पंजाब नेशनल बैंक में एसआईपी लेनदेन के लिए बिलर कैसे जोड़ें?

Updated on April 15, 2026 , 64687 views

मेंसिप या व्यवस्थितनिवेश योजना व्यक्तियों में छोटी राशि जमाम्यूचुअल फंड निश्चित अंतराल पर योजनाएं। चूंकि पैसे नियमित अंतराल पर काटे जाते हैं, इसलिए व्यक्ति बिलर्स को अपने में जोड़कर भुगतान प्रक्रिया को आसान बना सकते हैंबैंक कारण। एसआईपी लेनदेन के लिए बिलर जोड़ने के लिए, व्यक्तियों के पास एसआईपी लेनदेन का विशिष्ट पंजीकरण संख्या या यूआरएन होना चाहिए। पहला एसआईपी भुगतान करने के बाद व्यक्तियों को यह नंबर मिलता है। प्रत्येक बैंक के लिए बिलर जोड़ने की प्रक्रिया अलग है। तो, आइए पंजाब में एसआईपी लेनदेन के लिए बिलर जोड़ने की प्रक्रिया को समझते हैंराष्ट्रीय बैंक. इन स्टेप्स को मोबाइल बैंकिंग की मदद से नीचे समझाया गया है।

अपना पीएनबी मोबाइल एप्लिकेशन खोलें

लॉगिन की प्रक्रिया में पहला कदम अपने मोबाइल पर पीएनबी मोबाइल एप्लिकेशन दर्ज करना है। इस चरण की छवि नीचे दी गई है जहां पीएनबी मोबाइल एप्लिकेशन का आइकन हरे रंग में हाइलाइट किया गया है।

एक बार जब आप पीएनबी एप्लिकेशन पर क्लिक करते हैं, तो एक नई स्क्रीन खुलती है। इस स्क्रीन में आपको अपना यूजर आईडी और एमपिन डालना होगा। इस चरण के लिए छवि नीचे दी गई है जहां उपयोगकर्ता आईडी और एमपिन ब्लॉक हरे रंग में हाइलाइट किए गए हैं।

होम स्क्रीन में भुगतान रिचार्ज का चयन करें

होम स्क्रीन पर अपनी यूजर आईडी और एमपिन से लॉग इन करने के बाद, आपको पर क्लिक करना होगाभुगतान/रिचार्ज विकल्प। इस चरण के लिए चित्र भुगतान/रिचार्ज टैब के नीचे हरे रंग में हाइलाइट किया गया है।

रजिस्टर बिलर पर क्लिक करें

यह बिलर जोड़ने की प्रक्रिया का चौथा चरण है। एक बार जब आप भुगतान/रिचार्ज पर क्लिक करते हैं, तो एक नया टैब खुलता है जिसमें विभिन्न विकल्प होते हैं जैसे रजिस्टर बिलर, बिल देखें और भुगतान करें, बिलर देखें, और इसी तरह। इस स्टेप में आपको पर क्लिक करना होगारजिस्टर बिलर विकल्प। इस चरण की छवि इस प्रकार है जहां हरे रंग में रजिस्टर बिलर विकल्प हाइलाइट किया गया है।

म्यूचुअल फंड विकल्प पर क्लिक करें

एक बार जब आप रजिस्टर बिलर पर क्लिक करते हैं, तो एक नई स्क्रीन खुलती है जो विभिन्न बिलर्स को दिखाती है जिन्हें जोड़ा जा सकता है। कुछ विकल्पों में शामिल हैंबीमा, सदस्यता, दूरसंचार, और इसी तरह। यहां, आपको चयन करने की आवश्यकता हैम्यूचुअल फंड विकल्प। इस चरण की छवि इस प्रकार है जहां हरे रंग में म्यूचुअल फंड विकल्प हाइलाइट किया गया है।

बीएसई लिमिटेड का चयन करें

एक बार जब आप पिछले चरण में म्यूचुअल फंड पर क्लिक करते हैं, तो आप एक नई स्क्रीन पर रीडायरेक्ट हो जाते हैं जहां बहुत सारे विकल्प होते हैं; आपको चयन करने की आवश्यकता हैBSE Limited. इस चरण की छवि इस प्रकार है जहां बीएसई लिमिटेड को हरे रंग में हाइलाइट किया गया है।

यूआरएन और उपनाम दर्ज करें

इस चरण में, आपको उपनाम के साथ एसआईपी लेनदेन का विशिष्ट पंजीकरण संख्या या यूआरएन दर्ज करना होगा। यह यूआरएन नंबर वह है जिसे आप फिनकैश से अपने ईमेल में प्राप्त करते हैं। यदि आपको URN प्राप्त नहीं होता है; तो आप इसे * पर लॉग इन करके प्राप्त कर सकते हैंआपका फिनकैश खाता* और माई एसआईपी सेक्शन में जाकर। विवरण दर्ज करने के बाद, आपको जारी रखें पर क्लिक करना होगा। इस चरण की छवि इस प्रकार है जहाँ URN नंबर बॉक्स को हरे रंग में हाइलाइट किया गया है।

एक बार जब आप जारी रखें पर क्लिक करते हैं, तो नई स्क्रीन में आपको ऑटो भुगतान विकल्पों से संबंधित विवरण जोड़ना होगा जिसमें; आपको ऑटो पे के लिए चयन करना होगा। फिर आपको अपने पंजीकृत मोबाइल नंबर पर प्राप्त ओटीपी दर्ज करना होगा। एक बार जब आप ओटीपी दर्ज करते हैं, तो बिलर जोड़ने की प्रक्रिया की पुष्टि हो जाती है.

इस प्रकार, उपरोक्त चरणों से, हम कह सकते हैं कि पंजाब नेशनल बैंक में बिलर जोड़ने की प्रक्रिया आसान है।

बेहतर रिटर्न अर्जित करने के लिए निवेश करने के लिए सर्वश्रेष्ठ एसआईपी

यहाँ कुछ अनुशंसित SIP हैं:5 वर्ष से अधिक का रिटर्न और एयूएमINR 500 करोड़:

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI PSU Fund Growth	₹36.2641 ↑ 0.41	₹6,545	500	6.1	10.7	18.5	32.7	28.1	11.3
ICICI Prudential Infrastructure Fund Growth	₹200.32 ↑ 2.12	₹8,098	100	3.5	1.2	11.4	25	27.1	6.7
DSP World Gold Fund Growth	₹62.7845 ↓ -0.85	₹2,191	500	6.5	30.2	108.2	47.4	26.6	167.1
Invesco India PSU Equity Fund Growth	₹68.74 ↑ 0.78	₹1,511	500	2.4	6.2	16.8	30.5	26.5	10.3
Nippon India Power and Infra Fund Growth	₹369.92 ↑ 4.98	₹7,128	100	10.4	5.2	14.6	27.4	25.3	-0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI PSU Fund	ICICI Prudential Infrastructure Fund	DSP World Gold Fund	Invesco India PSU Equity Fund	Nippon India Power and Infra Fund
Point 1	Lower mid AUM (₹6,545 Cr).	Highest AUM (₹8,098 Cr).	Bottom quartile AUM (₹2,191 Cr).	Bottom quartile AUM (₹1,511 Cr).	Upper mid AUM (₹7,128 Cr).
Point 2	Established history (15+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Top rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 28.14% (top quartile).	5Y return: 27.14% (upper mid).	5Y return: 26.64% (lower mid).	5Y return: 26.52% (bottom quartile).	5Y return: 25.34% (bottom quartile).
Point 6	3Y return: 32.67% (upper mid).	3Y return: 25.03% (bottom quartile).	3Y return: 47.40% (top quartile).	3Y return: 30.49% (lower mid).	3Y return: 27.36% (bottom quartile).
Point 7	1Y return: 18.46% (upper mid).	1Y return: 11.39% (bottom quartile).	1Y return: 108.17% (top quartile).	1Y return: 16.77% (lower mid).	1Y return: 14.60% (bottom quartile).
Point 8	Alpha: 0.92 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 6.90 (top quartile).	Alpha: -6.26 (bottom quartile).	Alpha: 0.23 (lower mid).
Point 9	Sharpe: 1.90 (upper mid).	Sharpe: 1.03 (bottom quartile).	Sharpe: 4.06 (top quartile).	Sharpe: 1.47 (lower mid).	Sharpe: 1.10 (bottom quartile).
Point 10	Information ratio: -0.27 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: -1.08 (bottom quartile).	Information ratio: -0.78 (bottom quartile).	Information ratio: 0.34 (top quartile).

SBI PSU Fund

Lower mid AUM (₹6,545 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 28.14% (top quartile).
3Y return: 32.67% (upper mid).
1Y return: 18.46% (upper mid).
Alpha: 0.92 (upper mid).
Sharpe: 1.90 (upper mid).
Information ratio: -0.27 (lower mid).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,098 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 27.14% (upper mid).
3Y return: 25.03% (bottom quartile).
1Y return: 11.39% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.03 (bottom quartile).
Information ratio: 0.00 (upper mid).

DSP World Gold Fund

Bottom quartile AUM (₹2,191 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 26.64% (lower mid).
3Y return: 47.40% (top quartile).
1Y return: 108.17% (top quartile).
Alpha: 6.90 (top quartile).
Sharpe: 4.06 (top quartile).
Information ratio: -1.08 (bottom quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,511 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 26.52% (bottom quartile).
3Y return: 30.49% (lower mid).
1Y return: 16.77% (lower mid).
Alpha: -6.26 (bottom quartile).
Sharpe: 1.47 (lower mid).
Information ratio: -0.78 (bottom quartile).

Nippon India Power and Infra Fund

Upper mid AUM (₹7,128 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 25.34% (bottom quartile).
3Y return: 27.36% (bottom quartile).
1Y return: 14.60% (bottom quartile).
Alpha: 0.23 (lower mid).
Sharpe: 1.10 (bottom quartile).
Information ratio: 0.34 (top quartile).

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Lower mid AUM (₹6,545 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 28.14% (top quartile).
3Y return: 32.67% (upper mid).
1Y return: 18.46% (upper mid).
Alpha: 0.92 (upper mid).
Sharpe: 1.90 (upper mid).
Information ratio: -0.27 (lower mid).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (17 Apr 26)	₹36.2641 ↑ 0.41 (1.15 %)
Net Assets (Cr)	₹6,545 on 28 Feb 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.9
Information Ratio	-0.27
Alpha Ratio	0.92
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,520
31 Mar 23	₹14,284
31 Mar 24	₹26,707
31 Mar 25	₹28,297
31 Mar 26	₹30,937

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	5.2%
3 Month	6.1%
6 Month	10.7%
1 Year	18.5%
3 Year	32.7%
5 Year	28.1%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	11.3%
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.83 Yr.

Data below for SBI PSU Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Utility	31.55%
Financial Services	30.98%
Energy	12.91%
Industrials	12.8%
Basic Materials	6.89%

Asset Allocation

Asset Class	Value
Cash	4.8%
Equity	95.12%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹972 Cr	9,927,500
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	10%	₹590 Cr	19,935,554
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	10%	₹572 Cr	15,443,244
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹536 Cr	13,385,000 ↓ -340,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹525 Cr	38,150,000 ↑ 3,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	7%	₹386 Cr	13,555,000 ↑ 7,600,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	6%	₹324 Cr	13,100,000 ↑ 2,100,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	5%	₹273 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹213 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	3%	₹205 Cr	2,427,235

2. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹8,098 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 27.14% (upper mid).
3Y return: 25.03% (bottom quartile).
1Y return: 11.39% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.03 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (17 Apr 26)	₹200.32 ↑ 2.12 (1.07 %)
Net Assets (Cr)	₹8,098 on 28 Feb 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,553
31 Mar 23	₹16,550
31 Mar 24	₹27,030
31 Mar 25	₹29,212
31 Mar 26	₹28,800

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	9.3%
3 Month	3.5%
6 Month	1.2%
1 Year	11.4%
3 Year	25%
5 Year	27.1%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.83 Yr.
Sharmila D’mello	30 Jun 22	3.76 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	47.14%
Financial Services	10.2%
Basic Materials	10.04%
Utility	9.84%
Real Estate	9.04%
Energy	6.55%
Consumer Cyclical	2.19%
Communication Services	0.09%

Asset Allocation

Asset Class	Value
Cash	4.96%
Equity	95.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	9%	₹655 Cr	1,661,985 ↑ 270,536
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	7%	₹528 Cr	1,505,704 ↑ 100,000
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	5%	₹374 Cr	2,636,802 ↑ 603,969
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	5%	₹346 Cr	9,326,448
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹226 Cr	98,292 ↑ 33,738
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| 532929	3%	₹219 Cr	3,363,877 ↑ 462,828
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jan 16 \| CONCOR	3%	₹219 Cr	5,142,440 ↑ 2,109,364
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹212 Cr	2,005,608 ↑ 73,641
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹209 Cr	574,561
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹192 Cr	1,429,725 ↓ -100,000

3. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹2,191 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 26.64% (lower mid).
3Y return: 47.40% (top quartile).
1Y return: 108.17% (top quartile).
Alpha: 6.90 (top quartile).
Sharpe: 4.06 (top quartile).
Information ratio: -1.08 (bottom quartile).

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (16 Apr 26)	₹62.7845 ↓ -0.85 (-1.34 %)
Net Assets (Cr)	₹2,191 on 28 Feb 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	4.06
Information Ratio	-1.08
Alpha Ratio	6.9
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,138
31 Mar 23	₹10,487
31 Mar 24	₹10,232
31 Mar 25	₹15,284
31 Mar 26	₹33,879

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	5.7%
3 Month	6.5%
6 Month	30.2%
1 Year	108.2%
3 Year	47.4%
5 Year	26.6%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	167.1%
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	13.09 Yr.

Data below for DSP World Gold Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Basic Materials	94.27%

Asset Allocation

Asset Class	Value
Cash	3.92%
Equity	94.27%
Debt	0.01%
Other	1.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	70%	₹1,531 Cr	1,103,589 ↓ -74,069
VanEck Gold Miners ETF - \| GDX	28%	₹604 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹90 Cr
Net Receivables/Payables Net Current Assets \| -	2%	-₹35 Cr

4. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,511 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 26.52% (bottom quartile).
3Y return: 30.49% (lower mid).
1Y return: 16.77% (lower mid).
Alpha: -6.26 (bottom quartile).
Sharpe: 1.47 (lower mid).
Information ratio: -0.78 (bottom quartile).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (17 Apr 26)	₹68.74 ↑ 0.78 (1.15 %)
Net Assets (Cr)	₹1,511 on 28 Feb 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	1.47
Information Ratio	-0.78
Alpha Ratio	-6.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,277
31 Mar 23	₹13,931
31 Mar 24	₹25,544
31 Mar 25	₹26,724
31 Mar 26	₹27,849

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	6.7%
3 Month	2.4%
6 Month	6.2%
1 Year	16.8%
3 Year	30.5%
5 Year	26.5%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	10.3%
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.75 Yr.
Sagar Gandhi	1 Jul 25	0.75 Yr.

Data below for Invesco India PSU Equity Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	30.35%
Industrials	28.06%
Utility	19.53%
Energy	13.58%
Basic Materials	3.6%
Consumer Cyclical	1.41%

Asset Allocation

Asset Class	Value
Cash	3.47%
Equity	96.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹115 Cr	1,171,232
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	7%	₹98 Cr	1,157,444
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	7%	₹91 Cr	261,137
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	6%	₹86 Cr	3,076,024 ↑ 359,015
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	6%	₹83 Cr	2,078,629 ↓ -237,890
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹67 Cr	1,801,543
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	5%	₹65 Cr	2,611,219 ↑ 133,663
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹63 Cr	6,852,914 ↓ -2,276,906
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| 532955	4%	₹52 Cr	1,703,577
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500312	4%	₹52 Cr	1,821,612

5. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹7,128 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 25.34% (bottom quartile).
3Y return: 27.36% (bottom quartile).
1Y return: 14.60% (bottom quartile).
Alpha: 0.23 (lower mid).
Sharpe: 1.10 (bottom quartile).
Information ratio: 0.34 (top quartile).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (17 Apr 26)	₹369.92 ↑ 4.98 (1.36 %)
Net Assets (Cr)	₹7,128 on 28 Feb 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	1.1
Information Ratio	0.34
Alpha Ratio	0.23
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,490
31 Mar 23	₹14,486
31 Mar 24	₹25,615
31 Mar 25	₹26,322
31 Mar 26	₹26,803

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	9.3%
3 Month	10.4%
6 Month	5.2%
1 Year	14.6%
3 Year	27.4%
5 Year	25.3%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.5%
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.86 Yr.
Rahul Modi	19 Aug 24	1.62 Yr.
Amber Singhania	11 Mar 26	0.06 Yr.

Data below for Nippon India Power and Infra Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	33.96%
Utility	23.84%
Energy	10.82%
Consumer Cyclical	10.6%
Basic Materials	6.71%
Technology	4.26%
Financial Services	2.97%
Communication Services	2.32%
Health Care	2.26%
Real Estate	1.63%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	10%	₹626 Cr	4,660,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹511 Cr	13,800,000 ↓ -1,700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹408 Cr	1,164,337 ↑ 175,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹288 Cr	7,600,789 ↓ -300,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	3%	₹226 Cr	24,491,079 ↑ 1,920,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹178 Cr	2,720,014
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹168 Cr	6,848,468 ↓ -51,532
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	2%	₹161 Cr	150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹152 Cr	850,000 ↑ 70,000
NLC India Ltd (Utilities) Equity, Since 31 Aug 24 \| 513683	2%	₹149 Cr	5,531,878

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Research Highlights & Commentary of 5 Funds showcased

SBI PSU Fund

ICICI Prudential Infrastructure Fund

DSP World Gold Fund

Invesco India PSU Equity Fund

Nippon India Power and Infra Fund

1. SBI PSU Fund

Growth of 10,000 investment over the years.

SBI PSU Fund SIP Returns

Returns for SBI PSU Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for SBI PSU Fund

Data below for SBI PSU Fund as on 28 Feb 26

Equity Sector Allocation

Asset Allocation

Top Securities Holdings / Portfolio

2. ICICI Prudential Infrastructure Fund

Growth of 10,000 investment over the years.

ICICI Prudential Infrastructure Fund SIP Returns

Returns for ICICI Prudential Infrastructure Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for ICICI Prudential Infrastructure Fund

Data below for ICICI Prudential Infrastructure Fund as on 28 Feb 26

Equity Sector Allocation

Asset Allocation

Top Securities Holdings / Portfolio

3. DSP World Gold Fund

Growth of 10,000 investment over the years.

DSP World Gold Fund SIP Returns

Returns for DSP World Gold Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for DSP World Gold Fund

Data below for DSP World Gold Fund as on 28 Feb 26

Equity Sector Allocation

Asset Allocation

Top Securities Holdings / Portfolio

4. Invesco India PSU Equity Fund

Growth of 10,000 investment over the years.

Invesco India PSU Equity Fund SIP Returns

Returns for Invesco India PSU Equity Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for Invesco India PSU Equity Fund

Data below for Invesco India PSU Equity Fund as on 28 Feb 26

Equity Sector Allocation

Asset Allocation

Top Securities Holdings / Portfolio

5. Nippon India Power and Infra Fund

Growth of 10,000 investment over the years.

Nippon India Power and Infra Fund SIP Returns

Returns for Nippon India Power and Infra Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for Nippon India Power and Infra Fund

Data below for Nippon India Power and Infra Fund as on 28 Feb 26

Equity Sector Allocation

Asset Allocation

Top Securities Holdings / Portfolio