2021 के लिए सर्वश्रेष्ठ म्यूचुअल फंड रिटर्न

Updated on January 5, 2026 , 1219 views

म्यूचुअल फंड एक निवेश का तरीका है जो तब बनता है जब एक ही विचार को साझा करने वाले कई व्यक्ति एक साथ आते हैं और अपना पैसा निवेश करते हैं। म्यूचुअल फंड योजना तब इन व्यक्तियों की ओर से विभिन्न वित्तीय साधनों में निवेश करती है और लाभ कमाती है। म्यूचुअल फंड योजनाओं की विभिन्न श्रेणियां हैं जिन्हें व्यक्तियों की विविध आवश्यकताओं को पूरा करने के लिए डिज़ाइन किया गया है। म्यूचुअल फंड योजनाओं की व्यापक श्रेणियांइक्विटी फंड,डेट फंड, तथाहाइब्रिड फंड. 2021 में सभी स्कीम कैटेगरी का परफॉर्मेंस अच्छा रहा।म्यूचुअल फंड्स अपने निवेशकों के लिए अनुरूप रिटर्न अर्जित करने में सक्षम थे। तो, आइए 2021 के लिए इन योजनाओं के प्रदर्शन पर एक नजर डालते हैं।

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2021 के प्रदर्शन के आधार पर शीर्ष प्रदर्शन करने वाले इक्विटी फंड

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
DSP World Gold Fund Growth	₹55.3828 ↑ 0.67	₹1,689	167.1	15.9	7	-7.7	-9
DSP World Mining Fund Growth	₹28.2759 ↑ 0.40	₹181	79	-8.1	0	12.2	18
Edelweiss Europe Dynamic Equity Off-shore Fund Growth	₹28.2313 ↑ 0.42	₹182	50	5.4	17.3	-6	17
Invesco India Feeder- Invesco Pan European Equity Fund Growth	₹22.8209 ↑ 0.00	₹105	42.5	-5.1	20.5	1.6	16.6
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth	₹22.2273 ↑ 0.25	₹163	41.1	5.9	5.5	-16.8	-5.9
DSP World Energy Fund Growth	₹24.43 ↑ 0.10	₹108	39.2	-6.8	12.9	-8.6	29.5
Kotak Global Emerging Market Fund Growth	₹32.271 ↑ 0.24	₹230	39.1	5.9	10.8	-15	-0.5
Aditya Birla Sun Life International Equity Fund - Plan A Growth	₹47.8443 ↑ 0.37	₹274	34.7	7.4	8.6	-2.1	13.5
DSP US Flexible Equity Fund Growth	₹78.0773 ↑ 0.63	₹1,089	33.8	17.8	22	-5.9	24.2
Sundaram Global Advantage Fund Growth	₹40.7376 ↑ 0.21	₹149	23.9	13.1	30.1	-15.4	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	DSP World Mining Fund	Edelweiss Europe Dynamic Equity Off-shore Fund	Invesco India Feeder- Invesco Pan European Equity Fund	Edelweiss Emerging Markets Opportunities Equity Off-shore Fund	DSP World Energy Fund	Kotak Global Emerging Market Fund	Aditya Birla Sun Life International Equity Fund - Plan A	DSP US Flexible Equity Fund	Sundaram Global Advantage Fund
Point 1	Highest AUM (₹1,689 Cr).	Lower mid AUM (₹181 Cr).	Upper mid AUM (₹182 Cr).	Bottom quartile AUM (₹105 Cr).	Lower mid AUM (₹163 Cr).	Bottom quartile AUM (₹108 Cr).	Upper mid AUM (₹230 Cr).	Upper mid AUM (₹274 Cr).	Top quartile AUM (₹1,089 Cr).	Bottom quartile AUM (₹149 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (16+ yrs).	Established history (11+ yrs).	Established history (11+ yrs).	Established history (11+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (13+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 22.23% (top quartile).	5Y return: 16.31% (upper mid).	5Y return: 15.44% (upper mid).	5Y return: 13.90% (upper mid).	5Y return: 4.73% (bottom quartile).	5Y return: 11.10% (bottom quartile).	5Y return: 7.07% (bottom quartile).	5Y return: 12.20% (lower mid).	5Y return: 17.79% (top quartile).	5Y return: 13.41% (lower mid).
Point 6	3Y return: 47.55% (top quartile).	3Y return: 18.91% (upper mid).	3Y return: 23.20% (upper mid).	3Y return: 17.97% (lower mid).	3Y return: 17.12% (bottom quartile).	3Y return: 14.46% (bottom quartile).	3Y return: 17.82% (lower mid).	3Y return: 17.32% (bottom quartile).	3Y return: 24.82% (top quartile).	3Y return: 21.94% (upper mid).
Point 7	1Y return: 169.41% (top quartile).	1Y return: 83.34% (top quartile).	1Y return: 52.53% (upper mid).	1Y return: 44.37% (upper mid).	1Y return: 46.47% (upper mid).	1Y return: 37.90% (lower mid).	1Y return: 44.00% (lower mid).	1Y return: 37.15% (bottom quartile).	1Y return: 32.58% (bottom quartile).	1Y return: 24.62% (bottom quartile).
Point 8	Alpha: -4.29 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 1.04 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -3.99 (bottom quartile).	Alpha: 7.01 (top quartile).	Alpha: 5.69 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 2.51 (upper mid).	Sharpe: 1.75 (lower mid).	Sharpe: 2.69 (top quartile).	Sharpe: 2.54 (top quartile).	Sharpe: 2.53 (upper mid).	Sharpe: 1.09 (bottom quartile).	Sharpe: 2.07 (upper mid).	Sharpe: 1.94 (lower mid).	Sharpe: 1.17 (bottom quartile).	Sharpe: 1.27 (bottom quartile).
Point 10	Information ratio: -1.02 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.90 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.59 (lower mid).	Information ratio: -1.14 (bottom quartile).	Information ratio: -0.18 (lower mid).	Information ratio: 0.00 (upper mid).

DSP World Gold Fund

Highest AUM (₹1,689 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 22.23% (top quartile).
3Y return: 47.55% (top quartile).
1Y return: 169.41% (top quartile).
Alpha: -4.29 (bottom quartile).
Sharpe: 2.51 (upper mid).
Information ratio: -1.02 (bottom quartile).

DSP World Mining Fund

Lower mid AUM (₹181 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.31% (upper mid).
3Y return: 18.91% (upper mid).
1Y return: 83.34% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.75 (lower mid).
Information ratio: 0.00 (top quartile).

Edelweiss Europe Dynamic Equity Off-shore Fund

Upper mid AUM (₹182 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.44% (upper mid).
3Y return: 23.20% (upper mid).
1Y return: 52.53% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.69 (top quartile).
Information ratio: 0.00 (top quartile).

Invesco India Feeder- Invesco Pan European Equity Fund

Bottom quartile AUM (₹105 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 13.90% (upper mid).
3Y return: 17.97% (lower mid).
1Y return: 44.37% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.54 (top quartile).
Information ratio: 0.00 (upper mid).

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Lower mid AUM (₹163 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 4.73% (bottom quartile).
3Y return: 17.12% (bottom quartile).
1Y return: 46.47% (upper mid).
Alpha: 1.04 (upper mid).
Sharpe: 2.53 (upper mid).
Information ratio: -0.90 (bottom quartile).

DSP World Energy Fund

Bottom quartile AUM (₹108 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 11.10% (bottom quartile).
3Y return: 14.46% (bottom quartile).
1Y return: 37.90% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.09 (bottom quartile).
Information ratio: 0.00 (upper mid).

Kotak Global Emerging Market Fund

Upper mid AUM (₹230 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 7.07% (bottom quartile).
3Y return: 17.82% (lower mid).
1Y return: 44.00% (lower mid).
Alpha: -3.99 (bottom quartile).
Sharpe: 2.07 (upper mid).
Information ratio: -0.59 (lower mid).

Aditya Birla Sun Life International Equity Fund - Plan A

Upper mid AUM (₹274 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 12.20% (lower mid).
3Y return: 17.32% (bottom quartile).
1Y return: 37.15% (bottom quartile).
Alpha: 7.01 (top quartile).
Sharpe: 1.94 (lower mid).
Information ratio: -1.14 (bottom quartile).

DSP US Flexible Equity Fund

Top quartile AUM (₹1,089 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.79% (top quartile).
3Y return: 24.82% (top quartile).
1Y return: 32.58% (bottom quartile).
Alpha: 5.69 (top quartile).
Sharpe: 1.17 (bottom quartile).
Information ratio: -0.18 (lower mid).

Sundaram Global Advantage Fund

Bottom quartile AUM (₹149 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 13.41% (lower mid).
3Y return: 21.94% (upper mid).
1Y return: 24.62% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.27 (bottom quartile).
Information ratio: 0.00 (upper mid).

2021 के प्रदर्शन के आधार पर शीर्ष प्रदर्शन करने वाले डेट फंड

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹50.8334 ↑ 0.00	₹209	21	7.8	15.6	7.1%	2Y 4M 17D	3Y 3M 14D
Aditya Birla Sun Life Credit Risk Fund Growth	₹24.1106 ↓ 0.00	₹1,096	13.4	11.9	6.9	7.62%	2Y 3M 18D	3Y 29D
Aditya Birla Sun Life Medium Term Plan Growth	₹41.9878 ↓ -0.01	₹2,886	10.9	10.5	6.9	7.48%	3Y 8M 16D	4Y 11M 5D
Nippon India Strategic Debt Fund Growth	₹16.2265 ↓ 0.00	₹136	9.6	8.3	7	7.04%	3Y 4M 17D	4Y 6M
ICICI Prudential Regular Savings Fund Growth	₹33.2536 ↑ 0.03	₹5,930	9.5	8.5	7.2	8.13%	1Y 11M 1D	2Y 11M 23D
Invesco India Credit Risk Fund Growth	₹1,985.55 ↓ -0.30	₹155	9.2	7.3	11.6	6.94%	2Y 3M 25D	3Y 22D
Kotak Credit Risk Fund Growth	₹30.6352 ↑ 0.02	₹719	9.1	7.1	6.4	7.72%	2Y 2M 12D	2Y 8M 8D
Franklin India Corporate Debt Fund Growth	₹102.752 ↓ -0.06	₹1,309	9.1	7.6	6.5	7.01%	2Y 6M 29D	6Y 4M 28D
ICICI Prudential Medium Term Bond Fund Growth	₹46.6081 ↑ 0.03	₹5,767	9	8	7	7.73%	3Y 1M 2D	5Y 7M 20D
Nippon India Credit Risk Fund Growth	₹36.327 ↓ -0.01	₹1,016	8.9	8.3	7.9	8.19%	2Y 22D	2Y 5M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Aditya Birla Sun Life Medium Term Plan	Nippon India Strategic Debt Fund	ICICI Prudential Regular Savings Fund	Invesco India Credit Risk Fund	Kotak Credit Risk Fund	Franklin India Corporate Debt Fund	ICICI Prudential Medium Term Bond Fund	Nippon India Credit Risk Fund
Point 1	Bottom quartile AUM (₹209 Cr).	Upper mid AUM (₹1,096 Cr).	Upper mid AUM (₹2,886 Cr).	Bottom quartile AUM (₹136 Cr).	Highest AUM (₹5,930 Cr).	Bottom quartile AUM (₹155 Cr).	Lower mid AUM (₹719 Cr).	Upper mid AUM (₹1,309 Cr).	Top quartile AUM (₹5,767 Cr).	Lower mid AUM (₹1,016 Cr).
Point 2	Established history (22+ yrs).	Established history (10+ yrs).	Established history (16+ yrs).	Established history (11+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).	Established history (15+ yrs).	Oldest track record among peers (28 yrs).	Established history (21+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 4★ (top quartile).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 20.92% (top quartile).	1Y return: 17.01% (top quartile).	1Y return: 12.61% (upper mid).	1Y return: 9.43% (upper mid).	1Y return: 9.43% (upper mid).	1Y return: 9.20% (lower mid).	1Y return: 8.77% (bottom quartile).	1Y return: 8.82% (lower mid).	1Y return: 8.80% (bottom quartile).	1Y return: 8.78% (bottom quartile).
Point 6	1M return: 0.22% (lower mid).	1M return: 3.55% (top quartile).	1M return: 1.82% (top quartile).	1M return: -0.01% (bottom quartile).	1M return: 0.29% (upper mid).	1M return: 0.18% (bottom quartile).	1M return: 0.13% (bottom quartile).	1M return: 0.24% (upper mid).	1M return: 0.27% (upper mid).	1M return: 0.24% (lower mid).
Point 7	Sharpe: 1.55 (lower mid).	Sharpe: 2.11 (upper mid).	Sharpe: 2.17 (upper mid).	Sharpe: 1.32 (bottom quartile).	Sharpe: 2.99 (top quartile).	Sharpe: 1.29 (bottom quartile).	Sharpe: 1.92 (lower mid).	Sharpe: 1.32 (bottom quartile).	Sharpe: 2.02 (upper mid).	Sharpe: 3.07 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.10% (lower mid).	Yield to maturity (debt): 7.62% (upper mid).	Yield to maturity (debt): 7.48% (lower mid).	Yield to maturity (debt): 7.04% (bottom quartile).	Yield to maturity (debt): 8.13% (top quartile).	Yield to maturity (debt): 6.94% (bottom quartile).	Yield to maturity (debt): 7.72% (upper mid).	Yield to maturity (debt): 7.01% (bottom quartile).	Yield to maturity (debt): 7.73% (upper mid).	Yield to maturity (debt): 8.19% (top quartile).
Point 10	Modified duration: 2.38 yrs (lower mid).	Modified duration: 2.30 yrs (upper mid).	Modified duration: 3.71 yrs (bottom quartile).	Modified duration: 3.38 yrs (bottom quartile).	Modified duration: 1.92 yrs (top quartile).	Modified duration: 2.32 yrs (upper mid).	Modified duration: 2.20 yrs (upper mid).	Modified duration: 2.58 yrs (lower mid).	Modified duration: 3.09 yrs (bottom quartile).	Modified duration: 2.06 yrs (top quartile).

DSP Credit Risk Fund

Bottom quartile AUM (₹209 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 20.92% (top quartile).
1M return: 0.22% (lower mid).
Sharpe: 1.55 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.10% (lower mid).
Modified duration: 2.38 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,096 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 17.01% (top quartile).
1M return: 3.55% (top quartile).
Sharpe: 2.11 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.62% (upper mid).
Modified duration: 2.30 yrs (upper mid).

Aditya Birla Sun Life Medium Term Plan

Upper mid AUM (₹2,886 Cr).
Established history (16+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 12.61% (upper mid).
1M return: 1.82% (top quartile).
Sharpe: 2.17 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.48% (lower mid).
Modified duration: 3.71 yrs (bottom quartile).

Nippon India Strategic Debt Fund

Bottom quartile AUM (₹136 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 9.43% (upper mid).
1M return: -0.01% (bottom quartile).
Sharpe: 1.32 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.04% (bottom quartile).
Modified duration: 3.38 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

Highest AUM (₹5,930 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.43% (upper mid).
1M return: 0.29% (upper mid).
Sharpe: 2.99 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.13% (top quartile).
Modified duration: 1.92 yrs (top quartile).

Invesco India Credit Risk Fund

Bottom quartile AUM (₹155 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 9.20% (lower mid).
1M return: 0.18% (bottom quartile).
Sharpe: 1.29 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.94% (bottom quartile).
Modified duration: 2.32 yrs (upper mid).

Kotak Credit Risk Fund

Lower mid AUM (₹719 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.77% (bottom quartile).
1M return: 0.13% (bottom quartile).
Sharpe: 1.92 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.72% (upper mid).
Modified duration: 2.20 yrs (upper mid).

Franklin India Corporate Debt Fund

Upper mid AUM (₹1,309 Cr).
Oldest track record among peers (28 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 8.82% (lower mid).
1M return: 0.24% (upper mid).
Sharpe: 1.32 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.01% (bottom quartile).
Modified duration: 2.58 yrs (lower mid).

ICICI Prudential Medium Term Bond Fund

Top quartile AUM (₹5,767 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 8.80% (bottom quartile).
1M return: 0.27% (upper mid).
Sharpe: 2.02 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.73% (upper mid).
Modified duration: 3.09 yrs (bottom quartile).

Nippon India Credit Risk Fund

Lower mid AUM (₹1,016 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.78% (bottom quartile).
1M return: 0.24% (lower mid).
Sharpe: 3.07 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.19% (top quartile).
Modified duration: 2.06 yrs (top quartile).

2021 के प्रदर्शन के आधार पर शीर्ष प्रदर्शन करने वाले हाइब्रिड फंड

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
ICICI Prudential Multi-Asset Fund Growth	₹824.901 ↑ 0.68	₹75,067	18.6	16.1	24.1	16.8	34.7
SBI Multi Asset Allocation Fund Growth	₹21.0655 ↑ 0.01	₹12,466	18.6	12.8	24.4	6	13
Axis Triple Advantage Fund Growth	₹44.8382 ↑ 0.08	₹1,786	15.3	15.4	12.9	-5.8	22.8
Franklin India Multi - Asset Solution Fund Growth	₹21.5764 ↓ 0.00	₹100	14.1	11.7	14.9	3.9	25.5
ICICI Prudential Equity and Debt Fund Growth	₹414.08 ↑ 0.30	₹49,223	13.3	17.2	28.2	11.7	41.7
HDFC Multi-Asset Fund Growth	₹76.107 ↓ -0.04	₹5,303	13.2	13.5	18	4.3	17.9
SBI Equity Hybrid Fund Growth	₹312.264 ↓ -0.42	₹82,958	12.3	14.2	16.4	2.3	23.6
ICICI Prudential Balanced Advantage Fund Growth	₹78.16 ↑ 0.09	₹69,868	12.2	12.3	16.5	7.9	15.1
UTI Multi Asset Fund Growth	₹79.9831 ↑ 0.12	₹6,551	11.1	20.7	29.1	4.4	11.8
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹110.34 ↑ 0.02	₹8,800	10.1	13	16.5	4.2	13.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	Axis Triple Advantage Fund	Franklin India Multi - Asset Solution Fund	ICICI Prudential Equity and Debt Fund	HDFC Multi-Asset Fund	SBI Equity Hybrid Fund	ICICI Prudential Balanced Advantage Fund	UTI Multi Asset Fund	Aditya Birla Sun Life Balanced Advantage Fund
Point 1	Top quartile AUM (₹75,067 Cr).	Upper mid AUM (₹12,466 Cr).	Bottom quartile AUM (₹1,786 Cr).	Bottom quartile AUM (₹100 Cr).	Upper mid AUM (₹49,223 Cr).	Bottom quartile AUM (₹5,303 Cr).	Highest AUM (₹82,958 Cr).	Upper mid AUM (₹69,868 Cr).	Lower mid AUM (₹6,551 Cr).	Lower mid AUM (₹8,800 Cr).
Point 2	Established history (23+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).	Oldest track record among peers (26 yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (25+ yrs).
Point 3	Rating: 2★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.43% (top quartile).	5Y return: 14.39% (upper mid).	5Y return: 11.85% (bottom quartile).	5Y return: 13.47% (upper mid).	5Y return: 21.28% (top quartile).	5Y return: 13.26% (lower mid).	5Y return: 13.31% (lower mid).	5Y return: 12.71% (bottom quartile).	5Y return: 15.05% (upper mid).	5Y return: 11.32% (bottom quartile).
Point 6	3Y return: 19.82% (upper mid).	3Y return: 18.58% (upper mid).	3Y return: 15.78% (upper mid).	3Y return: 13.37% (bottom quartile).	3Y return: 19.90% (top quartile).	3Y return: 15.20% (lower mid).	3Y return: 14.92% (lower mid).	3Y return: 14.06% (bottom quartile).	3Y return: 20.46% (top quartile).	3Y return: 13.42% (bottom quartile).
Point 7	1Y return: 18.08% (top quartile).	1Y return: 18.65% (top quartile).	1Y return: 17.04% (upper mid).	1Y return: 13.73% (upper mid).	1Y return: 13.30% (lower mid).	1Y return: 13.56% (upper mid).	1Y return: 13.21% (lower mid).	1Y return: 12.59% (bottom quartile).	1Y return: 11.52% (bottom quartile).	1Y return: 10.00% (bottom quartile).
Point 8	1M return: 1.34% (upper mid).	1M return: 2.24% (top quartile).	1M return: 3.19% (top quartile).	1M return: 0.38% (bottom quartile).	1M return: 0.45% (bottom quartile).	1M return: 0.98% (upper mid).	1M return: 0.39% (bottom quartile).	1M return: 0.73% (lower mid).	1M return: 0.83% (upper mid).	1M return: 0.51% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 4.08 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 4.12 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 1.32 (top quartile).	Sharpe: 1.17 (upper mid).	Sharpe: 0.73 (lower mid).	Sharpe: 1.30 (top quartile).	Sharpe: 0.65 (lower mid).	Sharpe: 0.83 (upper mid).	Sharpe: 0.61 (bottom quartile).	Sharpe: 0.82 (upper mid).	Sharpe: 0.48 (bottom quartile).	Sharpe: 0.34 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Top quartile AUM (₹75,067 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.43% (top quartile).
3Y return: 19.82% (upper mid).
1Y return: 18.08% (top quartile).
1M return: 1.34% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.32 (top quartile).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹12,466 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 14.39% (upper mid).
3Y return: 18.58% (upper mid).
1Y return: 18.65% (top quartile).
1M return: 2.24% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.17 (upper mid).

Axis Triple Advantage Fund

Bottom quartile AUM (₹1,786 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.85% (bottom quartile).
3Y return: 15.78% (upper mid).
1Y return: 17.04% (upper mid).
1M return: 3.19% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.73 (lower mid).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹100 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.47% (upper mid).
3Y return: 13.37% (bottom quartile).
1Y return: 13.73% (upper mid).
1M return: 0.38% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.30 (top quartile).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹49,223 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 21.28% (top quartile).
3Y return: 19.90% (top quartile).
1Y return: 13.30% (lower mid).
1M return: 0.45% (bottom quartile).
Alpha: 4.08 (top quartile).
Sharpe: 0.65 (lower mid).

HDFC Multi-Asset Fund

Bottom quartile AUM (₹5,303 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
5Y return: 13.26% (lower mid).
3Y return: 15.20% (lower mid).
1Y return: 13.56% (upper mid).
1M return: 0.98% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.83 (upper mid).

SBI Equity Hybrid Fund

Highest AUM (₹82,958 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.31% (lower mid).
3Y return: 14.92% (lower mid).
1Y return: 13.21% (lower mid).
1M return: 0.39% (bottom quartile).
Alpha: 4.12 (top quartile).
Sharpe: 0.61 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

Upper mid AUM (₹69,868 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.71% (bottom quartile).
3Y return: 14.06% (bottom quartile).
1Y return: 12.59% (bottom quartile).
1M return: 0.73% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.82 (upper mid).

UTI Multi Asset Fund

Lower mid AUM (₹6,551 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.05% (upper mid).
3Y return: 20.46% (top quartile).
1Y return: 11.52% (bottom quartile).
1M return: 0.83% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.48 (bottom quartile).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹8,800 Cr).
Established history (25+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.32% (bottom quartile).
3Y return: 13.42% (bottom quartile).
1Y return: 10.00% (bottom quartile).
1M return: 0.51% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.34 (bottom quartile).

सर्वश्रेष्ठ म्युचुअल फंड का चयन कैसे करें?

चयन की प्रक्रियासर्वश्रेष्ठ म्युचुअल फंड निम्नानुसार हैं।

निवेश उद्देश्य: व्यक्ति किसी विशेष उद्देश्य को पूरा करने के लिए कोई भी निवेश करते हैं। इसलिए यह तय करना जरूरी है कि निवेश क्यों किया जा रहा है। कुछ उद्देश्य जिनके लिए व्यक्तिम्युचुअल फंड में निवेश घर खरीद रहे हैं, वाहन खरीद रहे हैं,सेवानिवृत्ति योजना, शादी की योजना बना रहे हैं, और भी बहुत कुछ।
कार्यकाल, अपेक्षित प्रतिफल, और जोखिम-भूख: एक बार जब आप निवेश का उद्देश्य निर्धारित कर लेते हैं, तो अगला कदम अपेक्षित रिटर्न और जोखिम-भूख के साथ निवेश की अवधि निर्धारित करना होता है। व्यक्तियों को यह तय करना चाहिए कि उन्हें किस अवधि तक निवेश करना है। कार्यकाल के साथ, व्यक्तियों को अपेक्षित रिटर्न और जोखिम-भूख की भी जांच करनी चाहिए। तीन मापदंडों को निर्धारित करने से आपको यह तय करने में मदद मिलेगी कि आप किस प्रकार की योजना में निवेश करना चुन सकते हैं।
म्यूचुअल फंड योजना के बारे में विवरण देखें: निवेश करने के लिए योजना का प्रकार तय करने के बाद, व्यक्तियों को योजना के बारे में समझना चाहिए। लोगों को योजना के विभिन्न पहलुओं की जांच करनी चाहिए जैसे कि फंड की आयु, उसका एयूएम या योजना का परिसंपत्ति का आकार, व्यय अनुपात और फंड का प्रदर्शन। इन मापदंडों के साथ, व्यक्तियों को योजना का प्रबंधन करने वाले फंड मैनेजर की साख की भी जांच करनी चाहिए।
फंड हाउस की साख की जाँच करें: म्यूचुअल फंड योजना के विवरण का आकलन करने के अलावा, व्यक्तियों को फंड हाउस या एसेट मैनेजमेंट कंपनी की साख की भी जांच करनी चाहिए (एएमसी) ऐसा इसलिए है, क्योंकि यह फंड हाउस है जो योजनाओं के प्रबंधन के लिए जिम्मेदार है। नतीजतन, फंड हाउस भी योजना के प्रदर्शन के लिए जिम्मेदार है।
नियमित रूप से अपने निवेश की समीक्षा करें: अभी - अभीनिवेश काफी नहीं है। व्यक्तियों को म्यूचुअल फंड में निवेश करने के बाद पीछे नहीं हटना चाहिए। उन्हें नियमित रूप से और समयबद्ध तरीके से अपने निवेश की समीक्षा करनी चाहिए ताकि वे अपने निवेश पर अधिकतम रिटर्न अर्जित कर सकें।

Disclaimer:
यहां दी गई जानकारी की सत्यता सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।