2019 ರ ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ರಿಟರ್ನ್ಸ್

Updated on December 17, 2025 , 1197 views

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಒಂದು ಹೂಡಿಕೆಯ ಮಾರ್ಗವಾಗಿದ್ದು, ಒಂದೇ ಆಲೋಚನೆಯನ್ನು ಹಂಚಿಕೊಳ್ಳುವ ಹಲವಾರು ವ್ಯಕ್ತಿಗಳು ಒಗ್ಗೂಡಿ ತಮ್ಮ ಹಣವನ್ನು ಹೂಡಿಕೆ ಮಾಡಿದಾಗ ರೂಪುಗೊಳ್ಳುತ್ತದೆ. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆ ನಂತರ ಈ ವ್ಯಕ್ತಿಗಳ ಪರವಾಗಿ ವಿವಿಧ ಹಣಕಾಸು ಸಾಧನಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ ಮತ್ತು ಲಾಭವನ್ನು ಗಳಿಸುತ್ತದೆ. ವ್ಯಕ್ತಿಗಳ ವೈವಿಧ್ಯಮಯ ಅವಶ್ಯಕತೆಗಳನ್ನು ಪೂರೈಸಲು ವಿನ್ಯಾಸಗೊಳಿಸಲಾದ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಗಳ ವಿವಿಧ ವರ್ಗಗಳಿವೆ. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳ ವಿಶಾಲ ವರ್ಗಗಳುಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು,ಸಾಲ ನಿಧಿ, ಮತ್ತುಹೈಬ್ರಿಡ್ ಫಂಡ್. 2019 ರಲ್ಲಿ, ಎಲ್ಲಾ ಯೋಜನೆ ವಿಭಾಗಗಳ ಕಾರ್ಯಕ್ಷಮತೆ ಉತ್ತಮವಾಗಿತ್ತು. ದಿಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ತಮ್ಮ ಹೂಡಿಕೆದಾರರಿಗೆ ಸಂಪೂರ್ಣ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಸಾಧ್ಯವಾಯಿತು. ಆದ್ದರಿಂದ, 2019 ರ ಈ ಯೋಜನೆಗಳ ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ನೋಡೋಣ.

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2019 ರ ಕಾರ್ಯಕ್ಷಮತೆಯ ಆಧಾರದ ಮೇಲೆ ಉನ್ನತ ಪ್ರದರ್ಶನ ಇಕ್ವಿಟಿ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
Motilal Oswal Midcap 30 Fund Growth	₹100.503 ↑ 1.21	₹38,003	57.1	41.7	10.7	55.8	9.3
LIC MF Infrastructure Fund Growth	₹48.625 ↑ 0.22	₹1,022	47.8	44.4	7.9	46.6	-0.1
Motilal Oswal Long Term Equity Fund Growth	₹50.2049 ↑ 1.26	₹4,444	47.7	37	1.8	32.1	8.8
Motilal Oswal Multicap 35 Fund Growth	₹61.1012 ↑ 0.64	₹14,312	45.7	31	-3	15.3	10.3
Invesco India Mid Cap Fund Growth	₹184.24 ↑ 1.77	₹10,006	43.1	34.1	0.5	43.1	24.4
UTI Healthcare Fund Growth	₹285.16 ↑ 2.97	₹1,126	42.9	38.2	-12.3	19.1	67.4
SBI Healthcare Opportunities Fund Growth	₹419.233 ↓ -1.12	₹4,131	42.2	38.2	-6	20.1	65.8
TATA India Pharma & Healthcare Fund Growth	₹30.1963 ↑ 0.27	₹1,339	40.4	36.6	-8	19.1	64.4
IDBI Small Cap Fund Growth	₹29.0343 ↑ 0.34	₹619	40	33.4	2.4	64.7	19
Bandhan Infrastructure Fund Growth	₹47.675 ↑ 0.56	₹1,566	39.3	50.3	1.7	64.8	6.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	LIC MF Infrastructure Fund	Motilal Oswal Long Term Equity Fund	Motilal Oswal Multicap 35 Fund	Invesco India Mid Cap Fund	UTI Healthcare Fund	SBI Healthcare Opportunities Fund	TATA India Pharma & Healthcare Fund	IDBI Small Cap Fund	Bandhan Infrastructure Fund
Point 1	Highest AUM (₹38,003 Cr).	Bottom quartile AUM (₹1,022 Cr).	Upper mid AUM (₹4,444 Cr).	Top quartile AUM (₹14,312 Cr).	Upper mid AUM (₹10,006 Cr).	Bottom quartile AUM (₹1,126 Cr).	Upper mid AUM (₹4,131 Cr).	Lower mid AUM (₹1,339 Cr).	Bottom quartile AUM (₹619 Cr).	Lower mid AUM (₹1,566 Cr).
Point 2	Established history (11+ yrs).	Established history (17+ yrs).	Established history (10+ yrs).	Established history (11+ yrs).	Established history (18+ yrs).	Oldest track record among peers (26 yrs).	Established history (20+ yrs).	Established history (9+ yrs).	Established history (8+ yrs).	Established history (14+ yrs).
Point 3	Rating: 3★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Rating: 5★ (top quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 28.36% (top quartile).	5Y return: 26.30% (upper mid).	5Y return: 20.24% (lower mid).	5Y return: 15.85% (bottom quartile).	5Y return: 24.52% (upper mid).	5Y return: 15.13% (bottom quartile).	5Y return: 16.61% (lower mid).	5Y return: 15.15% (bottom quartile).	5Y return: 22.75% (upper mid).	5Y return: 26.51% (top quartile).
Point 6	3Y return: 24.51% (upper mid).	3Y return: 25.80% (top quartile).	3Y return: 21.60% (bottom quartile).	3Y return: 21.11% (bottom quartile).	3Y return: 26.51% (top quartile).	3Y return: 24.22% (upper mid).	3Y return: 23.53% (upper mid).	3Y return: 22.01% (lower mid).	3Y return: 15.73% (bottom quartile).	3Y return: 23.23% (lower mid).
Point 7	1Y return: -11.63% (bottom quartile).	1Y return: -6.69% (lower mid).	1Y return: -10.50% (bottom quartile).	1Y return: -5.62% (upper mid).	1Y return: 4.65% (top quartile).	1Y return: -1.46% (top quartile).	1Y return: -1.96% (upper mid).	1Y return: -2.81% (upper mid).	1Y return: -15.10% (bottom quartile).	1Y return: -9.76% (lower mid).
Point 8	Alpha: -11.47 (bottom quartile).	Alpha: -13.09 (bottom quartile).	Alpha: -7.87 (bottom quartile).	Alpha: -5.55 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: -2.38 (upper mid).	Alpha: -0.61 (upper mid).	Alpha: -2.75 (upper mid).	Alpha: -7.32 (lower mid).	Alpha: 0.00 (top quartile).
Point 9	Sharpe: -0.40 (bottom quartile).	Sharpe: -0.18 (upper mid).	Sharpe: -0.21 (upper mid).	Sharpe: -0.21 (lower mid).	Sharpe: 0.37 (top quartile).	Sharpe: -0.22 (lower mid).	Sharpe: -0.12 (top quartile).	Sharpe: -0.19 (upper mid).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.40 (bottom quartile).
Point 10	Information ratio: 0.21 (upper mid).	Information ratio: 0.31 (upper mid).	Information ratio: 0.66 (top quartile).	Information ratio: 0.66 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -0.11 (bottom quartile).	Information ratio: -0.03 (bottom quartile).	Information ratio: 0.06 (upper mid).	Information ratio: -0.66 (bottom quartile).	Information ratio: 0.00 (lower mid).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹38,003 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 28.36% (top quartile).
3Y return: 24.51% (upper mid).
1Y return: -11.63% (bottom quartile).
Alpha: -11.47 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.21 (upper mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,022 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 26.30% (upper mid).
3Y return: 25.80% (top quartile).
1Y return: -6.69% (lower mid).
Alpha: -13.09 (bottom quartile).
Sharpe: -0.18 (upper mid).
Information ratio: 0.31 (upper mid).

Motilal Oswal Long Term Equity Fund

Upper mid AUM (₹4,444 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.24% (lower mid).
3Y return: 21.60% (bottom quartile).
1Y return: -10.50% (bottom quartile).
Alpha: -7.87 (bottom quartile).
Sharpe: -0.21 (upper mid).
Information ratio: 0.66 (top quartile).

Motilal Oswal Multicap 35 Fund

Top quartile AUM (₹14,312 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.85% (bottom quartile).
3Y return: 21.11% (bottom quartile).
1Y return: -5.62% (upper mid).
Alpha: -5.55 (lower mid).
Sharpe: -0.21 (lower mid).
Information ratio: 0.66 (top quartile).

Invesco India Mid Cap Fund

Upper mid AUM (₹10,006 Cr).
Established history (18+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.52% (upper mid).
3Y return: 26.51% (top quartile).
1Y return: 4.65% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.37 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,126 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 15.13% (bottom quartile).
3Y return: 24.22% (upper mid).
1Y return: -1.46% (top quartile).
Alpha: -2.38 (upper mid).
Sharpe: -0.22 (lower mid).
Information ratio: -0.11 (bottom quartile).

SBI Healthcare Opportunities Fund

Upper mid AUM (₹4,131 Cr).
Established history (20+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 16.61% (lower mid).
3Y return: 23.53% (upper mid).
1Y return: -1.96% (upper mid).
Alpha: -0.61 (upper mid).
Sharpe: -0.12 (top quartile).
Information ratio: -0.03 (bottom quartile).

TATA India Pharma & Healthcare Fund

Lower mid AUM (₹1,339 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: High.
5Y return: 15.15% (bottom quartile).
3Y return: 22.01% (lower mid).
1Y return: -2.81% (upper mid).
Alpha: -2.75 (upper mid).
Sharpe: -0.19 (upper mid).
Information ratio: 0.06 (upper mid).

IDBI Small Cap Fund

Bottom quartile AUM (₹619 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.75% (upper mid).
3Y return: 15.73% (bottom quartile).
1Y return: -15.10% (bottom quartile).
Alpha: -7.32 (lower mid).
Sharpe: -0.64 (bottom quartile).
Information ratio: -0.66 (bottom quartile).

Bandhan Infrastructure Fund

Lower mid AUM (₹1,566 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 26.51% (top quartile).
3Y return: 23.23% (lower mid).
1Y return: -9.76% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.00 (lower mid).

2019 ರ ಕಾರ್ಯಕ್ಷಮತೆಯ ಆಧಾರದ ಮೇಲೆ ಉನ್ನತ ಸಾಧನೆ ಸಾಲ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Credit Risk Fund Growth	₹23.2413 ↑ 0.00	₹1,096	11.9	6.9	7.1	7.62%	2Y 3M 18D	3Y 29D
Bandhan Government Securities Fund - Investment Plan Growth	₹35.3344 ↓ -0.02	₹2,275	10.6	6.8	1.4	6.09%	2Y 10M 20D	3Y 8M 1D
Aditya Birla Sun Life Medium Term Plan Growth	₹41.1276 ↓ -0.01	₹2,886	10.5	6.9	24.8	7.48%	3Y 8M 16D	4Y 11M 5D
ICICI Prudential Long Term Bond Fund Growth	₹90.2974 ↑ 0.12	₹1,055	10.1	6.8	1.3	7.41%	9Y 9M 11D	26Y 6M 11D
DSP Government Securities Fund Growth	₹96.0016 ↑ 0.21	₹1,345	10.1	7.1	2.7	7.36%	11Y 1M 20D	30Y 10M 20D
Bandhan Dynamic Bond Fund Growth	₹33.9814 ↓ -0.02	₹2,544	10	6.4	1	6.09%	2Y 1M 17D	2Y 7M 10D
Axis Gilt Fund Growth	₹25.7491 ↑ 0.01	₹599	10	7.1	2.4	6.99%	8Y 8M 5D	21Y 3M 4D
Invesco India Gilt Fund Growth	₹2,836.51 ↑ 1.22	₹308	10	6.6	2.3	7.08%	9Y 7M 10D	22Y 7M 28D
DSP Strategic Bond Fund Growth	₹3,375.07 ↑ 2.34	₹1,368	9.9	7.9	1.6	6.94%	8Y 7M 10D	18Y 6M 25D
Edelweiss Government Securities Fund Growth	₹24.507 ↑ 0.01	₹155	9.8	6.2	2.5	6.91%	8Y 4M 24D	18Y 7M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Aditya Birla Sun Life Credit Risk Fund	Bandhan Government Securities Fund - Investment Plan	Aditya Birla Sun Life Medium Term Plan	ICICI Prudential Long Term Bond Fund	DSP Government Securities Fund	Bandhan Dynamic Bond Fund	Axis Gilt Fund	Invesco India Gilt Fund	DSP Strategic Bond Fund	Edelweiss Government Securities Fund
Point 1	Lower mid AUM (₹1,096 Cr).	Upper mid AUM (₹2,275 Cr).	Highest AUM (₹2,886 Cr).	Lower mid AUM (₹1,055 Cr).	Upper mid AUM (₹1,345 Cr).	Top quartile AUM (₹2,544 Cr).	Bottom quartile AUM (₹599 Cr).	Bottom quartile AUM (₹308 Cr).	Upper mid AUM (₹1,368 Cr).	Bottom quartile AUM (₹155 Cr).
Point 2	Established history (10+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Oldest track record among peers (27 yrs).	Established history (26+ yrs).	Established history (17+ yrs).	Established history (13+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (11+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 13.37% (top quartile).	1Y return: 3.66% (bottom quartile).	1Y return: 10.88% (top quartile).	1Y return: 5.17% (upper mid).	1Y return: 4.05% (upper mid).	1Y return: 3.34% (bottom quartile).	1Y return: 5.15% (upper mid).	1Y return: 3.89% (lower mid).	1Y return: 3.94% (lower mid).	1Y return: 3.64% (bottom quartile).
Point 6	1M return: 0.24% (upper mid).	1M return: -0.01% (bottom quartile).	1M return: 0.11% (upper mid).	1M return: 0.27% (top quartile).	1M return: 0.28% (top quartile).	1M return: -0.02% (bottom quartile).	1M return: 0.09% (lower mid).	1M return: 0.10% (upper mid).	1M return: -0.07% (bottom quartile).	1M return: 0.07% (lower mid).
Point 7	Sharpe: 2.11 (top quartile).	Sharpe: -0.34 (upper mid).	Sharpe: 2.17 (top quartile).	Sharpe: -0.21 (upper mid).	Sharpe: -0.40 (lower mid).	Sharpe: -0.41 (bottom quartile).	Sharpe: -0.19 (upper mid).	Sharpe: -0.45 (bottom quartile).	Sharpe: -0.38 (lower mid).	Sharpe: -0.54 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.62% (top quartile).	Yield to maturity (debt): 6.09% (bottom quartile).	Yield to maturity (debt): 7.48% (top quartile).	Yield to maturity (debt): 7.41% (upper mid).	Yield to maturity (debt): 7.36% (upper mid).	Yield to maturity (debt): 6.09% (bottom quartile).	Yield to maturity (debt): 6.99% (lower mid).	Yield to maturity (debt): 7.08% (upper mid).	Yield to maturity (debt): 6.94% (lower mid).	Yield to maturity (debt): 6.91% (bottom quartile).
Point 10	Modified duration: 2.30 yrs (top quartile).	Modified duration: 2.89 yrs (upper mid).	Modified duration: 3.71 yrs (upper mid).	Modified duration: 9.78 yrs (bottom quartile).	Modified duration: 11.14 yrs (bottom quartile).	Modified duration: 2.13 yrs (top quartile).	Modified duration: 8.68 yrs (lower mid).	Modified duration: 9.61 yrs (bottom quartile).	Modified duration: 8.61 yrs (lower mid).	Modified duration: 8.40 yrs (upper mid).

Aditya Birla Sun Life Credit Risk Fund

Lower mid AUM (₹1,096 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 13.37% (top quartile).
1M return: 0.24% (upper mid).
Sharpe: 2.11 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.62% (top quartile).
Modified duration: 2.30 yrs (top quartile).

Bandhan Government Securities Fund - Investment Plan

Upper mid AUM (₹2,275 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 3.66% (bottom quartile).
1M return: -0.01% (bottom quartile).
Sharpe: -0.34 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.09% (bottom quartile).
Modified duration: 2.89 yrs (upper mid).

Aditya Birla Sun Life Medium Term Plan

Highest AUM (₹2,886 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 10.88% (top quartile).
1M return: 0.11% (upper mid).
Sharpe: 2.17 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.48% (top quartile).
Modified duration: 3.71 yrs (upper mid).

ICICI Prudential Long Term Bond Fund

Lower mid AUM (₹1,055 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 5.17% (upper mid).
1M return: 0.27% (top quartile).
Sharpe: -0.21 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.41% (upper mid).
Modified duration: 9.78 yrs (bottom quartile).

DSP Government Securities Fund

Upper mid AUM (₹1,345 Cr).
Established history (26+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.05% (upper mid).
1M return: 0.28% (top quartile).
Sharpe: -0.40 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.36% (upper mid).
Modified duration: 11.14 yrs (bottom quartile).

Bandhan Dynamic Bond Fund

Top quartile AUM (₹2,544 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 3.34% (bottom quartile).
1M return: -0.02% (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.09% (bottom quartile).
Modified duration: 2.13 yrs (top quartile).

Axis Gilt Fund

Bottom quartile AUM (₹599 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.15% (upper mid).
1M return: 0.09% (lower mid).
Sharpe: -0.19 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.99% (lower mid).
Modified duration: 8.68 yrs (lower mid).

Invesco India Gilt Fund

Bottom quartile AUM (₹308 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 3.89% (lower mid).
1M return: 0.10% (upper mid).
Sharpe: -0.45 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.08% (upper mid).
Modified duration: 9.61 yrs (bottom quartile).

DSP Strategic Bond Fund

Upper mid AUM (₹1,368 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 3.94% (lower mid).
1M return: -0.07% (bottom quartile).
Sharpe: -0.38 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.94% (lower mid).
Modified duration: 8.61 yrs (lower mid).

Edelweiss Government Securities Fund

Bottom quartile AUM (₹155 Cr).
Established history (11+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.64% (bottom quartile).
1M return: 0.07% (lower mid).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.91% (bottom quartile).
Modified duration: 8.40 yrs (upper mid).

2019 ರ ಕಾರ್ಯಕ್ಷಮತೆಯ ಆಧಾರದ ಮೇಲೆ ಉನ್ನತ ಸಾಧನೆ ಮಾಡುವ ಹೈಬ್ರಿಡ್ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
JM Equity Hybrid Fund Growth	₹119.947 ↑ 0.96	₹811	27	33.8	8.1	22.9	30.5
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.61 ↑ 0.34	₹1,321	25.8	33.7	-4.8	54.5	31.1
Kotak Equity Hybrid Fund Growth	₹63.084 ↑ 0.58	₹8,462	21.7	20.1	5	28.9	15.4
Bandhan Hybrid Equity Fund Growth	₹26.812 ↑ 0.24	₹1,486	21	20.4	-1.1	30.8	13.9
UTI Multi Asset Fund Growth	₹79.0239 ↑ 0.32	₹6,551	20.7	29.1	4.4	11.8	13.1
Edelweiss Multi Asset Allocation Fund Growth	₹64.62 ↑ 0.40	₹3,413	20.2	25.4	5.3	27.1	12.7
UTI Hybrid Equity Fund Growth	₹417.296 ↑ 2.00	₹6,718	19.7	25.5	5.6	30.5	13.2
BNP Paribas Substantial Equity Hybrid Fund Growth	₹28.3385 ↑ 0.15	₹1,276	19.3	21	4.3	22.2	14.9
DSP Equity and Bond Fund Growth	₹363.042 ↑ 1.52	₹12,105	17.7	25.3	-2.7	24.2	17
Franklin India Equity Hybrid Fund Growth	₹273.746 ↑ 1.14	₹2,355	17.7	22.5	4.7	23.8	13.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	JM Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	Kotak Equity Hybrid Fund	Bandhan Hybrid Equity Fund	UTI Multi Asset Fund	Edelweiss Multi Asset Allocation Fund	UTI Hybrid Equity Fund	BNP Paribas Substantial Equity Hybrid Fund	DSP Equity and Bond Fund	Franklin India Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹811 Cr).	Bottom quartile AUM (₹1,321 Cr).	Top quartile AUM (₹8,462 Cr).	Lower mid AUM (₹1,486 Cr).	Upper mid AUM (₹6,551 Cr).	Upper mid AUM (₹3,413 Cr).	Upper mid AUM (₹6,718 Cr).	Bottom quartile AUM (₹1,276 Cr).	Highest AUM (₹12,105 Cr).	Lower mid AUM (₹2,355 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (9+ yrs).	Established history (11+ yrs).	Established history (8+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (30+ yrs).	Established history (8+ yrs).	Established history (26+ yrs).	Established history (26+ yrs).
Point 3	Rating: 1★ (upper mid).	Not Rated.	Rating: 3★ (top quartile).	Not Rated.	Rating: 1★ (lower mid).	Rating: 1★ (lower mid).	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.23% (top quartile).	5Y return: 19.54% (top quartile).	5Y return: 15.61% (upper mid).	5Y return: 15.30% (lower mid).	5Y return: 15.17% (lower mid).	5Y return: 16.58% (upper mid).	5Y return: 17.19% (upper mid).	5Y return: 14.06% (bottom quartile).	5Y return: 13.91% (bottom quartile).	5Y return: 14.26% (bottom quartile).
Point 6	3Y return: 17.56% (top quartile).	3Y return: 17.05% (upper mid).	3Y return: 14.39% (bottom quartile).	3Y return: 15.41% (lower mid).	3Y return: 19.37% (top quartile).	3Y return: 16.15% (upper mid).	3Y return: 16.28% (upper mid).	3Y return: 13.66% (bottom quartile).	3Y return: 15.68% (lower mid).	3Y return: 13.73% (bottom quartile).
Point 7	1Y return: -4.05% (bottom quartile).	1Y return: -5.67% (bottom quartile).	1Y return: 1.97% (bottom quartile).	1Y return: 5.96% (top quartile).	1Y return: 9.82% (top quartile).	1Y return: 4.66% (upper mid).	1Y return: 4.80% (upper mid).	1Y return: 2.25% (lower mid).	1Y return: 5.35% (upper mid).	1Y return: 3.02% (lower mid).
Point 8	1M return: -1.64% (bottom quartile).	1M return: -1.93% (bottom quartile).	1M return: -1.03% (lower mid).	1M return: -0.66% (upper mid).	1M return: 0.40% (top quartile).	1M return: -0.95% (lower mid).	1M return: 0.41% (top quartile).	1M return: -0.44% (upper mid).	1M return: -0.14% (upper mid).	1M return: -1.24% (bottom quartile).
Point 9	Alpha: -9.12 (bottom quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 1.21 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -0.39 (upper mid).	Alpha: -1.95 (bottom quartile).	Alpha: -4.02 (bottom quartile).	Alpha: -1.73 (lower mid).	Alpha: -1.54 (lower mid).
Point 10	Sharpe: -0.55 (bottom quartile).	Sharpe: -0.30 (bottom quartile).	Sharpe: -0.10 (lower mid).	Sharpe: 0.26 (top quartile).	Sharpe: 0.48 (top quartile).	Sharpe: 0.15 (upper mid).	Sharpe: 0.00 (upper mid).	Sharpe: -0.18 (bottom quartile).	Sharpe: 0.00 (upper mid).	Sharpe: -0.07 (lower mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹811 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.23% (top quartile).
3Y return: 17.56% (top quartile).
1Y return: -4.05% (bottom quartile).
1M return: -1.64% (bottom quartile).
Alpha: -9.12 (bottom quartile).
Sharpe: -0.55 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,321 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.54% (top quartile).
3Y return: 17.05% (upper mid).
1Y return: -5.67% (bottom quartile).
1M return: -1.93% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.30 (bottom quartile).

Kotak Equity Hybrid Fund

Top quartile AUM (₹8,462 Cr).
Established history (11+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.61% (upper mid).
3Y return: 14.39% (bottom quartile).
1Y return: 1.97% (bottom quartile).
1M return: -1.03% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.10 (lower mid).

Bandhan Hybrid Equity Fund

Lower mid AUM (₹1,486 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.30% (lower mid).
3Y return: 15.41% (lower mid).
1Y return: 5.96% (top quartile).
1M return: -0.66% (upper mid).
Alpha: 1.21 (top quartile).
Sharpe: 0.26 (top quartile).

UTI Multi Asset Fund

Upper mid AUM (₹6,551 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.17% (lower mid).
3Y return: 19.37% (top quartile).
1Y return: 9.82% (top quartile).
1M return: 0.40% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (top quartile).

Edelweiss Multi Asset Allocation Fund

Upper mid AUM (₹3,413 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.58% (upper mid).
3Y return: 16.15% (upper mid).
1Y return: 4.66% (upper mid).
1M return: -0.95% (lower mid).
Alpha: -0.39 (upper mid).
Sharpe: 0.15 (upper mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,718 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.19% (upper mid).
3Y return: 16.28% (upper mid).
1Y return: 4.80% (upper mid).
1M return: 0.41% (top quartile).
Alpha: -1.95 (bottom quartile).
Sharpe: 0.00 (upper mid).

BNP Paribas Substantial Equity Hybrid Fund

Bottom quartile AUM (₹1,276 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.06% (bottom quartile).
3Y return: 13.66% (bottom quartile).
1Y return: 2.25% (lower mid).
1M return: -0.44% (upper mid).
Alpha: -4.02 (bottom quartile).
Sharpe: -0.18 (bottom quartile).

DSP Equity and Bond Fund

Highest AUM (₹12,105 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.91% (bottom quartile).
3Y return: 15.68% (lower mid).
1Y return: 5.35% (upper mid).
1M return: -0.14% (upper mid).
Alpha: -1.73 (lower mid).
Sharpe: 0.00 (upper mid).

Franklin India Equity Hybrid Fund

Lower mid AUM (₹2,355 Cr).
Established history (26+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.26% (bottom quartile).
3Y return: 13.73% (bottom quartile).
1Y return: 3.02% (lower mid).
1M return: -1.24% (bottom quartile).
Alpha: -1.54 (lower mid).
Sharpe: -0.07 (lower mid).

ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಹೇಗೆ ಆಯ್ಕೆ ಮಾಡುವುದು?

ಆಯ್ಕೆ ಮಾಡುವ ಪ್ರಕ್ರಿಯೆಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ.

ಹೂಡಿಕೆ ಉದ್ದೇಶ: ನಿರ್ದಿಷ್ಟ ಉದ್ದೇಶವನ್ನು ಸಾಧಿಸಲು ವ್ಯಕ್ತಿಗಳು ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆ. ಆದ್ದರಿಂದ, ಹೂಡಿಕೆ ಏಕೆ ಮಾಡಲಾಗುತ್ತಿದೆ ಎಂಬುದನ್ನು ನಿರ್ಧರಿಸುವುದು ಬಹಳ ಮುಖ್ಯ. ವ್ಯಕ್ತಿಗಳು ಯಾವ ಉದ್ದೇಶಗಳಿಗಾಗಿಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಮನೆ ಖರೀದಿಸುತ್ತಿದ್ದಾರೆ, ವಾಹನವನ್ನು ಖರೀದಿಸುತ್ತಿದ್ದಾರೆ,ನಿವೃತ್ತಿ ಯೋಜನೆ, ಮದುವೆಗಾಗಿ ಯೋಜನೆ, ಮತ್ತು ಇನ್ನಷ್ಟು.
ಅಧಿಕಾರಾವಧಿ, ನಿರೀಕ್ಷಿತ ಆದಾಯ, ಮತ್ತು ಅಪಾಯ-ಹಸಿವು: ಹೂಡಿಕೆಯ ಉದ್ದೇಶವನ್ನು ನೀವು ನಿರ್ಧರಿಸಿದ ನಂತರ, ಮುಂದಿನ ಹಂತವು ಹೂಡಿಕೆಯ ಅಧಿಕಾರಾವಧಿಯನ್ನು ನಿರೀಕ್ಷಿತ ಆದಾಯ ಮತ್ತು ಅಪಾಯ-ಹಸಿವಿನೊಂದಿಗೆ ನಿರ್ಧರಿಸುವುದು. ವ್ಯಕ್ತಿಗಳು ಹೂಡಿಕೆ ಮಾಡುವ ಅವಧಿಯನ್ನು ನಿರ್ಧರಿಸಬೇಕು. ಅಧಿಕಾರಾವಧಿಯ ಜೊತೆಗೆ, ವ್ಯಕ್ತಿಗಳು ನಿರೀಕ್ಷಿತ ಆದಾಯ ಮತ್ತು ಅಪಾಯ-ಹಸಿವನ್ನು ಸಹ ಪರಿಶೀಲಿಸಬೇಕು. ಮೂರು ನಿಯತಾಂಕಗಳನ್ನು ನಿರ್ಧರಿಸುವುದು ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಆಯ್ಕೆ ಮಾಡಬಹುದಾದ ಸ್ಕೀಮ್ ಪ್ರಕಾರವನ್ನು ನಿರ್ಧರಿಸಲು ಸಹಾಯ ಮಾಡುತ್ತದೆ.
ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯ ಬಗ್ಗೆ ವಿವರಗಳನ್ನು ಪರಿಶೀಲಿಸಿ: ಹೂಡಿಕೆ ಮಾಡಲು ಯಾವ ಪ್ರಕಾರದ ಯೋಜನೆಯನ್ನು ನಿರ್ಧರಿಸಿದ ನಂತರ, ವ್ಯಕ್ತಿಗಳು ಯೋಜನೆಯ ಬಗ್ಗೆ ಅರ್ಥಮಾಡಿಕೊಳ್ಳಬೇಕು. ಜನರು ಯೋಜನೆಯ ವಿವಿಧ ಅಂಶಗಳನ್ನು ಪರಿಶೀಲಿಸಬೇಕು, ಉದಾಹರಣೆಗೆ ನಿಧಿಯ ವಯಸ್ಸು, ಅದರ AUM ಅಥವಾ ಯೋಜನೆಯ ಆಸ್ತಿ ಗಾತ್ರ, ವೆಚ್ಚ ಅನುಪಾತ ಮತ್ತು ನಿಧಿಯ ಕಾರ್ಯಕ್ಷಮತೆ. ಈ ನಿಯತಾಂಕಗಳ ಜೊತೆಗೆ, ವ್ಯಕ್ತಿಗಳು ಯೋಜನೆಯನ್ನು ನಿರ್ವಹಿಸುವ ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ನ ರುಜುವಾತುಗಳನ್ನು ಸಹ ಪರಿಶೀಲಿಸಬೇಕು.
ಫಂಡ್ ಹೌಸ್ನ ರುಜುವಾತುಗಳನ್ನು ಪರಿಶೀಲಿಸಿ: ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯ ವಿವರಗಳನ್ನು ನಿರ್ಣಯಿಸುವುದರ ಹೊರತಾಗಿ, ವ್ಯಕ್ತಿಗಳು ಫಂಡ್ ಹೌಸ್ ಅಥವಾ ಆಸ್ತಿ ನಿರ್ವಹಣಾ ಕಂಪನಿಯ ರುಜುವಾತುಗಳನ್ನು ಸಹ ಪರಿಶೀಲಿಸಬೇಕು (ಎಎಂಸಿ). ಏಕೆಂದರೆ, ಯೋಜನೆಗಳನ್ನು ನಿರ್ವಹಿಸುವ ಜವಾಬ್ದಾರಿ ಫಂಡ್ ಹೌಸ್ ಆಗಿದೆ. ಪರಿಣಾಮವಾಗಿ, ಯೋಜನೆಯ ಕಾರ್ಯಕ್ಷಮತೆಗೆ ಫಂಡ್ ಹೌಸ್ ಸಹ ಕಾರಣವಾಗಿದೆ.
ನಿಮ್ಮ ಹೂಡಿಕೆಗಳನ್ನು ನಿಯಮಿತವಾಗಿ ಪರಿಶೀಲಿಸಿ: ಕೇವಲಹೂಡಿಕೆ ಸಾಕಾಗುವುದಿಲ್ಲ. ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದ ನಂತರ ವ್ಯಕ್ತಿಗಳು ಹಿಂದಿನ ಆಸನವನ್ನು ತೆಗೆದುಕೊಳ್ಳಬಾರದು. ಅವರು ತಮ್ಮ ಹೂಡಿಕೆಗಳನ್ನು ನಿಯಮಿತವಾಗಿ ಮತ್ತು ಸಮಯೋಚಿತವಾಗಿ ಪರಿಶೀಲಿಸಬೇಕು ಇದರಿಂದ ಅವರು ತಮ್ಮ ಹೂಡಿಕೆಯ ಮೇಲೆ ಗರಿಷ್ಠ ಲಾಭವನ್ನು ಗಳಿಸಬಹುದು.

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ಸರಿಯಾದ ಬಗ್ಗೆ ಯಾವುದೇ ಭರವಸೆಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.