Lower mid AUM (₹29,172 Cr).Bottom quartile AUM (₹20,748 Cr).Highest AUM (₹69,830 Cr).
Point 2Established history (16+ yrs).Established history (19+ yrs).Established history (20+ yrs).Established history (19+ yrs).Oldest track record among peers (22 yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 4★ (lower mid).
Point 4Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 6.49% (top quartile).1Y return: 6.48% (upper mid).1Y return: 6.46% (lower mid).1Y return: 6.45% (bottom quartile).1Y return: 6.44% (bottom quartile).
Point 61M return: 0.54% (lower mid).1M return: 0.54% (upper mid).1M return: 0.54% (bottom quartile).1M return: 0.55% (top quartile).1M return: 0.54% (bottom quartile).
Point 7Sharpe: 3.01 (top quartile).Sharpe: 2.92 (lower mid).Sharpe: 2.94 (upper mid).Sharpe: 2.85 (bottom quartile).Sharpe: 2.80 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.37% (lower mid).Yield to maturity (debt): 6.26% (bottom quartile).Yield to maturity (debt): 6.38% (upper mid).Yield to maturity (debt): 6.32% (bottom quartile).Yield to maturity (debt): 6.56% (top quartile).
Point 10Modified duration: 0.12 yrs (bottom quartile).Modified duration: 0.11 yrs (top quartile).Modified duration: 0.12 yrs (bottom quartile).Modified duration: 0.12 yrs (lower mid).Modified duration: 0.11 yrs (upper mid).

Axis Liquid Fund

  • Upper mid AUM (₹63,343 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.49% (top quartile).
  • 1M return: 0.54% (lower mid).
  • Sharpe: 3.01 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.37% (lower mid).
  • Modified duration: 0.12 yrs (bottom quartile).

Edelweiss Liquid Fund

  • Bottom quartile AUM (₹13,272 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.48% (upper mid).
  • 1M return: 0.54% (upper mid).
  • Sharpe: 2.92 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.26% (bottom quartile).
  • Modified duration: 0.11 yrs (top quartile).

DSP Liquidity Fund

  • Lower mid AUM (₹29,172 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.46% (lower mid).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 2.94 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.38% (upper mid).
  • Modified duration: 0.12 yrs (bottom quartile).

Invesco India Liquid Fund

  • Bottom quartile AUM (₹20,748 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.45% (bottom quartile).
  • 1M return: 0.55% (top quartile).
  • Sharpe: 2.85 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.32% (bottom quartile).
  • Modified duration: 0.12 yrs (lower mid).

Aditya Birla Sun Life Liquid Fund

  • Highest AUM (₹69,830 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.44% (bottom quartile).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 2.80 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.56% (top quartile).
  • Modified duration: 0.11 yrs (upper mid).

Top 5 Lump sum GILT Mutual Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Bandhan Government Securities Fund - Investment Plan Growth ₹37.5105
↑ 0.00 		₹1,850 5,000 0.84.86.97.33.77.54%11Y 4M 24D28Y 4M 6D
Axis Gilt Fund Growth ₹26.6454
↓ 0.00 		₹341 5,000 0.53.346.85.27.25%8Y 11M 23D22Y 7M 20D
ICICI Prudential Gilt Fund Growth ₹107.784
↓ -0.05 		₹7,950 5,000 0.73.446.56.87.62%8Y 10M 24D21Y 2M 5D
UTI Gilt Fund Growth ₹65.9781
↓ -0.07 		₹420 5,000 0.83.15.26.55.16.15%3Y 6Y 10M 20D
DSP Government Securities Fund Growth ₹99.0754
↓ -0.09 		₹1,213 1,000 1.24.33.46.24.57.54%11Y 2M 26D29Y 11M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBandhan Government Securities Fund - Investment PlanAxis Gilt FundICICI Prudential Gilt FundUTI Gilt FundDSP Government Securities Fund
Point 1Upper mid AUM (₹1,850 Cr).Bottom quartile AUM (₹341 Cr).Highest AUM (₹7,950 Cr).Bottom quartile AUM (₹420 Cr).Lower mid AUM (₹1,213 Cr).
Point 2Established history (17+ yrs).Established history (14+ yrs).Oldest track record among peers (27 yrs).Established history (24+ yrs).Established history (27+ yrs).
Point 3Rating: 3★ (lower mid).Rating: 1★ (bottom quartile).Top rated.Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 6.86% (top quartile).1Y return: 4.04% (lower mid).1Y return: 4.01% (bottom quartile).1Y return: 5.20% (upper mid).1Y return: 3.41% (bottom quartile).
Point 61M return: 0.03% (upper mid).1M return: -0.32% (bottom quartile).1M return: -0.77% (bottom quartile).1M return: 0.05% (top quartile).1M return: -0.09% (lower mid).
Point 7Sharpe: 0.66 (top quartile).Sharpe: 0.01 (lower mid).Sharpe: 0.00 (bottom quartile).Sharpe: 0.26 (upper mid).Sharpe: -0.13 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.54% (upper mid).Yield to maturity (debt): 7.25% (bottom quartile).Yield to maturity (debt): 7.62% (top quartile).Yield to maturity (debt): 6.15% (bottom quartile).Yield to maturity (debt): 7.54% (lower mid).
Point 10Modified duration: 11.40 yrs (bottom quartile).Modified duration: 8.98 yrs (lower mid).Modified duration: 8.90 yrs (upper mid).Modified duration: 3.00 yrs (top quartile).Modified duration: 11.24 yrs (bottom quartile).

Bandhan Government Securities Fund - Investment Plan

  • Upper mid AUM (₹1,850 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 6.86% (top quartile).
  • 1M return: 0.03% (upper mid).
  • Sharpe: 0.66 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.54% (upper mid).
  • Modified duration: 11.40 yrs (bottom quartile).

Axis Gilt Fund

  • Bottom quartile AUM (₹341 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.04% (lower mid).
  • 1M return: -0.32% (bottom quartile).
  • Sharpe: 0.01 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.25% (bottom quartile).
  • Modified duration: 8.98 yrs (lower mid).

ICICI Prudential Gilt Fund

  • Highest AUM (₹7,950 Cr).
  • Oldest track record among peers (27 yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 4.01% (bottom quartile).
  • 1M return: -0.77% (bottom quartile).
  • Sharpe: 0.00 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.62% (top quartile).
  • Modified duration: 8.90 yrs (upper mid).

UTI Gilt Fund

  • Bottom quartile AUM (₹420 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.20% (upper mid).
  • 1M return: 0.05% (top quartile).
  • Sharpe: 0.26 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.15% (bottom quartile).
  • Modified duration: 3.00 yrs (top quartile).

DSP Government Securities Fund

  • Lower mid AUM (₹1,213 Cr).
  • Established history (27+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.41% (bottom quartile).
  • 1M return: -0.09% (lower mid).
  • Sharpe: -0.13 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.54% (lower mid).
  • Modified duration: 11.24 yrs (bottom quartile).

Top 5 Lump sum Corporate Bond Mutual Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
BNP Paribas Corporate Bond Fund Growth ₹29.507
↑ 0.01 		₹275 5,000 1.43.85.77.58.37.25%2Y 7D2Y 8M 5D
Franklin India Corporate Debt Fund Growth ₹106.841
↑ 0.02 		₹1,333 10,000 1.53.25.77.49.17.48%1Y 7M 17D3Y 2M 16D
ICICI Prudential Corporate Bond Fund Growth ₹31.9896
↑ 0.01 		₹29,688 5,000 1.23.35.77.287.69%3Y 1M 13D5Y 4M 28D
Nippon India Prime Debt Fund Growth ₹63.8673
↑ 0.02 		₹9,051 1,000 1.13.257.27.87.5%2Y 9M 4D3Y 3M 7D
Kotak Corporate Bond Fund Standard Growth ₹4,015.04
↑ 1.56 		₹15,095 5,000 1.134.977.87.55%3Y 1M 6D5Y 5M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBNP Paribas Corporate Bond FundFranklin India Corporate Debt FundICICI Prudential Corporate Bond FundNippon India Prime Debt FundKotak Corporate Bond Fund Standard
Point 1Bottom quartile AUM (₹275 Cr).Bottom quartile AUM (₹1,333 Cr).Highest AUM (₹29,688 Cr).Lower mid AUM (₹9,051 Cr).Upper mid AUM (₹15,095 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (29 yrs).Established history (17+ yrs).Established history (26+ yrs).Established history (19+ yrs).
Point 3Rating: 3★ (bottom quartile).Rating: 2★ (bottom quartile).Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 5.66% (upper mid).1Y return: 5.66% (lower mid).1Y return: 5.67% (top quartile).1Y return: 4.95% (bottom quartile).1Y return: 4.87% (bottom quartile).
Point 61M return: 0.35% (upper mid).1M return: 0.42% (top quartile).1M return: 0.21% (bottom quartile).1M return: 0.30% (lower mid).1M return: 0.26% (bottom quartile).
Point 7Sharpe: 0.21 (upper mid).Sharpe: 0.25 (top quartile).Sharpe: 0.19 (lower mid).Sharpe: -0.12 (bottom quartile).Sharpe: -0.17 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.25% (bottom quartile).Yield to maturity (debt): 7.48% (bottom quartile).Yield to maturity (debt): 7.69% (top quartile).Yield to maturity (debt): 7.50% (lower mid).Yield to maturity (debt): 7.55% (upper mid).
Point 10Modified duration: 2.02 yrs (upper mid).Modified duration: 1.63 yrs (top quartile).Modified duration: 3.12 yrs (bottom quartile).Modified duration: 2.76 yrs (lower mid).Modified duration: 3.10 yrs (bottom quartile).

BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹275 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.66% (upper mid).
  • 1M return: 0.35% (upper mid).
  • Sharpe: 0.21 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.25% (bottom quartile).
  • Modified duration: 2.02 yrs (upper mid).

Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹1,333 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.66% (lower mid).
  • 1M return: 0.42% (top quartile).
  • Sharpe: 0.25 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.48% (bottom quartile).
  • Modified duration: 1.63 yrs (top quartile).

ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹29,688 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 5.67% (top quartile).
  • 1M return: 0.21% (bottom quartile).
  • Sharpe: 0.19 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.69% (top quartile).
  • Modified duration: 3.12 yrs (bottom quartile).

Nippon India Prime Debt Fund

  • Lower mid AUM (₹9,051 Cr).
  • Established history (26+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.95% (bottom quartile).
  • 1M return: 0.30% (lower mid).
  • Sharpe: -0.12 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.50% (lower mid).
  • Modified duration: 2.76 yrs (lower mid).

Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹15,095 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.87% (bottom quartile).
  • 1M return: 0.26% (bottom quartile).
  • Sharpe: -0.17 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.55% (upper mid).
  • Modified duration: 3.10 yrs (bottom quartile).

Top 5 Lump sum Credit Risk Mutual Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DSP Credit Risk Fund Growth ₹55.3034
↑ 0.01 		₹310 1,000 29.110.315.9218.21%2Y 2M 26D2Y 4M 28D
Aditya Birla Sun Life Credit Risk Fund Growth ₹25.4543
↑ 0.00 		₹1,600 1,000 1.94.911.612.113.48.03%1Y 11M 16D2Y 7M 17D
Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04 		₹104 5,000 2.957.511 0%
ICICI Prudential Regular Savings Fund Growth ₹34.9145
↓ 0.00 		₹6,333 10,000 24.57.68.49.58.53%1Y 9M 25D2Y 8M 5D
Invesco India Credit Risk Fund Growth ₹2,085.61
↓ -0.02 		₹167 5,000 1.34.36.78.39.27.5%3Y 7D4Y 2M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Credit Risk FundAditya Birla Sun Life Credit Risk FundFranklin India Credit Risk FundICICI Prudential Regular Savings FundInvesco India Credit Risk Fund
Point 1Lower mid AUM (₹310 Cr).Upper mid AUM (₹1,600 Cr).Bottom quartile AUM (₹104 Cr).Highest AUM (₹6,333 Cr).Bottom quartile AUM (₹167 Cr).
Point 2Oldest track record among peers (23 yrs).Established history (11+ yrs).Established history (14+ yrs).Established history (15+ yrs).Established history (12+ yrs).
Point 3Top rated.Not Rated.Rating: 1★ (lower mid).Rating: 1★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 10.27% (upper mid).1Y return: 11.63% (top quartile).1Y return: 7.45% (bottom quartile).1Y return: 7.62% (lower mid).1Y return: 6.67% (bottom quartile).
Point 61M return: 0.46% (upper mid).1M return: 0.39% (bottom quartile).1M return: 0.91% (top quartile).1M return: 0.43% (lower mid).1M return: 0.19% (bottom quartile).
Point 7Sharpe: 0.80 (lower mid).Sharpe: 1.89 (top quartile).Sharpe: 0.29 (bottom quartile).Sharpe: 1.52 (upper mid).Sharpe: 0.75 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 8.21% (upper mid).Yield to maturity (debt): 8.03% (lower mid).Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 8.53% (top quartile).Yield to maturity (debt): 7.50% (bottom quartile).
Point 10Modified duration: 2.24 yrs (bottom quartile).Modified duration: 1.96 yrs (lower mid).Modified duration: 0.00 yrs (top quartile).Modified duration: 1.82 yrs (upper mid).Modified duration: 3.02 yrs (bottom quartile).

DSP Credit Risk Fund

  • Lower mid AUM (₹310 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 10.27% (upper mid).
  • 1M return: 0.46% (upper mid).
  • Sharpe: 0.80 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.21% (upper mid).
  • Modified duration: 2.24 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

  • Upper mid AUM (₹1,600 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 11.63% (top quartile).
  • 1M return: 0.39% (bottom quartile).
  • Sharpe: 1.89 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.03% (lower mid).
  • Modified duration: 1.96 yrs (lower mid).

Franklin India Credit Risk Fund

  • Bottom quartile AUM (₹104 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.45% (bottom quartile).
  • 1M return: 0.91% (top quartile).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

ICICI Prudential Regular Savings Fund

  • Highest AUM (₹6,333 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.62% (lower mid).
  • 1M return: 0.43% (lower mid).
  • Sharpe: 1.52 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.53% (top quartile).
  • Modified duration: 1.82 yrs (upper mid).

Invesco India Credit Risk Fund

  • Bottom quartile AUM (₹167 Cr).
  • Established history (12+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.67% (bottom quartile).
  • 1M return: 0.19% (bottom quartile).
  • Sharpe: 0.75 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.50% (bottom quartile).
  • Modified duration: 3.02 yrs (bottom quartile).

Below are the top ranked funds from difference categories like. Aggresive, Conservative, Arbitrage, Dynamic Allocation, Multi Asset, Equity Savings and solution oriented Hybrid schemes.

Top 5 Lump sum Balanced Mutual Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹43.69
↑ 0.37 		₹2,051 5,000 4.423.41416.713.7-0.9
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,954 5,000 0.510.527.11614.2
IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 		₹179 5,000 7.89.812.114.47.1
SBI Multi Asset Allocation Fund Growth ₹66.8638
↑ 0.22 		₹20,935 5,000 0.97.69.414.312.418.6
Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 		₹389 5,000 -3.5-0.814.814.311.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSundaram Equity Hybrid FundIDBI Hybrid Equity FundSBI Multi Asset Allocation FundBaroda Pioneer Hybrid Equity Fund
Point 1Upper mid AUM (₹2,051 Cr).Lower mid AUM (₹1,954 Cr).Bottom quartile AUM (₹179 Cr).Highest AUM (₹20,935 Cr).Bottom quartile AUM (₹389 Cr).
Point 2Established history (10+ yrs).Oldest track record among peers (26 yrs).Established history (9+ yrs).Established history (20+ yrs).Established history (23+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Not Rated.Top rated.Rating: 3★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.
Point 55Y return: 13.70% (upper mid).5Y return: 14.20% (top quartile).5Y return: 7.09% (bottom quartile).5Y return: 12.38% (lower mid).5Y return: 11.17% (bottom quartile).
Point 63Y return: 16.71% (top quartile).3Y return: 16.03% (upper mid).3Y return: 14.43% (lower mid).3Y return: 14.28% (bottom quartile).3Y return: 14.26% (bottom quartile).
Point 71Y return: 13.95% (lower mid).1Y return: 27.10% (top quartile).1Y return: 12.06% (bottom quartile).1Y return: 9.38% (bottom quartile).1Y return: 14.82% (upper mid).
Point 81M return: 1.30% (lower mid).1M return: 1.80% (upper mid).1M return: 2.10% (top quartile).1M return: -1.19% (bottom quartile).1M return: -2.79% (bottom quartile).
Point 9Alpha: 0.00 (lower mid).Alpha: 5.81 (upper mid).Alpha: -0.26 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 6.53 (top quartile).
Point 10Sharpe: 0.71 (bottom quartile).Sharpe: 2.64 (top quartile).Sharpe: 1.03 (lower mid).Sharpe: 0.80 (bottom quartile).Sharpe: 2.59 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Upper mid AUM (₹2,051 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (upper mid).
  • 3Y return: 16.71% (top quartile).
  • 1Y return: 13.95% (lower mid).
  • 1M return: 1.30% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.71 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Lower mid AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (top quartile).
  • 3Y return: 16.03% (upper mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (upper mid).
  • Sharpe: 2.64 (top quartile).

IDBI Hybrid Equity Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.09% (bottom quartile).
  • 3Y return: 14.43% (lower mid).
  • 1Y return: 12.06% (bottom quartile).
  • 1M return: 2.10% (top quartile).
  • Alpha: -0.26 (bottom quartile).
  • Sharpe: 1.03 (lower mid).

SBI Multi Asset Allocation Fund

  • Highest AUM (₹20,935 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 12.38% (lower mid).
  • 3Y return: 14.28% (bottom quartile).
  • 1Y return: 9.38% (bottom quartile).
  • 1M return: -1.19% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.80 (bottom quartile).

Baroda Pioneer Hybrid Equity Fund

  • Bottom quartile AUM (₹389 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (bottom quartile).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 14.82% (upper mid).
  • 1M return: -2.79% (bottom quartile).
  • Alpha: 6.53 (top quartile).
  • Sharpe: 2.59 (upper mid).

Top 5 Lump sum Aggressive Hybrid Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹43.69
↑ 0.37 		₹2,051 5,000 4.423.41416.713.7-0.9
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,954 5,000 0.510.527.11614.2
IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 		₹179 5,000 7.89.812.114.47.1
Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 		₹389 5,000 -3.5-0.814.814.311.2
Bandhan Hybrid Equity Fund Growth ₹27.886
↑ 0.15 		₹2,410 5,000 2.613.55.413.210.17.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSundaram Equity Hybrid FundIDBI Hybrid Equity FundBaroda Pioneer Hybrid Equity FundBandhan Hybrid Equity Fund
Point 1Upper mid AUM (₹2,051 Cr).Lower mid AUM (₹1,954 Cr).Bottom quartile AUM (₹179 Cr).Bottom quartile AUM (₹389 Cr).Highest AUM (₹2,410 Cr).
Point 2Established history (10+ yrs).Oldest track record among peers (26 yrs).Established history (9+ yrs).Established history (23+ yrs).Established history (9+ yrs).
Point 3Not Rated.Rating: 2★ (upper mid).Not Rated.Top rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.70% (upper mid).5Y return: 14.20% (top quartile).5Y return: 7.09% (bottom quartile).5Y return: 11.17% (lower mid).5Y return: 10.08% (bottom quartile).
Point 63Y return: 16.71% (top quartile).3Y return: 16.03% (upper mid).3Y return: 14.43% (lower mid).3Y return: 14.26% (bottom quartile).3Y return: 13.21% (bottom quartile).
Point 71Y return: 13.95% (lower mid).1Y return: 27.10% (top quartile).1Y return: 12.06% (bottom quartile).1Y return: 14.82% (upper mid).1Y return: 5.41% (bottom quartile).
Point 81M return: 1.30% (lower mid).1M return: 1.80% (upper mid).1M return: 2.10% (top quartile).1M return: -2.79% (bottom quartile).1M return: -1.47% (bottom quartile).
Point 9Alpha: 0.00 (bottom quartile).Alpha: 5.81 (lower mid).Alpha: -0.26 (bottom quartile).Alpha: 6.53 (top quartile).Alpha: 6.08 (upper mid).
Point 10Sharpe: 0.71 (bottom quartile).Sharpe: 2.64 (top quartile).Sharpe: 1.03 (lower mid).Sharpe: 2.59 (upper mid).Sharpe: 0.40 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Upper mid AUM (₹2,051 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (upper mid).
  • 3Y return: 16.71% (top quartile).
  • 1Y return: 13.95% (lower mid).
  • 1M return: 1.30% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.71 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Lower mid AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (top quartile).
  • 3Y return: 16.03% (upper mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (lower mid).
  • Sharpe: 2.64 (top quartile).

IDBI Hybrid Equity Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.09% (bottom quartile).
  • 3Y return: 14.43% (lower mid).
  • 1Y return: 12.06% (bottom quartile).
  • 1M return: 2.10% (top quartile).
  • Alpha: -0.26 (bottom quartile).
  • Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

  • Bottom quartile AUM (₹389 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (lower mid).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 14.82% (upper mid).
  • 1M return: -2.79% (bottom quartile).
  • Alpha: 6.53 (top quartile).
  • Sharpe: 2.59 (upper mid).

Bandhan Hybrid Equity Fund

  • Highest AUM (₹2,410 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.08% (bottom quartile).
  • 3Y return: 13.21% (bottom quartile).
  • 1Y return: 5.41% (bottom quartile).
  • 1M return: -1.47% (bottom quartile).
  • Alpha: 6.08 (upper mid).
  • Sharpe: 0.40 (bottom quartile).

Top 5 Lump sum Conservative Hybrid Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹43.69
↑ 0.37 		₹2,051 5,000 4.423.41416.713.7-0.9
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,954 5,000 0.510.527.11614.2
IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 		₹179 5,000 7.89.812.114.47.1
SBI Multi Asset Allocation Fund Growth ₹66.8638
↑ 0.22 		₹20,935 5,000 0.97.69.414.312.418.6
Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 		₹389 5,000 -3.5-0.814.814.311.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSundaram Equity Hybrid FundIDBI Hybrid Equity FundSBI Multi Asset Allocation FundBaroda Pioneer Hybrid Equity Fund
Point 1Upper mid AUM (₹2,051 Cr).Lower mid AUM (₹1,954 Cr).Bottom quartile AUM (₹179 Cr).Highest AUM (₹20,935 Cr).Bottom quartile AUM (₹389 Cr).
Point 2Established history (10+ yrs).Oldest track record among peers (26 yrs).Established history (9+ yrs).Established history (20+ yrs).Established history (23+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Not Rated.Top rated.Rating: 3★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.
Point 55Y return: 13.70% (upper mid).5Y return: 14.20% (top quartile).5Y return: 7.09% (bottom quartile).5Y return: 12.38% (lower mid).5Y return: 11.17% (bottom quartile).
Point 63Y return: 16.71% (top quartile).3Y return: 16.03% (upper mid).3Y return: 14.43% (lower mid).3Y return: 14.28% (bottom quartile).3Y return: 14.26% (bottom quartile).
Point 71Y return: 13.95% (lower mid).1Y return: 27.10% (top quartile).1Y return: 12.06% (bottom quartile).1Y return: 9.38% (bottom quartile).1Y return: 14.82% (upper mid).
Point 81M return: 1.30% (lower mid).1M return: 1.80% (upper mid).1M return: 2.10% (top quartile).1M return: -1.19% (bottom quartile).1M return: -2.79% (bottom quartile).
Point 9Alpha: 0.00 (lower mid).Alpha: 5.81 (upper mid).Alpha: -0.26 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 6.53 (top quartile).
Point 10Sharpe: 0.71 (bottom quartile).Sharpe: 2.64 (top quartile).Sharpe: 1.03 (lower mid).Sharpe: 0.80 (bottom quartile).Sharpe: 2.59 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Upper mid AUM (₹2,051 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (upper mid).
  • 3Y return: 16.71% (top quartile).
  • 1Y return: 13.95% (lower mid).
  • 1M return: 1.30% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.71 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Lower mid AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (top quartile).
  • 3Y return: 16.03% (upper mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (upper mid).
  • Sharpe: 2.64 (top quartile).

IDBI Hybrid Equity Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.09% (bottom quartile).
  • 3Y return: 14.43% (lower mid).
  • 1Y return: 12.06% (bottom quartile).
  • 1M return: 2.10% (top quartile).
  • Alpha: -0.26 (bottom quartile).
  • Sharpe: 1.03 (lower mid).

SBI Multi Asset Allocation Fund

  • Highest AUM (₹20,935 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 12.38% (lower mid).
  • 3Y return: 14.28% (bottom quartile).
  • 1Y return: 9.38% (bottom quartile).
  • 1M return: -1.19% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.80 (bottom quartile).

Baroda Pioneer Hybrid Equity Fund

  • Bottom quartile AUM (₹389 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (bottom quartile).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 14.82% (upper mid).
  • 1M return: -2.79% (bottom quartile).
  • Alpha: 6.53 (top quartile).
  • Sharpe: 2.59 (upper mid).

Top 5 Lump sum Arbitrage Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Invesco India Arbitrage Fund Growth ₹34.2906
↑ 0.05 		₹30,618 5,000 1.536.36.86.46.5
Kotak Equity Arbitrage Fund Growth ₹40.2604
↑ 0.06 		₹75,712 5,000 1.536.36.96.36.4
ICICI Prudential Equity Arbitrage Fund Growth ₹36.8511
↑ 0.05 		₹34,850 5,000 1.536.26.86.26.5
HDFC Arbitrage Fund Growth ₹32.903
↑ 0.05 		₹25,509 100,000 1.536.26.86.16.3
UTI Arbitrage Fund Growth ₹37.6438
↑ 0.05 		₹11,132 5,000 1.52.96.26.86.26.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryInvesco India Arbitrage FundKotak Equity Arbitrage FundICICI Prudential Equity Arbitrage FundHDFC Arbitrage FundUTI Arbitrage Fund
Point 1Lower mid AUM (₹30,618 Cr).Highest AUM (₹75,712 Cr).Upper mid AUM (₹34,850 Cr).Bottom quartile AUM (₹25,509 Cr).Bottom quartile AUM (₹11,132 Cr).
Point 2Established history (19+ yrs).Oldest track record among peers (21 yrs).Established history (19+ yrs).Established history (18+ yrs).Established history (20+ yrs).
Point 3Rating: 3★ (lower mid).Top rated.Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 55Y return: 6.36% (top quartile).5Y return: 6.33% (upper mid).5Y return: 6.16% (lower mid).5Y return: 6.12% (bottom quartile).5Y return: 6.15% (bottom quartile).
Point 63Y return: 6.80% (lower mid).3Y return: 6.89% (top quartile).3Y return: 6.77% (bottom quartile).3Y return: 6.77% (bottom quartile).3Y return: 6.84% (upper mid).
Point 71Y return: 6.29% (top quartile).1Y return: 6.28% (upper mid).1Y return: 6.25% (lower mid).1Y return: 6.24% (bottom quartile).1Y return: 6.23% (bottom quartile).
Point 81M return: 0.45% (top quartile).1M return: 0.45% (upper mid).1M return: 0.42% (bottom quartile).1M return: 0.43% (bottom quartile).1M return: 0.44% (lower mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.80 (top quartile).Sharpe: 0.69 (upper mid).Sharpe: 0.43 (bottom quartile).Sharpe: 0.65 (lower mid).Sharpe: 0.60 (bottom quartile).

Invesco India Arbitrage Fund

  • Lower mid AUM (₹30,618 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 5Y return: 6.36% (top quartile).
  • 3Y return: 6.80% (lower mid).
  • 1Y return: 6.29% (top quartile).
  • 1M return: 0.45% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.80 (top quartile).

Kotak Equity Arbitrage Fund

  • Highest AUM (₹75,712 Cr).
  • Oldest track record among peers (21 yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.33% (upper mid).
  • 3Y return: 6.89% (top quartile).
  • 1Y return: 6.28% (upper mid).
  • 1M return: 0.45% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.69 (upper mid).

ICICI Prudential Equity Arbitrage Fund

  • Upper mid AUM (₹34,850 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 6.16% (lower mid).
  • 3Y return: 6.77% (bottom quartile).
  • 1Y return: 6.25% (lower mid).
  • 1M return: 0.42% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.43 (bottom quartile).

HDFC Arbitrage Fund

  • Bottom quartile AUM (₹25,509 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.12% (bottom quartile).
  • 3Y return: 6.77% (bottom quartile).
  • 1Y return: 6.24% (bottom quartile).
  • 1M return: 0.43% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.65 (lower mid).

UTI Arbitrage Fund

  • Bottom quartile AUM (₹11,132 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.15% (bottom quartile).
  • 3Y return: 6.84% (upper mid).
  • 1Y return: 6.23% (bottom quartile).
  • 1M return: 0.44% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.60 (bottom quartile).

Top 5 Lump sum Dynamic Allocation Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin India Multi - Asset Solution Fund Growth ₹22.4722
↑ 0.02 		₹143 5,000 1.535.912.110.114.1
Aditya Birla Sun Life Balanced Advantage Fund Growth ₹113.03
↑ 0.49 		₹10,125 1,000 2.410.45.510.88.910.1
ICICI Prudential Balanced Advantage Fund Growth ₹78.32
↑ 0.28 		₹75,399 5,000 1.98.83.710.810.112.2
Axis Dynamic Equity Fund Growth ₹21.32
↑ 0.09 		₹3,859 5,000 0.55.81.310.687
Edelweiss Balanced Advantage Fund Growth ₹52.92
↑ 0.22 		₹13,445 1,000 1.88.73.59.77.97
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Multi - Asset Solution FundAditya Birla Sun Life Balanced Advantage FundICICI Prudential Balanced Advantage FundAxis Dynamic Equity FundEdelweiss Balanced Advantage Fund
Point 1Bottom quartile AUM (₹143 Cr).Lower mid AUM (₹10,125 Cr).Highest AUM (₹75,399 Cr).Bottom quartile AUM (₹3,859 Cr).Upper mid AUM (₹13,445 Cr).
Point 2Established history (11+ yrs).Oldest track record among peers (26 yrs).Established history (19+ yrs).Established history (9+ yrs).Established history (17+ yrs).
Point 3Not Rated.Top rated.Rating: 3★ (upper mid).Not Rated.Rating: 2★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 10.09% (top quartile).5Y return: 8.93% (lower mid).5Y return: 10.07% (upper mid).5Y return: 8.04% (bottom quartile).5Y return: 7.93% (bottom quartile).
Point 63Y return: 12.07% (top quartile).3Y return: 10.84% (upper mid).3Y return: 10.75% (lower mid).3Y return: 10.57% (bottom quartile).3Y return: 9.65% (bottom quartile).
Point 71Y return: 5.86% (top quartile).1Y return: 5.48% (upper mid).1Y return: 3.72% (lower mid).1Y return: 1.33% (bottom quartile).1Y return: 3.52% (bottom quartile).
Point 81M return: 0.33% (top quartile).1M return: -1.49% (lower mid).1M return: -2.08% (bottom quartile).1M return: -1.75% (bottom quartile).1M return: -1.49% (upper mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.56 (top quartile).Sharpe: 0.35 (upper mid).Sharpe: 0.27 (bottom quartile).Sharpe: -0.14 (bottom quartile).Sharpe: 0.28 (lower mid).

Franklin India Multi - Asset Solution Fund

  • Bottom quartile AUM (₹143 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.09% (top quartile).
  • 3Y return: 12.07% (top quartile).
  • 1Y return: 5.86% (top quartile).
  • 1M return: 0.33% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.56 (top quartile).

Aditya Birla Sun Life Balanced Advantage Fund

  • Lower mid AUM (₹10,125 Cr).
  • Oldest track record among peers (26 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.93% (lower mid).
  • 3Y return: 10.84% (upper mid).
  • 1Y return: 5.48% (upper mid).
  • 1M return: -1.49% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.35 (upper mid).

ICICI Prudential Balanced Advantage Fund

  • Highest AUM (₹75,399 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.07% (upper mid).
  • 3Y return: 10.75% (lower mid).
  • 1Y return: 3.72% (lower mid).
  • 1M return: -2.08% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.27 (bottom quartile).

Axis Dynamic Equity Fund

  • Bottom quartile AUM (₹3,859 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.04% (bottom quartile).
  • 3Y return: 10.57% (bottom quartile).
  • 1Y return: 1.33% (bottom quartile).
  • 1M return: -1.75% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.14 (bottom quartile).

Edelweiss Balanced Advantage Fund

  • Upper mid AUM (₹13,445 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.93% (bottom quartile).
  • 3Y return: 9.65% (bottom quartile).
  • 1Y return: 3.52% (bottom quartile).
  • 1M return: -1.49% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.28 (lower mid).

Top 5 Lump sum Multi Asset Allocation Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI Multi Asset Allocation Fund Growth ₹66.8638
↑ 0.22 		₹20,935 5,000 0.97.69.414.312.418.6
UTI Multi Asset Fund Growth ₹77.9443
↑ 0.20 		₹7,063 5,000 0.38.42.914.111.911.1
ICICI Prudential Multi-Asset Fund Growth ₹802.154
↓ -1.21 		₹87,833 5,000 -0.63.72.813.51518.6
Axis Triple Advantage Fund Growth ₹45.1087
↑ 0.10 		₹2,611 5,000 2.7107.813.27.815.3
Edelweiss Multi Asset Allocation Fund Growth ₹64.73
↑ 0.31 		₹3,998 5,000 1100.911.711.26
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI Multi Asset Allocation FundUTI Multi Asset FundICICI Prudential Multi-Asset FundAxis Triple Advantage FundEdelweiss Multi Asset Allocation Fund
Point 1Upper mid AUM (₹20,935 Cr).Lower mid AUM (₹7,063 Cr).Highest AUM (₹87,833 Cr).Bottom quartile AUM (₹2,611 Cr).Bottom quartile AUM (₹3,998 Cr).
Point 2Established history (20+ yrs).Established history (17+ yrs).Oldest track record among peers (23 yrs).Established history (16+ yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 1★ (bottom quartile).Rating: 2★ (upper mid).Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.38% (upper mid).5Y return: 11.95% (lower mid).5Y return: 15.02% (top quartile).5Y return: 7.75% (bottom quartile).5Y return: 11.22% (bottom quartile).
Point 63Y return: 14.28% (top quartile).3Y return: 14.14% (upper mid).3Y return: 13.54% (lower mid).3Y return: 13.20% (bottom quartile).3Y return: 11.69% (bottom quartile).
Point 71Y return: 9.38% (top quartile).1Y return: 2.89% (lower mid).1Y return: 2.83% (bottom quartile).1Y return: 7.85% (upper mid).1Y return: 0.87% (bottom quartile).
Point 81M return: -1.19% (top quartile).1M return: -3.01% (bottom quartile).1M return: -2.69% (bottom quartile).1M return: -2.22% (lower mid).1M return: -1.70% (upper mid).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 1.21 (top quartile).
Point 10Sharpe: 0.80 (top quartile).Sharpe: 0.30 (lower mid).Sharpe: 0.28 (bottom quartile).Sharpe: 0.71 (upper mid).Sharpe: 0.05 (bottom quartile).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹20,935 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 12.38% (upper mid).
  • 3Y return: 14.28% (top quartile).
  • 1Y return: 9.38% (top quartile).
  • 1M return: -1.19% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.80 (top quartile).

UTI Multi Asset Fund

  • Lower mid AUM (₹7,063 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.95% (lower mid).
  • 3Y return: 14.14% (upper mid).
  • 1Y return: 2.89% (lower mid).
  • 1M return: -3.01% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.30 (lower mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹87,833 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.02% (top quartile).
  • 3Y return: 13.54% (lower mid).
  • 1Y return: 2.83% (bottom quartile).
  • 1M return: -2.69% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.28 (bottom quartile).

Axis Triple Advantage Fund

  • Bottom quartile AUM (₹2,611 Cr).
  • Established history (16+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.75% (bottom quartile).
  • 3Y return: 13.20% (bottom quartile).
  • 1Y return: 7.85% (upper mid).
  • 1M return: -2.22% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.71 (upper mid).

Edelweiss Multi Asset Allocation Fund

  • Bottom quartile AUM (₹3,998 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.22% (bottom quartile).
  • 3Y return: 11.69% (bottom quartile).
  • 1Y return: 0.87% (bottom quartile).
  • 1M return: -1.70% (upper mid).
  • Alpha: 1.21 (top quartile).
  • Sharpe: 0.05 (bottom quartile).

Top 5 Lump sum Equity Savings Funds

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Edelweiss Equity Savings Fund Growth ₹27.4634
↑ 0.08 		₹1,660 5,000 2.78.47.210.48.48
Tata Equity Savings Fund Growth ₹56.3583
↑ 0.03 		₹285 5,000 -0.11.86.99.88
Kotak Equity Savings Fund Growth ₹27.6114
↑ 0.09 		₹10,684 5,000 1.86.33.39.197.9
Axis Equity Saver Fund Growth ₹23.17
↑ 0.06 		₹889 5,000 1.86.33.78.36.45.4
DSP Equity Savings Fund Growth ₹22.224
↑ 0.04 		₹3,464 1,000 -0.12.41.47.66.46.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryEdelweiss Equity Savings FundTata Equity Savings FundKotak Equity Savings FundAxis Equity Saver FundDSP Equity Savings Fund
Point 1Lower mid AUM (₹1,660 Cr).Bottom quartile AUM (₹285 Cr).Highest AUM (₹10,684 Cr).Bottom quartile AUM (₹889 Cr).Upper mid AUM (₹3,464 Cr).
Point 2Established history (11+ yrs).Oldest track record among peers (29 yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (10+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 8.38% (upper mid).5Y return: 8.02% (lower mid).5Y return: 8.96% (top quartile).5Y return: 6.36% (bottom quartile).5Y return: 6.44% (bottom quartile).
Point 63Y return: 10.40% (top quartile).3Y return: 9.85% (upper mid).3Y return: 9.14% (lower mid).3Y return: 8.30% (bottom quartile).3Y return: 7.63% (bottom quartile).
Point 71Y return: 7.21% (top quartile).1Y return: 6.88% (upper mid).1Y return: 3.31% (bottom quartile).1Y return: 3.72% (lower mid).1Y return: 1.40% (bottom quartile).
Point 81M return: 0.11% (upper mid).1M return: 0.34% (top quartile).1M return: -0.35% (lower mid).1M return: -0.77% (bottom quartile).1M return: -0.55% (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.49 (top quartile).Sharpe: 0.00 (lower mid).Sharpe: 0.04 (upper mid).Sharpe: -0.03 (bottom quartile).Sharpe: -0.85 (bottom quartile).

Edelweiss Equity Savings Fund

  • Lower mid AUM (₹1,660 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.38% (upper mid).
  • 3Y return: 10.40% (top quartile).
  • 1Y return: 7.21% (top quartile).
  • 1M return: 0.11% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.49 (top quartile).

Tata Equity Savings Fund

  • Bottom quartile AUM (₹285 Cr).
  • Oldest track record among peers (29 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.02% (lower mid).
  • 3Y return: 9.85% (upper mid).
  • 1Y return: 6.88% (upper mid).
  • 1M return: 0.34% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.00 (lower mid).

Kotak Equity Savings Fund

  • Highest AUM (₹10,684 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.96% (top quartile).
  • 3Y return: 9.14% (lower mid).
  • 1Y return: 3.31% (bottom quartile).
  • 1M return: -0.35% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.04 (upper mid).

Axis Equity Saver Fund

  • Bottom quartile AUM (₹889 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 6.36% (bottom quartile).
  • 3Y return: 8.30% (bottom quartile).
  • 1Y return: 3.72% (lower mid).
  • 1M return: -0.77% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.03 (bottom quartile).

DSP Equity Savings Fund

  • Upper mid AUM (₹3,464 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 6.44% (bottom quartile).
  • 3Y return: 7.63% (bottom quartile).
  • 1Y return: 1.40% (bottom quartile).
  • 1M return: -0.55% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.85 (bottom quartile).

Top 5 Lump sum Solution Oriented Schemes

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Child Care Plan (Gift) Growth ₹325.44
↑ 1.69 		₹1,436 5,000 -1.210.5-2.112.310.88.3
HDFC Retirement Savings Fund - Equity Plan Growth ₹47.895
↑ 0.24 		₹6,998 5,000 -16.2-6.18.410.65.2
SBI Magnum Children's Benefit Plan Growth ₹121.06
↑ 0.35 		₹149 5,000 3.8119.911.510.43.2
Tata Retirement Savings Fund - Progressive Growth ₹68.7579
↑ 0.49 		₹2,255 5,000 2.420.65.612.38.9-1.2
Tata Retirement Savings Fund-Moderate Growth ₹67.826
↑ 0.41 		₹2,251 5,000 2.317.95.211.58.91
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Child Care Plan (Gift)HDFC Retirement Savings Fund - Equity Plan SBI Magnum Children's Benefit PlanTata Retirement Savings Fund - ProgressiveTata Retirement Savings Fund-Moderate
Point 1Bottom quartile AUM (₹1,436 Cr).Highest AUM (₹6,998 Cr).Bottom quartile AUM (₹149 Cr).Upper mid AUM (₹2,255 Cr).Lower mid AUM (₹2,251 Cr).
Point 2Oldest track record among peers (25 yrs).Established history (10+ yrs).Established history (24+ yrs).Established history (14+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (bottom quartile).Not Rated.Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 10.79% (top quartile).5Y return: 10.58% (upper mid).5Y return: 10.43% (lower mid).5Y return: 8.93% (bottom quartile).5Y return: 8.92% (bottom quartile).
Point 63Y return: 12.34% (top quartile).3Y return: 8.42% (bottom quartile).3Y return: 11.51% (bottom quartile).3Y return: 12.31% (upper mid).3Y return: 11.52% (lower mid).
Point 71Y return: -2.05% (bottom quartile).1Y return: -6.13% (bottom quartile).1Y return: 9.90% (top quartile).1Y return: 5.60% (upper mid).1Y return: 5.21% (lower mid).
Point 81M return: -1.43% (upper mid).1M return: -2.58% (bottom quartile).1M return: 1.20% (top quartile).1M return: -2.08% (bottom quartile).1M return: -1.87% (lower mid).
Point 9Alpha: 0.00 (upper mid).Alpha: -6.38 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 5.12 (top quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.13 (bottom quartile).Sharpe: -0.35 (bottom quartile).Sharpe: 0.73 (top quartile).Sharpe: 0.34 (upper mid).Sharpe: 0.33 (lower mid).

ICICI Prudential Child Care Plan (Gift)

  • Bottom quartile AUM (₹1,436 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 10.79% (top quartile).
  • 3Y return: 12.34% (top quartile).
  • 1Y return: -2.05% (bottom quartile).
  • 1M return: -1.43% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.13 (bottom quartile).

HDFC Retirement Savings Fund - Equity Plan

  • Highest AUM (₹6,998 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.58% (upper mid).
  • 3Y return: 8.42% (bottom quartile).
  • 1Y return: -6.13% (bottom quartile).
  • 1M return: -2.58% (bottom quartile).
  • Alpha: -6.38 (bottom quartile).
  • Sharpe: -0.35 (bottom quartile).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹149 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.43% (lower mid).
  • 3Y return: 11.51% (bottom quartile).
  • 1Y return: 9.90% (top quartile).
  • 1M return: 1.20% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.73 (top quartile).

Tata Retirement Savings Fund - Progressive

  • Upper mid AUM (₹2,255 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 8.93% (bottom quartile).
  • 3Y return: 12.31% (upper mid).
  • 1Y return: 5.60% (upper mid).
  • 1M return: -2.08% (bottom quartile).
  • Alpha: 5.12 (top quartile).
  • Sharpe: 0.34 (upper mid).

Tata Retirement Savings Fund-Moderate

  • Lower mid AUM (₹2,251 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 8.92% (bottom quartile).
  • 3Y return: 11.52% (lower mid).
  • 1Y return: 5.21% (lower mid).
  • 1M return: -1.87% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.33 (lower mid).

Best Lump sum Mutual Fund on 1 Month Performance

1. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

  • Upper mid AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating ☆☆☆
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Aditya Birla Sun Life International Equity Fund - Plan B

An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets.

Research Highlights for Aditya Birla Sun Life International Equity Fund - Plan B

  • Bottom quartile AUM (₹93 Cr).
  • Established history (18+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: High.
  • 5Y return: 8.98% (bottom quartile).
  • 3Y return: 18.95% (lower mid).
  • 1Y return: 13.75% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.85 (lower mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for Aditya Birla Sun Life International Equity Fund - Plan B

Aditya Birla Sun Life International Equity Fund - Plan B
Growth
Launch Date 31 Oct 07
NAV (28 Jul 23) ₹28.8036 ↑ 0.07   (0.23 %)
Net Assets (Cr) ₹93 on 30 Jun 23
Category Equity - Global
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆
Risk High
Expense Ratio 2.6
Sharpe Ratio 0.85
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Aditya Birla Sun Life International Equity Fund - Plan B SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Aditya Birla Sun Life International Equity Fund - Plan B

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

DurationReturns
1 Month 4.2%
3 Month 10.3%
6 Month 10%
1 Year 13.8%
3 Year 18.9%
5 Year 9%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Fund Manager information for Aditya Birla Sun Life International Equity Fund - Plan B
NameSinceTenure

Data below for Aditya Birla Sun Life International Equity Fund - Plan B as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. Bandhan Focused Equity Fund

The investment objective of the scheme is to seek to generate capital appreciation and/or provide income distribution from a portfolio of predominantly equity and equity related instruments. There is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Focused Equity Fund

  • Highest AUM (₹2,086 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.38% (lower mid).
  • 3Y return: 15.45% (bottom quartile).
  • 1Y return: 5.50% (bottom quartile).
  • Alpha: 0.50 (upper mid).
  • Sharpe: 0.06 (bottom quartile).
  • Information ratio: 0.30 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding LT Foods Ltd (~8.3%).

Below is the key information for Bandhan Focused Equity Fund

Bandhan Focused Equity Fund
Growth
Launch Date 16 Mar 06
NAV (23 Sep 26) ₹92.547 ↑ 1.02   (1.12 %)
Net Assets (Cr) ₹2,086 on 31 Jul 26
Category Equity - Multi Cap
AMC IDFC Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 2.07
Sharpe Ratio 0.06
Information Ratio 0.3
Alpha Ratio 0.5
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,309
31 Aug 23₹11,429
31 Aug 24₹16,363
31 Aug 25₹16,196
31 Aug 26₹17,019

Bandhan Focused Equity Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Bandhan Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

DurationReturns
1 Month 4%
3 Month 6%
6 Month 18.9%
1 Year 5.5%
3 Year 15.5%
5 Year 11.4%
10 Year
15 Year
Since launch 11.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -1.6%
2024 30.3%
2023 31.3%
2022 -5%
2021 24.6%
2020 14.9%
2019 8.9%
2018 -12.7%
2017 54.4%
2016 1.8%
Fund Manager information for Bandhan Focused Equity Fund
NameSinceTenure
Manish Gunwani2 Dec 241.66 Yr.
Kirthi Jain2 Dec 241.66 Yr.
Ritika Behera7 Oct 232.82 Yr.
Gaurav Satra7 Jun 242.15 Yr.
Rahul Agarwal2 Dec 241.66 Yr.

Data below for Bandhan Focused Equity Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services34.52%
Consumer Defensive13.92%
Health Care13.66%
Consumer Cyclical9.38%
Real Estate9.16%
Technology4.04%
Basic Materials3.79%
Energy3.2%
Industrials2.52%
Utility2.07%
Asset Allocation
Asset ClassValue
Cash3.74%
Equity96.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LT Foods Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | 532783		8%₹174 Cr4,240,666
↑ 30,000
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jan 25 | PRESTIGE		7%₹139 Cr860,527
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | HDFCBANK		7%₹137 Cr1,835,867
↑ 201,398
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 May 25 | CHOLAHLDNG		6%₹125 Cr816,857
↑ 90,000
Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 25 | 532810		6%₹116 Cr2,740,691
Jubilant Pharmova Ltd (Healthcare)
Equity, Since 31 Jul 25 | JUBLPHARMA		5%₹112 Cr1,195,471
↑ 60,370
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK		5%₹102 Cr710,586
Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Dec 24 | 532296		5%₹102 Cr454,375
Tilaknagar Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 25 | TI		4%₹78 Cr1,671,932
↑ 9,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 25 | SBIN		4%₹75 Cr734,656
↓ -202,438

4. IDBI Nifty Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Index Fund

  • Lower mid AUM (₹208 Cr).
  • Established history (16+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.74% (upper mid).
  • 3Y return: 20.28% (upper mid).
  • 1Y return: 16.16% (upper mid).
  • 1M return: 3.68% (bottom quartile).
  • Alpha: -1.03 (bottom quartile).
  • Sharpe: 1.04 (upper mid).
  • Information ratio: -3.93 (bottom quartile).

Below is the key information for IDBI Nifty Index Fund

IDBI Nifty Index Fund
Growth
Launch Date 25 Jun 10
NAV (28 Jul 23) ₹36.2111 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹208 on 30 Jun 23
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating ☆
Risk Moderately High
Expense Ratio 0.9
Sharpe Ratio 1.04
Information Ratio -3.93
Alpha Ratio -1.03
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

IDBI Nifty Index Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for IDBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

DurationReturns
1 Month 3.7%
3 Month 9.1%
6 Month 11.9%
1 Year 16.2%
3 Year 20.3%
5 Year 11.7%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Fund Manager information for IDBI Nifty Index Fund
NameSinceTenure

Data below for IDBI Nifty Index Fund as on 30 Jun 23

Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

Case Study: Lump Sum vs SIP

Imagine you received a ₹5,00,000 bonus in January 2020:

  • Lump Sum in Nifty 50 Index Fund (5 years) - Grew to ~₹11,20,000 (CAGR ~17%).
  • SIP of ₹10,000/month for 5 years - Grew to ~₹9,10,000 (CAGR ~12%).

Clearly, lump sum generated higher wealth since markets were in a growth cycle. But SIP reduces risk in volatile times. This highlights why timing and risk profile matter.

How to Invest in Best Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Tips to Invest Lump Sum in 2025

  • Stagger via STP (Systematic Transfer Plan): If markets are high, park in liquid funds and transfer monthly.
  • Match with Goals: Use equity for long-term goals (7–10 years), debt for short-term (1–3 years).
  • Check Market Valuation: Enter lump sum during dips for best results.
  • Diversify: Don’t put all money in one fund—spread across categories.
  • Review Yearly: Rebalance based on performance and goals.

FAQs on Lump Sum Mutual Funds

Q1. Is lump sum better than SIP?

A: Lump sum works well if you have a long-term horizon and invest during market corrections. SIP is safer for average investors.

Q2. What is the minimum amount for lump sum investment?

A: Most mutual funds in India allow lump sum starting from ₹5,000.

Q3. Can I invest lump sum in debt funds for short term?

A: Yes, corporate bond and short-term funds are suitable for 1–3 years.

Q4. Which category is best for lump sum?

A: Equity Funds (flexi-cap, large-cap, mid-cap) are best for 7–10 years; debt funds for short horizons.

Q5. Should I wait for a market crash before investing lump sum

A: Timing the market is difficult. Instead, use STP strategy if valuations look expensive.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.

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Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

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