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सर्वश्रेष्ठ बैंकिंग म्युचुअल फंड 2022
2016 से बैंकिंग फंड निवेशकों की नजरें खींच रहे हैं। 2015 में खराब प्रदर्शन के बाद बैंकिंगक्षेत्र निधि पिछले दो साल में जोरदार प्रदर्शन किया है। साल 2017 में बैंकिंग, फंड्स ने 31 फीसदी रिटर्न दिया है. इतने अच्छे प्रदर्शन के साथ, कई निवेशक इस ओर झुक रहे हैंनिवेश इन योजनाओं में।
बैंकिंग फंड वे हैंम्यूचुअल फंड्स जो अपने अधिकांश धन को बैंकिंग और वित्तीय सेवा क्षेत्र में निवेश करते हैं। यह मूल रूप से एक सेक्टर हैइक्विटी फंड. लेकिन, किसी को पता होना चाहिए कि सेक्टर फंड व्यापक रूप से बेहतर प्रदर्शन कर सकते हैंमंडी एक बड़े अंतर से जब इस क्षेत्र के लिए आर्थिक और बाजार की स्थिति अनुकूल होती है। उसी समय, सेक्टर फंड कर सकते हैंकमजोर प्रदर्शन जब बाजार की स्थिति प्रतिकूल होती है। निवेशकों को हमेशा यह सलाह दी जाती है कि जब तक प्रवेश का समय उपयुक्त न हो, उन्हें इन फंडों से बचना चाहिए।
बैंकिंग म्यूचुअल फंड में निवेश क्यों करें?
आदर्श रूप से, विभिन्न बाजार स्थितियों में, लंबे निवेश क्षितिज पर बैंकिंग फंड को एक अच्छा विकल्प माना जाता है। पिछले पांच सालों में इन फंड्स ने औसतन 17 फीसदी से ज्यादा का सालाना रिटर्न दिया है। इसलिए, भले ही ये फंड आपके पोर्टफोलियो में एकमात्र फंड न हों, आप भारतीय के सबसे तेजी से बढ़ते क्षेत्रों में से एक के संपर्क में आने के लिए अपने पोर्टफोलियो में बैंकिंग फंड जोड़ सकते हैं।अर्थव्यवस्था.
चूंकि बैंकिंग और वित्त क्षेत्र को देश की रीढ़ की हड्डी माना जाता है, इसका परिणाम देश के विकास में हो सकता है, खासकर उस मामले में जहां सरकार भी इस क्षेत्र का समर्थन कर रही है। इसलिए, यह माना जा सकता है कि भविष्य में निवेशकों के लिए यह एक जीत की स्थिति हो सकती है यदि उन्हें इस फंड में भाग लेने का कोई अवसर मिलता है। हालांकि, एक जोखिम-प्रतिकूलइन्वेस्टर ऐसे उच्च जोखिम वाले क्षेत्रों या फंड में निवेश करने से बचना चाहिए।
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बेस्ट बैंकिंग सेक्टर म्युचुअल फंड FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) UTI Banking and Financial Services Fund Growth ₹188.949
↓ -0.95 ₹1,264 16 5.5 14.9 22.9 23.7 11.1 ICICI Prudential Banking and Financial Services Fund Growth ₹132.5
↓ -0.86 ₹9,375 15.5 6 16.7 21.1 24.2 11.6 Nippon India Banking Fund Growth ₹627.315
↓ -4.77 ₹6,967 17.3 6.3 15.8 24.9 28.6 10.3 TATA Banking and Financial Services Fund Growth ₹42.8402
↓ -0.27 ₹2,752 17.1 6.5 16 24.5 22.3 9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Jun 25
*उपरोक्त शीर्ष बैंकिंग और वित्तीय सेवा म्यूचुअल फंडों की सूची है जिनके पास एयूएम/नेट एसेट्स से अधिक है500 करोड़।
(Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of
companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or
partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no
assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends. Nippon India Banking Fund is a Equity - Sectoral fund was launched on 26 May 03. It is a fund with High risk and has given a Below is the key information for Nippon India Banking Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Banking and Financial Services Fund Returns up to 1 year are on 1. UTI Banking and Financial Services Fund
CAGR/Annualized return of 14.9% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% . UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (13 Jun 25) ₹188.949 ↓ -0.95 (-0.50 %) Net Assets (Cr) ₹1,264 on 30 Apr 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.28 Sharpe Ratio 0.5 Information Ratio 0.17 Alpha Ratio -6.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹18,314 31 May 22 ₹17,889 31 May 23 ₹21,631 31 May 24 ₹25,970 31 May 25 ₹30,865 Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25 Duration Returns 1 Month 2.7% 3 Month 16% 6 Month 5.5% 1 Year 14.9% 3 Year 22.9% 5 Year 23.7% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.1% 2023 19.5% 2022 15.1% 2021 14.3% 2020 -5.3% 2019 11.6% 2018 -6.8% 2017 43.5% 2016 13% 2015 -11.3% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Preethi S 2 May 22 3.08 Yr. Data below for UTI Banking and Financial Services Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 98.25% Technology 0.09% Asset Allocation
Asset Class Value Cash 1.65% Equity 98.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK21% ₹264 Cr 1,852,344 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK15% ₹194 Cr 1,005,927 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322156% ₹79 Cr 670,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5000346% ₹73 Cr 84,257
↑ 1,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN5% ₹60 Cr 983,680 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN5% ₹59 Cr 750,000 India Shelter Finance Corporation Ltd (Financial Services)
Equity, Since 31 Dec 23 | INDIASHLTR5% ₹58 Cr 671,973 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK4% ₹49 Cr 223,946 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5900033% ₹42 Cr 1,915,787
↑ 39,246 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5002713% ₹41 Cr 314,018 2. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (13 Jun 25) ₹132.5 ↓ -0.86 (-0.64 %) Net Assets (Cr) ₹9,375 on 30 Apr 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 1.98 Sharpe Ratio 0.75 Information Ratio -0.05 Alpha Ratio -2.44 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹19,209 31 May 22 ₹18,963 31 May 23 ₹22,595 31 May 24 ₹26,342 31 May 25 ₹31,859 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25 Duration Returns 1 Month 1.9% 3 Month 15.5% 6 Month 6% 1 Year 16.7% 3 Year 21.1% 5 Year 24.2% 10 Year 15 Year Since launch 16.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 17.9% 2022 11.9% 2021 23.5% 2020 -5.5% 2019 14.5% 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 7.34 Yr. Sharmila D’mello 30 Jun 22 2.92 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 89.22% Industrials 0.26% Technology 0.06% Asset Allocation
Asset Class Value Cash 10.35% Equity 89.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK20% ₹1,907 Cr 13,361,620 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK16% ₹1,456 Cr 7,561,051
↓ -1,790,076 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322159% ₹852 Cr 7,188,596 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN8% ₹748 Cr 9,489,675
↑ 1,244,761 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE5% ₹508 Cr 2,875,302
↓ -157,500 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE4% ₹391 Cr 5,262,946
↓ -160,600 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | INDUSINDBK4% ₹363 Cr 4,331,593 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI3% ₹298 Cr 1,586,237 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK3% ₹259 Cr 1,171,184 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002713% ₹248 Cr 1,902,703
↑ 205,306 3. Nippon India Banking Fund
CAGR/Annualized return of 20.6% since its launch. Ranked 15 in Sectoral category. Return for 2024 was 10.3% , 2023 was 24.2% and 2022 was 20.7% . Nippon India Banking Fund
Growth Launch Date 26 May 03 NAV (13 Jun 25) ₹627.315 ↓ -4.77 (-0.76 %) Net Assets (Cr) ₹6,967 on 30 Apr 25 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.94 Sharpe Ratio 0.58 Information Ratio 0.44 Alpha Ratio -4.99 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹20,077 31 May 22 ₹20,981 31 May 23 ₹26,241 31 May 24 ₹32,127 31 May 25 ₹38,343 Returns for Nippon India Banking Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25 Duration Returns 1 Month 3.2% 3 Month 17.3% 6 Month 6.3% 1 Year 15.8% 3 Year 24.9% 5 Year 28.6% 10 Year 15 Year Since launch 20.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 24.2% 2022 20.7% 2021 29.7% 2020 -10.6% 2019 10.7% 2018 -1.2% 2017 44.1% 2016 11.5% 2015 -6% Fund Manager information for Nippon India Banking Fund
Name Since Tenure Vinay Sharma 9 Apr 18 7.15 Yr. Kinjal Desai 25 May 18 7.02 Yr. Bhavik Dave 18 Jun 21 3.95 Yr. Data below for Nippon India Banking Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 95.48% Technology 2.63% Asset Allocation
Asset Class Value Cash 1.88% Equity 98.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK21% ₹1,456 Cr 7,564,660 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK15% ₹1,058 Cr 7,415,358 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | 53221510% ₹687 Cr 5,800,228 State Bank of India (Financial Services)
Equity, Since 31 Mar 14 | SBIN5% ₹382 Cr 4,848,932 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jul 20 | SBICARD3% ₹238 Cr 2,720,827 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 May 19 | INDUSINDBK3% ₹230 Cr 2,744,975
↑ 117,367 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Nov 20 | SBILIFE3% ₹230 Cr 1,300,170 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5329783% ₹224 Cr 1,146,038 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK3% ₹211 Cr 955,000 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 30 Apr 19 | CHOLAHLDNG3% ₹198 Cr 1,062,694
↓ -97,661 4. TATA Banking and Financial Services Fund
CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 9% , 2023 was 22% and 2022 was 16.9% . TATA Banking and Financial Services Fund
Growth Launch Date 28 Dec 15 NAV (13 Jun 25) ₹42.8402 ↓ -0.27 (-0.63 %) Net Assets (Cr) ₹2,752 on 30 Apr 25 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 0 Sharpe Ratio 0.64 Information Ratio 0.53 Alpha Ratio -4.5 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹16,613 31 May 22 ₹15,735 31 May 23 ₹19,861 31 May 24 ₹23,666 31 May 25 ₹28,462 Returns for TATA Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25 Duration Returns 1 Month 2.4% 3 Month 17.1% 6 Month 6.5% 1 Year 16% 3 Year 24.5% 5 Year 22.3% 10 Year 15 Year Since launch 16.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 22% 2022 16.9% 2021 11.9% 2020 2.7% 2019 25.7% 2018 -0.1% 2017 45% 2016 17.8% 2015 Fund Manager information for TATA Banking and Financial Services Fund
Name Since Tenure Amey Sathe 14 Oct 21 3.63 Yr. Data below for TATA Banking and Financial Services Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 93.58% Technology 1.89% Asset Allocation
Asset Class Value Cash 4.53% Equity 95.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK22% ₹616 Cr 3,200,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK9% ₹254 Cr 1,150,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322159% ₹251 Cr 2,120,000
↑ 80,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK9% ₹238 Cr 1,665,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN3% ₹78 Cr 990,000 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Mar 20 | SBICARD3% ₹77 Cr 880,000 PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Oct 21 | PNBHOUSING3% ₹76 Cr 750,000 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIGI3% ₹70 Cr 375,000
↑ 50,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 24 | 5000343% ₹69 Cr 80,000
↑ 10,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 19 | HDFCLIFE2% ₹67 Cr 900,000
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