10 શ્રેષ્ઠ UTI SIP મ્યુચ્યુઅલ ફંડ્સ 2022

Updated on September 23, 2025 , 25223 views

UTI SIP એ સૌથી અસરકારક રીત છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો યોજનાઓSIP અથવા વ્યવસ્થિતરોકાણ યોજના જેવા કામ કરે છેરિકરિંગ ડિપોઝિટ, જેમાં ચોક્કસ રકમનું રોકાણ નિયત અંતરાલ (સાપ્તાહિક/માસિક/ત્રિમાસિક) પર કરવામાં આવે છે. વ્યક્તિ ફક્ત INR 500 માં SIP શરૂ કરી શકે છે, જે તેને રોકાણના સૌથી સસ્તું માધ્યમ બનાવે છે. તમે નિયમિત બની ગયા ત્યારથીરોકાણકાર SIP દ્વારા, તમે સરળતાથી લાંબા ગાળાની બચતની ટેવ પાડી શકો છો. ઉપરાંત,SIP રોકાણ લાંબા ગાળે લાભ, ખાસ કરીને માંઇક્વિટી ફંડ્સ. તે ઇક્વિટીના જોખમને સંતુલિત કરે છેબજાર સારું, તેથી તમને એક સ્થિર આપે છેઆવક બજારની તોફાની પરિસ્થિતિ દરમિયાન પણ.

શ્રેષ્ઠ UTI SIP ફંડમાં શા માટે રોકાણ કરવું?

SIP ના કેટલાક મુખ્ય ફાયદાઓ જેના દ્વારા તમે મેળવી શકો છોરોકાણ યુટીઆઈ યોજનાઓમાં છે:

રૂપિયાની સરેરાશ કિંમત
સંયોજન શક્તિ
લાંબા ગાળાની બચતની આદત
બજારને સમય આપવાની જરૂર નથી
સિદ્ધ કરવામાં મદદ કરે છેનાણાકીય લક્ષ્યો

SIP માં રોકાણ કરવા આતુર રોકાણકારો, અહીં ટોચની 10 શ્રેષ્ઠ UTI SIP છેમ્યુચ્યુઅલ ફંડ રોકાણ કરવું. એયુએમ જેવા અમુક પરિમાણો હાથ ધરીને આ ભંડોળને શોર્ટલિસ્ટ કરવામાં આવ્યું છે,નથી, ભૂતકાળનું પ્રદર્શન, પીઅર સરેરાશ વળતર, વગેરે.

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રોકાણ કરવા માટે શ્રેષ્ઠ UTI SIP ઇક્વિટી મ્યુચ્યુઅલ ફંડ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Healthcare Fund Growth	₹290.725 ↓ -1.90	₹1,119	500	3	7.4	1.1	25.7	18.1	42.9
UTI Transportation & Logistics Fund Growth	₹294.372 ↓ -2.20	₹3,741	500	12.3	25.7	2.4	23.5	27.9	18.7
UTI Core Equity Fund Growth	₹177.621 ↓ -1.08	₹4,861	500	-1.5	7.6	-5	21.3	25.8	27.2
UTI Dividend Yield Fund Growth	₹176.144 ↓ -0.96	₹3,794	500	-0.1	6.3	-6.6	20.3	22.1	24.7
UTI Infrastructure Fund Growth	₹140.138 ↓ -0.63	₹2,108	500	-1.7	5.9	-8.7	19.8	26.8	18.5
UTI Value Opportunities Fund Growth	₹168.437 ↓ -1.04	₹9,672	500	-0.2	7.1	-4.8	18.5	22.6	23.4
UTI Mid Cap Fund Growth	₹299.308 ↓ -2.25	₹11,668	500	-1.6	10.9	-7.3	15.9	22.9	23.3
UTI Banking and Financial Services Fund Growth	₹187.506 ↓ -1.20	₹1,255	500	-2.4	6.8	2.9	15.9	22.7	11.1
UTI India Lifestyle Fund Growth	₹59.4202 ↓ -0.44	₹717	500	3	13.2	-8.4	13	18.6	20.2
UTI MNC Fund Growth	₹399.988 ↓ -1.70	₹2,863	500	3.6	12.5	-5.8	12.9	15.3	16.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Sep 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Healthcare Fund	UTI Transportation & Logistics Fund	UTI Core Equity Fund	UTI Dividend Yield Fund	UTI Infrastructure Fund	UTI Value Opportunities Fund	UTI Mid Cap Fund	UTI Banking and Financial Services Fund	UTI India Lifestyle Fund	UTI MNC Fund
Point 1	Bottom quartile AUM (₹1,119 Cr).	Upper mid AUM (₹3,741 Cr).	Upper mid AUM (₹4,861 Cr).	Upper mid AUM (₹3,794 Cr).	Lower mid AUM (₹2,108 Cr).	Top quartile AUM (₹9,672 Cr).	Highest AUM (₹11,668 Cr).	Bottom quartile AUM (₹1,255 Cr).	Bottom quartile AUM (₹717 Cr).	Lower mid AUM (₹2,863 Cr).
Point 2	Established history (26+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (top quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 18.12% (bottom quartile).	5Y return: 27.94% (top quartile).	5Y return: 25.81% (upper mid).	5Y return: 22.06% (lower mid).	5Y return: 26.79% (top quartile).	5Y return: 22.56% (lower mid).	5Y return: 22.85% (upper mid).	5Y return: 22.74% (upper mid).	5Y return: 18.60% (bottom quartile).	5Y return: 15.31% (bottom quartile).
Point 6	3Y return: 25.68% (top quartile).	3Y return: 23.53% (top quartile).	3Y return: 21.27% (upper mid).	3Y return: 20.31% (upper mid).	3Y return: 19.81% (upper mid).	3Y return: 18.46% (lower mid).	3Y return: 15.94% (lower mid).	3Y return: 15.90% (bottom quartile).	3Y return: 12.98% (bottom quartile).	3Y return: 12.95% (bottom quartile).
Point 7	1Y return: 1.06% (upper mid).	1Y return: 2.37% (top quartile).	1Y return: -5.00% (upper mid).	1Y return: -6.64% (lower mid).	1Y return: -8.72% (bottom quartile).	1Y return: -4.80% (upper mid).	1Y return: -7.34% (bottom quartile).	1Y return: 2.92% (top quartile).	1Y return: -8.44% (bottom quartile).	1Y return: -5.77% (lower mid).
Point 8	Alpha: 0.79 (top quartile).	Alpha: 0.00 (top quartile).	Alpha: -2.00 (upper mid).	Alpha: -4.47 (bottom quartile).	Alpha: -5.39 (bottom quartile).	Alpha: -1.35 (upper mid).	Alpha: -3.13 (lower mid).	Alpha: -3.36 (lower mid).	Alpha: -5.71 (bottom quartile).	Alpha: -2.84 (upper mid).
Point 9	Sharpe: -0.15 (top quartile).	Sharpe: -0.33 (upper mid).	Sharpe: -0.69 (lower mid).	Sharpe: -0.93 (bottom quartile).	Sharpe: -0.84 (bottom quartile).	Sharpe: -0.71 (bottom quartile).	Sharpe: -0.64 (lower mid).	Sharpe: 0.01 (top quartile).	Sharpe: -0.52 (upper mid).	Sharpe: -0.64 (upper mid).
Point 10	Information ratio: 0.10 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.89 (top quartile).	Information ratio: 0.84 (top quartile).	Information ratio: -0.46 (lower mid).	Information ratio: 0.72 (upper mid).	Information ratio: -1.38 (bottom quartile).	Information ratio: 0.28 (upper mid).	Information ratio: -0.95 (bottom quartile).	Information ratio: -0.67 (bottom quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,119 Cr).
Established history (26+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 18.12% (bottom quartile).
3Y return: 25.68% (top quartile).
1Y return: 1.06% (upper mid).
Alpha: 0.79 (top quartile).
Sharpe: -0.15 (top quartile).
Information ratio: 0.10 (upper mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 27.94% (top quartile).
3Y return: 23.53% (top quartile).
1Y return: 2.37% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 25.81% (upper mid).
3Y return: 21.27% (upper mid).
1Y return: -5.00% (upper mid).
Alpha: -2.00 (upper mid).
Sharpe: -0.69 (lower mid).
Information ratio: 0.89 (top quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.06% (lower mid).
3Y return: 20.31% (upper mid).
1Y return: -6.64% (lower mid).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).

UTI Infrastructure Fund

Lower mid AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.79% (top quartile).
3Y return: 19.81% (upper mid).
1Y return: -8.72% (bottom quartile).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (lower mid).

UTI Value Opportunities Fund

Top quartile AUM (₹9,672 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.56% (lower mid).
3Y return: 18.46% (lower mid).
1Y return: -4.80% (upper mid).
Alpha: -1.35 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.72 (upper mid).

UTI Mid Cap Fund

Highest AUM (₹11,668 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.85% (upper mid).
3Y return: 15.94% (lower mid).
1Y return: -7.34% (bottom quartile).
Alpha: -3.13 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: -1.38 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.74% (upper mid).
3Y return: 15.90% (bottom quartile).
1Y return: 2.92% (top quartile).
Alpha: -3.36 (lower mid).
Sharpe: 0.01 (top quartile).
Information ratio: 0.28 (upper mid).

UTI India Lifestyle Fund

Bottom quartile AUM (₹717 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 18.60% (bottom quartile).
3Y return: 12.98% (bottom quartile).
1Y return: -8.44% (bottom quartile).
Alpha: -5.71 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.95 (bottom quartile).

UTI MNC Fund

Lower mid AUM (₹2,863 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.31% (bottom quartile).
3Y return: 12.95% (bottom quartile).
1Y return: -5.77% (lower mid).
Alpha: -2.84 (upper mid).
Sharpe: -0.64 (upper mid).
Information ratio: -0.67 (bottom quartile).

*આધારિત ભંડોળની યાદીસંપત્તિ >= 100 કરોડ & પર છટણી કરેલ3 વર્ષCAGR પરત કરે છે.

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,119 Cr).
Established history (26+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 18.12% (bottom quartile).
3Y return: 25.68% (top quartile).
1Y return: 1.06% (upper mid).
Alpha: 0.79 (top quartile).
Sharpe: -0.15 (top quartile).
Information ratio: 0.10 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.8%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (25 Sep 25)	₹290.725 ↓ -1.90 (-0.65 %)
Net Assets (Cr)	₹1,119 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.15
Information Ratio	0.1
Alpha Ratio	0.79
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,183
31 Aug 22	₹12,385
31 Aug 23	₹15,093
31 Aug 24	₹23,487
31 Aug 25	₹24,105

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	-1.9%
3 Month	3%
6 Month	7.4%
1 Year	1.1%
3 Year	25.7%
5 Year	18.1%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.34 Yr.

Data below for UTI Healthcare Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Health Care	96.62%
Basic Materials	1.03%

Asset Allocation

Asset Class	Value
Cash	2.34%
Equity	97.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹113 Cr	661,016
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	5%	₹62 Cr	400,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹55 Cr	200,000 ↓ -10,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	4%	₹49 Cr	255,000 ↑ 55,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	4%	₹47 Cr	80,283
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	4%	₹46 Cr	360,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹41 Cr	190,000 ↓ -60,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹40 Cr	465,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹40 Cr	53,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹34 Cr	166,863 ↓ -13,137

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 27.94% (top quartile).
3Y return: 23.53% (top quartile).
1Y return: 2.37% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~14.0%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (25 Sep 25)	₹294.372 ↓ -2.20 (-0.74 %)
Net Assets (Cr)	₹3,741 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,657
31 Aug 22	₹17,744
31 Aug 23	₹20,391
31 Aug 24	₹31,974
31 Aug 25	₹31,399

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	5%
3 Month	12.3%
6 Month	25.7%
1 Year	2.4%
3 Year	23.5%
5 Year	27.9%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.95 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	78.96%
Industrials	16.81%

Asset Allocation

Asset Class	Value
Cash	4.04%
Equity	95.82%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹498 Cr	1,555,675
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹342 Cr	271,513
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹320 Cr	584,527
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹249 Cr	8,074,415 ↑ 700,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	6%	₹229 Cr	387,991
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	5%	₹192 Cr	239,786
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹168 Cr	1,226,157
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹140 Cr	327,739
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹126 Cr	586,342
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	4%	₹126 Cr	1,888,865

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 25.81% (upper mid).
3Y return: 21.27% (upper mid).
1Y return: -5.00% (upper mid).
Alpha: -2.00 (upper mid).
Sharpe: -0.69 (lower mid).
Information ratio: 0.89 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.7%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (25 Sep 25)	₹177.621 ↓ -1.08 (-0.60 %)
Net Assets (Cr)	₹4,861 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.69
Information Ratio	0.89
Alpha Ratio	-2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,499
31 Aug 22	₹17,304
31 Aug 23	₹20,643
31 Aug 24	₹31,364
31 Aug 25	₹29,783

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	-0.9%
3 Month	-1.5%
6 Month	7.6%
1 Year	-5%
3 Year	21.3%
5 Year	25.8%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.3 Yr.

Data below for UTI Core Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	29.97%
Technology	9.45%
Basic Materials	9.27%
Consumer Cyclical	8.61%
Health Care	8.35%
Industrials	7.78%
Energy	6.38%
Communication Services	5.78%
Consumer Defensive	5.43%
Real Estate	2.3%
Utility	2.23%

Asset Allocation

Asset Class	Value
Cash	4.46%
Equity	95.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹325 Cr	1,612,563
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹214 Cr	1,447,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹149 Cr	988,187 ↑ 81,220
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹122 Cr	6,023,475 ↑ 330,250
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	2%	₹119 Cr	2,888,744
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	2%	₹115 Cr	825,401
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	2%	₹112 Cr	190,114
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹108 Cr	3,720,016 ↑ 333,951
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹107 Cr	4,312,435 ↑ 339,470
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹107 Cr	2,508,415 ↑ 58,121

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.06% (lower mid).
3Y return: 20.31% (upper mid).
1Y return: -6.64% (lower mid).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.2%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (25 Sep 25)	₹176.144 ↓ -0.96 (-0.54 %)
Net Assets (Cr)	₹3,794 on 31 Aug 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.93
Information Ratio	0.84
Alpha Ratio	-4.47
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Dividend Yield

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,966
31 Aug 22	₹15,575
31 Aug 23	₹18,077
31 Aug 24	₹28,149
31 Aug 25	₹26,084

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	-0.2%
3 Month	-0.1%
6 Month	6.3%
1 Year	-6.6%
3 Year	20.3%
5 Year	22.1%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.79 Yr.

Data below for UTI Dividend Yield Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	28.78%
Technology	13.1%
Consumer Cyclical	11.67%
Health Care	9.06%
Utility	6.89%
Consumer Defensive	6.87%
Industrials	6.36%
Energy	6.29%
Basic Materials	3.96%
Communication Services	2.36%
Real Estate	1.43%

Asset Allocation

Asset Class	Value
Cash	2.71%
Equity	96.78%
Debt	0.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹373 Cr	1,850,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	6%	₹224 Cr	1,511,670
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹133 Cr	910,000 ↑ 10,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹130 Cr	860,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹124 Cr	625,000 ↑ 25,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹120 Cr	375,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹112 Cr	1,400,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹93 Cr	3,200,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	2%	₹91 Cr	2,200,000
Cipla Ltd (Healthcare) Equity, Since 30 Nov 23 \| 500087	2%	₹89 Cr	570,000 ↓ -55,000

5. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.79% (top quartile).
3Y return: 19.81% (upper mid).
1Y return: -8.72% (bottom quartile).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~13.5%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (25 Sep 25)	₹140.138 ↓ -0.63 (-0.45 %)
Net Assets (Cr)	₹2,108 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.84
Information Ratio	-0.46
Alpha Ratio	-5.39
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,550
31 Aug 22	₹17,705
31 Aug 23	₹21,009
31 Aug 24	₹32,700
31 Aug 25	₹29,650

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	0.2%
3 Month	-1.7%
6 Month	5.9%
1 Year	-8.7%
3 Year	19.8%
5 Year	26.8%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4 Yr.
Deepesh Agarwal	16 Jun 25	0.21 Yr.

Data below for UTI Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.31%
Communication Services	14.4%
Energy	12.81%
Utility	10.97%
Basic Materials	7.24%
Financial Services	5.43%
Real Estate	3.07%
Consumer Cyclical	2.99%

Asset Allocation

Asset Class	Value
Cash	4.73%
Equity	95.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹296 Cr	1,545,731 ↓ -29,331
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	9%	₹207 Cr	568,954 ↑ 9,991
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	6%	₹142 Cr	4,260,012
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	6%	₹127 Cr	913,802 ↑ 39,144
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹108 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	5%	₹101 Cr	170,972
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹70 Cr	2,886,087
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹63 Cr	457,905
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹57 Cr	533,167 ↓ -48,488
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| ICICIBANK	2%	₹51 Cr	343,610

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹9,672 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.56% (lower mid).
3Y return: 18.46% (lower mid).
1Y return: -4.80% (upper mid).
Alpha: -1.35 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.72 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.9%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (25 Sep 25)	₹168.437 ↓ -1.04 (-0.61 %)
Net Assets (Cr)	₹9,672 on 31 Aug 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.72
Information Ratio	0.72
Alpha Ratio	-1.35
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Value

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,718
31 Aug 22	₹16,313
31 Aug 23	₹18,414
31 Aug 24	₹27,388
31 Aug 25	₹26,278

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	-0.4%
3 Month	-0.2%
6 Month	7.1%
1 Year	-4.8%
3 Year	18.5%
5 Year	22.6%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.59 Yr.

Data below for UTI Value Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	33.57%
Consumer Cyclical	13.85%
Technology	10.15%
Health Care	8.23%
Basic Materials	8.17%
Communication Services	7.07%
Industrials	6.16%
Energy	5.52%
Utility	2.69%
Consumer Defensive	2.38%
Real Estate	1.35%

Asset Allocation

Asset Class	Value
Cash	0.61%
Equity	99.13%
Debt	0.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	10%	₹984 Cr	4,875,000 ↓ -25,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹637 Cr	4,300,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹438 Cr	2,900,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹421 Cr	2,197,804
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹356 Cr	1,800,000 ↑ 50,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	3%	₹342 Cr	3,200,000 ↑ 39,253
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹303 Cr	3,800,000 ↑ 50,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹288 Cr	2,075,000 ↓ -25,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹272 Cr	850,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹252 Cr	1,725,000 ↑ 25,000

7. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹11,668 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.85% (upper mid).
3Y return: 15.94% (lower mid).
1Y return: -7.34% (bottom quartile).
Alpha: -3.13 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: -1.38 (bottom quartile).
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Polycab India Ltd (~2.3%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (25 Sep 25)	₹299.308 ↓ -2.25 (-0.75 %)
Net Assets (Cr)	₹11,668 on 31 Aug 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.64
Information Ratio	-1.38
Alpha Ratio	-3.13
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,955
31 Aug 22	₹18,054
31 Aug 23	₹21,283
31 Aug 24	₹30,277
31 Aug 25	₹27,836

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	-1.4%
3 Month	-1.6%
6 Month	10.9%
1 Year	-7.3%
3 Year	15.9%
5 Year	22.9%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%
2015	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	0.21 Yr.

Data below for UTI Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	18.84%
Financial Services	18.63%
Industrials	16.92%
Basic Materials	12.68%
Health Care	12.51%
Technology	9.73%
Real Estate	3%
Communication Services	2.42%
Utility	1.86%
Energy	0.88%
Consumer Defensive	0.87%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹275 Cr	403,783
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹252 Cr	1,700,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Aug 20 \| JKCEMENT	2%	₹250 Cr	375,943
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	2%	₹245 Cr	1,400,000 ↓ -193,375
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹232 Cr	450,000 ↑ 39,370
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹227 Cr	3,656,918
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| 500271	2%	₹227 Cr	1,512,968
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532331	2%	₹223 Cr	810,000 ↑ 6,015
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	2%	₹219 Cr	130,000 ↑ 21,724
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| SCHAEFFLER	2%	₹217 Cr	527,300

8. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.74% (upper mid).
3Y return: 15.90% (bottom quartile).
1Y return: 2.92% (top quartile).
Alpha: -3.36 (lower mid).
Sharpe: 0.01 (top quartile).
Information ratio: 0.28 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~21.0%).
Top-3 holdings concentration ~44.2%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (25 Sep 25)	₹187.506 ↓ -1.20 (-0.64 %)
Net Assets (Cr)	₹1,255 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.01
Information Ratio	0.28
Alpha Ratio	-3.36
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,617
31 Aug 22	₹16,170
31 Aug 23	₹18,233
31 Aug 24	₹22,992
31 Aug 25	₹24,300

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	0%
3 Month	-2.4%
6 Month	6.8%
1 Year	2.9%
3 Year	15.9%
5 Year	22.7%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.21 Yr.
Preethi S	2 May 22	3.34 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	98.63%
Technology	0.48%

Asset Allocation

Asset Class	Value
Cash	0.89%
Equity	99.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	21%	₹274 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹203 Cr	1,005,927
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	8%	₹99 Cr	500,000 ↑ 218,835
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	7%	₹96 Cr	900,000 ↑ 130,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹74 Cr	842,570
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹68 Cr	850,000 ↑ 100,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	4%	₹55 Cr	2,070,787
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	3%	₹44 Cr	700,000 ↓ -100,000
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	3%	₹43 Cr	470,000 ↓ -155,913
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹41 Cr	275,000 ↓ -39,018

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹717 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 18.60% (bottom quartile).
3Y return: 12.98% (bottom quartile).
1Y return: -8.44% (bottom quartile).
Alpha: -5.71 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.95 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~8.0%).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (25 Sep 25)	₹59.4202 ↓ -0.44 (-0.73 %)
Net Assets (Cr)	₹717 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.52
Information Ratio	-0.95
Alpha Ratio	-5.71
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,352
31 Aug 22	₹15,459
31 Aug 23	₹16,144
31 Aug 24	₹23,195
31 Aug 25	₹22,131

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	0.6%
3 Month	3%
6 Month	13.2%
1 Year	-8.4%
3 Year	13%
5 Year	18.6%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	23%
2022	-2.3%
2021	26.4%
2020	15.2%
2019	5.8%
2018	-2.5%
2017	32.6%
2016	3.2%
2015	-1.9%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vishal Chopda	28 Feb 18	7.51 Yr.
Vicky Punjabi	16 Jun 25	0.21 Yr.

Data below for UTI India Lifestyle Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	41.9%
Consumer Defensive	24.67%
Communication Services	10.79%
Industrials	6.78%
Financial Services	5.79%
Basic Materials	3.32%
Health Care	3.27%
Real Estate	2%

Asset Allocation

Asset Class	Value
Cash	1.47%
Equity	98.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	8%	₹56 Cr	290,000 ↓ -7,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	6%	₹41 Cr	32,500
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	5%	₹36 Cr	113,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	4%	₹30 Cr	90,000 ↑ 15,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 17 \| 540376	4%	₹30 Cr	70,000 ↓ -3,500
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	4%	₹28 Cr	688,767
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532424	4%	₹28 Cr	225,000 ↓ -10,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	4%	₹25 Cr	815,000 ↓ -46,000
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	3%	₹21 Cr	520,000 ↑ 74,999
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	3%	₹20 Cr	37,000

10. UTI MNC Fund

(Erstwhile UTI - MNC Fund)

The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

Research Highlights for UTI MNC Fund

Lower mid AUM (₹2,863 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.31% (bottom quartile).
3Y return: 12.95% (bottom quartile).
1Y return: -5.77% (lower mid).
Alpha: -2.84 (upper mid).
Sharpe: -0.64 (upper mid).
Information ratio: -0.67 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Maruti Suzuki India Ltd (~9.0%).

Below is the key information for UTI MNC Fund

UTI MNC Fund Growth
Launch Date	29 May 98
NAV (25 Sep 25)	₹399.988 ↓ -1.70 (-0.42 %)
Net Assets (Cr)	₹2,863 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	-0.64
Information Ratio	-0.67
Alpha Ratio	-2.84
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,634
31 Aug 22	₹14,223
31 Aug 23	₹15,486
31 Aug 24	₹20,794
31 Aug 25	₹19,770

UTI MNC Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI MNC Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 25

Duration	Returns
1 Month	0.7%
3 Month	3.6%
6 Month	12.5%
1 Year	-5.8%
3 Year	12.9%
5 Year	15.3%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	22.6%
2022	-1.4%
2021	24.1%
2020	12.9%
2019	-1.7%
2018	-0.3%
2017	37.3%
2016	-3%
2015	12.7%

Fund Manager information for UTI MNC Fund

Name	Since	Tenure
Karthikraj Lakshmanan	16 Nov 22	2.79 Yr.

Data below for UTI MNC Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	21.37%
Consumer Defensive	20.13%
Health Care	16.06%
Industrials	14.29%
Technology	10.22%
Basic Materials	7.94%
Financial Services	4.48%
Utility	1.08%

Asset Allocation

Asset Class	Value
Cash	4.05%
Equity	95.59%
Debt	0.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Nov 06 \| MARUTI	9%	₹256 Cr	203,400
Nestle India Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| NESTLEIND	5%	₹145 Cr	643,855
Procter & Gamble Health Ltd (Healthcare) Equity, Since 28 Feb 21 \| PGHL	5%	₹142 Cr	240,895
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 Dec 05 \| HINDUNILVR	4%	₹126 Cr	498,082 ↑ 60,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹110 Cr	2,582,216
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Mar 13 \| UNITDSPR	4%	₹105 Cr	785,187
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| 500825	3%	₹98 Cr	170,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹88 Cr	424,791
3M India Ltd (Industrials) Equity, Since 30 Apr 20 \| 3MINDIA	3%	₹83 Cr	27,031 ↓ -893
Bosch Ltd (Consumer Cyclical) Equity, Since 28 Feb 09 \| 500530	3%	₹72 Cr	17,845

SIP રોકાણ કેવી રીતે વધે છે?

જો તમે ચોક્કસ સમયગાળા માટે માસિક ચોક્કસ રકમનું રોકાણ કરો તો તમારું SIP રોકાણ કેવી રીતે વધશે તે જાણવા માગો છો? અમે તમને એક ઉદાહરણ સાથે સમજાવીશું.

SIP કેલ્ક્યુલેટર અથવા SIP રીટર્ન કેલ્ક્યુલેટર

SIP કેલ્ક્યુલેટર સામાન્ય રીતે ઇનપુટ લે છે જેમ કે SIP રોકાણની રકમ (ધ્યેય), જે રોકાણ કરવા માગે છે, રોકાણના વર્ષોની સંખ્યા, અપેક્ષિતફુગાવો દરો (એકને આ માટે એકાઉન્ટ કરવાની જરૂર છે!) અને અપેક્ષિત વળતર. આથી, કોઈ લક્ષ્ય હાંસલ કરવા માટે જરૂરી SIP વળતરની ગણતરી કરી શકે છે!

ધારો કે, જો તમે 10 રૂપિયાનું રોકાણ કરો છો,000 10 વર્ષ માટે, જુઓ કે તમારું SIP રોકાણ કેવી રીતે વધે છે-

માસિક રોકાણ: INR 10,000

રોકાણનો સમયગાળો: 10 વર્ષ

રોકાણ કરેલ કુલ રકમ: INR 12,00,000

લાંબા ગાળાનો વિકાસ દર (અંદાજે): 15%

મુજબ અપેક્ષિત વળતરસિપ કેલ્ક્યુલેટર: INR 27,86,573

ચોખ્ખો નફો: INR 15,86,573 (સંપૂર્ણ વળતર= 132.2%)

ઉપરોક્ત ગણતરીઓ દર્શાવે છે કે જો તમે 10 વર્ષ માટે માસિક INR 10,000 નું રોકાણ કરો છો (કુલ INR12,00,000) તમે કમાશોINR 27,86,573, જેનો અર્થ છે કે તમે જે ચોખ્ખો નફો કરો છોINR 15,86,573. શું તે મહાન નથી!

UTI ફંડમાં ઓનલાઈન કેવી રીતે રોકાણ કરવું?

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Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.