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2022 માટે 10 શ્રેષ્ઠ SBI મ્યુચ્યુઅલ ફંડ યોજનાઓ

Updated on September 2, 2025 , 194927 views

ભારતનું સૌથી જૂનું અને સૌથી મોટું ફંડ હાઉસ હોવાને કારણે, રોકાણકારો ઘણીવાર મ્યુચ્યુઅલ ફંડ દ્વારા ઓફર કરવામાં આવતી યોજનાઓ દ્વારા આકર્ષાય છે.SBI મ્યુચ્યુઅલ ફંડ. માં 30 વર્ષથી વધુની હાજરી સાથેબજાર, SBI MF પાસે વ્યાપક છેરોકાણકાર 5 મિલિયનથી વધુનો આધાર. દરેક પ્રકારના રોકાણકારોને પૂરી કરવા માટે, કંપની મોટી સંખ્યામાં મ્યુચ્યુઅલ ફંડ યોજનાઓ ઓફર કરે છે.

SBI

રોકાણકારો તેમના તમામ ટૂંકા, મધ્ય અને લાંબા ગાળાની યોજના બનાવી શકે છેનાણાકીય લક્ષ્યો દ્વારારોકાણ આ યોજનાઓમાં. નીચે ટોચની 10 શ્રેષ્ઠ SBI મ્યુચ્યુઅલ ફંડ યોજનાઓની સૂચિ છે જે સમયાંતરે સારું વળતર આપવાની ક્ષમતા ધરાવે છે. આ ફંડ્સ એયુએમ જેવા કેટલાક મહત્વપૂર્ણ પરિમાણોને ધ્યાનમાં લઈને શોર્ટલિસ્ટ કરવામાં આવ્યા છે.નથી, ભૂતકાળનું પ્રદર્શન, પીઅર સરેરાશ વળતર અને અન્ય મુખ્ય પરિમાણો.

SBI મ્યુચ્યુઅલ ફંડમાં શા માટે રોકાણ કરો?

મૂડી પ્રશંસા: SBI MF માં રોકાણ કરવાથી તમને એપાટનગર તમે જે ફંડમાં રોકાણ કરવા માંગો છો તેના આધારે ઓછા જોખમવાળા રોકાણો તેમજ ઉચ્ચ જોખમવાળા રોકાણો માટે પ્રશંસા.

સલામતી: SBI દ્વારા મ્યુચ્યુઅલ ફંડ યોજનાઓ દેશની વિશ્વસનીય અને ભરોસાપાત્ર ફંડ યોજનાઓમાંની એક છે.

વિકલ્પોની વિવિધતા: SBI મ્યુચ્યુઅલ ફંડમાં રોકાણ વ્યાપક સાથે આવે છેશ્રેણી પસંદગીઓમાં, તમે SBI દ્વારા ઓફર કરવામાં આવતી આ યોજનાઓમાં ટૂંકા ગાળાના, મધ્ય-ગાળાના અને લાંબા ગાળા માટે રોકાણ કરી શકો છો.

ઉત્તમ રેટિંગ્સ: SBIની ઘણી ઇક્વિટી સ્કીમ્સનું CRISIL રેટિંગ ત્રણ અને તેથી વધુ છે.

સ્થાનિક અને ઑફશોર ફંડ મેનેજમેન્ટ: કંપની ઘરેલું અને બંનેના સંચાલનમાં કુશળતા ધરાવે છેઓફશોર ભંડોળ.

કર લાભો: SBI મ્યુચ્યુઅલ ફંડ સાથે ટેક્સ બચાવવા વધુ સરળ છે. કંપની પૂરી પાડે છેઇક્વિટી લિંક્ડ સેવિંગ્સ સ્કીમ રોકાણકારો ટેક્સ બચાવવા માટે.

NRI રોકાણ: કંપની એનઆરઆઈને પણ તેમાં રોકાણ કરવાની મંજૂરી આપે છેમ્યુચ્યુઅલ ફંડ.

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શ્રેષ્ઠ SBI મ્યુચ્યુઅલ ફંડ યોજનાઓ

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI Gold Fund Growth ₹31.0681
↑ 0.06
₹4,740 5,000 500 8.321.646.926.514.419.6
SBI Dynamic Asset Allocation Fund Growth ₹15.9463
↑ 0.03
₹655 5,000 500 3.96.225.16.98.3
SBI Banking & Financial Services Fund Growth ₹41.5183
↓ -0.18
₹8,450 5,000 500 0.9169.417.620.819.6
SBI Credit Risk Fund Growth ₹46.1616
↑ 0.05
₹2,221 5,000 500 1.44.68.386.98.1
SBI Short Term Debt Fund Growth ₹32.4787
↑ 0.02
₹16,453 5,000 500 0.94.68.27.35.87.7
SBI Banking and PSU Fund Growth ₹3,144.34
↑ 2.95
₹4,119 5,000 500 0.44.57.97.15.57.7
SBI Magnum Medium Duration Fund Growth ₹51.5386
↑ 0.08
₹6,589 5,000 500 0.44.17.87.56.38.1
SBI Magnum Constant Maturity Fund Growth ₹63.9089
↑ 0.22
₹1,884 5,000 500 -0.94.27.77.75.69.1
SBI Savings Fund Growth ₹41.9652
↑ 0.01
₹36,608 500 500 1.547.57.15.67.3
SBI Magnum Low Duration Fund Growth ₹3,533.5
↑ 1.05
₹15,812 5,000 500 1.447.475.67.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 25

Research Highlights & Commentary of 10 Funds showcased

CommentarySBI Gold FundSBI Dynamic Asset Allocation FundSBI Banking & Financial Services FundSBI Credit Risk FundSBI Short Term Debt FundSBI Banking and PSU FundSBI Magnum Medium Duration FundSBI Magnum Constant Maturity FundSBI Savings FundSBI Magnum Low Duration Fund
Point 1Lower mid AUM (₹4,740 Cr).Bottom quartile AUM (₹655 Cr).Upper mid AUM (₹8,450 Cr).Bottom quartile AUM (₹2,221 Cr).Top quartile AUM (₹16,453 Cr).Lower mid AUM (₹4,119 Cr).Upper mid AUM (₹6,589 Cr).Bottom quartile AUM (₹1,884 Cr).Highest AUM (₹36,608 Cr).Upper mid AUM (₹15,812 Cr).
Point 2Established history (13+ yrs).Established history (10+ yrs).Established history (10+ yrs).Established history (21+ yrs).Established history (18+ yrs).Established history (15+ yrs).Established history (21+ yrs).Oldest track record among peers (24 yrs).Established history (21+ yrs).Established history (18+ yrs).
Point 3Rating: 2★ (bottom quartile).Not Rated.Not Rated.Top rated.Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 4★ (top quartile).Rating: 3★ (lower mid).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 55Y return: 14.37% (top quartile).5Y return: 8.31% (upper mid).5Y return: 20.79% (top quartile).1Y return: 8.25% (upper mid).1Y return: 8.24% (upper mid).1Y return: 7.87% (lower mid).1Y return: 7.76% (lower mid).1Y return: 7.68% (bottom quartile).1Y return: 7.47% (bottom quartile).1Y return: 7.43% (bottom quartile).
Point 63Y return: 26.54% (top quartile).3Y return: 6.92% (bottom quartile).3Y return: 17.63% (top quartile).1M return: 0.16% (upper mid).1M return: 0.00% (lower mid).1M return: -0.16% (bottom quartile).1M return: -0.16% (lower mid).1M return: -0.77% (bottom quartile).1M return: 0.40% (upper mid).1M return: 0.31% (upper mid).
Point 71Y return: 46.86% (top quartile).1Y return: 25.12% (top quartile).1Y return: 9.37% (upper mid).Sharpe: 2.43 (upper mid).Sharpe: 1.89 (lower mid).Sharpe: 1.31 (bottom quartile).Sharpe: 1.35 (lower mid).Sharpe: 0.97 (bottom quartile).Sharpe: 2.23 (upper mid).Sharpe: 1.95 (upper mid).
Point 81M return: 5.73% (top quartile).1M return: 1.04% (top quartile).Alpha: -2.42 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (top quartile).Sharpe: 0.48 (bottom quartile).Yield to maturity (debt): 7.93% (top quartile).Yield to maturity (debt): 6.87% (upper mid).Yield to maturity (debt): 6.77% (upper mid).Yield to maturity (debt): 7.29% (top quartile).Yield to maturity (debt): 6.61% (upper mid).Yield to maturity (debt): 6.22% (lower mid).Yield to maturity (debt): 6.42% (lower mid).
Point 10Sharpe: 2.53 (top quartile).Sharpe: 2.59 (top quartile).Information ratio: 0.59 (top quartile).Modified duration: 2.17 yrs (lower mid).Modified duration: 2.73 yrs (lower mid).Modified duration: 4.13 yrs (bottom quartile).Modified duration: 3.79 yrs (bottom quartile).Modified duration: 6.79 yrs (bottom quartile).Modified duration: 0.51 yrs (upper mid).Modified duration: 0.83 yrs (upper mid).

SBI Gold Fund

  • Lower mid AUM (₹4,740 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.37% (top quartile).
  • 3Y return: 26.54% (top quartile).
  • 1Y return: 46.86% (top quartile).
  • 1M return: 5.73% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.53 (top quartile).

SBI Dynamic Asset Allocation Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.31% (upper mid).
  • 3Y return: 6.92% (bottom quartile).
  • 1Y return: 25.12% (top quartile).
  • 1M return: 1.04% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.59 (top quartile).

SBI Banking & Financial Services Fund

  • Upper mid AUM (₹8,450 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.79% (top quartile).
  • 3Y return: 17.63% (top quartile).
  • 1Y return: 9.37% (upper mid).
  • Alpha: -2.42 (bottom quartile).
  • Sharpe: 0.48 (bottom quartile).
  • Information ratio: 0.59 (top quartile).

SBI Credit Risk Fund

  • Bottom quartile AUM (₹2,221 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 8.25% (upper mid).
  • 1M return: 0.16% (upper mid).
  • Sharpe: 2.43 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.17 yrs (lower mid).

SBI Short Term Debt Fund

  • Top quartile AUM (₹16,453 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.24% (upper mid).
  • 1M return: 0.00% (lower mid).
  • Sharpe: 1.89 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.87% (upper mid).
  • Modified duration: 2.73 yrs (lower mid).

SBI Banking and PSU Fund

  • Lower mid AUM (₹4,119 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.87% (lower mid).
  • 1M return: -0.16% (bottom quartile).
  • Sharpe: 1.31 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.77% (upper mid).
  • Modified duration: 4.13 yrs (bottom quartile).

SBI Magnum Medium Duration Fund

  • Upper mid AUM (₹6,589 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.76% (lower mid).
  • 1M return: -0.16% (lower mid).
  • Sharpe: 1.35 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.29% (top quartile).
  • Modified duration: 3.79 yrs (bottom quartile).

SBI Magnum Constant Maturity Fund

  • Bottom quartile AUM (₹1,884 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.68% (bottom quartile).
  • 1M return: -0.77% (bottom quartile).
  • Sharpe: 0.97 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.61% (upper mid).
  • Modified duration: 6.79 yrs (bottom quartile).

SBI Savings Fund

  • Highest AUM (₹36,608 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.47% (bottom quartile).
  • 1M return: 0.40% (upper mid).
  • Sharpe: 2.23 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.22% (lower mid).
  • Modified duration: 0.51 yrs (upper mid).

SBI Magnum Low Duration Fund

  • Upper mid AUM (₹15,812 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.43% (bottom quartile).
  • 1M return: 0.31% (upper mid).
  • Sharpe: 1.95 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.42% (lower mid).
  • Modified duration: 0.83 yrs (upper mid).
*જો ભંડોળ ધરાવતા હોય તેના આધારે સૂચિ બનાવોસંપત્તિ > 100 કરોડ અને પર છટણીછેલ્લા 1 વર્ષનું વળતર.

1. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

  • Lower mid AUM (₹4,740 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.37% (top quartile).
  • 3Y return: 26.54% (top quartile).
  • 1Y return: 46.86% (top quartile).
  • 1M return: 5.73% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.53 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Top bond sector: Cash Equivalent.
  • Largest holding SBI Gold ETF (~100.2%).
  • Top-3 holdings concentration ~101.0%.

Below is the key information for SBI Gold Fund

SBI Gold Fund
Growth
Launch Date 12 Sep 11
NAV (04 Sep 25) ₹31.0681 ↑ 0.06   (0.19 %)
Net Assets (Cr) ₹4,740 on 31 Jul 25
Category Gold - Gold
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 0.3
Sharpe Ratio 2.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,019
31 Aug 22₹9,649
31 Aug 23₹11,136
31 Aug 24₹13,336
31 Aug 25₹18,695

SBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 5.7%
3 Month 8.3%
6 Month 21.6%
1 Year 46.9%
3 Year 26.5%
5 Year 14.4%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 14.1%
2022 12.6%
2021 -5.7%
2020 27.4%
2019 22.8%
2018 6.4%
2017 3.5%
2016 10%
2015 -8.1%
Fund Manager information for SBI Gold Fund
NameSinceTenure
Raviprakash Sharma12 Sep 1113.98 Yr.

Data below for SBI Gold Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash1.24%
Other98.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Gold ETF
- | -
100%₹4,750 Cr560,811,834
↑ 24,600,000
Net Receivable / Payable
CBLO | -
1%-₹25 Cr
Treps
CBLO/Reverse Repo | -
0%₹14 Cr

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.31% (upper mid).
  • 3Y return: 6.92% (bottom quartile).
  • 1Y return: 25.12% (top quartile).
  • 1M return: 1.04% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.59 (top quartile).
  • Information ratio: 0.00 (upper mid).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund
Growth
Launch Date 26 Mar 15
NAV (02 Jul 21) ₹15.9463 ↑ 0.03   (0.18 %)
Net Assets (Cr) ₹655 on 31 May 21
Category Hybrid - Dynamic Allocation
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.07
Sharpe Ratio 2.59
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 1%
3 Month 3.9%
6 Month 6.2%
1 Year 25.1%
3 Year 6.9%
5 Year 8.3%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for SBI Dynamic Asset Allocation Fund
NameSinceTenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation
Asset ClassValue
Equity Sector Allocation
SectorValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

  • Upper mid AUM (₹8,450 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.79% (top quartile).
  • 3Y return: 17.63% (top quartile).
  • 1Y return: 9.37% (upper mid).
  • Alpha: -2.42 (bottom quartile).
  • Sharpe: 0.48 (bottom quartile).
  • Information ratio: 0.59 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~20.3%).
  • Top-3 holdings concentration ~36.7%.

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (04 Sep 25) ₹41.5183 ↓ -0.18   (-0.42 %)
Net Assets (Cr) ₹8,450 on 31 Jul 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.48
Information Ratio 0.59
Alpha Ratio -2.42
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹15,234
31 Aug 22₹15,694
31 Aug 23₹17,060
31 Aug 24₹23,071
31 Aug 25₹25,268

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -1.3%
3 Month 0.9%
6 Month 16%
1 Year 9.4%
3 Year 17.6%
5 Year 20.8%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 18.6%
2022 13.5%
2021 12.1%
2020 4.8%
2019 20.7%
2018 9.5%
2017 40.7%
2016 17%
2015
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 196.09 Yr.
Pradeep Kesavan1 Dec 231.75 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services91.89%
Asset Allocation
Asset ClassValue
Cash7.47%
Equity92.47%
Debt0.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
20%₹1,718 Cr8,514,715
↓ -1,300,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
8%₹695 Cr8,730,364
↑ 8,600,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK
8%₹691 Cr3,491,554
↑ 400,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
8%₹657 Cr4,435,814
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 532215
5%₹420 Cr3,935,410
↓ -161,313
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 May 25 | SBILIFE
4%₹299 Cr1,625,222
↑ 925,222
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 25 | 500271
4%₹298 Cr1,982,129
↓ -900,000
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 25 | HDFCLIFE
3%₹281 Cr3,720,818
↓ -219,279
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 25 | 532978
3%₹273 Cr1,400,000
↑ 500,000
Aptus Value Housing Finance India Ltd (Financial Services)
Equity, Since 30 Sep 23 | 543335
3%₹244 Cr7,435,950

4. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Research Highlights for SBI Credit Risk Fund

  • Bottom quartile AUM (₹2,221 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 8.25% (upper mid).
  • 1M return: 0.16% (upper mid).
  • Sharpe: 2.43 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.17 yrs (lower mid).
  • Average maturity: 2.96 yrs (lower mid).
  • Exit load: 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL).
  • Top sector: Industrials.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~89%).
  • High-quality debt (AAA/AA ~78%).
  • Largest holding 6.92% Govt Stock 2039 (~6.8%).

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (04 Sep 25) ₹46.1616 ↑ 0.05   (0.10 %)
Net Assets (Cr) ₹2,221 on 31 Jul 25
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 2.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 7.93%
Effective Maturity 2 Years 11 Months 16 Days
Modified Duration 2 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,757
31 Aug 22₹11,148
31 Aug 23₹12,035
31 Aug 24₹12,969
31 Aug 25₹14,026

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 0.2%
3 Month 1.4%
6 Month 4.6%
1 Year 8.3%
3 Year 8%
5 Year 6.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 8.3%
2022 4.2%
2021 5%
2020 9.8%
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 178.59 Yr.

Data below for SBI Credit Risk Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash8.22%
Equity2.91%
Debt88.5%
Other0.36%
Debt Sector Allocation
SectorValue
Corporate73.53%
Government14.97%
Cash Equivalent8.22%
Credit Quality
RatingValue
A21.83%
AA62.09%
AAA16.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
7%₹152 Cr15,000,000
Aadhar Housing Finance Limited
Debentures | -
5%₹113 Cr11,200
Nirma Limited
Debentures | -
5%₹112 Cr11,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
5%₹106 Cr11,000
Infopark Properties Limited
Debentures | -
5%₹106 Cr10,500
Nj Capital Private Limited
Debentures | -
4%₹100 Cr10,000
The Sandur Manganese And Iron Ores Limited
Debentures | -
4%₹83 Cr8,500
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹82 Cr8,000,000
Avanse Financial Services Limited
Debentures | -
4%₹80 Cr8,000
Renserv Global Private Limited
Debentures | -
4%₹80 Cr8,000

5. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

Research Highlights for SBI Short Term Debt Fund

  • Top quartile AUM (₹16,453 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.24% (upper mid).
  • 1M return: 0.00% (lower mid).
  • Sharpe: 1.89 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.87% (upper mid).
  • Modified duration: 2.73 yrs (lower mid).
  • Average maturity: 3.39 yrs (lower mid).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.79% Govt Stock 2034 (~5.7%).

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (04 Sep 25) ₹32.4787 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹16,453 on 31 Jul 25
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio 1.89
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.87%
Effective Maturity 3 Years 4 Months 20 Days
Modified Duration 2 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,505
31 Aug 22₹10,769
31 Aug 23₹11,459
31 Aug 24₹12,297
31 Aug 25₹13,306

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month
3 Month 0.9%
6 Month 4.6%
1 Year 8.2%
3 Year 7.3%
5 Year 5.8%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.7%
2022 3.5%
2021 2.8%
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
2015 8.2%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Mansi Sajeja1 Dec 231.75 Yr.

Data below for SBI Short Term Debt Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash7.07%
Debt92.66%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate70.66%
Government26.19%
Cash Equivalent2.88%
Credit Quality
RatingValue
AA13.86%
AAA86.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
6%₹919 Cr90,000,000
↑ 25,000,000
7.17% Govt Stock 2030
Sovereign Bonds | -
4%₹685 Cr66,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹508 Cr50,000
Rec Limited
Debentures | -
3%₹508 Cr50,000
08.32 RJ Sdl 2029
Sovereign Bonds | -
3%₹474 Cr45,000,000
TATA Communications Limited
Debentures | -
2%₹404 Cr40,000
Small Industries Development Bank Of India
Debentures | -
2%₹356 Cr35,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹331 Cr32,500
↑ 12,500
Small Industries Development Bank Of India
Debentures | -
2%₹330 Cr32,500
Hindustan Petroleum Corporation Limited
Debentures | -
2%₹325 Cr32,500

6. SBI Banking and PSU Fund

(Erstwhile SBI Treasury Advantage Fund)

The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities.

Research Highlights for SBI Banking and PSU Fund

  • Lower mid AUM (₹4,119 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.87% (lower mid).
  • 1M return: -0.16% (bottom quartile).
  • Sharpe: 1.31 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.77% (upper mid).
  • Modified duration: 4.13 yrs (bottom quartile).
  • Average maturity: 6.36 yrs (bottom quartile).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~86%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Power Grid Corporation Of India Limited (~5.2%).

Below is the key information for SBI Banking and PSU Fund

SBI Banking and PSU Fund
Growth
Launch Date 9 Oct 09
NAV (04 Sep 25) ₹3,144.34 ↑ 2.95   (0.09 %)
Net Assets (Cr) ₹4,119 on 31 Jul 25
Category Debt - Banking & PSU Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.8
Sharpe Ratio 1.31
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.77%
Effective Maturity 6 Years 4 Months 10 Days
Modified Duration 4 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,523
31 Aug 22₹10,712
31 Aug 23₹11,377
31 Aug 24₹12,204
31 Aug 25₹13,160

SBI Banking and PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Banking and PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -0.2%
3 Month 0.4%
6 Month 4.5%
1 Year 7.9%
3 Year 7.1%
5 Year 5.5%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.6%
2022 2.9%
2021 2.6%
2020 10.5%
2019 9.7%
2018 7.4%
2017 6.4%
2016 8.3%
2015 8.7%
Fund Manager information for SBI Banking and PSU Fund
NameSinceTenure
Ardhendu Bhattacharya1 Dec 231.75 Yr.
Pradeep Kesavan1 Dec 231.75 Yr.

Data below for SBI Banking and PSU Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash13.87%
Debt85.78%
Other0.35%
Debt Sector Allocation
SectorValue
Corporate47.77%
Government39.8%
Cash Equivalent12.09%
Credit Quality
RatingValue
AA7.31%
AAA92.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Grid Corporation Of India Limited
Debentures | -
5%₹212 Cr23,000
Ongc Petro Additions Limited
Debentures | -
4%₹177 Cr17,500
National Bank For Financing Infrastructure And Development
Debentures | -
4%₹173 Cr17,000
ICICI Bank Limited
Debentures | -
4%₹162 Cr1,600
↑ 1,600
6.33% Goi 2035
Sovereign Bonds | -
4%₹159 Cr16,000,000
↑ 15,500,000
GAil (India) Limited
Debentures | -
4%₹153 Cr1,500
India Infrastructure Finance Company Limited
Debentures | -
4%₹149 Cr15,000
↑ 15,000
7.12% State Government Of Maharashtra 2036
Sovereign Bonds | -
3%₹130 Cr12,905,600
↑ 12,905,600
National Highways Infra TRust
Debentures | -
3%₹125 Cr25,000
Rec Limited
Debentures | -
3%₹117 Cr113
↓ -39

7. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

Research Highlights for SBI Magnum Medium Duration Fund

  • Upper mid AUM (₹6,589 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.76% (lower mid).
  • 1M return: -0.16% (lower mid).
  • Sharpe: 1.35 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.29% (top quartile).
  • Modified duration: 3.79 yrs (bottom quartile).
  • Average maturity: 5.27 yrs (bottom quartile).
  • Exit load: 0-12 Months (1.5%),12 Months and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~92%).
  • Largest holding 6.79% Govt Stock 2034 (~16.2%).
  • Top-3 holdings concentration ~36.8%.

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (04 Sep 25) ₹51.5386 ↑ 0.08   (0.16 %)
Net Assets (Cr) ₹6,589 on 31 Jul 25
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.22
Sharpe Ratio 1.35
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 7.29%
Effective Maturity 5 Years 3 Months 7 Days
Modified Duration 3 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,714
31 Aug 22₹11,013
31 Aug 23₹11,778
31 Aug 24₹12,668
31 Aug 25₹13,626

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -0.2%
3 Month 0.4%
6 Month 4.1%
1 Year 7.8%
3 Year 7.5%
5 Year 6.3%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3.4%
2021 3.8%
2020 12.3%
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Lokesh Mallya1 Dec 231.75 Yr.
Mohit Jain30 Nov 177.76 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash7.34%
Equity0.16%
Debt92.19%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate50.29%
Government41.89%
Cash Equivalent7.34%
Credit Quality
RatingValue
A7.9%
AA40.93%
AAA51.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
16%₹1,062 Cr104,000,000
↓ -15,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
12%₹795 Cr76,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹554 Cr53,500,000
Godrej Properties Limited
Debentures | -
5%₹305 Cr30,000
Avanse Financial Services Limited
Debentures | -
4%₹251 Cr25,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹231 Cr24,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹229 Cr22,500
Yes Bank Limited
Debentures | -
3%₹224 Cr2,250
Aditya Birla Real Estate Limited
Debentures | -
3%₹223 Cr22,000
Renserv Global Private Limited
Debentures | -
3%₹205 Cr20,500

8. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

Research Highlights for SBI Magnum Constant Maturity Fund

  • Bottom quartile AUM (₹1,884 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.68% (bottom quartile).
  • 1M return: -0.77% (bottom quartile).
  • Sharpe: 0.97 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.61% (upper mid).
  • Modified duration: 6.79 yrs (bottom quartile).
  • Average maturity: 9.57 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.1% Govt Stock 2034 (~70.9%).
  • Top-3 holdings concentration ~99.8%.

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (04 Sep 25) ₹63.9089 ↑ 0.22   (0.34 %)
Net Assets (Cr) ₹1,884 on 31 Jul 25
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.63
Sharpe Ratio 0.97
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.61%
Effective Maturity 9 Years 6 Months 25 Days
Modified Duration 6 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,541
31 Aug 22₹10,663
31 Aug 23₹11,367
31 Aug 24₹12,341
31 Aug 25₹13,206

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -0.8%
3 Month -0.9%
6 Month 4.2%
1 Year 7.7%
3 Year 7.7%
5 Year 5.6%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.1%
2023 7.5%
2022 1.3%
2021 2.4%
2020 11.6%
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Sudhir Agarwal1 Jul 250.17 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash2.01%
Debt97.99%
Debt Sector Allocation
SectorValue
Government97.99%
Cash Equivalent2.01%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
71%₹1,327 Cr128,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
27%₹507 Cr48,999,500
Net Receivable / Payable
CBLO | -
2%₹33 Cr
Treps
CBLO/Reverse Repo | -
0%₹4 Cr
6.33% Goi 2035
Sovereign Bonds | -
₹0 Cr00
↓ -500,000

9. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

Research Highlights for SBI Savings Fund

  • Highest AUM (₹36,608 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.47% (bottom quartile).
  • 1M return: 0.40% (upper mid).
  • Sharpe: 2.23 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.22% (lower mid).
  • Modified duration: 0.51 yrs (upper mid).
  • Average maturity: 0.54 yrs (upper mid).
  • Exit load: 0-3 Days (0.1%),3 Days and above(NIL).
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~72%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd. (~4.4%).

Below is the key information for SBI Savings Fund

SBI Savings Fund
Growth
Launch Date 19 Jul 04
NAV (04 Sep 25) ₹41.9652 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹36,608 on 31 Jul 25
Category Debt - Money Market
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.74
Sharpe Ratio 2.23
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load 0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity 6.22%
Effective Maturity 6 Months 14 Days
Modified Duration 6 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,358
31 Aug 22₹10,716
31 Aug 23₹11,421
31 Aug 24₹12,231
31 Aug 25₹13,149

SBI Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 0.4%
3 Month 1.5%
6 Month 4%
1 Year 7.5%
3 Year 7.1%
5 Year 5.6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.9%
2022 4.3%
2021 3.3%
2020 5.7%
2019 7.7%
2018 7.1%
2017 6.3%
2016 8.4%
2015 8.3%
Fund Manager information for SBI Savings Fund
NameSinceTenure
Rajeev Radhakrishnan1 Dec 231.75 Yr.

Data below for SBI Savings Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash72.22%
Debt27.54%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent43.75%
Corporate39.02%
Government16.99%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd.
Debentures | -
4%₹1,687 Cr35,000
↑ 2,000
5.63% Govt Stock 2026
Sovereign Bonds | -
4%₹1,399 Cr139,845,000
Punjab National Bank
Domestic Bonds | -
3%₹1,158 Cr24,000
Bank of Baroda
Debentures | -
2%₹945 Cr20,000
364 DTB 04122025
Sovereign Bonds | -
1%₹507 Cr51,500,000
Csb Bank Ltd
Debentures | -
1%₹497 Cr10,000
Csb Bank Ltd
Debentures | -
1%₹488 Cr10,000
06.90 OIL SPL 2026
Domestic Bonds | -
1%₹486 Cr48,397,000
91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -
1%₹472 Cr47,500,000
Indian Bank
Domestic Bonds | -
1%₹434 Cr9,000

10. SBI Magnum Low Duration Fund

(Erstwhile SBI-Short Horizon Fund - Ultra Short Term)

To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency.

Research Highlights for SBI Magnum Low Duration Fund

  • Upper mid AUM (₹15,812 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.43% (bottom quartile).
  • 1M return: 0.31% (upper mid).
  • Sharpe: 1.95 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.42% (lower mid).
  • Modified duration: 0.83 yrs (upper mid).
  • Average maturity: 1.01 yrs (upper mid).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~72%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 07.03 CG Sdl 2026 (~5.4%).

Below is the key information for SBI Magnum Low Duration Fund

SBI Magnum Low Duration Fund
Growth
Launch Date 27 Jul 07
NAV (04 Sep 25) ₹3,533.5 ↑ 1.05   (0.03 %)
Net Assets (Cr) ₹15,812 on 31 Jul 25
Category Debt - Low Duration
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.95
Sharpe Ratio 1.95
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.42%
Effective Maturity 1 Year 4 Days
Modified Duration 9 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,391
31 Aug 22₹10,715
31 Aug 23₹11,403
31 Aug 24₹12,214
31 Aug 25₹13,125

SBI Magnum Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 0.3%
3 Month 1.4%
6 Month 4%
1 Year 7.4%
3 Year 7%
5 Year 5.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.7%
2022 4%
2021 3.2%
2020 6.7%
2019 8.3%
2018 7.5%
2017 6.6%
2016 8.3%
2015 8.6%
Fund Manager information for SBI Magnum Low Duration Fund
NameSinceTenure
Sudhir Agrawal15 May 250.3 Yr.

Data below for SBI Magnum Low Duration Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash28.19%
Debt71.56%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate64.97%
Government20.39%
Cash Equivalent14.4%
Credit Quality
RatingValue
AA6.65%
AAA93.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.03 CG Sdl 2026
Sovereign Bonds | -
5%₹860 Cr84,992,300
National Bank For Agriculture And Rural Development
Debentures | -
4%₹686 Cr67,500
↑ 37,500
TRent Limited
Debentures | -
3%₹496 Cr5,000
Indigrid Infrastructure Trust
Debentures | -
2%₹387 Cr3,850
National Bank For Agriculture And Rural Development
Debentures | -
2%₹280 Cr27,500
↑ 17,500
Rec Limited
Debentures | -
2%₹278 Cr27,500
TATA Motors Limited
Debentures | -
2%₹253 Cr2,500
↑ 2,500
Bajaj Housing Finance Limited
Debentures | -
2%₹253 Cr25,000
Bajaj Finance Limited
Debentures | -
2%₹251 Cr25,000
↑ 25,000
Citicorp Finance (India) Limited
Debentures | -
2%₹251 Cr25,000

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Karthik, posted on 5 Dec 19 12:09 PM

Good feedback and analysed well

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