+91-22-489139095 Best Baroda MF SIP Schemes 2025
Systematic Investment plan or SIP is a method of Investing a fixed amount regularly at a stipulated time. It is the most flexible and easy investment plan. Your money is auto-debited from your Bank account and is invested to the scheme. Due to the SIP’s investing style, investors don’t need to time the Market.
Baroda Mutual Fund, being India’s one of the prominent AMCs, investors always prefer the SIP funds offered by the company. You can start investing in a SIP with just INR 500. One of the other advantages of a SIP investment is that you can plan and fulfill your Financial goals.
Goals like marriage, Retirement planning, purchase of a house/vehicle, etc., can be well-planned and achieved on time with a SIP route.
Talk to our investment specialist
Why Invest in Baroda Mutual Fund SIP?
Baroda SIP is one of the most popular mutual fund schemes offered by the company. A SIP is just like a Recurring deposit. Each month on a specific date a certain amount that is chosen by you gets invested in a mutual fund scheme of your choice. The dates available for SIP investment are given on the company website. There are multiple benefits of investing through Baroda MF SIP. Some of them include:
- Habit of disciplined investing
- Achieving your financial goal
- Taking advantage of the rupee cost averaging
- Growth of investment over a period of time which generates more returns
- Minimum SIP investment of just INR 500 monthly
Following are the best Baroda SIP Funds (Equity Funds) for the year 2025 - 2026. These funds are shortlisted by undertaking certain parameters like AUM, NAV, peer average returns, past performances, etc.
Best Baroda Equity SIP Funds
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Baroda Pioneer Mid-Cap Fund Growth ₹16.5124
↑ 0.15 ₹97 500 -8.1 0.1 26.2 22.5 15.9 Baroda Pioneer Multi Cap Fund Growth ₹290.928
↑ 1.87 ₹3,148 500 3.3 1.5 -3.2 18.9 19.3 -2.8 Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 ₹210 500 -6.1 -3.5 17.6 16.7 11.6 Baroda Pioneer Banking And Financial Services Fund Growth ₹50.5169
↑ 0.46 ₹365 500 6.8 3.8 13.6 16.1 14.4 14.4 Baroda Pioneer Large Cap Fund Growth ₹20.532
↑ 0.03 ₹51 500 -5.7 -7.3 5.9 13.8 10.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22 Research Highlights & Commentary of 5 Funds showcased
Commentary Baroda Pioneer Mid-Cap Fund Baroda Pioneer Multi Cap Fund Baroda Pioneer ELSS 96 Baroda Pioneer Banking And Financial Services Fund Baroda Pioneer Large Cap Fund Point 1 Bottom quartile AUM (₹97 Cr). Highest AUM (₹3,148 Cr). Lower mid AUM (₹210 Cr). Upper mid AUM (₹365 Cr). Bottom quartile AUM (₹51 Cr). Point 2 Established history (15+ yrs). Oldest track record among peers (22 yrs). Established history (10+ yrs). Established history (13+ yrs). Established history (15+ yrs). Point 3 Rating: 1★ (bottom quartile). Top rated. Not Rated. Rating: 2★ (upper mid). Rating: 2★ (lower mid). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 15.89% (upper mid). 5Y return: 19.31% (top quartile). 5Y return: 11.62% (bottom quartile). 5Y return: 14.37% (lower mid). 5Y return: 10.45% (bottom quartile). Point 6 3Y return: 22.51% (top quartile). 3Y return: 18.88% (upper mid). 3Y return: 16.70% (lower mid). 3Y return: 16.06% (bottom quartile). 3Y return: 13.75% (bottom quartile). Point 7 1Y return: 26.24% (top quartile). 1Y return: -3.15% (bottom quartile). 1Y return: 17.56% (upper mid). 1Y return: 13.60% (lower mid). 1Y return: 5.94% (bottom quartile). Point 8 Alpha: 0.00 (upper mid). Alpha: -4.51 (bottom quartile). Alpha: 5.69 (top quartile). Alpha: -3.31 (bottom quartile). Alpha: -3.15 (lower mid). Point 9 Sharpe: 3.23 (top quartile). Sharpe: -0.27 (bottom quartile). Sharpe: 2.51 (upper mid). Sharpe: 0.59 (bottom quartile). Sharpe: 1.53 (lower mid). Point 10 Information ratio: 0.00 (lower mid). Information ratio: 0.09 (upper mid). Information ratio: -0.09 (bottom quartile). Information ratio: 0.44 (top quartile). Information ratio: -0.52 (bottom quartile). Baroda Pioneer Mid-Cap Fund
Baroda Pioneer Multi Cap Fund
Baroda Pioneer ELSS 96
Baroda Pioneer Banking And Financial Services Fund
Baroda Pioneer Large Cap Fund
The primary objective of the Scheme will be to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of growth oriented mid cap stocks. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized. Below is the key information for Baroda Pioneer Mid-Cap Fund Returns up to 1 year are on (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. Research Highlights for Baroda Pioneer Multi Cap Fund Below is the key information for Baroda Pioneer Multi Cap Fund Returns up to 1 year are on The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961. Research Highlights for Baroda Pioneer ELSS 96 Below is the key information for Baroda Pioneer ELSS 96 Returns up to 1 year are on The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector. Research Highlights for Baroda Pioneer Banking And Financial Services Fund Below is the key information for Baroda Pioneer Banking And Financial Services Fund Returns up to 1 year are on The primary objective of the Scheme is to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of large cap companies. The Scheme may also invest in debt and
money market securities. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized. Research Highlights for Baroda Pioneer Large Cap Fund Below is the key information for Baroda Pioneer Large Cap Fund Returns up to 1 year are on 1. Baroda Pioneer Mid-Cap Fund
Baroda Pioneer Mid-Cap Fund
Growth Launch Date 4 Oct 10 NAV (11 Mar 22) ₹16.5124 ↑ 0.15 (0.91 %) Net Assets (Cr) ₹97 on 31 Jan 22 Category Equity - Mid Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆ Risk High Expense Ratio 2.54 Sharpe Ratio 3.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹15,787 Returns for Baroda Pioneer Mid-Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -3.8% 3 Month -8.1% 6 Month 0.1% 1 Year 26.2% 3 Year 22.5% 5 Year 15.9% 10 Year 15 Year Since launch 4.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Baroda Pioneer Mid-Cap Fund
Name Since Tenure Data below for Baroda Pioneer Mid-Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Baroda Pioneer Multi Cap Fund
Baroda Pioneer Multi Cap Fund
Growth Launch Date 12 Sep 03 NAV (02 Jan 26) ₹290.928 ↑ 1.87 (0.65 %) Net Assets (Cr) ₹3,148 on 30 Nov 25 Category Equity - Multi Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2 Sharpe Ratio -0.27 Information Ratio 0.09 Alpha Ratio -4.51 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,786 31 Dec 22 ₹14,338 31 Dec 23 ₹18,755 31 Dec 24 ₹24,706 31 Dec 25 ₹24,008 Returns for Baroda Pioneer Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month 0% 3 Month 3.3% 6 Month 1.5% 1 Year -3.2% 3 Year 18.9% 5 Year 19.3% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 -2.8% 2023 31.7% 2022 30.8% 2021 -3% 2020 47.9% 2019 19.5% 2018 8.9% 2017 -11.9% 2016 36.8% 2015 2.3% Fund Manager information for Baroda Pioneer Multi Cap Fund
Name Since Tenure Sanjay Chawla 1 Nov 15 10.09 Yr. Kirtan Mehta 29 Nov 25 0.01 Yr. Data below for Baroda Pioneer Multi Cap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 26.67% Consumer Cyclical 19.25% Industrials 10.93% Technology 10.64% Health Care 8.64% Basic Materials 6.18% Consumer Defensive 4.31% Energy 3.34% Real Estate 2.06% Communication Services 1.67% Utility 1.05% Asset Allocation
Asset Class Value Cash 5.23% Equity 94.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK4% ₹128 Cr 1,269,472 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE3% ₹105 Cr 670,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹83 Cr 600,000
↓ -234,815 One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 5433963% ₹79 Cr 600,000 Sagility Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY3% ₹79 Cr 15,751,261
↑ 3,151,261 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | RADICO2% ₹77 Cr 240,000
↓ -21,003 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | TVSMOTOR2% ₹71 Cr 200,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Jun 24 | NAVINFLUOR2% ₹69 Cr 120,000 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 28 Feb 25 | AMBER2% ₹65 Cr 90,000
↑ 20,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | KARURVYSYA2% ₹64 Cr 2,600,000
↓ -136,000 3. Baroda Pioneer ELSS 96
Baroda Pioneer ELSS 96
Growth Launch Date 2 Mar 15 NAV (11 Mar 22) ₹68.6676 ↑ 0.33 (0.48 %) Net Assets (Cr) ₹210 on 31 Jan 22 Category Equity - ELSS AMC Baroda Pioneer Asset Management Co. Ltd. Rating Risk Moderately High Expense Ratio 2.55 Sharpe Ratio 2.51 Information Ratio -0.09 Alpha Ratio 5.69 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,955 Returns for Baroda Pioneer ELSS 96
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -3.9% 3 Month -6.1% 6 Month -3.5% 1 Year 17.6% 3 Year 16.7% 5 Year 11.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Baroda Pioneer ELSS 96
Name Since Tenure Data below for Baroda Pioneer ELSS 96 as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Baroda Pioneer Banking And Financial Services Fund
Baroda Pioneer Banking And Financial Services Fund
Growth Launch Date 22 Jun 12 NAV (02 Jan 26) ₹50.5169 ↑ 0.46 (0.91 %) Net Assets (Cr) ₹365 on 30 Nov 25 Category Equity - Sectoral AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆ Risk High Expense Ratio 2.42 Sharpe Ratio 0.59 Information Ratio 0.44 Alpha Ratio -3.31 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,798 31 Dec 22 ₹12,490 31 Dec 23 ₹15,045 31 Dec 24 ₹16,924 31 Dec 25 ₹19,369 Returns for Baroda Pioneer Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month 0.9% 3 Month 6.8% 6 Month 3.8% 1 Year 13.6% 3 Year 16.1% 5 Year 14.4% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.4% 2023 12.5% 2022 20.5% 2021 15.7% 2020 8% 2019 -1% 2018 23.1% 2017 1.2% 2016 32.9% 2015 8.7% Fund Manager information for Baroda Pioneer Banking And Financial Services Fund
Name Since Tenure Sanjay Chawla 29 Nov 25 0.01 Yr. Yash Mehta 29 Nov 25 0.01 Yr. Data below for Baroda Pioneer Banking And Financial Services Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 91.65% Technology 1.97% Asset Allocation
Asset Class Value Cash 6.38% Equity 93.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 14 | HDFCBANK21% ₹76 Cr 750,000
↓ -19,900 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK14% ₹51 Cr 370,000
↓ -21,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 12 | SBIN7% ₹27 Cr 271,200 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK6% ₹21 Cr 100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | AXISBANK4% ₹16 Cr 125,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 21 | BAJFINANCE3% ₹11 Cr 104,760 Canara Bank (Financial Services)
Equity, Since 31 Oct 25 | CANBK3% ₹11 Cr 700,000
↑ 340,000 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL3% ₹9 Cr 260,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Sep 24 | BAJAJFINSV2% ₹9 Cr 42,500 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 25 | MCX2% ₹9 Cr 8,500 5. Baroda Pioneer Large Cap Fund
Baroda Pioneer Large Cap Fund
Growth Launch Date 22 Jun 10 NAV (11 Mar 22) ₹20.532 ↑ 0.03 (0.13 %) Net Assets (Cr) ₹51 on 31 Jan 22 Category Equity - Large Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.59 Sharpe Ratio 1.53 Information Ratio -0.52 Alpha Ratio -3.15 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,302 Returns for Baroda Pioneer Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -4.9% 3 Month -5.7% 6 Month -7.3% 1 Year 5.9% 3 Year 13.8% 5 Year 10.5% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Baroda Pioneer Large Cap Fund
Name Since Tenure Data below for Baroda Pioneer Large Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in Baroda Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2026 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for Baroda Pioneer Mid-Cap Fund