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4 সেরা পারফর্মিং ইক্যুইটি সেভিংস মিউচুয়াল ফান্ড 2022 | Fincash.com

ফিনক্যাশ »যৌথ পুঁজি »সেরা ইক্যুইটি সঞ্চয় তহবিল

4টি সেরা পারফর্মিং ইক্যুইটি সেভিংস ফান্ড 2022৷

Updated on December 2, 2024 , 9608 views

ইক্যুইটি সঞ্চয় তহবিল হাইব্রিড বিভাগের অধীনে পড়েযৌথ পুঁজি. এটি সর্বশেষ প্রকারসম্পদ বরাদ্দ মিউচুয়াল ফান্ডগুলি 2014 সালের শেষের দিকে চালু হয়েছে। ইক্যুইটি সেভিংস ফান্ডগুলি সালিসি, ইক্যুইটি এবং ঋণে বিনিয়োগ করে। এই তহবিল তার মোট সম্পদের কমপক্ষে 65 শতাংশ ইক্যুইটিতে বিনিয়োগ করবে (এর বেশির ভাগই সালিসিতে) এবং বাকি ঋণের উপকরণগুলিতে, তবে ঋণে ন্যূনতম বিনিয়োগ 10 শতাংশ হওয়া উচিত। ইক্যুইটি সঞ্চয় তহবিল বিনিয়োগকারীদের মধ্যে জনপ্রিয় হয়ে উঠছে যারা ইক্যুইটিতে বিনিয়োগ করতে চায় কিন্তু একই সাথে নিরাপদ থাকতে চায়। সুতরাং, আসুন বিনিয়োগের জন্য সেরা পারফরম্যান্সকারী ইক্যুইটি সঞ্চয় তহবিলের কিছু সহ এই তহবিল সম্পর্কে শিখি।

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ইক্যুইটি সেভিংস ফান্ড সম্পর্কে একটি সংক্ষিপ্ত বিবরণ

ইক্যুইটি সঞ্চয় তহবিল স্থিতিশীল উৎপন্ন করতে চায়আয় দ্বারাবিনিয়োগ ডেট ইনস্ট্রুমেন্টে এবং ইক্যুইটি বিনিয়োগের মাধ্যমে সম্ভাব্য উচ্চ রিটার্নের লক্ষ্য। এইভাবে, এই তহবিলগুলি ঝুঁকি এবং রিটার্ন উভয়ের মধ্যে একটি ভারসাম্যপূর্ণ সমীকরণ হিসাবে কাজ করে।

আদর্শভাবে, সালিশ নগদ এবং ডেরিভেটিভের শেয়ারের দামের পার্থক্যের সুবিধা নেয়বাজার. ডেরিভেটিভের ব্যবহার নেট ইক্যুইটি এক্সপোজার হ্রাস করে (অর্থাৎ, আদর্শভাবে 20-40 শতাংশ, যদিও এটি তহবিলে তহবিল পরিবর্তিত হতে পারে) এবং সাধারণত রক্ষা করেবিনিয়োগকারী অস্থির রিটার্ন থেকে।

যেহেতু, ইক্যুইটি সঞ্চয় তহবিলের ইক্যুইটি এক্সপোজারের 65 শতাংশ (ডেরিভেটিভ বিবেচনা না করে), সেগুলিকে এর অধীনে বিবেচনা করা হয়ইক্যুইটি মিউচুয়াল ফান্ড ট্যাক্সেশন ইক্যুইটি সঞ্চয় তহবিলকে রক্ষণশীল বিনিয়োগকারীদের জন্য একটি আদর্শ বিনিয়োগ বিকল্প হিসাবে বিবেচনা করা হয় যারা স্বল্পমেয়াদী অর্থাত্ 1-3 বছরের জন্য বিনিয়োগ করতে চান।

এই তহবিলগুলিতে বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীদের একটি নেওয়া উচিতচুমুক রুট হিসাবে এটি বাজারের সময় নিয়ে উদ্বেগ দূর করে। পোস্ট-অবসর আপনি পর্যায়ক্রমিক ব্যবধানে প্রি-নির্ধারিত প্রত্যাহার সক্ষম করতে SWP (সিস্টেমেটিক উইথড্রয়াল প্ল্যান) বিকল্প ব্যবহার করতে পারেন।

শীর্ষ 4 সেরা ইক্যুইটি সেভিংস ফান্ড FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
L&T Equity Savings Fund Growth ₹33.537
↑ 0.20
₹548413.323.713.613.517
Kotak Equity Savings Fund Growth ₹25.6553
↑ 0.04
₹7,8040.68.315.81211.515.7
Principal Equity Savings Fund Growth ₹68.0557
↑ 0.11
₹9900.38.514.910.81315.3
SBI Equity Savings Fund Growth ₹23.305
↑ 0.08
₹5,6161.86.514.110.511.417.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Dec 24
*উপরে সেরা তালিকা রয়েছেইক্যুইটি সঞ্চয় উপরে AUM/নিট সম্পদ আছে তহবিল100 কোটি. সাজানো হয়েছেশেষ 3 বছরের রিটার্ন.

1. L&T Equity Savings Fund

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.

L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.7% since its launch.  Ranked 46 in Equity Savings category.  Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% .

Below is the key information for L&T Equity Savings Fund

L&T Equity Savings Fund
Growth
Launch Date 18 Oct 11
NAV (04 Dec 24) ₹33.537 ↑ 0.20   (0.59 %)
Net Assets (Cr) ₹548 on 31 Oct 24
Category Hybrid - Equity Savings
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.49
Sharpe Ratio 2.78
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,807
30 Nov 21₹12,817
30 Nov 22₹13,268
30 Nov 23₹15,143
30 Nov 24₹18,598

L&T Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for L&T Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Dec 24

DurationReturns
1 Month 3.2%
3 Month 4%
6 Month 13.3%
1 Year 23.7%
3 Year 13.6%
5 Year 13.5%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 17%
2022 2%
2021 16.1%
2020 10.8%
2019 3.7%
2018 -0.6%
2017 13.8%
2016 4.6%
2015 5.1%
2014 21.2%
Fund Manager information for L&T Equity Savings Fund
NameSinceTenure
Kapil Punjabi1 May 240.5 Yr.
Mahesh Chhabria15 Jul 231.3 Yr.
Praveen Ayathan1 Oct 231.09 Yr.
Cheenu Gupta2 Jul 213.33 Yr.
Sonal Gupta1 Oct 231.09 Yr.
Abhishek Gupta1 Apr 240.58 Yr.
Hitesh Gondhia1 Oct 231.09 Yr.

Data below for L&T Equity Savings Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash44.43%
Equity37.78%
Debt17.79%
Equity Sector Allocation
SectorValue
Industrials21.67%
Financial Services21.26%
Consumer Cyclical9.32%
Real Estate4.42%
Technology4.11%
Basic Materials3.78%
Health Care2.32%
Energy2.23%
Utility0.76%
Consumer Defensive0.02%
Debt Sector Allocation
SectorValue
Cash Equivalent40.75%
Government15.63%
Corporate5.84%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 23 | HDFCBANK
5%₹24 Cr140,800
↑ 99,000
Future on HDFC Bank Ltd
Derivatives | -
5%-₹24 Cr
Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 500251
4%₹18 Cr24,000
Zomato Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 543320
4%₹18 Cr650,000
↑ 200,000
Canara Bank (Financial Services)
Equity, Since 31 Aug 24 | 532483
3%₹16 Cr1,444,500
Future on Canara Bank
Derivatives | -
3%-₹16 Cr
Suzlon Energy Ltd (Industrials)
Equity, Since 30 Apr 24 | SUZLON
3%₹16 Cr2,000,000
↑ 1,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹16 Cr1,500,000
Steel Authority Of India Ltd (Basic Materials)
Equity, Since 31 Jul 22 | SAIL
3%₹16 Cr1,100,000
↓ -4,000
Future on Steel Authority Of India Ltd
Derivatives | -
3%-₹16 Cr

2. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.7% since its launch.  Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% .

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund
Growth
Launch Date 13 Oct 14
NAV (04 Dec 24) ₹25.6553 ↑ 0.04   (0.17 %)
Net Assets (Cr) ₹7,804 on 31 Oct 24
Category Hybrid - Equity Savings
AMC Kotak Mahindra Asset Management Co Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 1.89
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,821
30 Nov 21₹12,215
30 Nov 22₹13,173
30 Nov 23₹14,728
30 Nov 24₹17,061

Kotak Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Dec 24

DurationReturns
1 Month 2.8%
3 Month 0.6%
6 Month 8.3%
1 Year 15.8%
3 Year 12%
5 Year 11.5%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 15.7%
2022 6.8%
2021 11.1%
2020 10.4%
2019 7.8%
2018 4.2%
2017 14%
2016 6.5%
2015 6.4%
2014
Fund Manager information for Kotak Equity Savings Fund
NameSinceTenure
Abhishek Bisen13 Oct 1410.06 Yr.
Devender Singhal1 Apr 213.59 Yr.
Hiten Shah3 Oct 195.08 Yr.

Data below for Kotak Equity Savings Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash56.1%
Equity34.03%
Debt8.88%
Other0.99%
Equity Sector Allocation
SectorValue
Financial Services14.18%
Consumer Cyclical12.35%
Industrials6.29%
Communication Services5.99%
Basic Materials5.97%
Consumer Defensive5.54%
Energy5.3%
Utility5.07%
Technology4.59%
Health Care0.63%
Real Estate0.41%
Debt Sector Allocation
SectorValue
Cash Equivalent50.18%
Corporate10.82%
Government3.98%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kotak Liquid Dir Gr
Investment Fund | -
5%₹366 Cr724,439
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL
4%₹325 Cr1,899,505
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK
4%₹295 Cr1,704,756
Bharti Airtel Ltd-OCT2024
Derivatives | -
4%-₹276 Cr1,598,375
↑ 1,598,375
HDFC Bank Ltd.-OCT2024
Derivatives | -
3%-₹253 Cr1,447,050
↑ 1,447,050
Vedanta Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 500295
3%₹236 Cr4,604,600
↑ 1,998,700
Vedanta Ltd.-OCT2024
Derivatives | -
3%-₹236 Cr4,604,600
↑ 4,604,600
Adani Port and Special Economic Zone Ltd.-OCT2024
Derivatives | -
3%-₹232 Cr1,594,400
↑ 1,594,400
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 19 | ADANIPORTS
3%₹231 Cr1,594,400
Kotak Money Market Dir Gr
Investment Fund | -
3%₹231 Cr539,363

3. Principal Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 38 in Equity Savings category.  Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% .

Below is the key information for Principal Equity Savings Fund

Principal Equity Savings Fund
Growth
Launch Date 23 May 02
NAV (04 Dec 24) ₹68.0557 ↑ 0.11   (0.17 %)
Net Assets (Cr) ₹990 on 31 Oct 24
Category Hybrid - Equity Savings
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.23
Sharpe Ratio 2.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹11,138
30 Nov 21₹13,457
30 Nov 22₹14,290
30 Nov 23₹15,963
30 Nov 24₹18,278

Principal Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Principal Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Dec 24

DurationReturns
1 Month 1.2%
3 Month 0.3%
6 Month 8.5%
1 Year 14.9%
3 Year 10.8%
5 Year 13%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 15.3%
2022 4.1%
2021 18.2%
2020 14.6%
2019 5.1%
2018 1.6%
2017 15%
2016 5.5%
2015 3.6%
2014 12.8%
Fund Manager information for Principal Equity Savings Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 222.83 Yr.
Sudhir Kedia29 Oct 195.01 Yr.
Rohit Seksaria1 Jan 222.83 Yr.

Data below for Principal Equity Savings Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash39.22%
Equity40.39%
Debt20.4%
Equity Sector Allocation
SectorValue
Financial Services23.07%
Consumer Cyclical10.01%
Industrials8.95%
Energy7.57%
Technology7.53%
Communication Services6.79%
Health Care5.08%
Basic Materials3.48%
Consumer Defensive3.15%
Utility0.39%
Real Estate0.32%
Debt Sector Allocation
SectorValue
Cash Equivalent39.22%
Government16.6%
Corporate3.8%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.10%Goi 08/04/2034
Sovereign Bonds | -
7%₹67 Cr6,500,000
↑ 1,000,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
6%₹61 Cr207,250
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL
5%₹51 Cr298,275
↑ 58,425
Future on Reliance Industries Ltd
Derivatives | -
5%-₹51 Cr171,250
↑ 171,250
India (Republic of)
- | -
5%₹48 Cr5,000,000
↑ 5,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
4%₹40 Cr324,625
↑ 113,750
Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY
4%₹38 Cr205,100
Future on Bharti Airtel Ltd
Derivatives | -
4%-₹37 Cr213,275
↑ 213,275
Future on Axis Bank Ltd
Derivatives | -
4%-₹35 Cr285,625
↑ 285,625
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | INDUSINDBK
3%₹34 Cr232,000

4. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

SBI Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 27 May 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Return for 2023 was 17.5% , 2022 was 1.9% and 2021 was 13.2% .

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund
Growth
Launch Date 27 May 15
NAV (03 Dec 24) ₹23.305 ↑ 0.08   (0.32 %)
Net Assets (Cr) ₹5,616 on 31 Oct 24
Category Hybrid - Equity Savings
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 1.18
Sharpe Ratio 2.19
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,850
30 Nov 21₹12,678
30 Nov 22₹13,107
30 Nov 23₹15,004
30 Nov 24₹17,085

SBI Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Dec 24

DurationReturns
1 Month 0.9%
3 Month 1.8%
6 Month 6.5%
1 Year 14.1%
3 Year 10.5%
5 Year 11.4%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 17.5%
2022 1.9%
2021 13.2%
2020 11.9%
2019 9.4%
2018 -0.5%
2017 14.6%
2016 6.2%
2015
2014
Fund Manager information for SBI Equity Savings Fund
NameSinceTenure
Neeraj Kumar27 May 159.44 Yr.
Nidhi Chawla1 Jan 222.84 Yr.
Mansi Sajeja1 Jun 213.42 Yr.
Pradeep Kesavan1 Jan 240.84 Yr.
Vandna Soni1 Jan 240.84 Yr.

Data below for SBI Equity Savings Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash38.91%
Equity36.12%
Debt24.97%
Equity Sector Allocation
SectorValue
Financial Services24.86%
Consumer Cyclical12.38%
Industrials10.65%
Basic Materials8.05%
Energy3.39%
Real Estate2.94%
Health Care2.9%
Communication Services2.04%
Technology1.84%
Utility0.72%
Consumer Defensive0.43%
Debt Sector Allocation
SectorValue
Cash Equivalent38.91%
Corporate15.81%
Government8.12%
Securitized1.04%
Credit Quality
RatingValue
AA49.15%
AAA50.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 15 | HDFCBANK
9%₹483 Cr2,786,650
Future on HDFC Bank Ltd
Derivatives | -
8%-₹432 Cr2,476,650
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | KOTAKBANK
3%₹179 Cr965,600
↑ 10,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹163 Cr16,000,000
Future on Kotak Mahindra Bank Ltd
Derivatives | -
2%-₹123 Cr655,600
↑ 10,000
Cube Highways Trust (Industrials)
Equity, Since 30 Apr 23 | 543899
2%₹109 Cr9,000,000
↑ 4,000,000
National Highways Infra Trust Units (Real Estate)
-, Since 31 Mar 24 | 543385
2%₹106 Cr8,054,770
07.18 Goi 14082033
Sovereign Bonds | -
2%₹103 Cr10,000,000
↑ 5,000,000
Infopark Properties Ltd.
Debentures | -
2%₹100 Cr10,000
364 Day T-Bill 30.01.25
Sovereign Bonds | -
2%₹98 Cr10,000,000
↑ 10,000,000

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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