+91-22-489139096টি সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড 2022৷
কোণার চারপাশে ট্যাক্স ঋতু সঙ্গে, বিনিয়োগকারীরা যারা বিনিয়োগইএলএসএস সর্বদা তহবিলের দিকে তাকান যা সেরা পারফর্ম করছেবাজার. যেহেতু, অনেক বিনিয়োগকারী অনেকের মধ্যে একটি তহবিল বেছে নেওয়া কঠিন বলে মনে করেন, আমরা এখানে ELSS বিভাগে কিছু সেরা পারফর্মারদের পরামর্শ দিতে এসেছি।
বিনিয়োগকারীরা এই তহবিলে বিনিয়োগ করতে পারেন এবং প্রতি বছর 1.5 লক্ষ টাকা পর্যন্ত সঞ্চয় করতে পারেন৷ধারা 80C এরআয়কর আইন 1961। ইএলএসএস স্কিমগুলির সর্বনিম্ন 3 বছরের লক-ইন পিরিয়ড থাকে। আমাদের প্রস্তাবিত সেরা পারফর্মিং ট্যাক্স সেভিংযৌথ পুঁজি কিছু গুরুত্বপূর্ণ পরামিতি গ্রহণ করে সাবধানে বাছাই করা হয়েছে যেমন AUM,না, অতীত পারফরম্যান্স, ইত্যাদি
এইভাবে, বিনিয়োগকারীরা সহজেই তাদের ট্যাক্স সঞ্চয়ের পরিকল্পনা করতে পারেবিনিয়োগ এই তহবিল মধ্যে.
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সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Research Highlights for Bandhan Tax Advantage (ELSS) Fund Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Research Highlights for Sundaram Diversified Equity Fund Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Research Highlights for Invesco India Tax Plan Below is the key information for Invesco India Tax Plan Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Tata India Tax Savings Fund Growth ₹44.1958
↑ 0.17 ₹4,595 0.4 13 -2.9 14.2 19.8 19.5 Bandhan Tax Advantage (ELSS) Fund Growth ₹152.727
↑ 0.49 ₹6,974 1.3 13.1 -4 14.7 23.4 13.1 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Sundaram Diversified Equity Fund Growth ₹221.918
↑ 0.47 ₹1,489 1.9 14.1 -1 12.1 18.9 12 Invesco India Tax Plan Growth ₹127.23
↑ 0.31 ₹2,822 1.5 16.1 -2.9 16.6 19.1 25.2 Kotak Tax Saver Fund Growth ₹115.899
↑ 0.24 ₹6,355 1.4 14.8 -3.5 15.1 21.2 21.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Sep 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Tata India Tax Savings Fund Bandhan Tax Advantage (ELSS) Fund HDFC Long Term Advantage Fund Sundaram Diversified Equity Fund Invesco India Tax Plan Kotak Tax Saver Fund Point 1 Upper mid AUM (₹4,595 Cr). Highest AUM (₹6,974 Cr). Bottom quartile AUM (₹1,318 Cr). Bottom quartile AUM (₹1,489 Cr). Lower mid AUM (₹2,822 Cr). Upper mid AUM (₹6,355 Cr). Point 2 Established history (10+ yrs). Established history (16+ yrs). Established history (24+ yrs). Oldest track record among peers (25 yrs). Established history (18+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.78% (upper mid). 5Y return: 23.41% (top quartile). 5Y return: 17.39% (bottom quartile). 5Y return: 18.85% (bottom quartile). 5Y return: 19.15% (lower mid). 5Y return: 21.20% (upper mid). Point 6 3Y return: 14.24% (bottom quartile). 3Y return: 14.75% (lower mid). 3Y return: 20.64% (top quartile). 3Y return: 12.12% (bottom quartile). 3Y return: 16.56% (upper mid). 3Y return: 15.12% (upper mid). Point 7 1Y return: -2.88% (lower mid). 1Y return: -4.00% (bottom quartile). 1Y return: 35.51% (top quartile). 1Y return: -1.03% (upper mid). 1Y return: -2.87% (upper mid). 1Y return: -3.54% (bottom quartile). Point 8 Alpha: 0.24 (lower mid). Alpha: -3.48 (bottom quartile). Alpha: 1.75 (upper mid). Alpha: 1.18 (upper mid). Alpha: 1.86 (top quartile). Alpha: -1.90 (bottom quartile). Point 9 Sharpe: -0.42 (lower mid). Sharpe: -0.74 (bottom quartile). Sharpe: 2.27 (top quartile). Sharpe: -0.35 (upper mid). Sharpe: -0.35 (upper mid). Sharpe: -0.55 (bottom quartile). Point 10 Information ratio: -0.22 (bottom quartile). Information ratio: -0.12 (upper mid). Information ratio: -0.15 (lower mid). Information ratio: -0.76 (bottom quartile). Information ratio: 0.28 (top quartile). Information ratio: 0.07 (upper mid). Tata India Tax Savings Fund
Bandhan Tax Advantage (ELSS) Fund
HDFC Long Term Advantage Fund
Sundaram Diversified Equity Fund
Invesco India Tax Plan
Kotak Tax Saver Fund
1. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (12 Sep 25) ₹44.1958 ↑ 0.17 (0.40 %) Net Assets (Cr) ₹4,595 on 31 Jul 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.42 Information Ratio -0.22 Alpha Ratio 0.24 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,061 31 Aug 22 ₹16,262 31 Aug 23 ₹18,541 31 Aug 24 ₹25,478 31 Aug 25 ₹24,048 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Sep 25 Duration Returns 1 Month 2.2% 3 Month 0.4% 6 Month 13% 1 Year -2.9% 3 Year 14.2% 5 Year 19.8% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rahul Singh 1 Jul 25 0.17 Yr. Sailesh Jain 16 Dec 21 3.71 Yr. Data below for Tata India Tax Savings Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 34.15% Industrials 14.5% Consumer Cyclical 13.87% Basic Materials 7.14% Technology 6.27% Energy 5.27% Communication Services 4.22% Health Care 3.38% Utility 2.51% Real Estate 2.4% Consumer Defensive 1.76% Asset Allocation
Asset Class Value Cash 4.55% Equity 95.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK8% ₹348 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK7% ₹315 Cr 2,125,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹188 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL4% ₹180 Cr 940,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹175 Cr 1,160,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹173 Cr 2,175,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹139 Cr 1,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹128 Cr 352,147 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹115 Cr 3,451,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON2% ₹99 Cr 10,200,000 2. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (12 Sep 25) ₹152.727 ↑ 0.49 (0.32 %) Net Assets (Cr) ₹6,974 on 31 Jul 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio -0.74 Information Ratio -0.12 Alpha Ratio -3.48 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,881 31 Aug 22 ₹18,545 31 Aug 23 ₹22,104 31 Aug 24 ₹29,535 31 Aug 25 ₹27,817 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Sep 25 Duration Returns 1 Month 3% 3 Month 1.3% 6 Month 13.1% 1 Year -4% 3 Year 14.7% 5 Year 23.4% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.87 Yr. Ritika Behera 7 Oct 23 1.9 Yr. Gaurav Satra 10 Jun 24 1.23 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 32.99% Consumer Cyclical 10.27% Basic Materials 9.49% Technology 8.81% Consumer Defensive 8.62% Energy 7.52% Health Care 6.17% Industrials 4.97% Communication Services 2.47% Real Estate 2.14% Utility 1.85% Asset Allocation
Asset Class Value Cash 4.42% Equity 95.58% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹575 Cr 2,850,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE7% ₹459 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹370 Cr 2,500,000
↓ -200,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹273 Cr 900,000
↑ 50,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK4% ₹267 Cr 1,350,000
↑ 200,001 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹204 Cr 1,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322153% ₹203 Cr 1,900,000
↓ -600,001 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN3% ₹190 Cr 2,388,280
↑ 1,563,280 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹172 Cr 900,000
↓ -100,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO2% ₹149 Cr 350,000 3. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,833
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Sep 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Sundaram Diversified Equity Fund
Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (12 Sep 25) ₹221.918 ↑ 0.47 (0.21 %) Net Assets (Cr) ₹1,489 on 31 Jul 25 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio -0.35 Information Ratio -0.76 Alpha Ratio 1.18 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,550 31 Aug 22 ₹16,618 31 Aug 23 ₹18,450 31 Aug 24 ₹23,890 31 Aug 25 ₹23,542 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Sep 25 Duration Returns 1 Month 1.1% 3 Month 1.9% 6 Month 14.1% 1 Year -1% 3 Year 12.1% 5 Year 18.9% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 12% 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Rohit Seksaria 24 Feb 21 4.52 Yr. Bharath Subramanian 2 Jun 25 0.25 Yr. Data below for Sundaram Diversified Equity Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 29.04% Consumer Cyclical 13.47% Consumer Defensive 7.3% Energy 6.49% Basic Materials 6.38% Industrials 5.93% Health Care 5.49% Technology 5.44% Communication Services 3.29% Utility 3.19% Asset Allocation
Asset Class Value Cash 13.97% Equity 86.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK10% ₹146 Cr 724,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK9% ₹131 Cr 883,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE5% ₹70 Cr 504,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322154% ₹54 Cr 505,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT3% ₹50 Cr 138,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹49 Cr 256,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹47 Cr 595,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY3% ₹46 Cr 306,000 ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 23 | ITC3% ₹43 Cr 1,046,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 19 | 5325383% ₹39 Cr 32,000 5. Invesco India Tax Plan
Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (12 Sep 25) ₹127.23 ↑ 0.31 (0.24 %) Net Assets (Cr) ₹2,822 on 31 Jul 25 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio -0.35 Information Ratio 0.28 Alpha Ratio 1.86 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,217 31 Aug 22 ₹15,065 31 Aug 23 ₹17,000 31 Aug 24 ₹24,482 31 Aug 25 ₹23,511 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Sep 25 Duration Returns 1 Month 4.6% 3 Month 1.5% 6 Month 16.1% 1 Year -2.9% 3 Year 16.6% 5 Year 19.1% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.2% 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 5 Yr. Deepesh Kashyap 1 Jul 25 0.17 Yr. Data below for Invesco India Tax Plan as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 23.32% Consumer Cyclical 23.25% Industrials 15.06% Technology 10.96% Health Care 8.23% Basic Materials 5.51% Real Estate 4.56% Consumer Defensive 3.4% Communication Services 2.31% Utility 1.79% Energy 0.9% Asset Allocation
Asset Class Value Cash 0.72% Equity 99.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK6% ₹174 Cr 864,081
↓ -24,380 Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY5% ₹146 Cr 965,480 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK3% ₹87 Cr 589,056
↓ -13,746 LTIMindtree Ltd (Technology)
Equity, Since 30 Sep 24 | LTIM3% ₹86 Cr 167,960
↑ 22,533 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5000343% ₹80 Cr 911,349
↑ 32,339 Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY3% ₹73 Cr 1,803,333 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | JUBLFOOD2% ₹69 Cr 1,056,348
↑ 201,275 Home First Finance Co India Ltd --- (Financial Services)
Equity, Since 31 Mar 23 | HOMEFIRST2% ₹69 Cr 567,634
↓ -874 Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 5434262% ₹67 Cr 542,046
↓ -106,636 Blue Star Ltd (Industrials)
Equity, Since 31 Jan 24 | BLUESTARCO2% ₹66 Cr 381,886 6. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (12 Sep 25) ₹115.899 ↑ 0.24 (0.20 %) Net Assets (Cr) ₹6,355 on 31 Jul 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.55 Information Ratio 0.07 Alpha Ratio -1.9 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,711 31 Aug 22 ₹16,822 31 Aug 23 ₹19,433 31 Aug 24 ₹26,968 31 Aug 25 ₹25,486 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Sep 25 Duration Returns 1 Month 2.5% 3 Month 1.4% 6 Month 14.8% 1 Year -3.5% 3 Year 15.1% 5 Year 21.2% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 10.03 Yr. Data below for Kotak Tax Saver Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 30.04% Industrials 12.83% Consumer Cyclical 10.34% Basic Materials 10.18% Technology 10.04% Energy 6.51% Utility 5.73% Consumer Defensive 4.75% Communication Services 4.52% Health Care 4.43% Asset Allocation
Asset Class Value Cash 0.63% Equity 99.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK10% ₹605 Cr 3,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹385 Cr 2,599,780 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹237 Cr 1,239,286 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹226 Cr 1,500,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN3% ₹215 Cr 2,700,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | 5327553% ₹198 Cr 1,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322153% ₹187 Cr 1,750,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 5325553% ₹167 Cr 5,000,000 Bosch Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | 5005303% ₹162 Cr 40,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 29 Feb 24 | HINDPETRO2% ₹157 Cr 3,750,000
ইক্যুইটি লিঙ্কড সেভিং স্কিমে ট্যাক্স সেভিংস
ELSS-এর সাথে এবং ছাড়া কর সঞ্চয় তুলনা করে কর সুবিধাগুলি পরীক্ষা করা যাক:
| বিশেষ | কর পরিকল্পনা (ইএলএসএস) | কোনো ট্যাক্স প্ল্যানিং নেই |
|---|---|---|
| সর্ব মোটআয় | ৮,০০,০০০ | ৮,০০,০০০ |
| কর থেকে অব্যাহতি | 1,50,000 | শূন্য |
| মোটকরযোগ্য আয় | 6,50,000 | ৮,০০,০০০ |
| ট্যাক্স দিতে হবে | 32,500 | ৬২,৫০০ |
| সংরক্ষিত পরিমাণ | 30,000 | শূন্য |
সুতরাং, ELSS-এ বিনিয়োগের মাধ্যমে মোট সংরক্ষিত পরিমাণ হল INR 30,000৷
ট্যাক্স সেভিং মিউচুয়াল ফান্ডে বিনিয়োগের সুবিধা
ট্যাক্স সুবিধার পাশাপাশি, ELSS আপনাকে নিম্নলিখিত সুবিধাগুলিও অফার করে:
ইক্যুইটি রিটার্ন
যেহেতু ELSS হল ইক্যুইটি এবং ট্যাক্স সাশ্রয়ের সংমিশ্রণ, আপনি যে অর্থ বিনিয়োগ করেন তা শেয়ার বাজারের বৃদ্ধির সাথে সাথে বৃদ্ধি পায়। সুতরাং, বিনিয়োগকারীরাও ইক্যুইটি বাজার থেকে আয় করতে পারেন। তাই, ELSS দীর্ঘমেয়াদী সম্পদ সৃষ্টির একটি উপায়ও বটে।
SIP সুবিধা
একমুঠো অর্থ বিনিয়োগ করার পরিবর্তে, বিনিয়োগকারীরা মাসিক বিনিয়োগের মাধ্যমে একটি সহজ পথ বেছে নিতে পারেনচুমুক. একটি SIP-এর মাধ্যমে, কেউ INR 500-এর মতো কম বিনিয়োগ করতে পারে, এটি বিনিয়োগকারীদের জন্য সবচেয়ে সাশ্রয়ী কর-পরিকল্পনা এবং বিনিয়োগের পথ তৈরি করে৷
সংক্ষিপ্ত লক-ইন সময়কাল
ELSS-এর লক-ইন পিরিয়ড 3 বছরের, যা অন্য সব ট্যাক্স-সেভিং ইন্সট্রুমেন্টের মধ্যে সবচেয়ে কম লক-ইন পিরিয়ড।
অনলাইনে ইএলএসএস ফান্ডে কীভাবে বিনিয়োগ করবেন?
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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