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How to Add Biller for SIP Transactions in IndusInd Bank?

Updated on November 8, 2025 , 6679 views

SIP or Systematic Investment plan is an investment mode in Mutual Fund through which individuals deposit small amounts at regular intervals. One of the important points that individuals should understand here is, the amounts get deducted at regular intervals. As a consequence, to make sure that the entire SIP investment process takes place smoothly; individuals can add biller to their Bank accounts. For adding biller in the bank accounts, individuals require the Unique Registration Number or URN of the SIP which needs to be added to the bank account either through net banking or mobile banking process. The process of adding biller for each bank is different. So, let us check the process of adding biller for SIP transactions in IndusInd Bank.

Login to Your IndusInd Bank Account & Click on Bill Pay Option

The first step is almost similar in most of the banks in which individuals need to log into their bank accounts. Even in this case, you first need to log into your account using your login credentials. After logging in, once you reach the home screen, you need to click on Bill Payments tab which is on the top of the screen. The image for this step is given below where Bill Payments tab is highlighted in Green.

Step 1

Click on Manage Biller Tab & Select Add Biller Option

Once you click on Bill Payments, a new screen opens. In this screen, you need to click on the Manage Billers tab which is on the left side of the screen. Once, you click on Manage Biller option, the tab expands and in that tab, you need to click on Add Billers option. The image for this step is given below where Manage Billers and Add Billers option is highlighted in Green.

Step 2

Click on Mutual Fund Option & Select BSE Limited

Once you click on Add Biller in the previous step, you will be redirected to a new screen which shows as Type of Payment. In this section, there are various options such as Utility Payments, credit cards, insurance Premia, and much more. In this section, you need to click on the Mutual Fund option and select BSE Limited in the drop down next to it. After selecting BSE Limited option you need to click on Go option. The image for this step is given below where the Mutual Fund, BSE Limited, and Go Button are highlighted in Green.

Step 3

Enter URN Details

This is the important step in the add biller process. Once you click on Go, in this step, you are redirected to a new screen, in which you need to enter your URN and other details. You will receive this URN number for your SIP through email from Fincash once you make the initial payment. If you do not receive it then you can find the same from the My SIPs section of your Fincash Account. After getting the URN, you need to enter the same here and add other details. After entering the details, you need to click on Register option. The image for this step is given below where the URN details and Register button both are highlighted in Green.

Step 4

Summary Confirmation

Once you click on Register in the previous step, a new screen opens up in which you can see the summary of your details entered. In this step, you need to verify whether the details entered are correct or not. Once you verify with the details, then you need to click on Confirm. The image for this step is given below where the Confirm button is highlighted in Green.

Step 5

Biller Confirmation

In this step, you receive the biller confirmation stating that your biller has been added successfully. The image for this step is given below.

Step 6

Click on Schedule Payments & Select Edit Payments

Your process of adding biller doesn’t stop just by adding biller. Once you successfully add biller, then you need to click on the Schedule Payments tab which is on the left side of the screen. Once you click, on it the tab expands and shows multiple options under it. Here, you need to click on Edit Payments option. The image for this step is given below where the Schedule Payments tab and Edit Payments option both are highlighted in Green.

Step 7

Click Set Option in Modify AutoPay Screen

Once you click on Edit Payments, a new screen opens up in which you can see the Mutual Fund Biller added. You can also see the URN of the SIP against the biller. Here, you need to click on Set option against the Mutual Fund Biller. The image for this step is given below where the Set option is highlighted in Green.

Step 8

Enter Payments Details & Click on Go

In this step, you need to enter the payment details. Once you click on Set in the previous step, a new screen opens in which you need to enter the payment details. Here, against thePay Entire Bill Amount option, you need to select Yes option. Then you need to select the Payment Mode as Net Banking. Moreover, you need to select the bank account number from which you wish to make the payments. After entering all the details, you need to click on Go button which is at the bottom of the screen. The image for this step is given below where the Pay Entire Bill Amount option, Bank Account tab and Go button are highlighted in Green.

Step 9

Verification of Payment Details

Once you enter the payment details and click on Go, you are redirected to a new screen in which you can verify all the details that you have entered. If you find all the details are entered correctly, then you can click on Confirm. If not, then click on Back so that you can edit the relevant details. The image for this step is given below where the Confirm button is highlighted in Green.

Step 10

Confirmation of AutoPay Details

In this step, you get a confirmation about the AutoPay status. The image for this step is given below.

Step 11

Thus, from the above steps, it can be said that the process of adding biller for SIP transactions in IndusInd Bank is not difficult. By adding it, individuals can ensure that their SIP deductions take place in a timely manner. They just need to ensure that they have enough balance in their bank account.

Best SIPs to Invest to Earn Better Returns

Here are some of the recommend SIPs as per 5 year returns and AUM of more than INR 500 Cr

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Infrastructure Fund Growth ₹198.13
↓ -0.28
₹7,645 100 410.93.826.935.427.4
HDFC Infrastructure Fund Growth ₹48.233
↓ 0.00
₹2,483 300 3.19.91.627.23323
Nippon India Small Cap Fund Growth ₹168.953
↑ 0.30
₹64,821 100 2.611.3-422.631.826.1
SBI PSU Fund Growth ₹33.6257
↑ 0.04
₹5,179 500 8.412.24.72931.623.5
Motilal Oswal Midcap 30 Fund  Growth ₹102.281
↓ -0.34
₹34,780 500 2.87.5-3.125.631.457.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Nov 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Infrastructure FundHDFC Infrastructure FundNippon India Small Cap FundSBI PSU FundMotilal Oswal Midcap 30 Fund 
Point 1Lower mid AUM (₹7,645 Cr).Bottom quartile AUM (₹2,483 Cr).Highest AUM (₹64,821 Cr).Bottom quartile AUM (₹5,179 Cr).Upper mid AUM (₹34,780 Cr).
Point 2Oldest track record among peers (20 yrs).Established history (17+ yrs).Established history (15+ yrs).Established history (15+ yrs).Established history (11+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 3★ (lower mid).Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 35.37% (top quartile).5Y return: 32.97% (upper mid).5Y return: 31.78% (lower mid).5Y return: 31.58% (bottom quartile).5Y return: 31.37% (bottom quartile).
Point 63Y return: 26.94% (lower mid).3Y return: 27.19% (upper mid).3Y return: 22.64% (bottom quartile).3Y return: 29.03% (top quartile).3Y return: 25.60% (bottom quartile).
Point 71Y return: 3.84% (upper mid).1Y return: 1.56% (lower mid).1Y return: -3.97% (bottom quartile).1Y return: 4.72% (top quartile).1Y return: -3.09% (bottom quartile).
Point 8Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: -2.55 (bottom quartile).Alpha: -0.35 (bottom quartile).Alpha: 4.99 (top quartile).
Point 9Sharpe: -0.48 (upper mid).Sharpe: -0.64 (lower mid).Sharpe: -0.65 (bottom quartile).Sharpe: -0.81 (bottom quartile).Sharpe: -0.18 (top quartile).
Point 10Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.10 (upper mid).Information ratio: -0.37 (bottom quartile).Information ratio: 0.57 (top quartile).

ICICI Prudential Infrastructure Fund

  • Lower mid AUM (₹7,645 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 35.37% (top quartile).
  • 3Y return: 26.94% (lower mid).
  • 1Y return: 3.84% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.48 (upper mid).
  • Information ratio: 0.00 (lower mid).

HDFC Infrastructure Fund

  • Bottom quartile AUM (₹2,483 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 32.97% (upper mid).
  • 3Y return: 27.19% (upper mid).
  • 1Y return: 1.56% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.64 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

  • Highest AUM (₹64,821 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 31.78% (lower mid).
  • 3Y return: 22.64% (bottom quartile).
  • 1Y return: -3.97% (bottom quartile).
  • Alpha: -2.55 (bottom quartile).
  • Sharpe: -0.65 (bottom quartile).
  • Information ratio: 0.10 (upper mid).

SBI PSU Fund

  • Bottom quartile AUM (₹5,179 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 31.58% (bottom quartile).
  • 3Y return: 29.03% (top quartile).
  • 1Y return: 4.72% (top quartile).
  • Alpha: -0.35 (bottom quartile).
  • Sharpe: -0.81 (bottom quartile).
  • Information ratio: -0.37 (bottom quartile).

Motilal Oswal Midcap 30 Fund 

  • Upper mid AUM (₹34,780 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 31.37% (bottom quartile).
  • 3Y return: 25.60% (bottom quartile).
  • 1Y return: -3.09% (bottom quartile).
  • Alpha: 4.99 (top quartile).
  • Sharpe: -0.18 (top quartile).
  • Information ratio: 0.57 (top quartile).

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

  • Lower mid AUM (₹7,645 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 35.37% (top quartile).
  • 3Y return: 26.94% (lower mid).
  • 1Y return: 3.84% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.48 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Larsen & Toubro Ltd (~8.6%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund
Growth
Launch Date 31 Aug 05
NAV (10 Nov 25) ₹198.13 ↓ -0.28   (-0.14 %)
Net Assets (Cr) ₹7,645 on 31 Aug 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio -0.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹19,902
31 Oct 22₹23,709
31 Oct 23₹30,130
31 Oct 24₹47,075
31 Oct 25₹49,413

ICICI Prudential Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906
Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

DurationReturns
1 Month 0.4%
3 Month 4%
6 Month 10.9%
1 Year 3.8%
3 Year 26.9%
5 Year 35.4%
10 Year
15 Year
Since launch 15.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 27.4%
2023 44.6%
2022 28.8%
2021 50.1%
2020 3.6%
2019 2.6%
2018 -14%
2017 40.8%
2016 2%
2015 -3.4%
Fund Manager information for ICICI Prudential Infrastructure Fund
NameSinceTenure
Ihab Dalwai3 Jun 178.33 Yr.
Sharmila D’mello30 Jun 223.26 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Industrials36.47%
Basic Materials15.25%
Financial Services14.68%
Utility10.24%
Energy9.47%
Real Estate2.93%
Consumer Cyclical1.84%
Communication Services1.67%
Asset Allocation
Asset ClassValue
Cash7.43%
Equity92.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT
9%₹674 Cr1,843,204
↓ -155,750
NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 532555
4%₹352 Cr10,329,473
↓ -750,000
Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 500295
4%₹293 Cr6,279,591
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE
4%₹277 Cr2,029,725
NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC
3%₹271 Cr13,053,905
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS
3%₹260 Cr1,854,934
↓ -413,725
Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL
3%₹226 Cr1,803,566
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
3%₹226 Cr1,996,057
AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG
3%₹202 Cr660,770
CESC Ltd (Utilities)
Equity, Since 30 Jun 23 | CESC
2%₹189 Cr11,700,502

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

  • Bottom quartile AUM (₹2,483 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 32.97% (upper mid).
  • 3Y return: 27.19% (upper mid).
  • 1Y return: 1.56% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.64 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~92%).
  • Largest holding ICICI Bank Ltd (~5.9%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (10 Nov 25) ₹48.233 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹2,483 on 31 Aug 25
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.06
Sharpe Ratio -0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹19,027
31 Oct 22₹21,626
31 Oct 23₹29,679
31 Oct 24₹44,661
31 Oct 25₹45,504

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

DurationReturns
1 Month 0.4%
3 Month 3.1%
6 Month 9.9%
1 Year 1.6%
3 Year 27.2%
5 Year 33%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 23%
2023 55.4%
2022 19.3%
2021 43.2%
2020 -7.5%
2019 -3.4%
2018 -29%
2017 43.3%
2016 -1.9%
2015 -2.5%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Srinivasan Ramamurthy12 Jan 241.72 Yr.
Dhruv Muchhal22 Jun 232.28 Yr.

Data below for HDFC Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Industrials38.53%
Financial Services19.18%
Basic Materials10.34%
Utility7.05%
Energy6.49%
Communication Services3.63%
Real Estate2.48%
Health Care1.76%
Technology1.57%
Consumer Cyclical0.49%
Asset Allocation
Asset ClassValue
Cash8.47%
Equity91.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 532174
6%₹148 Cr1,100,000
↓ -200,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
6%₹139 Cr380,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK
5%₹133 Cr1,400,000
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | 522287
4%₹95 Cr758,557
↑ 272
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL
4%₹89 Cr1,403,084
↑ 3,084
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO
3%₹84 Cr150,000
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
3%₹75 Cr2,200,646
↑ 646
Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE
3%₹68 Cr500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL
3%₹66 Cr350,000
State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN
2%₹61 Cr704,361

3. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Small Cap Fund

  • Highest AUM (₹64,821 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 31.78% (lower mid).
  • 3Y return: 22.64% (bottom quartile).
  • 1Y return: -3.97% (bottom quartile).
  • Alpha: -2.55 (bottom quartile).
  • Sharpe: -0.65 (bottom quartile).
  • Information ratio: 0.10 (upper mid).
  • Top sector: Industrials.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding Multi Commodity Exchange of India Ltd (~2.2%).

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund
Growth
Launch Date 16 Sep 10
NAV (10 Nov 25) ₹168.953 ↑ 0.30   (0.18 %)
Net Assets (Cr) ₹64,821 on 31 Aug 25
Category Equity - Small Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.44
Sharpe Ratio -0.65
Information Ratio 0.1
Alpha Ratio -2.55
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹19,480
31 Oct 22₹22,272
31 Oct 23₹29,220
31 Oct 24₹42,673
31 Oct 25₹41,342

Nippon India Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

DurationReturns
1 Month 0.1%
3 Month 2.6%
6 Month 11.3%
1 Year -4%
3 Year 22.6%
5 Year 31.8%
10 Year
15 Year
Since launch 20.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 26.1%
2023 48.9%
2022 6.5%
2021 74.3%
2020 29.2%
2019 -2.5%
2018 -16.7%
2017 63%
2016 5.6%
2015 15.1%
Fund Manager information for Nippon India Small Cap Fund
NameSinceTenure
Samir Rachh2 Jan 178.75 Yr.
Kinjal Desai25 May 187.36 Yr.

Data below for Nippon India Small Cap Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Industrials20.82%
Consumer Cyclical15.14%
Financial Services14.81%
Basic Materials12.07%
Consumer Defensive9.3%
Health Care8.98%
Technology7.7%
Utility2.67%
Energy1.51%
Communication Services1.42%
Real Estate0.53%
Asset Allocation
Asset ClassValue
Cash4.9%
Equity95.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX
2%₹1,443 Cr1,851,010
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK
2%₹1,265 Cr13,300,000
Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Oct 12 | KIRLOSBROS
1%₹863 Cr4,472,130
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | 590003
1%₹804 Cr38,140,874
State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN
1%₹794 Cr9,100,000
NLC India Ltd (Utilities)
Equity, Since 31 Oct 22 | NLCINDIA
1%₹776 Cr27,190,940
Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA
1%₹774 Cr2,499,222
Zydus Wellness Ltd (Consumer Defensive)
Equity, Since 31 Aug 16 | ZYDUSWELL
1%₹770 Cr16,848,030
Paradeep Phosphates Ltd (Basic Materials)
Equity, Since 31 May 22 | 543530
1%₹747 Cr38,089,109
Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS
1%₹736 Cr899,271

4. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Bottom quartile AUM (₹5,179 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 31.58% (bottom quartile).
  • 3Y return: 29.03% (top quartile).
  • 1Y return: 4.72% (top quartile).
  • Alpha: -0.35 (bottom quartile).
  • Sharpe: -0.81 (bottom quartile).
  • Information ratio: -0.37 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~15.7%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (10 Nov 25) ₹33.6257 ↑ 0.04   (0.12 %)
Net Assets (Cr) ₹5,179 on 31 Aug 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio -0.81
Information Ratio -0.37
Alpha Ratio -0.35
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹16,381
31 Oct 22₹19,173
31 Oct 23₹24,318
31 Oct 24₹40,047
31 Oct 25₹42,467

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

DurationReturns
1 Month 2.4%
3 Month 8.4%
6 Month 12.2%
1 Year 4.7%
3 Year 29%
5 Year 31.6%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.33 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services36.21%
Utility29.89%
Energy13.58%
Industrials12.34%
Basic Materials5.79%
Asset Allocation
Asset ClassValue
Cash2.18%
Equity97.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
16%₹866 Cr9,927,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹524 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹495 Cr14,543,244
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
8%₹463 Cr16,535,554
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
8%₹454 Cr25,750,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹329 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹284 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹213 Cr27,900,000
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
3%₹182 Cr2,427,235
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹159 Cr3,850,000

5. Motilal Oswal Midcap 30 Fund 

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund 

  • Upper mid AUM (₹34,780 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 31.37% (bottom quartile).
  • 3Y return: 25.60% (bottom quartile).
  • 1Y return: -3.09% (bottom quartile).
  • Alpha: 4.99 (top quartile).
  • Sharpe: -0.18 (top quartile).
  • Information ratio: 0.57 (top quartile).
  • Higher exposure to Technology vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~91%).
  • Largest holding Dixon Technologies (India) Ltd (~9.6%).

Below is the key information for Motilal Oswal Midcap 30 Fund 

Motilal Oswal Midcap 30 Fund 
Growth
Launch Date 24 Feb 14
NAV (10 Nov 25) ₹102.281 ↓ -0.34   (-0.34 %)
Net Assets (Cr) ₹34,780 on 31 Aug 25
Category Equity - Mid Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio -0.18
Information Ratio 0.57
Alpha Ratio 4.99
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹17,165
31 Oct 22₹20,795
31 Oct 23₹24,620
31 Oct 24₹40,895
31 Oct 25₹41,318

Motilal Oswal Midcap 30 Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for Motilal Oswal Midcap 30 Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Nov 25

DurationReturns
1 Month -1.8%
3 Month 2.8%
6 Month 7.5%
1 Year -3.1%
3 Year 25.6%
5 Year 31.4%
10 Year
15 Year
Since launch 22%
Historical performance (Yearly) on absolute basis
YearReturns
2024 57.1%
2023 41.7%
2022 10.7%
2021 55.8%
2020 9.3%
2019 9.7%
2018 -12.7%
2017 30.8%
2016 5.2%
2015 16.5%
Fund Manager information for Motilal Oswal Midcap 30 Fund 
NameSinceTenure
Ajay Khandelwal1 Oct 241 Yr.
Niket Shah1 Jul 205.25 Yr.
Rakesh Shetty22 Nov 222.86 Yr.
Sunil Sawant1 Jul 241.25 Yr.

Data below for Motilal Oswal Midcap 30 Fund  as on 31 Aug 25

Equity Sector Allocation
SectorValue
Technology35.03%
Consumer Cyclical23.94%
Industrials21.59%
Communication Services3.22%
Financial Services3.15%
Real Estate2.39%
Health Care1.69%
Asset Allocation
Asset ClassValue
Cash8.99%
Equity91.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON
10%₹3,326 Cr2,037,521
↓ -62,478
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | 543320
9%₹3,255 Cr100,000,000
Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE
9%₹3,142 Cr19,750,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT
8%₹2,894 Cr6,000,000
↑ 500,000
One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 543396
8%₹2,810 Cr25,000,000
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL
8%₹2,726 Cr60,000,000
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | 500251
7%₹2,339 Cr4,999,694
↓ -1,000,306
Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB
7%₹2,295 Cr3,150,000
↑ 100,000
Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 25 | KAYNES
5%₹1,657 Cr2,350,000
↑ 250,000
KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI
5%₹1,625 Cr4,000,000
↑ 250,000

In case of any further queries, you can contact us on 8451864111 on any working day between 9.30am to 6.30 pm or write a mail to us anytime at support@fincash.com or chat with us by logging onto our website www.fincash.com.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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