+91-22-48913909Tણ મ્યુચ્યુઅલ ફંડમાં શ્રેષ્ઠ ડાયરેક્ટ પ્લાન
મ્યુચ્યુઅલ ફંડ બે યોજનાઓ પ્રદાન કરે છે- નિયમિત અને ડાયરેક્ટ. ઘણા વર્ષોથી નિયમિત યોજનાઓ વિકલ્પમાં રહી છે, જ્યારે પ્રથમ સીધી યોજના વર્ષ ૨૦૧ in માં રજૂ કરવામાં આવી હતી. પરંતુ, સીધી યોજનાઓ તેની અનન્ય સુવિધાઓ અને ફાયદાને કારણે નવા રોકાણકારોમાં ભારે લોકપ્રિયતા મેળવી રહી છે. જોકે, હાલમાં સીધી યોજનાઓ ફક્ત મર્યાદિત પ્લેટફોર્મ દ્વારા જ ઉપલબ્ધ છે, પરંતુ તેની માંગને ધ્યાનમાં રાખીને, ઘણી ચેનલો સીધી યોજનાઓ રજૂ કરી રહી છે. રોકાણકારો જે રોકાણ કરવા માંગે છેTણ ભંડોળ સીધા યોજનાઓ પસંદ કરીને, અહીં કેટલાક શ્રેષ્ઠ ડાયરેક્ટ પેન્સ fundsણ ભંડોળની સાથે, ડાયરેક્ટ ફંડ્સ, ડેટ ફંડ્સની ટૂંકી સમજ શું છે તેની ઝલક છે.
ડાયરેક્ટ ફંડ્સ તમારા માટે કેમ છે?
નિયમિત ભંડોળથી વિપરીત, સીધા ભંડોળ મર્યાદિત ચેનલો દ્વારા ઉપલબ્ધ થાય છે જેમ કે મ્યુચ્યુઅલ ફંડ કંપની, કાર્વી / આરટીએ જેવા આરટીએ દ્વારા.સીએએમએસ, મર્યાદિત થર્ડ પાર્ટી સિક્યોરિટીઝ વચેટિયાઓ અને ફંડ હાઉસના સ્થાનિક પ્રતિનિધિઓ. સલાહકારો અથવા મધ્યસ્થીની સહાય વિના સ્વતંત્ર રીતે રોકાણ અને તેમના રોકાણોને ટ્રેક કરી શકે તેવા રોકાણકારો ફંડ હાઉસમાંથી સીધી યોજનાઓમાં રોકાણ કરી શકે છે.
સીધા ભંડોળમાં, નિયમિત ભંડોળ જેવા કોઈ ખર્ચ ખર્ચ નથી. ત્યાં કોઈ છેવિતરક શુલ્ક / ટ્રાન્ઝેક્શન ચાર્જર્સ, વગેરે, સીધી યોજનાઓનો ખર્ચ ગુણોત્તર ઓછો છે. વળતર પર પણ આ અસર. ડાયરેક્ટ મ્યુચ્યુઅલ ફંડનો ખર્ચ ગુણોત્તર ઓછો હોવાથી, તે નિયમિત યોજનાઓ કરતા થોડો વધારે હોઈ શકે છે - લગભગ 0.5 ટકાથી 1.5 ટકા વધારે. આ એક કારણ છે કે રોકાણકારો સીધા ભંડોળની પસંદગી કરી રહ્યા છે.
આદર્શરીતે, એકરોકાણકાર જેમને મ્યુચ્યુઅલ ફંડના રોકાણનો અનુભવ છે અને માર્કેટની ગતિવિધિઓ વિશેનું યોગ્ય જ્ knowledgeાન તે સીધી યોજનાઓ માટે પસંદ કરે છે. નવા રોકાણકારો કે જેના વિશે ખાતરી નથીજોખમ ભૂખ અને બજાર આદર્શ રીતે પસંદ કરવું જોઈએમ્યુચ્યુઅલ ફંડ્સ નિયમિત યોજનાઓ સાથે.
Tણ ભંડોળના રોકાણને સમજવું
Tણ ભંડોળ એ એક પ્રકારનું મ્યુચ્યુઅલ ફંડ છે જે મુખ્યત્વે નિશ્ચિત આવકની સલામતીમાં રોકાણ કરે છેબોન્ડ્સ, સરકારી સિક્યોરિટીઝ, ટ્રેઝરી બિલ, વગેરે. જો આપણે debtણ ભંડોળના વર્ગીકરણ પર નજર કરીએ તો, તેમને પરિપક્વતા - ટૂંકા, મધ્ય અને લાંબા ગાળાના સમયગાળા મુજબ વર્ગીકૃત કરવામાં આવે છે. આ એવા રોકાણકારો માટે વિવિધ વિકલ્પો આપે છે કે જેઓ debtણ ભંડોળમાં રોકાણ કરવા માગે છે.
જે લોકો રોકાણોમાં વધારે જોખમ લેવા માંગતા નથી અથવા જે ટાળવા માંગતા હોય તેમના માટે ડેટ ફંડ્સ એક સારો વિકલ્પ છેરોકાણ ખૂબ અસ્થિર માંઇક્વિટી ફંડ્સ. આ ભંડોળ નિયમિત અને સ્થિર આવક પ્રદાન કરે છે, જોકે, ઇક્વિટી ફંડ્સની તુલનામાં વળતર ઓછું હોય છે.
પરિપક્વતા મુજબ tણ ભંડોળના પ્રકાર
- ટૂંકા ગાળાના tણ ભંડોળ- રાતોરાત ભંડોળ,લિક્વિડ ફંડ્સ, અલ્ટ્રાટૂંકા ગાળાના ભંડોળ, ઓછી અવધિ ભંડોળ
- મધ્યમ ગાળાની tણ ભંડોળ- ટૂંકા ગાળાના ભંડોળ, મધ્યમ અવધિ ભંડોળ, મધ્યમથી લાંબા ગાળાના ભંડોળ
- લાંબા ગાળાના debtણ ભંડોળ- લાંબા ગાળાના ભંડોળ
- બોન્ડ ઓરિએન્ટેડ ફંડ્સ-ગતિશીલ બોન્ડ ફંડ્સ, કોર્પોરેટ બોન્ડ ફંડ્સ
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શ્રેષ્ઠ tણ મ્યુચ્યુઅલ ફંડ્સ ડાયરેક્ટ યોજનાઓ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Income Builder Account - Plan A - Direct Growth ₹112.511
↑ 0.02 ₹1,350 0.8 2.5 8.2 8 6.6 9.7 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹53.2447
↑ 0.01 ₹16,766 1 2.7 6.9 7.9 6.8 8.1 Franklin India Savings Plus Fund Retail Option - Direct Growth ₹54.2567
↑ 0.01 ₹4,352 1.3 2.8 6.7 7.4 6.3 7.6 UTI Treasury Advantage Fund - Direct Growth ₹3,767.39
↑ 0.74 ₹2,990 1.1 2.7 6.7 7.3 7.3 7.7 UTI Money Market Fund - Direct Growth ₹3,266.37
↑ 0.61 ₹20,320 1.3 2.8 6.7 7.4 6.4 7.6 Edelweiss Bond Fund - Direct Growth ₹32.7954
↑ 0.01 ₹3,027 1.2 2.8 6.7 7.3 6.1 7.6 Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.757
↑ 0.00 ₹8,588 0.5 2 6.4 7.8 6.7 8.6 Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,141.01
↑ 0.85 ₹3,318 1.5 3 6.3 7 6 6.7 Edelweiss Liquid Fund - Direct Growth ₹3,560.88
↑ 0.71 ₹10,631 1.5 3 6.3 7 6.1 6.6 Mahindra Liquid Fund - Direct Growth ₹1,794.73
↑ 0.36 ₹1,145 1.5 3 6.3 7 6.1 6.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Franklin India Income Builder Account - Plan A - Direct HDFC Floating Rate Income Fund - Short Term Plan - Direct Franklin India Savings Plus Fund Retail Option - Direct UTI Treasury Advantage Fund - Direct UTI Money Market Fund - Direct Edelweiss Bond Fund - Direct Axis Corporate Debt Opportunities Fund - Direct Franklin India Treasury Management Account - Regular Plan - Direct Edelweiss Liquid Fund - Direct Mahindra Liquid Fund - Direct Point 1 Bottom quartile AUM (₹1,350 Cr). Top quartile AUM (₹16,766 Cr). Upper mid AUM (₹4,352 Cr). Bottom quartile AUM (₹2,990 Cr). Highest AUM (₹20,320 Cr). Lower mid AUM (₹3,027 Cr). Upper mid AUM (₹8,588 Cr). Lower mid AUM (₹3,318 Cr). Upper mid AUM (₹10,631 Cr). Bottom quartile AUM (₹1,145 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (8+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (9+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 8.17% (top quartile). 1Y return: 6.94% (top quartile). 1Y return: 6.75% (upper mid). 1Y return: 6.73% (upper mid). 1Y return: 6.72% (upper mid). 1Y return: 6.69% (lower mid). 1Y return: 6.41% (lower mid). 1Y return: 6.27% (bottom quartile). 1Y return: 6.26% (bottom quartile). 1Y return: 6.26% (bottom quartile). Point 6 1M return: -0.19% (bottom quartile). 1M return: 0.07% (bottom quartile). 1M return: 0.34% (lower mid). 1M return: 0.27% (lower mid). 1M return: 0.35% (upper mid). 1M return: 0.36% (upper mid). 1M return: -0.34% (bottom quartile). 1M return: 0.50% (upper mid). 1M return: 0.51% (top quartile). 1M return: 0.51% (top quartile). Point 7 Sharpe: 1.61 (bottom quartile). Sharpe: 1.79 (bottom quartile). Sharpe: 2.76 (upper mid). Sharpe: 2.22 (lower mid). Sharpe: 2.62 (upper mid). Sharpe: 2.57 (lower mid). Sharpe: 1.21 (bottom quartile). Sharpe: 3.70 (top quartile). Sharpe: 3.54 (top quartile). Sharpe: 3.45 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.43% (top quartile). Yield to maturity (debt): 7.06% (upper mid). Yield to maturity (debt): 6.40% (lower mid). Yield to maturity (debt): 6.85% (upper mid). Yield to maturity (debt): 6.03% (bottom quartile). Yield to maturity (debt): 6.51% (upper mid). Yield to maturity (debt): 7.13% (top quartile). Yield to maturity (debt): 6.30% (bottom quartile). Yield to maturity (debt): 6.04% (bottom quartile). Yield to maturity (debt): 6.49% (lower mid). Point 10 Modified duration: 2.93 yrs (bottom quartile). Modified duration: 1.79 yrs (bottom quartile). Modified duration: 0.53 yrs (upper mid). Modified duration: 0.77 yrs (lower mid). Modified duration: 0.58 yrs (lower mid). Modified duration: 0.44 yrs (upper mid). Modified duration: 2.80 yrs (bottom quartile). Modified duration: 0.15 yrs (upper mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.12 yrs (top quartile). Franklin India Income Builder Account - Plan A - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
Franklin India Savings Plus Fund Retail Option - Direct
UTI Treasury Advantage Fund - Direct
UTI Money Market Fund - Direct
Edelweiss Bond Fund - Direct
Axis Corporate Debt Opportunities Fund - Direct
Franklin India Treasury Management Account - Regular Plan - Direct
Edelweiss Liquid Fund - Direct
Mahindra Liquid Fund - Direct
The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. Research Highlights for HDFC Floating Rate Income Fund - Short Term Plan - Direct Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Research Highlights for Franklin India Savings Plus Fund Retail Option - Direct Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund - Direct Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund - Direct Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for Edelweiss Bond Fund - Direct Below is the key information for Edelweiss Bond Fund - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Research Highlights for Axis Corporate Debt Opportunities Fund - Direct Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on Aims to provide current income with high liquidity. Research Highlights for Franklin India Treasury Management Account - Regular Plan - Direct Below is the key information for Franklin India Treasury Management Account - Regular Plan - Direct Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for Edelweiss Liquid Fund - Direct Below is the key information for Edelweiss Liquid Fund - Direct Returns up to 1 year are on The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. Research Highlights for Mahindra Liquid Fund - Direct Below is the key information for Mahindra Liquid Fund - Direct Returns up to 1 year are on 1. Franklin India Income Builder Account - Plan A - Direct
Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (31 Mar 26) ₹112.511 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹1,350 on 28 Feb 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.61 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.43% Effective Maturity 6 Years 4 Months 19 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,464 31 Mar 23 ₹10,930 31 Mar 24 ₹11,732 31 Mar 25 ₹12,731 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -0.2% 3 Month 0.8% 6 Month 2.5% 1 Year 8.2% 3 Year 8% 5 Year 6.6% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.7% 2023 8.2% 2022 7.1% 2021 3.7% 2020 4.3% 2019 9.7% 2018 9.8% 2017 8.1% 2016 8.3% 2015 9.7% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 2.4 Yr. Anuj Tagra 7 Mar 24 1.98 Yr. Chandni Gupta 7 Mar 24 1.98 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Debt 114.14% Other 0.27% Debt Sector Allocation
Sector Value Corporate 70.01% Government 44.13% Credit Quality
Rating Value AA 6.7% AAA 93.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.90% Gs 2065
Sovereign Bonds | -9% ₹115 Cr 11,929,500 Poonawalla Fincorp Limited
Debentures | -6% ₹82 Cr 8,000 Power Finance Corp Ltd. 7.24%
Debentures | -6% ₹75 Cr 7,500
↑ 7,500 LIC Housing Finance Ltd
Debentures | -4% ₹58 Cr 5,500
↑ 3,000 RJ Corp Limited
Debentures | -4% ₹55 Cr 5,467 Sikka Ports & Terminals Limited
Debentures | -4% ₹53 Cr 500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Rec Limited
Debentures | -4% ₹51 Cr 9,000 Embassy Office Parks Reit
Debentures | -4% ₹51 Cr 5,000 Jubilant Beverages Limited
Debentures | -3% ₹46 Cr 4,269 2. HDFC Floating Rate Income Fund - Short Term Plan - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (31 Mar 26) ₹53.2447 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹16,766 on 28 Feb 26 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 1.79 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.06% Effective Maturity 4 Years 1 Month 13 Days Modified Duration 1 Year 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,471 31 Mar 23 ₹11,065 31 Mar 24 ₹11,976 31 Mar 25 ₹13,002
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.1% 3 Month 1% 6 Month 2.7% 1 Year 6.9% 3 Year 7.9% 5 Year 6.8% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.5% 2022 7.9% 2021 4.8% 2020 4.4% 2019 9.4% 2018 8.7% 2017 7.4% 2016 7% 2015 9.1% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Anil Bamboli 7 Mar 26 0 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 6.31% Debt 93.41% Other 0.28% Debt Sector Allocation
Sector Value Corporate 55.34% Government 38.07% Cash Equivalent 6.31% Credit Quality
Rating Value AA 13.6% AAA 86.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Goi Frb 2034
Sovereign Bonds | -11% ₹1,809 Cr 177,000,000 Goi Floating Rate Bond 2033
Sovereign Bonds | -7% ₹1,184 Cr 114,141,200 Goi Floating Rate Bond 2031
Sovereign Bonds | -6% ₹1,090 Cr 106,000,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹705 Cr 695 Jubilant Beverages Limited
Debentures | -3% ₹471 Cr 43,600 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹406 Cr 400 National Bank For Agriculture And Rural Development
Debentures | -2% ₹328 Cr 32,500 Aadhar Housing Finance Limited
Debentures | -2% ₹303 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹303 Cr 30,000 Ascendas It Park (Pune) Private Limited
Debentures | -2% ₹263 Cr 26,499 3. Franklin India Savings Plus Fund Retail Option - Direct
Franklin India Savings Plus Fund Retail Option - Direct
Growth Launch Date 1 Jan 13 NAV (31 Mar 26) ₹54.2567 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹4,352 on 28 Feb 26 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately Low Expense Ratio 0.14 Sharpe Ratio 2.76 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 6 Months 23 Days Modified Duration 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,387 31 Mar 23 ₹10,953 31 Mar 24 ₹11,791 31 Mar 25 ₹12,723 31 Mar 26 ₹13,581 Returns for Franklin India Savings Plus Fund Retail Option - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.8% 1 Year 6.7% 3 Year 7.4% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.8% 2022 7.4% 2021 4.6% 2020 3.7% 2019 6.2% 2018 8.6% 2017 7.7% 2016 7.3% 2015 8.5% Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 2.4 Yr. Rohan Maru 10 Oct 24 1.39 Yr. Chandni Gupta 30 Apr 24 1.83 Yr. Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 80.59% Debt 19.17% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 43.2% Corporate 40.29% Government 16.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹285 Cr 30,000,000
↑ 30,000,000 HDFC Bank Ltd.
Debentures | -5% ₹234 Cr 5,000
↑ 5,000 05/03/2026 Maturing 364 DTB
Sovereign Bonds | -5% ₹225 Cr 22,500,000 Small Industries Development Bank of India
Debentures | -2% ₹108 Cr 2,300
↑ 2,300 Punjab National Bank
Domestic Bonds | -2% ₹100 Cr 2,000 Axis Bank Ltd.
Debentures | -2% ₹95 Cr 2,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹75 Cr 1,500 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹61 Cr 1,300
↑ 1,300 12/03/2026 Maturing 364 DTB
Sovereign Bonds | -1% ₹50 Cr 5,000,000 Indian Bank
Domestic Bonds | -1% ₹50 Cr 1,000 4. UTI Treasury Advantage Fund - Direct
UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (31 Mar 26) ₹3,767.39 ↑ 0.74 (0.02 %) Net Assets (Cr) ₹2,990 on 28 Feb 26 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.37 Sharpe Ratio 2.22 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 11 Months 8 Days Modified Duration 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,934 31 Mar 23 ₹11,516 31 Mar 24 ₹12,375 31 Mar 25 ₹13,345 Returns for UTI Treasury Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.1% 6 Month 2.7% 1 Year 6.7% 3 Year 7.3% 5 Year 7.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.8% 2022 7.2% 2021 4.6% 2020 9.1% 2019 7.4% 2018 -4.1% 2017 7.5% 2016 7.2% 2015 9.1% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 4.25 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 40.86% Debt 58.82% Other 0.32% Debt Sector Allocation
Sector Value Corporate 63.23% Cash Equivalent 31.4% Government 5.04% Credit Quality
Rating Value AA 11.06% AAA 88.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity 30/04/2026 Maturing 182 DTB
Sovereign Bonds | -4% ₹124 Cr 1,250,000,000 Embassy Office Parks Reit
Debentures | -4% ₹120 Cr 1,200 Rec Limited
Debentures | -3% ₹101 Cr 10,000 Summit Digitel Infrastructure Limited
Debentures | -3% ₹100 Cr 1,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹99 Cr 1,000 08/05/2026 Maturing 182 DTB
Sovereign Bonds | -3% ₹99 Cr 1,000,000,000 Embassy Office Parks Reit
Debentures | -3% ₹90 Cr 900 LIC Housing Finance Ltd
Debentures | -3% ₹76 Cr 750 Poonawalla Fincorp Limited
Debentures | -3% ₹75 Cr 7,500 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹55 Cr 55 5. UTI Money Market Fund - Direct
UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (31 Mar 26) ₹3,266.37 ↑ 0.61 (0.02 %) Net Assets (Cr) ₹20,320 on 28 Feb 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.17 Sharpe Ratio 2.62 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.03% Effective Maturity 7 Months Modified Duration 7 Months Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,399 31 Mar 23 ₹11,001 31 Mar 24 ₹11,846 31 Mar 25 ₹12,778
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.8% 1 Year 6.7% 3 Year 7.4% 5 Year 6.4% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.8% 2022 7.5% 2021 5% 2020 3.8% 2019 6.1% 2018 8.1% 2017 7.9% 2016 6.8% 2015 7.8% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 4.25 Yr. Amit Sharma 7 Jul 17 8.65 Yr. Data below for UTI Money Market Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 67.87% Debt 31.85% Other 0.28% Debt Sector Allocation
Sector Value Corporate 43.95% Cash Equivalent 40.59% Government 15.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Domestic Bonds | -3% ₹688 Cr 7,000,000,000 19/03/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹499 Cr 5,000,000,000 Tbill
Sovereign Bonds | -2% ₹492 Cr 5,000,000,000 HDFC Bank Ltd.
Debentures | -2% ₹421 Cr 4,500,000,000
↑ 4,500,000,000 Union Bank of India
Domestic Bonds | -2% ₹394 Cr 4,000,000,000 Indian Bank
Domestic Bonds | -2% ₹376 Cr 4,000,000,000 Small Industries Development Bank of India
Debentures | -2% ₹374 Cr 4,000,000,000
↑ 4,000,000,000 08/05/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹347 Cr 3,500,000,000 21/05/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹346 Cr 3,500,000,000 HDFC Bank Ltd.
Debentures | -2% ₹329 Cr 3,500,000,000 6. Edelweiss Bond Fund - Direct
Edelweiss Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (31 Mar 26) ₹32.7954 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹3,027 on 28 Feb 26 Category Debt - Dynamic Bond AMC Edelweiss Asset Management Limited Rating Risk Moderate Expense Ratio 0.16 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.51% Effective Maturity 5 Months 8 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,379 31 Mar 23 ₹10,902 31 Mar 24 ₹11,709 31 Mar 25 ₹12,622 31 Mar 26 ₹13,466 Returns for Edelweiss Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 2.8% 1 Year 6.7% 3 Year 7.3% 5 Year 6.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.7% 2022 7.2% 2021 4.3% 2020 3.7% 2019 7.2% 2018 13.4% 2017 6.6% 2016 3.6% 2015 10.5% Fund Manager information for Edelweiss Bond Fund - Direct
Name Since Tenure Rahul Dedhia 22 Sep 25 0.44 Yr. Hetul Raval 1 Jul 24 1.66 Yr. Data below for Edelweiss Bond Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 70.42% Debt 29.35% Other 0.23% Debt Sector Allocation
Sector Value Corporate 46.12% Cash Equivalent 36.63% Government 17.02% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank for Agriculture and Rural Development
Domestic Bonds | -5% ₹141 Cr 15,000,000
↑ 15,000,000 Canara Bank
Domestic Bonds | -4% ₹123 Cr 12,500,000 Tbill
Sovereign Bonds | -3% ₹98 Cr 10,000,000 Bank of Baroda
Debentures | -3% ₹96 Cr 10,000,000 Small Industries Development Bank of India
Debentures | -3% ₹94 Cr 10,000,000
↑ 10,000,000 26/03/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹75 Cr 7,500,000 23/07/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹54 Cr 5,500,000 19/03/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹50 Cr 5,000,000 Axis Bank Ltd.
Debentures | -2% ₹47 Cr 5,000,000 Bank of Baroda
Debentures | -2% ₹47 Cr 5,000,000 7. Axis Corporate Debt Opportunities Fund - Direct
Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (31 Mar 26) ₹18.757 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹8,588 on 28 Feb 26 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 1.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.13% Effective Maturity 3 Years 8 Months 8 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,511 31 Mar 23 ₹11,036 31 Mar 24 ₹11,921 31 Mar 25 ₹12,993 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -0.3% 3 Month 0.5% 6 Month 2% 1 Year 6.4% 3 Year 7.8% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 8.7% 2022 7.5% 2021 4.4% 2020 4.4% 2019 12.4% 2018 6.9% 2017 8.8% 2016 2015 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 8.64 Yr. Hardik Shah 31 Jan 22 4.08 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 9.33% Debt 90.36% Other 0.3% Debt Sector Allocation
Sector Value Corporate 66.95% Government 29.74% Cash Equivalent 3.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Gs 2035
Sovereign Bonds | -3% ₹247 Cr 25,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹199 Cr 20,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹194 Cr 194 Bharti Telecom Limited
Debentures | -2% ₹189 Cr 19,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹172 Cr 17,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹171 Cr 17,000 Bajaj Finance Limited
Debentures | -2% ₹170 Cr 17,000 Small Industries Development Bank of India
Debentures | -2% ₹164 Cr 3,500 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹135 Cr 135 Indian Railway Finance Corporation Limited
Debentures | -2% ₹134 Cr 1,300 8. Franklin India Treasury Management Account - Regular Plan - Direct
Franklin India Treasury Management Account - Regular Plan - Direct
Growth Launch Date 1 Jan 13 NAV (31 Mar 26) ₹4,141.01 ↑ 0.85 (0.02 %) Net Assets (Cr) ₹3,318 on 28 Feb 26 Category Debt - Liquid Fund AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Low Expense Ratio 0.12 Sharpe Ratio 3.7 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.3% Effective Maturity 1 Month 27 Days Modified Duration 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,347 31 Mar 23 ₹10,938 31 Mar 24 ₹11,731 31 Mar 25 ₹12,603
Purchase not allowed Returns for Franklin India Treasury Management Account - Regular Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 6.3% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 7.5% 2022 7% 2021 4.9% 2020 3.3% 2019 4.4% 2018 6.9% 2017 7.5% 2016 6.8% 2015 7.7% Fund Manager information for Franklin India Treasury Management Account - Regular Plan - Direct
Name Since Tenure Pallab Roy 25 Jun 08 17.69 Yr. Rohan Maru 10 Oct 24 1.39 Yr. Data below for Franklin India Treasury Management Account - Regular Plan - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 65.76% Corporate 31.75% Government 2.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbills
Sovereign Bonds | -7% ₹247 Cr 25,000,000
↑ 25,000,000 ICICI Securities Ltd
Commercial Paper | -6% ₹200 Cr 4,000 Tbill
Sovereign Bonds | -6% ₹198 Cr 20,000,000 Canara Bank
Domestic Bonds | -6% ₹197 Cr 4,000
↑ 4,000 State Bank Of India
Certificate of Deposit | -5% ₹149 Cr 3,000 Tbill
Sovereign Bonds | -4% ₹149 Cr 15,000,000 Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹148 Cr 3,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹148 Cr 3,000
↑ 3,000 Axis Bank Ltd.
Certificate of Deposit | -4% ₹148 Cr 3,000
↑ 3,000 Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹123 Cr 2,500
↑ 2,500 9. Edelweiss Liquid Fund - Direct
Edelweiss Liquid Fund - Direct
Growth Launch Date 1 Jan 13 NAV (31 Mar 26) ₹3,560.88 ↑ 0.71 (0.02 %) Net Assets (Cr) ₹10,631 on 28 Feb 26 Category Debt - Liquid Fund AMC Edelweiss Asset Management Limited Rating Risk Low Expense Ratio 0.08 Sharpe Ratio 3.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.04% Effective Maturity 1 Month 6 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,354 31 Mar 23 ₹10,949 31 Mar 24 ₹11,751 31 Mar 25 ₹12,629 Returns for Edelweiss Liquid Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 6.3% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.5% 2022 7.1% 2021 4.9% 2020 3.5% 2019 4.4% 2018 6.8% 2017 7.5% 2016 6.7% 2015 6.9% Fund Manager information for Edelweiss Liquid Fund - Direct
Name Since Tenure Rahul Dedhia 11 Dec 17 8.22 Yr. Hetul Raval 22 Sep 25 0.44 Yr. Data below for Edelweiss Liquid Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 77.93% Corporate 21.33% Government 0.47% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -6% ₹599 Cr 60,000,000 Tbills
Sovereign Bonds | -5% ₹519 Cr 52,500,000
↑ 52,500,000 HDFC Bank Ltd.
Debentures | -4% ₹448 Cr 45,000,000 Larsen & Toubro Ltd.
Commercial Paper | -4% ₹399 Cr 40,000,000 Reverse Repo
CBLO/Reverse Repo | -4% ₹382 Cr 07/05/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹322 Cr 32,500,000
↑ 32,500,000 Bank Of Baroda
Certificate of Deposit | -3% ₹300 Cr 30,000,000
↓ -5,000,000 Punjab National Bank
Certificate of Deposit | -3% ₹300 Cr 30,000,000 Small Industries Dev Bank Of India
Commercial Paper | -3% ₹299 Cr 30,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹249 Cr 25,000,000 10. Mahindra Liquid Fund - Direct
Mahindra Liquid Fund - Direct
Growth Launch Date 4 Jul 16 NAV (31 Mar 26) ₹1,794.73 ↑ 0.36 (0.02 %) Net Assets (Cr) ₹1,145 on 28 Feb 26 Category Debt - Liquid Fund AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Low Expense Ratio 0.15 Sharpe Ratio 3.45 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.49% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 15 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,351 31 Mar 23 ₹10,953 31 Mar 24 ₹11,758 31 Mar 25 ₹12,632 31 Mar 26 ₹13,422
Purchase not allowed Returns for Mahindra Liquid Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 6.3% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.5% 2022 7.2% 2021 5% 2020 3.4% 2019 4.4% 2018 6.9% 2017 7.5% 2016 6.8% 2015 Fund Manager information for Mahindra Liquid Fund - Direct
Name Since Tenure Rahul Pal 4 Jul 16 9.66 Yr. Amit Garg 8 Jun 20 5.73 Yr. Data below for Mahindra Liquid Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 79.76% Corporate 17.77% Government 2.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.99% Gs 2026
Sovereign Bonds | -4% ₹50 Cr 5,000,000 Canara Bank**
Certificate of Deposit | -4% ₹50 Cr 5,000,000 Small Industries Dev Bank Of India
Commercial Paper | -4% ₹50 Cr 5,000,000 HDFC Bank Ltd.
Debentures | -4% ₹50 Cr 5,000,000 Godrej Properties Ltd.
Commercial Paper | -4% ₹50 Cr 5,000,000
↑ 5,000,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹50 Cr 5,000,000 Godrej Industries Ltd.
Commercial Paper | -4% ₹50 Cr 5,000,000 Tbill
Sovereign Bonds | -4% ₹50 Cr 5,000,000 Tbill
Sovereign Bonds | -4% ₹50 Cr 5,000,000 Bank Of Baroda
Certificate of Deposit | -4% ₹49 Cr 5,000,000
અહીં પ્રદાન કરેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયત્નો કરવામાં આવ્યા છે. જો કે, માહિતીની ચોકસાઈ અંગે કોઈ બાંયધરી આપવામાં આવતી નથી. કૃપા કરીને કોઈપણ રોકાણ કરતા પહેલા સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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Research Highlights for Franklin India Income Builder Account - Plan A - Direct