+91-22-489139096টি সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড 2022৷
কোণার চারপাশে ট্যাক্স ঋতু সঙ্গে, বিনিয়োগকারীরা যারা বিনিয়োগইএলএসএস সর্বদা তহবিলের দিকে তাকান যা সেরা পারফর্ম করছেবাজার. যেহেতু, অনেক বিনিয়োগকারী অনেকের মধ্যে একটি তহবিল বেছে নেওয়া কঠিন বলে মনে করেন, আমরা এখানে ELSS বিভাগে কিছু সেরা পারফর্মারদের পরামর্শ দিতে এসেছি।
বিনিয়োগকারীরা এই তহবিলে বিনিয়োগ করতে পারেন এবং প্রতি বছর 1.5 লক্ষ টাকা পর্যন্ত সঞ্চয় করতে পারেন৷ধারা 80C এরআয়কর আইন 1961। ইএলএসএস স্কিমগুলির সর্বনিম্ন 3 বছরের লক-ইন পিরিয়ড থাকে। আমাদের প্রস্তাবিত সেরা পারফর্মিং ট্যাক্স সেভিংযৌথ পুঁজি কিছু গুরুত্বপূর্ণ পরামিতি গ্রহণ করে সাবধানে বাছাই করা হয়েছে যেমন AUM,না, অতীত পারফরম্যান্স, ইত্যাদি
এইভাবে, বিনিয়োগকারীরা সহজেই তাদের ট্যাক্স সঞ্চয়ের পরিকল্পনা করতে পারেবিনিয়োগ এই তহবিল মধ্যে.
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সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড
The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Research Highlights for Sundaram Diversified Equity Fund Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Research Highlights for Invesco India Tax Plan Below is the key information for Invesco India Tax Plan Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Bandhan Tax Advantage (ELSS) Fund Growth ₹158.873
↓ -0.51 ₹7,327 4.1 5.1 7.7 17.4 19.9 13.1 Tata India Tax Savings Fund Growth ₹46.3095
↓ -0.09 ₹4,795 4 5.1 5 17 16.9 19.5 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Sundaram Diversified Equity Fund Growth ₹227.149
↓ -0.69 ₹1,484 2.6 3.7 6.7 14.7 15.5 12 Kotak Tax Saver Fund Growth ₹117.384
↓ -0.24 ₹6,516 1.4 2.2 1.7 16.4 17.2 21.8 Invesco India Tax Plan Growth ₹124.8
↓ -0.37 ₹2,838 -1.7 -0.5 -2.2 17.7 14.7 25.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Bandhan Tax Advantage (ELSS) Fund Tata India Tax Savings Fund HDFC Long Term Advantage Fund Sundaram Diversified Equity Fund Kotak Tax Saver Fund Invesco India Tax Plan Point 1 Highest AUM (₹7,327 Cr). Upper mid AUM (₹4,795 Cr). Bottom quartile AUM (₹1,318 Cr). Bottom quartile AUM (₹1,484 Cr). Upper mid AUM (₹6,516 Cr). Lower mid AUM (₹2,838 Cr). Point 2 Established history (17+ yrs). Established history (11+ yrs). Established history (24+ yrs). Oldest track record among peers (26 yrs). Established history (20+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.91% (top quartile). 5Y return: 16.92% (lower mid). 5Y return: 17.39% (upper mid). 5Y return: 15.53% (bottom quartile). 5Y return: 17.19% (upper mid). 5Y return: 14.73% (bottom quartile). Point 6 3Y return: 17.39% (upper mid). 3Y return: 16.98% (lower mid). 3Y return: 20.64% (top quartile). 3Y return: 14.66% (bottom quartile). 3Y return: 16.35% (bottom quartile). 3Y return: 17.74% (upper mid). Point 7 1Y return: 7.67% (upper mid). 1Y return: 4.98% (lower mid). 1Y return: 35.51% (top quartile). 1Y return: 6.67% (upper mid). 1Y return: 1.74% (bottom quartile). 1Y return: -2.23% (bottom quartile). Point 8 Alpha: -0.17 (upper mid). Alpha: -1.56 (lower mid). Alpha: 1.75 (top quartile). Alpha: -0.54 (upper mid). Alpha: -4.43 (bottom quartile). Alpha: -6.48 (bottom quartile). Point 9 Sharpe: 0.06 (upper mid). Sharpe: -0.01 (lower mid). Sharpe: 2.27 (top quartile). Sharpe: 0.05 (upper mid). Sharpe: -0.19 (bottom quartile). Sharpe: -0.32 (bottom quartile). Point 10 Information ratio: -0.07 (upper mid). Information ratio: -0.21 (bottom quartile). Information ratio: -0.15 (upper mid). Information ratio: -0.84 (bottom quartile). Information ratio: -0.15 (lower mid). Information ratio: 0.20 (top quartile). Bandhan Tax Advantage (ELSS) Fund
Tata India Tax Savings Fund
HDFC Long Term Advantage Fund
Sundaram Diversified Equity Fund
Kotak Tax Saver Fund
Invesco India Tax Plan
1. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (24 Dec 25) ₹158.873 ↓ -0.51 (-0.32 %) Net Assets (Cr) ₹7,327 on 30 Nov 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.06 Information Ratio -0.07 Alpha Ratio -0.17 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,317 30 Nov 22 ₹17,165 30 Nov 23 ₹20,289 30 Nov 24 ₹24,603 30 Nov 25 ₹26,130 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 1.3% 3 Month 4.1% 6 Month 5.1% 1 Year 7.7% 3 Year 17.4% 5 Year 19.9% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 9.12 Yr. Ritika Behera 7 Oct 23 2.15 Yr. Gaurav Satra 10 Jun 24 1.48 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 33.14% Technology 11% Consumer Cyclical 9.77% Consumer Defensive 8.65% Energy 8.04% Basic Materials 7.42% Health Care 5.77% Industrials 4.2% Communication Services 2.6% Real Estate 2.19% Utility 1.85% Asset Allocation
Asset Class Value Cash 5.36% Equity 94.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹574 Cr 5,700,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE7% ₹517 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹347 Cr 2,500,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹329 Cr 1,050,000
↑ 100,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK4% ₹297 Cr 1,400,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | AXISBANK3% ₹243 Cr 1,900,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN3% ₹225 Cr 2,300,000
↓ -88,280 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹218 Cr 1,400,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO2% ₹170 Cr 275,000
↓ -50,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹168 Cr 801,000
↓ -49,000 2. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (24 Dec 25) ₹46.3095 ↓ -0.09 (-0.19 %) Net Assets (Cr) ₹4,795 on 30 Nov 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.01 Information Ratio -0.21 Alpha Ratio -1.56 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,526 30 Nov 22 ₹15,196 30 Nov 23 ₹17,077 30 Nov 24 ₹21,970 30 Nov 25 ₹23,035 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.8% 3 Month 4% 6 Month 5.1% 1 Year 5% 3 Year 17% 5 Year 16.9% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 3.96 Yr. Data below for Tata India Tax Savings Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 33.69% Industrials 14.08% Consumer Cyclical 12.56% Technology 7.47% Basic Materials 7.08% Communication Services 6.15% Energy 5.36% Health Care 4.49% Utility 2.35% Real Estate 2.2% Consumer Defensive 1.75% Asset Allocation
Asset Class Value Cash 2.83% Equity 97.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹348 Cr 3,450,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹295 Cr 2,125,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL6% ₹280 Cr 1,330,000
↑ 390,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹212 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹200 Cr 2,040,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹181 Cr 1,160,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹143 Cr 352,147 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON2% ₹119 Cr 10,200,000 Pricol Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | PRICOLLTD2% ₹115 Cr 1,848,688
↓ -81,609 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | NTPC2% ₹113 Cr 3,451,000 3. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,347
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Sundaram Diversified Equity Fund
Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (24 Dec 25) ₹227.149 ↓ -0.69 (-0.30 %) Net Assets (Cr) ₹1,484 on 30 Nov 25 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 0.05 Information Ratio -0.84 Alpha Ratio -0.54 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,652 30 Nov 22 ₹15,093 30 Nov 23 ₹16,938 30 Nov 24 ₹20,351 30 Nov 25 ₹21,582 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.7% 3 Month 2.6% 6 Month 3.7% 1 Year 6.7% 3 Year 14.7% 5 Year 15.5% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 12% 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Rohit Seksaria 24 Feb 21 4.77 Yr. Bharath Subramanian 2 Jun 25 0.5 Yr. Data below for Sundaram Diversified Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 25.31% Consumer Cyclical 11.36% Industrials 10.28% Consumer Defensive 8.81% Basic Materials 8.47% Energy 8.19% Technology 8.18% Utility 7.01% Health Care 5.96% Communication Services 4.39% Asset Allocation
Asset Class Value Cash 2.04% Equity 97.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK9% ₹130 Cr 1,294,318 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE6% ₹93 Cr 592,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK5% ₹81 Cr 583,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK4% ₹67 Cr 520,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹65 Cr 310,165 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY4% ₹62 Cr 400,000
↑ 48,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹58 Cr 595,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT4% ₹56 Cr 138,000 ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 23 | ITC3% ₹49 Cr 1,210,000 NTPC Ltd (Utilities)
Equity, Since 31 Oct 24 | NTPC3% ₹40 Cr 1,215,766 5. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (24 Dec 25) ₹117.384 ↓ -0.24 (-0.21 %) Net Assets (Cr) ₹6,516 on 30 Nov 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.19 Information Ratio -0.15 Alpha Ratio -4.43 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,880 30 Nov 22 ₹15,344 30 Nov 23 ₹17,621 30 Nov 24 ₹22,887 30 Nov 25 ₹23,315 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0% 3 Month 1.4% 6 Month 2.2% 1 Year 1.7% 3 Year 16.4% 5 Year 17.2% 10 Year 15 Year Since launch 13% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 10.28 Yr. Data below for Kotak Tax Saver Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 30.53% Consumer Cyclical 11.78% Industrials 10.36% Technology 9.85% Basic Materials 9.69% Energy 6.81% Consumer Defensive 6.27% Health Care 5.22% Communication Services 4.4% Utility 3.62% Asset Allocation
Asset Class Value Cash 1.43% Equity 98.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK9% ₹605 Cr 6,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹319 Cr 2,300,000
↓ -299,780 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN5% ₹308 Cr 3,150,000
↑ 450,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹248 Cr 1,180,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹228 Cr 1,463,880
↓ -36,120 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | AXISBANK3% ₹218 Cr 1,700,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | TECHM3% ₹205 Cr 1,350,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | HEROMOTOCO3% ₹185 Cr 300,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | 5433203% ₹180 Cr 6,000,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 29 Feb 24 | HINDPETRO3% ₹172 Cr 3,750,000 6. Invesco India Tax Plan
Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (24 Dec 25) ₹124.8 ↓ -0.37 (-0.30 %) Net Assets (Cr) ₹2,838 on 30 Nov 25 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio -0.32 Information Ratio 0.2 Alpha Ratio -6.48 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,863 30 Nov 22 ₹13,646 30 Nov 23 ₹16,250 30 Nov 24 ₹21,520 30 Nov 25 ₹21,387 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -0.9% 3 Month -1.7% 6 Month -0.5% 1 Year -2.2% 3 Year 17.7% 5 Year 14.7% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.2% 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Deepesh Kashyap 1 Jul 25 0.42 Yr. Data below for Invesco India Tax Plan as on 30 Nov 25
Equity Sector Allocation
Sector Value Consumer Cyclical 23.84% Financial Services 20.88% Industrials 17.14% Technology 11.7% Health Care 10.05% Consumer Defensive 5.49% Real Estate 5.05% Basic Materials 2.56% Communication Services 2.01% Utility 1.1% Asset Allocation
Asset Class Value Cash 0.16% Equity 99.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY5% ₹147 Cr 944,949
↓ -133,402 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK5% ₹136 Cr 1,350,000
↓ -150,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | BAJFINANCE3% ₹93 Cr 900,000 LTIMindtree Ltd (Technology)
Equity, Since 30 Sep 24 | LTIM3% ₹89 Cr 146,433
↓ -5,000 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Sep 24 | BECTORFOOD3% ₹87 Cr 668,093
↑ 115,936 Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 5434263% ₹75 Cr 639,377
↑ 10,377 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 25 | KOTAKBANK3% ₹72 Cr 340,766 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | JUBLFOOD3% ₹72 Cr 1,200,000 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390062% ₹71 Cr 39,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK2% ₹71 Cr 509,425
ইক্যুইটি লিঙ্কড সেভিং স্কিমে ট্যাক্স সেভিংস
ELSS-এর সাথে এবং ছাড়া কর সঞ্চয় তুলনা করে কর সুবিধাগুলি পরীক্ষা করা যাক:
| বিশেষ | কর পরিকল্পনা (ইএলএসএস) | কোনো ট্যাক্স প্ল্যানিং নেই |
|---|---|---|
| সর্ব মোটআয় | ৮,০০,০০০ | ৮,০০,০০০ |
| কর থেকে অব্যাহতি | 1,50,000 | শূন্য |
| মোটকরযোগ্য আয় | 6,50,000 | ৮,০০,০০০ |
| ট্যাক্স দিতে হবে | 32,500 | ৬২,৫০০ |
| সংরক্ষিত পরিমাণ | 30,000 | শূন্য |
সুতরাং, ELSS-এ বিনিয়োগের মাধ্যমে মোট সংরক্ষিত পরিমাণ হল INR 30,000৷
ট্যাক্স সেভিং মিউচুয়াল ফান্ডে বিনিয়োগের সুবিধা
ট্যাক্স সুবিধার পাশাপাশি, ELSS আপনাকে নিম্নলিখিত সুবিধাগুলিও অফার করে:
ইক্যুইটি রিটার্ন
যেহেতু ELSS হল ইক্যুইটি এবং ট্যাক্স সাশ্রয়ের সংমিশ্রণ, আপনি যে অর্থ বিনিয়োগ করেন তা শেয়ার বাজারের বৃদ্ধির সাথে সাথে বৃদ্ধি পায়। সুতরাং, বিনিয়োগকারীরাও ইক্যুইটি বাজার থেকে আয় করতে পারেন। তাই, ELSS দীর্ঘমেয়াদী সম্পদ সৃষ্টির একটি উপায়ও বটে।
SIP সুবিধা
একমুঠো অর্থ বিনিয়োগ করার পরিবর্তে, বিনিয়োগকারীরা মাসিক বিনিয়োগের মাধ্যমে একটি সহজ পথ বেছে নিতে পারেনচুমুক. একটি SIP-এর মাধ্যমে, কেউ INR 500-এর মতো কম বিনিয়োগ করতে পারে, এটি বিনিয়োগকারীদের জন্য সবচেয়ে সাশ্রয়ী কর-পরিকল্পনা এবং বিনিয়োগের পথ তৈরি করে৷
সংক্ষিপ্ত লক-ইন সময়কাল
ELSS-এর লক-ইন পিরিয়ড 3 বছরের, যা অন্য সব ট্যাক্স-সেভিং ইন্সট্রুমেন্টের মধ্যে সবচেয়ে কম লক-ইন পিরিয়ড।
অনলাইনে ইএলএসএস ফান্ডে কীভাবে বিনিয়োগ করবেন?
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Research Highlights for Bandhan Tax Advantage (ELSS) Fund