5 Best Performing Lump sum Investments 2026 - 2027

Updated on June 18, 2026 , 156399 views

Most of us have faced this situation — money sitting idle in a Savings Account or a Fixed Deposit that has just matured. The question is, what should you do with it? Should you invest it all at once in a mutual fund, or break it down into smaller SIPs? While SIPs spread investments over time, lump sum Investing gives your money the chance to start compounding immediately. Each approach has its pros and cons, but choosing wisely can make a big difference to your wealth.

In this article, we’ll look at a 2025-ready analysis of the best performing lump sum Mutual Funds in India, their returns, suitability, and smart strategies to maximise your investment.

What is Lump Sum Investment in Mutual Funds?

A lump sum investment means investing a one-time large amount into a mutual fund scheme, instead of monthly contributions like SIPs.

Example: If you invest ₹5,00,000 today in an equity mutual fund, that’s a lump sum investment. In contrast, SIP would break it into smaller monthly amounts (e.g., ₹10,000/month).

Key Difference (Lump Sum vs SIP):

Lump Sum: Best when markets are undervalued or you have idle capital to deploy immediately.
SIP: Best when markets are volatile, as it averages out your cost.

Why Choose Lump Sum Investments?

Lump sum investing is suitable for:

Windfall gains (bonus, inheritance, sale of property).
Long-term investors (7+ years horizon in equity).
Falling market opportunities (investing when markets dip significantly).

Advantages:

Immediate exposure to compounding.
Better returns in strong bull markets.
Ideal for investors with higher risk appetite.

Risks:

Higher short-term Volatility.
Poor timing may affect returns.
Requires patience and long-term outlook.

Best Performing Lump Sum Mutual Funds in India 2026

Below are the top ranked funds from equity category like large-, mid-, small-, multi-cap funds, ELSS and sectoral funds.

Fund Selection Methodology used to find 9 funds

AUM Range: 15 to 10000 Cr
Keyword: “mutualfunds”
No Of Funds: 5

Top 5 Lump sum Large Cap Equity Mutual Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	5,000	9.2	12.5	15.4	21.9	12.6
Invesco India Largecap Fund Growth	₹70.47 ↓ -0.10	₹1,749	5,000	12	-0.7	3.3	14.2	12.9	5.5
Nippon India Large Cap Fund Growth	₹89.6751 ↓ -0.19	₹51,660	5,000	6.4	-4.2	0.7	14.1	15.4	9.2
ICICI Prudential Bluechip Fund Growth	₹107.94 ↓ -0.48	₹76,297	5,000	5.2	-6	-0.8	13.9	13.5	11.3
DSP TOP 100 Equity Growth	₹456.471 ↓ -2.66	₹7,175	1,000	4.6	-5.8	-2.9	13.3	10.9	8.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Invesco India Largecap Fund	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	DSP TOP 100 Equity
Point 1	Bottom quartile AUM (₹655 Cr).	Bottom quartile AUM (₹1,749 Cr).	Upper mid AUM (₹51,660 Cr).	Highest AUM (₹76,297 Cr).	Lower mid AUM (₹7,175 Cr).
Point 2	Established history (14+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Oldest track record among peers (23 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (bottom quartile).	5Y return: 12.87% (lower mid).	5Y return: 15.41% (top quartile).	5Y return: 13.47% (upper mid).	5Y return: 10.87% (bottom quartile).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 14.19% (upper mid).	3Y return: 14.06% (lower mid).	3Y return: 13.92% (bottom quartile).	3Y return: 13.35% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: 3.28% (upper mid).	1Y return: 0.66% (lower mid).	1Y return: -0.82% (bottom quartile).	1Y return: -2.90% (bottom quartile).
Point 8	Alpha: 2.11 (top quartile).	Alpha: 1.94 (upper mid).	Alpha: 0.46 (lower mid).	Alpha: -1.97 (bottom quartile).	Alpha: -4.25 (bottom quartile).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: -0.24 (upper mid).	Sharpe: -0.35 (lower mid).	Sharpe: -0.48 (bottom quartile).	Sharpe: -0.67 (bottom quartile).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 0.75 (lower mid).	Information ratio: 1.03 (top quartile).	Information ratio: 0.90 (upper mid).	Information ratio: 0.56 (bottom quartile).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (14+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (top quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,749 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.87% (lower mid).
3Y return: 14.19% (upper mid).
1Y return: 3.28% (upper mid).
Alpha: 1.94 (upper mid).
Sharpe: -0.24 (upper mid).
Information ratio: 0.75 (lower mid).

Nippon India Large Cap Fund

Upper mid AUM (₹51,660 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.41% (top quartile).
3Y return: 14.06% (lower mid).
1Y return: 0.66% (lower mid).
Alpha: 0.46 (lower mid).
Sharpe: -0.35 (lower mid).
Information ratio: 1.03 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹76,297 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.47% (upper mid).
3Y return: 13.92% (bottom quartile).
1Y return: -0.82% (bottom quartile).
Alpha: -1.97 (bottom quartile).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.90 (upper mid).

DSP TOP 100 Equity

Lower mid AUM (₹7,175 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.87% (bottom quartile).
3Y return: 13.35% (bottom quartile).
1Y return: -2.90% (bottom quartile).
Alpha: -4.25 (bottom quartile).
Sharpe: -0.67 (bottom quartile).
Information ratio: 0.56 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

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Top 5 Lump sum Mid Cap Equity Mutual Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Motilal Oswal Midcap 30 Fund Growth	₹94.4831 ↑ 0.16	₹36,458	5,000	13.3	-6	-5.1	18	22.1	-12.1
Invesco India Mid Cap Fund Growth	₹193.32 ↑ 1.09	₹12,397	5,000	18.5	4.9	12.3	24.7	20.9	6.3
Edelweiss Mid Cap Fund Growth	₹107.256 ↑ 0.32	₹16,849	5,000	13	3.3	8.2	22.4	19.6	3.8
ICICI Prudential MidCap Fund Growth	₹343.92 ↑ 1.23	₹7,789	5,000	15.5	10.7	18	24.7	19.3	11.1
Sundaram Mid Cap Fund Growth	₹1,477.45 ↑ 5.28	₹13,687	5,000	13.4	3.4	10.5	22.2	19	4.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	Invesco India Mid Cap Fund	Edelweiss Mid Cap Fund	ICICI Prudential MidCap Fund	Sundaram Mid Cap Fund
Point 1	Highest AUM (₹36,458 Cr).	Bottom quartile AUM (₹12,397 Cr).	Upper mid AUM (₹16,849 Cr).	Bottom quartile AUM (₹7,789 Cr).	Lower mid AUM (₹13,687 Cr).
Point 2	Established history (12+ yrs).	Established history (19+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).	Oldest track record among peers (23 yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 22.10% (top quartile).	5Y return: 20.87% (upper mid).	5Y return: 19.60% (lower mid).	5Y return: 19.27% (bottom quartile).	5Y return: 19.03% (bottom quartile).
Point 6	3Y return: 18.02% (bottom quartile).	3Y return: 24.73% (upper mid).	3Y return: 22.39% (lower mid).	3Y return: 24.74% (top quartile).	3Y return: 22.20% (bottom quartile).
Point 7	1Y return: -5.11% (bottom quartile).	1Y return: 12.30% (upper mid).	1Y return: 8.24% (bottom quartile).	1Y return: 17.99% (top quartile).	1Y return: 10.46% (lower mid).
Point 8	Alpha: -14.76 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.35 (upper mid).	Alpha: 9.08 (top quartile).	Alpha: -0.11 (bottom quartile).
Point 9	Sharpe: -0.55 (bottom quartile).	Sharpe: 0.21 (upper mid).	Sharpe: 0.19 (lower mid).	Sharpe: 0.61 (top quartile).	Sharpe: 0.17 (bottom quartile).
Point 10	Information ratio: -0.36 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.30 (upper mid).	Information ratio: 0.84 (top quartile).	Information ratio: 0.23 (lower mid).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹36,458 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.10% (top quartile).
3Y return: 18.02% (bottom quartile).
1Y return: -5.11% (bottom quartile).
Alpha: -14.76 (bottom quartile).
Sharpe: -0.55 (bottom quartile).
Information ratio: -0.36 (bottom quartile).

Invesco India Mid Cap Fund

Bottom quartile AUM (₹12,397 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.87% (upper mid).
3Y return: 24.73% (upper mid).
1Y return: 12.30% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.21 (upper mid).
Information ratio: 0.00 (bottom quartile).

Edelweiss Mid Cap Fund

Upper mid AUM (₹16,849 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 19.60% (lower mid).
3Y return: 22.39% (lower mid).
1Y return: 8.24% (bottom quartile).
Alpha: 0.35 (upper mid).
Sharpe: 0.19 (lower mid).
Information ratio: 0.30 (upper mid).

ICICI Prudential MidCap Fund

Bottom quartile AUM (₹7,789 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.27% (bottom quartile).
3Y return: 24.74% (top quartile).
1Y return: 17.99% (top quartile).
Alpha: 9.08 (top quartile).
Sharpe: 0.61 (top quartile).
Information ratio: 0.84 (top quartile).

Sundaram Mid Cap Fund

Lower mid AUM (₹13,687 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.03% (bottom quartile).
3Y return: 22.20% (bottom quartile).
1Y return: 10.46% (lower mid).
Alpha: -0.11 (bottom quartile).
Sharpe: 0.17 (bottom quartile).
Information ratio: 0.23 (lower mid).

Top 5 Lump sum Small Cap Mutual Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
IDBI Small Cap Fund Growth	₹33.1335 ↑ 0.22	₹695	5,000	23.3	14.1	13.1	17.6	18.5	-13.4
DSP Small Cap Fund Growth	₹214.046 ↑ 0.76	₹18,358	1,000	18.8	9.8	10.4	18.5	18.4	-2.8
Franklin India Smaller Companies Fund Growth	₹176.07 ↑ 0.29	₹13,847	5,000	17.4	7.1	3.8	16.4	18.4	-8.4
Sundaram Small Cap Fund Growth	₹288.198 ↑ 0.67	₹3,681	5,000	24	12.1	14.2	19.4	18.3	0.4
HDFC Small Cap Fund Growth	₹138.383 ↑ 1.11	₹38,809	5,000	12.9	0.2	2.7	14.1	16.7	-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Small Cap Fund	DSP Small Cap Fund	Franklin India Smaller Companies Fund	Sundaram Small Cap Fund	HDFC Small Cap Fund
Point 1	Bottom quartile AUM (₹695 Cr).	Upper mid AUM (₹18,358 Cr).	Lower mid AUM (₹13,847 Cr).	Bottom quartile AUM (₹3,681 Cr).	Highest AUM (₹38,809 Cr).
Point 2	Established history (9+ yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Oldest track record among peers (21 yrs).	Established history (18+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 18.53% (top quartile).	5Y return: 18.41% (upper mid).	5Y return: 18.35% (lower mid).	5Y return: 18.26% (bottom quartile).	5Y return: 16.74% (bottom quartile).
Point 6	3Y return: 17.64% (lower mid).	3Y return: 18.48% (upper mid).	3Y return: 16.40% (bottom quartile).	3Y return: 19.37% (top quartile).	3Y return: 14.10% (bottom quartile).
Point 7	1Y return: 13.12% (upper mid).	1Y return: 10.42% (lower mid).	1Y return: 3.75% (bottom quartile).	1Y return: 14.18% (top quartile).	1Y return: 2.74% (bottom quartile).
Point 8	Alpha: 5.40 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -2.10 (bottom quartile).	Alpha: 7.77 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 0.17 (upper mid).	Sharpe: 0.13 (lower mid).	Sharpe: -0.15 (bottom quartile).	Sharpe: 0.26 (top quartile).	Sharpe: -0.31 (bottom quartile).
Point 10	Information ratio: -0.35 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: -0.62 (bottom quartile).	Information ratio: -0.16 (lower mid).	Information ratio: 0.00 (upper mid).

IDBI Small Cap Fund

Bottom quartile AUM (₹695 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.53% (top quartile).
3Y return: 17.64% (lower mid).
1Y return: 13.12% (upper mid).
Alpha: 5.40 (upper mid).
Sharpe: 0.17 (upper mid).
Information ratio: -0.35 (bottom quartile).

DSP Small Cap Fund

Upper mid AUM (₹18,358 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.41% (upper mid).
3Y return: 18.48% (upper mid).
1Y return: 10.42% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.13 (lower mid).
Information ratio: 0.00 (top quartile).

Franklin India Smaller Companies Fund

Lower mid AUM (₹13,847 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.35% (lower mid).
3Y return: 16.40% (bottom quartile).
1Y return: 3.75% (bottom quartile).
Alpha: -2.10 (bottom quartile).
Sharpe: -0.15 (bottom quartile).
Information ratio: -0.62 (bottom quartile).

Sundaram Small Cap Fund

Bottom quartile AUM (₹3,681 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.26% (bottom quartile).
3Y return: 19.37% (top quartile).
1Y return: 14.18% (top quartile).
Alpha: 7.77 (top quartile).
Sharpe: 0.26 (top quartile).
Information ratio: -0.16 (lower mid).

HDFC Small Cap Fund

Highest AUM (₹38,809 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.74% (bottom quartile).
3Y return: 14.10% (bottom quartile).
1Y return: 2.74% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.00 (upper mid).

Top 5 Lump sum Diversified/Multi Cap Equity Mutual Fund

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
IDBI Diversified Equity Fund Growth	₹37.99 ↑ 0.14	₹382	5,000	10.2	13.2	13.5	22.7	12
Aditya Birla Sun Life Manufacturing Equity Fund Growth	₹36.93 ↑ 0.12	₹1,198	1,000	16.2	11.6	19.4	20.7	14.2	3.5
ICICI Prudential Multicap Fund Growth	₹856.6 ↑ 1.40	₹17,676	5,000	15.8	7.8	9.7	19	16.8	5.7
Mahindra Badhat Yojana Growth	₹37.7957 ↑ 0.06	₹6,643	1,000	14.7	5.7	9.7	18.6	16.5	3.4
Motilal Oswal Multicap 35 Fund Growth	₹58.6926 ↑ 0.39	₹12,937	5,000	12.1	-3.9	-1.8	18.4	12.3	-5.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Diversified Equity Fund	Aditya Birla Sun Life Manufacturing Equity Fund	ICICI Prudential Multicap Fund	Mahindra Badhat Yojana	Motilal Oswal Multicap 35 Fund
Point 1	Bottom quartile AUM (₹382 Cr).	Bottom quartile AUM (₹1,198 Cr).	Highest AUM (₹17,676 Cr).	Lower mid AUM (₹6,643 Cr).	Upper mid AUM (₹12,937 Cr).
Point 2	Established history (12+ yrs).	Established history (11+ yrs).	Oldest track record among peers (31 yrs).	Established history (9+ yrs).	Established history (12+ yrs).
Point 3	Rating: 2★ (lower mid).	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.03% (bottom quartile).	5Y return: 14.19% (lower mid).	5Y return: 16.80% (top quartile).	5Y return: 16.49% (upper mid).	5Y return: 12.30% (bottom quartile).
Point 6	3Y return: 22.73% (top quartile).	3Y return: 20.70% (upper mid).	3Y return: 18.96% (lower mid).	3Y return: 18.63% (bottom quartile).	3Y return: 18.39% (bottom quartile).
Point 7	1Y return: 13.54% (upper mid).	1Y return: 19.44% (top quartile).	1Y return: 9.71% (bottom quartile).	1Y return: 9.73% (lower mid).	1Y return: -1.78% (bottom quartile).
Point 8	Alpha: -1.07 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 5.38 (top quartile).	Alpha: 4.99 (upper mid).	Alpha: -5.87 (bottom quartile).
Point 9	Sharpe: 1.01 (top quartile).	Sharpe: 0.59 (upper mid).	Sharpe: 0.15 (lower mid).	Sharpe: 0.15 (bottom quartile).	Sharpe: -0.52 (bottom quartile).
Point 10	Information ratio: -0.53 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.79 (top quartile).	Information ratio: 0.65 (upper mid).	Information ratio: 0.47 (lower mid).

IDBI Diversified Equity Fund

Bottom quartile AUM (₹382 Cr).
Established history (12+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.03% (bottom quartile).
3Y return: 22.73% (top quartile).
1Y return: 13.54% (upper mid).
Alpha: -1.07 (bottom quartile).
Sharpe: 1.01 (top quartile).
Information ratio: -0.53 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

Bottom quartile AUM (₹1,198 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.19% (lower mid).
3Y return: 20.70% (upper mid).
1Y return: 19.44% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.59 (upper mid).
Information ratio: 0.00 (bottom quartile).

ICICI Prudential Multicap Fund

Highest AUM (₹17,676 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.80% (top quartile).
3Y return: 18.96% (lower mid).
1Y return: 9.71% (bottom quartile).
Alpha: 5.38 (top quartile).
Sharpe: 0.15 (lower mid).
Information ratio: 0.79 (top quartile).

Mahindra Badhat Yojana

Lower mid AUM (₹6,643 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.49% (upper mid).
3Y return: 18.63% (bottom quartile).
1Y return: 9.73% (lower mid).
Alpha: 4.99 (upper mid).
Sharpe: 0.15 (bottom quartile).
Information ratio: 0.65 (upper mid).

Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹12,937 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.30% (bottom quartile).
3Y return: 18.39% (bottom quartile).
1Y return: -1.78% (bottom quartile).
Alpha: -5.87 (bottom quartile).
Sharpe: -0.52 (bottom quartile).
Information ratio: 0.47 (lower mid).

Top 5 Lump sum (ELSS) Equity Linked Saving Scheme

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Motilal Oswal Long Term Equity Fund Growth	₹55.8585 ↑ 0.63	₹4,663	500	17.1	11.3	10.7	22.8	18.4	-9.1
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	500	9.7	15.1	16.9	20.8	10
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	500	1.2	15.4	35.5	20.6	17.4
SBI Magnum Tax Gain Fund Growth	₹433.891 ↓ -0.69	₹30,955	500	7	-3.4	0.9	18.1	16.8	6.6
Baroda Pioneer ELSS 96 Growth	₹68.6676 ↑ 0.33	₹210	500	-6.1	-3.5	17.6	16.7	11.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	IDBI Equity Advantage Fund	HDFC Long Term Advantage Fund	SBI Magnum Tax Gain Fund	Baroda Pioneer ELSS 96
Point 1	Upper mid AUM (₹4,663 Cr).	Bottom quartile AUM (₹485 Cr).	Lower mid AUM (₹1,318 Cr).	Highest AUM (₹30,955 Cr).	Bottom quartile AUM (₹210 Cr).
Point 2	Established history (11+ yrs).	Established history (12+ yrs).	Oldest track record among peers (25 yrs).	Established history (19+ yrs).	Established history (11+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 18.38% (top quartile).	5Y return: 9.97% (bottom quartile).	5Y return: 17.39% (upper mid).	5Y return: 16.84% (lower mid).	5Y return: 11.62% (bottom quartile).
Point 6	3Y return: 22.77% (top quartile).	3Y return: 20.84% (upper mid).	3Y return: 20.64% (lower mid).	3Y return: 18.09% (bottom quartile).	3Y return: 16.70% (bottom quartile).
Point 7	1Y return: 10.66% (bottom quartile).	1Y return: 16.92% (lower mid).	1Y return: 35.51% (top quartile).	1Y return: 0.87% (bottom quartile).	1Y return: 17.56% (upper mid).
Point 8	Alpha: 3.21 (upper mid).	Alpha: 1.78 (lower mid).	Alpha: 1.75 (bottom quartile).	Alpha: -2.25 (bottom quartile).	Alpha: 5.69 (top quartile).
Point 9	Sharpe: -0.02 (bottom quartile).	Sharpe: 1.21 (lower mid).	Sharpe: 2.27 (upper mid).	Sharpe: -0.36 (bottom quartile).	Sharpe: 2.51 (top quartile).
Point 10	Information ratio: 0.73 (upper mid).	Information ratio: -1.13 (bottom quartile).	Information ratio: -0.15 (bottom quartile).	Information ratio: 1.38 (top quartile).	Information ratio: -0.09 (lower mid).

Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,663 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.38% (top quartile).
3Y return: 22.77% (top quartile).
1Y return: 10.66% (bottom quartile).
Alpha: 3.21 (upper mid).
Sharpe: -0.02 (bottom quartile).
Information ratio: 0.73 (upper mid).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (upper mid).
1Y return: 16.92% (lower mid).
Alpha: 1.78 (lower mid).
Sharpe: 1.21 (lower mid).
Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (lower mid).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (bottom quartile).
Sharpe: 2.27 (upper mid).
Information ratio: -0.15 (bottom quartile).

SBI Magnum Tax Gain Fund

Highest AUM (₹30,955 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.84% (lower mid).
3Y return: 18.09% (bottom quartile).
1Y return: 0.87% (bottom quartile).
Alpha: -2.25 (bottom quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: 1.38 (top quartile).

Baroda Pioneer ELSS 96

Bottom quartile AUM (₹210 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.62% (bottom quartile).
3Y return: 16.70% (bottom quartile).
1Y return: 17.56% (upper mid).
Alpha: 5.69 (top quartile).
Sharpe: 2.51 (top quartile).
Information ratio: -0.09 (lower mid).

Top 5 Lump sum Sector Equity Mutual Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI PSU Fund Growth	₹35.4474 ↓ -0.06	₹6,594	5,000	4.8	7.2	13.2	28.6	24	11.3
LIC MF Infrastructure Fund Growth	₹55.1044 ↑ 0.35	₹1,099	5,000	17.7	13.3	13	27.7	24.1	-3.7
UTI Healthcare Fund Growth	₹316.99 ↑ 2.25	₹1,217	5,000	16.7	11.2	14	25.4	14.8	-3.1
DSP India T.I.G.E.R Fund Growth	₹363.357 ↑ 2.19	₹6,019	1,000	18.8	16.9	18.7	25.3	23.9	-2.5
Invesco India PSU Equity Fund Growth	₹66.37 ↓ -0.19	₹1,473	5,000	4.9	3.8	5.4	24.4	22.5	10.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI PSU Fund	LIC MF Infrastructure Fund	UTI Healthcare Fund	DSP India T.I.G.E.R Fund	Invesco India PSU Equity Fund
Point 1	Highest AUM (₹6,594 Cr).	Bottom quartile AUM (₹1,099 Cr).	Bottom quartile AUM (₹1,217 Cr).	Upper mid AUM (₹6,019 Cr).	Lower mid AUM (₹1,473 Cr).
Point 2	Established history (15+ yrs).	Established history (18+ yrs).	Oldest track record among peers (26 yrs).	Established history (22+ yrs).	Established history (16+ yrs).
Point 3	Rating: 2★ (lower mid).	Not Rated.	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 23.98% (upper mid).	5Y return: 24.11% (top quartile).	5Y return: 14.76% (bottom quartile).	5Y return: 23.94% (lower mid).	5Y return: 22.46% (bottom quartile).
Point 6	3Y return: 28.61% (top quartile).	3Y return: 27.72% (upper mid).	3Y return: 25.42% (lower mid).	3Y return: 25.29% (bottom quartile).	3Y return: 24.43% (bottom quartile).
Point 7	1Y return: 13.20% (lower mid).	1Y return: 13.01% (bottom quartile).	1Y return: 13.98% (upper mid).	1Y return: 18.69% (top quartile).	1Y return: 5.42% (bottom quartile).
Point 8	Alpha: 0.16 (lower mid).	Alpha: 4.51 (top quartile).	Alpha: 0.91 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: -6.88 (bottom quartile).
Point 9	Sharpe: 0.26 (bottom quartile).	Sharpe: 0.26 (lower mid).	Sharpe: 0.42 (upper mid).	Sharpe: 0.48 (top quartile).	Sharpe: -0.08 (bottom quartile).
Point 10	Information ratio: -0.02 (bottom quartile).	Information ratio: 0.55 (top quartile).	Information ratio: 0.08 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.57 (bottom quartile).

SBI PSU Fund

Highest AUM (₹6,594 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 23.98% (upper mid).
3Y return: 28.61% (top quartile).
1Y return: 13.20% (lower mid).
Alpha: 0.16 (lower mid).
Sharpe: 0.26 (bottom quartile).
Information ratio: -0.02 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,099 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 24.11% (top quartile).
3Y return: 27.72% (upper mid).
1Y return: 13.01% (bottom quartile).
Alpha: 4.51 (top quartile).
Sharpe: 0.26 (lower mid).
Information ratio: 0.55 (top quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,217 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.76% (bottom quartile).
3Y return: 25.42% (lower mid).
1Y return: 13.98% (upper mid).
Alpha: 0.91 (upper mid).
Sharpe: 0.42 (upper mid).
Information ratio: 0.08 (upper mid).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,019 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 23.94% (lower mid).
3Y return: 25.29% (bottom quartile).
1Y return: 18.69% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.48 (top quartile).
Information ratio: 0.00 (lower mid).

Invesco India PSU Equity Fund

Lower mid AUM (₹1,473 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.46% (bottom quartile).
3Y return: 24.43% (bottom quartile).
1Y return: 5.42% (bottom quartile).
Alpha: -6.88 (bottom quartile).
Sharpe: -0.08 (bottom quartile).
Information ratio: -0.57 (bottom quartile).

Below are the top ranked funds from debt category like liquid, ultra short, short term, gilt, credit risk and corporate debt funds.

Top 5 Lump sum Ultra Short Term Debt Mutual Funds

Ultra short term funds are good investment for 6-12 months period with low risk stable returns as they invest corpus in short term debt instruments with maturities ranging between 6 - 12 months.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹581.802 ↑ 0.10	₹19,611	1,000	1.6	3	6.2	7.2	7.4	7.98%	5M 16D	6M 25D
ICICI Prudential Ultra Short Term Fund Growth	₹29.3702 ↑ 0.01	₹16,002	5,000	1.7	3	6.1	7	7.1	7.79%	5M 8D	6M 11D
SBI Magnum Ultra Short Duration Fund Growth	₹6,328.71 ↑ 0.67	₹11,861	5,000	1.6	3	6	6.9	7	7.77%	5M 5D	8M 16D
Nippon India Ultra Short Duration Fund Growth	₹4,266.59 ↑ 0.66	₹10,938	100	1.7	3.1	6	6.8	6.8	7.83%	5M 1D	7M 3D
Invesco India Ultra Short Term Fund Growth	₹2,853.55 ↑ 0.26	₹1,197	5,000	1.7	3	5.9	6.8	6.8	7.53%	5M 3D	5M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Savings Fund	ICICI Prudential Ultra Short Term Fund	SBI Magnum Ultra Short Duration Fund	Nippon India Ultra Short Duration Fund	Invesco India Ultra Short Term Fund
Point 1	Highest AUM (₹19,611 Cr).	Upper mid AUM (₹16,002 Cr).	Lower mid AUM (₹11,861 Cr).	Bottom quartile AUM (₹10,938 Cr).	Bottom quartile AUM (₹1,197 Cr).
Point 2	Established history (23+ yrs).	Established history (15+ yrs).	Oldest track record among peers (27 yrs).	Established history (24+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderate.
Point 5	1Y return: 6.20% (top quartile).	1Y return: 6.11% (upper mid).	1Y return: 6.02% (lower mid).	1Y return: 6.01% (bottom quartile).	1Y return: 5.90% (bottom quartile).
Point 6	1M return: 0.70% (lower mid).	1M return: 0.73% (top quartile).	1M return: 0.70% (upper mid).	1M return: 0.69% (bottom quartile).	1M return: 0.67% (bottom quartile).
Point 7	Sharpe: 0.52 (upper mid).	Sharpe: 0.53 (top quartile).	Sharpe: 0.40 (lower mid).	Sharpe: 0.34 (bottom quartile).	Sharpe: 0.21 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.98% (top quartile).	Yield to maturity (debt): 7.79% (lower mid).	Yield to maturity (debt): 7.77% (bottom quartile).	Yield to maturity (debt): 7.83% (upper mid).	Yield to maturity (debt): 7.53% (bottom quartile).
Point 10	Modified duration: 0.46 yrs (bottom quartile).	Modified duration: 0.44 yrs (bottom quartile).	Modified duration: 0.43 yrs (lower mid).	Modified duration: 0.42 yrs (top quartile).	Modified duration: 0.42 yrs (upper mid).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹19,611 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.20% (top quartile).
1M return: 0.70% (lower mid).
Sharpe: 0.52 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.98% (top quartile).
Modified duration: 0.46 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹16,002 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.11% (upper mid).
1M return: 0.73% (top quartile).
Sharpe: 0.53 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.79% (lower mid).
Modified duration: 0.44 yrs (bottom quartile).

SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹11,861 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.02% (lower mid).
1M return: 0.70% (upper mid).
Sharpe: 0.40 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.77% (bottom quartile).
Modified duration: 0.43 yrs (lower mid).

Nippon India Ultra Short Duration Fund

Bottom quartile AUM (₹10,938 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.01% (bottom quartile).
1M return: 0.69% (bottom quartile).
Sharpe: 0.34 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.83% (upper mid).
Modified duration: 0.42 yrs (top quartile).

Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,197 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.90% (bottom quartile).
1M return: 0.67% (bottom quartile).
Sharpe: 0.21 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.53% (bottom quartile).
Modified duration: 0.42 yrs (upper mid).

Top 5 Lump sum Short Term Debt Mutual Funds

Short term funds are good investment for 1-2 year period with low risk stable returns as they invest corpus in debt instruments with maturities ranging between 1 - 3 Year.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	5,000	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
ICICI Prudential Short Term Fund Growth	₹63.6625 ↑ 0.01	₹21,229	5,000	1.7	2.6	5.6	7.3	8	8.14%	2Y 8M 19D	4Y 5M 23D
Axis Short Term Fund Growth	₹32.6701 ↑ 0.01	₹8,734	5,000	1.7	2.7	5.4	7.2	8.1	7.67%	2Y 3M	3Y
HDFC Short Term Debt Fund Growth	₹33.8085 ↑ 0.01	₹14,864	5,000	1.6	2.6	5.4	7.3	7.8	8.01%	2Y 4M 28D	3Y 1M 24D
Bandhan Bond Fund Short Term Plan Growth	₹60.3322 ↓ -0.02	₹8,327	5,000	1.9	3	5.3	7.1	7.5	7.73%	2Y 2M 16D	2Y 11M 26D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Short Term Debt Fund	ICICI Prudential Short Term Fund	Axis Short Term Fund	HDFC Short Term Debt Fund	Bandhan Bond Fund Short Term Plan
Point 1	Bottom quartile AUM (₹362 Cr).	Highest AUM (₹21,229 Cr).	Lower mid AUM (₹8,734 Cr).	Upper mid AUM (₹14,864 Cr).	Bottom quartile AUM (₹8,327 Cr).
Point 2	Established history (23+ yrs).	Established history (24+ yrs).	Established history (16+ yrs).	Established history (15+ yrs).	Oldest track record among peers (25 yrs).
Point 3	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 12.83% (top quartile).	1Y return: 5.63% (upper mid).	1Y return: 5.42% (lower mid).	1Y return: 5.35% (bottom quartile).	1Y return: 5.32% (bottom quartile).
Point 6	1M return: 0.20% (bottom quartile).	1M return: 1.38% (lower mid).	1M return: 1.37% (bottom quartile).	1M return: 1.47% (top quartile).	1M return: 1.40% (upper mid).
Point 7	Sharpe: 0.98 (top quartile).	Sharpe: -0.80 (upper mid).	Sharpe: -0.91 (lower mid).	Sharpe: -1.22 (bottom quartile).	Sharpe: -1.22 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 4.52% (bottom quartile).	Yield to maturity (debt): 8.14% (top quartile).	Yield to maturity (debt): 7.67% (bottom quartile).	Yield to maturity (debt): 8.01% (upper mid).	Yield to maturity (debt): 7.73% (lower mid).
Point 10	Modified duration: 1.20 yrs (top quartile).	Modified duration: 2.72 yrs (bottom quartile).	Modified duration: 2.25 yrs (lower mid).	Modified duration: 2.41 yrs (bottom quartile).	Modified duration: 2.21 yrs (upper mid).

Sundaram Short Term Debt Fund

Bottom quartile AUM (₹362 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 12.83% (top quartile).
1M return: 0.20% (bottom quartile).
Sharpe: 0.98 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 4.52% (bottom quartile).
Modified duration: 1.20 yrs (top quartile).

ICICI Prudential Short Term Fund

Highest AUM (₹21,229 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 5.63% (upper mid).
1M return: 1.38% (lower mid).
Sharpe: -0.80 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.14% (top quartile).
Modified duration: 2.72 yrs (bottom quartile).

Axis Short Term Fund

Lower mid AUM (₹8,734 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.42% (lower mid).
1M return: 1.37% (bottom quartile).
Sharpe: -0.91 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.67% (bottom quartile).
Modified duration: 2.25 yrs (lower mid).

HDFC Short Term Debt Fund

Upper mid AUM (₹14,864 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 5.35% (bottom quartile).
1M return: 1.47% (top quartile).
Sharpe: -1.22 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.01% (upper mid).
Modified duration: 2.41 yrs (bottom quartile).

Bandhan Bond Fund Short Term Plan

Bottom quartile AUM (₹8,327 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 5.32% (bottom quartile).
1M return: 1.40% (upper mid).
Sharpe: -1.22 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.73% (lower mid).
Modified duration: 2.21 yrs (upper mid).

Top 5 Lump sum Liquid Mutual Funds

Liquid Funds are good investment for a day to 90 days period with low risk stable returns as they invest corpus in money market debt instruments with maturities ranging between a week to 3 months.

Fund	NAV	Net Assets (Cr)	Min Investment	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Axis Liquid Fund Growth	₹3,084.94 ↑ 0.50	₹56,168	500	0.6	1.8	3.3	6.3	6.6	6.23%	1M 5D	1M 5D
Edelweiss Liquid Fund Growth	₹3,542.61 ↑ 0.60	₹15,222	5,000	0.6	1.8	3.3	6.3	6.5	6.51%	1M 6D	1M 6D
DSP Liquidity Fund Growth	₹3,954.39 ↑ 0.63	₹19,019	1,000	0.6	1.8	3.3	6.3	6.5	0%	1M 1D
UTI Liquid Cash Plan Growth	₹4,543.73 ↑ 0.81	₹33,248	500	0.6	1.8	3.3	6.3	6.5	6.62%	1M 5D	1M 6D
Aditya Birla Sun Life Liquid Fund Growth	₹446.247 ↑ 0.07	₹47,520	5,000	0.6	1.8	3.3	6.2	6.5	7.01%	1M 17D	1M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Axis Liquid Fund	Edelweiss Liquid Fund	DSP Liquidity Fund	UTI Liquid Cash Plan	Aditya Birla Sun Life Liquid Fund
Point 1	Highest AUM (₹56,168 Cr).	Bottom quartile AUM (₹15,222 Cr).	Bottom quartile AUM (₹19,019 Cr).	Lower mid AUM (₹33,248 Cr).	Upper mid AUM (₹47,520 Cr).
Point 2	Established history (16+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Oldest track record among peers (22 yrs).	Established history (22+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.29% (top quartile).	1Y return: 6.28% (upper mid).	1Y return: 6.26% (lower mid).	1Y return: 6.25% (bottom quartile).	1Y return: 6.24% (bottom quartile).
Point 6	1M return: 0.63% (upper mid).	1M return: 0.62% (bottom quartile).	1M return: 0.63% (top quartile).	1M return: 0.62% (bottom quartile).	1M return: 0.63% (lower mid).
Point 7	Sharpe: 2.39 (top quartile).	Sharpe: 2.22 (bottom quartile).	Sharpe: 2.26 (lower mid).	Sharpe: 2.39 (upper mid).	Sharpe: 2.20 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.23% (bottom quartile).	Yield to maturity (debt): 6.51% (lower mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.62% (upper mid).	Yield to maturity (debt): 7.01% (top quartile).
Point 10	Modified duration: 0.10 yrs (upper mid).	Modified duration: 0.10 yrs (bottom quartile).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.10 yrs (lower mid).	Modified duration: 0.13 yrs (bottom quartile).

Axis Liquid Fund

Highest AUM (₹56,168 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.29% (top quartile).
1M return: 0.63% (upper mid).
Sharpe: 2.39 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.23% (bottom quartile).
Modified duration: 0.10 yrs (upper mid).

Edelweiss Liquid Fund

Bottom quartile AUM (₹15,222 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.28% (upper mid).
1M return: 0.62% (bottom quartile).
Sharpe: 2.22 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.51% (lower mid).
Modified duration: 0.10 yrs (bottom quartile).

DSP Liquidity Fund

Bottom quartile AUM (₹19,019 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.26% (lower mid).
1M return: 0.63% (top quartile).
Sharpe: 2.26 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

UTI Liquid Cash Plan

Lower mid AUM (₹33,248 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.25% (bottom quartile).
1M return: 0.62% (bottom quartile).
Sharpe: 2.39 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.62% (upper mid).
Modified duration: 0.10 yrs (lower mid).

Aditya Birla Sun Life Liquid Fund

Upper mid AUM (₹47,520 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.24% (bottom quartile).
1M return: 0.63% (lower mid).
Sharpe: 2.20 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.01% (top quartile).
Modified duration: 0.13 yrs (bottom quartile).

Top 5 Lump sum GILT Mutual Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Bandhan Government Securities Fund - Investment Plan Growth	₹37.048 ↓ -0.03	₹1,794	5,000	3.4	4.8	6.3	7.1	3.7	7.6%	10Y 11M 16D	32Y 1M 28D
ICICI Prudential Gilt Fund Growth	₹106.754 ↓ -0.02	₹8,608	5,000	1.5	2	3.5	6.9	6.8	7.71%	9Y 4M 10D	21Y 7M 6D
Axis Gilt Fund Growth	₹26.4065 ↓ -0.02	₹424	5,000	1.5	2.6	3.3	6.8	5.2	7.25%	8Y 1M 13D	19Y 9M 11D
UTI Gilt Fund Growth	₹65.3425 ↓ -0.01	₹544	5,000	1.7	3.1	4.3	6.6	5.1	6.4%	3Y 2M 16D	7Y 11M 19D
SBI Magnum Gilt Fund Growth	₹67.7198 ↓ 0.00	₹8,695	5,000	1.1	2.2	2.8	6.1	4.5	6.89%	5Y 10M 28D	10Y 1M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Bandhan Government Securities Fund - Investment Plan	ICICI Prudential Gilt Fund	Axis Gilt Fund	UTI Gilt Fund	SBI Magnum Gilt Fund
Point 1	Lower mid AUM (₹1,794 Cr).	Upper mid AUM (₹8,608 Cr).	Bottom quartile AUM (₹424 Cr).	Bottom quartile AUM (₹544 Cr).	Highest AUM (₹8,695 Cr).
Point 2	Established history (17+ yrs).	Oldest track record among peers (26 yrs).	Established history (14+ yrs).	Established history (24+ yrs).	Established history (25+ yrs).
Point 3	Rating: 3★ (bottom quartile).	Top rated.	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 6.27% (top quartile).	1Y return: 3.49% (lower mid).	1Y return: 3.32% (bottom quartile).	1Y return: 4.29% (upper mid).	1Y return: 2.78% (bottom quartile).
Point 6	1M return: 2.46% (top quartile).	1M return: 2.31% (upper mid).	1M return: 2.22% (lower mid).	1M return: 0.98% (bottom quartile).	1M return: 1.30% (bottom quartile).
Point 7	Sharpe: -0.90 (top quartile).	Sharpe: -1.15 (lower mid).	Sharpe: -1.29 (bottom quartile).	Sharpe: -0.91 (upper mid).	Sharpe: -1.55 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.60% (upper mid).	Yield to maturity (debt): 7.71% (top quartile).	Yield to maturity (debt): 7.25% (lower mid).	Yield to maturity (debt): 6.40% (bottom quartile).	Yield to maturity (debt): 6.89% (bottom quartile).
Point 10	Modified duration: 10.96 yrs (bottom quartile).	Modified duration: 9.36 yrs (bottom quartile).	Modified duration: 8.12 yrs (lower mid).	Modified duration: 3.21 yrs (top quartile).	Modified duration: 5.91 yrs (upper mid).

Bandhan Government Securities Fund - Investment Plan

Lower mid AUM (₹1,794 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.27% (top quartile).
1M return: 2.46% (top quartile).
Sharpe: -0.90 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.60% (upper mid).
Modified duration: 10.96 yrs (bottom quartile).

ICICI Prudential Gilt Fund

Upper mid AUM (₹8,608 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 3.49% (lower mid).
1M return: 2.31% (upper mid).
Sharpe: -1.15 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.71% (top quartile).
Modified duration: 9.36 yrs (bottom quartile).

Axis Gilt Fund

Bottom quartile AUM (₹424 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.32% (bottom quartile).
1M return: 2.22% (lower mid).
Sharpe: -1.29 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.25% (lower mid).
Modified duration: 8.12 yrs (lower mid).

UTI Gilt Fund

Bottom quartile AUM (₹544 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.29% (upper mid).
1M return: 0.98% (bottom quartile).
Sharpe: -0.91 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.40% (bottom quartile).
Modified duration: 3.21 yrs (top quartile).

SBI Magnum Gilt Fund

Highest AUM (₹8,695 Cr).
Established history (25+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 2.78% (bottom quartile).
1M return: 1.30% (bottom quartile).
Sharpe: -1.55 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.89% (bottom quartile).
Modified duration: 5.91 yrs (upper mid).

Top 5 Lump sum Corporate Bond Mutual Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Corporate Bond Fund Growth	₹31.5739 ↑ 0.00	₹31,740	5,000	1.7	2.7	5.7	7.4	8	7.91%	3Y 4M 10D	5Y 8M 23D
Franklin India Corporate Debt Fund Growth	₹105.238 ↑ 0.04	₹1,346	10,000	1.3	2.6	5.6	7.4	9.1	7.91%	1Y 4M 20D	2Y 9M 7D
BNP Paribas Corporate Bond Fund Growth	₹29.0686 ↑ 0.00	₹244	5,000	2	2.8	5.4	7.4	8.3	7.44%	2Y 25D	2Y 8M 12D
Nippon India Prime Debt Fund Growth	₹63.0909 ↑ 0.01	₹9,393	1,000	1.6	2.4	4.8	7.2	7.8	7.9%	2Y 4M 6D	2Y 10M 13D
Kotak Corporate Bond Fund Standard Growth	₹3,968.91 ↑ 0.74	₹15,990	5,000	1.5	2.3	4.9	7.2	7.8	7.99%	2Y 6M 29D	4Y
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Corporate Bond Fund	Franklin India Corporate Debt Fund	BNP Paribas Corporate Bond Fund	Nippon India Prime Debt Fund	Kotak Corporate Bond Fund Standard
Point 1	Highest AUM (₹31,740 Cr).	Bottom quartile AUM (₹1,346 Cr).	Bottom quartile AUM (₹244 Cr).	Lower mid AUM (₹9,393 Cr).	Upper mid AUM (₹15,990 Cr).
Point 2	Established history (16+ yrs).	Oldest track record among peers (29 yrs).	Established history (17+ yrs).	Established history (25+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 5.67% (top quartile).	1Y return: 5.57% (upper mid).	1Y return: 5.37% (lower mid).	1Y return: 4.78% (bottom quartile).	1Y return: 4.86% (bottom quartile).
Point 6	1M return: 1.59% (upper mid).	1M return: 0.89% (bottom quartile).	1M return: 1.65% (top quartile).	1M return: 1.57% (lower mid).	1M return: 1.54% (bottom quartile).
Point 7	Sharpe: -0.83 (upper mid).	Sharpe: -0.77 (top quartile).	Sharpe: -1.04 (lower mid).	Sharpe: -1.43 (bottom quartile).	Sharpe: -1.42 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.91% (upper mid).	Yield to maturity (debt): 7.91% (lower mid).	Yield to maturity (debt): 7.44% (bottom quartile).	Yield to maturity (debt): 7.90% (bottom quartile).	Yield to maturity (debt): 7.99% (top quartile).
Point 10	Modified duration: 3.36 yrs (bottom quartile).	Modified duration: 1.39 yrs (top quartile).	Modified duration: 2.07 yrs (upper mid).	Modified duration: 2.35 yrs (lower mid).	Modified duration: 2.58 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

Highest AUM (₹31,740 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 5.67% (top quartile).
1M return: 1.59% (upper mid).
Sharpe: -0.83 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.91% (upper mid).
Modified duration: 3.36 yrs (bottom quartile).

Franklin India Corporate Debt Fund

Bottom quartile AUM (₹1,346 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.57% (upper mid).
1M return: 0.89% (bottom quartile).
Sharpe: -0.77 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.91% (lower mid).
Modified duration: 1.39 yrs (top quartile).

BNP Paribas Corporate Bond Fund

Bottom quartile AUM (₹244 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.37% (lower mid).
1M return: 1.65% (top quartile).
Sharpe: -1.04 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.44% (bottom quartile).
Modified duration: 2.07 yrs (upper mid).

Nippon India Prime Debt Fund

Lower mid AUM (₹9,393 Cr).
Established history (25+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 4.78% (bottom quartile).
1M return: 1.57% (lower mid).
Sharpe: -1.43 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.90% (bottom quartile).
Modified duration: 2.35 yrs (lower mid).

Kotak Corporate Bond Fund Standard

Upper mid AUM (₹15,990 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.86% (bottom quartile).
1M return: 1.54% (bottom quartile).
Sharpe: -1.42 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.99% (top quartile).
Modified duration: 2.58 yrs (bottom quartile).

Top 5 Lump sum Credit Risk Mutual Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹54.1689 ↓ -0.01	₹258	1,000	6.7	6.8	9.2	15.7	21	0%	2Y 3M 27D
Aditya Birla Sun Life Credit Risk Fund Growth	₹24.9406 ↑ 0.00	₹1,391	1,000	2.4	7.3	11.9	11.9	13.4	8.4%	1Y 10M 13D	2Y 6M
Franklin India Credit Risk Fund Growth	₹25.3348 ↑ 0.04	₹104	5,000	2.9	5	7.5	11		0%
Invesco India Credit Risk Fund Growth	₹2,057.78 ↓ -0.56	₹160	5,000	2.8	3.9	6.5	8.3	9.2	7.96%	2Y 7M 20D	3Y 7M 10D
ICICI Prudential Regular Savings Fund Growth	₹34.1829 ↓ 0.00	₹6,005	10,000	2.1	3.2	7.5	8.3	9.5	8.93%	2Y 14D	3Y 1M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Franklin India Credit Risk Fund	Invesco India Credit Risk Fund	ICICI Prudential Regular Savings Fund
Point 1	Lower mid AUM (₹258 Cr).	Upper mid AUM (₹1,391 Cr).	Bottom quartile AUM (₹104 Cr).	Bottom quartile AUM (₹160 Cr).	Highest AUM (₹6,005 Cr).
Point 2	Oldest track record among peers (23 yrs).	Established history (11+ yrs).	Established history (14+ yrs).	Established history (11+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 1★ (lower mid).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 9.17% (upper mid).	1Y return: 11.85% (top quartile).	1Y return: 7.45% (bottom quartile).	1Y return: 6.47% (bottom quartile).	1Y return: 7.49% (lower mid).
Point 6	1M return: 1.31% (lower mid).	1M return: 1.40% (top quartile).	1M return: 0.91% (bottom quartile).	1M return: 1.36% (upper mid).	1M return: 1.23% (bottom quartile).
Point 7	Sharpe: 0.57 (lower mid).	Sharpe: 1.60 (top quartile).	Sharpe: 0.29 (bottom quartile).	Sharpe: -0.13 (bottom quartile).	Sharpe: 0.95 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 8.40% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.96% (lower mid).	Yield to maturity (debt): 8.93% (top quartile).
Point 10	Modified duration: 2.33 yrs (bottom quartile).	Modified duration: 1.87 yrs (upper mid).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 2.64 yrs (bottom quartile).	Modified duration: 2.04 yrs (lower mid).

DSP Credit Risk Fund

Lower mid AUM (₹258 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 9.17% (upper mid).
1M return: 1.31% (lower mid).
Sharpe: 0.57 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 2.33 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,391 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 11.85% (top quartile).
1M return: 1.40% (top quartile).
Sharpe: 1.60 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.40% (upper mid).
Modified duration: 1.87 yrs (upper mid).

Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderate.
1Y return: 7.45% (bottom quartile).
1M return: 0.91% (bottom quartile).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Invesco India Credit Risk Fund

Bottom quartile AUM (₹160 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.47% (bottom quartile).
1M return: 1.36% (upper mid).
Sharpe: -0.13 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.96% (lower mid).
Modified duration: 2.64 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

Highest AUM (₹6,005 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.49% (lower mid).
1M return: 1.23% (bottom quartile).
Sharpe: 0.95 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.93% (top quartile).
Modified duration: 2.04 yrs (lower mid).

Below are the top ranked funds from difference categories like. Aggresive, Conservative, Arbitrage, Dynamic Allocation, Multi Asset, Equity Savings and solution oriented Hybrid schemes.

Top 5 Lump sum Balanced Mutual Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹41.94 ↑ 0.29	₹1,482	5,000	15.8	11.5	11.7	19.4	16	-0.9
ICICI Prudential Multi-Asset Fund Growth	₹807.89 ↑ 1.02	₹84,165	5,000	2.2	-0.3	6.9	16.6	17.5	18.6
SBI Multi Asset Allocation Fund Growth	₹66.2568 ↓ -0.29	₹18,290	5,000	2.3	2	12.6	16.5	13.5	18.6
ICICI Prudential Equity and Debt Fund Growth	₹402.61 ↓ -0.50	₹50,033	5,000	5	-1.7	4.1	16.3	16.8	13.3
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	5,000	0.5	10.5	27.1	16	14.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	BOI AXA Mid and Small Cap Equity and Debt Fund	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	ICICI Prudential Equity and Debt Fund	Sundaram Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹1,482 Cr).	Highest AUM (₹84,165 Cr).	Lower mid AUM (₹18,290 Cr).	Upper mid AUM (₹50,033 Cr).	Bottom quartile AUM (₹1,954 Cr).
Point 2	Established history (9+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).	Oldest track record among peers (26 yrs).	Established history (26+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.04% (lower mid).	5Y return: 17.54% (top quartile).	5Y return: 13.49% (bottom quartile).	5Y return: 16.83% (upper mid).	5Y return: 14.20% (bottom quartile).
Point 6	3Y return: 19.38% (top quartile).	3Y return: 16.64% (upper mid).	3Y return: 16.48% (lower mid).	3Y return: 16.29% (bottom quartile).	3Y return: 16.03% (bottom quartile).
Point 7	1Y return: 11.69% (lower mid).	1Y return: 6.85% (bottom quartile).	1Y return: 12.59% (upper mid).	1Y return: 4.11% (bottom quartile).	1Y return: 27.10% (top quartile).
Point 8	1M return: 4.80% (top quartile).	1M return: 1.43% (bottom quartile).	1M return: -0.14% (bottom quartile).	1M return: 1.95% (upper mid).	1M return: 1.80% (lower mid).
Point 9	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 1.75 (upper mid).	Alpha: 5.81 (top quartile).
Point 10	Sharpe: 0.50 (lower mid).	Sharpe: 0.18 (bottom quartile).	Sharpe: 0.78 (upper mid).	Sharpe: -0.21 (bottom quartile).	Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,482 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.04% (lower mid).
3Y return: 19.38% (top quartile).
1Y return: 11.69% (lower mid).
1M return: 4.80% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.50 (lower mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹84,165 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.54% (top quartile).
3Y return: 16.64% (upper mid).
1Y return: 6.85% (bottom quartile).
1M return: 1.43% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.18 (bottom quartile).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹18,290 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 13.49% (bottom quartile).
3Y return: 16.48% (lower mid).
1Y return: 12.59% (upper mid).
1M return: -0.14% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.78 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹50,033 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.83% (upper mid).
3Y return: 16.29% (bottom quartile).
1Y return: 4.11% (bottom quartile).
1M return: 1.95% (upper mid).
Alpha: 1.75 (upper mid).
Sharpe: -0.21 (bottom quartile).

Sundaram Equity Hybrid Fund

Bottom quartile AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (bottom quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (lower mid).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

Top 5 Lump sum Aggressive Hybrid Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹41.94 ↑ 0.29	₹1,482	5,000	15.8	11.5	11.7	19.4	16	-0.9
ICICI Prudential Equity and Debt Fund Growth	₹402.61 ↓ -0.50	₹50,033	5,000	5	-1.7	4.1	16.3	16.8	13.3
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	5,000	0.5	10.5	27.1	16	14.2
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	5,000	7.8	9.8	12.1	14.4	7.1
Bandhan Hybrid Equity Fund Growth	₹27.306 ↑ 0.02	₹2,021	5,000	8.9	1.8	8.6	14.4	12.1	7.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	BOI AXA Mid and Small Cap Equity and Debt Fund	ICICI Prudential Equity and Debt Fund	Sundaram Equity Hybrid Fund	IDBI Hybrid Equity Fund	Bandhan Hybrid Equity Fund
Point 1	Bottom quartile AUM (₹1,482 Cr).	Highest AUM (₹50,033 Cr).	Lower mid AUM (₹1,954 Cr).	Bottom quartile AUM (₹179 Cr).	Upper mid AUM (₹2,021 Cr).
Point 2	Established history (9+ yrs).	Oldest track record among peers (26 yrs).	Established history (26+ yrs).	Established history (9+ yrs).	Established history (9+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 2★ (upper mid).	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.04% (upper mid).	5Y return: 16.83% (top quartile).	5Y return: 14.20% (lower mid).	5Y return: 7.09% (bottom quartile).	5Y return: 12.09% (bottom quartile).
Point 6	3Y return: 19.38% (top quartile).	3Y return: 16.29% (upper mid).	3Y return: 16.03% (lower mid).	3Y return: 14.43% (bottom quartile).	3Y return: 14.41% (bottom quartile).
Point 7	1Y return: 11.69% (lower mid).	1Y return: 4.11% (bottom quartile).	1Y return: 27.10% (top quartile).	1Y return: 12.06% (upper mid).	1Y return: 8.58% (bottom quartile).
Point 8	1M return: 4.80% (top quartile).	1M return: 1.95% (bottom quartile).	1M return: 1.80% (bottom quartile).	1M return: 2.10% (lower mid).	1M return: 3.57% (upper mid).
Point 9	Alpha: 0.00 (bottom quartile).	Alpha: 1.75 (lower mid).	Alpha: 5.81 (upper mid).	Alpha: -0.26 (bottom quartile).	Alpha: 6.12 (top quartile).
Point 10	Sharpe: 0.50 (lower mid).	Sharpe: -0.21 (bottom quartile).	Sharpe: 2.64 (top quartile).	Sharpe: 1.03 (upper mid).	Sharpe: 0.08 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,482 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.04% (upper mid).
3Y return: 19.38% (top quartile).
1Y return: 11.69% (lower mid).
1M return: 4.80% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.50 (lower mid).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹50,033 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.83% (top quartile).
3Y return: 16.29% (upper mid).
1Y return: 4.11% (bottom quartile).
1M return: 1.95% (bottom quartile).
Alpha: 1.75 (lower mid).
Sharpe: -0.21 (bottom quartile).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (lower mid).
3Y return: 16.03% (lower mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (bottom quartile).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (bottom quartile).
1Y return: 12.06% (upper mid).
1M return: 2.10% (lower mid).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (upper mid).

Bandhan Hybrid Equity Fund

Upper mid AUM (₹2,021 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.09% (bottom quartile).
3Y return: 14.41% (bottom quartile).
1Y return: 8.58% (bottom quartile).
1M return: 3.57% (upper mid).
Alpha: 6.12 (top quartile).
Sharpe: 0.08 (bottom quartile).

Top 5 Lump sum Conservative Hybrid Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹41.94 ↑ 0.29	₹1,482	5,000	15.8	11.5	11.7	19.4	16	-0.9
ICICI Prudential Multi-Asset Fund Growth	₹807.89 ↑ 1.02	₹84,165	5,000	2.2	-0.3	6.9	16.6	17.5	18.6
SBI Multi Asset Allocation Fund Growth	₹66.2568 ↓ -0.29	₹18,290	5,000	2.3	2	12.6	16.5	13.5	18.6
ICICI Prudential Equity and Debt Fund Growth	₹402.61 ↓ -0.50	₹50,033	5,000	5	-1.7	4.1	16.3	16.8	13.3
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	5,000	0.5	10.5	27.1	16	14.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	BOI AXA Mid and Small Cap Equity and Debt Fund	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	ICICI Prudential Equity and Debt Fund	Sundaram Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹1,482 Cr).	Highest AUM (₹84,165 Cr).	Lower mid AUM (₹18,290 Cr).	Upper mid AUM (₹50,033 Cr).	Bottom quartile AUM (₹1,954 Cr).
Point 2	Established history (9+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).	Oldest track record among peers (26 yrs).	Established history (26+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.04% (lower mid).	5Y return: 17.54% (top quartile).	5Y return: 13.49% (bottom quartile).	5Y return: 16.83% (upper mid).	5Y return: 14.20% (bottom quartile).
Point 6	3Y return: 19.38% (top quartile).	3Y return: 16.64% (upper mid).	3Y return: 16.48% (lower mid).	3Y return: 16.29% (bottom quartile).	3Y return: 16.03% (bottom quartile).
Point 7	1Y return: 11.69% (lower mid).	1Y return: 6.85% (bottom quartile).	1Y return: 12.59% (upper mid).	1Y return: 4.11% (bottom quartile).	1Y return: 27.10% (top quartile).
Point 8	1M return: 4.80% (top quartile).	1M return: 1.43% (bottom quartile).	1M return: -0.14% (bottom quartile).	1M return: 1.95% (upper mid).	1M return: 1.80% (lower mid).
Point 9	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 1.75 (upper mid).	Alpha: 5.81 (top quartile).
Point 10	Sharpe: 0.50 (lower mid).	Sharpe: 0.18 (bottom quartile).	Sharpe: 0.78 (upper mid).	Sharpe: -0.21 (bottom quartile).	Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,482 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.04% (lower mid).
3Y return: 19.38% (top quartile).
1Y return: 11.69% (lower mid).
1M return: 4.80% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.50 (lower mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹84,165 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.54% (top quartile).
3Y return: 16.64% (upper mid).
1Y return: 6.85% (bottom quartile).
1M return: 1.43% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.18 (bottom quartile).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹18,290 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 13.49% (bottom quartile).
3Y return: 16.48% (lower mid).
1Y return: 12.59% (upper mid).
1M return: -0.14% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.78 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹50,033 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.83% (upper mid).
3Y return: 16.29% (bottom quartile).
1Y return: 4.11% (bottom quartile).
1M return: 1.95% (upper mid).
Alpha: 1.75 (upper mid).
Sharpe: -0.21 (bottom quartile).

Sundaram Equity Hybrid Fund

Bottom quartile AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (bottom quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (lower mid).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

Top 5 Lump sum Arbitrage Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Invesco India Arbitrage Fund Growth	₹33.747 ↑ 0.02	₹28,062	5,000	1.4	3	5.9	7	6.2	6.5
UTI Arbitrage Fund Growth	₹37.0543 ↑ 0.02	₹10,991	5,000	1.4	3	5.9	7	6	6.5
HDFC Arbitrage Fund Growth	₹32.385 ↑ 0.01	₹25,085	100,000	1.4	3	5.9	6.9	6	6.3
SBI Arbitrage Opportunities Fund Growth	₹35.7468 ↑ 0.02	₹43,266	5,000	1.4	3	5.9	6.9	6.2	6.5
Kotak Equity Arbitrage Fund Growth	₹39.6165 ↑ 0.02	₹72,079	5,000	1.4	3	5.9	7.1	6.2	6.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Invesco India Arbitrage Fund	UTI Arbitrage Fund	HDFC Arbitrage Fund	SBI Arbitrage Opportunities Fund	Kotak Equity Arbitrage Fund
Point 1	Lower mid AUM (₹28,062 Cr).	Bottom quartile AUM (₹10,991 Cr).	Bottom quartile AUM (₹25,085 Cr).	Upper mid AUM (₹43,266 Cr).	Highest AUM (₹72,079 Cr).
Point 2	Established history (19+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).	Established history (19+ yrs).	Established history (20+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	5Y return: 6.19% (top quartile).	5Y return: 6.00% (bottom quartile).	5Y return: 5.96% (bottom quartile).	5Y return: 6.19% (upper mid).	5Y return: 6.17% (lower mid).
Point 6	3Y return: 6.97% (lower mid).	3Y return: 7.01% (upper mid).	3Y return: 6.94% (bottom quartile).	3Y return: 6.95% (bottom quartile).	3Y return: 7.06% (top quartile).
Point 7	1Y return: 5.94% (top quartile).	1Y return: 5.90% (upper mid).	1Y return: 5.90% (lower mid).	1Y return: 5.87% (bottom quartile).	1Y return: 5.86% (bottom quartile).
Point 8	1M return: 0.50% (top quartile).	1M return: 0.48% (bottom quartile).	1M return: 0.50% (upper mid).	1M return: 0.44% (bottom quartile).	1M return: 0.49% (lower mid).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.08 (upper mid).	Sharpe: -0.21 (lower mid).	Sharpe: -0.24 (bottom quartile).	Sharpe: -0.06 (top quartile).	Sharpe: -0.28 (bottom quartile).

Invesco India Arbitrage Fund

Lower mid AUM (₹28,062 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
5Y return: 6.19% (top quartile).
3Y return: 6.97% (lower mid).
1Y return: 5.94% (top quartile).
1M return: 0.50% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.08 (upper mid).

UTI Arbitrage Fund

Bottom quartile AUM (₹10,991 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
5Y return: 6.00% (bottom quartile).
3Y return: 7.01% (upper mid).
1Y return: 5.90% (upper mid).
1M return: 0.48% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.21 (lower mid).

HDFC Arbitrage Fund

Bottom quartile AUM (₹25,085 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.96% (bottom quartile).
3Y return: 6.94% (bottom quartile).
1Y return: 5.90% (lower mid).
1M return: 0.50% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.24 (bottom quartile).

SBI Arbitrage Opportunities Fund

Upper mid AUM (₹43,266 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.19% (upper mid).
3Y return: 6.95% (bottom quartile).
1Y return: 5.87% (bottom quartile).
1M return: 0.44% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.06 (top quartile).

Kotak Equity Arbitrage Fund

Highest AUM (₹72,079 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately Low.
5Y return: 6.17% (lower mid).
3Y return: 7.06% (top quartile).
1Y return: 5.86% (bottom quartile).
1M return: 0.49% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.28 (bottom quartile).

Top 5 Lump sum Dynamic Allocation Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Franklin India Multi - Asset Solution Fund Growth	₹22.1095 ↑ 0.01	₹136	5,000	1.3	2.8	5.7	12.9	11.2	14.1
Axis Dynamic Equity Fund Growth	₹21.28 ↓ -0.04	₹3,750	5,000	4.2	-1.4	2.6	12	10	7
ICICI Prudential Balanced Advantage Fund Growth	₹77.12 ↓ -0.20	₹70,570	5,000	5.5	-0.4	5.4	11.9	10.8	12.2
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹110.58 ↓ -0.14	₹9,253	1,000	6.5	0.6	5.3	11.6	9.8	10.1
Nippon India Balanced Advantage Fund Growth	₹181.072 ↓ -0.24	₹9,574	5,000	5.6	0.2	4.1	11	9.5	7.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Multi - Asset Solution Fund	Axis Dynamic Equity Fund	ICICI Prudential Balanced Advantage Fund	Aditya Birla Sun Life Balanced Advantage Fund	Nippon India Balanced Advantage Fund
Point 1	Bottom quartile AUM (₹136 Cr).	Bottom quartile AUM (₹3,750 Cr).	Highest AUM (₹70,570 Cr).	Lower mid AUM (₹9,253 Cr).	Upper mid AUM (₹9,574 Cr).
Point 2	Established history (11+ yrs).	Established history (8+ yrs).	Established history (19+ yrs).	Oldest track record among peers (26 yrs).	Established history (21+ yrs).
Point 3	Not Rated.	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.18% (top quartile).	5Y return: 10.02% (lower mid).	5Y return: 10.84% (upper mid).	5Y return: 9.81% (bottom quartile).	5Y return: 9.53% (bottom quartile).
Point 6	3Y return: 12.85% (top quartile).	3Y return: 12.02% (upper mid).	3Y return: 11.85% (lower mid).	3Y return: 11.58% (bottom quartile).	3Y return: 10.98% (bottom quartile).
Point 7	1Y return: 5.66% (top quartile).	1Y return: 2.60% (bottom quartile).	1Y return: 5.37% (upper mid).	1Y return: 5.33% (lower mid).	1Y return: 4.09% (bottom quartile).
Point 8	1M return: 0.70% (bottom quartile).	1M return: 2.06% (bottom quartile).	1M return: 2.61% (top quartile).	1M return: 2.17% (lower mid).	1M return: 2.30% (upper mid).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.15 (top quartile).	Sharpe: -0.52 (bottom quartile).	Sharpe: -0.16 (lower mid).	Sharpe: -0.14 (upper mid).	Sharpe: -0.34 (bottom quartile).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹136 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.18% (top quartile).
3Y return: 12.85% (top quartile).
1Y return: 5.66% (top quartile).
1M return: 0.70% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.15 (top quartile).

Axis Dynamic Equity Fund

Bottom quartile AUM (₹3,750 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.02% (lower mid).
3Y return: 12.02% (upper mid).
1Y return: 2.60% (bottom quartile).
1M return: 2.06% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.52 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

Highest AUM (₹70,570 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.84% (upper mid).
3Y return: 11.85% (lower mid).
1Y return: 5.37% (upper mid).
1M return: 2.61% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.16 (lower mid).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹9,253 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.81% (bottom quartile).
3Y return: 11.58% (bottom quartile).
1Y return: 5.33% (lower mid).
1M return: 2.17% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.14 (upper mid).

Nippon India Balanced Advantage Fund

Upper mid AUM (₹9,574 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.53% (bottom quartile).
3Y return: 10.98% (bottom quartile).
1Y return: 4.09% (bottom quartile).
1M return: 2.30% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.34 (bottom quartile).

Top 5 Lump sum Multi Asset Allocation Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
ICICI Prudential Multi-Asset Fund Growth	₹807.89 ↑ 1.02	₹84,165	5,000	2.2	-0.3	6.9	16.6	17.5	18.6
SBI Multi Asset Allocation Fund Growth	₹66.2568 ↓ -0.29	₹18,290	5,000	2.3	2	12.6	16.5	13.5	18.6
UTI Multi Asset Fund Growth	₹78.2049 ↓ -0.38	₹6,922	5,000	5.7	-1	6.7	15.9	13.4	11.1
Edelweiss Multi Asset Allocation Fund Growth	₹64.29 ↑ 0.09	₹3,667	5,000	7.2	-0.5	2.7	13.9	13.4	6
Axis Triple Advantage Fund Growth	₹44.0573 ↓ -0.16	₹2,293	5,000	4.2	0.6	11.8	13.1	9.9	15.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	UTI Multi Asset Fund	Edelweiss Multi Asset Allocation Fund	Axis Triple Advantage Fund
Point 1	Highest AUM (₹84,165 Cr).	Upper mid AUM (₹18,290 Cr).	Lower mid AUM (₹6,922 Cr).	Bottom quartile AUM (₹3,667 Cr).	Bottom quartile AUM (₹2,293 Cr).
Point 2	Oldest track record among peers (23 yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (15+ yrs).
Point 3	Rating: 2★ (upper mid).	Top rated.	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.54% (top quartile).	5Y return: 13.49% (upper mid).	5Y return: 13.45% (lower mid).	5Y return: 13.44% (bottom quartile).	5Y return: 9.87% (bottom quartile).
Point 6	3Y return: 16.64% (top quartile).	3Y return: 16.48% (upper mid).	3Y return: 15.90% (lower mid).	3Y return: 13.90% (bottom quartile).	3Y return: 13.12% (bottom quartile).
Point 7	1Y return: 6.85% (lower mid).	1Y return: 12.59% (top quartile).	1Y return: 6.67% (bottom quartile).	1Y return: 2.75% (bottom quartile).	1Y return: 11.79% (upper mid).
Point 8	1M return: 1.43% (upper mid).	1M return: -0.14% (bottom quartile).	1M return: 0.35% (bottom quartile).	1M return: 2.03% (top quartile).	1M return: 0.48% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 1.20 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.18 (lower mid).	Sharpe: 0.78 (top quartile).	Sharpe: 0.13 (bottom quartile).	Sharpe: -0.27 (bottom quartile).	Sharpe: 0.48 (upper mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹84,165 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.54% (top quartile).
3Y return: 16.64% (top quartile).
1Y return: 6.85% (lower mid).
1M return: 1.43% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.18 (lower mid).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹18,290 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 13.49% (upper mid).
3Y return: 16.48% (upper mid).
1Y return: 12.59% (top quartile).
1M return: -0.14% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.78 (top quartile).

UTI Multi Asset Fund

Lower mid AUM (₹6,922 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.45% (lower mid).
3Y return: 15.90% (lower mid).
1Y return: 6.67% (bottom quartile).
1M return: 0.35% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.13 (bottom quartile).

Edelweiss Multi Asset Allocation Fund

Bottom quartile AUM (₹3,667 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.44% (bottom quartile).
3Y return: 13.90% (bottom quartile).
1Y return: 2.75% (bottom quartile).
1M return: 2.03% (top quartile).
Alpha: 1.20 (top quartile).
Sharpe: -0.27 (bottom quartile).

Axis Triple Advantage Fund

Bottom quartile AUM (₹2,293 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.87% (bottom quartile).
3Y return: 13.12% (bottom quartile).
1Y return: 11.79% (upper mid).
1M return: 0.48% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.48 (upper mid).

Top 5 Lump sum Equity Savings Funds

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Edelweiss Equity Savings Fund Growth	₹26.7509 ↑ 0.03	₹1,365	5,000	4.9	2.6	7.9	10.9	9	8
Kotak Equity Savings Fund Growth	₹27.1961 ↑ 0.03	₹10,108	5,000	3.7	0.4	5.5	10	9.6	7.9
Tata Equity Savings Fund Growth	₹56.3583 ↑ 0.03	₹285	5,000	-0.1	1.8	6.9	9.8	8
SBI Equity Savings Fund Growth	₹24.5528 ↓ -0.02	₹5,643	1,000	2.7	0.8	3.4	9.4	8.4	5
Axis Equity Saver Fund Growth	₹22.77 ↓ -0.01	₹863	5,000	3.7	0.2	4	9	7.7	5.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Edelweiss Equity Savings Fund	Kotak Equity Savings Fund	Tata Equity Savings Fund	SBI Equity Savings Fund	Axis Equity Saver Fund
Point 1	Lower mid AUM (₹1,365 Cr).	Highest AUM (₹10,108 Cr).	Bottom quartile AUM (₹285 Cr).	Upper mid AUM (₹5,643 Cr).	Bottom quartile AUM (₹863 Cr).
Point 2	Established history (11+ yrs).	Established history (11+ yrs).	Oldest track record among peers (28 yrs).	Established history (11+ yrs).	Established history (10+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 9.02% (upper mid).	5Y return: 9.56% (top quartile).	5Y return: 8.02% (bottom quartile).	5Y return: 8.36% (lower mid).	5Y return: 7.69% (bottom quartile).
Point 6	3Y return: 10.86% (top quartile).	3Y return: 9.99% (upper mid).	3Y return: 9.85% (lower mid).	3Y return: 9.44% (bottom quartile).	3Y return: 9.03% (bottom quartile).
Point 7	1Y return: 7.93% (top quartile).	1Y return: 5.52% (lower mid).	1Y return: 6.88% (upper mid).	1Y return: 3.42% (bottom quartile).	1Y return: 4.02% (bottom quartile).
Point 8	1M return: 1.47% (upper mid).	1M return: 0.74% (bottom quartile).	1M return: 0.34% (bottom quartile).	1M return: 0.94% (lower mid).	1M return: 1.88% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.16 (top quartile).	Sharpe: -0.09 (lower mid).	Sharpe: 0.00 (upper mid).	Sharpe: -0.63 (bottom quartile).	Sharpe: -0.58 (bottom quartile).

Edelweiss Equity Savings Fund

Lower mid AUM (₹1,365 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.02% (upper mid).
3Y return: 10.86% (top quartile).
1Y return: 7.93% (top quartile).
1M return: 1.47% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.16 (top quartile).

Kotak Equity Savings Fund

Highest AUM (₹10,108 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.56% (top quartile).
3Y return: 9.99% (upper mid).
1Y return: 5.52% (lower mid).
1M return: 0.74% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.09 (lower mid).

Tata Equity Savings Fund

Bottom quartile AUM (₹285 Cr).
Oldest track record among peers (28 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.02% (bottom quartile).
3Y return: 9.85% (lower mid).
1Y return: 6.88% (upper mid).
1M return: 0.34% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.00 (upper mid).

SBI Equity Savings Fund

Upper mid AUM (₹5,643 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.36% (lower mid).
3Y return: 9.44% (bottom quartile).
1Y return: 3.42% (bottom quartile).
1M return: 0.94% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.63 (bottom quartile).

Axis Equity Saver Fund

Bottom quartile AUM (₹863 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.69% (bottom quartile).
3Y return: 9.03% (bottom quartile).
1Y return: 4.02% (bottom quartile).
1M return: 1.88% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.58 (bottom quartile).

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
HDFC Retirement Savings Fund - Equity Plan Growth	₹48.442 ↓ -0.14	₹6,660	5,000	5.1	-5.8	-3.1	11.5	13.6	5.2
ICICI Prudential Child Care Plan (Gift) Growth	₹329.51 ↓ -0.54	₹1,408	5,000	8.7	0.2	2.7	15.4	13.5	8.3
Tata Retirement Savings Fund - Progressive Growth	₹67.6811 ↑ 0.22	₹2,132	5,000	15.4	3.9	3.5	14.3	11.2	-1.2
SBI Magnum Children's Benefit Plan Growth	₹116.207 ↑ 0.27	₹139	5,000	5.1	4.9	6.8	11.8	11	3.2
Tata Retirement Savings Fund-Moderate Growth	₹66.7165 ↑ 0.20	₹2,145	5,000	13.1	3.2	3.9	13.2	10.8	1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Retirement Savings Fund - Equity Plan	ICICI Prudential Child Care Plan (Gift)	Tata Retirement Savings Fund - Progressive	SBI Magnum Children's Benefit Plan	Tata Retirement Savings Fund-Moderate
Point 1	Highest AUM (₹6,660 Cr).	Bottom quartile AUM (₹1,408 Cr).	Lower mid AUM (₹2,132 Cr).	Bottom quartile AUM (₹139 Cr).	Upper mid AUM (₹2,145 Cr).
Point 2	Established history (10+ yrs).	Oldest track record among peers (24 yrs).	Established history (14+ yrs).	Established history (24+ yrs).	Established history (14+ yrs).
Point 3	Not Rated.	Rating: 2★ (bottom quartile).	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 13.56% (top quartile).	5Y return: 13.50% (upper mid).	5Y return: 11.22% (lower mid).	5Y return: 11.01% (bottom quartile).	5Y return: 10.83% (bottom quartile).
Point 6	3Y return: 11.49% (bottom quartile).	3Y return: 15.39% (top quartile).	3Y return: 14.33% (upper mid).	3Y return: 11.79% (bottom quartile).	3Y return: 13.18% (lower mid).
Point 7	1Y return: -3.05% (bottom quartile).	1Y return: 2.67% (bottom quartile).	1Y return: 3.52% (lower mid).	1Y return: 6.85% (top quartile).	1Y return: 3.95% (upper mid).
Point 8	1M return: 2.63% (upper mid).	1M return: 1.08% (bottom quartile).	1M return: 2.11% (lower mid).	1M return: 2.81% (top quartile).	1M return: 2.01% (bottom quartile).
Point 9	Alpha: -7.14 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 2.66 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.67 (bottom quartile).	Sharpe: -0.07 (upper mid).	Sharpe: -0.06 (top quartile).	Sharpe: -0.32 (bottom quartile).	Sharpe: -0.08 (lower mid).

HDFC Retirement Savings Fund - Equity Plan

Highest AUM (₹6,660 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.56% (top quartile).
3Y return: 11.49% (bottom quartile).
1Y return: -3.05% (bottom quartile).
1M return: 2.63% (upper mid).
Alpha: -7.14 (bottom quartile).
Sharpe: -0.67 (bottom quartile).

ICICI Prudential Child Care Plan (Gift)

Bottom quartile AUM (₹1,408 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.50% (upper mid).
3Y return: 15.39% (top quartile).
1Y return: 2.67% (bottom quartile).
1M return: 1.08% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.07 (upper mid).

Tata Retirement Savings Fund - Progressive

Lower mid AUM (₹2,132 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.22% (lower mid).
3Y return: 14.33% (upper mid).
1Y return: 3.52% (lower mid).
1M return: 2.11% (lower mid).
Alpha: 2.66 (top quartile).
Sharpe: -0.06 (top quartile).

SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹139 Cr).
Established history (24+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.01% (bottom quartile).
3Y return: 11.79% (bottom quartile).
1Y return: 6.85% (top quartile).
1M return: 2.81% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.32 (bottom quartile).

Tata Retirement Savings Fund-Moderate

Upper mid AUM (₹2,145 Cr).
Established history (14+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.83% (bottom quartile).
3Y return: 13.18% (lower mid).
1Y return: 3.95% (upper mid).
1M return: 2.01% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.08 (lower mid).

Best Lump sum Mutual Fund on 1 Month Performance

1. Invesco India Infrastructure Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for Invesco India Infrastructure Fund

Bottom quartile AUM (₹1,497 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.85% (top quartile).
3Y return: 23.35% (upper mid).
1Y return: 10.50% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.05 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Honeywell Automation India Ltd (~7.5%).

Below is the key information for Invesco India Infrastructure Fund

Invesco India Infrastructure Fund Growth
Launch Date	21 Nov 07
NAV (19 Jun 26)	₹69.75 ↑ 0.67 (0.97 %)
Net Assets (Cr)	₹1,497 on 31 May 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.09
Sharpe Ratio	0.05
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹11,511
31 May 23	₹13,755
31 May 24	₹24,602
31 May 25	₹24,831
31 May 26	₹25,841

Invesco India Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Invesco India Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	9.9%
3 Month	24.1%
6 Month	16.7%
1 Year	10.5%
3 Year	23.4%
5 Year	21.8%
10 Year
15 Year
Since launch	11%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-7.1%
2024	33.2%
2023	51.1%
2022	2.3%
2021	55.4%
2020	16.2%
2019	6.1%
2018	-15.8%
2017	48.1%
2016	0.8%

Fund Manager information for Invesco India Infrastructure Fund

Name	Since	Tenure
Sagar Gandhi	1 Mar 25	1.25 Yr.

Data below for Invesco India Infrastructure Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	78.04%
Consumer Cyclical	3.87%
Basic Materials	3.29%
Real Estate	2.87%
Communication Services	2.68%
Energy	2.5%
Technology	1.99%
Utility	1.65%
Health Care	1.11%

Asset Allocation

Asset Class	Value
Cash	1.99%
Equity	98.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Honeywell Automation India Ltd (Industrials) Equity, Since 30 Sep 20 \| HONAUT	8%	₹110 Cr	35,436 ↑ 2,484
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	7%	₹103 Cr	257,769 ↓ -36,231
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 25 \| SCHNEIDER	5%	₹77 Cr	621,052
ABB India Ltd (Industrials) Equity, Since 31 Jul 22 \| ABB	4%	₹63 Cr	87,215 ↓ -4,220
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 30 Nov 24 \| POWERINDIA	4%	₹60 Cr	17,746 ↓ -7,752
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 22 \| BDL	4%	₹55 Cr	405,988
Grindwell Norton Ltd (Industrials) Equity, Since 30 Nov 18 \| 506076	4%	₹51 Cr	326,583 ↑ 45,847
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 25 \| INDIGO	3%	₹50 Cr	116,341 ↑ 8,994
Transformers & Rectifiers (India) Ltd (Industrials) Equity, Since 30 Jun 24 \| 532928	3%	₹47 Cr	1,402,350 ↓ -85,685
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Dec 25 \| DREDGECORP	3%	₹44 Cr	463,827 ↑ 9,917

2. Motilal Oswal Focused 25 Fund

(Erstwhile Motilal Oswal MOSt Focused 25 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in upto 25 companies with long term sustainable competitive advantage and growth potential. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Focused 25 Fund

Lower mid AUM (₹1,557 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.16% (bottom quartile).
3Y return: 11.04% (bottom quartile).
1Y return: 16.12% (upper mid).
Alpha: 6.10 (top quartile).
Sharpe: 0.14 (upper mid).
Information ratio: -0.34 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding CG Power & Industrial Solutions Ltd (~4.2%).

Below is the key information for Motilal Oswal Focused 25 Fund

Motilal Oswal Focused 25 Fund Growth
Launch Date	7 May 13
NAV (19 Jun 26)	₹48.7009 ↑ 0.51 (1.06 %)
Net Assets (Cr)	₹1,557 on 31 May 26
Category	Equity - Focused
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	0.14
Information Ratio	-0.34
Alpha Ratio	6.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹9,873
31 May 23	₹11,007
31 May 24	₹13,703
31 May 25	₹13,926
31 May 26	₹14,872

Motilal Oswal Focused 25 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Motilal Oswal Focused 25 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	8.5%
3 Month	20.9%
6 Month	10.4%
1 Year	16.1%
3 Year	11%
5 Year	9.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-1.7%
2024	13.6%
2023	18.8%
2022	2%
2021	14.6%
2020	17.3%
2019	17.1%
2018	-4.2%
2017	32.2%
2016	2.8%

Fund Manager information for Motilal Oswal Focused 25 Fund

Name	Since	Tenure
Varun Sharma	14 Aug 25	0.8 Yr.
Swapnil Mayekar	18 Nov 25	0.53 Yr.
Ankit Agarwal	5 Aug 25	0.82 Yr.
Rakesh Shetty	22 Nov 22	3.52 Yr.
Atul Mehra	1 Oct 24	1.66 Yr.

Data below for Motilal Oswal Focused 25 Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	23.99%
Industrials	18.61%
Consumer Cyclical	16.49%
Basic Materials	9.94%
Health Care	6.69%
Technology	5.99%
Consumer Defensive	5.25%
Energy	3.34%
Utility	2.97%

Asset Allocation

Asset Class	Value
Cash	6.74%
Equity	93.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 28 Feb 26 \| 500093	4%	₹63 Cr	779,365
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 Aug 25 \| 543349	4%	₹63 Cr	243,798 ↓ -7,506
MTAR Technologies Ltd (Industrials) Equity, Since 30 Nov 25 \| MTARTECH	4%	₹62 Cr	96,496 ↓ -59,194
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 26 \| ICICIBANK	4%	₹62 Cr	492,667 ↑ 61,220
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| 540611	4%	₹62 Cr	605,422 ↑ 152,315
Aditya Infotech Ltd (Industrials) Equity, Since 28 Feb 26 \| CPPLUS	4%	₹61 Cr	261,175 ↓ -30,556
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Jan 26 \| ICICIAMC	4%	₹61 Cr	184,364 ↑ 4,322
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jan 26 \| ETERNAL	4%	₹60 Cr	2,411,591 ↑ 632,129
Gabriel India Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| GABRIEL	4%	₹55 Cr	536,227 ↑ 22,244
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 28 Feb 26 \| APOLLOHOSP	4%	₹54 Cr	70,844 ↑ 5,818

3. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Highest AUM (₹10,153 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.06% (upper mid).
3Y return: 23.49% (top quartile).
1Y return: 10.39% (bottom quartile).
Alpha: 2.71 (upper mid).
Sharpe: 0.07 (lower mid).
Information ratio: 0.87 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Max Healthcare Institute Ltd Ordinary Shares (~7.1%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (19 Jun 26)	₹107.01 ↑ 0.74 (0.70 %)
Net Assets (Cr)	₹10,153 on 31 May 26
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.07
Information Ratio	0.87
Alpha Ratio	2.71
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,467
31 May 23	₹11,974
31 May 24	₹17,437
31 May 25	₹20,804
31 May 26	₹21,803

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	8%
3 Month	18.8%
6 Month	5.8%
1 Year	10.4%
3 Year	23.5%
5 Year	18.1%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.7%
2024	37.5%
2023	31.6%
2022	-0.4%
2021	29.7%
2020	13.3%
2019	10.7%
2018	-0.2%
2017	39.6%
2016	3.3%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	2.56 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	29.23%
Health Care	19.13%
Consumer Cyclical	17.87%
Industrials	16.53%
Real Estate	7.69%
Basic Materials	4.4%
Technology	2.55%
Communication Services	1.84%
Utility	0.62%

Asset Allocation

Asset Class	Value
Cash	0.11%
Equity	99.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	7%	₹690 Cr	6,948,724 ↑ 773,319
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| ETERNAL	6%	₹611 Cr	24,729,692 ↑ 5,748,946
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	6%	₹597 Cr	1,389,777 ↑ 156,336
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	6%	₹585 Cr	4,629,833 ↑ 1,498,175
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	5%	₹458 Cr	4,283,799
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	5%	₹451 Cr	1,089,122
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	5%	₹443 Cr	3,129,905 ↑ 714,194
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	4%	₹402 Cr	1,104,598 ↓ -476,177
ABB India Ltd (Industrials) Equity, Since 30 Jun 23 \| ABB	3%	₹336 Cr	465,045
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Apr 24 \| 532296	3%	₹323 Cr	1,342,939

4. PGIM India Global Agribusiness Offshore Fund

The primary investment objective of the scheme is to generate long-term capital growth by investing predominantly in units of overseas mutual funds, focusing on agriculture and/or would be direct and indirect beneficiaries of the anticipated growth in the agriculture and/or affiliated/allied sectors.

Research Highlights for PGIM India Global Agribusiness Offshore Fund

Upper mid AUM (₹1,797 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 9.21% (lower mid).
3Y return: 19.83% (lower mid).
1Y return: 29.92% (top quartile).
1M return: 7.95% (bottom quartile).
Alpha: -30.16 (bottom quartile).
Sharpe: 1.03 (top quartile).
Information ratio: -0.71 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding PGIM Jennison Global Eq Opps USD I Acc (~98.3%).
Top-3 holdings concentration ~100.2%.

Below is the key information for PGIM India Global Agribusiness Offshore Fund

PGIM India Global Agribusiness Offshore Fund Growth
Launch Date	14 May 10
NAV (18 Jun 26)	₹55.1 ↑ 1.36 (2.53 %)
Net Assets (Cr)	₹1,797 on 31 May 26
Category	Others - Fund of Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆
Risk	High
Expense Ratio	1.56
Sharpe Ratio	1.03
Information Ratio	-0.71
Alpha Ratio	-30.16
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹7,953
31 May 23	₹9,240
31 May 24	₹12,032
31 May 25	₹12,605
31 May 26	₹16,105

PGIM India Global Agribusiness Offshore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for PGIM India Global Agribusiness Offshore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	8%
3 Month	26.4%
6 Month	19.2%
1 Year	29.9%
3 Year	19.8%
5 Year	9.2%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.9%
2024	24%
2023	39.5%
2022	-33.8%
2021	7%
2020	72.4%
2019	30.9%
2018	0.3%
2017	11.9%
2016	0.8%

Fund Manager information for PGIM India Global Agribusiness Offshore Fund

Name	Since	Tenure
Anandha Padmanabhan Anjeneyan	15 Feb 25	1.29 Yr.
Vivek Sharma	15 Feb 25	1.29 Yr.

Data below for PGIM India Global Agribusiness Offshore Fund as on 31 May 26

Asset Allocation

Asset Class	Value
Cash	7.44%
Equity	92.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
PGIM Jennison Global Eq Opps USD I Acc Investment Fund \| -	98%	₹1,666 Cr	518,221
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	2%	₹30 Cr
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹2 Cr

Case Study: Lump Sum vs SIP

Imagine you received a ₹5,00,000 bonus in January 2020:

Lump Sum in Nifty 50 Index Fund (5 years) - Grew to ~₹11,20,000 (CAGR ~17%).
SIP of ₹10,000/month for 5 years - Grew to ~₹9,10,000 (CAGR ~12%).

Clearly, lump sum generated higher wealth since markets were in a growth cycle. But SIP reduces risk in volatile times. This highlights why timing and risk profile matter.

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Tips to Invest Lump Sum in 2025

Stagger via STP (Systematic Transfer Plan): If markets are high, park in liquid funds and transfer monthly.
Match with Goals: Use equity for long-term goals (7–10 years), debt for short-term (1–3 years).
Check Market Valuation: Enter lump sum during dips for best results.
Diversify: Don’t put all money in one fund—spread across categories.
Review Yearly: Rebalance based on performance and goals.

FAQs on Lump Sum Mutual Funds

Q1. Is lump sum better than SIP?

A: Lump sum works well if you have a long-term horizon and invest during market corrections. SIP is safer for average investors.

Q2. What is the minimum amount for lump sum investment?

A: Most mutual funds in India allow lump sum starting from ₹5,000.

Q3. Can I invest lump sum in debt funds for short term?

A: Yes, corporate bond and short-term funds are suitable for 1–3 years.

Q4. Which category is best for lump sum?

A: Equity Funds (flexi-cap, large-cap, mid-cap) are best for 7–10 years; debt funds for short horizons.

Q5. Should I wait for a market crash before investing lump sum

A: Timing the market is difficult. Instead, use STP strategy if valuations look expensive.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.