+91-22-4891390911টি সেরা ট্যাক্স সেভিং ELSS মিউচুয়াল ফান্ড 2022৷
সেরা এলএসএস ফান্ড বা ইক্যুইটি লিঙ্কড সেভিংস স্কিমগুলি ইক্যুইটি বৈচিত্রপূর্ণযৌথ পুঁজি যে প্রধানত ইক্যুইটি-সংযুক্ত উপকরণ (শেয়ার এবং স্টক মত) প্রদান করার জন্য বিনিয়োগবাজার- লিঙ্কযুক্ত রিটার্ন এবং সরাসরি ট্যাক্স সংরক্ষণে সহায়তা করেআয়. সাধারণত, তহবিলের 80% ইক্যুইটিতে বিনিয়োগ করা হয় এবং বাকিটা ঋণের উপকরণে।
ইএলএসএস তহবিলগুলি ট্যাক্স সেভিং মিউচুয়াল ফান্ড হিসাবেও পরিচিত কারণ তারা কর সুবিধা প্রদান করেধারা 80C এরআয়কর আইন. অধিকন্তু, ELSS মিউচুয়াল ফান্ডগুলি ওপেন-এন্ডেড, যার অর্থ হল যে বিনিয়োগকারীরা যখন খুশি এই তহবিলে সাবস্ক্রাইব করতে পারেন।
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কে ELSS ফান্ডে বিনিয়োগ করতে পারে?
সাধারণত, ELSS মিউচুয়াল ফান্ড সব ধরনের বিনিয়োগকারীদের জন্য উপযুক্ত যারা বাজার-সংযুক্ত ঝুঁকি নিতে ইচ্ছুক।কর পরিকল্পনা এবং অর্থ সঞ্চয়। যে কেউ তাদের জীবনের যেকোনো সময়ে ELSS ফান্ডে বিনিয়োগ করতে পারে। যাইহোক, আপনার কর্মজীবনের প্রাথমিক পর্যায়ে কর সাশ্রয়ী ELSS তহবিলে বিনিয়োগ করার পরামর্শ দেওয়া হচ্ছে যাতে আপনার অর্থ সময়ের সাথে বৃদ্ধি পায় এবং আপনি আরও ভাল রিটার্ন অর্জন করেন।
অতএব, ট্যাক্স সংরক্ষণ করুন এবং একই সময়ে উভয়ই ভাল রিটার্ন উপার্জন করুনবিনিয়োগ সেরা ELSS তহবিলে। বিনিয়োগকারীদের সচেতন হওয়া উচিত যে ELSS তহবিলে বিনিয়োগ করা পরিমাণ 3 বছরের জন্য লক করা আছে।
বিনিয়োগকারীরা ELSS মিউচুয়াল ফান্ডে একমাস (এক সময়) হিসাবে বিনিয়োগ করতে পারেনচুমুক (সিস্টেমেটিকবিনিয়োগ পরিকল্পনা) নতুনদের সাধারণত SIP ব্যবহার করে বিনিয়োগ করার পরামর্শ দেওয়া হয় কারণ এটি তাদের জন্য আরও উপযুক্ত।
অন্যান্য ট্যাক্স সংরক্ষণ বিকল্প?
ELSS অনুরূপ ধারা 80c এর অধীনে অন্যান্য বিকল্পগুলি অন্তর্ভুক্ত করে:জীবনবীমা প্রিমিয়াম,ট্যাক্স সংরক্ষণ স্থায়ী আমানত,পিপিএফ,NSC,ইপিএফ, ইউনিট লিঙ্কড ইক্যুইটি প্ল্যান (ইউলিপ) একজনের জানা উচিত যে ধারা 80c এর অধীনে সঞ্চয়ের সীমা প্রতি আর্থিক বছরে 1.5 লাখে সীমাবদ্ধ।
22 - 23 অর্থবছরে বিনিয়োগের জন্য সেরা 11টি সেরা পারফর্মিং ELSS মিউচুয়াল ফান্ড
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Tata India Tax Savings Fund Growth ₹46.3212
↑ 0.11 ₹4,795 5.7 2.8 4.9 15.8 16.5 4.9 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 Sundaram Diversified Equity Fund Growth ₹228.253
↑ 2.14 ₹1,484 5 2.2 7.1 14 15.2 7.1 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹100.047
↑ 0.32 ₹952 6.6 3.7 4.8 19.4 15.5 4.8 JM Tax Gain Fund Growth ₹49.9622
↓ -0.15 ₹228 4.5 2.4 2.5 20.1 18.1 2.5 Invesco India Tax Plan Growth ₹124.46
↑ 1.02 ₹2,838 0.4 -2.7 -2.8 16.8 14.3 -2.8 BOI AXA Tax Advantage Fund Growth ₹160.81
↓ -0.10 ₹1,411 2.5 -1.3 -3.5 16.5 17.2 -3.5 Edelweiss Long Term Equity Fund Growth ₹116.01
↑ 1.11 ₹448 7.2 3 6.7 17.5 16.2 6.7 UTI Long Term Equity Fund Growth ₹211.211
↑ 0.62 ₹3,785 4.1 0.1 4.5 14 13.7 4.5 LIC MF Tax Plan Growth ₹154.208
↑ 1.23 ₹1,107 2.5 -0.7 0.8 16 14.2 0.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jan 26 Research Highlights & Commentary of 11 Funds showcased
Commentary Tata India Tax Savings Fund HDFC Long Term Advantage Fund IDBI Equity Advantage Fund Sundaram Diversified Equity Fund BNP Paribas Long Term Equity Fund (ELSS) JM Tax Gain Fund Invesco India Tax Plan BOI AXA Tax Advantage Fund Edelweiss Long Term Equity Fund UTI Long Term Equity Fund LIC MF Tax Plan Point 1 Highest AUM (₹4,795 Cr). Lower mid AUM (₹1,318 Cr). Bottom quartile AUM (₹485 Cr). Upper mid AUM (₹1,484 Cr). Lower mid AUM (₹952 Cr). Bottom quartile AUM (₹228 Cr). Upper mid AUM (₹2,838 Cr). Upper mid AUM (₹1,411 Cr). Bottom quartile AUM (₹448 Cr). Top quartile AUM (₹3,785 Cr). Lower mid AUM (₹1,107 Cr). Point 2 Established history (11+ yrs). Established history (25+ yrs). Established history (12+ yrs). Established history (26+ yrs). Established history (20+ yrs). Established history (17+ yrs). Established history (19+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (26+ yrs). Oldest track record among peers (26 yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (top quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 16.50% (upper mid). 5Y return: 17.39% (top quartile). 5Y return: 9.97% (bottom quartile). 5Y return: 15.15% (lower mid). 5Y return: 15.53% (lower mid). 5Y return: 18.13% (top quartile). 5Y return: 14.27% (lower mid). 5Y return: 17.16% (upper mid). 5Y return: 16.15% (upper mid). 5Y return: 13.71% (bottom quartile). 5Y return: 14.17% (bottom quartile). Point 6 3Y return: 15.85% (bottom quartile). 3Y return: 20.64% (top quartile). 3Y return: 20.84% (top quartile). 3Y return: 13.95% (bottom quartile). 3Y return: 19.36% (upper mid). 3Y return: 20.08% (upper mid). 3Y return: 16.76% (lower mid). 3Y return: 16.49% (lower mid). 3Y return: 17.52% (upper mid). 3Y return: 13.96% (bottom quartile). 3Y return: 16.02% (lower mid). Point 7 1Y return: 4.94% (upper mid). 1Y return: 35.51% (top quartile). 1Y return: 16.92% (top quartile). 1Y return: 7.12% (upper mid). 1Y return: 4.83% (lower mid). 1Y return: 2.51% (lower mid). 1Y return: -2.84% (bottom quartile). 1Y return: -3.55% (bottom quartile). 1Y return: 6.72% (upper mid). 1Y return: 4.55% (lower mid). 1Y return: 0.84% (bottom quartile). Point 8 Alpha: -1.56 (lower mid). Alpha: 1.75 (top quartile). Alpha: 1.78 (top quartile). Alpha: -0.54 (upper mid). Alpha: -0.82 (upper mid). Alpha: -2.61 (lower mid). Alpha: -6.48 (bottom quartile). Alpha: -9.63 (bottom quartile). Alpha: -0.61 (upper mid). Alpha: -3.42 (lower mid). Alpha: -4.60 (bottom quartile). Point 9 Sharpe: -0.01 (lower mid). Sharpe: 2.27 (top quartile). Sharpe: 1.21 (top quartile). Sharpe: 0.05 (upper mid). Sharpe: 0.04 (upper mid). Sharpe: -0.10 (lower mid). Sharpe: -0.32 (bottom quartile). Sharpe: -0.39 (bottom quartile). Sharpe: 0.05 (upper mid). Sharpe: -0.17 (lower mid). Sharpe: -0.24 (bottom quartile). Point 10 Information ratio: -0.21 (lower mid). Information ratio: -0.15 (lower mid). Information ratio: -1.13 (bottom quartile). Information ratio: -0.84 (bottom quartile). Information ratio: 0.73 (top quartile). Information ratio: 0.80 (top quartile). Information ratio: 0.20 (upper mid). Information ratio: 0.12 (upper mid). Information ratio: 0.18 (upper mid). Information ratio: -0.84 (bottom quartile). Information ratio: -0.09 (lower mid). Tata India Tax Savings Fund
HDFC Long Term Advantage Fund
IDBI Equity Advantage Fund
Sundaram Diversified Equity Fund
BNP Paribas Long Term Equity Fund (ELSS)
JM Tax Gain Fund
Invesco India Tax Plan
BOI AXA Tax Advantage Fund
Edelweiss Long Term Equity Fund
UTI Long Term Equity Fund
LIC MF Tax Plan
*উপরে শীর্ষ তালিকা আছেইএলএসএস (ইক্যুইটি লিঙ্কড সেভিং স্কিম) এর থেকে উপরে AUM/নেট সম্পদ থাকা500 কোটি এবং ফান্ডের বয়স >= 3 বছর।
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. Research Highlights for IDBI Equity Advantage Fund Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Research Highlights for Sundaram Diversified Equity Fund Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for BNP Paribas Long Term Equity Fund (ELSS) Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Research Highlights for Invesco India Tax Plan Below is the key information for Invesco India Tax Plan Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Research Highlights for Edelweiss Long Term Equity Fund Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on (Erstwhile UTI Long Term Equity Fund (Tax Saving)) The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition. Research Highlights for UTI Long Term Equity Fund Below is the key information for UTI Long Term Equity Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Tax Plan Below is the key information for LIC MF Tax Plan Returns up to 1 year are on 1. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (01 Jan 26) ₹46.3212 ↑ 0.11 (0.23 %) Net Assets (Cr) ₹4,795 on 30 Nov 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.01 Information Ratio -0.21 Alpha Ratio -1.56 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,039 31 Dec 22 ₹13,803 31 Dec 23 ₹17,118 31 Dec 24 ₹20,449 31 Dec 25 ₹21,459 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month -0.4% 3 Month 5.7% 6 Month 2.8% 1 Year 4.9% 3 Year 15.8% 5 Year 16.5% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.9% 2023 19.5% 2022 24% 2021 5.9% 2020 30.4% 2019 11.9% 2018 13.6% 2017 -8.4% 2016 46% 2015 2.1% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 3.96 Yr. Data below for Tata India Tax Savings Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 33.69% Industrials 14.08% Consumer Cyclical 12.56% Technology 7.47% Basic Materials 7.08% Communication Services 6.15% Energy 5.36% Health Care 4.49% Utility 2.35% Real Estate 2.2% Consumer Defensive 1.75% Asset Allocation
Asset Class Value Cash 2.83% Equity 97.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹348 Cr 3,450,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹295 Cr 2,125,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL6% ₹280 Cr 1,330,000
↑ 390,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹212 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹200 Cr 2,040,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹181 Cr 1,160,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹143 Cr 352,147 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON2% ₹119 Cr 10,200,000 Pricol Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | PRICOLLTD2% ₹115 Cr 1,848,688
↓ -81,609 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | NTPC2% ₹113 Cr 3,451,000 2. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,487
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. IDBI Equity Advantage Fund
IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,558 31 Dec 22 ₹12,830 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Sundaram Diversified Equity Fund
Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (31 Dec 25) ₹228.253 ↑ 2.14 (0.95 %) Net Assets (Cr) ₹1,484 on 30 Nov 25 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 0.05 Information Ratio -0.84 Alpha Ratio -0.54 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,153 31 Dec 22 ₹13,683 31 Dec 23 ₹16,873 31 Dec 24 ₹18,902 31 Dec 25 ₹20,248 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0.4% 3 Month 5% 6 Month 2.2% 1 Year 7.1% 3 Year 14% 5 Year 15.2% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 12% 2022 23.3% 2021 4% 2020 31.5% 2019 9.9% 2018 6.2% 2017 -10.6% 2016 38.4% 2015 6.8% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Rohit Seksaria 24 Feb 21 4.77 Yr. Bharath Subramanian 2 Jun 25 0.5 Yr. Data below for Sundaram Diversified Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 25.31% Consumer Cyclical 11.36% Industrials 10.28% Consumer Defensive 8.81% Basic Materials 8.47% Energy 8.19% Technology 8.18% Utility 7.01% Health Care 5.96% Communication Services 4.39% Asset Allocation
Asset Class Value Cash 2.04% Equity 97.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK9% ₹130 Cr 1,294,318 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE6% ₹93 Cr 592,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK5% ₹81 Cr 583,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK4% ₹67 Cr 520,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹65 Cr 310,165 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY4% ₹62 Cr 400,000
↑ 48,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹58 Cr 595,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT4% ₹56 Cr 138,000 ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 23 | ITC3% ₹49 Cr 1,210,000 NTPC Ltd (Utilities)
Equity, Since 31 Oct 24 | NTPC3% ₹40 Cr 1,215,766 5. BNP Paribas Long Term Equity Fund (ELSS)
BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (01 Jan 26) ₹100.047 ↑ 0.32 (0.32 %) Net Assets (Cr) ₹952 on 30 Nov 25 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.21 Sharpe Ratio 0.04 Information Ratio 0.73 Alpha Ratio -0.82 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,357 31 Dec 22 ₹12,101 31 Dec 23 ₹15,886 31 Dec 24 ₹19,631 31 Dec 25 ₹20,580 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month -0.7% 3 Month 6.6% 6 Month 3.7% 1 Year 4.8% 3 Year 19.4% 5 Year 15.5% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.8% 2023 23.6% 2022 31.3% 2021 -2.1% 2020 23.6% 2019 17.8% 2018 14.3% 2017 -9.3% 2016 42.3% 2015 -6.6% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 3.72 Yr. Pratish Krishnan 14 Mar 22 3.72 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 31.64% Consumer Cyclical 14.77% Industrials 11.49% Technology 11.32% Basic Materials 7.15% Health Care 7% Consumer Defensive 4.31% Energy 4.21% Communication Services 3.2% Utility 3.01% Asset Allocation
Asset Class Value Cash 0.05% Equity 99.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK7% ₹66 Cr 656,320 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK5% ₹46 Cr 329,900 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹40 Cr 255,800 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL3% ₹30 Cr 144,966 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN3% ₹27 Cr 278,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY3% ₹27 Cr 173,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT3% ₹25 Cr 62,520 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Nov 24 | BHEL3% ₹24 Cr 821,380 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 5433202% ₹24 Cr 790,813 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Jan 25 | RADICO2% ₹23 Cr 73,000 6. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (01 Jan 26) ₹49.9622 ↓ -0.15 (-0.30 %) Net Assets (Cr) ₹228 on 30 Nov 25 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.1 Information Ratio 0.8 Alpha Ratio -2.61 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,216 31 Dec 22 ₹13,287 31 Dec 23 ₹17,394 31 Dec 24 ₹22,441 31 Dec 25 ₹23,005 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month -1.4% 3 Month 4.5% 6 Month 2.4% 1 Year 2.5% 3 Year 20.1% 5 Year 18.1% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.5% 2023 29% 2022 30.9% 2021 0.5% 2020 32.2% 2019 18.3% 2018 14.9% 2017 -4.6% 2016 42.6% 2015 5.2% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.17 Yr. Asit Bhandarkar 31 Dec 21 3.92 Yr. Ruchi Fozdar 4 Oct 24 1.16 Yr. Deepak Gupta 11 Apr 25 0.64 Yr. Data below for JM Tax Gain Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 28.37% Consumer Cyclical 15.76% Technology 12.64% Industrials 10.67% Basic Materials 9.01% Health Care 8.99% Consumer Defensive 3.78% Energy 3.67% Real Estate 3.47% Communication Services 2.34% Asset Allocation
Asset Class Value Cash 1.3% Equity 98.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK4% ₹10 Cr 98,262 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE4% ₹8 Cr 53,400 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT4% ₹8 Cr 19,647 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹8 Cr 56,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI3% ₹6 Cr 3,956 One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 5433963% ₹6 Cr 47,500 Max Financial Services Ltd (Financial Services)
Equity, Since 31 May 25 | MFSL3% ₹6 Cr 36,400 360 One Wam Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | 360ONE2% ₹6 Cr 46,500 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | KARURVYSYA2% ₹5 Cr 218,000 Syrma SGS Technology Ltd (Technology)
Equity, Since 31 May 25 | SYRMA2% ₹5 Cr 65,457
↓ -6,500 7. Invesco India Tax Plan
Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (31 Dec 25) ₹124.46 ↑ 1.02 (0.83 %) Net Assets (Cr) ₹2,838 on 30 Nov 25 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio -0.32 Information Ratio 0.2 Alpha Ratio -6.48 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,255 31 Dec 22 ₹12,240 31 Dec 23 ₹16,023 31 Dec 24 ₹20,056 31 Dec 25 ₹19,486 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month -1.9% 3 Month 0.4% 6 Month -2.7% 1 Year -2.8% 3 Year 16.8% 5 Year 14.3% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 -2.8% 2023 25.2% 2022 30.9% 2021 -7.7% 2020 32.6% 2019 19.2% 2018 9.4% 2017 -1.3% 2016 35.7% 2015 3.4% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Deepesh Kashyap 1 Jul 25 0.42 Yr. Data below for Invesco India Tax Plan as on 30 Nov 25
Equity Sector Allocation
Sector Value Consumer Cyclical 23.84% Financial Services 20.88% Industrials 17.14% Technology 11.7% Health Care 10.05% Consumer Defensive 5.49% Real Estate 5.05% Basic Materials 2.56% Communication Services 2.01% Utility 1.1% Asset Allocation
Asset Class Value Cash 0.16% Equity 99.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY5% ₹147 Cr 944,949
↓ -133,402 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK5% ₹136 Cr 1,350,000
↓ -150,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | BAJFINANCE3% ₹93 Cr 900,000 LTIMindtree Ltd (Technology)
Equity, Since 30 Sep 24 | LTIM3% ₹89 Cr 146,433
↓ -5,000 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Sep 24 | BECTORFOOD3% ₹87 Cr 668,093
↑ 115,936 Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 5434263% ₹75 Cr 639,377
↑ 10,377 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 25 | KOTAKBANK3% ₹72 Cr 340,766 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | JUBLFOOD3% ₹72 Cr 1,200,000 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390062% ₹71 Cr 39,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK2% ₹71 Cr 509,425 8. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (01 Jan 26) ₹160.81 ↓ -0.10 (-0.06 %) Net Assets (Cr) ₹1,411 on 30 Nov 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.39 Information Ratio 0.12 Alpha Ratio -9.63 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,145 31 Dec 22 ₹13,968 31 Dec 23 ₹18,825 31 Dec 24 ₹22,891 31 Dec 25 ₹22,079 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month -0.7% 3 Month 2.5% 6 Month -1.3% 1 Year -3.5% 3 Year 16.5% 5 Year 17.2% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.5% 2023 21.6% 2022 34.8% 2021 -1.3% 2020 41.5% 2019 31.2% 2018 14.6% 2017 -16.3% 2016 57.7% 2015 -1.2% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.6 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 22.35% Industrials 19.73% Basic Materials 17.21% Utility 7% Consumer Cyclical 6.18% Consumer Defensive 5.9% Technology 4.54% Communication Services 3.5% Energy 2.5% Health Care 2.14% Real Estate 2.07% Asset Allocation
Asset Class Value Cash 6.88% Equity 93.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | VEDL5% ₹74 Cr 1,412,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹65 Cr 664,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹56 Cr 405,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL3% ₹49 Cr 235,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹48 Cr 105,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹46 Cr 250,000
↓ -33,300 ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC3% ₹45 Cr 1,120,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹44 Cr 437,532 Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Mar 25 | AMBUJACEM3% ₹38 Cr 685,662 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | COROMANDEL3% ₹37 Cr 157,000 9. Edelweiss Long Term Equity Fund
Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (31 Dec 25) ₹116.01 ↑ 1.11 (0.97 %) Net Assets (Cr) ₹448 on 30 Nov 25 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.34 Sharpe Ratio 0.05 Information Ratio 0.18 Alpha Ratio -0.61 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,036 31 Dec 22 ₹13,025 31 Dec 23 ₹16,512 31 Dec 24 ₹19,810 31 Dec 25 ₹21,143 Returns for Edelweiss Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0% 3 Month 7.2% 6 Month 3% 1 Year 6.7% 3 Year 17.5% 5 Year 16.2% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 20% 2022 26.8% 2021 -0.1% 2020 30.4% 2019 13.7% 2018 9.2% 2017 -9.1% 2016 37.7% 2015 -1.1% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 2.34 Yr. Trideep Bhattacharya 1 Aug 23 2.34 Yr. Raj Koradia 1 Aug 24 1.33 Yr. Data below for Edelweiss Long Term Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 36.43% Technology 11.55% Consumer Cyclical 10.8% Industrials 8.88% Health Care 7.51% Energy 7.08% Basic Materials 4.41% Consumer Defensive 4.28% Communication Services 3.94% Utility 1.88% Real Estate 1.17% Asset Allocation
Asset Class Value Cash 2.06% Equity 97.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK6% ₹27 Cr 264,546
↓ -11,144 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE5% ₹24 Cr 154,769 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹18 Cr 84,003 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK3% ₹15 Cr 110,137
↓ -16,426 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT3% ₹14 Cr 33,431 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN3% ₹13 Cr 132,962
↓ -16,252 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 24 | MUTHOOTFIN2% ₹11 Cr 28,474 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY2% ₹9 Cr 59,889 BSE Ltd (Financial Services)
Equity, Since 31 Mar 24 | BSE2% ₹9 Cr 32,031 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | M&M2% ₹9 Cr 24,276 10. UTI Long Term Equity Fund
UTI Long Term Equity Fund
Growth Launch Date 15 Dec 99 NAV (01 Jan 26) ₹211.211 ↑ 0.62 (0.29 %) Net Assets (Cr) ₹3,785 on 30 Nov 25 Category Equity - ELSS AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio -0.17 Information Ratio -0.84 Alpha Ratio -3.42 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,310 31 Dec 22 ₹12,846 31 Dec 23 ₹15,963 31 Dec 24 ₹18,184 31 Dec 25 ₹19,011 Returns for UTI Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month 0% 3 Month 4.1% 6 Month 0.1% 1 Year 4.5% 3 Year 14% 5 Year 13.7% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.5% 2023 13.9% 2022 24.3% 2021 -3.5% 2020 33.1% 2019 20.2% 2018 10.4% 2017 -6.5% 2016 33.1% 2015 3.3% Fund Manager information for UTI Long Term Equity Fund
Name Since Tenure Amit Premchandani 16 Jun 25 0.46 Yr. Data below for UTI Long Term Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 33.83% Consumer Cyclical 13.26% Technology 10.77% Industrials 7.69% Communication Services 7.07% Health Care 5.79% Energy 5.54% Consumer Defensive 5.1% Basic Materials 3.91% Utility 3.3% Real Estate 3.12% Asset Allocation
Asset Class Value Cash 0.61% Equity 99.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK9% ₹358 Cr 3,550,000
↓ -100,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK6% ₹240 Cr 1,725,000
↓ -75,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY5% ₹189 Cr 1,210,185 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL5% ₹179 Cr 850,000
↓ -25,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | AXISBANK4% ₹155 Cr 1,210,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 25 | KOTAKBANK4% ₹149 Cr 700,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹125 Cr 800,000
↓ -100,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE3% ₹109 Cr 1,050,000
↓ -25,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 13 | TECHM2% ₹91 Cr 600,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 25 | M&M2% ₹85 Cr 225,000 11. LIC MF Tax Plan
LIC MF Tax Plan
Growth Launch Date 3 Feb 99 NAV (31 Dec 25) ₹154.208 ↑ 1.23 (0.81 %) Net Assets (Cr) ₹1,107 on 30 Nov 25 Category Equity - ELSS AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆ Risk Moderately High Expense Ratio 2.01 Sharpe Ratio -0.24 Information Ratio -0.09 Alpha Ratio -4.6 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,623 31 Dec 22 ₹12,420 31 Dec 23 ₹15,683 31 Dec 24 ₹19,232 31 Dec 25 ₹19,394 Returns for LIC MF Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jan 26 Duration Returns 1 Month -0.3% 3 Month 2.5% 6 Month -0.7% 1 Year 0.8% 3 Year 16% 5 Year 14.2% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2024 0.8% 2023 22.6% 2022 26.3% 2021 -1.6% 2020 26.2% 2019 8.9% 2018 11.9% 2017 -1.1% 2016 37.3% 2015 3.3% Fund Manager information for LIC MF Tax Plan
Name Since Tenure Yogesh Patil 1 Jul 24 1.42 Yr. Dikshit Mittal 31 Jul 23 2.34 Yr. Data below for LIC MF Tax Plan as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 30.99% Consumer Cyclical 18.59% Industrials 13.45% Consumer Defensive 9.96% Health Care 7.18% Technology 7.02% Basic Materials 6.89% Energy 2.47% Communication Services 1.12% Asset Allocation
Asset Class Value Cash 2.32% Equity 97.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK8% ₹92 Cr 916,422 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | ICICIBANK8% ₹84 Cr 604,329 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP5% ₹53 Cr 777,563 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 21 | AXISBANK4% ₹44 Cr 342,519 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Jun 22 | CHOLAFIN3% ₹37 Cr 210,855 State Bank of India (Financial Services)
Equity, Since 31 May 23 | SBIN3% ₹31 Cr 320,605 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 23 | LT3% ₹28 Cr 68,942 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M2% ₹24 Cr 65,130 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE2% ₹24 Cr 154,364 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | EICHERMOT2% ₹24 Cr 33,738
ELSS SIP ক্যালকুলেটর
Know Your SIP Returns
ELSS-এ বিনিয়োগের মোড
ইএলএসএস-এ এসআইপি (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান)
ট্যাক্স সেভিং মিউচুয়াল ফান্ডে (ইএলএসএস) বিনিয়োগের জন্য বিনিয়োগের মোড হিসেবে এসআইপি বেছে নিতে পারেন কারণ প্রতি মাসে নির্দিষ্ট পরিমাণ বিনিয়োগ করা হয়।
নীচের নমুনায় দেখানো হয়েছে-
| মাস | পরিমাণ | মোড | |||
|---|---|---|---|---|---|
| এপ্রিল | 12,500 | চুমুক | মে | 12,500 | চুমুক |
| জুন | 12,500 | চুমুক | জুলাই | 12,500 | চুমুক |
| আগস্ট | 12,500 | চুমুক | সেপ্টেম্বর | 12,500 | চুমুক |
| অক্টোবর | 12,500 | চুমুক | নভেম্বর | 12,500 | চুমুক |
| ডিসেম্বর | 12,500 | চুমুক | জানুয়ারি | 12,500 | চুমুক |
| ফেব্রুয়ারী | 12,500 | চুমুক | মার্চ | 12,500 | চুমুক |
| মোট | 1,50,000 |
SIP পদ্ধতির মাধ্যমে বিনিয়োগ করার সময় রুপি খরচের গড় SIP সুবিধাগুলি কাটা হয় কারণ এটি প্রতি মাসে কেনাকাটা ছড়িয়ে দেয় এবং বিনিয়োগ করা হয় নির্দিষ্ট মূল্যের পরিবর্তে গড় মূল্যে যা লাম্পসাম বিনিয়োগের ক্ষেত্রে হতে পারে।
ELSS-এ একমুঠো বিনিয়োগ
যেহেতু কেউ ইউলিপ, এনএসসি, পিএফ/ইপিএফের মতো অন্যান্য ট্যাক্স সেভিং ইনট্রুমেন্টে সঞ্চয় করতে পারে,বীমা (সেক্টর 80c-এর অধীনে) অন্য যন্ত্রগুলি কেটে নেওয়ার পরে ট্যাক্স সংরক্ষণের জন্য যে পরিমাণ প্রয়োজন তা নির্ধারণ করতে পারেন এবং বছরে বা আর্থিক বছরের (জানুয়ারি - মার্চ) শেষের দিকে একবার লাম্পসাম ক্রয় হিসাবে বিনিয়োগ করতে পারেন।
সেরা ট্যাক্স সেভিং ELSS ফান্ডে বিনিয়োগ করার টিপস
আর্থিক বছরের শুরুতে (অর্থাৎ এপ্রিলে) SIP (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান) এর মাধ্যমে সেরা ELSS ফান্ডে বিনিয়োগ করুন এবং আর্থিক বছর শেষ হওয়ার সময় নয়।
সেরা ELSS ফান্ডের তালিকার মধ্যে থেকে সাবধানে একটি ELSS মিউচুয়াল ফান্ড বেছে নিন এবং প্রতি বছর অন্য ট্যাক্স সাশ্রয়ী ELSS ফান্ডে না গিয়ে এক বছরের জন্য বিনিয়োগ করুন।
5-7 বছরের জন্য বিনিয়োগ করলে ভাল ELSS রিটার্ন অর্জন করা যেতে পারে, তাই একবার আপনার টাকা না তোলার পরামর্শ দেওয়া হচ্ছেলক-ইন 3 বছর পর শেষ হয়. ভাল রিটার্ন অর্জনের জন্য এটি দীর্ঘ সময়ের জন্য ধরে রাখার চেষ্টা করুন।
আপনি যদি ঝুঁকি-প্রতিরোধী হনবিনিয়োগকারী এবং একটি কম-অস্থির তহবিল চান, একটি বড়-ক্যাপ মিউচুয়াল ফান্ডে বিনিয়োগ করার কথা বিবেচনা করুন।
কীভাবে অনলাইনে ইএলএসএস ফান্ডে বিনিয়োগ করবেন?
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Nice article. Highly recommended for guys who are looking to save tax under section 80c.