10 શ્રેષ્ઠ LIC મ્યુચ્યુઅલ ફંડ યોજનાઓ 2022

Updated on July 29, 2026 , 43966 views

ભારતની અગ્રણી બ્રાન્ડની સહયોગી કંપની હોવાને કારણે,LIC મ્યુચ્યુઅલ ફંડ એસેટ મેનેજમેન્ટ ક્ષેત્રમાં માન્ય ખેલાડીઓ પૈકી એક છે. ફંડ હાઉસ વિશાળ ઓફર કરે છેશ્રેણી માં મ્યુચ્યુઅલ ફંડ યોજનાઓબજાર. જેવા વિકલ્પોમાંથી રોકાણકારો પસંદ કરી શકે છેઇક્વિટી ફંડ્સ,ડેટ ફંડ,લિક્વિડ ફંડ્સ,હાઇબ્રિડ ફંડ, વગેરે

આદર્શ રીતે, તમારે એવું ફંડ પસંદ કરવું જોઈએ જે તમારા રોકાણના લક્ષ્યોને લગતી તમારી જરૂરિયાતોને શ્રેષ્ઠ રીતે બંધબેસે. લાંબા સમય સુધી-ટર્મ પ્લાન, ઇક્વિટી શ્રેષ્ઠ અનુકૂળ છે, જ્યારે ટૂંકા ગાળા માટે તમે પસંદ કરી શકો છોરોકાણ દેવામાંમ્યુચ્યુઅલ ફંડ. માં રોકાણ કરવાના શ્રેષ્ઠ ભાગોમાંથી એકએલ.આઈ.સી મ્યુચ્યુઅલ ફંડ એ છે કે તેની પાસે એક મજબૂત જોખમ વ્યવસ્થાપન ટીમ છે જે બજારના વલણોની આગાહી કરે છે અને તે મુજબ તમારા પોર્ટફોલિયોને સંતુલિત કરવામાં મદદ કરે છે. રોકાણ કરવાની યોજના બનાવી રહેલા રોકાણકારો નીચે સૂચિબદ્ધ ટોચની 10 શ્રેષ્ઠ LIC મ્યુચ્યુઅલ ફંડ યોજનાઓમાંથી ફંડ પસંદ કરી શકે છે.

એયુએમ જેવા અમુક પરિમાણો હાથ ધરીને આ ભંડોળને શોર્ટલિસ્ટ કરવામાં આવ્યું છે,નથી, ભૂતકાળનું પ્રદર્શન, પીઅર સરેરાશ વળતર, વગેરે.

LIC મ્યુચ્યુઅલ ફંડમાં ઓનલાઈન કેવી રીતે રોકાણ કરવું?

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તમારી નોંધણી અને KYC પ્રક્રિયા પૂર્ણ કરો

દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!

શરૂ કરો

શ્રેષ્ઠ LIC મ્યુચ્યુઅલ ફંડ યોજનાઓ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2025 (%)
LIC MF Infrastructure Fund Growth	₹54.5662 ↑ 0.75	₹1,137	5,000	1,000	5.3	14.5	9.8	24.5	22.4	9.7	-3.7
LIC MF Large and Midcap Fund Growth	₹39.203 ↑ 0.42	₹3,093	5,000	1,000	6.2	4.4	1.4	14.1	12.3	12.7	0.2
LIC MF Multi Cap Fund Growth	₹104.943 ↑ 0.91	₹1,053	5,000	1,000	10.9	7.1	7.8	11.5	10.8	9.9	2
LIC MF Tax Plan Growth	₹149.6 ↑ 0.86	₹1,013	500	500	5.3	0.6	-2.2	10.2	10.4	10.7	0.8
LIC MF Equity Hybrid Fund Growth	₹199.023 ↑ 1.91	₹528	5,000	1,000	3.6	2.3	1.7	10.1	8.7	8.4	5.6
LIC MF Childrens Fund Growth	₹34.086 ↑ 0.27	₹16	5,000	1,000	7.6	8.9	4.9	9.1	8.7	5.1	-4.9
LIC MF Large Cap Fund Growth	₹54.1522 ↑ 0.29	₹1,362	5,000	1,000	3.9	-2	-2.6	7.7	7.8	10.1	6
LIC MF Index Fund Nifty Growth	₹134.807 ↑ 0.39	₹361	5,000	1,000	2	-3.5	-1.5	7.4	9.2	12.1	10.7
LIC MF Banking & Financial Services Fund Growth	₹21.6522 ↑ 0.17	₹269	5,000	1,000	4.1	-2.3	3.5	7	10.6	7	16.5
LIC MF Banking and PSU Debt Fund Growth	₹36.8045 ↑ 0.02	₹1,866	5,000	1,000	2.1	3	4.7	6.9	5.8	7	7.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	LIC MF Infrastructure Fund	LIC MF Large and Midcap Fund	LIC MF Multi Cap Fund	LIC MF Tax Plan	LIC MF Equity Hybrid Fund	LIC MF Childrens Fund	LIC MF Large Cap Fund	LIC MF Index Fund Nifty	LIC MF Banking & Financial Services Fund	LIC MF Banking and PSU Debt Fund
Point 1	Upper mid AUM (₹1,137 Cr).	Highest AUM (₹3,093 Cr).	Upper mid AUM (₹1,053 Cr).	Lower mid AUM (₹1,013 Cr).	Lower mid AUM (₹528 Cr).	Bottom quartile AUM (₹16 Cr).	Upper mid AUM (₹1,362 Cr).	Bottom quartile AUM (₹361 Cr).	Bottom quartile AUM (₹269 Cr).	Top quartile AUM (₹1,866 Cr).
Point 2	Established history (18+ yrs).	Established history (11+ yrs).	Oldest track record among peers (27 yrs).	Established history (27+ yrs).	Established history (27+ yrs).	Established history (24+ yrs).	Established history (27+ yrs).	Established history (23+ yrs).	Established history (11+ yrs).	Established history (19+ yrs).
Point 3	Not Rated.	Not Rated.	Top rated.	Rating: 1★ (upper mid).	Rating: 2★ (top quartile).	Not Rated.	Rating: 2★ (upper mid).	Rating: 1★ (upper mid).	Not Rated.	Rating: 1★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately Low.
Point 5	5Y return: 22.40% (top quartile).	5Y return: 12.29% (top quartile).	5Y return: 10.83% (upper mid).	5Y return: 10.44% (upper mid).	5Y return: 8.72% (bottom quartile).	5Y return: 8.74% (lower mid).	5Y return: 7.84% (bottom quartile).	5Y return: 9.20% (lower mid).	5Y return: 10.61% (upper mid).	1Y return: 4.75% (upper mid).
Point 6	3Y return: 24.50% (top quartile).	3Y return: 14.08% (top quartile).	3Y return: 11.49% (upper mid).	3Y return: 10.22% (upper mid).	3Y return: 10.05% (upper mid).	3Y return: 9.10% (lower mid).	3Y return: 7.72% (lower mid).	3Y return: 7.36% (bottom quartile).	3Y return: 6.98% (bottom quartile).	1M return: 0.14% (bottom quartile).
Point 7	1Y return: 9.79% (top quartile).	1Y return: 1.45% (lower mid).	1Y return: 7.81% (top quartile).	1Y return: -2.19% (bottom quartile).	1Y return: 1.65% (lower mid).	1Y return: 4.94% (upper mid).	1Y return: -2.59% (bottom quartile).	1Y return: -1.52% (bottom quartile).	1Y return: 3.50% (upper mid).	Sharpe: -0.20 (upper mid).
Point 8	Alpha: 8.41 (top quartile).	Alpha: -3.54 (bottom quartile).	Alpha: 6.59 (top quartile).	Alpha: -4.68 (bottom quartile).	1M return: 1.12% (lower mid).	1M return: 2.50% (top quartile).	Alpha: -3.88 (bottom quartile).	1M return: 2.25% (upper mid).	Alpha: 1.42 (upper mid).	Information ratio: 0.00 (upper mid).
Point 9	Sharpe: 0.22 (top quartile).	Sharpe: -0.41 (lower mid).	Sharpe: 0.08 (top quartile).	Sharpe: -0.59 (bottom quartile).	Alpha: -0.36 (lower mid).	Alpha: 3.09 (upper mid).	Sharpe: -0.70 (bottom quartile).	Alpha: -1.12 (lower mid).	Sharpe: -0.15 (upper mid).	Yield to maturity (debt): 7.58% (top quartile).
Point 10	Information ratio: 0.58 (top quartile).	Information ratio: -0.09 (upper mid).	Information ratio: -0.13 (upper mid).	Information ratio: -0.63 (bottom quartile).	Sharpe: -0.42 (lower mid).	Sharpe: -0.19 (upper mid).	Information ratio: -1.03 (bottom quartile).	Sharpe: -0.69 (bottom quartile).	Information ratio: -0.52 (lower mid).	Modified duration: 2.15 yrs (bottom quartile).

LIC MF Infrastructure Fund

Upper mid AUM (₹1,137 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.40% (top quartile).
3Y return: 24.50% (top quartile).
1Y return: 9.79% (top quartile).
Alpha: 8.41 (top quartile).
Sharpe: 0.22 (top quartile).
Information ratio: 0.58 (top quartile).

LIC MF Large and Midcap Fund

Highest AUM (₹3,093 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.29% (top quartile).
3Y return: 14.08% (top quartile).
1Y return: 1.45% (lower mid).
Alpha: -3.54 (bottom quartile).
Sharpe: -0.41 (lower mid).
Information ratio: -0.09 (upper mid).

LIC MF Multi Cap Fund

Upper mid AUM (₹1,053 Cr).
Oldest track record among peers (27 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.83% (upper mid).
3Y return: 11.49% (upper mid).
1Y return: 7.81% (top quartile).
Alpha: 6.59 (top quartile).
Sharpe: 0.08 (top quartile).
Information ratio: -0.13 (upper mid).

LIC MF Tax Plan

Lower mid AUM (₹1,013 Cr).
Established history (27+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.44% (upper mid).
3Y return: 10.22% (upper mid).
1Y return: -2.19% (bottom quartile).
Alpha: -4.68 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: -0.63 (bottom quartile).

LIC MF Equity Hybrid Fund

Lower mid AUM (₹528 Cr).
Established history (27+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 8.72% (bottom quartile).
3Y return: 10.05% (upper mid).
1Y return: 1.65% (lower mid).
1M return: 1.12% (lower mid).
Alpha: -0.36 (lower mid).
Sharpe: -0.42 (lower mid).

LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.74% (lower mid).
3Y return: 9.10% (lower mid).
1Y return: 4.94% (upper mid).
1M return: 2.50% (top quartile).
Alpha: 3.09 (upper mid).
Sharpe: -0.19 (upper mid).

LIC MF Large Cap Fund

Upper mid AUM (₹1,362 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 7.84% (bottom quartile).
3Y return: 7.72% (lower mid).
1Y return: -2.59% (bottom quartile).
Alpha: -3.88 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: -1.03 (bottom quartile).

LIC MF Index Fund Nifty

Bottom quartile AUM (₹361 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.20% (lower mid).
3Y return: 7.36% (bottom quartile).
1Y return: -1.52% (bottom quartile).
1M return: 2.25% (upper mid).
Alpha: -1.12 (lower mid).
Sharpe: -0.69 (bottom quartile).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹269 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.61% (upper mid).
3Y return: 6.98% (bottom quartile).
1Y return: 3.50% (upper mid).
Alpha: 1.42 (upper mid).
Sharpe: -0.15 (upper mid).
Information ratio: -0.52 (lower mid).

LIC MF Banking and PSU Debt Fund

Top quartile AUM (₹1,866 Cr).
Established history (19+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.75% (upper mid).
1M return: 0.14% (bottom quartile).
Sharpe: -0.20 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.58% (top quartile).
Modified duration: 2.15 yrs (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Upper mid AUM (₹1,137 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.40% (top quartile).
3Y return: 24.50% (top quartile).
1Y return: 9.79% (top quartile).
Alpha: 8.41 (top quartile).
Sharpe: 0.22 (top quartile).
Information ratio: 0.58 (top quartile).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (31 Jul 26)	₹54.5662 ↑ 0.75 (1.39 %)
Net Assets (Cr)	₹1,137 on 30 Jun 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.22
Information Ratio	0.58
Alpha Ratio	8.41
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,519
31 Jul 23	₹14,236
31 Jul 24	₹26,350
31 Jul 25	₹25,021

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	-0.9%
3 Month	5.3%
6 Month	14.5%
1 Year	9.8%
3 Year	24.5%
5 Year	22.4%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0.23 Yr.
Mahesh Bendre	1 Jul 24	2 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	37.05%
Consumer Cyclical	20.88%
Basic Materials	12.42%
Utility	11.88%
Communication Services	5.02%
Financial Services	3.98%
Real Estate	1.97%
Health Care	1.89%
Technology	1.08%

Asset Allocation

Asset Class	Value
Cash	3.82%
Equity	96.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹44 Cr	106,968 ↓ -10,884
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹40 Cr	65,325 ↓ -7,684
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	4%	₹39 Cr	982,891 ↓ -332,760
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹39 Cr	1,015,933 ↑ 26,983
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| TATAPOWER	3%	₹36 Cr	861,040 ↑ 524,312
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹34 Cr	432,816 ↑ 6,280
Siemens Energy India Ltd (Utilities) Equity, Since 31 Aug 25 \| ENRIN	3%	₹34 Cr	87,106 ↑ 24,800
JSW Infrastructure Ltd (Industrials) Equity, Since 30 Apr 26 \| JSWINFRA	3%	₹31 Cr	1,133,858 ↑ 745,681
Carraro India Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| CARRARO	3%	₹31 Cr	572,991
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jan 26 \| BDL	3%	₹29 Cr	242,954 ↑ 157,744

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

Highest AUM (₹3,093 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.29% (top quartile).
3Y return: 14.08% (top quartile).
1Y return: 1.45% (lower mid).
Alpha: -3.54 (bottom quartile).
Sharpe: -0.41 (lower mid).
Information ratio: -0.09 (upper mid).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund Growth
Launch Date	25 Feb 15
NAV (31 Jul 26)	₹39.203 ↑ 0.42 (1.09 %)
Net Assets (Cr)	₹3,093 on 30 Jun 26
Category	Equity - Large & Mid Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.41
Information Ratio	-0.09
Alpha Ratio	-3.54
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,914
31 Jul 23	₹12,022
31 Jul 24	₹18,062
31 Jul 25	₹17,596

LIC MF Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	1.6%
3 Month	6.2%
6 Month	4.4%
1 Year	1.4%
3 Year	14.1%
5 Year	12.3%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.2%
2024	27.9%
2023	26.7%
2022	-2.3%
2021	33.3%
2020	14.1%
2019	10.9%
2018	-5%
2017	40.1%
2016	13.2%

Fund Manager information for LIC MF Large and Midcap Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.23 Yr.
Dikshit Mittal	1 Jun 23	3.08 Yr.

Data below for LIC MF Large and Midcap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	25.67%
Financial Services	24.6%
Consumer Cyclical	15.17%
Health Care	8.96%
Consumer Defensive	5.16%
Communication Services	4.82%
Basic Materials	4.71%
Technology	4.66%
Real Estate	2.26%
Utility	1.66%

Asset Allocation

Asset Class	Value
Cash	2.33%
Equity	97.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 May 26 \| AUBANK	4%	₹105 Cr	1,066,500 ↑ 1,066,500
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 31 May 21 \| SCHAEFFLER	3%	₹101 Cr	245,209 ↑ 44,522
Axis Bank Ltd (Financial Services) Equity, Since 31 May 21 \| AXISBANK	3%	₹100 Cr	778,610 ↑ 290,000
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 26 \| PERSISTENT	3%	₹100 Cr	192,634 ↑ 87,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 25 \| LT	3%	₹92 Cr	226,897
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| BHARATFORG	3%	₹92 Cr	469,866 ↑ 132,500
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 29 Feb 24 \| SCHNEIDER	3%	₹91 Cr	693,051 ↑ 55,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 25 \| APOLLOHOSP	3%	₹89 Cr	109,314 ↑ 9,250
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 26 \| INDIGO	3%	₹89 Cr	202,115 ↑ 34,500
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Apr 26 \| BAJFINANCE	3%	₹89 Cr	975,000

3. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

Upper mid AUM (₹1,053 Cr).
Oldest track record among peers (27 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.83% (upper mid).
3Y return: 11.49% (upper mid).
1Y return: 7.81% (top quartile).
Alpha: 6.59 (top quartile).
Sharpe: 0.08 (top quartile).
Information ratio: -0.13 (upper mid).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund Growth
Launch Date	15 Feb 99
NAV (31 Jul 26)	₹104.943 ↑ 0.91 (0.87 %)
Net Assets (Cr)	₹1,053 on 30 Jun 26
Category	Equity - Multi Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	0.08
Information Ratio	-0.13
Alpha Ratio	6.59
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,213
31 Jul 23	₹12,067
31 Jul 24	₹16,523
31 Jul 25	₹15,509

LIC MF Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	2.2%
3 Month	10.9%
6 Month	7.1%
1 Year	7.8%
3 Year	11.5%
5 Year	10.8%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2%
2024	18.8%
2023	28.8%
2022	-2.6%
2021	20.2%
2020	10.4%
2019	13.7%
2018	-7.7%
2017	25.7%
2016	2.2%

Fund Manager information for LIC MF Multi Cap Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.23 Yr.

Data below for LIC MF Multi Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	28.39%
Industrials	15.74%
Consumer Cyclical	10.76%
Technology	10.6%
Basic Materials	10.15%
Health Care	10.11%
Consumer Defensive	4.9%
Communication Services	2.85%
Real Estate	2.31%
Utility	1.68%

Asset Allocation

Asset Class	Value
Cash	2.51%
Equity	97.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 26 \| ICICIBANK	6%	₹63 Cr	504,330
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 24 \| AXISBANK	4%	₹40 Cr	312,457
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 25 \| LT	3%	₹34 Cr	83,902
Solar Industries India Ltd (Basic Materials) Equity, Since 31 May 26 \| SOLARINDS	3%	₹33 Cr	18,000 ↑ 18,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 25 \| APOLLOHOSP	3%	₹32 Cr	39,563
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 24 \| NAVINFLUOR	3%	₹31 Cr	43,995 ↓ -6,750
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Oct 24 \| TORNTPHARM	3%	₹30 Cr	67,225
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 30 Apr 26 \| POWERINDIA	3%	₹29 Cr	7,500
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Jun 25 \| INDIGO	3%	₹29 Cr	65,075
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 26 \| SUNPHARMA	3%	₹29 Cr	158,500 ↑ 13,500

4. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Lower mid AUM (₹1,013 Cr).
Established history (27+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.44% (upper mid).
3Y return: 10.22% (upper mid).
1Y return: -2.19% (bottom quartile).
Alpha: -4.68 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: -0.63 (bottom quartile).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (31 Jul 26)	₹149.6 ↑ 0.86 (0.58 %)
Net Assets (Cr)	₹1,013 on 30 Jun 26
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.59
Information Ratio	-0.63
Alpha Ratio	-4.68
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,648
31 Jul 23	₹12,270
31 Jul 24	₹16,801
31 Jul 25	₹16,796

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	2.4%
3 Month	5.3%
6 Month	0.6%
1 Year	-2.2%
3 Year	10.2%
5 Year	10.4%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.8%
2024	22.6%
2023	26.3%
2022	-1.6%
2021	26.2%
2020	8.9%
2019	11.9%
2018	-1.1%
2017	37.3%
2016	3.3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0.23 Yr.

Data below for LIC MF Tax Plan as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	30.26%
Consumer Cyclical	19.24%
Industrials	12.01%
Health Care	9.27%
Basic Materials	7.68%
Consumer Defensive	7.55%
Technology	4.19%
Energy	2.36%
Communication Services	2.17%

Asset Allocation

Asset Class	Value
Cash	5.27%
Equity	94.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹76 Cr	604,329
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	7%	₹68 Cr	916,422
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| AXISBANK	5%	₹44 Cr	342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	3%	₹32 Cr	210,855
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	3%	₹31 Cr	320,605
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	3%	₹28 Cr	68,942
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Jul 23 \| GRASIM	3%	₹25 Cr	80,412
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| EICHERMOT	2%	₹24 Cr	33,738
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 30 Sep 23 \| 533293	2%	₹23 Cr	118,581 ↓ -57,517
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹21 Cr	131,363

5. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

Lower mid AUM (₹528 Cr).
Established history (27+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 8.72% (bottom quartile).
3Y return: 10.05% (upper mid).
1Y return: 1.65% (lower mid).
1M return: 1.12% (lower mid).
Alpha: -0.36 (lower mid).
Sharpe: -0.42 (lower mid).
Information ratio: 0.02 (top quartile).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund Growth
Launch Date	3 Feb 99
NAV (31 Jul 26)	₹199.023 ↑ 1.91 (0.97 %)
Net Assets (Cr)	₹528 on 30 Jun 26
Category	Hybrid - Hybrid Equity
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.28
Sharpe Ratio	-0.42
Information Ratio	0.02
Alpha Ratio	-0.36
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Hybrid Equity

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,190
31 Jul 23	₹11,397
31 Jul 24	₹14,701
31 Jul 25	₹14,943

LIC MF Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	1.1%
3 Month	3.6%
6 Month	2.3%
1 Year	1.7%
3 Year	10.1%
5 Year	8.7%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.6%
2024	17%
2023	19.3%
2022	-2.2%
2021	15.5%
2020	9.6%
2019	13.5%
2018	-4.5%
2017	20.4%
2016	5.5%

Fund Manager information for LIC MF Equity Hybrid Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jul 24	2 Yr.
Pratik Shroff	26 Sep 23	2.76 Yr.

Data below for LIC MF Equity Hybrid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	14.64%
Equity	65.69%
Debt	19.67%

Equity Sector Allocation

Sector	Value
Financial Services	16.74%
Consumer Cyclical	11.86%
Health Care	8.55%
Technology	7.02%
Industrials	6.63%
Basic Materials	5.51%
Consumer Defensive	4.35%
Communication Services	3.1%
Energy	1.93%

Debt Sector Allocation

Sector	Value
Government	14.7%
Cash Equivalent	11.56%
Corporate	8.06%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	5%	₹23 Cr	310,470
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| ICICIBANK	4%	₹22 Cr	172,801
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| AXISBANK	2%	₹13 Cr	99,474 ↑ 20,544
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 18 \| TCS	2%	₹12 Cr	51,153
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹11 Cr	1,098,400
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 20 \| BHARTIARTL	2%	₹11 Cr	57,420
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 28 Feb 25 \| APOLLOHOSP	2%	₹10 Cr	12,701
NLc India Limited Debentures \| -	2%	₹10 Cr	100
7.7% Karnataka Sgs 2033 Sovereign Bonds \| -	2%	₹10 Cr	1,000,000
7.73% Karnataka Sgs 2034 Sovereign Bonds \| -	2%	₹10 Cr	1,000,000

6. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.74% (lower mid).
3Y return: 9.10% (lower mid).
1Y return: 4.94% (upper mid).
1M return: 2.50% (top quartile).
Alpha: 3.09 (upper mid).
Sharpe: -0.19 (upper mid).
Information ratio: -0.14 (lower mid).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund Growth
Launch Date	21 Nov 01
NAV (31 Jul 26)	₹34.086 ↑ 0.27 (0.79 %)
Net Assets (Cr)	₹16 on 30 Jun 26
Category	Solutions - Childrens Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	-0.19
Information Ratio	-0.14
Alpha Ratio	3.09
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,394
31 Jul 23	₹11,709
31 Jul 24	₹15,142
31 Jul 25	₹14,489

LIC MF Childrens Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	2.5%
3 Month	7.6%
6 Month	8.9%
1 Year	4.9%
3 Year	9.1%
5 Year	8.7%
10 Year
15 Year
Since launch	5.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-4.9%
2024	18.5%
2023	22.1%
2022	-1%
2021	15.5%
2020	12.4%
2019	13.2%
2018	-8%
2017	14.1%
2016	9.7%

Fund Manager information for LIC MF Childrens Fund

Name	Since	Tenure
Pratik Shroff	26 Sep 23	2.76 Yr.
Mahesh Bendre	7 Apr 26	0.23 Yr.

Data below for LIC MF Childrens Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	7.01%
Equity	82.57%
Debt	10.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	10%	₹2 Cr	150,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| AXISBANK	4%	₹1 Cr	4,219
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	3%	₹0 Cr	6,043
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 21 \| LT	3%	₹0 Cr	1,019
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Aug 25 \| ONESOURCE	2%	₹0 Cr	2,005
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	2%	₹0 Cr	3,746
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	2%	₹0 Cr	2,784
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| KOTAKBANK	2%	₹0 Cr	8,891
Neuland Laboratories Ltd (Healthcare) Equity, Since 30 Apr 25 \| NEULANDLAB	2%	₹0 Cr	189
Arvind Fashions Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| ARVINDFASN	2%	₹0 Cr	6,954

7. LIC MF Large Cap Fund

(Erstwhile LIC MF Growth Fund)

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Large Cap Fund

Upper mid AUM (₹1,362 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 7.84% (bottom quartile).
3Y return: 7.72% (lower mid).
1Y return: -2.59% (bottom quartile).
Alpha: -3.88 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: -1.03 (bottom quartile).

Below is the key information for LIC MF Large Cap Fund

LIC MF Large Cap Fund Growth
Launch Date	3 Feb 99
NAV (31 Jul 26)	₹54.1522 ↑ 0.29 (0.54 %)
Net Assets (Cr)	₹1,362 on 30 Jun 26
Category	Equity - Large Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.7
Information Ratio	-1.03
Alpha Ratio	-3.88
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,558
31 Jul 23	₹11,670
31 Jul 24	₹15,298
31 Jul 25	₹14,973

LIC MF Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for LIC MF Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	2.3%
3 Month	3.9%
6 Month	-2%
1 Year	-2.6%
3 Year	7.7%
5 Year	7.8%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6%
2024	14.2%
2023	16.9%
2022	-1.6%
2021	23.8%
2020	13.8%
2019	15%
2018	0.7%
2017	26.8%
2016	2.3%

Fund Manager information for LIC MF Large Cap Fund

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.74 Yr.
Mahesh Bendre	24 Jul 25	0.93 Yr.

Data below for LIC MF Large Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	33.35%
Consumer Cyclical	15.37%
Industrials	13.78%
Basic Materials	9.71%
Consumer Defensive	7.51%
Energy	5.12%
Communication Services	4.52%
Health Care	4.43%
Technology	4.17%

Asset Allocation

Asset Class	Value
Cash	2.05%
Equity	97.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	9%	₹116 Cr	925,371 ↑ 42,347
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	8%	₹104 Cr	1,390,404
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 07 \| LT	6%	₹76 Cr	187,361
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	5%	₹68 Cr	515,284 ↓ -142,034
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	5%	₹60 Cr	328,770 ↑ 7,059
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	4%	₹48 Cr	372,988 ↑ 31,368
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹48 Cr	493,333 ↑ 43,451
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 26 \| INDIGO	3%	₹39 Cr	89,177 ↑ 26,975
Infosys Ltd (Technology) Equity, Since 31 Dec 09 \| INFY	3%	₹38 Cr	328,690
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	3%	₹37 Cr	951,603

8. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Nifty

Bottom quartile AUM (₹361 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.20% (lower mid).
3Y return: 7.36% (bottom quartile).
1Y return: -1.52% (bottom quartile).
1M return: 2.25% (upper mid).
Alpha: -1.12 (lower mid).
Sharpe: -0.69 (bottom quartile).
Information ratio: -16.71 (bottom quartile).

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty Growth
Launch Date	14 Nov 02
NAV (31 Jul 26)	₹134.807 ↑ 0.39 (0.29 %)
Net Assets (Cr)	₹361 on 30 Jun 26
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	-0.69
Information Ratio	-16.71
Alpha Ratio	-1.12
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,901
31 Jul 23	₹12,546
31 Jul 24	₹15,846
31 Jul 25	₹15,766

LIC MF Index Fund Nifty SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	2.3%
3 Month	2%
6 Month	-3.5%
1 Year	-1.5%
3 Year	7.4%
5 Year	9.2%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	10.7%
2024	8.8%
2023	19.8%
2022	4.7%
2021	23.8%
2020	14.7%
2019	12.6%
2018	2.6%
2017	28.6%
2016	2.7%

Fund Manager information for LIC MF Index Fund Nifty

Name	Since	Tenure
Nikhil Kapoor	7 Apr 26	0.23 Yr.

Data below for LIC MF Index Fund Nifty as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.6%
Equity	99.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	10%	₹37 Cr	501,238 ↑ 798
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| ICICIBANK	8%	₹29 Cr	234,183
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 12 \| RELIANCE	8%	₹29 Cr	221,418
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	5%	₹18 Cr	100,622
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹16 Cr	38,533 ↑ 172
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	4%	₹13 Cr	114,791
State Bank of India (Financial Services) Equity, Since 30 Apr 09 \| SBIN	4%	₹13 Cr	135,980 ↑ 369
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| AXISBANK	3%	₹12 Cr	94,227 ↑ 595
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 10 \| KOTAKBANK	3%	₹9 Cr	240,440
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| ITC	3%	₹9 Cr	314,792

9. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹269 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.61% (upper mid).
3Y return: 6.98% (bottom quartile).
1Y return: 3.50% (upper mid).
Alpha: 1.42 (upper mid).
Sharpe: -0.15 (upper mid).
Information ratio: -0.52 (lower mid).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (31 Jul 26)	₹21.6522 ↑ 0.17 (0.78 %)
Net Assets (Cr)	₹269 on 30 Jun 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	-0.15
Information Ratio	-0.52
Alpha Ratio	1.42
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,701
31 Jul 23	₹13,522
31 Jul 24	₹15,223
31 Jul 25	₹15,994

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	0.8%
3 Month	4.1%
6 Month	-2.3%
1 Year	3.5%
3 Year	7%
5 Year	10.6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.5%
2024	0.5%
2023	20.5%
2022	19.6%
2021	9.8%
2020	-2.1%
2019	19.9%
2018	-18%
2017	32.7%
2016	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.23 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	91.25%
Technology	2.75%

Asset Allocation

Asset Class	Value
Cash	6%
Equity	94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹33 Cr	263,994 ↑ 10,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	11%	₹27 Cr	364,886 ↓ -152,500
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| AXISBANK	10%	₹26 Cr	204,239 ↑ 35,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	6%	₹15 Cr	385,375 ↓ -134,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| AUBANK	5%	₹14 Cr	141,904 ↑ 134,500
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| BAJFINANCE	4%	₹11 Cr	123,264 ↑ 55,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| NAM-INDIA	3%	₹9 Cr	78,642 ↑ 50,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| KARURVYSYA	3%	₹8 Cr	268,681 ↑ 175,000
One97 Communications Ltd (Technology) Equity, Since 30 Jun 25 \| PAYTM	3%	₹7 Cr	63,052 ↑ 33,500
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| PFC	3%	₹7 Cr	164,515 ↑ 60,000

10. LIC MF Banking and PSU Debt Fund

(Erstwhile LIC MF Income Plus Fund)

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking and PSU Debt Fund

Top quartile AUM (₹1,866 Cr).
Established history (19+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.75% (upper mid).
1M return: 0.14% (bottom quartile).
Sharpe: -0.20 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.58% (top quartile).
Modified duration: 2.15 yrs (bottom quartile).
Average maturity: 3.26 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for LIC MF Banking and PSU Debt Fund

LIC MF Banking and PSU Debt Fund Growth
Launch Date	28 May 07
NAV (31 Jul 26)	₹36.8045 ↑ 0.02 (0.05 %)
Net Assets (Cr)	₹1,866 on 30 Jun 26
Category	Debt - Banking & PSU Debt
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately Low
Expense Ratio	0.73
Sharpe Ratio	-0.2
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.58%
Effective Maturity	3 Years 3 Months 4 Days
Modified Duration	2 Years 1 Month 24 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,235
31 Jul 23	₹10,841
31 Jul 24	₹11,605
31 Jul 25	₹12,638

LIC MF Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for LIC MF Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Jul 26

Duration	Returns
1 Month	0.1%
3 Month	2.1%
6 Month	3%
1 Year	4.7%
3 Year	6.9%
5 Year	5.8%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	7.8%
2023	6.5%
2022	3.1%
2021	2.6%
2020	8.6%
2019	9.9%
2018	7.2%
2017	6.1%
2016	8.1%

Fund Manager information for LIC MF Banking and PSU Debt Fund

Name	Since	Tenure
Rahul Singh	1 Oct 25	0.75 Yr.
Pratik Shroff	26 Sep 23	2.76 Yr.

Data below for LIC MF Banking and PSU Debt Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	26.05%
Debt	73.66%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	57.07%
Government	37.38%
Cash Equivalent	5.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Highways Authority Of India Debentures \| -	6%	₹106 Cr	1,000
Small Industries Development Bank Of India Debentures \| -	5%	₹84 Cr	8,000 ↑ 2,500
Nuclear Power Corporation Of India Limited Debentures \| -	3%	₹62 Cr	600 ↑ 350
NLc India Limited Debentures \| -	3%	₹62 Cr	600
Rec Limited Debentures \| -	3%	₹54 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹53 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	3%	₹53 Cr	5,000
Jio Credit Limited Debentures \| -	3%	₹52 Cr	5,000
Jamnagar Utilities & Power Private Limited Debentures \| -	3%	₹52 Cr	5,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹51 Cr	5,000

FAQs

1. LIC મ્યુચ્યુઅલ ફંડનું વર્તમાન મૂલ્ય શું છે?

અ: LIC મ્યુચ્યુઅલ ફંડ પાસે હાલમાં રૂ.289.57 કરોડનું ઓપરેટિવ ફંડ છે. તમે LIC મ્યુચ્યુઅલ ફંડ હેઠળ બાવીસ વિવિધ યોજનાઓમાં રોકાણ કરી શકો છો. તમે રોકાણ કરવા માંગો છો તે રકમના આધારે, તમે ચોક્કસ સ્કીમ પસંદ કરી શકો છો.

2. LIC MFમાં રોકાણ કરવા માટે મારે કયા દસ્તાવેજોની જરૂર પડશે?

અ: LIC મ્યુચ્યુઅલ ફંડમાં રોકાણ કરવા માટે, તમારે ઓળખ પુરાવાની જરૂર પડશે જેમ કે તમારાપાન કાર્ડ અને સરનામાનો પુરાવો, તમારા આધાર કાર્ડ અથવા પાસપોર્ટની નકલ. તમારે તમારું સબમિટ પણ કરવું પડશેબેંક વિગતો

3. શું LIC મ્યુચ્યુઅલ ફંડ KYC સુસંગત છે?

અ: હા. તેથી, તમામ KYC સુસંગત દસ્તાવેજો સાથે, તમારે યોગ્ય રીતે ભરેલા દસ્તાવેજો સબમિટ કરવા પડશેKYC ફોર્મ LIC મ્યુચ્યુઅલ ફંડમાં રોકાણ શરૂ કરવા માટે.

4. શું હું LIC મ્યુચ્યુઅલ ફંડમાં ઓનલાઈન રોકાણ કરી શકું?

અ: હા, તમે કરી શકો છો - સત્તાવાર વેબસાઇટ પર લોગ ઇન કરો અને તમારી જાતને નોંધણી કરો. ખાતું ખોલવા અને તમારી જાતને રજીસ્ટર કરવા માટે તમારે બધા KYC સંબંધિત દસ્તાવેજો અપલોડ કરવા પડશે. એકવાર નોંધણી પ્રક્રિયા પૂર્ણ થઈ જાય, પછી તમે રોકાણ કરવાનું શરૂ કરી શકો છો.

5. LIC મ્યુચ્યુઅલ ફંડ ટેક્સ પ્લાન શું છે?

અ: આ યોજના રોકાણકારોને સંપત્તિ વધારવામાં મદદ કરવા અને તે જ સમયે કરમાં છૂટનો આનંદ માણવા માટે બનાવવામાં આવી છેકલમ 80C નાઆવક વેરો એક્ટ અથવા 1961. તે એક ઓપન-એન્ડેડ ઇક્વિટી લિંક્ડ છેટેક્સ સેવિંગ સ્કીમ. તે ફક્ત 3-વર્ષનો સૌથી ઓછો લોક-ઇન સમયગાળો પણ ધરાવે છે.

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6. LIC MF લાર્જ અને મિડ-કેપ ફંડ્સનું પ્રદર્શન કેવું છે?

અ: LIC MF લાર્જ અને મિડ કેપ સેગમેન્ટે સતત વળતર દર્શાવ્યું છે8.03% છેલ્લા ત્રણ વર્ષમાં. વાર્ષિક, તે નું વળતર વિતરિત કરે છે12.86%. મોટામાં અનેમિડ-કેપ વિભાગમાં, LIC MF લાર્જ અને મિડ કેપ મ્યુચ્યુઅલ ફંડે મોટાભાગના અન્ય મ્યુચ્યુઅલ ફંડ્સ કરતાં વધુ સારું પ્રદર્શન કર્યું છે.

7. મારે LIC મ્યુચ્યુઅલ ફંડ બેન્કિંગ અને PSU ડેટ વિશે જાણવું છે?

અ: LIC મ્યુચ્યુઅલ ફંડ બેન્કિંગ અને PSU ડેટમાં મધ્યમ જોખમ હોય છે કારણ કે તેમાં મુખ્યત્વે ડિબેન્ચર્સ અને મ્યુનિસિપલનો સમાવેશ થાય છે.બોન્ડ. તેમાં કોઈ એક્ઝિટ લોડ અને ઓછો ખર્ચ ગુણોત્તર પણ નથી, જે 0.28% છે. જોકે, LIC મ્યુચ્યુઅલ ફંડ બેન્કિંગ અને PSU ડેટ માટે સરેરાશ પાકતી ઉંમર ત્રણ વર્ષ છે.

8. LIC મ્યુચ્યુઅલ ફંડમાં રોકાણ કરતી વખતે મારે શું ધ્યાનમાં રાખવું જોઈએ?

અ: જ્યારે તમે LIC મ્યુચ્યુઅલ ફંડમાં રોકાણ કરો છો, ત્યારે તમારે રોકાણની રકમ અને તમે અપેક્ષા મુજબના વળતરને ધ્યાનમાં લેવું જોઈએ. તે શ્રેષ્ઠ રહેશે જો તમે તમારા પર ચૂકવવાના હોય તેવા ટેક્સને પણ ધ્યાનમાં લોકમાણી. એકવાર તમે આ તમામ પાસાઓને ધ્યાનમાં લીધા પછી, તમે ચોક્કસ LIC મ્યુચ્યુઅલ ફંડ પ્રકાર પસંદ કરી શકો છો.

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.