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ফিনক্যাশ »যৌথ পুঁজি »সেরা আর্থিক মিউচুয়াল ফান্ড

সেরা আর্থিক মিউচুয়াল ফান্ড 2022

Updated on September 2, 2026 , 16994 views

একটি আর্থিকযৌথ পুঁজি সেক্টরের একটি অংশইক্যুইটি ফান্ড. এই তহবিলগুলি 'ব্যাংকিং এবং আর্থিক পরিষেবা তহবিল' নামেও পরিচিত। এই তহবিল উদ্দেশ্য উৎপন্ন হয়আয় দ্বারাবিনিয়োগ কোম্পানির স্টক/শেয়ারে যা ব্যাংকিং সেক্টর এবং আর্থিক শিল্পকে পূরণ করে। সুতরাং, আসুন বিনিয়োগের জন্য সেরা আর্থিক মিউচুয়াল ফান্ডগুলির সাথে আর্থিক তহবিলের ভবিষ্যত সম্ভাব্যতা বুঝতে পারি।

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ভারতে আর্থিক মিউচুয়াল ফান্ড

আমরা যদি জুলাই 2017 এর প্রকাশিত তথ্য দেখিসেবি, ব্যাংকিং এবংসেক্টর তহবিল সবচেয়ে পছন্দের বেশী ছিল. তথ্য তা দেখায়ব্যাংক এবং ফাইন্যান্স- দুটি নেতৃস্থানীয় সেক্টর শেয়ার AUM একটি ধারালো ঢেউ দেখিয়েছে.

SEBIbanksandfinancedata

জুলাই 17 সালের পরিসংখ্যান অনুযায়ী, ব্যাংকিং সেক্টরের AUM, যা শীর্ষস্থানীয় খাত, মাত্র ছয় মাসে 20.9 শতাংশ থেকে 22.6 শতাংশে চলে গেছে।

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    এবার শুরু করা যাক

সেরা পারফর্মিং সেরা আর্থিক মিউচুয়াল ফান্ড FY 22 - 23৷

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹63.34
↑ 0.18 		₹3,6487.32.37.610.410.117.5
ICICI Prudential Banking and Financial Services Fund Growth ₹131.81
↑ 0.61 		₹11,2295.7-0.50.8109.115.9
Invesco India Financial Services Fund Growth ₹148.14
↑ 0.50 		₹1,8456.54.61117.813.215.1
Sundaram Financial Services Opportunities Fund Growth ₹109.188
↑ 0.23 		₹1,6797.42.711.312.712.816.9
UTI Banking and Financial Services Fund Growth ₹196.359
↑ 1.10 		₹1,4407.30712.510.716.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Banking And Financial Services FundICICI Prudential Banking and Financial Services FundInvesco India Financial Services FundSundaram Financial Services Opportunities FundUTI Banking and Financial Services Fund
Point 1Upper mid AUM (₹3,648 Cr).Highest AUM (₹11,229 Cr).Lower mid AUM (₹1,845 Cr).Bottom quartile AUM (₹1,679 Cr).Bottom quartile AUM (₹1,440 Cr).
Point 2Established history (12+ yrs).Established history (18+ yrs).Established history (18+ yrs).Established history (18+ yrs).Oldest track record among peers (22 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 10.07% (bottom quartile).5Y return: 9.07% (bottom quartile).5Y return: 13.20% (top quartile).5Y return: 12.77% (upper mid).5Y return: 10.68% (lower mid).
Point 63Y return: 10.45% (bottom quartile).3Y return: 9.95% (bottom quartile).3Y return: 17.79% (top quartile).3Y return: 12.71% (upper mid).3Y return: 12.50% (lower mid).
Point 71Y return: 7.61% (lower mid).1Y return: 0.79% (bottom quartile).1Y return: 11.02% (upper mid).1Y return: 11.26% (top quartile).1Y return: 7.02% (bottom quartile).
Point 8Alpha: 4.29 (lower mid).Alpha: -3.59 (bottom quartile).Alpha: 5.84 (top quartile).Alpha: 4.59 (upper mid).Alpha: 4.13 (bottom quartile).
Point 9Sharpe: 0.08 (bottom quartile).Sharpe: -0.30 (bottom quartile).Sharpe: 0.18 (top quartile).Sharpe: 0.08 (lower mid).Sharpe: 0.08 (upper mid).
Point 10Information ratio: -0.02 (bottom quartile).Information ratio: -0.32 (bottom quartile).Information ratio: 0.90 (top quartile).Information ratio: 0.28 (lower mid).Information ratio: 0.37 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,648 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 10.07% (bottom quartile).
  • 3Y return: 10.45% (bottom quartile).
  • 1Y return: 7.61% (lower mid).
  • Alpha: 4.29 (lower mid).
  • Sharpe: 0.08 (bottom quartile).
  • Information ratio: -0.02 (bottom quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,229 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 9.07% (bottom quartile).
  • 3Y return: 9.95% (bottom quartile).
  • 1Y return: 0.79% (bottom quartile).
  • Alpha: -3.59 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: -0.32 (bottom quartile).

Invesco India Financial Services Fund

  • Lower mid AUM (₹1,845 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: High.
  • 5Y return: 13.20% (top quartile).
  • 3Y return: 17.79% (top quartile).
  • 1Y return: 11.02% (upper mid).
  • Alpha: 5.84 (top quartile).
  • Sharpe: 0.18 (top quartile).
  • Information ratio: 0.90 (top quartile).

Sundaram Financial Services Opportunities Fund

  • Bottom quartile AUM (₹1,679 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 12.77% (upper mid).
  • 3Y return: 12.71% (upper mid).
  • 1Y return: 11.26% (top quartile).
  • Alpha: 4.59 (upper mid).
  • Sharpe: 0.08 (lower mid).
  • Information ratio: 0.28 (lower mid).

UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,440 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 10.68% (lower mid).
  • 3Y return: 12.50% (lower mid).
  • 1Y return: 7.02% (bottom quartile).
  • Alpha: 4.13 (bottom quartile).
  • Sharpe: 0.08 (upper mid).
  • Information ratio: 0.37 (upper mid).

যখন আমরা ভারতের ব্যাঙ্কিং এবং ফিনান্স সেক্টরের কথা বলি, তখন আমাদের অনেক বড় খেলোয়াড় আছেআইসিআইসিআই ব্যাঙ্ক লিমিটেড, এইচডিএফসি ব্যাঙ্ক লিমিটেড, স্টেট ব্যাঙ্ক অফ ইন্ডিয়া, ইয়েস ব্যাঙ্ক লিমিটেড, অ্যাক্সিস ব্যাঙ্ক লিমিটেড ইত্যাদি। ভারতীয় ব্যাঙ্কিং ব্যবস্থায় 26টি বেসরকারি ব্যাঙ্ক, 27টি সরকারি ব্যাঙ্ক, 1,574টি শহুরে সমবায় ব্যাঙ্ক, 56টি আঞ্চলিক গ্রামীণ ব্যাঙ্ক, 46টি বিদেশী ব্যাঙ্ক রয়েছে। এবং সমবায় ঋণ প্রতিষ্ঠান ছাড়াও 93,913টি গ্রামীণ সমবায় ব্যাংক।

ব্যাংকিং এবং আর্থিক শিল্পের মধ্যে কাজ করে এমন কোম্পানিগুলি অত্যন্ত নিয়ন্ত্রিত। অনেক ভাল কোম্পানি বছরের পর বছর ধরে ধারাবাহিক কর্মক্ষমতা এবং রিটার্ন প্রদানের লক্ষ্য রাখে, ফলস্বরূপ, এটি বিনিয়োগকারীদের জন্য আস্থা আনে যারা সেক্টর ফান্ডে বিনিয়োগ করার পরিকল্পনা করছেন। যাইহোক, এই ধরনের তহবিলের ঝুঁকির কারণগুলিকে সর্বদা মনে রাখা উচিত। এই তহবিলগুলি, কখনও কখনও, দুটি চরমে হতে পারে, তারা ভাল রিটার্ন প্রদান করতে পারে এবং কখনও কখনও খারাপভাবেও পারফর্ম করতে পারে। অতএব, এটা যুক্তিযুক্ত যে বিনিয়োগকারীরা যারা এই ধরনের সেক্টর ফান্ডে বিনিয়োগ করার পরিকল্পনা করছেন তাদের উচ্চ-ঝুকিপুন্ন ক্ষুধা এবং দীর্ঘ সময়ের জন্য বিনিয়োগ করা উচিত। আদর্শভাবে, বৈচিত্র্যের উদ্দেশ্যে এই ধরনের তহবিলে বিনিয়োগ করা উচিত।

1. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,648 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 10.07% (bottom quartile).
  • 3Y return: 10.45% (bottom quartile).
  • 1Y return: 7.61% (lower mid).
  • Alpha: 4.29 (lower mid).
  • Sharpe: 0.08 (bottom quartile).
  • Information ratio: -0.02 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~14.3%).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (04 Sep 26) ₹63.34 ↑ 0.18   (0.28 %)
Net Assets (Cr) ₹3,648 on 31 Jul 26
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.08
Information Ratio -0.02
Alpha Ratio 4.29
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,126
31 Aug 23₹11,933
31 Aug 24₹14,509
31 Aug 25₹14,932
31 Aug 26₹16,380

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

DurationReturns
1 Month -0.5%
3 Month 7.3%
6 Month 2.3%
1 Year 7.6%
3 Year 10.4%
5 Year 10.1%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.5%
2023 8.7%
2022 21.7%
2021 11.5%
2020 16.8%
2019 1.1%
2018 14.9%
2017 -2.4%
2016 47.6%
2015 15.7%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.94 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services96.27%
Technology1.03%
Asset Allocation
Asset ClassValue
Cash1.69%
Equity98.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK		14%₹522 Cr3,636,644
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK		10%₹378 Cr5,058,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215		8%₹283 Cr2,302,100
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034		7%₹250 Cr2,187,250
↑ 50,000
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN		5%₹197 Cr1,886,669
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN		5%₹184 Cr1,793,689
↓ -125,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK		3%₹115 Cr2,956,665
↓ -390,000
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 540611		3%₹110 Cr1,046,861
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE		3%₹100 Cr533,402
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Aug 24 | PNBHOUSING		3%₹97 Cr918,856

2. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,229 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 9.07% (bottom quartile).
  • 3Y return: 9.95% (bottom quartile).
  • 1Y return: 0.79% (bottom quartile).
  • Alpha: -3.59 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: -0.32 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~14.0%).

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (04 Sep 26) ₹131.81 ↑ 0.61   (0.46 %)
Net Assets (Cr) ₹11,229 on 31 Jul 26
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.83
Sharpe Ratio -0.31
Information Ratio -0.32
Alpha Ratio -3.59
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,207
31 Aug 23₹11,532
31 Aug 24₹14,419
31 Aug 25₹15,310
31 Aug 26₹15,562

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

DurationReturns
1 Month 0%
3 Month 5.7%
6 Month -0.5%
1 Year 0.8%
3 Year 10%
5 Year 9.1%
10 Year
15 Year
Since launch 15.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 11.6%
2022 17.9%
2021 11.9%
2020 23.5%
2019 -5.5%
2018 14.5%
2017 -0.4%
2016 45.1%
2015 21.1%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Sharmila D'Silva30 Jun 224.17 Yr.
Antariksha Banerjee2 Mar 260.5 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services90.2%
Health Care0.91%
Industrials0.22%
Asset Allocation
Asset ClassValue
Cash7.96%
Equity92.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK		14%₹1,575 Cr10,972,843
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK		12%₹1,327 Cr17,737,181
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK		9%₹988 Cr25,301,678
↑ 6,198,557
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215		8%₹947 Cr7,700,554
↑ 650,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN		7%₹827 Cr8,048,270
↑ 1,296,702
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 25 | SBICARD		3%₹353 Cr5,346,071
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE		3%₹335 Cr1,780,261
↓ -724,727
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN		3%₹330 Cr6,300,888
↓ -498,982
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE		3%₹298 Cr5,428,988
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 25 | 532978		2%₹281 Cr1,383,217
↑ 40,000

3. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Research Highlights for Invesco India Financial Services Fund

  • Lower mid AUM (₹1,845 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: High.
  • 5Y return: 13.20% (top quartile).
  • 3Y return: 17.79% (top quartile).
  • 1Y return: 11.02% (upper mid).
  • Alpha: 5.84 (top quartile).
  • Sharpe: 0.18 (top quartile).
  • Information ratio: 0.90 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding ICICI Bank Ltd (~13.5%).

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund
Growth
Launch Date 14 Jul 08
NAV (04 Sep 26) ₹148.14 ↑ 0.50   (0.34 %)
Net Assets (Cr) ₹1,845 on 31 Jul 26
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating ☆☆☆☆
Risk High
Expense Ratio 2.23
Sharpe Ratio 0.18
Information Ratio 0.9
Alpha Ratio 5.84
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹9,970
31 Aug 23₹11,351
31 Aug 24₹16,042
31 Aug 25₹16,696
31 Aug 26₹18,934

Invesco India Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

DurationReturns
1 Month 0.1%
3 Month 6.5%
6 Month 4.6%
1 Year 11%
3 Year 17.8%
5 Year 13.2%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.1%
2023 19.8%
2022 26%
2021 12.8%
2020 14%
2019 2.4%
2018 21.2%
2017 -0.3%
2016 45.2%
2015 10.4%
Fund Manager information for Invesco India Financial Services Fund
NameSinceTenure
Hiten Jain19 May 206.29 Yr.
Haresh Kapoor1 Jan 260.66 Yr.

Data below for Invesco India Financial Services Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services94.81%
Technology4%
Asset Allocation
Asset ClassValue
Cash1.19%
Equity98.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK		14%₹250 Cr1,738,628
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK		11%₹197 Cr2,637,811
↓ -262,245
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215		7%₹124 Cr1,005,744
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | 590003		5%₹97 Cr2,826,883
↑ 162,960
BSE Ltd (Financial Services)
Equity, Since 30 Sep 23 | BSE		4%₹81 Cr222,573
↑ 24,719
Shriram Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | SHRIRAMFIN		4%₹77 Cr731,682
ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIAMC		4%₹75 Cr240,125
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 22 | MCX		4%₹68 Cr251,091
Nuvama Wealth Management Ltd (Financial Services)
Equity, Since 30 Sep 25 | NUVAMA		4%₹67 Cr373,787
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 17 | CHOLAFIN		3%₹64 Cr347,691

4. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

  • Bottom quartile AUM (₹1,679 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 12.77% (upper mid).
  • 3Y return: 12.71% (upper mid).
  • 1Y return: 11.26% (top quartile).
  • Alpha: 4.59 (upper mid).
  • Sharpe: 0.08 (lower mid).
  • Information ratio: 0.28 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~12.1%).

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund
Growth
Launch Date 10 Jun 08
NAV (04 Sep 26) ₹109.188 ↑ 0.23   (0.21 %)
Net Assets (Cr) ₹1,679 on 31 Jul 26
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.12
Sharpe Ratio 0.08
Information Ratio 0.28
Alpha Ratio 4.59
Min Investment 100,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,420
31 Aug 23₹12,638
31 Aug 24₹16,676
31 Aug 25₹16,237
31 Aug 26₹18,529

Sundaram Financial Services Opportunities Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

DurationReturns
1 Month -0.2%
3 Month 7.4%
6 Month 2.7%
1 Year 11.3%
3 Year 12.7%
5 Year 12.8%
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.9%
2023 7.1%
2022 31.1%
2021 16.8%
2020 15.3%
2019 2.7%
2018 26.4%
2017 -3.7%
2016 33.3%
2015 12.8%
Fund Manager information for Sundaram Financial Services Opportunities Fund
NameSinceTenure
Rohit Seksaria30 Dec 178.59 Yr.
Shalav Saket28 Feb 260.42 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services94.78%
Technology2.05%
Asset Allocation
Asset ClassValue
Cash2.15%
Equity96.83%
Debt1.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | ICICIBANK		12%₹203 Cr1,416,021
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 532215		9%₹158 Cr1,285,006
↑ 67,465
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK		9%₹143 Cr1,914,256
↓ -1,200,000
State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | SBIN		8%₹136 Cr1,327,777
↑ 324,308
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 25 | 532978		6%₹94 Cr462,386
↑ 9,667
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 25 | KOTAKBANK		6%₹93 Cr2,379,924
↑ 1,010,742
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Sep 23 | SHRIRAMFIN		4%₹70 Cr672,583
DCB Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | DCBBANK		4%₹70 Cr3,778,314
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING		4%₹66 Cr631,329
Bank of Baroda (Financial Services)
Equity, Since 29 Feb 24 | 532134		4%₹65 Cr2,684,849
↑ 476,223

5. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,440 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 10.68% (lower mid).
  • 3Y return: 12.50% (lower mid).
  • 1Y return: 7.02% (bottom quartile).
  • Alpha: 4.13 (bottom quartile).
  • Sharpe: 0.08 (upper mid).
  • Information ratio: 0.37 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding HDFC Bank Ltd (~17.3%).
  • Top-3 holdings concentration ~39.4%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (04 Sep 26) ₹196.359 ↑ 1.10   (0.56 %)
Net Assets (Cr) ₹1,440 on 31 Jul 26
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.2
Sharpe Ratio 0.08
Information Ratio 0.37
Alpha Ratio 4.13
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,354
31 Aug 23₹11,675
31 Aug 24₹14,722
31 Aug 25₹15,560
31 Aug 26₹16,957

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

DurationReturns
1 Month -1.5%
3 Month 7.3%
6 Month 0%
1 Year 7%
3 Year 12.5%
5 Year 10.7%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.3%
2023 11.1%
2022 19.5%
2021 15.1%
2020 14.3%
2019 -5.3%
2018 11.6%
2017 -6.8%
2016 43.5%
2015 13%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Amit Premchandani16 Jun 251.13 Yr.
Bhavesh Kanani12 Jan 260.55 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services94.7%
Technology1.73%
Asset Allocation
Asset ClassValue
Cash3.58%
Equity96.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK		17%₹249 Cr3,325,000
↑ 200,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK		12%₹180 Cr1,251,000
↓ -200,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215		10%₹140 Cr1,135,000
↑ 165,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN		9%₹128 Cr1,248,490
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK		9%₹127 Cr3,250,000
↑ 700,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034		8%₹113 Cr991,452
↓ -143,548
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN		4%₹55 Cr527,975
↓ -165,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB		4%₹55 Cr7,684,317
↑ 800,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 25 | SBILIFE		4%₹52 Cr277,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Aug 24 | 532978		2%₹30 Cr146,000
↓ -100,000

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।

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