+91-22-48913909FY 22 - 23 এর জন্য সেরা 5 সেরা ট্যাক্স সেভিং ELSS মিউচুয়াল ফান্ড
সেরা এলএসএস ফান্ড বা ইক্যুইটি লিঙ্কড সেভিংস স্কিম (ট্যাক্স সেভিং) ইক্যুইটি বৈচিত্র্যময়যৌথ পুঁজি যেগুলি প্রধানত প্রদানের জন্য ইক্যুইটি-সংযুক্ত যন্ত্রগুলিতে (যেমন শেয়ার এবং স্টক) বিনিয়োগ করে৷বাজার- লিঙ্কযুক্ত রিটার্ন। সাধারণত, ফান্ড কর্পাসের 80% ইক্যুইটিতে বিনিয়োগ করা হয় এবং অবশিষ্টাংশ ঋণ উপকরণে।
সেরাইএলএসএস তহবিলগুলি ট্যাক্স সেভিং মিউচুয়াল ফান্ড হিসাবেও পরিচিত কারণ তারা কর সুবিধা প্রদান করেধারা 80C এরআয়কর আইন. অধিকন্তু, ELSS মিউচুয়াল ফান্ডগুলি ওপেন-এন্ডেড, যার অর্থ হল যে বিনিয়োগকারীরা যখন খুশি এই তহবিলে সাবস্ক্রাইব করতে পারেন৷
যাইহোক, আগেবিনিয়োগ এই কর সাশ্রয়ী মিউচুয়াল ফান্ডগুলিতে, সেরা ELSS তহবিলের একটি তালিকা বিবেচনা করার পরামর্শ দেওয়া হচ্ছে।
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22 - 23 অর্থবছরে বিনিয়োগ করার জন্য শীর্ষ 5টি ELSS ফান্ড৷
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Tax Advantage Fund Growth ₹158.55
↑ 0.93 ₹1,417 -0.4 -1.1 -10.2 15.1 17.8 21.6 Mahindra Mutual Fund Kar Bachat Yojana Growth ₹29.2604
↑ 0.18 ₹970 1.6 3.3 3.6 14.2 17.6 12.3 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Edelweiss Long Term Equity Fund Growth ₹115.12
↑ 0.95 ₹440 4.8 5.4 1.9 16.2 16.8 20 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹100.09
↑ 0.85 ₹935 4.7 6.9 2.1 18.7 16.2 23.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Dec 25 Research Highlights & Commentary of 5 Funds showcased
Commentary BOI AXA Tax Advantage Fund Mahindra Mutual Fund Kar Bachat Yojana HDFC Long Term Advantage Fund Edelweiss Long Term Equity Fund BNP Paribas Long Term Equity Fund (ELSS) Point 1 Highest AUM (₹1,417 Cr). Lower mid AUM (₹970 Cr). Upper mid AUM (₹1,318 Cr). Bottom quartile AUM (₹440 Cr). Bottom quartile AUM (₹935 Cr). Point 2 Established history (16+ yrs). Established history (9+ yrs). Oldest track record among peers (24 yrs). Established history (16+ yrs). Established history (19+ yrs). Point 3 Top rated. Not Rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.79% (top quartile). 5Y return: 17.65% (upper mid). 5Y return: 17.39% (lower mid). 5Y return: 16.83% (bottom quartile). 5Y return: 16.22% (bottom quartile). Point 6 3Y return: 15.10% (bottom quartile). 3Y return: 14.20% (bottom quartile). 3Y return: 20.64% (top quartile). 3Y return: 16.22% (lower mid). 3Y return: 18.65% (upper mid). Point 7 1Y return: -10.23% (bottom quartile). 1Y return: 3.59% (upper mid). 1Y return: 35.51% (top quartile). 1Y return: 1.90% (bottom quartile). 1Y return: 2.15% (lower mid). Point 8 Alpha: -7.70 (bottom quartile). Alpha: -0.49 (upper mid). Alpha: 1.75 (top quartile). Alpha: -1.02 (lower mid). Alpha: -1.09 (bottom quartile). Point 9 Sharpe: -0.37 (bottom quartile). Sharpe: -0.02 (upper mid). Sharpe: 2.27 (top quartile). Sharpe: -0.04 (lower mid). Sharpe: -0.05 (bottom quartile). Point 10 Information ratio: 0.10 (upper mid). Information ratio: -0.62 (bottom quartile). Information ratio: -0.15 (bottom quartile). Information ratio: -0.13 (lower mid). Information ratio: 0.42 (top quartile). BOI AXA Tax Advantage Fund
Mahindra Mutual Fund Kar Bachat Yojana
HDFC Long Term Advantage Fund
Edelweiss Long Term Equity Fund
BNP Paribas Long Term Equity Fund (ELSS)
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Research Highlights for Mahindra Mutual Fund Kar Bachat Yojana Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Research Highlights for Edelweiss Long Term Equity Fund Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for BNP Paribas Long Term Equity Fund (ELSS) Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on 1. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (12 Dec 25) ₹158.55 ↑ 0.93 (0.59 %) Net Assets (Cr) ₹1,417 on 31 Oct 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.37 Information Ratio 0.1 Alpha Ratio -7.7 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,500 30 Nov 22 ₹15,171 30 Nov 23 ₹18,522 30 Nov 24 ₹24,718 30 Nov 25 ₹23,701 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Dec 25 Duration Returns 1 Month -2.4% 3 Month -0.4% 6 Month -1.1% 1 Year -10.2% 3 Year 15.1% 5 Year 17.8% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.52 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 23.99% Industrials 21.1% Basic Materials 17.21% Utility 7.32% Consumer Defensive 6.03% Consumer Cyclical 5.98% Technology 4.36% Communication Services 3.41% Real Estate 2.18% Health Care 2.03% Energy 1.43% Asset Allocation
Asset Class Value Cash 4.96% Equity 95.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002955% ₹70 Cr 1,412,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹62 Cr 664,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹54 Cr 405,000
↑ 75,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹49 Cr 105,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹49 Cr 283,300
↓ -2,050 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL3% ₹48 Cr 235,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC3% ₹47 Cr 1,120,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹43 Cr 437,532 Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Mar 25 | 5004253% ₹39 Cr 685,662 Indian Bank (Financial Services)
Equity, Since 31 Aug 23 | 5328142% ₹34 Cr 400,000
↑ 57,000 2. Mahindra Mutual Fund Kar Bachat Yojana
Mahindra Mutual Fund Kar Bachat Yojana
Growth Launch Date 18 Oct 16 NAV (12 Dec 25) ₹29.2604 ↑ 0.18 (0.62 %) Net Assets (Cr) ₹970 on 31 Oct 25 Category Equity - ELSS AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.17 Sharpe Ratio -0.02 Information Ratio -0.62 Alpha Ratio -0.49 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,557 30 Nov 22 ₹15,844 30 Nov 23 ₹18,140 30 Nov 24 ₹22,113 30 Nov 25 ₹23,552 Returns for Mahindra Mutual Fund Kar Bachat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Dec 25 Duration Returns 1 Month -0.1% 3 Month 1.6% 6 Month 3.3% 1 Year 3.6% 3 Year 14.2% 5 Year 17.6% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 25.8% 2022 2% 2021 39.4% 2020 14.1% 2019 4.5% 2018 -9.8% 2017 24.8% 2016 2015 Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.87 Yr. Fatema Pacha 16 Oct 20 5.05 Yr. Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 33.45% Consumer Cyclical 15.22% Technology 11.03% Industrials 8.28% Basic Materials 6.98% Energy 5.38% Consumer Defensive 5.21% Health Care 4.59% Communication Services 4.53% Utility 1.59% Real Estate 0.83% Asset Allocation
Asset Class Value Cash 2.51% Equity 97.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK8% ₹77 Cr 775,000
↓ -50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK7% ₹69 Cr 516,120
↑ 7,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE5% ₹52 Cr 351,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY5% ₹47 Cr 316,041 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5000344% ₹35 Cr 335,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | 5322154% ₹35 Cr 283,000
↓ -28,387 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT3% ₹33 Cr 81,761
↓ -21,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 24 | SBIN3% ₹31 Cr 333,000
↓ -40,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS3% ₹29 Cr 93,476 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹28 Cr 112,000 3. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,347
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Dec 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Edelweiss Long Term Equity Fund
Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (12 Dec 25) ₹115.12 ↑ 0.95 (0.83 %) Net Assets (Cr) ₹440 on 31 Oct 25 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.34 Sharpe Ratio -0.05 Information Ratio -0.13 Alpha Ratio -1.02 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,418 30 Nov 22 ₹14,480 30 Nov 23 ₹16,426 30 Nov 24 ₹21,409 30 Nov 25 ₹22,655 Returns for Edelweiss Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Dec 25 Duration Returns 1 Month 0.4% 3 Month 4.8% 6 Month 5.4% 1 Year 1.9% 3 Year 16.2% 5 Year 16.8% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 20% 2023 26.8% 2022 -0.1% 2021 30.4% 2020 13.7% 2019 9.2% 2018 -9.1% 2017 37.7% 2016 -1.1% 2015 6.7% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 2.25 Yr. Trideep Bhattacharya 1 Aug 23 2.25 Yr. Raj Koradia 1 Aug 24 1.25 Yr. Data below for Edelweiss Long Term Equity Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 36.23% Technology 11.43% Consumer Cyclical 10.6% Industrials 8.97% Health Care 7.37% Energy 6.97% Consumer Defensive 4.93% Basic Materials 4.74% Communication Services 3.93% Utility 1.99% Real Estate 1.29% Asset Allocation
Asset Class Value Cash 1.53% Equity 98.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK6% ₹27 Cr 275,690
↓ -21,768 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE5% ₹23 Cr 154,769
↑ 15,520 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹17 Cr 84,003 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK4% ₹17 Cr 126,563 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN3% ₹14 Cr 149,214 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT3% ₹13 Cr 33,431 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 22 | BEL2% ₹9 Cr 219,943 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 24 | 5333982% ₹9 Cr 28,474 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY2% ₹9 Cr 59,889 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | M&M2% ₹8 Cr 24,276 5. BNP Paribas Long Term Equity Fund (ELSS)
BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (12 Dec 25) ₹100.09 ↑ 0.85 (0.86 %) Net Assets (Cr) ₹935 on 31 Oct 25 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.21 Sharpe Ratio -0.05 Information Ratio 0.42 Alpha Ratio -1.09 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,063 30 Nov 22 ₹13,233 30 Nov 23 ₹15,854 30 Nov 24 ₹20,947 30 Nov 25 ₹22,115 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Dec 25 Duration Returns 1 Month 1% 3 Month 4.7% 6 Month 6.9% 1 Year 2.1% 3 Year 18.7% 5 Year 16.2% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.6% 2023 31.3% 2022 -2.1% 2021 23.6% 2020 17.8% 2019 14.3% 2018 -9.3% 2017 42.3% 2016 -6.6% 2015 7.7% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 3.64 Yr. Pratish Krishnan 14 Mar 22 3.64 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 30.3% Consumer Cyclical 15.06% Industrials 11.21% Technology 11.09% Basic Materials 7.55% Health Care 7.17% Consumer Defensive 4.33% Energy 4.07% Utility 3.23% Communication Services 3.19% Asset Allocation
Asset Class Value Cash 2.79% Equity 97.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK7% ₹65 Cr 656,320 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK5% ₹44 Cr 329,900 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹38 Cr 255,800 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL3% ₹30 Cr 144,966 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN3% ₹26 Cr 278,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY3% ₹26 Cr 173,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT3% ₹25 Cr 62,520 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 5433203% ₹25 Cr 790,813 Sagility Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY3% ₹24 Cr 4,551,400 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Jan 25 | RADICO2% ₹23 Cr 73,000
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Research Highlights for BOI AXA Tax Advantage Fund