+91-22-489139092022 માટે 10 શ્રેષ્ઠ UTI મ્યુચ્યુઅલ ફંડ યોજનાઓ
UTI મ્યુચ્યુઅલ ફંડ, ભારતની અગ્રણી નાણાકીય સંસ્થાઓમાંની એક, રોકાણકારોમાં પુષ્કળ વિશ્વાસ મેળવ્યો છે. આAMC માટે ઘણા એવોર્ડ મેળવ્યા છેઓફર કરે છે નવીન અને સ્થિર વળતર ઉપજમ્યુચ્યુઅલ ફંડ તેની શરૂઆતથી.
રોકાણકારોને વ્યવસ્થિત જાળવવામાં મદદ કરવાએસેટ ફાળવણી યોજના, AMC વ્યાપક પર આધારિત સારી રીતે વૈવિધ્યસભર અને સંતુલિત રોકાણ પોર્ટફોલિયો ઓફર કરે છેબજાર સંશોધન રોકાણકારો વિવિધ યોજનાઓમાં રોકાણ કરી શકે છે જેમ કે- ઇક્વિટી, ડેટ, સંતુલિત,લિક્વિડ ફંડ્સ, વગેરે
તમે તમારા વિવિધ ધ્યેયોની યોજના બનાવી શકો છો જેમ કે સંપત્તિ નિર્માણ,નિવૃત્તિ આયોજન, બાળકનું ઉચ્ચ શિક્ષણ, કર બચત વગેરે, દ્વારારોકાણ આ યોજનાઓમાં.
શ્રેષ્ઠ UTI મ્યુચ્યુઅલ ફંડ યોજનાઓમાં શા માટે રોકાણ કરવું?
a સલામતી
UTI મ્યુચ્યુઅલ ફંડ હંમેશા સલામતી માટે પ્રયત્ન કરે છેરોકાણકારના પૈસા અને માટેપાટનગર સમજદારીપૂર્વક રોકાણ કરીને પ્રશંસા.
b સાતત્યપૂર્ણ વળતર
UTI મ્યુચ્યુઅલ ફંડ હંમેશા તેમના રોકાણકારોને સતત વળતર આપવા માટે સખત પ્રયાસ કરે છે જેથી તેઓ તેમના ઉદ્દેશ્યોને પ્રાપ્ત કરી શકે.
c ઍક્સેસની સરળતા
રોકાણકારો તેમના મ્યુચ્યુઅલ ફંડ એકાઉન્ટને ગમે ત્યારે અને ગમે ત્યાં ઓનલાઈન મોનિટર અને એક્સેસ કરી શકે છે. ઉપરાંત, ફંડ હાઉસ સાથે ટ્રાન્ઝેક્શન અને ક્રિયાપ્રતિક્રિયા પ્રક્રિયા પણ મુશ્કેલી મુક્ત અને ખૂબ જ વપરાશકર્તા મૈત્રીપૂર્ણ છે.
ડી. નિવૃત્તિ આયોજન
UTI યોજનાઓ રોકાણકારોને તેમના ભવિષ્ય માટે આયોજન કરવામાં પણ મદદ કરે છે. તે તેમને નિવૃત્તિ યોજનાઓનું નકશા બનાવવામાં મદદ કરે છે અને રોકાણકારોને મદદ કરવા માટે UTI - નિવૃત્તિ લાભ પેન્શન ફંડ રોકાણ જેવી કેટલીક સારી રીતે તૈયાર કરેલી યોજનાઓ ધરાવે છે.
ઇ. કર લાભો
ફંડ હાઉસ ટેક્સ બચત મ્યુચ્યુઅલ ફંડ ઓફર કરે છે જેના દ્વારા લોકો તેમના માટે યોજના બનાવી શકે છેકર. ઉપરાંત, અન્ય યોજનાઓમાં, લોકો યોજના શ્રેણીના આધારે કર લાભોનો દાવો કરી શકે છે.
રોકાણ કરવાની યોજના બનાવી રહેલા રોકાણકારો નીચે સૂચિબદ્ધ ટોચની 10 શ્રેષ્ઠ UTI મ્યુચ્યુઅલ ફંડ યોજનાઓમાંથી ફંડ પસંદ કરી શકે છે. એયુએમ જેવા અમુક પરિમાણો હાથ ધરીને આ ભંડોળને શોર્ટલિસ્ટ કરવામાં આવ્યું છે,નથી, ભૂતકાળનું પ્રદર્શન, પીઅર સરેરાશ વળતર, વગેરે.
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શ્રેષ્ઠ UTI મ્યુચ્યુઅલ ફંડ યોજનાઓ
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for UTI Dynamic Bond Fund Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. Research Highlights for UTI Regular Savings Fund Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector. Research Highlights for UTI Transportation & Logistics Fund Below is the key information for UTI Transportation & Logistics Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2025 (%) UTI Banking & PSU Debt Fund Growth ₹23.3766
↑ 0.02 ₹1,101 5,000 500 1.8 3.1 5.6 7.1 7.4 7 7.8 UTI Dynamic Bond Fund Growth ₹32.426
↑ 0.02 ₹421 10,000 500 1.8 3 3.9 6.6 8.8 7.6 6 UTI Money Market Fund Growth ₹3,305.43
↑ 2.43 ₹17,557 10,000 500 1.9 3.3 6.3 7.3 6.6 7.3 7.5 UTI Treasury Advantage Fund Growth ₹3,796.16
↑ 2.89 ₹2,460 10,000 500 1.9 3.2 6.1 7.2 7.4 7.2 7.5 UTI Ultra Short Term Fund Growth ₹4,516.77
↑ 3.03 ₹3,146 5,000 500 1.7 3.1 5.9 6.7 6.5 6.8 6.6 UTI Short Term Income Fund Growth ₹33.653
↑ 0.02 ₹2,128 10,000 500 2.2 3.1 5.1 7 7.1 6.6 7.3 UTI Gilt Fund Growth ₹65.8037
↑ 0.01 ₹423 5,000 500 1.6 3.4 4.2 6.7 5.7 8 5.1 UTI Bond Fund Growth ₹76.2275
↑ 0.03 ₹304 1,000 500 2.4 3 3.4 6.2 8.3 7.5 5.6 UTI Regular Savings Fund Growth ₹71.3494
↑ 0.29 ₹1,661 5,000 500 2.9 1.8 2.9 8.1 7.9 9.1 6.1 UTI Transportation & Logistics Fund Growth ₹305.229
↑ 4.87 ₹3,962 5,000 500 12.5 5.4 16.6 20 20 16.6 19.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26 Research Highlights & Commentary of 10 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Money Market Fund UTI Treasury Advantage Fund UTI Ultra Short Term Fund UTI Short Term Income Fund UTI Gilt Fund UTI Bond Fund UTI Regular Savings Fund UTI Transportation & Logistics Fund Point 1 Lower mid AUM (₹1,101 Cr). Bottom quartile AUM (₹421 Cr). Highest AUM (₹17,557 Cr). Upper mid AUM (₹2,460 Cr). Upper mid AUM (₹3,146 Cr). Upper mid AUM (₹2,128 Cr). Bottom quartile AUM (₹423 Cr). Bottom quartile AUM (₹304 Cr). Lower mid AUM (₹1,661 Cr). Top quartile AUM (₹3,962 Cr). Point 2 Established history (12+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (18+ yrs). Established history (24+ yrs). Oldest track record among peers (28 yrs). Established history (22+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: High. Point 5 1Y return: 5.60% (upper mid). 1Y return: 3.91% (bottom quartile). 1Y return: 6.30% (top quartile). 1Y return: 6.13% (upper mid). 1Y return: 5.89% (upper mid). 1Y return: 5.12% (lower mid). 1Y return: 4.16% (lower mid). 1Y return: 3.40% (bottom quartile). 5Y return: 7.91% (upper mid). 5Y return: 19.95% (top quartile). Point 6 1M return: 0.41% (upper mid). 1M return: 0.19% (bottom quartile). 1M return: 0.44% (upper mid). 1M return: 0.40% (lower mid). 1M return: 0.42% (upper mid). 1M return: 0.26% (lower mid). 1M return: 0.08% (bottom quartile). 1M return: 0.03% (bottom quartile). 3Y return: 8.12% (top quartile). 3Y return: 20.05% (top quartile). Point 7 Sharpe: 0.07 (upper mid). Sharpe: -0.56 (bottom quartile). Sharpe: 0.81 (top quartile). Sharpe: 0.60 (top quartile). Sharpe: 0.43 (upper mid). Sharpe: -0.17 (lower mid). Sharpe: -0.25 (lower mid). Sharpe: -0.68 (bottom quartile). 1Y return: 2.87% (bottom quartile). 1Y return: 16.60% (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). 1M return: 0.48% (top quartile). Alpha: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.69% (upper mid). Yield to maturity (debt): 7.46% (bottom quartile). Yield to maturity (debt): 7.58% (lower mid). Yield to maturity (debt): 7.77% (upper mid). Yield to maturity (debt): 7.61% (lower mid). Yield to maturity (debt): 7.92% (top quartile). Yield to maturity (debt): 6.40% (bottom quartile). Yield to maturity (debt): 8.09% (top quartile). Alpha: 0.00 (bottom quartile). Sharpe: 0.12 (upper mid). Point 10 Modified duration: 0.79 yrs (upper mid). Modified duration: 2.23 yrs (lower mid). Modified duration: 0.56 yrs (upper mid). Modified duration: 0.69 yrs (upper mid). Modified duration: 0.34 yrs (top quartile). Modified duration: 1.77 yrs (lower mid). Modified duration: 3.21 yrs (bottom quartile). Modified duration: 4.53 yrs (bottom quartile). Sharpe: -0.67 (bottom quartile). Information ratio: 0.00 (bottom quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Money Market Fund
UTI Treasury Advantage Fund
UTI Ultra Short Term Fund
UTI Short Term Income Fund
UTI Gilt Fund
UTI Bond Fund
UTI Regular Savings Fund
UTI Transportation & Logistics Fund
1. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (03 Aug 26) ₹23.3766 ↑ 0.02 (0.08 %) Net Assets (Cr) ₹1,101 on 30 Jun 26 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 0.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.69% Effective Maturity 10 Months 2 Days Modified Duration 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,934 31 Jul 23 ₹11,618 31 Jul 24 ₹12,450 31 Jul 25 ₹13,525 31 Jul 26 ₹14,278 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 3.1% 1 Year 5.6% 3 Year 7.1% 5 Year 7.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.67 Yr. Data below for UTI Banking & PSU Debt Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 50.71% Debt 49.02% Other 0.27% Debt Sector Allocation
Sector Value Corporate 66.83% Government 18.17% Cash Equivalent 14.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd.
Debentures | -5% ₹71 Cr 750,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹55 Cr 5,500
↑ 1,500 Axis Bank Limited
Debentures | -4% ₹55 Cr 550 7.38% Govt Stock 2027
Sovereign Bonds | -4% ₹51 Cr 500,000,000 Aditya Birla Housing Finance Limited
Debentures | -3% ₹40 Cr 4,000
↑ 4,000 National Housing Bank
Debentures | -3% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -2% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -2% ₹30 Cr 300 7.86% Karnataka Sdl 2027
Sovereign Bonds | -2% ₹25 Cr 250,000,000 Bharti Telecom Limited
Debentures | -2% ₹25 Cr 2,500
↑ 2,500 2. UTI Dynamic Bond Fund
UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (03 Aug 26) ₹32.426 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹421 on 30 Jun 26 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio -0.56 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 4 Years 3 Months 14 Days Modified Duration 2 Years 2 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹11,862 31 Jul 23 ₹12,612 31 Jul 24 ₹13,550 31 Jul 25 ₹14,686 31 Jul 26 ₹15,265 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.2% 3 Month 1.8% 6 Month 3% 1 Year 3.9% 3 Year 6.6% 5 Year 8.8% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 6% 2024 8.6% 2023 6.2% 2022 10.1% 2021 10.8% 2020 5.9% 2019 -3.9% 2018 5.2% 2017 4.2% 2016 14.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.31 Yr. Data below for UTI Dynamic Bond Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 40.68% Debt 58.96% Other 0.36% Debt Sector Allocation
Sector Value Corporate 61.74% Government 20.41% Cash Equivalent 17.49% Credit Quality
Rating Value AA 17.59% AAA 82.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Telecom Limited
Debentures | -6% ₹25 Cr 2,500 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹25 Cr 2,500 Mahindra Rural Housing Finance Limited
Debentures | -6% ₹25 Cr 2,500 Rec Limited
Debentures | -6% ₹25 Cr 2,500 Indigrid Infrastructure Trust
Debentures | -6% ₹25 Cr 250 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹20 Cr 206,970,000 Can Fin Homes Limited
Debentures | -5% ₹20 Cr 2,000 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹20 Cr 2,000 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹20 Cr 2,000 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹14 Cr 150,000,000 3. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (03 Aug 26) ₹3,305.43 ↑ 2.43 (0.07 %) Net Assets (Cr) ₹17,557 on 30 Jun 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.81 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 6 Months 20 Days Modified Duration 6 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,385 31 Jul 23 ₹11,121 31 Jul 24 ₹11,962 31 Jul 25 ₹12,929 31 Jul 26 ₹13,736 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.9% 6 Month 3.3% 1 Year 6.3% 3 Year 7.3% 5 Year 6.6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 7.7% 2023 7.4% 2022 4.9% 2021 3.7% 2020 6% 2019 8% 2018 7.8% 2017 6.7% 2016 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.67 Yr. Amit Sharma 7 Jul 17 9.07 Yr. Data below for UTI Money Market Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 89.45% Debt 10.24% Other 0.32% Debt Sector Allocation
Sector Value Corporate 48.45% Cash Equivalent 33.24% Government 18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹657 Cr 6,629,850,000 Indusind Bank Ltd.
Debentures | -2% ₹340 Cr 3,500,000,000 Tbill
Sovereign Bonds | -2% ₹298 Cr 3,000,000,000 Tbill
Sovereign Bonds | -2% ₹298 Cr 3,000,000,000 5.74% Govt Stock 2026
Sovereign Bonds | -2% ₹280 Cr 2,800,000,000 UCO Bank
Domestic Bonds | -1% ₹234 Cr 2,500,000,000
↑ 2,500,000,000 Tbill
Sovereign Bonds | -1% ₹199 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -1% ₹192 Cr 2,000,000,000 Indian Overseas Bank
Debentures | -1% ₹192 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -1% ₹192 Cr 2,000,000,000 4. UTI Treasury Advantage Fund
UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (03 Aug 26) ₹3,796.16 ↑ 2.89 (0.08 %) Net Assets (Cr) ₹2,460 on 30 Jun 26 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.77% Effective Maturity 10 Months 17 Days Modified Duration 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,875 31 Jul 23 ₹11,604 31 Jul 24 ₹12,446 31 Jul 25 ₹13,469 31 Jul 26 ₹14,289 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.9% 6 Month 3.2% 1 Year 6.1% 3 Year 7.2% 5 Year 7.4% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 7.7% 2023 7.1% 2022 4.5% 2021 9% 2020 7.3% 2019 -4.2% 2018 7.3% 2017 7% 2016 8.9% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.67 Yr. Data below for UTI Treasury Advantage Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 25.05% Debt 74.51% Other 0.44% Debt Sector Allocation
Sector Value Corporate 65.3% Government 17.92% Cash Equivalent 16.34% Credit Quality
Rating Value AA 10.39% AAA 89.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -9% ₹196 Cr 2,000,000,000 Rec Limited
Debentures | -6% ₹140 Cr 14,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹125 Cr 12,500
↓ -7,500 Embassy Office Parks Reit
Debentures | -5% ₹120 Cr 1,200 Mahindra Rural Housing Finance Limited
Debentures | -5% ₹100 Cr 10,000 Embassy Office Parks Reit
Debentures | -4% ₹90 Cr 900 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹53 Cr 55 Can Fin Homes Limited
Debentures | -2% ₹50 Cr 5,000 360 One Prime Limited
Debentures | -2% ₹50 Cr 500,000 Aditya Birla Renewables Limited
Debentures | -2% ₹50 Cr 5,000 5. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (03 Aug 26) ₹4,516.77 ↑ 3.03 (0.07 %) Net Assets (Cr) ₹3,146 on 30 Jun 26 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.61% Effective Maturity 5 Months 17 Days Modified Duration 4 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,608 31 Jul 23 ₹11,279 31 Jul 24 ₹12,065 31 Jul 25 ₹12,941 31 Jul 26 ₹13,697 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.7% 6 Month 3.1% 1 Year 5.9% 3 Year 6.7% 5 Year 6.5% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.2% 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.03 Yr. Data below for UTI Ultra Short Term Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 57.89% Debt 41.73% Other 0.39% Debt Sector Allocation
Sector Value Corporate 58.23% Government 20.9% Cash Equivalent 20.49% Credit Quality
Rating Value AA 24.75% AAA 75.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -6% ₹196 Cr 2,000,000,000
↑ 2,000,000,000 Axis Bank Ltd.
Debentures | -4% ₹144 Cr 1,500,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹100 Cr 1,000 Piramal Finance Limited
Debentures | -3% ₹85 Cr 8,500 Nuvama Wealth Finance Limited
Debentures | -2% ₹76 Cr 7,500 Godrej Properties Limited
Debentures | -2% ₹75 Cr 7,500
↑ 7,500 Bharti Telecom Limited
Debentures | -2% ₹75 Cr 7,500 Piramal Finance Limited
Debentures | -2% ₹75 Cr 7,500 TATA Communications Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 6. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (03 Aug 26) ₹33.653 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹2,128 on 30 Jun 26 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio -0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.92% Effective Maturity 2 Years 8 Months 19 Days Modified Duration 1 Year 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,751 31 Jul 23 ₹11,479 31 Jul 24 ₹12,325 31 Jul 25 ₹13,392 31 Jul 26 ₹14,074 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.3% 3 Month 2.2% 6 Month 3.1% 1 Year 5.1% 3 Year 7% 5 Year 7.1% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.3% 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.03 Yr. Data below for UTI Short Term Income Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 3.86% Debt 95.71% Other 0.44% Debt Sector Allocation
Sector Value Corporate 59.74% Government 35.97% Cash Equivalent 3.86% Credit Quality
Rating Value AA 13.88% AAA 86.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export Import Bank Of India
Debentures | -6% ₹125 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -5% ₹100 Cr 10,000 Vedanta Limited
Debentures | -5% ₹98 Cr 9,800 Piramal Finance Limited
Debentures | -4% ₹85 Cr 8,500 LIC Housing Finance Ltd
Debentures | -4% ₹75 Cr 7,500
↑ 7,500 Small Industries Development Bank Of India
Debentures | -4% ₹75 Cr 7,500
↓ -2,500 Poonawalla Fincorp Limited
Debentures | -4% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -4% ₹75 Cr 7,500 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹51 Cr 500,000,000 Rec Limited
Debentures | -2% ₹51 Cr 500 7. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (03 Aug 26) ₹65.8037 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹423 on 30 Jun 26 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio -0.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 7 Years 11 Months 19 Days Modified Duration 3 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,156 31 Jul 23 ₹10,895 31 Jul 24 ₹11,794 31 Jul 25 ₹12,701 31 Jul 26 ₹13,236 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.1% 3 Month 1.6% 6 Month 3.4% 1 Year 4.2% 3 Year 6.7% 5 Year 5.7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.1% 2024 8.9% 2023 6.7% 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.31 Yr. Data below for UTI Gilt Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 15.38% Debt 84.62% Debt Sector Allocation
Sector Value Government 84.62% Cash Equivalent 15.38% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Day Tbill
Sovereign Bonds | -38% ₹161 Cr 1,666,050,000 6.9% Govt Stock 2065
Sovereign Bonds | -13% ₹55 Cr 600,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -12% ₹50 Cr 500,000,000 6.48% Govt Stock 2035
Sovereign Bonds | -6% ₹24 Cr 250,000,000 Rajasthan (Government of ) 7.65%
- | -5% ₹23 Cr 224,630,000 Chhattisgarh (Government of) 7.37%
- | -4% ₹15 Cr 150,000,000 7.18% Tamilnadu SDL 2027
Sovereign Bonds | -4% ₹15 Cr 150,000,000 7.3% Uttarakhand Sgs 2032
Sovereign Bonds | -2% ₹9 Cr 85,730,000 7.77% Andhra Sdl 2028
Sovereign Bonds | -1% ₹5 Cr 50,000,000 Net Current Assets
Net Current Assets | -15% ₹63 Cr 8. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (03 Aug 26) ₹76.2275 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹304 on 30 Jun 26 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.68 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 8.09% Effective Maturity 7 Years 10 Months 2 Days Modified Duration 4 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹11,640 31 Jul 23 ₹12,474 31 Jul 24 ₹13,355 31 Jul 25 ₹14,440 31 Jul 26 ₹14,931 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0% 3 Month 2.4% 6 Month 3% 1 Year 3.4% 3 Year 6.2% 5 Year 8.3% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.6% 2024 8.5% 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Amit Sharma 3 Nov 25 0.74 Yr. Data below for UTI Bond Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 6.33% Debt 93.35% Other 0.32% Debt Sector Allocation
Sector Value Corporate 59.22% Government 34.13% Cash Equivalent 6.33% Credit Quality
Rating Value AA 29.1% AAA 70.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Summit Digitel Infrastructure Limited
Debentures | -8% ₹25 Cr 250 Bajaj Housing Finance Limited
Debentures | -8% ₹25 Cr 2,500 7.08% Andhra Sgs 2037
Sovereign Bonds | -8% ₹24 Cr 250,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -6% ₹20 Cr 20 Jtpm Metal TRaders Limited
Debentures | -6% ₹18 Cr 1,700 Muthoot Finance Limited
Debentures | -6% ₹17 Cr 1,700 Piramal Finance Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹15 Cr 1,500 7.24% Govt Stock 2055
Sovereign Bonds | -5% ₹15 Cr 150,000,000 9. UTI Regular Savings Fund
UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (03 Aug 26) ₹71.3494 ↑ 0.29 (0.41 %) Net Assets (Cr) ₹1,661 on 30 Jun 26 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,698 31 Jul 23 ₹11,689 31 Jul 24 ₹13,486 31 Jul 25 ₹14,334 31 Jul 26 ₹14,655 Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.5% 3 Month 2.9% 6 Month 1.8% 1 Year 2.9% 3 Year 8.1% 5 Year 7.9% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.1% 2024 11.6% 2023 11.3% 2022 3.3% 2021 13.2% 2020 10.2% 2019 2.8% 2018 3.4% 2017 12.5% 2016 8.9% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 4.56 Yr. Jaydeep Bhowal 17 Apr 23 3.29 Yr. Data below for UTI Regular Savings Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 7.06% Equity 24.52% Debt 68.12% Other 0.3% Equity Sector Allocation
Sector Value Financial Services 8.41% Consumer Cyclical 3.04% Industrials 2.29% Health Care 2.19% Technology 1.9% Communication Services 1.7% Energy 1.42% Real Estate 1.13% Basic Materials 1.02% Consumer Defensive 0.73% Utility 0.68% Debt Sector Allocation
Sector Value Corporate 38.35% Government 34.08% Cash Equivalent 2.75% Credit Quality
Rating Value AA 5.69% AAA 94.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹75 Cr 7,500 HDFC Bank Limited
Debentures | -3% ₹51 Cr 5,000 West Bengal (Government of) 7.74%
- | -3% ₹50 Cr 500,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹50 Cr 5,000 Jio Credit Limited
Debentures | -3% ₹49 Cr 5,000 Small Industries Development Bank Of India
Debentures | -3% ₹49 Cr 5,000 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹49 Cr 500,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹49 Cr 50 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | HDFCBANK2% ₹36 Cr 454,608
↑ 3,608 7.24% Govt Stock 2055
Sovereign Bonds | -2% ₹35 Cr 354,100,000
↑ 104,100,000 10. UTI Transportation & Logistics Fund
UTI Transportation & Logistics Fund
Growth Launch Date 11 Apr 04 NAV (03 Aug 26) ₹305.229 ↑ 4.87 (1.62 %) Net Assets (Cr) ₹3,962 on 30 Jun 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 1.93 Sharpe Ratio 0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹12,359 31 Jul 23 ₹15,049 31 Jul 24 ₹23,724 31 Jul 25 ₹22,056 31 Jul 26 ₹25,144 Returns for UTI Transportation & Logistics Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 6.2% 3 Month 12.5% 6 Month 5.4% 1 Year 16.6% 3 Year 20% 5 Year 20% 10 Year 15 Year Since launch 16.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 19.5% 2024 18.7% 2023 40.1% 2022 14.7% 2021 24.3% 2020 11% 2019 -8.7% 2018 -19.5% 2017 39.6% 2016 4.8% Fund Manager information for UTI Transportation & Logistics Fund
Name Since Tenure Sachin Trivedi 22 Sep 16 9.86 Yr. Data below for UTI Transportation & Logistics Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Consumer Cyclical 80.49% Industrials 15.32% Asset Allocation
Asset Class Value Cash 4.02% Equity 95.81% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M13% ₹496 Cr 1,614,940 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI9% ₹365 Cr 258,455 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | ETERNAL9% ₹364 Cr 13,773,081
↑ 500,000 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT7% ₹296 Cr 419,126 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS6% ₹253 Cr 1,399,964 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 5329776% ₹245 Cr 251,657 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO4% ₹172 Cr 358,832
↑ 50,000 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 5323434% ₹152 Cr 438,430 Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI4% ₹150 Cr 786,342 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO3% ₹134 Cr 250,430
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Research Highlights for UTI Banking & PSU Debt Fund