UTI মিউচুয়াল ফান্ড 2022 দ্বারা 9টি সেরা পারফর্মিং ইক্যুইটি ফান্ড

Updated on July 7, 2026 , 63103 views

বছরের পর বছর ধরে ইক্যুইটিযৌথ পুঁজি দ্বারাইউটিআই মিউচুয়াল ফান্ড দৃঢ় বৃদ্ধি দেখিয়েছেনবাজার. এটি বিনিয়োগকারীদের যথেষ্ট রিটার্ন দিয়েছে, যার কারণে বিনিয়োগকারীরা এই তহবিলে বিনিয়োগ করতে আগ্রহী।

ইক্যুইটি মিউচুয়াল ফান্ড বিভিন্ন কোম্পানির স্টকে অর্থ বিনিয়োগ করে। বিভিন্ন ধরনের আছেইক্যুইটি ফান্ড পছন্দবড় ক্যাপ তহবিল,মিড ক্যাপ তহবিল,ছোট ক্যাপ তহবিল,বহুমুখী তহবিল, ইত্যাদি। এই তহবিলগুলি দীর্ঘমেয়াদী সম্পদ তৈরি করার জন্য একটি দুর্দান্ত বিকল্প। কিন্তু, একজনকে ভুলে যাওয়া উচিত নয় যে ইক্যুইটি তহবিলগুলি একটি উচ্চ ঝুঁকিপূর্ণ বিনিয়োগ, এইভাবে একজনকে উচ্চ ধরে রাখা উচিতঝুকিপুন্ন ক্ষুধা এই তহবিল বিনিয়োগ করতে.

কেন ইউটিআই ইক্যুইটি ফান্ডে বিনিয়োগ করবেন?

এর কিছু মূল গুণাবলীবিনিয়োগ ইউটিআই মিউচুয়াল ফান্ডের ইক্যুইটি স্কিমগুলি হল:

ক ট্যাক্স বেনিফিট

ফান্ড হাউস একটি ট্যাক্স সাশ্রয়ী মিউচুয়াল ফান্ডের নামগুলি অফার করেইউটিআই দীর্ঘমেয়াদী ইক্যুইটি ফান্ড যার মাধ্যমে মানুষ তাদের জন্য পরিকল্পনা করতে পারেকরের.

গ. ধারাবাহিক রিটার্ন

UTI মিউচুয়াল ফান্ড সবসময় তাদের বিনিয়োগকারীদের কাছে ধারাবাহিক রিটার্ন প্রদানের জন্য কঠোর প্রচেষ্টা করে যাতে তারা তাদের উদ্দেশ্য অর্জন করতে পারে। ভালো রিটার্ন পাওয়ার জন্য, ইক্যুইটি ফান্ডকে দীর্ঘ সময়ের জন্য ধরে রাখার পরামর্শ দেওয়া হয়।

d সহজে প্রবেশযোগ্য

বিনিয়োগকারীরা তাদের মিউচুয়াল ফান্ড অ্যাকাউন্ট যেকোন সময় এবং যে কোন জায়গায় অনলাইনে নিরীক্ষণ এবং অ্যাক্সেস করতে পারে। এছাড়াও, ফান্ড হাউসের সাথে লেনদেন এবং মিথস্ক্রিয়া প্রক্রিয়াটিও ঝামেলামুক্ত এবং খুব ব্যবহারকারী-বান্ধব।

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e দীর্ঘমেয়াদী আর্থিক লক্ষ্য

UTI ইক্যুইটি স্কিমগুলি বিনিয়োগকারীদের তাদের ভবিষ্যতের জন্য পরিকল্পনা করতেও সাহায্য করে। বিনিয়োগকারীরা বিভিন্ন দীর্ঘমেয়াদী পরিকল্পনা করতে পারেনআর্থিক লক্ষ্য দ্বারাঅবসর, সন্তানের কর্মজীবন, সম্পদ সৃষ্টি বা সহজভাবে জন্যআয় প্রজন্ম

বিনিয়োগকারীরা এই স্কিমে বিনিয়োগ করার পরিকল্পনা করছেন, UTI মিউচুয়াল ফান্ডের সেরা 5টি সেরা পারফরম্যান্স ইক্যুইটি ফান্ডের মধ্যে বেছে নিতে পারেন। এই তহবিলগুলি AUM এর মতো গুরুত্বপূর্ণ প্যারামিটারগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় আয়, এবং অন্যান্য তথ্য অনুপাত।

সেরা ইউটিআই ইক্যুইটি মিউচুয়াল ফান্ড

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Transportation & Logistics Fund Growth	₹284.764 ↑ 0.83	₹3,860	5.9	-3.3	7.5	17.3	18.4	19.5
UTI Infrastructure Fund Growth	₹144.27 ↑ 1.26	₹2,135	5.6	2.9	-0.9	15.7	15.2	4.3
UTI Core Equity Fund Growth	₹184.36 ↑ 1.66	₹5,964	4.6	-0.4	1.2	17	15.2	7.4
UTI Healthcare Fund Growth	₹328.393 ↑ 4.76	₹1,217	18.6	16.4	13.9	25.7	14.4	-3.1
UTI Mid Cap Fund Growth	₹306.629 ↑ 3.55	₹11,871	7.7	2.3	-0.1	13.4	12.8	-0.1
UTI Dividend Yield Fund Growth	₹175.123 ↑ 0.64	₹3,697	1.5	-2.8	-2.6	15.2	12.7	5.3
UTI Value Opportunities Fund Growth	₹165.549 ↑ 1.47	₹9,258	4	-3.7	-3.5	14.4	12.5	7
UTI Banking and Financial Services Fund Growth	₹196.773 ↑ 1.52	₹1,340	5.2	-0.5	1.6	12.8	12.1	16.3
UTI India Lifestyle Fund Growth	₹57.0213 ↑ 0.36	₹664	6.6	-2.5	-0.8	10.6	10.1	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jul 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Infrastructure Fund	UTI Core Equity Fund	UTI Healthcare Fund	UTI Mid Cap Fund	UTI Dividend Yield Fund	UTI Value Opportunities Fund	UTI Banking and Financial Services Fund	UTI India Lifestyle Fund
Point 1	Upper mid AUM (₹3,860 Cr).	Lower mid AUM (₹2,135 Cr).	Upper mid AUM (₹5,964 Cr).	Bottom quartile AUM (₹1,217 Cr).	Highest AUM (₹11,871 Cr).	Lower mid AUM (₹3,697 Cr).	Top quartile AUM (₹9,258 Cr).	Bottom quartile AUM (₹1,340 Cr).	Bottom quartile AUM (₹664 Cr).
Point 2	Established history (22+ yrs).	Established history (22+ yrs).	Established history (17+ yrs).	Oldest track record among peers (27 yrs).	Established history (22+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (22+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 18.40% (top quartile).	5Y return: 15.19% (top quartile).	5Y return: 15.17% (upper mid).	5Y return: 14.44% (upper mid).	5Y return: 12.77% (lower mid).	5Y return: 12.72% (lower mid).	5Y return: 12.49% (bottom quartile).	5Y return: 12.11% (bottom quartile).	5Y return: 10.13% (bottom quartile).
Point 6	3Y return: 17.32% (top quartile).	3Y return: 15.75% (upper mid).	3Y return: 17.02% (upper mid).	3Y return: 25.66% (top quartile).	3Y return: 13.43% (bottom quartile).	3Y return: 15.18% (lower mid).	3Y return: 14.44% (lower mid).	3Y return: 12.78% (bottom quartile).	3Y return: 10.56% (bottom quartile).
Point 7	1Y return: 7.47% (top quartile).	1Y return: -0.89% (bottom quartile).	1Y return: 1.15% (upper mid).	1Y return: 13.88% (top quartile).	1Y return: -0.06% (lower mid).	1Y return: -2.57% (bottom quartile).	1Y return: -3.54% (bottom quartile).	1Y return: 1.63% (upper mid).	1Y return: -0.78% (lower mid).
Point 8	Alpha: 0.00 (upper mid).	Alpha: -2.52 (bottom quartile).	Alpha: -0.29 (upper mid).	Alpha: 0.91 (top quartile).	Alpha: -5.18 (bottom quartile).	Alpha: -2.07 (lower mid).	Alpha: -3.31 (bottom quartile).	Alpha: 2.19 (top quartile).	Alpha: -2.38 (lower mid).
Point 9	Sharpe: 0.22 (top quartile).	Sharpe: -0.06 (upper mid).	Sharpe: -0.08 (upper mid).	Sharpe: 0.42 (top quartile).	Sharpe: -0.10 (lower mid).	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.40 (bottom quartile).	Sharpe: -0.22 (lower mid).	Sharpe: -0.36 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: -0.61 (bottom quartile).	Information ratio: 0.64 (top quartile).	Information ratio: 0.08 (lower mid).	Information ratio: -1.80 (bottom quartile).	Information ratio: 0.53 (top quartile).	Information ratio: 0.24 (upper mid).	Information ratio: 0.37 (upper mid).	Information ratio: -1.01 (bottom quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,860 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.40% (top quartile).
3Y return: 17.32% (top quartile).
1Y return: 7.47% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.22 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Infrastructure Fund

Lower mid AUM (₹2,135 Cr).
Established history (22+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 15.19% (top quartile).
3Y return: 15.75% (upper mid).
1Y return: -0.89% (bottom quartile).
Alpha: -2.52 (bottom quartile).
Sharpe: -0.06 (upper mid).
Information ratio: -0.61 (bottom quartile).

UTI Core Equity Fund

Upper mid AUM (₹5,964 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.17% (upper mid).
3Y return: 17.02% (upper mid).
1Y return: 1.15% (upper mid).
Alpha: -0.29 (upper mid).
Sharpe: -0.08 (upper mid).
Information ratio: 0.64 (top quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,217 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.44% (upper mid).
3Y return: 25.66% (top quartile).
1Y return: 13.88% (top quartile).
Alpha: 0.91 (top quartile).
Sharpe: 0.42 (top quartile).
Information ratio: 0.08 (lower mid).

UTI Mid Cap Fund

Highest AUM (₹11,871 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.77% (lower mid).
3Y return: 13.43% (bottom quartile).
1Y return: -0.06% (lower mid).
Alpha: -5.18 (bottom quartile).
Sharpe: -0.10 (lower mid).
Information ratio: -1.80 (bottom quartile).

UTI Dividend Yield Fund

Lower mid AUM (₹3,697 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.72% (lower mid).
3Y return: 15.18% (lower mid).
1Y return: -2.57% (bottom quartile).
Alpha: -2.07 (lower mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.53 (top quartile).

UTI Value Opportunities Fund

Top quartile AUM (₹9,258 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.49% (bottom quartile).
3Y return: 14.44% (lower mid).
1Y return: -3.54% (bottom quartile).
Alpha: -3.31 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.24 (upper mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,340 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 12.11% (bottom quartile).
3Y return: 12.78% (bottom quartile).
1Y return: 1.63% (upper mid).
Alpha: 2.19 (top quartile).
Sharpe: -0.22 (lower mid).
Information ratio: 0.37 (upper mid).

UTI India Lifestyle Fund

Bottom quartile AUM (₹664 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 10.13% (bottom quartile).
3Y return: 10.56% (bottom quartile).
1Y return: -0.78% (lower mid).
Alpha: -2.38 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: -1.01 (bottom quartile).

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,860 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.40% (top quartile).
3Y return: 17.32% (top quartile).
1Y return: 7.47% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.22 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~76%).
Largest holding Mahindra & Mahindra Ltd (~12.7%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (09 Jul 26)	₹284.764 ↑ 0.83 (0.29 %)
Net Assets (Cr)	₹3,860 on 31 May 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹11,121
30 Jun 23	₹14,095
30 Jun 24	₹21,948
30 Jun 25	₹21,401
30 Jun 26	₹22,720

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	5%
3 Month	5.9%
6 Month	-3.3%
1 Year	7.5%
3 Year	17.3%
5 Year	18.4%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.78 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.75%
Industrials	14.72%

Asset Allocation

Asset Class	Value
Cash	5.36%
Equity	94.46%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹492 Cr	1,614,940 ↓ -49,846
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹339 Cr	258,455
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	9%	₹333 Cr	13,273,081 ↑ 500,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹301 Cr	419,126 ↓ -44,388
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	7%	₹263 Cr	251,657
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	7%	₹253 Cr	1,399,964 ↑ 30,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹151 Cr	308,832 ↓ -18,907
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹151 Cr	786,342 ↑ 75,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹147 Cr	438,430 ↑ 35,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹110 Cr	250,430

2. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,135 Cr).
Established history (22+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 15.19% (top quartile).
3Y return: 15.75% (upper mid).
1Y return: -0.89% (bottom quartile).
Alpha: -2.52 (bottom quartile).
Sharpe: -0.06 (upper mid).
Information ratio: -0.61 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~13.3%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (09 Jul 26)	₹144.27 ↑ 1.26 (0.88 %)
Net Assets (Cr)	₹2,135 on 31 May 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.06
Information Ratio	-0.61
Alpha Ratio	-2.52
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,867
30 Jun 23	₹13,130
30 Jun 24	₹20,861
30 Jun 25	₹20,632
30 Jun 26	₹20,674

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	2.8%
3 Month	5.6%
6 Month	2.9%
1 Year	-0.9%
3 Year	15.7%
5 Year	15.2%
10 Year
15 Year
Since launch	13.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.3%
2023	18.5%
2022	38.2%
2021	8.8%
2020	39.4%
2019	3.4%
2018	6.7%
2017	-15.6%
2016	41.4%
2015	4%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Deepesh Agarwal	16 Jun 25	1.04 Yr.

Data below for UTI Infrastructure Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	45.14%
Energy	13.57%
Communication Services	13.33%
Utility	8.47%
Basic Materials	6.1%
Financial Services	5.21%
Consumer Cyclical	3.19%
Real Estate	2.29%
Health Care	0.12%
Technology	0%

Asset Allocation

Asset Class	Value
Cash	2.09%
Equity	97.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹284 Cr	1,555,485 ↑ 11,810
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹207 Cr	507,169 ↓ -28,708
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	7%	₹158 Cr	1,193,810 ↑ 31,308
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹97 Cr	538,843 ↓ -24,327
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| NTPC	4%	₹94 Cr	2,431,681 ↓ -163,414
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| ULTRACEMCO	4%	₹90 Cr	78,761
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹85 Cr	193,715 ↑ 12,173
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| ONGC	4%	₹80 Cr	3,025,981
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| AXISBANK	3%	₹58 Cr	453,281 ↓ -32,988
Suzlon Energy Ltd (Industrials) Equity, Since 31 Oct 25 \| SUZLON	2%	₹46 Cr	8,058,273 ↑ 718,299

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹5,964 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.17% (upper mid).
3Y return: 17.02% (upper mid).
1Y return: 1.15% (upper mid).
Alpha: -0.29 (upper mid).
Sharpe: -0.08 (upper mid).
Information ratio: 0.64 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.0%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (09 Jul 26)	₹184.36 ↑ 1.66 (0.91 %)
Net Assets (Cr)	₹5,964 on 31 May 26
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.08
Information Ratio	0.64
Alpha Ratio	-0.29
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,855
30 Jun 23	₹12,603
30 Jun 24	₹18,659
30 Jun 25	₹20,276
30 Jun 26	₹20,293

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	3.8%
3 Month	4.6%
6 Month	-0.4%
1 Year	1.2%
3 Year	17%
5 Year	15.2%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	9.13 Yr.

Data below for UTI Core Equity Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	27.07%
Industrials	10.71%
Technology	8.92%
Health Care	8.05%
Consumer Cyclical	7.65%
Communication Services	6.82%
Consumer Defensive	5.47%
Basic Materials	5.29%
Energy	5.2%
Real Estate	4.85%
Utility	3.81%

Asset Allocation

Asset Class	Value
Cash	4.51%
Equity	95.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	5%	₹298 Cr	3,999,721 ↑ 800,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	3%	₹179 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹168 Cr	1,448,225 ↑ 95,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 18 \| BHARTIARTL	3%	₹163 Cr	889,222 ↑ 165,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	3%	₹160 Cr	393,456
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹159 Cr	5,544,906 ↑ 775,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| POWERGRID	3%	₹153 Cr	5,264,807
Aurobindo Pharma Ltd (Healthcare) Equity, Since 28 Feb 21 \| AUROPHARMA	2%	₹140 Cr	979,252 ↓ -97,184
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹136 Cr	6,658,877
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	2%	₹130 Cr	981,380

4. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,217 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.44% (upper mid).
3Y return: 25.66% (top quartile).
1Y return: 13.88% (top quartile).
Alpha: 0.91 (top quartile).
Sharpe: 0.42 (top quartile).
Information ratio: 0.08 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Sun Pharmaceuticals Industries Ltd (~8.9%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (09 Jul 26)	₹328.393 ↑ 4.76 (1.47 %)
Net Assets (Cr)	₹1,217 on 31 May 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	0.42
Information Ratio	0.08
Alpha Ratio	0.91
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹8,478
30 Jun 23	₹10,006
30 Jun 24	₹14,264
30 Jun 25	₹17,337
30 Jun 26	₹19,764

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	5.5%
3 Month	18.6%
6 Month	16.4%
1 Year	13.9%
3 Year	25.7%
5 Year	14.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	4.17 Yr.

Data below for UTI Healthcare Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Health Care	94.45%

Asset Allocation

Asset Class	Value
Cash	5.55%
Equity	94.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	9%	₹108 Cr	600,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	5%	₹59 Cr	88,814 ↑ 28,076
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| AJANTPHARM	5%	₹57 Cr	195,295 ↓ -41,216
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹48 Cr	215,251
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| LUPIN	4%	₹46 Cr	203,834 ↓ -6,166
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹43 Cr	53,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	3%	₹38 Cr	290,000
Caplin Point Laboratories Ltd (Healthcare) Equity, Since 31 Dec 23 \| CAPLIPOINT	3%	₹37 Cr	185,000 ↑ 39,847
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹37 Cr	68,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| FORTIS	3%	₹37 Cr	400,000

5. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹11,871 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.77% (lower mid).
3Y return: 13.43% (bottom quartile).
1Y return: -0.06% (lower mid).
Alpha: -5.18 (bottom quartile).
Sharpe: -0.10 (lower mid).
Information ratio: -1.80 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Polycab India Ltd (~2.4%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (09 Jul 26)	₹306.629 ↑ 3.55 (1.17 %)
Net Assets (Cr)	₹11,871 on 31 May 26
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.1
Information Ratio	-1.8
Alpha Ratio	-5.18
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,017
30 Jun 23	₹12,726
30 Jun 24	₹17,966
30 Jun 25	₹18,758
30 Jun 26	₹18,579

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	3.3%
3 Month	7.7%
6 Month	2.3%
1 Year	-0.1%
3 Year	13.4%
5 Year	12.8%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.1%
2023	23.3%
2022	30.5%
2021	-0.8%
2020	43.1%
2019	32.7%
2018	-0.2%
2017	-14.9%
2016	42%
2015	3.5%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	1.04 Yr.

Data below for UTI Mid Cap Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	24.65%
Industrials	19.92%
Consumer Cyclical	12.4%
Health Care	11.55%
Basic Materials	9.76%
Technology	8.37%
Communication Services	2.77%
Real Estate	2.76%
Utility	2.53%
Consumer Defensive	1.87%
Energy	1.81%

Asset Allocation

Asset Class	Value
Cash	1.61%
Equity	98.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹284 Cr	300,000 ↓ -20,000
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| 543390	2%	₹282 Cr	1,655,000 ↓ -45,000
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹276 Cr	880,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| MFSL	2%	₹259 Cr	1,550,000
Suzlon Energy Ltd (Industrials) Equity, Since 30 Jun 24 \| SUZLON	2%	₹251 Cr	44,000,000
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	2%	₹242 Cr	1,700,000
BSE Ltd (Financial Services) Equity, Since 31 May 26 \| BSE	2%	₹238 Cr	575,000 ↑ 575,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| PHOENIXLTD	2%	₹230 Cr	1,300,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| FEDERALBNK	2%	₹222 Cr	7,700,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| AJANTPHARM	2%	₹220 Cr	750,000

6. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Lower mid AUM (₹3,697 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.72% (lower mid).
3Y return: 15.18% (lower mid).
1Y return: -2.57% (bottom quartile).
Alpha: -2.07 (lower mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.53 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.1%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (09 Jul 26)	₹175.123 ↑ 0.64 (0.37 %)
Net Assets (Cr)	₹3,697 on 31 May 26
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.35
Information Ratio	0.53
Alpha Ratio	-2.07
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,739
30 Jun 23	₹11,797
30 Jun 24	₹17,589
30 Jun 25	₹18,633
30 Jun 26	₹18,253

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	2.3%
3 Month	1.5%
6 Month	-2.8%
1 Year	-2.6%
3 Year	15.2%
5 Year	12.7%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.3%
2023	24.7%
2022	35.4%
2021	-5.3%
2020	38.8%
2019	18.9%
2018	3.3%
2017	0.5%
2016	28.5%
2015	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.62 Yr.

Data below for UTI Dividend Yield Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	27.29%
Technology	11.36%
Consumer Cyclical	10.52%
Health Care	10.06%
Industrials	7.98%
Real Estate	6.22%
Energy	5.77%
Utility	5.65%
Consumer Defensive	4.73%
Communication Services	3.58%
Basic Materials	3.08%

Asset Allocation

Asset Class	Value
Cash	2.02%
Equity	97.43%
Debt	0.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹298 Cr	4,000,000 ↑ 200,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹195 Cr	1,550,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹121 Cr	1,250,000 ↑ 1,800
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| TECHM	3%	₹113 Cr	760,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹110 Cr	600,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹105 Cr	345,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹100 Cr	2,600,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| POWERGRID	2%	₹92 Cr	3,150,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	2%	₹84 Cr	725,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| MARUTI	2%	₹81 Cr	62,000

7. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹9,258 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.49% (bottom quartile).
3Y return: 14.44% (lower mid).
1Y return: -3.54% (bottom quartile).
Alpha: -3.31 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.24 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.3%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (09 Jul 26)	₹165.549 ↑ 1.47 (0.89 %)
Net Assets (Cr)	₹9,258 on 31 May 26
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.4
Information Ratio	0.24
Alpha Ratio	-3.31
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,810
30 Jun 23	₹12,118
30 Jun 24	₹17,427
30 Jun 25	₹18,697
30 Jun 26	₹17,881

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	4%
3 Month	4%
6 Month	-3.7%
1 Year	-3.5%
3 Year	14.4%
5 Year	12.5%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7%
2023	23.4%
2022	26.7%
2021	4.3%
2020	30.4%
2019	19%
2018	10.4%
2017	-2.4%
2016	29.1%
2015	2.6%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	8.42 Yr.

Data below for UTI Value Opportunities Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	33.06%
Consumer Cyclical	12.23%
Industrials	9.17%
Health Care	8.82%
Technology	7.71%
Communication Services	7.29%
Energy	5.85%
Basic Materials	4.56%
Real Estate	3.95%
Consumer Defensive	3.07%
Utility	2.82%

Asset Allocation

Asset Class	Value
Cash	1.2%
Equity	98.53%
Debt	0.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	8%	₹767 Cr	10,300,000 ↑ 100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹540 Cr	4,300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹402 Cr	2,200,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹354 Cr	2,750,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹346 Cr	9,000,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹318 Cr	3,300,000 ↑ 50,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹313 Cr	2,700,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹279 Cr	915,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹254 Cr	1,925,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| TECHM	3%	₹241 Cr	1,625,000

8. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,340 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 12.11% (bottom quartile).
3Y return: 12.78% (bottom quartile).
1Y return: 1.63% (upper mid).
Alpha: 2.19 (top quartile).
Sharpe: -0.22 (lower mid).
Information ratio: 0.37 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~17.1%).
Top-3 holdings concentration ~39.1%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (09 Jul 26)	₹196.773 ↑ 1.52 (0.78 %)
Net Assets (Cr)	₹1,340 on 31 May 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	-0.22
Information Ratio	0.37
Alpha Ratio	2.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,250
30 Jun 23	₹12,451
30 Jun 24	₹15,480
30 Jun 25	₹17,779
30 Jun 26	₹17,849

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	7%
3 Month	5.2%
6 Month	-0.5%
1 Year	1.6%
3 Year	12.8%
5 Year	12.1%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	1.04 Yr.
Bhavesh Kanani	12 Jan 26	0.47 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	96.26%
Technology	1.58%

Asset Allocation

Asset Class	Value
Cash	2.16%
Equity	97.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	17%	₹229 Cr	3,075,000 ↑ 200,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	13%	₹175 Cr	1,395,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	9%	₹120 Cr	1,248,490 ↑ 648,490
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	8%	₹106 Cr	820,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	8%	₹103 Cr	1,135,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	7%	₹98 Cr	2,550,000 ↓ -700,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹73 Cr	767,975 ↑ 55,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	4%	₹51 Cr	277,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| BAJAJFINSV	3%	₹44 Cr	246,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| 542904	3%	₹37 Cr	6,884,317 ↑ 350,000

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹664 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 10.13% (bottom quartile).
3Y return: 10.56% (bottom quartile).
1Y return: -0.78% (lower mid).
Alpha: -2.38 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: -1.01 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Mahindra & Mahindra Ltd (~9.1%).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (09 Jul 26)	₹57.0213 ↑ 0.36 (0.64 %)
Net Assets (Cr)	₹664 on 31 May 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.36
Information Ratio	-1.01
Alpha Ratio	-2.38
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,058
30 Jun 23	₹12,185
30 Jun 24	₹16,261
30 Jun 25	₹16,634
30 Jun 26	₹16,085

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 26

Duration	Returns
1 Month	6.3%
3 Month	6.6%
6 Month	-2.5%
1 Year	-0.8%
3 Year	10.6%
5 Year	10.1%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.8%
2023	20.2%
2022	23%
2021	-2.3%
2020	26.4%
2019	15.2%
2018	5.8%
2017	-2.5%
2016	32.6%
2015	3.2%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vicky Punjabi	16 Jun 25	1.04 Yr.

Data below for UTI India Lifestyle Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	50.77%
Consumer Defensive	17.41%
Communication Services	9.38%
Industrials	6.2%
Financial Services	4.41%
Real Estate	3.26%
Health Care	2.39%
Basic Materials	2.33%
Technology	2.21%

Asset Allocation

Asset Class	Value
Cash	1.61%
Equity	98.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	9%	₹60 Cr	198,514
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| ETERNAL	9%	₹57 Cr	2,293,619
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	7%	₹45 Cr	110,243 ↑ 4,210
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	7%	₹43 Cr	236,300 ↓ -21,700
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	6%	₹40 Cr	30,671
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	4%	₹30 Cr	41,588
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| TRENT	4%	₹29 Cr	68,062
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	3%	₹21 Cr	733,363
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| TVSMOTOR	3%	₹19 Cr	57,310
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	3%	₹18 Cr	19,302 ↓ -2,644

ইউটিআই মিউচুয়াল ফান্ড অনলাইনে কীভাবে বিনিয়োগ করবেন?

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আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

এবার শুরু করা যাক

FAQs

1. UTI মিউচুয়াল ফান্ডের প্রকৃতি কী?

ক: দ্যসেবি পূর্ববর্তী UTI থেকে UTI মিউচুয়াল ফান্ড গঠন করেব্যাংক 1লা ফেব্রুয়ারী 2003-এ। ফান্ডটি UTI অ্যাসেট ম্যানেজমেন্ট কোম্পানি এবং এর প্রধান স্পনসর, স্টেট ব্যাঙ্ক অফ ইন্ডিয়া (SBI), পাঞ্জাব দ্বারা পরিচালিত হয়জাতীয় ব্যাংক (PNB), ব্যাঙ্ক অফ বরোদা, এবংলাইফ ইন্স্যুরেন্স কর্পোরেশন অফ ইন্ডিয়া.

2. UTI মিউচুয়াল ফান্ডের শেয়ার কি অন্য কোন গোষ্ঠীর কাছে আছে?

ক: হ্যাঁ, UTI মিউচুয়াল ফান্ডের 26% শেয়ার T Rowe Price Group INC-এর কাছে রয়েছে। এটি T Rowe Price Global Investment Services Ltd-এর একটি সহযোগী সংস্থা।

3. ইউটিআই মিউচুয়াল ফান্ডে বিনিয়োগ করা কি সার্থক?

ক: UTI মিউচুয়াল ফান্ড সবচেয়ে পছন্দের একটিএএমসি. ঐতিহাসিকভাবে, এটি একটি সবচেয়ে নির্ভরযোগ্য বিনিয়োগ স্কিম হিসাবে প্রমাণিত হয়েছে।

4. UTI মিউচুয়াল ফান্ড স্কিমগুলির মধ্যে সবচেয়ে জনপ্রিয় কোনটি?

ক: ইউটিআই মাস্টারশেয়ার, যা 1986 সালে পূর্বের ইউটিআই ব্যাঙ্কের বর্তমান হিসাবে চালু করা হয়েছিল, এটি সবচেয়ে দীর্ঘমেয়াদী এবং সবচেয়ে সফল মিউচুয়াল ফান্ড স্কিমগুলির মধ্যে একটি।

5. আমি কি অনলাইনে UTI মিউচুয়াল ফান্ডে বিনিয়োগ করতে পারি?

ক: হ্যাঁ, কোম্পানির ওয়েবসাইটে লগ-ইন করুন। এর পরে, আপনাকে KYC নিয়ম অনুসারে আপনার ব্যক্তিগত বিবরণ প্রদান করতে হবে, যেমন আপনার পরিচয় প্রমাণ, ঠিকানা প্রমাণ এবং অন্যান্য অনুরূপ বিবরণ। একবার আপনি নিবন্ধন সম্পন্ন করলে, আপনাকে ঝুঁকির স্তর এবং বিনিয়োগের ধরন নির্বাচন করতে হবে। আপনার বিশদ বিবরণ যাচাই করতে এবং অনলাইনে নিবন্ধন প্রক্রিয়া সম্পূর্ণ করতে 1-2 কার্যদিবস সময় লাগে। এটি সম্পূর্ণ হয়ে গেলে, আপনি আপডেট রাখতে পারেন এবং আপনার প্রয়োজনীয়তা অনুযায়ী বিনিয়োগ পরিবর্তন করতে পারেন।

6. কিভাবে একটি উপযুক্ত UTI মিউচুয়াল ফান্ড নির্বাচন করবেন?

ক: আপনাকে প্রথমে যে জিনিসটি পরীক্ষা করতে হবে তা হল NAV এবং নির্দিষ্ট তহবিলের ঐতিহাসিক রিটার্ন। উদাহরণস্বরূপ, UTI ট্রান্সপোর্টেশন অ্যান্ড লজিস্টিক ফান্ডের NAV রয়েছে Rs.122.133 এবং এটি 5 বছরে 8.9% রিটার্ন দেখিয়েছে। এটির তুলনায়, UTI ইক্যুইটি ফান্ডের NAV রয়েছে Rs. 212.768, কিন্তু 5 বছরে 31.5% এর ঐতিহাসিক রিটার্ন দেখিয়েছে।

যদিও UTI ইক্যুইটির NAV UTI ট্রান্সপোর্টেশন এবং লজিস্টিকসের চেয়ে বেশি, তবে আগেরটির রিটার্ন পরবর্তীটির থেকে বেশি। এইভাবে, আপনি যে পরিমাণ অর্থ বিনিয়োগ করতে চান এবং ROI এর উপর নির্ভর করে, আপনার একটি নির্দিষ্ট তহবিল নির্বাচন করা উচিত।

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।