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How to Add Biller for SIP Transactions in IDFC Bank?

Updated on January 17, 2026 , 6026 views

SIP or Systematic Investment plan is a mode of investment in Mutual Funds where individuals deposit small amounts at regular intervals. In SIP transactions, people should understand that the money gets deducted at regular intervals. Therefore, in order to ensure that the entire process is hassle-free, people can to add billers to their Bank account through net banking so that the payments are done on time. This can be done with by adding the Unique Registration Number or URN of the SIP to the bank account. You will receive this URN in your email or you can get it by visiting the website of fincash.com after making your first payment. This process of adding billers to the bank account is different for each bank. So, let us understand the process of adding biller in IDFC Bank.

Login to Your IDFC Bank Account & Click on Bill Pay Option.

Any process of adding biller in the bank account starts from logging into your bank account. First-of-all, you need to login to your bank account by using your login credentials. Once you log in, you will be redirected to your home screen. In the home screen, you need to click on Bill Pay tab which is on the left side of the screen. The image for this step is as follows where the Bill Pay option is highlighted in Green.

Step 1

Click on Add Biller in Bill Pay Option

Once you click on Bill Pay tab, a drop down opens, which has various options such as View/Pay Bills, Quick Pay, Recharges, and much more. Out of these options, you need to select the Add Biller option. The image for this step is given below where the Add Biller option is highlighted in Green.

Step 2

Enter URN & Select Set for Auto Pay

This is an important step in the process of biller addition. In this step, people need to enter the URN number so that their Auto Pay option gets automated. Once you click on Add Biller option in the previous step, a new screen opens where you need to enter the Bill Details. Here, in case of the category, you need to choose Mutual Funds. In the Provider, you need to select the option BSE Limited. After choosing the provider, you need to enter the URN number which you receive in your email or you can access by logging into your fincash account. After entering the URN, you need to select the Set for Auto Pay option. The image for this step is given below where the Unique Registration Number and Set for Auto Pay option both are highlighted in Green.

Step 3

Enter Payment Details

Once you select the Set for Auto Pay in the previous step, a drop-down opens in which you need to enter the payment details such as the account number from which the SIP payment has to be done, the start date of the SIP, and the SIP amount that need to be. After entering these details, you need to click on Add Biller option. The image for this step is given below where the Add Biller option is selected in Green.

Step 4

Enter OTP

Once you click on Add Biller in the previous step, a new screen opens where you can see the details of your account you can see summary of your SIP. Along with it, you can also see that a box in which you are asked to enter the One Time Password (OTP). This OTP number is the one which you receive in your mobile number. Once you enter the OTP number you need to click on Verify button. The image for this step is given below where the OTP Box and Verify button both are highlighted in Green.

Step 5

Final Confirmation

This is the last step where you can receive the final confirmation that the biller has been successfully added. Once you click on Verify the biller gets confirmed post which the SIP payments will get deducted automatically. The image for this step is given below.

Step 6

Thus from the above steps, it can be said that it is easy to add biller for SIP transactions in IDFC Bank.

Best SIPs to Invest to Earn Better Returns

Here are some of the recommend SIPs as per 5 year returns and AUM of more than INR 500 Cr:

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Infrastructure Fund Growth ₹192.33
↓ -1.22
₹8,134 100 -2.9-3.26.823.628.46.7
SBI PSU Fund Growth ₹34.0624
↓ -0.12
₹5,817 500 45.81428.628.311.3
Invesco India PSU Equity Fund Growth ₹66.9
↓ -0.21
₹1,449 500 3.34.114.929.226.910.3
Motilal Oswal Midcap 30 Fund  Growth ₹97.1674
↓ -0.28
₹36,880 500 -7.2-5.6-3.624.226.5-12.1
DSP World Gold Fund Growth ₹58.945
↓ -0.24
₹1,756 500 22.395.5171.14925.8167.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Infrastructure FundSBI PSU FundInvesco India PSU Equity FundMotilal Oswal Midcap 30 Fund DSP World Gold Fund
Point 1Upper mid AUM (₹8,134 Cr).Lower mid AUM (₹5,817 Cr).Bottom quartile AUM (₹1,449 Cr).Highest AUM (₹36,880 Cr).Bottom quartile AUM (₹1,756 Cr).
Point 2Oldest track record among peers (20 yrs).Established history (15+ yrs).Established history (16+ yrs).Established history (11+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 28.41% (top quartile).5Y return: 28.34% (upper mid).5Y return: 26.91% (lower mid).5Y return: 26.51% (bottom quartile).5Y return: 25.80% (bottom quartile).
Point 63Y return: 23.57% (bottom quartile).3Y return: 28.55% (lower mid).3Y return: 29.23% (upper mid).3Y return: 24.16% (bottom quartile).3Y return: 49.00% (top quartile).
Point 71Y return: 6.83% (bottom quartile).1Y return: 14.03% (lower mid).1Y return: 14.93% (upper mid).1Y return: -3.62% (bottom quartile).1Y return: 171.06% (top quartile).
Point 8Alpha: 0.00 (upper mid).Alpha: -0.22 (lower mid).Alpha: -1.90 (bottom quartile).Alpha: -18.12 (bottom quartile).Alpha: 1.32 (top quartile).
Point 9Sharpe: 0.12 (bottom quartile).Sharpe: 0.33 (upper mid).Sharpe: 0.27 (lower mid).Sharpe: -0.79 (bottom quartile).Sharpe: 3.42 (top quartile).
Point 10Information ratio: 0.00 (upper mid).Information ratio: -0.47 (bottom quartile).Information ratio: -0.37 (lower mid).Information ratio: 0.10 (top quartile).Information ratio: -0.67 (bottom quartile).

ICICI Prudential Infrastructure Fund

  • Upper mid AUM (₹8,134 Cr).
  • Oldest track record among peers (20 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 28.41% (top quartile).
  • 3Y return: 23.57% (bottom quartile).
  • 1Y return: 6.83% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.12 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

SBI PSU Fund

  • Lower mid AUM (₹5,817 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 28.34% (upper mid).
  • 3Y return: 28.55% (lower mid).
  • 1Y return: 14.03% (lower mid).
  • Alpha: -0.22 (lower mid).
  • Sharpe: 0.33 (upper mid).
  • Information ratio: -0.47 (bottom quartile).

Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,449 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 26.91% (lower mid).
  • 3Y return: 29.23% (upper mid).
  • 1Y return: 14.93% (upper mid).
  • Alpha: -1.90 (bottom quartile).
  • Sharpe: 0.27 (lower mid).
  • Information ratio: -0.37 (lower mid).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹36,880 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 26.51% (bottom quartile).
  • 3Y return: 24.16% (bottom quartile).
  • 1Y return: -3.62% (bottom quartile).
  • Alpha: -18.12 (bottom quartile).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: 0.10 (top quartile).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,756 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 25.80% (bottom quartile).
  • 3Y return: 49.00% (top quartile).
  • 1Y return: 171.06% (top quartile).
  • Alpha: 1.32 (top quartile).
  • Sharpe: 3.42 (top quartile).
  • Information ratio: -0.67 (bottom quartile).

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

  • Upper mid AUM (₹8,134 Cr).
  • Oldest track record among peers (20 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 28.41% (top quartile).
  • 3Y return: 23.57% (bottom quartile).
  • 1Y return: 6.83% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.12 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund
Growth
Launch Date 31 Aug 05
NAV (19 Jan 26) ₹192.33 ↓ -1.22   (-0.63 %)
Net Assets (Cr) ₹8,134 on 31 Dec 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹15,007
31 Dec 22₹19,333
31 Dec 23₹27,952
31 Dec 24₹35,602
31 Dec 25₹38,004

ICICI Prudential Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month -1.1%
3 Month -2.9%
6 Month -3.2%
1 Year 6.8%
3 Year 23.6%
5 Year 28.4%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 27.4%
2022 44.6%
2021 28.8%
2020 50.1%
2019 3.6%
2018 2.6%
2017 -14%
2016 40.8%
2015 2%
Fund Manager information for ICICI Prudential Infrastructure Fund
NameSinceTenure
Ihab Dalwai3 Jun 178.59 Yr.
Sharmila D’mello30 Jun 223.51 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Industrials46.72%
Financial Services13.08%
Basic Materials11.19%
Utility10.14%
Energy8.12%
Real Estate4.42%
Consumer Cyclical1.99%
Communication Services0.86%
Asset Allocation
Asset ClassValue
Cash3.15%
Equity96.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT
9%₹717 Cr1,755,704
InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO
7%₹565 Cr1,116,358
↑ 891,940
NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 532555
4%₹342 Cr10,376,448
↓ -600,000
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS
3%₹250 Cr1,700,000
↓ -154,934
AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG
3%₹246 Cr612,120
↓ -57,631
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE
3%₹240 Cr1,529,725
Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL
3%₹230 Cr1,911,120
↑ 107,554
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
3%₹214 Cr1,683,557
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | INDUSINDBK
3%₹209 Cr2,424,016
NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC
3%₹209 Cr13,053,905

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Lower mid AUM (₹5,817 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 28.34% (upper mid).
  • 3Y return: 28.55% (lower mid).
  • 1Y return: 14.03% (lower mid).
  • Alpha: -0.22 (lower mid).
  • Sharpe: 0.33 (upper mid).
  • Information ratio: -0.47 (bottom quartile).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (19 Jan 26) ₹34.0624 ↓ -0.12   (-0.34 %)
Net Assets (Cr) ₹5,817 on 31 Dec 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.33
Information Ratio -0.47
Alpha Ratio -0.22
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,241
31 Dec 22₹17,083
31 Dec 23₹26,314
31 Dec 24₹32,485
31 Dec 25₹36,147

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month 3%
3 Month 4%
6 Month 5.8%
1 Year 14%
3 Year 28.6%
5 Year 28.3%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.3%
2023 23.5%
2022 54%
2021 29%
2020 32.4%
2019 -10%
2018 6%
2017 -23.8%
2016 21.9%
2015 16.2%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.59 Yr.

Data below for SBI PSU Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services35.24%
Utility29.32%
Energy13.87%
Industrials12%
Basic Materials6.69%
Asset Allocation
Asset ClassValue
Cash2.8%
Equity97.11%
Debt0.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
17%₹975 Cr9,927,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹518 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹509 Cr15,443,244
↑ 900,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
9%₹502 Cr29,150,000
↑ 3,400,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
8%₹467 Cr17,635,554
↑ 1,100,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹372 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
6%₹325 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹232 Cr27,900,000
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
3%₹203 Cr2,427,235
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹163 Cr3,850,000

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,449 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 26.91% (lower mid).
  • 3Y return: 29.23% (upper mid).
  • 1Y return: 14.93% (upper mid).
  • Alpha: -1.90 (bottom quartile).
  • Sharpe: 0.27 (lower mid).
  • Information ratio: -0.37 (lower mid).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (19 Jan 26) ₹66.9 ↓ -0.21   (-0.31 %)
Net Assets (Cr) ₹1,449 on 31 Dec 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.14
Sharpe Ratio 0.27
Information Ratio -0.37
Alpha Ratio -1.9
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,105
31 Dec 22₹15,797
31 Dec 23₹24,402
31 Dec 24₹30,659
31 Dec 25₹33,810

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month 4.7%
3 Month 3.3%
6 Month 4.1%
1 Year 14.9%
3 Year 29.2%
5 Year 26.9%
10 Year
15 Year
Since launch 12.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.3%
2023 25.6%
2022 54.5%
2021 20.5%
2020 31.1%
2019 6.1%
2018 10.1%
2017 -16.9%
2016 24.3%
2015 17.9%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.5 Yr.
Sagar Gandhi1 Jul 250.5 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Industrials31.01%
Financial Services29.88%
Utility19.12%
Energy13.49%
Basic Materials3.52%
Consumer Cyclical1.22%
Asset Allocation
Asset ClassValue
Cash1.76%
Equity98.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
9%₹136 Cr1,387,617
↓ -38,697
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
8%₹120 Cr2,997,692
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
7%₹104 Cr2,717,009
↓ -184,556
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
7%₹97 Cr1,157,444
↑ 76,826
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
6%₹86 Cr9,129,820
↑ 339,034
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
6%₹86 Cr196,158
Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 532134
5%₹66 Cr2,244,222
↑ 127,830
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL
5%₹65 Cr445,685
↑ 21,640
Dredging Corp of India Ltd (Industrials)
Equity, Since 31 Jul 25 | DREDGECORP
4%₹64 Cr646,300
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
4%₹59 Cr1,801,543
↓ -223,420

4. Motilal Oswal Midcap 30 Fund 

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹36,880 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 26.51% (bottom quartile).
  • 3Y return: 24.16% (bottom quartile).
  • 1Y return: -3.62% (bottom quartile).
  • Alpha: -18.12 (bottom quartile).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: 0.10 (top quartile).

Below is the key information for Motilal Oswal Midcap 30 Fund 

Motilal Oswal Midcap 30 Fund 
Growth
Launch Date 24 Feb 14
NAV (19 Jan 26) ₹97.1674 ↓ -0.28   (-0.29 %)
Net Assets (Cr) ₹36,880 on 31 Dec 25
Category Equity - Mid Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio -0.79
Information Ratio 0.1
Alpha Ratio -18.12
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹15,583
31 Dec 22₹17,252
31 Dec 23₹24,442
31 Dec 24₹38,406
31 Dec 25₹33,746

Motilal Oswal Midcap 30 Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Motilal Oswal Midcap 30 Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month -3.3%
3 Month -7.2%
6 Month -5.6%
1 Year -3.6%
3 Year 24.2%
5 Year 26.5%
10 Year
15 Year
Since launch 21.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -12.1%
2023 57.1%
2022 41.7%
2021 10.7%
2020 55.8%
2019 9.3%
2018 9.7%
2017 -12.7%
2016 30.8%
2015 5.2%
Fund Manager information for Motilal Oswal Midcap 30 Fund 
NameSinceTenure
Ajay Khandelwal1 Oct 241.25 Yr.
Niket Shah1 Jul 205.51 Yr.
Rakesh Shetty22 Nov 223.11 Yr.
Sunil Sawant1 Jul 241.5 Yr.

Data below for Motilal Oswal Midcap 30 Fund  as on 31 Dec 25

Equity Sector Allocation
SectorValue
Technology34.62%
Consumer Cyclical15.12%
Industrials10.84%
Financial Services10.65%
Communication Services9.14%
Real Estate2.38%
Health Care0.85%
Asset Allocation
Asset ClassValue
Cash18.4%
Equity81.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT
10%₹3,744 Cr5,969,840
↓ -30,160
Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE
9%₹3,284 Cr19,750,000
One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 543396
8%₹2,923 Cr22,501,127
↑ 21,166
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL
8%₹2,914 Cr60,043,240
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON
7%₹2,541 Cr2,100,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | 543320
6%₹2,127 Cr76,501,000
↓ -33,500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL
5%₹2,004 Cr9,517,664
↑ 17,664
KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI
5%₹1,784 Cr4,000,000
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL
5%₹1,699 Cr47,500,000
Bharti Hexacom Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIHEXA
4%₹1,366 Cr7,500,000

5. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Bottom quartile AUM (₹1,756 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 25.80% (bottom quartile).
  • 3Y return: 49.00% (top quartile).
  • 1Y return: 171.06% (top quartile).
  • Alpha: 1.32 (top quartile).
  • Sharpe: 3.42 (top quartile).
  • Information ratio: -0.67 (bottom quartile).

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (16 Jan 26) ₹58.945 ↓ -0.24   (-0.40 %)
Net Assets (Cr) ₹1,756 on 31 Dec 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 3.42
Information Ratio -0.67
Alpha Ratio 1.32
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹9,101
31 Dec 22₹8,405
31 Dec 23₹8,991
31 Dec 24₹10,424
31 Dec 25₹27,842

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month 12.4%
3 Month 22.3%
6 Month 95.5%
1 Year 171.1%
3 Year 49%
5 Year 25.8%
10 Year
15 Year
Since launch 10.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 167.1%
2023 15.9%
2022 7%
2021 -7.7%
2020 -9%
2019 31.4%
2018 35.1%
2017 -10.7%
2016 -4%
2015 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Basic Materials94.95%
Asset Allocation
Asset ClassValue
Cash2.43%
Equity94.95%
Debt0.01%
Other2.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
74%₹1,294 Cr1,219,254
↓ -59,731
VanEck Gold Miners ETF
- | GDX
25%₹442 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
2%₹28 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹8 Cr

In case of any further queries, you can contact us on 8451864111 on any working day between 9.30am to 6.30 pm or write a mail to us anytime at support@fincash.com or chat with us by logging onto our website www.fincash.com.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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