+91-22-48913909सर्वश्रेष्ठ बैंकिंग म्युचुअल फंड 2022
2016 से बैंकिंग फंड निवेशकों की नजरें खींच रहे हैं। 2015 में खराब प्रदर्शन के बाद बैंकिंगक्षेत्र निधि पिछले दो साल में जोरदार प्रदर्शन किया है। साल 2017 में बैंकिंग, फंड्स ने 31 फीसदी रिटर्न दिया है. इतने अच्छे प्रदर्शन के साथ, कई निवेशक इस ओर झुक रहे हैंनिवेश इन योजनाओं में।
बैंकिंग फंड वे हैंम्यूचुअल फंड्स जो अपने अधिकांश धन को बैंकिंग और वित्तीय सेवा क्षेत्र में निवेश करते हैं। यह मूल रूप से एक सेक्टर हैइक्विटी फंड. लेकिन, किसी को पता होना चाहिए कि सेक्टर फंड व्यापक रूप से बेहतर प्रदर्शन कर सकते हैंमंडी एक बड़े अंतर से जब इस क्षेत्र के लिए आर्थिक और बाजार की स्थिति अनुकूल होती है। उसी समय, सेक्टर फंड कर सकते हैंकमजोर प्रदर्शन जब बाजार की स्थिति प्रतिकूल होती है। निवेशकों को हमेशा यह सलाह दी जाती है कि जब तक प्रवेश का समय उपयुक्त न हो, उन्हें इन फंडों से बचना चाहिए।
बैंकिंग म्यूचुअल फंड में निवेश क्यों करें?
आदर्श रूप से, विभिन्न बाजार स्थितियों में, लंबे निवेश क्षितिज पर बैंकिंग फंड को एक अच्छा विकल्प माना जाता है। पिछले पांच सालों में इन फंड्स ने औसतन 17 फीसदी से ज्यादा का सालाना रिटर्न दिया है। इसलिए, भले ही ये फंड आपके पोर्टफोलियो में एकमात्र फंड न हों, आप भारतीय के सबसे तेजी से बढ़ते क्षेत्रों में से एक के संपर्क में आने के लिए अपने पोर्टफोलियो में बैंकिंग फंड जोड़ सकते हैं।अर्थव्यवस्था.
चूंकि बैंकिंग और वित्त क्षेत्र को देश की रीढ़ की हड्डी माना जाता है, इसका परिणाम देश के विकास में हो सकता है, खासकर उस मामले में जहां सरकार भी इस क्षेत्र का समर्थन कर रही है। इसलिए, यह माना जा सकता है कि भविष्य में निवेशकों के लिए यह एक जीत की स्थिति हो सकती है यदि उन्हें इस फंड में भाग लेने का कोई अवसर मिलता है। हालांकि, एक जोखिम-प्रतिकूलइन्वेस्टर ऐसे उच्च जोखिम वाले क्षेत्रों या फंड में निवेश करने से बचना चाहिए।
Talk to our investment specialist
बेस्ट बैंकिंग सेक्टर म्युचुअल फंड FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) UTI Banking and Financial Services Fund Growth ₹175.403
↑ 0.46 ₹1,425 -12.5 -7.1 0.7 13.2 10.9 16.3 ICICI Prudential Banking and Financial Services Fund Growth ₹118.63
↑ 1.97 ₹10,886 -14.6 -11.1 -2 11.3 10.2 15.9 Nippon India Banking Fund Growth ₹574.437
↑ 0.11 ₹7,869 -13.9 -7.8 0.2 14.5 14.2 17.4 TATA Banking and Financial Services Fund Growth ₹39.4706
↑ 0.04 ₹3,261 -13.6 -7.4 0.7 13.6 11 17.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 26 Research Highlights & Commentary of 4 Funds showcased
Commentary UTI Banking and Financial Services Fund ICICI Prudential Banking and Financial Services Fund Nippon India Banking Fund TATA Banking and Financial Services Fund Point 1 Bottom quartile AUM (₹1,425 Cr). Highest AUM (₹10,886 Cr). Upper mid AUM (₹7,869 Cr). Lower mid AUM (₹3,261 Cr). Point 2 Oldest track record among peers (22 yrs). Established history (17+ yrs). Established history (22+ yrs). Established history (10+ yrs). Point 3 Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Not Rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 10.87% (lower mid). 5Y return: 10.21% (bottom quartile). 5Y return: 14.25% (top quartile). 5Y return: 11.01% (upper mid). Point 6 3Y return: 13.20% (lower mid). 3Y return: 11.30% (bottom quartile). 3Y return: 14.54% (top quartile). 3Y return: 13.55% (upper mid). Point 7 1Y return: 0.67% (upper mid). 1Y return: -2.05% (bottom quartile). 1Y return: 0.24% (lower mid). 1Y return: 0.67% (top quartile). Point 8 Alpha: 2.96 (top quartile). Alpha: -1.02 (bottom quartile). Alpha: 1.04 (upper mid). Alpha: 1.00 (lower mid). Point 9 Sharpe: 1.49 (top quartile). Sharpe: 1.11 (bottom quartile). Sharpe: 1.29 (lower mid). Sharpe: 1.29 (upper mid). Point 10 Information ratio: 0.34 (upper mid). Information ratio: -0.06 (bottom quartile). Information ratio: 0.60 (top quartile). Information ratio: 0.32 (lower mid). UTI Banking and Financial Services Fund
ICICI Prudential Banking and Financial Services Fund
Nippon India Banking Fund
TATA Banking and Financial Services Fund
*उपरोक्त शीर्ष बैंकिंग और वित्तीय सेवा म्यूचुअल फंडों की सूची है जिनके पास एयूएम/नेट एसेट्स से अधिक है500 करोड़।
(Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Banking and Financial Services Fund Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of
companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or
partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no
assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends. Research Highlights for Nippon India Banking Fund Below is the key information for Nippon India Banking Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. Research Highlights for TATA Banking and Financial Services Fund Below is the key information for TATA Banking and Financial Services Fund Returns up to 1 year are on 1. UTI Banking and Financial Services Fund
UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (02 Apr 26) ₹175.403 ↑ 0.46 (0.26 %) Net Assets (Cr) ₹1,425 on 28 Feb 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.2 Sharpe Ratio 1.49 Information Ratio 0.34 Alpha Ratio 2.96 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,872 31 Mar 23 ₹11,714 31 Mar 24 ₹14,838 31 Mar 25 ₹17,023 31 Mar 26 ₹16,655 Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26 Duration Returns 1 Month -12.5% 3 Month -12.5% 6 Month -7.1% 1 Year 0.7% 3 Year 13.2% 5 Year 10.9% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.3% 2023 11.1% 2022 19.5% 2021 15.1% 2020 14.3% 2019 -5.3% 2018 11.6% 2017 -6.8% 2016 43.5% 2015 13% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Amit Premchandani 16 Jun 25 0.7 Yr. Bhavesh Kanani 12 Jan 26 0.13 Yr. Data below for UTI Banking and Financial Services Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 95.8% Technology 0.9% Asset Allocation
Asset Class Value Cash 3.3% Equity 96.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK14% ₹200 Cr 2,250,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK14% ₹196 Cr 1,425,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | AXISBANK11% ₹154 Cr 1,110,000
↑ 110,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK9% ₹135 Cr 3,250,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN7% ₹102 Cr 850,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE6% ₹81 Cr 810,000
↑ 10,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN4% ₹54 Cr 500,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | KARURVYSYA3% ₹41 Cr 1,264,000
↓ -436,000 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB3% ₹38 Cr 6,534,317 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Mar 24 | MCX3% ₹37 Cr 150,000 2. ICICI Prudential Banking and Financial Services Fund
ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (01 Apr 26) ₹118.63 ↑ 1.97 (1.69 %) Net Assets (Cr) ₹10,886 on 28 Feb 26 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 1.83 Sharpe Ratio 1.11 Information Ratio -0.06 Alpha Ratio -1.02 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,243 31 Mar 23 ₹11,980 31 Mar 24 ₹14,939 31 Mar 25 ₹17,064 31 Mar 26 ₹16,241 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26 Duration Returns 1 Month -13.1% 3 Month -14.6% 6 Month -11.1% 1 Year -2% 3 Year 11.3% 5 Year 10.2% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.9% 2023 11.6% 2022 17.9% 2021 11.9% 2020 23.5% 2019 -5.5% 2018 14.5% 2017 -0.4% 2016 45.1% 2015 21.1% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 8.09 Yr. Sharmila D'Silva 30 Jun 22 3.67 Yr. Antariksha Banerjee 2 Mar 26 0 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 94.69% Health Care 1% Technology 0.36% Industrials 0.28% Asset Allocation
Asset Class Value Cash 3.48% Equity 96.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK16% ₹1,793 Cr 20,194,031
↓ -480,836 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK14% ₹1,530 Cr 11,094,643
↓ -195,557 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK8% ₹904 Cr 6,533,679
↓ -1,250,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE6% ₹659 Cr 3,236,415 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK5% ₹544 Cr 13,103,397
↑ 659,442 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN4% ₹473 Cr 3,934,950
↓ -2,405,506 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 25 | SBICARD4% ₹388 Cr 5,009,310
↓ -193,600 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE3% ₹375 Cr 5,241,538 LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN3% ₹366 Cr 6,799,870 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI3% ₹342 Cr 1,800,328 3. Nippon India Banking Fund
Nippon India Banking Fund
Growth Launch Date 26 May 03 NAV (02 Apr 26) ₹574.437 ↑ 0.11 (0.02 %) Net Assets (Cr) ₹7,869 on 28 Feb 26 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 1.29 Information Ratio 0.6 Alpha Ratio 1.04 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,185 31 Mar 23 ₹13,188 31 Mar 24 ₹17,650 31 Mar 25 ₹19,858 31 Mar 26 ₹19,458 Returns for Nippon India Banking Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26 Duration Returns 1 Month -12.3% 3 Month -13.9% 6 Month -7.8% 1 Year 0.2% 3 Year 14.5% 5 Year 14.2% 10 Year 15 Year Since launch 19.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.4% 2023 10.3% 2022 24.2% 2021 20.7% 2020 29.7% 2019 -10.6% 2018 10.7% 2017 -1.2% 2016 44.1% 2015 11.5% Fund Manager information for Nippon India Banking Fund
Name Since Tenure Vinay Sharma 9 Apr 18 7.9 Yr. Kinjal Desai 25 May 18 7.77 Yr. Bhavik Dave 18 Jun 21 4.7 Yr. Lokesh Maru 5 Sep 25 0.48 Yr. Divya Sharma 5 Sep 25 0.48 Yr. Data below for Nippon India Banking Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 95.29% Technology 2.51% Asset Allocation
Asset Class Value Cash 2.2% Equity 97.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK14% ₹1,120 Cr 12,619,320 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK13% ₹1,026 Cr 7,438,887 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | AXISBANK10% ₹771 Cr 5,571,983 State Bank of India (Financial Services)
Equity, Since 31 Mar 14 | SBIN7% ₹513 Cr 4,265,352
↓ -1,300,000 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jul 20 | SBICARD4% ₹302 Cr 3,893,792 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Nov 20 | SBILIFE3% ₹275 Cr 1,350,199
↓ -120,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 23 | BAJAJFINSV3% ₹254 Cr 1,275,773 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK3% ₹244 Cr 5,872,870
↑ 800,000 Bank of Baroda (Financial Services)
Equity, Since 30 Apr 25 | BANKBARODA3% ₹219 Cr 6,793,554 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Nov 04 | FEDERALBNK3% ₹218 Cr 7,255,824
↓ -2,150,000 4. TATA Banking and Financial Services Fund
TATA Banking and Financial Services Fund
Growth Launch Date 28 Dec 15 NAV (02 Apr 26) ₹39.4706 ↑ 0.04 (0.10 %) Net Assets (Cr) ₹3,261 on 28 Feb 26 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 1.98 Sharpe Ratio 1.29 Information Ratio 0.32 Alpha Ratio 1 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,544 31 Mar 23 ₹11,678 31 Mar 24 ₹14,606 31 Mar 25 ₹17,042 31 Mar 26 ₹16,732 Returns for TATA Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26 Duration Returns 1 Month -11.8% 3 Month -13.6% 6 Month -7.4% 1 Year 0.7% 3 Year 13.6% 5 Year 11% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.5% 2023 9% 2022 22% 2021 16.9% 2020 11.9% 2019 2.7% 2018 25.7% 2017 -0.1% 2016 45% 2015 17.8% Fund Manager information for TATA Banking and Financial Services Fund
Name Since Tenure Kapil Malhotra 31 Oct 25 0.33 Yr. Data below for TATA Banking and Financial Services Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 96.08% Technology 2.26% Asset Allocation
Asset Class Value Cash 1.66% Equity 98.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK16% ₹533 Cr 6,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK14% ₹449 Cr 3,255,000
↓ -495,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN10% ₹340 Cr 2,832,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | AXISBANK9% ₹300 Cr 2,170,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 26 | SHRIRAMFIN4% ₹146 Cr 1,356,000
↑ 258,660 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 25 | SBILIFE4% ₹119 Cr 582,000
↑ 126,000 Bank of Baroda (Financial Services)
Equity, Since 30 Nov 25 | BANKBARODA4% ₹118 Cr 3,660,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Apr 25 | BAJAJFINSV3% ₹102 Cr 510,000 Canara HSBC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Oct 25 | CANHLIFE2% ₹81 Cr 5,685,000
↑ 300,830 ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIAMC2% ₹77 Cr 249,000
बैंकिंग म्यूचुअल फंड में ऑनलाइन निवेश कैसे करें?
Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।
अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें
Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2026 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for UTI Banking and Financial Services Fund