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ফিনক্যাশ »যৌথ পুঁজি »সেরা ইক্যুইটি সঞ্চয় তহবিল

4টি সেরা পারফর্মিং ইক্যুইটি সেভিংস ফান্ড 2022৷

Updated on October 25, 2025 , 10098 views

ইক্যুইটি সঞ্চয় তহবিল হাইব্রিড বিভাগের অধীনে পড়েযৌথ পুঁজি. এটি সর্বশেষ প্রকারসম্পদ বরাদ্দ মিউচুয়াল ফান্ডগুলি 2014 সালের শেষের দিকে চালু হয়েছে। ইক্যুইটি সেভিংস ফান্ডগুলি সালিসি, ইক্যুইটি এবং ঋণে বিনিয়োগ করে। এই তহবিল তার মোট সম্পদের কমপক্ষে 65 শতাংশ ইক্যুইটিতে বিনিয়োগ করবে (এর বেশির ভাগই সালিসিতে) এবং বাকি ঋণের উপকরণগুলিতে, তবে ঋণে ন্যূনতম বিনিয়োগ 10 শতাংশ হওয়া উচিত। ইক্যুইটি সঞ্চয় তহবিল বিনিয়োগকারীদের মধ্যে জনপ্রিয় হয়ে উঠছে যারা ইক্যুইটিতে বিনিয়োগ করতে চায় কিন্তু একই সাথে নিরাপদ থাকতে চায়। সুতরাং, আসুন বিনিয়োগের জন্য সেরা পারফরম্যান্সকারী ইক্যুইটি সঞ্চয় তহবিলের কিছু সহ এই তহবিল সম্পর্কে শিখি।

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ইক্যুইটি সেভিংস ফান্ড সম্পর্কে একটি সংক্ষিপ্ত বিবরণ

ইক্যুইটি সঞ্চয় তহবিল স্থিতিশীল উৎপন্ন করতে চায়আয় দ্বারাবিনিয়োগ ডেট ইনস্ট্রুমেন্টে এবং ইক্যুইটি বিনিয়োগের মাধ্যমে সম্ভাব্য উচ্চ রিটার্নের লক্ষ্য। এইভাবে, এই তহবিলগুলি ঝুঁকি এবং রিটার্ন উভয়ের মধ্যে একটি ভারসাম্যপূর্ণ সমীকরণ হিসাবে কাজ করে।

আদর্শভাবে, সালিশ নগদ এবং ডেরিভেটিভের শেয়ারের দামের পার্থক্যের সুবিধা নেয়বাজার. ডেরিভেটিভের ব্যবহার নেট ইক্যুইটি এক্সপোজার হ্রাস করে (অর্থাৎ, আদর্শভাবে 20-40 শতাংশ, যদিও এটি তহবিলে তহবিল পরিবর্তিত হতে পারে) এবং সাধারণত রক্ষা করেবিনিয়োগকারী অস্থির রিটার্ন থেকে।

যেহেতু, ইক্যুইটি সঞ্চয় তহবিলের ইক্যুইটি এক্সপোজারের 65 শতাংশ (ডেরিভেটিভ বিবেচনা না করে), সেগুলিকে এর অধীনে বিবেচনা করা হয়ইক্যুইটি মিউচুয়াল ফান্ড ট্যাক্সেশন ইক্যুইটি সঞ্চয় তহবিলকে রক্ষণশীল বিনিয়োগকারীদের জন্য একটি আদর্শ বিনিয়োগ বিকল্প হিসাবে বিবেচনা করা হয় যারা স্বল্পমেয়াদী অর্থাত্ 1-3 বছরের জন্য বিনিয়োগ করতে চান।

এই তহবিলগুলিতে বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীদের একটি নেওয়া উচিতচুমুক রুট হিসাবে এটি বাজারের সময় নিয়ে উদ্বেগ দূর করে। পোস্ট-অবসর আপনি পর্যায়ক্রমিক ব্যবধানে প্রি-নির্ধারিত প্রত্যাহার সক্ষম করতে SWP (সিস্টেমেটিক উইথড্রয়াল প্ল্যান) বিকল্প ব্যবহার করতে পারেন।

শীর্ষ 4 সেরা ইক্যুইটি সেভিংস ফান্ড FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Kotak Equity Savings Fund Growth ₹27.0228
↑ 0.12 		₹8,4873.86.78.511.911.611.7
Edelweiss Equity Savings Fund Growth ₹25.9513
↑ 0.03 		₹84336.19.311.410.913.4
SBI Equity Savings Fund Growth ₹24.3048
↓ -0.02 		₹5,7030.84.25.911.211.612
HDFC Equity Savings Fund Growth ₹67.264
↑ 0.13 		₹5,6912.34.85.910.412.510.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Oct 25

Research Highlights & Commentary of 4 Funds showcased

CommentaryKotak Equity Savings FundEdelweiss Equity Savings FundSBI Equity Savings FundHDFC Equity Savings Fund
Point 1Highest AUM (₹8,487 Cr).Bottom quartile AUM (₹843 Cr).Upper mid AUM (₹5,703 Cr).Lower mid AUM (₹5,691 Cr).
Point 2Established history (11+ yrs).Established history (11+ yrs).Established history (10+ yrs).Oldest track record among peers (21 yrs).
Point 3Not Rated.Not Rated.Not Rated.Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 11.62% (upper mid).5Y return: 10.94% (bottom quartile).5Y return: 11.59% (lower mid).5Y return: 12.53% (top quartile).
Point 63Y return: 11.91% (top quartile).3Y return: 11.45% (upper mid).3Y return: 11.24% (lower mid).3Y return: 10.36% (bottom quartile).
Point 71Y return: 8.55% (upper mid).1Y return: 9.29% (top quartile).1Y return: 5.89% (lower mid).1Y return: 5.86% (bottom quartile).
Point 81M return: 1.90% (top quartile).1M return: 1.76% (upper mid).1M return: 1.17% (bottom quartile).1M return: 1.62% (lower mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.55 (lower mid).Sharpe: -0.01 (top quartile).Sharpe: -0.36 (upper mid).Sharpe: -0.76 (bottom quartile).

Kotak Equity Savings Fund

  • Highest AUM (₹8,487 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (upper mid).
  • 3Y return: 11.91% (top quartile).
  • 1Y return: 8.55% (upper mid).
  • 1M return: 1.90% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.55 (lower mid).

Edelweiss Equity Savings Fund

  • Bottom quartile AUM (₹843 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.94% (bottom quartile).
  • 3Y return: 11.45% (upper mid).
  • 1Y return: 9.29% (top quartile).
  • 1M return: 1.76% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.01 (top quartile).

SBI Equity Savings Fund

  • Upper mid AUM (₹5,703 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.59% (lower mid).
  • 3Y return: 11.24% (lower mid).
  • 1Y return: 5.89% (lower mid).
  • 1M return: 1.17% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.36 (upper mid).

HDFC Equity Savings Fund

  • Lower mid AUM (₹5,691 Cr).
  • Oldest track record among peers (21 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.53% (top quartile).
  • 3Y return: 10.36% (bottom quartile).
  • 1Y return: 5.86% (bottom quartile).
  • 1M return: 1.62% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.76 (bottom quartile).
 *উপরে সেরা তালিকা রয়েছেইক্যুইটি সঞ্চয় উপরে AUM/নিট সম্পদ আছে তহবিল100 কোটি. সাজানো হয়েছেশেষ 3 বছরের রিটার্ন.

1. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Kotak Equity Savings Fund

  • Highest AUM (₹8,487 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (upper mid).
  • 3Y return: 11.91% (top quartile).
  • 1Y return: 8.55% (upper mid).
  • 1M return: 1.90% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.55 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Top sector: Financial Services.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~49%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~6.5%).

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund
Growth
Launch Date 13 Oct 14
NAV (27 Oct 25) ₹27.0228 ↑ 0.12   (0.45 %)
Net Assets (Cr) ₹8,487 on 31 Aug 25
Category Hybrid - Equity Savings
AMC Kotak Mahindra Asset Management Co Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.75
Sharpe Ratio -0.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,722
30 Sep 22₹12,349
30 Sep 23₹13,879
30 Sep 24₹16,695
30 Sep 25₹17,319

Kotak Equity Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25

DurationReturns
1 Month 1.9%
3 Month 3.8%
6 Month 6.7%
1 Year 8.5%
3 Year 11.9%
5 Year 11.6%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.7%
2023 15.7%
2022 6.8%
2021 11.1%
2020 10.4%
2019 7.8%
2018 4.2%
2017 14%
2016 6.5%
2015 6.4%
Fund Manager information for Kotak Equity Savings Fund
NameSinceTenure
Abhishek Bisen13 Oct 1410.98 Yr.
Devender Singhal1 Apr 214.5 Yr.
Hiten Shah3 Oct 196 Yr.

Data below for Kotak Equity Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash48.83%
Equity36.29%
Debt14.01%
Other0.87%
Equity Sector Allocation
SectorValue
Financial Services20.03%
Consumer Cyclical11.93%
Communication Services9.91%
Basic Materials5.69%
Utility4.1%
Industrials4.02%
Consumer Defensive3.63%
Technology3.35%
Energy3.22%
Health Care0.9%
Real Estate0.33%
Debt Sector Allocation
SectorValue
Cash Equivalent47.01%
Corporate9.85%
Government4.23%
Securitized1.76%
Credit Quality
RatingValue
AA10.76%
AAA89.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 30 Apr 24 | SBIN		7%₹575 Cr6,590,789
↓ -500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL		5%₹479 Cr2,550,780
Kotak Liquid Dir Gr
Investment Fund | -		5%₹444 Cr820,551
Cnx Nifty-Oct2025
- | -		4%-₹372 Cr150,000
↑ 150,000
STATE BANK OF INDIA-OCT2025
Derivatives | -		4%-₹358 Cr4,077,750
↑ 4,077,750
Bharti Airtel Ltd-OCT2025
Derivatives | -		4%-₹334 Cr1,767,000
↑ 1,767,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI		4%₹322 Cr200,988
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 534816		4%₹310 Cr9,028,198
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | HEROMOTOCO		3%₹285 Cr520,000
Adani Port and Special Economic Zone Ltd.-OCT2025
Derivatives | -		2%-₹213 Cr1,509,550
↑ 1,509,550

2. Edelweiss Equity Savings Fund

(Erstwhile Edelweiss Equity Savings Advantage Fund)

"The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments"

Research Highlights for Edelweiss Equity Savings Fund

  • Bottom quartile AUM (₹843 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.94% (bottom quartile).
  • 3Y return: 11.45% (upper mid).
  • 1Y return: 9.29% (top quartile).
  • 1M return: 1.76% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.01 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Top sector: Financial Services.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~64%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Edelweiss Money Market Dir Gr (~8.0%).

Below is the key information for Edelweiss Equity Savings Fund

Edelweiss Equity Savings Fund
Growth
Launch Date 13 Oct 14
NAV (27 Oct 25) ₹25.9513 ↑ 0.03   (0.12 %)
Net Assets (Cr) ₹843 on 31 Aug 25
Category Hybrid - Equity Savings
AMC Edelweiss Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 1.59
Sharpe Ratio -0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹12,011
30 Sep 22₹12,128
30 Sep 23₹13,429
30 Sep 24₹15,795
30 Sep 25₹16,729

Edelweiss Equity Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Edelweiss Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25

DurationReturns
1 Month 1.8%
3 Month 3%
6 Month 6.1%
1 Year 9.3%
3 Year 11.4%
5 Year 10.9%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 13.4%
2023 12.9%
2022 3.2%
2021 11.7%
2020 13%
2019 7%
2018 3.8%
2017 15.1%
2016 4.6%
2015 5.3%
Fund Manager information for Edelweiss Equity Savings Fund
NameSinceTenure
Bhavesh Jain1 Oct 214 Yr.
Bharat Lahoti18 Sep 178.04 Yr.
Rahul Dedhia1 Jul 241.25 Yr.
Pranavi Kulkarni1 Aug 241.17 Yr.

Data below for Edelweiss Equity Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash63.75%
Equity25.56%
Debt10.67%
Other0.02%
Equity Sector Allocation
SectorValue
Financial Services20.47%
Basic Materials11.22%
Energy6.58%
Industrials5.32%
Consumer Cyclical5.08%
Communication Services4.96%
Health Care4.23%
Technology3.57%
Utility1.98%
Consumer Defensive1.57%
Real Estate1.31%
Debt Sector Allocation
SectorValue
Cash Equivalent59.59%
Government7.57%
Corporate7.25%
Credit Quality
RatingValue
AAA99.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Edelweiss Money Market Dir Gr
Investment Fund | -		8%₹76 Cr23,697,253
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE		5%₹48 Cr352,751
↑ 21,500
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK		4%₹41 Cr435,414
↑ 58,300
Future on Reliance Industries Ltd
Derivatives | -		4%-₹37 Cr271,000
↑ 11,000
Edelweiss Low Duration Dir Gr
Investment Fund | -		4%₹35 Cr340,264
Future on UPL Ltd
Derivatives | -		3%-₹32 Cr489,155
UPL Ltd (Basic Materials)
Equity, Since 31 May 25 | UPL		3%₹32 Cr489,155
Future on HDFC Bank Ltd
Derivatives | -		3%-₹29 Cr306,900
↑ 41,800
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK		3%₹27 Cr203,229
↑ 63,000
7.18% Govt Stock 2033
Sovereign Bonds | -		3%₹26 Cr2,500,000

3. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

Research Highlights for SBI Equity Savings Fund

  • Upper mid AUM (₹5,703 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.59% (lower mid).
  • 3Y return: 11.24% (lower mid).
  • 1Y return: 5.89% (lower mid).
  • 1M return: 1.17% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.36 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~28%).
  • High-quality debt (AAA/AA ~97%).
  • Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund
Growth
Launch Date 27 May 15
NAV (24 Oct 25) ₹24.3048 ↓ -0.02   (-0.10 %)
Net Assets (Cr) ₹5,703 on 31 Aug 25
Category Hybrid - Equity Savings
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 1.28
Sharpe Ratio -0.36
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹12,511
30 Sep 22₹12,807
30 Sep 23₹14,625
30 Sep 24₹16,933
30 Sep 25₹17,419

SBI Equity Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25

DurationReturns
1 Month 1.2%
3 Month 0.8%
6 Month 4.2%
1 Year 5.9%
3 Year 11.2%
5 Year 11.6%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12%
2023 17.5%
2022 1.9%
2021 13.2%
2020 11.9%
2019 9.4%
2018 -0.5%
2017 14.6%
2016 6.2%
2015
Fund Manager information for SBI Equity Savings Fund
NameSinceTenure
Neeraj Kumar27 May 1510.36 Yr.
Nidhi Chawla1 Jan 223.75 Yr.
Mohit Jain15 May 250.38 Yr.
Pradeep Kesavan1 Jan 241.75 Yr.
Vandna Soni1 Jan 241.75 Yr.

Data below for SBI Equity Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash28.38%
Equity48.81%
Debt22.81%
Equity Sector Allocation
SectorValue
Financial Services23.49%
Consumer Cyclical11.53%
Basic Materials10.71%
Industrials8.99%
Real Estate5.58%
Energy5.3%
Health Care2.26%
Technology1.67%
Utility1.47%
Consumer Defensive1.33%
Communication Services0.4%
Debt Sector Allocation
SectorValue
Cash Equivalent27.42%
Corporate17.84%
Government5.93%
Credit Quality
RatingValue
A2.76%
AA44.18%
AAA53.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 15 | HDFCBANK		7%₹450 Cr4,734,100
↓ -63,800
Reliance Industries Ltd (Energy)
Equity, Since 31 May 15 | RELIANCE		5%₹303 Cr2,219,662
↑ 25,000
Future on HDFC Bank Ltd
Derivatives | -		5%-₹287 Cr3,004,100
↓ -63,800
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | KOTAKBANK		3%₹163 Cr820,400
↓ -42,800
ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | ICICIBANK		3%₹159 Cr1,181,800
↑ 173,600
Bharti Telecom Limited
Debentures | -		3%₹155 Cr15,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 16 | LT		2%₹134 Cr365,275
Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY		2%₹131 Cr3,102,830
↑ 155,272
7.1% Govt Stock 2034
Sovereign Bonds | -		2%₹129 Cr12,500,000
Cube Highways Trust (Industrials)
Equity, Since 30 Apr 23 | CUBEINVIT		2%₹121 Cr9,000,000

4. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

  • Lower mid AUM (₹5,691 Cr).
  • Oldest track record among peers (21 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.53% (top quartile).
  • 3Y return: 10.36% (bottom quartile).
  • 1Y return: 5.86% (bottom quartile).
  • 1M return: 1.62% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.76 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~38%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~8.6%).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund
Growth
Launch Date 17 Sep 04
NAV (27 Oct 25) ₹67.264 ↑ 0.13   (0.20 %)
Net Assets (Cr) ₹5,691 on 31 Aug 25
Category Hybrid - Equity Savings
AMC HDFC Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 1.9
Sharpe Ratio -0.76
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹13,000
30 Sep 22₹13,395
30 Sep 23₹14,913
30 Sep 24₹17,623
30 Sep 25₹18,042

HDFC Equity Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25

DurationReturns
1 Month 1.6%
3 Month 2.3%
6 Month 4.8%
1 Year 5.9%
3 Year 10.4%
5 Year 12.5%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.3%
2023 13.8%
2022 6%
2021 16.8%
2020 8.8%
2019 5.8%
2018 0.9%
2017 16.5%
2016 14.1%
2015 2%
Fund Manager information for HDFC Equity Savings Fund
NameSinceTenure
Anil Bamboli17 Sep 0421.05 Yr.
Arun Agarwal17 Sep 0421.05 Yr.
Srinivasan Ramamurthy14 Dec 213.8 Yr.
Dhruv Muchhal22 Jun 232.28 Yr.
Nandita Menezes29 Mar 250.51 Yr.

Data below for HDFC Equity Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash37.95%
Equity39.48%
Debt22.57%
Equity Sector Allocation
SectorValue
Financial Services23.22%
Consumer Cyclical9.08%
Energy7.59%
Industrials7.18%
Health Care5.45%
Technology4.33%
Basic Materials4.3%
Consumer Defensive2.47%
Utility2.41%
Communication Services2.24%
Real Estate1.72%
Debt Sector Allocation
SectorValue
Cash Equivalent36.23%
Corporate13.25%
Government10.6%
Securitized0.44%
Credit Quality
RatingValue
AA13.15%
AAA86.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK		9%₹493 Cr5,186,900
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE		6%₹326 Cr2,388,500
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 532174		6%₹322 Cr2,389,000
↓ -382,900
Future on HDFC Bank Ltd
Derivatives | -		5%-₹315 Cr
Future on Reliance Industries Ltd
Derivatives | -		4%-₹225 Cr
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 15 | LT		3%₹196 Cr535,325
↑ 175,525
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 16 | SUNPHARMA		3%₹178 Cr1,118,350
↑ 50,000
Future on Titan Co Ltd
Derivatives | -		3%-₹162 Cr
Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN		3%₹161 Cr479,325
Future on ICICI Bank Ltd
Derivatives | -		3%-₹161 Cr

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।

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