ইক্যুইটি সঞ্চয় তহবিল হাইব্রিড বিভাগের অধীনে পড়েযৌথ পুঁজি. এটি সর্বশেষ প্রকারসম্পদ বরাদ্দ মিউচুয়াল ফান্ডগুলি 2014 সালের শেষের দিকে চালু হয়েছে। ইক্যুইটি সেভিংস ফান্ডগুলি সালিসি, ইক্যুইটি এবং ঋণে বিনিয়োগ করে। এই তহবিল তার মোট সম্পদের কমপক্ষে 65 শতাংশ ইক্যুইটিতে বিনিয়োগ করবে (এর বেশির ভাগই সালিসিতে) এবং বাকি ঋণের উপকরণগুলিতে, তবে ঋণে ন্যূনতম বিনিয়োগ 10 শতাংশ হওয়া উচিত। ইক্যুইটি সঞ্চয় তহবিল বিনিয়োগকারীদের মধ্যে জনপ্রিয় হয়ে উঠছে যারা ইক্যুইটিতে বিনিয়োগ করতে চায় কিন্তু একই সাথে নিরাপদ থাকতে চায়। সুতরাং, আসুন বিনিয়োগের জন্য সেরা পারফরম্যান্সকারী ইক্যুইটি সঞ্চয় তহবিলের কিছু সহ এই তহবিল সম্পর্কে শিখি।
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ইক্যুইটি সঞ্চয় তহবিল স্থিতিশীল উৎপন্ন করতে চায়আয় দ্বারাবিনিয়োগ ডেট ইনস্ট্রুমেন্টে এবং ইক্যুইটি বিনিয়োগের মাধ্যমে সম্ভাব্য উচ্চ রিটার্নের লক্ষ্য। এইভাবে, এই তহবিলগুলি ঝুঁকি এবং রিটার্ন উভয়ের মধ্যে একটি ভারসাম্যপূর্ণ সমীকরণ হিসাবে কাজ করে।
আদর্শভাবে, সালিশ নগদ এবং ডেরিভেটিভের শেয়ারের দামের পার্থক্যের সুবিধা নেয়বাজার. ডেরিভেটিভের ব্যবহার নেট ইক্যুইটি এক্সপোজার হ্রাস করে (অর্থাৎ, আদর্শভাবে 20-40 শতাংশ, যদিও এটি তহবিলে তহবিল পরিবর্তিত হতে পারে) এবং সাধারণত রক্ষা করেবিনিয়োগকারী অস্থির রিটার্ন থেকে।
যেহেতু, ইক্যুইটি সঞ্চয় তহবিলের ইক্যুইটি এক্সপোজারের 65 শতাংশ (ডেরিভেটিভ বিবেচনা না করে), সেগুলিকে এর অধীনে বিবেচনা করা হয়ইক্যুইটি মিউচুয়াল ফান্ড ট্যাক্সেশন ইক্যুইটি সঞ্চয় তহবিলকে রক্ষণশীল বিনিয়োগকারীদের জন্য একটি আদর্শ বিনিয়োগ বিকল্প হিসাবে বিবেচনা করা হয় যারা স্বল্পমেয়াদী অর্থাত্ 1-3 বছরের জন্য বিনিয়োগ করতে চান।
এই তহবিলগুলিতে বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীদের একটি নেওয়া উচিতচুমুক রুট হিসাবে এটি বাজারের সময় নিয়ে উদ্বেগ দূর করে। পোস্ট-অবসর আপনি পর্যায়ক্রমিক ব্যবধানে প্রি-নির্ধারিত প্রত্যাহার সক্ষম করতে SWP (সিস্টেমেটিক উইথড্রয়াল প্ল্যান) বিকল্প ব্যবহার করতে পারেন।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Edelweiss Equity Savings Fund Growth ₹27.2314
↑ 0.04 ₹1,444 3.4 4.6 7.8 10.6 8.8 8 Kotak Equity Savings Fund Growth ₹27.744
↑ 0.06 ₹10,223 2.7 3.1 6.6 9.9 9.6 7.9 Tata Equity Savings Fund Growth ₹56.3583
↑ 0.03 ₹285 -0.1 1.8 6.9 9.8 8 Axis Equity Saver Fund Growth ₹23.34
↑ 0.01 ₹875 4 3 5.8 9 7.4 5.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Aug 26 Research Highlights & Commentary of 4 Funds showcased
Commentary Edelweiss Equity Savings Fund Kotak Equity Savings Fund Tata Equity Savings Fund Axis Equity Saver Fund Point 1 Upper mid AUM (₹1,444 Cr). Highest AUM (₹10,223 Cr). Bottom quartile AUM (₹285 Cr). Lower mid AUM (₹875 Cr). Point 2 Established history (11+ yrs). Established history (11+ yrs). Oldest track record among peers (29 yrs). Established history (10+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 8.79% (upper mid). 5Y return: 9.58% (top quartile). 5Y return: 8.02% (lower mid). 5Y return: 7.40% (bottom quartile). Point 6 3Y return: 10.56% (top quartile). 3Y return: 9.87% (upper mid). 3Y return: 9.85% (lower mid). 3Y return: 9.01% (bottom quartile). Point 7 1Y return: 7.76% (top quartile). 1Y return: 6.63% (lower mid). 1Y return: 6.88% (upper mid). 1Y return: 5.75% (bottom quartile). Point 8 1M return: 1.17% (lower mid). 1M return: 1.36% (upper mid). 1M return: 0.34% (bottom quartile). 1M return: 1.57% (top quartile). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 0.21 (top quartile). Sharpe: -0.17 (lower mid). Sharpe: 0.00 (upper mid). Sharpe: -0.38 (bottom quartile). Edelweiss Equity Savings Fund
Kotak Equity Savings Fund
Tata Equity Savings Fund
Axis Equity Saver Fund
ইক্যুইটি সঞ্চয় উপরে AUM/নিট সম্পদ আছে তহবিল100 কোটি. সাজানো হয়েছেশেষ 3 বছরের রিটার্ন.
(Erstwhile Edelweiss Equity Savings Advantage Fund) "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Below is the key information for Edelweiss Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Equity Savings Fund Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on (Erstwhile TATA Regular Savings Equity Fund) The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns. Research Highlights for Tata Equity Savings Fund Below is the key information for Tata Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. Research Highlights for Axis Equity Saver Fund Below is the key information for Axis Equity Saver Fund Returns up to 1 year are on 1. Edelweiss Equity Savings Fund
Edelweiss Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (05 Aug 26) ₹27.2314 ↑ 0.04 (0.13 %) Net Assets (Cr) ₹1,444 on 30 Jun 26 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,303 31 Jul 23 ₹11,392 31 Jul 24 ₹13,253 31 Jul 25 ₹14,222 31 Jul 26 ₹15,301 Returns for Edelweiss Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26 Duration Returns 1 Month 1.2% 3 Month 3.4% 6 Month 4.6% 1 Year 7.8% 3 Year 10.6% 5 Year 8.8% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 13.4% 2022 12.9% 2021 3.2% 2020 11.7% 2019 13% 2018 7% 2017 3.8% 2016 15.1% 2015 4.6% Fund Manager information for Edelweiss Equity Savings Fund
Name Since Tenure Kedar Karnik 15 Jan 26 0.54 Yr. Bhavesh Jain 1 Oct 21 4.83 Yr. Bharat Lahoti 18 Sep 17 8.87 Yr. Rahul Dedhia 1 Jul 24 2.08 Yr. Data below for Edelweiss Equity Savings Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 54.62% Equity 33.21% Debt 12.14% Other 0.02% Equity Sector Allocation
Sector Value Financial Services 22.34% Basic Materials 12.14% Communication Services 7.31% Industrials 5.82% Utility 5.6% Consumer Cyclical 4.61% Real Estate 4.4% Energy 3.93% Health Care 3.82% Technology 2.22% Consumer Defensive 1.08% Debt Sector Allocation
Sector Value Cash Equivalent 51.65% Corporate 10.84% Government 4.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK6% ₹85 Cr 1,061,914
↑ 50 Future on HDFC Bank Ltd
Derivatives | -5% -₹75 Cr 933,400
↑ 933,400 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK4% ₹62 Cr 449,229 Future on Adani Green Energy Ltd
Derivatives | -4% -₹54 Cr 360,000
↑ 360,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL4% ₹54 Cr 291,755 Adani Green Energy Ltd (Utilities)
Equity, Since 31 Dec 25 | ADANIGREEN4% ₹54 Cr 360,000 Future on Steel Authority Of India Ltd
Derivatives | -4% -₹53 Cr 3,003,300
↑ 3,003,300 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 30 Sep 25 | SAIL4% ₹52 Cr 3,003,300 Edelweiss Liquid Dir Gr
Investment Fund | -4% ₹52 Cr 143,571 Hdb Financial Services Limited
Debentures | -3% ₹50 Cr 5,000,000 2. Kotak Equity Savings Fund
Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (05 Aug 26) ₹27.744 ↑ 0.06 (0.21 %) Net Assets (Cr) ₹10,223 on 30 Jun 26 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.75 Sharpe Ratio -0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,732 31 Jul 23 ₹12,045 31 Jul 24 ₹14,411 31 Jul 25 ₹14,903 31 Jul 26 ₹15,806 Returns for Kotak Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26 Duration Returns 1 Month 1.4% 3 Month 2.7% 6 Month 3.1% 1 Year 6.6% 3 Year 9.9% 5 Year 9.6% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 11.7% 2022 15.7% 2021 6.8% 2020 11.1% 2019 10.4% 2018 7.8% 2017 4.2% 2016 14% 2015 6.5% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 11.81 Yr. Devender Singhal 1 Apr 21 5.34 Yr. Hiten Shah 3 Oct 19 6.83 Yr. Data below for Kotak Equity Savings Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 51.22% Equity 35.99% Debt 12.77% Other 0.02% Equity Sector Allocation
Sector Value Financial Services 19.09% Communication Services 10.38% Consumer Cyclical 10.27% Technology 6.6% Consumer Defensive 5.92% Industrials 5.54% Utility 4.36% Basic Materials 3.71% Energy 2.18% Health Care 1.66% Real Estate 1.34% Debt Sector Allocation
Sector Value Cash Equivalent 45.6% Corporate 13.69% Government 4.7% Credit Quality
Rating Value AA 8% AAA 92% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -7% ₹671 Cr 1,184,804 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL6% ₹628 Cr 3,389,070 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348163% ₹340 Cr 8,673,698
↓ -654,500 Bharti Airtel Ltd-JUL2026
Derivatives | -3% -₹324 Cr 1,742,300
↑ 1,742,300 HDFC Bank Ltd.-JUL2026
Derivatives | -3% -₹322 Cr 4,014,400
↑ 4,014,400 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 25 | HDFCBANK3% ₹320 Cr 4,014,400
↑ 101,150 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹299 Cr 212,088 State Bank of India (Financial Services)
Equity, Since 30 Apr 24 | SBIN3% ₹299 Cr 2,914,289
↑ 6,000 Cnx Nifty-Jul2026
- | -3% -₹282 Cr 117,455
↑ 117,455 Adani Port and Special Economic Zone Ltd.-JUL2026
Derivatives | -3% -₹277 Cr 1,518,575
↑ 1,518,575 3. Tata Equity Savings Fund
Tata Equity Savings Fund
Growth Launch Date 23 Jul 97 NAV (20 Feb 26) ₹56.3583 ↑ 0.03 (0.06 %) Net Assets (Cr) ₹285 on 31 Jan 26 Category Hybrid - Equity Savings AMC Tata Asset Management Limited Rating Risk Moderately High Expense Ratio 1.13 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-90 Days (0.25%),90 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Tata Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26 Duration Returns 1 Month 0.3% 3 Month -0.1% 6 Month 1.8% 1 Year 6.9% 3 Year 9.8% 5 Year 8% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Tata Equity Savings Fund
Name Since Tenure Data below for Tata Equity Savings Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Axis Equity Saver Fund
Axis Equity Saver Fund
Growth Launch Date 14 Aug 15 NAV (05 Aug 26) ₹23.34 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹875 on 30 Jun 26 Category Hybrid - Equity Savings AMC Axis Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.26 Sharpe Ratio -0.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,272 31 Jul 23 ₹11,175 31 Jul 24 ₹13,191 31 Jul 25 ₹13,649 31 Jul 26 ₹14,360 Returns for Axis Equity Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26 Duration Returns 1 Month 1.6% 3 Month 4% 6 Month 3% 1 Year 5.8% 3 Year 9% 5 Year 7.4% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.4% 2023 11.1% 2022 14.6% 2021 -0.2% 2020 13.3% 2019 11.6% 2018 8.3% 2017 5.2% 2016 14.7% 2015 2.4% Fund Manager information for Axis Equity Saver Fund
Name Since Tenure Devang Shah 5 Apr 24 2.32 Yr. Hardik Shah 1 Feb 23 3.5 Yr. Mayank Hyanki 13 May 24 2.22 Yr. Krishnaa N 16 Dec 24 1.62 Yr. Data below for Axis Equity Saver Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 40.45% Equity 37.51% Debt 22.02% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 25.99% Energy 8.78% Consumer Cyclical 7.99% Health Care 7.2% Basic Materials 6.44% Industrials 5.71% Communication Services 3% Consumer Defensive 1.96% Technology 1.53% Real Estate 1.19% Utility 0.98% Debt Sector Allocation
Sector Value Cash Equivalent 38.81% Government 12.36% Corporate 11.3% Credit Quality
Rating Value A 10.85% AA 29.31% AAA 59.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on BANK Index
- | -11% -₹96 Cr 3,014,125
↓ -247,550 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 15 | RELIANCE9% ₹74 Cr 575,500
↓ -13,504 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK7% ₹61 Cr 444,804
↑ 27,300 Future on Reliance Industries Ltd
Derivatives | -6% -₹53 Cr 410,500
↑ 410,500 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 15 | HDFCBANK5% ₹42 Cr 526,472
↓ -253,850 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹41 Cr 4,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹36 Cr 3,500,000 Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 21 | TATASTEEL3% ₹26 Cr 1,387,500 Axis Money Market Dir Gr
Investment Fund | -3% ₹26 Cr 168,087 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 15 | KOTAKBANK3% ₹26 Cr 654,247
Research Highlights for Edelweiss Equity Savings Fund