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4টি সেরা পারফর্মিং ইক্যুইটি সেভিংস ফান্ড 2022৷
ইক্যুইটি সঞ্চয় তহবিল হাইব্রিড বিভাগের অধীনে পড়েযৌথ পুঁজি. এটি সর্বশেষ প্রকারসম্পদ বরাদ্দ মিউচুয়াল ফান্ডগুলি 2014 সালের শেষের দিকে চালু হয়েছে। ইক্যুইটি সেভিংস ফান্ডগুলি সালিসি, ইক্যুইটি এবং ঋণে বিনিয়োগ করে। এই তহবিল তার মোট সম্পদের কমপক্ষে 65 শতাংশ ইক্যুইটিতে বিনিয়োগ করবে (এর বেশির ভাগই সালিসিতে) এবং বাকি ঋণের উপকরণগুলিতে, তবে ঋণে ন্যূনতম বিনিয়োগ 10 শতাংশ হওয়া উচিত। ইক্যুইটি সঞ্চয় তহবিল বিনিয়োগকারীদের মধ্যে জনপ্রিয় হয়ে উঠছে যারা ইক্যুইটিতে বিনিয়োগ করতে চায় কিন্তু একই সাথে নিরাপদ থাকতে চায়। সুতরাং, আসুন বিনিয়োগের জন্য সেরা পারফরম্যান্সকারী ইক্যুইটি সঞ্চয় তহবিলের কিছু সহ এই তহবিল সম্পর্কে শিখি।
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ইক্যুইটি সেভিংস ফান্ড সম্পর্কে একটি সংক্ষিপ্ত বিবরণ
ইক্যুইটি সঞ্চয় তহবিল স্থিতিশীল উৎপন্ন করতে চায়আয় দ্বারাবিনিয়োগ ডেট ইনস্ট্রুমেন্টে এবং ইক্যুইটি বিনিয়োগের মাধ্যমে সম্ভাব্য উচ্চ রিটার্নের লক্ষ্য। এইভাবে, এই তহবিলগুলি ঝুঁকি এবং রিটার্ন উভয়ের মধ্যে একটি ভারসাম্যপূর্ণ সমীকরণ হিসাবে কাজ করে।
আদর্শভাবে, সালিশ নগদ এবং ডেরিভেটিভের শেয়ারের দামের পার্থক্যের সুবিধা নেয়বাজার. ডেরিভেটিভের ব্যবহার নেট ইক্যুইটি এক্সপোজার হ্রাস করে (অর্থাৎ, আদর্শভাবে 20-40 শতাংশ, যদিও এটি তহবিলে তহবিল পরিবর্তিত হতে পারে) এবং সাধারণত রক্ষা করেবিনিয়োগকারী অস্থির রিটার্ন থেকে।
যেহেতু, ইক্যুইটি সঞ্চয় তহবিলের ইক্যুইটি এক্সপোজারের 65 শতাংশ (ডেরিভেটিভ বিবেচনা না করে), সেগুলিকে এর অধীনে বিবেচনা করা হয়ইক্যুইটি মিউচুয়াল ফান্ড ট্যাক্সেশন ইক্যুইটি সঞ্চয় তহবিলকে রক্ষণশীল বিনিয়োগকারীদের জন্য একটি আদর্শ বিনিয়োগ বিকল্প হিসাবে বিবেচনা করা হয় যারা স্বল্পমেয়াদী অর্থাত্ 1-3 বছরের জন্য বিনিয়োগ করতে চান।
এই তহবিলগুলিতে বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীদের একটি নেওয়া উচিতচুমুক রুট হিসাবে এটি বাজারের সময় নিয়ে উদ্বেগ দূর করে। পোস্ট-অবসর আপনি পর্যায়ক্রমিক ব্যবধানে প্রি-নির্ধারিত প্রত্যাহার সক্ষম করতে SWP (সিস্টেমেটিক উইথড্রয়াল প্ল্যান) বিকল্প ব্যবহার করতে পারেন।
শীর্ষ 4 সেরা ইক্যুইটি সেভিংস ফান্ড FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) L&T Equity Savings Fund Growth ₹31.7216
↑ 0.13 ₹624 0.3 -2 6.3 11.2 14.8 24 Principal Equity Savings Fund Growth ₹68.636
↑ 0.02 ₹976 2.6 1.9 8 11.1 14.5 12.6 Kotak Equity Savings Fund Growth ₹25.4516
↑ 0.03 ₹8,043 2.5 1.7 7 11 12.5 11.7 Edelweiss Equity Savings Fund Growth ₹24.5301
↑ 0.01 ₹577 2.7 3.2 9.9 10.4 11.3 13.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25 ইক্যুইটি সঞ্চয় উপরে AUM/নিট সম্পদ আছে তহবিল100 কোটি. সাজানো হয়েছেশেষ 3 বছরের রিটার্ন.
To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments. L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to provide capital
appreciation and income distribution to the investors by using
equity and equity related instruments, arbitrage opportunities, and
investments in debt and money market instruments Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a Below is the key information for Principal Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on (Erstwhile Edelweiss Equity Savings Advantage Fund) "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Edelweiss Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Equity Savings Fund Returns up to 1 year are on 1. L&T Equity Savings Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 46 in Equity Savings category. Return for 2024 was 24% , 2023 was 17% and 2022 was 2% . L&T Equity Savings Fund
Growth Launch Date 18 Oct 11 NAV (29 Apr 25) ₹31.7216 ↑ 0.13 (0.43 %) Net Assets (Cr) ₹624 on 31 Mar 25 Category Hybrid - Equity Savings AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.49 Sharpe Ratio 0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,362 31 Mar 22 ₹15,089 31 Mar 23 ₹15,359 31 Mar 24 ₹18,555 31 Mar 25 ₹20,227 Returns for L&T Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 1.7% 3 Month 0.3% 6 Month -2% 1 Year 6.3% 3 Year 11.2% 5 Year 14.8% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 17% 2021 2% 2020 16.1% 2019 10.8% 2018 3.7% 2017 -0.6% 2016 13.8% 2015 4.6% 2014 5.1% Fund Manager information for L&T Equity Savings Fund
Name Since Tenure Mahesh Chhabria 15 Jul 23 1.71 Yr. Praveen Ayathan 1 Oct 23 1.5 Yr. Cheenu Gupta 2 Jul 21 3.75 Yr. Sonal Gupta 1 Oct 23 1.5 Yr. Abhishek Gupta 1 Apr 24 1 Yr. Hitesh Gondhia 1 Oct 23 1.5 Yr. Mohd Asif Rizwi 1 Feb 25 0.16 Yr. Data below for L&T Equity Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 52.69% Equity 29.71% Debt 17.6% Equity Sector Allocation
Sector Value Financial Services 31.52% Consumer Cyclical 13.12% Industrials 8.68% Health Care 3.87% Technology 3.52% Consumer Defensive 3.18% Energy 2.72% Utility 2.09% Communication Services 1.88% Basic Materials 1.43% Real Estate 0.04% Debt Sector Allocation
Sector Value Cash Equivalent 52.69% Government 14.15% Corporate 3.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on Kotak Mahindra Bank Ltd
Derivatives | -4% -₹24 Cr Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | KOTAKBANK4% ₹24 Cr 110,800
↓ -8,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 24 | 5322154% ₹22 Cr 201,875 Future on Axis Bank Ltd
Derivatives | -4% -₹22 Cr Blue Star Ltd (Industrials)
Equity, Since 31 Mar 23 | BLUESTARCO3% ₹21 Cr 96,000 Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002513% ₹20 Cr 38,200
↑ 200 Future on ICICI Bank Ltd
Derivatives | -3% -₹20 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 24 | ICICIBANK3% ₹20 Cr 148,400
↑ 21,700 7.06% Govt Stock 2028
Sovereign Bonds | -3% ₹20 Cr 1,900,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5433203% ₹19 Cr 950,000 2. Principal Equity Savings Fund
CAGR/Annualized return of 8.8% since its launch. Ranked 38 in Equity Savings category. Return for 2024 was 12.6% , 2023 was 15.3% and 2022 was 4.1% . Principal Equity Savings Fund
Growth Launch Date 23 May 02 NAV (29 Apr 25) ₹68.636 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹976 on 31 Mar 25 Category Hybrid - Equity Savings AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 0.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,145 31 Mar 22 ₹15,044 31 Mar 23 ₹15,341 31 Mar 24 ₹18,561 31 Mar 25 ₹20,195 Returns for Principal Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 1.7% 3 Month 2.6% 6 Month 1.9% 1 Year 8% 3 Year 11.1% 5 Year 14.5% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.6% 2022 15.3% 2021 4.1% 2020 18.2% 2019 14.6% 2018 5.1% 2017 1.6% 2016 15% 2015 5.5% 2014 3.6% Fund Manager information for Principal Equity Savings Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.25 Yr. Sudhir Kedia 29 Oct 19 5.43 Yr. Rohit Seksaria 1 Jan 22 3.25 Yr. Data below for Principal Equity Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 46.23% Equity 32.53% Debt 21.24% Equity Sector Allocation
Sector Value Financial Services 17.16% Communication Services 9.26% Energy 9.2% Consumer Cyclical 9.09% Technology 6.82% Industrials 6.35% Health Care 3.77% Basic Materials 3.6% Consumer Defensive 3.44% Utility 0.65% Real Estate 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 41.35% Government 17.53% Corporate 8.58% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE9% ₹87 Cr 681,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL9% ₹85 Cr 487,525
↑ 172,900 Future on Reliance Industries Ltd
Derivatives | -8% -₹78 Cr 609,500 Future on Bharti Airtel Ltd
Derivatives | -7% -₹73 Cr 417,525
↑ 172,900 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹67 Cr 6,500,000 Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY6% ₹55 Cr 350,700 Infosys Limited April 2025
Derivatives | -5% -₹49 Cr 312,400
↑ 312,400 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK3% ₹32 Cr 237,200
↓ -61,600 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFCBANK3% ₹28 Cr 155,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | MARUTI3% ₹27 Cr 23,300 3. Kotak Equity Savings Fund
CAGR/Annualized return of 9.3% since its launch. Return for 2024 was 11.7% , 2023 was 15.7% and 2022 was 6.8% . Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (29 Apr 25) ₹25.4516 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹8,043 on 31 Mar 25 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.88 Sharpe Ratio -0.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,557 31 Mar 22 ₹13,922 31 Mar 23 ₹14,665 31 Mar 24 ₹17,567 31 Mar 25 ₹18,645 Returns for Kotak Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 2.2% 3 Month 2.5% 6 Month 1.7% 1 Year 7% 3 Year 11% 5 Year 12.5% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.7% 2022 15.7% 2021 6.8% 2020 11.1% 2019 10.4% 2018 7.8% 2017 4.2% 2016 14% 2015 6.5% 2014 6.4% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 10.47 Yr. Devender Singhal 1 Apr 21 4 Yr. Hiten Shah 3 Oct 19 5.5 Yr. Data below for Kotak Equity Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 45.89% Equity 37.75% Debt 15.48% Other 0.89% Equity Sector Allocation
Sector Value Financial Services 14.98% Consumer Cyclical 10.61% Communication Services 10.52% Basic Materials 6.62% Utility 6.17% Energy 6.04% Industrials 5.51% Consumer Defensive 4.95% Technology 3.86% Health Care 0.96% Real Estate 0.28% Debt Sector Allocation
Sector Value Cash Equivalent 43.99% Government 8.89% Corporate 8.22% Securitized 0.27% Credit Quality
Rating Value AA 10.83% AAA 89.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -5% ₹430 Cr 820,551 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL5% ₹389 Cr 2,242,355
↑ 290,475 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348165% ₹377 Cr 11,267,098 Bharti Airtel Ltd-APR2025
Derivatives | -4% -₹312 Cr 1,791,225
↑ 1,791,225 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | RELIANCE4% ₹286 Cr 2,245,952
↑ 910,500 HDFC Bank Ltd.-APR2025
Derivatives | -3% -₹266 Cr 1,447,050
↑ 1,447,050 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK3% ₹265 Cr 1,447,050 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹237 Cr 205,988 Indus Towers Ltd.-APR2025
Derivatives | -3% -₹236 Cr 7,031,200
↑ 7,031,200 National Bank For Agriculture And Rural Development
Debentures | -3% ₹226 Cr 22,500 4. Edelweiss Equity Savings Fund
CAGR/Annualized return of 8.9% since its launch. Return for 2024 was 13.4% , 2023 was 12.9% and 2022 was 3.2% . Edelweiss Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (29 Apr 25) ₹24.5301 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹577 on 31 Mar 25 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 1.66 Sharpe Ratio 0.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,194 31 Mar 22 ₹13,189 31 Mar 23 ₹13,710 31 Mar 24 ₹16,018 31 Mar 25 ₹17,546 Returns for Edelweiss Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25 Duration Returns 1 Month 1.5% 3 Month 2.7% 6 Month 3.2% 1 Year 9.9% 3 Year 10.4% 5 Year 11.3% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.4% 2022 12.9% 2021 3.2% 2020 11.7% 2019 13% 2018 7% 2017 3.8% 2016 15.1% 2015 4.6% 2014 5.3% Fund Manager information for Edelweiss Equity Savings Fund
Name Since Tenure Bhavesh Jain 1 Oct 21 3.5 Yr. Bharat Lahoti 18 Sep 17 7.54 Yr. Rahul Dedhia 1 Jul 24 0.75 Yr. Pranavi Kulkarni 1 Aug 24 0.66 Yr. Data below for Edelweiss Equity Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 61.61% Equity 24.96% Debt 13.43% Equity Sector Allocation
Sector Value Financial Services 15.18% Energy 10.58% Basic Materials 9.84% Industrials 7.41% Consumer Cyclical 7.02% Health Care 4.18% Technology 4.08% Consumer Defensive 3.45% Communication Services 2.79% Utility 2.45% Real Estate 0.42% Debt Sector Allocation
Sector Value Cash Equivalent 53.49% Corporate 13.3% Government 7.99% Securitized 0.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE8% ₹46 Cr 358,679
↑ 2,910 Future on Reliance Industries Ltd
Derivatives | -7% -₹39 Cr 306,000
↑ 6,500 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹26 Cr 2,500,000 Hdb Financial Services Ltd.
Debentures | -4% ₹25 Cr 2,500,000 Future on UPL Ltd
Derivatives | -4% -₹23 Cr 363,140 Future on Aditya Birla Fashion and Retail Ltd
Derivatives | -3% -₹19 Cr 741,000 Aditya Birla Fashion and Retail Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | ABFRL3% ₹19 Cr 741,000 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK3% ₹16 Cr 120,258
↑ 41,932 Future on Adani Ports & Special Economic Zone Ltd
Derivatives | -3% -₹16 Cr 136,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Apr 20 | ADANIPORTS3% ₹16 Cr 136,000
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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