6টি সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড 2022 | Fincash.com

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6টি সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড 2022৷

Updated on April 29, 2024 , 2883 views

কোণার চারপাশে ট্যাক্স ঋতু সঙ্গে, বিনিয়োগকারীরা যারা বিনিয়োগইএলএসএস সর্বদা তহবিলের দিকে তাকান যা সেরা পারফর্ম করছেবাজার. যেহেতু, অনেক বিনিয়োগকারী অনেকের মধ্যে একটি তহবিল বেছে নেওয়া কঠিন বলে মনে করেন, আমরা এখানে ELSS বিভাগে কিছু সেরা পারফর্মারদের পরামর্শ দিতে এসেছি।

বিনিয়োগকারীরা এই তহবিলে বিনিয়োগ করতে পারেন এবং প্রতি বছর 1.5 লক্ষ টাকা পর্যন্ত সঞ্চয় করতে পারেন৷ধারা 80C এরআয়কর আইন 1961। ইএলএসএস স্কিমগুলির সর্বনিম্ন 3 বছরের লক-ইন পিরিয়ড থাকে। আমাদের প্রস্তাবিত সেরা পারফর্মিং ট্যাক্স সেভিংযৌথ পুঁজি কিছু গুরুত্বপূর্ণ পরামিতি গ্রহণ করে সাবধানে বাছাই করা হয়েছে যেমন AUM,না, অতীত পারফরম্যান্স, ইত্যাদি

এইভাবে, বিনিয়োগকারীরা সহজেই তাদের ট্যাক্স সঞ্চয়ের পরিকল্পনা করতে পারেবিনিয়োগ এই তহবিল মধ্যে.

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সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
IDFC Tax Advantage (ELSS) Fund Growth	₹140.916 ↓ -0.21	₹6,253	5.2	21.7	38.5	22.1	20.1	28.3
Tata India Tax Savings Fund Growth	₹39.1454 ↓ -0.03	₹4,028	5.5	21	34.7	19.3	16.6	24
L&T Tax Advantage Fund Growth	₹115.85 ↑ 0.34	₹3,674	10.1	30.1	43.9	19.8	16.7	28.4
Principal Tax Savings Fund Growth	₹458.829 ↑ 0.58	₹1,222	8.7	22.3	36.2	20.4	17.1	24.5
BOI AXA Tax Advantage Fund Growth	₹159 ↓ -0.19	₹1,210	12.1	37.8	55.3	24.8	26	34.8
Invesco India Tax Plan Growth	₹110.92 ↑ 0.33	₹2,530	5.7	24.5	42.6	17.6	16.8	30.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Apr 24

*1000 কোটি থেকে 10 এর মধ্যে নেট সম্পদ রয়েছে এমন মিউচুয়াল ফান্ডের ট্যাক্স সংরক্ষণের তালিকা,000 কোটি।

1. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.8% since its launch. Ranked 3 in ELSS category. Return for 2023 was 28.3% , 2022 was 4.2% and 2021 was 49.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (30 Apr 24)	₹140.916 ↓ -0.21 (-0.15 %)
Net Assets (Cr)	₹6,253 on 31 Mar 24
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	2.84
Information Ratio	0.62
Alpha Ratio	3.83
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹7,735
30 Apr 21	₹13,721
30 Apr 22	₹17,331
30 Apr 23	₹18,014
30 Apr 24	₹24,954

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24

Duration	Returns
1 Month	2.5%
3 Month	5.2%
6 Month	21.7%
1 Year	38.5%
3 Year	22.1%
5 Year	20.1%
10 Year
15 Year
Since launch	18.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%
2015	6.9%
2014	42.2%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	7.45 Yr.
Ritika Behera	7 Oct 23	0.48 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	26.29%
Consumer Cyclical	13.05%
Industrials	9.7%
Health Care	8.74%
Consumer Defensive	8.17%
Technology	8.14%
Basic Materials	7.74%
Energy	6.1%
Communication Services	3.13%
Utility	2.9%
Real Estate	0.72%

Asset Allocation

Asset Class	Value
Cash	5.33%
Equity	94.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	6%	₹372 Cr	3,400,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	5%	₹340 Cr	2,350,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	5%	₹327 Cr	1,100,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	4%	₹230 Cr	2,200,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	3%	₹210 Cr	1,400,000
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	3%	₹181 Cr	2,400,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	3%	₹157 Cr	1,275,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 May 20 \| TATAMOTORS	2%	₹139 Cr	1,400,000 ↓ -100,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| 532555	2%	₹134 Cr	4,000,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	2%	₹127 Cr	1,500,000

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (30 Apr 24)	₹39.1454 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹4,028 on 31 Mar 24
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	2.14
Information Ratio	-0.58
Alpha Ratio	-4.3
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹8,621
30 Apr 21	₹12,683
30 Apr 22	₹15,084
30 Apr 23	₹15,997
30 Apr 24	₹21,551

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24

Duration	Returns
1 Month	4.6%
3 Month	5.5%
6 Month	21%
1 Year	34.7%
3 Year	19.3%
5 Year	16.6%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%
2014

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	2.29 Yr.
Tejas Gutka	9 Mar 21	3.07 Yr.

Data below for Tata India Tax Savings Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	31.98%
Industrials	15.23%
Consumer Cyclical	12.42%
Technology	7.95%
Basic Materials	6.92%
Energy	4.98%
Communication Services	4.52%
Health Care	4.47%
Utility	3.69%
Consumer Defensive	2.32%
Real Estate	2.27%

Asset Allocation

Asset Class	Value
Cash	3.25%
Equity	96.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	8%	₹313 Cr	2,160,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹254 Cr	2,325,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	5%	₹201 Cr	675,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹188 Cr	2,500,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹174 Cr	1,160,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹136 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹133 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹116 Cr	3,451,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹115 Cr	940,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Jun 22 \| 532497	2%	₹93 Cr	540,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.4% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (30 Apr 24)	₹115.85 ↑ 0.34 (0.29 %)
Net Assets (Cr)	₹3,674 on 31 Mar 24
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	2.71
Information Ratio	-0.39
Alpha Ratio	3.01
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹8,402
30 Apr 21	₹12,591
30 Apr 22	₹14,387
30 Apr 23	₹15,046
30 Apr 24	₹21,653

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24

Duration	Returns
1 Month	6.8%
3 Month	10.1%
6 Month	30.1%
1 Year	43.9%
3 Year	19.8%
5 Year	16.7%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.4%
2022	-3%
2021	30.3%
2020	13.5%
2019	4.6%
2018	-8.1%
2017	42.3%
2016	8.1%
2015	2.9%
2014	44.8%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	26 Nov 22	1.35 Yr.
Sonal Gupta	21 Jul 21	2.7 Yr.
Abhishek Gupta	1 Mar 24	0.08 Yr.

Data below for L&T Tax Advantage Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Industrials	24.57%
Financial Services	22.01%
Consumer Cyclical	17.05%
Technology	10%
Energy	6.3%
Health Care	4.05%
Basic Materials	3.86%
Utility	3.67%
Real Estate	3.37%
Consumer Defensive	2.03%
Communication Services	1.05%

Asset Allocation

Asset Class	Value
Cash	2.04%
Equity	97.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	5%	₹168 Cr	447,600 ↓ -126,500
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	4%	₹160 Cr	537,600
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	4%	₹141 Cr	971,700
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	3%	₹126 Cr	1,155,500
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Apr 22 \| 500093	3%	₹114 Cr	2,107,000 ↓ -379,300
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	3%	₹112 Cr	281,200
KPIT Technologies Ltd (Technology) Equity, Since 30 Sep 21 \| 542651	3%	₹98 Cr	662,200
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	3%	₹93 Cr	622,100
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 500251	2%	₹79 Cr	199,227
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	2%	₹78 Cr	4,258,282 ↓ -648,518

4. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (30 Apr 24)	₹458.829 ↑ 0.58 (0.13 %)
Net Assets (Cr)	₹1,222 on 29 Feb 24
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	2.17
Information Ratio	-0.28
Alpha Ratio	-2.44
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹8,312
30 Apr 21	₹12,608
30 Apr 22	₹15,410
30 Apr 23	₹16,148
30 Apr 24	₹22,001

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24

Duration	Returns
1 Month	3.6%
3 Month	8.7%
6 Month	22.3%
1 Year	36.2%
3 Year	20.4%
5 Year	17.1%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.5%
2022	4.3%
2021	32.1%
2020	18.9%
2019	2.5%
2018	-9.2%
2017	48.8%
2016	6.2%
2015	2.7%
2014	49.4%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	4.43 Yr.
Rohit Seksaria	1 Jan 22	2.25 Yr.

Data below for Principal Tax Savings Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Financial Services	31.8%
Consumer Cyclical	11.08%
Industrials	9.99%
Technology	9.84%
Health Care	8.44%
Consumer Defensive	8.28%
Energy	6.54%
Basic Materials	5.26%
Communication Services	2.86%
Real Estate	0.45%

Asset Allocation

Asset Class	Value
Cash	5.28%
Equity	94.56%
Debt	0.16%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	7%	₹88 Cr	606,077
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	7%	₹81 Cr	274,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹72 Cr	661,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	4%	₹47 Cr	313,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	3%	₹38 Cr	233,000
Force Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 500033	3%	₹37 Cr	50,500 ↓ -5,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	3%	₹34 Cr	89,021 ↑ 20,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| SBIN	3%	₹33 Cr	444,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	3%	₹33 Cr	311,000
Sundaram Liquid Dir Gr Investment Fund \| -	3%	₹32 Cr	150,576 ↑ 93,913

5. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (30 Apr 24)	₹159 ↓ -0.19 (-0.12 %)
Net Assets (Cr)	₹1,210 on 31 Mar 24
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.49
Sharpe Ratio	3
Information Ratio	0.75
Alpha Ratio	7.1
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹10,168
30 Apr 21	₹16,354
30 Apr 22	₹19,161
30 Apr 23	₹20,449
30 Apr 24	₹31,762

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24

Duration	Returns
1 Month	6%
3 Month	12.1%
6 Month	37.8%
1 Year	55.3%
3 Year	24.8%
5 Year	26%
10 Year
15 Year
Since launch	20%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%
2015	2.1%
2014	44%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	1.93 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	26.09%
Industrials	15.01%
Basic Materials	13.12%
Consumer Cyclical	11.68%
Health Care	7.86%
Energy	6.67%
Technology	4.65%
Utility	4.07%
Consumer Defensive	3.51%
Real Estate	1.84%

Asset Allocation

Asset Class	Value
Cash	5.45%
Equity	94.51%
Debt	0.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹50 Cr	660,000 ↑ 40,000
Canara Bank (Financial Services) Equity, Since 31 Aug 22 \| 532483	4%	₹43 Cr	745,000 ↑ 50,000
Oil India Ltd (Energy) Equity, Since 31 Mar 23 \| 533106	3%	₹42 Cr	702,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹41 Cr	280,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	3%	₹39 Cr	130,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 22 \| SUNPHARMA	3%	₹35 Cr	217,000
Bank of Baroda (Financial Services) Equity, Since 31 Oct 22 \| 532134	3%	₹33 Cr	1,236,338
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 22 \| LT	3%	₹31 Cr	82,800
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹31 Cr	920,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| 541154	2%	₹29 Cr	86,000 ↑ 18,000

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch. Ranked 17 in ELSS category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (30 Apr 24)	₹110.92 ↑ 0.33 (0.30 %)
Net Assets (Cr)	₹2,530 on 31 Mar 24
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	2.86
Information Ratio	-0.66
Alpha Ratio	4.05
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹9,063
30 Apr 21	₹13,382
30 Apr 22	₹15,204
30 Apr 23	₹15,273
30 Apr 24	₹21,783

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 24

Duration	Returns
1 Month	4.6%
3 Month	5.7%
6 Month	24.5%
1 Year	42.6%
3 Year	17.6%
5 Year	16.8%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.9%
2022	-7.7%
2021	32.6%
2020	19.2%
2019	9.4%
2018	-1.3%
2017	35.7%
2016	3.4%
2015	5.8%
2014	54.3%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	3.58 Yr.
Dhimant Kothari	29 Mar 18	6.01 Yr.

Data below for Invesco India Tax Plan as on 31 Mar 24

Equity Sector Allocation

Sector	Value
Financial Services	27.37%
Consumer Cyclical	12.67%
Health Care	11.26%
Technology	10.53%
Industrials	10.29%
Basic Materials	6.8%
Consumer Defensive	6.24%
Energy	5.34%
Utility	5.18%
Communication Services	1.59%
Real Estate	1.28%

Asset Allocation

Asset Class	Value
Cash	1.44%
Equity	98.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	5%	₹138 Cr	1,261,235
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	5%	₹134 Cr	926,657 ↑ 308,302
Infosys Ltd (Technology) Equity, Since 31 Dec 19 \| INFY	5%	₹119 Cr	797,089 ↑ 74,546
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 17 \| RELIANCE	5%	₹114 Cr	385,239
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jul 23 \| TCS	4%	₹108 Cr	278,855 ↑ 90,789
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹69 Cr	656,279
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| INDUSINDBK	3%	₹67 Cr	429,280
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| MARUTI	2%	₹63 Cr	49,860
Mankind Pharma Ltd (Healthcare) Equity, Since 31 Dec 23 \| 543904	2%	₹60 Cr	260,894 ↑ 50,742
Bank of Baroda (Financial Services) Equity, Since 30 Sep 22 \| 532134	2%	₹57 Cr	2,166,901

ইক্যুইটি লিঙ্কড সেভিং স্কিমে ট্যাক্স সেভিংস

ELSS-এর সাথে এবং ছাড়া কর সঞ্চয় তুলনা করে কর সুবিধাগুলি পরীক্ষা করা যাক:

বিশেষ	কর পরিকল্পনা (ইএলএসএস)	কোনো ট্যাক্স প্ল্যানিং নেই
সর্ব মোটআয়	৮,০০,০০০	৮,০০,০০০
কর থেকে অব্যাহতি	1,50,000	শূন্য
মোটকরযোগ্য আয়	6,50,000	৮,০০,০০০
ট্যাক্স দিতে হবে	32,500	৬২,৫০০
সংরক্ষিত পরিমাণ	30,000	শূন্য

সুতরাং, ELSS-এ বিনিয়োগের মাধ্যমে মোট সংরক্ষিত পরিমাণ হল INR 30,000৷

ট্যাক্স সেভিং মিউচুয়াল ফান্ডে বিনিয়োগের সুবিধা

ট্যাক্স সুবিধার পাশাপাশি, ELSS আপনাকে নিম্নলিখিত সুবিধাগুলিও অফার করে:

ইক্যুইটি রিটার্ন

যেহেতু ELSS হল ইক্যুইটি এবং ট্যাক্স সাশ্রয়ের সংমিশ্রণ, আপনি যে অর্থ বিনিয়োগ করেন তা শেয়ার বাজারের বৃদ্ধির সাথে সাথে বৃদ্ধি পায়। সুতরাং, বিনিয়োগকারীরাও ইক্যুইটি বাজার থেকে আয় করতে পারেন। তাই, ELSS দীর্ঘমেয়াদী সম্পদ সৃষ্টির একটি উপায়ও বটে।

SIP সুবিধা

একমুঠো অর্থ বিনিয়োগ করার পরিবর্তে, বিনিয়োগকারীরা মাসিক বিনিয়োগের মাধ্যমে একটি সহজ পথ বেছে নিতে পারেনচুমুক. একটি SIP-এর মাধ্যমে, কেউ INR 500-এর মতো কম বিনিয়োগ করতে পারে, এটি বিনিয়োগকারীদের জন্য সবচেয়ে সাশ্রয়ী কর-পরিকল্পনা এবং বিনিয়োগের পথ তৈরি করে৷

সংক্ষিপ্ত লক-ইন সময়কাল

ELSS-এর লক-ইন পিরিয়ড 3 বছরের, যা অন্য সব ট্যাক্স-সেভিং ইন্সট্রুমেন্টের মধ্যে সবচেয়ে কম লক-ইন পিরিয়ড।

অনলাইনে ইএলএসএস ফান্ডে কীভাবে বিনিয়োগ করবেন?

Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।

আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

এবার শুরু করা যাক

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।