+91-22-48913909ধারা 80C এর অধীনে শীর্ষ 7 সেরা ELSS ট্যাক্স সেভিং ফান্ড
এটা সেই সময় যখন সবাই ভয়ঙ্করকে বাঁচাতে চাইছেআয়কর. অনেক বিনিয়োগকারী যেমন স্কিমগুলিতে তাদের অর্থ বিনিয়োগ করেযৌথ পুঁজিইত্যাদি, তাদের কষ্টার্জিত অর্থ বাঁচাতে। ট্যাক্স সিজন 2018 দ্রুত এগিয়ে আসছে, আমরা আপনার জন্য সেরা নিয়ে আসছিইএলএসএস ট্যাক্স সঞ্চয় তহবিল আপনার সংরক্ষণআয় ট্যাক্স ইএলএসএস বা ইক্যুইটি লিঙ্কড সেভিং স্কিম হল একটিট্যাক্স সেভিং ইনভেস্টমেন্ট যার মাধ্যমে কেউ INR 1,50 পর্যন্ত ছাড় পেতে পারে,000 তাদের থেকেকরযোগ্য আয় অনুযায়ীধারা 80C আয়কর আইনের। ইক্যুইটি এবং ট্যাক্স সাশ্রয়ের সংমিশ্রণ হওয়ায়, ইএলএসএস স্কিম হল ইক্যুইটির সর্বোত্তম প্রবেশদ্বার। আপনি যে অর্থ বিনিয়োগ করেন তা স্টক হিসাবে বৃদ্ধি পায়বাজার বৃদ্ধি পায় সুতরাং, ইক্যুইটি লিঙ্কড সেভিং স্কিমে লাভ বেশি। আগে, আমরা এই তহবিলের একাধিক সুবিধা দেখি, আসুন ধারা 80C-এর অধীনে শীর্ষ 7 সেরা ELSS কর সাশ্রয় তহবিল দেখি।
Sec 80C-এর অধীনে ELSS-এর মাধ্যমে কর সাশ্রয়ের একাধিক সুবিধা
ELSS স্কিম হল দ্বৈত সুবিধা পাওয়ার একটি সহজ উপায়- বাঁচান৷করের এবং স্টক মার্কেটে টাকা বাড়ান। একইভাবে, অনেক সুবিধা রয়েছে যেমন:
ELSS এর মাধ্যমে ট্যাক্স সেভিং
একটিবিনিয়োগকারী একটি করের জন্য যোগ্যডিডাকশন ধারা 80C এর অধীনে INR 1.5 লাখ পর্যন্ত। INR 1,50,000-এর এই বিনিয়োগ INR 46,350 পর্যন্ত কর বাঁচাতে পারে৷ কিন্তু, এটি শুধুমাত্র সেই বিনিয়োগকারীদের জন্য যারা 30% আয়কর বন্ধনীতে আছেন। 20% আয়কর স্ল্যাবের জন্য এটি INR 30,000 এবং 5% স্ল্যাবের জন্য এটি INR 7,525৷
সর্বনিম্ন এবং সর্বোচ্চ বিনিয়োগ
বিনিয়োগকারীরা পারেনমিউচুয়াল ফান্ডে বিনিয়োগ করুন দুই ভাবে-চুমুক এবং একক যোগফল। ELSS-এ বিনিয়োগের জন্য SIP-এর মাধ্যমে বিনিয়োগের সর্বনিম্ন পরিমাণ হল INR 500। এবং একমুহূর্তে তা হল INR 5000৷
ELSS এর লক-ইন সময়কাল
ELSS এর একটি গুরুত্বপূর্ণ সুবিধা হল যে এটি অন্যান্য ট্যাক্স সেভিং বিকল্পগুলির তুলনায় 3 বছরের সবচেয়ে কম লক-ইন সময়ের সাথে আসে।
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Sec 80C এর অধীনে সেরা ELSS মিউচুয়াল ফান্ড
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Motilal Oswal Long Term Equity Fund Growth ₹57.4789
↑ 1.15 ₹4,784 2.2 18.6 5.2 19.4 15.4 -9.1 Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 ₹210 -6.1 -3.5 17.6 16.7 11.6 JM Tax Gain Fund Growth ₹52.6316
↑ 0.72 ₹242 5 18.2 4.6 14.3 12.8 2.5 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹99.0761
↑ 1.10 ₹917 0.3 7.3 1.7 13 10.2 4.8 Tata India Tax Savings Fund Growth ₹46.8245
↑ 0.41 ₹4,664 0.9 8.8 3.5 10.8 10.9 4.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 7 Funds showcased
Commentary IDBI Equity Advantage Fund HDFC Long Term Advantage Fund Motilal Oswal Long Term Equity Fund Baroda Pioneer ELSS 96 JM Tax Gain Fund BNP Paribas Long Term Equity Fund (ELSS) Tata India Tax Savings Fund Point 1 Lower mid AUM (₹485 Cr). Upper mid AUM (₹1,318 Cr). Highest AUM (₹4,784 Cr). Bottom quartile AUM (₹210 Cr). Bottom quartile AUM (₹242 Cr). Lower mid AUM (₹917 Cr). Upper mid AUM (₹4,664 Cr). Point 2 Established history (13+ yrs). Oldest track record among peers (25 yrs). Established history (11+ yrs). Established history (11+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (11+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 3★ (upper mid). Not Rated. Not Rated. Rating: 3★ (lower mid). Rating: 3★ (lower mid). Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (top quartile). 5Y return: 15.43% (upper mid). 5Y return: 11.62% (lower mid). 5Y return: 12.82% (upper mid). 5Y return: 10.25% (bottom quartile). 5Y return: 10.85% (lower mid). Point 6 3Y return: 20.84% (top quartile). 3Y return: 20.64% (upper mid). 3Y return: 19.38% (upper mid). 3Y return: 16.70% (lower mid). 3Y return: 14.30% (lower mid). 3Y return: 12.97% (bottom quartile). 3Y return: 10.79% (bottom quartile). Point 7 1Y return: 16.92% (upper mid). 1Y return: 35.51% (top quartile). 1Y return: 5.24% (lower mid). 1Y return: 17.56% (upper mid). 1Y return: 4.61% (lower mid). 1Y return: 1.65% (bottom quartile). 1Y return: 3.51% (bottom quartile). Point 8 Alpha: 1.78 (bottom quartile). Alpha: 1.75 (bottom quartile). Alpha: 2.11 (lower mid). Alpha: 5.69 (top quartile). Alpha: 5.40 (upper mid). Alpha: 2.86 (lower mid). Alpha: 3.16 (upper mid). Point 9 Sharpe: 1.21 (upper mid). Sharpe: 2.27 (upper mid). Sharpe: 0.07 (bottom quartile). Sharpe: 2.51 (top quartile). Sharpe: 0.22 (lower mid). Sharpe: 0.14 (lower mid). Sharpe: 0.13 (bottom quartile). Point 10 Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Information ratio: 0.65 (upper mid). Information ratio: -0.09 (lower mid). Information ratio: 0.70 (upper mid). Information ratio: 0.74 (top quartile). Information ratio: 0.02 (lower mid). IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
Motilal Oswal Long Term Equity Fund
Baroda Pioneer ELSS 96
JM Tax Gain Fund
BNP Paribas Long Term Equity Fund (ELSS)
Tata India Tax Savings Fund
100 - 5,000 কোটি এবং 1 বছরেরও বেশি সময় ধরে তহবিল পরিচালনা করেছে এবং অংশের বার্ষিক রিটার্ন অনুসারে সাজানো হয়েছে3 বছর.
The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Long Term Equity Fund Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961. Research Highlights for Baroda Pioneer ELSS 96 Below is the key information for Baroda Pioneer ELSS 96 Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for BNP Paribas Long Term Equity Fund (ELSS) Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on 1. IDBI Equity Advantage Fund
IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (18 Sep 26) ₹57.4789 ↑ 1.15 (2.04 %) Net Assets (Cr) ₹4,784 on 31 Jul 26 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio 0.07 Information Ratio 0.65 Alpha Ratio 2.11 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹9,777 31 Aug 23 ₹11,832 31 Aug 24 ₹19,191 31 Aug 25 ₹18,292 31 Aug 26 ₹21,564 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -1.6% 3 Month 2.2% 6 Month 18.6% 1 Year 5.2% 3 Year 19.4% 5 Year 15.4% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2025 -9.1% 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Varun Sharma 3 Jul 26 0.16 Yr. Ajay Khandelwal 11 Dec 23 2.72 Yr. Ankit Agarwal 16 Mar 26 0.46 Yr. Rakesh Shetty 22 Nov 22 3.78 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 24.23% Industrials 24.03% Basic Materials 16.53% Consumer Cyclical 15.42% Technology 13.68% Health Care 3.69% Asset Allocation
Asset Class Value Cash 2.43% Equity 97.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX5% ₹242 Cr 900,000
↓ -68,520 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM5% ₹215 Cr 493,050 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390064% ₹204 Cr 115,181 SJS Enterprises Ltd (Consumer Cyclical)
Equity, Since 31 May 26 | SJS4% ₹202 Cr 846,282
↑ 97,566 Shaily Engineering Plastics Ltd (Basic Materials)
Equity, Since 30 Apr 26 | 5014234% ₹202 Cr 660,054
↑ 132,936 One97 Communications Ltd (Technology)
Equity, Since 30 Jun 25 | PAYTM4% ₹199 Cr 1,478,714 Jain Resource Recycling Ltd (Basic Materials)
Equity, Since 31 Oct 25 | JAINREC4% ₹193 Cr 5,555,452
↑ 555,452 Zen Technologies Ltd (Industrials)
Equity, Since 31 Dec 24 | ZENTEC4% ₹193 Cr 1,190,000
↓ -24,938 Ather Energy Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | ATHERENERG4% ₹189 Cr 1,500,000
↓ -490,789 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹187 Cr 130,439 4. Baroda Pioneer ELSS 96
Baroda Pioneer ELSS 96
Growth Launch Date 2 Mar 15 NAV (11 Mar 22) ₹68.6676 ↑ 0.33 (0.48 %) Net Assets (Cr) ₹210 on 31 Jan 22 Category Equity - ELSS AMC Baroda Pioneer Asset Management Co. Ltd. Rating Risk Moderately High Expense Ratio 2.55 Sharpe Ratio 2.51 Information Ratio -0.09 Alpha Ratio 5.69 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Baroda Pioneer ELSS 96
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -3.9% 3 Month -6.1% 6 Month -3.5% 1 Year 17.6% 3 Year 16.7% 5 Year 11.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for Baroda Pioneer ELSS 96
Name Since Tenure Data below for Baroda Pioneer ELSS 96 as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (18 Sep 26) ₹52.6316 ↑ 0.72 (1.39 %) Net Assets (Cr) ₹242 on 31 Jul 26 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 0.22 Information Ratio 0.7 Alpha Ratio 5.4 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,313 31 Aug 23 ₹12,320 31 Aug 24 ₹18,843 31 Aug 25 ₹17,349 31 Aug 26 ₹19,198 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -1.7% 3 Month 5% 6 Month 18.2% 1 Year 4.6% 3 Year 14.3% 5 Year 12.8% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 2.5% 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.83 Yr. Asit Bhandarkar 31 Dec 21 4.59 Yr. Ruchi Fozdar 4 Oct 24 1.82 Yr. Deepak Gupta 11 Apr 25 1.31 Yr. Data below for JM Tax Gain Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 26.55% Consumer Cyclical 22.02% Technology 12.01% Basic Materials 7.84% Health Care 7.73% Industrials 7.47% Real Estate 3.92% Consumer Defensive 3.63% Energy 2.88% Communication Services 2.68% Utility 1.47% Asset Allocation
Asset Class Value Cash 1.79% Equity 98.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK3% ₹7 Cr 98,262 Syrma SGS Technology Ltd (Technology)
Equity, Since 31 May 25 | SYRMA3% ₹7 Cr 52,357
↓ -7,100 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE3% ₹7 Cr 53,400 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹7 Cr 48,500 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5900033% ₹7 Cr 199,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹6 Cr 32,950 One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | PAYTM3% ₹6 Cr 47,371 Wework India Management Ltd (Real Estate)
Equity, Since 31 Oct 25 | WEWORK3% ₹6 Cr 83,621 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Aug 25 | UNITDSPR2% ₹6 Cr 37,100 CarTrade Tech Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | 5433332% ₹6 Cr 20,655 6. BNP Paribas Long Term Equity Fund (ELSS)
BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (18 Sep 26) ₹99.0761 ↑ 1.10 (1.12 %) Net Assets (Cr) ₹917 on 31 Jul 26 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.21 Sharpe Ratio 0.14 Information Ratio 0.74 Alpha Ratio 2.86 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹9,990 31 Aug 23 ₹11,213 31 Aug 24 ₹16,278 31 Aug 25 ₹15,895 31 Aug 26 ₹17,490 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -4.6% 3 Month 0.3% 6 Month 7.3% 1 Year 1.7% 3 Year 13% 5 Year 10.2% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.8% 2024 23.6% 2023 31.3% 2022 -2.1% 2021 23.6% 2020 17.8% 2019 14.3% 2018 -9.3% 2017 42.3% 2016 -6.6% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Silky Jain 1 Jul 26 0.08 Yr. Yash Mehta 1 May 26 0.25 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 29.14% Consumer Cyclical 16.76% Industrials 12.48% Basic Materials 9.22% Technology 7.35% Health Care 7.31% Energy 4.36% Consumer Defensive 4.27% Utility 2.92% Communication Services 2.58% Real Estate 0.53% Asset Allocation
Asset Class Value Cash 3.05% Equity 96.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK4% ₹36 Cr 250,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN4% ₹33 Cr 318,000
↓ -12,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK4% ₹32 Cr 430,000
↓ -20,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE3% ₹28 Cr 212,950
↓ -27,050 Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | TITAN3% ₹27 Cr 55,000 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | 5323433% ₹26 Cr 60,500 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Jan 25 | RADICO3% ₹26 Cr 59,011 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL3% ₹24 Cr 120,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT3% ₹24 Cr 60,000
↓ -10,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Nov 24 | 5001033% ₹24 Cr 580,000 7. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (18 Sep 26) ₹46.8245 ↑ 0.41 (0.89 %) Net Assets (Cr) ₹4,664 on 31 Jul 26 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.13 Information Ratio 0.02 Alpha Ratio 3.16 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,797 31 Aug 23 ₹12,310 31 Aug 24 ₹16,917 31 Aug 25 ₹15,967 31 Aug 26 ₹17,843 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -3.3% 3 Month 0.9% 6 Month 8.8% 1 Year 3.5% 3 Year 10.8% 5 Year 10.9% 10 Year 15 Year Since launch 13.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.9% 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 4.63 Yr. Data below for Tata India Tax Savings Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 33.96% Industrials 17.2% Consumer Cyclical 12.28% Health Care 6.93% Communication Services 6.03% Basic Materials 5.05% Energy 4.86% Technology 4.36% Utility 2.57% Real Estate 2.23% Consumer Defensive 1.54% Asset Allocation
Asset Class Value Cash 2.98% Equity 97.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL6% ₹281 Cr 1,426,428 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK5% ₹240 Cr 3,210,000
↓ -140,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK5% ₹235 Cr 1,639,000
↓ -142,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹210 Cr 2,040,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹177 Cr 1,350,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹148 Cr 9,850,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹139 Cr 352,147 PB Fintech Ltd (Financial Services)
Equity, Since 28 Feb 26 | POLICYBZR3% ₹130 Cr 814,850 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 5004803% ₹127 Cr 230,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹120 Cr 3,451,000
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