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কোণার চারপাশে ট্যাক্স ঋতু সঙ্গে, বিনিয়োগকারীরা যারা বিনিয়োগইএলএসএস সর্বদা তহবিলের দিকে তাকান যা সেরা পারফর্ম করছেবাজার. যেহেতু, অনেক বিনিয়োগকারী অনেকের মধ্যে একটি তহবিল বেছে নেওয়া কঠিন বলে মনে করেন, আমরা এখানে ELSS বিভাগে কিছু সেরা পারফর্মারদের পরামর্শ দিতে এসেছি।
বিনিয়োগকারীরা এই তহবিলে বিনিয়োগ করতে পারেন এবং প্রতি বছর 1.5 লক্ষ টাকা পর্যন্ত সঞ্চয় করতে পারেন৷ধারা 80C এরআয়কর আইন 1961। ইএলএসএস স্কিমগুলির সর্বনিম্ন 3 বছরের লক-ইন পিরিয়ড থাকে। আমাদের প্রস্তাবিত সেরা পারফর্মিং ট্যাক্স সেভিংযৌথ পুঁজি কিছু গুরুত্বপূর্ণ পরামিতি গ্রহণ করে সাবধানে বাছাই করা হয়েছে যেমন AUM,না, অতীত পারফরম্যান্স, ইত্যাদি
এইভাবে, বিনিয়োগকারীরা সহজেই তাদের ট্যাক্স সঞ্চয়ের পরিকল্পনা করতে পারেবিনিয়োগ এই তহবিল মধ্যে.
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To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Tax Advantage (ELSS) Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Tata India Tax Savings Fund Growth ₹45.3712
↑ 0.23 ₹4,680 -0.7 20 27.3 17.9 18.6 24 IDFC Tax Advantage (ELSS) Fund Growth ₹152.93
↑ 0.71 ₹6,900 -3.8 11.4 21.3 17.1 22.7 28.3 L&T Tax Advantage Fund Growth ₹138.535
↑ 1.20 ₹4,253 1.4 21.4 40 20.1 20 28.4 Principal Tax Savings Fund Growth ₹505.08
↑ 3.95 ₹1,351 -1 9.9 23.2 15.9 19.6 24.5 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Invesco India Tax Plan Growth ₹131.82
↑ 0.92 ₹2,919 1.9 21.5 33 16.4 19.8 30.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Dec 24 1. Tata India Tax Savings Fund
CAGR/Annualized
return of 16% since its launch. Ranked 1 in ELSS
category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (05 Dec 24) ₹45.3712 ↑ 0.23 (0.51 %) Net Assets (Cr) ₹4,680 on 31 Oct 24 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 2.02 Information Ratio 0.15 Alpha Ratio 2.46 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,480 30 Nov 21 ₹14,176 30 Nov 22 ₹15,926 30 Nov 23 ₹17,897 30 Nov 24 ₹23,026 Returns for Tata India Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 2.5% 3 Month -0.7% 6 Month 20% 1 Year 27.3% 3 Year 17.9% 5 Year 18.6% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 2.88 Yr. Tejas Gutka 9 Mar 21 3.65 Yr. Data below for Tata India Tax Savings Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 29.58% Consumer Cyclical 16.44% Industrials 14.78% Basic Materials 7.53% Technology 7.11% Energy 5.55% Communication Services 5.01% Utility 3.9% Real Estate 3.3% Health Care 3.2% Consumer Defensive 1.62% Asset Allocation
Asset Class Value Cash 1.99% Equity 98.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK6% ₹299 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK5% ₹271 Cr 2,125,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹218 Cr 1,160,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹199 Cr 675,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN3% ₹171 Cr 2,175,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹161 Cr 940,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹160 Cr 1,300,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹153 Cr 3,451,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹144 Cr 6,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹129 Cr 352,147 2. IDFC Tax Advantage (ELSS) Fund
CAGR/Annualized
return of 18.6% since its launch. Ranked 3 in ELSS
category. Return for 2023 was 28.3% , 2022 was 4.2% and 2021 was 49.2% . IDFC Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (05 Dec 24) ₹152.93 ↑ 0.71 (0.47 %) Net Assets (Cr) ₹6,900 on 31 Oct 24 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio 1.63 Information Ratio -0.02 Alpha Ratio -2.48 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,002 30 Nov 21 ₹16,852 30 Nov 22 ₹18,885 30 Nov 23 ₹22,323 30 Nov 24 ₹27,068 Returns for IDFC Tax Advantage (ELSS) Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 2.2% 3 Month -3.8% 6 Month 11.4% 1 Year 21.3% 3 Year 17.1% 5 Year 22.7% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% 2014 42.2% Fund Manager information for IDFC Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.04 Yr. Ritika Behera 7 Oct 23 1.07 Yr. Gaurav Satra 10 Jun 24 0.39 Yr. Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 26.5% Consumer Cyclical 11.23% Technology 10.34% Industrials 9.24% Consumer Defensive 8.93% Basic Materials 8.9% Health Care 8.77% Energy 5.02% Communication Services 3.33% Utility 2.99% Real Estate 1.6% Asset Allocation
Asset Class Value Cash 3.17% Equity 96.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK6% ₹433 Cr 2,500,000
↑ 50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹382 Cr 3,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE5% ₹369 Cr 1,250,000
↑ 75,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322154% ₹308 Cr 2,500,000
↑ 200,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY4% ₹263 Cr 1,400,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL3% ₹188 Cr 1,100,000
↓ -100,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 5325552% ₹177 Cr 4,000,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322862% ₹156 Cr 1,500,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Aug 17 | 5000932% ₹156 Cr 2,050,000
↓ -50,000 Cipla Ltd (Healthcare)
Equity, Since 30 Sep 20 | 5000872% ₹141 Cr 850,000
↓ -50,000 3. L&T Tax Advantage Fund
CAGR/Annualized
return of 15% since its launch. Ranked 7 in ELSS
category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (05 Dec 24) ₹138.535 ↑ 1.20 (0.88 %) Net Assets (Cr) ₹4,253 on 31 Oct 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 2.72 Information Ratio 0.6 Alpha Ratio 11.67 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,772 30 Nov 21 ₹14,216 30 Nov 22 ₹14,865 30 Nov 23 ₹17,393 30 Nov 24 ₹24,422 Returns for L&T Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 4.7% 3 Month 1.4% 6 Month 21.4% 1 Year 40% 3 Year 20.1% 5 Year 20% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 1.93 Yr. Sonal Gupta 21 Jul 21 3.28 Yr. Abhishek Gupta 1 Mar 24 0.67 Yr. Data below for L&T Tax Advantage Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 23.1% Industrials 20.71% Consumer Cyclical 17.12% Technology 10.45% Basic Materials 6.44% Health Care 5.38% Energy 4.3% Utility 3.83% Consumer Defensive 3.66% Real Estate 2.84% Communication Services 1.78% Asset Allocation
Asset Class Value Cash 0.39% Equity 99.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK4% ₹201 Cr 1,162,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK3% ₹147 Cr 1,155,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹141 Cr 475,906
↓ -61,694 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹132 Cr 703,100 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 5002513% ₹120 Cr 158,100 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT2% ₹111 Cr 301,450 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹101 Cr 184,700 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹95 Cr 3,493,588 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN2% ₹92 Cr 258,300 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH2% ₹84 Cr 518,700 4. Principal Tax Savings Fund
CAGR/Annualized
return of 16.3% since its launch. Ranked 8 in ELSS
category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (05 Dec 24) ₹505.08 ↑ 3.95 (0.79 %) Net Assets (Cr) ₹1,351 on 31 Oct 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 1.79 Information Ratio -0.48 Alpha Ratio -0.27 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,073 30 Nov 21 ₹15,488 30 Nov 22 ₹16,965 30 Nov 23 ₹19,305 30 Nov 24 ₹23,825 Returns for Principal Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 2.8% 3 Month -1% 6 Month 9.9% 1 Year 23.2% 3 Year 15.9% 5 Year 19.6% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 5.01 Yr. Rohit Seksaria 1 Jan 22 2.84 Yr. Data below for Principal Tax Savings Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 32.06% Industrials 13.88% Consumer Cyclical 9.98% Health Care 7.87% Consumer Defensive 7.78% Technology 7.46% Energy 6.39% Communication Services 6.17% Basic Materials 3.67% Utility 0.69% Real Estate 0.5% Asset Allocation
Asset Class Value Cash 3.5% Equity 96.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK7% ₹105 Cr 606,077 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹94 Cr 737,000
↑ 76,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE5% ₹71 Cr 239,000
↓ -21,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹57 Cr 306,000
↓ -7,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹39 Cr 200,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹38 Cr 311,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901573% ₹37 Cr 283,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT2% ₹35 Cr 96,021 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN2% ₹35 Cr 444,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Oct 22 | INDIGO2% ₹30 Cr 63,000 5. HDFC Long Term Advantage Fund
CAGR/Annualized
return of 21.4% since its launch. Ranked 23 in ELSS
category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,440 30 Nov 21 ₹14,977
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Invesco India Tax Plan
CAGR/Annualized
return of 15.4% since its launch. Ranked 17 in ELSS
category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (05 Dec 24) ₹131.82 ↑ 0.92 (0.70 %) Net Assets (Cr) ₹2,919 on 31 Oct 24 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 2.33 Information Ratio -0.31 Alpha Ratio 6.82 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,165 30 Nov 21 ₹15,478 30 Nov 22 ₹15,235 30 Nov 23 ₹18,143 30 Nov 24 ₹24,027 Returns for Invesco India Tax Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 4.7% 3 Month 1.9% 6 Month 21.5% 1 Year 33% 3 Year 16.4% 5 Year 19.8% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% 2014 54.3% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 4.16 Yr. Dhimant Kothari 29 Mar 18 6.6 Yr. Data below for Invesco India Tax Plan as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 22.72% Industrials 16.44% Consumer Cyclical 14.03% Health Care 13.37% Technology 10.39% Basic Materials 7.93% Consumer Defensive 6.94% Energy 3.86% Communication Services 2.04% Utility 1.34% Real Estate 0.26% Asset Allocation
Asset Class Value Cash 0.67% Equity 99.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK5% ₹158 Cr 909,937 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹154 Cr 1,212,581
↑ 59,076 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS3% ₹106 Cr 248,540
↓ -66,890 Blue Star Ltd (Industrials)
Equity, Since 31 Jan 24 | BLUESTARCO3% ₹86 Cr 414,534 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | DIVISLAB3% ₹81 Cr 147,999 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE3% ₹77 Cr 261,820
↓ -272,179 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322152% ₹76 Cr 617,463
↑ 120,129 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 22 | UNITDSPR2% ₹76 Cr 476,854
↓ -65,407 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Aug 23 | SUZLON2% ₹74 Cr 9,289,862 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Nov 22 | APOLLOHOSP2% ₹73 Cr 100,754
ELSS-এর সাথে এবং ছাড়া কর সঞ্চয় তুলনা করে কর সুবিধাগুলি পরীক্ষা করা যাক:
বিশেষ | কর পরিকল্পনা (ইএলএসএস) | কোনো ট্যাক্স প্ল্যানিং নেই |
---|---|---|
সর্ব মোটআয় | ৮,০০,০০০ | ৮,০০,০০০ |
কর থেকে অব্যাহতি | 1,50,000 | শূন্য |
মোটকরযোগ্য আয় | 6,50,000 | ৮,০০,০০০ |
ট্যাক্স দিতে হবে | 32,500 | ৬২,৫০০ |
সংরক্ষিত পরিমাণ | 30,000 | শূন্য |
সুতরাং, ELSS-এ বিনিয়োগের মাধ্যমে মোট সংরক্ষিত পরিমাণ হল INR 30,000৷
ট্যাক্স সুবিধার পাশাপাশি, ELSS আপনাকে নিম্নলিখিত সুবিধাগুলিও অফার করে:
যেহেতু ELSS হল ইক্যুইটি এবং ট্যাক্স সাশ্রয়ের সংমিশ্রণ, আপনি যে অর্থ বিনিয়োগ করেন তা শেয়ার বাজারের বৃদ্ধির সাথে সাথে বৃদ্ধি পায়। সুতরাং, বিনিয়োগকারীরাও ইক্যুইটি বাজার থেকে আয় করতে পারেন। তাই, ELSS দীর্ঘমেয়াদী সম্পদ সৃষ্টির একটি উপায়ও বটে।
একমুঠো অর্থ বিনিয়োগ করার পরিবর্তে, বিনিয়োগকারীরা মাসিক বিনিয়োগের মাধ্যমে একটি সহজ পথ বেছে নিতে পারেনচুমুক. একটি SIP-এর মাধ্যমে, কেউ INR 500-এর মতো কম বিনিয়োগ করতে পারে, এটি বিনিয়োগকারীদের জন্য সবচেয়ে সাশ্রয়ী কর-পরিকল্পনা এবং বিনিয়োগের পথ তৈরি করে৷
ELSS-এর লক-ইন পিরিয়ড 3 বছরের, যা অন্য সব ট্যাক্স-সেভিং ইন্সট্রুমেন্টের মধ্যে সবচেয়ে কম লক-ইন পিরিয়ড।
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!