ફિન્કashશ »મ્યુચ્યુઅલ ફંડ્સ »હાઇબ્રિડ ફંડ્સમાં શ્રેષ્ઠ ડાયરેક્ટ પ્લાન
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સીધી યોજનાઓ તેની અનન્ય સુવિધાઓ અને ફાયદાઓને કારણે નવા રોકાણકારોમાં ભારે લોકપ્રિયતા મેળવી રહી છે. સીધી યોજનાઓ અને નિયમિત યોજનાઓ, તે કોઈ અલગ યોજના નથી, હકીકતમાં, તે મ્યુચ્યુઅલ ફંડ યોજનાનો એક પ્રકાર છે. નિયમિત યોજનાઓ ઘણા વર્ષોથી વિકલ્પમાં છે, જ્યારે પ્રથમ સીધી યોજના વર્ષ 2013 માં રજૂ કરવામાં આવી.
સીધા યોજનાઓ પસંદ કરીને જે વર્ણસંકર ભંડોળમાં રોકાણ કરવા ઇચ્છતા હોય તેવા રોકાણકારો, અહીં કેટલાક શ્રેષ્ઠ ડાયરેક્ટ પેન્સ હાઇબ્રિડ ફંડ્સ સાથે ડાયરેક્ટ ફંડ્સ, હાઇબ્રિડ ફંડ્સની ટૂંકી સમજ કેવી છે તેની અહીં ઝલક છે.
નિયમિત ભંડોળથી વિપરીત, સીધા ભંડોળ મર્યાદિત ચેનલો દ્વારા ઉપલબ્ધ થાય છે જેમ કે મ્યુચ્યુઅલ ફંડ કંપની, કાર્વી / આરટીએ જેવા આરટીએ દ્વારા.સીએએમએસ, મર્યાદિત થર્ડ પાર્ટી સિક્યોરિટીઝ વચેટિયાઓ અને ફંડ હાઉસના સ્થાનિક પ્રતિનિધિઓ. સલાહકારો અથવા મધ્યસ્થીની સહાય વિના સ્વતંત્ર રીતે રોકાણ અને તેમના રોકાણોને ટ્રેક કરી શકે તેવા રોકાણકારો ફંડ હાઉસમાંથી સીધી યોજનાઓમાં રોકાણ કરી શકે છે.
સીધા ભંડોળમાં, નિયમિત ભંડોળ જેવા કોઈ ખર્ચ ખર્ચ નથી. ત્યાં કોઈ છેવિતરક શુલ્ક / ટ્રાન્ઝેક્શન ચાર્જર્સ, વગેરે, સીધી યોજનાઓનો ખર્ચ ગુણોત્તર ઓછો છે. વળતર પર પણ આ અસર. ડાયરેક્ટ મ્યુચ્યુઅલ ફંડનો ખર્ચ ગુણોત્તર ઓછો હોવાથી, તે નિયમિત યોજનાઓ કરતા થોડો વધારે હોઈ શકે છે - લગભગ 0.5 ટકાથી 1.5 ટકા વધારે. આ એક કારણ છે કે રોકાણકારો સીધા ભંડોળની પસંદગી કરી રહ્યા છે.
આદર્શરીતે, એકરોકાણકાર જેમને મ્યુચ્યુઅલ ફંડના રોકાણનો અનુભવ છે અને માર્કેટની ગતિવિધિઓ વિશેનું યોગ્ય જ્ knowledgeાન તે સીધી યોજનાઓ માટે પસંદ કરે છે. તદુપરાંત, અનુભવી જેમને રોકાણ અંગે કોઈ સલાહની જરૂર નથી અથવા ફક્ત તેમના સીધા મ્યુચ્યુઅલ ફંડ રોકાણોનું સંચાલન કરી શકે છે તે આ વિકલ્પ પસંદ કરી શકે છે.
હાઇબ્રિડ ફંડ્સ, તરીકે પણ ઓળખાય છેસંતુલિત નિધિ, એક પ્રકાર છેમ્યુચ્યુઅલ ફંડ્સ તે ઇક્વિટીના સંયોજન તરીકે કાર્ય કરે છે અનેTણ ભંડોળ. આ ભંડોળ રોકાણકારોને ચોક્કસ પ્રમાણમાં ઇક્વિટી અને debtણ બજારો બંનેમાં રોકાણ કરવાની મંજૂરી આપે છે. આ ભંડોળમાં મ્યુચ્યુઅલ ફંડના રોકાણનું પ્રમાણ કાં તો પૂર્વનિર્ધારિત છે અથવા તે સમયગાળા દરમિયાન બદલાઈ શકે છે.
હાઇબ્રિડ મ્યુચ્યુઅલ ફંડ્સ એ એક છેશ્રેષ્ઠ રોકાણ યોજના કારણ કે તેઓ રોકાણકારોને માત્ર મૂડી વૃદ્ધિનો આનંદ માણી શકતા નથી, પરંતુ નિયમિત અંતરાલમાં નિશ્ચિત આવક પણ મેળવે છે.
સંતુલિત ભંડોળ ઓછા અસ્થિર છે. તેઓ ઇક્વિટી અને debtણ ભંડોળ બંનેમાં offerણ ઘટક દ્વારા ઇક્વિટી ઘટક અને સ્થિરતા દ્વારા ઉચ્ચ વળતરની ખાતરી આપે છે.
આ ભંડોળ પોર્ટફોલિયોને સંતુલિત કરવામાં મદદ કરે છે. જેમ જેમ ફંડ બંને શેરોમાં રોકાણ કરે છે અનેબોન્ડ્સ, રોકાણકારો સરળતાથી દ્વારા સંતુલિત પોર્ટફોલિયો બનાવી શકે છેરોકાણ સંતુલિત મ્યુચ્યુઅલ ફંડમાં.
હાઇબ્રિડ ફંડ્સ વિવિધતા લાભો પણ પૂરા પાડે છે. વિવિધતા સ્થિર વળતર પેદા કરવામાં મદદ કરે છે; જેથી જો કોઈ એક ભંડોળ અન્ડરફોર્મ કરે છે, તો અન્ય લોકો પોર્ટફોલિયોને સ્થિર કરી શકે છે. આ પોર્ટફોલિયોના એકંદર જોખમને ઘટાડશે.
આદર્શરીતે, હાઇબ્રિડ ફંડ્સ ઇચ્છતા રોકાણકારો માટે સારું રોકાણ વિકલ્પ હોઈ શકે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો. આ ભંડોળ બંને વિશ્વમાં શ્રેષ્ઠ છે: ફાયદાઇક્વિટીઝ જ્યારે નિશ્ચિત આવકના રોકાણનો લાભ મેળવો. આમ, રોકાણકારો ઉપરોક્ત સૂચિબદ્ધ શ્રેષ્ઠ વર્ણસંકર મ્યુચ્યુઅલ ફંડ્સ પસંદ કરી શકે છે અને યોજનામાં રોકાણ કરીને સારું નફો મેળવી શકે છે.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Balanced Fund - Direct Growth ₹140.421
↓ -0.03 ₹822 10.3 -0.2 0.7 26.8 28.6 29.3 UTI Wealth Builder Fund - Direct Growth ₹83.0004
↑ 0.01 ₹5,659 8 4.9 9.5 23.7 18.4 21.9 Edelweiss Prudent Advantage Fund - Direct Growth ₹74.15
↓ -0.12 ₹2,749 9.5 5.3 10.3 23.7 23.8 22.2 UTI Balanced Fund - Direct Growth ₹440.603
↓ -0.05 ₹6,254 8.6 4 7.8 21.2 22.8 20.5 Franklin India Balanced Fund - Direct Growth ₹312.929
↑ 0.10 ₹2,187 8.4 3.7 7.7 20.4 21 18.9 BNP Paribas Balanced Fund - Direct Growth ₹32.1777
↓ -0.04 ₹1,224 9.1 3.1 5.9 20.3 20.2 21.2 Axis Dynamic Equity Fund - Direct Growth ₹23.53
↑ 0.03 ₹3,161 6.2 4.6 9.2 17.9 15.5 19 Edelweiss Equity Savings Advantage Fund - Direct Growth ₹27.8005
↑ 0.10 ₹639 5 4.5 9.9 13.6 12.7 14.5 UTI SPREAD Fund - Direct Growth ₹37.3071
↑ 0.02 ₹7,308 1.9 3.7 7.7 7.5 6.2 8.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25
To provide steady current income as well as long term growth of capital. JM Balanced Fund - Direct is a Hybrid - Hybrid Equity fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for JM Balanced Fund - Direct Returns up to 1 year are on The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. UTI Wealth Builder Fund - Direct is a Hybrid - Multi Asset fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for UTI Wealth Builder Fund - Direct Returns up to 1 year are on The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds.
However, there is no assurance that the investment objective of the Scheme will be realized. Edelweiss Prudent Advantage Fund - Direct is a Hybrid - Multi Asset fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Prudent Advantage Fund - Direct Returns up to 1 year are on The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation. UTI Balanced Fund - Direct is a Hybrid - Hybrid Equity fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for UTI Balanced Fund - Direct Returns up to 1 year are on The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments. Franklin India Balanced Fund - Direct is a Hybrid - Hybrid Equity fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Balanced Fund - Direct Returns up to 1 year are on The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns BNP Paribas Balanced Fund - Direct is a Hybrid - Hybrid Equity fund was launched on 7 Apr 17. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Balanced Fund - Direct Returns up to 1 year are on To generate capital appreciation by investing in a portfolio of equity or equity linked securities while secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Axis Dynamic Equity Fund - Direct is a Hybrid - Dynamic Allocation fund was launched on 1 Aug 17. It is a fund with Moderately High risk and has given a Below is the key information for Axis Dynamic Equity Fund - Direct Returns up to 1 year are on "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Edelweiss Equity Savings Advantage Fund - Direct is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Equity Savings Advantage Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and derivative market by investing predominantly in equity and equity-related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised. UTI SPREAD Fund - Direct is a Hybrid - Arbitrage fund was launched on 23 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for UTI SPREAD Fund - Direct Returns up to 1 year are on 1. JM Balanced Fund - Direct
CAGR/Annualized
return of 14.8% since its launch. Return for 2024 was 29.3% , 2023 was 35.5% and 2022 was 9.1% . JM Balanced Fund - Direct
Growth Launch Date 1 Jan 13 NAV (01 Jul 25) ₹140.421 ↓ -0.03 (-0.02 %) Net Assets (Cr) ₹822 on 31 May 25 Category Hybrid - Hybrid Equity AMC JM Financial Asset Management Limited Rating Risk Moderately High Expense Ratio 0.69 Sharpe Ratio -0.15 Information Ratio 1.29 Alpha Ratio -5.68 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹17,256 30 Jun 22 ₹17,348 30 Jun 23 ₹21,982 30 Jun 24 ₹34,689 30 Jun 25 ₹35,401 Returns for JM Balanced Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 4.7% 3 Month 10.3% 6 Month -0.2% 1 Year 0.7% 3 Year 26.8% 5 Year 28.6% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 29.3% 2023 35.5% 2022 9.1% 2021 23.9% 2020 31.5% 2019 -6.8% 2018 2.5% 2017 18.6% 2016 3.8% 2015 1.3% Fund Manager information for JM Balanced Fund - Direct
Name Since Tenure Satish Ramanathan 1 Oct 24 0.75 Yr. Asit Bhandarkar 31 Dec 21 3.5 Yr. Ruchi Fozdar 4 Oct 24 0.74 Yr. Deepak Gupta 11 Apr 25 0.22 Yr. Data below for JM Balanced Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.78% Equity 76.32% Debt 19.9% Equity Sector Allocation
Sector Value Financial Services 22.98% Technology 14.2% Consumer Cyclical 9.98% Industrials 9.53% Basic Materials 7.09% Communication Services 4.97% Consumer Defensive 3.98% Health Care 3.6% Debt Sector Allocation
Sector Value Government 11.33% Corporate 10.32% Cash Equivalent 2.03% Credit Quality
Rating Value AA 1.13% AAA 98.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL5% ₹41 Cr 220,000
↑ 20,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT4% ₹33 Cr 88,520
↑ 20,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | BAJFINANCE4% ₹32 Cr 34,504
↓ -9,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK4% ₹31 Cr 160,000
↓ -32,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Dec 23 | TECHM4% ₹29 Cr 185,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK4% ₹29 Cr 200,114 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX3% ₹26 Cr 40,000
↑ 40,000 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | 5429043% ₹25 Cr 5,876,466
↑ 800,000 Waaree Energies Ltd (Technology)
Equity, Since 31 May 25 | 5442773% ₹24 Cr 80,000
↑ 80,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 25 | HAL3% ₹21 Cr 42,000
↑ 42,000 2. UTI Wealth Builder Fund - Direct
CAGR/Annualized
return of 10.6% since its launch. Return for 2024 was 21.9% , 2023 was 30.2% and 2022 was 5.3% . UTI Wealth Builder Fund - Direct
Growth Launch Date 1 Jan 13 NAV (01 Jul 25) ₹83.0004 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹5,659 on 31 May 25 Category Hybrid - Multi Asset AMC UTI Asset Management Company Ltd Rating Risk Moderately High Expense Ratio 0.81 Sharpe Ratio 0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,564 30 Jun 22 ₹12,376 30 Jun 23 ₹15,426 30 Jun 24 ₹21,305 30 Jun 25 ₹23,394 Returns for UTI Wealth Builder Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 2.8% 3 Month 8% 6 Month 4.9% 1 Year 9.5% 3 Year 23.7% 5 Year 18.4% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.9% 2023 30.2% 2022 5.3% 2021 12.7% 2020 14% 2019 4.8% 2018 0.5% 2017 18.2% 2016 8% 2015 -3.1% Fund Manager information for UTI Wealth Builder Fund - Direct
Name Since Tenure Sharwan Kumar Goyal 12 Nov 21 3.63 Yr. Jaydeep Bhowal 1 Oct 24 0.75 Yr. Data below for UTI Wealth Builder Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 15.07% Equity 57.64% Debt 16.57% Other 10.73% Equity Sector Allocation
Sector Value Financial Services 15.81% Technology 13.18% Consumer Defensive 8.4% Basic Materials 6.46% Consumer Cyclical 6.17% Health Care 5.45% Industrials 4.24% Energy 3.21% Communication Services 2.91% Real Estate 0.62% Utility 0.31% Debt Sector Allocation
Sector Value Cash Equivalent 15.07% Government 11.1% Corporate 5.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity UTI Gold ETF
- | -11% ₹613 Cr 75,977,316 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | ICICIBANK4% ₹228 Cr 1,575,020
↑ 54,600 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL3% ₹160 Cr 863,456 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹158 Cr 1,500,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | HDFCBANK3% ₹151 Cr 774,832
↑ 44,550 Infosys Ltd (Technology)
Equity, Since 31 Mar 24 | INFY3% ₹148 Cr 947,578 ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 22 | ITC2% ₹134 Cr 3,198,354 Tata Consultancy Services Ltd (Technology)
Equity, Since 29 Feb 24 | TCS2% ₹133 Cr 384,931 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 24 | HCLTECH2% ₹133 Cr 811,653
↑ 1,400 Bajaj Finserv Ltd (Financial Services)
Equity, Since 29 Feb 24 | BAJAJFINSV2% ₹118 Cr 587,213
↑ 14,000 3. Edelweiss Prudent Advantage Fund - Direct
CAGR/Annualized
return of 15.1% since its launch. Return for 2024 was 22.2% , 2023 was 27.7% and 2022 was 7.4% . Edelweiss Prudent Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (01 Jul 25) ₹74.15 ↓ -0.12 (-0.16 %) Net Assets (Cr) ₹2,749 on 31 May 25 Category Hybrid - Multi Asset AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 0.56 Information Ratio 2.27 Alpha Ratio 3.5 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹14,725 30 Jun 22 ₹15,524 30 Jun 23 ₹19,486 30 Jun 24 ₹26,389 30 Jun 25 ₹29,344 Returns for Edelweiss Prudent Advantage Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 3.3% 3 Month 9.5% 6 Month 5.3% 1 Year 10.3% 3 Year 23.7% 5 Year 23.8% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.2% 2023 27.7% 2022 7.4% 2021 29.5% 2020 14.5% 2019 12.1% 2018 0.8% 2017 26.8% 2016 0.6% 2015 2.7% Fund Manager information for Edelweiss Prudent Advantage Fund - Direct
Name Since Tenure Bhavesh Jain 14 Oct 15 9.72 Yr. Bharat Lahoti 1 Oct 21 3.75 Yr. Rahul Dedhia 1 Jul 24 1 Yr. Pranavi Kulkarni 1 Aug 24 0.91 Yr. Data below for Edelweiss Prudent Advantage Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 7.23% Equity 75.84% Debt 16.92% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 23.39% Industrials 9.07% Health Care 8.39% Technology 7.84% Consumer Cyclical 7.8% Basic Materials 5.02% Consumer Defensive 4.08% Utility 3.17% Communication Services 3.05% Energy 2.77% Real Estate 0.34% Debt Sector Allocation
Sector Value Government 11.37% Cash Equivalent 6.55% Corporate 6.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -7% ₹191 Cr 19,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | ICICIBANK6% ₹176 Cr 1,218,819 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFCBANK5% ₹136 Cr 699,107 Edelweiss Liquid Dir Gr
Investment Fund | -4% ₹101 Cr 298,946 6.54% Govt Stock 2032
Sovereign Bonds | -3% ₹77 Cr 7,500,000 Hdb Financial Services Limited
Debentures | -3% ₹75 Cr 7,500,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 15 | SBIN2% ₹67 Cr 828,301 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL2% ₹62 Cr 333,781 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 20 | RELIANCE2% ₹59 Cr 416,887 Infosys Ltd (Technology)
Equity, Since 31 May 15 | INFY2% ₹58 Cr 373,077 4. UTI Balanced Fund - Direct
CAGR/Annualized
return of 13.7% since its launch. Return for 2024 was 20.5% , 2023 was 26.2% and 2022 was 6.3% . UTI Balanced Fund - Direct
Growth Launch Date 1 Jan 13 NAV (01 Jul 25) ₹440.603 ↓ -0.05 (-0.01 %) Net Assets (Cr) ₹6,254 on 31 May 25 Category Hybrid - Hybrid Equity AMC UTI Asset Management Company Ltd Rating Risk Moderately High Expense Ratio 1.29 Sharpe Ratio 0.47 Information Ratio 1.89 Alpha Ratio 2.24 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,210 30 Jun 22 ₹15,782 30 Jun 23 ₹19,414 30 Jun 24 ₹25,968 30 Jun 25 ₹28,186 Returns for UTI Balanced Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 2.7% 3 Month 8.6% 6 Month 4% 1 Year 7.8% 3 Year 21.2% 5 Year 22.8% 10 Year 15 Year Since launch 13.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.5% 2023 26.2% 2022 6.3% 2021 31.3% 2020 14.1% 2019 3.1% 2018 -4.9% 2017 26.6% 2016 9.4% 2015 2.8% Fund Manager information for UTI Balanced Fund - Direct
Name Since Tenure V Srivatsa 24 Sep 09 15.78 Yr. Sunil Patil 5 Feb 18 7.4 Yr. Data below for UTI Balanced Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 2.22% Equity 68.45% Debt 29.33% Equity Sector Allocation
Sector Value Financial Services 22.79% Consumer Cyclical 7.34% Technology 6.34% Energy 5.45% Basic Materials 5.36% Industrials 5.04% Communication Services 4.93% Consumer Defensive 4.57% Health Care 4.26% Utility 1.59% Real Estate 0.78% Debt Sector Allocation
Sector Value Government 21.67% Corporate 7.66% Cash Equivalent 2.22% Credit Quality
Rating Value AA 1% AAA 99% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK7% ₹432 Cr 2,223,431 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | ICICIBANK6% ₹350 Cr 2,418,644 6.92% Govt Stock 2039
Sovereign Bonds | -5% ₹283 Cr 2,700,000,000
↑ 200,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹247 Cr 2,300,000,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹191 Cr 1,225,427
↑ 50,443 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 06 | ITC3% ₹174 Cr 4,164,106
↓ -179,213 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 19 | RELIANCE2% ₹154 Cr 1,085,588
↑ 72,263 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹152 Cr 1,425,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹128 Cr 1,200,000,000 6.33% Government Of India
Sovereign Bonds | -2% ₹126 Cr 1,250,000,000
↑ 1,250,000,000 5. Franklin India Balanced Fund - Direct
CAGR/Annualized
return of 14.9% since its launch. Return for 2024 was 18.9% , 2023 was 23.9% and 2022 was 5.8% . Franklin India Balanced Fund - Direct
Growth Launch Date 1 Jan 13 NAV (01 Jul 25) ₹312.929 ↑ 0.10 (0.03 %) Net Assets (Cr) ₹2,187 on 31 May 25 Category Hybrid - Hybrid Equity AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 1.05 Sharpe Ratio 0.42 Information Ratio 1.39 Alpha Ratio 1.47 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,116 30 Jun 22 ₹14,943 30 Jun 23 ₹18,125 30 Jun 24 ₹24,113 30 Jun 25 ₹26,109 Returns for Franklin India Balanced Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 2% 3 Month 8.4% 6 Month 3.7% 1 Year 7.7% 3 Year 20.4% 5 Year 21% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.9% 2023 23.9% 2022 5.8% 2021 25% 2020 14.8% 2019 9.1% 2018 -0.4% 2017 22.8% 2016 9.2% 2015 6.1% Fund Manager information for Franklin India Balanced Fund - Direct
Name Since Tenure Ajay Argal 4 Oct 24 0.74 Yr. Anuj Tagra 7 Mar 24 1.32 Yr. Chandni Gupta 7 Mar 24 1.32 Yr. Sandeep Manam 18 Oct 21 3.7 Yr. Rajasa Kakulavarapu 6 Sep 21 3.82 Yr. Data below for Franklin India Balanced Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.68% Equity 67.38% Debt 28.94% Equity Sector Allocation
Sector Value Financial Services 21.53% Consumer Cyclical 10.61% Industrials 7.58% Technology 6.79% Health Care 4.63% Communication Services 3.72% Consumer Defensive 3.37% Utility 3.06% Energy 2.79% Basic Materials 2.56% Real Estate 0.74% Debt Sector Allocation
Sector Value Corporate 26.59% Cash Equivalent 3.68% Government 2.35% Credit Quality
Rating Value AA 24.78% AAA 75.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK7% ₹161 Cr 827,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK6% ₹130 Cr 900,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT3% ₹76 Cr 206,500
↓ -3,500 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK3% ₹66 Cr 550,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 05 | BHARTIARTL3% ₹66 Cr 353,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY3% ₹64 Cr 410,000
↓ -12,900 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹61 Cr 430,000
↑ 30,000 Bharti Telecom Limited
Debentures | -2% ₹54 Cr 5,000 Bajaj Finance Limited
Debentures | -2% ₹53 Cr 5,000 ICICI Home Finance Company Limited
Debentures | -2% ₹52 Cr 5,000 6. BNP Paribas Balanced Fund - Direct
CAGR/Annualized
return of 15.3% since its launch. Return for 2024 was 21.2% , 2023 was 23% and 2022 was 6.1% . BNP Paribas Balanced Fund - Direct
Growth Launch Date 7 Apr 17 NAV (01 Jul 25) ₹32.1777 ↓ -0.04 (-0.14 %) Net Assets (Cr) ₹1,224 on 31 May 25 Category Hybrid - Hybrid Equity AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating Risk Moderately High Expense Ratio 0.6 Sharpe Ratio 0.34 Information Ratio 1.5 Alpha Ratio 0.71 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹14,533 30 Jun 22 ₹14,511 30 Jun 23 ₹17,548 30 Jun 24 ₹23,698 30 Jun 25 ₹25,251 Returns for BNP Paribas Balanced Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 1.6% 3 Month 9.1% 6 Month 3.1% 1 Year 5.9% 3 Year 20.3% 5 Year 20.2% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.2% 2023 23% 2022 6.1% 2021 24.3% 2020 16.8% 2019 18% 2018 2% 2017 2016 2015 Fund Manager information for BNP Paribas Balanced Fund - Direct
Name Since Tenure Jitendra Sriram 16 Jun 22 3.04 Yr. Gurvinder Wasan 21 Oct 24 0.69 Yr. Pratish Krishnan 14 Mar 22 3.3 Yr. Data below for BNP Paribas Balanced Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.8% Equity 71.1% Debt 25.1% Equity Sector Allocation
Sector Value Financial Services 18.89% Industrials 12.94% Consumer Cyclical 9.69% Technology 7.66% Energy 7.08% Consumer Defensive 6.18% Basic Materials 3.51% Health Care 2.26% Communication Services 2.05% Utility 1.16% Real Estate 0.49% Debt Sector Allocation
Sector Value Corporate 13.52% Government 11.11% Cash Equivalent 4.26% Credit Quality
Rating Value AA 26.43% AAA 73.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFCBANK6% ₹79 Cr 405,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK6% ₹75 Cr 522,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 21 | RELIANCE5% ₹60 Cr 423,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT4% ₹50 Cr 135,000 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹46 Cr 4,285,700
↑ 1,000,000 Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | POWERINDIA3% ₹38 Cr 19,800
↓ -900 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 20 | TCS3% ₹31 Cr 90,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 23 | KOTAKBANK2% ₹30 Cr 144,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 21 | ITC2% ₹29 Cr 702,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 17 | INFY2% ₹27 Cr 171,000 7. Axis Dynamic Equity Fund - Direct
CAGR/Annualized
return of 11.4% since its launch. Return for 2024 was 19% , 2023 was 21.5% and 2022 was 0.9% . Axis Dynamic Equity Fund - Direct
Growth Launch Date 1 Aug 17 NAV (01 Jul 25) ₹23.53 ↑ 0.03 (0.13 %) Net Assets (Cr) ₹3,161 on 31 May 25 Category Hybrid - Dynamic Allocation AMC Axis Asset Management Company Limited Rating Risk Moderately High Expense Ratio 0.81 Sharpe Ratio 0.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,331 30 Jun 22 ₹12,585 30 Jun 23 ₹14,549 30 Jun 24 ₹18,791 30 Jun 25 ₹20,596 Returns for Axis Dynamic Equity Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 1.5% 3 Month 6.2% 6 Month 4.6% 1 Year 9.2% 3 Year 17.9% 5 Year 15.5% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 19% 2023 21.5% 2022 0.9% 2021 17.2% 2020 11.4% 2019 7.5% 2018 4.5% 2017 2016 2015 Fund Manager information for Axis Dynamic Equity Fund - Direct
Name Since Tenure Devang Shah 5 Apr 24 1.16 Yr. Hardik Shah 31 Jan 22 3.33 Yr. Jayesh Sundar 28 Sep 23 1.68 Yr. Data below for Axis Dynamic Equity Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 19.62% Equity 53.52% Debt 26.87% Equity Sector Allocation
Sector Value Financial Services 22.09% Energy 8.07% Technology 7.41% Consumer Cyclical 6.89% Industrials 6.03% Health Care 4.75% Basic Materials 3.59% Consumer Defensive 3.22% Communication Services 2.67% Utility 2.05% Real Estate 0.33% Debt Sector Allocation
Sector Value Cash Equivalent 19.33% Corporate 15.35% Government 11.8% Credit Quality
Rating Value AA 31.7% AAA 68.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE6% ₹202 Cr 1,425,062
↑ 141,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | HDFCBANK6% ₹191 Cr 983,329
↓ -5,393 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK5% ₹145 Cr 1,005,318
↑ 67 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY3% ₹105 Cr 670,105
↓ -1,523 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹90 Cr 8,500,000
↑ 8,500,000 State Bank of India (Financial Services)
Equity, Since 31 May 21 | SBIN3% ₹87 Cr 1,067,331 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M3% ₹84 Cr 282,227
↓ -12,250 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 22 | BHARTIARTL2% ₹73 Cr 393,859 Nifty June 2025 Future
- | -2% ₹72 Cr 28,800
↑ 28,800 Reliance Industries Limited June 2025 Future
Derivatives | -2% -₹71 Cr 496,000
↑ 496,000 8. Edelweiss Equity Savings Advantage Fund - Direct
CAGR/Annualized
return of 10% since its launch. Return for 2024 was 14.5% , 2023 was 14.3% and 2022 was 4.6% . Edelweiss Equity Savings Advantage Fund - Direct
Growth Launch Date 13 Oct 14 NAV (01 Jul 25) ₹27.8005 ↑ 0.10 (0.36 %) Net Assets (Cr) ₹639 on 31 May 25 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 0.6 Sharpe Ratio 0.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,077 30 Jun 22 ₹12,446 30 Jun 23 ₹14,011 30 Jun 24 ₹16,548 30 Jun 25 ₹18,153
Purchase not allowed Returns for Edelweiss Equity Savings Advantage Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 1.8% 3 Month 5% 6 Month 4.5% 1 Year 9.9% 3 Year 13.6% 5 Year 12.7% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.5% 2023 14.3% 2022 4.6% 2021 13.1% 2020 14.1% 2019 8.1% 2018 4.9% 2017 15.8% 2016 4.9% 2015 5.8% Fund Manager information for Edelweiss Equity Savings Advantage Fund - Direct
Name Since Tenure Bhavesh Jain 1 Oct 21 3.75 Yr. Bharat Lahoti 18 Sep 17 7.79 Yr. Rahul Dedhia 1 Jul 24 1 Yr. Pranavi Kulkarni 1 Aug 24 0.91 Yr. Data below for Edelweiss Equity Savings Advantage Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 60.52% Equity 25.72% Debt 13.76% Equity Sector Allocation
Sector Value Financial Services 18.57% Basic Materials 9.91% Energy 9.18% Industrials 6.32% Consumer Cyclical 5.38% Communication Services 4.41% Health Care 3.81% Technology 3.38% Consumer Defensive 2.76% Utility 2.19% Real Estate 0.4% Debt Sector Allocation
Sector Value Cash Equivalent 53.06% Corporate 11.4% Government 9.82% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE7% ₹44 Cr 310,000
↑ 8,231 Future on Reliance Industries Ltd
Derivatives | -5% -₹35 Cr 245,500 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK5% ₹34 Cr 172,250
↑ 54,966 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹26 Cr 2,500,000 Hdb Financial Services Limited
Debentures | -4% ₹25 Cr 2,500,000 Future on UPL Ltd
Derivatives | -4% -₹24 Cr 380,755
↑ 17,615 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹22 Cr 118,773 Future on HDFC Bank Ltd
Derivatives | -3% -₹22 Cr 112,200
↑ 52,250 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK3% ₹19 Cr 130,000
↑ 4,774 Future on Bharti Airtel Ltd
Derivatives | -3% -₹19 Cr 99,275 9. UTI SPREAD Fund - Direct
CAGR/Annualized
return of 6.8% since its launch. Return for 2024 was 8.3% , 2023 was 7.8% and 2022 was 4.6% . UTI SPREAD Fund - Direct
Growth Launch Date 23 Jan 13 NAV (01 Jul 25) ₹37.3071 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹7,308 on 31 May 25 Category Hybrid - Arbitrage AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.3 Sharpe Ratio 3.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-30 Days (0.5%),30 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,422 30 Jun 22 ₹10,856 30 Jun 23 ₹11,538 30 Jun 24 ₹12,504 30 Jun 25 ₹13,463 Returns for UTI SPREAD Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.7% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.8% 2022 4.6% 2021 4.5% 2020 5% 2019 6.7% 2018 6.7% 2017 6.2% 2016 7% 2015 8.2% Fund Manager information for UTI SPREAD Fund - Direct
Name Since Tenure Amit Sharma 2 Jul 18 7 Yr. Sharwan Kumar Goyal 1 Jan 21 4.5 Yr. Data below for UTI SPREAD Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 96.38% Equity 0.87% Debt 2.72% Other 0.04% Equity Sector Allocation
Sector Value Financial Services 24.99% Basic Materials 7.17% Technology 6.68% Consumer Cyclical 6.67% Energy 6.13% Industrials 5.23% Health Care 4.26% Consumer Defensive 4.07% Communication Services 2.75% Utility 1.61% Real Estate 1% Debt Sector Allocation
Sector Value Cash Equivalent 77.36% Corporate 15.55% Government 6.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity UTI Money Market Dir Gr
Investment Fund | -15% ₹1,111 Cr 3,574,531
↑ 323,701 Future on ICICI Bank Ltd
Derivatives | -5% -₹344 Cr 2,365,300
↑ 226,800 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | ICICIBANK5% ₹342 Cr 2,365,300
↑ 226,800 Future on Reliance Industries Ltd
Derivatives | -5% -₹335 Cr 2,340,000
↑ 281,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 23 | RELIANCE5% ₹332 Cr 2,340,000
↑ 281,500 Future on HDFC Bank Ltd
Derivatives | -5% -₹331 Cr 1,694,550
↑ 402,050 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK5% ₹330 Cr 1,694,550
↑ 402,050 Future on Infosys Ltd
Derivatives | -3% -₹190 Cr 1,208,800
↑ 145,600 Infosys Ltd (Technology)
Equity, Since 31 Aug 24 | INFY3% ₹189 Cr 1,208,800
↑ 145,600 Future on State Bank of India
Derivatives | -2% -₹136 Cr 1,665,000
↑ 1,605,000