2022 માટે 10 શ્રેષ્ઠ SBI મ્યુચ્યુઅલ ફંડ યોજનાઓ

Updated on October 21, 2026 , 197185 views

ભારતનું સૌથી જૂનું અને સૌથી મોટું ફંડ હાઉસ હોવાને કારણે, રોકાણકારો ઘણીવાર મ્યુચ્યુઅલ ફંડ દ્વારા ઓફર કરવામાં આવતી યોજનાઓ દ્વારા આકર્ષાય છે.SBI મ્યુચ્યુઅલ ફંડ. માં 30 વર્ષથી વધુની હાજરી સાથેબજાર, SBI MF પાસે વ્યાપક છેરોકાણકાર 5 મિલિયનથી વધુનો આધાર. દરેક પ્રકારના રોકાણકારોને પૂરી કરવા માટે, કંપની મોટી સંખ્યામાં મ્યુચ્યુઅલ ફંડ યોજનાઓ ઓફર કરે છે.

રોકાણકારો તેમના તમામ ટૂંકા, મધ્ય અને લાંબા ગાળાની યોજના બનાવી શકે છેનાણાકીય લક્ષ્યો દ્વારારોકાણ આ યોજનાઓમાં. નીચે ટોચની 10 શ્રેષ્ઠ SBI મ્યુચ્યુઅલ ફંડ યોજનાઓની સૂચિ છે જે સમયાંતરે સારું વળતર આપવાની ક્ષમતા ધરાવે છે. આ ફંડ્સ એયુએમ જેવા કેટલાક મહત્વપૂર્ણ પરિમાણોને ધ્યાનમાં લઈને શોર્ટલિસ્ટ કરવામાં આવ્યા છે.નથી, ભૂતકાળનું પ્રદર્શન, પીઅર સરેરાશ વળતર અને અન્ય મુખ્ય પરિમાણો.

SBI મ્યુચ્યુઅલ ફંડમાં શા માટે રોકાણ કરો?

મૂડી પ્રશંસા: SBI MF માં રોકાણ કરવાથી તમને એપાટનગર તમે જે ફંડમાં રોકાણ કરવા માંગો છો તેના આધારે ઓછા જોખમવાળા રોકાણો તેમજ ઉચ્ચ જોખમવાળા રોકાણો માટે પ્રશંસા.

સલામતી: SBI દ્વારા મ્યુચ્યુઅલ ફંડ યોજનાઓ દેશની વિશ્વસનીય અને ભરોસાપાત્ર ફંડ યોજનાઓમાંની એક છે.

વિકલ્પોની વિવિધતા: SBI મ્યુચ્યુઅલ ફંડમાં રોકાણ વ્યાપક સાથે આવે છેશ્રેણી પસંદગીઓમાં, તમે SBI દ્વારા ઓફર કરવામાં આવતી આ યોજનાઓમાં ટૂંકા ગાળાના, મધ્ય-ગાળાના અને લાંબા ગાળા માટે રોકાણ કરી શકો છો.

ઉત્તમ રેટિંગ્સ: SBIની ઘણી ઇક્વિટી સ્કીમ્સનું CRISIL રેટિંગ ત્રણ અને તેથી વધુ છે.

સ્થાનિક અને ઑફશોર ફંડ મેનેજમેન્ટ: કંપની ઘરેલું અને બંનેના સંચાલનમાં કુશળતા ધરાવે છેઓફશોર ભંડોળ.

કર લાભો: SBI મ્યુચ્યુઅલ ફંડ સાથે ટેક્સ બચાવવા વધુ સરળ છે. કંપની પૂરી પાડે છેઇક્વિટી લિંક્ડ સેવિંગ્સ સ્કીમ રોકાણકારો ટેક્સ બચાવવા માટે.

NRI રોકાણ: કંપની એનઆરઆઈને પણ તેમાં રોકાણ કરવાની મંજૂરી આપે છેમ્યુચ્યુઅલ ફંડ.

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શ્રેષ્ઠ SBI મ્યુચ્યુઅલ ફંડ યોજનાઓ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	5,000	500	3.9	6.2	25.1	6.9	8.3
SBI Gold Fund Growth	₹40.7528 ↓ -0.56	₹17,423	5,000	500	-2.6	-6.8	13.7	30.8	22.8	71.5
SBI Healthcare Opportunities Fund Growth	₹472.933 ↓ -4.25	₹5,870	5,000	500	-5.2	9.2	7.4	20.6	16.2	-3.5
SBI Magnum Children's Benefit Plan Growth	₹116.85 ↓ -0.77	₹152	5,000	500	-1	3.6	6.3	10.2	9.4	3.2
SBI Liquid Fund Growth	₹4,416.1 ↑ 0.43	₹77,481	50,000	500	1.5	3.1	6.3	6.8	6.3	6.4
SBI Credit Risk Fund Growth	₹49.5559 ↓ -0.04	₹2,182	5,000	500	0.7	3.1	6.2	7.6	6.9	7.9
SBI Arbitrage Opportunities Fund Growth	₹36.5352 ↑ 0.08	₹46,309	5,000	500	1.6	3	6.2	6.7	6.3	6.5
SBI Magnum Ultra Short Duration Fund Growth	₹6,459.36 ↑ 0.32	₹11,237	5,000	500	1.4	2.9	6	6.9	6.3	7
SBI Savings Fund Growth	₹44.7214 ↑ 0.01	₹27,850	500	500	1.4	2.9	5.8	6.7	6.2	7.1
SBI Overnight Fund Growth	₹4,444.9 ↑ 0.69	₹25,553	5,000	2,000	1.3	2.6	5.2	5.9	5.6	5.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jul 21

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Dynamic Asset Allocation Fund	SBI Gold Fund	SBI Healthcare Opportunities Fund	SBI Magnum Children's Benefit Plan	SBI Liquid Fund	SBI Credit Risk Fund	SBI Arbitrage Opportunities Fund	SBI Magnum Ultra Short Duration Fund	SBI Savings Fund	SBI Overnight Fund
Point 1	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹17,423 Cr).	Lower mid AUM (₹5,870 Cr).	Bottom quartile AUM (₹152 Cr).	Highest AUM (₹77,481 Cr).	Bottom quartile AUM (₹2,182 Cr).	Top quartile AUM (₹46,309 Cr).	Lower mid AUM (₹11,237 Cr).	Upper mid AUM (₹27,850 Cr).	Upper mid AUM (₹25,553 Cr).
Point 2	Established history (11+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (24+ yrs).	Established history (19+ yrs).	Established history (22+ yrs).	Established history (19+ yrs).	Oldest track record among peers (27 yrs).	Established history (22+ yrs).	Established history (24+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Top rated.	Rating: 3★ (upper mid).	Rating: 4★ (top quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Low.
Point 5	5Y return: 8.31% (upper mid).	5Y return: 22.75% (top quartile).	5Y return: 16.19% (top quartile).	5Y return: 9.36% (upper mid).	1Y return: 6.31% (upper mid).	1Y return: 6.23% (lower mid).	5Y return: 6.35% (lower mid).	1Y return: 6.02% (bottom quartile).	1Y return: 5.75% (bottom quartile).	1Y return: 5.16% (bottom quartile).
Point 6	3Y return: 6.92% (upper mid).	3Y return: 30.79% (top quartile).	3Y return: 20.59% (top quartile).	3Y return: 10.20% (upper mid).	1M return: 0.40% (upper mid).	1M return: -0.63% (lower mid).	3Y return: 6.74% (bottom quartile).	1M return: 0.27% (upper mid).	1M return: 0.22% (lower mid).	1M return: 0.43% (upper mid).
Point 7	1Y return: 25.12% (top quartile).	1Y return: 13.69% (top quartile).	1Y return: 7.37% (upper mid).	1Y return: 6.34% (upper mid).	Sharpe: 2.85 (top quartile).	Sharpe: 1.02 (upper mid).	1Y return: 6.22% (lower mid).	Sharpe: 0.94 (upper mid).	Sharpe: 0.50 (bottom quartile).	Sharpe: -27.21 (bottom quartile).
Point 8	1M return: 1.04% (top quartile).	1M return: -7.18% (bottom quartile).	Alpha: 3.63 (top quartile).	1M return: -3.48% (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	1M return: 0.62% (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Sharpe: 0.95 (upper mid).	Alpha: 0.00 (upper mid).	Yield to maturity (debt): 6.27% (lower mid).	Yield to maturity (debt): 8.86% (top quartile).	Alpha: 0.00 (lower mid).	Yield to maturity (debt): 7.03% (upper mid).	Yield to maturity (debt): 6.84% (upper mid).	Yield to maturity (debt): 5.04% (lower mid).
Point 10	Sharpe: 2.59 (top quartile).	Sharpe: 0.79 (lower mid).	Information ratio: 0.10 (top quartile).	Sharpe: 0.76 (lower mid).	Modified duration: 0.09 yrs (upper mid).	Modified duration: 2.07 yrs (bottom quartile).	Sharpe: 0.73 (bottom quartile).	Modified duration: 0.29 yrs (lower mid).	Modified duration: 0.31 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).

SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (upper mid).
3Y return: 6.92% (upper mid).
1Y return: 25.12% (top quartile).
1M return: 1.04% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 2.59 (top quartile).

SBI Gold Fund

Upper mid AUM (₹17,423 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.75% (top quartile).
3Y return: 30.79% (top quartile).
1Y return: 13.69% (top quartile).
1M return: -7.18% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.79 (lower mid).

SBI Healthcare Opportunities Fund

Lower mid AUM (₹5,870 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.19% (top quartile).
3Y return: 20.59% (top quartile).
1Y return: 7.37% (upper mid).
Alpha: 3.63 (top quartile).
Sharpe: 0.95 (upper mid).
Information ratio: 0.10 (top quartile).

SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹152 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.36% (upper mid).
3Y return: 10.20% (upper mid).
1Y return: 6.34% (upper mid).
1M return: -3.48% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.76 (lower mid).

SBI Liquid Fund

Highest AUM (₹77,481 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.31% (upper mid).
1M return: 0.40% (upper mid).
Sharpe: 2.85 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.27% (lower mid).
Modified duration: 0.09 yrs (upper mid).

SBI Credit Risk Fund

Bottom quartile AUM (₹2,182 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 6.23% (lower mid).
1M return: -0.63% (lower mid).
Sharpe: 1.02 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.86% (top quartile).
Modified duration: 2.07 yrs (bottom quartile).

SBI Arbitrage Opportunities Fund

Top quartile AUM (₹46,309 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.35% (lower mid).
3Y return: 6.74% (bottom quartile).
1Y return: 6.22% (lower mid).
1M return: 0.62% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.73 (bottom quartile).

SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹11,237 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.02% (bottom quartile).
1M return: 0.27% (upper mid).
Sharpe: 0.94 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.03% (upper mid).
Modified duration: 0.29 yrs (lower mid).

SBI Savings Fund

Upper mid AUM (₹27,850 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.75% (bottom quartile).
1M return: 0.22% (lower mid).
Sharpe: 0.50 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.84% (upper mid).
Modified duration: 0.31 yrs (bottom quartile).

SBI Overnight Fund

Upper mid AUM (₹25,553 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 5.16% (bottom quartile).
1M return: 0.43% (upper mid).
Sharpe: -27.21 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.04% (lower mid).
Modified duration: 0.00 yrs (upper mid).

*જો ભંડોળ ધરાવતા હોય તેના આધારે સૂચિ બનાવોસંપત્તિ > 100 કરોડ અને પર છટણીછેલ્લા 1 વર્ષનું વળતર.

1. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (upper mid).
3Y return: 6.92% (upper mid).
1Y return: 25.12% (top quartile).
1M return: 1.04% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 2.59 (top quartile).
Information ratio: 0.00 (top quartile).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Upper mid AUM (₹17,423 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.75% (top quartile).
3Y return: 30.79% (top quartile).
1Y return: 13.69% (top quartile).
1M return: -7.18% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.79 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (23 Oct 26)	₹40.7528 ↓ -0.56 (-1.36 %)
Net Assets (Cr)	₹17,423 on 30 Sep 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.33
Sharpe Ratio	0.79
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,812
30 Sep 23	₹12,329
30 Sep 24	₹15,913
30 Sep 25	₹23,991
30 Sep 26	₹30,338

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-7.2%
3 Month	-2.6%
6 Month	-6.8%
1 Year	13.7%
3 Year	30.8%
5 Year	22.8%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.5%
2024	19.6%
2023	14.1%
2022	12.6%
2021	-5.7%
2020	27.4%
2019	22.8%
2018	6.4%
2017	3.5%
2016	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.5 Yr.

Data below for SBI Gold Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	1.66%
Other	98.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹17,670 Cr	1,344,259,063 ↑ 34,849,724
Net Receivable / Payable CBLO \| -	0%	-₹88 Cr
Treps CBLO/Reverse Repo \| -	0%	₹65 Cr

3. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Healthcare Opportunities Fund

Lower mid AUM (₹5,870 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.19% (top quartile).
3Y return: 20.59% (top quartile).
1Y return: 7.37% (upper mid).
Alpha: 3.63 (top quartile).
Sharpe: 0.95 (upper mid).
Information ratio: 0.10 (top quartile).

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (23 Oct 26)	₹472.933 ↓ -4.25 (-0.89 %)
Net Assets (Cr)	₹5,870 on 30 Sep 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.95
Information Ratio	0.1
Alpha Ratio	3.63
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,325
30 Sep 23	₹12,027
30 Sep 24	₹17,974
30 Sep 25	₹17,998
30 Sep 26	₹21,672

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-10.3%
3 Month	-5.2%
6 Month	9.2%
1 Year	7.4%
3 Year	20.6%
5 Year	16.2%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.5%
2024	42.2%
2023	38.2%
2022	-6%
2021	20.1%
2020	65.8%
2019	-0.5%
2018	-9.9%
2017	2.1%
2016	-14%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	15.26 Yr.

Data below for SBI Healthcare Opportunities Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Health Care	89.54%
Basic Materials	7.24%

Asset Allocation

Asset Class	Value
Cash	3.22%
Equity	96.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	12%	₹715 Cr	3,600,000 ↑ 150,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	8%	₹473 Cr	500,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 26 \| APOLLOHOSP	5%	₹285 Cr	320,000 ↑ 20,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 543349	5%	₹284 Cr	900,000
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 21 \| TORNTPHARM	5%	₹274 Cr	540,000 ↑ 40,000
Cipla Ltd (Healthcare) Equity, Since 31 May 26 \| 500087	5%	₹271 Cr	1,920,000 ↑ 60,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	4%	₹250 Cr	2,400,000 ↑ 150,000
Laurus Labs Ltd (Healthcare) Equity, Since 31 Aug 23 \| 540222	4%	₹230 Cr	1,200,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 Mar 26 \| AUROPHARMA	4%	₹226 Cr	1,318,192 ↓ -1,808
Aster DM Quality Care Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| ASTERDM	4%	₹204 Cr	2,700,000 ↑ 300,000

4. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹152 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.36% (upper mid).
3Y return: 10.20% (upper mid).
1Y return: 6.34% (upper mid).
1M return: -3.48% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.76 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (23 Oct 26)	₹116.85 ↓ -0.77 (-0.66 %)
Net Assets (Cr)	₹152 on 30 Sep 26
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.23
Sharpe Ratio	0.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,490
30 Sep 23	₹11,842
30 Sep 24	₹14,414
30 Sep 25	₹14,809
30 Sep 26	₹16,269

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-3.5%
3 Month	-1%
6 Month	3.6%
1 Year	6.3%
3 Year	10.2%
5 Year	9.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.2%
2024	17.4%
2023	16.9%
2022	1.9%
2021	18.3%
2020	14.8%
2019	2.6%
2018	0.1%
2017	24.3%
2016	16.1%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	5.64 Yr.
Lokesh Mallya	1 Jul 25	1.17 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.9%
Equity	23.22%
Debt	69.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Govt Stock 2040 Sovereign Bonds \| -	10%	₹14 Cr	1,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000
Jsw Jfe Kalinga Steel Limited Debentures \| -	3%	₹5 Cr	500
Rec Limited Debentures \| -	3%	₹5 Cr	500
LIC Housing Finance Ltd Debentures \| -	3%	₹5 Cr	500
Tamil Nadu (Government of) 7.73% - \| -	3%	₹5 Cr	500,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹5 Cr	500
Small Industries Development Bank Of India Debentures \| -	3%	₹5 Cr	500
State Government Of Rajasthan Sovereign Bonds \| -	3%	₹5 Cr	500,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	3%	₹5 Cr	05 ↑ 05

5. SBI Liquid Fund

(Erstwhile SBI - Premier Liquid Fund)

To provide attractive returns to the Magnum/Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Liquid Fund

Highest AUM (₹77,481 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.31% (upper mid).
1M return: 0.40% (upper mid).
Sharpe: 2.85 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.27% (lower mid).
Modified duration: 0.09 yrs (upper mid).
Average maturity: 0.10 yrs (upper mid).
Exit load: NIL.

Below is the key information for SBI Liquid Fund

SBI Liquid Fund Growth
Launch Date	22 Mar 07
NAV (23 Oct 26)	₹4,416.1 ↑ 0.43 (0.01 %)
Net Assets (Cr)	₹77,481 on 30 Sep 26
Category	Debt - Liquid Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.3
Sharpe Ratio	2.85
Information Ratio	0
Alpha Ratio	0
Min Investment	50,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.27%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 2 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,401
30 Sep 23	₹11,109
30 Sep 24	₹11,919
30 Sep 25	₹12,718
30 Sep 26	₹13,527

SBI Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	3.1%
1 Year	6.3%
3 Year	6.8%
5 Year	6.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.4%
2024	7.3%
2023	6.9%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.5%
2018	7.3%
2017	6.6%
2016	7.6%

Fund Manager information for SBI Liquid Fund

Name	Since	Tenure
Rajeev Radhakrishnan	1 Dec 23	2.75 Yr.

Data below for SBI Liquid Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	98.67%
Debt	1.11%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	84.04%
Government	9.35%
Corporate	6.39%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	9%	₹8,097 Cr
Hdfc Bank Ltd. Certificate of Deposit \| -	3%	₹2,477 Cr	50,000 ↑ 50,000
Punjab National Bank Debentures \| -	3%	₹2,476 Cr	50,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹2,429 Cr	49,000
Canara Bank Domestic Bonds \| -	2%	₹2,190 Cr	44,000
12/11/2026 Maturing 364 DTB Sovereign Bonds \| -	2%	₹2,054 Cr	207,000,000 ↑ 207,000,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,987 Cr	40,000
Union Bank Of India Net Current Assets \| -	2%	₹1,983 Cr	40,000 ↑ 40,000
India (Republic of) - \| -	2%	₹1,748 Cr	175,000,000
India (Republic of) - \| -	2%	₹1,743 Cr	175,000,000

6. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Research Highlights for SBI Credit Risk Fund

Bottom quartile AUM (₹2,182 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 6.23% (lower mid).
1M return: -0.63% (lower mid).
Sharpe: 1.02 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.86% (top quartile).
Modified duration: 2.07 yrs (bottom quartile).
Average maturity: 2.80 yrs (bottom quartile).
Exit load: 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL).

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund Growth
Launch Date	19 Jul 04
NAV (23 Oct 26)	₹49.5559 ↓ -0.04 (-0.07 %)
Net Assets (Cr)	₹2,182 on 30 Sep 26
Category	Debt - Credit Risk
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	1.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity	8.86%
Effective Maturity	2 Years 9 Months 18 Days
Modified Duration	2 Years 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,343
30 Sep 23	₹11,197
30 Sep 24	₹12,078
30 Sep 25	₹13,072
30 Sep 26	₹14,027

SBI Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-0.6%
3 Month	0.7%
6 Month	3.1%
1 Year	6.2%
3 Year	7.6%
5 Year	6.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.9%
2024	8.1%
2023	8.3%
2022	4.2%
2021	5%
2020	9.8%
2019	6.5%
2018	6.2%
2017	6.9%
2016	10.5%

Fund Manager information for SBI Credit Risk Fund

Name	Since	Tenure
Lokesh Mallya	1 Feb 17	9.59 Yr.
Prashanth Sridhar	1 Jul 26	0.17 Yr.

Data below for SBI Credit Risk Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	8.12%
Equity	6.04%
Debt	82.28%
Other	3.57%

Debt Sector Allocation

Sector	Value
Corporate	71.19%
Government	11.08%
Cash Equivalent	8.12%

Credit Quality

Rating	Value
A	11.07%
AA	67.56%
AAA	21.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
H.G. Infra Engineering Limited Debentures \| -	5%	₹102 Cr	10,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹100 Cr	11,000
Nj Capital Private Limited Debentures \| -	5%	₹99 Cr	10,000
TATA Projects Limited Debentures \| -	5%	₹99 Cr	10,000
Jtpm Metal TRaders Limited Debentures \| -	4%	₹97 Cr	9,000
Lodha Developers Limited Debentures \| -	4%	₹86 Cr	10,000
Renserv Global Private Limited Debentures \| -	4%	₹80 Cr	8,000
Jsw Jfe Kalinga Steel Limited Debentures \| -	4%	₹78 Cr	7,500
Aditya Birla Renewables Limited Debentures \| -	3%	₹75 Cr	7,500
Motilal Oswal Home Finance Limited Debentures \| -	3%	₹75 Cr	7,500

7. SBI Arbitrage Opportunities Fund

To provide capital appreciation and regular income for unitholders by identifying profitable arbitrage opportunities between the spot and derivative market segments as also through investment of surplus cash in debt and money market instruments.

Research Highlights for SBI Arbitrage Opportunities Fund

Top quartile AUM (₹46,309 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.35% (lower mid).
3Y return: 6.74% (bottom quartile).
1Y return: 6.22% (lower mid).
1M return: 0.62% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for SBI Arbitrage Opportunities Fund

SBI Arbitrage Opportunities Fund Growth
Launch Date	3 Nov 06
NAV (23 Oct 26)	₹36.5352 ↑ 0.08 (0.22 %)
Net Assets (Cr)	₹46,309 on 30 Sep 26
Category	Hybrid - Arbitrage
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately Low
Expense Ratio	0.91
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,421
30 Sep 23	₹11,185
30 Sep 24	₹12,009
30 Sep 25	₹12,817
30 Sep 26	₹13,592

SBI Arbitrage Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for SBI Arbitrage Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.6%
3 Month	1.6%
6 Month	3%
1 Year	6.2%
3 Year	6.7%
5 Year	6.3%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.5%
2024	7.5%
2023	7.4%
2022	4.6%
2021	4%
2020	3.5%
2019	6%
2018	6.2%
2017	5.3%
2016	6.4%

Fund Manager information for SBI Arbitrage Opportunities Fund

Name	Since	Tenure
Neeraj Kumar	5 Oct 12	13.91 Yr.
Ardhendu Bhattacharya	27 Dec 24	1.68 Yr.

Data below for SBI Arbitrage Opportunities Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	98.82%
Debt	1.59%
Other	0.05%

Equity Sector Allocation

Sector	Value
Basic Materials	1%
Consumer Defensive	0.94%
Consumer Cyclical	0.6%
Communication Services	0.53%
Energy	0.5%
Real Estate	0.15%
Health Care	0.04%
Technology	0.01%

Debt Sector Allocation

Sector	Value
Cash Equivalent	87.66%
Corporate	9.52%
Government	3.22%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Money Market Dir Gr Investment Fund \| -	10%	₹4,907 Cr	1,024,206,835 ↓ -210,400,000
SBI Liquid Dir Gr Investment Fund \| -	5%	₹2,591 Cr	5,846,349 ↑ 2,937,672
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹2,455 Cr	34,266,050 ↑ 5,858,450
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	5%	₹2,429 Cr	34,266,050 ↑ 5,858,450
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹2,075 Cr	15,937,500 ↑ 2,930,500
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	4%	₹2,035 Cr	15,937,500 ↑ 2,930,500
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	4%	₹1,773 Cr	16,722,000 ↑ 1,710,000
Future on State Bank of India Derivatives \| -	4%	-₹1,762 Cr	16,722,000 ↑ 1,710,000
Future on ICICI Bank Ltd Derivatives \| -	2%	-₹1,170 Cr	8,011,500 ↓ -934,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| ICICIBANK	2%	₹1,165 Cr	8,011,500 ↓ -934,500

8. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

Research Highlights for SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹11,237 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.02% (bottom quartile).
1M return: 0.27% (upper mid).
Sharpe: 0.94 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.03% (upper mid).
Modified duration: 0.29 yrs (lower mid).
Average maturity: 0.48 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund Growth
Launch Date	21 May 99
NAV (23 Oct 26)	₹6,459.36 ↑ 0.32 (0.00 %)
Net Assets (Cr)	₹11,237 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.55
Sharpe Ratio	0.94
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.03%
Effective Maturity	5 Months 23 Days
Modified Duration	3 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,371
30 Sep 23	₹11,080
30 Sep 24	₹11,895
30 Sep 25	₹12,757
30 Sep 26	₹13,549

SBI Magnum Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.3%
3 Month	1.4%
6 Month	2.9%
1 Year	6%
3 Year	6.9%
5 Year	6.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7%
2024	7.4%
2023	7%
2022	4.5%
2021	3.4%
2020	5.9%
2019	8%
2018	7.9%
2017	6.6%
2016	7.7%

Fund Manager information for SBI Magnum Ultra Short Duration Fund

Name	Since	Tenure
Sudhir Agrawal	15 May 25	1.3 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	108.18%
Other	0.41%

Debt Sector Allocation

Sector	Value
Cash Equivalent	67.65%
Corporate	45.43%

Credit Quality

Rating	Value
AA	21.96%
AAA	78.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	7%	₹796 Cr	80,000,000
Muthoot Finance Limited Debentures \| -	3%	₹324 Cr	32,500
Adani Power Limited Debentures \| -	3%	₹300 Cr	30,000
Deutsche Bank AG - \| -	2%	-₹250 Cr
HSBC Bank PLC Debentures \| -	2%	-₹250 Cr
Avanse Financial Services Limited Debentures \| -	2%	₹249 Cr	25,000
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹247 Cr	255
Axis Bank Ltd. Debentures \| -	2%	₹246 Cr	5,000
Bharat Petroleum Corporation Limited Debentures \| -	2%	₹200 Cr	2,000 ↑ 2,000
Muthoot Finance Limited Debentures \| -	2%	₹199 Cr	20,000

9. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

Research Highlights for SBI Savings Fund

Upper mid AUM (₹27,850 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.75% (bottom quartile).
1M return: 0.22% (lower mid).
Sharpe: 0.50 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.84% (upper mid).
Modified duration: 0.31 yrs (bottom quartile).
Average maturity: 0.35 yrs (lower mid).
Exit load: 0-3 Days (0.1%),3 Days and above(NIL).

Below is the key information for SBI Savings Fund

SBI Savings Fund Growth
Launch Date	19 Jul 04
NAV (23 Oct 26)	₹44.7214 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹27,850 on 30 Sep 26
Category	Debt - Money Market
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.66
Sharpe Ratio	0.5
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	500
Exit Load	0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity	6.84%
Effective Maturity	4 Months 6 Days
Modified Duration	3 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,356
30 Sep 23	₹11,059
30 Sep 24	₹11,854
30 Sep 25	₹12,725
30 Sep 26	₹13,485

SBI Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.2%
3 Month	1.4%
6 Month	2.9%
1 Year	5.8%
3 Year	6.7%
5 Year	6.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	7.3%
2023	6.9%
2022	4.3%
2021	3.3%
2020	5.7%
2019	7.7%
2018	7.1%
2017	6.3%
2016	8.4%

Fund Manager information for SBI Savings Fund

Name	Since	Tenure
Rajeev Radhakrishnan	1 Dec 23	2.75 Yr.
Sankalp Jain	1 Jul 26	0.17 Yr.

Data below for SBI Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	88.74%
Debt	10.93%
Other	0.33%

Debt Sector Allocation

Sector	Value
Cash Equivalent	40.32%
Corporate	39.64%
Government	19.72%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	6%	₹1,814 Cr	184,000,000 ↑ 54,000,000
India (Republic of) - \| -	3%	₹985 Cr	100,000,000 ↑ 100,000,000
India (Republic of) - \| -	1%	₹397 Cr	40,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹367 Cr	7,600
7.52% Uttarpradesh Sdl 2027 Sovereign Bonds \| -	1%	₹328 Cr	32,500,000
Axis Bank Ltd. Debentures \| -	1%	₹291 Cr	6,000
India (Republic of) - \| -	1%	₹250 Cr	25,000,000
Equitas Small Finance Bank Ltd. Debentures \| -	1%	₹246 Cr	5,000
Equitas Small Finance Bank Ltd. Debentures \| -	1%	₹246 Cr	5,000
The Jammu And Kashmir Bank Limited Debentures \| -	1%	₹242 Cr	5,000

10. SBI Overnight Fund

(Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan)

To mitigate interest rate risk and generate opportunities for regular income through a portfolio investing predominantly in floating rate securities and Money Market instruments.

Research Highlights for SBI Overnight Fund

Upper mid AUM (₹25,553 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 5.16% (bottom quartile).
1M return: 0.43% (upper mid).
Sharpe: -27.21 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.04% (lower mid).
Modified duration: 0.00 yrs (upper mid).
Average maturity: 0.00 yrs (upper mid).
Exit load: 0-1 Months (0.2%),1 Months and above(NIL).

Below is the key information for SBI Overnight Fund

SBI Overnight Fund Growth
Launch Date	1 Oct 02
NAV (23 Oct 26)	₹4,444.9 ↑ 0.69 (0.02 %)
Net Assets (Cr)	₹25,553 on 30 Sep 26
Category	Debt - Overnight
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Low
Expense Ratio	0.14
Sharpe Ratio	-27.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	0-1 Months (0.2%),1 Months and above(NIL)
Yield to Maturity	5.04%
Effective Maturity	1 Day
Modified Duration	1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,390
30 Sep 23	₹11,052
30 Sep 24	₹11,789
30 Sep 25	₹12,498
30 Sep 26	₹13,143

SBI Overnight Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Overnight Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.4%
3 Month	1.3%
6 Month	2.6%
1 Year	5.2%
3 Year	5.9%
5 Year	5.6%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.7%
2024	6.6%
2023	6.6%
2022	4.6%
2021	3.1%
2020	3.3%
2019	5.6%
2018	6.2%
2017	5.8%
2016	6.8%

Fund Manager information for SBI Overnight Fund

Name	Since	Tenure
Ranjana Gupta	27 Dec 24	1.68 Yr.

Data below for SBI Overnight Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	95.92%
Government	4.08%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	89%	₹21,995 Cr
HDFC Bank Ltd. Debentures \| -	7%	₹1,750 Cr	35,000 ↑ 35,000
India (Republic of) - \| -	1%	₹299 Cr	30,000,000 ↑ 30,000,000
India (Republic of) - \| -	1%	₹299 Cr	30,000,000 ↑ 30,000,000
Axis Bank Ltd. Debentures \| -	1%	₹250 Cr	5,000 ↑ 5,000
India (Republic of) - \| -	1%	₹215 Cr	21,500,000
Net Receivable / Payable CBLO \| -	1%	-₹197 Cr
India (Republic of) - \| -	0%	₹100 Cr	10,000,000 ↑ 10,000,000
India (Republic of) - \| -	0%	₹100 Cr	10,000,000 ↑ 10,000,000
L&T Finance Limited Commercial Paper \| -		₹0 Cr	00 ↓ -1,000

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